Best Debt Consolidation Loans of February 2025

<!doctype html> <html lang="en-US"> <head> <meta charset="UTF-8"><script type="text/javascript">(window.NREUM||(NREUM={})).init={privacy:{cookies_enabled:true},ajax:{deny_list:[]},session_trace:{sampling_rate:0.0,mode:"FIXED_RATE",enabled:true,error_sampling_rate:0.0},distributed_tracing:{enabled:true}};(window.NREUM||(NREUM={})).loader_config={agentID:"594495874",accountID:"4488238",trustKey:"4488238",xpid:"UAIPWVRQABAFVlhTAQADUFM=",licenseKey:"NRBR-776a6b03987f5eeeb12",applicationID:"529161467"};;/*! For license information please see nr-loader-full-1.283.1.min.js.LICENSE.txt */ (()=>{var e,t,r={8122:(e,t,r)=>{"use strict";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||"object"!=typeof e)return(0,n.R)(3);if(!t||"object"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):"object"==typeof e[a]&&"object"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{"use strict";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error("All info objects require an agent identifier!");if(!a[e])throw new Error("Info for ".concat(e," was never set"));return a[e]}function u(e,t){if(!e)throw new Error("All info objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{"use strict";r.d(t,{D0:()=>h,gD:()=>p,xN:()=>g});var n=r(3333);const i=e=>{if(!e||"string"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var o=r(2614),a=r(944),s=r(384),c=r(8122);const u="[data-nr-mask]",d=()=>{const e={feature_flags:[],experimental:{marks:!1,measures:!1,resources:!1},mask_selector:"*",block_selector:"[data-nr-block]",mask_input_options:{color:!1,date:!1,"datetime-local":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},get feature_flags(){return e.feature_flags},set feature_flags(t){e.feature_flags=t},generic_events:{enabled:!0,autoStart:!0},harvest:{interval:30},jserrors:{enabled:!0,autoStart:!0},logging:{enabled:!0,autoStart:!0},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,autoStart:!0},performance:{get capture_marks(){return e.feature_flags.includes(n.$v.MARKS)||e.experimental.marks},set capture_marks(t){e.experimental.marks=t},get capture_measures(){return e.feature_flags.includes(n.$v.MEASURES)||e.experimental.measures},set capture_measures(t){e.experimental.measures=t},capture_detail:!0,resources:{get enabled(){return e.feature_flags.includes(n.$v.RESOURCES)||e.experimental.resources},set enabled(t){e.experimental.resources=t},asset_types:[],first_party_domains:[],ignore_newrelic:!0}},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:o.wk,inactiveMs:o.BB},session_replay:{autoStart:!0,enabled:!1,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){i(t)?e.mask_selector="".concat(t,",").concat(u):""===t||null===t?e.mask_selector=u:(0,a.R)(5,t)},get block_class(){return"nr-block"},get ignore_class(){return"nr-ignore"},get mask_text_class(){return"nr-mask"},get block_selector(){return e.block_selector},set block_selector(t){i(t)?e.block_selector+=",".concat(t):""!==t&&(0,a.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&"object"==typeof t?e.mask_input_options={...t,password:!0}:(0,a.R)(7,t)}},session_trace:{enabled:!0,autoStart:!0},soft_navigations:{enabled:!0,autoStart:!0},spa:{enabled:!0,autoStart:!0},ssl:void 0,user_actions:{enabled:!0,elementAttributes:["id","className","tagName","type"]}}},l={},f="All configuration objects require an agent identifier!";function h(e){if(!e)throw new Error(f);if(!l[e])throw new Error("Configuration for ".concat(e," was never set"));return l[e]}function g(e,t){if(!e)throw new Error(f);l[e]=(0,c.a)(t,d());const r=(0,s.nY)(e);r&&(r.init=l[e])}function p(e,t){if(!e)throw new Error(f);var r=h(e);if(r){for(var n=t.split("."),i=0;i<n.length-1;i++)if("object"!=typeof(r=r[n[i]]))return;r=r[n[n.length-1]]}return r}},5603:(e,t,r)=>{"use strict";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error("All loader-config objects require an agent identifier!");if(!a[e])throw new Error("LoaderConfig for ".concat(e," was never set"));return a[e]}function c(e,t){if(!e)throw new Error("All loader-config objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{"use strict";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0,harvester:void 0},d={};function l(e){if(!e)throw new Error("All runtime objects require an agent identifier!");if(!d[e])throw new Error("Runtime for ".concat(e," was never set"));return d[e]}function f(e,t){if(!e)throw new Error("All runtime objects require an agent identifier!");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],"harvestCount")||Object.defineProperty(d[e],"harvestCount",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{"use strict";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n="1.283.1",i="PROD",o="CDN",a="^2.0.0-alpha.17"},6154:(e,t,r)=>{"use strict";r.d(t,{OF:()=>u,RI:()=>i,WN:()=>f,bv:()=>o,gm:()=>a,lR:()=>l,m:()=>c,mw:()=>s,sb:()=>d});var n=r(1863);const i="undefined"!=typeof window&&!!window.document,o="undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:"undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s=Boolean("hidden"===a?.document?.visibilityState),c=""+a?.location,u=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),d=u&&"undefined"==typeof SharedWorker,l=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\s](\d+\.\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),f=Date.now()-(0,n.t)()},7295:(e,t,r)=>{"use strict";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t<n.length;t++){var r=n[t];if("*"===r.hostname)return!1;if(s(r.hostname,e.hostname)&&c(r.pathname,e.pathname))return!1}return!0}function o(e){return void 0===e.hostname}function a(e){if(n=[],e&&e.length)for(var t=0;t<e.length;t++){let r=e[t];if(!r)continue;0===r.indexOf("http://")?r=r.substring(7):0===r.indexOf("https://")&&(r=r.substring(8));const i=r.indexOf("/");let o,a;i>0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a="");let[s]=o.split(":");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf("/")&&(e=e.substring(1)),0===t.indexOf("/")&&(t=t.substring(1)),""===e||e===t}},1687:(e,t,r)=>{"use strict";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error("agentIdentifier required");s[e]||(s[e]=new Map)}function l(e="",t="feature",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t<e.length;++t)g(e[t],r);Object.entries(r).forEach((([e,t])=>{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit("drain-"+t,[])}}function g(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{"use strict";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c="nr@context:".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:g,addEventListener:g,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i<r.length;i++)r[i]===t&&r.splice(i,1)},emit:function(e,r,n,i,o){!1!==o&&(o=!0);if(u.aborted&&!i)return;t&&o&&t.emit(e,r,n);for(var a=h(n),c=p(e),d=c.length,l=0;l<d;l++)c[l].apply(a,r);var g=v()[s[e]];g&&g.push([f,e,r,a]);return a},get:m,listeners:p,context:h,buffer:function(e,t){const r=v();if(t=t||"feature",f.aborted)return;Object.entries(e||{}).forEach((([e,n])=>{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&"object"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,"aborted",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function g(e,t){n[e]=p(e).concat(t)}function p(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,"globalEE"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{"use strict";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{"use strict";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get("handle");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{"use strict";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o="feature"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{"use strict";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{"use strict";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{"use strict";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split("").map((e=>"x"===e?o(t,r++).toString(16):"y"===e?(3&o()|8).toString(16):e)).join("")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s<e;s++)a.push(o(r,i++).toString(16));return a.join("")}function c(){return s(16)}function u(){return s(32)}},2614:(e,t,r)=>{"use strict";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n="NRBA",i="SESSION",o=144e5,a=18e5,s={STARTED:"session-started",PAUSE:"session-pause",RESET:"session-reset",RESUME:"session-resume",UPDATE:"session-update"},c={SAME_TAB:"same-tab",CROSS_TAB:"cross-tab"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{"use strict";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{"use strict";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||"").indexOf("data:"))return{protocol:"data"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(":")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&""!==r.port||("http:"===t.protocol&&(r.port="80"),"https:"===t.protocol&&(r.port="443")),r.pathname&&""!==r.pathname?r.pathname.startsWith("/")||(r.pathname="/".concat(r.pathname)):r.pathname="/",r}catch(e){return{}}}},944:(e,t,r)=>{"use strict";function n(e,t){"function"==typeof console.debug&&console.debug("New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{"use strict";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o="newrelic";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&"object"==typeof e&&(a.has(t)||(r.emit("rumresp",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{"use strict";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{"use strict";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{"use strict";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if("object"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??""}catch(e){try{n.ee.emit("internal-error",[e])}catch(e){}return""}}},5289:(e,t,r)=>{"use strict";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return"undefined"==typeof document||"complete"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)("load",e,t)}function a(e){if(i())return e();(0,n.DD)("DOMContentLoaded",e)}},384:(e,t,r)=>{"use strict";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{"use strict";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)("visibilitychange",(function(){if(t)return void("hidden"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{"use strict";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u="addEventListener",d="removeEventListener",l="nr@wrapped:".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get("events")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],"-",g)}function g(e,t){return e[1]}return"getPrototypeOf"in Object&&(a.RI&&h(document,f),c&&h(c.prototype,f),h(a.gm,f)),t.on(u+"-start",(function(e,t){var n=e[1];if(null!==n&&("function"==typeof n||"object"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if("function"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,"fn-",null,e.name||"anonymous"):n}));this.wrapped=e[1]=i}})),t.on(d+"-start",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;"object"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{"use strict";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o="nr@original:".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n="");const a="-"===n.charAt(0);for(let s=0;s<t.length;s++){const c=t[s],u=e[c];d(u)||(e[c]=r(u,a?c+n:n,i,c,o))}},r.flag=o,r;function r(t,r,n,s,c){return d(t)?t:(r||(r=""),nrWrapper[o]=t,function(e,t,r){if(Object.defineProperty&&Object.keys)try{return Object.keys(e).forEach((function(r){Object.defineProperty(t,r,{get:function(){return e[r]},set:function(t){return e[r]=t,t}})})),t}catch(e){u([e],r)}for(var n in e)a.call(e,n)&&(t[n]=e[n])}(t,nrWrapper,e),nrWrapper);function nrWrapper(){var o,a,d,l;try{a=this,o=[...arguments],d="function"==typeof n?n(o,a):n||{}}catch(t){u([t,"",[o,a,s],d],e)}i(r+"start",[o,a,s],d,c);try{return l=t.apply(a,o)}catch(e){throw i(r+"err",[o,a,e],d,c),e}finally{i(r+"end",[o,a,l],d,c)}}}function i(r,n,i,o){if(!s||t){var a=s;s=!0;try{e.emit(r,n,i,t,o)}catch(t){u([t,r,n,i],e)}s=a}}}function u(e,t){t||(t=n.ee);try{t.emit("internal-error",e)}catch(e){}}function d(e){return!(e&&"function"==typeof e&&e.apply&&!e[o])}},9414:(e,t,r)=>{"use strict";r.d(t,{J:()=>c});var n=r(7836),i=r(2646),o=r(944),a=r(3434);const s=new Map;function c(e,t,r,c){if("object"!=typeof t||!t||"string"!=typeof r||!r||"function"!=typeof t[r])return(0,o.R)(29);const u=function(e){return(e||n.ee).get("logger")}(e),d=(0,a.YM)(u),l=new i.y(n.P);l.level=c.level,l.customAttributes=c.customAttributes;const f=t[r]?.[a.Jt]||t[r];return s.set(f,l),d.inPlace(t,[r],"wrap-logger-",(()=>s.get(f))),u}},9300:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{"use strict";r.d(t,{$v:()=>u,TZ:()=>n,Zp:()=>i,kd:()=>c,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=["auxclick","click","copy","keydown","paste","scrollend"],o=["focus","blur"],a=4,s=1e3,c=["PageAction","UserAction","BrowserPerformance"],u={MARKS:"experimental.marks",MEASURES:"experimental.measures",RESOURCES:"experimental.resources"}},6774:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{"use strict";r.d(t,{A$:()=>o,ET:()=>a,TZ:()=>s,p_:()=>i});var n=r(860);const i={ERROR:"ERROR",WARN:"WARN",INFO:"INFO",DEBUG:"DEBUG",TRACE:"TRACE"},o={OFF:0,ERROR:1,WARN:2,INFO:3,DEBUG:4,TRACE:5},a="log",s=n.K7.logging},3785:(e,t,r)=>{"use strict";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(8154),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,["API/logging/".concat(c.toLowerCase(),"/called")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return"string"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},8154:(e,t,r)=>{"use strict";r.d(t,{z_:()=>o,XG:()=>s,TZ:()=>n,rs:()=>i,xV:()=>a});r(6154),r(9566),r(384);const n=r(860).K7.metrics,i="sm",o="cm",a="storeSupportabilityMetrics",s="storeEventMetrics"},6630:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{"use strict";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:"recordReplay",PAUSE:"pauseReplay",REPLAY_RUNNING:"replayRunning",ERROR_DURING_REPLAY:"errorDuringReplay"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:"Session was reset",sm:"Reset"},IMPORT:{message:"Recorder failed to import",sm:"Import"},TOO_MANY:{message:"429: Too Many Requests",sm:"Too-Many"},TOO_BIG:{message:"Payload was too large",sm:"Too-Big"},CROSS_TAB:{message:"Session Entity was set to OFF on another tab",sm:"Cross-Tab"},ENTITLEMENTS:{message:"Session Replay is not allowed and will not be started",sm:"Entitlement"}},d=5e3,l={API:"api"}},5270:(e,t,r)=>{"use strict";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,"session_trace.enabled")}function c(e){return!0===(0,i.gD)(e,"session_replay.preload")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{"use strict";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i="bstResource",o="resource",a="-start",s="-end",c="fn"+a,u="fn"+s,d="pushState",l=1e3},4234:(e,t,r)=>{"use strict";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{"use strict";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,"privacy.cookies_enabled")},8969:(e,t,r)=>{"use strict";r.d(t,{j:()=>N});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(8154),h=r(384),g=r(6344);const p=["setErrorHandler","finished","addToTrace","addRelease","recordCustomEvent","addPageAction","setCurrentRouteName","setPageViewName","setCustomAttribute","interaction","noticeError","setUserId","setApplicationVersion","start",g.G4.RECORD,g.G4.PAUSE,"log","wrapLogger"],m=["setErrorHandler","finished","addToTrace","addRelease"];var v=r(1863),b=r(2614),y=r(993),R=r(3785),x=r(9414);function w(){const e=(0,h.pV)();p.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const E={};var A=r(9417),T=r(5603),_=r(5284);const S=e=>{const t=e.startsWith("http");e+="/",r.p=t?e:"https://"+e};let O=!1;function N(e,t={},p,N){let{init:I,info:P,loader_config:j,runtime:C={},exposed:k=!0}=t;C.loaderType=p;const H=(0,h.pV)();P||(I=H.init,P=H.info,j=H.loader_config),(0,A.xN)(e.agentIdentifier,I||{}),(0,T.a)(e.agentIdentifier,j||{}),P.jsAttributes??={},d.bv&&(P.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,P);const D=(0,A.D0)(e.agentIdentifier),L=[P.beacon,P.errorBeacon];O||(D.proxy.assets&&(S(D.proxy.assets),L.push(D.proxy.assets)),D.proxy.beacon&&L.push(D.proxy.beacon),w(),(0,h.US)("activatedFeatures",_.B),e.runSoftNavOverSpa&&=!0===D.soft_navigations.enabled&&D.feature_flags.includes("soft_nav")),C.denyList=[...D.ajax.deny_list||[],...D.ajax.block_internal?L:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,"api");const p={};var w=s.ee.get(e),A=w.get("tracer");E[e]=b.g.OFF,w.on(g.G4.REPLAY_RUNNING,(t=>{E[e]=t}));var T="api-",_=T+"ixn-";function S(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(T,n,!0,o||null===r?"session":void 0)(t,r)}function O(){}p.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,["API/log/called"],void 0,n.K7.metrics,w),(0,R.R)(w,e,t,r)},p.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,["API/wrapLogger/called"],void 0,n.K7.metrics,w),(0,x.J)(w,e,t,{customAttributes:r,level:i})},m.forEach((e=>{p[e]=I(T,e,!0,"api")})),p.addPageAction=I(T,"addPageAction",!0,n.K7.genericEvents),p.recordCustomEvent=I(T,"recordCustomEvent",!0,n.K7.genericEvents),p.setPageViewName=function(t,r){if("string"==typeof t)return"/"!==t.charAt(0)&&(t="/"+t),(0,o.f)(e).customTransaction=(r||"http://custom.transaction")+t,I(T,"setPageViewName",!0)()},p.setCustomAttribute=function(e,t,r=!1){if("string"==typeof e){if(["string","number","boolean"].includes(typeof t)||null===t)return S(e,t,"setCustomAttribute",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},p.setUserId=function(e){if("string"==typeof e||null===e)return S("enduser.id",e,"setUserId",!0);(0,l.R)(41,typeof e)},p.setApplicationVersion=function(e){if("string"==typeof e||null===e)return S("application.version",e,"setApplicationVersion",!1);(0,l.R)(42,typeof e)},p.start=()=>{try{(0,a.p)(f.xV,["API/start/called"],void 0,n.K7.metrics,w),w.emit("manual-start-all")}catch(e){(0,l.R)(23,e)}},p[g.G4.RECORD]=function(){(0,a.p)(f.xV,["API/recordReplay/called"],void 0,n.K7.metrics,w),(0,a.p)(g.G4.RECORD,[],void 0,n.K7.sessionReplay,w)},p[g.G4.PAUSE]=function(){(0,a.p)(f.xV,["API/pauseReplay/called"],void 0,n.K7.metrics,w),(0,a.p)(g.G4.PAUSE,[],void 0,n.K7.sessionReplay,w)},p.interaction=function(e){return(new O).get("object"==typeof e?e:{})};const N=O.prototype={createTracer:function(e,t){var r={},i=this,o="function"==typeof t;return(0,a.p)(f.xV,["API/createTracer/called"],void 0,n.K7.metrics,w),h||(0,a.p)(_+"tracer",[(0,v.t)(),e,r],i,n.K7.spa,w),function(){if(A.emit((o?"":"no-")+"fn-start",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t="string"==typeof e?new Error(e):e;throw A.emit("fn-err",[arguments,this,t],r),t}finally{A.emit("fn-end",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,["API/"+t+"/called"],void 0,n.K7.metrics,w),i&&(0,a.p)(e+t,[r?(0,v.t)():performance.now(),...arguments],r?null:this,i,w),r?void 0:this}}function P(){r.e(891).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,"api")})).catch((e=>{(0,l.R)(27,e),w.abort()}))}return["actionText","setName","setAttribute","save","ignore","onEnd","getContext","end","get"].forEach((e=>{N[e]=I(_,e,void 0,h?n.K7.softNav:n.K7.spa)})),p.setCurrentRouteName=h?I(_,"routeName",void 0,n.K7.softNav):I(T,"routeName",!0,n.K7.spa),p.noticeError=function(t,r){"string"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,["API/noticeError/called"],void 0,n.K7.metrics,w),(0,a.p)("err",[t,(0,v.t)(),!1,r,!!E[e]],void 0,n.K7.jserrors,w)},d.RI?