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class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-center text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <p class="link"> <a class="btn c3-btn-bg c3-btn-bg-solid c3-btn-bg-hover-solid c3-btn-text c3-btn-borders" href="https://mypension.wypf.org.uk/login?ReturnUrl=/" > <span></span> <i class="icon usn_ion-ios-lock before"></i>My Pension login </a> <a class="btn base-btn-bg base-btn-bg-solid base-btn-bg-hover-solid base-btn-text base-btn-borders" href="https://mypension.wypf.org.uk/" > <span></span> Register </a> </p> </div> </div>  <div class="info "> <div class="text base-text " data-os-animation="fadeIn" data-os-animation-delay="0s"> </div> </div> </div> </div> </section> <section class="content component usn_cmp_banner base-bg base-bg-solid title-bar" > <div class="component-inner"> <div class="item item_scale-banner base-bg base-bg-solid "> <div class="image"> <picture> <source type="image/webp" data-srcset="/media/fngfufe1/fps-banner-circle-1227369947-4000-px.jpg?width=2000&height=500&format=webp 1x, /media/fngfufe1/fps-banner-circle-1227369947-4000-px.jpg?width=4000&height=1000&format=webp 2x" width="2000" height="500"> <img class="lazyload" src="/media/fngfufe1/fps-banner-circle-1227369947-4000-px.jpg?width=400&height=100" width="2000" height="500" data-srcset="/media/fngfufe1/fps-banner-circle-1227369947-4000-px.jpg?width=2000&height=500 1x, /media/fngfufe1/fps-banner-circle-1227369947-4000-px.jpg?width=4000&height=1000 2x" alt=""> </picture> </div> </div> </div> </section> <section class="content component usn_cmp_pods c26-bg c26-bg-solid " > <div class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-start text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <p class="secondary-heading sm c26-secondary-heading " >FPS essentials</p> <h1 class="heading c26-heading " >Firefighters' Pension Scheme</h1> <div class="text c26-text"> <p>FPS 2015 provides a secure and predictable pension based on career earnings, adjusted for inflation. It offers flexibility in retirement age and provides valuable benefits in case of ill-health or death.</p> </div> </div> </div>  <div class="component-main row listing listing_basic-grid listing-pods " > <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/im-paying-in/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/tl1fnsha/man-sofa-1387042129-2100px.jpg?width=800&height=400&rnd=133670630453530000&format=webp 1x, /media/tl1fnsha/man-sofa-1387042129-2100px.jpg?width=1600&height=800&rnd=133670630453530000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/tl1fnsha/man-sofa-1387042129-2100px.jpg?width=160&height=80&rnd=133670630453530000" width="800" height="400" data-srcset="/media/tl1fnsha/man-sofa-1387042129-2100px.jpg?width=800&height=400&rnd=133670630453530000 1x, /media/tl1fnsha/man-sofa-1387042129-2100px.jpg?width=1600&height=800&rnd=133670630453530000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >I'm paying in</p> <div class="text base-text"> <p><a href="/fps-members/im-paying-in/" title="I'm paying in">About the scheme</a></p> <p><a href="/fps-members/im-paying-in/" title="I'm paying in">Contributions</a></p> <p><a href="/fps-members/im-paying-in/#tv" title="I'm paying in" data-anchor="#tv">Paying extra</a></p> <p><a href="/fps-members/im-paying-in/" title="I'm paying in">More</a></p> </div> </div> </a> </div> </div> <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/fps-receiving-pension/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/4xzny5br/woman-street-phone-1473198566-2100-px.jpg?width=800&height=400&rnd=133670633569030000&format=webp 1x, /media/4xzny5br/woman-street-phone-1473198566-2100-px.jpg?width=1600&height=800&rnd=133670633569030000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/4xzny5br/woman-street-phone-1473198566-2100-px.jpg?width=160&height=80&rnd=133670633569030000" width="800" height="400" data-srcset="/media/4xzny5br/woman-street-phone-1473198566-2100-px.jpg?width=800&height=400&rnd=133670633569030000 1x, /media/4xzny5br/woman-street-phone-1473198566-2100-px.jpg?width=1600&height=800&rnd=133670633569030000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >I'm receiving a pension</p> <div class="text base-text"> <p><a href="/fps-members/fps-receiving-pension/#paydates" title="FPS