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src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-35">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br 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<div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneInvest" id="phoneInvest" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptInvest" id="apptInvest" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-book-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing Education</p> <p class="txt-12 bold mb-0"><a name="infoInvest" id="infoInvest" class="lead-16" href="/investor-education">Build your knowledge with<br /> our insights and education</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25" style="padding-bottom:90px;">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:95px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2GNR" class="mega-nav" style="left:;"><div id="GNRcol1" class="fl nav mn-col1" style="left:;"><div id="col1GNRWrap" class="wrap" style="left:;"><div id="headSub1Col1GNR" class="heading" style="left:;" href="/guidance/tools">Financial Goal Planning</div><ul id="Sub1col1GNR" class="nl-a" style="left:;"><li id="nav1_sub1col1GNR" class="" style="left:;"><a 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href="/retirement/personal-retirement-calculator">Personal Retirement Calculator</a></li><li id="nav3_Sub1col2GNR" class="" style="left:;"><a href="/retirement/ira/selector-tool">Retirement Account Selector Tool</a></li><li id="nav4_Sub1col2GNR" class="" style="left:;"><a href="/retirement/401k-rollover-calculator">401(k) Rollover Calculator</a></li></ul></div></div><div id="GNR_CMS" class="fl cms mn-col4" style="left:;"><div class="wrap" style="padding-bottom:100px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneGuide" id="phoneGuide" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptGuide" id="apptGuide" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-invest-portfolio-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing and Trading</p> <p class="txt-12 bold mb-0"><a name="infoGuide" id="infoGuide" class="lead-16" href="/investing">A full range of<br /> investment choices</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-20">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:80px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2Research" class="mega-nav" style="left:;"><div id="col1RES" class="fl nav mn-col1" style="left:;"><div id="wrapRES" class="wrap" style="left:;"><div id="headRES" class="heading" style="left:;">Solutions</div><ul id="Col1RES" class="nl-a" style="left:;"><li id="nav2_Col1RES" class="" style="left:;"><a href="/retirement/rollover-ira">Rollover</a></li><li id="nav5_Col1RES" class="" style="left:;"><a href="/retirement/traditional-ira">Traditional IRA</a></li><li id="nav4_Col1RES" class="" style="left:;"><a href="/retirement/roth-ira">Roth IRA</a></li></ul><div id="headCol1Sub1RES" class="heading mt-30" style="left:;">Retirement Resources</div><ul id="Col1Sub1RES" class="nl-a" style="left:;"><li id="nav1_Col1Sub1RES" class="" style="left:;"><a href="/retirement/retirement-income-planning">Income in Retirement</a></li><li id="nav2_Col1Sub1RES" class="" style="left:;"><a href="/retirement-planning">Plan for Retirement</a></li><li id="nav3_Col1Sub1RES" class="" style="left:;"><a href="/retirement">Retirement Account Types</a></li><li id="nav4_Col1Sub1RES" class="" style="left:;"><a href="/guidance/tools/retirement">Retirement Tools</a></li></ul></div></div><div id="col2RES" class="fl nav mn-col2" style="left:;"><div id="wrap2RES" class="wrap" style="left:;"><div id="headRES2" class="heading" style="left:;" href="/research-and-insights">Small Business</div><ul id="Col2RES" class="nl-a" style="left:;"><li id="nav1_Col2RES" class="" style="left:;"><a href="/small-business/401k">Small Business 401(k)</a></li><li id="nav2_Col2RES" class="" style="left:;"><a href="/small-business/individual-401k">Individual 401(k)</a></li><li id="nav3_Col2RES" class="" style="left:;"><a href="/small-business/sep-ira">SEP IRA</a></li><li id="nav4_Col2RES" class="" style="left:;"><a href="/small-business/simple-ira">SIMPLE IRA</a></li><li id="nav5_Col2RES" class="" style="left:;"><a href="/small-business">View All Plans</a></li></ul></div></div><div id="l2Research_CMS" class="fl cms mn-col3" style="left:;"><div class="wrap" style="padding-bottom:100px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneResearch" id="phoneResearch" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptResearch" id="apptResearch" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-goal-target-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Financial Planning</p> <p class="txt-12 bold mb-0"><a name="infoResearch" id="infoResearch" class="lead-16" href="/guidance">Insights to help you<br /> plan for your goals</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25" style="padding-bottom:90px;">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25" style="padding-bottom:80px;"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2IE" class="mega-nav" style="left:;"><div id="EDUcol1" class="fl nav mn-col1" style="left:;"><div id="col1EDUWrap" class="wrap" style="left:;"><div id="headCol1EDU" class="heading" style="left:;">Investing Insights & Education</div><ul id="col1EDU" class="nl-a" style="left:;"><li id="nav1_col1EDU" class="" style="left:;"><a href="/investor-education">Overview</a></li><li id="nav2_col1EDU" class="" style="left:;"><a href="/guidance/start-investing">Get Started Investing</a></li><li id="nav3_col1EDU" class="" style="left:;"><a href="/investor-education/investing-basics">Investing Basics</a></li><li id="nav4_col1EDU" class="" style="left:;"><a href="/investor-education/advanced-investing">Advanced Investing</a></li><li id="nav5_col1EDU" class="" style="left:;"><a href="/research/perspectives">Market & Investing Insights</a></li></ul></div></div><div id="EDUcol2" class="fl nav mn-col2" style="left:;"><div id="col2EDUWrap" class="wrap" style="left:;"><div id="headCol2EDU" class="heading" style="left:;" href="/investor-education">Product Education</div><ul id="col2EDU" class="nl-a" style="left:;"><li id="nav3_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-stocks">Stocks</a></li><li id="nav5_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-mutual-funds">Mutual Funds</a></li><li id="nav4_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-etfs">ETFs</a></li><li id="nav6_col2EDU" class="" style="left:;"><a href="/investor-education/understanding-bonds">Fixed Income & Bonds</a></li><li id="nav2_col2EDU" class="" style="left:;"><a href="/investor-education/options-education">Options</a></li></ul></div></div><div id="l2IE_CMS" class="fl cms mn-col4" style="left:;"><div class="wrap" style="padding-bottom:162px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneEd" id="phoneEd" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptEd" id="apptEd" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-award-ribbon-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Investing Solutions</p> <p class="txt-12 bold mb-0"><a name="infoEd" id="infoEd" class="lead-16" href="/why-merrill ">Explore the advantages<br /> of investing with Merrill</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-20">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div></div><div id="l2OAA" class="mega-nav" style="left:;"><div id="OAA_CMS" class="fl cms mn-col1" style="left:;"><div class="wrap" style="padding-bottom:160px;"> <div class="heading">Help When You Want It</div> <div class="fsa-notincontext"> <div> <div class="pt-5 pb-10 pl-25 pr-25">  <div class="ifaNo"> <div class="mega-flex mb-20"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png" alt="" style="width:24px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Available 24/7</p> <p class="txt-12 bold mb-0"><a name="phoneOAO" id="phoneOAO" href="tel:888.637.3343">888.637.3343</a></p> </div> </div> <div class="mega-flex"> <div class="mega-image"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png" alt="" style="width:18px; height:auto;" /></div> <div class="mega-text"> <p class="txt-14 mb-5">Guidance near you</p> <p class="txt-12 bold mb-0"><a name="apptOAO" id="apptOAO" target="_blank" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Schedule an appointment</a></p> </div> </div> </div>  <div class="ifaYes hide"> <div class="mega-flex ifa"> <div class="mega-image ifa"><img src="/Publish/Content/image/png/GWMOL/ME-icon-rebrand-email-scalable.png" alt="" style="width:30px; height:auto;" /></div> <div class="mega-text"> <p class="bold txt-s txt-gray2 txt-12 mt-5 mb-0 lead-125pc">To find the small business<br /> retirement plan that works<br /> for you, contact:</p> </div> </div> </div> </div> </div> <div class="pt-5 pl-25 pr-25 pb-35">  <a class="ifaYes hide" target="_blank" rel="noopener noreferrer" href="mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date.">franchise@bankofamerica.com</a><br />  </div> </div> <div class="fsa-incontext mt-15 pt-15 pr-20 pb-20 pl-25"> <div class="mb-15" style="display:flex;"> <span class="fsa-photo fsa-placement"></span> <div style="display:flex; flex-direction:column; justify-content:center;"> <p class="bold mb-5 w-145"><a class="fsa-website" href="" target="_self"><span class="fsa-firstname"></span> <span class="fsa-lastname"></span></a></p> <p class="fsa-functionaltitle mt-0 mb-10"></p> <p class="fsa-phone bold mt-0 mb-0"></p> <p class="fsa-extension bold mt-0 mb-0"></p> </div> </div> <div><a class="fsa-scheduleappointment cta orange mb-10" href="" target="_self"><span>Schedule an appointment</span></a></div> <p class="mt-0 mb-0 lead-14">Learn more about an advisor's<br /> background on <a onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/broker-check-modal',null,500,650,null,null,'modal2',true,'pageMask2');return false;" href="javascript:void(0);">FINRA's BrokerCheck</a></p> </div> </div> <style> .mega-flex { align-items:center; display:flex; gap:12px; } .mega-flex.ifa { gap:10px; } .mega-image { align-items:center; display:flex; flex-direction:column; flex-shrink:0; justify-content:flex-end; text-align:center; width:24px; } .mega-image.ifa { width:30px; } .fsa-placement { background-position:center center; background-repeat:no-repeat; background-size:100% auto; display: block; height:65px; margin-right:6px; width:50px; } .fsa-incontext a.cta.orange { background:#0052c2; border-color:#0052c2; } .fsa-incontext a:hover.cta.orange { background:#0073cf; border-color:#0073cf; } </style></div><div id="OAAcol1" class="fl nav mn-col2" style="left:;"><div id="col1OAAWrap" class="wrap" style="left:;"><div id="headCol1OAA" class="heading" style="left:;">General Investing</div><ul id="col1OAA" class="nl-a" style="left:;"><li id="nav1_col1OAA" class="" style="left:;"><a href="/global-oao">Account Options</a></li><li id="nav2_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=IndividualCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Individual Investing Account</a></li><li id="nav3_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=JointCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Joint Investing Account</a></li><li id="nav4_col1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=CustodialCMA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Custodial Investing Account</a></li></ul><div id="headSubCol1OAA" class="heading mt-30" style="left:;">Retirement Accounts</div><ul id="subcol1OAA" class="nl-a" style="left:;"><li id="nav1_subcol1OAA" class="" style="left:;"><a href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=global_nav_acct_sel&oaounit=rollover_link&oaocampaign=baseline&oaoterm=rollover_baseline">Rollover</a></li><li id="nav2_subcol1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=TraditionalIRA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Traditional IRA</a></li><li id="nav3_subcol1OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=RothIRA&_tps=2BBAA0F4-C6A8-4B73-91AA-7359FAE8EB1A">Roth IRA</a></li></ul><div id="headSubCol4OAA" class="heading mt-30" style="left:;">Inherited IRA</div><ul id="subcol4OAA" class="nl-a" style="left:;"><li id="nav1_subcol4OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/RoleSelection.aspx?AccountType=TraditionalIRA">Traditional Inherited IRA</a></li><li id="nav2_subcol4OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/RoleSelection.aspx?AccountType=RothIRA">Roth Inherited IRA</a></li></ul></div></div><div id="OAAcol2" class="fl nav mn-col3" style="left:;"><div id="col2OAAWrap" class="wrap" style="left:;"><div id="headCol2OAA" class="heading" style="left:;">College Planning Accounts</div><ul id="col2OAA" class="nl-a" style="left:;"><li id="nav1_col2OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/SubAccountTypeA.aspx?_tps=76a2df6657eb4727924724805b48aaa0">529 College Savings Plans</a></li><li id="nav2_col2OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=CustodialCMA&_tps=76a2df6657eb4727924724805b48aaa0">Custodial UGMA/UTMA Accounts</a></li></ul><div id="headSubCol2OAA" class="heading mt-30" style="left:;">Managed Portfolios</div><ul id="Subcol2OAA" class="nl-a" style="left:;"><li id="nav1_Subcol2OAA" class="" style="left:;"><a href="/guided-investing">Merrill Guided Investing</a></li><li id="nav2_Subcol2OAA" class="" style="left:;"><a href="/guided-investing">Invest with an Advisor</a></li></ul></div></div><div id="OAAcol3" class="fl nav mn-col4" style="left:;"><div id="col3OAAWrap" class="wrap" style="left:;"><div id="headSubCol3OAA" class="heading" style="left:;">Small Business Accounts</div><ul id="colSub3OAA" class="nl-a" style="left:;"><li id="nav1_Subcol3OAA" class="" style="left:;"><a href="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/401k-customize',null,150,525,null,null,'modal2',true,'pageMask2');">Small Business 401(k)</a></li><li id="nav2_Subcol3OAA" class="" style="left:;"><a href="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/401k-customize',null,150,525,null,null,'modal2',true,'pageMask2');">Individual 401(k)</a></li><li id="nav3_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=SEPIRA">SEP IRA</a></li><li id="nav4_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/OAO1/BeforeYouBeginA.aspx?accounttype=SimpleIRA">SIMPLE IRA</a></li><li id="nav5_Subcol3OAA" class="" style="left:;"><a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/BIAAccountApplicationandAgreement.pdf">Business Investor Account</a></li></ul><div id="headCol3OAA" class="heading mt-30" style="left:;">Simple Flat-Rate Pricing</div><ul id="col3OAA" class="nl-a" style="left:;"><li id="nav1_col3OAA" class="" style="left:;"><a href="/pricing">lnvesting Costs & Fees</a></li></ul></div></div></div></div> </div> <div id="dvClearHeader">  </div> <div id="contentArea" > <div class="site-stage"> <input name="ctl00$ctl00$siteContent$MainContent$PageNameField" type="hidden" id="ctl00_ctl00_siteContent_MainContent_PageNameField" value="pricing" /><div id="pageTitle" class="pageTitle" xmlns:xhtml="http://www.w3.org/1999/xhtml"><div class="pt-wrap"><div id="dvPageTitle"><div id="ctl00_ctl00_siteContent_MainContent_cphL2HeaderZone" class="cphL2HeaderZone"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl1"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function 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.shaded .priceRow:first-of-type .two, .shaded .priceRow:first-of-type .three { padding:30px 25px 0 25px; } .shaded .priceRow:first-of-type .two > div, .shaded .priceRow:first-of-type .three > div { border:0; } .shaded .priceRow.category > div { color:#646464; font-family: 'connections', Arial, Helvetica, sans-serif; font-size:14px; font-weight:600; padding:40px 0 0 0; } .shaded .priceRow.category > div > div { border:0; padding:0; } .shaded .priceRow.learnMore { padding: 25px 0 0 0; } .learnMore.midAligned { align-items:center; } .shaded .priceRow > div > div { border-bottom:1px solid #D5D5D5; height:100%; padding:0 0 25px 0; } .shaded .priceRow:nth-last-of-type(2) > div > div { border:0; } .shaded .priceRow:first-of-type > div > div { padding:0; } .FREE6 { border: 1px solid #012169; border-radius: 12px; color: #0053C2; font-family: 'connections',Arial,Helvetica,sans-serif; font-weight: 400; margin: 17px 0 0 0; padding: 10px 10px 12px 15px; } .FREE6txt { color: #E31837; font-size: 12px; font-weight: 700; letter-spacing: 1px; padding: 0 0 4px 0; text-transform: uppercase; } .FREE6flex { display: flex; flex-direction: row; } .FREE6flex2 { display: flex; flex-direction: row; } .DSign { font-size: 18px; } .FREE6zero { font-size: 50px; line-height: 0.8; padding: 0 5px 0 0; text-align: right; } #FREE6line1 { font-size: 14px; padding:0 0 3px 0; } #FREE6line2 { font-size: 12px; letter-spacing: 0.3px; padding:0 0 5px 0; text-transform: uppercase; } #FREE6line3 { font-size: 12px; } .priceRowHL { font-size:20px; font-family: 