CINXE.COM

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value="search_block_form" /> </div> </div></form> </div> </div> </div> </div> </div> </div> </div></header> <main id="section-content" class="section section-content"> <div id="zone-content-wrapper" class="zone-wrapper zone-content-wrapper clearfix"> <div class="page-title-wrapper default-banner" id="page-title-wrapper" > <div id="page-new-title" class="grid-10"> <h1 class="title" id="page-title">Affordability: The Details </h1> </div> </div> <div id="zone-content" class="zone zone-content clearfix container-10"> <div class="grid-6 push-2 region region-content" id="region-content"> <div class="region-inner region-content-inner"> <a id="main-content"></a> <div class="block block-system block-main block-system-main odd block-without-title" id="block-system-main"> <div class="block-inner clearfix"> <div class="content clearfix"> <div class="field-collection-container clearfix"><div class="field field-name-field-introduction field-type-field-collection field-label-hidden"><div class="field-items"><div class="field-item even"><div class="field-collection-view clearfix view-mode-full field-collection-view-final"><div class="entity entity-field-collection-item field-collection-item-field-introduction clearfix"> <div class="content"> </div> </div> </div></div></div></div></div> <div class="paragraphs-items paragraphs-items-field-paragraphs paragraphs-items-field-paragraphs-full paragraphs-items-full"> <div class="field field-name-field-paragraphs field-type-paragraphs field-label-hidden"><div class="field-items"><div class="field-item even"><div class="entity entity-paragraphs-item paragraphs-item-one-column square light-grey default-grid single-grid"> <div class="paragraphs-items paragraphs-items-field-first-column paragraphs-items-field-first-column-full paragraphs-items-full"> <div class="field field-name-field-first-column field-type-paragraphs field-label-hidden"><div class="field-items"><div class="field-item even"><div class="entity entity-paragraphs-item paragraphs-item-paragraph-video square light-grey default-grid single-grid"> <div class="field field-name-field-video field-type-video-embed-field field-label-hidden"><div class="field-items"><div class="field-item even"> <div class="embedded-video"> <div class="player"> <iframe class="" width="640" height="360" src="//www.youtube.com/embed/tTRo43g9B5M?width=640&height=360&autoplay=0&vq=large&rel=0&controls=1&autohide=2&showinfo=1&modestbranding=0&theme=dark&iv_load_policy=1&wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div> <div class="video-embed-description">Affordable. For Everyone.</div></div></div></div></div> </div><div class="field-item odd"><div class="entity entity-paragraphs-item paragraphs-item-paragraph-title-and-description- square light-grey default-grid single-grid"> <div class="field field-name-field-description field-type-text-long field-label-hidden"> <div class="field-items"> <div class="field-item even"> <p>Yale is committed to an admissions policy that does not consider a student’s ability to pay, and a financial aid policy that meets the full need of all students with no loans required. These two principles: need-blind admissions and need-based financial aid, ensure that a Yale education is affordable for everyone, regardless of family background, citizenship, or immigration status. </p> <p>The <strong><a href="/estimate-your-cost">Q</a><a href="/estimate-your-cost">uick Cost Estimator</a></strong> is a good starting point for exploring what Yale’s need-based financial aid policies would mean for your family.</p> <h2>Financial aid highlights</h2> <ul> <li>All of Yale’s undergraduate financial aid is awarded on the basis of financial need. </li> <li>Yale meets 100% of demonstrated financial need for all admitted students regardless of citizenship or immigration status. This includes undocumented students living in the US, with or without DACA status.</li> <li>Yale does not expect students to take out loans. Instead, Yale financial aid awards includes a Yale Scholarship, a parent contribution, and a small student contribution.</li> <li>Families whose total gross income is less than $75,000 (with typical assets) are not expected to make a financial contribution towards their child’s Yale education.</li> <li>Families earning between $75,000 and $200,000 (with typical assets) contribute a percentage of their yearly income towards their child’s Yale education, on a sliding scale that begins at 1% and moves toward 20%.</li> <li>There is no income cutoff for financial aid awards. Some families with over $200,000 in annual income receive need-based aid from Yale.</li> </ul> <h2>Who qualifies for financial aid?