Q1 2024: Global Insurance Market Overview

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0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal 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var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to 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var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow 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img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation 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var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid 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var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 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.search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 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4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 var(--icon-offset)}.global-header__search::before{content:"";position:fixed;top:var(--height-full-size);left:0;bottom:unset;width:100%;height:0;opacity:0;padding-top:0;padding-bottom:0;background-color:var(--aon-white);overflow-y:auto}.global-header__links::after,.global-header__links::before{height:var(--spacer-16);width:.1rem;background-color:var(--aon-gray-05);position:absolute;top:50%;transform:translateY(-50%)}.global-header__links{padding:0 var(--spacer-48) 0 var(--spacer-48);border-top:none;position:relative;margin-left:auto}.global-header__links ul{border-top:none}.global-header__links li:not(:last-of-type){margin-bottom:0;margin-right:var(--spacer-24)}.global-header__links+.global-header__languages{margin-left:0}.global-header__links::before{left:var(--spacer-24)}.global-header__links::after{right:var(--spacer-24)}.global-header__link{font-size:1.4rem;line-height:2.2rem}.global-header__contact{margin-left:auto}.global-header__contact a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and 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var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) var(--spacer-24)}.search-recommend__title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;flex:1;color:var(--aon-teal-dark)}.popular-searches__list{margin-top:var(--spacer-32);list-style:none;padding:0}.popular-searches__item+.popular-searches__item,.top-insights__item+.top-insights__item{margin-top:var(--spacer-24)}.popular-searches__link{text-decoration:none;display:inline-block;color:var(--aon-navy)}.top-insights-header{display:flex;align-items:center;justify-content:space-between;grid-column:1/-1}.top-insights__list{list-style:none;padding:0;grid-column:1/-1}.top-insights__link{display:grid;gap:var(--grid-gap);grid-template-columns:repeat(5,1fr);text-decoration:none}.top-insights__thumbnail{grid-column:span 2}.top-insights__thumbnail 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.aon-tray-layouts{position:initial}.aon-country-selector .aon-tray-layouts__left{position:sticky;top:0;padding-top:var(--spacer-80);padding-bottom:var(--spacer-48);--grid-gap:var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 3;padding-right:0;position:sticky;top:var(--spacer-80)}.aon-country-selector .aon-tray-layouts__left--guide{margin-bottom:var(--spacer-8)}}.aon-country-selector .aon-tray-layouts__left--button{display:flex;flex-direction:column;justify-content:end;grid-column:span 4;padding-top:var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--title{margin:0}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right .accordion-block{grid-column:span 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var(--grid-gap);min-height:100vh;align-items:center}.aon-gate-content__content{grid-column:2/12;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:10!important;height:fit-content}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px) and (min-width:1200px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-48);padding-right:var(--spacer-48);--grid-gap:var(--spacer-40);--grid-columns:12}.aon-gate-content__content,.aon-lead-modal__form,.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__sidebar--header{grid-column:-1/1!important;margin-top:0}.aon-gate-content__sidebar--header .aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group .aon-switch__description{font-size:1.4rem;line-height:2.2rem;margin-left:var(--spacer-16);color:var(--aon-navy)}@media screen and (min-width:1900px){.aon-switch__description-group .aon-switch__description{font-size:1.6rem;line-height:2.4rem}}.aon-switch__description-group .aon-switch__description strong{font-weight:500} </style><style> .global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}body.aon-lib-loaded .global-header__languages .aon-country-selector__sub-menu,body.aon-lib-loaded .global-header__mask,body.aon-lib-loaded .global-header__mask-item,body.aon-lib-loaded .global-header__search .search-nav-zero{display:block} </style><link href="/lib/aon-lib.main.css?v=krHNpRviAq7yQyeXlCPY2aVuD_jSHc6w-HFISAt-G7o1" rel="stylesheet" media="all"/><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://metrics.aon.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-T2WF8R7');</script></head><body class="has-global-header"><div id="__next"> <h1 style="display:none">Q1 2024: Global Insurance Market Overview</h1>  <noscript> <iframe src="https://metrics.aon.com/ns.html?id=GTM-T2WF8R7" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript>  <div data-component=""> <header class="global-header" data-component="GlobalHeader">  <nav class="global-header__nav">  <div class="global-header__icon"> <a href="/en/" tabindex="0"> <svg class="aon-logo" aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> </div> <ul class="global-header__mega-menu " data-component="NavList"> <li class="global-header__mega-menu-item"> <a href="/en/capabilities" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Capabilities <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Capabilities </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts solutions-tray" data-component="SolutionsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-solutions-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> What we do. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/capabilities" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Browse All Capabilities" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Browse All Capabilities</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="solutions-tray-topics aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Risk Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-transfer" data-nav="1-1" tabindex="-1"> <h6>Broking and Risk Transfer</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/claim-management" data-nav="1-1" tabindex="-1"> <h6>Claim Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/reinsurance" data-nav="1-1" tabindex="-1"> <h6>Reinsurance</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-analytics" data-nav="1-1" tabindex="-1"> <h6>Risk Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-management" data-nav="1-1" tabindex="-1"> <h6>Risk Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-retention" data-nav="1-1" tabindex="-1"> <h6>Risk Retention</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Human Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/health-and-benefits" data-nav="1-1" tabindex="-1"> <h6>Health and Benefits</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/human-capital-analytics" data-nav="1-1" tabindex="-1"> 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href="/en/industries/food-agribusiness-and-beverage" data-nav="1-1" tabindex="-1"> <h6>Food, Agribusiness and Beverage</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/healthcare-providers-and-services" data-nav="1-1" tabindex="-1"> <h6>Healthcare Providers and Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/hospitality-travel-and-leisure" data-nav="1-1" tabindex="-1"> <h6>Hospitality, Travel and Leisure</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/industrials-and-manufacturing" data-nav="1-1" tabindex="-1"> <h6>Industrials and Manufacturing</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/insurance" data-nav="1-1" tabindex="-1"> <h6>Insurance</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <li 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href="/en/about/inclusion-and-diversity"> <h6>Inclusion and Diversity</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/leadership-and-governance"> <h6>Leadership and Governance</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="https://jobs.aon.com/"> <h6>Careers</h6> </a> </li> </ul> </div> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Organizing Around Today's Biggest Client Needs </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/risk-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png" alt="Risk Capital Hero Image" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Risk Capital </h6> </div> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/human-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" 