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type="application/rss+xml" title="rss" class="feed" name="&amp;lid={badge}{Webfeed}&amp;lpos={badge}{1}">Webfeed</a> </div> <div id="page-heading" class="page-heading trail trailblock"> <h1>Insurance</h1> </div> </div> <div class="col1"> <div id="main-trailblock" class="trailblock"> <ul id="main-trailblock" class="tri trail trailblock money editable-trailblock"> <li class="major-heading "> <h2> Editors' picks </h2> </li> <li class="normal first image"> <div class="pictureurl"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/30/life-insurance-saving-money" name="&amp;lid={trailItemImageAndTrailText}{Five ways to save on … Life insurance}&amp;lpos={trail}{1}" class="link-image"> <img src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Money/Pix/pictures/2007/08/02/money300.jpg" width="300" height="180" alt="Money notes"/> </a> </div> <div class="trail-caption media-above"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/30/life-insurance-saving-money" name="&amp;lid={trailItemImageAndTrailText}{Five ways to save on … Life insurance}&amp;lpos={trail}{2}" class="link-text">Five ways to save on … Life insurance</a> </h3> </div> <div class="trailtext"> Tips to help you cut the cost of life cover, from quitting smoking to buying online <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/30/life-insurance-saving-money#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Five ways to save on … Life insurance}&amp;lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-348097781 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="normal"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/jun/05/insurance-excess" name="&amp;lid={trailItemImageAndTrailText}{Excess insurance: Take the sting out of an insurance claim}&amp;lpos={trail}{1}" class="link-text">Cover up those excesses</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/jun/05/insurance-excess" name="&amp;lid={trailItemImageAndTrailText}{Excess insurance: Take the sting out of an insurance claim}&amp;lpos={trail}{2}" class="small mask"> <img alt="Berlin crashed car artwork" src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Arts/Arts_/Pictures/2009/3/26/1238070036935/Berlin-crashed-car-artwor-004.jpg" width="140" height="84" class="image-in-trail "/> </a> Now you can 'insure' all the initial charges payable when claiming on a policy. But do the sums add up? <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/jun/05/insurance-excess#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Excess insurance: Take the sting out of an insurance claim}&amp;lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-348392920 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="normal last"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/23/payment-protection-insurance-redundancy" name="&amp;lid={trailItemImageAndTrailText}{When peace of mind is made redundant}&amp;lpos={trail}{1}" class="link-text">When PPI peace of mind is made redundant</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/23/payment-protection-insurance-redundancy" name="&amp;lid={trailItemImageAndTrailText}{When peace of mind is made redundant}&amp;lpos={trail}{2}" class="small mask"> <img alt="chris grayson" src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Guardian/Pix/pictures/2009/5/22/1242991114554/chris-grayson-004.jpg" width="140" height="84" class="image-in-trail "/> </a> Payment protection insurance is meant to offer financial security if the job axe falls. But does it? <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/may/23/payment-protection-insurance-redundancy#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{When peace of mind is made redundant}&amp;lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-347767068 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> </ul> </div> <div id="pickable-content-combiner" class="pickablecontenttype"> </div> </div> <div class="col"> <script type="text/javascript" language="javascript"> // <![CDATA[ if (true) { insertStyleSheet('styles/wide/pluck-on.css'); } // ]]> </script> <h2 class="first">Most recent</h2> <ul id="auto-trail-block" class="auto-trail-block trailblock"> <li class="live first