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Secured Loan - Apply Now for up to ₹5 Lakh
<!DOCTYPE html><html lang="en" class="__variable_7f3cdd"><head><meta charSet="utf-8"/><link rel="preload" as="font" href="/_next/static/media/08f6869de032d726-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/562f9e66ce415c97-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/964da666ccb1de0d-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/e05068a1c6e286d3-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="stylesheet" href="/_next/static/css/4441f79fa265f85e.css" data-precedence="next"/><link rel="stylesheet" href="/_next/static/css/706e79a094b4a8e8.css" data-precedence="next"/><meta name="next-size-adjust"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><title>Secured Loan - Apply Now for up to ₹5 Lakh</title><meta name="description" content="Apply for secured loan online with Fibe up to ₹5 lakh. Get fast approval, minimal documentation, and flexible repayment options. Apply today!"/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><link rel="canonical" href="https://www.fibe.in/secured-loan/"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="any"/><script src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js" noModule=""></script></head><body class="font-gilroy !bg-white min-h-screen select-none"><noscript><iframe title="google tag manager" src="https://www.googletagmanager.com/ns.html?id=GTM-T3MDNS9" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.fibe.in/"},{"@type":"ListItem","position":2,"name":"Secured Loan","item":"https://www.fibe.in/secured-loan/"}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What does secured mean on a loan?","acceptedAnswer":{"@type":"Answer","text":"\n\t\n<p>‘Secured’ on a loan means the lender has a legal claim to a specific asset (collateral) if the borrower defaults, allowing them to seize and sell it to recover losses.</p>\n"}},{"@type":"Question","name":"Are secured loans a good idea?","acceptedAnswer":{"@type":"Answer","text":"\n\t\n<p>These loans can be a good idea if you need a large loan amount or lower interest rates but be cautious of risking your collateral if you default on payments.</p>\n"}},{"@type":"Question","name":"Does the CIBIL score matter for secured loans?","acceptedAnswer":{"@type":"Answer","text":"\n\t\n<p>Yes, CIBIL score matters for secured loans, as a good credit score can help you qualify for better interest rates and terms, while a poor score may lead to higher interest rates or loan rejection.</p>\n"}},{"@type":"Question","name":"What is the interest rate for a secured loan?","acceptedAnswer":{"@type":"Answer","text":"\n\t\n<p>The interest rate for a secured loan typically ranges from 8.5% to 14.5% per annum, depending on the lender, loan amount, credit score and collateral value.</p>\n"}}]}</script><header class="grid grid-cols-1 items-center fixed left-0 top-0 z-30 w-full bg-transparent"><nav class="relative px-2 py-1 mx-4 lg:mx-0"><div class="w-full lg:container lg:mx-auto flex justify-between items-end lg:items-center mb-3 lg:mb-0"><a class="relative w-[52px] lg:w-[77px] h-[42px] lg:h-[60px] mt-2 mb-2 lg:mb-0 lg:mb-4" href="/"><img alt="Fibe Instant Personal Loan" fetchPriority="high" decoding="async" data-nimg="fill" class="mx-6 lg:m-0" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/fibe-india.svg"/></a><div class="space-x-1 lg:space-x-2 flex justify-end 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class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get quick cash loans of up to ₹5 lacs in 2 minutes</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="https://personal-loan.fibe.in/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M5.632 11.103A6 6 0 0 1 11.325 7h1.35a6 6 0 0 1 5.692 4.103l1 3C20.663 17.988 17.771 22 13.675 22h-3.35c-4.096 0-6.988-4.012-5.693-7.897l1-3Z"></path><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M14.086 7H9.914L8.513 5.393c-1.373-1.575.229-3.93 2.234-3.283l.928.3c.211.067.439.067.65 0l.928-.3c2.005-.647 3.607 1.708 2.234 3.283L14.086 7Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M9 17c2.254 1.315 3.578 1.345 6 0"></path></svg></span> <span class="lg:font-medium">Personal Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Avail of a Personal Loan at 0 preclosure charges</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a 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18.2399ZM9.99999 14.3999V20.1599C9.99999 21.2203 10.8954 22.0799 12 22.0799C13.1046 22.0799 14 21.2203 14 20.1599V14.3999C14 13.3395 13.1046 12.4799 12 12.4799C10.8954 12.4799 9.99999 13.3395 9.99999 14.3999Z" stroke="#333333" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.0001 2.1719C13.0001 2.2871 12.9512 2.39763 12.8644 2.47908C12.7776 2.56053 12.6598 2.60635 12.5371 2.60635H10.6852V3.02332C10.6851 3.40527 10.5507 3.77645 10.303 4.07953C10.0553 4.38263 9.70809 4.6008 9.31501 4.69999L11.7872 7.01968C11.7907 7.05444 11.7907 7.08934 11.7872 7.12396C11.7923 7.16439 11.7923 7.20512 11.7872 7.24555C11.7872 7.36074 11.7383 7.47128 11.6515 7.55273C11.5647 7.63418 11.4469 7.67999 11.3242 7.67999H11.1853C11.1284 7.66268 11.0751 7.63621 11.0278 7.60174L10.963 7.54095L7.24106 3.95286C7.17038 3.87199 7.13117 3.77091 7.12992 3.66619C7.12992 3.42636 7.33717 3.23175 7.59276 3.23175C7.70607 3.23233 7.81519 3.27262 7.89843 3.34476C7.90168 3.35901 7.90168 3.37385 7.89843 3.38825L8.25029 3.70968H8.25013C8.4118 3.83534 8.61424 3.90588 8.82428 3.90952C9.0698 3.90952 9.30541 3.81789 9.47901 3.655C9.65261 3.4921 9.75011 3.27115 9.75011 3.04064V2.60635H7.46318C7.20758 2.60635 7.00018 2.41174 7.00018 2.17191C7.00018 1.93207 7.20758 1.73747 7.46318 1.73747H9.7594V0.868734H7.46318C7.20758 0.868734 7.00018 0.674274 7.00018 0.434292C7.00018 0.194456 7.20758 0 7.46318 0H12.5372C12.7928 0 13.0002 0.19446 13.0002 0.434292C13.0002 0.674274 12.7928 0.868734 12.5372 0.868734H10.6854V1.73747H12.5372C12.6599 1.73747 12.7777 1.78328 12.8645 1.86473C12.9513 1.94618 13.0002 2.05672 13.0002 2.17191L13.0001 2.1719Z" fill="#F8A63F"></path></g><defs><clipPath id="clip0_17517_29912"><rect width="24" height="24.3137" fill="white" transform="translate(0 0.136719)"></rect></clipPath></defs></svg></span> <span class="lg:font-medium">Loan Against Mutual Funds</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Borrow using mutual fund holdings in minutes</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/credit-card/fibe-axis-bank-credit-card/">Credit Card</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/credit-card/fibe-axis-bank-credit-card/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg fill="none" height="24" viewBox="0 0 24 24" width="24" xmlns="http://www.w3.org/2000/svg"><g stroke-width="1.5"><path d="m2 7h20v4h-20z" stroke="#f8a63f" stroke-linejoin="round"></path><path d="m2 7c0-2.20914 1.79086-4 4-4h12c2.2091 0 4 1.79086 4 4v10c0 2.2091-1.7909 4-4 4h-12c-2.20914 0-4-1.7909-4-4z" stroke="#333" stroke-linejoin="round"></path><path d="m8 17h-2" stroke="#f8a63f" stroke-linecap="round"></path></g></svg></span> <span class="lg:font-medium">Fibe Axis Bank Credit Card</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Go numberless with Fibe Axis Bank Credit Card</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/financial-wellness/">Financial Wellness</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/financial-wellness/salary-advance/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M2 7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V7Z"></path><path stroke="#F8A63F" stroke-linejoin="round" stroke-width="1.5" d="M22 9v6h-4a3 3 0 1 1 0-6h4Z"></path></svg></span> <span class="lg:font-medium">Salary Advance</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy financing for your employees instant cash needs</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/fibe-emis/">FibeEMIS-Buy Now Pay Later</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/fibe-emis/healthcare/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" fill="none"><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M12 11.143v6.079M15 14.182H9"></path><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6.078V5.065c0-1.679 1.343-3.04 3-3.04h2c1.657 0 3 1.361 3 3.04v1.013M6 22.287h12c2.21 0 4-1.814 4-4.052V10.13c0-2.238-1.79-4.052-4-4.052H6c-2.21 0-4 1.814-4 4.052v8.105c0 2.238 1.79 4.052 4 4.052Z"></path></svg></span> <span class="lg:font-medium">Medical Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Access the best of healthcare on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/education/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M10.317 3.632c-2.124-1.507-5.104-2.19-7.323-2.445C1.896 1.062 1 1.991 1 3.137v11.412c0 1.145.896 2.075 1.994 2.2 2.219.254 5.2.937 7.323 2.445.408.29.958.29 1.366 0 2.124-1.508 5.104-2.19 7.323-2.445 1.098-.125 1.994-1.055 1.994-2.2V3.136c0-1.146-.896-2.075-1.994-1.95-2.219.254-5.2.938-7.323 2.445-.408.29-.958.29-1.366 0Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M3.994 6.457c1.266.199 2.678.529 4 1.047m-4 3.005c.64.1 1.316.235 2 .41m5-5.679v12.664"></path></svg></span> <span class="lg:font-medium">Education Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fuel your aspirations with the latest upskilling courses on EMIs</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loan Calculators</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink"><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6h8m4 12V6a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h8a4 4 0 0 0 4-4Z"></path><path fill="#F8A63F" d="M8.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM8.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0Z"></path></svg></span> <span class="lg:font-medium">Personal Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get EMI amount, repayment tenure and interest rate beforehand</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/instant-cash-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" fill="none"><path stroke="#333" stroke-width="1.5" d="M17 1H5a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V5a4 4 0 0 0-4-4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M15 9a2 2 0 0 0-2 2v2a2 2 0 1 0 4 0v-2a2 2 0 0 0-2-2ZM7 5a2 2 0 0 0-2 2v6a2 2 0 1 0 4 0V7a2 2 0 0 0-2-2Z"></path></svg></span> <span class="lg:font-medium">Instant Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know EMI loan amount in seconds to plan your finances better</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-eligibility-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M22 10v8a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V6a4 4 0 0 1 4-4h8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M5 12h1a2 2 0 0 0 2-2V9a2 2 0 1 1 4 0v6a2 2 0 1 0 4 0v-1a2 2 0 0 1 2-2h1m3-7.5a2.5 2.5 0 1 1-5 0 2.5 2.5 0 0 1 5 0Z"></path></svg></span> <span class="lg:font-medium">Eligibility Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy-to-use calculator to know your loan eligibility in seconds</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/check-credit-score/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M20 8a2 2 0 0 1 2 2v10a2 2 0 1 1-4 0V10a2 2 0 0 1 2-2ZM4 16a2 2 0 0 1 2 2v2a2 2 0 1 1-4 0v-2a2 2 0 0 1 2-2ZM12 12a2 2 0 0 1 2 2v6a2 2 0 1 1-4 0v-6a2 2 0 0 1 2-2Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M19 2h2a1 1 0 0 1 1 1v2m-1-2c-7.941 6.391-12.058 8.113-19 9"></path></svg></span> <span class="lg:font-medium">Check Credit Score</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get your credit score for free before applying for a loan</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Learn</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/blogs/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M16 4h1a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H7a4 4 0 0 1-4-4V8a4 4 0 0 1 4-4h1m8 0a2 2 0 0 1-2 2h-4a2 2 0 0 1-2-2m8 0a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Blogs</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Read about all things finance and insightful tips to be financially healthy</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/financial-dictionary/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M20 16H7a3 3 0 0 0-3 3m0 0a3 3 0 0 0 3 3h10a3 3 0 0 0 3-3V5a3 3 0 0 0-3-3H7a3 3 0 0 0-3 3v14Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 7h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Financial Dictionary</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get all financial terms, formulas, concepts or theories that you are searching for</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">About Us</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/about-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M13 3h-2a9 9 0 0 0-9 9v5a4 4 0 0 0 4 4h7a9 9 0 1 0 0-18Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">About Fibe</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fibe is India’s largest lending platform that offers instant credit solutions</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/careers/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M12 19v3m0 0H9m3 0h3m-9-3h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v9a4 4 0 0 0 4 4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M14 8a2 2 0 1 0-4 0 2 2 0 0 0 4 0ZM8 13.5A1.5 1.5 0 0 1 9.5 12h5a1.5 1.5 0 0 1 0 3h-5A1.5 1.5 0 0 1 8 13.5Z"></path></svg></span> <span class="lg:font-medium">Careers</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Explore jobs at Fibe that best suits your passion and dreams</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/news/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M2 6v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M7 12h10M9 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12V7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H8M6 8l3.781 2.52a4 4 0 0 0 4.438 0L18 8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M2 15h6m-6 3h6"></path></svg></span> <span class="lg:font-medium">Contact Us</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Reach us via different channels for your concerns and get instant help</span></a></li></ul></li></ul></li><li class="flex-col lg:flex-row relative group/l1 p-3 lg:p-0 hidden lg:flex"><div class="flex lg:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Download Fibe</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out "><li class="mr-0 "><div class="flex flex-col items-start w-[250px]"><div class="hidden lg:block font-semibold text-base mt-2 ml-2">Scan QR to get the Fibe app</div><img alt="Fibe" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mb-2 hidden lg:block max-w-[120px]" style="color:transparent" srcSet="/_next/image/?url=%2Fappsflyer.png&w=128&q=75 1x, /_next/image/?url=%2Fappsflyer.png&w=256&q=75 2x" src="/_next/image/?url=%2Fappsflyer.png&w=256&q=75"/><div class="ml-4 flex flex-wrap flex-col max-w-max [&>*]:min-w-[230px] lg:[&>*]:min-w-[100px]"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> <!-- -->Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-white group-hover:fill-black"><path 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href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-0 me-1" style="color:transparent;width:16px;height:auto" src="/icons/apple.svg"/></a><a target="_blank" href="https://play.google.com/store/apps/details?id=com.earlysalary.android"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-1 me-1" style="color:transparent;width:16px;height:auto" src="/icons/google-play.svg"/></a></div><button id="mobile-icon" class="lg:hidden p-2 mb-1 ms-0"><img alt="arrow down" loading="lazy" width="20" height="16" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/humberger.svg"/></button></div></div></nav><section class="bg-light-blue rounded-b-lg py-3 lg:py-2 px-4 hidden"><ul class="flex flex-nowrap [&>li]:inline-flex [&>li>a]:px-3 [&>li>a]:py-0 [&>li>a]:lg:py-2 [&>li]:mx-2 [&>li]:shrink-0 w-full overflow-x-auto overflow-y-hidden no-scrollbar mb-0 container [&>li:first-child]:ml-0 [&>li:first-child>a]:pl-0 items-end [&>li>a]:text-sm [&>li>a]:lg:text-base"><li><a class="hover:text-primary font-medium " href="#documents">What is Secured Loan?</a></li><li><a class="hover:text-primary font-medium " href="#whyChoose">Secured Loan key Feature</a></li><li><a class="hover:text-primary font-medium " href="#howtouse">Eligibility</a></li><li><a class="hover:text-primary font-medium " href="#documentsrequired">Document Required</a></li><li><a class="hover:text-primary font-medium " href="#feesandcharges">Interest Rate and Charges</a></li><li><a class="hover:text-primary font-medium " href="#whyjoinus">How to Apply</a></li><li><a class="hover:text-primary font-medium " href="#productinformation">How Secured Loan Works?</a></li><li><a class="hover:text-primary font-medium " href="#calculator">Calculator</a></li><li><a class="hover:text-primary font-medium " href="#LoanOptionsTable">Loan products</a></li><li><a class="hover:text-primary font-medium " href="#faqs">FAQ</a></li><li><a class="hover:text-primary font-medium " href="#blogsonpages">Blog</a></li><li><a class="hover:text-primary font-medium " href="#downloadApp">Download app</a></li><li><a class="hover:text-primary font-medium " href="#testimonials">Testimonials</a></li></ul></section></header><section class="w-full px-6 lg:px-8 flex bg-gradient-to-t from-[#FFF3F78F] to-[#EBFFFF91]" id="herobanner"><div class="w-full mt-10 lg:mt-16 pt-16 pb-0 lg:py-0 flex-col lg:flex-row lg:flex gap-0 container"><div class="w-full lg:w-3/5 container lg:pt-16 lg:pb-16"><div class="py-4 mb-2 flex flex-wrap justify-between items-center text-center lg:text-left"><ul class="flex flex-wrap justify-center justify-center items-center mx-auto lg:mx-0 [&>li]:mb-2"><li class="inline-flex items-center"><a class="text-sm md:text-base lg:text-lg xl:text-xl px-2 text-sub-grey hover:text-primary font-normal" href="https://www.fibe.in/">Home</a></li><li class="inline-flex items-center font-semibold"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="6" height="6" decoding="async" data-nimg="1" class="mx-auto lg:mx-0" style="color:transparent" src="/icons/breadcrumb-arrow.svg"/></li><li class="inline-flex items-center"><div class="text-sm md:text-base lg:text-lg xl:text-xl xl:text-lg px-2 text-primary font-medium">Secured Loan</div></li></ul><h1 class="w-full text-3xl lg:text-6xl font-bold leading-10 lg:leading-[72px] py-4">Secured Loan Online</h1><p class="w-full text-base lg:text-xl py-2 font-normal">Join our 30 lakh+ happy customers and fulfil your aspirations with an instant secured loan backed by collaterals at a lucrative rate!