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class="global-header__languages-wrapper"> <svg class="aon-icon aon-icon__globe" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#globe"></use> </svg> Global <span class="language-selector__text-locale">EN</span> <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> </section>   <section class="global-header__trigger-menu-wrapper"> <button aria-label="toggle menu" class="global-header__trigger-menu"> <div></div> <div></div> <div></div> </button> </section> <div class="global-header__mask"></div> </nav> </header>   <div class="aon-sticky-nav-wrapper " data-component="StickyNav" data-stickynav-article-selector="body" data-stickynav-title-selector=".aon-article-hero__title" data-stickynav-content-selector=".page-main"> <div class="aon-sticky-nav aon-sticky-nav--jump"> <div class="aon-sticky-nav__title"> Q1 2024: Global Insurance Market Overview </div> <div class="aon-sticky-nav__action"> <section class="content-dropdown" data-component="ContentDropdown"> <select> </select> </section> </div> </div> <div data-component="ProgressBar" aria-label="Progress Bar"></div> </div>  <main class="page-main">  <section class="aon-article-hero aon-article-hero--theme-navy aon-article-hero--no-cta"> <div class="aon-article-hero__header"> <div class="aon-article-hero__eyebrow aon-eyebrow"> May 1, 2024 <span class="aon-eyebrow__optional-text">17 mins</span> </div> <h2 class="aon-article-hero__title"> Q1 2024: Global Insurance Market Overview </h2> <div class="aon-article-hero__author"> </div> </div> <div class="aon-article-hero__media aon-article-media"> <div class="aon-article-media__shade"></div> <div class="aon-article-media__img-container"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_965,w_1716/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_718,w_1277/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_359,w_639/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_183,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg" alt="" loading="lazy"/> </picture> </div> <div class="aon-article-media__social-links"> <div class="aon-social-icons"> <a class="aon-social-icon" href="/cdn-cgi/l/email-protection#f2cd81879098979186cfa3c3d7c0c2c0c2c0c6d7c193d7c0c2b59e9d90939ed7c0c2bb9c818780939c9197d7c0c2bf9380999786d7c0c2bd849780849b9785d4939f82c9909d968bcfbbd2869a9b9c99d28b9d87d29f9b959a86d2949b9c96d2869a9b81d29380869b919e97d294809d9fd2b39d9cd29b9c819b959a8694879ec8d29a86868281d7c193d7c094d7c094858585dc939d9cdc919d9fd7c094979cd7c0949b9c819b959a8681d7c0949380869b919e9781d7c094959e9d90939edf9b9c818780939c9197df9f9380999786df9d849780849b9785df83c3dfc0c2c0c6" target=""> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#mail-outline"></use> </svg> </a> <a class="aon-social-icon" href="https://www.linkedin.com/shareArticle?mini=true&url=https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2fglobal-insurance-market-overview-q1-2024&title=Check out this article from Aon: Q1%202024%3a%20Global%20Insurance%20Market%20Overview https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2fglobal-insurance-market-overview-q1-2024&summary=Q1%202024%3a%20Global%20Insurance%20Market%20Overview" target="_blank"> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo-outline"></use> </svg> </a> </div>  </div> </div> <h4 class="aon-article-hero__summary regular"> Positive performance in 2023 fueled insurer growth ambitions but underwriting remained disciplined in the first quarter of 2024. </h4> <div class="aon-article-hero__keynotes aon-article-keynotes"> <h6 class="aon-article-keynotes__title"> Key Takeaways </h6> <ol> <li> <h6 class="regular"> The moderating market conditions that emerged for most lines of property and casualty insurance during 2023 continued into the first quarter of 2024, with pricing and capacity in the property market showing material improvement. </h6> </li> <li> <h6 class="regular"> The D&O market remained soft but underwriting caution became more prevalent. </h6> </li> <li> <h6 class="regular"> Insurer growth focus sharpened as year-end targets approached, but underwriting remained disciplined and risk differentiation gained further importance. </h6> </li> </ol> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <p>After a prolonged period of adjustments to their appetite, capacity strategies, pricing models and coverage terms, many insurers returned to profitable positions in 2023, leading to healthy appetite, more underwriting flexibility, the availability of coverage options, and abundant capacity across much of the market, especially for preferred risk types. This positive insurer performance created tailwinds in the first quarter of 2024, which saw ambitious insurer growth targets amidst a competitive, well capitalized market environment.</p> <p>While growth was positioned as a top insurer priority, we also saw insurer strategies shift toward building more sustainable partnerships with insureds through risk differentiation strategies, including selecting, pricing, and solutioning risks to support longer-term profitability and program stability. In the short run, this may mean that some risks will transition to new structures or providers, while over the longer term, insureds will benefit from increased program stability and stronger insurer relationships. While traditional “class” underwriting will continue, we expect risk differentiation to gain momentum as a mechanism to promote a sustainable alignment of solution-to-risk. </p> <p>Q1 also saw a continued shift in insurance industry and corporate perceptions of alternative risk solutions such as parametric, captives and facilities. Historically, alternative risk solutions were seen primarily as a way to fill gaps left by traditional insurance. Now, with the explosive growth of data, and the availability of innovative analytic solutions, alternative risk solutions have become an integral component of effective risk transfer and financing strategies. Indeed, corporate risk strategies now commonly include traditional insurance, reinsurance, and alternative solutions, informed and enabled by myriad data-driven insights.</p> <p>Amidst these broad market trends, specific changes in the Property, Liability and Directors & Officers (D&O) markets emerged in Q1:</p> <ul> <li>Driven largely by improved performance and favorable January 1st treaty renewals, the <strong>Property market showed material improvement</strong>, with capacity generally available and targeted rate decreases by quarter’s end.</li> <li>As insurers turned their focus toward a longer-term view of portfolio performance, <strong>Directors & Officers underwriting caution strengthened</strong>, and price decreases decelerated in some geographies. This was largely driven by insurer concerns related to legacy claims as well as ongoing risks including insolvency filings, increasing securities class actions, and rising legal costs and settlement values.</li> <li>Globally, underwriting <strong>concern grew related to social inflation resulting from large legal verdicts</strong> as financial settlement values that were once only seen in class actions or multi-claimant litigation are now frequently seen in single claimant cases. While US outcomes have historically made the headlines, the social inflation phenomenon is broadly expected to impact more geographies and accelerate in severity.</li> </ul> <p>Against the backdrop of continued economic uncertainty, geopolitical instability, large-scale climate-related events, and shifts in the labor market, and despite anticipation of potential impacts from the late-quarter collapse of the Francis Key Scott Key Bridge in Baltimore, Maryland, the insurance market demonstrated continued resilience through Q1. And there is good reason for continued optimism. Early reports of April 1st renewals indicate that insurer competition, especially for Property, is increasing, which is welcome news for our clients. In 2024, the industry’s rapidly growing data and insights will gain further momentum in informing organizations’ risk transfer strategies and enabling innovative solutioning. At the same time, risk differentiation strategies will help brokers and insurers match existing and new solutions with the right risks, meeting clients’ evolving needs while enabling stronger relationships.