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mt-3" href="/it/what-we-do"> Dettagli </a> </div> <div class="col-3" id="accordion_1_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/it/what-we-do/what-is-insurance">Cos'è l'assicurazione</a></li> <li class="position-relative"> <a id="navItem098dd2b9-9710-4411-bc07-f6178366359a" class="dropdown-item" href="/it/what-we-do/life-insurance"> L'assicurazione sulla vita </a> <a aria-labelledby="navItem098dd2b9-9710-4411-bc07-f6178366359a" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu098dd2b9-9710-4411-bc07-f6178366359a" role="button" aria-expanded="false" aria-controls="menu098dd2b9-9710-4411-bc07-f6178366359a"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_1_1" class="collapse list-unstyled" id="menu098dd2b9-9710-4411-bc07-f6178366359a"> <li><a class="dropdown-item" href="/it/what-we-do/life-insurance/pure-risk-cover">Coperture a puro rischio</a></li> <li><a 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list-unstyled" id="menu0ad00b20-3a2d-4208-be5d-eb365c8b943b"> <li><a class="dropdown-item" href="/it/what-we-do/property-and-casualty-insurance/damage-to-property">Danni a cose</a></li> <li><a class="dropdown-item" href="/it/what-we-do/property-and-casualty-insurance/personal-injury">Danni alle persone</a></li> <li><a class="dropdown-item" href="/it/what-we-do/property-and-casualty-insurance/third-party-liability">Responsabilità civile verso terzi</a></li> <li><a class="dropdown-item" href="/it/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Prima di sottoscrivere una polizza danni</a></li> <li><a class="dropdown-item" href="/it/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">La distribuzione dei prodotti assicurativi e la gestione dei sinistri</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_1_2"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/it/what-we-do/insurance-for-companies">Le assicurazioni per le aziende</a></li> <li><a class="dropdown-item" href="/it/what-we-do/insurance-solutions-with-ESG-components">Soluzioni assicurative con componenti ESG</a></li> <li class="position-relative"> <a id="navItem3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" class="dropdown-item" href="/it/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <a aria-labelledby="navItem3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" role="button" aria-expanded="false" aria-controls="menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_1_2" class="collapse list-unstyled" id="menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0"> <li><a class="dropdown-item" href="/it/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a class="dropdown-item" href="/it/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a class="dropdown-item" href="/it/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_1_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/it/what-we-do/asset-management">L'asset management</a></li> <li><a class="dropdown-item" href="/it/what-we-do/Insurance-for-dummies">Assicurazione for dummies</a></li> <li><a class="dropdown-item" href="/it/what-we-do/emerging-risks">Rischi emergenti</a></li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/it/sustainability">Sostenibilità</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Chiudi</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Sostenibilità</h4> <p class="mt-3"> La sostenibilità è all'origine della nostra strategia. </p> <a aria-label="Sostenibilità" class="btn btn-red mt-3" href="/it/sustainability"> Dettagli </a> </div> <div class="col-3" id="accordion_2_1"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItemf776b006-14f2-4a51-b140-0e89e15512af" class="dropdown-item" href="/it/sustainability/responsible-business"> Business responsabile </a> <a aria-labelledby="navItemf776b006-14f2-4a51-b140-0e89e15512af" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuf776b006-14f2-4a51-b140-0e89e15512af" role="button" aria-expanded="false" aria-controls="menuf776b006-14f2-4a51-b140-0e89e15512af"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menuf776b006-14f2-4a51-b140-0e89e15512af"> <li><a class="dropdown-item" href="/it/sustainability/responsible-business/charter_sustainability_commitments">Carta degli Impegni di Sostenibilità</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-business/materiality-analysis">Assessment di Materialità</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-business/stakeholder-engagement">Coinvolgimento degli stakeholder</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-business/sustainability-indices-and-ratings">Indici e rating di sostenibilità</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-business/external-commitments">Adesione a iniziative esterne</a></li> </ul> </li> <li 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href="/it/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">Partner di vita dei nostri clienti</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: migliorare l’esperienza dei clienti</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-insurer/Public-Private-partnerships">Partnership pubblico-private</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">Tassonomia Europea</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-insurer/sustainability-into-underwriting">Sostenibilità nella sottoscrizione</a></li> </ul> </li> <li class="position-relative"> <a id="navItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="dropdown-item" href="/it/sustainability/responsible-investor"> Investitore responsabile </a> <a aria-labelledby="navItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" role="button" aria-expanded="false" aria-controls="menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <li><a