receiving pension" data-anchor="#paydates">Pension payment dates</a></p> <p><a href="/fps-members/fps-receiving-pension/#payslips" title="FPS receiving pension" data-anchor="#payslips">Payslips and P60s</a></p> <p><a href="/fps-members/fps-receiving-pension/#basics" title="FPS receiving pension" data-anchor="#basics">Annual pension increases</a></p> <p><a href="/fps-members/fps-receiving-pension/" title="FPS receiving pension">More</a></p> </div> </div> </a> </div> </div> <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/i-have-deferred-benefits/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/xz5pcs53/man-beany-hat-1358492876-2100-px.jpg?width=800&height=400&rnd=133670635599400000&format=webp 1x, /media/xz5pcs53/man-beany-hat-1358492876-2100-px.jpg?width=1600&height=800&rnd=133670635599400000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/xz5pcs53/man-beany-hat-1358492876-2100-px.jpg?width=160&height=80&rnd=133670635599400000" width="800" height="400" data-srcset="/media/xz5pcs53/man-beany-hat-1358492876-2100-px.jpg?width=800&height=400&rnd=133670635599400000 1x, /media/xz5pcs53/man-beany-hat-1358492876-2100-px.jpg?width=1600&height=800&rnd=133670635599400000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >I have deferred benefits</p> <div class="text base-text"> <p><a href="/fps-members/i-have-deferred-benefits/" title="I have deferred benefits">What is a deferred benefit</a></p> <p><a href="/fps-members/i-have-deferred-benefits/#manage" title="I have deferred benefits" data-anchor="#manage">Your Deferred Benefit Statement</a></p> <p><a href="/fps-members/i-have-deferred-benefits/#claim" title="I have deferred benefits" data-anchor="#claim">How and when to claim</a></p> <p><a href="/fps-members/i-have-deferred-benefits/" title="I have deferred benefits">More</a></p> </div> </div> </a> </div> </div> <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/thinking-about-retiring/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/a4zpo1g0/group-old-young1094812112-2100-px.jpg?width=800&height=400&rnd=133670647447970000&format=webp 1x, /media/a4zpo1g0/group-old-young1094812112-2100-px.jpg?width=1600&height=800&rnd=133670647447970000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/a4zpo1g0/group-old-young1094812112-2100-px.jpg?width=160&height=80&rnd=133670647447970000" width="800" height="400" data-srcset="/media/a4zpo1g0/group-old-young1094812112-2100-px.jpg?width=800&height=400&rnd=133670647447970000 1x, /media/a4zpo1g0/group-old-young1094812112-2100-px.jpg?width=1600&height=800&rnd=133670647447970000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >Thinking about retiring</p> <div class="text base-text"> <p><a href="/fps-members/thinking-about-retiring/#checklist" title="Thinking about retiring" data-anchor="#checklist">The retirement process</a></p> <p><a href="/fps-members/thinking-about-retiring/#types" title="Thinking about retiring" data-anchor="#types">Retirement types and ages</a></p> <p><a href="/fps-members/thinking-about-retiring/#checklist" title="Thinking about retiring" data-anchor="#checklist">Taking a lump sum</a></p> <p><a href="/fps-members/thinking-about-retiring/" title="Thinking about retiring">More</a></p> </div> </div> </a> </div> </div> <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/leaving-the-scheme/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/lexcm5zf/woman-hills-dreaming-1721298649-2100-px.jpg?width=800&height=400&rnd=133670649708200000&format=webp 1x, /media/lexcm5zf/woman-hills-dreaming-1721298649-2100-px.jpg?width=1600&height=800&rnd=133670649708200000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/lexcm5zf/woman-hills-dreaming-1721298649-2100-px.jpg?width=160&height=80&rnd=133670649708200000" width="800" height="400" data-srcset="/media/lexcm5zf/woman-hills-dreaming-1721298649-2100-px.jpg?width=800&height=400&rnd=133670649708200000 1x, /media/lexcm5zf/woman-hills-dreaming-1721298649-2100-px.jpg?width=1600&height=800&rnd=133670649708200000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >Leaving the scheme</p> <div class="text base-text"> <p><a href="/fps-members/leaving-the-scheme/" title="Leaving the scheme">Will I get a pension?