</p> </div>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title"></h6> <figure class="siderail-card-figure"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="" rel="noopener noreferrer" target="_blank"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_286,w_508/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="global-market-insights-1353917754" loading="lazy"/> </picture></a> <figcaption class="siderail-caption"> <p class="aon-eyebrow">Report</p> <h6 class="siderail-caption__title"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="downloadable siderail-link" rel="noopener noreferrer" target="_blank">Q1 2024: Global Insurance Market Insights Report</a> </h6> <div class="siderail-cta"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="downloadable aon-button aon-button__tertiary aon-button__tertiary--navy" datafileextension="pdf" datafilename="Aon - Q1 2024 Global Insurance Market Insights Report" rel="noopener noreferrer" target="_blank"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Full Report</span> <svg class="aon-icon aon-download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#download"></use></svg> </span> </a> </div> </figcaption> </figure> </article> </section>  </section>   <section class="aon-component "> <div class="container quote-block--theme-signature-red"> <div class="quote-block homepage-animation-element"> <div class="quote-block__content"> <div class="aon-img aon-aspect-ratio--1-1 quote-block__icon"> <svg class="aon-icon aon-icon__quote" viewBox="0 0 32 32" fill="currentColor" xmlns="http://www.w3.org/2000/svg" role="img"> <title>Quote icon</title> <use xlink:href="/lib/icons/symbol-defs.svg#quote"></use> </svg> </div> <div class="quote-block__quotation"> <h4> With the explosive growth of data, and the availability of innovative analytic solutions, alternative risk solutions have become an integral component of effective risk transfer and financing strategies. </h4> </div> </div> <div class="quote-block__author"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_80,w_80/https://assets.aon.com//-/media/images/headshots/joe-peiser.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_80,w_80/https://assets.aon.com//-/media/images/headshots/joe-peiser.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_80,w_80/https://assets.aon.com//-/media/images/headshots/joe-peiser.png"/><img class="aon-img aon-aspect-ratio--1-1" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_80,w_80/https://assets.aon.com//-/media/images/headshots/joe-peiser.png" alt="Joe Peiser" loading="lazy"/> </picture> <div class="quote-block__author-information"> <div class="quote-block__author-name"> Joe Peiser </div> <div class="quote-block__author-role"> Chief Executive Officer, Commercial Risk </div> </div> </div> </div> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <h4>Insurance Market Overview</h4> <p> Expand the options below to read a summary of how the insurance market trended in Q1 2024 across pricing, capacity, underwriting, limits, deductibles and coverages.</p> <h6>Q1 Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/global-dynamics.png" target="_blank" class="inline-image"> <img alt="global Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/global-dynamics.png"/> </a> </p> <style> .inline-image img { width: 100% } .richtext-editor-place .inline-image a { background: none } </style> </div>  <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Pricing </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>While inflation and insurer focus on longer-term profitability continued to pressure pricing upward, robust capacity and healthy competition served to dampen any increases across much of the market. Modest increases or flat pricing became increasingly common with some reductions available, particularly for Cyber and Directors & Officers placements. Where significant increases had been mandated during recent renewals, underwriters showed greater flexibility on current quarter pricing. As insurers sought to match appetite with risk, risk differentiation became a more pronounced strategy and insurers priced accordingly.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Capacity </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Insurer growth targets, together with favorable reinsurance renewals, led to a further expansion of insurer appetite and an increase in capacity from established insurers and new market entrants. Preferred and well-performing risks experienced an abundance of capacity, including oversubscription in some cases, while some challenging risk types such as auto fleet risks and non-US domiciled risks with significant US liability exposure continued to experience limitations. Appetite for alternative solutions such as captives, facilities and parametric solutions continued to strengthen.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Underwriting </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Underwriting was disciplined as underwriters sought to differentiate risk quality and increasingly relied on data and modeling to focus their appetite and maintain profitability. Targeted risk types with a compelling risk management narrative and favorable loss record achieved superior outcomes. In the face of rising litigation trends, US liability and auto fleet exposures remained key areas of underwriting focus, and some underwriters limited their exposure through buffer layers, corridor deductibles, and ventilation strategies.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Limits </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Despite continued inflation, increasing exposures, and concerns related to nuclear verdicts, most placements renewed with expiring limits; however, some limits were increased through expanded insurer participation on targeted risks. In some cases, insureds chose to decrease their limits in exchange for a premium reduction. In the scattered instances where insurers imposed limit reductions, co-insurance and alternative solutions were leveraged to fill any gaps.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Deductibles </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Expiring deductibles were available for most placements; however, in some cases such as natural catastrophe property risks, US liability risks (especially on non-US domiciled risks) and programs where risk improvement recommendations had not been satisfied, deductibles and attachment points were carefully (re)considered. Insurers leveraged buffer layers, corridor deductibles and upward shifts in their tower positions to manage their exposures. Deductible options continued to be explored by insureds seeking to optimize program design.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Coverages </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Most insurers sought to differentiate through expanded coverage and enhancements for quality risks, especially where competition was strong, and in some cases, such enhancements were available for no additional premium. Per-and polyfluoroalkyl substances (PFAS) exclusions were widely imposed on liability risks – often, regardless of confirmed PFAS exposures. Communicable disease and territory restrictions were generally not considered for renegotiation. Wildfire related language was scrutinized. In some markets, co-insurers imposed verbose endorsements to Property policies that served to complicate the loss adjustment process.</p> </div> </div> </details> </li> </ul> </section>  <div class="richtext-editor-place"> <p> </p> <h4>Global Insurance Product Trends</h4> <p>Expand the options below to read a summary of how the insurance market trended in Q1 2024 across key lines of business, including Automobile, Casualty/Liability, Cyber, Directors & Officers and Property.</p> <h6>Q1 Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/global-trends.png" target="_blank"> <img alt="global Market trends" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/global-trends.png"/> </a> </p> </div>  <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Automobile </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>The market remained moderate-to-challenging, driven by poor loss ratios as accident frequency remained high and costs were pressured by inflation, supply chain issues and the higher cost of enhanced technology components. Insurers continued to impose rate increases and higher deductibles on claims-impacted risks while well-performing risks generally experienced more modest increases – primarily inflation-driven – and some flat pricing, especially when competition was introduced. Telematics and other vehicle safety and driver training initiatives remained useful underwriting levers. Buffer layers, corridor deductibles and alternative risk solutions gained traction as insurers sought to manage their exposure and insureds sought cost-effective solutions.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Casualty/Liability </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Pressured by inflation, increasing claims frequency, and ongoing social inflation resulting from large legal verdicts – particularly in the US – that shows no signs of abating, insurer agendas were focused on sustainable pricing, placement structure and coverage terms. Rate increases were common, alongside deductible increases and a tightening of coverage, particularly on claims-impacted risks. Some Umbrella and Excess insurers increased minimum premiums, introduced corridor features, reduced their capacity deployment, requested higher tower positions, and in some cases, exited the Umbrella / Excess market. Underwriting was generally prudent but more rigorous on non-US risks with US exposures, risks with complex and critical products, environmental risks, and risks with pronounced ESG components such as oil, gas and coal. Notwithstanding, insurers were willing to differentiate individual risks, offering more favorable pricing and terms to targeted, well-performing risks with quality underwriting submissions.