Specialty Coverages | Risk Strategies

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</div> <div id="hs_cos_wrapper_widget_81143375198" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="vertical-spacer module module--padding-top-medium module--padding-bottom-none module--bg-transparent"> </div></div></span> </div> <div class="page page--sheet"> <div class="flex-top-sheet"> <span id="hs_cos_wrapper_flex-top-sheet" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"></span> </div> <div class="primary-content primary-content--two-col-right"> <div class="primary-content__left-col flex-nested"> <span id="hs_cos_wrapper_left-col" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"><div id="hs_cos_wrapper_widget_81143375199" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="one-column module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="one-column__grid"> <div class="column-block__content"> <h2>If it matters to you, we want to help protect it</h2> <p>Some personal insurance needs fall outside the lines of a traditional property and liability coverage portfolio, but that doesn’t make them any less important.<br><br>The breadth of specialty practices within Risk Strategies enables Private Client Services to extend its reach. Your broker is a gateway to this team of multidisciplinary experts, augmenting your perspective and ensuring a seamless client experience.</p> <h3>Coverage considerations</h3> <p>A successful lifestyle usually is a busy lifestyle. Perhaps you are flying privately, hosting charity events, or cheering on your children at sporting events. You may be embarking on vacation home renovations or looking to shore up your family’s digital footprint. <br><br>When warranted, we tap into the wider Risk Strategies network for supplemental solutions to keep your world secure. Here are just a few areas of expertise:</p> <ul> <li><a href="/industries/marine-yacht/individuals?hsLang=en" rel="noopener" target="_blank"><span>Yacht Insurance</span></a></li> <li>Aviation</li> <li>Cyber</li> <li>Farm and ranch</li> <li>Group excess liability</li> <li>Kidnap and ransom</li> <li>Special events</li> <li>Travel & Accident </li> <li>Workers’ compensation</li> <li><a href="/travel-medical-and-trip-insurance?hsLang=en" rel="noopener" target="_blank"><span>Adventure & Luxury Travel Insurance</span></a><br><span></span></li> </ul> <h3>Preservation, mitigation, recovery, resilience</h3> <p>Risk Strategies embraces a risk management philosophy across the enterprise. We couple your coverage selections with actionable advice and loss avoidance tactics. Claims can’t always be avoided, but we always look for ways to minimize friction and frustration.</p> <p>Despite the volume of experts who inform your specialty insurance selections, we also strive to deliver simplicity. Your broker remains your primary relationship manager, offering coverage explanations and year-round support.</p> </div> </div> </div> </div> </div> </div> </div></span> </div> <div class="primary-content__right-col flex-nested"> <span id="hs_cos_wrapper_right-col" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"><div id="hs_cos_wrapper_widget_1665505520399" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class=""> <div class="sidebar-menu module module--padding-top-xxs module--padding-bottom-xxs module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="sidebar-menu module sidebar-menu--dynamic" data-active-level="2"> <div class="sidebar-menu__section-header"> <h3>Explore</h3> </div> <div class="sidebar-menu__inner"> <div class="sidebar-menu__menu" data-active-level="2"> <div id="hs_menu_wrapper_widget_1665505520399_sidebar_menu" class="hs-menu-wrapper active-branch flyouts hs-menu-flow-horizontal" role="navigation" data-sitemap-name="default" data-menu-id="90303774474" aria-label="Navigation Menu"> <ul role="menu" class="active-branch"> <li class="hs-menu-item hs-menu-depth-1 hs-item-has-children active-branch" role="none"><a href="javascript:;" aria-haspopup="true" aria-expanded="false" role="menuitem">Private Client Services</a> <ul role="menu" class="hs-menu-children-wrapper active-branch"> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services" role="menuitem">Private Client Services Overview</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/home-estate/" role="menuitem">Homeowners</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/flood-insurance" role="menuitem">Flood</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/collections/" role="menuitem">Collections</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/umbrella-excess-liability" role="menuitem">Umbrella & Excess Liability</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/auto" role="menuitem">Auto</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/collector-car-insurance" role="menuitem">Collector & Exotic Car</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/industries/marine-yacht/individuals" role="menuitem">Boat & Yacht </a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/private-client-services/family-office" role="menuitem">Family Office</a></li> <li class="hs-menu-item hs-menu-depth-2 active active-branch" role="none"><a href="https://www.risk-strategies.com/private-client-services/specialty-coverages/" role="menuitem">Specialty Coverages</a></li> <li class="hs-menu-item hs-menu-depth-2" role="none"><a href="https://www.risk-strategies.com/privateclientresources" role="menuitem">Private Client Risk Resource Center</a></li> </ul></li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> <div id="hs_cos_wrapper_widget_1659675693230" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="team-members module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-header module__section-header--block-align-left"> <div class="module__section-header-inner module__section-header-inner--text-align-left constrain--8"> <h3>Practice Leadership</h3> </div> </div> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="module__grid module__grid--three-col"> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=300&height=300&name=Murphy_Alison.jpg" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=150&height=150&name=Murphy_Alison.jpg 150w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=300&height=300&name=Murphy_Alison.jpg 300w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=450&height=450&name=Murphy_Alison.