class="dropdown-item" href="/it/sustainability/responsible-investor/sustainability-into-investments">Sostenibilità negli Investimenti</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-investor/investing-for-the-climate">Investire per il clima</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-investor/real-estate-investments">Investimenti immobiliari sostenibili</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-investor/sustainability-related-disclosures">Informativa sulla sostenibilità</a></li> </ul> </li> <li class="position-relative"> <a id="navItemda037c77-27ec-4534-a546-71232c7f3592" class="dropdown-item" href="/it/sustainability/responsible-employer"> Datore di lavoro responsabile </a> <a aria-labelledby="navItemda037c77-27ec-4534-a546-71232c7f3592" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuda037c77-27ec-4534-a546-71232c7f3592" role="button" aria-expanded="false" aria-controls="menuda037c77-27ec-4534-a546-71232c7f3592"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menuda037c77-27ec-4534-a546-71232c7f3592"> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/Employees_engagement">Coinvolgimento delle nostre persone</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/diversity-and-inclusion">Diversità equità e inclusione</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/investing-in-our-people">Investiamo nelle nostre persone</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/training">Formazione</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/work-life-balance">Conciliazione lavoro/famiglia</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/environmental-management">Sistema di Gestione Ambientale delle operazioni di Gruppo</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/greenhouse-gas-emissions">Emissioni gas serra</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">I nostri uffici: energia, uso di risorse e rifiuti </a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/mobility">Mobilità del nostro personale</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/social-dialogue">Dialogo sociale</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/european_social_charter">La Carta Sociale Europea</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/European_Works_Council">Comitato Aziendale Europeo</a></li> <li><a class="dropdown-item" href="/it/sustainability/responsible-employer/working-with-our-suppliers">Lavorare con i nostri fornitori</a></li> </ul> </li> <li class="position-relative"> <a id="navItema53c3929-8a95-477a-9025-b5568a187532" class="dropdown-item" href="/it/sustainability/responsible-citizen"> Corporate Citizen 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Impegni per l'ambiente e il clima </a> <a aria-labelledby="navItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2" role="button" aria-expanded="false" aria-controls="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <li><a class="dropdown-item" href="/it/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Politica di advocacy climatica e partecipazione al dibattito pubblico</a></li> </ul> </li> <li class="position-relative"> <a id="navIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="dropdown-item" href="/it/sustainability/performance-and-reporting"> Performance e Rendicontazione </a> <a aria-labelledby="navIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3" role="button" aria-expanded="false" aria-controls="menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <li><a class="dropdown-item" href="/it/sustainability/performance-and-reporting/data-and-performance">Dati e performance</a></li> <li><a class="dropdown-item" href="/it/sustainability/performance-and-reporting/how-we-report-vista">Archivio bilanci sostenibilità</a></li> </ul> </li> <li class="position-relative"> <a id="navItem8338ccd2-c523-4525-8996-bd03ec70c735" class="dropdown-item" href="/it/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <a aria-labelledby="navItem8338ccd2-c523-4525-8996-bd03ec70c735" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu8338ccd2-c523-4525-8996-bd03ec70c735" role="button" aria-expanded="false" aria-controls="menu8338ccd2-c523-4525-8996-bd03ec70c735"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menu8338ccd2-c523-4525-8996-bd03ec70c735"> <li><a class="dropdown-item" href="/it/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a class="dropdown-item" href="/it/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_2_3"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="dropdown-item" href="/it/sustainability/our-rules"> Le nostre regole </a> <a aria-labelledby="navItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menua8c99c84-a295-4015-b0ab-7b1a0c839bd9" role="button" aria-expanded="false" aria-controls="menua8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_3" class="collapse list-unstyled" id="menua8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <li><a class="dropdown-item" href="/it/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a class="dropdown-item" href="/it/sustainability/our-rules/code-of-conduct">Codice di condotta del Gruppo Generali</a></li> <li><a class="dropdown-item" href="/it/sustainability/our-rules/respecting-human-rights">Rispettare i diritti umani</a></li> <li><a class="dropdown-item" href="/it/sustainability/our-rules/anti-corruption">Lotta alla corruzione</a></li> <li><a class="dropdown-item" href="/it/sustainability/our-rules/financial-crimes-compliance">Prevenzione dei 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class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Chiudi</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Lavora