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Cyber </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Capacity was abundant and pricing was flat-to-soft. Amidst a more favorable pricing environment, organizations that had previously opted not to insure their cyber risk, have reconsidered, and many that reduced their limits in the hard market chose to increase them, using data and insights to support their requests. Many large and multinational clients now require that stakeholders in their value chain purchase Cyber coverage. Certain insurers restricted coverage with respect to systemic risk while others increased underwriting scrutiny related to privacy exposures and data collection (including biometric information, pixel tracking and new privacy/consumer protection regulations, and supply chain vendor risk management).</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Directors & Officers </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Capacity remained abundant and competitive pricing continued amidst a market that was generally growth-focused, with demand down due to a prolonged period of decreased transactional activity from IPOs and M&A. That said, underwriting caution strengthened related to legacy claims as well as ongoing risks including insolvency filings, increasing securities class actions and rising legal costs and settlement values. Other issues percolating include ESG risks (e.g., disclosures; greenwashing), cyber security risks, inflation uncertainty and the potential impacts of regulatory changes. As a result, across much of the market, the pricing environment tempered, and price decreases decelerated. Following the material price reductions of the past 18 months, insurers may shift their focus to a longer-term view of portfolio performance in the second half of the year.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Property </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Driven largely by improved performance and favorable January 1st treaty renewals, the Property market in Q1 showed marked improvement from the challenging and volatile conditions of past quarters. While risks in higher hazard occupancies or with poor loss records continued to experience moderate rate increases, lower-hazard occupancy and well-engineered risks saw a further deceleration of rate increases in a trend that gained traction as the quarter progressed. By quarter-end, modest decreases were available for targeted risks. As insurers turned their focus toward growth, many desirable-to-average risks – including some with natural catastrophe exposure – experienced over-subscription at renewal. Across all risk types, underwriting remained prudent as insurers sought to maintain profitability and build relationships. Terms and conditions remained generally unchanged; however, enhancements to outlier wordings were available in some cases. Use of alternative solutions gained further momentum.</p> </div> </div> </details> </li> </ul> </section>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title">More Like This</h6> <ul class="siderail-article-list"> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Capability Overview </p> <a href="https://www.aon.com/en/capabilities/risk-management/casualty-risk-management-and-insurance" class="siderail-article-list__link"> <p class="siderail-article-list__text"> Casualty Risk Management and Insurance </p> </a> </li> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Report </p> <a href="https://www.aon.com/en/insights/client-trends" class="siderail-article-list__link"> <p class="siderail-article-list__text"> 2024 Client Trends Report </p> </a> </li> </ul> </article> </section>  </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <h4>Insurance Market Trends by Region</h4> <p>Expand the options below to read a summary of regional insurance market trends in Q1 2024. <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" target="_blank">For more detailed analysis, download and read the full report here</a>.</p> </div>  <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Asia </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <ul> <li>Across the region, market conditions were mixed, with renewal outcomes varying by line of business. Natural catastrophe property risks remained challenged. Financial Lines saw a general softening. </li> <li>Despite a robust international insurer presence in the region, opportunities remained for new entrants, particularly in niche products such as Cyber, Crypto, and Transaction Solutions. Capacity was sufficient as new insurers began writing specialty products either directly or through MGAs (which allowed insurers to reduce their entry costs).</li> <li>Reinsurers sought premium and retention increases through the January 2024 renewal cycle with increased treaty costs driving increases in the direct market.</li> <li>On 3 April 2024, a 7.4 magnitude earthquake struck the east coast of Taiwan. Damage assessments are still being undertaken. Taiwanese corporates, particularly in the technology and life sciences sectors, generally tend to purchase property damage and business interruption insurance. Due to the location of the quake, we anticipate moderate Property losses for insurers (and their reinsurers); these come after significant COVID pandemic claims and will further negatively impact profitability. If Business Interruption coverage is triggered, these losses could be significant given the tightness of supply chains and global demand.</li> </ul> <h6>Q1 Asia Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/asia-dynamics.png" target="_blank"> <img alt="Asia Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/asia-dynamics.png"/> </a> </p> <h6>Q1 Asia Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/asia-trends.png" target="_blank"> <img alt="Asia Product Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/asia-trends.png"/> </a> </p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Europe, Middle East and Africa </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <ul> <li>The 2023 buyer-friendly cyber market conditions continued into Q1 2024. Increased competition and the availability of more capacity served to sharpen insurer focus on retention and encourage participation expansion. At the same time, the increase in frequency of incidents prompted clients to consider long-term goals for their cyber insurance strategy and to ensure that their cyber insurance strategy was complementary to their overall cyber resilience strategy.</li> <li>The Directors & Officers market remained favorable; however, as the landscape grows increasingly complex with ESG disclosure requirements, cyber disclosures, and an increase in collective actions across the region, underwriting may become more conservative in the upcoming months. </li> <li>Insurers remained concerned related to the growing frequency and severity of Casualty losses from US exposures. Insurers were also concerned about the potential impact on claims of the new laws and regulations anticipated across the region. Against this backdrop, competition strengthened for Casualty risks that did not have US exposures or exposures in high-risk industries such as pharmaceutical, chemicals or mining. Risks in such industries experienced challenging market conditions including capacity limitations, coverage restrictions and increasing deductibles and/or premiums.</li> <li>Property market pricing remained moderate and pressure to increase retentions eased. Insurers focused on growing balanced portfolios. In light of previous adjustments to rate and retention levels, the 1/1 treaty renewals were broadly more positive than past renewals.</li> </ul> <h6>Q1 EMEA Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/emea-dynamics.png" target="_blank"> <img alt="emea Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/emea-dynamics.png"/> </a> </p> <h6>Q1 EMEA Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/emea-trends.png" target="_blank"> <img alt="emea Product Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/emea-trends.png"/> </a> </p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Latin America </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <ul> <li>Client demand for Cyber coverage continued to increase and insurers stepped up. However, robust underwriting requirements have proven difficult to meet for most clients. </li> <li>Facultative reinsurance has become more prevalent, driven by increasing natural catastrophe events (e.g., in Mexico and Argentina) and adverse losses.