</p></div><form><div class="px-6 lg:px-0 mx-auto lg:mx-0 sm:w-11/12 flex justify-center items-center lg:items-start max-w-lg flex-col"><div class="inline-flex flex-col lg:flex-row [&>*]:my-2 justify-center items-center lg:items-start sm:w-10/12 lg:w-auto lg:space-x-4"><div class="w-full"><input type="text" placeholder="Enter your mobile number" class="w-full rounded-lg text-plain-grey min-w-[300px] lg:min-w-[360px] lg:mr-2 p-3 lg:p-4 text-base lg:text-xl focus:border-primary active:border-primary focus:ring-primary text-center lg:text-left" aria-label="Enter your mobile number" aria-describedby="btn-step-1" value=""/></div><button type="submit" class=" lg:text-xl lg:w-auto border w-full lg:w-auto rounded-lg bg-primary hover:bg-primary-dark border border-primary px-3 py-3 lg:py-4 text-base lg:text-xl font-semibold text-white shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-primary-dark min-w-[250px] disabled:opacity-100 disabled:cursor-not-allowed" disabled="" id="btn-step-1">Get your loan now</button></div></div></form></div><div class="w-full lg:w-2/5 pt-4 lg:mt-32 lg:self-end"><img alt="Personal Loan Online" fetchPriority="high" width="590" height="480" decoding="async" data-nimg="1" class="mx-auto mix-blend-darken" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-48096043.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-48096043.jpg&w=1200&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-48096043.jpg&w=1200&q=100"/></div></div></section><section id="statistics" class="relative wave w-full px-6 lg:px-8 pt-8 pb-9 lg:first-line:py-16 bg-gradient-to-r from-[#E9FFFF] via-[#FFF2E1] to-[#FDDFE8]"><div class="grid grid-cols-2 lg:grid-cols-4 divide-x text-center"><div class="justify-center item-center h-full p-4 "><div class="font-bold text-2xl md:text-4xl">30<!-- --> Mn+</div><div class="font-medium text-base lg:text-xl">App downloads</div></div><div class="justify-center item-center h-full p-4 !border-l lg:border-0 border-white"><div class="font-bold text-2xl md:text-4xl">7<!-- --> Mn+</div><div class="font-medium text-base lg:text-xl">Loans given</div></div><div class="justify-center item-center h-full p-4 border-t !border-l-0 lg:!border-l lg:border-t-0 border-white"><div class="font-bold text-2xl md:text-4xl"> ₹<!-- -->26,000<!-- -->+ Cr</div><div class="font-medium text-base lg:text-xl">Money disbursed</div></div><div class="justify-center item-center h-full p-4 border-t lg:border-0 border-white"><div class="font-bold text-2xl md:text-4xl">8,000<!-- -->+</div><div class="font-medium text-base lg:text-xl">Partner tie-ups</div></div></div></section><section class="px-6 lg:px-8 py-20 lg:py-[130px]" id="documents"><div class="container flex flex-col lg:flex-row justify-center items-center"><div class="w-full lg:w-1/3 order-2 lg:order-1"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/3d-casual-life-young-man-with-phone-using-laptop-2.jpg" alt="Image" width="250" height="280" class="mx-auto"/></div><div class="w-full lg:w-2/3 order-1 lg:order-2"><h2 class="text-2xl lg:text-3xl font-semibold text-center lg:text-start">What is Secured Loan?</h2><div class="list-inside text-center lg:text-start pt-3 lg:pt-0 pb-3 lg:pb-0 container"><div><div class="mb-4 font-semibold text-xl my-3 text-midnight-black"></div><div class="leading-[25px] lg:leading-[30px] text-sub-grey font-normal text-base lg:text-xl"><p>When it comes to secured loans, it’s all about understanding how they can work for you! A secured loan allows you to borrow funds by offering collateral or security, including assets like a house, car or even gold. Secured loans often come with attractive benefits, such as lower interest rates and longer repayment terms, making them a popular choice for large purchases — whether it’s a mortgage, car loan or even debt consolidation. The reason for these benefits is that the lender assumes less risk due to the collateral provided.</p><p>In comparing a secured loan and an unsecured loan, secured loans stand out for their flexibility and lower interest rates. Unsecured loans, on the other hand, don’t require collateral but may come with higher interest rates as the lender bears more risk. Secured loans can also support business needs, like commercial mortgages or equipment financing. While it’s important to meet loan obligations to protect your assets, secured loans provide a way for both individuals and businesses to access the funds they need with added security for the lender.</p></div></div></div></div></div></section><section class="px-6 lg:px-8 py-5 lg:py-10 bg-[#F6FFFF]" id="whyChoose"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-4 font-semibold">Key features of a Secured loan</h2><p class="mx-auto text-base lg:text-xl mb-4 text-[#5C5C5C]"></p></div><div class="text-center"><p class="w-full mx-auto mt-3 text-base lg:text-xl mb-4 font-normal">Here are a few key features of a Secured loan:</p></div><div class="md:grid md:mx-auto md:grid-cols-2 xl:grid-cols-2 md:gap-7 lg:gap-10 lg:max-w-screen-2xl mt-8 container mx-auto hidden"><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62064-1.png" alt="Access to Larger Loan Amounts"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Access to Larger Loan Amounts: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Get higher loan amounts based on the value of your collateral</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62068-1.png" alt="Flexible Loan Purposes"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Flexible Loan Purposes: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Perfect for home improvements, debt consolidation or major purchases</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62065.png" alt="Lower interest rates"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Lower interest rates: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Enjoy more competitive rates compared to unsecured loans</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62060-1.png" alt="Longer Repayment Terms"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Longer Repayment Terms: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Spread payments over an extended period for added convenience</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62066.png" alt="Predictable Fixed Rates"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Predictable Fixed Rates: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Fixed interest rates offer stable, manageable monthly payments</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62070.png" alt="Easier Accessibility"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Easier Accessibility:</h3><p class="text-base lg:text-lg text-sub-grey font-normal">Collateral-backed loans can be more accessible, even with less-than-perfect credit</p></div></div></div><div class="grid grid-cols-1 gap-7 mt-8 container mx-auto md:hidden"><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62064-1.png" alt="Access to Larger Loan Amounts"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Access to Larger Loan Amounts: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Get higher loan amounts based on the value of your collateral</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62068-1.png" alt="Flexible Loan Purposes"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Flexible Loan Purposes: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Perfect for home improvements, debt consolidation or major purchases</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62065.png" alt="Lower interest rates"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Lower interest rates: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Enjoy more competitive rates compared to unsecured loans</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62060-1.png" alt="Longer Repayment Terms"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Longer Repayment Terms: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Spread payments over an extended period for added convenience</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62066.png" alt="Predictable Fixed Rates"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Predictable Fixed Rates: </h3><p class="text-base lg:text-lg text-sub-grey font-normal">Fixed interest rates offer stable, manageable monthly payments</p></div></div><div class="flex items-start"><div class="flex-none pr-4"><img src="https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62070.png" alt="Easier Accessibility"/></div><div class="flex-grow"><h3 class="text-lg lg:text-xl font-semibold mb-2">Easier Accessibility:</h3><p class="text-base lg:text-lg text-sub-grey font-normal">Collateral-backed loans can be more accessible, even with less-than-perfect credit</p></div></div></div><p class="w-full mx-auto mt-6 text-base lg:text-xl text-center text-sub-grey font-normal">These key features highlight the benefits and risks associated with secured loans, allowing borrowers to make informed decisions about their financial options.</p></section><section class="px-6 lg:px-8 py-20 lg:py-[130px] bg-white text-center lg:text-left " id="howtouse"><div class="container flex flex-col lg:flex-row justify-center items-center"><div class="w-full lg:w-2/3"><h2 class="w-full text-center lg:text-start text-2xl lg:text-3xl mb-2 lg:mb-2 font-semibold leading-10 lg:leading-[42px]">Eligibility For Secured Loan</h2><div><div class="leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl"><p class="lg:py-4 py-2"><span style="color:#5C5C5C;">To be eligible for a secured loan, you typically need to meet the following requirements:</span></p></div><div class="leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl"><div class=""></div><div class="text-start pl-6"><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Age: </b><span style="color:#5C5C5C;">Minimum 21 years</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Income: </b><span style="color:#5C5C5C;">Have a stable income or a steady source of income</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Credit score: </b><span style="color:#5C5C5C;">I Have a fair or good credit score (although some lenders may consider poor credit scores)</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Collateral: </b><span style="color:#5C5C5C;">Own an asset that can be used as collateral, such as a house, car or other valuable property</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Debt-to-Income Ratio: </b><span style="color:#5C5C5C;">Have a manageable debt-to-income ratio (lenders may consider this to ensure you can afford loan repayments)</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Residency: </b><span style="color:#5C5C5C;">Be a resident of the country or region where the lender operates</span></p></div></div><div class="leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl"><p class="lg:py-4 py-2"><span style="color:#5C5C5C;">Additionally, lenders may consider other factors such as:</span></p></div><div class="leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl"><div class=""></div><div class="text-start pl-6"><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Loan-to-value (LTV) ratio: </b><span style="color:#5C5C5C;">The percentage of the asset's value that you can borrow against</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Asset condition: </b><span style="color:#5C5C5C;">The condition and value of the asset being used as collateral</span></p><p class="mb-1 list-item lg:text-xl text-base py-1"><b style="color:black;">Loan purpose:</b><span style="color:#5C5C5C;">The reason for taking out the loan (e.g., home improvements, debt consolidation)</span></p></div></div><div class="leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl"><p class="lg:py-4 py-2"><span style="color:#5C5C5C;">Meeting these requirements doesn't guarantee loan approval, as lenders may have additional criteria. It's essential to check with the lender for specific eligibility requirements and to discuss your circumstances.</span></p></div></div></div><div class="w-full lg:w-1/3"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="300" height="300" decoding="async" data-nimg="1" class="mx-auto" style="color:transparent" srcSet="/_next/image/?url=%2Fbanners%2F3d-casual-life-girl-holding-laptop-and-having-an-idea.jpg&w=384&q=75 1x, /_next/image/?url=%2Fbanners%2F3d-casual-life-girl-holding-laptop-and-having-an-idea.jpg&w=640&q=75 2x" src="/_next/image/?url=%2Fbanners%2F3d-casual-life-girl-holding-laptop-and-having-an-idea.jpg&w=640&q=75"/></div></div></section><div class="bg-[#FEF9EB] lg:py-10 py-5"><h2 class="lg:text-3xl text-xl px-4 font-bold text-center ">Documents required for a secured loan</h2><div class="flex justify-center lg:pt-5 pt-2"><button class="border-b-2 border-gray-300 lg:w-[350px] w-52 px-4 lg:py-3 py-1 font-semibold lg:text-2xl text-sm text-[#079F9F] border-b-[#079F9F]">Salaried Individuals</button><button class="border-b-2 border-gray-300 lg:w-[350px] w-52 lg:py-3 py-1 px-4 font-semibold lg:text-2xl text-sm text-[#5C5C5C]">Self-Employed Individuals</button></div><div class="p-0"><section class="px-6 lg:px-8 py-4 bg-[#FEF9EB]" id="documentsrequired"><div class="text-center"><p class="font-semibold max-w-5xl mx-auto text-base lg:text-xl mb-8 text-[#5C5C5C]">Below are list of documents required for a secured loan:</p></div><div class="grid grid-cols-2 lg:flex lg:flex-wrap justify-center gap-4 lg:gap-12 mt-8 container mx-auto"><div class="fgrid grid-cols-2 lg:flex lg:flex-col border bg-white rounded-xl max-w-xs w-full group pointer" style="flex:1 1 calc(33.33% - 1.5rem)"><div class=" text-center max-w-[300px] mx-auto lg:[&>*]:mb-2 lg:my-2 px-1 py-3 lg:py-2 lg:px-2 undefined"><div class="min-w-[60px] min-h-[60px] mx-auto lg:mx-0 "><div class="mx-auto lg:w-[60px] w-[50px] lg:h-[60px] h-[50px] rounded-full"><img alt="Identity Proof" loading="lazy" width="60" height="60" decoding="async" data-nimg="1" class="mx-auto lg:my-0 lg:mx-0" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325.png&w=64&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325.png&w=128&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325.png&w=128&q=75"/></div></div><div class="font-semibold text-base lg:text-xl">Identity Proof</div><div class="font-medium text-sm lg:text-lg mt-2 text-sub-grey ">Passport, Driver's License or Aadhaar Card</div></div></div><div class="fgrid grid-cols-2 lg:flex lg:flex-col border bg-white rounded-xl max-w-xs w-full group pointer" style="flex:1 1 calc(33.33% - 1.5rem)"><div class=" text-center max-w-[300px] mx-auto lg:[&>*]:mb-2 lg:my-2 px-1 py-3 lg:py-2 lg:px-2 undefined"><div class="min-w-[60px] min-h-[60px] mx-auto lg:mx-0 "><div class="mx-auto lg:w-[60px] w-[50px] lg:h-[60px] h-[50px] rounded-full"><img alt="Income Proof" loading="lazy" width="60" height="60" decoding="async" data-nimg="1" class="mx-auto lg:my-0 lg:mx-0" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-1.png&w=64&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-1.png&w=128&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-1.png&w=128&q=75"/></div></div><div class="font-semibold text-base lg:text-xl">Income Proof</div><div class="font-medium text-sm lg:text-lg mt-2 text-sub-grey ">Latest 3 months' salary slips or bank statements showing income credits</div></div></div><div class="fgrid grid-cols-2 lg:flex lg:flex-col border bg-white rounded-xl max-w-xs w-full group pointer" style="flex:1 1 calc(33.33% - 1.5rem)"><div class=" text-center max-w-[300px] mx-auto lg:[&>*]:mb-2 lg:my-2 px-1 py-3 lg:py-2 lg:px-2 undefined"><div class="min-w-[60px] min-h-[60px] mx-auto lg:mx-0 "><div class="mx-auto lg:w-[60px] w-[50px] lg:h-[60px] h-[50px] rounded-full"><img alt="Employment Proof" loading="lazy" width="60" height="60" decoding="async" data-nimg="1" class="mx-auto lg:my-0 lg:mx-0" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-2.png&w=64&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-2.png&w=128&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-2.png&w=128&q=75"/></div></div><div class="font-semibold text-base lg:text-xl">Employment Proof</div><div class="font-medium text-sm lg:text-lg mt-2 text-sub-grey ">Letter from employer confirming employment and duration</div></div></div><div class="fgrid grid-cols-2 lg:flex lg:flex-col border bg-white rounded-xl max-w-xs w-full group pointer" style="flex:1 1 calc(33.33% - 1.5rem)"><div class=" text-center max-w-[300px] mx-auto lg:[&>*]:mb-2 lg:my-2 px-1 py-3 lg:py-2 lg:px-2 undefined"><div class="min-w-[60px] min-h-[60px] mx-auto lg:mx-0 "><div class="mx-auto lg:w-[60px] w-[50px] lg:h-[60px] h-[50px] rounded-full"><img alt="Address Proof" loading="lazy" width="60" height="60" decoding="async" data-nimg="1" class="mx-auto lg:my-0 lg:mx-0" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-3.png&w=64&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-3.png&w=128&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-3.png&w=128&q=75"/></div></div><div