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About Us - Different By Design | Ramp

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= true; changeCopy(); setTimeout(() => { copied = false; changeCopy(); }, 2000); } catch (err) { console.error("Failed to copy!", err); } }); }); </script></div></div><nav role="navigation" class="nav-menu-23 w-nav-menu"><div class="nav-inner"><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Products</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 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class="nav-25--subtitle">Control spend before it happens.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounts-payable" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2be41421d61bbc8feaea_dollar-bill.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounts Payable</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Process AP in minutes.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/travel" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9ef783d0bd92719dc2_plane-and-bed.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Travel</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Keep T&amp;E in check.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/expense-management" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e141eae286c7483ac_pie-chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Expense Management</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Eliminate expense reports.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/procurement" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e3fa1b5c23cc2bd96_shopping-bag.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Procurement</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Speed up intake-to-pay.</div></div></a></div></div></div><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dae-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">Platform</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/integrations" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dc29d1fc8712858fa_integrations.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Integrations</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Connect to your finance stack.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-automation-software" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dba7ac5690bdceaa6_calculator.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting Automation</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Accelerate monthly close.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/intelligence" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9d83a435c383fb048c_intelligence.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Intelligence</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Put AI to work for you.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/real-time-reporting" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df4f756dc2ce4bde1_bank.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Reporting</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Get full visibility in real-time.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/global" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df783d0bd92719d2f_globe.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Global Ready</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Spend globally, operate locally.</div></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div class="nav-24-featured-card"><div class="hidden-md"><div class="nav-column-title-24">Updates</div></div><div class="mt-32 mt-md-0"><a data-element="blog-link" href="/blog/introducing-ramp-travel" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp" loading="lazy" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp 755w" alt="" class="br-8"/><div class="mt-16"><div class="_w-200"><div class="text-color black"><div class="body-22 u-strong">Introducing Ramp Travel</div></div><div class="mt-8"><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dd2-210feaff" class="detail-22 c-text--light--hushed">Set custom policies and manage bookings, all in one place.</div></div></div></div></a></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Solutions</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-25--sol w-dropdown-list"><div class="nav-underline-23"></div><div class="mini-grid-25"><div class="mini-grid-column-25"><div class="nav-column-title-24">By size</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/startups" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205afd14455c3647bb9_startups.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Startups</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Everything you need, fast.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/small-business" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720513b89994db11eb11_small-businesses.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Small business</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Travel, expenses, and AP in one place.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/mid-market" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205e5e0f6c0208995ea_mid-market.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Mid-market</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Automate tasks and delight employees.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/enterprise" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720540bdf0e3d1dd4ad9_enterprise.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Enterprise</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Go global and scale up operations.</div></div></a></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fc-210feaff" class="hidden"><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fd-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">By industry</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Software &amp; Technology</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f776efd0f24ff31558_construction.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Construction</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f73f34b6a13374a84c_healthcare.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Healthcare</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f77565472099836b7b_hospitality.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Hospitality</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f628ae95a8be7cf7f8_education.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Education</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6512362162d956770_retail.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Retail</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f637267b3e7b0c20f4_local_shipping.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Fleets</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6e5e0f6c0208dbf7f_dentistry.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Dentistry</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a8612-210feaff" class="mini-grid-column-25"><div class="flex flex-cgap-12 flex-aend"><div class="nav-column-title-24">By partner</div><div class="hidden-md"><a href="/partnerships" class="flex no-underline w-inline-block"><div><div class="nav-column-subtitle-24">Become a partner  →</div><div class="nav-24--subtitle--underline"></div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f32130a7b63c48e7b8b868_arrow-right-767573.svg" loading="lazy" alt="" class="nav-24--subtitle--arrow hidden"/></a></div></div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6114a26ed07fb3558_accounting-firms.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting firms</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/pe-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd7_financial-institution-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Private equity and venture capital</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/services-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6a3fe6e92130d1d1d_alliance-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Services providers</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/affiliates" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd4_affiliate-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Affiliates</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/developer-api" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67197301948375019dffbee7_tech-partner.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Technology partners</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a></div></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/customers" class="nav-link-main-23 w-nav-link">Customers</a></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Resources</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-23--res w-dropdown-list"><div class="nav-underline-23"></div><div class="flex flex-cgap-24 flex-md-col"><div class="mini-grid-25--wide"><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1db-210feaff" class="nav-column-title-24">Learn</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/resources" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Blog</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/free-tools" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709ee345ff21e1c7a0f6_chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Growth tools</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/webinars" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e15fb1d5384d668e2_video_camera.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Webinars</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/industry-spend-reports" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67117b4e611fbcd55c6da1ae_receipt-nav.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Spending reports</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1e9-210feaff" class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://academy.ramp.com/" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709fb815d70d1a3da5e7_school.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Ramp academy</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1ee-210feaff" class="nav-column-title-24">Connect</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/careers" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e5780fa9906fee352_work.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Careers</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/blog/news" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709eff11abf6fcb6f9c3_news.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Newsroom</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f6-210feaff" class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f8-210feaff" class="nav-column-title-24">Support</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://support.ramp.com/hc/en-us" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e1d677abf8399ea8b_help.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Help center</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/training" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709f12929faba7c590fb_device.