Best Savings Accounts For Kids And Teens Of February 2025

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[year]'></ra-title><meta name="format-detection" content="telephone=no" /><meta name="google-site-verification" content="jGqy0685OfScYI_CPpQIY0veB6wppKqi8yiG6FipWBM" /><meta name="fo-verify" content="66cd52e3-8bd5-41b7-a018-a83982c07dc5"><link rel="alternate" type="application/rss+xml" href= "https://www.forbes.com/advisor/feed/"><script type="text/javascript"> window.awardsData = null ; </script><script>!function(){let a=location.protocol+"//"+location.host+location.pathname+(location.search?location.search:""),o=location.hash.split("#")[1];if(o&&Array.isArray(awardsData)&&awardsData.includes(o)){let t=new URL(a);t.searchParams.append("award",o),location.href=t}}();</script><link rel="icon" href="https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" 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Here are the best accounts for your kid."/>   <meta property="og:site_name" content="Forbes Advisor"/> <meta property="og:title" content="Best Savings Accounts For Kids And Teens Of February 2025"/> <meta property="og:url" content="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/"/> <meta property="og:type" content="article"/> <meta property="og:description" content="It's never too early to start teaching your children about finances and encouraging them to save. In fact, research has shown that children as young as five can begin to understand the value of money. Teaching your kids about financial responsibility at a young age helps build strong financial liter"/> <meta property="og:image" content="https://www.forbes.com/advisor/wp-content/uploads/2024/12/image1-7-e1736494025530.png"/> <meta property="og:image:url" content="https://www.forbes.com/advisor/wp-content/uploads/2024/12/image1-7-e1736494025530.png"/> <meta property="og:image:secure_url" content="https://www.forbes.com/advisor/wp-content/uploads/2024/12/image1-7-e1736494025530.png"/> <meta property="article:published_time" content="2023-07-13T11:54:41-04:00"/> <meta property="article:modified_time" content="2025-02-18T10:36:08-05:00" /> <meta property="og:updated_time" content="2025-02-18T10:36:08-05:00" /> <meta property="article:section" content="savings"/> <meta property="fb:app_id" content="123694841080850"/>  <meta name="twitter:title" content="Best Savings Accounts For Kids And Teens Of February 2025"/> <meta name="twitter:url" content="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/"/> <meta name="twitter:description" content="It's never too early to start teaching your children about finances and encouraging them to save. 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href="https://www.forbes.com/advisor/author/erin-bendig/" class="mobile-disabled-link" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="24px" height="24px"></a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'>Erin Bendig</a><span class="author-role">Senior Banking Writer</span></div></div><div class="middle-content">Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, she has freelanced for Bankrate, covering topics re...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/erin-bendig\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'>Erin Bendig</a><span class="author-role">Senior Banking Writer</span></div></div><div class="middle-content">Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, she has freelanced for Bankrate, covering topics re...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/erin-bendig\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div><div class="title-wrap"><div class="title-top-wrap"><span class="prefix-text">Written By</span><div class="name author-byline-hoverover"><a class="mobile-disabled-link" href="https://www.forbes.com/advisor/author/erin-bendig/" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}' target="_blank">Erin Bendig </a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'>Erin Bendig</a><span class="author-role">Senior Banking Writer</span></div></div><div class="middle-content">Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, she has freelanced for Bankrate, covering topics re...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/erin-bendig\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'>Erin Bendig</a><span class="author-role">Senior Banking Writer</span></div></div><div class="middle-content">Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, she has freelanced for Bankrate, covering topics re...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/erin-bendig\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div></div><div class="title-bottom-wrap"><div class="designation">Senior Banking Writer </div></div></div></div></div></div><div class="author_with-badge-details author_container hide-in-mobile secondary-author" data-ecom-container='{"componentTitle":"Author with badge","componentType":"Forbes Author\/Advisory Board"}'><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-img-badge author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/mshahid/" class="mobile-disabled-link" data-ecom-link='{"clickText":"Maisha Shahid","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/maisha-headshot-Maisha-Shahid-e1730783915307-88x88.jpg" alt="Maisha Shahid" width="24px" height="24px"></a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/maisha-headshot-Maisha-Shahid-e1730783915307-88x88.jpg' alt='Maisha Shahid' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Fact Checked by</div><a class="author-name" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"Maisha Shahid","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'>Maisha Shahid</a><span class="author-role">Deputy Editor, Banking and Investing</span></div></div><div class="middle-content">With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. 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She uses her editing expertise to communicate complex topi...</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div><div class="right_wrap"><div class="title-wrap"><div class="title-top-wrap"><div class="prefix-text">Fact Checked</div><div class="name author-byline-hoverover author-badge-name"><a href="https://www.forbes.com/advisor/author/mshahid/" data-ecom-link='{"clickText":"Maisha Shahid","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}' target="_blank" class="mobile-disabled-link">Maisha Shahid</a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/maisha-headshot-Maisha-Shahid-e1730783915307-88x88.jpg' alt='Maisha Shahid' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Fact Checked by</div><a class="author-name" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"Maisha Shahid","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'>Maisha Shahid</a><span class="author-role">Deputy Editor, Banking and Investing</span></div></div><div class="middle-content">With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses her editing expertise to communicate complex topi...</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/maisha-headshot-Maisha-Shahid-e1730783915307-88x88.jpg' alt='Maisha Shahid' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Fact Checked by</div><a class="author-name" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"Maisha Shahid","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'>Maisha Shahid</a><span class="author-role">Deputy Editor, Banking and Investing</span></div></div><div class="middle-content">With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses her editing expertise to communicate complex topi...</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/mshahid/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mshahid\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div></div><div class="title-bottom-wrap"><div class="designation">Deputy Editor, Banking and Investing </div></div></div></div></div></div></div></div><div class="more-author"><span class="text">& 1 other</span><div class="arrow-icon rotate"></div></div></div><div class="ask-the-editor-wrapper"><div class="container"></div></div> <div class="container"> <div class="main-wrapper show-right-rail"> <div class="article-wrapper inarticle-link-tracking"> <style> .article__editors-note.font-14px{font-size:14px;} </style> <div class="article__editors-note font-14px"> Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. </div> <div class="intro-content applyfade "> <div class="intro-content-inner wysiwyg-content"> <p>It’s never too early to start teaching your children about finances and encouraging them to save. In fact, research has shown that children as young as five can begin to understand the value of money. Teaching your kids about financial responsibility at a young age helps build strong financial literacy that will benefit them throughout life. The earlier you start, the better positioned they will be for future success.</p> <p>A great way to begin teaching your children about financial literacy is by opening a kids’ savings account. These accounts, specifically designed for children under the age of 18, provide an excellent platform for learning how to spend and save responsibly.</p> <style id="style_1_eat-widget-style">.eat-widget-container{border:1px solid #ededed;border-radius:.5rem;box-shadow:0 6px 9px rgba(0,0,0,.06);margin:20px 0;padding:16px}.eat-widget-container .eat-header{display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:600;line-height:22px;padding-right:48px;word-break:break-word}.eat-widget-container .eat-header h2{border-style:none;margin:0;padding:0}.eat-widget-container .eat-header .eat-heading{color:#181716;font-weight:600;line-height:22px;margin:0 0 0 8px}.eat-widget-container .eat-header p.eat-heading{font-size:20px}@media (min-width:1025px){.eat-widget-container .eat-header p.eat-heading{font-size:24px}}.eat-widget-container .eat-header .eat-forbes-icon{flex-shrink:0;margin-top:2px}@media (min-width:768px){.eat-widget-container .eat-header 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data-ecom-container='{"componentTitle":"","componentType":"EAT Widget"}'> <div class="eat-header-wrap " data-ecom-misc-click='{"clickText":"Why you can trust Forbes Advisor","clickType":"Accordion","referenceText":""}'> <div class="eat-header"> <svg class="eat-forbes-icon" width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="20" height="20" fill="#181716" /> <path d="M9.64475 4.94766H10.7202C11.954 4.94766 12.1556 4.97167 12.5925 5.18771C13.2262 5.49977 13.6871 6.11428 14.0952 7.18489C14.2584 7.62177 14.2584 7.61697 14.6233 7.50655L14.8681 7.43453L14.8441 5.85984C14.8297 4.99567 14.8105 4.22273 14.8009 4.14591L14.7769 4.01149L10.0672 4.00188C7.47474 3.99708 5.30473 4.00188 5.24712 4.01149L5.1319 4.03069L5.1415 4.30914L5.1511 4.58759L5.51117 4.6308C5.97686 4.68841 6.25531 4.81804 6.41854 5.05808C6.78821 5.60059 6.85542 6.33993 6.85542 9.84459C6.85542 13.5797 6.77861 14.4871 6.41854 14.9576C6.23131 15.2024 6.08248 15.2792 5.6648 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right-section-enabled left-section-enabled"> <div class="left-section"> <p>Our editors are committed to bringing you unbiased ratings and information. <strong>Advertisers do not and cannot influence our ratings.