image"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/home-insurance-customers-shop-around" name="&amp;lid={trailItemImageAndTrailText}{Loyal home insurance customers reminded to shop around}&amp;lpos={trail}{1}" class="link-text">Loyal home insurance customers reminded to shop around</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/home-insurance-customers-shop-around" name="&amp;lid={trailItemImageAndTrailText}{Loyal home insurance customers reminded to shop around}&amp;lpos={trail}{2}" class="small mask"> <img alt="Monopoly board properties" src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Society/Pix/pictures/2008/02/14/houses2.jpg" width="140" height="84" class="image-in-trail "/> </a> <span class="date">28 Nov 2009: </span> Maurice Henderson has loyally stayed with Royal Sun Alliance since 1951. His reward? Premiums four times as high as for a new customer <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/home-insurance-customers-shop-around#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Loyal home insurance customers reminded to shop around}&amp;lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-356143116 pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> <div class="associated-keywords"> </div> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/nov/28/home-insurance-loyalty-older-people" name="&amp;lid={trailItemImageAndTrailText}{Home insurance loyalty comes at a price for older people}&amp;lpos={trail}{1}" class="link-text">Home insurance loyalty comes at a price for older people</a> </h3> </div> <div class="trailtext"> <span class="date">28 Nov 2009: </span> <p>Home insurance companies treat older, more loyal customers with contempt</p> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/nov/28/home-insurance-loyalty-older-people#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Home insurance loyalty comes at a price for older people}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-356151561 pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live image"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/aa-costs-complain" name="&amp;lid={trailItemImageAndTrailText}{When AA costs add up its time to complain}&amp;lpos={trail}{1}" class="link-text">When AA costs add up it's time to complain</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/aa-costs-complain" name="&amp;lid={trailItemImageAndTrailText}{When AA costs add up its time to complain}&amp;lpos={trail}{2}" class="small mask"> <img alt="AA Patrolman" src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Guardian/Pix/pictures/2009/5/29/1243590688249/AA-Patrolman-003.jpg" width="140" height="84" class="image-in-trail "/> </a> <span class="date">28 Nov 2009: </span> If it's cheaper to become a new member than to renew, fight back, says <strong>Miles Brignall</strong> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/28/aa-costs-complain#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{When AA costs add up its time to complain}&amp;lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-356144132 pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/22/payment-protection-insurance-policy-problems" name="&amp;lid={trailItemImageAndTrailText}{Repossess our home? But weve got PPI}&amp;lpos={trail}{1}" class="link-text">Repossess our home? But we've got PPI</a> </h3> </div> <div class="trailtext"> <span class="date">22 Nov 2009: </span> <p>Don't assume payment protection insurance will cover the whole of your mortgage, says <strong>Jill Insley</strong>. Check how the policy works, or, like the couple here, you might still risk losing your home</p> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/22/payment-protection-insurance-policy-problems#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Repossess our home? But weve got PPI}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-355853944 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/22/consumer-affairs-insurance" name="&amp;lid={trailItemImageAndTrailText}{Margaret Dibben | Pain in the neck a big problem for Aviva}&amp;lpos={trail}{1}" class="link-text">Pain in the neck a big problem for Aviva</a> </h3> </div> <div class="trailtext"> <span class="date">22 Nov 2009: </span> <p>I took out income protection