(0,u.GG)((()=>P()),!0):P(),p}(e.agentIdentifier,N,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),O=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return""})()},860:(e,t,r)=>{"use strict";r.d(t,{$J:()=>u,K7:()=>s,P3:()=>c,XX:()=>i,qY:()=>n,v4:()=>a});const n="events",i="jserrors",o="browser/blobs",a="rum",s={ajax:"ajax",genericEvents:"generic_events",jserrors:i,logging:"logging",metrics:"metrics",pageAction:"page_action",pageViewEvent:"page_view_event",pageViewTiming:"page_view_timing",sessionReplay:"session_replay",sessionTrace:"session_trace",softNav:"soft_navigations",spa:"spa"},c={[s.pageViewEvent]:1,[s.pageViewTiming]:2,[s.metrics]:3,[s.jserrors]:4,[s.spa]:5,[s.ajax]:6,[s.sessionTrace]:7,[s.softNav]:8,[s.sessionReplay]:9,[s.logging]:10,[s.genericEvents]:11},u={[s.pageViewEvent]:a,[s.pageViewTiming]:n,[s.ajax]:n,[s.spa]:n,[s.softNav]:n,[s.metrics]:i,[s.jserrors]:i,[s.sessionTrace]:o,[s.sessionReplay]:o,[s.logging]:"browser/logs",[s.genericEvents]:"ins"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({95:"nr-full-compressor",222:"nr-full-recorder",891:"nr-full"}[e]+"-1.283.1.min.js"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t="NRBA-1.283.1.PROD:",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName("script"),d=0;d<u.length;d++){var l=u[d];if(l.getAttribute("src")==r||l.getAttribute("data-webpack")==t+o){s=l;break}}if(!s){c=!0;var f={891:"sha512-lVqR3Dn6J8gNv/qx6uwv/BkHGfYTjmgUmpQ1g3KewUs/BAlEgDNEjtqisiOvM7gJNOH5b/lDr/gXrctX/6uhmg==",222:"sha512-r7JndTDmcqZc7soxM3YtJog64BIblVU4Ez8/mfluyz/KDQOnr3V1KGyop/fFGfRcLFLVYt0pv5PyUwCyC+FbVQ==",95:"sha512-kzPPmh2eRI84JbwNgf72DNQY/HX6glcZEu/X7P6FfEBXL9+sv1l63r5rK0u+QlS2I9OQrnLM5nmwqyfJCpNVHA=="};(s=document.createElement("script")).charset="utf-8",s.timeout=120,i.nc&&s.setAttribute("nonce",i.nc),s.setAttribute("data-webpack",t+o),s.src=r,0!==s.src.indexOf(window.location.origin+"/")&&(s.crossOrigin="anonymous"),f[a]&&(s.integrity=f[a])}e[r]=[n];var h=(t,n)=>{s.onerror=s.onload=null,clearTimeout(g);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},g=setTimeout(h.bind(null,void 0,{type:"timeout",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},i.p="https://js-agent.newrelic.com/",(()=>{var e={85:0,959:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&("load"===r.type?"missing":r.type),a=r&&r.target&&r.target.src;s.message="Loading chunk "+t+" failed.\n("+o+": "+a+")",s.name="ChunkLoadError",s.type=o,s.request=a,n[1](s)}}),"chunk-"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u<a.length;u++)o=a[u],i.o(e,o)&&e[o]&&e[o][0](),e[o]=0},r=self["webpackChunk:NRBA-1.283.1.PROD"]=self["webpackChunk:NRBA-1.283.1.PROD"]||[];r.forEach(t.bind(null,0)),r.push=t.bind(null,r.push.bind(r))})(),(()=>{"use strict";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(){this.agentIdentifier=(0,r.LA)(16)}#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e("addPageAction",e,t)}recordCustomEvent(e,t){return this.#e("recordCustomEvent",e,t)}setPageViewName(e,t){return this.#e("setPageViewName",e,t)}setCustomAttribute(e,t,r){return this.#e("setCustomAttribute",e,t,r)}noticeError(e,t){return this.#e("noticeError",e,t)}setUserId(e){return this.#e("setUserId",e)}setApplicationVersion(e){return this.#e("setApplicationVersion",e)}setErrorHandler(e){return this.#e("setErrorHandler",e)}addRelease(e,t){return this.#e("addRelease",e,t)}log(e,t){return this.#e("log",e,t)}}class o extends n{#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e("start")}finished(e){return this.#e("finished",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e("addToTrace",e)}setCurrentRouteName(e){return this.#e("setCurrentRouteName",e)}interaction(){return this.#e("interaction")}wrapLogger(e,t,r){return this.#e("wrapLogger",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,"".concat(e,".enabled"))}(r,e)})),t}var d=i(8969);var l=i(1687),f=i(4234),h=i(5289),g=i(6154),p=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on("manual-start-all",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(891).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit("internal-error",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(891).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,"aggregate");this.featAggregate=new a(t,r),t.runtime.harvester.initializedAggregates.push(this.featAggregate),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};g.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,p.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class R extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var x=i(384);var w=i(9908),E=i(2843),A=i(3878),T=i(782),_=i(1863);class S extends b{static featureName=T.T;constructor(e,t=!0){super(e,T.T,t),g.RI&&((0,E.u)((()=>(0,w.p)("docHidden",[(0,_.t)()],void 0,T.T,this.ee)),!0),(0,A.sp)("pagehide",(()=>(0,w.p)("winPagehide",[(0,_.t)()],void 0,T.T,this.ee))),this.importAggregator(e))}}var O=i(8154);class N extends b{static featureName=O.TZ;constructor(e,t=!0){super(e,O.TZ,t),this.importAggregator(e)}}var I=i(6774),P=i(3304);class j{constructor(e,t,r,n,i){this.name="UncaughtError",this.message="string"==typeof e?e:(0,P.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return D(e)?e:new j(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t="Unhandled Promise Rejection";if(!e?.reason)return;if(D(e.reason))try{return e.reason.message=t+": "+e.reason.message,C(e.reason)}catch(t){return C(e.reason)}const r=C(e.reason);return r.message=t+": "+r?.message,r}function H(e){if(e.error instanceof SyntaxError&&!/:\d+$/.test(e.error.stack?.trim())){const t=new j(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return D(e.error)?e.error:C(e)}function D(e){return e instanceof Error&&!!e.stack}class L extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on("internal-error",((e,t)=>{this.abortHandler&&(0,w.p)("ierr",[C(e),(0,_.t)(),!0,{},this.#r,t],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),g.gm.addEventListener("unhandledrejection",(e=>{this.abortHandler&&(0,w.p)("err",[k(e),(0,_.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),g.gm.addEventListener("error",(e=>{this.abortHandler&&(0,w.p)("err",[H(e),(0,_.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var M=i(8990);let K=1;const U="nr@id";function V(e){const t=typeof e;return!e||"object"!==t&&"function"!==t?-1:e===g.gm?0:(0,M.I)(e,U,(function(){return K++}))}function G(e){if("string"==typeof e&&e.length)return e.length;if("object"==typeof e){if("undefined"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if("undefined"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!("undefined"!=typeof FormData&&e instanceof FormData))try{return(0,P.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=["open","send"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get("xhr")}(r);if(void 0===g.gm.XMLHttpRequest)return n;if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=g.gm.XMLHttpRequest,a=g.gm.MutationObserver,s=g.gm.Promise,c=g.gm.setInterval,u="readystatechange",d=["onload","onerror","onabort","onloadstart","onloadend","onprogress","ontimeout"],l=[],f=g.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit("new-xhr",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit("xhr-resolved",[],e)),i.inPlace(e,d,"fn-",y)}),(0,A.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit("internal-error",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,["onreadystatechange"],"fn-",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,"-xhr-",y),n.on("send-xhr-start",(function(e,t){h(e,t),function(e){l.push(e),a&&(p?p.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on("open-xhr-start",h),a){var p=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on("fn-end",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e<l.length;e++)h(0,l[e]);l.length&&(l=[])}function y(e,t){return t}return n}var Y="fetch-",X=Y+"body-",J=["arrayBuffer","blob","json","text","formData"],Q=g.gm.Request,ee=g.gm.Response,te="prototype";const re={};function ne(e){const t=function(e){return(e||B.ee).get("fetch")}(e);if(!(Q&&ee&&g.gm.fetch))return t;if(re[t.debugId]++)return t;function r(e,r,n){var i=e[r];"function"==typeof i&&(e[r]=function(){var e,r=[...arguments],o={};t.emit(n+"before-start",[r],o),o[B.P]&&o[B.P].dt&&(e=o[B.P].dt);var a=i.apply(this,r);return t.emit(n+"start",[r,e],a),a.then((function(e){return t.emit(n+"end",[null,e],a),e}),(function(e){throw t.emit(n+"end",[e],a),e}))})}return re[t.debugId]=1,J.forEach((e=>{r(Q[te],e,X),r(ee[te],e,X)})),r(g.gm,"fetch",Y),t.on(Y+"end",(function(e,r){var n=this;if(r){var i=r.headers.get("content-length");null!==i&&(n.rxSize=i),t.emit(Y+"done",[null,r],n)}else t.emit(Y+"done",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||"").toString()||null,i=(t.agentID||"").toString()||null,o=(t.trustKey||"").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return"00-"+t+"-"+e+"-01"}generateTraceContextStateHeader(e,t,r,n,i){return i+"@nr=0-1-"+r+"-"+n+"-"+e+"----"+t}generateTraceHeader(e,t,r,n,i,o){if(!("function"==typeof g.gm?.btoa))return null;var a={v:[0,1],d:{ty:"Browser",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,P.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,"distributed_tracing")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n<r.allowed_origins.length;n++){var i=(0,ie.D)(r.allowed_origins[n]);if(e.hostname===i.hostname&&e.protocol===i.protocol&&e.port===i.port){t=!0;break}}return t}isDtEnabled(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.enabled}excludeNewrelicHeader(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.exclude_newrelic_header}useNewrelicHeaderForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!1!==e.cors_use_newrelic_header}useTraceContextHeadersForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.cors_use_tracecontext_headers}}var se=i(9300),ce=i(7295),ue=["load","error","abort","timeout"],de=ue.length,le=(0,x.dV)().o.REQ,fe=(0,x.dV)().o.XHR;class he extends b{static featureName=se.T;constructor(e,t=!0){super(e,se.T,t),this.dt=new ae(e.agentIdentifier),this.handler=(e,t,r,n)=>(0,w.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:"xhr",fetch:"fetch",beacon:"beacon"};g.gm?.performance?.getEntriesByType("resource").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};ge(r,t.name),this.handler("xhr",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=x,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener("load",(function(r){E(t,e)}),(0,A.jT)(!1)),g.lR||e.addEventListener("progress",(function(e){t.lastSize=e.loaded}),(0,A.jT)(!1))}function o(e){this.params={method:e[0]},ge(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader("X-NewRelic-ID",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader("newrelic",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader("traceparent",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader("tracestate",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,_.t)(),this.body=i,this.listener=function(e){try{"abort"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),("load"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||"function"!=typeof r.onload)&&"function"==typeof o.end)&&o.end(r)}catch(e){try{t.emit("internal-error",[e])}catch(e){}}};for(var s=0;s<de;s++)r.addEventListener(ue[s],this.listener,(0,A.jT)(!1))}function u(e,t,r){this.cbTime+=e,t?this.onloadCalled=!0:this.called+=1,this.called!==this.totalCbs||!this.onloadCalled&&"function"==typeof r.onload||"function"!=typeof this.end||this.end(r)}function d(e,t){var r=""+V(e)+!!t;this.xhrGuids&&!this.xhrGuids[r]&&(this.xhrGuids[r]=!0,this.totalCbs+=1)}function l(e,t){var r=""+V(e)+!!t;this.xhrGuids&&this.xhrGuids[r]&&(delete this.xhrGuids[r],this.totalCbs-=1)}function f(){this.endTime=(0,_.t)()}function h(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-added",[e[1],e[2]],r)}function p(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-removed",[e[1],e[2]],r)}function m(e,t,r){t instanceof fe&&("onload"===r&&(this.onload=!0),("load"===(e[0]&&e[0].type)||this.onload)&&(this.xhrCbStart=(0,_.t)()))}function v(e,r){this.xhrCbStart&&t.emit("xhr-cb-time",[(0,_.t)()-this.xhrCbStart,this.onload,r],r)}function b(e){var t,r=e[1]||{};if("string"==typeof e[0]?0===(t=e[0]).length&&g.RI&&(t=""+g.gm.location.href):e[0]&&e[0].url?t=e[0].url:g.gm?.URL&&e[0]&&e[0]instanceof URL?t=e[0].href:"function"==typeof e[0].toString&&(t=e[0].toString()),"string"==typeof t&&0!==t.length){t&&(this.parsedOrigin=(0,ie.D)(t),this.sameOrigin=this.parsedOrigin.sameOrigin);var i=n.generateTracePayload(this.parsedOrigin);if(i&&(i.newrelicHeader||i.traceContextParentHeader))if(e[0]&&e[0].headers)s(e[0].headers,i)&&(this.dt=i);else{var o={};for(var a in r)o[a]=r[a];o.headers=new Headers(r.headers||{}),s(o.headers,i)&&(this.dt=i),e.length>1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set("newrelic",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set("traceparent",t.traceContextParentHeader),t.traceContextStateHeader&&e.set("tracestate",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,_.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;"string"==typeof i?r=i:"object"==typeof i&&i instanceof le?r=i.url:g.gm?.URL&&"object"==typeof i&&i instanceof URL&&(r=i.href),ge(this,r);var o=(""+(i&&i instanceof le&&i.method||n.method||"GET")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function R(e,t){if(this.endTime=(0,_.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,"string"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,_.t)()-this.startTime};r("xhr",[this.params,i,this.startTime,this.endTime,"fetch"],this,a.K7.ajax)}function x(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t<de;t++)e.removeEventListener(ue[t],this.listener,!1);t.aborted||(0,ce.iW)(t)||(n.duration=(0,_.t)()-this.startTime,this.loadCaptureCalled||4!==e.readyState?null==t.status&&(t.status=0):E(this,e),n.cbTime=this.cbTime,r("xhr",[t,n,this.startTime,this.endTime,"xhr"],this,a.K7.ajax))}}function E(e,r){e.params.status=r.status;var n=function(e,t){var r=e.responseType;return"json"===r&&null!==t?t:"arraybuffer"===r||"blob"===r||"json"===r?G(e.response):"text"===r||""===r||void 0===r?G(e.responseText):void 0}(r,e.lastSize);if(n&&(e.metrics.rxSize=n),e.sameOrigin){var i=r.getResponseHeader("X-NewRelic-App-Data");i&&((0,w.p)(O.rs,["Ajax/CrossApplicationTracing/Header/Seen"],void 0,a.K7.metrics,t),e.params.cat=i.split(", ").pop())}e.loadCaptureCalled=!0}t.on("new-xhr",i),t.on("open-xhr-start",o),t.on("open-xhr-end",s),t.on("send-xhr-start",c),t.on("xhr-cb-time",u),t.on("xhr-load-added",d),t.on("xhr-load-removed",l),t.on("xhr-resolved",f),t.on("addEventListener-end",h),t.on("removeEventListener-end",p),t.on("fn-end",v),t.on("fetch-before-start",b),t.on("fetch-start",y),t.on("fn-start",m),t.on("fetch-done",R)}(e,this.ee,this.handler,this.dt),this.importAggregator(e)}}function ge(e,t){var r=(0,ie.D)(t),n=e.params||e;n.hostname=r.hostname,n.port=r.port,n.protocol=r.protocol,n.host=r.hostname+":"+r.port,n.pathname=r.pathname,e.parsedOrigin=r,e.sameOrigin=r.sameOrigin}const pe={},me=["pushState","replaceState"];function ve(e){const t=function(e){return(e||B.ee).get("history")}(e);return!g.RI||pe[t.debugId]++||(pe[t.debugId]=1,(0,W.YM)(t).inPlace(window.history,me,"-")),t}var be=i(3738);const{He:ye,bD:Re,d3:xe,Kp:we,TZ:Ee,Lc:Ae,uP:Te,Rz:_e}=be;class Se extends b{static featureName=Ee;constructor(e,t=!0){super(e,Ee,t);if(!(0,m.V)(this.agentIdentifier))return void this.deregisterDrain();const r=this.ee;let n;ve(r),this.eventsEE=(0,F.u)(r),this.eventsEE.on(Te,(function(e,t){this.bstStart=(0,_.t)()})),this.eventsEE.on(Ae,(function(e,t){(0,w.p)("bst",[e[0],t,this.bstStart,(0,_.t)()],void 0,a.K7.sessionTrace,r)})),r.on(_e+xe,(function(e){this.time=(0,_.t)(),this.startPath=location.pathname+location.hash})),r.on(_e+we,(function(e){(0,w.p)("bstHist",[location.pathname+location.hash,this.startPath,this.time],void 0,a.K7.sessionTrace,r)}));try{n=new PerformanceObserver((e=>{const t=e.getEntries();(0,w.p)(ye,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:Re,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var Oe=i(2614);class Ne extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem("".concat(Oe.H3,"_").concat(Oe.uh)))}catch(e){}(0,p.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on("err",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,w.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===Oe.g.FULL||e.sessionReplayMode===Oe.g.ERROR)||(0,p.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(891),i.e(222)]).then(i.bind(i,8589));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee,agentRef:this.#o}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==Oe.g.FULL&&this.featAggregate.initializeRecording(Oe.g.FULL,!0):(this.#i=Oe.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==Oe.g.FULL&&(this.recorder.parent.mode=Oe.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Ie=i(3333);class Pe extends b{static featureName=Ie.TZ;constructor(e,t=!0){super(e,Ie.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled,e.init.performance.resources.enabled];if(g.RI&&(e.init.user_actions.enabled&&(Ie.Zp.forEach((e=>(0,A.sp)(e,(e=>(0,w.p)("ua",[e],void 0,this.featureName,this.ee)),!0))),Ie.qN.forEach((e=>{const t=(0,v.s)((e=>{(0,w.p)("ua",[e],void 0,this.featureName,this.ee)}),500,{leading:!0});(0,A.sp)(e,t)}))),e.init.performance.resources.enabled&&g.gm.PerformanceObserver?.supportedEntryTypes.includes("resource"))){new PerformanceObserver((e=>{e.getEntries().forEach((e=>{(0,w.p)("browserPerformance.resource",[e],void 0,this.featureName,this.ee)}))})).observe({type:"resource",buffered:!0})}r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var je=i(993),Ce=i(3785),ke=i(9414);class He extends b{static featureName=je.TZ;constructor(e,t=!0){super(e,je.TZ,t);const r=this.ee;(0,ke.J)(r,g.gm.console,"log",{level:"info"}),(0,ke.J)(r,g.gm.console,"error",{level:"error"}),(0,ke.J)(r,g.gm.console,"warn",{level:"warn"}),(0,ke.J)(r,g.gm.console,"info",{level:"info"}),(0,ke.J)(r,g.gm.console,"debug",{level:"debug"}),(0,ke.J)(r,g.gm.console,"trace",{level:"trace"}),this.ee.on("wrap-logger-end",(function([e]){const{level:t,customAttributes:n}=this;(0,Ce.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t){super(),g.gm?(this.features={},(0,x.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(R),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||"agent"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,x.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[R,S,Se,Ne,he,N,L,Pe,He],loaderType:"pro"})})()})();</script> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <script id="cmp">"use strict";function _typeof(e){return(_typeof="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e})(e)}!function(){var e=function(){for(var e,t,n=[],a=window,p=a;p;){try{if(p.frames.__tcfapiLocator){e=p;break}}catch(e){}if(p===a.top)break;p=p.parent}e||(function e(){var t=a.document,n=!!a.frames.__tcfapiLocator;if(!n)if(t.body){var p=t.createElement("iframe");p.style.cssText="display:none",p.name="__tcfapiLocator",t.body.appendChild(p)}else setTimeout(e,5);return!n}(),a.__tcfapi=function(){for(var e=arguments.length,a=new Array(e),p=0;p<e;p++)a[p]=arguments[p];if(!a.length)return n;"setGdprApplies"===a[0]?a.length>3&&2===parseInt(a[1],10)&&"boolean"==typeof a[3]&&(t=a[3],"function"==typeof a[2]&&a[2]("set",!0)):"ping"===a[0]?"function"==typeof a[2]&&a[2]({gdprApplies:t,cmpLoaded:!1,cmpStatus:"stub"}):n.push(a)},a.addEventListener("message",(function(e){var t="string"==typeof e.data,n={};if(t)try{n=JSON.parse(e.data)}catch(e){}else n=e.data;var a="object"===_typeof(n)&&null!==n?n.__tcfapiCall:null;a&&window.__tcfapi(a.command,a.version,(function(n,p){var r={__tcfapiReturn:{returnValue:n,success:p,callId:a.callId}};e&&e.source&&e.source.postMessage&&e.source.postMessage(t?JSON.stringify(r):r,"*")}),a.parameter)}),!1))};"undefined"!=typeof module?module.exports=e:e()}(),function(){var e=!1,t=window,n=document;function a(e){var n="string"==typeof e.data;try{var a=n?JSON.parse(e.data):e.data;if(a.__cmpCall){var p=a.__cmpCall;t.__uspapi(p.command,p.parameter,(function(t,a){var r={__cmpReturn:{returnValue:t,success:a,callId:p.callId}};e.source.postMessage(n?JSON.stringify(r):r,"*")}))}}catch(a){}}!function e(){if(!t.frames.__uspapiLocator)if(n.body){var a=n.body,p=n.createElement("iframe");p.style.cssText="display:none",p.name="__uspapiLocator",a.appendChild(p)}else setTimeout(e,5)}(),"function"!=typeof __uspapi&&(t.__uspapi=function(){var t=arguments;if(__uspapi.a=__uspapi.a||[],!t.length)return __uspapi.a;"ping"===t[0]?t[2]({gdprAppliesGlobally:e,cmpLoaded:!1},!0):__uspapi.a.push([].slice.apply(t))},__uspapi.msgHandler=a,t.addEventListener("message",a,!1))}(),function(e){var t={};function n(a){if(t[a])return t[a].exports;var p=t[a]={i:a,l:!1,exports:{}};return e[a].call(p.exports,p,p.exports,n),p.l=!0,p.exports}n.m=e,n.c=t,n.d=function(e,t,a){n.o(e,t)||Object.defineProperty(e,t,{enumerable:!0,get:a})},n.r=function(e){"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},n.t=function(e,t){if(1&t&&(e=n(e)),8&t)return e;if(4&t&&"object"==typeof e&&e&&e.