'connections', Arial, Helvetica, sans-serif; font-weight:400; } .priceRowHL.first { padding:0 0 30px 0; } .priceRowHL.second { padding:0 0 30px 0; } .priceRowHL.smaller { font-size:88%; } .priceRowHL.short { max-width:350px; } .threeUp_A .priceRowHL, .twoUp .priceRowHL { max-width:400px; } .threeUp_B .priceRowHL { max-width:300px; } .threeUp_B .twoThree .priceRowHL { max-width:545px; } .threeUp_B .oneTwoThree .priceRowHL { max-width:100%; padding:0 0 20px 0; } .threeUp_D .oneTwoThree .priceRowHL.lessPadding { padding:0 0 10px 0; } .priceRowSubHead { color: #646464; font-size:16px; padding:0 0 20px 0; } .priceRowLarge { font-family: 'connections', Arial, Helvetica, sans-serif; font-size:24px; } .priceText { font-family: 'connections', Arial, Helvetica, sans-serif; font-size:16px; font-weight:400; } .priceText.small { font-size:12px; } .priceOr { font-size:20px; } .priceOr.small, .prSmall { font-size:16px; } .prPrice { font-family: 'connections', Arial, Helvetica, sans-serif; font-weight:600; font-size:20px; } .prPrice.small { font-size:16px; } .prType { font-family: 'connections', Arial, Helvetica, sans-serif; font-weight:600; font-size:16px; } .prType.light { font-weight:400; } .prFees { font-family: Arial, Helvetica, sans-serif; color:#333; font-size:12px; } .subCat { color:#333; font-size:16px; font-weight:bold; } .subCat > div { padding:0 0 5px 0; } .subCat > div:last-of-type { padding:0; } .subCatDesc { color:#000; font-family:arial, helvetica, sans-serif; font-weight:normal; font-size:88%; } a.learnMoreLink { background-image: url(/Publish/Content/image/png/GWMOL/acd-c-small-right.png); background-position:right 3px; background-repeat:no-repeat; display:inline-block; font-size:14px; font-weight:bold; line-height:1; padding:0 15px 0 0; white-space:nowrap; } .priceRow.learnMore a { margin:0 30px 0 0; } .priceRow.learnMore a:last-of-type { margin:0; } .priceDisc { color:#333; font-size:12px; padding:25px 0 0 0; } .addFees { padding:90px 20px 70px 20px; text-align:center; } .addFeeIntro { color:#012169; font-size: 16px; letter-spacing: 1px; padding: 0 0 15px 0; text-transform: uppercase; } .addFees h2 { font-size:36px; margin:0 auto; padding:0 0 15px 0; } .addFeesTag { color:#333; font-size:16px; margin:0 auto; } .addFeesTag span { display:block; } .prShell { background-color: #fff; border-bottom: 1px solid #D5D5D5; border-top: 1px solid #D5D5D5; margin: 95px 0 0 0; padding:85px 24px 75px 24px; text-align:center; } .prShell.mgiPR { margin:0; } .prShell h2 { border:0; color:#000; font-size:36px; line-height:1.25; margin:0 auto; padding:0 0 10px 0; } .prBlurb { font-size:16px; line-height:1.5; margin:0 auto; max-width:940px; padding:0 0 40px 0; } .prFlex { display:flex; justify-content:space-between; margin:0 auto; max-width:930px; } .prFlex > div { background-position:center top; background-repeat:no-repeat; box-sizing:border-box; font-size:12px; padding:110px 0 0 0; max-width:165px; } .prGold { background-image: url(/Publish/Content/image/png/GWMOL/ME-preferred-rewards-pennant-gold.png); } .prPlat { background-image: url(/Publish/Content/image/png/GWMOL/ME-preferred-rewards-pennant-platinum.png); } .prPlatHonors { background-image: url(/Publish/Content/image/png/GWMOL/ME-preferred-rewards-pennant-platinum-honors.png); } .prDiamond { background-image: url(/Publish/Content/image/png/GWMOL/ME-preferred-rewards-pennant-diamond.png); } .prRange { font-size:20px; padding:0 0 3px 0; } .priceCTA { padding:125px 20px 140px 20px; text-align:center; /* border-bottom:2px solid #D5D5D5; */ } .priceCTA h2 { font-size:36px; padding:0 0 25px 0; } .priceCTA .cta.orange.m { box-sizing:border-box; height:50px; line-height:50px; margin:0 0 25px 0; text-align:center; width:220px; } .priceCTAtag { color:#333; font-size:16px; } .priceHelp { border-bottom:1px solid #D5D5D5; padding:215px 20px; text-align:center; } .priceHelp h2 { font-size:36px; margin:0 auto; padding:0 0 35px 0; } .priceHelpFlex { display:flex; justify-content:space-between; margin:0 auto; max-width:475px; width:100%; } .priceHelpFlex h3 { font-size:20px; padding:0 0 10px 0; } .priceHelpFlex a { font-size:16px; font-weight:bold; } .priceHelpFlex > div { background-repeat:no-repeat; background-position:center top; padding:55px 0 0 0; } .helpCall { background: url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-phone-call-scalable.png); background-size:34px auto; } .helpFind { background: url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-location-fsa-scalable.png); background-size:24px auto; } #ctaMGIA { box-sizing:border-box; text-align:center; width:100%; max-width:150px; } #etdisclosure { box-sizing:content-box; display: block; font-size: 14px; color: #646464; margin:0 auto; max-width:1248px; padding: 95px 20px 30px 20px; } #etfooter { display: none; } .dtable { border: 0 none; margin: 10px 0 0 0; padding: 0; table-layout: auto; width: 100%; } .dtable tbody td { border: 1px solid #524940; padding: 10px 5px; font-size: 13px; font-weight: bold; text-align: center; vertical-align: middle; width: 33%; } @media only screen and (max-width: 1325px) {/* viewport up to 1325px */ .priceBanner2 { padding:135px 0 0 50px; } .tabsPrice { padding:0 50px; } } @media only screen and (max-width: 1076px) {/* viewport up to 1076px */ .priceBox { margin:0 20px 20px 20px; } .priceBox.mgi { margin:0 20px 65px 20px; } .FeesPDF { padding: 15px 30px 0 50px; } } @media only screen and (max-width: 1024px) {/* viewport up to 1024px */ #TMoseSiteheader { display: none; } #ctl00_ctl00_siteContent_navHeader { display: none; } .priceBanner2 { background-position:right -330px top 0; padding:135px 20px 0 20px; } .priceBannerText { max-width:410px; } .priceBanner2 h2 { font-size:36px; } .tabsPrice { height:50px; padding:0 20px; } .tabsPrice a { padding: 0 0 15px 0; } .tabsPrice a.active { border-bottom: 3px solid #012169; padding: 0 0 12px 0; } .tabsPrice a h2 { font-size:14px; } .tabsPrice a.mesd { width:256px; } .tabsPrice a.mgi { width:191px; } .tabsPrice a.mgia { width:292px; } .priceBox { padding:30px 20px; } .FeesPDF { padding: 15px 30px 0 41px; } .mySlides { padding:40px 0 0 0; } .mySlides h3, a.acd-e-head { font-size:28px; } .priceSH { padding:0 0 40px 0; } .priceRow { padding:20px 0; } .priceRowHL { font-size:16px; } .priceRowLarge { font-size:20px; } .priceRowSubHead { font-size:14px; } .priceOr { font-size:16px; font-weight:600; } .priceOr.small, .prSmall { font-size:14px; } .prPrice.small { font-size:14px; } .priceBox h4 { font-size:28px; } .priceBoxTag { font-size:16px; padding:0 0 30px 0; } .threeUp_D .prPrice { font-size:14px; } .threeUp_B .oneTwoThree .priceRowHL { padding: 0; } .priceRowHL.first { padding:0 0 20px 0; } .priceRowHL.second { padding:0 0 15px 0; } .shaded .priceRow .one { margin:0 10px 0 0; padding:15px 0 0 0; } .shaded .priceRow .two { padding:15px 10px 0 10px; } .shaded .priceRow .three { padding:15px 10px 0 10px; } .threeUp_C .priceRow .one, .twoUp_B .priceRow .one { width:30%; } .threeUp_C .priceRow .two { margin:0 10px 0 0; width:31%; } .threeUp_C .priceRow .three { width:31%; } .threeUp_D .priceRow .one { width:38%; } .threeUp_D .priceRow .two { margin:0 10px 0 0; width:31; } .threeUp_D .priceRow .three { width:31%; } .threeUp_D .priceRow .twoThree { width:67%; } .twoUp_B .priceRow .two { width:62%; } .shaded .priceRow:first-of-type .two, .shaded .priceRow:first-of-type .three { padding:15px 10px 0 10px; } .shaded .priceRow > div > div { padding:0 0 15px 0; } .shaded .priceRow.category > div { font-size:12px; padding:25px 0 0 0; } .subCat { font-size:14px; } .addFees { padding:65px 20px 45px 20px; } .addFeeIntro { font-size:14px; } .addFees h2 { font-size:28px; } .priceCTA { border-bottom:1px solid #D5D5D5; padding:55px 20px 75px 20px; } .priceCTA h2 { font-size:28px; } .priceCTAtag { font-size:14px; } .priceHelp { padding:70px 20px; } .priceHelp h2 { font-size:28px; } #etdisclosure { padding: 55px 20px 40px 20px; } #etfooter { display: block; font-size: 12px; color: #524940; background: #f0f0f0; padding: 30px 20px 30px 20px; } #dvFooter { display: none; } } @media only screen and (max-width: 900px) { /* viewport up to 900px */ .prShell { padding:55px 24px; } .prBlurb { padding:0 0 45px 0; } .prFlex { flex-wrap:wrap; gap:40px 0; margin:0 auto; max-width:400px; } } @media only screen and (max-width: 860px) { /* viewport up to 860px */ .priceBanner2 { background-position:right -400px top 0; } .tabsPrice { height:40px; } .tabsPrice a { padding: 0 0 12px 0; } .tabsPrice a.active { border-bottom: 2px solid #012169; padding: 0 0 10px 0; } .tabsPrice a h2 { font-size:12px; } .tabsPrice a.mesd { width:auto; margin:0 25px 0 0; } .tabsPrice a.mgi { width:auto; margin:0 25px 0 0; } .tabsPrice a.mgia { width:auto; margin:0 15px 0 0; } } @media only screen and (max-width: 760px) {/* viewport up to 760px */ .linkDesk { display: none; } .linkMobile { display: inline; } .shareDesk { display: none; } .shareMobile { display: block; } .deskWrap { display:inline; } .priceBanner2 { background-position:right -330px top 0; background-size:auto 400px; height:400px; padding:45px 20px 0 20px; } .priceBanner2 h2, .priceBannerText { max-width:60%; } .priceBox { margin: 0 15px 20px 15px; padding:20px 15px; } .priceBox.mgi { margin: 0 15px 65px 15px; } .FeesPDF { padding: 15px 30px 0 32px; font-size: 14px; } a.acd-e-head { padding:0 34px 0 0; } a.acd-e-head.thick { padding:0 44px 10px 0; } .priceRow.learnMore { align-items:flex-start; flex-direction:column; max-width:85%; } .priceRow.learnMore a:first-of-type { margin:0 0 15px 0; } .priceRow .two { margin:0; } .priceRowLarge { font-size:18px; } .priceRow:last-of-type { padding:20px 0 0 0; } .priceRow.thin { align-items:flex-start; } a.learnMoreLink { background-position:right 2px; background-size:6px auto; font-size:12px; padding:0 12px 0 0; } .priceRow.learnMore a { margin:0 18px 0 0; } .priceRow.thin { padding: 20px 0 15px 0; } .threeUp_A .priceRow { flex-wrap:wrap; } .threeUp_A .priceRow .one { padding:0 35px 15px 0; width:66%; } .threeUp_A .priceRow .two { width:34%; } .threeUp_A .priceRow .three { width:100%; } .twoUp .priceRow .two { margin: 0 0 0 auto; width:30%; } .threeUp_B .priceRow .one, .threeUp_B .priceRow .two { padding:0 25px 0 0; width:35%; } .threeUp_B .priceRow .three { width:30%; } .priceRowHL { max-width:100%; } .prFees { font-size:11px; } .priceText { font-size:14px; } .prPrice { font-size:16px; } .prType { font-size:14px; } a#EnrollMESD { font-family: 'connections', Arial, Helvetica, sans-serif; font-weight:500; } .FREE6txt { text-align:center; } .FREE6flex { flex-direction:column; align-items:center; } #FREE6line1, #FREE6line2, #FREE6line3 { text-align:center; } #etdisclosure { font-size: 12px; padding: 40px 20px; } #etfooter { padding: 20px; } } @media only screen and (max-width: 600px) {/* viewport up to 600px */ .priceBanner2 { background-image: url(/Publish/Content/image/jpeg/GWMOL/ME-pricing-banner-bg-mobile.jpeg); background-position:right top; background-size:auto; height:510px; } .twoUp_C .priceRow .one { flex-shrink:1; padding:0 25px 0 0; width:48% } .twoUp_C .priceRow .two { width:52%; } .addFeesTag span { display:inline; } .priceHelpFlex { display:block; } .priceHelpFlex > div { padding:50px 0 0 0; } .priceHelp h2 { max-width:300px; padding:0 0 30px 0; } .priceHelpFlex h3 { padding:0 0 5px 0; } .helpCall { margin:0 0 30px 0; } #FREE6line1 { font-size:12px; } #FREE6line2, #FREE6line3 { font-size:11px; } } @media only screen and (max-width: 480px) {/* viewport up to 480px */ .prPrice.small, .priceOr.small, .prSmall { font-size:12px; } .shaded .priceRowHL { font-size:12px; } .subCat { font-size:12px; } .priceRowLarge { font-size:14px; } .addFees h2 { max-width:300px; } .addFeesTag { max-width:285px; } .prFlex { flex-direction:column; margin:0 auto; max-width:320px; text-align:left; } .prFlex > div { background-position:left top; background-size:68px auto; display:flex; flex-direction:column; justify-content:center; max-width:100%; min-height:84px; padding:0 0 0 90px; } } @media only screen and (max-width: 414px) {/* viewport up to 414px */ .priceBanner2 h2 { font-size:8.7vw; max-width:70%; padding:0 0 25px 0; } .priceBannerText { max-width:250px; } } @media only screen and (max-width: 412px) {/* viewport up to 412px */ .mySlides h3, a.acd-e-head { font-size:6.8vw; } #ctaMGI { font-size:14px; } } @media only screen and (max-width: 375px) {/* viewport up to 375px */ .shaded .priceRowHL, .shaded .priceRow.category > div, .subCat { font-size:11px; } .addFeeIntro { font-size:13px; } } @media only screen and (max-width: 360px) {/* viewport up to 360px */ .priceBannerText { max-width:215px; } .priceRowHL { font-size:15px; } .priceOr { font-size:14px; } .shaded .priceRow.category > div, .subCat { font-size:10px; } a.learnMoreLink { background-position:right 1px; background-size:5px auto; font-size:10px; } #ctaMGI { font-size:13px; } .prShell h2 { font-size:10vw; } .prAve { max-width:170px; } } @media only screen and (max-width: 320px) {/* viewport up to 320px */ .priceBannerText { max-width:190px; } .priceBox .cta.orange { font-size:14px; } #ctaMGI { font-size:12px; } .shaded .priceRowHL { font-size:10px; } .addFeeIntro { font-size:12px; } } </style> <script> $GE.JQ(function() { // Accordions functionality and ADA $('a.acd-e-head').on('click', function (event) { $(this).parent('.priceBox').children('.acd-e-content').toggle('normal'); $(this).parent('.priceBox').toggleClass('acd-e-open acd-e-close'); if ($(this).parent('.priceBox').hasClass('acd-e-close')) { $(this).parent('.priceBox').children('a.acd-e-head').attr("aria-expanded", "false"); $(this).parent('.priceBox').children('.acd-e-content').attr("aria-hidden","true"); } else { $(this).parent('.priceBox').children('a.acd-e-head').attr("aria-expanded", "true"); $(this).parent('.priceBox').children('.acd-e-content').attr("aria-hidden","false"); } }); // Selects MGI/MGIA tab when linked from /investing/making-informed-decisions var pageURL = (window.location.href).toLowerCase(); if (pageURL.indexOf('?mgi') > 0) { $('.dot.mgi').click(); window.location.href = '#contentMain'; } if (pageURL.indexOf('?mgia') > 0) { $('.dot.mgia').click(); window.location.href = '#contentMain'; } // Fixes issue with all "How it Works" slides in mobile view if (window.matchMedia('(max-width: 640px)').matches) { $(".wm2, .wm3").css("display", "none"); $(".dotFirst").addClass("active"); } }); </script>   <style> body:after { position:absolute; width:0; height:0; overflow:hidden; z-index:-1; content: url(/Publish/Content/image/png/GWMOL/acd-c-small-left-white.png) url(/Publish/Content/image/png/GWMOL/acd-c-open.png) url(/Publish/Content/image/png/GWMOL/acd-c-open-blue.png) url(/Publish/Content/image/png/GWMOL/acd-c-open-white.png) url(/Publish/Content/image/png/GWMOL/ME-mobile-icon-burger.png) url(/Publish/Content/image/png/GWMOL/ME-mobile-icon-burger-close.png) url(/Publish/Content/image/png/GWMOL/ME-caret-down-grey.png) url(/Publish/Content/image/png/GWMOL/ME-caret-up-grey.png) url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-calendar.png) url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-phone.png) url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-email.png) url(/Publish/Content/image/png/GWMOL/ME-icon-rebrand-mobile-nav-help.png); } #etheader { display:none; } .spaced { display:none; } .menuShell { align-items:center; display:flex; justify-content:flex-start; height:56px; padding:0 15px; } #mobile-logo { margin:0 auto 0 0; } #mobile-logo .site-logo { margin:0; } #mobile-oao-link a, #mobile-sign-in a { display:inline-block; font-size:14px; margin:0 30px 0 0; } a.burger-open { background: url(/Publish/Content/image/png/GWMOL/ME-mobile-icon-burger-v2.png) no-repeat center center; display:block; height: 11px; margin:0; padding:0; text-decoration:none; width: 30px; } a.burger-close { background: url(/Publish/Content/image/png/GWMOL/ME-mobile-icon-burger-close-v2.png) no-repeat center center; display:block; height:18px; margin:0; padding:0; text-decoration:none; width:30px; } /* Accordion(s) */ #acd-unit a { text-decoration:none; } #acd-unit a.acd-c-head-main { font-family: 'connections', Arial, Helvetica, sans-serif; } #acd-unit a.acd-c-head-legal { font-family: 'connections', Arial, Helvetica, sans-serif; } #acd-unit a.acd-c-head-tools { font-family: 'connections', Arial, Helvetica, sans-serif; font-weight: 500; } .acd-c { margin: 0 0 0 0; border:0; } .acd-c .acd-c-open, .acd-c .acd-c-close { margin: 0px; border:0; } .acd-c .acd-c-head { height: 45px; line-height: 45px; font-size: 16px; color: #6b5e51; display: block; padding: 0 0 0 40px; text-decoration:none; border-bottom: 1px solid #e4dfd5; } .acd-c .acd-c-head-single { height: 45px; line-height: 45px; font-size: 16px; color: #6b5e51; display: block; padding: 0 0 0 40px; border-bottom: 1px solid #e4dfd5; } .acd-c .acd-c-head-main { height: 45px; line-height: 45px; font-size: 16px; color: #6b5e51; background-color: #ece6dd; display: block; padding: 0 0 0 48px; text-decoration:none; border:0; margin-bottom:2px; } .acd-c .acd-c-head-legal { height: 45px; line-height: 45px; font-size: 16px; color: #ffffff; background-color: #6b5e51; display: block; padding: 0 0 0 48px; text-decoration:none; border:0; margin-bottom:2px; } .acd-c .acd-c-head-tools { 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return myurl + href; }); }); /* $GE.JQ(function() { var is_mobile = false; if( $('#etheader').css('display')!