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class="Header__SecondaryMenuLabel">Customer</span> <span class="Header__SecondaryMenuDescription">I invest or want to invest with CFS</span> --> </a> </li> <li> <a data-cmp-hook-header="selectOption" href="/adviser"> <span class="Menu_Title">Adviser</span> <!-- <span class="Header__SecondaryMenuLabel">Adviser</span> <span class="Header__SecondaryMenuDescription">I invest on behalf of my clients</span> --> </a> </li> <li> <a data-cmp-hook-header="selectOption" href="/employer"> <span class="Menu_Title">Employer</span> <!-- <span class="Header__SecondaryMenuLabel">Employer</span> <span class="Header__SecondaryMenuDescription">I invest on behalf of my employees</span> --> </a> </li> </ul> </div> </div> </div> </div> <div class="Nav__container"> <div class="wrapper"> <div class="Header__Bar"> <div class="Header__Logo"> <a href="/"> <img src="/content/dam/cfs-winged/images/CFS-logo.svg" alt="Colonial First State"/> </a> </div> <button class="Header__HamburgerOpen" aria-label="Open 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Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="CFS Super"> <a class="Header__DrawerMenuHeading" href="/personal/super/why-choose-cfs-for-super">CFS Super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/low-admin-fees">Low fees</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/fees-and-performance">Compare CFS</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super">Personal super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/types-of-super/employer-super">Employer super </a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Understand super"> <a class="Header__DrawerMenuHeading" href="/super/understanding-superannuation">Understand super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/how-much-super-should-i-have">How much super should I have?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/cost-of-super">Fees and costs</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Manage super"> <a class="Header__DrawerMenuHeading" href="/super/manage-your-super">Manage super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/super-contributions">Types of contributions</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/first-home-super-saver">First home super saver</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/consolidate-your-super">Consolidate super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/faqs/superannuation/taking-your-super-to-new-job">Notify employer</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/insurance/insurance-in-super">Insurance in super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/early-access-to-super">Early access to super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/how-to-claim-a-death-benefit">Claiming a death benefit</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/about-us/contact-us">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/super/usi-abn-information-for-employer">USI ABN</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/investment/start-investing/make-a-contribution">Make a contribution</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/find-a-form/find-a-form">Forms</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/faqs/superannuation">Super FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/tools-calculators">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/funds-and-performance">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home.html">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/market-insights-news">News and insights</a> </li> </ul> </nav> </div> <div class="aem-Grid 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class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/low-admin-fees"> <span>Low fees</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/fees-and-performance"> <span>Compare CFS</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super"> <span>Personal super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/types-of-super/employer-super"> <span>Employer super </span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Understand super" href="/super/understanding-superannuation" class="Header__SubMenuHeading"> <span>Understand super</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/how-much-super-should-i-have"> <span>How much super should I have?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/cost-of-super"> <span>Fees and costs</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Manage super" href="/super/manage-your-super" class="Header__SubMenuHeading"> <span>Manage super</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/super-contributions"> <span>Types of contributions</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/first-home-super-saver"> <span>First home super saver</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/consolidate-your-super"> <span>Consolidate super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/faqs/superannuation/taking-your-super-to-new-job"> <span>Notify employer</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/insurance/insurance-in-super"> <span>Insurance in super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/early-access-to-super"> <span>Early access to super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/how-to-claim-a-death-benefit"> <span>Claiming a death benefit</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/about-us/contact-us" class="Header__SubMenuHeading"> <span>Help</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/super/usi-abn-information-for-employer"> <span>USI ABN</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/investment/start-investing/make-a-contribution"> <span>Make a contribution</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/find-a-form/find-a-form"> <span>Forms</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/faqs/superannuation"> <span>Super FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/tools-calculators"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/funds-and-performance"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home.html"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/market-insights-news"> <span>News and insights</span> </a> </li> <!