</h2> <p>The table below shows median financial aid awards for families of students enrolled in the 2022-23 academic year who applied for aid. </p> </div> </div> </div> </div> </div><div class="field-item even"><div class="entity entity-paragraphs-item paragraphs-item-table square light-grey default-grid single-grid"> <div class="field field-name-field-table-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Financial Aid Snapshot 2022-2023</div></div></div><div class="field field-name-field-table field-type-tablefield field-label-hidden"><div class="field-items"><div class="field-item even"><div id="tablefield-wrapper-paragraphs-item-768-field-table-0" class="tablefield-wrapper"><table id="tablefield-paragraphs-item-768-field-table-0" class="tablefield sticky-enabled"> <caption></caption> <thead><tr><th class="row_0 col_0" scope="col"><p>Annual Income Range</p> </th><th class="row_0 col_1" scope="col"><p>Median Net Cost*</p> </th><th class="row_0 col_2" scope="col"><p>Average Scholarship</p> </th><th class="row_0 col_3" scope="col"><p>Percentage Who Qualified for Aid</p> </th> </tr></thead> <tbody> <tr class="odd"><td class="row_1 col_0"><p>Less than $75,000</p> </td><td class="row_1 col_1"><p>$0</p> </td><td class="row_1 col_2"><p>$81,738</p> </td><td class="row_1 col_3"><p>100%</p> </td> </tr> <tr class="even"><td class="row_2 col_0"><p>$75,001-$100,000</p> </td><td class="row_2 col_1"><p>$894</p> </td><td class="row_2 col_2"><p>$76,300</p> </td><td class="row_2 col_3"><p>99%</p> </td> </tr> <tr class="odd"><td class="row_3 col_0"><p>$100,001-$150,000</p> </td><td class="row_3 col_1"><p>$11,550</p> </td><td class="row_3 col_2"><p>$63,113</p> </td><td class="row_3 col_3"><p>95%</p> </td> </tr> <tr class="even"><td class="row_4 col_0"><p>$150,001-$200,000</p> </td><td class="row_4 col_1"><p>$27,233</p> </td><td class="row_4 col_2"><p>$47,906</p> </td><td class="row_4 col_3"><p>92%</p> </td> </tr> <tr class="odd"><td class="row_5 col_0"><p>$200,001-$250,000</p> </td><td class="row_5 col_1"><p>$44,615</p> </td><td class="row_5 col_2"><p>$34,611</p> </td><td class="row_5 col_3"><p>85%</p> </td> </tr> <tr class="even"><td class="row_6 col_0"><p>Greater than $250,001**</p> </td><td class="row_6 col_1"><p>$84,004</p> </td><td class="row_6 col_2"><p>$12,534</p> </td><td class="row_6 col_3"><p>43%</p> </td> </tr> </tbody> </table> </div></div></div></div></div> </div><div class="field-item odd"><div class="entity entity-paragraphs-item paragraphs-item-paragraph-title-and-description- square light-grey default-grid single-grid"> <div class="field field-name-field-description field-type-text-long field-label-hidden"> <div class="field-items"> <div class="field-item even"> <p>* Net Cost for all tuition & fees, housing, and meals. </p> <p>** Most who qualify have multiple children in college.</p> <h2>Understanding the Yale financial aid offer</h2> <p>Yale’s financial aid evaluation process is holistic. Financial aid officers review every aid application carefully to ensure they understand each family’s individual financial situation. Here is a general introduction to what is included in a Yale financial aid offer.</p> <ol> <li><em>Estimated Cost of Attendance</em>: Tuition, room, board, books, travel expenses and personal expenses for one Yale student for one full academic year.</li> <li><em>Gift Aid</em>: The Yale Scholarship, and any government or external awards. Gift aid does not need to be repaid.</li> <li><em>Estimated Net Cost</em>: The amount a student and family is expected to contribute towards the cost of a Yale education. Yale will calculate this number every year based on the information provided in a financial aid application.</li> </ol> <p><em>Estimated Cost of Attendance</em> - <em>Gift Aid</em> = <em>Estimated Net Cost</em></p> <h2>Options to pay net cost</h2> <p>Yale suggests that students and their families meet the Estimated Net Cost, which includes billed and unbilled expenses, with these components:</p> <ol> <li><em>Parent Share: </em>What a student’s parent(s) or guardian(s) are expected to contribute. The amount is dependent on a family’s income and assets. Many lower-income families will have a parent share of $0.</li> <li><em>Student Share: </em>A standardized estimate of a student’s ability to earn income through term-time and summer employment. This is $3,700 for all students - the same amount as Yale’s estimates for a student’s books and personal expenses.</li> </ol> <p>Students and their parents work together to determine the right strategy for covering net cost and dividing costs between student and parent(s) and who will cover which billed and unbilled expenses. Funds from outside merit-based scholarship awards can be used to reduce or eliminate the Student Share.