</li> <li>Insured property values remained under scrutiny. </li> <li>Significant pricing increases in recent years, combined with improved loss performance, brought tail winds for Directors & Officers, Marine and Casualty renewals. Some terms and conditions were also renegotiated.</li> <li>Due to poor performance in recent years, risks in the mining, power, oil & gas, pharma, and agrochemicals (glyphosate and atrazine) industries faced continued challenges related to terms and conditions, pricing and capacity. </li> </ul> <h6>Q1 LatAm Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/latam-dynamics.png" target="_blank"> <img alt="latam Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/latam-dynamics.png"/> </a> </p> <h6>Q1 LatAm Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/latam-trends.png" target="_blank"> <img alt="latam Product Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/latam-trends.png"/> </a> </p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> North America </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <ul> <li>As insurers sought to balance their 2024 growth agendas with caution related to portfolio sustainability, appetites and attitudes toward individual and portfolio risk continued to shift, as did capacity deployment and attachment points. Insurers turned to careful risk selection and selective capacity deployment to support sustained performance.</li> <li>Targeted and well-performing risks experienced favorable market conditions while challenged risks saw continued price increases (although more moderate than in recent years) and some targeted capacity limitations. </li> <li>Momentum accelerated for alternative solutions including parametric solutions, structured insurance, facilities, panels, and captives as the risk environment continued to grow more complex, data-enabled, and interconnected. Natural catastrophe-exposed risks continued to dominate underwriting agendas and C-suite perceptions shifted from traditional views of the insurance mechanism toward a more strategic view of insurance as a form of ‘rented capital’ to be included in a firms’ capital allocation strategies. </li> </ul> <h6>Q1 NA Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/na-dynamics.png" target="_blank"> <img alt="na Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/na-dynamics.png"/> </a> </p> <h6>Q1 NA Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/na-trends.png" target="_blank"> <img alt="na Product Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/na-trends.png"/> </a> </p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Pacific </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <ul> <li>The affordability of insurance for risks in natural-catastrophe exposed locations was again at the top of the political agenda. Rising weather-related claims frequency alongside inflationary pressures continued to drive insurance pricing, particularly in the personal lines space.</li> <li>After a rebalancing of portfolios, the majority of insurers in Australia sought to use this new baseline to grow their portfolios in the short term. Certain risks are “in appetite” across most of the market, driving deeper inequity between risks that are in and out of favor with capital providers.</li> <li>In New Zealand, the Property market continued to present challenges for insureds specifically in relation to Wellington Earthquake and Flood for certain areas of Hawkes Bay and Auckland. The 2023 Auckland Anniversary floods and Cylone Gabrielle are noted as the two costliest weather events on record for New Zealand at USD7.1 billion in economic losses raising questions around the robustness of loss models and rate adequacy for secondary perils. Learn more in <a rel="noopener noreferrer" href="https://www.aon.com/getmedia/1b3076ff-7c91-40f6-899b-3b6fda3f9be8/20240102-jan-rmd.pdf" target="_blank">Aon’s Reinsurance Market Dynamics report</a>. </li> <li>Climate change activists turned to the courts to hold accountable those perceived as contributing to climate change. A recent landmark judgement in NZ (Smith v Fonterra & Ors) made it harder for corporates to use the summary strike-out procedure to avoid lengthy/costly trials.</li> </ul> <h6>Q1 Pacific Market Dynamics</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/pacific-dynamics.png" target="_blank"> <img alt="pacific Market Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/pacific-dynamics.png"/> </a> </p> <h6>Q1 Pacific Market Trends by Product</h6> <p class="inline-image"> <a rel="noopener noreferrer" href="https://assets.aon.com/-/media/images/aon/insights/articles/2024/pacific-trends.png" target="_blank"> <img alt="pacific Product Dynamics" src="https://assets.aon.com/-/media/images/aon/insights/articles/2024/pacific-trends.png"/> </a> </p> </div> </div> </details> </li> </ul> </section>  <div class="richtext-editor-place"> <h4>Conclusion</h4> <p>The market moderation that began in 2023 continued into the first quarter of 2024 amidst a broadly growth focused market environment characterized by healthy appetite and abundant capacity availability. Insurer strategies were focused on risk differentiation and preferred risks with robust underwriting information generally experienced the most favorable outcomes.</p> <p>Organizations’ reliance on data and modeling to enable risk decisioning – from quantifying risk, to structuring risk transfer, to identifying more creative and flexible alternative solutions such as parametric and captives – strengthened momentously.</p> <p>Social inflation – including nuclear verdicts and rising settlement values – has become a global underwriting concern as financial settlement values that were once only seen in class actions or multi-claimant litigation are now frequently seen in single claimant cases. While US outcomes have historically made the headlines, the social inflation phenomenon is broadly expected to impact more geographies and accelerate in severity. Sensitivity to social inflation continued to become more pronounced across broad portions of the Auto, Liability, and Financial Lines markets and manifested as conservatism in insurer appetite, underwriting, coverage terms, and pricing for some US-exposed risks.</p> </div>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title"></h6> <figure class="siderail-card-figure"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="" rel="noopener noreferrer" target="_blank"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_286,w_508/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="global-market-insights-1353917754" loading="lazy"/> </picture></a> <figcaption class="siderail-caption"> <p class="aon-eyebrow">Report</p> <h6 class="siderail-caption__title"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="downloadable siderail-link" rel="noopener noreferrer" target="_blank">Q1 2024: Global Insurance Market Insights Report</a> </h6> <div class="siderail-cta"> <a href="https://assets.aon.com/-/media/files/aon/reports/2024/aon---q1-2024-global-insurance-market-insights-report.pdf" class="downloadable aon-button aon-button__tertiary aon-button__tertiary--navy" datafileextension="pdf" datafilename="Aon - Q1 2024 Global Insurance Market Insights Report" rel="noopener noreferrer" target="_blank"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Full Report</span> <svg class="aon-icon aon-download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#download"></use></svg> </span> </a> </div> </figcaption> </figure> </article> </section>  </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="disclaimer-block__block"> <p class="disclaimer-block__header">General Disclaimer</p> <p class="disclaimer-block__content"> The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. 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To use information contained herein, please write to our team. </p> </div>  </section>  </section>  <section data-component="AutomateCarousel"> <section data-collection-id="97dcc3ee-fea9-4f30-803a-8adc2697c02f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon's Better Being Podcast </h3> <p> Our Better Being podcast series, hosted by Aon Chief Wellbeing Officer Rachel Fellowes, explores wellbeing strategies and resilience. This season we cover human sustainability, kindness in the workplace, how to measure wellbeing, managing grief and more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__title"> Better Being Series: Understanding Burnout in the Workplace </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__title"> Better Being Series: Why Nutrition Matters </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__title"> Better Being Series: Discover the ‘Blue Zones’ Where People Live Longer </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">20 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">29 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__title"> On Aon’s Better Being Series: The World Wellbeing Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">28 mins</span> </p> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__title"> On Aon’s Better Being Series: Mental Health and Creating Kinder Cultures </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__title"> On Aon’s Better Being Series: Managing Loss and Grief </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__title"> On Aon’s Better Being Series: Human Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="468f3165-06cf-4acf-bbe3-85d67cb16e21" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Asia </h3> <p> Expert Views on Today's Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg" alt="Thriving in an interconnected world: How the C-Suite embraces uncertainty" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/events/aon-insights-series-asia/how-the-c-suite-embraces-uncertainty?