=='none') { is_mobile = true; console.log("Mobile View :: " + is_mobile); } }); */ </script> <div id="etheader"> <div class="menuShell txt-brand"> <div id="mobile-logo"> <div class="site-logo" data-widget="Site Logo"> <a name="mobileHeaderLogo" id="mobileHeaderLogo" href="/" class="site-logo__img"> <span class="ada-hidden">Merrill A Bank of America Company</span> </a> <span class="site-logo__print"> <span class="ada-hidden">Merrill A Bank of America Company</span> </span> </div> </div> <div id="mobile-oao-link"> <a name="mobileHeaderOAO" id="mobileHeaderOAO" href="/global-oao">Open an account</a> </div> <div id="mobile-sign-in"> <a name="SignIn_header" id="SignIn_header" class="mobile-sign-in" href="/login/login.aspx?sgt=3&sitesrc=mobile&_tps=963edc82b68641a49fbca77fd58b2d9b">Login</a> </div> <div id="topmenu"> <a name="Menu_header" id="Menu_header" class="burger-open txt-brand-m" href="#"><span class='adahidden'>Open Menu bar</span></a> </div> </div> </div> <div class="spaced"> </div> <div id="toc"> <ul class="mobileNav level1"> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-1" aria-expanded="false" id="accordion-control-1">Why Merrill</a> <ul class="level2" aria-hidden="true" id="content-1"> <li><a name="NavWhyMerrill" id="NavWhyMerrill" href="/why-merrill">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-1a" aria-expanded="false" id="accordion-control-1a">How Are We Different?</a> <ul class="level3" aria-hidden="true" id="content-1a"> <li><a name="NavPricing" id="NavPricing" href="/pricing">Pricing & Fees</a></li> <li><a name="NavPR" id="NavPR" href="/preferred-rewards">BofA Preferred Rewards</a></li> <li><a name="NavInsights" id="NavInsights" href="/research/perspectives">Insights</a></li> <li><a name="NavBBI" id="NavBBI" href="/why-merrill/banking-and-investing-connected">Investing & Banking Connected</a></li> <li><a name="NavMobile" id="NavMobile" href="/mobile-investing">Mobile Investing</a></li> <li><a name="NavESG" id="NavESG" href="/sustainable-investing">Sustainable Investing</a></li> <li><a name="NavAwards" id="NavAwards" class="noborder" href="/why-merrill/awards-ratings">Awards & Accolades</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-2" aria-expanded="false" id="accordion-control-2">Invest</a> <ul class="level2" aria-hidden="true" id="content-2"> <li><a name="NavInvesting" id="NavInvesting" href="/investing">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-2a" aria-expanded="false" id="accordion-control-2a">Ways to Manage Accounts</a> <ul class="level3" aria-hidden="true" id="content-2a"> <li><a name="NavMESD" id="NavMESD" href="/investing/merrill-self-directed-trading">Merrill 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class="linkL2 closed" aria-controls="content-2e" aria-expanded="false" id="accordion-control-2e">Investment Tools</a> <ul class="level3" aria-hidden="true" id="content-2e"> <li><a name="NavIdea" id="NavIdea" href="/idea-builder">Idea Builder</a></li> <li><a name="NavMEMP" id="NavMEMP" class="noborder" href="/dashboard">Merrill Edge MarketPro<sup>®</sup></a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-3" aria-expanded="false" id="accordion-control-3">Plan</a> <ul class="level2" aria-hidden="true" id="content-3"> <li><a name="NavGuidance" id="NavGuidance" href="/guidance">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-3a" aria-expanded="false" id="accordion-control-3a">Tools</a> <ul class="level3" aria-hidden="true" id="content-3a"> <li><a name="NavPRC" id="NavPRC" href="/retirement/personal-retirement-calculator">Personal Retirement Calculator</a></li> <li><a name="NavCCC" id="NavCCC" href="/college-savings/college-cost-calculator">College Cost Calculator</a></li> <li><a name="NavIST" id="NavIST" href="/retirement/ira/selector-tool">Retirement Account Selector</a></li> <li><a name="Nav401kTool" id="Nav401kTool" href="/retirement/401k-rollover-calculator">401(k) Rollover Tool</a></li> <li><a name="Nav529Calc" id="Nav529Calc" href="/college-savings/529-state-tax-calculator">529 Plan State Tax Calculator</a></li> <li><a name="NavAllTools" id="NavAllTools" href="/guidance/tools">View all tools</a></li> </ul> </li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-3b" aria-expanded="false" id="accordion-control-3b">Life Planning</a> <ul class="level3" aria-hidden="true" id="content-3b"> <li><a name="NavStartInv" id="NavStartInv" href="/guidance/start-investing">New to Investing</a></li> <li><a name="NavCollege" id="NavCollege" href="/college-savings">Plan for College</a></li> <li><a name="NavTax" id="NavTax" href="/guidance/tax-planning">Tax Plannning</a></li> <li><a name="NavStages" id="NavStages" class="noborder" href="/guidance/life-stages">Investing by Life Stages</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-4" aria-expanded="false" id="accordion-control-4">Retirement</a> <ul class="level2" aria-hidden="true" id="content-4"> <li><a name="NavRet" id="NavRet" href="/retirement">Overview</a></li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-4a" aria-expanded="false" id="accordion-control-4a">Solutions</a> <ul class="level3" aria-hidden="true" id="content-4a"> <li><a name="NavRollover" id="NavRollover" href="/retirement/rollover-ira">Rollover</a></li> <li><a name="NavTrad" id="NavTrad" href="/retirement/traditional-ira">Traditional IRA</a></li> <li><a name="NavRoth" id="NavRoth" href="/retirement/roth-ira">Roth IRA</a></li> </ul> </li> <li><a href="javascript:void(0);" class="linkL2 closed" 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id="NavSIMPLE" href="/small-business/simple-ira">SIMPLE IRA</a></li> <li><a name="NavSB_All" id="NavSB_All" class="noborder" href="/small-business">View all plans</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed" aria-controls="content-5" aria-expanded="false" id="accordion-control-5">Learn</a> <ul class="level2" aria-hidden="true" id="content-5"> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-5a" aria-expanded="false" id="accordion-control-5a">Investing Insights & Education</a> <ul class="level3" aria-hidden="true" id="content-5a"> <li><a name="NavEdOverview" id="NavEdOverview" href="/investor-education">Overview</a></li> <li><a name="NavGetStarted" id="NavGetStarted" href="/guidance/start-investing">Get Started Investing</a></li> <li><a name="NavBasics" id="NavBasics"href="/investor-education/investing-basics">Investing Basics</a></li> <li><a name="NavInsights" id="NavInsights"href="/research/perspectives">Market & Investing Insights</a></li> </ul> </li> <li><a href="javascript:void(0);" class="linkL2 closed" aria-controls="content-5b" aria-expanded="false" id="accordion-control-5b">Product Education</a> <ul class="level3" aria-hidden="true" id="content-5b"> <li><a name="NavStocksLearn" id="NavStocksLearn" href="/investor-education/understanding-stocks">Stocks</a></li> <li><a name="NavMFsLearn" id="NavMFsLearn" href="/investor-education/understanding-mutual-funds">Mutual Funds</a></li> <li><a name="NavETFsLearn" id="NavETFsLearn" href="/investor-education/understanding-etfs">ETFs</a></li> <li><a name="NavFixedLearn" id="NavFixedLearn" href="/investor-education/understanding-bonds">Fixed Income & Bonds</a></li> <li><a name="NavOptionsLearn" id="NavOptionsLearn" href="/investor-education/options-education">Options</a></li> </ul> </li> </ul> </li> <li><a href="javascript:void(0);" class="linkL1 closed noborder help" aria-controls="content-6" aria-expanded="false" id="accordion-control-6">Help When 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href="mailto:mailto:franchise@bankofamerica.com?subject=Re%3A%20IFA%20franchise%20retirement%20solutions&body=Thank%20you%20for%20your%20interest%20in%20learning%20more%20about%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20for%20your%20franchise.%20We%20can%20help%20you%20choose%20a%20plan%20that%E2%80%99s%20right%20for%20you%20and%20your%20employees.%0D%0A%0D%0ATo%20better%20serve%20you%2C%20please%20provide%20the%20following%20required%20information%20so%20we%20can%20contact%20you%3A%0D%0A%0D%0ABusiness%20owner%E2%80%99s%20full%20name%3A%0D%0A%0D%0AName%20of%20the%20business%3A%0D%0A%0D%0APhone%20number%3A%0D%0A%0D%0AZip%20code%3A%0D%0A%0D%0ADo%20you%20currently%20have%20a%20retirement%20plan%20for%20your%20business%3F%0D%0A%0D%0A%0D%0ABy%20responding%20to%20this%20email%20you%20are%20consenting%20to%20being%20contacted%20by%20Bank%20of%20America%20Merrill%20Lynch%20retirement%20solutions%20advisor(s)%20to%20discuss%20your%20retirement%20needs%20at%20the%20phone%20number%20and%2For%20e-mail%20address%20you%20provided%20above%20regardless%20of%20any%20previously%20made%20privacy%20or%20contact%20preferences.%20Please%20note%20this%20consent%20will%20remain%20in%20effect%20for%2090%20days%3B%20unless%20you%20revoke%20your%20consent%20prior%20to%20this%20date."><span>To find the small business retirement plan that works for you, contact:</span> franchise@bankofamerica.com</a></div> </div> </ul> </li> </ul> <div class="ctaNav"><a name="navOAO" id="navOAO" class="cta orange m" href="/global-oao"><span>Open an account<span class="adahidden"> with Merrill</span></span></a></div> </div> <script type="text/javascript"> // Script to create IFA tactic experience Sys.Application.add_init(function () { if (typeof __ETAttr.tactic_id !== 'undefined' && __ETAttr.tactic_id !== null) { var pageTactic = __ETAttr.tactic_id.toUpperCase(); if (pageTactic == 'IFA') { // Show/hide content according to tactic if ($('.ifaNo').length) { $('.ifaNo').css('display', 'none'); } if ($('.ifaYes').length) { $('.ifaYes').css('display', 'block'); } } } }); </script>   <div class="wrapper-2 grey"> <div class="priceBanner1"> <div class="priceBanner2 txt-black txt-brand"> <h1 class="adahidden">Pricing</h1> <h2 class="txt-brand">Sometimes, you get more than you pay for</h2> <div class="priceBannerText">From $0 Stock Trades<span class="adahidden">Footnote </span>* to low‑cost managed accounts, learn how Merrill is earning your business. <div class="priceBannerFees">Options contract and other fees may apply<span class="adahidden">Footnote </span>*</div> </div> </div> </div> <div class="tabsPrice scroll" id="contentMain"> <a href="javascript:void(0)" class="dot mesd" onclick="currentSlide(1)"><h2>Merrill Edge Self-Directed Trading<span class="adahidden"> tab selected</span></h2></a> <a href="javascript:void(0)" class="dot mgi" onclick="currentSlide(2)"><h2>Merrill Guided Investing <span class="adahidden"> tab</span></h2></a> <a href="javascript:void(0)" class="dot mgia" onclick="currentSlide(3)"><h2>Merrill Guided Investing with an advisor <span class="adahidden"> tab</span></h2></a> </div>  <div class="mySlides MESD"> <div class="wrapper-3"> <h3 class="txt-brand">Self-Directed trading fees & commissions <span class="adahidden"> content selected</span></h3> <div class="priceSH txt-gray3">Invest your way with access to a wide range of stocks, options, bonds, ETFs and well-known mutual funds. </div> </div> <div class="priceBox acd-e-open"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head" aria-expanded="true">Stocks & ETFs</a> <div class="acd-e-content threeUp_A" aria-hidden="false" > <div class="priceRow"> <div class="one"> <div class="txt-brand priceRowHL pb-10">Unlimited $0 online stock and ETF trades with no trade or balance minimums.<span class="adahidden">Footnote </span><sup>1</sup></div> <div class="prFees">Other fees may apply<span class="adahidden">Footnote </span>*</div> </div> <div class="two priceText"> <div class="prPrice">$0</div> </div> <div class="three"> <a class="cta orange" name="ctaMESD" id="ctaMESD" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mesd_stocks_etfs_card&oaocampaign=baseline&oaoterm=mesd_start_all"><span><span class="adahidden">Select to </span>Open a Self-Directed account</span></a> </div> </div> <div class="priceRow thin"> <div class="one"> <div class="priceRowHL">Broker-assisted trades<span class="adahidden">Footnote </span><sup>1</sup></div> </div> <div class="two txt-brand"> <div class="prPrice">$29.95<span class="adahidden">Footnote </span>*</div> </div> <div class="three"> <div><span class="txt-brand">Want $0 trades?<span class="adahidden">Footnote </span>*<br /> Save with online trading.</span><br /> <a name="EnrollMESD" id="EnrollMESD" class="mldLink" href="/OnlineEnrollment/Register.aspx?sgt=3#Identify">Create your login now</a></div> </div> </div> <div class="priceRow learnMore"> <a name="Stocks" id="Stocks" class="learnMoreLink" href="/investing/stocks">Learn more about Stocks</a> <a name="ETFs" id="ETFs" class="learnMoreLink" href="/investing/etf">Learn more about ETFs</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head" aria-expanded="false">Options</a> <div class="acd-e-content twoUp" aria-hidden="true" > <div class="priceRow"> <div class="one"> <div class="txt-brand priceRowHL pb-10">Get unlimited $0 online option trades with no trade or balance minimums.<span class="adahidden">Footnote </span><sup>2</sup></div> </div> <div class="two priceText txt-brand"> <span class="prPrice">$0<span class="adahidden">Footnote </span>*</span> + <span class="prPrice">$0.65<span class="adahidden">Footnote </span>*</span> per contract </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Broker-assisted trades</div> </div> <div class="two priceText txt-brand"> <span class="prPrice">$29.95<span class="adahidden">Footnote </span>*</span> + <span class="prPrice">$0.65</span> per contract </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Exercised/assigned<span class="adahidden">Footnote </span><sup>3</sup></div> </div> <div class="two priceText txt-brand"> <span class="prPrice">$0<span class="adahidden">Footnote </span>*</span> per trade </div> </div> <div class="priceRow learnMore"> <a name="Options" id="Options" class="learnMoreLink" href="/investment-products/options">Learn more about Options</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head" aria-expanded="false">Mutual Funds<span class="adahidden">Footnote </span><sup>4</sup></a> <div class="acd-e-content twoUp" aria-hidden="true" > <div class="priceRow"> <div class="one"> <div class="priceRowHL">Load-waived funds</div> </div> <div class="two priceText txt-brand"> <span class="prPrice">$0</span> per transaction </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">No load, no transaction fee funds (NTF)</div> </div> <div class="two priceText txt-brand"> <div class="pb-5"><span class="prPrice">$0</span> per online transaction</div> <div class="priceShort"><span class="prPrice">$39.95</span> short-term redemption applies if the fund is held less than 90 days.</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">No load, transaction fee funds (TF)</div> </div> <div class="two priceText txt-brand"> <div class="pb-5"><span class="prPrice">$19.95</span> per transaction</div> <div class="pb-5"><span class="prPrice">$29.95</span> broker-assisted transaction</div> <div class="prFees">Applies to buy, sell and exchanges.</div> </div> </div>  <div class="priceRow learnMore"> <a name="MutualFunds" id="MutualFunds" class="learnMoreLink" href="/investing/mutual-funds">Learn more about Mutual Funds</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head" aria-expanded="false">Fixed income & bonds<span class="adahidden">Footnote </span><sup>5</sup></a> <div class="acd-e-content threeUp_B" aria-hidden="true" > <div class="priceRow rowHeader"> <div class="one prType">Type(s)</div> <div class="two prType">Online trades</div> <div class="three prType">Broker-assisted trades</div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL"><span class="adahidden">Type </span>New issues including Brokered CDs.