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Debit Card for Kids | Acorns Early | Acorns
<!DOCTYPE html><html lang="en-us"><head><title>Debit Card for Kids | Acorns Early | Acorns</title><meta property="og:type" content="website" /><meta property="og:title" content="Debit Card for Kids | Acorns Early" /><meta name="twitter:title" content="Debit Card for Kids | Acorns Early"><meta property="og:description" content="Grow your kids money skills with Acorns Early - a smart money app and debit card that teaches them the value of money." /><meta property="twitter:description" content="Grow your kids money skills with Acorns Early - a smart money app and debit card that teaches them the value of money." /><meta property="og:url" content="https://www.acorns.com/early/" /><meta name="twitter:card" content="summary_large_image"><meta property="og:image" content="?width=1200&height=630&fit=crop" /><meta property="og:image:url" content="?width=1200&height=630&fit=crop" /><meta property="og:image:width" content="1200" /><meta property="og:image:height" content="630" /><meta property="twitter:image:src" content="?width=1200&height=630&fit=crop" /><meta property="twitter:image:width" content="1200" /><meta property="twitter:image:height" content="630" /><meta property="og:site_name" content="Acorns" /><meta name="description" content="Grow your kids money skills with Acorns Early - a smart money app and debit card that teaches them the value of money." /><meta http-equiv="Content-Type" content="text/html;charset=utf-8"><meta name="viewport" content="width=device-width, initial-scale=1.0"><meta name="apple-itunes-app" content="app-id=883324671"><meta name="google-site-verification" content="zz28cwlpNcO2KtqaUTVAV7JAqbInQ_j31p-xl04pBbo"><meta name="google-site-verification" content="HEhKySN8QOgvY_TgjTyHpYW6rbfTFwmLfWJvc-J5GCA"><meta http-equiv="Content-Security-Policy" content="default-src https: wss: 'unsafe-inline' 'unsafe-eval' data:;"><meta name="version" content="CV"><meta http-equiv="strict-transport-security" content="max-age=31536000; includeSubDomains; preload"><meta http-equiv="x-content-type-options" content="nosniff"><meta http-equiv="referrer-policy" content="no-referrer"><meta http-equiv="referrer-policy" content="strict-origin-when-cross-origin"><meta name="feature-policy" content="midi 'none';sync-xhr 'none';microphone 'none';camera 'none';magnetometer 'none';gyroscope 'none';speaker 'self';vibrate 'none';fullscreen 'self';" /> <meta name="apple-mobile-web-app-status-bar-style" content="black" /> <meta content="IE=edge" http-equiv="X-UA-Compatible" /> <meta name="viewport" content="width=device-width, height=device-height, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0" /> <meta name="apple-mobile-web-app-capable" content="yes" /> <link rel="icon" href="https://sqy7rm.media.zestyio.com/favicon-2022.png" type="image/png" sizes="196x196" /> <meta name="facebook-domain-verification" custom="true" content="u6lwypb2enhceo6riymov3yga2pk4p" /> <link rel="canonical" href="https://www.acorns.com/early/" /><link type="text/css" href="/site.css?v=3410a0042f8d7df5eba942bc348e59f3" rel="stylesheet" media="screen" /><script type="text/javascript" src="/site.js?v=00ee2690fbbe52f9b7dc0af97e3a9346"></script><link rel="dns-prefetch" href="" /><!-- Google Analytics --><script>(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)})(window,document,'script','//www.google-analytics.com/analytics.js','ga');ga('create', 'UA-46142661-9', 'auto');ga('send', 'pageview');</script><!-- Google Analytics --></head><body class="view-debit_card_for_kids" itemscope="" itemtype="https://schema.org/WebPage"><script> // Note: Variables are generally not available on script initialization. Wait for DOM Content to be loaded before utilizing variables. const currentItemZuid = '7-c6a5f2adbe-4grp5j' const instanceEnv = 'live' const globalVariablesGqlProductionUrl = `https://graphql.acorns.com/graphql` const replaceAdjustLinksWithFallbackUrls = `0` const closingSignUpCtaCopyOverride = `` const closingSignUpCtaLinksToOverride = `` let floatingActionButtonCtaCopyOverride = `` let floatingActionButtonCtaLinksToOverride = `` let floatingActionButtonTitleOverride = `` let floatingActionButtonSubtitleOverride = `` const floatingActionButtonSubtextOverride = `` // Deprecated const floatingActionButtonIconOverride = `` const heroCtaLinksTo = `` const pageCtasLinkTo = `https://signup.gohenry.com/us/parent-details` const learnHubArticleId = `` const learnHubRemoveInArticleCtasAndInvestingQuiz = `` const learnHubInjectedCtasHeadlineCopy = `Start saving and investing today with Acorns` const learnHubInjectedCtasCtaCopy = `Get started` const learnHubInjectedCtasCtaLinksTo = `https://app.adjust.com/5e1n4sg_pu31hev?fallback=https://signup.acorns.com/signup/` const compoundInterestCalculatorUseSpanishCopy = `` const compoundInterestCalculatorEnglishInChartInvestmentCopy = `Investment` const compoundInterestCalculatorEnglishInChartReturnCopy = `Return` const compoundInterestCalculatorSpanishInChartInvestmentCopy = `Inversión` const compoundInterestCalculatorSpanishInChartReturnCopy = `Retorno` const affiliate2023DefaultFABCtaCopyOverride = `Get started` const affiliate2023DefaultFABSubtextOverride = `Get my $5 bonus` const goHenryHeaderNavLoginLinkOverride = `/log-in/` const goHenryFooterSupportCtaLinksToOverride = `https://us.support.gohenry.com/us/s/` const goHenryPromoCodeOverrideActive = `0` const goHenryPromoCodeOverride = `SWUSD2420` const chromeExtensionWebStoreUrl = `https://chromewebstore.google.com/detail/acorns-earn/facncfnojagdpibmijfjdmhkklabakgd?hl=en-US` </script> <!