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{657D4D20-9584-44EA-BF28-6B88A0B5000A}" class="content-card__title"> Thriving in an interconnected world: How the C-Suite embraces uncertainty </a> </article> 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class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/parametric-can-help-mitigate-extreme-heat-risks-for-contractors-in-emea?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{674C41B8-9FC3-45D6-AF66-61762E31F630}" class="content-card__title"> Parametric Can Help Mitigate Extreme Heat Risks for Contractors in EMEA </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-the-construction-industry-is-navigating-climate-change?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{41726B03-2DE6-4FEF-B4B6-624D2823D3F7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> 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xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b76135e-4196-415b-ab1d-f42b6f0abb10" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Labs </h3> <p> Stay in the loop on today's most pressing cyber security matters. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/emerging-risks-in-third-party-ai-solutions-and-how-to-help-address-them?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{B9B86E18-2DA8-4D69-B5AA-527104D186F0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" 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href="/en/insights/cyber-labs/emerging-risks-in-third-party-ai-solutions-and-how-to-help-address-them?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{B9B86E18-2DA8-4D69-B5AA-527104D186F0}" class="content-card__title"> Emerging Risks in Third-Party AI Solutions and How to Help Address Them </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-the-dark-side-common-attacks-and-vulnerabilities-in-industrial-control-systems?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D0E90C98-4F20-4813-900B-966D6D6491D4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__title"> Mounted Guest EDR Bypass </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg" alt="Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__title"> Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg" alt="Hero" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__title"> Bypassing EDR through Retrosigned Drivers and System Time Manipulation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg" alt="DNSForge – Responding with Force" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__title"> DNSForge – Responding with Force </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Unveiling " a="" stealthy="" linux="" malware="" exploiting="" udev="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__title"> Unveiling "sedexp": A Stealthy Linux Malware Exploiting udev Rules </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Path Traversal in StoneFly Storage Concentrator" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__title"> Command Injection and Path Traversal in StoneFly Storage Concentrator </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Adopt AI Approach with Confidence for CISO, CIO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__title"> Adopt an AI Approach with Confidence, for CISOs and CIOs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg" alt="Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__title"> Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg" alt="Daulity Part 2" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__title"> DUALITY Part II - Initial Access and Tradecraft Improvements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg" alt="Cracking into password requirements" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__title"> Cracking Into Password Requirements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="13"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg" alt="Duality Part 1" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">57 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__title"> DUALITY: Advanced Red Team Persistence through Self-Reinfecting DLL Backdoors for Unyielding Control </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="14"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg" alt="Restricted Admin Mode – Circumventing MFA On RDP Logons" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__title"> Restricted Admin Mode – Circumventing MFA On RDP Logons </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="15"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="Cyber lab hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__title"> Detecting “Effluence”, An Unauthenticated Confluence Web Shell </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="16"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg" alt="Flash Loan Attacks: A Case Study" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__title"> Flash Loan Attacks: A Case Study </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="17"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg" alt="Hero banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__title"> Financially Motivated Criminal Group Targets Telecom, Technology & Manufacturing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="18"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg" alt="New Burp Suite Extension: BlazorTrafficProcessor" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__title"> New Burp Suite Extension: BlazorTrafficProcessor </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="19"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Buffer Overflow in Multiple Sharp NEC Displays" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__title"> Command Injection and Buffer Overflow in Multiple Sharp NEC Displays </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="20"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection in Multiple Snap One Araknis Networks Products" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__title"> Command Injection in Multiple Snap One Araknis Networks Products </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="3ab7b09b-e783-4c99-b960-0be73fb4fa49" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Resilience </h3> <p> Our Cyber Resilience collection gives you access to Aon’s latest insights on the evolving landscape of cyber threats and risk mitigation measures. Reach out to our experts to discuss how to make the right decisions to strengthen your organization’s cyber resilience. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg" alt="Building Resilience in a Buyer-Friendly Cyber/E&O Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__title"> Building Resilience in a Buyer-Friendly Cyber and E&O Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/a-middle-market-roadmap-for-cyber-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0B0201F8-9AC5-4680-9EEB-7801CB85EC44}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg" alt="A Middle Market Roadmap for Cyber Resilience" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a 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aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6611f6a6-db7d-4835-bef2-38a0bce302c4" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Employee Wellbeing </h3> <p> Our Employee Wellbeing collection gives you access to the latest insights from Aon's human capital team. You can also reach out to the team at any time for assistance with your employee wellbeing needs. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/developing-a-paid-leave-strategy-that-supports-workers-and-their-families?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{62FDFF53-598F-4EE8-A09F-F7825BE83FA0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_554371355_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_554371355_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_554371355_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_554371355_e.jpg" alt="Developing a Paid Leave Strategy That Supports Workers and Their Families" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/developing-a-paid-leave-strategy-that-supports-workers-and-their-families?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{62FDFF53-598F-4EE8-A09F-F7825BE83FA0}" class="content-card__title"> Developing a Paid Leave Strategy That Supports Workers and Their Families </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/4-ways-to-foster-a-thriving-workforce-amid-rising-health-costs?