con noi</h4> <p class="mt-3"> Le persone sono l’anima della nostra azienda. </p> <a aria-label="Lavora con noi" class="btn btn-red mt-3" href="/it/work-with-us"> Dettagli </a> </div> <div class="col-3" id="accordion_3_1"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItema17f94aa-bf48-4cb2-9003-de558d3d477f" class="dropdown-item" href="/it/work-with-us/Get-to-know-us"> Scopri chi siamo </a> <a aria-labelledby="navItema17f94aa-bf48-4cb2-9003-de558d3d477f" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menua17f94aa-bf48-4cb2-9003-de558d3d477f" role="button" aria-expanded="false" 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href="/it/investors/share-information-analysts/key-share-figures">Indicatori chiave per azione</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/tickers-and-indices">Codici di Borsa e indici</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/share-capital">Evoluzione del capitale</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/dividends">Dividendi</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/Shareholding-calculator">Calcolatore azionario</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/equity-analysts-and-consensus">Analisti equity e consensus</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/ownership-structure">Composizione azionariato</a></li> <li><a class="dropdown-item" href="/it/investors/share-information-analysts/share-buyback">Buyback azionario</a></li> </ul> 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href="/it/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a class="dropdown-item" href="/it/investors/Our-ESG-approach/Social">Social</a></li> <li><a class="dropdown-item" href="/it/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_4_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/it/investors/financial-calendar">Calendario finanziario</a></li> <li><a class="dropdown-item" href="/it/investors/Retail-shareholders">Azionisti retail</a></li> <li class="position-relative"> <a id="navItem02144310-ce2c-4333-a84e-e373ff8a6934" class="dropdown-item" href="/it/investors/contacts"> Contatti </a> <a aria-labelledby="navItem02144310-ce2c-4333-a84e-e373ff8a6934" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu02144310-ce2c-4333-a84e-e373ff8a6934" role="button" aria-expanded="false" aria-controls="menu02144310-ce2c-4333-a84e-e373ff8a6934"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_3" class="collapse list-unstyled" id="menu02144310-ce2c-4333-a84e-e373ff8a6934"> <li><a class="dropdown-item" href="/it/investors/contacts/Contacts-for-institutional-investors">Contatti investitori istituzionali</a></li> <li><a class="dropdown-item" href="/it/investors/contacts/Contacts-for-retail-shareholders">Contatti per azionisti retail</a></li> </ul> </li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle active" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/it/media">Media</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Chiudi</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Media</h4> <p class="mt-3"> Le ultime notizie da Generali. </p> <a aria-label="Media" class="btn btn-red mt-3" href="/it/media"> Dettagli </a> </div> <div class="col-3" id="accordion_5_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/it/media/press-releases">Comunicati stampa</a></li> <li class="position-relative"> <a id="navItemb56a20ab-c69b-4252-9b60-b2bf42fad7a9" class="dropdown-item" href="/it/media/News"> Notizie </a> <a aria-labelledby="navItemb56a20ab-c69b-4252-9b60-b2bf42fad7a9" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menub56a20ab-c69b-4252-9b60-b2bf42fad7a9" role="button" aria-expanded="false" aria-controls="menub56a20ab-c69b-4252-9b60-b2bf42fad7a9"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_1" class="collapse list-unstyled" 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class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Emergenza COVID-19</h1> </div> <div class="mt-3 mb-md"> <div class="highlights pb-4"> <h2 class="h4 lh-base mb-0"> Generali, in qualità di leader assicurativo e asset manager globale, è impegnata nella lotta contro COVID-19.<br /> Questa sezione, interamente dedicata all’emergenza COVID-19, sarà costantemente aggiornata con outlook, news e con le azioni che Generali, grazie alla sua presenza internazionale, sta compiendo in tutto il mondo per i suoi clienti, partner e dipendenti. </h2> </div> </div> <div class="mt-3 txt-component"> <p style="margin-left:0cm; margin-right:0cm"><span><span><span class="txt-red"><strong>L'impatto del Covid sul nostro business</strong></span><br /> <br /> Nonostante il perdurare della pandemia nel 2021, abbiamo <strong>confermato la strategia del Gruppo</strong> e continuato ad implementare le diverse iniziative con l’obiettivo di garantire il <strong>raggiungimento dei target finanziari e non finanziari fissati</strong>.</span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span>Il Gruppo si è dimostrato <strong>resiliente</strong>, nonostante i mercati chiave del <strong>business Vita</strong> dell’area europea siano stati significativamente impattati dalla pandemia lungo tutto il 2021. In linea con l’obiettivo strategico di ribilanciamento del nostro portafoglio Vita, la nuova produzione ha evidenziato un rallentamento per i prodotti tradizionali. Le polizze unit-linked hanno continuato la crescita significativa di fine 2020, già nei primi mesi del 2021 superando i livelli di premi pre-pandemia dell’anno precedente, e poi continuando a crescere nei mesi successivi, con un chiaro contributo di Italia, Francia e Germania. La resilienza dimostrata nel 2020 dalle soluzioni di investimento sottostanti ai prodotti unit-linked ha aumentato la fiducia dei distributori verso queste soluzioni; ciò, insieme a strategie di prodotto e sottoscrizione, ne ha accelerato l’adozione. Buona la performance della nuova produzione per i prodotti puro rischio e malattia, guidata dal crescente fabbisogno di protezione assicurativa. A tal proposito, sin dall’inizio della pandemia abbiamo prontamente attivato iniziative per supportare i clienti, sia finanziariamente che lanciando nuovi servizi a valore aggiunto, dalla cura del benessere fisico e mentale alla telemedicina attraverso, tra gli altri, Europ Assistance.