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(max-width:590px){td.both6_1_2{padding-top:0% !important;padding-left:0% !important;padding-bottom:0% !important;padding-right:0% !important;}}</style><style>@media only screen and (max-width:590px){td.both9_1_0img100m{margin:0 auto !important;max-width:100% !important;padding-left:0px !important;width:100%;float:none !important;height:auto !important;padding-right:0px !important;}}</style><style>@media only screen and (max-width:590px){table.socialIcons2_2_0{margin:0 auto !important;max-width:none !important;width:auto !important;float:none !important;}}</style><style>@media only screen and (max-width:590px){table.btn2_4_0 a ,table.btn2_3_0 a {padding:10px 0px !important;width:99% !important;}}</style><style>@media only screen and (max-width:590px){table.btn2_3_0{margin:0 auto !important;width:70% !important;float:none !important;}}</style></head><body style="margin:0; padding:0;" bgcolor="#ffffff" class="body"><table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" bgcolor="#ffffff" width="100%" cellpadding="0" cellspacing="0" border="0" class="resize-all-img"><tr><td width="100%" valign="top" style="padding-top: 20px; padding-bottom: 0px;"> <table style="width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px; margin: 0 auto;" bgcolor="#ffffff" align="center" width="600" cellpadding="0" cellspacing="0" border="0"><tr><td width="100%" valign="top" style=" padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; border-top: 0px none rgb(255, 255, 255); border-bottom: 0px none rgb(255, 255, 255); border-left: 0px none rgb(255, 255, 255); border-right: 0px none rgb(255, 255, 255);"><table style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" cellpadding="0" cellspacing="0" border="0"><tr><td valign="top"><!-- bg image multi begin --> <table width="601" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:601px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"> <td class="bg_image_1" background="https://web.archive.org/web/20200925021128im_/http://img.n.nasdaq.com/EloquaImages/clients/GIS/%7B9f32abd6-eb4f-4fa4-b09d-6c567e96006d%7D_0546-Q20-Coronavirus-Newsletter_CC-600x550-v2.png" bgcolor="#006372" height="219" valign="top"><!--[if gte mso 9]><v:rect xmlns:v="urn:schemas-microsoft-com:vml" fill="true" stroke="false" style="width:450pt;height:164pt;"><v:fill type="tile" src="http://img.n.nasdaq.com/EloquaImages/clients/GIS/%7B9f32abd6-eb4f-4fa4-b09d-6c567e96006d%7D_0546-Q20-Coronavirus-Newsletter_CC-600x550-v2.png" color="#006372" /><v:textbox inset="0,0,0,0"><![endif]--><div style="max-height:219px;"><table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"><tr> <!-- row padding left --> <td valign="top" style=" padding-top: 0; padding-bottom: 0; padding-left: 0; padding-right: 0; "> <!-- anchor tag --> <table width="601" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:601px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr><td height="36" style="font-size:1px; line-height:1px;">&nbsp;</td></tr> <tr> <td valign="top"> <table align="left" width="574" cellpadding="0" cellspacing="0" border="0" style="width:574px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <tr> <td valign="top"> <table align="left" height="162" width="20" cellpadding="0" cellspacing="0" border="0" style="width:20px; height:162px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <tr> <td class="desktop1_1_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="desktop1_1_0" height="151" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:15px;color: rgb(50, 59, 77);line-height:19px;text-align:start;padding-bottom:12px;"> </td></tr></table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]></td><td><![endif]--> <table align="right" height="163" width="554" cellpadding="0" cellspacing="0" border="0" style="width:554px; height:163px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <tr> <td class="both1_2_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both1_2_0" height="34" valign="top" style="font-size:;line-height:;text-align:start;padding-top:0;padding-bottom:0;padding-left:0;padding-right:0;"> <table style="width:126px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="126" align="center" cellpadding="0" cellspacing="0" border="0"><tr><td class="remove-padding mobile-height-auto" valign="top" style="border:0px none rgb(50, 59, 77);padding-bottom:28px;"><img src="https://web.archive.org/web/20200925021128im_/https://img04.en25.com/EloquaImages/clients/GIS/%7B0d468d34-6255-48f8-adcf-166bf4a38845%7D_33677_secondary_white.png" style="display: block;" width="126" height="35"></td></tr></table> </td></tr></table></td></tr><tr><td class="both1_2_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both1_2_1" height="45" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:42px;color: rgb(255, 255, 255);line-height:46px;text-align:center;padding-bottom:6px;"> Coronavirus Watch <br style="background: none;"> </td></tr></table></td></tr><tr><td class="both1_2_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both1_2_2" height="36" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:15px;color: rgb(255, 255, 255);line-height:19px;text-align:center;padding-bottom:14px;padding-left:37px;padding-right:38px;"> The latest on COVID-19, its economic impact, and how companies are meeting its unprecedented challenges in remarkable ways. </td></tr></table></td> </tr> </table> </td> </tr> </table> <!--[if (gte mso 9)|(IE)]></td><td><![endif]--> <table align="right" height="162" width="27" cellpadding="0" cellspacing="0" border="0" style="width:27px; height:162px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <tr> <td class="desktop1_3_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="desktop1_3_0" height="151" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:15px;color: rgb(50, 59, 77);line-height:19px;text-align:start;padding-bottom:12px;"> </td></tr></table></td> </tr> </table> </td> </tr> <tr><td height="21" style="font-size:1px; line-height:1px;">&nbsp;</td></tr> </table> </td> <!