insurance and then fell ill and had to give up work. But my insurer says a visit to the GP before the policy started makes it void</p> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/21/protect-vulnerable-insurance-mis-selling" name="&amp;lid={trailItemImageAndTrailText}{Protect the vulnerable from mis-selling }&amp;lpos={trail}{1}" class="link-text">Protect the vulnerable from mis-selling</a> </h3> </div> <div class="trailtext"> <span class="date">21 Nov 2009: </span> <p>Sat Link Services sold my elderly mother insurance for satellite TV she didn't even have</p> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/nov/16/equitable-life-ombudsman-limitations" name="&amp;lid={trailItemImageAndTrailText}{Equitable Life exposes ombudsmans limitations}&amp;lpos={trail}{1}" class="link-text">Equitable Life exposes ombudsman's limitations</a> </h3> </div> <div class="trailtext"> <span class="date">18 Nov 2009: </span> <p><strong>Richard Alcock</strong>: The ombudsman's recommendations on compensation for victims of the insurer's collapse are being snuffed out</p> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/nov/16/equitable-life-ombudsman-limitations#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Equitable Life exposes ombudsmans limitations}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-355660937 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/15/car-crash-insurance-premium" name="&amp;lid={trailItemImageAndTrailText}{I was cleared over the crash but my premium took a hit}&amp;lpos={trail}{1}" class="link-text">I was cleared over the crash but my premium took a hit</a> </h3> </div> <div class="trailtext"> <span class="date">15 Nov 2009: </span> <p>My car insurance quote has doubled after a crash that wasn't my responsibility, even though my broker said once the claim was settled my no claims discount would be reinstated</p> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/15/car-crash-insurance-premium#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{I was cleared over the crash but my premium took a hit}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-355571163 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live image"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/environment/2009/nov/10/environment-agency-flood-defences" name="&amp;lid={trailItemImageAndTrailText}{Environment Agency calls for flood defences to protect 900,000 propertie}&amp;lpos={trail}{1}" class="link-text">Environment Agency calls for flood defences to protect 900,000 properties</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/environment/2009/nov/10/environment-agency-flood-defences" name="&amp;lid={trailItemImageAndTrailText}{Environment Agency calls for flood defences to protect 900,000 propertie}&amp;lpos={trail}{2}" class="small mask"> <img alt="Flooding" src="http://web.archive.org/web/20091128114101im_/http://static.guim.co.uk/sys-images/Society/Pix/site_furniture/2008/09/15/sponsored_trail.jpg" width="140" height="84" class="image-in-trail "/> </a> <span class="date">10 Nov 2009: </span> The number of homes and businesses at highest risk could rise by 60% by 2035, warns the agency in its five-year strategy </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/08/flood-victims-insurance-costs-rise" name="&amp;lid={trailItemImageAndTrailText}{Flood victims suffer as insurance costs rise}&amp;lpos={trail}{1}" class="link-text">Flood victims suffer as insurance costs rise</a> </h3> </div> <div class="trailtext"> <span class="date">8 Nov 2009: </span> The steep rise in insurance costs since 2007 has left many homeowners unable to get cover or move house <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/08/flood-victims-insurance-costs-rise#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Flood victims suffer as insurance costs rise}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-355158344 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/07/lloyds-travel-insurance" name="&amp;lid={trailItemImageAndTrailText}{Lloyds travel insurance left us in a jam}&amp;lpos={trail}{1}" class="link-text">Lloyds travel insurance left us in a jam</a> </h3> </div> <div class="trailtext"> <span class="date">7 Nov 2009: </span> <p>We got