</a></p> <p><a href="/fps-members/leaving-the-scheme/#under2" title="Leaving the scheme" data-anchor="#under2">Refunds</a></p> <p><a href="/fps-members/leaving-the-scheme/#optout" title="Leaving the scheme" data-anchor="#optout">Opting out</a></p> <p><a href="/fps-members/leaving-the-scheme/" title="Leaving the scheme">More</a></p> </div> </div> </a> </div> </div> <div class="item item_has-bg items-3 col-12 item_text-below usn_pod_textimage text-center " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner base-bg base-bg-solid "> <a href="/fps-members/death/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/aj4ofpof/adobestock_565297751-woman-with-yellow-umbrella.jpeg?width=800&height=400&rnd=133625920580000000&format=webp 1x, /media/aj4ofpof/adobestock_565297751-woman-with-yellow-umbrella.jpeg?width=1600&height=800&rnd=133625920580000000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/aj4ofpof/adobestock_565297751-woman-with-yellow-umbrella.jpeg?width=160&height=80&rnd=133625920580000000" width="800" height="400" data-srcset="/media/aj4ofpof/adobestock_565297751-woman-with-yellow-umbrella.jpeg?width=800&height=400&rnd=133625920580000000 1x, /media/aj4ofpof/adobestock_565297751-woman-with-yellow-umbrella.jpeg?width=1600&height=800&rnd=133625920580000000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm base-heading " >Death</p> <div class="text base-text"> <p><a href="/fps-members/death/#tell" title="Death" data-anchor="#tell">Tell us someone has died</a></p> <p><a href="/fps-members/death/#prep" title="Death" data-anchor="#prep">Getting everything in order</a></p> <p><a href="/fps-members/death/#pensions" title="Death" data-anchor="#pensions">Pensions for partners and children</a></p> <p><a href="/fps-members/death/" title="Death">More</a></p> </div> </div> </a> </div> </div> </div> </div> </div> </section> <section class="content component usn_cmp_pods c25-bg c25-bg-solid " > <div class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-start text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <h3 class="heading c25-heading " >FPS knowledge hub</h3> <div class="text c25-text"> <p>Videos, events, factsheets and deep dives into some bigger areas of the FPS.</p> </div> <p class="link"> <a class="btn btn-lg base-btn-bg base-btn-bg-solid base-btn-bg-hover-solid base-btn-text base-btn-borders" href="/fps-members/fps-knowledge-hub/" > <span></span> See all topics </a> </p> </div> </div>  <div class="component-main row listing listing_basic-grid listing-pods slides" data-slick='{"autoplay": true, "autoplaySpeed": 3000,"dots": true ,"arrows": false ,"slidesToShow": 5, "responsive": [{"breakpoint": 1200,"settings": {"slidesToShow": 4}},{"breakpoint": 992,"settings": {"slidesToShow": 3}},{"breakpoint": 768,"settings": {"slidesToShow": 2}},{"breakpoint": 575,"settings": {"slidesToShow": 1}}]}'> <div class="item items-5 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/additional-pension-contributions/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/d1petssl/firefly-plus-orange-1280.jpg?width=800&height=400&rnd=133621685972130000&format=webp 1x, /media/d1petssl/firefly-plus-orange-1280.jpg?width=1600&height=800&rnd=133621685972130000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/d1petssl/firefly-plus-orange-1280.jpg?width=160&height=80&rnd=133621685972130000" width="800" height="400" data-srcset="/media/d1petssl/firefly-plus-orange-1280.jpg?width=800&height=400&rnd=133621685972130000 1x, /media/d1petssl/firefly-plus-orange-1280.jpg?width=1600&height=800&rnd=133621685972130000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c25-heading " >Added pension</p> </div> </a> </div> </div> <div class="item items-5 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/member-events/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/opxa3rn3/adobestock_281220528-fund-events.jpg?width=800&height=400&rnd=133629189883100000&format=webp 1x, /media/opxa3rn3/adobestock_281220528-fund-events.jpg?width=1600&height=800&rnd=133629189883100000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/opxa3rn3/adobestock_281220528-fund-events.jpg?width=160&height=80&rnd=133629189883100000" width="800" height="400" data-srcset="/media/opxa3rn3/adobestock_281220528-fund-events.jpg?width=800&height=400&rnd=133629189883100000 1x, /media/opxa3rn3/adobestock_281220528-fund-events.jpg?width=1600&height=800&rnd=133629189883100000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c25-heading " >Events</p> </div> </a> </div> </div> <div class="item items-5 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/lump-sum-allowance/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/zxrjny2n/adobestock_282841873-lump-sum-allowance-1280.jpg?width=800&height=400&rnd=133621623651200000&format=webp 1x, /media/zxrjny2n/adobestock_282841873-lump-sum-allowance-1280.jpg?width=1600&height=800&rnd=133621623651200000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/zxrjny2n/adobestock_282841873-lump-sum-allowance-1280.jpg?width=160&height=80&rnd=133621623651200000" width="800" height="400" data-srcset="/media/zxrjny2n/adobestock_282841873-lump-sum-allowance-1280.jpg?width=800&height=400&rnd=133621623651200000 1x, /media/zxrjny2n/adobestock_282841873-lump-sum-allowance-1280.jpg?width=1600&height=800&rnd=133621623651200000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c25-heading " >Lump sum allowance</p> </div> </a> </div> </div> <div class="item items-5 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/sargeant-remedy/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000&format=webp 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=160&height=80&rnd=133621640537670000" width="800" height="400" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c25-heading " >Remedy</p> </div> </a> </div> </div> <div class="item items-5 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/annual-allowance/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/artc25sg/adobestock_456482020-annual-allowance-1280.jpg?width=800&height=400&rnd=133621640551670000&format=webp 1x, /media/artc25sg/adobestock_456482020-annual-allowance-1280.jpg?width=1600&height=800&rnd=133621640551670000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/artc25sg/adobestock_456482020-annual-allowance-1280.jpg?width=160&height=80&rnd=133621640551670000" width="800" height="400" data-srcset="/media/artc25sg/adobestock_456482020-annual-allowance-1280.jpg?width=800&height=400&rnd=133621640551670000 1x, /media/artc25sg/adobestock_456482020-annual-allowance-1280.jpg?width=1600&height=800&rnd=133621640551670000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c25-heading " >Annual allowance</p> </div> </a> </div> </div> </div> </div> </div> </section> <section class="content component usn_cmp_pods c3-bg c3-bg-solid " > <div class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-start text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <h4 class="heading c3-heading " >Useful Information</h4> </div> </div>  <div class="component-main row listing listing_basic-grid listing-pods " > <div class="item items-4 col-12 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/fps-top-ten-reasons-to-join/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/n4th5mjm/fire-scheme-logo-resized.png?width=800&height=400&rnd=133566999764800000&format=webp 1x, /media/n4th5mjm/fire-scheme-logo-resized.png?width=1600&height=800&rnd=133566999764800000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/n4th5mjm/fire-scheme-logo-resized.png?width=160&height=80&rnd=133566999764800000" width="800" height="400" data-srcset="/media/n4th5mjm/fire-scheme-logo-resized.png?width=800&height=400&rnd=133566999764800000 1x, /media/n4th5mjm/fire-scheme-logo-resized.png?width=1600&height=800&rnd=133566999764800000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c3-heading " >10 reasons to join the FPS</p> </div> </a> </div> </div> <div class="item items-4 col-12 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/annual-benefit-statements/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=800&height=400&rnd=133621640523430000&format=webp 1x, /media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=1600&height=800&rnd=133621640523430000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=160&height=80&rnd=133621640523430000" width="800" height="400" data-srcset="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=800&height=400&rnd=133621640523430000 1x, /media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=1600&height=800&rnd=133621640523430000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c3-heading " >Your statement explained</p> </div> </a> </div> </div> <div class="item items-4 col-12 