-- <sly data-sly-list.subMenu="au.com.cfs.winged.core.models.pojo.NavigationItem@b87f40e,au.com.cfs.winged.core.models.pojo.NavigationItem@61939c99,au.com.cfs.winged.core.models.pojo.NavigationItem@742e0d6c,au.com.cfs.winged.core.models.pojo.NavigationItem@743d4c87"> <sly data-sly-test=""> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src=""></img> </div> <div class="promo-tile-title"> </div> <div class="promo-tile-description"> </div> <div class="promo-tile-button"> <a class="promo-button" href=></a> </div> </div> </sly> </sly> --> </ul> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list="au.com.cfs.winged.core.models.pojo.Drawer@1672cc32"> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Investments"> <span>Investments</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="How we invest"> <a class="Header__DrawerMenuHeading" href="/personal/investment/types-of-investments/investment-choice">How we invest</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/about-us/responsible-investing">Responsible investing</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Invest with CFS"> <a class="Header__DrawerMenuHeading" href="/personal/investment/cfs-investment-funds-returns-and-performance-compared">Invest with CFS</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/funds-and-performance">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/investment/types-of-investments/investment-choice">Choosing the right option</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="CFS Choice"> <a class="Header__DrawerMenuHeading" href="/personal/products/investments/investments">CFS Choice</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/thrive-plus">Thrive+ sustainable growth </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/campaigns/firstrate-cash-fund">FirstRate cash</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/about-us/contact-us">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/investing-made-simple">Investing made simple</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/investment/start-investing/make-a-contribution#investment-managed">Make a contribution</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/find-a-form/find-a-form">Forms</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/faqs/investments">Investment FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/tools-calculators">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home.html">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/market-insights-news">News and insights</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus"> <!-- START second level --> <div class="Header__SubMenu" data-id="Investments" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-How we invest" href="/personal/investment/types-of-investments/investment-choice" class="Header__SubMenuHeading"> <span>How we invest</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/about-us/responsible-investing"> <span>Responsible investing</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Invest with CFS" href="/personal/investment/cfs-investment-funds-returns-and-performance-compared" class="Header__SubMenuHeading"> <span>Invest with CFS</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/funds-and-performance"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/investment/types-of-investments/investment-choice"> <span>Choosing the right option</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-CFS Choice" href="/personal/products/investments/investments" class="Header__SubMenuHeading"> <span>CFS Choice</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/thrive-plus"> <span>Thrive+ sustainable growth </span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/campaigns/firstrate-cash-fund"> <span>FirstRate cash</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/about-us/contact-us" class="Header__SubMenuHeading"> <span>Help</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/investing-made-simple"> <span>Investing made simple</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/investment/start-investing/make-a-contribution#investment-managed"> <span>Make a contribution</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/find-a-form/find-a-form"> <span>Forms</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/faqs/investments"> <span>Investment FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/tools-calculators"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home.html"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/market-insights-news"> <span>News and insights</span> </a> </li> <!-- <sly data-sly-list.subMenu="au.com.cfs.winged.core.models.pojo.NavigationItem@3d24ca42,au.com.cfs.winged.core.models.pojo.NavigationItem@3965e5e7,au.com.cfs.winged.core.models.pojo.NavigationItem@27a2cf38,au.com.cfs.winged.core.models.pojo.NavigationItem@10b748f7"> <sly data-sly-test=""> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src=""></img> </div> <div class="promo-tile-title"> </div> <div class="promo-tile-description"> </div> <div class="promo-tile-button"> <a class="promo-button" href=></a> </div> </div> </sly> </sly> --> </ul> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list="au.com.cfs.winged.core.models.pojo.Drawer@402ee18a"> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Retirement"> <span>Retirement</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="Plan your retirement"> <a class="Header__DrawerMenuHeading" href="/personal/retirement/planning-retirement">Plan your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/how-much-super-should-i-have">How much do I need to retire?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement-calculator">Retirement calculator</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/super-balance-comparison-calculator">Super comparison tool</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/consolidate-your-super">Consolidate super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/super/super-contributions">Super boosting strategies</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/faqs#retirement">Retirement FAQs</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Entering your retirement"> <a class="Header__DrawerMenuHeading" href="/personal/retirement/entering-retirement">Entering your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/retirement/account-based-pension">What is an account-based pension?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/retirement/transition-to-retirement">What is transition to retirement?