-- row padding right --> </tr></table></div><!--[if gte mso 9]></v:textbox></v:rect><![endif]--></td> </tr> </table> <!-- bg image multi end --> </td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="601" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:601px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff" style=" padding-top: 20px; padding-bottom: 10px; padding-left: 37px; padding-right: 41px; "> <!-- anchor tag --> <table width="523" bgcolor="#ffffff" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:523px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <!-- row padding top --> <tr> <td valign="top"> <table align="left" bgcolor="#ffffff" width="184" cellpadding="0" cellspacing="0" border="0" style="width:184px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <tr> <td valign="top"> <table bgcolor="#ffffff" align="left" height="38" width="55" cellpadding="0" cellspacing="0" border="0" style="width:55px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <tr> <td class="both2_1_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both2_1_0" height="24" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(64, 65, 66);line-height:18px;text-align:start;padding-top:7px;padding-bottom:7px;"> SHARE </td></tr></table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]></td><td><![endif]--> <table align="right" height="36" width="129" cellpadding="0" cellspacing="0" border="0" style="width:129px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <tr> <td class="both2_2_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both2_2_0" height="31" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:24px;color: rgb(64, 65, 66);line-height:19px;text-align:left;padding-bottom:7px;"> <table class="socialIcons2_2_0" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px; max-width: 129px;" align="left" border="0" cellpadding="0" cellspacing="0"><tr><td class="socialIcons2_2_0_0" valign="middle" style="padding-left: 2px; padding-right: 2px; font-weight: normal; font-style: normal; text-decoration:none; font-family: Arial, Helvetica, sans-serif; font-size: 24px; color: rgb(64, 65, 66); line-height: 19px; text-align: left;"><a 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</td></tr> </table></td> </tr> </table> </td> </tr> </table> </td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --> </td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff" style=" padding-left: 34px; padding-right: 34px; "> <!-- anchor tag --> <table bgcolor="#ffffff" width="532" height="40" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:532px; height:40px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-top:10px;padding-bottom:10px;"> <table width="525" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="center" cellpadding="0" cellspacing="0" border="0" style="margin: 0 auto;"> <tr> <td class="hrFull" valign="top" align="center"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td></tr><tr><td class="both3_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both3_1_1" height="20" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:'Source Sans Pro', Arial, Helvetica;font-size:16px;color: rgb(0, 148, 197);line-height:20px;text-align:start;"> <br> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff" style=" padding-top: 6px; "> <!-- anchor tag --> <table bgcolor="#ffffff" width="600" height="752" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:752px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both4_1_0mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both4_1_0" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:100px;"> COVID-19: THE LATEST </td></tr></table></td></tr><tr><td class="both4_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both4_1_1" height="674" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:19px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-bottom:37px;padding-left:37px;padding-right:37px;"> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10847&amp;elqTrackId=32d8257af57d4e0fb3b1621d6828dd63&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="How Close Is a Coronavirus Vaccine?" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">How Close Is a Coronavirus Vaccine?</span></a> <i>(Financial Times)</i><br><br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10846&amp;elqTrackId=48135056e79b4b82b460879125bd80fb&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="CEOs Start to Place Big Bets as Pandemic Grinds On" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">CEOs Start to Place Big Bets as Pandemic Grinds On</span></a> <i>(Wall Street Journal)</i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10845&amp;elqTrackId=1605371ddaa44d959bede3014ef18230&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Apple CEO Impressed by Remote Work, Sees Permanent Changes" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(23, 23, 23);">Apple CEO Impressed by Remote Work, Sees Permanent Changes</span></a> <i>(Bloomberg)</i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10844&amp;elqTrackId=81afc30c010147779441250c67ec07cb&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="A Neighborhood's Race Affects Home Values More Now than in 1980" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">A Neighborhood's Race Affects Home Values More Now than in 1980</span></a> <i>(Bloomberg CityLab)</i><br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10843&amp;elqTrackId=0a7f91d8df654d68a8b0ab4a727b2b86&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="What Corporate America's Top CMOs Have Learned about Marketing in a Pandemic" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">What Corporate America's Top CMOs Have Learned about Marketing in a Pandemic</span></a> <i>(Fortune)</i><br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10842&amp;elqTrackId=3c0523a610bc4925864ad48d201b5808&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Private Tutors, Pop-Up Schools or Nothing At All: How Employers Are Helping Parents" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">Private Tutors, Pop-Up