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Avaleht | Financial Intelligence Unit

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color:blue; text-decoration:underline" target="_blank" title="Juurdepääsetavus"><span style="color:#003087"><span style="text-decoration:none"><span style="text-underline:none">siit&nbsp;</span></span></span><svg aria-hidden="true" class="c-icon "><use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_affiliate" /></svg></a>.&nbsp;</span></span></span></span></span></span></span></span></span></span></p> <h4 style="margin-bottom:16px"><span style="font-size:1.18rem"><span style="background:white"><span style="box-sizing:border-box"><span style="font-variant-ligatures:normal"><span style="text-decoration-thickness:initial"><span style="text-decoration-style:initial"><span style="text-decoration-color:initial"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-weight:bold"><span style="font-family:Roboto"><span style="color:#003087"><span style="font-weight:normal">Teksti suurus</span></span></span></span></span></span></span></span></span></span></span></span></h4> <p style="margin-bottom:28px"><span style="font-size:12pt"><span style="background:white"><span style="box-sizing:border-box"><span style="font-variant-ligatures:normal"><span style="text-decoration-thickness:initial"><span style="text-decoration-style:initial"><span style="text-decoration-color:initial"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:Roboto"><span style="color:black">Kõikides populaarsetes veebilehitsejates on võimalik lehte suurendada ja vähendada, kui hoida all Ctrl-klahvi (OS X operatsioonisüsteemis Cmd-klahvi) ja samal ajal vajutada kas "+"- või "-"-klahvi. Teine mugav võimalus on kasutada hiirt: hoides all Ctrl-klahvi ja samal ajal liigutades hiire kerimisrulli. Tagasi normaalsuurusesse saab, kui vajutada samaaegselt Ctrl- ja 0-klahvile.</span></span></span></span></span></span></span></span></span></span></p> <h3>Contrast</h3> <div class="form-group custom-control custom-radio d-inline-flex"> <input type="radio" checked="" class="custom-control-input" id="default-contrast" name="contrast"> <label class="custom-control-label" for="default-contrast"> Default settings </label> </div> <div class="form-group custom-control custom-radio d-inline-flex mb-3"> <input type="radio" class="custom-control-input" id="yellow-contrast" name="contrast"> <label class="custom-control-label" for="yellow-contrast"> Black background and yellow text </label> </div> <button type="button" class="btn btn-outline-primary" id="accessibility-modal-restart"> <span class="">Restore defaults</span> <svg class="c-icon btn-abs-arrow-vp"> <use xlink:href="#sprite-icon_arrow_right"></use> </svg> </button> <button type="button" data-dismiss="modal" class="btn btn-primary" id="accessibility-modal-save"> <span class="">Confirm selection</span> <svg class="c-icon btn-abs-arrow-vp"> <use xlink:href="#sprite-icon_arrow_right"></use> </svg> </button> </div> </div> </div> </div> <div class="container-fluid"> <div class="row"> <header class="region region-header vp-nav-container"> <div class="nav-desktop-vp"> <div id="block-headerblock" class="settings-tray-editable block block-vp-distro-core block-header-block" data-drupal-settingstray="editable"> <nav class="navbar navbar-expand-md navbar-dark navbar-top-vp w-100"> <div class="container-body-vp container navbar-top-container-vp"> <div class="collapse navbar-collapse d-block" id="navbar-top"> <div class="navbar-top-left-vp d-flex"> <a class="nav-link external-link-vp text-white" data-toggle="modal" data-target="#accessibility-modal" href="#accessibility-modal" aria-label="Accessibility"> <svg class="c-icon "> <use xlink:href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_accessibility"></use> </svg> <span class="d-none d-md-inline-block">Accessibility</span> </a> </div> </div> <div class="position-relative d-flex align-items-center"> <ul class="navbar-nav nav-languages-vp d-md-block d-md-flex d-none"> <li class="nav-item"><a href="/" class="language-link nav-link" data-label="" hreflang="et" data-drupal-link-system-path="&lt;front&gt;">EST</a></li> <li class="nav-item active"><a href="/en" class="language-link nav-link is-active" data-label="" hreflang="en" data-drupal-link-system-path="&lt;front&gt;" aria-current="page">ENG</a></li></ul> <div class="navbar-nav nav-languages-vp d-md-none"> <div class="nav-item dropdown dropdown-light-vp"> <span class="nav-link dropdown-toggle is-active" id="header-language-dropdown" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" tabindex="0"> ENG </span> <div class="dropdown-menu dropdown-menu-bordered-vp px-0 py-1 mt-0 shadow-lg" aria-labelledby="header-menu-dropdown"><a hreflang="et" data-drupal-link-system-path="&lt;front&gt;" href="/" class="dropdown-item font-weight-normal">EST</a><a hreflang="en" data-drupal-link-system-path="&lt;front&gt;" href="/en" class="dropdown-item font-weight-bold is-active" aria-current="page">ENG</a></div> </div> </div> </div> </div> </nav> <div class="container-body-vp container"> <div