</div> </div> <div class="two priceText"> <span class="prPrice"><span class="adahidden">Online trades </span>$0</span> </div> <div class="three priceText"> <span class="prPrice"><span class="adahidden">Broker-assisted trades </span>$0</span> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL"><span class="adahidden">Type </span>Treasuries, including Auction and Secondary<span class="adahidden">Footnote </span><sup>16</sup></div> </div> <div class="two"> <span class="prPrice"><span class="adahidden">Online trades </span>$0</span> </div> <div class="three priceText"> <div class="priceText"><span class="prPrice"><span class="adahidden">Broker-assisted trades </span>$29.95</span> per trade service charge</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL"><span class="adahidden">Type </span>Other Secondary trades, Corporate Bonds, Municipal Bonds<span class="adahidden">Footnote </span><sup>5</sup>, and Government agencies. </div> </div> <div class="two priceText"> <div class="pb-5"><span class="prPrice"><span class="adahidden">Online trades </span>$1</span> per bond</div> <div>($10 min, $250 max)</div> </div> <div class="three priceText"> <div class="pb-2"><span class="prPrice"><span class="adahidden">Broker-assisted trades </span>$1</span> per bond ($10 min, $250 max)</div> <div>+ <span class="prPrice">$29.95</span> per trade service charge</div> </div> </div> <div class="priceRow learnMore"> <a name="FixedIncome" id="FixedIncome" class="learnMoreLink" href="/investment-products/fixed-income">Learn more about Fixed Income and Bonds </a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thinner" aria-expanded="false">Margin rates<span class="adahidden">Footnote </span><sup>6</sup></a> <div class="acd-e-content threeUp_D" aria-hidden="true"> <div class="oneTwoThree">  <div class="priceRowSubHead">Margin interest rates are determined by a few factors, including the base lending rate (which resets weekly), your debit balance and your overall relationship with Bank of America<sup>®</sup> and Merrill<sup>®</sup>.<br /><br />For specific margin rates and our latest offers, please call us at 888.637.3343.</div> </div>  <div class="priceRow learnMore discRow"> <div><a name="MarginTrading" id="MarginTrading" class="learnMoreLink" href="/investing/margin-trading">Learn more about Margin Lending </a></div>  </div> </div> </div>  <style> .offer600 { align-items:center; background-color:#012169; background-image: url(/Publish/Content/image/png/GWMOL/ME-flagship-banner-bg-desktop.png); background-position:center center; background-repeat:no-repeat; 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class="addFees"> <div class="addFeeIntro txt-brand-b">Merrill Edge Self‑Directed Investing<span class="adahidden">Footnote </span><sup>1</sup></div> <h2 class="txt-brand">Additional fees and services by account</h2> <div class="addFeesTag">Transparent, comprehensive pricing. Affordable services on demand. <span>Accounts to help you pursue every goal.</span></div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">General Investing</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL"> <div class="pb-5">Individual Brokerage, Joint Brokerage, Trust Account</div> <div>Custodial Brokerage (UGMA/UTMA), Estate Account</div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Account fee</div> <div>Minimum Investment</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>CHECK WRITING & BILL PAYMENT</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Web bill payment</div> <div>Checkbooks(s)</div> <div>Unlimited check writing</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Canceled check fee</div> </div> </div> <div class="two"> <div class="prPrice small">$3</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>VISA DEBIT CARD</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Merrill Edge CMA Access<sup>®</sup> Visa</div> <div>Visa debit card</div> <div>ATM transaction fee</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$0</div> <div class="priceText small">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account</div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Bond coupon fee</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$5</div> <div class="priceText small">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Fund transfer services returns</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$10</div> <div class="priceText small" style="max-width:370px;">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account, CMA, WCMA, BIA</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div> <div class="prPrice small">$24.95</div> <div class="priceText small">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Stop payment fee</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$25</div> <div class="priceText small">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee<span class="adahidden">Footnote </span><sup>7</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$49.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Past due exchanges for physical securities</div> </div> </div> <div class="two"> <div class="prPrice small">$50</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Government security transfer fees</div> </div> </div> <div class="two"> <div class="prPrice small">$125</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Register & ship<span class="adahidden">Footnote </span><sup>8</sup></div> <div class="subCatDesc">(non-government security)</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$25</span> <span class="priceText small">statement of security ownership (DRS eligible)</span></div> <div><span class="prPrice small">$500</span> <span class="priceText small">physical certificate of security (non-DRS eligible)</span></div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Security reorganization</div> <div class="subCatDesc">(mandatory & voluntary)</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$0</span> <span class="priceText small">mandatory</span></div> <div><span class="prPrice small">$30</span> <span class="priceText small">voluntary</span></div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div> <div class="pb-5">VISA TRANSACTION FEES</div> <div class="subCat"><span class="subCatDesc">Not applicable to Custodial Brokerage (UGMA/UTMA), Estate Account</span></div> </div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> International transaction fee</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">0.25% </span> <span class="priceText small">of principal</span></div> <div><span class="prPrice small">$2.50</span> <span class="priceText small">minimum</span></div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> advance cash fee</div> <div class="subCatDesc">(non-ATM)</div> </div> </div> <div class="two"> <div> <div><span class="prPrice small">2%</span> <span class="priceText small">of the U.S. dollar amount of all transactions occurring outside the U.S. that are submitted to Visa<sup>®</sup> in a currency other than U.S. dollars.</span></div> </div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaGI_MESD" id="ctaGI_MESD" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mesd_gen_invest_card&oaocampaign=baseline&oaoterm=gen_start_all"><span><span class="adahidden">Select to </span>Open a General Investing account</span></a> <a name="GeneralInvestingMESD" id="GeneralInvestingMESD" class="learnMoreLink" href="/investing">Learn more about General Investing accounts </a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Retirement</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL">Traditional IRA, Roth IRA, Inherited IRA</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Account fee</div> <div>Minimum Investment</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>CHECK WRITING & BILL PAYMENT</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Web bill payment</div> <div>Checkbooks(s)</div> <div>Unlimited check writing</div> <div>Canceled check fee</div> </div> </div> <div class="two"> <div class="prPrice small">—</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>VISA DEBIT CARD</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Merrill Edge CMA Access<sup>®</sup> Visa</div> <div>Visa debit card</div> <div>ATM transaction fee</div> </div> </div> <div class="two"> <div class="prPrice small">—</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Bond coupon fee</div> </div> </div> <div class="two"> <div class="prPrice small">$5</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Fund transfer services returns</div> </div> </div> <div class="two"> <div class="prPrice small">$10</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$24.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Stop payment fee</div> </div> </div> <div class="two"> <div class="prPrice small">$25</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$49.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Past due exchanges for physical securities</div> </div> </div> <div class="two"> <div class="prPrice small">$50</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Government security transfer fees</div> </div> </div> <div class="two"> <div class="prPrice small">$125</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Register & ship</div> <div class="subCatDesc">(non-government security)</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$25</span> <span class="priceText small">statement of security ownership (DRS eligible)</span></div> <div><span class="prPrice small">$500</span> <span class="priceText small">physical certificate of security (non-DRS eligible)</span></div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Security reorganization</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$0</span> <span class="priceText small">mandatory</span></div> <div><span class="prPrice small">$30</span> <span class="priceText small">voluntary</span></div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>VISA TRANSACTION FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> International transaction fee</div> </div> </div> <div class="two"> <div> <span class="prPrice small">—</span> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> advance cash fee</div> <div class="subCatDesc">(non-ATM)</div> </div> </div> <div class="two"> <div> <span class="prPrice small">—</span> </div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaRetMESD" id="ctaRetMESD" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mesd_ret_invest_card&oaocampaign=baseline&oaoterm=ret_start_all"><span><span class="adahidden">Select to </span>Open a Retirement account</span></a> <a name="RetirementMESD" id="RetirementMESD" class="learnMoreLink" href="/retirement/ira">Learn more about Retirement accounts</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Education</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL">Custodial Brokerage (UGMA/UTMA), 529 Plan</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Account fee<span class="adahidden">Footnote </span><sup>9</sup></div> <div>Minimum Investment</div> </div> </div> <div class="two"> <div class="subCat"> <div class="prPrice small">$0</div> <div class="prPrice small">$0 <span class="priceText small">$25 for 529 Plan (Subsequent contributions $25 minimum)</span></div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div> <div class="pb-5">CHECK WRITING & BILL PAYMENT</div> <div class="subCat"><span class="subCatDesc">Not applicable for 529 Plans</span></div> </div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Web bill payment</div> <div>Checkbooks(s)</div> <div>Unlimited check writing</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Canceled check fee</div> </div> </div> <div class="two"> <div class="prPrice small">$3</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>VISA DEBIT CARD</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Merrill Edge CMA Access<sup>®</sup> Visa</div> <div>Visa debit card</div> <div>ATM transaction fee</div> </div> </div> <div class="two"> <div class="prPrice small">—</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Bond coupon fee</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$5</div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Fund transfer services returns</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$10</div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div> <div class="prPrice small pb-5">$24.95</div> <div class="prPrice small">$30.00 <span class="priceText small">(for 529 Plans)</span></div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Stop payment fee</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$25</div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$49.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Past due exchanges for physical securities</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$50</div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Government security transfer fees</div> </div> </div> <div class="two"> <div> <div class="prPrice small">$125</div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Register & ship</div> <div class="subCatDesc">(non-government security)</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$25</span> <span class="priceText small">statement of security ownership (DRS eligible)</span></div> <div class="pb-5"><span class="prPrice small">$500</span> <span class="priceText small">physical certificate of security (non-DRS eligible)</span></div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Security reorganization</div> <div class="subCatDesc">(mandatory & voluntary)</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$0</span> <span class="priceText small">mandatory</span></div> <div class="pb-5"><span class="prPrice small">$30</span> <span class="priceText small">voluntary</span></div> <div class="priceText small">not applicable for 529 Plans</div> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>VISA TRANSACTION FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> International transaction fee</div> </div> </div> <div class="two"> <div class="bold"> — </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Visa<sup>®</sup> advance cash fee</div> <div class="subCatDesc">(non-ATM)</div> </div> </div> <div class="two"> <div class="bold"> — </div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaEducationMESD" id="ctaEducationMESD" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mesd_edu_invest_card&oaocampaign=baseline&oaoterm=edu_start_all"><span><span class="adahidden">Select to </span>Open an Education account</span></a> <a name="EducationMESD" id="EducationMESD" class="learnMoreLink" href="/college-savings">Learn more about Education accounts </a> </div> </div> </div> <div class="FeesPDF">Download the <a href="https://mlaem.fs.ml.com/content/dam/ML/pdfs/me-self-directed-fees.pdf" name="MESDfeesPDF" id="MESDfeesPDF" target="_blank">Merrill Edge Self Directed Schedule of Miscellaneous Account and Service Fees (PDF)</a></div> </div>   <div class="mySlides MGI hide"> <div class="wrapper-3"> <h3 class="txt-brand">Merrill Guided Investing <span class="adahidden"> content selected</span></h3> <div class="priceSH txt-gray3">While you manage life, we manage investing</div> </div> <div class="priceBox mgi"> <div class="priceBoxIntro txt-brand-b">Online</div> <h4 class="txt-brand">Merrill Guided Investing</h4> <div class="priceBoxTag first">An Investment Advisory Program</div> <div class="priceBoxTag">Just tell us your goal and Merrill investment professionals will build, monitor and rebalance your <span class="nowrap">portfolio.<span class="adahidden">Footnote </span><sup>12,13</sup></span></div> <div class="twoUp_C"> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Investment minimum</div> </div> <div class="two"> <span> <span class="prPrice">$1,000</span> <span class="txt-brand priceRowHL">for growth-focused strategies</span> </span><br /> <span class="priceOr txt-brand">OR</span><br /> <span> <span class="prPrice">$50,000</span> <span class="txt-brand priceRowHL">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Annual Program Fee</div> </div> <div class="two"> <div class="priceRowHL pb-5"><span class="prPrice">0.45%</span></div> <div class="priceRowHL pb-5">Calculated and assessed monthly based on your prior month's <span class="nowrap">balance.<span class="adahidden">Footnote </span><sup>10</sup></span></div> <div class="prType light">Other fees may apply<span class="adahidden">Footnotes </span>**</div> <div class="FREE6"> <div class="FREE6txt">New offer</div> <div class="FREE6flex"> <div class="FREE6flex2"> <div class="DSign">$</div> <div class="FREE6zero">0</div> </div> <div> <div id="FREE6line1">program fee for 6 months for new <span class="nowrap">enrollments<span class="adahidden">Footnote </span><sup>15</sup></span></div> <div id="FREE6line2">Must use offer code: <strong>6FREE</strong></div> <div id="FREE6line3"><span class="adahidden">Footnotes </span>**Conditions and other fees apply</div> </div> </div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">What it means</div> </div> <div class="two"> <div class="priceRowHL first">If your account's balance at the end of May (for example) is $1,000, your fee for June would be less than $1. ($1,000 end-of-month balance <span aria-hidden="true">X</span><span class="adahidden">multiplied by</span> .0045<span class="adahidden">percent</span> annual program fee)<span aria-hidden="true">/</span><span class="adahidden">divided by</span>12 months = $0.38. This amount will vary monthly based on your month-end account <span class="nowrap">balance.