__esModule)return e;var a=Object.create(null);if(n.r(a),Object.defineProperty(a,"default",{enumerable:!0,value:e}),2&t&&"string"!=typeof e)for(var p in e)n.d(a,p,function(t){return e[t]}.bind(null,p));return a},n.n=function(e){var t=e&&e.__esModule?function(){return e.default}:function(){return e};return n.d(t,"a",t),t},n.o=function(e,t){return Object.prototype.hasOwnProperty.call(e,t)},n.p="/",n(n.s=0)}([function(e,t,n){n.r(t);var a=function(e,t){var n={allRegulations:!1,cb:t,regulationType:"gdpr"};return(0,window.__ace)("djcmp","regulationApplies",[e,n])},p=function(e,t){var n={allRegulations:!1,cb:t,regulationType:"usp"};return(0,window.__ace)("djcmp","regulationApplies",[e,n])};!function(){var e=[];function t(){e.push(arguments)}window.djcmp||(t.gdprApplies=a,t.ccpaApplies=p,t.queue=e,window.djcmp=t)}()}]),window.__gpp_addFrame=function(e){if(!window.frames[e])if(document.body){var t=document.createElement("iframe");t.style.cssText="display:none",t.name=e,document.body.appendChild(t)}else window.setTimeout(window.__gpp_addFrame,10,e)},window.__gpp_stub=function(){var e=arguments;if(__gpp.queue=__gpp.queue||[],__gpp.events=__gpp.events||[],!e.length||1==e.length&&"queue"==e[0])return __gpp.queue;if(1==e.length&&"events"==e[0])return __gpp.events;var t=e[0],n=e.length>1?e[1]:null,a=e.length>2?e[2]:null;if("ping"===t)n({gppVersion:"1.1",cmpStatus:"stub",cmpDisplayStatus:"hidden",signalStatus:"not ready",supportedAPIs:["2:tcfeuv2","5:tcfcav1","6:uspv1","7:usnatv1","8:uscav1","9:usvav1","10:uscov1","11:usutv1","12:usctv1"],cmpId:0,sectionList:[],applicableSections:[],gppString:"",parsedSections:{}},!0);else if("addEventListener"===t){"lastId"in __gpp||(__gpp.lastId=0),__gpp.lastId++;var p=__gpp.lastId;__gpp.events.push({id:p,callback:n,parameter:a}),n({eventName:"listenerRegistered",listenerId:p,data:!0,pingData:{gppVersion:"1.1",cmpStatus:"stub",cmpDisplayStatus:"hidden",signalStatus:"not ready",supportedAPIs:["2:tcfeuv2","5:tcfcav1","6:uspv1","7:usnatv1","8:uscav1","9:usvav1","10:uscov1","11:usutv1","12:usctv1"],cmpId:0,sectionList:[],applicableSections:[],gppString:"",parsedSections:{}}},!0)}else if("removeEventListener"===t){for(var r=!1,s=0;s<__gpp.events.length;s++)if(__gpp.events[s].id==a){__gpp.events.splice(s,1),r=!0;break}n({eventName:"listenerRemoved",listenerId:a,data:r,pingData:{gppVersion:"1.1",cmpStatus:"stub",cmpDisplayStatus:"hidden",signalStatus:"not ready",supportedAPIs:["2:tcfeuv2","5:tcfcav1","6:uspv1","7:usnatv1","8:uscav1","9:usvav1","10:uscov1","11:usutv1","12:usctv1"],cmpId:0,sectionList:[],applicableSections:[],gppString:"",parsedSections:{}}},!0)}else"hasSection"===t?n(!1,!0):"getSection"===t||"getField"===t?n(null,!0):__gpp.queue.push([].slice.apply(e))},window.__gpp_msghandler=function(e){var t="string"==typeof e.data;try{var n=t?JSON.parse(e.data):e.data}catch(e){n=null}if("object"==typeof n&&null!==n&&"__gppCall"in n){var a=n.__gppCall;window.__gpp(a.command,(function(n,p){var r={__gppReturn:{returnValue:n,success:p,callId:a.callId}};e.source.postMessage(t?JSON.stringify(r):r,"*")}),"parameter"in a?a.parameter:null,"version"in a?a.version:"1.1")}},"__gpp"in window&&"function"==typeof window.__gpp||(window.__gpp=window.__gpp_stub,window.addEventListener("message",window.__gpp_msghandler,!1),window.__gpp_addFrame("__gppLocator")); </script> <script id="gms" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">!function(){var e,t,i;window.ace=window.ace||{},e={},t={},i={addToExecutionQueue(e){return t[e]||(t[e]=[]),t[e].push(arguments),t},getSubscribedElements:()=>Object.keys(e),getSubscribedFunctions:t=>Object.keys(e[t]||{}),executeQueue(e){try{t[e]&&t[e].forEach((e=>this.execute(...e))),delete t[e]}catch(e){console.error(e)}},execute(){var[t,i,r,n]=arguments,s=e[t][i],u=e=>e,c=[];return"function"!=typeof s?s:(r&&("function"==typeof r?(u=r,n&&Array.isArray(n)&&(c=n)):Array.isArray(r)&&(c=r)),u(s.apply(null,c)))},__reset(){var i=e=>Object.keys(e).forEach((t=>delete e[t]));i(e),i(t)},hasSubscription(e){return this.getSubscribedElements().indexOf(e)>-1},hasSubscribedFunction(e,t){return this.getSubscribedFunctions(e).indexOf(t)>-1},uniqueFucntionsUnderSubscription(t,i){const{__ace:r=(()=>({}))}=window;let n={};return Object.keys(i).forEach((s=>{e[t][s]?r("log","log",[{type:"warning",initiator:"page",message:"You are trying to subscribe the function "+s+" under the "+t+" namespace again. Use another name."}]):n[s]=i[s]})),n},addSubscription(t,i){if(this.hasSubscription(t)){const r=this.uniqueFucntionsUnderSubscription(t,i);e[t]={...e[t],...r}}else e[t]=i;return e},subscribe(t,i,r){if(r)return e[t]=i,e;if(!i||"object"!=typeof i)throw new Error("Missing third parameter. You must provide an object.");return this.addSubscription(t,i),this.executeQueue(t),e},globalMessaging(){var[e,t,...i]=arguments;if(!e&&!t)return this.getSubscribedElements();if(e&&"string"==typeof e&&!t)return this.getSubscribedFunctions(e);if("string"!=typeof e||"string"!=typeof t)throw new Error("First and second argument must be String types");if(this.hasSubscribedFunction(e,t))return this.execute(e,t,...i);this.addToExecutionQueue(e,t,...i)}},window.__ace=i.globalMessaging.bind(i),window.__ace.subscribe=i.subscribe.bind(i)}() </script> <link rel="preload" href="https://www.marketwatch.com/asset/ace/ace.min.js" as="script" /> <script src="https://www.marketwatch.com/asset/ace/ace.min.js" data-app="marketwatch" data-ace-uac-url="https://www.marketwatch.com/asset/ace" data-config="%7B%22enableAmpDjcmp%22%3Atrue%2C%22enableLog%22%3Atrue%2C%22enableSourcepoint%22%3Atrue%2C%22enableUsp%22%3Atrue%2C%22enableVendorScriptLevelUp%22%3Atrue%2C%22enableMsps%22%3Atrue%2C%22enableGpt%22%3Afalse%2C%22enableMoat%22%3Afalse%2C%22enableAps%22%3Afalse%2C%22enableLiveramp%22%3Afalse%2C%22enableAdLightning%22%3Afalse%7D" id="ace-manifest" defer> </script> <title>Best Debt Consolidation Loans of February 2025</title> <link rel="canonical" href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/"> <meta name="og:title" content="Best Debt Consolidation Loans of February 2025"> <meta name="og:url" content="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/"> <meta name="description" content="LightStream is our pick for the best debt consolidation loan based on an industry-leading score of 5 out of 5 stars in our latest review."> <meta name="og:description" content="LightStream is our pick for the best debt consolidation loan based on an industry-leading score of 5 out of 5 stars in our latest review."> <meta name="image" content="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg"> <meta name="og:image" content="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg"> <meta name="og:site_name" content="MarketWatch - Guides"> <meta name="og:type" content="article"> <meta name="google-site-verification" content="h49fN7y6GPeyNaFPTlOK1lO36whIyFo8PEuxf_kAbOE" /> <meta name="fo-verify" content="6e681ab2-e70c-4f20-aa1f-39c0240e7bd8" /> <script defer>  let mwGuides = location.href.indexOf('/guides/') >= -1; let resPage = location.href.indexOf("access-restricted") > -1; let accRes = localStorage.getItem('accRes'); let usConsent = localStorage.getItem('usConsent'); let accResRed = 'https://www.marketwatch.com/guides/access-restricted/'; if(mwGuides) { if(resPage || usConsent == 'true') { showConsent(); } else if (accRes == 'true') { window.location.replace(accResRed); } else if(!accRes && !usConsent) { fetch('https://ipapi.co/json/?key=ae8a2b23d976565564426e1638592413ae61fa79') .then(function(response) { localStorage.setItem('usConsent', false); localStorage.setItem('accRes', false); response.json().then(resp => { let country = (resp && resp.country) ? resp.country : ''; let continent_code = (resp && resp.continent_code) ? resp.continent_code : ''; let state_code = (resp && resp.region_code) ? resp.region_code : ''; let eu_redirect =['CH','LI','NO','IS']; let us_notice = ['CA','CO','CT','VA','ME','NV']; /** Check if the user is from EU. Also, CH - Switzerland, GB - United Kingdom, LI - Liechtenstein, NO - Norway, IS - Iceland **/ if (((continent_code == 'EU' && country != 'GB') || eu_redirect.includes(country)) && !resPage) { localStorage.setItem('accRes', true); window.location.replace(accResRed); } /** Check if US state cookie consent and privacy links **/ if ((country == 'US' && us_notice.includes(state_code)) || country == 'GB') { window.onload = function(){ localStorage.setItem('usConsent', true); showConsent(); } } }); }) .catch(function(error) { console.log(error); }); } } function showConsent() {  const otScript = document.createElement('script'); otScript.src = 'https://cdn.cookielaw.org/scripttemplates/otSDKStub.js'; otScript.type = 'text/javascript'; otScript.charset = 'UTF-8'; otScript.setAttribute('data-domain-script',"018df11c-5114-7d2e-b7d4-a5e44f29e50a"); document.head.appendChild(otScript);   window.OptanonWrapper = function() { var priv_notice = document.getElementById('priv-notice'); priv_notice.style.display = 'block'; var tagsH2 = document.querySelectorAll('#onetrust-pc-sdk h2'); for(i=0; i < tagsH2.length; i++) { otreplace(tagsH2[i], "ot-h2"); } var tagsH3 = document.querySelectorAll('#onetrust-pc-sdk h3'); for(i=0; i < tagsH3.length; i++) { otreplace(tagsH3[i], "ot-h3"); } var tagsH4 = document.querySelectorAll('#onetrust-pc-sdk h4'); for(i=0; i < tagsH4.length; i++) { otreplace(tagsH4[i], "ot-h4"); } var otImg = document.querySelectorAll('#onetrust-pc-sdk img'); for(i=0; i < otImg.length; i++) { otImg[i].setAttribute("loading", "lazy"); } } function otreplace(tag, otclass) { var parent = tag.parentNode; var newDiv = document.createElement("div"); if (tag.id != undefined) newDiv.setAttribute("id", "" + tag.id + ""); newDiv.classList = tag.classList; newDiv.innerHTML = tag.innerHTML; newDiv.classList.add(otclass); parent.insertBefore(newDiv, tag); parent.removeChild(tag); }  }  </script> <script data-cfasync="false" data-no-defer="1" data-no-minify="1" data-no-optimize="1">var ewww_webp_supported=!1;function check_webp_feature(A,e){var w;e=void 0!==e?e:function(){},ewww_webp_supported?e(ewww_webp_supported):((w=new Image).onload=function(){ewww_webp_supported=0<w.width&&0<w.height,e&&e(ewww_webp_supported)},w.onerror=function(){e&&e(!1)},w.src="data:image/webp;base64,"+{alpha:"UklGRkoAAABXRUJQVlA4WAoAAAAQAAAAAAAAAAAAQUxQSAwAAAARBxAR/Q9ERP8DAABWUDggGAAAABQBAJ0BKgEAAQAAAP4AAA3AAP7mtQAAAA=="}[A])}check_webp_feature("alpha");</script><script data-cfasync="false" data-no-defer="1" data-no-minify="1" data-no-optimize="1">var Arrive=function(c,w){"use strict";if(c.MutationObserver&&"undefined"!=typeof HTMLElement){var r,a=0,u=(r=HTMLElement.prototype.matches||HTMLElement.prototype.webkitMatchesSelector||HTMLElement.prototype.mozMatchesSelector||HTMLElement.prototype.msMatchesSelector,{matchesSelector:function(e,t){return e instanceof HTMLElement&&r.call(e,t)},addMethod:function(e,t,r){var a=e[t];e[t]=function(){return r.length==arguments.length?r.apply(this,arguments):"function"==typeof a?a.apply(this,arguments):void 0}},callCallbacks:function(e,t){t&&t.options.onceOnly&&1==t.firedElems.length&&(e=[e[0]]);for(var r,a=0;r=e[a];a++)r&&r.callback&&r.callback.call(r.elem,r.elem);t&&t.options.onceOnly&&1==t.firedElems.length&&t.me.unbindEventWithSelectorAndCallback.call(t.target,t.selector,t.callback)},checkChildNodesRecursively:function(e,t,r,a){for(var i,n=0;i=e[n];n++)r(i,t,a)&&a.push({callback:t.callback,elem:i}),0<i.childNodes.length&&u.checkChildNodesRecursively(i.childNodes,t,r,a)},mergeArrays:function(e,t){var r,a={};for(r in e)e.hasOwnProperty(r)&&(a[r]=e[r]);for(r in t)t.hasOwnProperty(r)&&(a[r]=t[r]);return a},toElementsArray:function(e){return e=void 0!==e&&("number"!=typeof e.length||e===c)?[e]:e}}),e=(l.prototype.addEvent=function(e,t,r,a){a={target:e,selector:t,options:r,callback:a,firedElems:[]};return this._beforeAdding&&this._beforeAdding(a),this._eventsBucket.push(a),a},l.prototype.removeEvent=function(e){for(var t,r=this._eventsBucket.length-1;t=this._eventsBucket[r];r--)e(t)&&(this._beforeRemoving&&this._beforeRemoving(t),(t=this._eventsBucket.splice(r,1))&&t.length&&(t[0].callback=null))},l.prototype.beforeAdding=function(e){this._beforeAdding=e},l.prototype.beforeRemoving=function(e){this._beforeRemoving=e},l),t=function(i,n){var o=new e,l=this,s={fireOnAttributesModification:!1};return o.beforeAdding(function(t){var e=t.target;e!==c.document&&e!==c||(e=document.getElementsByTagName("html")[0]);var r=new MutationObserver(function(e){n.call(this,e,t)}),a=i(t.options);r.observe(e,a),t.observer=r,t.me=l}),o.beforeRemoving(function(e){e.observer.disconnect()}),this.bindEvent=function(e,t,r){t=u.mergeArrays(s,t);for(var a=u.toElementsArray(this),i=0;i<a.length;i++)o.addEvent(a[i],e,t,r)},this.unbindEvent=function(){var r=u.toElementsArray(this);o.removeEvent(function(e){for(var t=0;t<r.length;t++)if(this===w||e.target===r[t])return!0;return!1})},this.unbindEventWithSelectorOrCallback=function(r){var a=u.toElementsArray(this),i=r,e="function"==typeof r?function(e){for(var t=0;t<a.length;t++)if((this===w||e.target===a[t])&&e.callback===i)return!0;return!1}:function(e){for(var t=0;t<a.length;t++)if((this===w||e.target===a[t])&&e.selector===r)return!0;return!1};o.removeEvent(e)},this.unbindEventWithSelectorAndCallback=function(r,a){var i=u.toElementsArray(this);o.removeEvent(function(e){for(var t=0;t<i.length;t++)if((this===w||e.target===i[t])&&e.selector===r&&e.callback===a)return!0;return!1})},this},i=new function(){var s={fireOnAttributesModification:!1,onceOnly:!1,existing:!1};function n(e,t,r){return!(!u.matchesSelector(e,t.selector)||(e._id===w&&(e._id=a++),-1!=t.firedElems.indexOf(e._id)))&&(t.firedElems.push(e._id),!0)}var c=(i=new t(function(e){var t={attributes:!1,childList:!0,subtree:!0};return e.fireOnAttributesModification&&(t.attributes=!0),t},function(e,i){e.forEach(function(e){var t=e.addedNodes,r=e.target,a=[];null!==t&&0<t.length?u.checkChildNodesRecursively(t,i,n,a):"attributes"===e.type&&n(r,i)&&a.push({callback:i.callback,elem:r}),u.callCallbacks(a,i)})})).bindEvent;return i.bindEvent=function(e,t,r){t=void 0===r?(r=t,s):u.mergeArrays(s,t);var a=u.toElementsArray(this);if(t.existing){for(var i=[],n=0;n<a.length;n++)for(var o=a[n].querySelectorAll(e),l=0;l<o.length;l++)i.push({callback:r,elem:o[l]});if(t.onceOnly&&i.length)return r.call(i[0].elem,i[0].elem);setTimeout(u.callCallbacks,1,i)}c.call(this,e,t,r)},i},o=new function(){var a={};function i(e,t){return u.matchesSelector(e,t.selector)}var n=(o=new t(function(){return{childList:!0,subtree:!0}},function(e,r){e.forEach(function(e){var t=e.removedNodes,e=[];null!==t&&0<t.length&&u.checkChildNodesRecursively(t,r,i,e),u.callCallbacks(e,r)})})).bindEvent;return o.bindEvent=function(e,t,r){t=void 0===r?(r=t,a):u.mergeArrays(a,t),n.call(this,e,t,r)},o};d(HTMLElement.prototype),d(NodeList.prototype),d(HTMLCollection.prototype),d(HTMLDocument.prototype),d(Window.prototype);var n={};return s(i,n,"unbindAllArrive"),s(o,n,"unbindAllLeave"),n}function l(){this._eventsBucket=[],this._beforeAdding=null,this._beforeRemoving=null}function s(e,t,r){u.addMethod(t,r,e.unbindEvent),u.addMethod(t,r,e.unbindEventWithSelectorOrCallback),u.addMethod(t,r,e.unbindEventWithSelectorAndCallback)}function d(e){e.arrive=i.bindEvent,s(i,e,"unbindArrive"),e.leave=o.bindEvent,s(o,e,"unbindLeave")}}(window,void 0),ewww_webp_supported=!1;function check_webp_feature(e,t){var r;ewww_webp_supported?t(ewww_webp_supported):((r=new Image).onload=function(){ewww_webp_supported=0<r.width&&0<r.height,t(ewww_webp_supported)},r.onerror=function(){t(!1)},r.src="data:image/webp;base64,"+{alpha:"UklGRkoAAABXRUJQVlA4WAoAAAAQAAAAAAAAAAAAQUxQSAwAAAARBxAR/Q9ERP8DAABWUDggGAAAABQBAJ0BKgEAAQAAAP4AAA3AAP7mtQAAAA==",animation:"UklGRlIAAABXRUJQVlA4WAoAAAASAAAAAAAAAAAAQU5JTQYAAAD/////AABBTk1GJgAAAAAAAAAAAAAAAAAAAGQAAABWUDhMDQAAAC8AAAAQBxAREYiI/gcA"}[e])}function ewwwLoadImages(e){if(e){for(var t=document.querySelectorAll(".batch-image img, .image-wrapper a, .ngg-pro-masonry-item a, .ngg-galleria-offscreen-seo-wrapper a"),r=0,a=t.length;r<a;r++)ewwwAttr(t[r],"data-src",t[r].getAttribute("data-webp")),ewwwAttr(t[r],"data-thumbnail",t[r].getAttribute("data-webp-thumbnail"));for(var i=document.querySelectorAll("div.woocommerce-product-gallery__image"),r=0,a=i.length;r<a;r++)ewwwAttr(i[r],"data-thumb",i[r].getAttribute("data-webp-thumb"))}for(var n=document.querySelectorAll("video"),r=0,a=n.length;r<a;r++)ewwwAttr(n[r],"poster",e?n[r].getAttribute("data-poster-webp"):n[r].getAttribute("data-poster-image"));for(var o,l=document.querySelectorAll("img.ewww_webp_lazy_load"),r=0,a=l.length;r<a;r++)e&&(ewwwAttr(l[r],"data-lazy-srcset",l[r].getAttribute("data-lazy-srcset-webp")),ewwwAttr(l[r],"data-srcset",l[r].getAttribute("data-srcset-webp")),ewwwAttr(l[r],"data-lazy-src",l[r].getAttribute("data-lazy-src-webp")),ewwwAttr(l[r],"data-src",l[r].getAttribute("data-src-webp")),ewwwAttr(l[r],"data-orig-file",l[r].getAttribute("data-webp-orig-file")),ewwwAttr(l[r],"data-medium-file",l[r].getAttribute("data-webp-medium-file")),ewwwAttr(l[r],"data-large-file",l[r].getAttribute("data-webp-large-file")),null!=(o=l[r].getAttribute("srcset"))&&!1!==o&&o.includes("R0lGOD")&&ewwwAttr(l[r],"src",l[r].getAttribute("data-lazy-src-webp"))),l[r].className=l[r].className.replace(/\bewww_webp_lazy_load\b/,"");for(var s=document.querySelectorAll(".ewww_webp"),r=0,a=s.length;r<a;r++)e?(ewwwAttr(s[r],"srcset",s[r].getAttribute("data-srcset-webp")),ewwwAttr(s[r],"src",s[r].getAttribute("data-src-webp")),ewwwAttr(s[r],"data-orig-file",s[r].getAttribute("data-webp-orig-file")),ewwwAttr(s[r],"data-medium-file",s[r].getAttribute("data-webp-medium-file")),ewwwAttr(s[r],"data-large-file",s[r].getAttribute("data-webp-large-file")),ewwwAttr(s[r],"data-large_image",s[r].getAttribute("data-webp-large_image")),ewwwAttr(s[r],"data-src",s[r].getAttribute("data-webp-src"))):(ewwwAttr(s[r],"srcset",s[r].getAttribute("data-srcset-img")),ewwwAttr(s[r],"src",s[r].getAttribute("data-src-img"))),s[r].className=s[r].className.replace(/\bewww_webp\b/,"ewww_webp_loaded");window.jQuery&&jQuery.fn.isotope&&jQuery.fn.imagesLoaded&&(jQuery(".fusion-posts-container-infinite").imagesLoaded(function(){jQuery(".fusion-posts-container-infinite").hasClass("isotope")&&jQuery(".fusion-posts-container-infinite").isotope()}),jQuery(".fusion-portfolio:not(.fusion-recent-works) .fusion-portfolio-wrapper").imagesLoaded(function(){jQuery(".fusion-portfolio:not(.fusion-recent-works) .fusion-portfolio-wrapper").isotope()}))}function ewwwWebPInit(e){ewwwLoadImages(e),ewwwNggLoadGalleries(e),document.arrive(".ewww_webp",function(){ewwwLoadImages(e)}),document.arrive(".ewww_webp_lazy_load",function(){ewwwLoadImages(e)}),document.arrive("videos",function(){ewwwLoadImages(e)}),"loading"==document.readyState?document.addEventListener("DOMContentLoaded",ewwwJSONParserInit):("undefined"!=typeof galleries&&ewwwNggParseGalleries(e),ewwwWooParseVariations(e))}function ewwwAttr(e,t,r){null!=r&&!1!==r&&e.setAttribute(t,r)}function ewwwJSONParserInit(){"undefined"!=typeof galleries&&check_webp_feature("alpha",ewwwNggParseGalleries),check_webp_feature("alpha",ewwwWooParseVariations)}function ewwwWooParseVariations(e){if(e)for(var t=document.querySelectorAll("form.variations_form"),r=0,a=t.length;r<a;r++){var i=t[r].getAttribute("data-product_variations"),n=!1;try{for(var o in i=JSON.parse(i))void 0!==i[o]&&void 0!==i[o].image&&(void 0!==i[o].image.src_webp&&(i[o].image.src=i[o].image.src_webp,n=!0),void 0!==i[o].image.srcset_webp&&(i[o].image.srcset=i[o].image.srcset_webp,n=!0),void 0!==i[o].image.full_src_webp&&(i[o].image.full_src=i[o].image.full_src_webp,n=!0),void 0!==i[o].image.gallery_thumbnail_src_webp&&(i[o].image.gallery_thumbnail_src=i[o].image.gallery_thumbnail_src_webp,n=!0),void 0!==i[o].image.thumb_src_webp&&(i[o].image.thumb_src=i[o].image.thumb_src_webp,n=!0));n&&ewwwAttr(t[r],"data-product_variations",JSON.stringify(i))}catch(e){}}}function ewwwNggParseGalleries(e){if(e)for(var t in galleries){var r=galleries[t];galleries[t].images_list=ewwwNggParseImageList(r.images_list)}}function ewwwNggLoadGalleries(e){e&&document.addEventListener("ngg.galleria.themeadded",function(e,t){window.ngg_galleria._create_backup=window.ngg_galleria.create,window.ngg_galleria.create=function(e,t){var r=$(e).data("id");return galleries["gallery_"+r].images_list=ewwwNggParseImageList(galleries["gallery_"+r].images_list),window.ngg_galleria._create_backup(e,t)}})}function ewwwNggParseImageList(e){for(var t in e){var r=e[t];if(void 0!