class="d-flex w-100 justify-content-between position-relative align-items-center nav-middle-vp"> <a href="/en" title="Home" rel="home" class="navbar-brand"> <img src="/sites/default/files/rahapesu%20veebi_ENG.svg" alt="Logo" class="mh-100 mw-100" /> </a> <div class="form-group has-arrow-vp has-search js-full-search-vp w-100 bg-white"> <div class="d-flex justify-content-between align-items-center"> <div class="form-group has-arrow-vp mb-0 has-search d-print-none mw-100"> <form method="get" action="/en/search" role="search"> <svg class="c-icon c-icon-absolute-vp" aria-hidden="true"> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_search"></use> </svg> <input type="text" name="search_term" class="form-control form-control-lg-p-vp placeholder-input-vp" placeholder="Search" aria-label="Search"> <button type="submit" class="btn text-secondary absolute-submit-vp" aria-label="Search"> <svg class="c-icon "> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_arrow_right"></use> </svg> </button> </form> </div> <button class="btn border-0 text-dark pl-2 pt-2 pb-2 pr-0 js-close-search-vp" aria-label="Close search"> <svg class="c-icon "> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_close"></use> </svg> </button> </div> </div> <div class="search-mobile-vp d-md-none"> <div class="form-group has-arrow-vp has-search "> <button type="submit" class="btn text-secondary align-self-center vp-form-submit js-search-vp" aria-label="Search"><svg class="c-icon "> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_search"></use> </svg> </button> </div> </div> <form method="get" action="/en/search" class="search-desktop-vp" role="search"> <div class="form-group search-desktop-vp has-arrow-vp mb-0 has-search d-print-none mw-100"> <svg class="c-icon c-icon-absolute-vp" aria-hidden="true"> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_search"></use> </svg> <input type="text" name="search_term" class="form-control form-control-lg-p-vp placeholder-input-vp" placeholder="Search" aria-label="Search"> <button type="submit" class="btn text-secondary absolute-submit-vp" aria-label="Search"> <svg class="c-icon "> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_arrow_right"></use> </svg> </button> </div> </form> <button class="navbar-toggler navbar-toggler-tablet-vp d-print-none" type="button" data-toggle="collapse" data-target=".navbar-tablet-vp" aria-controls="navbar-tablet-vp" aria-expanded="false" aria-label="Toggle navigation"> <span></span> <span></span> <span></span> <span></span> <span></span> <span></span> </button> </div> </div> </div> <nav id="block-menusectionblock" class="navbar navbar-light box-shadow js-navbar block block-vp-distro-menu block-menu-section-block"> <div class="container-body-vp container"> <div class="navbar-vp navbar-desktop-vp collapse navbar-expand-lg navbar-tablet-vp navbar-collapse navbar-desktop-vp" id="navbar-vp"> <div class="d-md-none w-100 nav-collapse-top-menu-vp"> <nav class="navbar navbar-expand-md navbar-dark navbar-top-vp w-100"> <div class="container-body-vp container navbar-top-container-vp"> <div class="d-block text-white accessibility-menu-vp"> </div> <div class="position-relative d-flex align-items-center"> </div> </div> </nav> </div> <div class="w-100 my-2 px-1 d-md-none"> <div class="form-group search-desktop-vp has-arrow-vp mb-0 has-search "> <svg class="c-icon c-icon-absolute-vp" aria-hidden="true"> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_search"></use> </svg> <input type="text" class="form-control form-control-lg-p-vp placeholder-input-vp " placeholder="Search"> <button type="submit" class="btn text-secondary absolute-submit-vp"> <svg class="c-icon "> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_arrow_right"></use> </svg> </button> </div> </div> <ul class="navbar-nav d-flex mw-100"> <li class="navbar-nav-main-wrap-vp"> <ul> <li class="nav-item dropdown dropdown-light-vp"> <a href="/en/notify-us" class="nav-link" data-drupal-link-system-path="node/35">Notify us</a> </li> <li class="nav-item dropdown dropdown-light-vp"> <a href="#" data-toggle="dropdown" class="nav-link dropdown-toggle" aria-haspopup="true" aria-expanded="false">Guidelines <br class="d-none d-xl-inline" />by the FIU</a> <div class="dropdown-menu dropdown-menu-mega-vp bg-secondary text-white"> <div class="container-body-vp container menu_section"> <div class="row w-100 field field--name-field-menu-column field--type-entity-reference-revisions field--label-hidden field__items"> <div class="col-xl-4 col-12 field__item"> <div class="field field--name-field-menu-section-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="menu-col-vp field__item"> <div class="paragraph paragraph--type--menu-section-links paragraph--view-mode--default"> <div class="list-group list-group-vp field field--name-field-menu-section-links-item field--type-entity-reference-revisions field--label-above field__items"> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/guidelines-fiu/guidelines" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/391">Guidelines</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/node/222" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/222">Legislation</a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="nav-item