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/sargeant-remedy/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000&format=webp 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=160&height=80&rnd=133621640537670000" width="800" height="400" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c3-heading " >Sargeant Remedy</p> </div> </a> </div> </div> <div class="item items-4 col-12 item_text-below usn_pod_textimage text-center icon-teaser " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/legacy-schemes/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/fzenxjnn/legacy-330778465-1800-px.jpg?width=800&height=400&rnd=133670746002430000&format=webp 1x, /media/fzenxjnn/legacy-330778465-1800-px.jpg?width=1600&height=800&rnd=133670746002430000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/fzenxjnn/legacy-330778465-1800-px.jpg?width=160&height=80&rnd=133670746002430000" width="800" height="400" data-srcset="/media/fzenxjnn/legacy-330778465-1800-px.jpg?width=800&height=400&rnd=133670746002430000 1x, /media/fzenxjnn/legacy-330778465-1800-px.jpg?width=1600&height=800&rnd=133670746002430000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading sm c3-heading " >Legacy schemes</p> </div> </a> </div> </div> </div> </div> </div> </section> <section class="content component usn_cmp_reusablecomponents base-bg base-bg-solid " > <div class="component-inner"> <div class="container"> <div class="" data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="0s"> <section class="content component usn_cmp_pods base-bg base-bg-solid p-0 " > <div class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-start text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <h2 class="heading base-heading " >News</h2> <p class="link"> <a class="btn base-btn-bg base-btn-bg-solid base-btn-bg-hover-solid base-btn-text base-btn-borders" href="/news/" > <span></span> See all news </a> </p> </div> </div>  <div class="component-main row listing listing_basic-grid listing-pods slides" data-slick='{"autoplay": true, "autoplaySpeed": 2750,"dots": true ,"arrows": false ,"slidesToShow": 3, "responsive": [{"breakpoint": 768,"settings": {"slidesToShow": 2}},{"breakpoint": 575,"settings": {"slidesToShow": 1}}]}'> <div class="item items-3 item_text-below usn_pod_textimage text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-receiving-pension/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/italupyk/tax-charges.png?width=800&height=400&rnd=133401907026370000&format=webp 1x, /media/italupyk/tax-charges.png?width=1600&height=800&rnd=133401907026370000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/italupyk/tax-charges.png?width=160&height=80&rnd=133401907026370000" width="800" height="400" data-srcset="/media/italupyk/tax-charges.png?width=800&height=400&rnd=133401907026370000 1x, /media/italupyk/tax-charges.png?width=1600&height=800&rnd=133401907026370000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading base-heading " >2024's pension increase was 6.7%</p> </div> </a> </div> </div> <div class="item items-3 item_text-below usn_pod_textimage text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/sargeant-remedy/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000&format=webp 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=160&height=80&rnd=133621640537670000" width="800" height="400" data-srcset="/media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=800&height=400&rnd=133621640537670000 1x, /media/y5lowhqn/adobestock_365096080-mccloud-judgement-1280.jpg?width=1600&height=800&rnd=133621640537670000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading base-heading " >Sargeant remedy</p> </div> </a> </div> </div> <div class="item items-3 item_text-below usn_pod_textimage text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/annual-benefit-statements/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=800&height=400&rnd=133621640523430000&format=webp 1x, /media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=1600&height=800&rnd=133621640523430000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=160&height=80&rnd=133621640523430000" width="800" height="400" data-srcset="/media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=800&height=400&rnd=133621640523430000 1x, /media/ennpyfvl/knowledge-hub-statement-1280.jpg?width=1600&height=800&rnd=133621640523430000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading base-heading " >Latest news about your ABS</p> </div> </a> </div> </div> <div class="item items-3 item_text-below usn_pod_textimage text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner "> <a href="/fps-members/fps-knowledge-hub/matthews-second-options-exercise/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/f2xhv5mi/legal-matthews_365096080-1800-px.jpg?width=800&height=400&rnd=133670759379630000&format=webp 1x, /media/f2xhv5mi/legal-matthews_365096080-1800-px.jpg?width=1600&height=800&rnd=133670759379630000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/f2xhv5mi/legal-matthews_365096080-1800-px.jpg?width=160&height=80&rnd=133670759379630000" width="800" height="400" data-srcset="/media/f2xhv5mi/legal-matthews_365096080-1800-px.jpg?width=800&height=400&rnd=133670759379630000 1x, /media/f2xhv5mi/legal-matthews_365096080-1800-px.jpg?width=1600&height=800&rnd=133670759379630000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading base-heading " >'Matthews' second options exercise</p> </div> </a> </div> </div> </div> </div> </div> </section> </div> </div> </div> </section> <section class="content component usn_cmp_reusablecomponents c4-bg c4-bg-solid p-0 " > <div class="component-inner"> <div class="container-fluid"> <div class="" data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <section class="content component usn_cmp_pods base-bg base-bg-solid " > <div class="component-inner"> <div class="container">  <div class="component-introduction row justify-content-start text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="info col"> <h2 class="heading base-heading " >FPS member events</h2> </div> </div>  <div class="component-main row listing listing_basic-grid listing-pods slides" data-slick='{"dots": true ,"arrows": true ,"slidesToShow": 2, "responsive": [{"breakpoint": 575,"settings": {"slidesToShow": 1}}]}'> <div class="item item_has-bg items-2 item_text-below usn_pod_textimage text-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner c4-bg c4-bg-solid "> <a href="/fps-members/fps-knowledge-hub/member-events/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/wupnai2k/retirement-plan.png?width=800&height=400&rnd=133401904221230000&format=webp 1x, /media/wupnai2k/retirement-plan.png?width=1600&height=800&rnd=133401904221230000&format=webp 2x" width="800" height="400"> <img class="lazyload " src="/media/wupnai2k/retirement-plan.png?width=160&height=80&rnd=133401904221230000" width="800" height="400" data-srcset="/media/wupnai2k/retirement-plan.png?width=800&height=400&rnd=133401904221230000 1x, /media/wupnai2k/retirement-plan.png?width=1600&height=800&rnd=133401904221230000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading c4-heading " >Planning for a positive retirement</p> </div> </a> </div> </div> </div> </div> </div> </section> </div> </div> </div> </section> <section class="content component usn_cmp_splitcomponent base-bg base-bg-solid " > <div class="component-inner"> <div class="container"> <div class="component-main row justify-content-between align-items-center"> <div class="item item_block usn_cmp_pods align-self-center col-xl-6 col-md-6 order-md-1 order-2 col-12 " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="component-main row listing listing_basic-grid listing-pods " > <div class="item item_has-bg items-1 col-12 item_text-right usn_pod_textimage text-left teaser-image-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner c4-bg c4-bg-solid "> <a href="/fire-authority-partners/" > <div class="image "> <picture> <source type="image/webp" data-srcset="/media/i1nhmgr3/adobestock_373664287-lincs-pension-board.jpg?width=800&height=800&rnd=133619976683600000&format=webp 1x, /media/i1nhmgr3/adobestock_373664287-lincs-pension-board.jpg?width=1600&height=1600&rnd=133619976683600000&format=webp 2x" width="800" height="800"> <img class="lazyload " src="/media/i1nhmgr3/adobestock_373664287-lincs-pension-board.jpg?width=160&height=160&rnd=133619976683600000" width="800" height="800" data-srcset="/media/i1nhmgr3/adobestock_373664287-lincs-pension-board.jpg?width=800&height=800&rnd=133619976683600000 1x, /media/i1nhmgr3/adobestock_373664287-lincs-pension-board.jpg?width=1600&height=1600&rnd=133619976683600000 2x" alt=""> </picture> </div> <div class="info "> <p class="heading c4-heading " >Pension Boards</p> <div class="text c4-text"> <p>Every FRA has its own Pension Board responsible for the governance of the scheme.