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/retirement/age-pension-guide">Age Pension guide</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/how-to-access-super-in-retirement">Access super in retirement</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/products/annuities">What is an annuity?</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Enjoying your retirement"> <a class="Header__DrawerMenuHeading" href="/personal/retirement/enjoying-retirement">Enjoying your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/manage-your-pension">Manage your pension</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/taxation-in-retirement">Tax saving strategies</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/retirement/retirement-income-planning-guide">Income streams</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/nominate-a-beneficiary">Nominate a beneficiary</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/retirement/understanding-aged-care">Ageing care support</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Explore retirement"> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src="/content/dam/cfs-winged/images/retirement-hub/promo/explore-retirement-264x130.png"/></img> </div> <div class="promo-tile-title"> Explore retirement </div> <div class="promo-tile-description"> We're here to support you throughout your retirement journey. </div> <div class="promo-tile-button"> <a class="promo-button" style="text-decoration: none !important;" href="/personal/retirement">Retire with confidence</a> </div> </div> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus"> <!-- START second level --> <div class="Header__SubMenu" data-id="Retirement" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Plan your retirement" href="/personal/retirement/planning-retirement" class="Header__SubMenuHeading"> <span>Plan your retirement</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/how-much-super-should-i-have"> <span>How much do I need to retire?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement-calculator"> <span>Retirement calculator</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/super-balance-comparison-calculator"> <span>Super comparison tool</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/consolidate-your-super"> <span>Consolidate super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/super/super-contributions"> <span>Super boosting strategies</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/faqs#retirement"> <span>Retirement FAQs</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Entering your retirement" href="/personal/retirement/entering-retirement" class="Header__SubMenuHeading"> <span>Entering your retirement</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/retirement/account-based-pension"> <span>What is an account-based pension?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/retirement/transition-to-retirement"> <span>What is transition to retirement?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/retirement/age-pension-guide"> <span>Age Pension guide</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/how-to-access-super-in-retirement"> <span>Access super in retirement</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/products/annuities"> <span>What is an annuity?</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Enjoying your retirement" href="/personal/retirement/enjoying-retirement" class="Header__SubMenuHeading"> <span>Enjoying your retirement</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/manage-your-pension"> <span>Manage your pension</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/taxation-in-retirement"> <span>Tax saving strategies</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/retirement/retirement-income-planning-guide"> <span>Income streams</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/nominate-a-beneficiary"> <span>Nominate a beneficiary</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/retirement/understanding-aged-care"> <span>Ageing care support</span> </a> </li> <!-- <sly data-sly-list.subMenu="au.com.cfs.winged.core.models.pojo.NavigationItem@1d867038,au.com.cfs.winged.core.models.pojo.NavigationItem@2cecb7bf,au.com.cfs.winged.core.models.pojo.NavigationItem@636b225,au.com.cfs.winged.core.models.pojo.NavigationItem@5a03e5a4"> <sly data-sly-test=""> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src=""></img> </div> <div class="promo-tile-title"> </div> <div class="promo-tile-description"> </div> <div class="promo-tile-button"> <a class="promo-button" href=></a> </div> </div> </sly> </sly> --> </ul> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src="/content/dam/cfs-winged/images/retirement-hub/promo/explore-retirement-264x130.png"/></img> </div> <div class="promo-tile-title"> Explore retirement </div> <div class="promo-tile-description"> We're here to support you throughout your retirement journey. </div> <div class="promo-tile-button"> <a class="promo-button" href="/personal/retirement">Retire with confidence</a> </div> </div> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list="au.com.cfs.winged.core.models.pojo.Drawer@bdaf679"> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Tools & Resources"> <span>Tools & Resources</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="Resources"> <a class="Header__DrawerMenuHeading" href="/personal/tools-resources/tools-calculators">Resources</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/funds-and-performance">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/tools-calculators">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/tools-calculators/product-disclosure-statements">Product Disclosure Statements</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/market-insights-news">News and insights</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/resources/faqs">FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/statement-details">Statements</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Forms"> <a class="Header__DrawerMenuHeading" href="/personal/resources/find-a-form/find-a-form">Forms</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/products/products-and-update">Product updates</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/products/target-market-determinations">Target Market Determinations</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/about-us/contact-us">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/tools-resources/advice-options">Advice options</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/personal/campaigns/appointment">Call us</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/staying-safe-online">Staying safe online</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus"> <!