stuck in traffic and missed our flights, but the bank won't pay our travel claim</p> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/business/2009/nov/04/aviva-uk-sales-drops-quarter" name="&amp;lid={trailItemImageAndTrailText}{Aviva remains upbeat despite 25% drop in UK sales}&amp;lpos={trail}{1}" class="link-text">Aviva remains upbeat despite 25% drop in UK sales</a> </h3> </div> <div class="trailtext"> <span class="date">4 Nov 2009: </span> Insurer's capital surplus exceeds expectations while sales of annuities fall </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/04/refund-indemnity-insurance" name="&amp;lid={trailItemImageAndTrailText}{Property expert: Can I get a refund on indemnity insurance?}&amp;lpos={trail}{1}" class="link-text">Can I get a refund on indemnity insurance?</a> </h3> </div> <div class="trailtext"> <span class="date">4 Nov 2009: </span> I took out indemnity insurance on a 25-year mortgage but changed lender after two years. Can I get a refund? </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/01/travel-insurance-for-over-50s" name="&amp;lid={trailItemImageAndTrailText}{Finding travel insurance when youre over 50 can be a challenge}&amp;lpos={trail}{1}" class="link-text">Finding travel insurance when you're over 50 can be a challenge</a> </h3> </div> <div class="trailtext"> <span class="date">1 Nov 2009: </span> <p>Specialist policies for older travellers can be tempting, says <strong>Harriet Meyer</strong>, but it's always worth looking around</p> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/nov/01/travel-insurance-for-over-50s#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Finding travel insurance when youre over 50 can be a challenge}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-354914364 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/oct/30/halloween-home-insurance-claims-spike" name="&amp;lid={trailItemImageAndTrailText}{Trick or treat? The wrong answer could mean a £1,000 insurance claim}&amp;lpos={trail}{1}" class="link-text">Halloween 'tricks' bring home insurance claims spike</a> </h3> </div> <div class="trailtext"> <span class="date">30 Oct 2009: </span> Home insurance claims expected to rise by 270% on Halloween, Axa Insurance claims <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/2009/oct/30/halloween-home-insurance-claims-spike#start-of-comments" name="&amp;lid={trailItemImageAndTrailText}{Trick or treat? The wrong answer could mean a £1,000 insurance claim}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-354755641 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> </ul> <ul class="pagination"> <li class="first"></li> <li class="last"><a name="&amp;lid={cachedTagAutoTrailblock}{pagination-next}&amp;lpos={cachedTagAutoTrailblock}{1}" href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/insurance?page=2" rel="nofollow">Next</a></li> <li>1</li> <li><a name="&amp;lid={cachedTagAutoTrailblock}{pagination-page}&amp;lpos={cachedTagAutoTrailblock}{2}" href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/insurance?page=2" rel="nofollow">2</a></li> <li><a name="&amp;lid={cachedTagAutoTrailblock}{pagination-page}&amp;lpos={cachedTagAutoTrailblock}{3}" 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It is possible to get money off everything from cars to electrical goods if only you have the nerve to haggle </p> </div> </li> <li class="normal live last"><a class="more" href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/insurance+tone/comment">All Comment</a></li> </ul> </div> <script type="text/javascript" language="javascript"> // <![CDATA[ if (true) { insertStyleSheet('styles/wide/pluck-on.css'); } // ]]> </script> <div id="section-pickable-tag-combiner" class="pickabletag tag-tag capsule recent-blogs"> <h2>More Blogs</h2> <ul> <li> <h3><a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jun/30/top-gear-insurance-fronting" name="&amp;lid={blogList}{Top Gear gets bottom marks for insurance advice}&amp;lpos={trail}{1}">Top Gear gets bottom marks for insurance advice</a></h3> <div class="blog-contributor"> Jill Insley, </div> <div class="blog-date">30 Jun 2009, 3.25pm </div> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jun/30/top-gear-insurance-fronting#start-of-comments" name="&amp;lid={blogList}{Top Gear gets bottom marks for insurance advice}&amp;lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-349571062 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </li> <li> <h3><a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jun/15/fraudulent-insurance-claim" name="&amp;lid={blogList}{Insurance: Is it ethical to claim for old injuries?