</p> </div> <p class="link"> <span class="btn c3-btn-bg c3-btn-bg-solid c3-btn-bg-hover-solid c3-btn-text c3-btn-borders"> <span></span> Find out more </span> </p> </div> </a> </div> </div> </div> </div> <div class="item item_block usn_cmp_pods align-self-center col-xl-6 col-md-6 order-md-2 order-1 col-12 teaser-image-left" data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="component-main row listing listing_basic-grid listing-pods " > <div class="item item_has-bg items-1 col-12 item_text-right usn_pod_textimage text-left teaser-image-left " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.2s"> <div class="inner c4-bg c4-bg-solid "> <a href="/fire-authority-partners/#" > <div class="image "> <picture> <source type="image/webp" 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You can find details of yours here.聽聽</p> </div> <p class="link"> <span class="btn c3-btn-bg c3-btn-bg-solid c3-btn-bg-hover-solid c3-btn-text c3-btn-borders"> <span></span> FRAs </span> </p> </div> </a> </div> </div> </div> </div> </div> </div> </div> </section> </main>   <footer id="site-footer" class="footer-bg footer-bg-solid" tabindex="-1">  <section class="breadcrumb-trail"> <div class="container"> <nav aria-label="Breadcrumb"> <ol class="breadcrumb" itemscope itemtype="http://schema.org/BreadcrumbList"> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemtype="http://schema.org/Thing" itemprop="item"><span itemprop="name"><i class="icon before"></i>Home</span></a><meta itemprop="position" content="1" /></li> <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="breadcrumb-item active" aria-current="page"><span itemprop="name"><i class="icon before"></i>FPS members</span><meta itemprop="position" content="2" /></li> </ol> </nav> </div> </section>  <div class="container">  <div class="row listing"> <div class="item item_has-bg footer-item col-lg-2 col-md-5 col-12 col item_text-below usn_pod_textimage textAlignmentLeft " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="0.9s"> <div class="inner base-bg base-bg-solid "> <div class="info "> <p class="heading sm base-heading " >WYPF</p> <div class="text base-text"> <p>PO Box 67聽<br />Bradford<br />BD1 1UP</p> <p><strong>01274 434999</strong></p> <p><a id="linkToWypf" style="text-decoration: none; color: darkblue !important; border-bottom: 2px solid white !important;" href="mailto:pensions@wypf.org.uk" class="aLink_Red">pensions@wypf.org.uk</a></p> <div><a style="text-decoration: none; color: darkblue !important; border-bottom: 2px solid white !important;" rel="noopener" href="https://www.facebook.com/westyorkshirepensionfund/?locale=en_GB" target="_blank"><img style="height: 32px; width: 32px; text-decoration: none !important;" class="lazyloaded" src="/media/hyck15uc/facebook.png?height=32" alt="" /></a> <a style="text-decoration: none; color: darkblue !important; border-bottom: 2px solid white !important;" rel="noopener" href="https://x.com/WYPF_LGPS" target="_blank"> <img style="height: 32px; width: 32px; text-decoration: none !important;" class="lazyloaded" src="/media/3zwdoa03/x.png" alt="x" /> </a> <a style="text-decoration: none; color: darkblue !important; border-bottom: 2px solid white !important;" rel="noopener" href="https://uk.linkedin.com/company/west-yorkshire-pension-fund" target="_blank"> <img style="height: 32px; width: 32px; text-decoration: none !important;" class="lazyloaded" src="/media/2hqdlzbh/linkedin.webp" alt="LinkedIn" /> </a></div> </div> </div> </div> </div> <div class="item footer-item usn_pod_datalist offset-lg-1 col-lg-2 col-md-6 col-12 col "> <div class="inner"> <div class="component-main row listing listing_data-list " data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.0s"> <div class="col-12 list-title"> <p class="heading sm footer-heading " >Opening times</p> </div>  <div class="item items-1 item_data-list col-12 breadcrumb-bespoke-style" data-os-animation="fadeIn" data-os-animation-delay="0s" data-os-animation-duration="1.0s"> <p class="title footer-heading"> <span class="text-left">Mon / Tue</span> <span class="text-right">8:30am - 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