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Live trainings</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div><div class="nav-column-title">Featured</div><div class="mt-24"><a data-element="blog-link" href="/virtual-cards" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp" loading="eager" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1600.webp 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp 1800w" alt="" class="br-8"/><div class="mt-16"><div class="_w-210"><div class="text-color black"><div class="detail-22">Unlimited virtual cards</div></div><div class="mt-8"><div class="text-color black-600"><div id="w-node-_61324463-83d6-20d3-58d7-dbf0235250ac-210feaff" class="nav-23--text">Discover the potential of virtual cards for your business.</div></div></div></div></div></a></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/pricing" class="nav-link-main-23 w-nav-link">Pricing</a></div></div><div class="nav-menu-23--mobile-buttons-single"><a data-anchor-link="" href="/see-a-demo" class="button-medium-23 button-solar-23 w-inline-block"><div class="button-text-22">See a demo</div></a></div><div class="nav-23-spacer"></div></nav><div class="h-full flex flex-acenter"><div class="nav-menu-23--right"><div id="w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8c2-2a02f8c0" class="nav-menu-23--right--button-container"><a data-element="nav-sign-in-button" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="sign-in-cookie-redirect-menu"><a id="opt-in-redirect" href="https://app.ramp.com/sign-in" class="no-underline w-inline-block"><div class="p-24"><div class="flex flex-col flex-rgap-16 flex-astart"><div class="text-color black-700"><div class="detail-22">Skip directly to the Ramp login screen from now on?</div></div><div class="text-link-23-nav"><div class="text-link-23__inner"><div class="text-color black"><div class="detail-22">Yes, save me a click!</div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" loading="lazy" alt="right arrow" class="cta-arrow-23"/></div></div></div></div></a><div class="hidden w-embed w-script"><style> @media screen and (max-width: 991px) { .sign-in-cookie-redirect-menu { display: none !important; opacity: 0 !important; pointer-events: none !important; } } </style> <script src="https://cdn.jsdelivr.net/npm/js-cookie@2.2.1/src/js.cookie.min.js"></script> <script> const hasClickedSignInCookie = 'has-clicked-sign-in'; const hasOptedInRedirectCookie = 'has-opted-in-redirect'; const redirectStyleNode = document.createElement('style'); redirectStyleNode.type = "text/css"; redirectStyleNode.textContent = ` .sign-in-cookie-redirect-menu { opacity: 1; pointer-events: auto; } `; const conditionallyShowRedirectMenu = () => { let _lastScrollTop = 0; let _scrollDirection = null; let _upTriggered = false; let _downTriggered = false; let isRedirectStyleNodeAdded = false; const topOffset = 16; const getScrollPosition = () => window.pageYOffset || document.documentElement.scrollTop; window.addEventListener('scroll', () => { const st = getScrollPosition(); if (st > _lastScrollTop) { _scrollDirection = 'down'; } else { _scrollDirection = 'up'; } _lastScrollTop = st <= 0 ? 0 : st; if (!_downTriggered && _scrollDirection === 'down' && st >= topOffset) { _upTriggered = false; _downTriggered = true; if (isRedirectStyleNodeAdded) { redirectStyleNode.remove(); isRedirectStyleNodeAdded = false; } } else if (!_upTriggered && _scrollDirection === 'up' && st <= topOffset) { _upTriggered = true; _downTriggered = false; if (!isRedirectStyleNodeAdded) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } }); // initial check, runs once, on load if (getScrollPosition() < topOffset) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } document.addEventListener('DOMContentLoaded', () => { const hasOptedInRedirect = Cookies?.get(hasOptedInRedirectCookie) ?? false; const hasClickedSignIn = Cookies?.get(hasClickedSignInCookie) ?? false; const { pathname, search } = window.location; if (['/', '/welcome'].includes(pathname)) { const searchParams = new URLSearchParams(search); if (searchParams.get('rm-redirect')) { Cookies?.remove(hasOptedInRedirectCookie); return; } if (hasOptedInRedirect) { window.location.replace('https://app.ramp.com/sign-in?landing-redirect=true'); return; } if (hasClickedSignIn) { conditionallyShowRedirectMenu(); } } const navBarSignIns = document.querySelectorAll('[data-element="nav-sign-in-button"]'); navBarSignIns.forEach(signIn => { signIn.addEventListener('click', () => { Cookies?.set(hasClickedSignInCookie, true, { expires: 90 }); }); }); const optInRedirectElement = document.getElementById('opt-in-redirect'); optInRedirectElement.addEventListener('click', () => { analytics?.track('Opted Into Sign-In Redirect'); Cookies?.set(hasOptedInRedirectCookie, true, { expires: 90 }); }); }); </script></div></div></div><a id="explore-product-btn" data-analytics="Explore Product CTA Clicked" data-property-location="Navbar on Scroll" href="/see-a-demo" class="nav-button-23--cta-test w-node-c439b057-5259-e868-4929-5f5b13c5eeb1-2a02f8c0 w-inline-block"><div class="nav-button-text-23">See a demo</div></a></div><div class="nav-menu-23--right-mobile"><a id="nav-cta-btn" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23--mobile w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8d9-2a02f8c0 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="nav-23-hamburger w-nav-button"><div class="w-embed"><svg id="menu-open" width="17" height="18" viewBox="0 0 17 18" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0_553_15248)"> <rect y="5.21948" width="1.5" height="24" transform="rotate(-90 0 5.21948)" fill="currentColor" /> <rect y="9.71948" width="1.5" height="24" transform="rotate(-90 0 9.71948)" fill="currentColor" /> <rect y="12.7195" width="24" height="1.5" 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class="search-2024--form-container"><div class="mb-0 w-form"><form id="global-search-form" name="wf-form-Search" data-name="Search" method="get" class="pos-rel" data-wf-page-id="64638e12b3757911c3b85db8" data-wf-element-id="033715e9-1522-77ca-3aa6-75f38fb25ff5"><input class="search-2024--input w-input" v-on:input="onInput($event)" maxlength="256" name="name" data-name="Name" v-bind:class="{ active: hasSearchStarted }" v-model="query" placeholder="Search..." type="text" id="global-search-input"/><div id="global-search-cancel-button" data-w-id="033715e9-1522-77ca-3aa6-75f38fb25ff7" class="global-search--cancel-button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/661723aa486d0ffd5399ca52_x-stroke-width-3.svg" alt="" class="global-search--cancel-button-icon"/></div><div v-if="isSearching" class="global-search--loading"><div class="search-generating__loader-small"></div></div></form><div class="empty-state-reset w-form-done"></div><div class="w-form-fail"></div></div><div v-cloak="true" v-show="hasSearchStarted" class="search-2024--results"><div class="search-2024--gradient"><div class="search-2024--results-scroll"><div class="pt-16"></div><div v-if="filteredKeywords.length"><div class="pb-8"><div class="detail-22 c-text--light--hushed">Keywords</div></div><div class="flex flex-col"><a v-bind:href="&#x27;/resources-search?q=&#x27; + encodeURIComponent(keyword)" v-for="keyword in filteredKeywords" href="#" class="no-underline w-inline-block"><div class="py-16"><div v-html="highlightMatch(keyword, query)" class="body-22">vendor</div></div></a></div><div v-if="results.length" class="mb-16"><div class="search-hairline"></div></div></div><div v-if="results.length"><div class="detail-22 c-text--light--hushed">Resources</div><div class="my-16"><div class="sc-triple-grid__grid-24-2"><a v-bind:href="item.slug" v-for="item in results" href="#" class="text-nodecoration w-inline-block"><div class="hidden-sm"><div class="image-container"><img class="_w-full h-auto br-8 object-fit-cover u-aspect-ratio-16-9" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp" alt="" sizes="100vw" v-bind:src="item.thumbnailUrl" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp 1440w"/><div v-if="item.resourcesHubType == &#x27;Webinar&#x27;" class="pos-abs pos-abs-full"><div class="play-btn__wrapper w-embed"><svg class="webinars__play-btn" width="52" height="52" fill="none" xmlns="http://www.w3.org/2000/svg"> <g filter="url(#a)"> <rect class="webinars__play-outer" width="52" height="52" rx="26" fill="#1C1B17" fill-opacity=".25"/> <mask id="b" style="mask-type:alpha" maskUnits="userSpaceOnUse" x="8" y="7" width="36" height="37"> <path fill="#D9D9D9" d="M8 8h36v36H8z"/> </mask> <g mask="url(#b)"> <path class="webinars__play-inner" d="M21.82 31.234a.973.973 0 0 0 1.496.82l8.825-5.618c.6-.383.6-1.26 0-1.642l-8.825-5.618a.973.973 0 0 0-1.495.82v11.238Zm4.218 11.773c-2.377 0-4.623-.457-6.739-1.37a17.641 17.641 0 0 1-5.544-3.739 17.641 17.641 0 0 1-3.739-5.544c-.913-2.116-1.37-4.362-1.37-6.739 0-2.406.457-4.667 1.37-6.783.913-2.116 2.16-3.957 3.74-5.522 1.58-1.565 3.427-2.804 5.543-3.717 2.116-.913 4.363-1.37 6.74-1.37 2.405 0 4.666.457 6.782 1.37 2.116.913 3.957 2.152 5.522 3.717 1.565 1.566 2.805 3.406 3.718 5.522.913 2.116 1.37 4.377 1.37 6.783 0 2.377-.457 4.623-1.37 6.74-.913 2.115-2.153 3.963-3.718 5.543s-3.406 2.826-5.522 3.74c-2.116.912-4.377 1.369-6.783 1.369Z" fill="#fff"/> </g> </g> <defs> <filter id="a" x="-44" y="-44" width="140" height="140" filterUnits="userSpaceOnUse" color-interpolation-filters="sRGB"> <feFlood flood-opacity="0" result="BackgroundImageFix"/> <feGaussianBlur in="BackgroundImageFix" stdDeviation="22"/> <feComposite in2="SourceAlpha" operator="in" result="effect1_backgroundBlur_905_2224"/> <feBlend in="SourceGraphic" in2="effect1_backgroundBlur_905_2224" result="shape"/> </filter> </defs> </svg></div></div></div><div class="mt-16"><div v-html="highlightMatch(item.name, query)" class="detail-22 line-clamp-3">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div></div></div><div class="hidden d-block-sm"><div v-html="highlightMatch(item.name, query)" class="h4-22 line-clamp-2">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div><div class="mt-8"><div class="c-text--light--hushed"><div v-text="item.subtext" class="detail-22 line-clamp-3">This is some text inside of a div block.</div></div></div></div></a></div></div></div><div v-if="!filteredKeywords.length &amp;&amp; !results.length"><div class="my-16"><div class="h4-22 text-center">No items match your query.</div><div class="mt-8"><div class="detail-22 text-center">Try expanding your search.</div></div></div></div></div></div><div v-if="filteredKeywords.length || results.length"><div class="mb-16"><div class="search-hairline"></div></div><div class="flex flex-jcenter"><a v-bind:href="allResultsUrl" href="#" class="button-medium-23 button-solar-23 global-search w-inline-block"><div class="button-text-22">Show all results</div></a></div></div></div></div></div></div><div><div data-w-id="c41f208d-6a36-2f06-cda1-0efc736c9e1e" class="nav-trigger-23"></div><div class="hidden w-embed w-script"><script> /* document.addEventListener('DOMContentLoaded', () => { const st = window.pageYOffset || document.documentElement.scrollTop; if (st > 0) { const exploreBtn = document.getElementById('explore-product-btn'); exploreBtn.style.display = 'block'; } }); */ </script></div></div></div><div class="main-22"><section class="section-22"><div class="contain-22"><div class="sc-paragraph-block"><div class="pt-72 pb-104 px-24 px-xl-40 pt-sm-48 pb-sm-72 px-sm-16"><div class="w-layout-grid sc-paragraph-block__grid"><h1 id="w-node-_8e589f72-5ca5-3897-2365-13f54d12560f-c3b85db8" class="h2-22">Setting finance free to build healthier businesses</h1><div id="w-node-_8e589f72-5ca5-3897-2365-13f54d125611-c3b85db8" class="w-layout-grid sc-paragraph-block__grid-inner"><div id="w-node-_8e589f72-5ca5-3897-2365-13f54d125612-c3b85db8" class="body-lg-22">Ramp is on a mission to help finance teams build healthier businesses. By reimagining technology for back office finance from the ground up, Ramp provides businesses of all sizes and at all stages with the essential tools to modernize finance operations and help their business thrive.