class="font-semibold text-base lg:text-xl">Address Proof</div><div class="font-medium text-sm lg:text-lg mt-2 text-sub-grey ">Utility bills or rent agreements showing the current address</div></div></div><div class="fgrid grid-cols-2 lg:flex lg:flex-col border bg-white rounded-xl max-w-xs w-full group pointer" style="flex:1 1 calc(33.33% - 1.5rem)"><div class=" text-center max-w-[300px] mx-auto lg:[&>*]:mb-2 lg:my-2 px-1 py-3 lg:py-2 lg:px-2 undefined"><div class="min-w-[60px] min-h-[60px] mx-auto lg:mx-0 "><div class="mx-auto lg:w-[60px] w-[50px] lg:h-[60px] h-[50px] rounded-full"><img alt="Collateral Documents" loading="lazy" width="60" height="60" decoding="async" data-nimg="1" class="mx-auto lg:my-0 lg:mx-0" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-4.png&w=64&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-4.png&w=128&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-1171276325-4.png&w=128&q=75"/></div></div><div class="font-semibold text-base lg:text-xl">Collateral Documents</div><div class="font-medium text-sm lg:text-lg mt-2 text-sub-grey ">Property papers, registration certificate and insurance documents (if applicable)</div></div></div></div></section></div></div><section class="" id="feesandcharges"><div class="px-6 lg:px-8 py-20 lg:py-[130px]"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 font-semibold">Interest rates & charges for a Secured Loan</h2><p class="mx-auto lg:pl-16 lg:pr-16 px-4 text-base lg:text-xl mb-2">Here are the interest rates and charges for a secured loan in a table format:</p><p class="font-semibold max-w-5xl mx-auto text-base lg:text-xl mb-8"></p></div><div class="overflow-clip rounded-2xl border boder-light-grey mt-5 flex mx-auto container"><table class="table-auto w-full text-left text-base lg:text-xl "><thead class="bg-secondary"><tr class="bg-secondary contents lg:hidden"><th class="col-span-full px-6 py-6 rounded-tl-2xl border-b boder-light-grey rounded-tr-2xl" colSpan="2">Fee type & Charges</th></tr><tr class="bg-secondary w-full hidden lg:contents"><th class="px-6 py-6 w-2/5 rounded-tl-2xl border-b boder-light-grey">Particulars</th><th class="px-6 rounded-tr-2xl border-b border-l boder-light-grey">Rates and Charges</th></tr></thead><tbody><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Interest Rates</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">8.5% - 14.5%</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Processing Fees</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">1% - 2% of the loan amount</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Loan Origination Fee</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">0.5% - 1% of the loan amount</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Late Payment Fee</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">2% - 4% of the overdue amount</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Foreclosure Fee</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">1%-3% of the prepaid amount</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Collateral Registration Fee</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">₹1,000 - ₹5,000</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">Stamp Duty</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">As applicable by the state govt.</td></tr><tr class="odd:bg-white even:bg-ghost-white"><td class="px-6 py-6 font-medium">GST</td><td class="px-6 py-6 border-0 lg:border-l boder-light-grey">18% on all fees & charges</td></tr></tbody></table></div><div class="text-center"><p class="mx-auto lg:pl-16 lg:pr-16 px-4 text-base lg:text-xl mb-2 mt-4 text-[#5C5C5C]">Note: Secured loans, including various types of secured loans such as mortgages, car loans and commercial loans, offer lower interest rates and longer repayment terms since the lender bears less risk. However, you risk losing your asset if you default. It's essential to understand the terms and conditions before signing the loan agreement, regardless of the type of secured loan you choose.</p></div></div></section><div class="pb-12 lg:pb-[100px]"><section class="lg:text-left bg-[#FFF8FA] py-5 lg:py-10" id="whyjoinus"><div class="container flex flex-col lg:flex-row justify-center items-center gap-8 fibe-step-slider"><div class="w-full lg:w-2/3 order-first lg:order-last"><h2 class="w-full text-center lg:text-start text-2xl lg:text-3xl mb-2 lg:mb-8 font-semibold leading-10 lg:leading-[42px] py-1">How to apply for a Secured Loan? </h2><div><ul class="flex justify-center lg:justify-start items-center lg:items-start mb-3 pl-0 ml-0 [&>li]:w-[40px] [&>li]:lg:w-[80px] [&>li]:h-[8px] [&>li]:bg-light-grey [&>li]:mr-3 [&>li]:mb-3 [&>li:last-child]:mr-0 [&>li.active]:bg-primary [&>li]:rounded-full text-center lg:text-start "><li class="active"></li><li class=""></li></ul></div><div><div class=""><div class="font-medium text-sub-grey text-xl px-4 lg:px-0 lg:text-xl text-center lg:text-start">Applying for a secured personal loan involves the following steps:</div><div class="my-2 px-4 lg:px-0"><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Check eligibility: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Review the lender's requirements and ensure you meet the criteria.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Choose a lender: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Research and compare rates, terms and fees from various lenders.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Gather documents: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Collect the necessary documents, such as income proof, ID and collateral papers.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Apply online or offline: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Submit your application through the lender's website, mobile app or visit a branch in person.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Loan processing: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">The lender will review your application, verify documents and assess the collateral.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Loan approval: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">If approved, the lender will offer a loan agreement outlining the terms, interest rate and repayment schedule.</span></span></div></div></div><div class="hidden"><div class="my-2 px-4 lg:px-0"><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Acceptance: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Review and sign the agreement and the lender will disburse the loan amount.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Repayment: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Make regular payments as per the agreed schedule to avoid late fees and negative credit reporting.</span></span></div><div class="mb-2 lg:mb-4 "> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">Additionally, you can:</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Consult a loan advisor: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">For guidance on the application process and loan options.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Use online loan calculators: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">To estimate your loan amount, interest rate and monthly payments.</span></span></div><div class="mb-2 lg:mb-4 list-item ml-4 font-semibold text-base lg:text-xl my-3 text-midnight-black lg:ml-8">Read reviews and ratings: <!-- --> <span class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl"><span class="mb-2">To ensure the lender is reputable and reliable.</span></span></div></div><div class="leading-[20px] lg:leading-[30px] text-sub-grey font-normal text-sm lg:text-xl">Remember to carefully review the loan terms and conditions before signing the agreement.</div></div><div class="flex flex-wrap flex-col lg:flex-row lg:justify-between items-center"><div class="flex flex-wrap mt-2 mb-2 me-2"><button class="rounded-full shadow-md bg-white text-sm lg:text-base font-medium py-4 px-6 my-3 mr-2 border border-light-grey hover:bg-primary hover:text-white min-w-[150px] text-center hidden lg:block">Next</button></div></div></div></div><div class="w-full lg:w-1/3 order-last lg:order-first"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="500" height="500" decoding="async" data-nimg="1" class="mx-auto mb-1 mix-blend-multiply bg-transparent" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2Fcasual-life-3d-girl-solving-problem-with-phone-1.jpg&w=640&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2Fcasual-life-3d-girl-solving-problem-with-phone-1.jpg&w=1080&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2Fcasual-life-3d-girl-solving-problem-with-phone-1.jpg&w=1080&q=75"/></div></div></section></div><section class="pb-12 lg:pb-24"><section class="text-center lg:text-left " id="productinformation"><div class="container flex flex-col lg:flex-row py-8 justify-center items-center"><div class="w-full lg:w-1/3 lg:mx-8 order-2 lg:order-2 "><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="350" height="300" decoding="async" data-nimg="1" class="mx-auto px-2 lg:pr-2 mix-blend-darken" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-62014.jpg&w=384&q=75 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-62014.jpg&w=750&q=75 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F10%2FGroup-62014.jpg&w=750&q=75"/></div><div class="w-full lg:w-2/3"><h2 class="w-full text-center lg:text-start text-2xl lg:text-3xl mb-2 lg:mb-3 font-semibold leading-10 lg:leading-[42px] ">How Secured Loan Works?</h2><div><div class="leading-[25px] lg:leading-[30px] text-sub-grey font-normal text-base lg:text-xl text-center lg:text-left"><div class="mb-4 px-2">A secured personal loan works by using an asset as collateral to secure the loan. Here's a step-by-step explanation:</div><div class="px-3 lg:pr-3"><ul class="list-disc pl-5"><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">You borrow money:</b> You apply for a secured loan and receive a loan amount from a lender.</li><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">You provide collateral:</b> You offer an asset, such as a house, car or property, as security for the loan.</li><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">Lender places a lien:</b> The lender places a lien on the collateral, giving them legal rights to seize the asset if you default.</li><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">You repay the loan:</b> You make regular payments, including interest and fees, to repay the loan.</li><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">Lender releases lien:</b> Once the loan is fully repaid, the lender releases the lien and you regain full ownership of the collateral.</li><li class="text-left mb-3 lg:text-xl text-base"><b style="color:black;">Default and repossession:</b> If you fail to repay the loan, the lender can seize and sell the collateral to recoup their losses.</li></ul></div></div></div><div class="text-center lg:text-left"><p class="text-base lg:text-xl font-normal text-sub-grey px-2">Secured loans offer lower interest rates and longer repayment terms since the lender bears less risk. However, you risk losing your asset if you default. It's essential to understand the terms and conditions before signing the loan agreement.</p></div></div></div></section></section><section class="px-6 lg:px-8 py-8 lg:py-12 bg-pastel-blue" id="calculator"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold">Secured loan EMI calculator </h2><p class="max-w-5xl mx-auto text-base lg:text-xl mb-8 text-sub-grey font-normal">A handy tool to quickly estimate monthly payments for collateral-backed loans, making your budgeting and planning a breeze.</p></div><div class="container max-w-screen-xl border rounded-lg lg:rounded-xl flex justify-center mt-[40px] lg:mt-[40px] relative bg-white"><div class="lg:mt-2 px-0 lg:pb-6 lg:py-8 w-full"><div class="lg:px-6 "><div class="w-full relative py-2 pb-2 pt-[150px] sm:py-4 sm:pb-4 sm:pt-[150px] lg:py-4 lg:pb-4 lg:pt-0undefined"><div class="grid grid-cols-1 lg:grid-cols-2 xl:grid-cols-3 gap-4 xl:gap-8 justify-between"><div class="xl:col-span-2 flex flex-col justify-center p-2 mx-auto w-full"><div class="mt-4 mb-12"><div class="flex justify-between items-center"><label class="text-base lg:text-xl font-semibold text-plain-grey" for="loan-slider-1">Loan amount</label><span class="text-base text-plain-grey border light-cement-grey px-4 py-1 rounded-lg before:content-["₹"] min-w-[80px] text-right">1,45,000</span></div><input id="loan-slider-1" class="range-slider__range relative tracking-wider before:content-['8k'] before:ml-0.5 before:text-cement-grey before:absolute before:top-7 before:left-0 before:font-lg after:content-['5L'] after:ml-0.5 after:text-cement-grey after:absolute after:top-7 after:right-0 after:font-lg " type="range" min="8000" max="500000" step="1000" value="145000"/></div><div class="mt-4 mb-12"><div class="flex justify-between items-center"><label class="text-base lg:text-xl font-semibold text-plain-grey" for="loan-slider-2">Interest rate</label><span class="text-base text-plain-grey border light-cement-grey px-4 py-1 rounded-lg after:content-["%"] min-w-[80px] text-right">14</span></div><input id="loan-slider-2" class="range-slider__range relative tracking-wider before:content-['12%'] before:ml-0.5 before:text-cement-grey before:absolute before:top-7 before:left-0 before:font-lg after:content-['30%'] after:ml-0.5 after:text-cement-grey after:absolute after:top-7 after:right-0 after:font-lg " type="range" min="12" max="30" step="2" value="14"/></div><div class="mt-4 mb-12 lg:mb-4"><div class="flex justify-between items-center"><label class="text-base lg:text-xl font-semibold text-plain-grey" for="loan-slider-3">Select EMI option</label><span class="text-base text-plain-grey border light-cement-grey px-4 py-1 rounded-lg after:content-["\00a0Months"] min-w-[80px] text-right">12</span></div><input id="loan-slider-3" class="range-slider__range relative tracking-wider before:content-['3\00a0Months'] before:ml-0.5 before:text-cement-grey before:absolute before:top-7 before:left-0 before:font-lg after:content-['36\00a0Months'] after:ml-0.5 after:text-cement-grey after:absolute after:top-7 after:right-0 after:font-lg " type="range" min="3" max="36" step="3" value="12"/></div></div><div class="flex justify-center w-full"><div class="border rounded-xl overflow-clip w-full mx-2"><div class="text-center px-6 py-8 bg-secondary absolute left-0 top-0 w-full lg:relative border-b-2 border-cememnt-grey"><div class="mb-3 text-base lg:text-xl text-elephant-grey font-semibold">Your monthly instalment:</div><div class="text-2xl lg:text-4xl font-semibold">₹<!-- -->0</div></div><div class="inline-grid grid-cols-4 justify-between items-start w-full gap-2 p-4 [&>*]:mb-2 bg-sky-blue lg:bg-white"><div class="col-span-3 text-base text-cement-grey font-medium">Total interest</div><div class="text-right text-base lg:text-xl font-medium">₹<!-- -->0</div><div class="col-span-3 text-base text-cement-grey font-medium">Principal amount</div><div class="text-right text-base lg:text-xl font-medium">₹<!-- -->1,45,000</div><div class="col-span-4 grid grid-cols-4 justify-between gap-2 py-4 border-t-2 border-dashed border-light-grey"><div class="col-span-3 text-lg text-plain-grey font-medium">Total amount</div> <div class="text-right text-base lg:text-xl font-medium">₹<!-- -->0</div></div><div class="col-span-4 flex justify-center"><a target="_blank" class="w-auto lg:w-full px-6 py-3 lg:py-4 text-base font-semibold text-white transition-colors duration-150 bg-primary hover:bg-primary-dark rounded-lg focus:shadow-outline min-w-[250px] max-w-[340px] text-center" href="https://portal.fibe.in/SignUp">Apply now</a></div></div></div></div></div></div></div></div></div></section><section class="px-6 lg:px-24 py-20 lg:py-[130px] bg-white" id="LoanOptionsTable"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold">Multi-purpose personal loan options</h2></div><div class="grid md:grid-cols-2 lg:grid-cols-3 lg:gap-10 gap-6 container grid-cols-1 extSmall:grid-cols-2 justify-items-center"><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#F2F8FF"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276440.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276440.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276440.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Personal Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Flexible loan for personal expenses or unexpected costs with easy repayment terms that suit your finances</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#F7FAFF"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276441.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276441.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276441.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Instant Cash Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Quick, short-term loan for urgent expenses, offering immediate access to funds with minimal documentation</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/instant-cash-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#EFFCFF"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Short-Term Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Temporary loan for brief financial gaps, typically repaid within weeks or months, ideal for emergency funding</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/short-term-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#FFFCF8"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276442.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276442.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276442.