<span class="adahidden">Footnote </span><sup>10</sup></span></div> <div class="priceRowHL second">As a Bank of America Preferred Rewards member, qualify for a reduced annual program fee — your 0.45% fee could be as low as 0.30%. For example if you have a Merrill Guided Investing account with a month end balance of $1,000, next month's fee would be $0.25 as a Platinum Honors <span class="nowrap">member.<span class="adahidden">Footnote </span><sup>14</sup></span></div> <a name="ctaMGI" id="ctaMGI" class="cta orange mgiLink" href="/oasetup/Isaclient.aspx?channel=OSGI&app=sales"><span>Get started online<span class="adahidden"> with Merrill Guided Investing</span></span></a> </div> </div> </div> </div>  <style> .offerMGI { align-items:center; background-color:#012169; background-image: url(/Publish/Content/image/png/GWMOL/ME-flagship-banner-bg-desktop.png); background-position:center center; background-repeat:no-repeat; box-sizing:border-box; color:#fff; display:flex; min-height:240px; padding:12px 20px; } .offerMGIFlex { align-items:center; display:flex; gap:85px; margin:0 auto; max-width:1280px; width:100%; } .offerMGIf1 { background-color:#fff; color:#012169; border-radius:50%; box-sizing:border-box; flex-shrink:0; height:216px; padding:38px 24px 0 24px; text-align:center; width:216px; } .offerMGINew { color:#E31837; font-size:12px; padding:0 0 12px 0; } .offerMGIFigure { font-size:57px; line-height:.8; margin:0 0 0 -9px; } .offerMGIFigure sup { font-size:25px; font-weight:500; left: -.05em; top: -.8em; } .offerMGIfees { font-size:26px; padding:0 0 10px 0; } .offerMGIf2 { line-height:1.4; max-width:660px; padding:0; } .offerMGI h2 { border:0; color:#fff!important; display:inline; font-size:32px; line-height:1.3; } .offerMGI h2 sup { font-size: 60%; top: -.65em; } .offerMGI a { color:#fff; } .offerTerms { background-image: url(/Publish/Content/image/png/GWMOL/acd-c-close-white.png); background-position:right center; background-repeat:no-repeat; display:inline-block; font-size:14px; font-weight:600; padding:0 15px 0 0; } .offerMGIf3 { flex-shrink:0; text-align:center; } .offerMGI .cta.orange.m { box-sizing:border-box; font-size:16px; max-width:172px; text-align:center; width:100%; } .offerMGIcode { font-size:16px; padding:15px 0 0 0; } @media only screen and (max-width: 1024px) {/* viewport up to 1024px */ .offerMGI { background-size: auto 100%; padding:25px 20px 35px 20px; } .offerMGIFlex { gap:0; text-align:center; flex-direction:column; } .offerMGIf1 { margin:0 auto 25px auto; } .offerMGIf2 { margin:0 auto 30px auto; max-width:540px; } .offerMGI h2 { font-size:28px; line-height:1.3; } .offerMGIf3 { margin:0 auto; } .offerTerms { margin:0 0 10px 0; } } @media only screen and (max-width: 414px) {/* viewport up to 414px */ .offerMGI { background-image: url(/Publish/Content/image/jpeg/GWMOL/ME-flagscape-bg-blue-mobile.jpeg); } } </style> <div class="offerMGI"> <div class="offerMGIFlex"> <div class="offerMGIf1"> <div class="offerMGINew txt-brand-b">NEW OFFER</div> <div class="offerMGIFigure txt-brand"><sup>$</sup>0</div> <div class="offerMGIfees txt-brand">program fees</div> <div class="txt-14"><span class="adahidden">Footnotes </span>**Conditions and<br /> fees apply</div> </div> <div class="offerMGIf2"> <h2 class="txt-brand-l">Get started with Merrill Guided Investing and pay $0 in program fees for 6 months.<span class="adahidden">Footnote </span><sup>15</sup></h2> </div> <div class="offerMGIf3"> <a name="ctaMGI" id="ctaMGI" class="cta orange m mgiLink" href="/oasetup/Isaclient.aspx?channel=OSGI&app=sales"><span>Open an account<span class="adahidden"> at Merrill</span></span></a> <div class="offerMGIcode">Must use offer code: <strong>6FREE</strong></div> </div> </div> </div>   <div class="prShell mgiPR txt-black"> <h2 class="txt-brand">Get even more with Bank of America Preferred Rewards</h2> <div class="prBlurb">Investment balances can help you earn <a name="PR1" id="PR1" href="/preferred-rewards">Preferred Rewards</a> benefits and pricing discounts. Members enjoy program benefits including credit card rewards bonuses, discounts on home and auto loans, monthly account maintenance fee waivers and more.<span class="adahidden">Footnote </span><sup>14</sup></div> <div class="prFlex"> <div class="prGold"> <span class="adahidden">Gold</span> <div class="prRange txt-brand-l">$20K to <$50K</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prPlat"> <span class="adahidden">Platinum</span> <div class="prRange txt-brand-l">$50K to <$100K</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prPlatHonors"> <span class="adahidden">Platinum Honors</span> <div class="prRange txt-brand-l">$100K to <$1MM</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prDiamond"> <span class="adahidden">Diamond</span> <div class="prRange txt-brand-l">$1MM to <$10MM</div> <div class="prAve">3-month combined average daily balance</div> </div> </div> </div> <div class="addFees"> <div class="addFeeIntro txt-brand-b">Merrill Guided Investing Online</div> <h2 class="txt-brand">Additional fees and services by account</h2> <div class="addFeesTag">Transparent, comprehensive pricing. Affordable services on demand. <span>Fully managed accounts to help you pursue every goal.</span></div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">General Investing</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Individual Brokerage, Joint Brokerage, Custodial Brokerage (UGMA/UTMA)</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>10</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.45%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Investment minimum</div> </div> </div> <div class="two"> <div> <span> <span class="prPrice small">$1,000</span> <span class="txt-brand prSmall">for growth-focused strategies</span> </span><br /> <span class="priceOr small txt-brand">OR</span><br /> <span> <span class="prPrice small">$50,000</span> <span class="txt-brand prSmall">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee and Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$24.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$49.95</div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaGI_MGI" id="ctaGI_MGI" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi_gen_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="GeneralInvestingMGI" id="GeneralInvestingMGI" class="learnMoreLink" href="/investing">Learn more about General Investing accounts</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Retirement</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Traditional IRA and Roth IRA</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>10</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.45%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Investment minimum</div> </div> </div> <div class="two"> <div> <span> <span class="prPrice small">$1,000</span> <span class="txt-brand prSmall">for growth-focused strategies</span> </span><br /> <span class="priceOr small txt-brand">OR</span><br /> <span> <span class="prPrice small">$50,000</span> <span class="txt-brand prSmall">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div> <div class="pb-5"><span class="prPrice small">$0</span></div> <div><span class="prPrice small">$49.95</span></div> </div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$24.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaRetMGI" id="ctaRetMGI" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi_ret_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="RetirementMGI" id="RetirementMGI" class="learnMoreLink" href="/retirement/ira">Learn more about Retirement accounts</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Education</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Custodial Brokerage (UGMA/UTMA)</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>10</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.45%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Minimum Investment</div> </div> </div> <div class="two"> <div class="prPrice small">$1,000</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$24.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$49.95</div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaEduMGI" id="ctaEduMGI" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi_edu_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="EducationMGI" id="EducationMGI" class="learnMoreLink" href="/college-savings">Learn more about Education accounts</a> </div> </div> </div> <div class="FeesPDF">Download the <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/MGI-Schedule-of-Miscellaneous-Account-and-Service-Fees_66-0963NSB.pdf" target="_blank" name="MGIfeesPDF1" id="MGIfeesPDF1" rel="nofollow" >Merrill Guided Investing Schedule of Miscellaneous Account and Service Fees (PDF)</a></div> </div>   <div class="mySlides MGIA hide"> <div class="wrapper-3"> <h3 class="txt-brand">Merrill Guided Investing <span class="adahidden"> content selected</span></h3> <div class="priceSH txt-gray3">While you manage life, we manage investing</div> </div> <div class="priceBox"> <div class="priceBoxIntro txt-brand-b">Online with an Advisor</div> <h4 class="txt-brand">Merrill Guided Investing</h4> <div class="priceBoxTag first">An Investment Advisory Program</div> <div class="priceBoxTag">All the benefits of Merrill Guided Investing online plus guidance from an advisor along the <span class="nowrap">way<span class="adahidden">Footnote </span><sup>12,13</sup></span></div> <div class="twoUp_C"> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Investment minimum</div> </div> <div class="two"> <span> <span class="prPrice">$20,000</span> <span class="txt-brand priceRowHL">for growth-focused strategies</span> </span><br /> <span class="priceOr txt-brand">OR</span><br /> <span> <span class="prPrice">$50,000</span> <span class="txt-brand priceRowHL">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">Annual Program Fee</div> </div> <div class="two"> <div class="priceRowHL pb-5"><span class="prPrice">0.85%</span></div> <div class="priceRowHL pb-5">Calculated and assessed monthly based on your prior month's <span class="nowrap">balance.<span class="adahidden">Footnote </span><sup>11</sup></span></div> <div class="prType light">Other fees may apply<span class="adahidden">Footnotes </span>**</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="priceRowHL">What it means</div> </div> <div class="two"> <div class="priceRowHL first">If your account's balance at the end of May (for example) is $20,000, your fee for June would be less than $15. ($20,000 end-of-month balance <span aria-hidden="true">X</span><span class="adahidden">multiplied by</span> .0085<span class="adahidden">percent</span> annual program fee)<span aria-hidden="true">/</span><span class="adahidden">divided by</span>12 months = $14.17. This amount will vary monthly based on your month-end account <span class="nowrap">balance.<span class="adahidden">Footnote </span><sup>11</sup></span></div> <div class="priceRowHL second">As a Bank of America Preferred Rewards member, qualify for a reduced annual program fee —your 0.85% fee could be as low as 0.70%. For example if you have a Merrill Guided Investing account with a month end balance of $20,000, next month's fee would be $11.64 as a Platinum Honors member.<span class="adahidden">Footnote </span><sup>12</sup></div> <a name="ctaMGIA" id="ctaMGIA" class="cta orange mgiLink" href="/oasetup/Isaclient.aspx?channel=MLAA&app=sales"><span>Get started<span class="adahidden"> with Merrill Guided Investing with an advisor</span></span></a> </div> </div> </div> </div>  <div class="prShell txt-black"> <h2 class="txt-brand">Get even more with Bank of America Preferred Rewards</h2> <div class="prBlurb">Investment balances can help you earn <a name="PR1" id="PR1" href="/preferred-rewards">Preferred Rewards</a> benefits and pricing discounts. Members enjoy program benefits including credit card rewards bonuses, discounts on home and auto loans, monthly account maintenance fee waivers and more.<span class="adahidden">Footnote </span><sup>14</sup></div> <div class="prFlex"> <div class="prGold"> <span class="adahidden">Gold</span> <div class="prRange txt-brand-l">$20K to <$50K</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prPlat"> <span class="adahidden">Platinum</span> <div class="prRange txt-brand-l">$50K to <$100K</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prPlatHonors"> <span class="adahidden">Platinum Honors</span> <div class="prRange txt-brand-l">$100K to <$1MM</div> <div class="prAve">3-month combined average daily balance</div> </div> <div class="prDiamond"> <span class="adahidden">Diamond</span> <div class="prRange txt-brand-l">$1MM to <$10MM</div> <div class="prAve">3-month combined average daily balance</div> </div> </div> </div> <div class="addFees"> <div class="addFeeIntro txt-brand-b">Merrill Guided Investing Online with an Advisor</div> <h2 class="txt-brand">Additional fees and services by account</h2> <div class="addFeesTag">Transparent, comprehensive pricing. Affordable services on demand. <span>Fully managed accounts to help you pursue every goal.</span></div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">General Investing</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Individual Brokerage, Joint Brokerage, Custodial Brokerage (UGMA/UTMA)</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>11</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.85%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Investment minimum</div> </div> </div> <div class="two"> <div> <span> <span class="prPrice small">$20,000</span> <span class="txt-brand prSmall">for growth-focused strategies</span> </span><br /> <span class="priceOr small txt-brand">OR</span><br /> <span> <span class="prPrice small">$50,000</span> <span class="txt-brand prSmall">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$30</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$95</div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaGI_MGIA" id="ctaGI_MGIA" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi-a_gen_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="GeneralInvestingMGIA" id="GeneralInvestingMGIA" class="learnMoreLink" href="/investing">Learn more about General Investing accounts</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Retirement</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Traditional IRA and Roth IRA</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>11</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.85%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Investment minimum</div> </div> </div> <div class="two"> <div> <span> <span class="prPrice small">$20,000</span> <span class="txt-brand prSmall">for growth-focused strategies</span> </span><br /> <span class="priceOr small txt-brand">OR</span><br /> <span> <span class="prPrice small">$50,000</span> <span class="txt-brand prSmall">for income-focused strategies<span class="adahidden">Footnote </span><sup>17</sup></span> </span> </div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$30</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two subCat"> <div class="subCatDesc"><span class="prPrice small">$0</span></div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Closeout fee</div> </div> </div> <div class="two subCat"> <div class="subCatDesc"><span class="prPrice small">$75</span></div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaRetMGIA" id="ctaRetMGIA" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi-a_ret_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="RetirementMGIA" id="RetirementMGIA" class="learnMoreLink" href="/retirement/ira">Learn more about Retirement accounts</a> </div> </div> </div> <div class="priceBox acd-e-close"> <a href="javascript:void(0);" role="heading" aria-level="4" class="acd-e-head thick" aria-expanded="false">Education</a> <div class="acd-e-content twoUp_B shaded" aria-hidden="true"> <div class="priceRow"> <div class="one"> </div> <div class="two"> <div class="priceRowHL short">Custodial Brokerage (UGMA/UTMA)</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>ACCOUNT FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Annual Program fee<span class="adahidden">Footnote </span><sup>11</sup></div> </div> </div> <div class="two"> <div class="prPrice small">0.85%</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Minimum Investment</div> </div> </div> <div class="two"> <div class="prPrice small">$20,000</div> </div> </div> <div class="priceRow category"> <div class="one"> <div>SPECIAL REQUEST FEES</div> </div> <div class="two"> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Partial account transfer fee</div> <div>Closeout fee</div> </div> </div> <div class="two"> <div class="prPrice small">$0</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Wire transfer fee</div> <div class="subCatDesc">(domestic & international)<sup>†</sup></div> </div> </div> <div class="two"> <div class="prPrice small">$24.95</div> </div> </div> <div class="priceRow"> <div class="one"> <div class="subCat"> <div>Full account transfer fee</div> </div> </div> <div class="two subCat"> <div class="subCatDesc"><span class="prPrice small">$49.95</span> (not charged in addition to closeout fee)</div> </div> </div> <div class="priceRow learnMore midAligned"> <a class="cta orange" name="ctaEduMGIA" id="ctaEduMGIA" href="/global-oao?src_cd=internal&oaochannel=edge_public&oaosource=pricing_page&oaounit=mgi-a_edu_invest_card&oaocampaign=baseline&oaoterm=mgi_start_all"><span><span class="adahidden">Select to </span>Get started with Guided Investing</span></a> <a name="EducationMGIA" id="EducationMGIA" class="learnMoreLink" href="/college-savings">Learn more about Education accounts</a> </div> </div> </div> <div class="FeesPDF">Download the <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/MGIA-Schedule-of-Miscellaneous-Account-and-Service-Fees_66-0964NSB.pdf" target="_blank" name="MGIAfeesPDF2" id="MGIAfeesPDF2" rel="nofollow" >Merrill Guided Investing with an Advisor Schedule of Miscellaneous Account and Service Fees (PDF)</a></div> </div>  <script>// Slide show script var slideIndex = 1; showSlides(slideIndex); function plusSlides(n) { showSlides(slideIndex += n); } function currentSlide(n) { showSlides(slideIndex = n); } function showSlides(n) { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); if (n > slides.length) {slideIndex = 1} if (n < 1) {slideIndex = slides.length} for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); $(dots[i]).find("span").html(" tab"); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; $(dots[slideIndex-1]).find("span").html(" tab selected"); } </script> <div class="priceCTA"> <h2 class="txt-brand">Ready to get started?