</span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span> </span></span><span><span>Il Gruppo ha confermato una crescita dei premi in tutte le linee di business del <strong>segmento Danni</strong> con andamenti differenziati nei principali mercati in cui esso è presente e, in continuità con il 2020, ha aumentato l’offerta di prodotti con nuove coperture e servizi, adattando termini e condizioni contrattuali e migliorando, con un ampio ricorso al digitale, i processi operativi di sottoscrizione delle polizze e liquidazione dei sinistri.</span></span><br /> <span><span>Con riferimento alla sinistralità, abbiamo assistito ad una ripresa della frequenza sinistri nella linea auto – tuttavia inferiore rispetto ai livelli pre-Covid19 - a seguito della riapertura delle attività economiche e della ripresa della mobilità. Sempre nella linea auto, in recupero il premio medio, che rimane comunque sotto pressione per effetto delle spinte competitive.</span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span>Il segmento <strong>Asset and Wealth Management </strong>ha beneficiato dell’andamento positivo dei mercati finanziari conseguente alle ottimistiche previsioni di ripresa post pandemia già a partire dalla seconda metà del 2020, che ha determinato un incremento degli asset under management e una robusta ripresa anche delle commissioni.</span></span><br /> <span><span>L’ampliamento dell’offerta prodotti, un track record più solido anche per i prodotti gestiti dalle boutique e i significativi recuperi dei mercati finanziari hanno favorito l’incremento delle commissioni ricorrenti, unitamente al contributo oneoff derivante dalle attività legate al real asset. Nel 2021 è stato confermato l’approccio disciplinato nella gestione dei costi operativi.</span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span><strong> </strong></span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span class="txt-red"><strong>La pandemia può avere effetti diretti e indiretti sui rischi sottoscrittivi assunti da Generali.</strong></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span>Gli effetti diretti sui rischi sottoscrittivi Vita e Salute sono legati al potenziale aumento dei sinistri pagati su polizze che offrono coperture caso morte o coperture malattia; gli effetti indiretti sono legati al potenziale bisogno di liquidità dei clienti, generato dalla crisi economica, che possono implicare maggiori pagamenti per riscatto. In entrambi i casi, l’impatto osservato sul Gruppo è stato ad oggi poco rilevante. Per la continua e efficace gestione dei rischi in caso di morte e malattia, siamo dotati di adeguati processi di sottoscrizione che valutano a priori le condizioni sanitarie e demografiche dell’assicurato. Oltre ai processi sottoscrittivi, monitoriamo la variabilità dei sinistri e valutiamo in questo contesto il rischio di riscatto e il rischio di mortalità, incluso quello catastrofale derivante da un evento pandemico, tramite il Modello Interno Parziale di rischio del Gruppo.</span></span></p> <p style="margin-left:0cm; margin-right:0cm"><span><span>Il possibile impatto della pandemia sui rischi di sottoscrizione Danni è rappresentato da un possibile aumento del rischio di riservazione che tuttavia monitoriamo in termini di variabilità dei sinistri e valutazione del rischio tramite il Modello Interno Parziale di rischio del Gruppo.<br /> <br /> <br /> <span class="txt-fs18">Scopri di più:</span></span></span></p> </div> <script src="/.resources/generalicom-templating-light/webresources/js/minify/infographics.min~2024-11-20-15-42-36-000~cache.js"></script> <div id="governance-new-animation" class="component-governance-animation-new view-internal">  <div class="agd_animationWrap"> <div 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Nato nel 1831, è presente in oltre 50 Paesi con una raccolta premi complessiva a € 82,5 miliardi nel 2023. Con quasi 82 mila dipendenti nel mondo e 70 milioni di clienti, il Gruppo vanta una posizione di leadership in Europa e una presenza sempre più significativa in Asia e America Latina. Al centro della strategia di Generali c’è l’impegno a essere Partner di Vita dei clienti, attraverso soluzioni innovative e personalizzate, un’eccellente customer experience e una capacità distributiva globale e digitalizzata. Il Gruppo ha pienamente integrato la sostenibilità in tutte le scelte strategiche, con l’obiettivo di creare valore per tutti gli stakeholder e di costruire una società più equa e resiliente.