-- START second level --> <div class="Header__SubMenu" data-id="Tools & Resources" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Resources" href="/personal/tools-resources/tools-calculators" class="Header__SubMenuHeading"> <span>Resources</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/funds-and-performance"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/tools-calculators"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/tools-calculators/product-disclosure-statements"> <span>Product Disclosure Statements</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/market-insights-news"> <span>News and insights</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/resources/faqs"> <span>FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/statement-details"> <span>Statements</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Forms" href="/personal/resources/find-a-form/find-a-form" class="Header__SubMenuHeading"> <span>Forms</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/products/products-and-update"> <span>Product updates</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/products/target-market-determinations"> <span>Target Market Determinations</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/about-us/contact-us" class="Header__SubMenuHeading"> <span>Help</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/tools-resources/advice-options"> <span>Advice options</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/personal/campaigns/appointment"> <span>Call us</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/staying-safe-online"> <span>Staying safe online</span> </a> </li> <!-- <sly data-sly-list.subMenu="au.com.cfs.winged.core.models.pojo.NavigationItem@3db25909,au.com.cfs.winged.core.models.pojo.NavigationItem@ea67300,au.com.cfs.winged.core.models.pojo.NavigationItem@4bcd99b5"> <sly data-sly-test=""> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src=""></img> </div> <div class="promo-tile-title"> </div> <div class="promo-tile-description"> </div> <div class="promo-tile-button"> <a class="promo-button" href=></a> </div> </div> </sly> </sly> --> </ul> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list="au.com.cfs.winged.core.models.pojo.Drawer@74aa596c"> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div class="Header__PrimaryMenuButton"> <a href="/about-us" data-cmp-hook-header="megamenuOpen" data-target-id="About us"> <span>About us</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </a> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus"> <!-- START second level --> <div class="Header__SubMenu" data-id="About us" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list=""> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div class="Header__PrimaryMenuButton"> <a href="/join-now" data-cmp-hook-header="megamenuOpen" data-target-id="Join us"> <span>Join us</span> <i 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aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="cardcontainer container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div id="cardcontainer-347d80446b" class="CardContainer" data-cmp-is="CardContainer"> <div class="CardContainer__Container"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="image aem-GridColumn aem-GridColumn--default--6"> <!-- CSS Variables --> <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topLeft Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <img src="/content/dam/cfs-winged/images/home/cfs-app-logo.svg"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-custom "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-d9565e8ce1" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Download our improved app</h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-7db907f60c" class="cmp-text"> <p>Discover the confidence that comes with greater knowledge.</p> <p> </p> <p>With the CFS app, you can easily see how your CFS account is performing thanks to improved charts, graphs and insights.</p> <p> </p> <p>All of these features paired with faster access to all your information, such as statements, balances, and where your money’s invested - all at your finger tips.</p> <p> </p> </div> </div> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="two-column-container-8af8da40cb" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none 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#appDownloadContainer .cmp-image img { max-width: 100%; height: auto; } #appDownloadContainer .appDownloadActions { display: flex; flex-wrap: wrap; align-items: center; gap: 24px; } #appDownloadContainer .appDownloadActions img { display: block; } #appDownloadContainer .appDownloadActions__Button { display: flex; align-items: center; gap: 8px; } #appDownloadContainer img.appDownloadActions__QR { display: none; } @media screen and (max-width: 992px) { #appDownloadContainer .CardContainer__Container { padding: 32px; } } @media screen and (min-width: 993px) { #appDownloadContainer img.appDownloadActions__QR { display: block; } } </style></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="kentest" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-md container--padding-right-none 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data-cmp-hook-tabs="tab" class="Tabs__TabListTab"> Learn about investing </button> <button role="tab" id="tab2-tab" data-tabId="tab2" aria-controls="tab2-tabpanel" data-active="false" data-title="Tools & Calculators" data-cmp-hook-tabs="tab" class="Tabs__TabListTab"> Tools & Calculators </button> <button role="tab" id="tab3-tab" data-tabId="tab3" aria-controls="tab3-tabpanel" data-active="false" data-title="On-demand webinars" data-cmp-hook-tabs="tab" class="Tabs__TabListTab"> On-demand webinars </button> </div> <span data-cmp-hook-tabs="indicator" class="Tabs__TabIndicator"></span> </div> <!-- Dropdown select --> <div class="Tabs__TabSelectList"> <div class="SelectInput"> <select data-cmp-hook-tabs="select"> <option value="tab1" selected>Learn about investing</option> <option value="tab2">Tools & Calculators</option> <option value="tab3">On-demand webinars</option> </select> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> </div> </div> <!