</strong> We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our <a href="https://www.forbes.com/advisor/about-us/"data-ecom-link='{"clickText":"editorial guidelines","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/about-us\/","clickType":"internal"}'>editorial guidelines </a> and the <a href="https://www.forbes.com/advisor/banking/review-methodology/"data-ecom-link='{"clickText":"banking methodology","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/review-methodology\/","clickType":"internal"}'>banking methodology </a> for the ratings below.</p> </p></div> <div class="right-section"> <ul> <li>45 kids’ savings accounts scrutinized</li> <li>40 institutions assessed</li> <li>6 features weighed and ranked</li> </ul></div> </p></div> </p></div> </p></div> </p></div> </div> <div class="mob-fade" data-ecom-misc-click='{"clickText":"Read more","clickType":"Button","referenceText":""}'> <span>Read More</span> <div class="chevron-arrow-wrapper"> <div class="chevron-arrow down"></div> </div> </div> </div> <div class="our-picks-wrapper" data-ecom-container='{"componentTitle":"Show Summary","componentType":"Show Summary"}'> <div class="toggle-picks-section">Show Summary</div> <div class="our-picks hidden"> <ul id="our-picks-section"> <li> <a href="#capital_one_kids_savings_account" class="jump-to" data-ecom-misc-click='{"clickText":"Capital One Kids Savings Account","clickType":"Jump Link","referenceText":""}'> Capital One Kids Savings Account </a> : Best for High-Yield Interest </li> <li> <a href="#alliant_credit_union_kids_savings_account" class="jump-to" data-ecom-misc-click='{"clickText":"Alliant Credit Union Kids Savings Account","clickType":"Jump Link","referenceText":""}'> Alliant Credit Union Kids Savings Account </a> : Best for Younger Kids </li> <li> <a href="#current_teen_savings" class="jump-to" data-ecom-misc-click='{"clickText":"Current Teen Savings","clickType":"Jump Link","referenceText":""}'> Current Teen Savings </a> : Best for Debit Card Access </li> <li> <a href="#bethpage_federal_credit_union_student_savings" class="jump-to" data-ecom-misc-click='{"clickText":"Bethpage Federal Credit Union Student Savings","clickType":"Jump Link","referenceText":""}'> Bethpage Federal Credit Union Student Savings </a> : Best for Long-Term Savings </li> <li> <a href="#regions_bank_savings_for_minors" class="jump-to" data-ecom-misc-click='{"clickText":"Regions Bank Savings for Minors","clickType":"Jump Link","referenceText":""}'> Regions Bank Savings for Minors </a> : Best for First-Time Savers Less Concerned with APY </li> <li> <a href="#main_street_bank_junior_airsavings" class="jump-to" data-ecom-misc-click='{"clickText":"Main Street Bank Junior AirSavings","clickType":"Jump Link","referenceText":""}'> Main Street Bank Junior AirSavings </a> : Best for First-Time Savers </li> <li> <a href="#best_savings_accounts_for_kids_and_teens_of_february_2025_section" class="jump-to" data-ecom-misc-click='{"clickText":"Best Savings Accounts for Kids and Teens of February 2025","clickType":"Jump Link","referenceText":""}'> Best Savings Accounts for Kids and Teens of February 2025 </a> </li> <li> <a href="#summary_of_best_savings_accounts_for_kids_and_teens_2025_section" class="jump-to" data-ecom-misc-click='{"clickText":"Summary of Best Savings Accounts for Kids and Teens 2025","clickType":"Jump Link","referenceText":""}'> Summary of Best Savings Accounts for Kids and Teens 2025 </a> </li> <li> <a href="#what_is_a_kids_savings_account_section" class="jump-to" data-ecom-misc-click='{"clickText":"What Is a Kids Savings Account?","clickType":"Jump Link","referenceText":""}'> What Is a Kids Savings Account? </a> </li> <li> <a href="#is_it_safe_to_put_money_in_a_bank_account_for_kids_section" class="jump-to" data-ecom-misc-click='{"clickText":"Is It Safe To Put Money in a Bank Account For Kids?","clickType":"Jump Link","referenceText":""}'> Is It Safe To Put Money in a Bank Account For Kids? </a> </li> <li> <a href="#benefits_of_kids_and_teenage_savings_accounts_section" class="jump-to" data-ecom-misc-click='{"clickText":"Benefits of Kids and Teenage Savings Accounts","clickType":"Jump Link","referenceText":""}'> Benefits of Kids and Teenage Savings Accounts </a> </li> <li> <a href="#when_to_open_a_childrens_savings_account_section" class="jump-to" data-ecom-misc-click='{"clickText":"When To Open a Children's Savings Account","clickType":"Jump Link","referenceText":""}'> When To Open a Children's Savings Account </a> </li> <li> <a href="#how_to_choose_a_savings_account_for_kids_and_teens_section" class="jump-to" data-ecom-misc-click='{"clickText":"How To Choose a Savings Account for Kids and Teens","clickType":"Jump Link","referenceText":""}'> How To Choose a Savings Account for Kids and Teens </a> </li> <li> <a href="#how_to_open_a_savings_account_for_a_teenager_section" class="jump-to" data-ecom-misc-click='{"clickText":"How To Open a Savings Account for a Teenager","clickType":"Jump Link","referenceText":""}'> How To Open a Savings Account for a Teenager </a> </li> <li> <a href="#alternatives_to_savings_accounts_for_kids_section" class="jump-to" data-ecom-misc-click='{"clickText":"Alternatives to Savings Accounts for Kids","clickType":"Jump Link","referenceText":""}'> Alternatives to Savings Accounts for Kids </a> </li> <li> <a href="#is_a_kids_bank_account_worth_it_section" class="jump-to" data-ecom-misc-click='{"clickText":"Is a Kids Bank Account Worth it?","clickType":"Jump Link","referenceText":""}'> Is a Kids Bank Account Worth it? </a> </li> <li> <a href="#methodology_section" class="jump-to" data-ecom-misc-click='{"clickText":"Methodology","clickType":"Jump Link","referenceText":""}'> Methodology </a> </li> <li> <a href="#frequently_asked_questions_faqs_section" class="jump-to" data-ecom-misc-click='{"clickText":"Frequently Asked Questions (FAQs)","clickType":"Jump Link","referenceText":""}'> Frequently Asked Questions (FAQs) </a> </li> </ul> </div> </div> </div> <div class="right-rail"> <style> .best-of-content .boc__section-heading { display: none;} .best-of-content .boc__sub-section { margin: 16px 0 32px;} .best-of-content .boc__items { margin: 12px 0;} .best-of-content .boc__sub-section-heading { font-family: "Work Sans", sans-serif; font-weight: 500; font-size: 14px; line-height: 22px; letter-spacing: -0.5px; color: #333333; text-transform: uppercase; padding-bottom: 12px; border-bottom: 1px solid #c8cccc;} .best-of-content .boc__item-link { font-family: "Work Sans", sans-serif; font-size: 14px; line-height: 22px; letter-spacing: -0.5px; color: #395BB6; text-decoration: none;} .best-of-content .boc__item-link:hover { text-decoration: underline;} .best-of-content .boc__item-list { margin-bottom: 12px;} .best-of-content hr { height: 1px; border: none; border-top: 1px #C8CCCC solid; margin: 16px 0;} .post-template .best-of-content .boc__item-link, .page-template .best-of-content .boc__item-link, .post-template-default .best-of-content .boc__item-link{ color: #007AC8; } @media (max-width: 767px) { .best-of-content { max-width: 270px;} .best-of-content .boc__sub-section { margin-top: 0;} .best-of-content .boc__sub-section:last-child { margin-bottom: 0;} } @media screen and (max-width: 599px) { .best-of-content hr { margin: 16px 0;} } </style> <div class="best-of-content"> <div class="boc__section" data-ecom-container='{"componentTitle":"Find The Best Accounts","componentType":"Global Right Rail Section"}'> <div class="boc__sub-section"> <div class="boc__sub-section-heading">Find The Best Accounts</div> <ul class="boc__items"> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/" title="Best High-Yield Savings Accounts" data-ecom-link='{"clickText":"Best High-Yield Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}'>Best High-Yield Savings Accounts</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/banking/savings/best-5-percent-interest-savings-accounts/" title="Best 5% Interest Savings Accounts" data-ecom-link='{"clickText":"Best 5% Interest Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-5-percent-interest-savings-accounts\/","clickType":"internal"}'>Best 5% Interest Savings Accounts</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/banking/savings/best-business-savings-accounts/" title="Best Business Savings Accounts" data-ecom-link='{"clickText":"Best Business Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-business-savings-accounts\/","clickType":"internal"}'>Best Business Savings Accounts</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-with-debit-cards/" title="Best Savings Accounts With Debit Cards" data-ecom-link='{"clickText":"Best Savings Accounts With Debit Cards","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-savings-accounts-with-debit-cards\/","clickType":"internal"}'>Best Savings Accounts With Debit Cards</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/banking/savings/best-student-savings-accounts/" title="Best Student Savings Accounts" data-ecom-link='{"clickText":"Best Student Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-student-savings-accounts\/","clickType":"internal"}'>Best Student Savings Accounts</a> </li> </ul> </div> </div> </div> </div> <div class="bottom-section"> <div id="savings_account_promotions_for_2025_section" class="article-section hide-section-title" data-ecom-container='{"componentTitle":"Savings Account Promotions for 2025","componentType":"Top Ten Template - Sections"}' > <div class="section-content wysiwyg-content blue-bullets "> <div data-ecom-container='{"componentTitle":"Myfi Static Saving Mma Full Rt","componentType":"MyFinance-External Widget-MyFinance Static Js Widget"}' > <div class="myFinance-widget" data-widget-id="105fb501-32b7-4f70-86d7-58f52f573494" data-campaign="forbes-sav-full-rt"data-ecom-external-widget='{"tid":"tid_value","partnerName":"MyFinance","referenceText":"Forbes Sav Full Rt"}'></div> </p></div> </div> </div> <div id="best_savings_accounts_for_kids_and_teens_of_february_2025_section" class="article-section " data-ecom-container='{"componentTitle":"Best Savings Accounts for Kids and Teens of February 2025","componentType":"Top Ten Template - Sections"}' data-ecom-list='{"listName":"Banking Products","productsOnPage":"6","appliedFilters":"","pageNumber":1}'> <h2>Best Savings Accounts for Kids and Teens of February 2025</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>We’ve compared savings accounts across banks and credit unions to find some of the best savings accounts for kids. Here’s why we picked each account—including pros and cons—and important details to know about our picks.</p> <p>Annual percentage yields (APYs) and account details are accurate as of February 18, 2025.</p> </div> <div data-ecom-container='{"componentTitle":"Capital One Kids Savings Account","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Capital One Kids Savings Account","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"380042","itemName":"Capital One Kids Savings Account","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":5,"initialCost":0,"subscriptionCost":0}' id="capital_one_kids_savings_account"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for High-Yield Interest</h2> <h3 class="card-title">Capital One Kids Savings Account</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" data-component-title="Generic Product Widget" data-product-name="Capital One Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for High-Yield Interest" data-product-rating="5" data-product-offer="No" data-wp-postid="380042" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2022/10/download-32.png" alt="Capital One Kids Savings Account"> </a> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">5.