</div><div id="w-node-_8e589f72-5ca5-3897-2365-13f54d125614-c3b85db8" class="sc-paragraph-block__grid-subtext"><div id="w-node-_8e589f72-5ca5-3897-2365-13f54d125615-c3b85db8" class="body-22">Combining corporate cards with best-in-class finance operations software, Ramp is the only all-in-one solution designed to help customers save more money and free finance teams to do the best work of their lives.</div><div id="w-node-_8e589f72-5ca5-3897-2365-13f54d125617-c3b85db8" class="body-22">Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, enabling tens of billions of dollars in purchases each year. We’re building a new way forward for finance, and we’re just getting started.</div></div></div></div></div></div></div></section><div class="my-24 my-sm-12"><div class="spacer-24 mobile-12"><div id="bottom-cta" class="section-22"><div class="contain-22"><div class="py-72 py-sm-48"><div class="bottom-cta-wrapper"><div class="mb-24"><div class="text-color white"><h2 class="h4-22 center-aligned">Time is money.<span class="d-block-sm"> </span>Save both.</h2></div></div><div class="get-ramp-form-22 w-form"><form method="get" class="get-ramp-form-22__inner" data-get-started-form="true" name="email-form" data-name="Email Form" cvr-component="page_bottom_cta" data-low-intent-form-id="" discovery-method-details="" zapier-webhook="" id="email-form" data-allow-personal-emails="" discovery-method="" data-wf-page-id="64638e12b3757911c3b85db8" data-wf-element-id="c2c28d00-719f-267a-ebe0-f770b5effe44"><div class="spacer-8"><div class="get-ramp-form-23__input-wrapper input-dark"><input class="get-ramp-form-23__email-input input-dark w-node-c2c28d00-719f-267a-ebe0-f770b5effe47-b5effe43 w-input" maxlength="256" name="Email" data-name="Email" placeholder="What&#x27;s your work email?" type="email" id="Email" required=""/><input type="submit" data-wait="Please wait..." data-cta-element="cta-button" class="get-ramp-form-23__submit button-loud w-button" value="Get started for free"/></div><div class="text-center"><div data-form-element="error-message" class="get-ramp-error-msg-22">Error Message</div><div data-form-element="credit-check-message" class="no-credit-checks-22 c-text--dark--hushed"> </div></div></div></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div></div></div><div class="bg-color bg-surface--smolder"></div></div></div><div id="w-node-b80d8193-ec46-333d-f7dc-a711d5d8345d-c3b85db8" class="section-22"><div class="section-22"><div class="contain-22"><div class="pos-rel"><div class="py-104 py-sm-48"><div id="scroll-email-wrapper" class="sc-stats-wrapper"><div class="flex flex-col flex-jcenter flex-acenter _w-1of3 _w-xs-160 mb-xs-16"><div class="h1-22 c-text--dark--primary">$1B+</div><div class="mt-8"><div class="body-22 text-white">Customer savings</div></div></div><div class="flex flex-col flex-jcenter flex-acenter _w-1of3 _w-xs-160 mb-xs-16"><div class="h1-22 c-text--dark--primary">10M+</div><div class="mt-8"><div class="body-22 text-white">Hours saved</div></div></div><div class="flex flex-col flex-jcenter flex-acenter _w-1of3 _w-xs-160 mb-xs-16"><div class="h1-22 c-text--dark--primary">$1B+</div><div class="mt-8"><div class="body-22 text-white">Funding</div></div></div></div></div><div class="bg-color bg-surface--smolder br-tl-8 br-tr-8"></div></div></div></div><section class="section-22"><div class="contain-22"><div class="sc-quadruple-slider"><div class="py-72 px-24 px-xl-40 px-sm-16"><div class="sc-slider-grid__header"><h2 class="h2-22 text-white">Loved by thousands</h2><div class="mt-16"><div class="sc-slider-grid__subheading"><div class="body-22 text-white">Hundreds of 5-star reviews of Ramp’s award winning software</div></div></div></div><div class="mt-144 mt-sm-96"><div data-delay="4000" data-animation="slide" class="sc-quadruple-slider__slider w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="true" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true" fs-cmsslider-element="slider"><div class="sc-quadruple-slider__mask w-slider-mask"><div class="sc-quadruple-slider__slide w-slide"><div class="fs-collection-wrapper d-iblock w-dyn-list"><div role="list" class="fs-dynamic-feed w-dyn-items"><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">All-around impressive</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Their platform has the most innovative &amp; advanced functionalities, which make my life and job much easier. I&#x27;m obsessed with the fact that Ramp can automatically recognize and pull receipts from my email account, and they auto-link them for me.</div><div class="mt-16"><div class="detail-22 text-white">Kendal S., Finance, HR, and Operations Manager</div></div></div></div></div></div></div></div></div></div><div class="sc-quadruple-slider__left-arrow perks w-slider-arrow-left"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337c105056aa093de15776_Left%20circle%20arrow.svg" loading="lazy" width="24" height="24" alt="left arrow" class="sc-quadruple-slider__arrow"/></div><div class="sc-quadruple-slider__right-arrow perks w-slider-arrow-right"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337c105056aa093de15776_Left%20circle%20arrow.svg" loading="lazy" width="24" height="24" alt="left arrow" class="sc-quadruple-slider__arrow right"/></div><div class="sc-quadruple-slider__nav w-slider-nav w-round"></div></div><div class="fs-collection-wrapper w-dyn-list"><div fs-cmsslider-element="list" role="list" class="fs-dynamic-feed w-dyn-items"><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">All-around impressive</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Their platform has the most innovative &amp; advanced functionalities, which make my life and job much easier. I&#x27;m obsessed with the fact that Ramp can automatically recognize and pull receipts from my email account, and they auto-link them for me.</div><div class="mt-16"><div class="detail-22 text-white">Kendal S., Finance, HR, and Operations Manager</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">Simplifies so much of our accounting</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Anyone can text or email their receipts, and Ramp automatically attaches them to the charge. This is so fast and easy for every employee. Accounting has significantly less work to do.</div><div class="mt-16"><div class="detail-22 text-white">Kirsten M., COO</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">Big time saver</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">The onboarding process is easy and seamless (makes switching painless), customer service is excellent/responsive, and the accounting software sync is great. They are always adding useful new features.</div><div class="mt-16"><div class="detail-22 text-white">Victor C., Co-founder</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">One of the best business cards around</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">No personal guarantee is needed, [...] monthly float for points (unlike Brex), and solid support team. Tracking all corporate spend and expensing is much easier with Ramp than doing it by hand or via other cards.</div><div class="mt-16"><div class="detail-22 text-white">Jimmy H., Founder</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">Transformed our spending process</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">We are able to auto sync with our GL, review and approve expenses, define importing rules and have complete visibility into our spend. Unsecured credit card program with high limits allows us to put our cash to work. </div><div class="mt-16"><div class="detail-22 text-white">Dillon L., Controller</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">Spend management done right</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp stands out from other corporate credit cards because they don&#x27;t gamify their platform to incentivize you to spend more. Great tool if you want to maximize savings. Total game changer!</div><div class="mt-16"><div class="detail-22 text-white">Paige D., Founder</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">10x better than other options</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">It is easy to set up, easier for our employees - I was able to use a virtual card in the first hour. I&#x27;d recommend very highly above all other credit card options - AND above all expensing solutions.</div><div class="mt-16"><div class="detail-22 text-white">Jordan T., CEO</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="mb-16"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea47d32a2f4a61dc0c4_5%20stars-light-beige.svg" loading="lazy" width="96" height="15" alt="" class="sc-quadruple-slider-item__img"/><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337ea4154e4b844bc52c47_4_5-stars-light-beige.svg" loading="lazy" width="88" height="15" alt="" class="sc-quadruple-slider-item__img w-condition-invisible"/></div><div class="sc-quadruple-slider__text"><h3 class="h4-22 c-text--dark--primary">The solution we needed</h3><div class="mt-72 mt-sm-40"><div class="body-22 text-white">We tried a number of solutions, and Ramp came out on top...with no annoying per-user or per-transaction fees. It&#x27;s made all of our processes easier, reduced the burden on our admin staff and was quickly adopted by employees.</div><div class="mt-16"><div class="detail-22 text-white">Neil C., CEO</div></div></div></div></div></div></div></div><div class="w-embed"><style> .sc-quadruple-slider__slide { width: calc(25% - 18px); margin-right: 24px; } @media (min-width: 992px) { .sc-quadruple-slider__slide:nth-of-type(4n + 1) { margin-right: 0; } } @media (min-width: 1281px) { .sc-quadruple-slider__slide { width: calc(25% - 30px); margin-right: 40px; } } @media (max-width: 991px) { .sc-quadruple-slider__slide { width: calc(50% - 12px); margin-right: 24px; } .sc-quadruple-slider__slide:nth-of-type(2n + 1) { margin-right: 0; } } @media (max-width: 767px) { .sc-quadruple-slider__slide { width: 100%; margin-right: 0; } } </style></div></div></div><div class="bg-color bg-surface--smolder br-br-8 br-bl-8"></div></div></div></section></div><section class="section-22"><div class="contain-22"><div class="sc-feature-detail"><div class="bg-color bg-white br-8"></div><div class="p-40 py-sm-24 px-sm-12"><div class="sc-feature-detail__flex"><div id="w-node-_026fb489-9f4e-5740-590f-ec1c55cc5376-43d0a82b" class="sc-feature-detail__col"><div class="sc-feature-detail__spacer right"><div id="w-node-_3ac09b31-9c36-78ac-7d40-148443d0a82c-43d0a82b" class="sc-feature-detail__main-text"><div><div class="max-w-448"><h2 class="sc-feature-detail__heading">Love at first swipe</h2><div class="mt-16"><div class="max-w-370"><div class="body-22 c-text--light--body">Hundreds of 5-star reviews make us the top-rated finance, expense, and card software.