Schools or Nothing At All: How Employers Are Helping Parents</span></a> <i>(New York Times)</i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10841&amp;elqTrackId=b730c98ad19448d284a5372ee1905ff1&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="How We Survive the Winter" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">How We Survive the Winter</span></a> <i>(The Atlantic)</i><br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10840&amp;elqTrackId=a115fe31c9074fdab508c2160b1b6a2d&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="The World's Biggest Hedge Fund is Working from Tents in the Forest During Covid" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);"> The World's Biggest Hedge Fund is Working from Tents in the Forest During Covid</span></a> <i>(Fortune)</i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10839&amp;elqTrackId=2d19b57fc16e4f4a84c1aec2763e4eac&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="With Limited COVID-19 Vaccine Doses, Who Would Get Them First?" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">With Limited COVID-19 Vaccine Doses, Who Would Get Them First?</span></a> <i>(NPR)</i><br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10838&amp;elqTrackId=92c29f6ca438481a978228f12635d328&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="'It Affects Virtually Nobody': Trump Downplays Virus Threat to Young People" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(23, 23, 23);">'It Affects Virtually Nobody': Trump Downplays Virus Threat to Young People</span></a> <i>(Politico)</i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10837&amp;elqTrackId=eaa0dfe9fe244bcdb0be877e65ea1c3c&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="&quot;It's Kinda Like a First Date&quot;: How to Make the Most of Starting a New Job Remotely" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">"It's Kinda Like a First Date": How to Make the Most of Starting a New Job Remotely</span></a> <i>(Recode)</i> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"> <!-- bg image multi begin --> <table bgcolor="#f0fdff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#f0fdff" style=" padding-top: 34px; padding-bottom: 37px; "> <!-- anchor tag --> <table bgcolor="#f0fdff" width="600" height="2717" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:2717px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both5_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-bottom:12px;padding-left:37px;padding-right:100px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td></tr><tr><td class="both5_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_1" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:100px;"> BIG PICTURE </td></tr> </table></td></tr><tr><td class="both5_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_2" height="96" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> The equity markets have once again gotten nervous about the potential impact of the pandemic as we head into the colder months. As of Wednesday morning, the Nasdaq 100 has fallen 7.6% month-to-date, the S&amp;P 500 -5.3%, and the Dow -4.0%.<br><br> </td></tr></table></td></tr><tr><td class="both5_1_3mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both5_1_3" height="144" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> Shares of companies that benefit from the work-from-home (WFH) lifestyle, such as <b>Zoom Video Communications (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=8924&amp;elqTrackId=27e5e2eb8c044b69a039b687b2ec5b95&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="ZM" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">ZM</span></a>)</b>, has seen its share prices increase nearly 20% in the past 5 days alone. Travel and hospitality companies like as <b>Hilton (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10836&amp;elqTrackId=bdd9092b38cf47759105c2e58b74965a&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="HLT" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">HLT</span></a>)</b>, <b>Hyatt (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10835&amp;elqTrackId=58ce449abaef431ba9a513d291918269&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="H" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">H</span></a>)</b>, and <b>United Airlines (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10422&amp;elqTrackId=830bcaca277743808bc321a9fdefa132&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="UAL" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">UAL</span></a>)</b> are taking it on the chin, falling 7.3%, 10.9%, and 7.4% respectively over the past five days.<br><br> </td></tr></table></td></tr><tr><td class="both5_1_4mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_4" height="624" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> <span class="firstedited">Regardless of when a vaccine is approved for use in the Western world, it will take time to distribute and just how many will actually take advantage of it remains to be seen. A recent <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10834&amp;elqTrackId=fda2313cbdc04fc385c2179b439137b5&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="poll by USA TODAY/Suffolk" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">poll by USA TODAY/Suffolk</span></a> found that two-thirds of voters say they won’t try to get vaccinated as soon as it becomes available and 25% say they don’t want to ever get the vaccine.