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 100%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">2.50%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" data-component-title="Generic Product Widget" data-product-name="Capital One Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for High-Yield Interest" data-product-rating="5" data-product-offer="No" data-wp-postid="380042" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2022/10/download-32.png" alt="Capital One Kids Savings Account"> </a> </div> <div class="btn-wrap primary-cta-btn-wrap">  <a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" data-component-title="Generic Product Widget" data-product-name="Capital One Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for High-Yield Interest" data-product-rating="5" data-product-offer="No" data-wp-postid="380042" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' > <span> Learn More </span> <img loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" > </a> <div class="secure-site-txt"> Read Our Review </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">2.50%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Capital One Kids Savings Account"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>We picked the <a href="https://www.capitalone.com/bank/savings-accounts/kids-savings-account/" rel="nofollow"> Capital One Kids Savings </a> account as the best option for high-yield interest for children because it earns a competitive APY of 2.50%—with no minimum balance requirement or balance cap.</p> <p><strong>Why We Like It</strong></p> <p>This account offers one of the best APYs compared to other kids’ savings accounts: 2.50%. Many other accounts offer high rates on just the first $1,000 deposited in the account, but the Capital One Kids Savings account has no cap on earnings. Plus, it has no minimum balance requirement or monthly maintenance fees.</p> <p><strong>Why We Don’t Like It</strong></p> <p>We don’t like that this account does not come with an ATM card.</p> <p><strong>Who It’s Best For</strong></p> <p>This account is best for kids who intend to carry large balances and maximize their savings through interest.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Capital One Kids Savings Account"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Competitive APY</li> <li>No minimum balance requirement</li> <li>No monthly fee</li> </ul> </div> <div class="list-points cons"> <ul> <li>Limited transfer abilities for minors</li> <li>No ATM card</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Capital One Kids Savings Account"}'>Details</div> <div class="c-tab--content list-points"> <p>The Capital One Kids Savings account is available for children under 18. If the child is under the age of 12, the child’s parent or legal guardian must be the adult to open the account. There are no monthly or minimum fees, and the account offers a competitive 2.50% APY.</p> </div> </div> </div> </div> </div> </section> </div> <div data-ecom-container='{"componentTitle":"Alliant Credit Union Kids Savings Account","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Alliant Credit Union Kids Savings Account","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"326232","itemName":"Alliant Credit Union Kids Savings Account","itemBrand":"Even Finance","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Even Finance","coupon":"","secondaryCallout":"","starRatings":4.7,"initialCost":0,"subscriptionCost":0}' id="alliant_credit_union_kids_savings_account"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for"> Best for Younger Kids</h2> <h3 class="card-title">Alliant Credit Union Kids Savings Account</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" data-component-title="Generic Product Widget" data-product-name="Alliant Credit Union Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge=" Best for Younger Kids" data-product-rating="4.7" data-product-offer="No" data-wp-postid="326232" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2022/02/Alliant-Logo.png" alt="Alliant Credit Union Kids Savings Account"> </a> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.7</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 90%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">3.10%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light">with paperless statements</p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" data-component-title="Generic Product Widget" data-product-name="Alliant Credit Union Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge=" Best for Younger Kids" data-product-rating="4.7" data-product-offer="No" data-wp-postid="326232" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2022/02/Alliant-Logo.png" alt="Alliant Credit Union Kids Savings Account"> </a> </div> <div class="btn-wrap primary-cta-btn-wrap">  <a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" data-component-title="Generic Product Widget" data-product-name="Alliant Credit Union Kids Savings Account" data-product-category="Banking" data-product-position="NA" data-product-badge=" Best for Younger Kids" data-product-rating="4.7" data-product-offer="No" data-wp-postid="326232" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' > <span> Learn More </span> <img loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" > </a> <div class="secure-site-txt"> On MoneyLion's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">3.10%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light">with paperless statements</p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Alliant Credit Union Kids Savings Account"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>The <a href="https://www.alliantcreditunion.org/bank/kids-savings-accounts" rel="nofollow"> Alliant Kids Savings </a> account made our list thanks to its extensive ATM network and impressive APY of 3.10% on average daily balances of at least $100. The account is only available to children 12 and under.</p> <p><strong>Why We Like It</strong></p> <p>We like this account because it offers a free ATM card and access to 80,000 surcharge-free ATMs nationwide. It also offers a high APY of 3.10% on balances of at least $100.</p> <p><strong>Why We Don’t Like It</strong></p> <p>One drawback of this account is that it is only available for children under the age of 12. Many of the features and high APY would be beneficial for teenagers as well.</p> <p><strong>Who It’s Best For</strong></p> <p>This account is best suited for younger children who need to withdraw cash frequently.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Alliant Credit Union Kids Savings Account"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Competitive APY</li> <li>No monthly fee</li> <li>Alliant pays the $5 initial deposit</li> <li>Includes ATM card</li> <li>Massive fee-free ATM network</li> </ul> </div> <div class="list-points cons"> <ul> <li>Available only to children 12 and younger</li> <li>No physical branches</li> <li>Only balances of $100 or more earn interest</li> <li>Adult co-owner must have an existing account with the credit union</li> <li>Transfer limitations to other financial institutions</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Alliant Credit Union Kids Savings Account"}'>Details</div> <div class="c-tab--content list-points"> <p>The Kids Savings account from Alliant Credit Union has no monthly fees, and Alliant pays the minimum balance requirement of $5. Balances over $100 earn an APY of 3.10%. The account comes with a free ATM card that can be used at over 80,000 surcharge-free ATMs. Members have a $500 daily withdrawal limit and a $10,000 daily deposit limit.</p> </div> </div> </div> </div> </div> </section> </div> <div data-ecom-container='{"componentTitle":"Current Teen Savings","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Current Teen Savings","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"1509856","itemName":"Current Teen Savings","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.5,"initialCost":0,"subscriptionCost":0}' id="current_teen_savings"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Debit Card Access</h2> <h3 class="card-title">Current Teen Savings</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" data-component-title="Generic Product Widget" data-product-name="Current Teen Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Debit Card Access" data-product-rating="4.5" data-product-offer="No" data-wp-postid="1509856" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2025/01/Current_wordmark_black.png" alt="Current Teen Savings"> </a> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.5</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 90%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">0%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" data-component-title="Generic Product Widget" data-product-name="Current Teen Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Debit Card Access" data-product-rating="4.5" data-product-offer="No" data-wp-postid="1509856" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2025/01/Current_wordmark_black.png" alt="Current Teen Savings"> </a> </div> <div class="btn-wrap primary-cta-btn-wrap">  <a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" data-component-title="Generic Product Widget" data-product-name="Current Teen Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Debit Card Access" data-product-rating="4.5" data-product-offer="No" data-wp-postid="1509856" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' > <span> Learn More </span> <img loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" > </a> <div class="secure-site-txt"> Read Our Review </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">0%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Current Teen Savings"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>The <a href="https://support.current.com/hc/en-us/sections/360000808754-Teen-Accounts" rel="nofollow">Current Teen Savings</a> account is featured on our list of the best savings accounts for kids because it includes a debit card and has useful features for parents.</p> <p><strong>Why We Like It</strong></p> <p>We like that this account comes with a debit card for everyday spending. Most kids’ savings accounts lack ATM or debit card access.</p> <p><strong>Why We Don’t Like It</strong></p> <p>Unfortunately, the Current Teen account doesn’t pay interest.</p> <p><strong>Who It’s Best For</strong></p> <p>The Current Teen Savings account is best for teenagers who need a debit card for purchases. Parents can also utilize various useful features, such as spending limits, the ability to set up an allowance and the option to create a list of chores for their teen to complete each week.