</div></div></div></div></div></div></div></div><div id="w-node-_86bba5fa-c19f-b4f8-f923-32be1a2d17ba-43d0a82b" class="sc-feature-detail__col"><img class="sc-feature-detail__img br-8" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges.webp" width="Auto" height="" alt="" sizes="(max-width: 479px) 90vw, (max-width: 767px) 94vw, (max-width: 991px) 87vw, (max-width: 1279px) 44vw, 45vw" id="w-node-_3ac09b31-9c36-78ac-7d40-148443d0a82e-43d0a82b" loading="lazy" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges-p-1600.webp 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges-p-2000.webp 2000w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a990c32656b8badca23356_G2%20Badges.webp 2576w"/></div></div></div></div></div></section><div id="w-node-df7a8624-fb17-7f90-8a9c-598011757114-c3b85db8" class="section-22"><div class="section-22"><div class="contain-22"><div class="pos-rel"><div class="bg-color bg-white br-8"></div><div class="pos-rel overflow-hidden"><div class="pt-72 pb-104 px-24 px-xl-40 pt-sm-48 pb-sm-72 px-sm-16"><div class="max-w-800"><h3 class="h2-22">Special team</h3><div class="mt-16"><p class="body-22 c-text--light--body">Our team is over 1,000 strong. We combine experience from some of the leading financial services and fintech companies—Capital One, Stripe, Affirm, Goldman Sachs, American Express, Visa—with high-growth technology companies like Facebook, Spotify, Microsoft, and Slack. This combination gives us a special edge and is why we believe it should be software first, card second.</p></div></div><div class="mt-64"><div data-delay="4000" data-animation="slide" class="about-us-slider-new w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="true" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true"><div class="about-us-slider-new__mask w-slider-mask"><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcee8b487e8c0f7eb1e5607_karim-slim.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">It’s time finance professionals stop wrestling with spreadsheets and painful expense reports.</div><div class="mt-32"><div class="detail-22">Karim, Co-Founder &amp; CTO</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcc3595c5248e469a29289d_geoff-charles.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">Elevate the finance function of companies by harnessing the power of technology.</div><div class="mt-32"><div class="detail-22">Geoff, Product</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcc36001a805d38f8df5fca_gene-lee.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">We want to solve problems for finance professionals so that they can do more each day.</div><div class="mt-32"><div class="detail-22">Gene, Co-Founder &amp; CPO</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcee9008da79f631e311fbf_eric-slim.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">I want to help our customers be more profitable so they can invest in faster growth, more hiring, and higher pay.</div><div class="mt-32"><div class="detail-22">Eric, Co-Founder &amp; CEO</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/61687d1650e45f1d7bc42648_akash-compressed.webp" loading="lazy" width="1242" height="1657" alt="" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/61687d1650e45f1d7bc42648_akash-compressed-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/61687d1650e45f1d7bc42648_akash-compressed-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/61687d1650e45f1d7bc42648_akash-compressed-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/61687d1650e45f1d7bc42648_akash-compressed.webp 1242w" sizes="(max-width: 479px) 88vw, (max-width: 767px) 93vw, (max-width: 991px) 28vw, (max-width: 1279px) 30vw, 29vw" class="about-us-slider-image-new"/><div class="body-22">We&#x27;re transforming corporate spend management into a smooth and effortless experience.</div><div class="mt-32"><div class="detail-22">Akash, Engineering</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcee958237b72baa2dc7ce1_nik-slim.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">We&#x27;re building the best engineering talent in FinTech to change the way businesses work!</div><div class="mt-32"><div class="detail-22">Nik, Risk Engineering</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcc3cba8faed23cf60aa713_diego-zaks.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">We build based on what should be, not what others are doing.</div><div class="mt-32"><div class="detail-22">Diego, Design &amp; Marketing</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcc3d7be6efc8f3a160d313_calvin-lee.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">We love simple, elegant solutions - but our concern is for our customers, not our ideas.</div><div class="mt-32"><div class="detail-22">Calvin, Chief of Staff</div></div></div></div><div class="about-us-slider-new__slide w-slide"><div class="ramp-employee-wrapper-new"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fcee970e6ec4b7f1533a433_veeral-slim.webp" loading="lazy" width="378" height="510" alt="" class="about-us-slider-image-new"/><div class="body-22">Programming is often compared to magic, our job is to bring this superpower to all of our customers.</div><div class="mt-32"><div class="detail-22">Veeral, Engineering</div></div></div></div></div><div class="left-arrow-team-slider w-slider-arrow-left"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fc97b2972246916ee218a62_left-slider-arrow.png" loading="lazy" width="64" height="64" alt="" class="arrow-team-slider__image"/></div><div class="right-arrow-team-slider w-slider-arrow-right"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/5fc97b38e36e2c0cc211a2be_right-slider-arrow.png" loading="lazy" width="64" height="64" alt="" class="arrow-team-slider__image"/></div><div class="hidden w-slider-nav w-round"></div></div><div class="w-embed"><style> @media (min-width: 768px) { .about-us-slider-new__slide:nth-of-type(3n) { margin-right: 0; } } </style></div></div></div></div><div class="sc-faq-block"><div class="pt-72 pb-40 px-24 px-xl-40 px-sm-16"><h2 class="h2-22">Our values</h2><div class="mt-48 mt-md-56"><div class="sc-faq-block__faq"><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">We win when customers win</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">Ramp succeeds when our customers succeed. Our products are a competitive advantage for our customers, helping them run their businesses as effectively as possible. The only way we can continue delivering is by ensuring customers have a seat at every table, a voice in every debate, and a vote in every decision we make. We must obsess about making customers more successful.<br/><br/>We always keep customers&#x27; interests top of mind and expect our teammates to do the same.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">Amp it up</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">Speed matters. Getting back to someone today is better than tomorrow. We push ourselves to make decisions when we have just enough information rather than waste time collecting more data. A simple solution that ships is better than a perfect one stuck on the cutting floor. We make faster progress on the projects that are of the highest priority by saying “no” to the ones that aren’t.<br/><br/>We’re comfortable asking if a timeline is ambitious enough - and appreciate when someone pushes us to do the same. We make the most of our scarce time to push forward, little by little, each day.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">We’re one team</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">If we want to go far, we must go together. Ramp is a collection of people who, together, can achieve things that none of us could on our own. We lean on each other for input and guidance and are good teammates. We default to open channels and docs so people can follow along with our work. We optimize for the company, no one individual project or team.<br/><br/>We won’t always agree, and at our pace, everyone can’t be in every discussion. Instead, we trust that all of us solve problems by identifying what will be best for our customers and for Ramp.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">Ramp is built for everyone</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">We’re here to help businesses be more successful. We don’t select our customers based on the ideology or views of their organization or owners. Similarly, Ramplings join us based on their ability to drive the business forward.<br/><br/>We focus on our commonalities - a desire to contribute to the mission - rather than our differences. As an organization, we take stances on issues that impact our business directly and do not comment on ones that don’t.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">Take ownership</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">A company is nothing but a collection of people. We believe in the power of every individual at Ramp. We channel that power by giving individuals significant ownership of their work. In exchange, we require everyone here to care. To care a lot.<br/><br/>Caring can be draining. It’s following through on commitments, it’s asking ‘why’ until we fully understand, it’s getting annoyed, and taking initiative when the quality doesn’t meet our bar. And sometimes it’s respecting the decision of another owner, even when you disagree. Feathers will get ruffled - and that’s the price we’re willing to pay to keep pushing our standards ever higher.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">Grow without fear</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">As Ramp grows, we will face new challenges. To overcome them, each of us will be asked to grow alongside the company. We expect this to be uncomfortable at times, and we grow by embracing this discomfort.<br/><br/>We place smart bets on people’s potential, and we don’t aim for zero defects. We seek out growth areas, think boldly, and aim for excellence. It is your responsibility to challenge yourself and support your teammates as we reach new heights together.</div></div></div></div></div></div></div></div><div class="sc-backers-block"><div class="pt-72 pb-40 px-24 px-xl-40 px-sm-16"><h2 class="h2-22">Strong backing</h2><div class="mt-48 mt-md-56"><div class="sc-backers-block__inner"><div class="sc-backers-block__row"><div class="body-22">Founders Fund</div></div><div class="sc-backers-block__row"><div class="body-22">Stripe</div></div><div class="sc-backers-block__row"><div class="body-22">D1 Capital Partners</div></div><div class="sc-backers-block__row"><div class="body-22">Goldman Sachs</div></div><div class="sc-backers-block__row"><div class="body-22">COATUE</div></div><div class="sc-backers-block__row"><div class="body-22">Thrive Capital</div></div><div class="sc-backers-block__row"><div class="body-22">BoxGroup</div></div><div class="sc-backers-block__row"><div class="body-22">Redpoint Ventures</div></div><div class="sc-backers-block__row"><div class="body-22">Iconiq Growth</div></div><div class="sc-backers-block__row"><div class="body-22">General Catalyst</div></div><div class="sc-backers-block__row"><div class="body-22">Over 100 of the most influential angels, founders, and board members in Fintech</div></div></div></div></div></div></div></div></div></div><section class="section-22"><div class="contain-22"><div class="sc-quadruple-slider"><div class="py-72 px-24 px-xl-40 px-sm-16"><div class="sc-slider-grid__header"><h2 class="h2-22 text-white">In the press</h2><div class="mt-16"><div class="sc-slider-grid__subheading"><a href="/press" class="media-resources__link w-inline-block"><div class="body-22 text-white">Media Resources</div></a></div></div></div><div class="mt-144 mt-sm-96"><div data-delay="4000" data-animation="slide" class="sc-quadruple-slider__slider