</h2> <a name="CTA1" id="CTA1" class="cta orange m" href="/global-oao"><span><span class="adahidden">Select to </span>Open an account</span></a> <div class="priceCTAtag">or call us at 888.637.3343</div> </div> </div> <div class="wrapper-2"> <div class="priceHelp"> <h2 class="txt-brand">Help when you need it. How you want it.</h2> <div class="priceHelpFlex"> <div class="helpCall"> <h3 class="txt-brand">Call us</h3> <div><a name="PricePhone" id="PricePhone" href="tel:888.637.3343">888.637.3343</a></div> </div> <div class="helpFind"> <h3 class="txt-brand">Guidance near you</h3> <div><a target="_blank" name="PriceFSA" id="PriceFSA" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=MESCHDCNSLT_ECBBA_A3000">Find a Financial Solutions Advisor</a></div> </div> </div> </div>  <div id="etdisclosure">  <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="*";</script><strong>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id=D6007>Other fees may apply. Free and $0 means there is no commission charged for these trades. $0 option trades are subject to a $0.65 per-contract fee. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill pricing, visit <a name="DiscPricing" id="DiscPricing" href="/pricing">our Pricing page</a>.</span> </div> </strong>  <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="**";</script><strong>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6063">Other fees may apply. Sales of ETFs are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs and mutual funds. To learn more about pricing, visit <a name="MGI_Pricing" id="MGI_Pricing" href="/pricing">our Pricing page</a>.</span> </div> </strong> <br /><br /> <span class="adahidden">Footnote </span><sup>†</sup> For international wire transfers, other fees may apply in lieu of our standard wire transfer fee. These fees include, but are not limited to, those charged by the recipient's financial institution, foreign taxes, currency conversion, and other fees that may be a part of the wire transfer process. Any additional fees are determined and disclosed at the time the transaction is entered. <br /><br /> When deciding between sending in foreign currency or U.S. Dollars, you should consider factors that impact the total cost to send or the amount available after transfer, such as exchange rates and other fees. <br /><br />  <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="1";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill waives its commissions for all online stock, ETF and option trades placed in a Merrill Edge<sup>®</sup> Self-Directed brokerage account. Brokerage fees associated with, but not limited to, margin transactions, special stock registration/gifting, account transfer and processing and termination apply. $0 option trades are subject to a $0.65 per-contract fee. Other fees and restrictions may apply. Pricing is subject to change without advance notice. <br/> <br/> For broker-assisted trades through Merrill Edge, you will be charged a fee equal to the lower of $29.95 or 5.00% of the principal amount of the transaction. Further, there are indirect fees, such as annual management and other similar fees, that are charged by the manager or sponsor of an exchange-traded fund and of a closed-end fund, as disclosed in the product's prospectus. </div>   <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Exchange Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. </div>   <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="2";</script>  <div class="disclaimer" > <SCRIPT>if(tradeSUP){ document.write(tradeSUP.sup()); }</SCRIPT> <span id="D6033"><strong><span class="introD6033">Options involve risk and are not suitable for all investors.</span> Certain requirements must be met to trade options. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Please read the options disclosure document titled "<a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/riskstoc_supplement.pdf" target="_blank" name="RisksOptionsPDF" id="RisksOptionsPDF" rel="nofollow" >Characteristics and Risks of Standardized Options (PDF)</a>" before considering any option transaction. You may also call the Investment Center at 877.653.4732 for a copy. A separate client agreement is needed. Multi-leg option orders are charged one base commission per order, plus a per-contract charge.</strong></span><br /><br /> The maximum loss, gain and breakeven of any options strategy only remains as defined so long as the strategy contains all original positions. Trading, rolling, assignment, or exercise of any portion of the strategy will result in a new maximum loss, gain and breakeven calculation, which will be materially different from the calculation when the strategy remains intact with all of the contemplated legs or positions. This is applicable to all options strategies inclusive of long options, short options and spreads. To learn more about Merrill's uncovered option handling practices, view <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ME-naked-option-stress-analysis-tool.pdf" target="_blank" name="NOSAPDF" id="NOSAPDF" rel="nofollow" >Naked Option Stress Analysis (NOSA) (PDF)</a>.<br /><br /> Early assignment risk is always present for option writers (specific to American-style options only). Early assignment risk may be amplified in the event a call writer is short an option during the period the underlying security has an ex-dividend date. This is referred to as dividend risk.<br /><br /> Long options are exercised and short options are assigned. Note that American-style options can be assigned/exercised at any time through the day of expiration without prior notice. Options can be assigned/exercised after market close on expiration day. View specific <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ME-merrill-option-exercise-assignment-practices.pdf" target="_blank" name="OptionPracticesPDF" id="OptionPracticesPDF" rel="nofollow" >Merrill Option Exercise & Assignment Practices (PDF)</a>.<br /><br /> Supporting documentation for any claims, comparison, recommendations, statistics, or other technical data, will be supplied upon request. </div>  <style> #D6033 strong { font-weight:normal; } </style> <span class="adahidden">Footnote </span><sup>3</sup> Exercise and assignment of cash settled options are subject to a $0.65 per-contract fee. Trades commissions for trades placed with a representative will not exceed 75% of trade amount. <br /><br />  <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="4";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Mutual Funds: While no-load funds do not assess sales charges, fund shares are subject to management fees and certain other expenses. Redemption fees may also apply. Merrill Lynch receives remuneration from participating fund companies. In addition to receiving dealer concessions and asset-based sales charges and/or services fees in connection with clients' purchasing and holding mutual fund shares, Merrill Lynch and its affiliates provide other services for which they may receive additional compensation from funds or their affiliates. This compensation is generally disclosed in a fund's prospectus which is available from an <strong>Investment Center representative</strong> and in the <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/MutualFundDisclosureDocument.pdf" target="_blank" name="MFDisclosurePDF" id="MFDisclosurePDF" rel="nofollow" >Guide to Mutual Fund Investing (PDF)</a>. For specific mutual fund family compensation information, please contact the Investment Center. </div>   <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="5";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Fixed Income: Fixed income orders contain order information on Agency Discounts/Notes/Bonds, Certificates of Deposit, Corporate Bonds, Municipal Bonds and Treasury Bond investment vehicles. </div>   <span class="adahidden">Footnote </span> <script type="text/javascript"> var tradeSUP="";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> A Brokered Certificate of Deposit is different than a bank Certificate of Deposit. It is sold for a bank by a broker while a Certificate of Deposit can be purchased directly from a bank. Brokered CDs may offer higher rates of return, but their value may fluctuate with changing interest rates. Banking products are provided by Bank of America, N.A. and affiliated banks. Members FDIC and wholly owned subsidiaries of Bank of America Corporation. </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="6";</script>  <div class="disclaimer" > <style> ul.listA.marginDisc { margin:10px 0 10px 15px; } .rwdWrapper ul.listA.marginDisc { margin:10px 0 10px 0; } ul.listA.marginDisc li { margin:0 0 5px 0; padding-bottom:0; } ul.listA.marginDisc li:last-of-type { margin:0; } </style> <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> When you purchase securities, you may pay for the securities in full, or if your account has been established as a margin account with the margin lending program, you may borrow part of the purchase price from Merrill. If you choose to borrow funds for your purchase, Merrill's collateral for the loan will be the securities purchased, other assets in your margin account, and your assets in any other accounts at Merrill. If the securities in your margin account decline in value, so does the value of the collateral supporting your loan, and, as a result, we can take action, such as to issue a margin call and/or sell securities in any of your accounts held with us, in order to maintain the required equity in your account. If your account has a Visa<sup>®</sup> card and/or checks, you may also create a margin debit if your withdrawals (by Visa card, checks, preauthorized debits, FTS or other transfers) exceed the sum of any available free credit balances plus available money account balances (such as bank deposit balances or money market funds). Please refer to your account documents for more information.<br /><br /> Before opening a margin account, you should carefully review the terms governing margin loans. For Individual Investor Accounts, these terms are contained in the Margin Lending Program Client Agreement. For all other accounts, the terms are in your account agreement and disclosures. It is important that you fully understand the risks involved in using margin. These risks include the following: <ul class="listA marginDisc"> <li><strong>You can lose more funds than you deposit in the margin account.</strong> A decline in the value of securities that are bought on margin may require you to provide additional funds to us to avoid the forced sale of those securities or other securities in your account(s).</li> <li><strong>We can force the sale of securities in your account(s).</strong> If the equity in your account falls below the maintenance margin requirements or Merrill's higher "house" requirements, we can sell the securities in any of your accounts held by us to cover the margin deficiency. You also will be responsible for any shortfall in the account after such as sale.</li> <li><strong>We can sell your securities without contacting you.</strong> Some investors mistakenly believe that they must be contacted for a margin call to be valid, and that securities in their accounts cannot be liquidated to meet the call unless they are contacted first. This is not the case. We will attempt to notify you of margin calls, but we are not required to do so. Even if we have contacted you and provided a specific date by which you can meet a margin call, we can still take necessary steps to protect our financial interests, including immediately selling the securities without notice to you.</li> <li><strong>You are not entitled to choose which securities in your account(s) are liquidated or sold to meet a margin call.</strong> Because the securities are collateral for the margin loan, we have the right to decide which security to sell in order to protect our interests.</li> <li><strong>We can increase our "house" maintenance margin requirements at any time including on specific securities experiencing significant volatility and are not required to provide you advance written notice.</strong> These changes in our policy may take effect immediately and may result in the issuance of a maintenance margin call. Your failure to satisfy the call may cause us to liquidate or sell securities in your account(s).</li> <li><strong>You are not entitled to an extension of time on a margin call.</strong> While an extension of time to meet margin requirements may be available to you under certain conditions, you don't have a right to the extension.</li> </ul> If you have any questions or concerns about margin and the margin lending program, please contact the Merrill Investment Center at 855.332.5920. </div>  <span class="adahidden">Footnote </span><sup>7</sup> The fee is not charged when transferring to another internal account. <br /><br />  <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="8";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <strong>DRS Eligible</strong> refers to securities held electronically at transfer agent (Direct Registration System). Non-DRS Eligible security fee is equal to amount charged to Merrill Edge by the Depository Trust & Clearing Corporation. </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="9";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> The NextGen Plan is a Section 529 plan administered by the Finance Authority of Maine. Before you invest in the NextGen plan, request a NextGen College Investing Plan Program Description from us and read it carefully. The Program Description contains more complete information, including investment objectives, charges, expenses and risks of investing in the NextGen plan, which you should carefully consider before investing. You also should consider whether your home state or your designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 plan. Section 529 plans are not guaranteed by any state or federal agency. Merrill Lynch, Pierce, Fenner & Smith Incorporated is the program manager, underwriter and distributor. </div>  <span class="adahidden">Footnote </span><sup>10</sup> There is an annual program fee of 0.45% based on the assets held in the account. This fee is charged monthly in advance.<br /><br /> <span class="adahidden">Footnote </span><sup>11</sup> There is an annual program fee of 0.85% based on the assets held in the account. This fee is charged monthly in advance.<br /><br />  <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="12";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6045"><strong>Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.