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Current Teen Savings"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No monthly fees</li> <li>No minimum deposit requirement</li> <li>Includes debit card</li> </ul> </div> <div class="list-points cons"> <ul> <li>Parents must also have a Current account before opening an account for their child</li> <li>No APY on balances</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Current Teen Savings"}'>Details</div> <div class="c-tab--content list-points"> <p>The Current Teen Savings account has no monthly deposit requirements or maintenance fees and comes with a debit card for everyday purchases and ATM access. The account has a $500 limit for ATM withdrawals and $3,000 for daily purchases on the account, but parents can also set custom spending limits. A unique feature of this account is the separate “Giving” pod, which enables your child to donate to a charity of their choice.</p> </div> </div> </div> </div> </div> </section> </div> <div data-ecom-container='{"componentTitle":"Bethpage Federal Credit Union Student Savings","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Bethpage Federal Credit Union Student Savings","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"326212","itemName":"Bethpage Federal Credit Union Student Savings","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.3,"initialCost":0,"subscriptionCost":0}' id="bethpage_federal_credit_union_student_savings"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Long-Term Savings</h2> <h3 class="card-title">Bethpage Federal Credit Union Student Savings</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" data-component-title="Generic Product Widget" data-product-name="Bethpage Federal Credit Union Student Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Long-Term Savings" data-product-rating="4.3" data-product-offer="No" data-wp-postid="326212" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2021/12/Bethpage-Federal-Credit-Union.png" alt="Bethpage Federal Credit Union Student Savings"> </a> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.3</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 90%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">5.00%</p> <p class="fact-value-light">5.00% on first $1,000; $1,000-$10,000 earns 5.00%-1.39%</p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="NA" data-link-placement="Image Link" data-url="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" data-component-title="Generic Product Widget" data-product-name="Bethpage Federal Credit Union Student Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Long-Term Savings" data-product-rating="4.3" data-product-offer="No" data-wp-postid="326212" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' > <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2021/12/Bethpage-Federal-Credit-Union.png" alt="Bethpage Federal Credit Union Student Savings"> </a> </div> <div class="btn-wrap primary-cta-btn-wrap">  <a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" data-component-title="Generic Product Widget" data-product-name="Bethpage Federal Credit Union Student Savings" data-product-category="Banking" data-product-position="NA" data-product-badge="Best for Long-Term Savings" data-product-rating="4.3" data-product-offer="No" data-wp-postid="326212" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' > <span> Learn More </span> <img loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" > </a> <div class="secure-site-txt"> Read Our Review </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">5.00%</p> <p class="fact-value-light">5.00% on first $1,000; $1,000-$10,000 earns 5.00%-1.39%</p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Bethpage Federal Credit Union Student Savings"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>The <a href="https://www.bethpagefcu.com/student-savings/" rel="nofollow"> Bethpage Federal Credit Union Student Savings Account </a> is a solid choice for long-term savings. The account automatically converts into a Bethpage Savings Account when the child on the account turns 21. It offers 5.00% APY on balances up to $1,000 and between APY and 5.00% APY for balances between $1,000.01 and $10,000.00</p> <p><strong>Why We Like It</strong></p> <p>This account has no monthly maintenance fee, a low minimum deposit requirement of just $5 and no overdraft fees.</p> <p><strong>Why We Don’t Like It</strong></p> <p>Unfortunately, the 5.00% APY applies only to balances up to $1,000.</p> <p><strong>Who It’s Best For</strong></p> <p>This account is best for teenagers looking for a long-term savings account they can continue to use into adulthood.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Bethpage Federal Credit Union Student Savings"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No monthly fees</li> <li>Low minimum deposit requirement</li> <li>Digital banking is available for ages 13 and up</li> <li>No overdraft fees</li> </ul> </div> <div class="list-points cons"> <ul> <li>Deposits only up to $1,000 earn the full APY</li> <li>Virtual appointment is required to open an account</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Bethpage Federal Credit Union Student Savings"}'>Details</div> <div class="c-tab--content list-points"> <p>The Student Savings Account from BethPage Federal Credit Union has no monthly maintenance fees or overdraft fees and can be opened with as little as $5. Account holders have 24/7 access to Bethpage Digital Banking, which minors can start using at the age of 13. The credit union boasts a nationwide network of over 30,000 surcharge-free ATMs and 5,000 shared branch locations. Note that there is a $1,000 limit on ATM withdrawals for this account.</p> </div> </div> </div> </div> </div> </section> </div> <div data-ecom-container='{"componentTitle":"Regions Bank Savings for Minors","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Regions Bank Savings for Minors","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"1509881","itemName":"Regions Bank Savings for Minors","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.2,"initialCost":0,"subscriptionCost":0}' id="regions_bank_savings_for_minors"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for First-Time Savers Less Concerned with APY</h2> <h3 class="card-title">Regions Bank Savings for Minors</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <img loading="lazy" width="125" height="70" class="card-image" src="https://www.forbes.com/advisor/wp-content/uploads/2025/01/header-logo-desktop-regions-standard-1.svg" alt="Regions Bank Savings for Minors"> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.2</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 80%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">0.01%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <img loading="lazy" width="125" height="70" class="card-image" src="https://www.forbes.com/advisor/wp-content/uploads/2025/01/header-logo-desktop-regions-standard-1.svg" alt="Regions Bank Savings for Minors"> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">0.01%</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Regions Bank Savings for Minors"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>The <a href="https://www.regions.com/personal-banking/savings/savings-for-minors" rel="nofollow"> Regions Bank Savings for Minors </a> account is an excellent option for first-time savers who are just beginning to learn the fundamentals of banking and are not yet focused on earning a high APY.</p> <p><strong>Why We Like It</strong></p> <p>We like that this account has no monthly maintenance fee and a low minimum deposit requirement of only $5.</p> <p><strong>Why We Don’t Like It</strong></p> <p>We dislike that the Regions Bank Savings for Minors account can only be opened in-branch. We also dislike that it offers a low APY on deposits: just 0.01% for all balances.</p> <p><strong>Who It’s Best For</strong></p> <p>This account is best for children learning the fundamentals of banking who aren’t yet concerned about earning a high APY.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Regions Bank Savings for Minors"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No monthly fees</li> <li>No minimum deposit requirement</li> <li>Automatic transfers</li> <li>30% discount on one safe deposit box rental</li> </ul> </div> <div class="list-points cons"> <ul> <li>Extremely low APY of 0.01%</li> <li>Accounts can only be opened in person</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Regions Bank Savings for Minors"}'>Details</div> <div class="c-tab--content list-points"> <p>The Regions Bank Savings for Minors account is available for children under the age of 18. The account has no monthly fee or minimum balance requirements and can be opened with just $5. Parents can set up automatic transfers from their personal Regions checking account to their children’s accounts.</p> </div> </div> </div> </div> </div> </section> </div> <div data-ecom-container='{"componentTitle":"Main Street Bank Junior AirSavings","componentType":"Banking Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-ecom-container='{"componentTitle":"Main Street Bank Junior AirSavings","componentType":"Banking Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-ecom-product='{"itemId":"1496364","itemName":"Main Street Bank Junior AirSavings","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.1,"initialCost":0,"subscriptionCost":0}' id="main_street_bank_junior_airsavings"> <div class="featured-widget-label"> </div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for First-Time Savers</h2> <h3 class="card-title">Main Street Bank Junior AirSavings</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"> <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/12/mainstreet_bank_logo-removebg-preview.png" alt="Main Street Bank Junior AirSavings"> </div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.1</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 80%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label=""> Annual Percentage Yield </p> <div class="fact-value-wrapper"> <p class="fact-value">Up to 4.00%</p> <p class="fact-value-light">4.00% (on first $1,000; $1,000-$2,500 earns 4.00%-1.75%; $2,500+ earns 1.75%-0.29%)</p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Minimum Deposit Requirement </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label=""> Monthly Maintenance Fee </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"> <img loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2024/12/mainstreet_bank_logo-removebg-preview.png" alt="Main Street Bank Junior AirSavings"> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Annual Percentage Yield"> </p> <div class="fact-value-wrapper"> <p class="fact-value">Up to 4.00%</p> <p class="fact-value-light">4.00% (on first $1,000; $1,000-$2,500 earns 4.00%-1.75%; $2,500+ earns 1.75%-0.29%)</p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Minimum Deposit Requirement"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$5</p> <p class="fact-value-light"></p> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Maintenance Fee"> </p> <div class="fact-value-wrapper"> <p class="fact-value">$0</p> <p class="fact-value-light"></p> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Main Street Bank Junior AirSavings"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Because the <a href="https://mstreetbank.com/personal-account-details/" rel="nofollow">Main Street Bank Junior AirSavings</a> account offers a 4.00% APY on balances up to $1,000, it’s an excellent option for kids with low savings balances looking to grow their cash. Plus, the account has no monthly fee to offset any interest earned.