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Long-Term Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Extended loan for significant expenses or investments, with repayment periods spanning years, offering flexibility and stability</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/long-term-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#F3FAFF"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276443.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276443.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276443.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Travel Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Specialised loan for travel expenses, covering trip costs with flexible repayment terms to suit travel plans</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/travel-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#EEF7FF"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276446.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276446.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276446.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Salaried Employee Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Loan designed for salaried professionals, offering favourable terms, lower interest rates and convenient repayment options</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/salaried-professional/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#FFF5F6"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276444.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276444.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276444.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Wedding Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Instant cash to cover all your wedding expenses, providing financial support for the big day, with flexible repayment terms</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/wedding-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#F8F8F8"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276445.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276445.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FGroup-1171276445.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Medical Emergency Loan</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Urgent loans for medical crises, offering quick access to funds for treatments, surgeries or hospitalisation</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/personal-loan/medical-emergency-loan/">Know More</a></div></div></div></div><div class="flex"><div class="relative border p-4 rounded-2xl flex flex-col flex-wrap justify-center " style="background-color:#F3F9FC"><div class="flex flex-col h-full justify-between"><div class="flex flex-col "><div class="[&>*]:text-xl lg:mb-6 mb-3 flex justify-center"><img alt="" loading="lazy" width="400" height="400" decoding="async" data-nimg="1" class=" rounded-lg" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221-1.jpg&w=640&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221-1.jpg&w=828&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F09%2FRectangle-5221-1.jpg&w=828&q=100"/></div><div class="pb-2"><div class="mb-1 font-semibold lg:text-xl text-lg text-elephant-grey text-start overflow-none">Loan Against Mutual Funds</div><div class="text-start text-sm lg:text-lg font-normal text-elephant-grey">Get a seamless, secure and efficient loan against mutual fund experience</div></div></div><div class="text-[#079F9F] lg:pb-2 font-semibold lg:text-xl text-sm align-bottom items-end justify-items-end"><a href="/loan-against-mutual-fund/">Know More</a></div></div></div></div></div></section><section id="faqs" class="px-6 lg:px-8 py-5 lg:py-10 bg-latte"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold">FAQs on Secured Loan</h2></div><div class="flex lg:flex-nowrap container mx-auto"><div class="max-w-[800px] mx-auto w-full mt-0 lg:mt-2 lg:mb-2"><div class="border md:border-transparent px-2 bg-white md:bg-transparent w-full py-2 my-6 md:mb-0 md:mt-0 rounded-xl text-start "><button class="flex justify-between w-full text-start"><p class="font-semibold text-lg lg:text-xl md:text-xl px-2 py-1">What does secured mean on a loan?</p><span class="p-2"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z"></path></svg></span></button><div class="max-w-[90%] visible"><div class="text-base lg:text-lg md:text-lg px-2 text-sub-grey mb-2 faqListstyle"><div> <p>‘Secured’ on a loan means the lender has a legal claim to a specific asset (collateral) if the borrower defaults, allowing them to seize and sell it to recover losses.</p> </div></div></div></div><div class="border md:border-transparent px-2 bg-white md:bg-transparent w-full py-2 my-6 md:mb-0 md:mt-0 rounded-xl text-start "><button class="flex justify-between w-full text-start"><p class="font-semibold text-lg lg:text-xl md:text-xl px-2 py-1">Are secured loans a good idea?</p><span class="p-2"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z"></path></svg></span></button><div class="max-w-[90%] block"><div class="text-base lg:text-lg md:text-lg px-2 text-sub-grey mb-2 faqListstyle"><div> <p>These loans can be a good idea if you need a large loan amount or lower interest rates but be cautious of risking your collateral if you default on payments.</p> </div></div></div></div><div class="border md:border-transparent px-2 bg-white md:bg-transparent w-full py-2 my-6 md:mb-0 md:mt-0 rounded-xl text-start "><button class="flex justify-between w-full text-start"><p class="font-semibold text-lg lg:text-xl md:text-xl px-2 py-1">Does the CIBIL score matter for secured loans?</p><span class="p-2"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z"></path></svg></span></button><div class="max-w-[90%] block"><div class="text-base lg:text-lg md:text-lg px-2 text-sub-grey mb-2 faqListstyle"><div> <p>Yes, CIBIL score matters for secured loans, as a good credit score can help you qualify for better interest rates and terms, while a poor score may lead to higher interest rates or loan rejection.</p> </div></div></div></div><div class="border md:border-transparent px-2 bg-white md:bg-transparent w-full py-2 my-6 md:mb-0 md:mt-0 rounded-xl text-start "><button class="flex justify-between w-full text-start"><p class="font-semibold text-lg lg:text-xl md:text-xl px-2 py-1">What is the interest rate for a secured loan?</p><span class="p-2"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z"></path></svg></span></button><div class="max-w-[90%] block"><div class="text-base lg:text-lg md:text-lg px-2 text-sub-grey mb-2 faqListstyle"><div> <p>The interest rate for a secured loan typically ranges from 8.5% to 14.5% per annum, depending on the lender, loan amount, credit score and collateral value.</p> </div></div></div></div></div></div></section><section class="px-6 lg:px-8 py-20 lg:py-32 bg-white" id="blogsonpages"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold">Related Blogs</h2></div><div class="grid grid-cols-1 lg:grid-cols-2 lg:grid-rows-4 lg:grid-flow-col gap-8 container mx-auto mt-8"><a class="border rounded-xl hover:border-primary p-4 lg:row-span-4 col-span-1 " href="/blogs/can-i-reinvest-in-mutual-funds-after-taking-a-mutual-fund-loan/"><div class="flex flex-col relative "><span class="flex w-full lg:min-w-[215px] " aria-label="Reinvesting the Mutual Fund Loan: Important Things to Know" title="Reinvesting the Mutual Fund Loan: Important Things to Know"><img alt="Reinvesting the Mutual Fund Loan: Important Things to Know" loading="lazy" width="150" height="150" decoding="async" data-nimg="1" class="object-cover h-full rounded-md mb-2 w-full lg:max-h-[320px] " style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F07%2F12Can-I-take-a-loan-against-my-mutual-funds-and-reinvest-again-in-mutual-funds.jpg&w=256&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F07%2F12Can-I-take-a-loan-against-my-mutual-funds-and-reinvest-again-in-mutual-funds.jpg&w=384&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2024%2F07%2F12Can-I-take-a-loan-against-my-mutual-funds-and-reinvest-again-in-mutual-funds.jpg&w=384&q=100"/></span><div class="lg:ml-5"><div class="divide-x [&>*]:px-2 mb-3 lg:mb-4 text-sm"><span class="text-primary !pl-0 font-semibold" aria-label="Secured Loan" title="Secured Loan">Secured Loan</span> <span>19 Sep 2024</span></div><span class="" aria-label="Reinvesting the Mutual Fund Loan: Important Things to Know" title="Reinvesting the Mutual Fund Loan: Important Things to Know"><div class="font-semibold text-lg lg:text-xl mb-2 lg:mb-3 line-clamp-2">Reinvesting the Mutual Fund Loan: Important Things to Know</div></span><div class="line-clamp-3 lg:line-clamp-2 text-base text-cement-grey"><p>Mutual fund loans allow you to leverage your assets to maximise returns and provide you with a strategic advantage. You can even unlock the potential of your mutual funds by taking a loan against them and then reinvesting those funds to compound your earnings. Seasoned investors often use this strategy to access cash to keep … </p> <p class="link-more"><a href="https://altcont.fibe.in/can-i-reinvest-in-mutual-funds-after-taking-a-mutual-fund-loan/" class="more-link">Continue reading<span class="screen-reader-text"> “Reinvesting the Mutual Fund Loan: Important Things to Know”</span></a></p> </div><div class="flex justify-between text-sm mt-3"><span class="text-primary font-semibold text-base">Read More</span> <span class="text-cement-grey">3 mins read</span></div></div></div></a><a class="border rounded-xl hover:border-primary p-4 lg:row-span-2 lg:col-span-2 " href="/blogs/loan-against-mutual-funds/"><div class="flex flex-col relative lg:flex-row lg:h-full"><span class="flex w-full lg:min-w-[215px] " aria-label="Loan Against Mutual Funds" title="Loan Against Mutual Funds"><img alt="Loan Against Mutual Funds" loading="lazy" width="150" height="150" decoding="async" data-nimg="1" class="object-cover h-full rounded-md mb-2 w-full lg:w-[215px]" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F05%2FLoan-Against-Mutual-Funds.png&w=256&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F05%2FLoan-Against-Mutual-Funds.png&w=384&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F05%2FLoan-Against-Mutual-Funds.png&w=384&q=100"/></span><div class="lg:ml-5"><div class="divide-x [&>*]:px-2 mb-3 lg:mb-4 text-sm"><span class="text-primary !pl-0 font-semibold" aria-label="Secured Loan" title="Secured Loan">Secured Loan</span> <span>18 Sep 2024</span></div><span class="" aria-label="Loan Against Mutual Funds" title="Loan Against Mutual Funds"><div class="font-semibold text-lg lg:text-xl mb-2 lg:mb-3 line-clamp-2">Loan Against Mutual Funds</div></span><div class="line-clamp-3 lg:line-clamp-2 text-base text-cement-grey"><p>Secured loans, like a loan against mutual funds, often have lower interest rates. Choosing this lending option has twin benefits. One, you get to enjoy the loan for your desired purpose. Second, your investments continue to accrue interest undisturbed. Considering these perks, you may wonder, ‘How can I get a loan against a mutual fund?’. … </p> <p class="link-more"><a href="https://altcont.fibe.in/loan-against-mutual-funds/" class="more-link">Continue reading<span class="screen-reader-text"> “Loan Against Mutual Funds”</span></a></p> </div><div class="flex justify-between text-sm mt-3"><span class="text-primary font-semibold text-base">Read More</span> <span class="text-cement-grey">3 mins read</span></div></div></div></a><a class="border rounded-xl hover:border-primary p-4 lg:row-span-2 lg:col-span-2 " href="/blogs/all-you-need-to-know-about-investing-in-mutual-funds-for-beginners/"><div class="flex flex-col relative lg:flex-row lg:h-full"><span class="flex w-full lg:min-w-[215px] " aria-label="All You Need to Know About Investing in Mutual Funds- for Beginners" title="All You Need to Know About Investing in Mutual Funds- for Beginners"><img alt="All You Need to Know About Investing in Mutual Funds- for Beginners" loading="lazy" width="150" height="150" decoding="async" data-nimg="1" class="object-cover h-full rounded-md mb-2 w-full lg:w-[215px]" style="color:transparent" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2020%2F10%2Fshutterstock_517880104.jpg&w=256&q=100 1x, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2020%2F10%2Fshutterstock_517880104.jpg&w=384&q=100 2x" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2020%2F10%2Fshutterstock_517880104.jpg&w=384&q=100"/></span><div class="lg:ml-5"><div class="divide-x [&>*]:px-2 mb-3 lg:mb-4 text-sm"><span class="text-primary !pl-0 font-semibold" aria-label="Secured Loan" title="Secured Loan">Secured Loan</span> <span>14 Aug 2024</span></div><span class="" aria-label="All You Need to Know About Investing in Mutual Funds- for Beginners" title="All You Need to Know About Investing in Mutual Funds- for Beginners"><div class="font-semibold text-lg lg:text-xl mb-2 lg:mb-3 line-clamp-2">All You Need to Know About Investing in Mutual Funds- for Beginners</div></span><div class="line-clamp-3 lg:line-clamp-2 text-base text-cement-grey"><p>Investments ensure the long-term financial security, which is why investing a portion of your earnings is one of the most important things you can do. Aspiring Indian professionals of today recognize that along with contributing to a financially secure future, investments can also be a steady source of income. Their returns can be channeled into … </p> <p class="link-more"><a href="https://altcont.fibe.in/all-you-need-to-know-about-investing-in-mutual-funds-for-beginners/" class="more-link">Continue reading<span class="screen-reader-text"> “All You Need to Know About Investing in Mutual Funds- for Beginners”</span></a></p> </div><div class="flex justify-between text-sm mt-3"><span class="text-primary font-semibold text-base">Read More</span> <span class="text-cement-grey">3 mins read</span></div></div></div></a></div><div class="flex justify-center items-center mt-8"><a class="lg:w-auto rounded-lg bg-primary hover:bg-primary-dark border border-primary px-3 lg:px-8 py-3 lg:py-4 text-base lg:text-xl font-semibold text-white text-center shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-primary-dark min-w-[250px] lg:min-w-[340px] disabled:opacity-50 disabled:cursor-not-allowed max-w-[340px] mt-4 lg:my-0 " href="/blogs/personal-loan/">Explore all blogs</a></div></section><section class=" py-0 lg:py-0" id="downloadApp"><div class=" bg-[#F6FFFF] py-[20px] flex justify-center items-center lg:py-[40px] px-6 lg:px-8 "><div class="inline-grid lg:grid-rows-2 grid-flow-row lg:grid-flow-col lg:gap-20 gap-4 w-full justify-center max-w-[2000px] items-center"><div class="lg:col-span-2 lg:row-span-2 order-2 lg:order-1 flex justify-center lg:justify-start"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="447" height="533" decoding="async" data-nimg="1" class=" max-w-[300px] mix-blend-multiply" style="color:transparent" srcSet="/_next/image/?url=%2FbrandImageDown.jpg&w=640&q=75 1x, /_next/image/?url=%2FbrandImageDown.jpg&w=1080&q=75 2x" src="/_next/image/?url=%2FbrandImageDown.jpg&w=1080&q=75"/></div><div class="lg:col-span-2 lg:row-span-2 flex flex-col items-start order-1 lg:order-2"><div class="text-center lg:text-left max-w-lg "><h2 class="text-2xl lg:text-3xl mb-43 lg:mb-6 font-semibold">The cool new vibe to finance!</h2><p class="text-lg mb-8 font-medium">Download he Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere</p></div><div class="flex justify-center lg:justify-start w-full items-center"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="182" height="182" decoding="async" data-nimg="1" class="mb-5 lg:mb-0 hidden lg:block mix-blend-multiply" style="color:transparent" srcSet="/_next/image/?url=%2Fappsflyer.png&w=256&q=75 1x, /_next/image/?url=%2Fappsflyer.png&w=384&q=75 2x" src="/_next/image/?url=%2Fappsflyer.png&w=384&q=75"/><div class="ml-4 flex flex-wrap flex-col max-w-max [&>*]:min-w-[230px] lg:[&>*]:min-w-[100px]"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-3 rounded-md bg-black mb-5 px-1 lg:px-1 py-2.5 lg:py-3 text-sm lg:text-base font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-bg-black w-[220px] lg:w-[240px] h-[50px] lg:h-[64px]"><span class="mr-1 lg:mr-2"><svg width="30" height="38" viewBox="0 0 14 16" fill="none" class="fill-white group-hover:fill-black scale-50 lg:scale-75" xmlns="http://www.w3.org/2000/svg"><path d="M11.2095 8.43237C11.1899 6.39084 12.9155 5.39747 12.9944 5.35089C12.0181 3.95401 10.5029 3.76287 9.97173 3.7478C8.69905 3.61627 7.4662 4.49454 6.81903 4.49454C6.15718 4.49454 5.15917 3.7615 4.08497 3.78137C2.70047 3.80329 1.40612 4.58839 0.695353 5.80783C-0.769522 8.29399 0.324242 11.9475 1.72692 13.9575C2.4286 14.9413 3.2498 16.0422 4.32329 16.0018C5.37442 15.96 5.7665 15.3455 7.03499 15.3455C8.2909 15.3455 8.65991 16.0018 9.75577 15.9778C10.8831 15.96 11.5925 14.9893 12.2704 13.9959C13.0818 12.8683 13.4075 11.7571 13.4208 11.7002C13.3935 11.6913 11.2311 10.8808 11.2095 8.43237Z"></path><path d="M9.14241 2.59166C9.70711 1.89835 10.0943 0.957056 9.98737 0C9.16967 0.0363092 8.14579 0.554914 7.55803 1.23246C7.03526 1.82916 6.56979 2.80883 6.6914 3.72752C7.60905 3.79465 8.55185 3.27399 9.14241 2.59166Z"></path></svg></span> <!-- -->Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="inline-flex items-center justify-center mr-3 rounded-md bg-black mb-2 lg:mb-0 px-1 lg:px-1 py-2.5 lg:py-3 text-sm lg:text-base font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-bg-black w-[220px] lg:w-[240px] h-[50px] lg:h-[64px]"><span class="mr-1 lg:mr-2"><img alt="arrow down" loading="lazy" width="28" height="32" decoding="async" data-nimg="1" class="mt-1 scale-50 lg:scale-75" style="color:transparent" src="/icons/play.svg"/></span> <!