</strong></span> </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="13";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Please review the applicable <a href="https://olui2.fs.ml.com/publish/content/application/pdf/gwmol/merrill-edge-guided-investing-program-brochure.pdf" target="_blank" name="MGIPDF" id="MGIPDF" rel="nofollow" >Merrill Guided Investing Program Brochure (PDF)</a> or <a href="https://olui2.fs.ml.com/publish/content/application/pdf/gwmol/guided-investing-program-brochure.pdf" target="_blank" name="MGIaPDF" id="MGIaPDF" rel="nofollow" >Merrill Guided Investing with Advisor Program Brochure (PDF)</a> for information including the program fee, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the fiduciary of this account for the benefit of the account owner or account holder (e.g., trustee for a trust or custodian for an UTMA), please keep in mind that these assets will be invested for the benefit of the account owner or account holder. Merrill Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and Managed Account Advisors LLC ("MAA") an affiliate of MLPF&S. MLPF&S and MAA are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training. </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> The Chief Investment Office (CIO) develops the investment strategies for Merrill Guided Investing and Merrill Guided Investing with Advisor, including providing its recommendations of ETFs, mutual funds and related asset allocations. Managed Account Advisors LLC (MAA), Merrill's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Guided Investing strategies for client accounts, including facilitating the purchase & sale of ETFs and mutual funds in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).<br /><br /> You may also be able to obtain the same or similar services or types of investments through other programs and services, both investment advisory and brokerage, offered by Merrill; these may be available at lower or higher fees than charged by the Program. The services that you receive by investing through Merrill Guided Investing or Merrill Guided Investing with Advisor will be different from the services you receive through other programs. You may also be able to obtain some or all of these types of services from other firms, and if they are available, the fees associated with them may be lower or higher than the fees we charge. </div>   <script type="text/javascript"> var tradeSUP="14";</script>  <div class="disclaimer" > <style> .disclaimer ol.PR { margin: 0 0 15px 20px; } .disclaimer ol.PR li { margin: 0; } </style> <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <strong>Preferred Rewards Program Eligibility.</strong> You can enroll, and maintain your membership, in the Bank of America Preferred Rewards<sup>®</sup> program if you have an active, eligible personal checking account with Bank of America<sup>®</sup> and maintain the balance required for one of the balance tiers. The balance tiers are $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier, $1,000,000 for the Diamond tier and $10,000,000 for the Diamond Honors tier. Balances include your combined, qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). You can satisfy the combined balance requirement for enrollment with either:<br /><br /> <ol class="PR"> <li>a three-month combined average daily balance in your qualifying deposit and investment accounts, or</li> <li>a current combined balance, provided that you enroll at the time you open your first eligible personal checking account and satisfy the balance requirement at the end of at least one day within 30 days of opening that account.</li> </ol> <div>Refer to your <a href="https://www.bankofamerica.com/salesservices/deposits/resources/personal-schedule-fees/" id="Fees" name="Fees" target="_blank">Personal Schedule of Fees</a> for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Bank of America Private Bank clients qualify to enroll in the Diamond Tier regardless of balance and may qualify for the Diamond Honors tier based on their qualifying Bank of America, Merrill and Private Bank balances. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For details on Bank of America employee qualification requirements, please call Employee Financial Services or refer to the Bank of America intranet site. Employees of companies participating in the Bank of America Employee Banking and Investing Program may be eligible to participate on customized terms. Refer to <a href="https://promo.bankofamerica.com/cebi-disclosures/" id="CEBI" name="CEBI" target="_blank">CEBI Program</a> for details.</div> </div>   <script type="text/javascript"> var tradeSUP="";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Clients enrolled in Preferred Rewards receive a Preferred Rewards discount off the Merrill Guided Investing program's annual asset-based fee of 0.45%, and the Merrill Guided Investing with Advisor and Merrill Edge Advisory Account programs' annual asset-based fee of 0.85% for any of their accounts enrolled in the respective advisory programs. Preferred Rewards enrolled clients receive a discount of 0.05% off of the annual rate for the Gold tier, 0.10% for the Platinum tier, or 0.15% for the Platinum Honors, Diamond and Diamond Honors tiers based on their Preferred Rewards tier effective at the time the applicable advisory program fee is calculated. It may take up to 30 calendar days for changes to your Preferred Rewards status or tier to be associated with and effective for your accounts in the advisory programs. This fee is charged monthly in advance. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each portfolio. Actual fund expenses will vary; please refer to each fund's prospectus. </div>   <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="15";</script>  <div class="disclaimer" > <script> function openPDF() { // Script to fix issue with Chrome/Edge blocking PDF window.parent.open("https://www.merrilledge.com/guided-investing-program-brochure", "_blank"); } </script> <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <strong>Merrill Guided Investing 6-Month Offer</strong> <br /><br /> <strong>Introductory 6-Month Program Fee Waiver Offer</strong> eligible for accounts that are newly enrolled into the Merrill Guided Investing program (MGI) starting on and after March 27, 2023. <br /><br /> <strong>How it Works:</strong> <br /><br /> <ol style="margin: 0 0 15px 20px;"> <li>To be eligible for the Offer, you must input the <strong>Offer Code</strong> during the account opening step through the MGI website or you must instruct a Merrill representative to input the <strong>Offer Code</strong> for you. You are solely responsible for taking this action to be eligible for the Offer.</li> <li>Once your account with the <strong>Offer Code</strong> applied has enrolled into MGI, Merrill will waive MGI's annual asset-based fee of 0.45% (Program Fee) for the initial partial month, if applicable, and for 6 full months after the effective date your account's enrollment in MGI (Offer Period).</li> <li>This Offer is solely limited to Merrill's waiver of MGI's Program Fee. Your MGI-enrolled account will be subject to fees and expenses not covered by MGI's Program Fee during and after the Offer Period, including the internal fees and expenses of funds in your account, as described in the <a name="MGIA-Brochure" id="MGIA-Brochure" href="#" onclick="openPDF()">MGI ADV brochure</a>. Please refer to the MGI ADV brochure section "Fees and Expenses Not Covered by the Program Fee" for a list of other fees and expenses that your MGI-enrolled account may be charged and that are not included in MGI's Program Fee.</li> <li>This Offer is only available to newly enrolled MGI-accounts, is not transferable to another account, and may not be combined with other offers relating to the account's advisory program fee. When the Offer Period expires, your MGI-enrolled account will be subject to MGI's annual asset-based Program Fee of 0.45% which is charged monthly in advance. If you unenroll your account from MGI before the Offer Period expires, you'll owe no Program Fee for the services provided while the account was enrolled in MGI. If you are eligible for MGI Program Fee discounts, rebates or credits under the Preferred Rewards Program offered by BANA, then those benefits will apply following the Offer Period's expiration. You may be eligible for other offers from Merrill and its affiliates. Please contact us for more information.</li> <li>Merrill reserves the right to modify these terms and conditions or terminate this Offer at any time without notice. Merrill also reserves the right to refuse a waiver or portion of a waiver for an MGI-enrolled account if it determines that the account obtained it under fraudulent circumstances, that you provided inaccurate or incomplete information in enrolling the account in MGI, or that you violated any terms of your MGI agreement. MGI Program enrollment requirements and guidelines apply.</li> </ol> <div><strong>Tax Disclaimer:</strong> The value of the waiver of MGI's Program Fee may constitute taxable income. Merrill may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of the waiver. Please consult your tax advisor. Bank of America Corporation and its affiliates and associates do not provide tax advice.</div> </div>  <span class="adahidden">Footnote </span><sup>16</sup> Treasury auction trades are not available online at this time. <br /><br />  <span class="adahidden">Footnote </span><script type="text/javascript"> var tradeSUP="17";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> The Merrill Guided Investing program investment minimum is $1,000 for growth-focused strategies and $50,000 for income-focused strategies. The Merrill Guided Investing with Advisor program investment minimum is $20,000 for growth-focused strategies and $50,000 for income-focused strategies. </div>  MAP6722548-01292026 </div> </div>   <style> a.ot-sdk-show-settings { background-image: url(/Publish/Content/image/png/GWMOL/ME-bofa-icon-opt-out-white.png); background-repeat:no-repeat; background-position: right center; background-size: 20px auto; display:inline-block; padding:0 25px 0 0; } #etdisclosure .disclaimer, #etfooter .disclaimer, .wrapper-2 .disclaimer { background-color:inherit !important; font-size:inherit !important; color:inherit !important; padding:0 0 15px 0; } #etfooter p { margin: 0 0 15px 0; } .shareDesk { display:block; } .shareMobile { display:none; } .adDesk { display:inline; } .adMobile { display:none; } @media only screen and (max-width: 760px) {/* viewport up to 760px */ .shareDesk { display:none; } .shareMobile { display:block; } .adDesk { display:none; } .adMobile { display:inline; } } </style> <script type="text/javascript"> Sys.Application.add_load(function(){ $('.interstitialdesk').on('click', function (evt) { evt.preventDefault(); OnlineCommonJSFunctions.LoadModalPopupByUrl($(this).attr('data-link'), '', '210', '500px'); }); }); Sys.Application.add_load(function(){ $('.interstitialMob').on('click', function (evt) { evt.preventDefault(); window.open($(this).attr('data-link'),"_self"); }); }); </script> <div id="etfooter"> <div class="oflo-hide shareDesk" style="width:103px; margin:0 auto 15px auto;"> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="fl" style="padding-right:18px;"><a name="FooterLinkedIn2" id="FooterLinkedIn2" class="interstitialdesk" data-link="/interstitial-linkedin" href="https://www.linkedin.com/company/merrill-edge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" border="0" height="20" width="22" /></a></div> <div class="fl" style="padding-right:20px;"><a name="FooterTwitter2" id="FooterTwitter2" class=" interstitialdesk" data-link="/interstitial-twitter" href="https://twitter.com/merrilledge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" border="0" height="18" width="18" /></a></div> <div class="fl" style="padding-top:2px;"><a name="FooterYouTube2" id="FooterYouTube2" class=" interstitialdesk" data-link="/interstitial-youtube" href="https://www.youtube.com/user/MerrillEdge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" border="0" height="14" width="20" /></a></div> </div> <div class="oflo-hide shareMobile" style="width:103px; margin:0 auto 15px auto;"> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="fl" style="padding-right:18px;"><a name="MobileLinkedIn" id="MobileLinkedIn" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-linked-in.aspx" href="https://www.linkedin.com/company/merrill-edge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" border="0" height="20" width="22" /></a></div> <div class="fl" style="padding-right:20px;"><a name="MobileTwitter" id="MobileTwitter" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-twitter.aspx" href="https://twitter.com/merrilledge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" border="0" height="18" width="18" /></a></div> <div class="fl" style="padding-top:2px;"><a name="MobileYouTube" id="MobileYouTube" class="interstitialMob" data-link="/m/pages/mobile/mobile-interstitial-youtube.aspx" href="https://www.youtube.com/user/MerrillEdge"><img src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" border="0" height="14" width="20" /></a></div> </div> <br /> <strong>Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:</strong><br /> <table class="dtable bold"> <tr> <td>Are Not FDIC Insured</td> <td>Are Not Bank Guaranteed</td> <td>May Lose Value</td> </tr> <tr> <td>Are Not Deposits</td> <td>Are Not Insured by Any Federal Government Agency</td> <td>Are Not a Condition to Any Banking Service or Activity</td> </tr> </table> <br /> <div> <strong>Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.</strong> <br /><br />  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6045"><strong>Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.</strong></span> </div>   <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <SCRIPT>if(tradeSUP){ document.write(tradeSUP.sup()); }</SCRIPT> <span id="D6018">Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</span> </div>  <p>This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank" >Client Relationship Summary (PDF)</a>.</p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, <a href="javascript:void(0);" id="DiscSIPC" name="DiscSIPC" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/sipc-interstitial','','270','280px');return false;">Member Securities Investor Protection (SIPC)<span class="adahidden"> popup</span></a> and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp"). </div>  Merrill Lynch Life Agency Inc. 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From $0 Stock Trades to low-cost managed accounts, see all the options you have for low commission trading and investing.","image":"https://www.merrilledge.com/Publish/Content/image/jpeg/GWMOL/merrill-edge-og-general.jpeg","keywords":"brokerage fees,trading commissions,investing costs,merrill fees,merrill trading fees,wfid23582906"} </script> <script> // Fixes issue with mobile devices not scrolling to video window.addEventListener('load', function () { setTimeout(function () { if ((window.location.href.indexOf("#contentMain") != -1) && (window.matchMedia('(max-width: 1024px)'))) { console.log('loaded'); document.getElementById("contentMain").scrollIntoView(); } }, 4000); }); </script>   <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ 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i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber() { ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone3'; /* ]]> */</script> </div></span> </div> </div></div><div id="zone4" class="zone t18z4 fix-width-auth"><div id="ctl00_ctl00_siteContent_MainContent_phZone4" class="phZone4"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl5"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function 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ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone4'; /* ]]> */</script> </div></span> </div> </div></div><div id="zone5" class="zone t18z5 fix-width-auth"><div id="ctl00_ctl00_siteContent_MainContent_phZone5" class="phZone5"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl6"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber() { ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone5'; /* ]]> */</script> </div></span> </div> </div></div><div id="zone6" class="zone t18z6"><div id="ctl00_ctl00_siteContent_MainContent_phZone6" class="phZone6"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl7"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber() { ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone6'; /* ]]> */</script> </div></span> </div> </div></div><div id="zone7" class="zone t18z7 fix-width-auth"><div id="ctl00_ctl00_siteContent_MainContent_phZone7" class="phZone7"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl8"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber() { ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone7'; /* ]]> */</script> </div></span> </div> </div></div><div id="zone8" class="zone t18z8 fix-width-auth"><div id="ctl00_ctl00_siteContent_MainContent_phZone8" class="phZone8"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl9"> <div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ContentPlaceHolder"></div> <span id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ECMSContentCtrl1"><div id="ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1"> <script type="text/javascript">/* <![CDATA[ */ function ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback(specparams){ var paramChanged=false; for (i=0; i<specparams.length; i++){ if (specparams[i][0]=='location'){ ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY[specparams[i][0]] = specparams[i][0]+'|'+specparams[i][1]; paramChanged=true;} } if (paramChanged==true) {var obj = $find('ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1'); obj.setRuntimeXMLParameters(FormatSpecParams('zone', ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY)); obj.LoadContent(); } } Sys.Application.add_load(ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber); function ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_ControlSubscriber() { ControlManager.subscribe('ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1', ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_CCM_Callback); } var ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY = new Array(); ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1_SPEC_PARAM_ARY['location']='location_id|phZone8'; /* ]]> */</script> </div></span> </div> </div></div></div><div id="ME_Template18" class="displayNone" xmlns:xhtml="http://www.w3.org/1999/xhtml"></div> </div> </div> <div id="dvFSDDisclaimer" class="site-disclaimer"> <span id="ctl00_ctl00_siteContent_cctlDisclaimer"><div id="ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer"> </div></span> </div> <div id="dvFooter" class="site-footer"> <span id="ctl00_ctl00_siteContent_cctlFooter">  <style> a.ot-sdk-show-settings { background-image: url(/Publish/Content/image/png/GWMOL/ME-bofa-icon-opt-out-white.png); background-repeat:no-repeat; background-position: right center; background-size: 20px auto; display:inline-block; padding:0 25px 0 0; } /* Styles used to conform Disclaimer Library pieces and override Legacy disclaimer styles */ #dvFooter .disclaimer { background-color: transparent!important; font-size:12px 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</div> <div class="txt-gray2 txt-11 pb-5">Connect with us:</div> <div class="oflo-hide"> <div class="fl pr-15"><a name="FooterLinkedIn" id="FooterLinkedIn" class="interstitialdesk" data-link="/interstitial-linkedin" href="https://www.linkedin.com/company/merrill-edge"><img width="22" height="20" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-LinkedIn-22x20.png" alt="LinkedIn popup" /></a></div> <div class="fl pr-15"><a name="FooterTwitter" id="FooterTwitter" class=" interstitialdesk" data-link="/interstitial-twitter" href="https://twitter.com/merrilledge"><img width="18" height="18" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-X-18x18.png" alt="X popup" /></a></div> <div class="fl pt-2"><a name="FooterYouTube" id="FooterYouTube" class=" interstitialdesk" data-link="/interstitial-youtube" href="https://www.youtube.com/user/MerrillEdge"><img width="20" height="14" border="0" src="/Publish/Content/image/png/GWMOL/ME-social-icon-YouTube-20x14.png" alt="YouTube popup" /></a></div> </div> </div> <div class="col col-4"> <div><h3>Unlimited $0 Trades</h3></div> <div class="w-180 lead-16 pb-5">With Merrill Edge Self‑Directed, get unlimited free online stock, ETF and option trades with no trade or balance minimums<span class="adahidden">Footer footnote </span><sup>b</sup></div> <div class="w-180 lead-16 pb-15">Options contracts and other fees may apply<span class="adahidden">Footer footnote </span><sup>a</sup> </div> <div class="pb-5"><a name="footerOAO2" id="footerOAO2" href="/global-oao" class="cta orange"><span>Open an account<span class="adahidden"> with Merrill Edge Self-Directed</span></span></a></div> </div> </div> </div>  <div class="site-footer-980"> <div class="txt-gray2">  <span class="adahidden">Footer footnote </span><strong><script type="text/javascript"> var tradeSUP = "a";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id=D6007>Other fees may apply. Free and $0 means there is no commission charged for these trades. $0 option trades are subject to a $0.65 per-contract fee. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill pricing, visit <a name="DiscPricing" id="DiscPricing" href="/pricing">our Pricing page</a>.</span> </div> </strong>  <span class="adahidden">Footer footnote </span><script type="text/javascript"> var tradeSUP = "b";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill waives its commissions for all online stock, ETF and option trades placed in a Merrill Edge<sup>®</sup> Self-Directed brokerage account. Brokerage fees associated with, but not limited to, margin transactions, special stock registration/gifting, account transfer and processing and termination apply. $0 option trades are subject to a $0.65 per-contract fee. Other fees and restrictions may apply. Pricing is subject to change without advance notice. <br/> <br/> For broker-assisted trades through Merrill Edge, you will be charged a fee equal to the lower of $29.95 or 5.00% of the principal amount of the transaction. Further, there are indirect fees, such as annual management and other similar fees, that are charged by the manager or sponsor of an exchange-traded fund and of a closed-end fund, as disclosed in the product's prospectus. </div>  <div class="txt-gray2"><strong>Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:</strong></div> <div class="gov-notice"> <table class="bold" role="presentation"> <tbody> <tr> <td style="text-align:center;">Are Not FDIC Insured</td> <td style="text-align:center;">Are Not Bank Guaranteed</td> <td style="text-align:center;">May Lose Value</td> </tr> <tr> <td style="text-align:center;">Are Not Deposits</td> <td style="text-align:center;">Are Not Insured by Any Federal Government Agency</td> <td style="text-align:center;">Are Not a Condition to Any Banking Service or Activity</td> </tr> </tbody> </table> </div> <p><strong>Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.</strong></p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> <span id="D6045"><strong>Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.</strong></span> </div>  <p><strong>The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us.</strong></p> <p>Net Asset Value (NAV) returns are based on the prior-day closing NAV value at 4 p.m. ET. NAV returns assume the reinvestment of all dividend and capital gain distributions at NAV when paid.</p> <p>Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.m. ET. Market price returns do not represent the returns an investor would receive if shares were traded at other times.</p> <p>Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. 10 year returns are provided for funds with greater than 10 years of history.</p> <p><strong><em>Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us.</em></strong></p> <p><strong>Expense Ratio</strong> – Gross Expense Ratio is the total annual operating expense (before waivers or reimbursements) from the fund's most recent prospectus. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.</p> <p>This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our <a href="https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank" name="FormCRS1" id="FormCRS1" rel="nofollow" >Client Relationship Summary (Form CRS) (PDF)</a>.</p>  <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <SCRIPT>if(tradeSUP){ document.write(tradeSUP.sup()); }</SCRIPT> <span id="D6018">Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</span> </div>   <script type="text/javascript"> var tradeSUP = "";</script>  <div class="disclaimer" > <script>if(tradeSUP){ document.write(tradeSUP.sup()); }</script> Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, <a href="javascript:void(0);" id="DiscSIPC" name="DiscSIPC" onclick="javascript:OnlineCommonJSFunctions.LoadModalPopupByUrl('/sipc-interstitial','','270','280px');return false;">Member Securities Investor Protection (SIPC)<span class="adahidden"> popup</span></a> and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp"). </div>  <p>Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation ("BofA Corp.").</p> <p>Merrill Lynch Life Agency Inc. 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}); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlLogo"}, null, null, $get("ctl00_ctl00_siteContent_cctlLogo")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlUtilityLinks"}, null, null, $get("ctl00_ctl00_siteContent_cctlUtilityLinks")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.GlobalQuote.GlobalQuoteControl, {"hoverQuoteSettings":"{\"Entitlements\":{},\"RUNs\":{\"RUN_Login\":\"https://olui2.fs.ml.com/login/login.aspx?sgt=3\",\"OSE_OAO\":\"/global-oao\"} }","instanceType":1,"isInlineToOtherPopup":false,"isJAWSSupported":true,"isSearchByCompanyNameEnabled":false,"requestTimeOut":7000,"searchLookupURL":"","stringResources":"{\"EnterSymbol\":\"Enter Symbol\",\"EnterSymbolCompanyName\":\"Enter Symbol or Company Name\",\"PleaseEnterSymbol\":\"Please enter a symbol\",\"PleaseEnterSymbolCompanyName\":\"Please enter a symbol or company name\",\"ErrorMessage\":\"There are no securities that match your search parameters.\",\"NoRecordsMessage\":\"We\u0027re sorry, but we\u0027re unable to retrieve data for this security.\",\"NoRecordsFound\":\"No Matches Found\"}","supportedInstrumentTypes":"[2,4,5,6,7,13,15]","webServicePath":"/m/cse/uiservices/PlatformControlService.asmx"}, null, null, $get("ctl00_ctl00_siteContent_globalHoverQuote")); }); Sys.Application.add_init(function() { $create(Sys.Extended.UI.TextBoxWatermarkBehavior, {"ClientStateFieldID":"ctl00_ctl00_siteContent_glQte__ClientState","WatermarkText":"Get Quote","id":"ctl00_ctl00_siteContent_glQte_ctl01"}, null, null, $get("ctl00_ctl00_siteContent_glQte_txtSymbol")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.AutoCompleteExtender, {"FirstColumnDataField":"Symbol","RunMode":0,"SecondColumnDataField":"Description","StringResources":"{\"SRES_AUTO_NORECORDS\":\"No matches found\",\"SRES_CLOSE\":\"Close\",\"SRES_AUTO_NORECORDS_DESC\":\"We did not find any matches for the information you entered. Please try again.\",\"STES_MULTIPLE_MATCHES\":\"{0:###,###,##0} Match{1} Found\"}","acDelay":1500,"appID":"GQ","completionInterval":1500,"completionListCssClass":"quote_completionListElement","completionListHeight":"250px","completionListItemCssClass":"quote_listItem","completionListItemFirstColumnCssClass":"quote_listItem_firstColumn","completionListItemFooterCssClass":"quote_headerrow","completionListItemSecondColumnCssClass":"quote_listItem_secondColumn","completionSetCount":20,"delimiterCharacters":"","headerRowCssClass":"quote_listItem quote_headerrow","highlightedItemCssClass":"quote_highlightedListItem","id":"bAutoComp","isAutoCompOnPopup":false,"minimumPrefixLength":1,"serviceMethod":"GetSymbolAutoComplete","servicePath":"/m/cse/uiservices/PlatformControlService.asmx","showFooterLink":true,"showFooterLinkByCount":false,"symbolLookupRunParam":"RUN_RISymbolLookUpUI_VendorSymbolLookUp"}, null, null, $get("ctl00_ctl00_siteContent_glQte_txtSymbol")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.GlobalQuote.GlobalQuoteControl, {"hoverQuoteSettings":"{\"Entitlements\":{},\"RUNs\":{\"RUN_Login\":\"https://olui2.fs.ml.com/login/login.aspx?sgt=3\",\"OSE_OAO\":\"/global-oao\"} }","instanceType":0,"isInlineToOtherPopup":false,"isJAWSSupported":true,"isSearchByCompanyNameEnabled":false,"requestTimeOut":7000,"searchLookupURL":"","stringResources":"{\"EnterSymbol\":\"Enter Symbol\",\"EnterSymbolCompanyName\":\"Enter Symbol or Company Name\",\"PleaseEnterSymbol\":\"Please enter a symbol\",\"PleaseEnterSymbolCompanyName\":\"Please enter a symbol or company name\",\"ErrorMessage\":\"There are no securities that match your search parameters.\",\"NoRecordsMessage\":\"We\u0027re sorry, but we\u0027re unable to retrieve data for this security.\",\"NoRecordsFound\":\"No Matches Found\"}","supportedInstrumentTypes":"[2,4,5,6,7,13,15]","webServicePath":"/m/cse/uiservices/PlatformControlService.asmx"}, null, null, $get("ctl00_ctl00_siteContent_glQte_GlobalQuote1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ContextualGlossaryTermBehavior, {"Configuration":"{\u0027Width\u0027:\u0027\u0027,\u0027Height\u0027:\u0027\u0027, \u0027_iDsToDecorate\u0027:[]}","Data":"","VisibleCloseLink":true,"id":"ctl00_ctl00_siteContent_ContextualGlossaryTermExtender1"}, null, null, $get("ctl00_ctl00_siteContent_dvCGTContext")); }); Sys.Application.add_init(function() { $create(MerrillLynch.Application.Online.MicroSite.GlobalNavigation.RenderMenu, null, null, null, $get("ctl00_ctl00_siteContent_nmMEMenu")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.MegaNavMenu, {"ApplyNavigationMatrixRule":true,"MegaNavData":"","MegaNavMode":"Default","MegaNavTargetElements":"[{\"ElementId\":\"liMenu_ME_WHYEDGE\",\"NavDataId\":\"ME_WHYEDGE\"},{\"ElementId\":\"liMenu_ME_INVESTINGANDTRADING\",\"NavDataId\":\"ME_INVESTINGANDTRADING\"},{\"ElementId\":\"liMenu_ME_GUIDANCEANDRETIREMENT\",\"NavDataId\":\"ME_GUIDANCEANDRETIREMENT\"},{\"ElementId\":\"liMenu_ME_RESEARCH\",\"NavDataId\":\"ME_RESEARCH\"},{\"ElementId\":\"liMenu_ME_EDUCATION\",\"NavDataId\":\"ME_EDUCATION\"},{\"ElementId\":\"liMenu_ME_OPENANACCOUNT\",\"NavDataId\":\"ME_OPENANACCOUNT\"}]","MegaNavTargetMenuId":"siteNav","RenderMode":0,"hiddenMegaNavDataElements":"[]"}, null, null, $get("MegaNavMenu1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ecphL2HeaderZone\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","cphL2HeaderZone","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl1_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone1\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone1","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl2_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":true,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone2\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone2","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl3_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone3\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone3","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl4_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone4\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone4","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl5_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone5\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone5","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl6_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone6\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone6","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl7_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone7\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone7","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl8_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_Standard","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"zone\" type=\"passed_in\" description=\"\"\u003e\u003cspec_param id=\"\" name=\"location\" required=\"\"\u003e\u003cspec_value name=\"location_id\" id=\"\"\u003ephZone8\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","location","phZone8","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ecmsWPRECMSContentCtrl1"}, null, null, $get("ctl00_ctl00_siteContent_MainContent_SimpleContentControl9_ctl00_ECMSContentCtrl1")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.ECMSContentCtrl, {"Application":"m","ContentFound":false,"ContentLocations":"","ControlId":"ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer","DesignParams":null,"Errors":"","ManifestLocation":"","Mode":"real","Page":"pricing","RootDocumentCategory":"SIMPLE_HTML","RootDocumentFriendlyName":null,"RootDocumentLevel":null,"RootDocumentName":"RDN_ME_Disclaimer","RuntimeParams":"\u003cspecializations\u003e\u003cspecialization name=\"page\" type=\"passed_in\" description=\"page\"\u003e\u003cspec_param id=\"3\" name=\"page\" required=\"true\"\u003e\u003cspec_value name=\"page\" id=\"3\"\u003epricing\u003c/spec_value\u003e\u003c/spec_param\u003e\u003c/specialization\u003e\u003cspecialization name=\"type\" type=\"\" description=\"\"\u003e\u003c/specialization\u003e\u003c/specializations\u003e","Segment":"DEFAULT","ServicePath":"https://www.merrilledge.com/m/cse/uiservices/ECMSContentService.asmx","Site":"OSE","Specializations":["site","OSE","Page","pricing","Tactic","OTHER"],"SuppressContentOnLoad":"False","SuppressHtmlMarkup":"False"}, null, null, $get("ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlDisclaimer"}, null, null, $get("ctl00_ctl00_siteContent_cctlDisclaimer")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_siteContent_ecmsWPRcctlFooter"}, null, null, $get("ctl00_ctl00_siteContent_cctlFooter")); }); Sys.Application.add_init(function() { $create(Online.Platform.Web.UI.Controls.PlatformContentControl, {"ECMSClientID":"ctl00_ctl00_ecmsWPRcctlSection_Tracking_Tags"}, null, null, $get("ctl00_ctl00_cctlSection_Tracking_Tags")); }); //]]> </script> </form> </body> </html>