==r["image-webp"]&&(e[t].image=r["image-webp"],delete e[t]["image-webp"]),void 0!==r["thumb-webp"]&&(e[t].thumb=r["thumb-webp"],delete e[t]["thumb-webp"]),void 0!==r.full_image_webp&&(e[t].full_image=r.full_image_webp,delete e[t].full_image_webp),void 0!==r.srcsets)for(var a in r.srcsets)nggSrcset=r.srcsets[a],void 0!==r.srcsets[a+"-webp"]&&(e[t].srcsets[a]=r.srcsets[a+"-webp"],delete e[t].srcsets[a+"-webp"]);if(void 0!==r.full_srcsets)for(var i in r.full_srcsets)nggFSrcset=r.full_srcsets[i],void 0!==r.full_srcsets[i+"-webp"]&&(e[t].full_srcsets[i]=r.full_srcsets[i+"-webp"],delete e[t].full_srcsets[i+"-webp"])}return e}check_webp_feature("alpha",ewwwWebPInit);</script><style type="text/css" id="theme-variables">:root{--color-primary:#1B8929;--color-primary-50:#FAFFFB;--color-primary-100:#F1F7F2;--color-primary-300:#D9F0D9;--color-primary-400:#00B742;--color-primary-600:#37783E;--color-primary-700:#3C5D3A;--color-primary-900:#082B0D;--color-primary-gradient:linear-gradient(180deg, #02A13B 0%, #048834 100%);--color-secondary:#3593C9;--color-secondary-100:#E2EFF9;--color-secondary-300:#A4CAE2;--color-secondary-700:#344966;--color-neutral:#747474;--color-neutral-white:#FFF;--color-neutral-black:#000;--color-neutral-100:#F7F7F7;--color-neutral-200:#F1F1F1;--color-neutral-400:#C3C3C3;--color-neutral-800:#4F4D4D;--color-neutral-900:#2E2E2E;--color-danger:#B60B00;--color-danger-100:#EEDDDC;--color-danger-300:#E86C60;--color-accent:#FCAF20;--color-accent-300:#FDD78F;--wrapper-width:1190px;--admin-bar-height:var(--wp-admin--admin-bar--height, 0px);--lateral-padding-value:25px;--lateral-padding:var(--lateral-padding-value);--header-height:50px;--top-height:calc(var(--admin-bar-height) + var(--header-height));--body-font-family:"Lato",sans-serif;--heading-font-family:"Mulish",sans-serif;--z-index-1:100;--z-index-2:200;--z-index-3:300;--z-index-4:400;--z-index-5:500}@media (min-width:992px){:root{--top-height:var(--admin-bar-height)}}</style><style type="text/css" id="theme">@charset "UTF-8";@font-face{font-family:Lato;font-style:normal;font-weight:300;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Light.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Light.woff) format("woff");font-display:swap}@font-face{font-family:Lato;font-style:italic;font-weight:300;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-LightItalic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-LightItalic.woff) format("woff");font-display:swap}@font-face{font-family:Lato;font-style:normal;font-weight:400;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Regular.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Regular.woff) format("woff");font-display:swap}@font-face{font-family:Lato;font-style:italic;font-weight:400;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Italic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Italic.woff) format("woff");font-display:swap}@font-face{font-family:Lato;font-style:normal;font-weight:700;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Bold.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-Bold.woff) format("woff");font-display:swap}@font-face{font-family:Lato;font-style:italic;font-weight:700;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-BoldItalic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/lato/Lato-BoldItalic.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:normal;font-weight:400;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Regular.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Regular.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:italic;font-weight:400;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Italic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Italic.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:normal;font-weight:600;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-SemiBold.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-SemiBold.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:italic;font-weight:600;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-SemiBoldItalic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-SemiBoldItalic.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:normal;font-weight:700;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Bold.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-Bold.woff) format("woff");font-display:swap}@font-face{font-family:Mulish;font-style:italic;font-weight:700;src:url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-BoldItalic.woff2) format("woff2"),url(https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/webfonts/mulish/Mulish-BoldItalic.woff) format("woff");font-display:swap}::-moz-selection{color:var(--color-neutral-white);background:var(--color-primary-400)}::selection{color:var(--color-neutral-white);background:var(--color-primary-400)}*{box-sizing:border-box}html{font-size:16px;line-height:1.45;scroll-padding-top:var(--scroll-padding-top,calc(var(--top-height) + 20px))}body{margin:0;overflow-x:clip;font-family:var(--body-font-family);color:var(--color-neutral-900);background:var(--color-neutral-white);-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5,h6{margin:0}button,input,select{width:auto;padding:0;font-family:inherit;font-size:inherit;font-weight:inherit;line-height:inherit;color:inherit;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:unset;border:unset}button{cursor:pointer}p{margin:0;line-height:1.4}a{color:inherit;text-decoration:unset;text-decoration-thickness:1px;text-underline-offset:1px}li,ol,ul{padding:0;margin:0}footer li,footer ol,footer ul,header li,header ol,header ul{list-style:none}#wpadminbar{position:fixed!important}div.ad-widget-block ol,div.ad-widget-block ul{padding-left:1em;margin:1.5em 0}div.ad-widget-block ol li,div.ad-widget-block ul li{margin-bottom:10px}.visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:0!important;overflow:hidden;clip:rect(1px 1px 1px 1px);font-size:0!important;white-space:nowrap;border:0!important}h2.wp-block-heading>span.banking-rates-shortcode{text-transform:capitalize}@media (width >= 992px){.hide-on-desktop{display:none!important}}@media (width <= 991px){.hide-on-mobile{display:none!important}}[data-ab-test]:not(.url-ready),a[href*="device_type}"]:not(.url-ready),a[href*="segment_id}"]:not(.url-ready),form[action*="device_type}"]:not(.url-ready),form[action*="segment_id}"]:not(.url-ready){pointer-events:none}.gutenberg .wp-block-quote{margin-right:0;margin-left:0}.gutenberg .wp-block-pullquote{padding:25px;margin:0}.gutenberg .wp-block-pullquote blockquote{margin:0}.gutenberg .wp-block-pullquote blockquote p{margin-bottom:.6em;font-family:var(--heading-font-family);font-size:.9em;line-height:1.3;color:var(--color-primary-400)}@media (min-width:992px){.gutenberg .wp-block-pullquote blockquote p{font-size:1.2em}}.gutenberg .wp-block-pullquote blockquote p::before{content:"“"}.gutenberg .wp-block-pullquote blockquote p::after{content:"”"}.gutenberg .wp-block-pullquote blockquote cite{font-size:.6em;font-style:normal}@media (min-width:992px){.gutenberg .wp-block-pullquote blockquote cite{font-size:.8em}}.gutenberg .wp-block-pullquote blockquote cite::before{content:"– "}.gutenberg figure.wp-block-embed .wp-block-embed__wrapper{position:relative;height:0;padding-bottom:56.25%}.gutenberg figure.wp-block-embed iframe{position:absolute;top:0;left:0;width:100%!important;height:100%!important}.gutenberg iframe[src*=youtube]{width:100%;height:auto;aspect-ratio:16/9}.gutenberg figure.wp-block-video{margin:0}.gutenberg figure.wp-block-video video{width:100%;height:auto;aspect-ratio:16/9}.gutenberg .wp-block-image img{max-width:100%}.gutenberg .wp-block-image.is-style-rounded img{border-radius:99999px}.gutenberg .wp-block-image figcaption,.gutenberg .wp-caption-text{margin-top:5px!important;font-size:.8em!important;line-height:1.2!important;color:rgba(0,0,0,.5);text-align:center}@media (max-width:991px){.gutenberg .ad-widget-block{overflow-x:clip}}.gutenberg>.jpp-ct{margin-right:0;margin-left:0}.gutenberg>.jpp-ct:not(:last-child){margin-bottom:2.5em}@media (max-width:991px){.gutenberg>.c-gutenberg-table{--lateral-padding:var(--lateral-padding-value);margin:0 calc(var(--lateral-padding) * -1)!important}}.gutenberg iframe{max-width:100%}.gutenberg>:not([class^=b-],[class^=c-]),.gutenberg>[class^=wp-block]{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.gutenberg>:not([class^=b-],[class^=c-]):not(.wp-block-heading):not(:last-child),.gutenberg>[class^=wp-block]:not(.wp-block-heading):not(:last-child){margin-bottom:1em}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6){font-family:var(--heading-font-family);font-weight:700;line-height:1.2}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child){margin-top:1em}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child){margin-bottom:.5em}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading{display:grid;grid-auto-flow:column;gap:.8em;align-items:center;justify-content:left}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before{display:inline-block;width:4px;height:70%;content:"";background:var(--color-primary);border-radius:2px}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center{text-align:center}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1){font-family:var(--heading-font-family);font-size:32px;line-height:1.25}@media (min-width:992px){.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1){font-size:40px}}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2){font-family:var(--heading-font-family);font-size:24px;line-height:1.4}@media (min-width:992px){.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2){font-size:32px}}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3){font-family:var(--heading-font-family);font-size:20px;line-height:1.5}@media (min-width:992px){.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3){font-size:28px}}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4){font-family:var(--heading-font-family);font-size:18px;line-height:1.5}@media (min-width:992px){.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4){font-size:22px}}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6){font-family:var(--heading-font-family);font-size:18px;line-height:1.5}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){margin-top:0;margin-bottom:0;font-size:inherit;line-height:1.5}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child){margin-bottom:1em}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center{text-align:center}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right{text-align:right}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left{text-align:left}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){padding-left:1.2em}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li{padding-left:10px}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child){margin-bottom:10px}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker{color:var(--color-neutral-900)}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist{list-style-image:url(data:image/svg+xml;base64,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)}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li{list-style-type:auto}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){list-style-type:disc}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul{margin-top:10px;list-style-type:circle}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul{list-style:square}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr){margin:2em 0;border:0;border-bottom:1px solid var(--color-neutral-400)}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img){display:block;height:auto}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter]{width:-moz-fit-content;width:fit-content;margin-right:auto;margin-left:auto}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright]{width:-moz-fit-content;width:fit-content;margin-left:auto}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a){color:var(--color-primary);text-decoration:underline;text-decoration-thickness:1px;text-decoration-color:var(--color-primary);text-underline-offset:4px;word-wrap:break-word}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover{color:var(--color-primary-600)}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote){position:relative;padding-left:30px;border:0}.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.gutenberg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.gutenberg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.wysiwyg>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.wysiwyg>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before{position:absolute;top:0;left:0;width:4px;height:100%;content:"";background:var(--color-secondary-300);border-radius:2px}.gutenberg .table-block,.wysiwyg .table-block{overflow-x:auto;font-size:16px;border-bottom:0!important}.gutenberg .table-block figcaption,.wysiwyg .table-block figcaption{display:grid;grid-auto-flow:column;align-items:center;justify-content:space-between;padding:10px 15px;font-size:12px;color:var(--color-neutral);border:1px solid var(--color-neutral-200);border-top:0;border-bottom-right-radius:5px;border-bottom-left-radius:5px}.gutenberg .table-block figcaption>span[data-rich-text-placeholder],.wysiwyg .table-block figcaption>span[data-rich-text-placeholder]{position:absolute;width:0;white-space:nowrap}.gutenberg .table-block table,.gutenberg .widget-content table,.gutenberg>table,.wysiwyg .table-block table,.wysiwyg .widget-content table,.wysiwyg>table{min-width:100%;max-width:100%;overflow-x:scroll;font-size:16px;text-align:left;border:0;border-top:2px solid var(--color-primary)}.gutenberg .table-block table.has-fixed-layout,.gutenberg .widget-content table.has-fixed-layout,.gutenberg>table.has-fixed-layout,.wysiwyg .table-block table.has-fixed-layout,.wysiwyg .widget-content table.has-fixed-layout,.wysiwyg>table.has-fixed-layout{width:auto;overflow-x:auto}@media (min-width:992px){.gutenberg .table-block table.has-fixed-layout,.gutenberg .widget-content table.has-fixed-layout,.gutenberg>table.has-fixed-layout,.wysiwyg .table-block table.has-fixed-layout,.wysiwyg .widget-content table.has-fixed-layout,.wysiwyg>table.has-fixed-layout{width:100%}}.gutenberg .table-block table td,.gutenberg .table-block table th,.gutenberg .widget-content table td,.gutenberg .widget-content table th,.gutenberg>table td,.gutenberg>table th,.wysiwyg .table-block table td,.wysiwyg .table-block table th,.wysiwyg .widget-content table td,.wysiwyg .widget-content table th,.wysiwyg>table td,.wysiwyg>table th{min-width:120px;padding:.5em;line-height:1.35;border:0}.gutenberg .table-block table thead,.gutenberg .widget-content table thead,.gutenberg>table thead,.wysiwyg .table-block table thead,.wysiwyg .widget-content table thead,.wysiwyg>table thead{font-size:1.1em;border-bottom:0}.gutenberg .table-block table tbody tr:nth-child(even),.gutenberg .widget-content table tbody tr:nth-child(even),.gutenberg>table tbody tr:nth-child(even),.wysiwyg .table-block table tbody tr:nth-child(even),.wysiwyg .widget-content table tbody tr:nth-child(even),.wysiwyg>table tbody tr:nth-child(even){background:#ededed}.gutenberg .table-block table thead+tbody tr:nth-child(odd),.gutenberg .widget-content table thead+tbody tr:nth-child(odd),.gutenberg>table thead+tbody tr:nth-child(odd),.wysiwyg .table-block table thead+tbody tr:nth-child(odd),.wysiwyg .widget-content table thead+tbody tr:nth-child(odd),.wysiwyg>table thead+tbody tr:nth-child(odd){background:#ededed}.gutenberg .table-block table thead+tbody tr:nth-child(even),.gutenberg .widget-content table thead+tbody tr:nth-child(even),.gutenberg>table thead+tbody tr:nth-child(even),.wysiwyg .table-block table thead+tbody tr:nth-child(even),.wysiwyg .widget-content table thead+tbody tr:nth-child(even),.wysiwyg>table thead+tbody tr:nth-child(even){background:var(--color-neutral-white)}.gutenberg .table-block table figcaption,.gutenberg .widget-content table figcaption,.gutenberg>table figcaption,.wysiwyg .table-block table figcaption,.wysiwyg .widget-content table figcaption,.wysiwyg>table figcaption{margin-top:5px;font-size:15px;font-style:italic}.gutenberg .table-block table a,.gutenberg .widget-content table a,.gutenberg>table a,.wysiwyg .table-block table a,.wysiwyg .widget-content table a,.wysiwyg>table a{display:inline-block}.ad-widget-block .our-take-widget h4{font-family:var(--heading-font-family)}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6){font-family:var(--heading-font-family);font-weight:700;line-height:1.2}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:first-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:first-child){margin-top:1em}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6):not(:last-child){margin-bottom:.5em}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading{display:grid;grid-auto-flow:column;gap:.8em;align-items:center;justify-content:left}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).subheading::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).subheading::before{display:inline-block;width:4px;height:70%;content:"";background:var(--color-primary);border-radius:2px}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6).has-text-align-center{text-align:center}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1){font-family:var(--heading-font-family);font-size:32px;line-height:1.25}@media (min-width:992px){.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h1,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h1){font-size:40px}}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2){font-family:var(--heading-font-family);font-size:24px;line-height:1.4}@media (min-width:992px){.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h2,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h2){font-size:32px}}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3){font-family:var(--heading-font-family);font-size:20px;line-height:1.5}@media (min-width:992px){.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h3,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h3){font-size:28px}}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4){font-family:var(--heading-font-family);font-size:18px;line-height:1.5}@media (min-width:992px){.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h4,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h4){font-size:22px}}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h5,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) h6,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h5),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(h6){font-family:var(--heading-font-family);font-size:18px;line-height:1.5}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){margin-top:0;margin-bottom:0;font-size:inherit;line-height:1.5}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre):not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul):not(:last-child){margin-bottom:1em}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-center,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-center{text-align:center}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-right,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-right{text-align:right}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) details.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) p.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) pre.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(details).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(p).