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/it/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/it/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/it/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/it/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/it/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Olocausto" href="/it/info/holocaust">Olocausto</a> </li> <li> <a title="Accessibilità" href="/it/info/accessibility">Accessibilità</a> </li> <li> <a target="_blank" title="Whistleblowing" href="https://generali.whispli.com/speakup">Whistleblowing</a> </li> <li> <a title="Glossary" href="/it/info/glossary">Glossary</a> </li> <li> <a title="FAQ" href="/it/info/faq">FAQ</a> </li> </ul> </div> <div class="col-12 col-md-5 text-center text-md-end"> <div class="copyright"> <p>© Assicurazioni Generali S.p.A. - C.F. 00079760328 E P. IVA DI GRUPPO 01333550323</p> </div> </div> </div> </div> </div> </footer> </div> <button id="backtotop" class="border-0"><span class="visually-hidden">Back to top</span><div class="w-100 h-100 d-flex align-items-center justify-content-center"><span class="icongen-down-arrow-bold"></span></div></button> <nav id="mmenu"> <ul> <li> <a href="/it/who-we-are">Chi Siamo</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Chi Siamo</h3> <p class="mt-1 mb-3"> Generali è una delle maggiori compagnie assicurative e di asset management a livello globale. </p> <a class="btn-red mb-3" href="/it/who-we-are"> Dettagli </a> </li> <li><a href="/it/who-we-are/at-a-glance">Profilo</a></li> <li> <a href="/it/who-we-are/history"> La nostra storia </a> <ul> <strong class="back">Chi Siamo</strong> <li class="flex-column main-section"> <h3>La nostra storia</h3> <a class="btn-red mb-3 mt-2" href="/it/who-we-are/history">Discover</a> </li> <li><a 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href="/it/who-we-are/global-positioning/france">Francia</a></li> <li><a href="/it/who-we-are/global-positioning/international">International</a></li> <li><a href="/it/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a href="/it/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/it/who-we-are/discovering-generali">Le Generali Stories</a></li> <li><a href="/it/who-we-are/our-business">Il nostro modello di business </a></li> <li><a href="/it/who-we-are/our-activities">Le nostre attività</a></li> <li><a href="/it/who-we-are/our-management">Il nostro Management</a></li> <li><a href="/it/who-we-are/our-brand">Il nostro brand</a></li> <li> <a href="/it/who-we-are/sponsorship"> Sponsorizzazioni </a> <ul> <strong class="back">Chi Siamo</strong> <li class="flex-column main-section"> <h3>Sponsorizzazioni</h3> <a class="btn-red mb-3 mt-2" 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<h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/it/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/it/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/it/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/it/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/it/what-we-do/asset-management">L'asset management</a></li> <li><a href="/it/what-we-do/Insurance-for-dummies">Assicurazione for dummies</a></li> <li><a href="/it/what-we-do/emerging-risks">Rischi emergenti</a></li> </ul> </li> <li> <a href="/it/sustainability">Sostenibilità</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sostenibilità</h3> <p class="mt-1 mb-3"> La sostenibilità è all'origine della nostra strategia. </p> <a class="btn-red mb-3" href="/it/sustainability"> Dettagli </a> </li> <li> <a href="/it/sustainability/responsible-business"> Business responsabile </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Business responsabile</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/responsible-business">Discover</a> </li> <li><a href="/it/sustainability/responsible-business/charter_sustainability_commitments">Carta degli Impegni di Sostenibilità</a></li> <li><a href="/it/sustainability/responsible-business/materiality-analysis">Assessment di Materialità</a></li> <li><a href="/it/sustainability/responsible-business/stakeholder-engagement">Coinvolgimento degli stakeholder</a></li> <li><a href="/it/sustainability/responsible-business/sustainability-indices-and-ratings">Indici e rating di sostenibilità</a></li> <li><a href="/it/sustainability/responsible-business/external-commitments">Adesione a iniziative esterne</a></li> </ul> </li> <li> <a href="/it/sustainability/responsible-insurer"> Assicuratore responsabile </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Assicuratore responsabile </h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/it/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Soluzioni assicurative con componenti ESG</a></li> <li><a href="/it/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/it/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">Partner di vita dei nostri clienti</a></li> <li><a href="/it/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: migliorare l’esperienza dei clienti</a></li> <li><a href="/it/sustainability/responsible-insurer/Public-Private-partnerships">Partnership pubblico-private</a></li> <li><a href="/it/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">Tassonomia Europea</a></li> <li><a href="/it/sustainability/responsible-insurer/sustainability-into-underwriting">Sostenibilità nella sottoscrizione</a></li> </ul> </li> <li> <a href="/it/sustainability/responsible-investor"> Investitore responsabile </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Investitore responsabile </h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/responsible-investor">Discover</a> </li> <li><a href="/it/sustainability/responsible-investor/sustainability-into-investments">Sostenibilità negli Investimenti</a></li> <li><a href="/it/sustainability/responsible-investor/investing-for-the-climate">Investire per il clima</a></li> <li><a href="/it/sustainability/responsible-investor/real-estate-investments">Investimenti immobiliari sostenibili</a></li> <li><a href="/it/sustainability/responsible-investor/sustainability-related-disclosures">Informativa sulla sostenibilità</a></li> </ul> </li> <li> <a