-- Amplitude Browser SDK --> <!-- https://amplitude.com/docs/sdks/analytics/browser/browser-sdk-2 --> <script src="https://cdn.amplitude.com/libs/analytics-browser-2.11.7-min.js.gz"></script> <script> const amplitudeApiKeyStg = '3fd16aedb870ae4a59b21bd66da82c01' const amplitudeApiKeyProd = '5ccb29d8e22cd77a6a5f879142bc0c96' const isUserOnProd = instanceEnv === 'live' const amplitudeApiKey = isUserOnProd ? amplitudeApiKeyProd : amplitudeApiKeyStg window.amplitude.init(amplitudeApiKey, { autocapture: false }); </script> <!-- Amplitude Web Experiment Snippet --> <!-- https://amplitude.com/docs/web-experiment/implementation --> <!-- <script type="text/javascript" src="https://cdn.amplitude.com/script/3fd16aedb870ae4a59b21bd66da82c01.experiment.js"></script> --> <!-- Amplitude (Non-Web) Experiment SDK --> <!-- https://amplitude.com/docs/sdks/experiment-sdks/experiment-javascript --> <script src="https://unpkg.com/@amplitude/experiment-js-client@1.9.0/dist/experiment.umd.js"></script> <script> const amplitudeDeploymentKeyStg = 'client-NtbZFwbedoCgjXKQ7RD86nPc9E2lS7V6' const amplitudeDeploymentKeyProd = 'client-7Boqwa88kE5PxCo4th7lgZt3wLkvoEMI' const amplitudeDeploymentKey = isUserOnProd ? amplitudeDeploymentKeyProd : amplitudeDeploymentKeyStg window.experiment = Experiment.Experiment.initializeWithAmplitudeAnalytics(amplitudeDeploymentKey); </script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.6.0/slick.min.css" media="print" onload="this.media='all'" /> <script src="https://cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.6.0/slick.min.js"></script> <div id="kids-debit-card" class="gh-debit-card-pages gohenry-page"> <!-- Note: do not remove below line. Fixes issue that occurs for first each loop on a page when not preceded by an if conditional. --> <div id="header-nav-desktop" class="hide-on-md"> <div class="main-content-wrapper"> <div class="header-nav-left"> <a class="logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo.svg" alt="Acorns logo" /> </a> <div class="header-nav-item nav-item-with-children"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Invest-Icon-24x24.svg" alt="Invest" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment account </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/later" data-track-id="redesignedHeaderLater"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Later-Icon.svg" alt="Later" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Later </div> <p class="nav-submenu-subtitle"> Retirement </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/early-invest/" data-track-id="redesignedHeaderEarly"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Early-icon-24x24.svg" alt="Early Invest" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Early Invest </div> <p class="nav-submenu-subtitle"> Invest for kids </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/esg-investing" data-track-id="redesignedHeaderSustainable"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Sustainable-Icon-24x24.svg" alt="Sustainable" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Sustainable </div> <p class="nav-submenu-subtitle"> Sustainable ESG portfolios </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/bitcoin-etf/" data-track-id="redesignedHeaderBitsOfBitcoin"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/CryptoIcon--1-.svg" alt="Bits of Bitcoin" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Bits of Bitcoin </div> <p class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </div> <div class="hover-bottom-border"></div> </a> </div> <div class="hover-bottom-border"></div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids <div class="hover-bottom-border"></div> </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing <div class="hover-bottom-border"></div> </a> </div> <div class="header-nav-right"> <a class="header-nav-item log-in-link" href="https://app.acorns.com/" data-track-id="headerLogin"> Log in <div class="hover-bottom-border"></div> </a> <a class="a5-cta purple-cta" href="https://signup.gohenry.com/us/parent-details/" data-track-id="headerGetStarted" universal="true"> Get <span class="hide-on-xs-mobile"></span> Acorns <span class="hide-on-xs-mobile">Early</span> </a> </div> </div> </div> <div id="header-nav-mobile" class="hide-on-lg scroll-up scroll-up-no-transition"> <div class="mobile-nav-toggle-section"> <a class="mobile-nav-logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img class="logo-with-text" src="https://sqy7rm.media.zestyio.com/Acorns-Logo-With-Text-2022.svg" alt="Acorns Logo" /> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo-No-Text-Updt-2022.svg" alt="Acorns Logo Icon" /> </a> <a class="header-action-cta hide-on-desktop" href="https://signup.gohenry.com/us/parent-details/" data-track-id="redesignedHeaderActionCtaMobile" universal="true"> Get <span class="hide-on-xs-mobile"></span> Acorns <span class="hide-on-xs-mobile">Early</span> </a> <div class="mobile-nav-toggle-wrapper"> <div class="mobile-nav-toggle"></div> </div> </div> <div class="mobile-nav-body-wrapper"> <div class="header-nav-item nav-item-with-children"> <span class="nav-item-with-children-title"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> </span> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment account </p> </div> </a> <a class="header-nav-submenu-container" href="/later" data-track-id="redesignedHeaderLater"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Later </div> <p class="nav-submenu-subtitle"> Retirement </p> </div> </a> <a class="header-nav-submenu-container" href="/early-invest/" data-track-id="redesignedHeaderEarly"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Early Invest </div> <p class="nav-submenu-subtitle"> Invest for kids </p> </div> </a> <a class="header-nav-submenu-container" href="/esg-investing" data-track-id="redesignedHeaderSustainable"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Sustainable </div> <p class="nav-submenu-subtitle"> Sustainable ESG portfolios </p> </div> </a> <a class="header-nav-submenu-container" href="/bitcoin-etf/" data-track-id="redesignedHeaderBitsOfBitcoin"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Bits of Bitcoin </div> <p class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </a> </div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing </a> <hr class="log-in-divider header-nav-item"> <a class="log-in-link header-nav-item" href="https://app.acorns.com/" data-track-id="headerLoginMobile"> Log in </a> </div> </div> <div class="added-mobile-spacing hide-on-desktop"></div> <div class="gh-hero-wrapper envoy-hero-wrapper add-header-padding purple_bg"> <div class="copy-wrapper"> <div class="gh-hero-copy-wrapper-logo-wrapper hide-on-desktop hide-on-tablet "> <img class="gh-hero-copy-wrapper-logo hide-on-desktop hide-on-tablet" src="https://sqy7rm.media.zestyio.com/Acorns-Early-Logo.svg" alt="Acorns Early Logo" /> </div> <h1 class="hero-headline gohenry-header-1 white"> The smart money app and debit card for kids </h1> <h3 class="hero-subheadline envoy-body-large white"> Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money. </h3> <a href="https://signup.gohenry.com/us/parent-details" class="a5-cta purple-tint-cta"> Get Acorns Early </a> </div> <div class="image-wrapper add-header-padding"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" width="375" height="260" srcset="https://sqy7rm.media.zestyio.com/Kids-DC-Hero-Mob-Fix.png" /> <img class="hero-image" alt="The smart money app and debit card for kids" width="915" height="820" src="https://sqy7rm.media.zestyio.com/Kids-DC-Hero-Desk.png" /> </picture> </div> <div class="gh-hero-logo-wrapper add-header-padding hide-on-mobile"> <img class="gh-hero-logo hide-on-mobile" src="https://sqy7rm.media.zestyio.com/Acorns-Early-Logo.svg" alt="Acorns Early Logo" /> </div> <div class="hero-tagline white bg-gohenry-red"> Formerly GoHenry </div> </div> <!-- GoHenry Image Left Content Right Component --> <div id="gh-ilcr-component-1" class="gh-ilcr-component full-bleed-variant mobile-image-below-variant image-left-content-right-component"> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Gh-Kids-Debit-Card-ILCR-1-New-Desk.jpg?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Gh-Kids-Debit-Card-ILCR-1-New-Desk.jpg" alt="Grow their money skills as they grow up "> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Gh-Kids-Debit-Card-ILCR-1-New-Mob.jpg?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Gh-Kids-Debit-Card-ILCR-1-New-Mob.jpg" alt="Grow their money skills as they grow up "> </div> <div class="copy-wrapper"> <div class="headline gohenry-header-2 gohenry-header-3-sm-desktop gohenry-header-3-tablet solid-slate"> Grow their money skills as they grow up </div> <div class="body envoy-body solid-slate"> No matter what stage of their money journey your kids are on, Acorns Early is designed to grow with them. Younger ones start off with chores, allowance, and interactive learning courses. As they grow older, Acorns Early helps track their spending, budgeting, saving, and more — all with support and guidance from you along the way. </div> <a class="content-right-cta a5-cta purple-cta" href="https://signup.gohenry.com/us/parent-details"> Get Acorns Early </a> </div> </div> <!-- GoHenry Image Left Content Right Component End --> <!-- GoHenry Card Designs Carousel Component --> <div class="card-designs-carousel-component general-envoy-component envoy-component-with-bg-color bg-tan"> <div class="card-designs-carousel-wrapper"> <h2 class="headline gohenry-header-5 gohenry-header-6-xs-mobile solid-slate"> Choose from 35+ customizable debit card designs </h2> <div class="card-designs-carousel"> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-1.png" alt="Card 01"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-2.png" alt="Card 02"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-3.png" alt="Card 03"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-4.png" alt="Card 04"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-5.png" alt="Card 05"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-6.png" alt="Card 06"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-7.png" alt="Card 07"> </div> <div class="card-design"> <img class="card-design-image" src="https://sqy7rm.media.zestyio.com/Kid-Primary-Card-Image-8.png" alt="Card 08"> </div> </div> </div> </div> <!-- GoHenry Card Designs Carousel Component End --> <!-- Headline Subheadline Component --> <div id="gh-head-subhead-component-1" class="gh-head-subhead-component headline-subheadline-component"> <h2 class="headline gohenry-header-1 gohenry-header-2-tablet gohenry-header-2-mobile solid-slate"> Why choose Acorns Early for kids? </h2> <div class="subheadline envoy-body solid-slate"> From getting to grips with the digital economy to making their first budget, there are tons of reasons why parents choose Acorns Early for their kids. With a custom debit card, allowance and chores in the app, savings accounts, and parental controls, Acorns Early helps families manage money responsibly — together. </div> </div> <!