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(pre).has-text-align-left,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).has-text-align-left{text-align:left}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){padding-left:1.2em}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li{padding-left:10px}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li:not(:last-child),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li:not(:last-child){margin-bottom:10px}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li::marker,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul li::marker,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li::marker,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) li::marker{color:var(--color-neutral-900)}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol.checklist,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul.checklist,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol).checklist,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul).checklist{list-style-image:url(data:image/svg+xml;base64,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)}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ol li,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ol) li{list-style-type:auto}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul){list-style-type:disc}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul{margin-top:10px;list-style-type:circle}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) ul ul ul,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(ul) ul ul{list-style:square}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) hr,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(hr){margin:2em 0;border:0;border-bottom:1px solid var(--color-neutral-400)}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img){display:block;height:auto}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.aligncenter,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=aligncenter],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.aligncenter,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=aligncenter],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).aligncenter,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=aligncenter],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).aligncenter,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=aligncenter]{width:-moz-fit-content;width:fit-content;margin-right:auto;margin-left:auto}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure.alignright,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) figure[block_align=alignright],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img.alignright,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) img[block_align=alignright],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure).alignright,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(figure)[block_align=alignright],.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img).alignright,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(img)[block_align=alignright]{width:-moz-fit-content;width:fit-content;margin-left:auto}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a){color:var(--color-primary);text-decoration:underline;text-decoration-thickness:1px;text-decoration-color:var(--color-primary);text-underline-offset:4px;word-wrap:break-word}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) a:hover,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(a):hover{color:var(--color-primary-600)}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote),.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote){position:relative;padding-left:30px;border:0}.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.ad-widget-block .custom-code-widget>.wp-block-group>.wp-block-group__inner-container>:not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module) blockquote::before,.ad-widget-block .custom-code-widget>:not(.wp-block-group):not([class^=b-],.ad-widget-block,.jpp-ct,.acf-block-component,.dynamic-calculator-container,.tsa-calculators,.solar-calculator__wrapper,.global-module):is(blockquote)::before{position:absolute;top:0;left:0;width:4px;height:100%;content:"";background:var(--color-secondary-300);border-radius:2px}.ad-widget-block .custom-code-widget .table-block{overflow-x:auto;font-size:16px;border-bottom:0!important}.ad-widget-block .custom-code-widget .table-block figcaption{display:grid;grid-auto-flow:column;align-items:center;justify-content:space-between;padding:10px 15px;font-size:12px;color:var(--color-neutral);border:1px solid var(--color-neutral-200);border-top:0;border-bottom-right-radius:5px;border-bottom-left-radius:5px}.ad-widget-block .custom-code-widget .table-block figcaption>span[data-rich-text-placeholder]{position:absolute;width:0;white-space:nowrap}.ad-widget-block .custom-code-widget .table-block table,.ad-widget-block .custom-code-widget .widget-content table,.ad-widget-block .custom-code-widget>table{min-width:100%;max-width:100%;overflow-x:scroll;font-size:16px;text-align:left;border:0;border-top:2px solid var(--color-primary)}.ad-widget-block .custom-code-widget .table-block table.has-fixed-layout,.ad-widget-block .custom-code-widget .widget-content table.has-fixed-layout,.ad-widget-block .custom-code-widget>table.has-fixed-layout{width:auto;overflow-x:auto}@media (min-width:992px){.ad-widget-block .custom-code-widget .table-block table.has-fixed-layout,.ad-widget-block .custom-code-widget .widget-content table.has-fixed-layout,.ad-widget-block .custom-code-widget>table.has-fixed-layout{width:100%}}.ad-widget-block .custom-code-widget .table-block table td,.ad-widget-block .custom-code-widget .table-block table th,.ad-widget-block .custom-code-widget .widget-content table td,.ad-widget-block .custom-code-widget .widget-content table th,.ad-widget-block .custom-code-widget>table td,.ad-widget-block .custom-code-widget>table th{min-width:120px;padding:.5em;line-height:1.35;border:0}.ad-widget-block .custom-code-widget .table-block table thead,.ad-widget-block .custom-code-widget .widget-content table thead,.ad-widget-block .custom-code-widget>table thead{font-size:1.1em;border-bottom:0}.ad-widget-block .custom-code-widget .table-block table tbody tr:nth-child(even),.ad-widget-block .custom-code-widget .widget-content table tbody tr:nth-child(even),.ad-widget-block .custom-code-widget>table tbody tr:nth-child(even){background:#ededed}.ad-widget-block .custom-code-widget .table-block table thead+tbody tr:nth-child(odd),.ad-widget-block .custom-code-widget .widget-content table thead+tbody tr:nth-child(odd),.ad-widget-block .custom-code-widget>table thead+tbody tr:nth-child(odd){background:#ededed}.ad-widget-block .custom-code-widget .table-block table thead+tbody tr:nth-child(even),.ad-widget-block .custom-code-widget .widget-content table thead+tbody tr:nth-child(even),.ad-widget-block .custom-code-widget>table thead+tbody tr:nth-child(even){background:var(--color-neutral-white)}.ad-widget-block .custom-code-widget .table-block table figcaption,.ad-widget-block .custom-code-widget .widget-content table figcaption,.ad-widget-block .custom-code-widget>table figcaption{margin-top:5px;font-size:15px;font-style:italic}.ad-widget-block .custom-code-widget .table-block table a,.ad-widget-block .custom-code-widget .widget-content table a,.ad-widget-block .custom-code-widget>table a{display:inline-block}.ad-widget-block .custom-code-widget #calculatorForm input[type=checkbox],.ad-widget-block .custom-code-widget #calculatorForm input[type=radio]{-webkit-appearance:auto;-moz-appearance:auto;appearance:auto}.ad-widget-block .single-brand-cta-dropdown,.ad-widget-block .single-brand-widget .widget-container .widget-content-container{border:none;box-shadow:0 0 4px rgba(21,21,21,.1411764706),0 24px 30px -8px rgba(21,21,21,.1803921569)}@media (width <= 890px){.ad-widget-block .single-brand-cta-dropdown,.ad-widget-block .single-brand-widget .widget-container .widget-content-container{max-width:calc(100% - 8px)}}.ad-widget-block .single-brand-cta-dropdown{font-size:18px}.ad-widget-block .single-brand-cta-dropdown .dropdown .cons-title,.ad-widget-block .single-brand-cta-dropdown .dropdown .pros-title{font-weight:700}.ad-widget-block .box p{margin-bottom:1em}.ad-widget-block .text-container p{margin-bottom:1em}.ad-widget-block .text-container p a{color:var(--color-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;word-wrap:break-word}.ad-widget-block .text-container p a:hover{color:var(--color-primary-700)}.ad-widget-block .text-container ul li{line-height:1.6}.ad-widget-block .container{padding-right:15px;padding-left:15px;margin-right:auto;margin-left:auto}@media (min-width:1200px){.ad-widget-block .container{max-width:1250px}}@media (min-width:992px){.ad-widget-block .container{max-width:960px}}@media (min-width:768px){.ad-widget-block .container{max-width:720px}}@media (min-width:576px){.ad-widget-block .container{max-width:540px}}.ad-widget-block .container table{font-size:18px}.ad-widget-block .container form input[type=number],.ad-widget-block .container form input[type=text],.ad-widget-block .custom-code-widget form input[type=number],.ad-widget-block .custom-code-widget form input[type=text]{background-color:#fff}.ad-widget-block .calculator form input[type=number],.ad-widget-block .calculator form input[type=text]{padding-block:1px;padding-inline:2px;border:1px solid #767676}.ad-widget-block .cta-comparison-table a:not(.link-btn){color:var(--color-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;word-wrap:break-word}.ad-widget-block .cta-comparison-table a:not(.link-btn):hover{color:var(--color-primary-700)}@media (max-width:991px){.ad-widget-block .pros-and-cons-widget .widget-container .col-title{font-size:18px}}.ad-widget-block .panel-template.multi-providers .widget-container .superlative-info{border-top-left-radius:5px;border-top-right-radius:5px}@media (width >= 992px) and (width <= 1024px){.ad-widget-block .panel-template-variation .product-promo-container-wrapper{height:120px}}.ad-widget-block .panel-template-variation .swiper-container .widget-col .superlative-info{background:0 0!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content.accordion .section-content{font-weight:400!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars{align-items:center;border-radius:5px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars>span{padding-right:8px;margin-right:8px;color:#fcaf20;border-color:rgba(252,175,32,.4);border-right:1px solid}.ad-widget-block .provider_summary-wdgt.design_type-redesigned table{margin-top:15px;border-top:none}.article-cta-note .cta-phone-number{margin-top:15px;font-size:21px;font-weight:500}.article-cta-note .cta-phone-number i{margin-right:7px;font-size:18px}</style><style type="text/css" id="template-single-post">@charset "UTF-8";.gutenberg .wp-block-quote{margin-right:0;margin-left:0}.gutenberg .wp-block-pullquote{padding:25px;margin:0}.gutenberg .wp-block-pullquote blockquote{margin:0}.gutenberg .wp-block-pullquote blockquote p{margin-bottom:.6em;font-family:var(--heading-font-family);font-size:.9em;line-height:1.3;color:var(--color-primary-400)}@media (min-width:992px){.gutenberg .wp-block-pullquote blockquote p{font-size:1.2em}}.gutenberg .wp-block-pullquote blockquote p::before{content:"“"}.gutenberg .wp-block-pullquote blockquote p::after{content:"”"}.gutenberg .wp-block-pullquote blockquote cite{font-size:.6em;font-style:normal}@media (min-width:992px){.gutenberg .wp-block-pullquote blockquote cite{font-size:.8em}}.gutenberg .wp-block-pullquote blockquote cite::before{content:"– "}.gutenberg figure.wp-block-embed .wp-block-embed__wrapper{position:relative;height:0;padding-bottom:56.25%}.gutenberg figure.wp-block-embed iframe{position:absolute;top:0;left:0;width:100%!important;height:100%!important}.gutenberg iframe[src*=youtube]{width:100%;height:auto;aspect-ratio:16/9}.gutenberg figure.wp-block-video{margin:0}.gutenberg figure.wp-block-video video{width:100%;height:auto;aspect-ratio:16/9}.gutenberg .wp-block-image img{max-width:100%}.gutenberg .wp-block-image.is-style-rounded img{border-radius:99999px}.gutenberg .wp-block-image figcaption,.gutenberg .wp-caption-text{margin-top:5px!important;font-size:.8em!important;line-height:1.2!important;color:rgba(0,0,0,.5);text-align:center}@media (max-width:991px){.gutenberg .ad-widget-block{overflow-x:clip}}.gutenberg>.jpp-ct{margin-right:0;margin-left:0}.gutenberg>.jpp-ct:not(:last-child){margin-bottom:2.5em}@media (max-width:991px){.gutenberg>.c-gutenberg-table{--lateral-padding:var(--lateral-padding-value);margin:0 calc(var(--lateral-padding) * -1)!important}}.gutenberg iframe{max-width:100%}.gutenberg>:not([class^=b-],[class^=c-]),.gutenberg>[class^=wp-block]{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.gutenberg>:not([class^=b-],[class^=c-]):not(.wp-block-heading):not(:last-child),.gutenberg>[class^=wp-block]:not(.wp-block-heading):not(:last-child){margin-bottom:1em}body.single-post.template-default{--template-default:true}body.single-post.template-full-width{--template-full-width:true;--wrapper-width:1290px}</style><style type="text/css" id="component-sticky-banner">.c-sticky-banner{position:fixed;left:0;z-index:var(--z-index-4);width:100%;padding:15px 0;background:var(--color-neutral-200);transition-duration:.3s;transition-property:top,transform}.c-sticky-banner .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);display:grid;gap:10px}@media (min-width:992px){.c-sticky-banner .wrapper{grid-template-columns:repeat(2,auto);gap:40px;align-items:center;justify-content:center}}@media (max-width:1399px){.c-sticky-banner .wrapper{padding-right:45px;padding-left:45px}}.c-sticky-banner .close{position:absolute;top:15px;right:15px;width:16px;color:var(--color-neutral)}.c-sticky-banner .close svg{display:block;width:100%}.c-sticky-banner .content{display:flex;align-items:center;justify-content:center;text-align:left}.c-sticky-banner .icon{width:30px;margin-right:15px}.c-sticky-banner .icon img{display:block;width:100%;height:auto}.c-sticky-banner .form{display:flex;flex-wrap:wrap;justify-content:center}.c-sticky-banner .c-field{flex:100%;margin-bottom:10px}@media (min-width:430px){.c-sticky-banner .c-field{--input-height:100%;--field-height:100%;flex:1;max-width:260px;margin-right:10px;margin-bottom:0}}.c-sticky-banner .cta{flex:1}@media (min-width:430px){.c-sticky-banner .cta{max-width:260px!important}}.c-sticky-banner .cta-note{flex:100%;margin-top:5px;font-size:14px;color:var(--color-neutral);text-align:center}.c-sticky-banner.top{top:0;transform:translateY(-100%)}.c-sticky-banner.bottom{bottom:0;transform:translateY(100%)}.c-sticky-banner.active{transform:none}.c-sticky-banner.active.top{top:var(--top-height)}.c-sticky-banner.active.bottom{bottom:0}@media (min-width:992px){.c-sticky-banner:not(.desktop){display:none}}@media (max-width:991px){.c-sticky-banner:not(.mobile){display:none}}</style><style type="text/css" id="component-header">body.scroll-lock{overflow-y:hidden}header.c-header{position:sticky;top:var(--admin-bar-height);z-index:var(--z-index-5);height:var(--header-height);font-family:var(--body-font-family);font-size:18px;color:var(--color-neutral-white);background:var(--color-neutral-900);-webkit-font-smoothing:antialiased}@media (min-width:992px){header.c-header{position:relative;top:0}}header.c-header *{box-sizing:border-box}header.c-header li,header.c-header ul{padding:0;margin:0;list-style:none}header.c-header a{color:inherit;text-decoration:unset}header.c-header button{padding:0;-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer;background:unset;border:0}header.c-header .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);display:grid;grid-template-columns:auto 1fr;gap:10px;height:100%}header.c-header .mobile-menu-trigger{position:relative;width:20px;height:18px;margin:auto}@media (min-width:992px){header.c-header .mobile-menu-trigger{display:none}}header.c-header .mobile-menu-trigger>div{position:absolute;left:0;width:100%;height:2px;background:var(--color-neutral-white);transition-duration:.2s;transition-property:top,left,opacity,transform}header.c-header .mobile-menu-trigger>div:nth-child(1){top:2px}header.c-header .mobile-menu-trigger>div:nth-child(2){top:8px}header.c-header .mobile-menu-trigger>div:nth-child(3){top:14px}header.c-header .mobile-menu-trigger.active>div:nth-child(1),header.c-header .mobile-menu-trigger.active>div:nth-child(3){top:50%;left:50%}header.c-header .mobile-menu-trigger.active>div:nth-child(1){transform:translate(-50%,-50%) rotate(45deg)}header.c-header .mobile-menu-trigger.active>div:nth-child(2){opacity:0}header.c-header .mobile-menu-trigger.active>div:nth-child(3){transform:translate(-50%,-50%) rotate(-45deg)}header.c-header .logo{display:block;height:26px;margin:auto}@media (min-width:992px){header.c-header .logo{height:30px}}header.c-header .logo img{width:auto;height:100%}</style><style type="text/css" id="component-picture">.c-picture{position:relative}.c-picture .overlay{position:absolute;top:0;left:0;width:100%!important;height:100%!important;background:var(--color-neutral-black);opacity:.5}.c-picture .gradient-overlay{position:absolute;top:0;left:0;width:100%!important;height:100%!important;background:rgba(0,0,0,.7)}@media (min-width:992px){.c-picture .gradient-overlay{background:linear-gradient(to right,var(--color-neutral-black),rgba(0,0,0,0))}}.c-picture .c-link{position:absolute;top:0;left:0;width:100%!important;height:100%!important;font-size:0}</style><style type="text/css" id="component-header-menu">.c-header-menu{--top-height:calc(var(--top-height) + var(--header-height));display:none}@media (min-width:992px){.c-header-menu{display:grid;grid-auto-flow:column;gap:30px;justify-content:right}}.c-header-menu .menu-item{font-size:16px}.c-header-menu .menu-item:hover .menu-item-link{font-weight:800;border-color:var(--color-primary-400)}.c-header-menu .menu-item:hover .megamenu{display:block}.c-header-menu .menu-item-link{display:flex;flex-direction:column;justify-content:center;height:100%;padding:0 10px;font-weight:600;border-bottom:5px solid transparent}.c-header-menu .menu-item-link::after{height:0;overflow:hidden;font-weight:800;content:attr(data-text)}.c-header-menu .megamenu{position:absolute;top:var(--top-height);left:50%;display:none;width:100%;max-width:var(--wrapper-width);max-height:calc(100vh - var(--top-height));overflow-y:auto;color:var(--color-neutral-900);background:var(--color-neutral-white);border-radius:0 0 10px 10px;box-shadow:0 4px 20px 0 rgba(0,0,0,.1);transform:translateX(-50%)}.c-header-menu .megamenu-wrapper{position:relative;display:grid;grid-template-columns:250px 1fr;width:100%}.c-header-menu .megamenu-categories{display:grid;gap:8px;align-content:start;padding:20px 0;background:var(--color-primary-100)}.c-header-menu .megamenu-category{padding:15px 25px}.c-header-menu .megamenu-category.active,.c-header-menu .megamenu-category:hover{background:var(--color-primary-300)}.c-header-menu .megamenu-subcategories{display:none;padding:30px 30px 70px}.c-header-menu .megamenu-subcategories.active{display:grid}.c-header-menu .megamenu-subcategories.columns-2{grid-template-columns:repeat(2,1fr);-moz-column-gap:20px;column-gap:20px;align-content:start}.c-header-menu .megamenu-subcategory:first-child{grid-row:1/span 2}.c-header-menu .megamenu-subcategory:first-child:not(:last-child){padding-right:15px;border-right:1px solid var(--color-neutral-400)}.c-header-menu .megamenu-subcategory:nth-child(2):not(:last-child){padding-bottom:25px;margin-bottom:25px;border-bottom:1px solid var(--color-neutral-400)}.c-header-menu .megamenu-subcategory:not(:first-child){grid-column:2}.c-header-menu .megamenu-subcategory-title{display:block;margin-bottom:25px;font-size:18px}.c-header-menu .megamenu-subcategory-articles{justify-items:left}.c-header-menu .megamenu-subcategory-articles.columns-2{-moz-columns:2;columns:2;-moz-column-rule:1px solid var(--color-neutral-400);column-rule:1px solid var(--color-neutral-400);-moz-column-gap:30px;column-gap:30px}.c-header-menu .megamenu-subcategory-link-wrapper{display:block;-moz-column-break-inside:avoid;break-inside:avoid}.c-header-menu .megamenu-subcategory-link-wrapper:not(:last-child){margin-bottom:15px}.c-header-menu .megamenu-subcategory-link-wrapper small{display:block;font-size:12px;color:var(--color-neutral)}.c-header-menu .megamenu-subcategory-link:hover{font-weight:700;color:var(--color-primary);text-decoration:underline;text-underline-offset:2px}.c-header-menu .megamenu-subcategory-link:hover small{text-decoration:none}.c-header-menu .megamenu-link{position:absolute;right:15px;bottom:15px;padding:8px 