w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true" fs-cmsslider-element="slider-2"><div class="sc-quadruple-slider__mask w-slider-mask"><div class="sc-quadruple-slider__slide w-slide"><div class="fs-collection-wrapper d-iblock w-dyn-list"><div role="list" class="fs-dynamic-feed w-dyn-items"><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.emergingtechbrew.com/stories/2024/11/12/how-companies-are-spending-on-ai-q4-2024" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">How companies are spending on AI right now</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Tech Brew breaks down data from Ramp that shows AI is becoming an office staple. </div><div class="mt-16"><div class="detail-22 text-white">Tech Brew, November 2024</div></div></div></div></div></div></div></div></div></div><div class="sc-quadruple-slider__left-arrow w-slider-arrow-left"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337c105056aa093de15776_Left%20circle%20arrow.svg" loading="lazy" width="24" height="24" alt="left arrow" class="sc-quadruple-slider__arrow"/></div><div class="sc-quadruple-slider__right-arrow w-slider-arrow-right"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62337c105056aa093de15776_Left%20circle%20arrow.svg" loading="lazy" width="24" height="24" alt="left arrow" class="sc-quadruple-slider__arrow right"/></div><div class="sc-quadruple-slider__nav w-slider-nav w-round"></div></div><div fs-cmsslider-element="list-2" class="fs-collection-wrapper w-dyn-list"><div role="list" class="fs-dynamic-feed w-dyn-items"><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.emergingtechbrew.com/stories/2024/11/12/how-companies-are-spending-on-ai-q4-2024" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">How companies are spending on AI right now</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Tech Brew breaks down data from Ramp that shows AI is becoming an office staple. </div><div class="mt-16"><div class="detail-22 text-white">Tech Brew, November 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.nytimes.com/2024/11/03/your-money/employee-expense-reports-concur.html" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">In a Perfect World, We’d Eliminate Expense Reports. We’re Getting Closer.</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp VP of Product Geoff Charles speaks with the New York Times about Ramp&#x27;s vision to use AI to automate and streamline corporate expense reporting. </div><div class="mt-16"><div class="detail-22 text-white">New York Times, November 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.cfobrew.com/stories/2024/10/29/building-an-accounting-team-s-strategic-chops" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Building an accounting team’s strategic chops</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Edwine Alphonse, senior controller at Ramp, shares lessons from leading her team’s transformation.</div><div class="mt-16"><div class="detail-22 text-white">CFO Brew, October 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://fortune.com/2024/10/24/ramp-valued-at-7-65-billion-launches-app-store/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Exclusive: Ramp, valued at $7.65 billion, launches its own app store</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp, founded in 2019, has earned its $7.65 billion valuation by working to make the universal agony of expense reporting less painful, and by expanding to include bill payments, procurement, and travel management. Now, Glyman is taking things to the next level: Ramp is launching its very own app store, Fortune has learned. It’s an interesting move, not least because running a successful app store isn’t really something you can do alone. It’s also a big move: App stores are the province of companies with gravitational pull; an ecosystem of customers and developers that comprise the app store’s value. </div><div class="mt-16"><div class="detail-22 text-white">Fortune, October 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.prnewswire.com/news-releases/ramp-launches-app-center-pioneering-an-open-ecosystem-for-financial-operations-302285401.html" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp Launches App Center, Pioneering an Open Ecosystem for Financial Operations</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">The App Center allows developers to build integrations directly into Ramp&#x27;s platform, giving its 25,000+ customers one-click access to a wide range of tools to run their business more efficiently. Eric Glyman, CEO of Ramp, explained the vision: &quot;We founded Ramp on the belief that we win when our customers win. The App Center is the fullest expression of this. By opening our ecosystem and creating an environment where new technology can be built and scaled, we and our partners can deliver even more value to customers. We see this benefitting all sides and rewarding truly great products.&quot;</div><div class="mt-16"><div class="detail-22 text-white">PR Newswire, October 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.worldofdaas.com/p/ramp-eric-glyman" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp CEO Eric Glyman: The Hidden Incentives Shaping Banking and Fintech</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Eric Glyman, co-founder and CEO of Ramp, shares insights on how his company is reshaping the fintech landscape by prioritizing customer alignment and innovative approaches to business operations.</div><div class="mt-16"><div class="detail-22 text-white">World of DaaS, October 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://fortune.com/2024/09/25/cfo-financial-controllers-role-will-change-dramatically/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Financial controllers are the CFO’s right hand—and 86% say their role will change dramatically</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Edwine Alphonse, senior controller at Ramp speaks with Fortune about accountants&#x27; strategic importance to financial suites: “Controllers are in the privileged situation to see all the financial transactions happening inside the companies,” according to Alphonse. The responsibilities are much more than just “keeping the lights on.&quot; It’s also about finding the best suppliers, vendors, and technology systems to help the company scale and ultimately creating a team that’s efficient in providing insights, she said. </div><div class="mt-16"><div class="detail-22 text-white">Fortune, September 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.fastcompany.com/91176270/business-travel-upgrade-guide" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">The New Rules of Business Travel</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Managing the ballooning costs of increased business travel has become crucial for companies of all sizes. This year, Ramp created a travel-booking portal with inventory powered by Priceline that’s meant to streamline booking and managing business trips. Once a trip is booked, Ramp knows to categorize any purchases during that time period as a travel-related expense. “Our main view,” says Ramp CEO and cofounder Eric Glyman, “is that your expense report should do itself.”</div><div class="mt-16"><div class="detail-22 text-white">Fast Company, September 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.cfosecrets.io/p/ramp-eric-glyman-ai" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">One-on-one Interview Series: Eric Glyman, CEO of Ramp</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp CEO Eric Glyman speaks with the Secret CFO About how AI is changing the CFO role. </div><div class="mt-16"><div class="detail-22 text-white">SecretCFO, September 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.youtube.com/watch?v=-uMaiOgYkj4" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">How AI can help build smarter systems for every team with Eric Glyman and Karim Atiyeh of Ramp</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Sarah and Elad are joined by Ramp co-founders Eric Glyman and Karim Atiyeh of Ramp. The pair has been working to build one of the fastest growing fintechs since they were teenagers. This conversation focuses on how Ramp engineers have been building new systems to help every team from sales and marketing to product. They’re building best-in-class SaaS solutions just for internal use to make sure their company remains competitive. They also get into how AI will augment marketing and creative fields, the challenges of selling productivity, and how they’re using LLMs to create internal podcasts using sales calls to share what customers are saying with the whole team. </div><div class="mt-16"><div class="detail-22 text-white">No Priors, August 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/video/3019106b-89a6-4e27-82ac-a3f079fccfca/ramp-ceo-opens-up-about-the-challenges-of-rapid-growth/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp CEO Opens Up About The Challenges Of Rapid Growth</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp, a $7.65 billion corporate credit card and expense company, makes its debut on the Forbes Cloud 100 list, riding the generative AI wave.</div><div class="mt-16"><div class="detail-22 text-white">Forbes, August 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">This Fintech Unicorn Wants AI To Manage Your Company&#x27;s Finances</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp has aggressively embraced the cloud and artificial intelligence to automate almost every aspect of finance management for a corporate customer. As a result, Ramp is debuting this year on the Forbes Cloud 100 list of the world’s top private cloud computing companies, coming in at No. 37, five spots ahead of rival Brex. While the list is dominated by AI, with ChatGPT maker OpenAI taking the top spot, Ramp represents the expansion of fintech companies into the cloud as they expand their purview beyond just credit cards.</div><div class="mt-16"><div class="detail-22 text-white">Forbes, August 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://youtu.be/iJkHjHkPY0I" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Change Is the only Constant: Eric Glyman (Rap) &amp; Eoghan McCabe (Intercom)</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">At the Cerebral Valley AI Summit in New York, Ramp’s Eric Glyman and Intercom’s Eoghan McCabe each broke down how their companies are implementing AI tools today. McCabe said he has found retrieval-augmented-generation, or RAG, to be a breakthrough for Intercom. Glyman discussed Ramp’s use of AI for features like receipt mapping, transaction coding, and expense memos. </div><div class="mt-16"><div class="detail-22 text-white">Axios, July 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.foxbusiness.com/video/6355619088112" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp CEO: Avg company able to cut expenses by 5% a year with us</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp co-founder and CEO Eric Glyman breaks down his expense management business on &#x27;The Claman Countdown.