-- -->Download on Play Store</a></div></div></div><div class="hidden lg:flex lg:row-span-2 items-center order-4"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="275" height="270" decoding="async" data-nimg="1" class="" style="color:transparent" srcSet="/_next/image/?url=%2Fhome-bubbles2.png&w=384&q=75 1x, /_next/image/?url=%2Fhome-bubbles2.png&w=640&q=75 2x" src="/_next/image/?url=%2Fhome-bubbles2.png&w=640&q=75"/></div></div></div></section><section class="px-6 lg:px-8 py-12 lg:py-16 bg-white mb-12 lg:mb-16" id="testimonials"><div class="text-center"><h2 class="text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold mt-8 lg:mt-16">Here's what our customers think of us!</h2></div><div class="container mx-auto"><div class="slick-slider slick-initialized" dir="ltr"><div class="slick-list"><div class="slick-track" style="width:500%;left:-100%"><div data-index="-2" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Reliable loan provider</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">Fibe has been a lifesaver for me. Their loan process was fast and hassle-free, and their team was incredibly helpful and professional. Thanks to Fibe, I was able to overcome my financial challenges and achieve my goals. I highly recommend their services to anyone in need of a reliable loan provider.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Sonal Agarwal Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Sonal Agarwal</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="-1" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Minimal documentation</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">I have used so many apps before, but this app is very hassle-free with minimal documentation. In comparison to other apps, this app is very useful, as I have taken more than ten instant loans. Thanks, team Fibe.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Samrat Mitra Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Samrat Mitra</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="0" class="slick-slide slick-active slick-current" tabindex="-1" aria-hidden="false" style="outline:none;width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Instant loan in minutes</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Shubham Pawan Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Subham Pawar</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="1" class="slick-slide slick-active" tabindex="-1" aria-hidden="false" style="outline:none;width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Quick and easy </div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Shilpi Mukherjee Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Shilpi Mukherjee</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="2" class="slick-slide" tabindex="-1" aria-hidden="true" style="outline:none;width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Reliable loan provider</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">Fibe has been a lifesaver for me. Their loan process was fast and hassle-free, and their team was incredibly helpful and professional. Thanks to Fibe, I was able to overcome my financial challenges and achieve my goals. I highly recommend their services to anyone in need of a reliable loan provider.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Sonal Agarwal Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Sonal Agarwal</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="3" class="slick-slide" tabindex="-1" aria-hidden="true" style="outline:none;width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Minimal documentation</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">I have used so many apps before, but this app is very hassle-free with minimal documentation. In comparison to other apps, this app is very useful, as I have taken more than ten instant loans. Thanks, team Fibe.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Samrat Mitra Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Samrat Mitra</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="4" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Instant loan in minutes</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Shubham Pawan Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-13.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Subham Pawar</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="5" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Quick and easy </div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Shilpi Mukherjee Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-14.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Shilpi Mukherjee</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="6" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Reliable loan provider</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">Fibe has been a lifesaver for me. Their loan process was fast and hassle-free, and their team was incredibly helpful and professional. Thanks to Fibe, I was able to overcome my financial challenges and achieve my goals. I highly recommend their services to anyone in need of a reliable loan provider.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Sonal Agarwal Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FSonal-Agarwal-1.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Sonal Agarwal</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div><div data-index="7" tabindex="-1" class="slick-slide slick-cloned" aria-hidden="true" style="width:10%"><div><div class="flex"><div class="relative border rounded-lg p-4 lg:p-6 flex flex-col flex-wrap justify-center lg:justify-start m-2" tabindex="-1" style="width:100%;display:inline-block"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="absolute right-4 top-4 z-0 w-20 colonimg" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=640&q=75 640w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=750&q=75 750w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=828&q=75 828w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1080&q=75 1080w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1200&q=75 1200w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=1920&q=75 1920w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=2048&q=75 2048w, /_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75 3840w" src="/_next/image/?url=%2Ftestimonials%2Fcolon.png&w=3840&q=75"/><div class="flex flex-col items-stretch h-full justify-between"><div class="flex flex-col"><div class="[&>*]:mr-1 [&>*]:text-yellow-orange [&>*]:inline-block [&>*]:text-xl mb-3 lg:mb-6 flex justify-center lg:justify-start"><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/><img alt="Fibe stars" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/star.svg"/></div><div class="mb-3 lg:mb-6 font-semibold text-xl text-elephant-grey text-center lg:text-start">Minimal documentation</div><div class="text-center lg:text-start text-sm lg:text-lg font-normal text-elephant-grey">I have used so many apps before, but this app is very hassle-free with minimal documentation. In comparison to other apps, this app is very useful, as I have taken more than ten instant loans. Thanks, team Fibe.</div></div><div class="flex pt-4 items-center text-elephant-grey flex-col lg:flex-row"><img alt="Samrat Mitra Profile" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-20 w-20 rounded-full object-cover mb-2 lg:mb-0" style="color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Faltcont.fibe.in%2Fwp-content%2Fuploads%2F2023%2F08%2FMask-group-12.jpg&w=3840&q=75"/><div class="ml-3 lg:overflow-hidden"><p class="text-lg font-semibold text-elephant-grey text-center lg:text-start">Samrat Mitra</p><p class="text-sm text-elephant-grey truncate text-center lg:text-start font-medium"> </p></div></div></div></div></div></div></div></div></div><div class="slick-dots"><ul class="group [&>*]:mr-1 flex justify-center my-4"><li class="bg-slate-200 h-2 w-2 rounded-full [&.active]:bg-primary [&.active]:w-6 active"></li><li class="bg-slate-200 h-2 w-2 rounded-full 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9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-2 lg:gap-4 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-8 [&>*]:xl:pr-0 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow"><div class="font-semibold mb-5 capitalize">Products</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/instant-cash-loan/">Instant Cash Loan</a></li><li><a class="hover:text-primary" href="/personal-loan/">Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" href="/loan-against-mutual-fund/">Loan Against Mutual Funds</a></li><li><a class="hover:text-primary" href="/credit-card/fibe-axis-bank-credit-card/">Fibe Axis Bank Credit Card</a></li><li><a class="hover:text-primary" href="/personal-loan-app/">Personal Loan App</a></li><li><a class="hover:text-primary" href="/instant-loan-app/">Instant Cash Loan App</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-5 capitalize">Fibe EMIS</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/fibe-emis/">Buy Now Pay Later</a></li><li><a class="hover:text-primary" href="/fibe-emis/education/">Loan for Education</a></li><li><a class="hover:text-primary" href="/fibe-emis/healthcare/">Medical Loan</a></li><div class="font-semibold my-8 capitalize">Financial Wellness</div><li><a class="hover:text-primary" href="/financial-wellness/salary-advance/">Salary Advance</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-5 capitalize">About Company</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/about-us/">About Us</a></li><li class="first:mt-0"><a class="hover:text-primary" href="/careers/">Career</a></li><li class="first:mt-0"><a class="hover:text-primary" href="/contact-us/">Contact Us</a></li><li class="first:mt-0"><a class="hover:text-primary" href="/founders/">Meet the Team</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-5 capitalize">Resources</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/blogs/">Blogs</a></li><li><a class="hover:text-primary" href="/financial-dictionary/">Financial Dictionary</a></li><li><a class="hover:text-primary" href="/news/">News & Media</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-3 lg:mb-5">Download the App</div><div class="flex flex-wrap flex-col"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group/it1 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm 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href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group/it2 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 min-w-[210px]"><span class="mr-2"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-black group-hover/it2:fill-white"><path d="m9.037 7.413 2.291-2.267L2.44.195c-.33-.184-.63-.226-.884-.174l7.482 7.392ZM.92.547a1.5 1.5 0 0 0-.1.56v13.781c0 .215.036.398.098.556l7.534-7.457L.921.547ZM9.036 8.563l-7.49 7.412c.256.056.559.014.892-.172l8.905-4.962-2.307-2.278ZM14.835 7.095l-2.765-1.54-2.453 2.429 2.47 2.44 2.748-1.53c.889-.494.889-1.304 0-1.799Z"></path></svg></span> <!-- -->Download on Play Store</a></div><ul role="list" class="[&>*]:mr-2 flex 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xl:flex-grow xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/fair-code-practices/">Fair Practice Codes</a></li><li><a class="hover:text-primary" title="terms conditions" href="/terms-conditions/">Terms And Conditions</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/amazon-pay-gift-card-tnc/">Amazon pay giftcard T&C</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/promotions-tnc/">Promotional T&Cs for HRMS Tie-ups</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Refer & Earn T&C" href="/refer-n-earn-tnc/">Refer & Earn T&C</a></li><li><a class="hover:text-primary" title="Privacy Policy" href="/privacy-policy/">Privacy Policy</a></li><li><a class="hover:text-primary" title="Disclaimer" href="/disclaimer/">Disclaimer</a></li><li><a class="hover:text-primary" title="disclosure" href="/disclosure/">Disclosure</a></li><li><a class="hover:text-primary" title="regulatory disclosures" href="/regulatory-disclosures/">Regulatory Disclosures</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="vigil mechanism policy" href="/vigil-mechanism-policy/">Vigil Mechanism Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium policy" href="/moratorium-policy/">Moratorium Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium-terms" href="/moratorium-terms/">Moratorium Terms</a></li><li class="first:mt-0"><a class="hover:text-primary" title="face code conduct" href="/face-code-conduct/">FACE - Code of Conduct</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Grievance Redressal Policy" href="/grievance-redressal/">Grievance Redressal Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Lending Partners" href="/our-lending-partners/">Our Lending Partners</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Sourcing Partners" href="/our-sourcing-partners/">Our Sourcing Partners</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Collection Agencies" href="/our-collection-agencies/">Our Collection Agencies</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Resources</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Calculators</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/personal-loan-emi-calculator/">Personal Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="terms conditions" href="/instant-cash-loan-emi-calculator/">Instant Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/personal-loan-eligibility-calculator/">Eligibility Calculator</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/check-credit-score/">Check Credit Score</a></li><li><a class="hover:text-primary" title="Personal Loan Interest Rate" href="/personal-loan/personal-loan-interest-rate/">Personal Loan Interest Rate</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan Eligibility</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Instant Loan Eligibility Criteria" href="/instant-cash-loan/eligibility-criteria/">Instant Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Personal Loan Eligibility Criteria" href="/personal-loan/eligibility-criteria/">Personal Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Document Required for Instant Loan" href="/instant-cash-loan/documents-required/">Document Required for Instant Loan</a></li><li><a class="hover:text-primary" title="Document Required for Personal Loan" href="/personal-loan/documents-required/">Document Required for Personal Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan by Salary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="20,000 Salary Loan" href="/personal-loan/20000-salary-loan/">20,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="30,000 Salary Loan" href="/personal-loan/30000-salary-loan/">30,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="40,000 Salary Loan" href="/personal-loan/40000-salary-loan/">40,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="50,000 Salary Loan" href="/personal-loan/50000-salary-loan/">50,000 Salary Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Credit Card</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Free credit card" href="/credit-card/free-credit-card/">Free credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Cashback Credit card" href="/credit-card/cashback-credit-card/">Cashback Credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Card Eligibilty Criteria" href="/credit-card/credit-card-eligibility-criteria/">Card Eligibilty Criteria</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Document Required for Credit card" href="/credit-card/document-required-for-credit-card/">Document Required for Credit card</a></li></ul></div></div><div class="mt-6"></div><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Types of Loan</div><ul role="list" class="[&>*]:mb-3"><li><a class="hover:text-primary" title="Loan for Salaried Professional" href="/personal-loan/salaried-professional/">Loan for Salaried Professional</a></li><li><a class="hover:text-primary" title="Travel Loan" href="/personal-loan/travel-loan/">Travel Loan</a></li><li><a class="hover:text-primary" title="Digital Loan" href="/personal-loan/digital-loan/">Digital Loan</a></li><li><a class="hover:text-primary" title="Short Term Loan" href="/personal-loan/short-term-loan/">Short Term Loan</a></li><li><a class="hover:text-primary" title="Long Term Loan" href="/personal-loan/long-term-loan/">Long Term Loan</a></li><li><a class="hover:text-primary" title="Wedding Loan" href="/personal-loan/wedding-loan/">Wedding Loan</a></li><li><a class="hover:text-primary" title="Medical Loan" href="/personal-loan/medical-emergency-loan/">Medical Loan</a></li><li><a class="hover:text-primary" title="Secured Loan" href="/secured-loan/">Secured Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal loan by Amount</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="50000 Personal Loan" href="/personal-loan/50000-personal-loan/">50000 Loan</a></li><li><a class="hover:text-primary" title="60000 Personal Loan" href="/personal-loan/60000-personal-loan/">60000 Loan</a></li><li><a class="hover:text-primary" title="70000 Personal Loan" href="/personal-loan/70000-personal-loan/">70000 Loan</a></li><li><a class="hover:text-primary" title="80000 Personal Loan" href="/personal-loan/80000-personal-loan/">80000 Loan</a></li><li><a class="hover:text-primary" title="90000 Personal Loan" href="/personal-loan/90000-personal-loan/">90000 Loan</a></li><li><a class="hover:text-primary" title="1 Lakh Personal Loan" href="/personal-loan/1-lakh-personal-loan/">1 Lakh Loan</a></li><li><a class="hover:text-primary" title="2 Lakh Personal Loan" href="/personal-loan/2-lakh-personal-loan/">2 Lakh Loan</a></li><li><a class="hover:text-primary" title="3 Lakh Personal Loan" href="/personal-loan/3-lakh-personal-loan/">3 Lakh Loan</a></li><li><a class="hover:text-primary" title="4 Lakh Personal Loan" href="/personal-loan/4-lakh-personal-loan/">4 Lakh Loan</a></li><li><a class="hover:text-primary" title="5 Lakh Personal Loan" href="/personal-loan/5-lakh-personal-loan/">5 Lakh Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Blogs</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Foreclosure Charges for Personal Loan" href="/blogs/foreclosure-charges-for-personal-loan/">Foreclosure Charges for Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Personal Loan Statement" href="/blogs/check-your-personal-loan-statement-loan-details-in-6-easy-steps/">Check Personal Loan Statement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="What is Loan Account Number?" href="/blogs/loan-account-number-why-it-is-important-and-how-to-find-it/">What is Loan Account Number?