-- Headline Subheadline Component End --> <!-- GoHenry Value Prop Cards Component --> <div class="gh-value-prop-component value-prop-cards-component value-prop-cards-section-wrapper"> <div class="value-prop-cards-wrapper"> <div class="value-prop-card"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Icon-GH-Allowance-App.svg" alt="Allowance & chores app " /> <div class="value-prop-headline envoy-body solid-slate"> Allowance & chores app </div> <div class="value-prop-body envoy-body-small solid-slate"> Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done! </div> <a href="/allowance-chores/" class="value-prop-cta acorns-green envoy-tagline"> Learn more </a> </div> <div class="value-prop-card"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Icon-GH-Savings.svg" alt="Savings account for kids " /> <div class="value-prop-headline envoy-body solid-slate"> Savings account for kids </div> <div class="value-prop-body envoy-body-small solid-slate"> Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature. </div> <a href="/kids-saving/" class="value-prop-cta acorns-green envoy-tagline"> Learn more </a> </div> <div class="value-prop-card"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Icon-GH-Parental-Controls.svg" alt="Parental controls" /> <div class="value-prop-headline envoy-body solid-slate"> Parental controls </div> <div class="value-prop-body envoy-body-small solid-slate"> Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards. </div> <a href="/parental-controls/" class="value-prop-cta acorns-green envoy-tagline"> Learn more </a> </div> <div class="value-prop-card"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Icon-GH-Financial-Literacy.svg" alt="Financial literacy" /> <div class="value-prop-headline envoy-body solid-slate"> Financial literacy </div> <div class="value-prop-body envoy-body-small solid-slate"> Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages. </div> <a href="/kids-learn/" class="value-prop-cta acorns-green envoy-tagline"> Learn more </a> </div> <div class="value-prop-card"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Icon-GH-Giftlinks.svg" alt="Giftlinks and Relative accounts" /> <div class="value-prop-headline envoy-body solid-slate"> Giftlinks and Relative accounts </div> <div class="value-prop-body envoy-body-small solid-slate"> Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids. </div> <a href="/gift-money-kids/" class="value-prop-cta acorns-green envoy-tagline"> Learn more </a> </div> </div> </div> <!-- GoHenry Value Prop Cards Component End --> <!-- GoHenry Image Left Content Right Component --> <div id="gh-ilcr-component-2" class="gh-ilcr-component full-bleed-variant image-left-content-right-component"> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Early-Referral-P2P-ILCR-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Early-Referral-P2P-ILCR-Desk.png" alt="A kids' debit card built for their safety — and your confidence"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Early-Referral-P2P-ILCR-Mob--1-.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Early-Referral-P2P-ILCR-Mob--1-.png" alt="A kids' debit card built for their safety — and your confidence"> </div> <div class="copy-wrapper"> <div class="headline gohenry-header-5 gohenry-header-3-tablet solid-slate"> A kids' debit card built for their safety — and your confidence </div> <div class="body value-prop-wrapper envoy-body solid-slate"> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Bank-level encryption</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Chip and PIN-protected transactions</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Acorns Early blocks unsafe spending categories</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Secure PIN recovery in the app</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>FDIC-insured up to $250,000 through a partner bank</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Zero Liability Protection by Mastercard®</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Real-time spending notifications</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Green-Checkmark.svg" alt="Green Checkmark"> <span>Easily block and unblock cards</span> </div> </div> </div> </div> <!-- GoHenry Image Left Content Right Component End --> <!-- Headline Subheadline Component --> <div id="gh-head-subhead-component-2" class="gh-head-subhead-component headline-subheadline-component"> <h2 class="headline gohenry-header-1 gohenry-header-2-tablet gohenry-header-2-mobile solid-slate"> Spending, sending, giving, and more </h2> <div class="subheadline envoy-body solid-slate"> Acorns Early is designed to help families learn about money together. Featuring personalized experiences for both parents and kids, it’s easy to stay in control. </div> </div> <!-- Headline Subheadline Component End --> <!-- GoHenry Image Left Content Right Component --> <div id="gh-ilcr-component-3" class="gh-ilcr-component image-left-content-right-component mobile-show-image-inside-padding"> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-01-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-01-Desk.png" alt="Safe to spend"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-01-Mob.