</p> <p><strong>Why We Like It</strong></p> <p>We like this account because it offers an impressive APY on balances under $1,000 and has no monthly fees.</p> <p><strong>Why We Don’t Like It</strong></p> <p>While balances under $1,000 earn 4.00% APY, higher balances earn much less interest.</p> <p><strong>Who It’s Best For</strong></p> <p>This account is ideal for children beginning their savings journey who won’t be keeping much money in the bank.</p> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Pros &amp; Cons","clickType":"Accordion","referenceText":"Main Street Bank Junior AirSavings"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No monthly fees</li> <li>No minimum deposit requirement</li> </ul> </div> <div class="list-points cons"> <ul> <li>Parents must have a Main Street Bank deposit account of their own in order to open an account for their child</li> <li>Balances over $2,500 only earn 0.29% APY</li> </ul> </div> </div> </div> <div class="accordion-tab " data-ecom-misc-click='{"clickText":"Details","clickType":"Accordion","referenceText":"Main Street Bank Junior AirSavings"}'>Details</div> <div class="c-tab--content list-points"> <p>Main Street Bank’s Junior AirSavings account is available for children up to age 17. The account has no monthly fees and can be opened with a deposit of just $5. It features a tiered rate of interest offering 4.00% APY on balances under $1,000, a 4.00%-1.75% APY on balances between $1,000 and $2,500 and 1.75%-0.29% on balances over $2,500.</p> </div> </div> </div> </div> </div> </section> </div> <hr /> </div> <div id="summary_of_best_savings_accounts_for_kids_and_teens_2025_section" class="article-section " data-ecom-container='{"componentTitle":"Summary of Best Savings Accounts for Kids and Teens 2025","componentType":"Top Ten Template - Sections"}' > <h2>Summary of Best Savings Accounts for Kids and Teens 2025</h2> <div class="section-content wysiwyg-content blue-bullets "> <div class="mkpl-shortcode-instance variation-2" data-custom-value="mkpl-tables-1496391" data-variation="variation-2" data-ecom-container='{"componentTitle":"","componentType":"Simple Table"}'> <div class="mkpl-mobile-table-container" style="display: none"> <div class="mkpl-table-inner-container"> <div class="mkpl-mobile-table-scroll"> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/01/capital-one-logo.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' >Capital One Kids Savings Account</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">5.0</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">2.50%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" class="primary-font" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/02/Alliant-Logo.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" class="primary-font" data-ecom-conversion='{"clickText":"","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' >Alliant Credit Union Kids Savings Account</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">On MoneyLion's Website</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">3.10%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$5</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/03/Current_wordmark_black.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' >Current Teen Savings</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.5</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">0%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/12/Bethpage-Federal-Credit-Union.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' >Bethpage Federal Credit Union Student Savings</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.3</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">5.00%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$5</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/09/header-logo-desktop-regions-standard.svg" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" class="primary-font" data-ecom-misc-click='{"clickText":"","clickType":"Jump Link","referenceText":""}' >Regions Bank</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.2</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div><div class="mkpl-cta-subtext primary-font"></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">0.01%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$5</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/12/mainstreet_bank_logo-removebg-preview.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" class="primary-font" data-ecom-misc-click='{"clickText":"","clickType":"Jump Link","referenceText":""}' >Main Street Bank Junior AirSavings</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.1</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" data-ecom-misc-click='{"clickText":"View More ","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More </span></a></div><div class="mkpl-cta-subtext primary-font"></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Percentage Yield </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">Up to 4.00%</div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Minimum Deposit Requirement </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"> $5</div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Monthly Maintenance Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">$0</div> </div> </div> </div> </div> </div> </div> <div class="mkpl-desktop-table-container" style="display: none" id="mkpl-table-container"> <div id="mkpl-table-main-container"> <div id="mkpl-table-scroll" class="table-container " > <table id="mkpl-market-table" data-mc="0" data-tcc="6" class="mkpl-simple_tables table style-1" style="text-align: left"> <tr class="thead" style=""> <th style="text-align: left" class="primary-font"> ACCOUNT </th> <th style="text-align: left" class="primary-font"> FORBES ADVISOR RATING </th> <th style="text-align: left" class="primary-font"> ANNUAL PERCENTAGE YIELD </th> <th style="text-align: left" class="primary-font"> MINIMUM DEPOSIT REQUIREMENT </th> <th style="text-align: left" class="primary-font"> MONTHLY MAINTENANCE FEE </th> <th style="text-align: left" class="primary-font"> LEARN MORE </th> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/01/capital-one-logo.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' >Capital One Kids Savings Account</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">5.0</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">2.50%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/capital-one-360-bank-review/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" class="primary-font" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/02/Alliant-Logo.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" class="primary-font" data-ecom-conversion='{"clickText":"","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' >Alliant Credit Union Kids Savings Account</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">3.10%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$5</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://fiona.com/partner/forbes-bridge-page-savings/savings?bridge_partner=alliant-savings" rel="nofollow" target="_blank" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/fiona.com\/partner\/forbes-bridge-page-savings\/savings?bridge_partner=alliant-savings","partnerName":"Even Finance"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">On MoneyLion's Website</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/03/Current_wordmark_black.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' >Current Teen Savings</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.5</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">0%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/current-review-mobile-banking\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/12/Bethpage-Federal-Credit-Union.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" class="primary-font" data-ecom-link='{"clickText":"","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' >Bethpage Federal Credit Union Student Savings</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.3</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">5.00%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$5</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/bethpage-federal-credit-union-review/" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/bethpage-federal-credit-union-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font">Read Our Review</div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/09/header-logo-desktop-regions-standard.svg" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" class="primary-font" data-ecom-misc-click='{"clickText":"","clickType":"Jump Link","referenceText":""}' >Regions Bank</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.2</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">0.01%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$5</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#regions_bank_savings_for_minors" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div><div class="mkpl-cta-subtext primary-font"></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/12/mainstreet_bank_logo-removebg-preview.png" class="mkpl-product-image" alt="" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" class="primary-font" data-ecom-misc-click='{"clickText":"","clickType":"Jump Link","referenceText":""}' >Main Street Bank Junior AirSavings</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.1</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Up to 4.00%</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"> $5</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">$0</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/#main_street_bank_junior_airsavings" data-ecom-misc-click='{"clickText":"View More ","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More </span></a></div><div class="mkpl-cta-subtext primary-font"></div></div> </td> </tr> </table> <div class="mkpl-table-navigation-arrows"> <button type="button" id="left-arrow" data-ecom-misc-click='{"clickText":"Left","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADJSURBVHgBXZCxDcIwEEXvLrbTMgIjeAQXQB0aUiBENgAmIBswQkJJg6iQaGAF2CBskBY5wbEjWXLiwjr73f//dAijo5JiEse01Zrd2BhwgS8DIDnXcgBFjAUASltWkeY5eTBPSwcSW9ZMM3W/rr+9crY6HxEgcwCBeuD+yQFCyPsH/pePy+bj3YiCzLaNTDgDumuRlidb7o2BmpCUV2M4EAJmrqFtmHzaXAxtfAOAqRrNVRgJ+mcOFryt4dQuIR8o/ZaEoB1rWNkBtuxEvL1bUnQAAAAASUVORK5CYII=" alt="Left Arrow" /> </button> <button type="button" id="right-arrow" data-ecom-misc-click='{"clickText":"Right","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADQSURBVHgBdVC5DcJAENw53pAS6AA6wAlPCAGCDLsSoAJEBXwJEDk0JrA7wCW4BMeH5GXP2MggscHenEYzNzew5rt2PVULrdNt6DoJlUY1GEsCrWp1BNZ41/oiAV7LGQPo1hrYlEmYNRLrlNVDYIuJ9/eL7WRKs7yzE4OUJTABwR7M9puPspj+9NiD4tDglGml6M8YolJchrNTh8CewCaJyr8u1plt9tc8ECTQLQ+EN4FAYJuIXf9iTwq3qimBhWDm6KnZKb9bzUpgRFrz4be+FwjJTXtIGD7JAAAAAElFTkSuQmCC" alt="Right Arrow"/> </button> </div> </div> <button type="button" class="primary-font" id="seeMoreBtn" style="display: none;" data-ecom-misc-click='{"clickText":"See More","clickType":"Button","referenceText":""}' >See More</button> <button type="button" class="primary-font" id="seeLessBtn" style="display: none;" data-ecom-misc-click='{"clickText":"See Less","clickType":"Button","referenceText":""}' >See Less</button> </div> </div></div> </div> <hr /> </div> <div id="what_is_a_kids_savings_account_section" class="article-section " data-ecom-container='{"componentTitle":"What Is a Kids Savings Account?","componentType":"Top Ten Template - Sections"}' > <h2>What Is a Kids Savings Account?