<br><br>There is also a possibility that an effective treatment, one that significantly minimizes any harm caused by the virus, will be developed before a vaccine can be widely distributed. <br><br>Either way, political leaders, investors, and everyone else is coming around to the realization that the virus will have a material impact on our lives throughout autumn and winter, and possibly well into 2021. <br><br>Where do we go from here? <br><br>The painful answer is it depends on the industry. A <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10833&amp;elqTrackId=06cc957786a241c88ce109dd40ce8d8d&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="survey of over 1,000 hotel industry owners, operators, and employees between September 14 and 16 by the American Hotel and Lodging Company" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">survey of over 1,000 hotel industry owners, operators, and employees between September 14 and 16 by the American Hotel and Lodging Company</span></a> found that 68% of hotels are operating with less than half of their regular staff. Two-thirds reported that they would only be able to stay open six more months at current occupancy levels and if they don’t get access to government funding, as many as 74% would be forced to lay off more employees in addition to those that have already been laid off. For example, UK hotel operator <b>Whitbread Plc (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10832&amp;elqTrackId=ec895eb19ad649d69c90ea4460ecdd71&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="WTB" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">WTB</span></a>: LN)</b>, the operator of Premier Inn hotels, announced plans to eliminate as many as 6,000 workers. <br><br></span> </td></tr></table></td></tr><tr><td class="both5_1_5mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_5" height="792" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> Given the likely path of the pandemic in the next six months, many hotels could close their doors permanently, and a huge number of jobs in this sector could be lost. While the job losses are undoubtedly painful and won't be good in the short-term, there are long-term ramifications that may come from this. Similar to what we saw in the dotcom years with internet cabling, companies paid a pretty penny to lay cable, resulting in high prices for data transmission. The dotcom crash bankrupted many of those companies, which allowed for their assets to be purchased well below the cost of laying all that cable, which meant much lower cost data transmission in the years following the crash - horrible for the equity and debt holders as well as employees of those bankrupt companies, but great for data users. <br><br>The future of the hotel industry will likely see more consolidation as the bigger players have a better chance of survival thanks to their greater access to funds. They may be able to pick up an unprecedented quantity of properties at prices well below the cost to build. This could usher in an era of lower prices for hotel stays, welcome news for a world weary of being locked in, and a tailwind for larger hoteliers that survive these tough times. <br><br>As for those industries that are not facing imminent disaster thanks to Covid-19, they must navigate the complexity of work logistics at a time when it is unwise to have employees physically working in close proximity. A <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10831&amp;elqTrackId=76cc8efa8d4b4dd8b8c081d5d28280a4&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="survey" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">survey</span></a> conducted by Method Research in July of 400 HR and engineering leaders found that only 19% of business leaders reported having a remote work strategy in place prior to the pandemic, and for those with a remote work plan, few address employee burnout (21%) or loneliness (32%). <br><br>Despite the opportunity work-from-home provides to attract otherwise unavailable talent, 20% of leaders don’t have a strategy for finding employees in a remote work environment, and nearly 50% plan to primarily look in the regions surrounding their offices. As for how well work-from-home is panning out, only 22% of C-suite leaders think their team is stronger than ever working remotely, while just 11% of Director level employees feel that way.<br><br> </td></tr></table></td></tr><tr><td class="both5_1_6mob_margin"> <table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_6" height="120" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> The impact of WFH dynamics on companies has been varied. <b>Netflix’s (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10830&amp;elqTrackId=0d4baaa4e29b4616a558ce3652806e6d&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="NFLX" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">NFLX</span></a>)</b> Reed Hastings recently called remote work “a pure negative,” and Jamie Dimon of <b>JPMorgan Chase &amp; Co. (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10535&amp;elqTrackId=917e3f80ee4341c7ab50defa0a562446&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="JPM" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">JPM</span></a>)</b>, warned of lasting damage if workers don’t get back to the office soon. Others are planning to incorporate WFH for the long run.<br><br> </td></tr></table></td></tr><tr><td class="both5_1_7mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_7" height="312" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> A <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10829&amp;elqTrackId=d6a10f6de0e64e229a2e79e0ed19b276&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Gartner Survey" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">Gartner Survey</span></a> in June of 127 company leaders found that 82% of respondents intend to have a hybrid workforce even after the pandemic passes, allowing employees to work remotely some of the time. 47% said they intended to allow employees to work remotely full time going forward. Others are planning to allow for flex days (43%) or flex hours (42%) and some a planning to transition to a 10-hour, 4-day workweek. As for oversight, 61% of managers have increased the number of employee check-ins. <br><br>Unsurprisingly, tech and tech-adjacent firms are the quickest to make the shift to WFH. Recently <b>Facebook (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=8928&amp;elqTrackId=5b3ab9b490c74b4fae3061a17a406232&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="FB" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">FB</span></a>)</b> posted