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-01-Mob.png" alt="Safe to spend"> </div> <div class="copy-wrapper"> <div class="headline gohenry-header-5 solid-slate"> Safe to spend </div> <div class="body envoy-body solid-slate"> Parents set limits and help kids get to grips with their budget. There's no overdraft fees, and you can even block or unblock cards, too. </div> </div> </div> <!-- GoHenry Image Left Content Right Component End --> <!-- GoHenry Content Left Image Right Component --> <div id="gh-clir-component-1" class="gh-clir-component content-left-image-right-component mobile-show-image-inside-padding"> <div class="copy-wrapper"> <div class="headline gohenry-header-5 solid-slate"> Send money in a snap </div> <div class="body envoy-body solid-slate"> Set automatic allowance payments and transfer money in an instant. </div> </div> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-02-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-02-Desk.png" alt="Send money in a snap"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-02-Mob.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-02-Mob.png" alt="Send money in a snap"> </div> </div> <!-- GoHenry Content Left Image Right Component End --> <!-- GoHenry Image Left Content Right Component --> <div id="gh-ilcr-component-4" class="gh-ilcr-component image-left-content-right-component mobile-show-image-inside-padding"> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-03-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-03-Desk.png" alt="Giving made easy"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-03-Mob.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-03-Mob.png" alt="Giving made easy"> </div> <div class="copy-wrapper"> <div class="headline gohenry-header-5 solid-slate"> Giving made easy </div> <div class="body envoy-body solid-slate"> Set up donations to the Boys & Girls Club of America, or create a savings goal for a chosen charity. </div> </div> </div> <!-- GoHenry Image Left Content Right Component End --> <!-- GoHenry Content Left Image Right Component --> <div id="gh-clir-component-2" class="gh-clir-component content-left-image-right-component mobile-show-image-inside-padding"> <div class="copy-wrapper"> <div class="headline gohenry-header-5 solid-slate"> Gifts and celebrations </div> <div class="body envoy-body solid-slate"> Family and friends can send money straight to your kids' cards with with Giftlinks and Relatives account. </div> </div> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-04-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-04-Desk.png" alt="Gifts and celebrations"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-04-Mob.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Comp-04-Mob.png" alt="Gifts and celebrations"> </div> </div> <!-- GoHenry Content Left Image Right Component End --> <!-- GoHenry Content Left Image Right Component --> <div id="gh-clir-component-3-wrapper" class="envoy-component-with-bg-color"> <div id="gh-clir-component-3" class="gh-clir-component full-bleed-variant content-left-image-right-component"> <div class="copy-wrapper"> <div class="headline gohenry-header-5 gohenry-header-3-tablet solid-slate"> Automatic chores <br class="hide-on-mobile" /> and allowance </div> <div class="body envoy-body solid-slate"> With Acorns Early, paying allowance is easy for you and fun for kids. Set an amount in the app, the day you want to pay, and their allowance arrives on their card weekly. Kids learn how to budget their money independently with cash on their card to spend, save, or gift.<br /> <br /> To help kids learn about the power of earning, parents can set paid tasks in the app. As soon as kids tick them off, they'll automatically receive cash on their card. You'll also have the option to check tasks have been completed in-app before your child receives their money. </div> <a class="content-right-cta a5-cta purple-cta" href="https://signup.gohenry.com/us/parent-details"> Get Acorns Early </a> </div> <div class="image-wrapper"> <img class="image-asset hide-on-mobile lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Chores-01-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Chores-01-Desk.png" alt="Automatic chores <br class="hide-on-mobile" /> and allowance"> <img class="image-asset-mobile hide-on-desktop hide-on-tablet lazy" src="https://sqy7rm.media.zestyio.com/Kids-DC-Chores-01-Mob.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Kids-DC-Chores-01-Mob.png" alt="Automatic chores <br class="hide-on-mobile" /> and allowance"> </div> </div> </div> <!-- GoHenry Content Left Image Right Component End --> <div id="gh-pricing-module" class="gh-pricing general-envoy-component"> <div class="gh-pricing-content-wrapper"> <div class="gh-pricing-header"> <div class="gh-pricing-headline gohenry-header-2 gohenry-header-3-sm-desktop solid-slate"> Pricing </div> </div> <div class="gh-pricing-main bg-acorns-purple"> <div class="gh-pricing-copy-wrapper"> <div class="gh-pricing-column"> <div class="pricing-col-headline gohenry-header-5 gohenry-header-6-tablet gohenry-header-6-xs-mobile white"> $5/mo for<br class="hide-on-mobile" /> 1 kid </div> <a class="pricing-col-cta a5-cta purple-tint-cta" href="https://signup.gohenry.com/us/parent-details"> Get started </a> </div> <div class="gh-pricing-col-divider bg-acorns-green"></div> <div class="gh-pricing-column"> <div class="pricing-col-headline gohenry-header-5 gohenry-header-6-tablet gohenry-header-6-xs-mobile white"> $10/mo for<br /> 2-4 kids </div> <a class="pricing-col-cta a5-cta purple-tint-cta" href="https://signup.gohenry.com/us/parent-details"> Get started </a> </div> </div> <div class="gh-pricing-image-wrapper"> <picture> <source media="(max-width: 767px)" data-srcset="https://sqy7rm.media.zestyio.com/GH-Pricing-Module-v3-Mobile.png" width="1005" height="660"> <img class="gh-pricing-image lazy" data-src="https://sqy7rm.media.zestyio.com/GH-Pricing-Module-v3.png" alt="Image of phone with Acorns Early on it" width="1659" height="1140"> </picture> </div> </div> </div> </div> <!