</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Kids’ savings accounts are designed to teach children and teenagers financial skills, such as saving and budgeting. Parents have joint ownership of these accounts, which allows them to monitor their child’s account activity and make deposits or withdrawals as needed. Most accounts enable parents to set up automatic transfers and impose limits on withdrawals, helping to establish boundaries for their child’s finances. Additionally, kids’ savings accounts typically have low fees and minimal deposit requirements.</p> </div> <hr /> </div> <div id="is_it_safe_to_put_money_in_a_bank_account_for_kids_section" class="article-section " data-ecom-container='{"componentTitle":"Is It Safe To Put Money in a Bank Account For Kids?","componentType":"Top Ten Template - Sections"}' > <h2>Is It Safe To Put Money in a Bank Account For Kids?</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Yes, putting money in a savings account for your kids is not only safe but also encouraged. Reputable banks and credit unions prioritize security and privacy, offering FDIC or NCUA insurance on deposits, which covers up to $250,000 per depositor for each ownership category.</p> </div> <hr /> </div> <div id="benefits_of_kids_and_teenage_savings_accounts_section" class="article-section " data-ecom-container='{"componentTitle":"Benefits of Kids and Teenage Savings Accounts","componentType":"Top Ten Template - Sections"}' > <h2>Benefits of Kids and Teenage Savings Accounts</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Opening a savings account for your child or teenager offers many benefits. These accounts help children understand the value of money and teach them about the importance of savings. They’re a great way to introduce your kids to budgeting and educate them on how to set and achieve financial goals. Plus, the earlier your kids start saving, the more they can benefit from compound interest over time.</p> <div class="blockquote blockquote-wrapper"> <p>It’s important to help children and teens set a financial goal and celebrate when they reach it. Consider making a matching contribution to the savings account to keep the momentum of good money habits going.</p> <p><em>– <a href="https://www.forbes.com/advisor/advisory-board/banking/keith-dragisich/"data-ecom-link='{"clickText":"Keith Dragisich","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/banking\/keith-dragisich\/","clickType":"internal"}'>Keith Dragisich</a>, Minnetonka Market President at MidCountry Bank</em></p> </div> </div> <hr /> </div> <div id="when_to_open_a_childrens_savings_account_section" class="article-section " data-ecom-container='{"componentTitle":"When To Open a Children's Savings Account","componentType":"Top Ten Template - Sections"}' > <h2>When To Open a Children's Savings Account</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>You can open a savings account for your child at any age—whether they’re a toddler or a teenager. However, the earlier you introduce them to the concept of saving money, the better off they’ll be in the long run.</p> <div class="blockquote blockquote-wrapper"> <p>I see parents setting up a savings account when their child is very young, typically before they have their first job. The best idea for younger children is to build good savings habits by having them contribute money from their chores on a weekly basis.</p> <p>With teenagers, I recommend setting up a meeting at the bank to open an account. Once your teen gets a job, review and discuss their first paycheck with them so they can determine what should be considered spending money and what will go directly into their savings account.</p> <p><em>– <a href="https://www.forbes.com/advisor/advisory-board/banking/keith-dragisich/"data-ecom-link='{"clickText":"Keith Dragisich","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/advisory-board\/banking\/keith-dragisich\/","clickType":"internal"}'>Keith Dragisich</a>, Minnetonka Market President at MidCountry Bank</em></p> </div> </div> <hr /> </div> <div id="how_to_choose_a_savings_account_for_kids_and_teens_section" class="article-section " data-ecom-container='{"componentTitle":"How To Choose a Savings Account for Kids and Teens","componentType":"Top Ten Template - Sections"}' > <h2>How To Choose a Savings Account for Kids and Teens</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>With several kids’ savings accounts on the market, the best options aren’t always easy to spot. Here are some factors to consider when shopping for a savings account for your child.</p> <ul> <li><strong>Fees.</strong> Regardless of the account type, keeping bank fees to a minimum is always a plus. Look for a kids’ savings account without a monthly maintenance fee. If the account comes with a banking card, make sure it offers fee-free ATM access.</li> <li><strong>APY.</strong> Since savings accounts pay interest, look for one that offers competitive rates.</li> <li><strong>Minimum requirements.</strong> Kids just starting their banking journey may not have the funds necessary to meet some banks’ minimum requirements. Look for a savings account with low or no minimum balance requirements.</li> <li><strong>Educational tools.</strong> Opening a bank account with your child should be a learning experience for your young one. Many banks offer digital tools and resources that can further a child’s financial literacy.</li> <li><strong>Parent-friendly features. </strong>Kids’ bank accounts are custodial accounts, which means they are managed by the parent or guardian associated with an account. Consider banks that offer account features such as mobile access and parental controls.</li> </ul> <p>Most importantly, consider your and your child’s goals when opening a savings account. If your goal is to grow your kid’s savings, choose an account with a high interest rate. Today’s kids have grown up in a digital world, so having access to their money online or through a mobile app is a must.</p> <div class="pro-tip pro-tip-wrapper"> <div class="pro-tip__heading"><span class="icon"></span><span class="text">Pro Tip</span></div> <div class="pro-tip__content">What might be important to you may not be important to your child. You may prefer a certain bank’s online account interface or budgeting features, but your child may find another bank’s mobile app or savings tools better suited to their learning style. Consider browsing options together to make sure the account you open meets both your needs.</div> </div> </div> <hr /> </div> <div id="how_to_open_a_savings_account_for_a_teenager_section" class="article-section " data-ecom-container='{"componentTitle":"How To Open a Savings Account for a Teenager","componentType":"Top Ten Template - Sections"}' > <h2>How To Open a Savings Account for a Teenager</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Opening a savings account for a teenager isn’t much different from opening an account for a child:</p> <ol> <li><strong>Choose an account.</strong> Some banks offer accounts specifically for teens or students, while others lump all minors together under one account.</li> <li><strong>Check bank policies.</strong> Some financial institutions require an adult to have a separate account before opening a youth account. For children under 18, the law requires an adult to open a joint account and become the primary account holder. When the teen turns 18, they will have the option of taking over the account and managing it themselves.</li> <li><strong>Apply for an account.</strong> You can typically open a teen savings account online through the bank or credit union’s website, but in certain cases, you may be required to visit a local branch in person.</li> <li><strong>Fund your account.</strong> If approved, you can fund your account by linking an external bank account.</li> </ol> </div> <hr /> </div> <div id="alternatives_to_savings_accounts_for_kids_section" class="article-section " data-ecom-container='{"componentTitle":"Alternatives to Savings Accounts for Kids","componentType":"Top Ten Template - Sections"}' > <h2>Alternatives to Savings Accounts for Kids</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Kids’ savings accounts aren’t the only accounts available for children. Here are some other options to consider.</p> <div class="accordion-container" data-ecom-container='{"componentTitle":"","componentType":"Accordion"}'> <div class="accordion-item " data-ecom-misc-click='{"clickText":"Checking Accounts","clickType":"Accordion","referenceText":""}'> <div class="accordion-item__title wysiwyg-content"> <h3 class="accordion-item__title-text">Checking Accounts </h3> </div> <div class="accordion-item__content wysiwyg-content" style="display: none"> <p>Checking accounts are bank accounts designed for everyday spending that come with <a href="https://www.forbes.com/advisor/banking/best-debit-cards-kids-teens/">debit cards </a>and ATM access. Checking accounts may come with a checkbook or check-writing privileges. Some banks offer general checking accounts for minors. For older children, some banks offer <a href="https://www.forbes.com/advisor/banking/checking/best-teen-checking-accounts/">teen checking accounts </a>or <a href="https://www.forbes.com/advisor/banking/checking/best-student-checking-accounts/">student checking accounts</a>.</p> </div> </div> <div class="accordion-item " data-ecom-misc-click='{"clickText":"Other Savings Accounts","clickType":"Accordion","referenceText":""}'> <div class="accordion-item__title wysiwyg-content"> <h3 class="accordion-item__title-text">Other Savings Accounts </h3> </div> <div class="accordion-item__content wysiwyg-content" style="display: none"> <p>Traditional savings accounts meet basic banking needs, but other savings accounts may offer more suitable features depending on your needs. <a href="https://www.forbes.com/advisor/banking/savings/best-student-savings-accounts/">Student savings accounts </a>may be better suited for teens and young adults who are students. You can also find <a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/">high-yield savings accounts </a>that earn more competitive interest rates than traditional accounts.</p> </div> </div> <div class="accordion-item " data-ecom-misc-click='{"clickText":"Chores Apps and Debit Cards","clickType":"Accordion","referenceText":""}'> <div class="accordion-item__title wysiwyg-content"> <h3 class="accordion-item__title-text">Chores Apps and Debit Cards </h3> </div> <div class="accordion-item__content wysiwyg-content" style="display: none"> <p>Opening a savings account is not the only way to teach your kids about money. You can start at home. Several easy-to-use mobile apps exist to help you and your children <a href="https://www.forbes.com/advisor/banking/family-apps-to-manage-allowance-and-chores/">manage household chores and allowances</a>. Some are free to use, while others require a small monthly fee.