a job opening with the title “Director, Remote Work,” a position that is tasked with driving “a company-wide shift towards remote-first ways of working.” <br><br> </td></tr></table></td></tr><tr><td class="both5_1_8mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_8" height="240" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> The identity management company <b>Okta (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10828&amp;elqTrackId=76fbaa263d334c85928e8d5c7a811bf4&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="OKTA" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">OKTA</span></a>)</b> is looking to hire to help it shift to a “dynamic work” model. Adam D’Angelo, the CEO of Quora, said, “This pandemic has forced us to just flip a switch, and now this is suddenly a role a lot of companies need,” referring to someone with a strong HR background, communication skills, and who is tech-savvy. <b>Slack Technologies (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=8931&amp;elqTrackId=6f20c5b95b414843966d0ad87b759840&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="WORK" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">WORK</span></a>)</b> tapped Ali Rayl, vice president of customer experience and an eight-year employee of the messaging company, to lead the effort to transition the company to remote work. <b>Apple (<a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=8935&amp;elqTrackId=8e5327701f6c48bcb890296113a729fb&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="AAPL" target="_blank" style="color:rgb(0, 148, 197); font-weight: bold; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">AAPL</span></a>)</b> CEO Tim Cook said he’s been impressed by employees’ ability to operate remotely and predicted that some new work habits will remain after the pandemic.<br><br> </td></tr></table></td></tr><tr><td class="both5_1_9mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both5_1_9" height="336" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:24px;text-align:start;padding-left:37px;padding-right:37px;"> The infrastructure demands as companies shift to remote work is forcing governments to rethink their spending plans. Just this morning, Australia announced a $4.5 billion investment in fiber-to-the-home broadband in light of rising competition from 5G mobile, which threatens to erode the value of that fiber network. This upgrade is a policy reversal for Australia’s conservative Liberal-National government, driven in no small part by a 33% jump in internet traffic as people work from home. <br><br>The bottom line is this pandemic is forcing companies to implement technologies and processes to increase their resilience at a much faster pace than may have otherwise occurred, if at all. Those companies and individuals who are able to help with this transition have a chance to thrive at a time when many are struggling just to survive. <br>• <b>Okta (OKTA)</b> is a constituent in the <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10827&amp;elqTrackId=8474ac86a4ec4b38bdb86158609ea07c&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Foxberry Tematica Research Cybersecurity &amp; Data Privacy Index" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">Foxberry Tematica Research Cybersecurity &amp; Data Privacy Index</span></a>. <br> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ebebeb" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"> <!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ebebeb"> <!-- anchor tag --> <table bgcolor="#ebebeb" width="600" height="1172" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:1172px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both6_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-top:37px;padding-bottom:12px;padding-left:37px;padding-right:100px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td></tr><tr><td class="both6_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both6_1_1" height="19" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:22px;padding-left:37px;padding-right:100px;"> CHART OF THE WEEK: Herd Immunity at Risk </td></tr></table></td></tr><tr><td class="both6_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both6_1_2img100m" height="801" valign="top" style="font-size:;line-height:;text-align:start;padding-left:25px;padding-right:25px;"> <table style="margin: 0 auto; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" align="center" cellpadding="0" cellspacing="0" border="0"><tr><td class="mobile-height-auto" valign="top" style="margin: 0 auto; border:1.5px solid rgb(23, 23, 23);"><img class="img100m" src="https://web.archive.org/web/20200925021128im_/https://img04.en25.com/EloquaImages/clients/GIS/%7Bf0e920e2-6250-4004-b401-15cc7dae546b%7D_chart_of_week_9.23.20.png" style="margin: 0 auto; display: block;" width="548" height="798"></td></tr></table> </td></tr></table></td></tr><tr><td class="both6_1_3mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both6_1_3" height="224" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-top:20px;padding-bottom:37px;padding-left:37px;padding-right:37px;"> In a new <span class="firstedited edited" style="color:rgb(23, 23, 23);"><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10826&amp;elqTrackId=4a4f1158aed24655a8e190516e2af596&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Pew Research study" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">Pew Research study</span></a></span>, just 51% of U.S. adults surveyed said they would definitely or probably get vaccinated for the coronavirus, while 49% said they would not. This marks a dramatic decline since May, when 72% said they would get vaccinated. This new survey comes amid declining trust in science, as well as mounting pressure from the White House to develop and distribute a vaccine ahead of the U.S. Presidential election, leading to concerns about the potential effectiveness and safety of any vaccine approved. Earlier this month, the nine companies leading the race to develop a vaccine signed a <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10825&amp;elqTrackId=6fd18d214d85469ab32f6b4b859b7233&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="pledge" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">pledge</span></a> that said they are fully committed “to developing and testing potential vaccines for Covid-19 in accordance with high ethical standards and sound scientific principles.” </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff" style=" padding-top: 32px; "> <!