CINXE.COM

<!DOCTYPE html><html lang="en-US"><head><title>Just a moment...</title><meta http-equiv="Content-Type" content="text/html; charset=UTF-8"><meta http-equiv="X-UA-Compatible" content="IE=Edge"><meta name="robots" content="noindex,nofollow"><meta name="viewport" content="width=device-width,initial-scale=1"><style>*{box-sizing:border-box;margin:0;padding:0}html{line-height:1.15;-webkit-text-size-adjust:100%;color:#313131;font-family:system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji}body{display:flex;flex-direction:column;height:100vh;min-height:100vh}.main-content{margin:8rem auto;max-width:60rem;padding-left:1.5rem}@media (width <= 720px){.main-content{margin-top:4rem}}.h2{font-size:1.5rem;font-weight:500;line-height:2.25rem}@media (width <= 720px){.h2{font-size:1.25rem;line-height:1.5rem}}#challenge-error-text{background-image:url(data:image/svg+xml;base64,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);background-repeat:no-repeat;background-size:contain;padding-left:34px}@media (prefers-color-scheme:dark){body{background-color:#222;color:#d9d9d9}}</style><meta http-equiv="refresh" content="390"></head><body class="no-js"><div class="main-wrapper" role="main"><div class="main-content"><noscript><div class="h2"><span id="challenge-error-text">Enable JavaScript and cookies to continue</span></div></noscript></div></div><script>(function(){window._cf_chl_opt={cvId: '3',cZone: "www.bgk.pl",cType: 'interactive',cRay: '91355da72832194c',cH: 'w7tTxO2J6UaqeP93GZREcO8ncCesV41o9PzuEh5RLWM-1739790992-1.2.1.1-zaeITEXi4Y64ZGCtd6r8ALZK_W7igkq_D8t_9O4pQLGFdtWmCicV.ZW3gqHchKtP',cUPMDTk: "\/programy-i-fundusze\/fundusze\/fundusz-dostepnosci\/pozyczki-z-funduszu-dostepnosci\/?__cf_chl_tk=yL1.hdJEkN3Zm_IJgbV7CzgzzgKhEz18CsDB7h4sBuU-1739790992-1.0.1.1-10Gi30_90rWn72A7cGdick09dnlX9zGCXoHMhlmKDw8",cFPWv: 'b',cITimeS: '1739790992',cTTimeMs: '1000',cMTimeMs: '390000',cTplC: 0,cTplV: 5,cTplB: 'cf',cK: "",fa: "\/programy-i-fundusze\/fundusze\/fundusz-dostepnosci\/pozyczki-z-funduszu-dostepnosci\/?__cf_chl_f_tk=yL1.hdJEkN3Zm_IJgbV7CzgzzgKhEz18CsDB7h4sBuU-1739790992-1.0.1.1-10Gi30_90rWn72A7cGdick09dnlX9zGCXoHMhlmKDw8",md: "_uIBx1hnGVO1orACR_tDD89d_N1YWSQANd4M0wXH6RE-1739790992-1.2.1.1-Km6.ANhAn5SGXLWMc..833B6AELiouW64HGl4w_XfKg15oQz6uXKs3OaGdBco0Id7SRkz3gCPhYhWYvT_resTcwmCvkKJij4eydjrFFNkWVWKqeDPj9IjI0EJ25HXT34mIWmT0.yHvtU_qIV7Fz63_PtHzVJNNdMQS6QyYjgb0GLL56zdIvwDjOsR.I4slzMfwoW4gMJC.LGpoqpu.Phg5BKA9n0FDbEM9cAFVa8xkHSIAw5FQRG6zLe2GY7R80XeqsccudYCsfq2Oh5veiLdQScoOkau_XWWT5YRaMHKcbb0vpjOyX0yjH8pLNtJg6vylEcX0Xe13iHi299.9xfD.YBupEIM8lXNCJnUmQyntJWeUzfPeHZDZ__R_TCbUYlKsfGeNT9A68K3zL.a7AELrBAjLcOVm3yq6pdWpM_hWwKhOlUfDNhFoNDgXmurgvzAmvvTeM4bNnIoYABMt9LdEBkDJ7a22Lju.QWnAPxsLugqaeszUff5Ukh7simt9FvVs.8Q.akllBY2BrKidqdI5h0YHKsr3pmEVAx1j6NUrAX90ickEw1ui8r0CN.EL_nJqztJpRTG9OJ1RD6PebPHcE9QVlsbtNwjYPChyYKCNvLDsiNEXuhU7OMVBggsxBzEm.EAgsEAkF95so4.TbxQQmtwj4tmU.16BygOVMnWMsCNDMQul9A.BU27qgdQqMGFoY8nuehiTBXbhIKi8qufl9ggiJEhzl4ntH46s_XmRyI2vWSxcA7y.hsn9wNXOLjqbU618JxRGA4Y4nxwZrJ0QH9s6j7gHZGpCYk0T83ibFHYp0bgvo.T56l4gqgY5elyesTzNEKNN7dyoUaSYgVA8XWH6pNsRBvC7r7j9VbdLm58JWYP5.4_ODYe9SBjh9Fi4RPHQgvssebzd7jx.ZYF8QwTgmwaNH7n_T8q0H6TXFUYIlGa97a.phA8HMGn428bHyBOmYpgeVVkmJX8zlSnkzVx0VecndBopRSz_f2c68DmG7lb90Dg8_qWUd1A5r1RCEqaHE1NsgIanVTbd2lUgjDZE8irUpRN6UsrCeHJ2ecGILVOXpvk5hUZFNGw5Mvn7.cVgO4B8ZR7KdmgBcawJyka_1Ro0o6qTRy4pbR7rmEYRk4IdvT.1QnXcyJwIiLaHrXxTqSBiQHTPW6FxBO9ff1yYv4J2SqNqU4V3F45REZ6lOVCyXRw8CZZlnAd7c8k0vfx4DE5RTeMzPWSJ9YVrC1FkR3fdRPvHAdzLvDPC43rFQlq1jUtJjFkSE9uEXQ6smJ.33cdtUrFWHjOVUmTy6JzXkDCfFVOOACVi6wmcW9SaRzWC53fO3BBPrbdd9kygRJS_neN0EPt5pXLh6N5zIWZRR1rXEHSAdfotkhNpSxa3lbqWUontJCI3mRRLmtgxkqUP3Szww8UdJwq2kRxgJouCMQ2MMKbhf97WtEpnGQsAruSVX2ZVQXzuPR74MH0Xq5YfBxiIkjGgL9vOK4wbDQsC3.Eo1FJfUkPcQjw2Lc.WLZCnHjF595LIAovd0f9462kDBV63T1bzEeHC6sfmKQcmGpDzM1OR4.4fWUOrKGD0sbzeuhdCyLdy4DSQ1qjiBbo_qz7Oixzj2BfyfDcKOgHPuS7XY7yAnKbpU9NEDRHKg9FXktSzlzSwHCp3kbvddSUqg6jiGMKx8LWvLGFGJQQy7b1iRgnE2.VOYHaIk.G_SoIfzTML6BvVMk87dFWMFZ.FYmd2A3LimLdJS_jeOoa23uJCXWg8cL5i.nt_yCWyAWY_6HtmwLq_sQmmiATtyRHi7vcTkvHoQH08jZJfp2sjrw7da0Jv41aIAcS5GBxc.1AZEke4tBiH_5mDOpCxCMrjd91kOMl_Ba5MsoJcV5EeBK0tsKAyod3gnq4l5S6ZvYfrStOYemjSwDXhCKL9mM9XGmiJyWkV2yQq9xhLLV6pKaft.OZQNKnPxVmX9.cXUmYuuza1Zud0s6D9WydZXyYfm8jkk7j1gH54.H535duo.DzA.0S5N_jrjQe.r40TW44vFZGFqx87aHms1c",mdrd: "hkGLznT65B5XKUfcmXajn5qxvYwXI55R6WMzn2u7fCM-1739790992-1.2.1.1-IPbnEpXkz42uVLqWquHE3CeFJJrRWmMLOkMgH2L0ZVbwYS6K49usQb9XgY0TkK6jxmLuEYnhsQOwaFRg74ijHUZ2KueE5vvGd5H4DrTWawLv.xD9anjJN6E.Oq9pRrZPeGR3vB1cwFU6aK3TgNAPLLPW3x31IKKnfSwNghmFO0sGVnbKn59oykrDVicxNmnPMlw_eJa1qPk35KJlxm3lYokoeq2.nkgqXX7qYCp.bmjDXgmCmz0uhorohEDhKZcU45eOkJw63k4xGQMpqgH3DRmrvNwxScBr3GjStl6cktgno.qnuZp1vTrrsQKuWE1crSw7dYLwdA2UY.QdR8FoDnMtT7HlZHBCPvgHgksS5ge4JjKJ7IwQnYPyadY3QnaROP55EzMaqMf6UmDpGbf0DGVRy1AUKNYg2NBJJpMApP8Xul9MbiP_toTL2rFumQAUGkI0Y_yoiq9mrgn.SCV3vS9p7Yg.4WWbpN0X4huCmR62vKcHAnbbC4iChPTxGUmqH0j_JpIn9r7kqso.HEaaHMM68sD6qMVfoSkOrJLsaowoawX0XfJL8pzMs0dO6htn7RqU6bnJ91CRx3DVwsZAXtHNfYn0SX2uD5l0fPBj0zaX2c10bslxUN75MgvLIRdJBA8v8ZF0jbexcGafBilMSka_p2gmeB1RCssUTGPws0Wag60qygopK9oKumdqsyyTJzCCfuu0RFSQJ_th0D8O8atwbVnw0tXqRYntf.XE0rV5DBclgs.RJOp.Eo1RQvHZ5qc2WRgu2qAvoKgT1r84ovT0n0RqnvoSiGW1DReIaldAjo5o6lBqwHwpnJNOUWGghk1k2etIWkv0UVL6y8eM5hxh4nPmf8w4rrvfyLAAlPWxXrC98on4IAg5xC7NJMfKYSy_6DHqkna6FJM5KkxbJbdRas6WQx.CPxZ39lfHvalFDqPrRY5mQQAR1Mrzr3KzlcqcC2Q8gc8c0jjrBlWXvtkCZuL_e7qanxlxhRNSuX0.nvGFqfve7Y7dw.4BtP0erInuKYKMnmUuWYkNtgFCpiy2Em1d97a4304RwTgcFsQIaoXJdhOPnpck5Cgr8zsjR2dxtzyVCVbeAbXCuwursx6veldRQYd707zrrlsMaW742cEa_biinGxofU2qdcYb766NSEgMmqY0WO0CnxjowBLKGKaCyFdh7wB4YMCcMOOH5BWJPnSptPzhldX2bwPtv2DBaARkBpvzsY6L.Cf9lyphKE2_TOeSoLL1U9REJcw2fmVRwWYJHtFPbsADQ3BZCFEq9WPadpOJdessmrfMDN9ipU6Wq4s3JNgnk9HhQwfu77MDRHHFSM.loi4TXs7lL_OGzyQQOw.iSNG7CrAYWeSDsx15mrCndIY7hbJRLPOzo3LSAHQ4hxL.NtpwC0zJPEVmON48Bbj2PNKD2y4MpfPQL.CawC34_Cww6V6aDIUz.ScwVruv4UU9nLrif.3VC0k6ka4GPMHWLy0JfBPpqE8Xwe5rIjmE36gcCThacH7i6wTATNQuO.MxwbjpsuThLkVaHD5vPRkEYgWUkrwJW1f8vfK.05wDVFcDMUbhvabHoY.iNx6YdaADIjmrV6uGLFrhtoop._mGqNGhqdSlfB9.rQxo6ADZplQndXLD8Uh3iMLNdeDRlzPxJtFdTfFdsWJQf9oRUaKcYEIM8j9vYpAWMfO92vMUgRBVDRsTvh9HNEJ0g5uEZfXbaA3fSvEdo3WrW4Sv4gPI0KC_lF.eknPsGsEQhZRrLFcsdea3xtFu_ZAB5ZO3ioc9aGM4FkJnIArZNjpsqrIDOyf_pZhq.eZ82R43XJ4Dfx3IuoIwkSCwGF9nvfdijJXhzayVmNIH00uo63rMQxNvyYAzhA_6bHXqsKp7p6Dj6TXkDdWLx3qp6uaFTmHd84I8XYOJ2Prep81PZbuI4y2vf7U70ETaCANPDzVi1bX168q3lzNPP4k"};var cpo = document.createElement('script');cpo.src = '/cdn-cgi/challenge-platform/h/b/orchestrate/chl_page/v1?ray=91355da72832194c';window._cf_chl_opt.cOgUHash = location.hash === '' && location.href.indexOf('#') !== -1 ? '#' : location.hash;window._cf_chl_opt.cOgUQuery = location.search === '' && location.href.slice(0, location.href.length - window._cf_chl_opt.cOgUHash.length).indexOf('?') !== -1 ? '?' : location.search;if (window.history && window.history.replaceState) {var ogU = location.pathname + window._cf_chl_opt.cOgUQuery + window._cf_chl_opt.cOgUHash;history.replaceState(null, null, "\/programy-i-fundusze\/fundusze\/fundusz-dostepnosci\/pozyczki-z-funduszu-dostepnosci\/?__cf_chl_rt_tk=yL1.hdJEkN3Zm_IJgbV7CzgzzgKhEz18CsDB7h4sBuU-1739790992-1.0.1.1-10Gi30_90rWn72A7cGdick09dnlX9zGCXoHMhlmKDw8" + window._cf_chl_opt.cOgUHash);cpo.onload = function() {history.replaceState(null, null, ogU);}}document.getElementsByTagName('head')[0].appendChild(cpo);}());</script></body></html>