}&amp;lpos={trail}{3}">Is it ethical to claim for old injuries?</a></h3> <div class="blog-contributor"> Jim Griffin, </div> <div class="blog-date">15 Jun 2009, 2.29pm </div> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jun/15/fraudulent-insurance-claim#start-of-comments" name="&amp;lid={blogList}{Insurance: Is it ethical to claim for old injuries?}&amp;lpos={trail}{4}" class="comment-count-info pluck-init-inline comment-count-id-348875456 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </li> <li> <h3><a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/media/mediamonkeyblog/2009/may/29/aviva" name="&amp;lid={blogList}{Media Monkey: Aviva wrestles with its new name}&amp;lpos={trail}{5}">Aviva wrestles with its new name</a></h3> <div class="blog-contributor"> Monkey, </div> <div class="blog-date">29 May 2009, 3.59pm </div> </li> <li> <h3><a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/mar/24/renewing-car-insurance" name="&amp;lid={blogList}{Renewing car insurance is a baffling business, finds Graham Snowdon}&amp;lpos={trail}{6}">Dazed and consumed: Part 2</a></h3> <div class="blog-contributor"> Graham Snowdon, </div> <div class="blog-date">24 Mar 2009, 12.05am </div> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/mar/24/renewing-car-insurance#start-of-comments" name="&amp;lid={blogList}{Renewing car insurance is a baffling business, finds Graham Snowdon}&amp;lpos={trail}{7}" class="comment-count-info pluck-init-inline comment-count-id-344932539 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </li> <li> <h3><a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jan/30/insurance-scams" name="&amp;lid={blogList}{Insurance fraud is rising – would you consider it?}&amp;lpos={trail}{8}">The acceptable face of fraud?</a></h3> <div class="blog-contributor"> Lisa Bachelor, </div> <div class="blog-date">30 Jan 2009, 12.08pm </div> <a href="http://web.archive.org/web/20091128114101/http://www.guardian.co.uk/money/blog/2009/jan/30/insurance-scams#start-of-comments" name="&amp;lid={blogList}{Insurance fraud is rising – would you consider it?}&amp;lpos={trail}{9}" class="comment-count-info pluck-init-inline comment-count-id-342561957 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </li> </ul> </div> </div> </div> </div> <div id="promo"> <!-- this is the third column --> <div id="rightslot1" class="hide-on-popup"> <script type="text/javascript"> //<![CDATA[ if(true) { var src = 'http://web.archive.org/web/20091128114101/http://ads.guardian.co.uk/js.ng/spacedesc=rightslot1&amp;comfolder=insurance&amp;keywords=%2CInsurance%2C&amp;site=Money&amp;bandwidth=broadband&amp;url=%252Fmoney%252Finsurance&amp;rand=-234080909&amp;series=&amp;system=keyword&amp;tile=0041332&amp;blockVideoAds=false&amp;partnerid=&amp;'; 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Beware being short-changed}&amp;lpos={trail}{5}" class="link-text">Cashing in your old mobile? Beware being short-changed</a> (3) </li> </ol> </div> </div> </div> </div> </div> <script type="text/javascript"> //<![CDATA[ if (document.getElementById && document.getElementsByTagName) { addEvent(window, "load", initShowHide); addEvent(window, "load", initFinanceTab ); } function initShowHide() { var toggle = document.getElementById('finance-guides-nav'); var as = toggle.getElementsByTagName('a'); for (var i = 0; i < as.length; i++) { as[i].onclick = function() { var allLinks = document.getElementById('finance-guides-nav').getElementsByTagName('a'); for (var ii = 0; ii < allLinks.length; ii++) { allLinks[ii].className = "inactive"; } show(this); this.className = "active"; return false; } } } function show(s) { hide(); var id = s.href.match(/#(\w.