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=600&height=600&name=Murphy_Alison.jpg 600w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=750&height=750&name=Murphy_Alison.jpg 750w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Murphy_Alison.jpg?width=900&height=900&name=Murphy_Alison.jpg 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <a class="inline-popup" href="#1659675693230-alison-murphy-bio-modal" aria-label="Connect with Alison Murphy"> <span>Alison Murphy</span> </a> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/alison-murphy-cpria-4349a7a/" aria-label="Connect with Alison Murphy on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation long"> <div class="team-member__title"> <p>National Private Client Services Practice Leader</p> </div> </div> </div> </div> </div> <div id="1659675693230-alison-murphy-bio-modal" class="team-member__modal mfp-hide"> <div class="team-member__modal-inner"> <div class="team-member__modal-grid"> <div class="team-member__modal-photo"> <div class="team-member__modal-photo-inner"> <img src="https://www.risk-strategies.com/hubfs/Web%20Headshots/Murphy_Alison.jpg" alt="Alison Murphy"> </div> </div> <div class="team-member__modal-content"> <div class="team-member__modal-content-title"> <div><h3 class="team-member__modal-name">Alison Murphy</h3></div> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/alison-murphy-cpria-4349a7a/" aria-label="Follow on LinkedIn" target="_blank"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <p class="large"></p><p>National Private Client Services Practice Leader</p><p></p> Alison joined Risk Strategies in 2021, developing and leading the overall national growth strategy for Private Client Services. She focuses on enhancing the client experience for our high net worth clients and delivering tailored solutions that better serve their unique insurance and risk management needs.<br><br>With over 25 years of experience in the property & casualty insurance industry, Alison has spent the majority of her career in the high net worth segment. Prior to joining Risk Strategies, she worked for the PURE Group of Insurance Companies where she held various leadership positions including Eastern Zone Executive. Previously, she held various roles focused on business development and underwriting for AIG and The Chubb Corporation.<br><br>Alison holds a Bachelor of Arts in English Literature from Franklin & Marshall College and is a graduate of Boston’s Future Leaders Program. She is actively engaged in her community through several organizations including the Greater Boston Chamber of Commerce, Insurance Industry Charitable Foundation, Women’s Lunch Place and the Dana-Farber Cancer Institute’s Falmouth Road Race. </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=300&height=300&name=Tim%20DeRosa.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=150&height=150&name=Tim%20DeRosa.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=300&height=300&name=Tim%20DeRosa.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=450&height=450&name=Tim%20DeRosa.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=600&height=600&name=Tim%20DeRosa.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=750&height=750&name=Tim%20DeRosa.png 750w, https://www.risk-strategies.com/hs-fs/hubfs/Tim%20DeRosa.png?width=900&height=900&name=Tim%20DeRosa.png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <a class="inline-popup" href="#1659675693230-tim-derosa-bio-modal" aria-label="Connect with Tim deRosa"> <span>Tim deRosa</span> </a> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/tim-derosa-cic-18353010/" aria-label="Connect with Tim deRosa on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> Chief Operating Officer, Personal Lines </div> </div> </div> </div> </div> <div id="1659675693230-tim-derosa-bio-modal" class="team-member__modal mfp-hide"> <div class="team-member__modal-inner"> <div class="team-member__modal-grid"> <div class="team-member__modal-photo"> <div class="team-member__modal-photo-inner"> <img src="https://www.risk-strategies.com/hubfs/Tim%20DeRosa.png" alt="Tim deRosa"> </div> </div> <div class="team-member__modal-content"> <div class="team-member__modal-content-title"> <div><h3 class="team-member__modal-name">Tim deRosa</h3></div> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/tim-derosa-cic-18353010/" aria-label="Follow on LinkedIn" target="_blank"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <p class="large">Chief Operating Officer, Personal Lines</p> <p>Tim joined Risk Strategies in 2022 as the Chief Operating Officer for the Private Client Practice to help develop and implement the strategic vison for the practice and to manage day-to-day practice operations and technologies. His responsibilities include driving operational efficiencies across all offices and regions, enhancing the client experience through the use of technology, standardizing and optimizing workflows and helping to oversee the management of the Private Client Practices' largest carrier relationships.</p> <p>In addition to his practice leadership role, Tim is also a personal risk advisor and works directly with successful families across the county. He assesses client needs, identifies future risks, and develops customized, comprehensive personal insurance solutions that align with their risk management priorities.</p> <p>With nearly 25 years of experience in the insurance industry, Tim brings a wide range of experience having spent dedicated time on the retail, wholesale, and carrier sides of the business. He founded and sold Platinum Partners, a successful wholesale business focused exclusively on the private client segment. He also served as Executive Vice President of Orchid Underwriters, a private equity backed specialty MGA which he joined after selling his firm. In addition, Tim spent nearly a decade at Chubb Personal Risk Services where he held several executive level positions in both underwriting and marketing, including leading the New England Region.</p> <p>Tim earned a Bachelor of Arts degree in Political Science from Drew University. He is a member of PRMA (Private Risk Management Association), a longtime member of the Boston Estate Planning Council, and a former member of the Family Office Exchange.