-- GoHenry FAQs Component --> <div id="gh-faqs-component-1" class="gh-faqs-component envoy-faqs-component faqs-component"> <div class="faqs-component-content-wrapper content-wrapper"> <div class="header-copy-wrapper"> <h4 class="envoy-header-5 font-weight-extra-bold solid-slate"> Frequently asked </h4> </div> <div class="questions-wrapper"> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> What age is an Acorns Early debit card for? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p>Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime. Ultimately, we know that every family has a different approach to money and learning — so it’s up to you when you feel your kid is ready to give Acorns Early a try.</p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> How much is an Acorns Early kids debit card? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p>We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.</p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> Where can you use Acorns Early debit cards? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p>Acorns Early debit cards can be used anywhere that Mastercard® is accepted. This includes online, in stores, and at ATMs.</p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> Are kids' debit cards a good alternative to traditional bank cards and credit cards? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p>Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.</p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> Is Acorns Early included in an Acorns subscription? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p dir="ltr"><span>Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!</span></p> </div> </div> </div> </div> </div> </div> <!-- GoHenry FAQs Component End --> <div id="footer-wrapper"> <footer id="footer"> <div class="footer-main-row"> <div class="footer-hero"> <h4>Have any questions?</h4> <a class="footer-cta" href="/support" data-track-id="footerContactSupport"> Contact support </a> </div> <div class="main-row-links"> <div class="main-row-link-column"> <h6>Products</h6> <a href="https://www.acorns.com/invest/" data-track-id="footerInvest"> <b>Invest</b> for your future </a> <a href="https://www.acorns.com/later/" data-track-id="footerLater"> <b>Later</b> starts today </a> <a href="https://www.acorns.com/earn/" data-track-id="footerEarn"> <b>Earn</b> extra money </a> <a href="/early-invest/" data-track-id="footerEarly"> <b>Early</b> investors </a> <a href="/mighty-oak-card/" data-track-id="footerSpend"> <b>Bank</b> smarter </a> </div> <div class="main-row-link-column"> <h6>Who we are</h6> <a href="https://www.acorns.com/about/" data-track-id="footerAbout"> <b></b> About </a> <a href="/security/" data-track-id=""> <b></b> Security </a> <a href="https://www.acorns.com/careers/" data-track-id="footerCareers"> <b></b> Careers </a> <a href="https://www.acorns.com/press/" data-track-id="footerPress"> <b></b> Press </a> </div> <div class="main-row-link-column footer-tablet-second-link-row"> <h6>Why start now</h6> <a href="/learn/" data-track-id="footerLearn"> <b></b> Learn </a> </div> </div> </div> <div class="footer-closing-icon-row"> <div class="logo-wrapper"> <img id="footer-logo" src="https://sqy7rm.media.zestyio.com/Acorns-Footer-Logo-2x-2022.png" alt="Acorns logo" /> </div> <div class="closing-row-links"> <a href="https://www.acorns.com/pricing/" data-track-id="footerPricing"> <b>Pricing</b> </a> <a href="https://store.acorns.com/" data-track-id="footerStore"> <b>Store</b> </a> <a href="https://app.impact.com/campaign-campaign-info-v2/Acorns-Invest-Spare-Change.brand" data-track-id=""> <b>Affiliates</b> </a> <a href="https://www.acorns.com/terms/" data-track-id="footerLegal"> <b>Acorns Legal</b> </a> <a href="https://www.gohenry.com/us/terms-and-conditions/" data-track-id="footerAcornsEarlyLegal"> <b>Acorns Early Legal </b> </a> <a id="ot-sdk-btn-new-style" class="ot-sdk-show-settings"> </a> </div> <div class="closing-row-social-icons"> <a href="https://www.instagram.com/acorns/" data-track-id="footerInstagram"> <img src="https://sqy7rm.media.zestyio.com/Instagram.png" alt="Instagram" /> </a> <a href="https://twitter.com/acorns" data-track-id="footerTwitter"> <img src="https://sqy7rm.media.zestyio.com/Twitter.png" alt="Twitter" /> </a> <a href="https://www.facebook.com/AcornsGrow/" data-track-id="footerFacebook"> <img src="https://sqy7rm.media.zestyio.com/Facebook.png" alt="Facebook" /> </a> <a id="equal-web-toggle" onclick="window.interdeal.a11y.openMenu()" aria-label="Open Accessibility Menu" role="button" data-track-id="footerEqualWebToggle"> <img src="https://sqy7rm.media.zestyio.com/EqualWeb-ADA-icon-green.svg" alt="Wheelchair icon" /> </a> </div> </div> <div id="footer-disclosures" class="footer-disclosures"> <div style="text-align: center;"><span data-stringify-type="paragraph-break"><strong>Investment products | Not FDIC insured | No bank guarantee | May lose value</strong><br><br></span><span style="text-decoration: underline;"><strong>Important Disclosures</strong></span></div> <div style="text-align: left;"> </div> <div style="text-align: left;"><strong>Paid advertisement.