+)/)[1]; document.getElementById(id).style.display = 'block'; } function hide() { var toggleable = document.getElementById('finance-guides').getElementsByTagName('div'); for (var i = 0; i < toggleable.length; i++) { var divClass = toggleable[i].className; if(divClass.match(/finance-pane/)) { toggleable[i].style.display = 'none'; } } } function initFinanceTab(){ //Default tab to display is mortgages document.getElementById('finance-pane-anchor-0').onclick(); } //]]> </script> <div class="capsule"> <h3>Our selection of best buys</h3> <ul id="finance-guides-nav" class="tabs"> <li><a id="finance-pane-anchor-0" href="#finance-pane-0">Mortgages<b></b></a></li> <li><a id="finance-pane-anchor-1" href="#finance-pane-1">Credit cards<b></b></a></li> <li><a id="finance-pane-anchor-2" href="#finance-pane-2">Loans<b></b></a></li> <li><a id="finance-pane-anchor-3" href="#finance-pane-3">Savings<b></b></a></li> </ul> <div id="finance-guides" class="trailblock"> <div id="finance-pane-0" class="finance-pane active-pane"> <div class="finance-table"> <table id="mortgage-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Lender</th> <th scope="col">Initial rate</th> <td></td> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">ING</th> <td>3.84%</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=4116&amp;Type=F" name="&amp;lid={compareAndBuyPromo}{ING|link|Money}&amp;lpos={compareAndBuyPromo}{1}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">Coventry</th> <td>3.50%</td> <td id="2.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=4607&amp;Type=F" name="&amp;lid={compareAndBuyPromo}{Coventry|link|Money}&amp;lpos={compareAndBuyPromo}{2}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">Woolwich</th> <td>2.79%</td> <td id="3.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=4146&amp;Type=V" name="&amp;lid={compareAndBuyPromo}{Woolwich|link|Money}&amp;lpos={compareAndBuyPromo}{3}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20091128114101/http://guardian.lcplc-online.co.uk/bestbuy.aspx" name="&amp;lid={compareAndBuyPromo}{See more mortgage best buys|link|Money}&amp;lpos={compareAndBuyPromo}{4}"> See more mortgage best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20091128114101/http://guardian.lcplc-online.co.uk/Wizard1.aspx" name="&amp;lid={compareAndBuyPromo}{Get a personal quote|link|Money}&amp;lpos={compareAndBuyPromo}{5}"> Get a personal quote </a> </li> </ul> </div> <div id="finance-pane-1" class="finance-pane"> <div class="finance-table"> <table id="credit-card-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Name</th> <th scope="col">BT Rate</th> <th scope="col">BT Period</th> <th scope="col"></th> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">Virgin Credit Card</th> <td>0%</td> <td>16 mths</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=671&amp;ProviderID=790&amp;Source=GU07&amp;BestBuy=1&amp;Url=http://ad.uk.doubleclick.net/clk;207240094;29508258;g?http://uk.virginmoney.com/credit-cards/?source=MSP-AGG-50562-55903~amp~targetURL=/virgin/credit-cards-v7&amp;CatID=163" name="&amp;lid={compareAndBuyPromo}{Virgin Credit Card|link|Money}&amp;lpos={compareAndBuyPromo}{6}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">NatWest Platinum</th> <td>0%</td> <td>15 mths</td> <td id="2.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=1224&amp;ProviderID=352&amp;Source=GU07&amp;BestBuy=1&amp;Url=http://clk.atdmt.com/NAT/go/188875468/direct/01/&amp;CatID=163" name="&amp;lid={compareAndBuyPromo}{NatWest Platinum|link|Money}&amp;lpos={compareAndBuyPromo}{7}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">Egg Card</th> <td>0%</td> <td>Until 01/12/2010</td> <td id="3.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=874&amp;ProviderID=526&amp;Source=GU07&amp;BestBuy=1&amp;Url=http://new.egg.com/eggcard?refer=moneysuperbb~amp~version=1107&amp;CatID=163" name="&amp;lid={compareAndBuyPromo}{Egg Card|link|Money}&amp;lpos={compareAndBuyPromo}{8}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/link.asp?Source=GU07&amp;Section=cardsbestbuys" name="&amp;lid={compareAndBuyPromo}{See more credit cards best buys|link|Money}&amp;lpos={compareAndBuyPromo}{9}"> See more credit cards best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/link.asp?Source=GU07&amp;Section=cards" name="&amp;lid={compareAndBuyPromo}{Compare over 300 credit cards|link|Money}&amp;lpos={compareAndBuyPromo}{10}"> Compare over 300 credit