15px;font-size:14px;font-weight:700;background:var(--color-neutral-100);border-radius:4px}</style><style type="text/css" id="component-header-mobile-menu">.c-header-mobile-menu{position:fixed;top:var(--admin-bar-height);left:0;width:100%;height:calc(100dvh - var(--admin-bar-height));min-height:-webkit-fill-available;overflow:auto;color:var(--color-neutral-900);visibility:hidden;background:var(--color-primary-50);opacity:0;transition-duration:.2s;transition-property:visibility,opacity}@media (min-width:992px){.c-header-mobile-menu{display:none}}.c-header-mobile-menu .top{display:grid;grid-template-columns:repeat(2,auto);align-items:center;justify-content:space-between;height:100px;padding:0 30px}.c-header-mobile-menu .back{font-size:16px;color:var(--color-neutral);visibility:hidden}.c-header-mobile-menu .back svg{display:inline-block;width:12px;margin-right:5px;vertical-align:middle}.c-header-mobile-menu .back span{vertical-align:middle}.c-header-mobile-menu .back.active{visibility:visible}.c-header-mobile-menu .close svg{width:20px;color:var(--color-neutral)}.c-header-mobile-menu nav{display:grid;height:calc(100vh - var(--admin-bar-height) - 100px);overflow:hidden}.c-header-mobile-menu .category,.c-header-mobile-menu .menu-items,.c-header-mobile-menu .vertical{grid-row:1;grid-column:1;height:100%;padding:0 30px;padding-bottom:30px;overflow-y:auto}.c-header-mobile-menu .menu-item-trigger,.c-header-mobile-menu .vertical-category-trigger{position:relative;left:5px;width:30px}.c-header-mobile-menu .menu-item-trigger svg,.c-header-mobile-menu .vertical-category-trigger svg{display:block;height:30px;margin:0 auto;pointer-events:none}.c-header-mobile-menu .menu-item,.c-header-mobile-menu .vertical-category{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:center;padding:15px 0;text-align:left}.c-header-mobile-menu .menu-item svg,.c-header-mobile-menu .vertical-category svg{width:13px;color:var(--color-primary)}.c-header-mobile-menu .category,.c-header-mobile-menu .vertical{background:var(--color-primary-50);transition:transform .3s;transform:translateX(100%)}.c-header-mobile-menu .category.active,.c-header-mobile-menu .vertical.active{transform:translateX(0)}.c-header-mobile-menu .category-title,.c-header-mobile-menu .vertical-title{font-family:var(--heading-font-family);font-size:24px;line-height:1.4;display:block;width:-moz-fit-content;width:fit-content;padding-bottom:10px;margin-bottom:15px;border-bottom:1px solid var(--color-primary)}@media (min-width:992px){.c-header-mobile-menu .category-title,.c-header-mobile-menu .vertical-title{font-size:32px}}.c-header-mobile-menu .menu-items{display:flex;flex-flow:column}.c-header-mobile-menu .menu-item-link{font-size:24px}.c-header-mobile-menu .mobile-logo{display:flex;flex:1;align-items:end;justify-content:center;margin-top:20px}.c-header-mobile-menu .mobile-logo svg{display:block;width:235px;height:auto}.c-header-mobile-menu .vertical-title{margin-bottom:15px}.c-header-mobile-menu .vertical-category-link{font-size:20px}.c-header-mobile-menu .vertical-link{display:block;width:-moz-fit-content;width:fit-content;padding:10px 15px;margin-top:10px;font-size:14px;font-weight:700;background:var(--color-neutral-200);border-radius:4px}.c-header-mobile-menu .category-title{margin-bottom:30px}.c-header-mobile-menu .category-subcategories{display:grid;gap:30px}.c-header-mobile-menu .category-subcategory:not(:last-child){padding-bottom:15px;border-bottom:1px solid var(--color-neutral-400)}.c-header-mobile-menu .category-subcategory small{display:block;font-size:12px;color:var(--color-neutral)}.c-header-mobile-menu .category-subcategory-title{display:block;margin-bottom:15px;font-size:18px;font-weight:700}.c-header-mobile-menu .category-subcategory-link-wrapper{display:block;padding:15px 0;font-size:16px}.c-header-mobile-menu.active{visibility:visible;opacity:1}</style><style type="text/css" id="component-affiliate-banner">.c-affiliate-banner{padding-top:10px;padding-bottom:10px;font-size:14px;color:var(--color-neutral-black);background:var(--color-neutral-200)}@media (min-width:992px){.c-affiliate-banner{font-size:16px}}.c-affiliate-banner .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);font-family:var(--body-font-family)}.c-affiliate-banner p{margin:0;line-height:1.3}.c-affiliate-banner a{text-decoration:underline}.c-affiliate-banner a:hover{text-decoration:underline}</style><style type="text/css" id="component-article-hero">.c-article-hero{position:relative;z-index:1;overflow-x:hidden}.c-article-hero.background-light-green{background:var(--color-primary-50)}.c-article-hero.design-1{padding-bottom:20px}@media (min-width:992px){.c-article-hero.design-1{padding-bottom:40px}}.c-article-hero.design-1 .background{background:var(--color-neutral-black)}.c-article-hero.design-1 .background,.c-article-hero.design-1 .background img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;z-index:-1}.c-article-hero.design-1 .background img{-o-object-fit:cover;object-fit:cover;-o-object-position:top;object-position:top}@media (min-width:1200px){.c-article-hero.design-1 .diagonal{position:absolute;top:0;right:0;z-index:-1;width:52%;height:100%;clip-path:polygon(350px 0,100% 0,100% 100%,0 100%);background:var(--color-primary-400)}.c-article-hero.design-1 .diagonal::before{position:absolute;top:0;left:0;width:100%!important;height:100%!important;clip-path:polygon(380px 0,100% 0,100% 100%,30px 100%);content:"";background:var(--color-primary)}}.c-article-hero.design-1 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-1 .grid{display:grid;gap:20px}@media (min-width:992px){.c-article-hero.design-1 .grid{grid-template-columns:1fr .9fr;gap:35px;align-items:start}}@media (min-width:1200px){.c-article-hero.design-1 .grid{gap:70px}}.c-article-hero.design-1 .box{overflow:hidden;background:var(--color-neutral-white);border-radius:10px;box-shadow:0 0 20px 0 rgba(0,0,0,.1)}@media (min-width:992px){.c-article-hero.design-1 .box{margin-top:20px}}.c-article-hero.design-1 .box-title{font-size:14px;line-height:1.5;display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:left;padding:10px 15px;font-weight:700;color:var(--color-primary);background:var(--color-neutral-100)}.c-article-hero.design-1 .box-title svg{width:16px}.c-article-hero.design-1 .box-content{padding:15px}@media (min-width:1200px){.c-article-hero.design-1 .box-content{padding:25px}}@media (min-width:1200px){.c-article-hero.design-1:not(.with-image) .compliance-disclosure-trigger{color:var(--color-neutral-white)}.c-article-hero.design-1:not(.with-image) .compliance-disclosure-trigger:hover{color:var(--color-neutral-200)}.c-article-hero.design-1:not(.with-image) .editorial-contact-button{color:var(--color-neutral-white)}.c-article-hero.design-1:not(.with-image) .editorial-contact-button::before{background-color:var(--color-neutral-white)}.c-article-hero.design-1:not(.with-image) .editorial-contact-button:hover{color:var(--color-neutral-200)}}.c-article-hero.design-2{padding-bottom:20px;background:var(--color-neutral-900)}@media (min-width:992px){.c-article-hero.design-2{padding-bottom:40px}}.c-article-hero.design-2 .image,.c-article-hero.design-2 .image img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;z-index:-1}.c-article-hero.design-2 .image img{-o-object-fit:cover;object-fit:cover;-o-object-position:top;object-position:top}.c-article-hero.design-2 .background{position:absolute;top:0;left:0;width:100%!important;height:100%!important;z-index:-1;content:"";background:rgba(0,0,0,.5);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}@media (min-width:992px){.c-article-hero.design-2 .background{right:auto;width:650px}}@media (min-width:1200px){.c-article-hero.design-2 .background{width:55%}}.c-article-hero.design-2 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}@media (min-width:992px){.c-article-hero.design-2 .wrapper{display:grid;grid-template-columns:560px 1fr}}.c-article-hero.design-3{padding-bottom:20px}@media (min-width:992px){.c-article-hero.design-3{padding-bottom:40px}}.c-article-hero.design-3 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}@media (min-width:992px){.c-article-hero.design-3 .grid{display:grid;grid-template-columns:.375fr .625fr;gap:50px;align-items:stretch;margin-top:10px}}.c-article-hero.design-3 .image{position:relative;z-index:1;display:none;margin-left:5px}@media (min-width:992px){.c-article-hero.design-3 .image{display:block}}.c-article-hero.design-3 .image::before{position:absolute;top:15px;right:15px;z-index:-1;width:100%;height:100%;content:"";background:var(--color-primary);border-radius:5px}.c-article-hero.design-3 .image img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover;border-radius:5px}.c-article-hero.design-4{--image-offset:calc(1440px - 50px - var(--wrapper-width));padding-bottom:20px;overflow:hidden}@media (min-width:992px){.c-article-hero.design-4{padding-bottom:40px}}.c-article-hero.design-4 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-4 .image{display:none}@media (min-width:992px){.c-article-hero.design-4 .image{display:block;width:calc(100% + var(--image-offset));height:100%;margin:0;background-repeat:repeat-y;background-size:100%}}@media (min-width:992px){.c-article-hero.design-4.with-image{padding-bottom:0}}@media (min-width:992px){.c-article-hero.design-4.with-image .wrapper{display:grid;grid-template-rows:auto 1fr;grid-template-columns:1fr 450px;-moz-column-gap:30px;column-gap:30px}}@media (min-width:992px){.c-article-hero.design-4.with-image .c-article-hero-content{max-width:650px;padding-bottom:25px}}@media (min-width:992px){.c-article-hero.design-4.with-image .image{grid-row:1/span 2;grid-column:2;min-height:345px}}.c-article-hero.design-5{padding-bottom:20px}@media (min-width:992px){.c-article-hero.design-5{padding-bottom:40px}}.c-article-hero.design-5 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-5 .brand{display:grid;gap:20px;margin-top:20px}@media (min-width:992px){.c-article-hero.design-5 .brand{grid-template-rows:auto 1fr;grid-template-columns:1fr 1fr;gap:5px 40px;align-items:start;margin-top:30px}}.c-article-hero.design-5 .brand-information{display:grid;gap:20px}@media (min-width:992px){.c-article-hero.design-5 .brand-information{grid-row:1;grid-column:2}}.c-article-hero.design-5 .brand-star-rating{display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:left}.c-article-hero.design-5 .brand-star-rating .stars{display:grid;grid-auto-flow:column;gap:5px;justify-content:left}.c-article-hero.design-5 .brand-star-rating .stars svg{width:25px;color:var(--color-primary)}.c-article-hero.design-5 .brand-star-rating span{font-size:18px;font-weight:700}.c-article-hero.design-5 .brand-star-rating span strong{font-size:26px}.c-article-hero.design-5 .brand-fields{display:flex;flex-wrap:wrap;align-items:center;margin:-7px}@media (min-width:992px){.c-article-hero.design-5 .brand-fields{justify-content:left;margin:-10px}}.c-article-hero.design-5 .brand-field{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:space-between;margin:7px}@media (min-width:992px){.c-article-hero.design-5 .brand-field{margin:10px}}.c-article-hero.design-5 .brand-field-label{font-size:14px;font-weight:700}@media (min-width:992px){.c-article-hero.design-5 .brand-field-label{font-size:18px;font-weight:700}}.c-article-hero.design-5 .brand-field-value{font-family:var(--heading-font-family);font-size:18px;font-weight:700;color:var(--color-primary)}@media (min-width:992px){.c-article-hero.design-5 .brand-field-value{font-size:23px}}.c-article-hero.design-5 .brand-card{position:relative;display:flex;flex-flow:column;align-items:center;padding:10px;background:var(--color-neutral-white);border:1px solid var(--color-secondary-700);border-radius:10px;box-shadow:0 4px 20px 0 rgba(0,0,0,.1)}@media (min-width:992px){.c-article-hero.design-5 .brand-card{grid-row:1/span 2;grid-column:1;padding:10px}}.c-article-hero.design-5 .brand-superlative{position:absolute;top:-1px;left:-1px;padding:4px 10px;font-family:var(--heading-font-family);font-size:14px;font-weight:800;color:var(--color-neutral-white);background:var(--color-secondary-700);border-top-left-radius:10px}.c-article-hero.design-5 .brand-superlative+.brand-logo{margin-top:20px}.c-article-hero.design-5 .brand-logo{display:block}.c-article-hero.design-5 .brand-logo img{display:block;width:auto;max-width:195px;height:auto;max-height:75px;margin:0 auto}@media (min-width:992px){.c-article-hero.design-5 .brand-logo img{max-width:100%;max-height:90px}}.c-article-hero.design-5 .brand-name,.c-article-hero.design-5 .brand-phone{display:block;margin-top:15px;font-size:16px;font-weight:700;line-height:1.15}.c-article-hero.design-5 .brand-phone{text-decoration:underline;text-underline-offset:2px}.c-article-hero.design-5 .brand-promotional-text{display:flex;align-items:center;justify-content:center;padding:5px 15px;margin-top:12px;text-align:left;background:var(--color-neutral-200);border-radius:5px}.c-article-hero.design-5 .brand-promotional-text i{display:flex;flex-shrink:0;align-items:center;justify-content:center;width:22px;height:22px;margin-right:10px;color:var(--color-primary);background:var(--color-neutral-white);border:1px solid var(--color-primary);border-radius:50%}.c-article-hero.design-5 .brand-promotional-text svg{width:7px}.c-article-hero.design-5 .brand-promotional-text span{font-size:12px;font-weight:700}.c-article-hero.design-5 .c-article-hero-conversion{justify-content:stretch;width:100%;margin-top:15px}@media (min-width:576px){.c-article-hero.design-5 .c-article-hero-conversion{justify-content:center}}@media (min-width:576px){.c-article-hero.design-5 .c-article-hero-conversion .cta-wrapper .cta{justify-content:center;min-width:350px}}@media (min-width:992px){.c-article-hero.design-5 .c-pros-and-cons-list{grid-row:2;grid-column:2;gap:15px}}.c-article-hero.design-5 .c-pros-and-cons-list strong{padding-bottom:5px;margin-bottom:15px;font-size:18px;border-bottom:1px solid}.c-article-hero.design-5 .c-pros-and-cons-list .con,.c-article-hero.design-5 .c-pros-and-cons-list .pro{gap:15px}.c-article-hero.design-5 .c-pros-and-cons-list .con .symbol,.c-article-hero.design-5 .c-pros-and-cons-list .pro .symbol{font-size:20px}.c-article-hero.design-5 .c-pros-and-cons-list .con::before,.c-article-hero.design-5 .c-pros-and-cons-list .pro::before{top:0;font-size:1.4em;font-weight:700}.c-article-hero.design-5 .c-pros-and-cons-list .pro::before{color:var(--color-primary)}.c-article-hero.design-6{padding-bottom:20px;overflow:hidden}@media (min-width:992px){.c-article-hero.design-6{padding-bottom:40px}}.c-article-hero.design-6 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-7{padding-bottom:35px}@media (min-width:992px){.c-article-hero.design-7{min-height:750px}}.c-article-hero.design-7 .image{z-index:-1}@media (min-width:992px){.c-article-hero.design-7 .image{max-height:750px}}.c-article-hero.design-7 .image,.c-article-hero.design-7 .image img{position:absolute;top:0;left:0;width:100%!important;height:100%!important}.c-article-hero.design-7 .image img{-o-object-fit:cover;object-fit:cover}.c-article-hero.design-7>.wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-7 .text,.c-article-hero.design-7 h1{color:var(--color-neutral-white);text-align:center}.c-article-hero.design-8{padding-bottom:20px}@media (min-width:992px){.c-article-hero.design-8{padding-bottom:40px}}.c-article-hero.design-8 .background{overflow:hidden}.c-article-hero.design-8 .background,.c-article-hero.design-8 .background img,.c-article-hero.design-8 .background svg{position:absolute;top:0;left:0;width:100%!important;height:100%!important;z-index:-1}.c-article-hero.design-8 .background img,.c-article-hero.design-8 .background svg{-o-object-fit:cover;object-fit:cover;-o-object-position:top;object-position:top}.c-article-hero.design-8 .background svg{height:auto}.c-article-hero.design-8 .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-hero.design-8 .grid{display:grid;gap:20px}@media (min-width:992px){.c-article-hero.design-8 .grid{grid-template-columns:1fr 1fr;gap:40px;align-items:start}}.c-article-hero.design-8 .card{padding:16px;color:#fff;text-align:center;background-color:var(--color-secondary-700);border-radius:10px}@media (min-width:992px){.c-article-hero.design-8 .card{margin-top:25px}}.c-article-hero.design-8 .card .card-title{font-size:18px;line-height:1.45;margin-bottom:15px;font-weight:700}</style><style type="text/css" id="component-article-hero-top">.c-article-hero-top{display:grid;grid-auto-flow:column;gap:20px;align-items:center;justify-content:space-between;padding-top:20px;padding-bottom:10px}@media (min-width:992px){.c-article-hero-top{padding-top:40px;padding-bottom:15px}}.c-article-hero-top .c-breadcrumbs{margin-top:0;margin-bottom:0}.c-article-hero-top .hero-top-buttons{display:grid;gap:5px}@media (min-width:576px){.c-article-hero-top .hero-top-buttons{grid-auto-flow:column;gap:12px;justify-content:center}}.c-article-hero-top .compliance-disclosure-trigger{font-size:12px;color:var(--color-neutral)}@media (min-width:992px){.c-article-hero-top .compliance-disclosure-trigger{font-size:14px}}.c-article-hero-top .compliance-disclosure-trigger:hover{color:var(--color-neutral-700)}.c-article-hero-top .editorial-contact-button{display:none}@media (min-width:768px){.c-article-hero-top .editorial-contact-button{display:grid;grid-auto-flow:column;gap:12px;align-items:center;justify-content:center;font-size:12px;color:var(--color-neutral)}.c-article-hero-top .editorial-contact-button:not(:first-child){position:relative;padding-left:12px}.c-article-hero-top .editorial-contact-button:not(:first-child)::before{position:absolute;top:2px;left:0;width:1px;height:16px;content:"";background-color:var(--color-neutral)}}@media (min-width:992px){.c-article-hero-top .editorial-contact-button{font-size:14px}}.c-article-hero-top .editorial-contact-button svg{width:18px;height:auto}.c-article-hero-top .editorial-contact-button:hover{color:var(--color-neutral-700)}.c-article-hero-top.text-light{color:var(--color-neutral-white)}.c-article-hero-top.text-light .compliance-disclosure-trigger,.c-article-hero-top.text-light .editorial-contact-button{color:var(--color-neutral-white)}.c-article-hero-top.text-light .compliance-disclosure-trigger::before,.c-article-hero-top.text-light .editorial-contact-button::before{background-color:var(--color-neutral-white)}.c-article-hero-top.text-light .compliance-disclosure-trigger:hover,.c-article-hero-top.text-light .editorial-contact-button:hover{color:var(--color-neutral-200)}.modal-compliance-disclosure .title{display:block;margin-bottom:10px;font-size:20px;font-weight:700}</style><style type="text/css" id="component-breadcrumbs">nav.c-breadcrumbs{margin-top:20px;margin-bottom:20px;font-size:12px}@media (min-width:992px){nav.c-breadcrumbs{margin-top:25px;margin-bottom:25px;font-size:14px}}nav.c-breadcrumbs.with-wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}nav.c-breadcrumbs>*{font-weight:700;white-space:nowrap}nav.c-breadcrumbs>:not(:last-child)::after{position:relative;top:-1px;display:inline-block;width:4px;height:4px;margin:0 5px;vertical-align:middle;content:"";border-right:1px solid;border-bottom:1px solid;transform:rotate(-45deg)}</style><style type="text/css" id="component-modal">.c-modal{position:fixed;top:0;left:0;z-index:var(--z-index-5);display:flex;align-items:center;justify-content:center;width:100%;height:100%;padding:20px;color:var(--color-neutral-900);visibility:hidden;opacity:0;transition-duration:.2s;transition-property:visibility,opacity}.c-modal.active{visibility:visible;opacity:1}.c-modal .backdrop{position:absolute;top:0;left:0;width:100%!important;height:100%!important;background:rgba(0,0,0,.65)}.c-modal .box{position:relative;width:100%;max-width:780px;padding:25px 30px 30px;background:var(--color-neutral-white);border-radius:10px}.c-modal .close{position:absolute;top:20px;right:20px;display:flex;align-items:center;justify-content:center;width:40px;height:40px}.c-modal .close>div{position:absolute;top:50%;left:50%;width:22px;height:2px;background:var(--color-primary);border-radius:2px}.c-modal .close>div:nth-child(1){transform:translate(-50%,-50%) rotate(45deg)}.c-modal .close>div:nth-child(2){transform:translate(-50%,-50%) rotate(-45deg)}</style><style