href="/it/sustainability/responsible-employer"> Datore di lavoro responsabile </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Datore di lavoro responsabile </h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/responsible-employer">Discover</a> </li> <li><a href="/it/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/it/sustainability/responsible-employer/Employees_engagement">Coinvolgimento delle nostre persone</a></li> <li><a href="/it/sustainability/responsible-employer/diversity-and-inclusion">Diversità equità e inclusione</a></li> <li><a href="/it/sustainability/responsible-employer/investing-in-our-people">Investiamo nelle nostre persone</a></li> <li><a href="/it/sustainability/responsible-employer/training">Formazione</a></li> <li><a href="/it/sustainability/responsible-employer/work-life-balance">Conciliazione lavoro/famiglia</a></li> <li><a href="/it/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/it/sustainability/responsible-employer/environmental-management">Sistema di Gestione Ambientale delle operazioni di Gruppo</a></li> <li><a href="/it/sustainability/responsible-employer/greenhouse-gas-emissions">Emissioni gas serra</a></li> <li><a href="/it/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">I nostri uffici: energia, uso di risorse e rifiuti </a></li> <li><a href="/it/sustainability/responsible-employer/mobility">Mobilità del nostro personale</a></li> <li><a href="/it/sustainability/responsible-employer/social-dialogue">Dialogo sociale</a></li> <li><a href="/it/sustainability/responsible-employer/european_social_charter">La Carta Sociale Europea</a></li> <li><a href="/it/sustainability/responsible-employer/European_Works_Council">Comitato Aziendale Europeo</a></li> <li><a href="/it/sustainability/responsible-employer/working-with-our-suppliers">Lavorare con i nostri fornitori</a></li> </ul> </li> <li> <a href="/it/sustainability/responsible-citizen"> Corporate Citizen responsabile </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Corporate Citizen responsabile</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/it/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/it/sustainability/responsible-citizen/how-we-contribute">Come contribuiamo</a></li> </ul> </li> <li> <a href="/it/sustainability/our-commitment-to-the-environment-and-climate"> Impegni per l'ambiente e il clima </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Impegni per l'ambiente e il clima</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/it/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Politica di advocacy climatica e partecipazione al dibattito pubblico</a></li> </ul> </li> <li> <a href="/it/sustainability/performance-and-reporting"> Performance e Rendicontazione </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Performance e Rendicontazione</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/it/sustainability/performance-and-reporting/data-and-performance">Dati e performance</a></li> <li><a href="/it/sustainability/performance-and-reporting/how-we-report-vista">Archivio bilanci sostenibilità</a></li> </ul> </li> <li> <a href="/it/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/it/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/it/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/it/sustainability/our-rules"> Le nostre regole </a> <ul> <strong class="back">Sostenibilità</strong> <li class="flex-column main-section"> <h3>Le nostre regole</h3> <a class="btn-red mb-3 mt-2" href="/it/sustainability/our-rules">Discover</a> </li> <li><a href="/it/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/it/sustainability/our-rules/code-of-conduct">Codice di condotta del Gruppo Generali</a></li> <li><a href="/it/sustainability/our-rules/respecting-human-rights">Rispettare i diritti umani</a></li> <li><a href="/it/sustainability/our-rules/anti-corruption">Lotta alla corruzione</a></li> <li><a href="/it/sustainability/our-rules/financial-crimes-compliance">Prevenzione dei reati finanziari </a></li> <li><a href="/it/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Prevenzione dei reati finanziari e lotta alla corruzione</a></li> <li><a href="/it/sustainability/our-rules/tax-payments">Strategia Fiscale e Imposte</a></li> <li><a href="/it/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/it/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/it/sustainability/contacts">Contatti</a></li> </ul> </li> <li> <a href="/it/work-with-us">Lavora con noi</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Lavora con noi</h3> <p class="mt-1 mb-3"> Le persone sono l’anima della nostra azienda. </p> <a class="btn-red mb-3" href="/it/work-with-us"> Dettagli </a> </li> <li> <a href="/it/work-with-us/Get-to-know-us"> Scopri chi siamo </a> <ul> <strong class="back">Lavora con noi</strong> <li class="flex-column main-section"> <h3>Scopri chi siamo</h3> <a class="btn-red mb-3 mt-2" href="/it/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/it/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversità equità e inclusione</a></li> <li><a href="/it/work-with-us/Get-to-know-us/Our-people-s-stories">Le storie delle nostre persone</a></li> </ul> </li> <li> <a href="/it/work-with-us/grow-with-us"> Cresci insieme a noi </a> <ul> <strong class="back">Lavora con noi</strong> <li class="flex-column main-section"> <h3>Cresci insieme a noi</h3> <a class="btn-red mb-3 mt-2" href="/it/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/it/work-with-us/grow-with-us/Drive-our-success">Sii parte del nostro successo </a></li> <li><a href="/it/work-with-us/grow-with-us/Your-development">La tua crescita con noi</a></li> <li><a