-- anchor tag --> <table bgcolor="#ffffff" width="600" height="1639" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:1639px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both7_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-bottom:12px;padding-left:37px;padding-right:37px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td> </tr><tr><td class="both7_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both7_1_1" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> SPOTLIGHT </td></tr></table></td></tr><tr><td class="both7_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both7_1_2" height="608" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> <b><i>This week, Nasdaq Chief Economist Phil Mackintosh examines the potential damage of financial transaction taxes, which have come into focus as the coronavirus pandemic continues to strain state and federal budgets. <br></i></b> <br>With COVID-19 playing havoc with federal and state government budgets, and Congressional rescue plans on hold, we’re starting to hear more about Financial Transaction Taxes (FTT) again. <br> <br>Specifically, New Jersey <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10824&amp;elqTrackId=eb9fb1659aca4447a044b5b5aeaac6fa&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="proposed an FTT" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">proposed an FTT</span></a> of 25 mils per share on all financial transactions processed in the state. Based on trading of 10 billion shares average daily volume (ADV), that adds up to more than $6 billion. <br> <br>It also seems to apply to bonds and foreign exchange trading. But <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10823&amp;elqTrackId=edffa264d0fc4af588a09408faaf298a&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="individual investors, who own around two-thirds" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">individual investors, who own around two-thirds</span></a> of the market via funds, ETFs and direct holdings are most likely to be affected by stock trading charges. <br> <br><b>The U.S. equity market is the global leader for a reason </b><br> <br>This U.S. stock market has significantly outperformed global markets in the past decade. It remains a <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10822&amp;elqTrackId=7ae60276bc3248a0b4110cf5879593ed&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="leading venue for IPOs" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">leading venue for IPOs</span></a> and capital formation. That’s been great for U.S. investors and pensions. <br> <br>It helps that the U.S. market is also the most liquid (Chart 1) and <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=6093&amp;elqTrackId=19995218ae714ee1ae95f4ccd2290c5e&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="least expensive" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">least expensive</span></a> market in the world. In fact, looking at turnover, U.S. stocks are more than twice as liquid as stocks in other regions. <br><br><b>Chart 1: The U.S. has the deepest, most liquid market in the world</b> </td></tr></table></td></tr><tr><td class="both7_1_3img100m" height="353" valign="top" style="font-size:;line-height:;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> <table style="margin: 0 auto; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" align="center" cellpadding="0" cellspacing="0" border="0"><tr><td class="mobile-height-auto" valign="top" style="margin: 0 auto; border:0px none rgb(23, 23, 23);"> <img class="img100m" src="https://web.archive.org/web/20200925021128im_/https://img04.en25.com/EloquaImages/clients/GIS/%7Bda51ab83-6c92-4c71-ac19-cbcb0519c817%7D_spotlight_9.23.20.jpg" style="margin: 0 auto; display: block;" width="525" height="353"></td></tr></table> </td></tr><tr><td class="both7_1_4mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both7_1_4" height="518" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> Interestingly, many countries in Europe and Asia-Pacific regions have FTTs, which hurts their liquidity and international competitiveness. <br> <br><b>The proposed costs are large </b><br> <br>Industry participants debate costs quite frequently, but the reality is U.S. equity market costs are very low compared to other countries. <br> <br>New Jersey officials claim their proposal would raise around $6 billion each year. But these estimates are likely to be greatly exaggerated. That’s partly because this additional trading cost will potentially double the explicit costs of trading in the U.S. equity markets. <br> <br>Combined, U.S. exchanges’ revenues are <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10821&amp;elqTrackId=9063bf41a4f44e2dbf3a04588ee472ea&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="around $1.4 billion" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">around $1.4 billion</span></a> each per year, less than one-sixth of this proposed tax. Despite that, the industry has been debating <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10820&amp;elqTrackId=4ff815cce5a64e5fbdd6b61b9d9f205b&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="exchange data revenues" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">exchange data revenues</span></a> for 15 years. <br> <br>Even if we add market makers’ revenues, estimated at around <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10819&amp;elqTrackId=aae741965b924b7980ecce80cd38c263&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="$1.8 