&#x27;</div><div class="mt-16"><div class="detail-22 text-white">Fox Business News, June 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.notboring.co/p/ramp-and-the-ai-opportunity?utm_source=post-email-title&amp;publication_id=10025&amp;post_id=145290261&amp;utm_campaign=email-post-title&amp;isFreemail=true&amp;r=1pp4la&amp;triedRedirect=true&amp;utm_medium=email" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp and the AI Opportunity</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Software is not dead, but I do think B2B will consolidate. There will be some massive winners, the ones who can help take all of the work that people in a particular department hate off their plates. And if you’re going to choose a department, finance is a good one to choose: finance controls the purse strings, and it touches every piece of the organization, even ones that don’t seem like “finance.” Like Travel. Today, Ramp is launching Ramp Travel, which means you can now book travel right through Ramp. I tried it, and it’s predictably great. It also points to a world in which you just hand over your card to an AI agent and let it do all of the booking for you — to save you time and money, and let you focus on the parts of your job that you actually like doing.</div><div class="mt-16"><div class="detail-22 text-white">Not Boring, June 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.prnewswire.com/news-releases/ramp-launches-integrated-travel-booking-product-designed-to-help-companies-spend-less-302163205.html" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp Launches Integrated Travel Booking Product Designed to Help Companies Spend Less</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp Travel combines Ramp&#x27;s policy controls, expense automations, and spend analytics with Priceline&#x27;s global inventory and exceptional deals – saving businesses time and money from booking to book-close</div><div class="mt-16"><div class="detail-22 text-white">PR Newswire, June 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">CNBC Disruptor 50: Ramp</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">When the economic outlook is uncertain, companies keep a closer eye on expenses. Ramp is among the increasing number of expense management software offerings available to companies big and small. Since its founding in 2019, Ramp has grown quickly, now serving more than 25,000 companies. Its platform helps companies track spending and save money by flagging duplicated expenses or through contract negotiations.</div><div class="mt-16"><div class="detail-22 text-white">CNBC, May 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.thetwentyminutevc.com/eric-glyman-keith-rabois" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">The Best Run Private Company on the Planet</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Keith Rabois and Ramp&#x27;s Eric Glyman go behind the scenes at the best run private company on the planet: the tools, tips, secrets, and process that drive efficiency</div><div class="mt-16"><div class="detail-22 text-white">20VC, May 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://productledaipod.com/podcasts/ramp-ceo-eric-glyman-on-ais-time-maximizing-power/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Building the AI Platform for Finance Teams</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Time is money. AI could give us more of both. Ramp CEO Eric Glyman shares with Greylock how his company, Ramp, uses AI to automate tedious finance and accounting tasks and provide insights that help organizations run more efficiently.</div><div class="mt-16"><div class="detail-22 text-white">Greylock Product-Led AI, April 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.reuters.com/technology/fintech-startup-ramp-raises-150-million-valuation-recovers-2024-04-17/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech startup Ramp raises $150 million as valuation recovers</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;I think many in the industry are slowing down their pace of the product innovation. Having the balance sheet to continue investing in hiring and making strategic acquisitions is important to us,&quot; Ramp CEO Eric Glyman said in an interview. Last summer, Ramp said it has surpassed $300 million in annualized revenue at a growth rate of more than 100%. It serves companies such as Shopify and Webflow.</div><div class="mt-16"><div class="detail-22 text-white">Reuters, April 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2024/04/17/ramp-raises-another-150-million-co-led-by-khosla-founders-fund-at-a-7-65b-valuation/?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAAKY6zyvaKpgJmkBMljr9WkzYBiPctJJfjy3FRWo1XRaomsSYBYeDXcGyZNRa6oI56unzdYhzJJ3qYqyMYTadMVzjP16nDnZigXvS9pOfpRvRjkGFnhrSBsfaiQfek4qbx14vRwvleEoSNBraKRspFFFDp9V4iC1XaBIJYGtXjNga" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp raises another $150M co-led by Khosla and Founders Fund at a $7.65B valuation</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp CEO Eric Glyman told TechCrunch today that in the first quarter of this year, the startup’s total purchase volume and revenue growth increased “faster quarter over quarter than it did over the same period in 2023, on a much larger base.” Glyman told TechCrunch that the new funding will be used to “triple down” on innovation, including using AI capabilities “to automate cumbersome processes, provide deeper insights into spending, enhance decision-making capabilities, and more.” </div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, April 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">This company uses generative AI to generate savings for businesses</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">More than 10,000 businesses have signed up for spend management platform Ramp over the past year. That growth helped quadruple Ramp’s annualized revenue, which topped $300 million in 2023. Strong demand also positioned Ramp to close a $300 million Series D round in August 2023, at a time when many startups were fighting for survival. Business customers are drawn to Ramp for its clever AI integrations and clear-eyed focus on saving finance teams time and money. </div><div class="mt-16"><div class="detail-22 text-white">Fast Company, March 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2024/03/19/ramp-ceo-says-the-fintech-startup-is-just-scratching-the-surface/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp CEO says the fintech startup is just scratching the surface</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp cofounder and CEO Eric Glyman joins TechCrunch FOUND to discuss the fintech&#x27;s rapid growth, how Ramp thinks about scaling and expanding into new categories, and lessons learned as a second-time founder. </div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, March 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/video/6348849009112/how-ramps-ceo-built-and-leads-the-nearly-6-billion-startup/?sh=7bfcb2435bd0" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">How Ramp&#x27;s CEO Built And Leads The Nearly $6 Billion Startup</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp co-founder and CEO Eric Glyman sits down with Forbes Assistant Managing Editor Steven Bertoni to talk about building the fintech unicorn, and evolving as its leader.</div><div class="mt-16"><div class="detail-22 text-white">Forbes, March 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2024/01/30/fintech-ramp-acquires-another-ai-powered-startup/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech Ramp acquires another AI-powered startup</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">The acquisition makes sense considering that last summer, Ramp announced that it was entering the procurement space as it focused more on “complex” enterprises. “Our plans are to grow this segment and serve more businesses with simple software that transforms a clunky, slow, and painful process into an efficient and organized one,” Glyman said. “This way, we’re enabling customers to put money movement at the center of their decision-making and helping them build stronger, more sustainable businesses for the long-term.” Today, Ramp claims to power over $10 billion in accounts payable spend each year, a 10x increase in just over two years, execs say.</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, January 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://fortune.com/2024/01/30/young-entrepreneur-sequoia-thrive-capital-ramp-sale/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">These 20-something entrepreneurs needed less than a year to sell their company to Ramp</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Since the sale, TK Kong, Young Kim, and Kevin Chan have joined Ramp as part of its procurement team. Kong, who leads the unit, has spent the months since the acquisition building out Venue, which is part of Ramp Plus. Improvements to Ramp Plus include purchase order enhancements, collaboration tools, and an activity feed. For Ramp, Venue was the company’s third acquisition and its fastest deal. “This is one of our larger new bets, and we see it growing very materially over the next two years,” Glyman said. “Great companies are bought, not sold.”</div><div class="mt-16"><div class="detail-22 text-white">Fortune, January 2024</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2023/11/15/ramp-copilot-integration/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp taps AI as fintech hunts for growth</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp says its plug-in with Copilot for Microsoft 365 means businesses don’t have to bounce between multiple tools and applications to gather spend insights or set up advanced controls. “Now they can use natural language to access Ramp’s smart AI assistant from their workspace and get the most advanced work done faster,” said Ramp CEO and co-founder Eric Glyman. </div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, November 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://venturebeat.com/virtual/corporate-card-startup-ramp-integrates-with-microsoft-teams-and-365-copilot/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Corporate card startup Ramp integrates with Microsoft Teams and 365 Copilot</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Now, employees who use the Microsoft messaging app, even on mobile, can find expense-related information right at their fingertips and have their questions answered by a knowledgable AI assistant. The Ramp integration in Teams and Microsoft 365 Copilot also includes interactive actions, such as approvals, that Ramp customer administrators can set up. That way, if an employee asks for approval on an expense, the Ramp bot can verify that the expense is in line with the company’s policy and approve it right within Teams. “When the chance appeared to integrate into the Copilot ecosystem, we were really excited because we saw this as a very intuitive way to not just do things effortlessly, but to extend Ramp’s capabilities…to where people work,” CEO Eric Glyman told VentureBeat.</div><div class="mt-16"><div class="detail-22 text-white">VentureBeat, November 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.linkedin.com/pulse/fintech-upstart-doing-300-million-year-revenue-top-startup-8wj5c" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">This fintech upstart doing $300 million a year in revenue is the top startup in the U.S., according to LinkedIn data</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">It used to be that when employees swiped their corporate credit cards, it wasn’t connected to software that the finance team could immediately access. Enter Ramp. At four and a half years old, the fast-growing fintech company leads the LinkedIn Top Startups 2023 list, a data-driven ranking of the young businesses where U.S. professionals most want to work. Ramp’s model has attracted high-profile customers such as Eventbrite, Discord, Glossier and Shopify. The Finance Files sat down with Glyman, Ramp’s CEO, to discuss what makes this fintech upstart so appealing to customers, investors and employees.