cards </a> </li> </ul> </div> <div id="finance-pane-2" class="finance-pane"> <div class="finance-table"> <table id="loan-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Provider</th> <th scope="col">Typical APR</th> <th scope="col"></th> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">Sainsbury's Personal Loan</th> <td>8.0%</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/loansp/LoansExternalDb_new.asp?LoansId=1562&amp;BestBuy=1&amp;Source=GU07&amp;Url=http://www.sainsburysbank.co.uk/borrowing/micro/bor_loans_ms_apply.shtml?source=NETMSBBDLOANMSIT0001" name="&amp;lid={compareAndBuyPromo}{Sainsburys Personal Loan|link|Money}&amp;lpos={compareAndBuyPromo}{11}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/link.asp?Source=GU07&amp;Section=loansbestbuys" name="&amp;lid={compareAndBuyPromo}{See more loan best buys|link|Money}&amp;lpos={compareAndBuyPromo}{12}"> See more loan best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/link.asp?Source=GU07&amp;Section=loans" name="&amp;lid={compareAndBuyPromo}{Compare over 500 loan providers|link|Money}&amp;lpos={compareAndBuyPromo}{13}"> Compare over 500 loan providers </a> </li> </ul> </div> <div id="finance-pane-3" class="finance-pane"> <div class="finance-table"> <table id="savings-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Provider</th> <th scope="col">AER</th> <th scope="col"></th> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">BIRMINGHAM MIDSHIRES </th> <td>3.15%</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/SavingsP/DoIQualifyExternal.asp?ClickThroughType=1&amp;SavingsID=22056&amp;Source=GU07&amp;BestBuy=1" name="&amp;lid={compareAndBuyPromo}{BIRMINGHAM MIDSHIRES |link|Money}&amp;lpos={compareAndBuyPromo}{14}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">ALLIANCE &amp; LEICESTER </th> <td>3.00%</td> <td id="2.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/SavingsP/DoIQualifyExternal.asp?ClickThroughType=1&amp;SavingsID=23041&amp;Source=GU07&amp;BestBuy=1" name="&amp;lid={compareAndBuyPromo}{ALLIANCE &amp; LEICESTER |link|Money}&amp;lpos={compareAndBuyPromo}{15}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">SAINSBURYS FINANCE </th> <td>2.80%</td> <td id="3.moreInfo"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/SavingsP/DoIQualifyExternal.asp?ClickThroughType=1&amp;SavingsID=26211&amp;Source=GU07&amp;BestBuy=1" name="&amp;lid={compareAndBuyPromo}{SAINSBURYS FINANCE |link|Money}&amp;lpos={compareAndBuyPromo}{16}"> More </a> </td> </tr> </tbody> </table> <ul> <li class="link info"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/link.asp?Source=GU07&amp;Section=savingsbestbuys" name="&amp;lid={compareAndBuyPromo}{See more savings account offers|link|Money}&amp;lpos={compareAndBuyPromo}{17}"> See more savings account offers </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20091128114101/http://www.moneysupermarket.com/Link.asp?Source=GU07&amp;Section=comparesavings" name="&amp;lid={compareAndBuyPromo}{Compare over 4,000 savings accounts |link|Money}&amp;lpos={compareAndBuyPromo}{18}"> Compare over 4,000 savings accounts </a> </li> </ul> </div> </div> </div> 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Bonus.</span></p> </li> </ul> <script type="text/javascript"> //<![CDATA[ function doSearchAllSubmitUK( form ) { var jobsSectionToSearch = 'finance'; var freeText = 'finance'; var searchTextField = document.getElementById( 'freetext-searchalljobs' ); var keywordElem = document.getElementById( 'keyword-searchalljobs' ); var isSectionSearch = function() { return jobsSectionToSearch != ''; } var textIsModified = function() { if( isSectionSearch() ) { return ( searchTextField.value != 'Search all ' + freeText + ' jobs' ); } return ( searchTextField.value != 'Search all jobs' ); } if( !textIsModified() ) { keywordElem.value = ''; if( isSectionSearch() ) { form.action = 'http://web.archive.org/web/20091128114101/http://jobs.guardian.co.uk/jobs/finance'; return true; } form.action = 'http://web.archive.org/web/20091128114101/http://jobs.guardian.co.uk/'; return true; } keywordElem.value = searchTextField.value; if (true) { _hbLink( '{jobsbox-searchalljobs}', '{jobsbox-searchalljobs}{1}' ); } 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