</p> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span></span> </div> <div class="team-member__citation"> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=300&height=300&name=Lesa%20-%20PCS%20(1).png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=150&height=150&name=Lesa%20-%20PCS%20(1).png 150w, https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=300&height=300&name=Lesa%20-%20PCS%20(1).png 300w, https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=450&height=450&name=Lesa%20-%20PCS%20(1).png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=600&height=600&name=Lesa%20-%20PCS%20(1).png 600w, https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=750&height=750&name=Lesa%20-%20PCS%20(1).png 750w, https://www.risk-strategies.com/hs-fs/hubfs/Lesa%20-%20PCS%20(1).png?width=900&height=900&name=Lesa%20-%20PCS%20(1).png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Lesa Blaser</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/lesa-blaser-54830931/" aria-label="Connect with Lesa Blaser on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> Private Client Services Leader - Central Region </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=300&height=300&name=JC%20Fulse.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=150&height=150&name=JC%20Fulse.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=300&height=300&name=JC%20Fulse.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=450&height=450&name=JC%20Fulse.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=600&height=600&name=JC%20Fulse.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=750&height=750&name=JC%20Fulse.png 750w, https://www.risk-strategies.com/hs-fs/hubfs/JC%20Fulse.png?width=900&height=900&name=JC%20Fulse.png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>J.C. Fulse</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/j-c-fulse-0b9036a8/" aria-label="Connect with J.C. Fulse on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> Private Client Services Leader - Atlantic Region </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=300&height=300&name=Charlie%20Graham.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=150&height=150&name=Charlie%20Graham.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=300&height=300&name=Charlie%20Graham.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=450&height=450&name=Charlie%20Graham.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=600&height=600&name=Charlie%20Graham.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=750&height=750&name=Charlie%20Graham.png 750w, https://www.risk-strategies.com/hs-fs/hubfs/Charlie%20Graham.png?width=900&height=900&name=Charlie%20Graham.png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Charlie Graham</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/charlie-graham-98a75717/" aria-label="Connect with Charlie Graham on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> Private Client Services Leader - New England Region </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=300&height=300&name=Licursi_Nick.jpg" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=150&height=150&name=Licursi_Nick.jpg 150w, https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=300&height=300&name=Licursi_Nick.jpg 300w, https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=450&height=450&name=Licursi_Nick.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=600&height=600&name=Licursi_Nick.jpg 600w, https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=750&height=750&name=Licursi_Nick.jpg 750w, https://www.risk-strategies.com/hs-fs/hubfs/Licursi_Nick.jpg?width=900&height=900&name=Licursi_Nick.jpg 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Nick Licursi</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/nicklicursi/" aria-label="Connect with Nick Licursi on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> Private Client Services Leader - New York Region </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=300&height=300&name=Jeff_Clinkscales.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=150&height=150&name=Jeff_Clinkscales.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=300&height=300&name=Jeff_Clinkscales.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=450&height=450&name=Jeff_Clinkscales.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=600&height=600&name=Jeff_Clinkscales.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=750&height=750&name=Jeff_Clinkscales.png 750w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/team/Jeff_Clinkscales.png?width=900&height=900&name=Jeff_Clinkscales.png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Jeff Clinkscales</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/jclinkscales" aria-label="Connect with Jeff Clinkscales on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> <p>Private Client Services Leader - West Region</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="hs_cos_wrapper_widget_81143375202" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="resources module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-header module__section-header--block-align-left"> <div class="module__section-header-inner module__section-header-inner--text-align-left constrain--12"> <div class="module__section-header-grid"> <div> <h3>Blog</h3> </div> <div> <p><a class="cta-link cta-link--chevron" href="//risk-strategies.hubspotpagebuilder.com/blog?hsLang=en" rel="noopener">See more</a></p> </div> </div> </div> </div> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="resources__grid"> <div class="resources__inner" data-is-empty="false"> <div class="module__grid module__grid--one-col"> <div class="resources__column" data-is-active="true" data-column-properties="{"type":null}"> <div class="resource-card resource-card--compact on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=450&height=250&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=225&height=125&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=450&height=250&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=675&height=375&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=900&height=500&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=1125&height=625&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 1125w, 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