</div><div class="mt-16"><div class="detail-22 text-white">Linkedin, September 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.youtube.com/watch?v=8X3OGY_G_c8" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Eric Glyman, Ramp CEO: A Fortt Knox Conversation</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp CEO Eric Glyman speaks with CNBC&#x27;s Jon Fortt about the fintech landscape for businesses, Ramp&#x27;s latest funding round, and Eric&#x27;s entrepreneurial journey.</div><div class="mt-16"><div class="detail-22 text-white">Fortt Knox, September 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.youtube.com/watch?v=-dv3-oTkhWk" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Latest Funding Round Was an Opportunistic Raise: Ramp CEO</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp CEO Eric Glyman discusses why the firm raised $300 million from investors at a $5.8 billion valuation. He speaks with Caroline Hyde and Ed Ludlow on &quot;Bloomberg Technology.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Bloomberg Technology, August 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.bloomberg.com/news/articles/2023-08-22/finance-service-platform-ramp-raises-funds-at-5-8-billion-value" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Finance Platform Ramp Raises Funds at $5.8 Billion Value</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp has surpassed $300 million in annualized revenue, a metric that multiplies the current month’s revenue 12 times, co-founder and Chief Executive Officer Eric Glyman said in an interview with Bloomberg News. Ramp’s pitch to customers is that their incentives are aligned. The firm, which offers a corporate card, says that it helps customers reduce spending, unlike some credit card businesses. The company recently expanded into procurement software with Ramp Plus. It also acquired Cohere.io, an AI-powered customer support business. Microsoft Corp. CEO Satya Nadella was announced as an investor and adviser. There is still plenty of room for growth because the total addressable market Ramp’s chasing is large, due to the large number of companies with finance departments, Glyman said. We have “99% of the market left to go,” he added.</div><div class="mt-16"><div class="detail-22 text-white">Bloomberg, August 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.lennysnewsletter.com/p/velocity-over-everything-how-ramp#details" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Velocity over everything: How Ramp became the fastest-growing SaaS startup of all time</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Geoff Charles, VP of Product at Ramp has led the product team from the early days, including the development and release of 60+ products and features in the past year alone. In this podcast, he and Lenny discuss how velocity is at the heart of Ramp’s culture and success, Ramp&#x27;s approach to hiring, problem-solving, and execution, as well as tips on how to break into and succeed in product management. </div><div class="mt-16"><div class="detail-22 text-white">Lenny&#x27;s Podcast, August 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://venturebeat.com/enterprise-analytics/fast-growing-expense-and-credit-card-startup-ramp-introduces-ramp-plus-bags-shopify/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fast-growing expense and credit card startup Ramp introduces Ramp Plus, bags Shopify</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Hypergrowth could also describe Ramp’s own trajectory, with the company reporting 100% growth in global customers and 83% growth in enterprise customers in the last six months alone. Now with Ramp Plus and Shopify under its belt, the startup is poised to continue its expansion, challenging corporate card stalwarts like American Express and SAP Concur. “We also are the most comprehensive financial operations solution available in the market,” Glyman told VentureBeat. “Ramp is the only company aligning our bottom line with our customers spending less. That’s why we’re seeing industry-leading growth, with the majority of Ramp’s enterprise and midmarket customers in the last 6 months coming from AmEx, Bill, Concur, or Expensify.”</div><div class="mt-16"><div class="detail-22 text-white">VentureBeat, August 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2023/06/26/as-the-generative-ai-craze-rages-on-fintech-ramp-acquires-ai-powered-customer-support-startup-cohere-io/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">As the generative AI craze rages on, Ramp acquires customer support startup Cohere.io</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">The company’s automation product was used by teams like Ramp and Deel to generate “high-quality support knowledge” from existing customer interactions, and automatically resolve up to 60% of tickets, the company said. As part of the acquisition, Ramp said all customers will continue to be served “in maintenance mode,” but it will focus its efforts on adapting the LLM-powered automation product to help Ramp customers automate their workflows and better use and understand their spend data.</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, June 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/sites/jonathanponciano/2023/05/18/fintech-ramp-launches-money-saving-ai-tools-for-businesses-announces-microsoft-ceo-more-as-investors/?sh=22004b21697c" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech Ramp Launches Money Saving AI Tools For Businesses—Announces Microsoft CEO, More As Investors</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;For many people going to [software-as-a-service] vendors, it&#x27;s very hard these days to know that you&#x27;re getting a great price,&quot; Ramp cofounder and CEO Eric Glyman tells Forbes of the company&#x27;s new AI-powered contract analysis tool. &quot;Often your only resort is to go to a pricing page that may not tell you anything, or ask around.&quot; With GPT-4, Ramp can take vendor contracts that businesses upload and automatically pull out details such as pricing and software seats. The service then compares the pricing against anonymized data from the close to $1 billion some 15,000 companies spend on Ramp each month to show how the quoted price compares to market averages on a graph—and say whether it&#x27;s a good deal. If it&#x27;s not, Ramp can then go back to vendors and negotiate prices, using their data as leverage...Glyman says he believes Ramp is the first company bringing large-scale pricing data to consumers.</div><div class="mt-16"><div class="detail-22 text-white">Forbes, May 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.reuters.com/article/tech-ai-ramp/ramp-to-introduce-ai-tools-for-tracking-business-costs-idUSL6N37F00L" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp to introduce AI tools for tracking business costs</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">With the introduction of new AI features, corporate finance teams will have improved oversight, Ramp CEO Eric Glyman told Reuters. For instance, companies will be able to better detect unusual employee spending in real time, said Ramp investor Logan Bartlett of Redpoint Ventures.</div><div class="mt-16"><div class="detail-22 text-white">Reuters, May 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://podcasts.apple.com/us/podcast/intelligent-money/id1089013200?i=1000608463880" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Intelligent Money: Fintech&#x27;s AI Moment</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Ramp, a fintech startup that is noted for being one of the fastest-growing companies ever to hit $100M in ARR, is among the fintech frontrunners using automation and machine learning to help customers with expense management, payments, reporting, and more. The upside of automated, intelligent, personalized, and more secure financial services with the help of AI is in reach. </div><div class="mt-16"><div class="detail-22 text-white">Greymatter, March 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2023/03/29/ramp-reports-4x-revenue-growth-says-it-still-has-vast-majority-of-equity-funding/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp reports 4x revenue growth, says it still has ‘vast majority’ of equity funding</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">Over time, Ramp said it has helped its customers cut expenses by over $400 million. It counts over 15,000 businesses as customers with “well into hundreds of thousands of users” and is onboarding about 1,000 users per day...“We think that our customers evaluate companies and their character, and what they’ve done, not just at a moment in time, but what they’ve done over the years,” Glyman said. “I think when other players in the market don’t serve companies or change their behavior rapidly, companies will often ask their peers who they recommend.”</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, March 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.fastcompany.com/90850421/ramp-ai-expense-reports-enterprise-software" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">This company is making expense reports way less of a hassle</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">If last year is any indication, Ramp’s product-first, gimmick-free approach has struck a chord, especially with small-business owners. More than 13,000 businesses now use the platform, a threefold increase year over year. Ramp has issued more than 240,000 employee credit cards, providing the company with a steady stream of interchange income. In March 2022, Ramp disclosed that it had reached $100 million in annualized revenue.</div><div class="mt-16"><div class="detail-22 text-white">Fast Company, March 2023</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.accountingtoday.com/news/ramp-rolls-out-new-ramp-for-accounting-firms-solution" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp rolls out product for accountants</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Ramp said in the blog post announcing the product that it wants to be more than just a vendor, aiming to create genuine partnerships with accounting firms.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Accounting Today, November 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/sites/jonathanponciano/2022/10/25/fintech-ramp-cross-border-payments/?sh=63712e894384" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech Ramp Surfs Dollar Wave By Helping U.S. Companies Turn To International Markets</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;With its international play, Ramp customers—all based in the United States—can now pay vendors in foreign currencies within minutes or reimburse employees in two days or less for out-of-pocket expenses overseas...The push helps expand Ramp’s reach in the $120 trillion payments market as many fintechs struggle... CEO Eric Glyman says, &#x27;Now as the cost of capital keeps going way up, and combined with other challenges, this idea of being more efficient with your spending and time has gone from being nice to a real necessity.