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Loan Status Using Pan Card" href="/blogs/how-to-check-loan-status-using-pan-card/">Check Loan Status Using Pan Card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="How to Make Advance EMI Payment?" href="/blogs/how-to-make-advance-emi-payment-online/">How to Make Advance EMI Payment?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Bank Statement Online" href="/blogs/how-to-get-a-bank-statement-without-net-banking-credentials/">Check Bank Statement Online</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Bonus Calculation on Salary" href="/blogs/how-to-calculate-bonus-on-salary-and-why-it-is-important/">Bonus Calculation on Salary</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Financial Dictionary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Interest Rate" href="/financial-dictionary/interest-rate/">Interest Rate</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Penal Interest" href="/financial-dictionary/penal-interest/">Penal Interest</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Credit Line vs Credit Limit" href="/financial-dictionary/credit-line-vs-credit-limit/">Credit Line vs Credit Limit</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Grace Period" href="/financial-dictionary/grace-period/">Grace Period</a></li><li class="first:mt-0"><a class="hover:text-primary" title="NACH" href="/financial-dictionary/nach/">NACH</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Late Fee" href="/financial-dictionary/late-fee/">Late Fee</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pre Payment" href="/financial-dictionary/prepayment/">Pre Payment</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Amount Due" href="/financial-dictionary/amount-due/">Amount Due</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Disbursement" href="/financial-dictionary/disbursement/">Disbursement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pay Off" href="/financial-dictionary/pay-off-meaning/">Pay Off</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Fibe certifications</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="[&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 flex flex-wrap gap-4 flex-col sm:flex-row pt-3 mb-4"><div><p class="text-sm font-medium mb-2">Security Partner</p><div><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/dss-certification.svg"/></div></div><div class=""><p class="text-sm font-medium mb-2">ISO 27001 Certified</p><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/iso-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">SOC 2 Certified</p><img alt="DSS certification" loading="lazy" width="112" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/soc2-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">Member</p><div><img alt="DSS certification" loading="lazy" width="177" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/face-certification.svg"/></div></div></div></div></div></section><section class="bg-mid-grey text-white py-4 lg:py-6 px-4 rounded-lg"><p class="text-xs font-medium text-center lg:text-lg">FIBE is a registered trademark owned by Social Worth Technologies Private Limited and has licensed the same to Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited), a wholly-owned subsidiary.</p></section></div><section class="bg-midnight-black text-white py-1 lg:py-2 flex flex-col lg:flex-row justify-center items-center relaive"><div class=" lg:space-x-3 [&>*]:my-1 my-2"><div class="flex items-center lg:flex-row flex-col"><div class="textlg lg:text-xl pr-4">Need cash? 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A secured loan allows you to borrow funds by offering collateral or security, including assets like a house, car or even gold. Secured loans often come with attractive benefits, such as lower interest rates and longer repayment terms, making them a popular choice for large purchases — whether it’s a mortgage, car loan or even debt consolidation. The reason for these benefits is that the lender assumes less risk due to the collateral provided.\"}],[\"$\",\"p\",\"1\",{\"children\":\"In comparing a secured loan and an unsecured loan, secured loans stand out for their flexibility and lower interest rates. Unsecured loans, on the other hand, don’t require collateral but may come with higher interest rates as the lender bears more risk. Secured loans can also support business needs, like commercial mortgages or equipment financing. 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Purposes\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Flexible Loan Purposes: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Perfect for home improvements, debt consolidation or major purchases\"}]]}]]}],[\"$\",\"div\",\"2\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62065.png\",\"alt\":\"Lower interest rates\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Lower interest rates: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Enjoy more competitive rates compared to unsecured loans\"}]]}]]}],[\"$\",\"div\",\"3\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62060-1.png\",\"alt\":\"Longer Repayment Terms\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Longer Repayment Terms: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Spread payments over an extended period for added convenience\"}]]}]]}],[\"$\",\"div\",\"4\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62066.png\",\"alt\":\"Predictable Fixed Rates\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Predictable Fixed Rates: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Fixed interest rates offer stable, manageable monthly payments\"}]]}]]}],[\"$\",\"div\",\"5\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62070.png\",\"alt\":\"Easier Accessibility\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Easier Accessibility:\"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Collateral-backed loans can be more accessible, even with less-than-perfect credit\"}]]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"grid grid-cols-1 gap-7 mt-8 container mx-auto md:hidden\",\"children\":[[\"$\",\"div\",\"0\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62064-1.png\",\"alt\":\"Access to Larger Loan Amounts\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Access to Larger Loan Amounts: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Get higher loan amounts based on the value of your collateral\"}]]}]]}],[\"$\",\"div\",\"1\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62068-1.png\",\"alt\":\"Flexible Loan Purposes\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Flexible Loan Purposes: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Perfect for home improvements, debt consolidation or major purchases\"}]]}]]}],[\"$\",\"div\",\"2\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62065.png\",\"alt\":\"Lower interest rates\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Lower interest rates: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Enjoy more competitive rates compared to unsecured loans\"}]]}]]}],[\"$\",\"div\",\"3\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62060-1.png\",\"alt\":\"Longer Repayment Terms\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Longer Repayment Terms: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Spread payments over an extended period for added convenience\"}]]}]]}],[\"$\",\"div\",\"4\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62066.png\",\"alt\":\"Predictable Fixed Rates\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Predictable Fixed Rates: \"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Fixed interest rates offer stable, manageable monthly payments\"}]]}]]}],[\"$\",\"div\",\"5\",{\"className\":\"flex items-start\",\"children\":[[\"$\",\"div\",null,{\"className\":\"flex-none pr-4\",\"children\":[\"$\",\"img\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62070.png\",\"alt\":\"Easier Accessibility\"}]}],[\"$\",\"div\",null,{\"className\":\"flex-grow\",\"children\":[[\"$\",\"h3\",null,{\"className\":\"text-lg lg:text-xl font-semibold mb-2\",\"children\":\"Easier Accessibility:\"}],[\"$\",\"p\",null,{\"className\":\"text-base lg:text-lg text-sub-grey font-normal\",\"children\":\"Collateral-backed loans can be more accessible, even with less-than-perfect credit\"}]]}]]}]]}],[\"$\",\"p\",null,{\"className\":\"w-full mx-auto mt-6 text-base lg:text-xl text-center text-sub-grey font-normal\",\"children\":\"These key features highlight the benefits and risks associated with secured loans, allowing borrowers to make informed decisions about their financial options.\"}]]}],[\"$\",\"section\",null,{\"className\":\"px-6 lg:px-8 py-20 lg:py-[130px] bg-white text-center lg:text-left \",\"id\":\"howtouse\",\"children\":[\"$\",\"div\",null,{\"className\":\"container flex flex-col lg:flex-row justify-center items-center\",\"children\":[[\"$\",\"div\",null,{\"className\":\"w-full lg:w-2/3\",\"children\":[[\"$\",\"h2\",null,{\"className\":\"w-full text-center lg:text-start text-2xl lg:text-3xl mb-2 lg:mb-2 font-semibold leading-10 lg:leading-[42px]\",\"children\":\"Eligibility For Secured Loan\"}],[\"$\",\"div\",null,{\"children\":[[\"$\",\"div\",\"0\",{\"className\":\"leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl\",\"children\":[[\"$\",\"p\",null,{\"className\":\"lg:py-4 py-2\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eTo be eligible for a secured loan, you typically need to meet the following requirements:\u003c/span\u003e\"}}],false]}],[\"$\",\"div\",\"1\",{\"className\":\"leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl\",\"children\":[false,[[\"$\",\"div\",null,{\"className\":\"\",\"children\":false}],[\"$\",\"div\",null,{\"className\":\"text-start pl-6\",\"children\":[[\"$\",\"p\",\"0\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eAge: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eMinimum 21 years\u003c/span\u003e\"}}],[\"$\",\"p\",\"1\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eIncome: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eHave a stable income or a steady source of income\u003c/span\u003e\"}}],[\"$\",\"p\",\"2\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eCredit score: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eI Have a fair or good credit score (although some lenders may consider poor credit scores)\u003c/span\u003e\"}}],[\"$\",\"p\",\"3\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eCollateral: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eOwn an asset that can be used as collateral, such as a house, car or other valuable property\u003c/span\u003e\"}}],[\"$\",\"p\",\"4\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eDebt-to-Income Ratio: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eHave a manageable debt-to-income ratio (lenders may consider this to ensure you can afford loan repayments)\u003c/span\u003e\"}}],[\"$\",\"p\",\"5\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eResidency: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eBe a resident of the country or region where the lender operates\u003c/span\u003e\"}}]]}]]]}],[\"$\",\"div\",\"2\",{\"className\":\"leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl\",\"children\":[[\"$\",\"p\",null,{\"className\":\"lg:py-4 py-2\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eAdditionally, lenders may consider other factors such as:\u003c/span\u003e\"}}],false]}],[\"$\",\"div\",\"3\",{\"className\":\"leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl\",\"children\":[false,[[\"$\",\"div\",null,{\"className\":\"\",\"children\":false}],[\"$\",\"div\",null,{\"className\":\"text-start pl-6\",\"children\":[[\"$\",\"p\",\"0\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eLoan-to-value (LTV) ratio: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eThe percentage of the asset's value that you can borrow against\u003c/span\u003e\"}}],[\"$\",\"p\",\"1\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eAsset condition: \u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eThe condition and value of the asset being used as collateral\u003c/span\u003e\"}}],[\"$\",\"p\",\"2\",{\"className\":\"mb-1 list-item lg:text-xl text-base py-1\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eLoan purpose:\u003c/b\u003e\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eThe reason for taking out the loan (e.g., home improvements, debt consolidation)\u003c/span\u003e\"}}]]}]]]}],[\"$\",\"div\",\"4\",{\"className\":\"leading-[25px] lg:leading-[30px] text-start font-normal text-base lg:text-xl\",\"children\":[[\"$\",\"p\",null,{\"className\":\"lg:py-4 py-2\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cspan style=\\\"color:#5C5C5C;\\\"\u003eMeeting these requirements doesn't guarantee loan approval, as lenders may have additional criteria. It's essential to check with the lender for specific eligibility requirements and to discuss your circumstances.\u003c/span\u003e\"}}],false]}]]}]]}],[\"$\",\"div\",null,{\"className\":\"w-full lg:w-1/3\",\"children\":[\"$\",\"$L14\",null,{\"src\":\"/banners/3d-casual-life-girl-holding-laptop-and-having-an-idea.jpg\",\"alt\":\"Fibe personal loan and instant cash loan app\",\"className\":\"mx-auto\",\"width\":300,\"height\":300}]}]]}]}],[\"$\",\"$L15\",null,{\"documentsrequired\":{\"__typename\":\"Page_Documentsrequired\",\"showdocumentsrequired\":true,\"documentsrequiredorderid\":7,\"documentsrequiredtitle\":null,\"documentsrequireddescription\":null,\"documentsrequiredsubdescription\":\"Below are list of documents required for a secured loan:\",\"documentsrequiredlist\":[{\"__typename\":\"Page_Documentsrequired_documentsrequiredlist\",\"documentsrequiredlisttitle\":\"Identity Proof\",\"documentsrequiredlistdescription\":\"Passport, Driver's License or Aadhaar Card\",\"documentsrequirediconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325.png\",\"documentsrequirediconalt\":\"Identity Proof\"},{\"__typename\":\"Page_Documentsrequired_documentsrequiredlist\",\"documentsrequiredlisttitle\":\"Income Proof\",\"documentsrequiredlistdescription\":\"Latest 3 months' salary slips or bank statements showing income credits\",\"documentsrequirediconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-1.png\",\"documentsrequirediconalt\":\"Income Proof\"},{\"__typename\":\"Page_Documentsrequired_documentsrequiredlist\",\"documentsrequiredlisttitle\":\"Employment Proof\",\"documentsrequiredlistdescription\":\"Letter from employer confirming employment and duration\",\"documentsrequirediconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-2.png\",\"documentsrequirediconalt\":\"Employment Proof\"},{\"__typename\":\"Page_Documentsrequired_documentsrequiredlist\",\"documentsrequiredlisttitle\":\"Address Proof\",\"documentsrequiredlistdescription\":\"Utility bills or rent agreements showing the current address\",\"documentsrequirediconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-3.png\",\"documentsrequirediconalt\":\"Address Proof\"},{\"__typename\":\"Page_Documentsrequired_documentsrequiredlist\",\"documentsrequiredlisttitle\":\"Collateral Documents\",\"documentsrequiredlistdescription\":\"Property papers, registration certificate and insurance documents (if applicable)\",\"documentsrequirediconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-4.png\",\"documentsrequirediconalt\":\"Collateral Documents\"}]},\"eligbilitycriteria\":{\"__typename\":\"Page_Eligbilitycriteria\",\"showeligibilitycriteria\":true,\"eligibilitycriteriaorderid\":8,\"eligibilitycriteriatitle\":null,\"eligibilitycriteriadescription\":null,\"eligibilitycriteriasubdescription\":\"Below are list of documents required for a secured loan:\",\"eligibilitycriterialist\":[{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Identity Proof\",\"eligibilitycriterialistdescription\":\"Passport, Driver's License or Aadhaar Card\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325.png\",\"eligibilitycriteriaiconalt\":\"Identity Proof\"},{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Income Proof\",\"eligibilitycriterialistdescription\":\"Audited financial statements, balance sheet and profit \u0026 loss account\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-1.png\",\"eligibilitycriteriaiconalt\":\"Income Proof\"},{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Business Proof\",\"eligibilitycriterialistdescription\":\"Business registration documents, GST registration and trade licenses\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-2.png\",\"eligibilitycriteriaiconalt\":\"Business Proof\"},{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Address Proof\",\"eligibilitycriterialistdescription\":\"Utility bills or rent agreements showing the current address\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-3.png\",\"eligibilitycriteriaiconalt\":\"Address