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5A9C50D9-DB7C-4E2C-BE02-3EB2BCD4EBDE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/2024/24885-ushr-hero-image-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/24885-ushr-hero-image-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/24885-ushr-hero-image-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/24885-ushr-hero-image-1920x1080.png" alt="4 Ways to Foster a Thriving Workforce Amid Rising Health Costs" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/4-ways-to-foster-a-thriving-workforce-amid-rising-health-costs?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5A9C50D9-DB7C-4E2C-BE02-3EB2BCD4EBDE}" class="content-card__title"> 4 Ways to Foster a Thriving Workforce Amid Rising Health Costs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg" alt="The Next Evolution of Wellbeing is About Performance" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__title"> The Next Evolution of Wellbeing is About Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg" alt="Three Ways Collective Retirement Plans Support HR Priorities" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__title"> Three Ways Collective Retirement Plans Support HR Priorities </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg" alt="How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__title"> How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/making-wellbeing-part-of-a-companys-dna?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{4E71058F-F118-4C21-94AB-53804E7EF438}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg" alt="Making Wellbeing Part of a Company’s DNA" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/making-wellbeing-part-of-a-companys-dna?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{4E71058F-F118-4C21-94AB-53804E7EF438}" class="content-card__title"> Making Wellbeing Part of a Company’s DNA </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="COVID-19 has Permanently Changed the Way We Think About Wellbeing Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__title"> COVID-19 has Permanently Changed the Way We Think About Wellbeing </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="1e036358-056e-4acd-918a-29db44701ae8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Environmental, Social and Governance Insights </h3> <p> Explore Aon's latest environmental social and governance (ESG) insights. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg" alt="Why ESG Is Even More Important In A Crisis Like COVID-19 Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__title"> Why ESG Is Even More Important In A Crisis Like COVID-19 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__title"> On Aon Podcast: Approach to DE&I in the Workplace </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="082d9c1e-37fd-43c6-a5d2-40e5bbf592c1" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Q4 2023 Global Insurance Market Insights </h3> <p> Our Global Insurance Market Insights highlight insurance market trends across pricing, capacity, underwriting, limits, deductibles and coverages. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg" alt="Global Insurance Market Overview" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__title"> Q4 2023: Global Insurance Market Overview </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Trends to Watch in 2024 Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">13 mins</span> </p> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__title"> Top Risk Trends to Watch in 2024 </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="c41db332-e10c-49aa-9cfa-ec53e117e3fd" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Regional Results </h3> <p> How do the top risks on business leaders’ minds differ by region and how can these risks be mitigated? Explore the regional results to learn more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg" alt="Top Risks Facing Organizations in Asia Pacific Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__title"> Top Risks Facing Organizations in Asia Pacific </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-north-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{95542825-4CD8-4BCC-BEDA-B4480252C088}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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Facing Organizations in Latin America Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-latin-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{4B4E8C72-315E-477D-89CC-03B18F61C79A}" class="content-card__title"> Top Risks Facing Organizations in Latin America </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-middle-east-and-africa?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1F09A156-1BF5-49AC-8AF8-7633593A4EE5}" class="content-card__topper 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg" alt="Rethinking Your Total Rewards Programs During Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/rethinking-your-total-rewards-programs-during-mergers-and-acquisitions?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D1D55A11-2CB6-496B-A007-B4610703E905}" class="content-card__title"> Rethinking Your Total Rewards Programs During Mergers and Acquisitions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg" alt="Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__title"> Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="949b8c56-d96f-4367-987a-e6f97f107c55" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce </h3> <p> Our Workforce Collection provides access to the latest insights from Aon’s Human Capital team on topics ranging from health and benefits, retirement and talent practices. You can reach out to our team at any time to learn how we can help address emerging workforce challenges. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" 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href="/en/insights/articles/5-ways-hr-can-partner-with-finance-to-drive-growth?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6C15A18E-1AAC-4BF8-A6D4-BC652AAC6C98}" class="content-card__title"> 5 Ways HR Can Partner with Finance to Drive Growth </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/2025-salary-increase-planning-tips?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A56A1876-BBF2-46B9-9B95-6F81908D9279}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/articles/2025-salary-increase-planning-tips?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A56A1876-BBF2-46B9-9B95-6F81908D9279}" class="content-card__title"> 2025 Salary Increase Planning Tips </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" 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xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="ecbe4be2-4364-42c5-bb1f-48b08afedb04" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Mergers and Acquisitions </h3> <p> Our Mergers and Acquisitions (M&A) collection gives you access to the latest insights from Aon's thought leaders to help dealmakers make better decisions. 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aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="a0c616c3-6700-4cdf-956c-639f55f279d8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Pay Transparency and Equity </h3> <p> Our Pay Transparency and Equity collection gives you access to the latest insights from Aon's human capital team on topics ranging from pay equity to diversity, equity and inclusion. 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aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e201f778-5b33-494e-9147-a3e899f05b09" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Property Risk Management </h3> <p> Forecasters are predicting an extremely active 2024 Atlantic hurricane season. 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href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__title"> Florida Hurricanes Not Expected to Adversely Affect Property Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg" alt="Build Resilience for an Extremely Active Atlantic Hurricane Season Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__title"> Build Resilience for an Extremely Active Atlantic Hurricane Season </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-47-navigating-and-preparing-for-catastrophes?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1433DCAE-1C03-4DBB-B6B2-70DA82124642}" class="content-card__topper content-card__topper--media"> <div 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class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-47-navigating-and-preparing-for-catastrophes?