billion" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">$1.8 billion</span></a> in an average year and <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10818&amp;elqTrackId=18b38b048a8a4c86a0bc69f89ab5785f&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="SEC fees" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">SEC fees</span></a> of $2.3 billion, the total frictions of trading are still below the total of this proposed tax. <br> <br>In fact, the tax alone adds up to roughly equal what the asset managers spend on <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=3972&amp;elqTrackId=8e3e708e86304379bca1a7fc8516bbcc&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="research and trading" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">research and trading</span></a> each year. <br> </td></tr></table></td></tr><tr><td class="both7_1_5mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both7_1_5" height="23" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> <span class="firstedited edited" style="color: rgb(117, 117, 117); letter-spacing: 2px;"><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10817&amp;elqTrackId=85cb944d3ea14cb29a50b5bfdaaa1c5c&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="READ MORE" target="_blank" style="color:rgb(117, 117, 117); font-weight: normal; font-style: normal; text-decoration:none;"><span class="firstedited edited" style="color:rgb(117, 117, 117);">READ MORE</span></a> &gt;</span> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#f1faf0" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#f1faf0" style=" padding-top: 32px; padding-bottom: 20px; "> <!-- anchor tag --> <table bgcolor="#f1faf0" width="600" height="592" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:592px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both8_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-bottom:12px;padding-left:37px;padding-right:37px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td></tr><tr><td class="both8_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr> <td class="both8_1_1" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> DATA DOWNLOAD </td></tr></table></td></tr><tr><td class="both8_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both8_1_2" height="518" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:14px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> <span class="firstedited edited"><font color="#ff0000"><span class="edited"><b><span class="firstedited edited" style="color: rgb(23, 23, 23);"> <font color="#171717"><span class="firstedited edited" style="color: rgb(0, 0, 0);"><span class="firstedited edited" style="color: rgb(255, 0, 0);">200,000 lives lost</span></span>.</font></span><font color="#171717"></font></b><font color="#171717"></font><font color="#171717"></font><span class="firstedited edited" style="color: rgb(23, 23, 23);"><font color="#171717">&nbsp;</font><font color="#171717">More than 200,000 Americans have died from COVID-19, which is now the second-leading cause of death in the U.S., just after heart disease, <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10816&amp;elqTrackId=81c6b70effeb4b64bf9467b01c0a3469&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="according" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(0, 148, 197);">according</span></a> to the University of Washington’s Institute for Health Metrics and Evaluation (IHME). <br></font> <br>“It’s a sobering reality. It’s hard to get past that,” Michael Lauzardo, deputy director of the Emerging Pathogens Institute at the University of Florida, <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10815&amp;elqTrackId=e771cfda996e496980045d8d20f65bb5&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="told" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">told</span></a> the Wall Street Journal. “Behind all those numbers are 200,000 lives, 200,000 families, 200,000 groups of loved ones and communities. It’s a huge disaster on so many levels.” <br> <br>Upon reaching this tragic milestone, President Donald Trump said, “It’s a shame,” before blaming China. <br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=8136&amp;elqTrackId=64dd419042eb485397ab289995aaae84&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="According to Johns Hopkins data" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">According to Johns Hopkins data</span></a>, the U.S. leads the world in the number of confirmed infections (nearly 6.9 million) and deaths — and those figures continue to climb. <br> <br>Several potential vaccines are undergoing testing, but even if there is a successful candidate, it may not be widely available until next year. <br> <br>“I hoped we would be in a better place by now,” Caitlin Rivers, an epidemiologist at the Johns Hopkins Center for Health Security, <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10814&amp;elqTrackId=aa8fcae82ddf45b59367dcaf41fe99c4&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="told" target="_blank" style="color:rgb(0, 148, 197); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(0, 148, 197);">told</span></a> NPR. “It’s an enormous and tragic loss of life.” </span><br></span></font></span> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff"> <!-- anchor tag --> <table bgcolor="#ffffff" width="600" height="437" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:437px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both9_1_0img100m" height="411" valign="top" style="font-size:;line-height:;text-align:start;padding-top:13px;padding-bottom:13px;"> <table style="margin: 0 auto; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" align="center" cellpadding="0" cellspacing="0" border="0"><tr> <td class="mobile-height-auto" valign="top" style="margin: 0 auto; border:0px none rgb(0, 148, 197);"><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=7871&amp;elqTrackId=f6a47d20331e495490b20dd8b16f1084&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Make a Difference From a Distance" target="_blank"><img class="img100m" src="https://web.archive.org/web/20200925021128im_/https://img04.en25.com/EloquaImages/clients/GIS/%7B3abd337d-18bc-4425-af7a-708337c20d51%7D_1111-Q20_Brand_response_phase_3_social_cards_CC-2.jpg" style="margin: 0 auto; display: block;" width="567" height="413"></a></td></tr></table> </td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ebebeb" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ebebeb" style=" padding-top: 33px; padding-bottom: 32px; "> <!