href="/it/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/it/work-with-us/grow-with-us/what-we-offer">Cosa offriamo</a></li> </ul> </li> <li> <a href="/it/work-with-us/join-us"> Entra nel team </a> <ul> <strong class="back">Lavora con noi</strong> <li class="flex-column main-section"> <h3>Entra nel team</h3> <a class="btn-red mb-3 mt-2" href="/it/work-with-us/join-us">Discover</a> </li> <li><a href="/it/work-with-us/join-us/five-reasons-to-apply">Cinque ragioni per candidarti</a></li> <li><a href="/it/work-with-us/join-us/Openings_Graduates_and_Students">Posizioni aperte per laureati e studenti</a></li> <li><a href="/it/work-with-us/join-us/job-search">Opportunità di lavoro</a></li> <li><a href="/it/work-with-us/join-us/contact-and-connect-with-us">Contattaci e resta connesso</a></li> </ul> </li> </ul> </li> <li> <a href="/it/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Perseguire una crescita sostenibile, migliorare il profilo degli utili e guidare l'innovazione sono i tre pilastri della nostra strategia. </p> <a class="btn-red mb-3" href="/it/investors"> Dettagli </a> </li> <li><a href="/it/investors/investing-in-generali">Investire in Generali</a></li> <li> <a href="/it/investors/Strategy"> Strategia </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategia</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/Strategy">Discover</a> </li> <li><a href="/it/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/it/investors/Strategy/investments-and-divestments">Acquisizioni & Cessioni</a></li> <li><a href="/it/investors/Strategy/transformation-strategy">Guidare l’innovazione</a></li> <li><a href="/it/investors/Strategy/Growth-factors">Fattori di crescita</a></li> </ul> </li> <li> <a href="/it/investors/financial-highlights"> Principali dati finanziari </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Principali dati finanziari</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/financial-highlights">Discover</a> </li> <li><a href="/it/investors/financial-highlights/performance-by-segment">Andamento per settore</a></li> <li><a href="/it/investors/financial-highlights/performance-by-country">Andamento per aree geografiche</a></li> <li><a href="/it/investors/financial-highlights/historical-data">Dati Storici</a></li> </ul> </li> <li> <a href="/it/investors/reports-and-presentations"> Bilanci e presentazioni </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Bilanci e presentazioni</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/reports-and-presentations">Discover</a> </li> <li><a href="/it/investors/reports-and-presentations/report-archive">Archivio Bilanci</a></li> <li><a href="/it/investors/reports-and-presentations/Presentations">Presentazioni</a></li> <li><a href="/it/investors/reports-and-presentations/investor-day">Investor Day</a></li> <li><a href="/it/investors/reports-and-presentations/opa-cattolica">OPA Cattolica</a></li> </ul> </li> <li> <a href="/it/investors/share-information-analysts"> Informazioni sul titolo e analisti </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Informazioni sul titolo e analisti</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/share-information-analysts">Discover</a> </li> <li><a href="/it/investors/share-information-analysts/key-share-figures">Indicatori chiave per azione</a></li> <li><a href="/it/investors/share-information-analysts/tickers-and-indices">Codici di Borsa e indici</a></li> <li><a href="/it/investors/share-information-analysts/share-capital">Evoluzione del capitale</a></li> <li><a href="/it/investors/share-information-analysts/dividends">Dividendi</a></li> <li><a href="/it/investors/share-information-analysts/Shareholding-calculator">Calcolatore azionario</a></li> <li><a href="/it/investors/share-information-analysts/equity-analysts-and-consensus">Analisti equity e consensus</a></li> <li><a href="/it/investors/share-information-analysts/ownership-structure">Composizione azionariato</a></li> <li><a href="/it/investors/share-information-analysts/share-buyback">Buyback azionario</a></li> </ul> </li> <li> <a href="/it/investors/debt-ratings"> Debito & Rating </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debito & Rating</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/debt-ratings">Discover</a> </li> <li><a href="/it/investors/debt-ratings/listed-debt-securities">Titoli obbligazionari</a></li> <li><a href="/it/investors/debt-ratings/debt-composition-and-maturity">Composizione del debito e scadenze</a></li> <li><a href="/it/investors/debt-ratings/ratings">Rating</a></li> <li><a href="/it/investors/debt-ratings/credit-analysts">Analisti obbligazionari</a></li> <li><a href="/it/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework e Report</a></li> </ul> </li> <li> <a href="/it/investors/Our-ESG-approach"> Il nostro approccio ESG </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Il nostro approccio ESG</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/it/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/it/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/it/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/it/investors/financial-calendar">Calendario finanziario</a></li> <li><a href="/it/investors/Retail-shareholders">Azionisti retail</a></li> <li> <a href="/it/investors/contacts"> Contatti </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contatti</h3> <a class="btn-red mb-3 mt-2" href="/it/investors/contacts">Discover</a> </li> <li><a href="/it/investors/contacts/Contacts-for-institutional-investors">Contatti investitori istituzionali</a></li> <li><a href="/it/investors/contacts/Contacts-for-retail-shareholders">Contatti per azionisti retail</a></li> </ul> </li> </ul> </li> <li> <a