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1433DCAE-1C03-4DBB-B6B2-70DA82124642}" class="content-card__title"> On Aon Podcast: Navigating and Preparing for Catastrophes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Parametric Insurance: A Complement to Traditional Property Coverage" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__title"> Parametric Insurance: A Complement to Traditional Property Coverage </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/navigating-climate-risk-using-multiple-models-and-data-sets?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FF0445B0-F425-4130-B556-840503B37A24}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg" alt="Navigating Climate Risk Using Multiple Models and Data Sets" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/navigating-climate-risk-using-multiple-models-and-data-sets?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FF0445B0-F425-4130-B556-840503B37A24}" class="content-card__title"> Navigating Climate Risk Using Multiple Models and Data Sets </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/rising-losses-from-severe-convection-storms-mostly-explained-by-exposure-growth?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{4E7D061F-4261-499C-8B1D-9FDB44472264}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg" alt="Rising Losses From Severe Convection Storms Mostly Explained by Exposure Growth Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span 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media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg" alt="gettyimages_176623210_rt.jpg" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="65b4896d-8843-4831-b61a-b9ac31196758" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Technology </h3> <p> Our Technology Collection provides access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities of technology. Reach out to the team to learn how we can help you use technology to make better decisions for the future. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="How Artificial Intelligence (AI) is Transforming Human Resources and the Workforce" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__title"> How Artificial Intelligence is Transforming Human Resources and the Workforce </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/technology?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{A9791BBE-BAA0-4A9E-A586-38178E116DF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg" alt="Technology Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a 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Global Risks </h3> <p> Trade, technology, weather and workforce stability are the central forces in today’s risk landscape. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg" alt="Cyber Attacks/Data Breach Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__title"> Cyber Attack or Data Breach </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__title"> Business Interruption </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__title"> Failure to Attract or Retain Top Talent </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__title"> Regulatory or Legislative Changes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" 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mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__title"> Supply Chain or Distribution Failure </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__title"> Damage to Brand or Reputation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" 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<span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__title"> Failure to Innovate or Meet Customer Needs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg" alt="Increasing Competition" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__title"> Increasing Competition </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png" alt="Business Decision Maker Survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__title"> Business Decision Maker Survey </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="29da4b7b-a0c3-4034-998c-53bb528566eb" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-navy " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Trade </h3> <p> Our Trade Collection gives you access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities for international business. Reach out to our team to understand how to make better decisions around macro trends and why they matter to businesses. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg" alt="The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__title"> The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__title"> Global Risk Management Survey </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__title"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/global-insurance-market-overview-q1-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" 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class="aon-carousel__header"> <h3> Weather </h3> <p> With a changing climate, organizations in all sectors will need to protect their people and physical assets, reduce their carbon footprint, and invest in new solutions to thrive. 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Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source 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Article <span class="aon-eyebrow__optional-text">10 Min Read</span> </p> <a href="" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div 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data-form-type="Contact Us" autoComplete="off" data-datapass-capability="Risk Transfer" data-datapass-solution_line="Commercial Risk Solutions" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million </option><option class="aon-field__option" value="100 Million to 749.9 Million"> 100 Million to 749.9 Million </option><option class="aon-field__option" value="750 Million to 9.9 Billion"> 750 Million to 9.9 Billion </option><option class="aon-field__option" value="More than 10.0 Billion"> More than 10.0 Billion </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Annual Revenue </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="headcount"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="headcount" id="headcount" aria-errormessage="error-companysize-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Less than 100 employees"> Less than 100 employees </option><option class="aon-field__option" value="100 to 499 employees"> 100 to 499 employees </option><option class="aon-field__option" value="500 to 999 employees"> 500 to 999 employees </option><option class="aon-field__option" value="1,000 to 4,999 employees"> 1,000 to 4,999 employees </option><option class="aon-field__option" value="5,000 to 14,999 employees"> 5,000 to 14,999 employees </option><option class="aon-field__option" value="More than 15,000 employees"> More than 15,000 employees </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Employee Headcount </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> How Can We Help? </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-textarea"> <textarea class="aon-textarea__input" name="comments" rows="5" placeholder="Add a message"></textarea> </div> </div> <div class="aon-lead-modal__form-legal-container"> <div class="aon-lead-modal__form-legal"> <p 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Submitting this form will not subscribe you to receiving marketing communications from Aon, and all information provided will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>.</span></p> </div> <button type="submit" id="fe7177" disabled="" class="aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </fieldset> </form> </section> <div class="modal-close aon-lead-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Let’s Connect </h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <input type="hidden" name="countryCode" value=""/> <input type="hidden" name="busPhone" value=""/> <input type="hidden" name="eyebrow" id="eyebrow" value="I’m interested in"/> <input type="hidden" name="leadModalTitleCTABanner" id="leadModalTitleCTABanner" value="Talking to Aon"/> <input type="hidden" name="leadModalTitleFromContactUs" id="leadModalTitleFromContactUs" value="Talking to Aon"/>  <section id="leadModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen modal-content--success"> <div class="aon-lead-modal aon-lead-modal--success container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Thank You </h2> <p> Your request was submitted successfully and is on its way to our team. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <section class="aon-modal__success-content"> <div class="aon-modal__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <h3 class="modal-title aon-modal__success-header"> We’ll be in touch soon. </h3> <p class="aon-modal__success-short-description"> Your request is being reviewed so we can align you to the best resources on our team. In the meantime, we invite you to explore some of our latest insights below. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 Min Read</span> </p> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" 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