Proof\"},{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Collateral Documents\",\"eligibilitycriterialistdescription\":\"Property papers, registration certificate and insurance documents (if applicable)\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-4.png\",\"eligibilitycriteriaiconalt\":\"Collateral Documents\"},{\"__typename\":\"Page_Eligbilitycriteria_eligibilitycriterialist\",\"eligibilitycriterialisttitle\":\"Bank Statements\",\"eligibilitycriterialistdescription\":\"Last 12 months' bank statements showing business transactions\",\"eligibilitycriteriaiconurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-1171276325-5.png\",\"eligibilitycriteriaiconalt\":\"Bank Statements\"}],\"eligibilitycriteriahascta\":null,\"eligibilitycriteriabuttontext\":\"Check eligibility now\"}}],[\"$\",\"section\",null,{\"className\":\"\",\"id\":\"feesandcharges\",\"children\":[\"$\",\"div\",null,{\"className\":\"px-6 lg:px-8 py-20 lg:py-[130px]\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-center\",\"children\":[[\"$\",\"h2\",null,{\"className\":\"text-2xl lg:text-3xl mb-4 font-semibold\",\"children\":\"Interest rates \u0026 charges for a Secured Loan\"}],[\"$\",\"p\",null,{\"className\":\"mx-auto lg:pl-16 lg:pr-16 px-4 text-base lg:text-xl mb-2\",\"children\":\"Here are the interest rates and charges for a secured loan in a table format:\"}],[\"$\",\"p\",null,{\"className\":\"font-semibold max-w-5xl mx-auto text-base lg:text-xl mb-8\",\"children\":null}]]}],[\"$\",\"div\",null,{\"className\":\"overflow-clip rounded-2xl border boder-light-grey mt-5 flex mx-auto container\",\"children\":[\"$\",\"table\",null,{\"className\":\"table-auto w-full text-left text-base lg:text-xl \",\"children\":[[\"$\",\"thead\",null,{\"className\":\"bg-secondary\",\"children\":[[\"$\",\"tr\",null,{\"className\":\"bg-secondary contents lg:hidden\",\"children\":[\"$\",\"th\",null,{\"className\":\"col-span-full px-6 py-6 rounded-tl-2xl border-b boder-light-grey rounded-tr-2xl\",\"colSpan\":2,\"children\":\"Fee type \u0026 Charges\"}]}],[\"$\",\"tr\",null,{\"className\":\"bg-secondary w-full hidden lg:contents\",\"children\":[[\"$\",\"th\",null,{\"className\":\"px-6 py-6 w-2/5 rounded-tl-2xl border-b boder-light-grey\",\"children\":\"Particulars\"}],[\"$\",\"th\",null,{\"className\":\"px-6 rounded-tr-2xl border-b border-l boder-light-grey\",\"children\":\"Rates and Charges\"}]]}]]}],[\"$\",\"tbody\",null,{\"children\":[[\"$\",\"tr\",\"0\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Interest Rates\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"8.5% - 14.5%\"}]]}],[\"$\",\"tr\",\"1\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Processing Fees\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"1% - 2% of the loan amount\"}]]}],[\"$\",\"tr\",\"2\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Loan Origination Fee\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"0.5% - 1% of the loan amount\"}]]}],[\"$\",\"tr\",\"3\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Late Payment Fee\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"2% - 4% of the overdue amount\"}]]}],[\"$\",\"tr\",\"4\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Foreclosure Fee\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"1%-3% of the prepaid amount\"}]]}],[\"$\",\"tr\",\"5\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Collateral Registration Fee\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"₹1,000 - ₹5,000\"}]]}],[\"$\",\"tr\",\"6\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"Stamp Duty\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"As applicable by the state govt.\"}]]}],[\"$\",\"tr\",\"7\",{\"className\":\"odd:bg-white even:bg-ghost-white\",\"children\":[[\"$\",\"td\",null,{\"className\":\"px-6 py-6 font-medium\",\"children\":\"GST\"}],[\"$\",\"td\",null,{\"className\":\"px-6 py-6 border-0 lg:border-l boder-light-grey\",\"children\":\"18% on all fees \u0026 charges\"}]]}]]}]]}]}],[\"$\",\"div\",null,{\"className\":\"text-center\",\"children\":[\"$\",\"p\",null,{\"className\":\"mx-auto lg:pl-16 lg:pr-16 px-4 text-base lg:text-xl mb-2 mt-4 text-[#5C5C5C]\",\"children\":\"Note: Secured loans, including various types of secured loans such as mortgages, car loans and commercial loans, offer lower interest rates and longer repayment terms since the lender bears less risk. However, you risk losing your asset if you default. It's essential to understand the terms and conditions before signing the loan agreement, regardless of the type of secured loan you choose.\"}]}]]}]}],[\"$\",\"div\",null,{\"className\":\"pb-12 lg:pb-[100px]\",\"children\":[\"$\",\"$L16\",null,{\"id\":\"whyjoinus\",\"data\":{\"title\":\"How to apply for a Secured Loan? \",\"description\":\"Applying for a secured personal loan involves the following steps:\",\"list\":[{\"listTitle\":\"Check eligibility: \",\"descriptionList\":[{\"listDescriptionContent\":\"Review the lender's requirements and ensure you meet the criteria.\"}]},{\"listTitle\":\"Choose a lender: \",\"descriptionList\":[{\"listDescriptionContent\":\"Research and compare rates, terms and fees from various lenders.\"}]},{\"listTitle\":\"Gather documents: \",\"descriptionList\":[{\"listDescriptionContent\":\"Collect the necessary documents, such as income proof, ID and collateral papers.\"}]},{\"listTitle\":\"Apply online or offline: \",\"descriptionList\":[{\"listDescriptionContent\":\"Submit your application through the lender's website, mobile app or visit a branch in person.\"}]},{\"listTitle\":\"Loan processing: \",\"descriptionList\":[{\"listDescriptionContent\":\"The lender will review your application, verify documents and assess the collateral.\"}]},{\"listTitle\":\"Loan approval: \",\"descriptionList\":[{\"listDescriptionContent\":\"If approved, the lender will offer a loan agreement outlining the terms, interest rate and repayment schedule.\"}]},{\"listTitle\":\"Acceptance: \",\"descriptionList\":[{\"listDescriptionContent\":\"Review and sign the agreement and the lender will disburse the loan amount.\"}]},{\"listTitle\":\"Repayment: \",\"descriptionList\":[{\"listDescriptionContent\":\"Make regular payments as per the agreed schedule to avoid late fees and negative credit reporting.\"}]},{\"listTitle\":null,\"descriptionList\":[{\"listDescriptionContent\":\"Additionally, you can:\"}]},{\"listTitle\":\"Consult a loan advisor: \",\"descriptionList\":[{\"listDescriptionContent\":\"For guidance on the application process and loan options.\"}]},{\"listTitle\":\"Use online loan calculators: \",\"descriptionList\":[{\"listDescriptionContent\":\"To estimate your loan amount, interest rate and monthly payments.\"}]},{\"listTitle\":\"Read reviews and ratings: \",\"descriptionList\":[{\"listDescriptionContent\":\"To ensure the lender is reputable and reliable.\"}]}],\"imageUrl\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/casual-life-3d-girl-solving-problem-with-phone-1.jpg\",\"footer\":\"Remember to carefully review the loan terms and conditions before signing the agreement.\"},\"idx\":1,\"alignImgRight\":false,\"bgColor\":\"#FFF8FA\",\"elementCountPerSlide\":6}]}],[\"$\",\"section\",null,{\"className\":\"pb-12 lg:pb-24\",\"children\":[\"$\",\"section\",null,{\"className\":\"text-center lg:text-left \",\"id\":\"productinformation\",\"children\":[\"$\",\"div\",null,{\"className\":\"container flex flex-col lg:flex-row py-8 justify-center items-center\",\"children\":[[\"$\",\"div\",null,{\"className\":\"w-full lg:w-1/3 lg:mx-8 order-2 lg:order-2 \",\"children\":[\"$\",\"$L14\",null,{\"src\":\"https://altcont.fibe.in/wp-content/uploads/2024/10/Group-62014.jpg\",\"alt\":\"Fibe personal loan and instant cash loan app\",\"className\":\"mx-auto px-2 lg:pr-2 mix-blend-darken\",\"width\":350,\"height\":300}]}],[\"$\",\"div\",null,{\"className\":\"w-full lg:w-2/3\",\"children\":[[\"$\",\"h2\",null,{\"className\":\"w-full text-center lg:text-start text-2xl lg:text-3xl mb-2 lg:mb-3 font-semibold leading-10 lg:leading-[42px] \",\"children\":\"How Secured Loan Works?\"}],[\"$\",\"div\",null,{\"children\":[\"$\",\"div\",null,{\"className\":\"leading-[25px] lg:leading-[30px] text-sub-grey font-normal text-base lg:text-xl text-center lg:text-left\",\"children\":[[\"$\",\"div\",null,{\"className\":\"mb-4 px-2\",\"children\":\"A secured personal loan works by using an asset as collateral to secure the loan. Here's a step-by-step explanation:\"}],[\"$\",\"div\",null,{\"className\":\"px-3 lg:pr-3\",\"children\":[\"$\",\"ul\",null,{\"className\":\"list-disc pl-5\",\"children\":[[\"$\",\"li\",\"0\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eYou borrow money:\u003c/b\u003e You apply for a secured loan and receive a loan amount from a lender.\"}}],[\"$\",\"li\",\"1\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eYou provide collateral:\u003c/b\u003e You offer an asset, such as a house, car or property, as security for the loan.\"}}],[\"$\",\"li\",\"2\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eLender places a lien:\u003c/b\u003e The lender places a lien on the collateral, giving them legal rights to seize the asset if you default.\"}}],[\"$\",\"li\",\"3\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eYou repay the loan:\u003c/b\u003e You make regular payments, including interest and fees, to repay the loan.\"}}],[\"$\",\"li\",\"4\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eLender releases lien:\u003c/b\u003e Once the loan is fully repaid, the lender releases the lien and you regain full ownership of the collateral.\"}}],[\"$\",\"li\",\"5\",{\"className\":\"text-left mb-3 lg:text-xl text-base\",\"dangerouslySetInnerHTML\":{\"__html\":\"\u003cb style=\\\"color:black;\\\"\u003eDefault and repossession:\u003c/b\u003e If you fail to repay the loan, the lender can seize and sell the collateral to recoup their losses.\"}}]]}]}]]}]}],[\"$\",\"div\",null,{\"className\":\"text-center lg:text-left\",\"children\":[\"$\",\"p\",null,{\"className\":\"text-base lg:text-xl font-normal text-sub-grey px-2\",\"children\":\"Secured loans offer lower interest rates and longer repayment terms since the lender bears less risk. However, you risk losing your asset if you default. It's essential to understand the terms and conditions before signing the loan agreement.\"}]}]]}]]}]}]}],[\"$\",\"section\",null,{\"className\":\"px-6 lg:px-8 py-8 lg:py-12 bg-pastel-blue\",\"id\":\"calculator\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-center\",\"children\":[[\"$\",\"h2\",null,{\"className\":\"text-2xl lg:text-3xl mb-4 lg:mb-8 font-semibold\",\"children\":\"Secured loan EMI calculator \"}],[\"$\",\"p\",null,{\"className\":\"max-w-5xl mx-auto text-base lg:text-xl mb-8 text-sub-grey font-normal\",\"children\":\"A handy tool to quickly estimate monthly payments for collateral-backed loans, making your budgeting and planning a breeze.\"}]]}],[\"$\",\"div\",null,{\"className\":\"container max-w-screen-xl border rounded-lg lg:rounded-xl flex justify-center mt-[40px] lg:mt-[40px] relative bg-white\",\"children\":[\"$\",\"div\",null,{\"className\":\"lg:mt-2 px-0 lg:pb-6 lg:py-8 w-full\",\"children\":[\"$\",\"div\",null,{\"className\":\"lg:px-6 \",\"children\":[\"$\",\"$L17\",null,{}]}]}]}]]}],[\"$\",\"$L18\",null,{\"id\":\"LoanOptionsTable\",\"LoanOptionsTable\":{\"__typename\":\"Page_Loanoptionstable\",\"showloanoptionstable\":true,\"loanoptionstableorderid\":13,\"loanoptionstabletitle\":\"Multi-purpose personal loan options\",\"loanimagetable\":[{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Personal Loan\",\"loandescription\":\"Flexible loan for personal expenses or unexpected costs with easy repayment terms that suit your finances\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276440.jpg\",\"loanfooterlink\":\"/personal-loan/\",\"loancardbg\":\"#F2F8FF\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Instant Cash Loan\",\"loandescription\":\"Quick, short-term loan for urgent expenses, offering immediate access to funds with minimal documentation\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276441.jpg\",\"loanfooterlink\":\"/instant-cash-loan/\",\"loancardbg\":\"#F7FAFF\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Short-Term Loan\",\"loandescription\":\"Temporary loan for brief financial gaps, typically repaid within weeks or months, ideal for emergency funding\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Rectangle-5221.jpg\",\"loanfooterlink\":\"/personal-loan/short-term-loan/\",\"loancardbg\":\"#EFFCFF\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Long-Term Loan\",\"loandescription\":\"Extended loan for significant expenses or investments, with repayment periods spanning years, offering flexibility and stability\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276442.jpg\",\"loanfooterlink\":\"/personal-loan/long-term-loan/\",\"loancardbg\":\"#FFFCF8\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Travel Loan\",\"loandescription\":\"Specialised loan for travel expenses, covering trip costs with flexible repayment terms to suit travel plans\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276443.jpg\",\"loanfooterlink\":\"/personal-loan/travel-loan/\",\"loancardbg\":\"#F3FAFF\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Salaried Employee Loan\",\"loandescription\":\"Loan designed for salaried professionals, offering favourable terms, lower interest rates and convenient repayment options\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276446.jpg\",\"loanfooterlink\":\"/personal-loan/salaried-professional\",\"loancardbg\":\"#EEF7FF\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Wedding Loan\",\"loandescription\":\"Instant cash to cover all your wedding expenses, providing financial support for the big day, with flexible repayment terms\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276444.jpg\",\"loanfooterlink\":\"/personal-loan/wedding-loan/\",\"loancardbg\":\"#FFF5F6\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Medical Emergency Loan\",\"loandescription\":\"Urgent loans for medical crises, offering quick access to funds for treatments, surgeries or hospitalisation\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Group-1171276445.jpg\",\"loanfooterlink\":\"/personal-loan/medical-emergency-loan/\",\"loancardbg\":\"#F8F8F8\"},{\"__typename\":\"Page_Loanoptionstable_loanimagetable\",\"loantitle\":\"Loan Against Mutual Funds\",\"loandescription\":\"Get a seamless, secure and efficient loan against mutual fund experience\",\"loanimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2024/09/Rectangle-5221-1.jpg\",\"loanfooterlink\":\"/loan-against-mutual-fund/\",\"loancardbg\":\"#F3F9FC\"}]}}],[\"$\",\"section\",null,{\"id\":\"faqs\",\"className\":\"px-6 lg:px-8 py-5 lg:py-10 bg-latte\",\"children\":[\"$\",\"$L19\",null,{\"faqstitle\":\"FAQs on Secured Loan\",\"accordianData\":[{\"title\":\"What does secured mean on a loan?\",\"desc\":\"\u003cdiv class=\\\"ewd-ufaq-faq-list ewd-ufaq-page-type-load_more\\\" id='ewd-ufaq-faq-list'\u003e\\n\\n\\t\u003cinput type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /\u003e\\n\u003cinput type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /\u003e\\n\u003cinput type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /\u003e\\n\u003cinput type='hidden' name='orderby' value='date' id='ewd-ufaq-orderby' /\u003e\\n\u003cinput type='hidden' name='order' value='desc' id='ewd-ufaq-order' /\u003e\\n\u003cinput type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /\u003e\\n\u003cinput type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq?ufaq-tag=529\u0026amp;orderby=modified\u0026amp;per_page=50\u0026amp;order=asc' id='ewd-ufaq-current-url' /\u003e\\n\\t\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faqs'\u003e\\n\\n\\t\\t\u003cdiv class=\\\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\\\" id='ewd-ufaq-post-44439-pVsaUbAzrp' data-post_id='44439'\u003e\\n\\n\\t\u003cdiv class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'\u003e\\n\\t\\n\\t\u003ca class='ewd-ufaq-post-margin' href='#' role=\\\"button\\\"\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-post-margin-symbol ewd-ufaq-square'\u003e\\n\\t\\t\\t\u003cspan \u003eA\u003c/span\u003e\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-faq-title-text'\u003e\\n\\n\\t\\t\\t\u003ch4\u003e\\n\\t\\t\\t\\tWhat does secured mean on a loan?\\t\\t\\t\u003c/h4\u003e\\n\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-clear'\u003e\u003c/div\u003e\\n\\n\\t\u003c/a\u003e\\n\\t\\n\u003c/div\u003e\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faq-body ' \u003e\\n\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-author-date'\u003e\\n\\n\\tPosted\\n\\tby\\n\u003cspan class='ewd-ufaq-author'\u003e\\n\\tAnmol Smarkerz\u003c/span\u003e\\n\\ton\\n\u003cspan class='ewd-ufaq-date'\u003e\\n\\tSeptember 17, 2024\u003c/span\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-post-margin ewd-ufaq-faq-post'\u003e\\n\\t\\n\u003cp\u003e‘Secured’ on a loan means the lender has a legal claim to a specific asset (collateral) if the borrower defaults, allowing them to seize and sell it to recover losses.\u003c/p\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-custom-fields'\u003e\\n\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-categories'\u003e\\n\\t\\n\\tCategory:\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-tags'\u003e\\n\\t\\n\\tTag:\\t\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-permalink'\u003e\\n\\t\\n\\t\u003ca href='https://altcont.fibe.in/ufaqs/what-does-secured-mean-on-a-loan/?Display_FAQ=44439'\u003e\\n\\t\\t\\n\\t\\tPermalink\\t\\t \u003cdiv class='ewd-ufaq-permalink-image'\u003e\u003c/div\u003e \\t\\n\\t\u003c/a\u003e\\n\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\u003c/div\u003e\\n\\n\u003c/div\u003e\\n\\t\u003c/div\u003e\\n\\n\\t\\n\u003c/div\u003e\"},{\"title\":\"Are secured loans a good idea?