type="text/css" id="component-article-hero-content">.c-article-hero-content h1{font-family:var(--heading-font-family);font-size:24px;line-height:1.4;font-weight:700;color:var(--color-neutral-black)}@media (min-width:992px){.c-article-hero-content h1{font-size:32px}}.c-article-hero-content h1::before{display:block;width:135px;height:3px;margin-bottom:20px;content:"";background:var(--color-primary);border-radius:3px}.c-article-hero-content h1 strong{font-weight:400;color:var(--color-primary)}.c-article-hero-content .last-update{font-size:14px;line-height:1.5;display:block;margin-top:15px;font-size:14px;color:var(--color-neutral)}.c-article-hero-content .text.wysiwyg{margin-top:15px}.c-article-hero-content .text.wysiwyg .hidden,.c-article-hero-content .text.wysiwyg p{display:inline}.c-article-hero-content .text.wysiwyg ol li::marker,.c-article-hero-content .text.wysiwyg ul li::marker{color:var(--color-primary)}.c-article-hero-content .text.wysiwyg .hidden{display:none}.c-article-hero-content .text.wysiwyg .toggle{cursor:pointer}.c-article-hero-content .c-article-hero-conversion{margin-top:20px}.c-article-hero-content.text-light .cta-note,.c-article-hero-content.text-light .input-wrapper label,.c-article-hero-content.text-light .text,.c-article-hero-content.text-light h1{color:var(--color-neutral-white)}.c-article-hero-content.text-light .last-update{color:var(--color-neutral-400)}.c-article-hero-content.text-light .social-proof{color:var(--color-neutral-white);background:rgba(255,255,255,.2)}</style><style type="text/css" id="component-article-hero-conversion">.c-article-hero-conversion{display:grid;gap:12px}.c-article-hero-conversion.centered{justify-items:center}.c-article-hero-conversion.light .cta-note,.c-article-hero-conversion.light .input-wrapper label,.c-article-hero-conversion.light .social-proof{color:var(--color-neutral-white)}.c-article-hero-conversion.light .social-proof{background-color:rgba(245,245,245,.2)}.c-article-hero-conversion .form{display:grid;gap:12px}@media (min-width:992px){.c-article-hero-conversion .form.horizontal{grid-auto-flow:column;align-items:start}}@media (min-width:992px){.c-article-hero-conversion .form.horizontal .ctas-wrapper:first-child{grid-auto-flow:column;align-items:stretch;justify-content:left}}@media (min-width:992px){.c-article-hero-conversion .form.horizontal .ctas-wrapper:first-child .cta{width:-moz-max-content;width:max-content;max-width:350px;min-height:55px}}@media (min-width:992px){.c-article-hero-conversion .form.horizontal .ctas-wrapper:not(.with-note) .cta{height:100%}}@media (min-width:992px){.c-article-hero-conversion .form.horizontal .cta-wrapper{width:-moz-min-content;width:min-content}}@media (min-width:992px){.c-article-hero-conversion .form.vertical{width:-moz-max-content;width:max-content;max-width:350px}}.c-article-hero-conversion .form.vertical .cta-note{text-align:center}.c-article-hero-conversion .form.with-label{padding-top:30px}.c-article-hero-conversion .ctas-wrapper{display:grid;gap:12px}.c-article-hero-conversion .input-wrapper{position:relative}.c-article-hero-conversion .input-wrapper label{font-size:14px;line-height:1.5;position:absolute;bottom:calc(100% + 5px);color:var(--color-neutral);white-space:nowrap}.c-article-hero-conversion .cta-wrapper:first-child .cta{min-width:275px}.c-article-hero-conversion .cta,.c-article-hero-conversion .input{width:100%}.c-article-hero-conversion .input{height:55px;font-size:18px;font-weight:700;color:var(--color-neutral);text-align:center;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:var(--color-neutral-white);border:1px solid var(--color-primary);border-radius:5px}.c-article-hero-conversion .input:focus{outline:0}.c-article-hero-conversion .input.error~.input-error{display:block}.c-article-hero-conversion .input.zip-code~svg{position:absolute;bottom:19px;left:calc(50% - 85px);width:13px;color:var(--color-neutral)}.c-article-hero-conversion .input-error{position:absolute;right:0;bottom:calc(100% + 1px);display:none;font-size:12px;font-weight:700;color:var(--color-danger-300)}.c-article-hero-conversion .slider{position:relative;height:18px;margin-top:10px;margin-bottom:25px}.c-article-hero-conversion .slider .slider-bar,.c-article-hero-conversion .slider .slider-progress{position:absolute;top:7px;left:0;height:4px}.c-article-hero-conversion .slider .slider-bar{width:100%;background:var(--color-neutral-400)}.c-article-hero-conversion .slider .slider-progress{background:var(--color-primary)}.c-article-hero-conversion .slider .slider-thumb{position:absolute;top:0;left:0;width:18px;height:18px;background:var(--color-primary);border-radius:50%}.c-article-hero-conversion .slider input[type=range]{position:absolute;top:0;left:0;width:100%;height:100%;margin:0;-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer;background:0 0}.c-article-hero-conversion .slider input[type=range]::-webkit-slider-thumb{width:18px;height:18px;margin-top:-6px;-webkit-appearance:none;appearance:none}.c-article-hero-conversion .slider .slider-max,.c-article-hero-conversion .slider .slider-min{position:absolute;top:100%;font-size:12px;font-weight:500;color:var(--color-neutral-white)}.c-article-hero-conversion .slider .slider-min{left:0}.c-article-hero-conversion .slider .slider-max{right:0}.c-article-hero-conversion .cta-note{font-size:12px;line-height:1.5;display:block;margin-top:8px;color:var(--color-neutral);text-align:center}.c-article-hero-conversion .cta-note p:not(:first-child){margin-top:10px}.c-article-hero-conversion .social-proof{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:left;padding:10px;color:var(--color-neutral);background:var(--color-primary-100);border-radius:5px}@media (min-width:576px){.c-article-hero-conversion .social-proof{justify-self:center}}@media (min-width:992px){.c-article-hero-conversion .social-proof{justify-self:left;padding:5px 10px}}.c-article-hero-conversion .social-proof svg{display:block;width:32px}.c-article-hero-conversion .social-proof img{display:block;width:24px}.c-article-hero-conversion .social-proof p{font-size:14px;line-height:1.5;text-align:left}</style><style type="text/css" id="component-button">a.c-button,button.c-button{display:flex;flex-flow:column;align-items:center;justify-content:center;max-width:230px;font-weight:600;color:var(--color-neutral-white);background:var(--color-primary);border-radius:5px;transition:background .2s}a.c-button .button-wrapper,button.c-button .button-wrapper{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:space-between;min-height:55px;padding:8px 12px;text-align:left}a.c-button .button-text,button.c-button .button-text{font-size:18px;line-height:1}a.c-button .button-text svg,button.c-button .button-text svg{position:relative;top:2px;align-items:center;width:.85em;margin-top:0;margin-left:5px}a.c-button.full-width,button.c-button.full-width{width:100%;max-width:unset}a.c-button.style-primary,button.c-button.style-primary{color:var(--color-neutral-white);background:var(--color-primary)}a.c-button.style-primary:hover,button.c-button.style-primary:hover{background:var(--color-primary-600)}a.c-button.style-primary.outline,button.c-button.style-primary.outline{color:var(--color-primary)}a.c-button.style-primary.outline:hover,button.c-button.style-primary.outline:hover{color:var(--color-primary-600)}a.c-button.style-primary-dark,button.c-button.style-primary-dark{color:var(--color-neutral-white);background:var(--color-primary-700)}a.c-button.style-primary-dark:hover,button.c-button.style-primary-dark:hover{background:var(--color-primary-900)}a.c-button.style-primary-dark.outline,button.c-button.style-primary-dark.outline{color:var(--color-primary-700)}a.c-button.style-primary-dark.outline:hover,button.c-button.style-primary-dark.outline:hover{color:var(--color-primary-900)}a.c-button.style-dark,button.c-button.style-dark{color:var(--color-neutral-white);background:var(--color-neutral)}a.c-button.style-dark:hover,button.c-button.style-dark:hover{background:var(--color-neutral-800)}a.c-button.style-dark.outline,button.c-button.style-dark.outline{color:var(--color-neutral)}a.c-button.style-dark.outline:hover,button.c-button.style-dark.outline:hover{color:var(--color-neutral-800)}a.c-button.style-light,button.c-button.style-light{color:var(--color-neutral-900);background:var(--color-neutral-white)}a.c-button.style-light:hover,button.c-button.style-light:hover{background:var(--color-neutral-200)}a.c-button.style-light.outline,button.c-button.style-light.outline{color:var(--color-neutral-white)}a.c-button.style-light.outline:hover,button.c-button.style-light.outline:hover{color:var(--color-neutral-200)}a.c-button.style-accent,button.c-button.style-accent{color:var(--color-neutral-900);background:var(--color-accent)}a.c-button.style-accent:hover,button.c-button.style-accent:hover{background:var(--color-accent-300)}a.c-button.style-accent.outline,button.c-button.style-accent.outline{color:var(--color-accent)}a.c-button.style-accent.outline:hover,button.c-button.style-accent.outline:hover{color:var(--color-accent-300)}a.c-button.outline,button.c-button.outline{background:unset!important;border:1px solid}a.c-button.centered .button-wrapper,button.c-button.centered .button-wrapper{justify-content:center;text-align:center}a.c-button.small .button-wrapper,button.c-button.small .button-wrapper{min-height:31px;padding-top:2px;padding-bottom:2px}a.c-button.small .button-text,button.c-button.small .button-text{font-size:14px}a.c-button.medium .button-wrapper,button.c-button.medium .button-wrapper{min-height:43px}a.c-button:disabled,button.c-button:disabled{color:var(--color-neutral-400);cursor:auto;background:var(--color-neutral-200)!important}a.c-button.outline:disabled,button.c-button.outline:disabled{color:var(--color-neutral);background:unset}a.c-button small,button.c-button small{display:block;margin-top:3px;font-size:10px;font-style:italic;font-weight:400;line-height:1.2}a.c-button svg,button.c-button svg{width:1em}</style><style type="text/css" id="component-article-overview">.c-article-overview.with-background{background:var(--color-primary-100);border-top:1px solid var(--color-primary)}.c-article-overview.with-background .bar{padding-top:15px}.c-article-overview .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-overview .bar{display:flex;flex-wrap:wrap;grid-auto-flow:column;align-items:center;justify-content:space-between;padding-bottom:15px;margin:-5px -10px}.c-article-overview .bar>*{margin:5px 10px}.c-article-overview .bar.with-dropdown .last-update{flex:100%;order:-1}@media (min-width:992px){.c-article-overview .bar.with-dropdown .last-update~.dropdown-trigger{position:relative;top:-15px}}@media (max-width:991px){.c-article-overview .bar.with-dropdown .author:not(:first-child){display:none}}.c-article-overview .last-update{font-size:14px;line-height:1.5;color:var(--color-neutral);white-space:nowrap}.c-article-overview .toc-drawer-toggler{display:none}@media (min-width:992px){.c-article-overview .toc-drawer-toggler{display:block;padding:8px 16px;font-size:14px;background:var(--color-neutral-white);border:1px solid var(--color-neutral-400);border-radius:5px}}.c-article-overview .authors{display:grid;grid-template-columns:repeat(2,auto);gap:15px;align-items:start}@media (min-width:992px){.c-article-overview .authors{flex:1;grid-template-columns:unset;grid-auto-flow:column;justify-content:left}}.c-article-overview .author{display:flex;justify-content:left}.c-article-overview .author-photo{position:relative;width:38px;height:38px;margin-top:3px;margin-right:10px}.c-article-overview .author-photo img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover;border-radius:50%}.c-article-overview .author-info{display:grid;gap:2px;font-size:14px}.c-article-overview .author-prefix{color:var(--color-neutral)}.c-article-overview .author-prefix:empty::before{color:transparent;content:"-"}.c-article-overview .author-prefix .c-tooltip{color:inherit}.c-article-overview .author-name{position:relative;justify-self:left}.c-article-overview .author-name>a{font-weight:600}.c-article-overview .author-name>a[href]{text-decoration:underline}@media (min-width:992px){.c-article-overview .author-name:hover .c-author-box{top:calc(100% + 15px);visibility:visible;opacity:1;transition-delay:0s}}.c-article-overview .author-suffix{font-size:12px;line-height:1.5;max-width:135px;line-height:14px;color:var(--color-neutral)}.c-article-overview .dropdown-trigger{font-size:12px;text-align:right}@media (min-width:992px){.c-article-overview .dropdown-trigger{font-size:16px}}.c-article-overview .dropdown-trigger>span{display:grid;grid-auto-flow:column;gap:10px;align-items:center}@media (min-width:992px){.c-article-overview .dropdown-trigger>span{gap:15px}}.c-article-overview .dropdown-trigger svg{display:inline-block;width:1em;vertical-align:middle;transition:transform .2s}.c-article-overview .dropdown-trigger[aria-expanded=true] svg{transform:scaleY(-1)}.c-article-overview .dropdown{display:none;padding-bottom:30px;opacity:0;transition:opacity .2s}@media (min-width:992px){.c-article-overview .dropdown{padding-top:35px;padding-bottom:45px;border-top:1px solid var(--color-neutral-400)}}.c-article-overview .dropdown.active{opacity:1}.c-article-overview .dropdown hr{margin:25px -25px;border:0;border-top:1px solid var(--color-neutral-400)}@media (min-width:992px){.c-article-overview .dropdown hr{margin:35px 0}}@media (min-width:992px){.c-article-overview .dropdown hr:first-of-type{display:none}}.c-article-overview .dropdown .additional-information,.c-article-overview .dropdown .main-text,.c-article-overview .dropdown .mobile-authors{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-overview .dropdown .mobile-authors{display:flex;flex-wrap:wrap;gap:15px 20px;align-items:start;justify-content:left}@media (min-width:992px){.c-article-overview .dropdown .mobile-authors{display:none}}.c-article-overview .dropdown .mobile-authors:not(:last-child){margin-bottom:20px}@media (min-width:992px){.c-article-overview .dropdown .mobile-authors+hr{display:none}}.c-article-overview .dropdown .main-text a,.c-article-overview .dropdown .text a{text-decoration:underline}.c-article-overview .dropdown .main-text{font-size:16px}.c-article-overview .dropdown .main-text p{line-height:1.8}.c-article-overview .dropdown .additional-information{display:flex;flex-direction:column;justify-content:center;text-align:center}@media (min-width:992px){.c-article-overview .dropdown .additional-information{flex-direction:row;align-items:center;text-align:left}}.c-article-overview .dropdown .additional-information .content{margin-bottom:25px}@media (min-width:992px){.c-article-overview .dropdown .additional-information .content{flex:100%;margin-right:25px;margin-bottom:0}}.c-article-overview .dropdown .additional-information .title{font-size:26px;font-weight:700}.c-article-overview .dropdown .additional-information .text{margin-top:5px;font-size:14px}.c-article-overview .dropdown .additional-information .stats{display:flex;flex-wrap:wrap;justify-content:center;margin:-10px}@media (min-width:992px){.c-article-overview .dropdown .additional-information .stats{flex-shrink:0;margin:-22px}}.c-article-overview .dropdown .additional-information .stat{margin:10px;text-align:center}@media (min-width:992px){.c-article-overview .dropdown .additional-information .stat{max-width:160px;margin:22px}}.c-article-overview .dropdown .additional-information .stat .value{font-family:var(--heading-font-family);font-size:24px;line-height:1.4;display:block;font-weight:700;line-height:1;color:var(--color-primary)}@media (min-width:992px){.c-article-overview .dropdown .additional-information .stat .value{font-size:32px}}.c-article-overview .dropdown .additional-information .stat .description{font-size:14px;font-weight:600}.c-article-overview .dropdown .additional-information .stat .description-last-word{white-space:nowrap}.c-article-overview+.toc-drawer-toggler.mobile{position:sticky;top:calc(var(--top-height) - 1px);z-index:var(--z-index-3);width:100%}@media (min-width:992px){.c-article-overview+.toc-drawer-toggler.mobile{display:none}}</style><style type="text/css" id="component-author-box">.c-author-box{position:absolute;top:calc(100% + 25px);left:50%;z-index:var(--z-index-5);width:300px;padding:15px;color:var(--color-neutral-800);visibility:hidden;background:var(--color-neutral-white);border-top:2px solid var(--color-primary-400);border-radius:5px;box-shadow:0 5px 10px rgba(0,0,0,.15);opacity:0;transition-delay:.2s;transition-duration:.2s;transition-property:top,visibility,opacity;transform:translateX(-50%)}@media (max-width:991px){.c-author-box{display:none}}.c-author-box::before{position:absolute;top:-3.5px;left:50%;width:14px;height:14px;content:"";background:var(--color-neutral-white);border-top:2px solid var(--color-primary-400);border-left:2px solid var(--color-primary-400);transform:rotate(45deg) translateX(-50%)}.c-author-box .author-box-top{display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:left}.c-author-box .author-box-photo{position:relative;display:block;overflow:hidden;font-size:0;width:65px}.c-author-box .author-box-photo::after{display:inline-block;width:100%;padding-top:100%;content:""}.c-author-box .author-box-photo>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}.c-author-box .author-box-photo img{border-radius:50%}.c-author-box .author-box-prefix{display:block;margin-bottom:3px}.c-author-box .author-box-name{font-weight:700}.c-author-box .author-box-roles{display:block;margin-top:3px;font-family:var(--font-family-serif)}.c-author-box .author-box-description{display:block;max-height:200px;padding-top:15px;padding-right:10px;margin-top:15px;overflow-y:auto;font-size:14px;border-top:1px solid var(--color-neutral-400)}.c-author-box .author-box-description::-webkit-scrollbar{width:4px}.c-author-box .author-box-description::-webkit-scrollbar-track{background:var(--color-neutral-400)}.c-author-box .author-box-description::-webkit-scrollbar-thumb{background:var(--color-neutral-black)}</style><style type="text/css" id="component-tooltip">.c-tooltip{display:inline-grid;grid-auto-flow:column;gap:3px;align-items:center}.c-tooltip .tooltip-trigger{position:relative;width:1em;height:1em}.c-tooltip .tooltip-trigger svg{display:block;width:100%!important}</style><style type="text/css" id="component-tooltip-content">.c-tooltip-content{position:absolute;display:none;width:-moz-max-content;width:max-content;max-width:230px;padding:15px;overflow:unset;font-size:12px;font-weight:400;line-height:1.4;color:var(--color-neutral-black);text-align:left;white-space:initial;visibility:hidden;background:var(--color-neutral-white);border:1px solid var(--color-primary-300);border-radius:5px;opacity:0}.c-tooltip-content::after{position:absolute;width:12px;height:12px;content:"";background:var(--color-neutral-white);border-right:1px solid var(--color-primary-300);border-bottom:1px solid var(--color-primary-300)}.c-tooltip-content ul{display:grid;gap:10px;min-width:100px}.c-tooltip-content li{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:space-between}.c-tooltip-content li:not(:last-child){padding-bottom:10px;border-bottom:1px solid var(--color-neutral-200)}.c-tooltip-content.align-center{left:50%;transform:translateX(-50%)}.c-tooltip-content.align-center::after{left:50%}.c-tooltip-content.align-left{right:-13px}.c-tooltip-content.align-left::after{right:13px}.c-tooltip-content.align-right{left:-13px}.c-tooltip-content.align-right::after{left:13px}.c-tooltip-content.align-top{bottom:calc(100% + 20px)}.c-tooltip-content.align-top::after{top:calc(100% - 6px)}.c-tooltip-content.align-top.align-center::after{transform:translateX(-50%) rotate(45deg)}.c-tooltip-content.align-top.align-left::after,.c-tooltip-content.align-top.align-right::after{transform:rotate(45deg)}.c-tooltip-content.align-bottom{top:calc(100% + 20px)}.c-tooltip-content.align-bottom::after{bottom:calc(100% - 6px)}.c-tooltip-content.align-bottom.align-center::after{transform:translateX(-50%) scaleY(-1) rotate(45deg)}.c-tooltip-content.align-bottom.align-left::after,.c-tooltip-content.align-bottom.align-right::after{transform:scaleY(-1) rotate(45deg)}.c-tooltip-content.active{bottom:unset;z-index:var(--z-index-5);visibility:visible;opacity:1;transform:unset}</style><style