</strong> Dwayne Johnson is an investor in Acorns Grow Incorporated, is a director of its affiliate Acorns Labs, is an Acorns customer, and together with his creative agency receives substantial compensation from Acorns and its affiliates to promote Acorns and therefore has a conflict of interest that can be expected to bias his views. Statements are not necessarily representative of the experience or views of other customers and are not guarantees of performance or success. Nothing here should be viewed as an endorsement or testimonial regarding Acorns Advisers LLC's investment advisory services. Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank, Members FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18).<br><strong><br>Investing involves risk, including loss of principal. </strong>Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member <a target="_blank" data-stringify-link="https://www.finra.org/#/" delay="150" data-sk="tooltip_parent" href="https://www.finra.org/#/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">FINRA</a>/<a target="_blank" data-stringify-link="https://www.sipc.org/" delay="150" data-sk="tooltip_parent" href="https://www.sipc.org/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">SIPC</a>.</div> <div style="text-align: left;"><span data-stringify-type="paragraph-break"> </span></div> <div style="text-align: left; padding-left: 40px;"><span data-stringify-type="paragraph-break"></span>1. <strong>Round-Ups® investments </strong>are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Only purchases made with Round-Up accounts linked to your Acorns account with the feature activated are eligible for the Round- Ups® investment feature. Round-Up investments from your funding source will be processed when your Pending Round-Ups® investments reach or exceed $5. <br><br><span data-stringify-type="paragraph-break"></span></div> <p style="padding-left: 40px;">2. <strong>Acorns Checking Real-Time Round-Ups® </strong>invests small amounts of money from purchases made using an Acorns Checking account into the client’s Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups® investments accrue instantly for investment during the next trading window.</p> <p style="padding-left: 40px;">3. A properly suggested <strong>portfolio recommendation</strong> is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website.</p> <p style="padding-left: 40px;">4. <strong>Acorns Earn</strong> provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Incorporated into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes. Amount earned and invested through Acorns Earn since inception as of July 1, 2024.</p> <p style="padding-left: 40px;">5. Acorns <strong>Subscription Fees</strong> are assessed based on the plan of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes.</p> <p style="padding-left: 40px;" id="not-a-bank-disclosure">6.<strong> Acorns is not a bank.</strong> Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit <a target="_blank" data-stringify-link="https://www.cambr.com/bank-list" delay="150" data-sk="tooltip_parent" href="https://www.cambr.com/bank-list" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.cambr.com/bank-list</a>. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at <a target="_blank" data-stringify-link="https://www.fdic.gov/resources/deposit-insurance/" delay="150" data-sk="tooltip_parent" href="https://www.fdic.gov/resources/deposit-insurance/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.fdic.gov/resources/deposit-insurance/</a>.</p> <p style="padding-left: 40px;">7. <strong>Early Payday </strong>depends on the timing of the submission of the payment file from the payer and fraud prevention restrictions. Funds are generally available on the day the payment file is received, up to 2 days earlier than the scheduled payment date. Timing may vary. <strong></strong></p> <p style="padding-left: 40px;">8.<strong> The ETFs</strong> comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.</p> <p style="padding-left: 40px;">9. <strong>Acorns does not provide access to invest directly in Bitcoin.</strong> Bitcoin exposure is provided through the ETF BITO, which invests in Bitcoin futures. This is considered a high-risk investment given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment. </p> <p style="padding-left: 40px;">10. <strong>The ESG (Environmental, social, and governance) investment strategies</strong> may limit the types and number of investment opportunities available, as a result, the portfolio may underperform others that do not have an ESG focus. Companies selected for inclusion in the portfolio may not exhibit positive or favorable ESG characteristics at all times and may shift into and out of favor depending on market and economic conditions. Environmental criteria considers how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company’s leadership, executive pay, audits, internal controls, and shareholder rights.</p> <p style="padding-left: 40px;">11. <strong>Invest,</strong> an individual investment account which invests in a portfolio of ETFs (exchange traded funds) recommended to clients based on their investment objectives, time horizon, and risk tolerance. </p> <p style="padding-left: 40px;">12. <strong>Later</strong>, an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Please consult your tax advisor with any questions. Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription plans are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate. All Later funds for both new and existing customers must be held in an Acorns Later account for at least four years to keep the earned IRA match and all or a portion of IRA Match may be subject to recapture by Acorns if customer downgrades to a Subscription Plan with a lower monthly fee.<br><br>For informational purposes only. This is solely intended to provide notification of an available product or service. This is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, or use a particular account type. This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.</p> <p style="padding-left: 40px;">13. <b id="docs-internal-guid-0532bbc1-7fff-805f-cbf1-6bf6e13047b7"><span>Acorns Early Invest, </span></b>an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Money in a custodial account is the property of the minor. <span>Customers in the Gold Subscription Plan are automatically eligible for a 1% "Early Match" promotion on deposits by the Customer of up to $7,000 a year per Early Account. All funds must be held in the applicable Acorns Early Account for at least four years of the Early Match deposit date or until the beneficiary reaches the applicable Age of Transfer, whichever is earlier. The Early Match will be subject to recapture by Acorns if funds are withdrawn from the Early Account during the four year period, up to the amount for which a 1% Early Match was received. The Early Match will also be subject to recapture if a customer downgrades to a Subscription Plan with a lower monthly fee within this period. </span></p> <p style="padding-left: 40px;">14. <strong>Custom Portfolios</strong> are non-discretionary investment advisory accounts, managed by the customer. Custom Portfolios are not available as a stand alone account and clients must have an Acorns Invest account. Custom portfolios are not instant trading. Clients wanting more control over order placement and execution may need to consider alternative investment platforms before adding a Custom portfolio account.</p> <p style="padding-left: 40px;">15. The <strong>Acorns Gold GoHenry Benefit</strong> is available only to Acorns subscribers who subscribe to the Acorns Gold Plan and is for the monthly GoHenry Child or Family Plan Membership Fee, subject to these Waiver Terms. You will remain responsible for any other fees that you owe under the GoHenry Cardholder Terms and Conditions that are not included in the monthly GoHenry Child or Family Plan Membership Fee, as applicable.</p> <p style="padding-left: 40px;">16. © GoHenry Inc. ("Acorns Early") All rights reserved. Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Our office is located at Acorns Early, 5300 California Avenue, Irvine, CA 92617. Cardholder Terms and limits apply.</p> <p style="padding-left: 40px;">17. <strong>It is not possible to invest directly in an index.</strong> Past performance is no guarantee of future results. </p> <p style="padding-left: 40px;">18. Acorns reserves the right to restrict or revoke any and all offers at any time.</p> <p style="padding-left: 40px;">19. <strong>Compounding</strong> is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance, nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. </p> <p style="padding-left: 40px;">20. <strong>Diversification</strong> and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.</p> <p style="padding-left: 40px;">21. App rating references the combined all-time star rating received in Google Play and Apple App Store. App Store rating as of 5/30/24.</p> <p style="padding-left: 40px;">22. ‘Save and Invest’ refers to a client’s ability to utilize the Acorns Real-Time Round-Ups® investment feature to seamlessly invest small amounts of money from purchases using an Acorns investment account.</p> <p style="padding-left: 40px;">23. The information contained on this website should not considered an offer, solicitation of an offer or advice to buy or sell any security or investment product. The information should not be construed as tax or legal advice. Please consult your tax advisor with any questions.<br><br>24. Comparisons are based on the national average Annual Percentage Yields (APY) published in the FDIC National Rates and Rate Caps as of October 16, 2023.</p> <p style="padding-left: 40px;">25. As of November 8, 2024, Mighty Oak Checking Annual Percentage Yield (APY) is 2.72% and Emergency Fund APY is 4.29%. APY is variable and subject to change at our discretion, without prior notice. No minimum opening deposit or minimum balance required. Acorns is not a bank. Banking services provided by and Mighty Oak Debit Cards issued and provided by nbkc bank, Member FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18). </p> <p style="padding-left: 40px;">26. <span>On August 21, 2024, Acorns changed the names of its Subscription Plans from "Personal," "Personal Plus," and "Premium" to "Bronze," "Silver," and "Gold." No other changes were made to the Subscription Plans at that time. </span></p> <p style="padding-left: 40px;"><span>27. Over $22 billion invested since inception as of 6/26/2024. </span></p> <p style="padding-left: 40px;"><span>28. Amount invested from Round-Ups alone since inception as of July 31, 2024. </span></p> <div><span data-stringify-type="paragraph-break"></span>Acorns, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. 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