-- anchor tag --> <table bgcolor="#ebebeb" width="600" height="233" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:233px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both10_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-bottom:12px;padding-left:37px;padding-right:100px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td></tr><tr><td class="both10_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both10_1_1" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:100px;"> MAKING A DIFFERENCE </td> </tr></table></td></tr><tr><td class="both10_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both10_1_2" height="180" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:19px;color: rgb(23, 23, 23);line-height:23px;text-align:start;padding-left:37px;padding-right:37px;"> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10813&amp;elqTrackId=e005e81d1dd24260ba9997a12b9a1658&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Facebook and Google Announce Plans to Become Carbon Neutral" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">Facebook and Google Announce Plans to Become Carbon Neutral</span></a> <i>(The Guardian) </i><br> <br> <a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10812&amp;elqTrackId=572b636330424658b253f9af95dd107d&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="Amazon Expands Virtual Health Care for Employees Throughout Washington State" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"><span class="firstedited edited" style="color:rgb(23, 23, 23);">Amazon Expands Virtual Health Care for Employees Throughout Washington State</span></a> <i>(CNBC) </i><br> <br><a href="https://web.archive.org/web/20200925021128/https://s1981692173.t.en25.com/e/er?s=1981692173&amp;lid=10811&amp;elqTrackId=79bfec94a5e346738516e35e268e95e0&amp;elq=00000000000000000000000000000000&amp;elqaid=3076&amp;elqat=2" title="New Crop of Covid-Tracking Apps Addresses Old Concerns" target="_blank" style="color:rgb(23, 23, 23); font-weight: normal; font-style: normal; text-decoration: underline;"> <span class="firstedited edited" style="color:rgb(23, 23, 23);">New Crop of Covid-Tracking Apps Addresses Old Concerns</span></a> <i>(Wall Street Journal)</i> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr><tr><td valign="top"><!-- bg image multi begin --> <table bgcolor="#ffffff" width="600" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-row --> <tr class="remove-row-border"><!-- bg image begin --> <!-- row padding left --> <td valign="top" bgcolor="#ffffff" style=" padding-top: 33px; padding-bottom: 20px; "> <!-- anchor tag --> <table bgcolor="#ffffff" width="600" height="193" cellpadding="0" cellspacing="0" border="0" align="center" style="margin:0 auto; width:600px; height:193px; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;"> <!-- dt-wrapper --> <!-- row padding top --> <tr> <td class="both11_1_0"> <table style="width:100%; mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" style="padding-bottom:12px;padding-left:37px;padding-right:100px;"> <table width="24" style="mso-cellspacing: 0px; mso-padding-alt: 0px 0px 0px 0px;" class="hrTable" align="start" cellpadding="0" cellspacing="0" border="0"> <tr> <td class="hr" valign="top" align="start"> <div style="margin:0;display:block;border-top: 1.5px solid rgb(99, 167, 11); font-size:1px;line-height:1px;"> &nbsp; </div> </td> </tr> </table> </td> </tr> </table> </td> </tr><tr><td class="both11_1_1mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both11_1_1" height="20" valign="top" style="font-weight:bold;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:16px;color: rgb(0, 147, 188);letter-spacing:2px;line-height:20px;text-align:start;padding-bottom:21px;padding-left:37px;padding-right:37px;"> PERSPECTIVE </td></tr></table></td></tr><tr><td class="both11_1_2mob_margin"><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><td class="both11_1_2" height="137" valign="top" style="font-weight:normal;font-style:normal;text-decoration:none;font-family:Arial, Helvetica, sans-serif;font-size:27px;color: rgb(99, 167, 11);letter-spacing:1px;line-height:34px;text-align:start;padding-bottom:3px;padding-left:37px;padding-right:36px;"> "Fight for the things that you care about, but do it in a way that will lead others to join you."&nbsp;<br><font color="#171717"><span style="font-size: 14px;"><span class="firstedited edited" style="font-style: italic;"><span style="letter-spacing: normal;"><b>Supreme Court Justice Ruth Bader Ginsburg&nbsp;</b></span></span></span></font> </td></tr></table></td> </tr> <!-- row padding bottom --> </table> </td> <!-- row padding right --> <!-- bg image end --> </tr> </table> <!-- bg image multi end --></td></tr></table></td></tr></table></td></tr></table></body></html><img style="display:none" src="https://web.archive.org/web/20200925021128im_/https://s1981692173.t.eloqua.com/visitor/v200/svrGP?pps=60&amp;siteid=1981692173&amp;PURLSiteID=3&amp;optin=disabled&amp;PURLSiteAlternateDNSID=0&amp;LandingPageID=3076&amp;PURLRecordID=0&amp;PURLGUID=868435ECFC7F4A8F896FF6DE6E4F5FC5&amp;UseRelativePath=True&amp;elq={00000000-0000-0000-0000-000000000000}&amp;ref=http%3A%2F%2Ftechnet.org%2Fcoronavirus%2Fsharing-accurate-and-timely-information-with-the-public&amp;firstPartyCookieDomain=tracking.nasdaq.com&amp;elqGUID=868435ec-fc7f-4a8f-896f-f6de6e4f5fc5&amp;elq_ck=0" border="0" width="1" height="1" alt=""><!-- FILE ARCHIVED ON 02:11:28 Sep 25, 2020 AND RETRIEVED FROM THE INTERNET ARCHIVE ON 19:22:59 Dec 11, 2024. 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