&#x27;&quot;</div><div class="mt-16"><div class="detail-22 text-white">Forbes, September 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.protocol.com/newsletters/protocol-fintech/brex-ramp-culture-clash?rebelltitem=1#rebelltitem1" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Brex and Ramp’s rivalry is personal</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Ramp [is appealing to] an ethos of humble growth...&#x27;If you can help people go home earlier and spend time with their families and do more things for less, I think that should work,&#x27; CEO Eric Glyman said.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Protocol, September 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/sites/jonathanponciano/2022/08/23/fintech-ramp-dives-into-buy-now-pay-later-market-with-new-flex-offering-for-businesses/?sh=1cd80f315057" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">New ‘Flex’ Offering For Businesses</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;The offering builds upon Ramp’s Bill Pay service, which automates payments by using artificial intelligence to process email invoices in seconds and then approve payments via credit card, ACH or check. Glyman notes Bill Pay is Ramp’s fastest-growing offering yet. After launching last October, it took just six months to surpass $1 billion in annualized volume, less than half the time it took Ramp’s cards to cross that threshold... Glyman says at the rate Bill Pay is growing, it could surpass card volume as soon as next year.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Forbes, August 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.protocol.com/fintech/ramp-billcom-corporate-spend" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintechs are racing to help businesses pay their bills</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">“Ramp, a corporate card and spend-management startup, launched a new financing option for its bill-pay product Tuesday that will allow customers to stretch — or &quot;Flex&quot; — payments between 30 and 90 days...Ramp&#x27;s announcement described it as the first service of its kind where businesses can finance all bills…CEO Eric Glyman anticipates that Flex funding could be particularly useful in helping companies manage expenses such as inventory, especially in an era when supply chain delays are common.”</div><div class="mt-16"><div class="detail-22 text-white">Protocol, August 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2022/07/19/fintech-isnt-dead-as-ramp-reports-accelerating-revenue-growth/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech isn’t dead, as Ramp reports accelerating revenue growth</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Corporate management startup Ramp says it has seen its business grow exponentially across all segments in 2022 so far.&quot;</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, July 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.businessinsider.com/ramp-raised-750-million-valuation-reaches-81-billion-di-coatue-2022-3" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp just raised $750 million and is now valued at $8.1 billion. The startup&#x27;s CEO explains how the fintech is nabbing customers from rivals like Amex and Brex.</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;One of the corporate card industry&#x27;s fastest-growing players just received a boost as it nabs clients from the industry&#x27;s biggest names like American Express, Capital One, and Silicon Valley Bank.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Insider, March 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.bloomberg.com/news/articles/2022-03-21/payments-startup-ramp-valued-at-8-1-billion-in-latest-round" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Payments startup Ramp valued at $8.1 billion in latest funding round</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Ramp has been building its finance platform for businesses, including a corporate card that tracks employees’ expenses and a bill-pay service that’s its fastest-growing product. The company...now handles more than $5 billion of payments volume on its platform annually, with revenue growing almost 10-fold last year.&quot; </div><div class="mt-16"><div class="detail-22 text-white">Bloomberg, March 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2022/03/21/corporate-spend-startup-ramp-closes-on-750-million-confirms-new-8-1b-valuation/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp confirms new $8.1B valuation after ‘a nearly 10x’ YoY increase in revenue</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Today, more than 5,000 businesses use Ramp, powering over $5 billion in annualized payments volume. Notably, its customer base is up 7x and cardholder growth is up 15x year-over-year. Some of its larger customers spend “in excess of $10 million a month” with Ramp, Glyman said.&quot;</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, March 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.fastcompany.com/90724406/most-innovative-companies-finance-2022" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">The 10 most innovative finance companies of 2022</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Barely a year after its launch, Ramp is the fastest-growing corporate card in the United States. Its 2,000 enterprise customers—from the real estate broker Douglas Elliman to the creative agency Red Antler—use Ramp to consolidate corporate cards, expense management, bill payment, and more into one Slack-integrated platform.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Fast Company, March 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://techcrunch.com/2022/02/23/corporate-spend-startup-ramp-expands-into-travel-space/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Ramp expands into travel as the corporate spend category goes horizontal</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;The startup’s goal with the new offering, which will be offered to all existing customers and any new ones at no additional cost, according to Glyman is to help business travelers &#x27;book anywhere&#x27; while giving businesses an &#x27;unprecedented level of insight and control over their travel.&#x27;&quot;</div><div class="mt-16"><div class="detail-22 text-white">TechCrunch, Feb 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://fortune.com/2022/01/13/unicorn-fintech-ramp-cryptocurrencies-stablecoins-balance-sheet/" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">While finance chiefs weigh crypto, unicorn fintech Ramp is adding stablecoins to its balance sheet</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Because the stablecoins have a higher yield, Song says, than, say, an investment-grade corporate bond, that 5% allocation Ramp has made to stablecoins is able to provide it with the same level of returns it would see from a 95% allocation to those bonds.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Fortune, Jan 2022</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.cnbc.com/2021/10/26/corporate-cards-ramp-targets-billcom-with-free-payments-software.html" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Corporate card start-up Ramp targets Bill.com with free payments software</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;The start-up has grown rapidly this year by offering small and medium-sized businesses a cashback card paired with software that identifies ways clients can save money. Ramp says that transaction volumes have jumped 50% in the two months since the company last raised funds at a $3.9 billion valuation.&quot;</div><div class="mt-16"><div class="detail-22 text-white">CNBC, Oct 2021</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.wsj.com/articles/university-endowments-mint-billions-in-golden-era-of-venture-capital-11632907802" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">University endowments mint billions in golden era of venture capital</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Endowments notched their biggest investment gains in decades, thanks to portfolios boosted by huge VC returns...Corporate credit-card company Ramp, which launched early last year, has raised two rounds of financing already this year, with the company’s valuation rising to nearly $4 billion, an extraordinary run for a two-year-old startup.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Wall Street Journal, Sept 2021</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.protocol.com/newsletters/protocol-fintech/toast-fintech-pos-restaurants?rebelltitem=3#rebelltitem3" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">3 questions with…Eric Glyman, CEO, Ramp</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">“The biggest opportunity in fintech is to turn this upside down and build companies where business incentives are aligned with what&#x27;s best for the customer.”</div><div class="mt-16"><div class="detail-22 text-white">Protocol, Sept 2021</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.forbes.com/sites/jonathanponciano/2021/08/24/fintech-ramp-more-than-doubles-valuation-to-39-billion-raising-300-million-to-take-on-amex-in-massive-corporate-card-market/?sh=42ab474b5e94" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">Fintech Ramp more than doubles valuation to $3.9 billion, raising $300 million to take on AmEx in massive corporate card market</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Ramp offers a corporate credit card with zero fees, no interest rates and cashback rewards, but it aims to differentiate itself with an expense-management platform that uses artificial intelligence to analyze transactions and identify savings opportunities.&quot;</div><div class="mt-16"><div class="detail-22 text-white">Forbes, Aug 2021</div></div></div></div></div></div><div role="listitem" class="fs-collection-item w-dyn-item"><div class="sc-quadruple-slider__item"><div class="sc-quadruple-slider__text"><a href="https://www.ft.com/content/75554c2d-ebd5-449c-99d9-ecc964a9b974" target="_blank" class="no-underline w-inline-block"><h3 class="h4-22 c-text--dark--primary">The start-ups disrupting the corporate credit card market</h3></a><div class="mt-72 mt-sm-40"><div class="body-22 text-white">&quot;Ramp, which had already started offering cards to a few other start-ups before its public launch in February 2020, now facilitates more than $1bn in annualised transaction volume, which Glyman said makes it the fastest-growing corporate card in the US. &#x27;We’re collapsing a lot of the software processes and doing some of the heavy lifting,&#x27; Glyman said. &#x27;An interesting product can be built when we do it that way.&#x27;&quot;</div><div class="mt-16"><div class="detail-22 text-white">Financial Times, May 2021</div></div></div></div></div></div></div></div><div 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Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.<br/></div><div data-anchor-target="disclaimer" id="w-node-_472b0d09-73e1-97f9-2d2d-7673d71704be-ea1092bf" class="detail-22">1. We calculate average savings as a percentage of an illustrative customer&#x27;s total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.</div><div class="detail-22">Please visit our <a href="https://ramp.com/legal/platform-agreement">Terms of Service</a> for more details. 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