\",\"desc\":\"\u003cdiv class=\\\"ewd-ufaq-faq-list ewd-ufaq-page-type-load_more\\\" id='ewd-ufaq-faq-list'\u003e\\n\\n\\t\u003cinput type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /\u003e\\n\u003cinput type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /\u003e\\n\u003cinput type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /\u003e\\n\u003cinput type='hidden' name='orderby' value='date' id='ewd-ufaq-orderby' /\u003e\\n\u003cinput type='hidden' name='order' value='desc' id='ewd-ufaq-order' /\u003e\\n\u003cinput type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /\u003e\\n\u003cinput type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq?ufaq-tag=529\u0026amp;orderby=modified\u0026amp;per_page=50\u0026amp;order=asc' id='ewd-ufaq-current-url' /\u003e\\n\\t\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faqs'\u003e\\n\\n\\t\\t\u003cdiv class=\\\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\\\" id='ewd-ufaq-post-44440-aOUoTB9Dcw' data-post_id='44440'\u003e\\n\\n\\t\u003cdiv class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'\u003e\\n\\t\\n\\t\u003ca class='ewd-ufaq-post-margin' href='#' role=\\\"button\\\"\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-post-margin-symbol ewd-ufaq-square'\u003e\\n\\t\\t\\t\u003cspan \u003eA\u003c/span\u003e\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-faq-title-text'\u003e\\n\\n\\t\\t\\t\u003ch4\u003e\\n\\t\\t\\t\\tAre secured loans a good idea?\\t\\t\\t\u003c/h4\u003e\\n\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-clear'\u003e\u003c/div\u003e\\n\\n\\t\u003c/a\u003e\\n\\t\\n\u003c/div\u003e\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faq-body ' \u003e\\n\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-author-date'\u003e\\n\\n\\tPosted\\n\\tby\\n\u003cspan class='ewd-ufaq-author'\u003e\\n\\tAnmol Smarkerz\u003c/span\u003e\\n\\ton\\n\u003cspan class='ewd-ufaq-date'\u003e\\n\\tSeptember 17, 2024\u003c/span\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-post-margin ewd-ufaq-faq-post'\u003e\\n\\t\\n\u003cp\u003eThese loans can be a good idea if you need a large loan amount or lower interest rates but be cautious of risking your collateral if you default on payments.\u003c/p\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-custom-fields'\u003e\\n\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-categories'\u003e\\n\\t\\n\\tCategory:\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-tags'\u003e\\n\\t\\n\\tTag:\\t\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-permalink'\u003e\\n\\t\\n\\t\u003ca href='https://altcont.fibe.in/ufaqs/are-secured-loans-a-good-idea/?Display_FAQ=44440'\u003e\\n\\t\\t\\n\\t\\tPermalink\\t\\t \u003cdiv class='ewd-ufaq-permalink-image'\u003e\u003c/div\u003e \\t\\n\\t\u003c/a\u003e\\n\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\u003c/div\u003e\\n\\n\u003c/div\u003e\\n\\t\u003c/div\u003e\\n\\n\\t\\n\u003c/div\u003e\"},{\"title\":\"Does the CIBIL score matter for secured loans?\",\"desc\":\"\u003cdiv class=\\\"ewd-ufaq-faq-list ewd-ufaq-page-type-load_more\\\" id='ewd-ufaq-faq-list'\u003e\\n\\n\\t\u003cinput type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /\u003e\\n\u003cinput type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /\u003e\\n\u003cinput type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /\u003e\\n\u003cinput type='hidden' name='orderby' value='date' id='ewd-ufaq-orderby' /\u003e\\n\u003cinput type='hidden' name='order' value='desc' id='ewd-ufaq-order' /\u003e\\n\u003cinput type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /\u003e\\n\u003cinput type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq?ufaq-tag=529\u0026amp;orderby=modified\u0026amp;per_page=50\u0026amp;order=asc' id='ewd-ufaq-current-url' /\u003e\\n\\t\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faqs'\u003e\\n\\n\\t\\t\u003cdiv class=\\\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\\\" id='ewd-ufaq-post-44441-Gycsb7WD4R' data-post_id='44441'\u003e\\n\\n\\t\u003cdiv class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'\u003e\\n\\t\\n\\t\u003ca class='ewd-ufaq-post-margin' href='#' role=\\\"button\\\"\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-post-margin-symbol ewd-ufaq-square'\u003e\\n\\t\\t\\t\u003cspan \u003eA\u003c/span\u003e\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-faq-title-text'\u003e\\n\\n\\t\\t\\t\u003ch4\u003e\\n\\t\\t\\t\\tDoes the CIBIL score matter for secured loans?\\t\\t\\t\u003c/h4\u003e\\n\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-clear'\u003e\u003c/div\u003e\\n\\n\\t\u003c/a\u003e\\n\\t\\n\u003c/div\u003e\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faq-body ' \u003e\\n\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-author-date'\u003e\\n\\n\\tPosted\\n\\tby\\n\u003cspan class='ewd-ufaq-author'\u003e\\n\\tAnmol Smarkerz\u003c/span\u003e\\n\\ton\\n\u003cspan class='ewd-ufaq-date'\u003e\\n\\tSeptember 17, 2024\u003c/span\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-post-margin ewd-ufaq-faq-post'\u003e\\n\\t\\n\u003cp\u003eYes, CIBIL score matters for secured loans, as a good credit score can help you qualify for better interest rates and terms, while a poor score may lead to higher interest rates or loan rejection.\u003c/p\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-custom-fields'\u003e\\n\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-categories'\u003e\\n\\t\\n\\tCategory:\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-tags'\u003e\\n\\t\\n\\tTag:\\t\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-permalink'\u003e\\n\\t\\n\\t\u003ca href='https://altcont.fibe.in/ufaqs/does-the-cibil-score-matter-for-secured-loans/?Display_FAQ=44441'\u003e\\n\\t\\t\\n\\t\\tPermalink\\t\\t \u003cdiv class='ewd-ufaq-permalink-image'\u003e\u003c/div\u003e \\t\\n\\t\u003c/a\u003e\\n\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\u003c/div\u003e\\n\\n\u003c/div\u003e\\n\\t\u003c/div\u003e\\n\\n\\t\\n\u003c/div\u003e\"},{\"title\":\"What is the interest rate for a secured loan?\",\"desc\":\"\u003cdiv class=\\\"ewd-ufaq-faq-list ewd-ufaq-page-type-load_more\\\" id='ewd-ufaq-faq-list'\u003e\\n\\n\\t\u003cinput type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' /\u003e\\n\u003cinput type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' /\u003e\\n\u003cinput type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' /\u003e\\n\u003cinput type='hidden' name='orderby' value='date' id='ewd-ufaq-orderby' /\u003e\\n\u003cinput type='hidden' name='order' value='desc' id='ewd-ufaq-order' /\u003e\\n\u003cinput type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' /\u003e\\n\u003cinput type='hidden' name='current_url' value='/wp-json/wp/v2/ufaq?ufaq-tag=529\u0026amp;orderby=modified\u0026amp;per_page=50\u0026amp;order=asc' id='ewd-ufaq-current-url' /\u003e\\n\\t\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faqs'\u003e\\n\\n\\t\\t\u003cdiv class=\\\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\\\" id='ewd-ufaq-post-44442-FV2bH0utk9' data-post_id='44442'\u003e\\n\\n\\t\u003cdiv class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'\u003e\\n\\t\\n\\t\u003ca class='ewd-ufaq-post-margin' href='#' role=\\\"button\\\"\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-post-margin-symbol ewd-ufaq-square'\u003e\\n\\t\\t\\t\u003cspan \u003eA\u003c/span\u003e\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-faq-title-text'\u003e\\n\\n\\t\\t\\t\u003ch4\u003e\\n\\t\\t\\t\\tWhat is the interest rate for a secured loan?\\t\\t\\t\u003c/h4\u003e\\n\\n\\t\\t\u003c/div\u003e\\n\\n\\t\\t\u003cdiv class='ewd-ufaq-clear'\u003e\u003c/div\u003e\\n\\n\\t\u003c/a\u003e\\n\\t\\n\u003c/div\u003e\\n\\t\\n\\t\u003cdiv class='ewd-ufaq-faq-body ' \u003e\\n\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-author-date'\u003e\\n\\n\\tPosted\\n\\tby\\n\u003cspan class='ewd-ufaq-author'\u003e\\n\\tAnmol Smarkerz\u003c/span\u003e\\n\\ton\\n\u003cspan class='ewd-ufaq-date'\u003e\\n\\tSeptember 17, 2024\u003c/span\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-post-margin ewd-ufaq-faq-post'\u003e\\n\\t\\n\u003cp\u003eThe interest rate for a secured loan typically ranges from 8.5% to 14.5% per annum, depending on the lender, loan amount, credit score and collateral value.\u003c/p\u003e\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-custom-fields'\u003e\\n\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-categories'\u003e\\n\\t\\n\\tCategory:\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-faq-tags'\u003e\\n\\t\\n\\tTag:\\t\\n\\t\\n\\t\\tSecured Loan\\n\\t\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\u003cdiv class='ewd-ufaq-permalink'\u003e\\n\\t\\n\\t\u003ca href='https://altcont.fibe.in/ufaqs/what-is-the-interest-rate-for-a-secured-loan/?Display_FAQ=44442'\u003e\\n\\t\\t\\n\\t\\tPermalink\\t\\t \u003cdiv class='ewd-ufaq-permalink-image'\u003e\u003c/div\u003e \\t\\n\\t\u003c/a\u003e\\n\\n\u003c/div\u003e\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\\t\\t\\n\\t\\t\\n\\t\u003c/div\u003e\\n\\n\u003c/div\u003e\\n\\t\u003c/div\u003e\\n\\n\\t\\n\u003c/div\u003e\"}]}]}],[\"$\",\"section\",null,{\"className\":\"px-6 lg:px-8 py-20 lg:py-32 bg-white\",\"id\":\"blogsonpages\",\"children\":[\"$\",\"$L1a\",null,{\"blogtitle\":\"Related Blogs\",\"error\":false,\"data\":[{\"__typename\":\"Post\",\"title\":\"Reinvesting the Mutual Fund Loan: Important Things to Know\",\"excerpt\":\"\u003cp\u003eMutual fund loans allow you to leverage your assets to maximise returns and provide you with a strategic advantage. You can even unlock the potential of your mutual funds by taking a loan against them and then reinvesting those funds to compound your earnings.\u0026nbsp; Seasoned investors often use this strategy to access cash to keep \u0026hellip; \u003c/p\u003e\\n\u003cp class=\\\"link-more\\\"\u003e\u003ca href=\\\"https://altcont.fibe.in/can-i-reinvest-in-mutual-funds-after-taking-a-mutual-fund-loan/\\\" class=\\\"more-link\\\"\u003eContinue reading\u003cspan class=\\\"screen-reader-text\\\"\u003e \u0026#8220;Reinvesting the Mutual Fund Loan: Important Things to Know\u0026#8221;\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\\n\",\"modified\":\"2024-09-19T13:11:13\",\"slug\":\"/blogs/can-i-reinvest-in-mutual-funds-after-taking-a-mutual-fund-loan/\",\"blogsViewCounts\":{\"__typename\":\"Post_Blogsviewcounts\",\"blogsViewCountsValue\":100,\"blogsCardPreviewText\":\"Important Things to Know About Loans Against Mutual Funds | Fibe\"},\"featuredImage\":{\"__typename\":\"NodeWithFeaturedImageToMediaItemConnectionEdge\",\"node\":{\"__typename\":\"MediaItem\",\"sourceUrl\":\"https://altcont.fibe.in/wp-content/uploads/2024/07/12Can-I-take-a-loan-against-my-mutual-funds-and-reinvest-again-in-mutual-funds.jpg\"}},\"categories\":{\"__typename\":\"PostToCategoryConnection\",\"edges\":[{\"__typename\":\"PostToCategoryConnectionEdge\",\"node\":{\"__typename\":\"Category\",\"name\":\"Secured Loan\"}}]}},{\"__typename\":\"Post\",\"title\":\"Loan Against Mutual Funds\",\"excerpt\":\"\u003cp\u003eSecured loans, like a loan against mutual funds, often have lower interest rates. Choosing this lending option has twin benefits. One, you get to enjoy the loan for your desired purpose. Second, your investments continue to accrue interest undisturbed. Considering these perks, you may wonder, ‘How can I get a loan against a mutual fund?’. \u0026hellip; \u003c/p\u003e\\n\u003cp class=\\\"link-more\\\"\u003e\u003ca href=\\\"https://altcont.fibe.in/loan-against-mutual-funds/\\\" class=\\\"more-link\\\"\u003eContinue reading\u003cspan class=\\\"screen-reader-text\\\"\u003e \u0026#8220;Loan Against Mutual Funds\u0026#8221;\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\\n\",\"modified\":\"2024-09-18T13:10:35\",\"slug\":\"/blogs/loan-against-mutual-funds/\",\"blogsViewCounts\":{\"__typename\":\"Post_Blogsviewcounts\",\"blogsViewCountsValue\":100,\"blogsCardPreviewText\":\"Loan Against Mutual Funds - Know Eligibility and Benefits\"},\"featuredImage\":{\"__typename\":\"NodeWithFeaturedImageToMediaItemConnectionEdge\",\"node\":{\"__typename\":\"MediaItem\",\"sourceUrl\":\"https://altcont.fibe.in/wp-content/uploads/2023/05/Loan-Against-Mutual-Funds.png\"}},\"categories\":{\"__typename\":\"PostToCategoryConnection\",\"edges\":[{\"__typename\":\"PostToCategoryConnectionEdge\",\"node\":{\"__typename\":\"Category\",\"name\":\"Secured Loan\"}}]}},{\"__typename\":\"Post\",\"title\":\"All You Need to Know About Investing in Mutual Funds- for Beginners\",\"excerpt\":\"\u003cp\u003eInvestments ensure the long-term financial security, which is why investing a portion of your earnings is one of the most important things you can do. Aspiring Indian professionals of today recognize that along with contributing to a financially secure future, investments can also be a steady source of income. Their returns can be channeled into \u0026hellip; \u003c/p\u003e\\n\u003cp class=\\\"link-more\\\"\u003e\u003ca href=\\\"https://altcont.fibe.in/all-you-need-to-know-about-investing-in-mutual-funds-for-beginners/\\\" class=\\\"more-link\\\"\u003eContinue reading\u003cspan class=\\\"screen-reader-text\\\"\u003e \u0026#8220;All You Need to Know About Investing in Mutual Funds- for Beginners\u0026#8221;\u003c/span\u003e\u003c/a\u003e\u003c/p\u003e\\n\",\"modified\":\"2024-08-14T15:12:54\",\"slug\":\"/blogs/all-you-need-to-know-about-investing-in-mutual-funds-for-beginners/\",\"blogsViewCounts\":{\"__typename\":\"Post_Blogsviewcounts\",\"blogsViewCountsValue\":100,\"blogsCardPreviewText\":\"All You Need to Know About Investing in Mutual Funds- for Beginners - India's Largest Lending Platform | Fibe (formerly EarlySalary)\"},\"featuredImage\":{\"__typename\":\"NodeWithFeaturedImageToMediaItemConnectionEdge\",\"node\":{\"__typename\":\"MediaItem\",\"sourceUrl\":\"https://altcont.fibe.in/wp-content/uploads/2020/10/shutterstock_517880104.jpg\"}},\"categories\":{\"__typename\":\"PostToCategoryConnection\",\"edges\":[{\"__typename\":\"PostToCategoryConnectionEdge\",\"node\":{\"__typename\":\"Category\",\"name\":\"Secured Loan\"}}]}}],\"redirectionUrl\":\"/blogs/personal-loan/\",\"ctaPadding\":\"lg:my-0\"}]}],[\"$\",\"section\",null,{\"className\":\" py-0 lg:py-0\",\"id\":\"downloadApp\",\"children\":[\"$\",\"div\",null,{\"className\":\" bg-[#F6FFFF] py-[20px] flex justify-center items-center lg:py-[40px] px-6 lg:px-8 \",\"children\":[\"$\",\"div\",null,{\"className\":\"inline-grid lg:grid-rows-2 grid-flow-row lg:grid-flow-col lg:gap-20 gap-4 w-full justify-center max-w-[2000px] items-center\",\"children\":[[\"$\",\"div\",null,{\"className\":\"lg:col-span-2 lg:row-span-2 order-2 lg:order-1 flex justify-center lg:justify-start\",\"children\":[\"$\",\"$L14\",null,{\"src\":\"/brandImageDown.jpg\",\"alt\":\"Fibe personal loan and instant cash loan app\",\"className\":\" max-w-[300px] mix-blend-multiply\",\"width\":447,\"height\":533}]}],[\"$\",\"div\",null,{\"className\":\"lg:col-span-2 lg:row-span-2 flex flex-col items-start order-1 lg:order-2\",\"children\":[[\"$\",\"div\",null,{\"className\":\"text-center lg:text-left max-w-lg \",\"children\":[[\"$\",\"h2\",null,{\"className\":\"text-2xl lg:text-3xl mb-43 lg:mb-6 font-semibold\",\"children\":\"The cool new vibe to finance!\"}],[\"$\",\"p\",null,{\"className\":\"text-lg mb-8 font-medium\",\"children\":\"Download he Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere\"}]]}],[\"$\",\"div\",null,{\"className\":\"flex justify-center lg:justify-start w-full items-center\",\"children\":[[\"$\",\"$L14\",null,{\"src\":\"/appsflyer.png\",\"alt\":\"Fibe personal loan and instant cash loan 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So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!\",\"customername\":\"Subham Pawar\",\"customerdesignation\":null,\"customerimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2023/08/Mask-group-13.jpg\",\"customerimagealt\":\"Shubham Pawan Profile\"},{\"__typename\":\"CommonData_Testimonialdata_testimoniallist\",\"testimonialratings\":5,\"testimonialtitle\":\"Quick and easy \",\"testimonialdescription\":\"The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.\",\"customername\":\"Shilpi Mukherjee\",\"customerdesignation\":null,\"customerimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2023/08/Mask-group-14.jpg\",\"customerimagealt\":\"Shilpi Mukherjee Profile\"},{\"__typename\":\"CommonData_Testimonialdata_testimoniallist\",\"testimonialratings\":5,\"testimonialtitle\":\"Reliable loan provider\",\"testimonialdescription\":\"Fibe has been a lifesaver for me. Their loan process was fast and hassle-free, and their team was incredibly helpful and professional. Thanks to Fibe, I was able to overcome my financial challenges and achieve my goals. I highly recommend their services to anyone in need of a reliable loan provider.\",\"customername\":\"Sonal Agarwal\",\"customerdesignation\":null,\"customerimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2023/08/Sonal-Agarwal-1.jpg\",\"customerimagealt\":\"Sonal Agarwal Profile\"},{\"__typename\":\"CommonData_Testimonialdata_testimoniallist\",\"testimonialratings\":5,\"testimonialtitle\":\"Minimal documentation\",\"testimonialdescription\":\"I have used so many apps before, but this app is very hassle-free with minimal documentation. In comparison to other apps, this app is very useful, as I have taken more than ten instant loans. Thanks, team Fibe.\",\"customername\":\"Samrat Mitra\",\"customerdesignation\":null,\"customerimageurl\":\"https://altcont.fibe.in/wp-content/uploads/2023/08/Mask-group-12.jpg\",\"customerimagealt\":\"Samrat Mitra Profile\"}]}]],[\"$\",\"$L1c\",null,{}]]\n"])</script>