dropdown dropdown-light-vp"> <a href="#" data-toggle="dropdown" class="nav-link dropdown-toggle" aria-haspopup="true" aria-expanded="false">Financial <br class="d-none d-xl-inline" />sanctions</a> <div class="dropdown-menu dropdown-menu-mega-vp bg-secondary text-white"> <div class="container-body-vp container menu_section"> <div class="row w-100 field field--name-field-menu-column field--type-entity-reference-revisions field--label-hidden field__items"> <div class="col-xl-4 col-12 field__item"> <div class="field field--name-field-menu-section-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="menu-col-vp field__item"> <div class="paragraph paragraph--type--menu-section-links paragraph--view-mode--default"> <div class="list-group list-group-vp field field--name-field-menu-section-links-item field--type-entity-reference-revisions field--label-above field__items"> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="https://fiu.ee/rahvusvahelised-sanktsioonid/rahvusvahelised-finantssanktsioonid" target="_blank" class="list-group-item list-group-item-action font-weight-normal">Information and search</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="https://www.sanctionsmap.eu/#/main" target="_blank" class="list-group-item list-group-item-action font-weight-normal">EU Sanctions Map</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="https://www.un.org/securitycouncil/content/un-sc-consolidated-list" target="_blank" class="list-group-item list-group-item-action font-weight-normal">UN Security Council Consolidated List</a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="nav-item dropdown dropdown-light-vp"> <a href="#" data-toggle="dropdown" class="nav-link dropdown-toggle" aria-haspopup="true" aria-expanded="false">Authorisation for <br class="d-none d-xl-inline" />economic activity</a> <div class="dropdown-menu dropdown-menu-mega-vp bg-secondary text-white"> <div class="container-body-vp container menu_section"> <div class="row w-100 field field--name-field-menu-column field--type-entity-reference-revisions field--label-hidden field__items"> <div class="col-xl-4 col-12 field__item"> <div class="field field--name-field-menu-section-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="menu-col-vp field__item"> <div class="paragraph paragraph--type--menu-section-links paragraph--view-mode--default"> <div class="list-group list-group-vp field field--name-field-menu-section-links-item field--type-entity-reference-revisions field--label-above field__items"> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/authorisation-economic-activity/authorisation-economic-activity" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/39">Authorisation for economic activity</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/authorisation-economic-activity/applying-authorisation" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/40">Applying for authorisation</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/authorisation-economic-activity/state-fee" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/41">State fee</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/authorisation-economic-activity/process-application" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/42">The process of an application</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="https://fiu.ee/tegevusluba-ja-jarelevalve/kehtetuks-tunnistatud-tegevusload" class="list-group-item list-group-item-action font-weight-normal">Revoked licenses by FIU</a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="nav-item dropdown dropdown-light-vp"> <a href="#" data-toggle="dropdown" class="nav-link dropdown-toggle" aria-haspopup="true" aria-expanded="false">Annual reports and surveys of <br class="d-none d-xl-inline" />the Estonian FIU</a> <div class="dropdown-menu dropdown-menu-mega-vp bg-secondary text-white"> <div class="container-body-vp container menu_section"> <div class="row w-100 field field--name-field-menu-column field--type-entity-reference-revisions field--label-hidden field__items"> <div class="col-xl-4 col-12 field__item"> <div class="field field--name-field-menu-section-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="menu-col-vp field__item"> <div class="paragraph paragraph--type--menu-section-links paragraph--view-mode--default"> <div class="list-group list-group-vp field field--name-field-menu-section-links-item field--type-entity-reference-revisions field--label-above field__items"> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/annual-reports-and-surveys-estonian-fiu/annual-reports" class="list-group-item list-group-item-action font-weight-normal" data-drupal-link-system-path="node/44">Annual reports</a></div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--menu-section-links-item paragraph--view-mode--default"> <div class="field field--name-field-menu-section-links-url field--type-link field--label-hidden field__item"><a