href="/it/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> Le ultime notizie da Generali. </p> <a class="btn-red mb-3" href="/it/media"> Dettagli </a> </li> <li><a href="/it/media/press-releases">Comunicati stampa</a></li> <li> <a href="/it/media/News"> Notizie </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Notizie</h3> <a class="btn-red mb-3 mt-2" href="/it/media/News">Discover</a> </li> <li><a href="/it/media/News/covid-19-emergency">Emergenza COVID-19</a></li> </ul> </li> <li> <a href="/it/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/it/media/podcast">Discover</a> </li> <li><a href="/it/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/it/media/media-kit">Media kit</a></li> <li><a href="/it/media/events-calendar">Calendario Eventi</a></li> <li> <a href="/it/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/it/media/multimedia-gallery">Discover</a> </li> <li><a href="/it/media/multimedia-gallery/video">Video</a></li> <li><a href="/it/media/multimedia-gallery/images">Immagini</a></li> </ul> </li> <li> <a href="/it/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/it/media/social-media">Discover</a> </li> <li><a href="/it/media/social-media/netiquette">Netiquette</a></li> </ul> </li> <li><a href="/it/media/corporate-magazines">Corporate magazines</a></li> <li> <a href="/it/media/macroeconomic-and-insurance-research"> Ricerche macroeconomiche ed assicurative </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Ricerche macroeconomiche ed assicurative</h3> <a class="btn-red mb-3 mt-2" href="/it/media/macroeconomic-and-insurance-research">Discover</a> </li> <li><a href="/it/media/macroeconomic-and-insurance-research/contacts">Contatti</a></li> </ul> </li> <li><a href="/it/media/contacts">Contatti</a></li> </ul> </li> <li> <a href="/it/governance">Governance</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Governance</h3> <p class="mt-1 mb-3"> Il nostro sistema di corporate governance è in linea con le migliori pratiche internazionali. </p> <a class="btn-red mb-3" href="/it/governance"> Dettagli </a> </li> <li> <a href="/it/governance/corporate-governance-system"> Sistema di governance </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Sistema di governance</h3> <a class="btn-red mb-3 mt-2" href="/it/governance/corporate-governance-system">Discover</a> </li> <li><a href="/it/governance/corporate-governance-system/articles-of-association">Statuto</a></li> <li><a href="/it/governance/corporate-governance-system/organisational-and-management-model">Modello di Organizzazione e Gestione</a></li> <li><a href="/it/governance/corporate-governance-system/related-party-transactions">Operazioni con parti correlate</a></li> <li><a href="/it/governance/corporate-governance-system/corporate-governance-report">Relazione sulla governance</a></li> <li><a href="/it/governance/corporate-governance-system/diversity-policy">Politica sulla diversità </a></li> </ul> </li> <li> <a href="/it/governance/board-of-directors"> Consiglio di amministrazione </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Consiglio di amministrazione</h3> <a class="btn-red mb-3 mt-2" href="/it/governance/board-of-directors">Discover</a> </li> <li><a href="/it/governance/board-of-directors/Role-functions-and-activity">Ruolo, funzioni e attività</a></li> <li><a href="/it/governance/board-of-directors/meetings-and-attendance">Riunioni e partecipazione</a></li> <li><a href="/it/governance/board-of-directors/board-evaluation">Autovalutazione</a></li> <li><a href="/it/governance/board-of-directors/succession-plan">Piano di successione</a></li> <li><a href="/it/governance/board-of-directors/outgoing-board-of-directors-list">Procedura per la lista del Consiglio di Amministrazione uscente – Assemblea 2022</a></li> </ul> </li> <li> <a href="/it/governance/committees"> Comitati </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Comitati</h3> <a class="btn-red mb-3 mt-2" href="/it/governance/committees">Discover</a> </li> <li><a href="/it/governance/committees/risk-and-control">Comitato Controllo e Rischi</a></li> <li><a href="/it/governance/committees/Related-Party-transactions">Comitato per le Operazioni con Parti Correlate </a></li> <li><a href="/it/governance/committees/Nominations-and-corporate-governance">Comitato per le Nomine e la Corporate Governance </a></li> <li><a href="/it/governance/committees/remuneration-and-HR-committee">Comitato per le Remunerazioni e le Risorse Umane</a></li> <li><a href="/it/governance/committees/Innovation-and-Sustainability">Comitato Innovazione e Sostenibilità sociale e ambientale</a></li> <li><a href="/it/governance/committees/Investment-Committee">Comitato per gli Investimenti</a></li> </ul> </li> <li><a href="/it/governance/statutory-auditors">Collegio Sindacale</a></li> <li><a href="/it/governance/auditing-firm">Società di revisione</a></li> <li> <a href="/it/governance/remuneration"> Remunerazione </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Remunerazione</h3> <a class="btn-red mb-3 mt-2" href="/it/governance/remuneration">Discover</a> </li> <li><a href="/it/governance/remuneration/share-plan-for-the-generali-group-employees">Piano di Azionariato per i dipendenti del Gruppo Generali We SHARE 2.0</a></li> </ul> </li> <li> <a href="/it/governance/insider-stock-trading"> Internal dealing </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Internal dealing</h3> <a class="btn-red mb-3 mt-2" href="/it/governance/insider-stock-trading">Discover</a> </li> <li><a href="/it/governance/insider-stock-trading/list-of-insiders">Soggetti rilevanti</a></li> <li><a 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