</p> <p>Loans are not included in Yale’s financial aid awards, but students and parents may opt to take advantage of their eligibility for education loans as an alternative route to paying their net cost.</p> <h2>Understanding expected family contribution (EFC)</h2> <p>The Expected Family Contribution is not the amount that will appear on a Yale term bill. Rather, it is an estimate of the total Net Cost a family will pay to cover a student’s estimated expenses for one year, including indirect costs such as books and personal expenses. </p> <p>Yale calculates the Expected Family Contribution through a holistic review process. As part of this process, Yale use a formula that considers the following:</p> <ul> <li>Parents’ income</li> <li>Parents’ assets (cash, savings, home equity, other real estate and investments)</li> <li>Family size</li> <li>Number of children attending college</li> <li>Student’s expected income from summer and term-time jobs</li> <li>Student’s assets (cash, savings, trusts, and other investments)</li> </ul> <p>Yale also evaluates other circumstances, such as exceptional medical expenses, on a case-by-case basis.</p> <h2>How to apply for aid</h2> <p>To apply for aid, most prospective students and their families will need to send three documents to the Student Financial Services Office. See the detailed instructions on the <a href="http://finaid.yale.edu" target="_blank">Undergraduate Financial Aid</a> website for more information.</p> <ol> <li><a href="http://www.fafsa.ed.gov/" rel="nofollow" target="_blank">The Free Application for Federal Student Aid (FAFSA)</a> Yale’s FAFSA code is 001426</li> <li><a href="https://profileonline.collegeboard.com/prf/index.jsp" rel="nofollow" target="_blank">The College Board CSS Profile Application</a> Yale’s CSS Profile code is 3987. Applicants from low-income families with few assets automatically receive a fee waiver when completing the CSS Profile.</li> <li>Signed copies of the parents’ federal tax returns submitted through the College Board’s <a href="https://idoc.collegeboard.org/idoc/" rel="nofollow" target="_blank">Imaging and Documentation Service</a>. </li> </ol> <p>Yale strongly recommends submitting these documents before February 15 to ensure that, if admitted, a student has an award letter in time to make a matriculation decision by May 1.</p> </div> </div> </div> </div> </div></div></div></div> </div> </div></div></div></div> </div> </div> </div> </div> </div> <aside class="grid-2 pull-6 region region-sidebar-first" id="region-sidebar-first" aria-label="More Information"> <div class="region-inner region-sidebar-first-inner"> <div class="block block-views block-d4beae00361ef49fa85c9cab97fc58c0 block-views-d4beae00361ef49fa85c9cab97fc58c0 odd block-without-title" 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Yale’s Quick Cost Estimator to get a ballpark estimate of your net cost by answering six simple questions. </p> </div> </div> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </aside> <aside class="grid-2 region region-sidebar-second" id="region-sidebar-second" aria-label="Additional Resources"> <div class="region-inner region-sidebar-second-inner"> <section class="block block-views section-menu block-related-links-block block-views-related-links-block odd" id="block-views-related-links-block"> <div class="block-inner clearfix"> <h2 class="block-title">Related Links</h2> <div class="content clearfix"> <div class="view view-related-links view-id-related_links view-display-id-block view-dom-id-bb01c2f104d99f572044765bcf922fe7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field views-field-field-related-links-items"> <div class="field-content"><a href="http://finaid.yale.edu" title="Affordability: The Details">Office of Undergraduate Financial Aid</a></div> </div></li> <li class="views-row views-row-2 views-row-even"> <div class="views-field views-field-field-related-links-items"> <div class="field-content"><a href="http://rotc.yale.edu/" target="_blank" title="Affordability: The Details">ROTC at Yale</a></div> </div></li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field views-field-field-related-links-items"> <div class="field-content"><a href="https://finlit.yale.edu/safetynet" title="Affordability: The Details">Safety Net: Unexpected Financial Hardship Support</a></div> </div></li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field views-field-field-related-links-items"> <div class="field-content"><a href="https://finlit.yale.edu/" title="Affordability: The Details">Financial Literacy Resources</a></div> </div></li> </ul></div> </div> </div> </div> </div> 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