-- Tab panel list --> <div class="Tabs__TabPanelList"> <section role="tabpanel" id="tab1-tabpanel" aria-labelledby="tab1-tab" data-tabId="tab1" data-active="true" data-cmp-hook-tabs="tabpanel" class="Tabs__TabPanel"> <button data-cmp-hook-tabs="accordionTitle" class="Tabs__TabPanelTitle" tabindex="0"> <span>Learn about investing</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> <div class="Tabs__TabPanelContentWrapper"> <div class="Tabs__TabPanelContent" data-cmp-hook-tabs="accordionContent"> <div> <div class="CardContainer" data-cmp-is="CardContainer"> <div class="CardContainer__Container"> <div class="SelfServe__Container"> <div class="SelfServe__ContainerLeft"> <h3 class="SelfServe__ContentHeading h6 colour--black"> I want to </h3> <ul class="SelfServe__IconList"> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://www.colonialfirststate.com.au/firstnet/login.aspx?CompanyCode=001" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/icon-check-balance.svg" alt=""/> <p class="SelfServe__IconTitle"> Check my balance </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="/super/manage-your-super" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/icon-update-details.svg" alt=""/> <p class="SelfServe__IconTitle"> Update my details </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://www.cfs.com.au/personal/resources/faqs/superannuation/i-want-to-consolidate-my-super.html" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/consolidate_my_super.svg" alt=""/> <p class="SelfServe__IconTitle"> Consolidate my super </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://cfs.findadviser.com.au/home.html" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/_icon-find-a-form.svg" alt=""/> <p class="SelfServe__IconTitle"> Find an adviser </p> </a> </div> </div> </li> </ul> </div> <div class="SelfServe__ContainerRight"> <ul class="SelfServe__ArticleList"> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="https://www.cfs.com.au/personal/investment/start-investing/what-are-the-steps-to-investing.html" target="_self" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> Get started with investing with 5 beginner friendly tips <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> The Investments team shares five basic steps for investing. </div> </div> </a> </div> </li> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="/retirement/how-much-super-should-i-have" target="_self" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> How do I define my financial and retirement goals? <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> Here’s what you need to know to make a plan to grow your retirement savings. </div> </div> </a> </div> </li> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="/super/understanding-superannuation" target="_self" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> Why should I invest in super? <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> Superannuation is a great way to invest in your future. Here’s what you need to know to make the most of it. </div> </div> </a> </div> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> <section role="tabpanel" id="tab2-tabpanel" aria-labelledby="tab2-tab" data-tabId="tab2" data-active="false" data-cmp-hook-tabs="tabpanel" class="Tabs__TabPanel"> <button data-cmp-hook-tabs="accordionTitle" class="Tabs__TabPanelTitle" tabindex="0"> <span>Tools & Calculators</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> <div class="Tabs__TabPanelContentWrapper"> <div class="Tabs__TabPanelContent" data-cmp-hook-tabs="accordionContent"> <div> <div class="CardContainer" data-cmp-is="CardContainer"> <div class="CardContainer__Container"> <div class="SelfServe__Container"> <div class="SelfServe__ContainerLeft"> <h3 class="SelfServe__ContentHeading h6 colour--black"> I want to </h3> <ul class="SelfServe__IconList"> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://www.colonialfirststate.com.au/firstnet/login.aspx?CompanyCode=001" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/icon-check-balance.svg" alt=""/> <p class="SelfServe__IconTitle"> Check my balance </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="/super/manage-your-super" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/icon-update-details.svg" alt=""/> <p class="SelfServe__IconTitle"> Update my details </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://www.cfs.com.au/personal/resources/faqs/superannuation/i-want-to-consolidate-my-super.html" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/consolidate_my_super.svg" alt=""/> <p class="SelfServe__IconTitle"> Consolidate my super </p> </a> </div> </div> </li> <li class="SelfServe__IconListItem"> <div class="SelfServe__Icon"> <div class="SelfServe__IconContainer"> <a href="https://cfs.findadviser.com.au/home.html" target="_self" class="SelfServe__IconLink"> <img class="SelfServe__IconImage" src="/content/dam/cfs-winged/images/pictograms/icons/_icon-find-a-form.svg" alt=""/> <p class="SelfServe__IconTitle"> Find an adviser </p> </a> </div> </div> </li> </ul> </div> <div class="SelfServe__ContainerRight"> <ul class="SelfServe__ArticleList"> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="https://www.cfs.com.au/personal/resources/funds-and-performance/funds-and-performance-search.html" target="_blank" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> Funds and Performance tool <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> Find information on our available funds including returns, historical performance and unit prices. </div> </div> </a> </div> </li> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="https://www.cfs.com.au/retirement-calculator.html" target="_self" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> Retirement Calculator <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> Quickly and easily estimate how much super you may have in retirement and how much you may need. </div> </div> </a> </div> </li> <li class="SelfServe__ArticleListItem"> <div class="SelfServe__Article"> <a href="https://www.cfs.com.au/personal/overview/risk-profiler.html" target="_self" class="SelfServe__ArticleContainer"> <div class="SelfServe__ArticleContent"> <h3 class="SelfServe__ArticleHeading h4"> Risk Profiler <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="SelfServe__ArticleDescription p2"> Knowing your risk tolerance can help you make more informed investment decisions. 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