href="/en/annual-reports-and-surveys-estonian-fiu/surveys" class="list-group-item 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d="M22.5 44C34.374 44 44 34.374 44 22.5S34.374 1 22.5 1 1 10.626 1 22.5 10.626 44 22.5 44z" /> </g> <g> <path class="path-animated-vp" fill="none" stroke="#003087" stroke-miterlimit="50" stroke-width="2" d="M22.5 44C34.374 44 44 34.374 44 22.5S34.374 1 22.5 1 1 10.626 1 22.5 10.626 44 22.5 44z" /> </g> <g> <g> <path fill="none" stroke="#003087" stroke-miterlimit="50" stroke-width="2" stroke-dasharray="0" d="M24 18v0l5 5v0l-5 5v0" /> </g> <g> <path fill="none" stroke="#003087" stroke-miterlimit="50" stroke-width="2" stroke-dasharray="0" stroke-dashoffset="0" d="M15.47 23h12.531" /> </g> </g> </g> </svg> <p class="text-secondary font-weight-bold mb-0"> Reporting by virtual asset service providers refers to a risk of correspondent… </p> </div> </div> <div class="slider-card-dark-vp"> <div class="d-flex align-items-start flex-wrap flex-row px-0 w-100"> <div class="card card-lg-vp"> <div class="card-body bg-secondary text-white"> <h2 class="card-title text-white h2 mb-2"> <a href="/en/news/reporting-virtual-asset-service-providers-refers-risk-correspondent-relationships" class="h2 d-block text-white"> Reporting by virtual asset service providers refers to a risk of correspondent… </a> </h2> <p class="card-text"> As of 1 January 2024, virtual asset service providers submit reports to the Financial Intelligence Unit on their activities and transaction amounts. </p> <div class="d-flex justify-content-between flex-column flex-md-row"> <a href="/en/news/reporting-virtual-asset-service-providers-refers-risk-correspondent-relationships" class="btn btn-outline-light btn-outline-inverted-vp mt-auto w-fit" aria-label="Read more"> <span class="">Read more</span> <svg class="c-icon btn-abs-arrow-vp" aria-hidden="true"> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_arrow_right"></use> </svg> </a> </div> </div> </div> </div> </div> </div> <div class="news-slide-vp" tabindex="0"> <div class="slider-card-light-vp"> <div 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<div class="slider-card-dark-vp"> <div class="d-flex align-items-start flex-wrap flex-row px-0 w-100"> <div class="card card-lg-vp"> <div class="card-body bg-secondary text-white"> <h2 class="card-title text-white h2 mb-2"> <a href="/en/news/legal-entities-linked-foreigners-one-and-half-years-later" class="h2 d-block text-white"> Legal Entities Linked to Foreigners – One and a Half Years Later </a> </h2> <p class="card-text"> The follow-up analysis of the Financial Intelligence Unit showed that the "clean-up" of the commercial register, which targeted inactive legal entities, has reduced the risk of Estonian-registered legal entities being used for criminal activities abroad. </p> <div class="d-flex justify-content-between flex-column flex-md-row"> <a href="/en/news/legal-entities-linked-foreigners-one-and-half-years-later" class="btn btn-outline-light btn-outline-inverted-vp mt-auto w-fit" aria-label="Read more"> <span class="">Read more</span> <svg class="c-icon btn-abs-arrow-vp" 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stroke="#003087" stroke-miterlimit="50" stroke-width="2" stroke-dasharray="0" stroke-dashoffset="0" d="M15.47 23h12.531" /> </g> </g> </g> </svg> <p class="text-secondary font-weight-bold mb-0"> The fine of €300,000 against LHV has been annulled </p> </div> </div> <div class="slider-card-dark-vp"> <div class="d-flex align-items-start flex-wrap flex-row px-0 w-100"> <div class="card card-lg-vp"> <div class="card-body bg-secondary text-white"> <h2 class="card-title text-white h2 mb-2"> <a href="/en/news/fine-eu300000-against-lhv-has-been-annulled" class="h2 d-block text-white"> The fine of €300,000 against LHV has been annulled </a> </h2> <p class="card-text"> The ruling of Harju County Court on September 13 annulled the decision made by the Estonian Financial Intelligence Unit (FIU) on May 3 to impose a €300,000 penalty on AS LHV Pank (LHV). The FIU did not appeal the court ruling, and it entered into force on October 1. The ruling was published in… </p> <div class="d-flex justify-content-between flex-column flex-md-row"> <a href="/en/news/fine-eu300000-against-lhv-has-been-annulled" class="btn btn-outline-light btn-outline-inverted-vp mt-auto w-fit" aria-label="Read more"> <span class="">Read more</span> <svg class="c-icon btn-abs-arrow-vp" aria-hidden="true"> <use href="/profiles/vp_distro/themes/vp_distro_theme/assets/dist/spritemap.svg#sprite-icon_arrow_right"></use> </svg> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="field__item"> <style> </style> <div class="position-relative z-index-1 container-body-vp container paragraph paragraph--type--horizontal-split paragraph--view-mode--default"> <div class="row row-large-gutters-vp" data-aos="fade-up" > <div class="col-lg-6 col-xl-6 mb-2 mb-xl-0"> <style> </style> <div class="paragraph paragraph--type--text-section paragraph--view-mode--view-mode-selector"> <div class="mb-3 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