</p> <p>Mobile banking apps and prepaid debit cards can also give your child access to everyday spending. Some of our picks for the <a href="https://www.forbes.com/advisor/banking/best-debit-cards-kids-teens/">best debit cards for teens </a>include <a href="https://www.forbes.com/advisor/banking/greenlight-card-review/">Greenlight</a>, <a href="https://www.forbes.com/advisor/banking/current-review-mobile-banking/">Current </a>and GoHenry.</p> </div> </div> </div> <p></p> <div id="cta-builder" class="cta-builder exclude-eds default dark-mode" data-ecom-container='{"componentTitle":"Find The Best High-Yield Savings Accounts Of 2025","componentType":"CTA Builder"}'> <div class="cta-builder__wrap " data-ecom-product='{"itemId":"","itemName":"Find The Best High-Yield Savings Accounts Of 2025","itemBrand":"","itemCategory":"Banking","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'> <div class="left"> <h2 class="cta-builder__title">Find The Best High-Yield Savings Accounts Of 2025</h2> <p class="cta-builder__desc"> </p></div> <div class="right"> <a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/" class="cta-builder__btn cta-builder-button" data-nofollow="false" data-component="Default with Blue Background" data-cta-placement="Button Link" style="background-color:#13B698" data-trellis-widget-wrapper-id = "67b565326fd26" data-ecom-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}' > Learn More </a> </div> </p></div> </p></div></p> </div> <hr /> </div> <div id="is_a_kids_bank_account_worth_it_section" class="article-section " data-ecom-container='{"componentTitle":"Is a Kids Bank Account Worth it?","componentType":"Top Ten Template - Sections"}' > <h2>Is a Kids Bank Account Worth it?</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>A kids’ savings account is a great way to teach your child about the importance of money management. These accounts are safe and offer numerous benefits. If you’re thinking about opening a savings account for your child, you have plenty of options.</p> </div> <hr /> </div> <div id="methodology_section" class="article-section " data-ecom-container='{"componentTitle":"Methodology","componentType":"Top Ten Template - Sections"}' > <h2>Methodology</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>To create this list, Forbes Advisor analyzed 73 savings accounts at 53 financial institutions, including a mix of traditional brick-and-mortar banks, online banks and credit unions. We ranked each account on dozens of data points, including fees, accessibility, customer experience, digital experience, minimums and APY.</p> <p>We assigned the following weights to each category:</p> <ul> <li>Fees: 50%</li> <li>Branch and ATM access: 15%</li> <li>Customer experience: 10%</li> <li>Digital experience: 10%</li> <li>Minimums: 10%</li> <li>APY: 5%</li> </ul> <p>To learn more about our rating and review methodology and editorial process, check out our guide on <a href="https://www.forbes.com/advisor/banking/review-methodology/"data-ecom-link='{"clickText":"How Forbes Advisor Reviews Banks","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/review-methodology\/","clickType":"internal"}'>How Forbes Advisor Reviews Banks</a>.</p> <p><em>Banking reviewer and writer <a href="https://www.forbes.com/advisor/author/bgran/"data-ecom-link='{"clickText":"Ben Gran","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/bgran\/","clickType":"internal"}'>Ben Gran</a> contributed to this article.</em></p> </div> <hr /> </div> <div id="frequently_asked_questions_faqs_section" class="faq-section article-section" data-ecom-container='{"componentTitle":"Frequently Asked Questions (FAQs)","componentType":"FAQ Component"}'> <section id="faq" class="faq-section" data-ecom-container='{"componentTitle":"Frequently Asked Questions (FAQs)","componentType":"FAQ Component"}'> <h2 class="title wysiwyg-content">Frequently Asked Questions (FAQs)</h2> <div class="main-faqs faq-2021 "> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"What documents are required to open a kids savings account?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What documents are required to open a kids savings account?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>You’ll need your child’s birth certificate and Social Security number when opening a kids’ savings account. In addition, you’ll need your government-issued photo ID, Social Security number, physical address, phone number and an initial deposit if one is required.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"What are the best options for bank accounts for kids? ","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What are the best options for bank accounts for kids? </h3> </div> <div class="faq-answer wysiwyg-content"> <p>The best bank accounts for your kids depend on your and their goals for having a bank account. It’s a good idea to open both a savings and checking account to give your kids a complete education in saving and spending. You’ll find some of the best savings accounts for kids on this list, and the Forbes Advisor list of 2025’s <a href="https://www.forbes.com/advisor/banking/checking/best-teen-checking-accounts/">Best Teen Checking Accounts</a> can guide you toward a checking account for your child.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"How much should kids put in savings?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How much should kids put in savings?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>There’s no set amount kids should put in savings. However, it’s important to encourage children to save regularly. One way to do this is to have them set aside a certain percentage of their allowance or earnings from gifts and chores.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"Do you pay taxes on children&#039;s savings accounts?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Do you pay taxes on children's savings accounts?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>It depends. If your child’s total unearned income for the year is $2,300 or less, they shouldn’t have to pay any taxes on their savings account interest. However, if they earn more than $2,300 in interest or dividends, that amount may be subject to taxes. In this case, your child can file their own return or you can include their income on your return.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"How to find the best savings account for my baby?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How to find the best savings account for my baby?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>When it comes to finding the best savings account for your baby, look for an account specifically designed for young children. These are more likely to have fun, interactive tools that help your child learn the basics of budgeting when they’re old enough.</p> <p>Look for an account with minimal or no monthly fees at a bank with good customer service and online account management capabilities. This can make it easier to access your child’s account and keep track of their balance.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"What is the best savings account for a teenager?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the best savings account for a teenager?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>The best savings account for a teenager will depend on their individual needs, but the options on this list are a good place to start. Consider if the bank or credit union offers high-yield interest rates, low fees and digital banking options. If you’re looking for an online bank, consider one that offers tools such as budgeting apps or educational resources to help your teen learn about money management.</p> </div> </div> <div class="faqs"> <div class="faq-question" data-ecom-misc-click='{"clickText":"What is the best bank to open a savings account for my child?","clickType":"Accordion","referenceText":""}'> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the best bank to open a savings account for my child?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Based on Forbes Advisor’s research, the banks featured in this article offer the best kids’ savings accounts. Beyond that, your decision should be based on factors such as fees, minimum balance requirements, customer service and your ability to manage your kid’s account online.</p> </div> </div> </div> </section> </div> <hr /> <div id="next_up_in_savings_section" class="article-section " data-ecom-container='{"componentTitle":"Next Up In Savings","componentType":"Top Ten Template - Sections"}' > <h2>Next Up In Savings</h2> <div class="section-content wysiwyg-content blue-bullets "> <ul> <li><a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/"data-ecom-link='{"clickText":"Best High Yield Savings Account","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}'>Best High Yield Savings Account</a></li> <li><a href="https://www.forbes.com/advisor/banking/savings/best-5-percent-interest-savings-accounts/"data-ecom-link='{"clickText":"Best 5% Interest Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-5-percent-interest-savings-accounts\/","clickType":"internal"}'>Best 5% Interest Savings Accounts</a></li> <li><a href="https://www.forbes.com/advisor/banking/savings/best-no-fee-savings-accounts/"data-ecom-link='{"clickText":"Best No Fee Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-no-fee-savings-accounts\/","clickType":"internal"}'>Best No Fee Savings Accounts</a></li> <li><a href="https://www.forbes.com/advisor/banking/savings/types-of-savings-accounts/"data-ecom-link='{"clickText":"Types Of Savings Accounts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/types-of-savings-accounts\/","clickType":"internal"}'>Types Of Savings Accounts</a></li> <li><a href="https://www.forbes.com/advisor/banking/savings/how-many-savings-accounts-should-i-have/"data-ecom-link='{"clickText":"How Many Savings Accounts Should I Have?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/how-many-savings-accounts-should-i-have\/","clickType":"internal"}'>How Many Savings Accounts Should I Have?</a></li> <li><a href="https://www.forbes.com/advisor/banking/savings/savings-calculator/"data-ecom-link='{"clickText":"Savings Calculator: How Much Could You Save?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/savings-calculator\/","clickType":"internal"}'>Savings Calculator: How Much Could You Save?</a></li> </ul> </div> <hr /> </div> <div> </div> </div> </div> <div class="article__editors-note article__editors-note-bottom"> Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.<br/> <br/> Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our <a class="disclosure-link" title="Advertiser Disclosure" target="_blank" href="https://www.forbes.com/advisor/advertiser-disclosure/">partners</a>. </div> <div class="contrib bottom-contrib-block"> <div class="authorbio" data-ecom-container='{"componentTitle":"","componentType":"Author Bio"}'> <div class="authorbio__wrap primary"> <div class="authorbio__top"> <div class="authorbio__img-wrap"> <a href="https://www.forbes.com/advisor/author/erin-bendig/" title="Erin Bendig" target="_blank" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'> <img loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2025/01/ErinBendigHeadshot-Erin-Bendig-e1735881437723-88x88.jpg" alt="Erin Bendig" width="50px" height="50px"> </a> </div> <div class="authorbio__content"> <a href="https://www.forbes.com/advisor/author/erin-bendig/" target="_blank" class="authorbio__name" data-ecom-link='{"clickText":"Erin Bendig","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/erin-bendig\/","clickType":"internal"}'> Erin Bendig </a> <div class="authorbio__role">Senior Banking Writer</div> </div> </div> <div class="authorbio__bottom"> <p>Erin Bendig has extensive experience in various areas of personal finance. She previously worked as a staff writer for Kiplinger.com, focusing primarily on savings accounts and banking. In addition, she has freelanced for Bankrate, covering topics related to credit cards. 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preconnectedHostsList[hostname] === 1; } /** * Attaches eventAction Event to the element passed * @param eventAction * @param element */ function initialisePreconnectSetup(eventAction, element) { if (eventAction == "hover") { attachHoverListener(element); } } function isSupported() { return hintUtil.isHintSupported("preconnect"); } return { initialisePreconnectSetup: initialisePreconnectSetup, isSupported: isSupported }; })(hintUtil, eventLib, domUtil); var dnsPrefetchHandler = (function (hintUtil, domUtil) { var dnsPrefetchedHostsList = {}; function initialiseDnsPrefetchSetup(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isDnsPrefetchedHostname(hostname)) { hintUtil.injectHostNameHint("dns-prefetch", hostname); addHostnameToDnsPrefetchedList(hostname); } } /** * Adds hostname to the list of dns pre-fetched hostname's * @param hostname */ function addHostnameToDnsPrefetchedList(hostname) { dnsPrefetchedHostsList[hostname] = 1; } /** * checks if hostname is dns pre-fetched or not * @param hostname * @returns {boolean} */ function isDnsPrefetchedHostname(hostname) { return dnsPrefetchedHostsList[hostname] === 1; } function isSupported() { return hintUtil.isHintSupported("dns-prefetch"); } return { initialiseDnsPrefetchSetup: initialiseDnsPrefetchSetup, isSupported: isSupported }; })(hintUtil, domUtil); var init = function(anchorElement){ if (preconnectHandler.isSupported()) { preconnectHandler.initialisePreconnectSetup("hover", anchorElement); } if (dnsPrefetchHandler.isSupported()) { dnsPrefetchHandler.initialiseDnsPrefetchSetup(anchorElement); } } return { init : init } })(); </script><script> var __cookieController = (function () { function getSubDomain() { var hostName = window.location.hostname; if (!!hostName) { var parts = hostName.split('.'); if (parts.length > 2) { parts.shift(); } hostName = parts.join('.'); } return hostName; } function sanitizeCookieValue(value) { return encodeURIComponent(value).replace(/[^a-zA-Z0-9%]/g, ''); } /* * Read a cookie value * */ function get(name) { var start = document.cookie.indexOf(name + "="); var len = start + name.length + 1; if ((!start) && (name !== document.cookie.substring(0, name.length))) { return null; } if (start === -1) { return null; } var end = document.cookie.indexOf(";", len); if (end === -1) { end = document.cookie.length; } var cookieVal = document.cookie.substring(len, end); cookieVal = sanitizeCookieValue(cookieVal); return cookieVal; } /* * Create a cookie for forbes.com dommain * */ function set(name, value, expireInDays) { var today = new Date(), path = '/', domain = '.' + getSubDomain(); today.setTime(today.getTime()); if (expireInDays) { expireInDays = expireInDays * 1000 * 60 * 60 * 24; } var expireDate = new Date(today.getTime() + (expireInDays)); document.cookie = name + "=" + escape(value) + ((expireInDays) ? ";expires=" + expireDate.toGMTString() : "") + ((domain) ? ";domain=" + domain : "") + ((path) ? ";path=" + path : ""); } return { get: get, set: set, } })(); var __helper = (function () { /* * Get Host name from url * */ function getHostname(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return null; } /* * Get Query Parameter * */ function getQueryParameterValue(field, url) { var href = url ? url : window.location.href; var reg = new RegExp('[?&]' + field + '=([^&#]*)', 'i'); var string = reg.exec(href); return string ? string[1] : null; } /* * Checks for empty values * Example : '' | "" | null | undefined | false * */ function empty(val) { return val === '' || val === null || typeof val == 'undefined' || val === false; } /* * Generate values between two numbers exclusive of the range * */ function getRandomInt(min, max) { min = Math.ceil(min); max = Math.floor(max); return Math.floor(Math.random() * (max - min)) + min; } return { getHostname: getHostname, getQueryParameterValue: getQueryParameterValue, empty: empty, getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_CLIENT_ID = window?.annotationKey + '_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var clientId = __cookie.get(COOKIE_CLIENT_ID); if(clientId){ userid = clientId; }else{ var prefix = (typeof ecomBase !== 'undefined' && ecomBase?.tidPrefix) ? ecomBase.tidPrefix : "FA"; userid = prefix + getNanoId(20); __cookie.set(COOKIE_CLIENT_ID, userid, 365); } return userid; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Get Tid for partnership var tidForPartnership = getUserIdHashForPartnership(); if (!!tidForPartnership) { userid = tidForPartnership; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromOgParam(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); function getUtmSource(ogParamObj) { var utmSource = ''; var clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, DAYS.TWENTY_YEARS ); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, DAYS.ZERO); } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount = isNaN(userVisitCount) ? 1 : (userVisitCount + 1); //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, DAYS.ZERO) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || 'body a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST || hostName === LINKSYNERGY_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow noopener", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } })(__cookieController, __helper, __linkprefetch); //set cookie values __linkTrackingController.setCookie(); function detectIsIE(){ var ua = window.navigator.userAgent; var msie = ua.indexOf("MSIE "); // IE browser check if (msie > 0 || !!navigator.userAgent.match(/Trident.*rv\:11\./)) { return true; } return false; } document.addEventListener('DOMContentLoaded', function () { //set user id var event; // The 'new Event' code is not supported in IE so update code for IE if(detectIsIE()){ event = document.createEvent('Event'); event.initEvent('tidSet', true, true); } else{ event = new Event('tidSet'); } window.dispatchEvent(event); window.__mpctc = (function(){ return { 'userid': function(){ return __linkTrackingController.getUserIdHash(); }, 'tid': function(){ return (__linkTrackingController.getTrackingIdHash()).tid } } })(); }); </script> <script> window.shortcodesOnPage = 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"WebPage", "@id": "https://www.forbes.com/advisor/banking/savings/best-savings-accounts-for-kids/" }, "headline": "Best Savings Accounts For Kids And Teens Of February 2025", "image": { "@type": "ImageObject", "url": "https://www.forbes.com/advisor/wp-content/uploads/2024/12/image1-7-e1736494025530-900x510.png", "height": "900", "width": "510" }, "datePublished": "2023-07-13T11:54:41-04:00", "dateModified": "2025-02-18T10:36:59-05:00", "author": { "@type": "Person", "name": "Erin Bendig" }, "publisher": { "@type": "Organization", "name": "Forbes", "logo": { "@type": "ImageObject", "url": "https://i.forbesimg.com/media/assets/forbes_1200x1200.jpg", "width": 1200, "height": 1200 } }, "description": "It’s never too early to start teaching your children about finances and encouraging them to save. 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In addition, you\u2019ll need your government-issued photo ID, Social Security number, physical address, phone number and an initial deposit if one is required.<\/p>\n" } },{ "@type": "Question", "name": "What are the best options for bank accounts for kids? ", "acceptedAnswer": { "@type": "Answer", "text": "<p>The best bank accounts for your kids depend on your and their goals for having a bank account. It’s a good idea to open both a savings and checking account to give your kids a complete education in saving and spending. You\u2019ll find some of the best savings accounts for kids on this list, and the Forbes Advisor list of 2025\u2019s <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/checking\/best-teen-checking-accounts\/\">Best Teen Checking Accounts<\/a> can guide you toward a checking account for your child.<\/p>\n" } },{ "@type": "Question", "name": "How much should kids put in savings?", "acceptedAnswer": { "@type": "Answer", "text": "<p>There\u2019s no set amount kids should put in savings. However, it\u2019s important to encourage children to save regularly. One way to do this is to have them set aside a certain percentage of their allowance or earnings from gifts and chores.<\/p>\n" } },{ "@type": "Question", "name": "Do you pay taxes on children's savings accounts?", "acceptedAnswer": { "@type": "Answer", "text": "<p>It depends. If your child’s total unearned income for the year is $2,300 or less, they shouldn’t have to pay any taxes on their savings account interest. However, if they earn more than $2,300 in interest or dividends, that amount may be subject to taxes. In this case, your child can file their own return or you can include their income on your return.<\/p>\n" } },{ "@type": "Question", "name": "How to find the best savings account for my baby?", "acceptedAnswer": { "@type": "Answer", "text": "<p>When it comes to finding the best savings account for your baby, look for an account specifically designed for young children. These are more likely to have fun, interactive tools that help your child learn the basics of budgeting when they\u2019re old enough.<\/p>\n<p>Look for an account with minimal or no monthly fees at a bank with good customer service and online account management capabilities. This can make it easier to access your child’s account and keep track of their balance.<\/p>\n" } },{ "@type": "Question", "name": "What is the best savings account for a teenager?", "acceptedAnswer": { "@type": "Answer", "text": "<p>The best savings account for a teenager will depend on their individual needs, but the options on this list are a good place to start. Consider if the bank or credit union offers high-yield interest rates, low fees and digital banking options. If you\u2019re looking for an online bank, consider one that offers tools such as budgeting apps or educational resources to help your teen learn about money management.<\/p>\n" } },{ "@type": "Question", "name": "What is the best bank to open a savings account for my child?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Based on Forbes Advisor’s research, the banks featured in this article offer the best kids’ savings accounts. Beyond that, your decision should be based on factors such as fees, minimum balance requirements, customer service and your ability to manage your kid’s account online.<\/p>\n" } }] } </script> <div class="overlay"></div> </body> </html>

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Best Savings Accounts For Kids And Teens Of February 2025 – Forbes Advisor