type="text/css" id="component-article-body">.c-article-body{margin-bottom:40px}@media (min-width:992px){.c-article-body{margin-top:40px}}.c-article-body>.wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}@media (min-width:992px){.c-article-body .gutenberg-wrapper{flex:1;min-width:0}}.c-article-body .gutenberg{--lateral-padding:0}@media (min-width:992px){body.jpp-toc-sidebar .c-article-body>.wrapper{display:flex;align-items:flex-start}}@media (min-width:992px){body.jpp-toc-sidebar .c-article-body .gutenberg>section.full-width{left:calc(47% - 145px)}}</style><style type="text/css" id="component-toc-sidebar">.c-toc-sidebar{position:sticky;top:calc(var(--top-height) - 1px);z-index:var(--z-index-3);margin-right:calc(var(--lateral-padding-value) * -1);margin-bottom:15px;margin-left:calc(var(--lateral-padding-value) * -1);background:var(--color-neutral-white);box-shadow:0 0 20px 0 rgba(0,0,0,.1)}@media (min-width:992px){.c-toc-sidebar{top:calc(var(--top-height) + 20px);width:190px;max-height:calc(100vh - var(--top-height) - 20px);padding:0;padding-left:5px;margin:0 30px 0 0;overflow-y:auto;box-shadow:none}}.c-toc-sidebar::-webkit-scrollbar{width:5px;height:5px}.c-toc-sidebar::-webkit-scrollbar-track{background:var(--color-neutral-400);border-radius:3px}.c-toc-sidebar::-webkit-scrollbar-thumb{background-color:var(--color-neutral);border-radius:3px}.c-toc-sidebar .toc-heading{font-size:16px;line-height:1.45;display:none;margin-bottom:15px;font-weight:700}@media (min-width:992px){.c-toc-sidebar .toc-heading{display:block;margin-bottom:25px}}.c-toc-sidebar .toc-toggler{width:100%}@media (min-width:992px){.c-toc-sidebar .toc-toggler{display:none}}.c-toc-sidebar .c-toc-items{position:absolute;top:100%;display:none;width:100%;padding:15px 25px;background:var(--color-neutral-white);border-top:1px solid var(--color-neutral-400);box-shadow:0 0 20px 0 rgba(0,0,0,.1)}@media (min-width:992px){.c-toc-sidebar .c-toc-items{position:relative;display:block!important;width:auto;padding:0;border-top:0;box-shadow:unset}}.c-toc-sidebar .c-toc-items::before{position:absolute;top:15px;bottom:15px;left:25px;width:1px;content:"";background:var(--color-neutral)}@media (min-width:992px){.c-toc-sidebar .c-toc-items::before{top:0;bottom:0;left:0}}.c-toc-sidebar .c-toc-items a{font-size:14px;line-height:1.5;position:relative;display:flex;align-items:center;padding:10px;margin-left:10px;border-radius:5px;transition-duration:.2s;transition-property:background}.c-toc-sidebar .c-toc-items a:not(:last-child){margin-bottom:5px}.c-toc-sidebar .c-toc-items a::before{position:absolute;top:50%;left:-15px;width:10px;height:10px;content:"";background:var(--color-neutral);border-radius:50%;transition:background .2s;transform:translateY(-50%)}.c-toc-sidebar .c-toc-items a strong{font-weight:400}.c-toc-sidebar .c-toc-items a.active{font-weight:700;background:var(--color-primary-100)}.c-toc-sidebar .c-toc-items a.active::before{background:var(--color-primary)}.c-toc-sidebar .c-toc-items a:not(.active):hover{font-weight:700;background:var(--color-neutral-100)}</style><style type="text/css" id="component-toc-tracker">.c-toc-tracker{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:center;width:100%;height:100%;height:45px;padding:0 25px;text-align:center;background:var(--color-primary-50)}.c-toc-tracker svg{width:16px}.c-toc-tracker span{font-size:14px;line-height:1.5;overflow:hidden;font-weight:700;text-overflow:ellipsis;white-space:nowrap}</style><style type="text/css" id="block-boxes">section.b-boxes.background-light-gray,section.b-boxes.background-light-green{padding-top:20px;padding-bottom:20px}@media (min-width:992px){section.b-boxes.background-light-gray,section.b-boxes.background-light-green{padding-top:40px;padding-bottom:40px}}section.b-boxes:not(.background-light-green,.background-light-gray){margin-top:20px;margin-bottom:20px}@media (min-width:992px){section.b-boxes:not(.background-light-green,.background-light-gray){margin-top:40px;margin-bottom:40px}}section.b-boxes .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}section.b-boxes .heading{font-family:var(--heading-font-family);font-size:20px;line-height:1.5}@media (min-width:992px){section.b-boxes .heading{font-size:28px}}section.b-boxes .text{margin-top:10px}section.b-boxes .boxes{display:grid;counter-reset:box-counter}@media (min-width:992px){section.b-boxes .boxes{gap:10px}}section.b-boxes .boxes:not(:first-child){margin-top:20px}section.b-boxes .box{display:flex;flex-wrap:wrap;align-items:start;justify-content:left;padding:20px;border-top:1px solid var(--color-primary)}section.b-boxes .box.background-white{background:var(--color-neutral-white)}@media (max-width:991px){section.b-boxes .box.background-light-gray,section.b-boxes .box.background-light-green{--lateral-padding:var(--lateral-padding-value);margin-right:var(--template-full-width,calc(var(--lateral-padding) * -1));margin-left:var(--template-full-width,calc(var(--lateral-padding) * -1))}}section.b-boxes .box.background-light-green{background:var(--color-primary-100)}section.b-boxes .box.background-light-gray{background:var(--color-neutral-100)}@media (min-width:992px){section.b-boxes .box{border:1px solid var(--color-primary);border-radius:5px}}section.b-boxes .box:last-child{border-bottom:1px solid var(--color-primary)}section.b-boxes .box-number{flex:100%;margin-bottom:5px;font-size:18px;font-weight:700;color:var(--color-primary)}@media (min-width:992px){section.b-boxes .box-number{flex:unset;margin-right:15px;margin-bottom:0}}section.b-boxes .box-number::before{content:counter(box-counter);counter-increment:box-counter}section.b-boxes .box-icon{display:flex;align-items:center;justify-content:center;width:45px;height:45px;margin-right:15px;background:var(--color-neutral-white);border:1px solid var(--color-primary);border-radius:50%}section.b-boxes .box-icon img{display:block;width:auto;max-width:45%;height:auto;max-height:45%}section.b-boxes .box-content{flex:1}section.b-boxes .box-title{font-size:18px}section.b-boxes .box-description{margin-top:5px}</style><style type="text/css" id="block-more-articles">section.b-more-articles .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);display:grid;gap:15px}@media (min-width:992px){section.b-more-articles .wrapper{grid-template-columns:auto 1fr;gap:25px;align-items:start}}section.b-more-articles button{font-size:18px;line-height:1.45}section.b-more-articles button>span{display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:space-between;font-weight:700}@media (min-width:992px){section.b-more-articles button>span{justify-content:left}}section.b-more-articles button i{position:relative;width:18px;height:18px;width:12px;height:12px}section.b-more-articles button i::after,section.b-more-articles button i::before{position:absolute;top:50%;left:50%;width:100%;height:3px;content:"";background:currentcolor;transition:transform .2s;transform:translate(-50%,-50%)}section.b-more-articles button i::after{transform:translate(-50%,-50%) rotate(90deg)}section.b-more-articles button[aria-expanded=true] i::after{transform:translate(-50%,-50%)}section.b-more-articles .articles{display:grid;gap:10px}@media (min-width:992px){section.b-more-articles .articles{display:flex;flex-wrap:wrap;gap:0;margin:-8px}}section.b-more-articles .article{text-decoration:underline;text-decoration-thickness:1px}@media (min-width:992px){section.b-more-articles .article{margin:8px}}</style><style type="text/css" id="component-module-disclosure">.c-module-disclosure{display:grid;grid-auto-flow:column;gap:3px;justify-content:right;margin-bottom:10px;font-size:14px}</style><style type="text/css" id="comparison-table">.wp-block-custom-comparison-table>div{max-width:var(--wrapper-width,1440px);padding-right:var(--lateral-padding,25px);padding-left:var(--lateral-padding,25px);margin-right:auto;margin-left:auto}.jpp-ct-wrapper{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;max-width:1000px;min-height:100vh;padding:20px;margin:0 auto}@media (width >= 1040px){.jpp-ct-wrapper{padding:20px 0}}.jpp-ct-wrapper *{box-sizing:border-box}.jpp-ct-wrapper .jpp-ct{width:100%;margin:0}.jpp-ct-wrapper .jpp-ct-shortcode-wrapper{display:flex;flex:100%;flex-wrap:wrap;align-items:stretch;width:100%;max-width:800px;margin:20px -5px 45px}.jpp-ct-wrapper .jpp-ct-shortcode-wrapper>*{margin:5px}.jpp-ct-wrapper .jpp-ct-shortcode{flex-grow:1;padding:15px;text-align:center;white-space:break-spaces;background:rgba(0,0,0,.1);border-radius:5px}.jpp-ct-wrapper .jpp-ct-shortcode-config{flex:100%;margin-top:45px;margin-bottom:30px}.jpp-ct-wrapper .jpp-ct-shortcode-config input{padding:5px;-webkit-appearance:auto;-moz-appearance:auto;appearance:auto;border:1px solid #000}.jpp-ct-wrapper .jpp-ct-shortcode-attributes{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;margin:20px -5px -5px}.jpp-ct-wrapper .jpp-ct-shortcode-attributes>*{margin:5px}.jpp-ct-wrapper .jpp-ct-shortcode-attributes button{padding:12px 20px;font-weight:700;color:#fff;cursor:pointer;background:#000;border:0;border-radius:5px}.jpp-ct-wrapper .jpp-ct-shortcode-copy{flex-grow:1;min-height:50px;padding:0 15px;font-weight:700;color:#fff;white-space:nowrap;cursor:pointer;background:#000;border:0;border-radius:5px}.jpp-ct-wrapper .jpp-ct-shortcode-message{flex:100%;font-size:14px;text-align:center}.jpp-ct{margin-right:0;margin-left:0;border:0!important}.jpp-ct .jpp-ct-table-wrapper{overflow-x:auto}.jpp-ct .jpp-ct-table-wrapper::-webkit-scrollbar{width:5px;height:5px}.jpp-ct .jpp-ct-table-wrapper::-webkit-scrollbar-track{background:rgba(0,0,0,.2)}.jpp-ct .jpp-ct-table-wrapper::-webkit-scrollbar-thumb{background-color:#000}.jpp-ct.dynamic .jpp-ct-table tr td:first-child,.jpp-ct.dynamic .jpp-ct-table tr th:first-child{min-width:unset}.jpp-ct.mobile-stacked .jpp-ct-table-wrapper{display:none}@media (width >= 992px){.jpp-ct.mobile-stacked .jpp-ct-table-wrapper{display:block}}.jpp-ct button{font-family:inherit;font-size:inherit;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:unset}.jpp-ct .jpp-ct-row.filtered,.jpp-ct .jpp-ct-row.hidden,.jpp-ct .jpp-ct-row.removed,.jpp-ct td.filtered,.jpp-ct td.hidden,.jpp-ct td.removed,.jpp-ct th.filtered,.jpp-ct th.hidden,.jpp-ct th.removed{display:none}.jpp-ct .custom-checkbox{position:absolute;width:1px;height:1px;padding:0;margin:0;opacity:0}.jpp-ct .custom-checkbox+label{position:relative;display:inline-block;width:10px;height:10px;background:#fff;border:1px solid rgba(0,0,0,.1);border-radius:2px}.jpp-ct .custom-checkbox+label svg{position:absolute;top:50%;left:50%;width:.5em;color:transparent;transform:translate(-50%,-50%)}.jpp-ct .custom-checkbox:checked+label{background:var(--filter-button-background-color-active,var(--color-primary));border-color:var(--filter-button-background-color-active,var(--color-primary))}.jpp-ct .custom-checkbox:checked+label svg{color:#fff}.jpp-ct .jpp-ct-tabs .jpp-ct-tablist{display:grid;grid-auto-flow:column;gap:8px;justify-content:left;overflow-x:auto;border-bottom:1px solid rgba(0,0,0,.15)}.jpp-ct .jpp-ct-tabs .jpp-ct-tab{padding:8px;font-size:14px;white-space:nowrap;cursor:pointer;background:0 0;border:0;border-bottom:2px solid transparent;border-radius:5px 5px 0 0}.jpp-ct .jpp-ct-tabs .jpp-ct-tab[aria-selected=true]{color:var(--color-primary);background:color-mix(in srgb,var(--color-primary),transparent 90%);border-bottom-color:var(--color-primary)}.jpp-ct .jpp-ct-tabs .jpp-ct-tab:disabled .jpp-ct-tab-total{opacity:.5}.jpp-ct .jpp-ct-tabs .jpp-ct-tab-total{display:inline-block;min-width:25px;padding:2px 4px;font-size:10px;color:#000;text-align:center;vertical-align:middle;background:rgba(0,0,0,.15);border-radius:10px}.jpp-ct .jpp-ct-tabs .jpp-ct-tabpanel{display:none}.jpp-ct .jpp-ct-tabs .jpp-ct-tabpanel.active{display:block}.jpp-ct .jpp-ct-tabs .jpp-ct-mobile-stacked::before{content:none}.jpp-ct .jpp-ct-mobile-stacked{counter-reset:brand}@media (width >= 992px){.jpp-ct .jpp-ct-mobile-stacked,.jpp-ct .jpp-ct-mobile-stacked+.jpp-ct-expand-collapse{display:none}}.jpp-ct .jpp-ct-mobile-stacked::before{display:block;width:100%;height:8px;content:"";background:var(--color-primary);border-radius:5px 5px 0 0}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand{position:relative;padding:15px;border-right:1px solid rgba(0,0,0,.15);border-bottom:1px solid rgba(0,0,0,.15);border-left:1px solid rgba(0,0,0,.15)}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-top{display:grid;grid-auto-flow:column;gap:15px;align-items:start;justify-content:space-between}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-top>div:first-child{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:left}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-top.name-and-rating{display:flex;align-items:initial}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-top.name-and-rating>div:first-child{display:grid;justify-content:space-between;width:100%}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-name{font-size:14px;font-weight:700;color:inherit;text-align:left}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-center{display:grid;grid-auto-columns:1fr minmax(0,45%);grid-auto-flow:column;gap:10px;align-items:center}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-attributes{margin-top:15px;font-size:12px;text-align:left}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-attribute{display:grid;grid-auto-flow:column;gap:5px;align-items:center;justify-content:left}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-attribute:not(:last-child){margin-bottom:5px}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-attribute span{margin-right:3px}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-attribute strong{font-size:13px}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-brand-box-attribute{width:-moz-fit-content;width:fit-content;padding:6px;margin-left:auto;font-size:calc(var(--promotion-font-size,12) * 1px);font-weight:var(--promotion-font-weight,normal);color:var(--promotion-color,#000);background:var(--promotion-background-color,transparent);border-color:var(--promotion-border-color,#f6ae36);border-style:var(--promotion-border-style,dashed);border-width:calc(var(--promotion-border-width,1) * 1px)}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-mobile-button{display:flex;align-items:center;justify-content:space-between;padding:calc(var(--brand-button-vertical-padding-mobile-stacked,6) * 1px) calc(var(--brand-button-horizontal-padding-mobile-stacked,15) * 1px);margin-top:15px;font-size:calc(var(--brand-button-font-size-mobile-stacked,13) * 1px);font-weight:var(--brand-button-font-weight-mobile-stacked,600);color:var(--brand-button-color-mobile-stacked,#fff)!important;text-align:left;text-decoration:none;background:var(--brand-button-background-color-mobile-stacked,var(--color-primary));border-color:var(--brand-button-border-color-mobile-stacked,transparent);border-style:var(--brand-button-border-style-mobile-stacked,solid);border-width:calc(var(--brand-button-border-width-mobile-stacked,1) * 1px);border-radius:calc(var(--brand-button-border-radius-mobile-stacked,5) * 1px);box-shadow:2px 2px 4px var(--brand-button-drop-shadow-mobile-stacked,transparent)}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-mobile-button small{display:block;margin-top:2px;font-size:10px;font-weight:400}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-mobile-button+.jpp-ct-mobile-button{margin-top:5px}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-mobile-button.secondary{color:var(--brand-button-color-mobile-stacked,var(--color-primary,#fff))!important;background:var(--brand-button-background-color-mobile-stacked,transparent);border-color:var(--brand-button-border-color-mobile-stacked,var(--color-primary));border-width:calc(var(--brand-button-border-width-mobile-stacked,1) * 1px)}.jpp-ct .jpp-ct-mobile-stacked .jpp-ct-mobile-button-icon{display:var(--brand-button-arrow-mobile-stacked,inline-block);width:1em;margin-left:8px;vertical-align:middle}@media (width <= 991px){.jpp-ct .jpp-ct-mobile-stacked~.jpp-ct-empty-message{padding:15px;margin-top:0;border:1px solid rgba(0,0,0,.15);border-radius:0 0 5px 5px}}.jpp-ct .jpp-ct-table{width:100%;text-align:center;border-collapse:collapse;counter-reset:brand}.jpp-ct .jpp-ct-table tbody tr td{height:1px;background:var(--table-body-row-background-color,#fff)!important}.jpp-ct .jpp-ct-table tbody tr:has(.jpp-ct-ribbon):after{display:inline-block;min-height:50px;vertical-align:top;content:""}.jpp-ct .jpp-ct-table tbody tr:nth-child(odd) td{background:var(--table-body-alternate-row-background-color,#fff)!important}.jpp-ct .jpp-ct-table th{position:relative;font-size:calc(var(--table-head-font-size,16) * 1px);font-weight:var(--table-head-font-weight,bold);color:var(--table-head-color,inherit);border-color:var(--table-head-border-color,#000);border-bottom-style:var(--table-head-border-style,solid);border-bottom-width:calc(var(--table-head-border-width,1) * 1px)}.jpp-ct .jpp-ct-table th:not(:first-child){border-left-style:var(--table-head-border-style,solid);border-left-width:calc(var(--table-body-border-width,1) * var(--table-vertical-borders,0) * 1px)}.jpp-ct .jpp-ct-table th:not(:last-child){border-right-style:var(--table-head-border-style,solid);border-right-width:calc(var(--table-body-border-width,1) * var(--table-vertical-borders,0) * 1px)}.jpp-ct .jpp-ct-table th .sort{display:inline;margin-left:5px;color:var(--color-primary);cursor:pointer}.jpp-ct .jpp-ct-table th .sort svg{width:.9em}.jpp-ct .jpp-ct-table th:not([aria-sort]) .sort svg:nth-child(2){display:none}.jpp-ct .jpp-ct-table th[aria-sort=ascending] .sort svg:nth-child(1),.jpp-ct .jpp-ct-table th[aria-sort=descending] .sort svg:nth-child(1){display:none}.jpp-ct .jpp-ct-table th[aria-sort=ascending] .sort svg:nth-child(2),.jpp-ct .jpp-ct-table th[aria-sort=descending] .sort svg:nth-child(2){display:inline-block}.jpp-ct .jpp-ct-table th[aria-sort=ascending] .sort svg:nth-child(2){transform:scaleY(-1)}.jpp-ct .jpp-ct-table td,.jpp-ct .jpp-ct-table th{position:relative;padding:calc(var(--table-vertical-padding,10) * 1px) calc(var(--table-horizontal-padding,10) * 1px)}.jpp-ct .jpp-ct-table td .jpp-ct-button,.jpp-ct .jpp-ct-table th .jpp-ct-button{max-width:194px}.jpp-ct .jpp-ct-table td{font-size:calc(var(--table-body-font-size,16) * 1px);font-weight:var(--table-body-font-weight,normal);color:var(--table-body-color,inherit);border-color:var(--table-body-border-color,rgba(0,0,0,.15));border-top-style:var(--table-body-border-style,solid);border-top-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px);border-bottom-style:var(--table-body-border-style,solid);border-bottom-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px)}.jpp-ct .jpp-ct-table td:not(:first-child){border-left-style:var(--table-body-border-style,solid);border-left-width:calc(var(--table-body-border-width,1) * var(--table-vertical-borders,0) * 1px)}.jpp-ct .jpp-ct-table td:not(:last-child){border-right-style:var(--table-body-border-style,solid);border-right-width:calc(var(--table-body-border-width,1) * var(--table-vertical-borders,0) * 1px)}.jpp-ct .jpp-ct-table td.jpp-ct-brand-attribute{min-width:120px}.jpp-ct .jpp-ct-table td.jpp-ct-remove-brand-td{border-top-width:0;border-bottom-width:0}@media (width >= 992px){.jpp-ct .jpp-ct-table td.jpp-ct-remove-brand-td{border-top-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px);border-bottom-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px)}}.jpp-ct .jpp-ct-table td.jpp-ct-brand-display-td{position:relative;border-top-width:0;border-bottom-width:0}.jpp-ct .jpp-ct-table td.jpp-ct-brand-display-td::after{position:absolute;top:0;right:0;width:100%;height:100%;pointer-events:none;content:"";border-color:var(--table-body-border-color,rgba(0,0,0,.15));border-right-style:var(--table-body-border-style,solid);border-right-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px)}@media (width >= 992px){.jpp-ct .jpp-ct-table td.jpp-ct-brand-display-td{border-top-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px);border-right-width:0;border-bottom-width:calc(var(--table-body-border-width,1) * var(--table-horizontal-borders,0) * 1px)}}.jpp-ct .jpp-ct-table td[data-brand-attribute=brand-affiliate-link]{word-break:break-all}.jpp-ct .jpp-ct-table .jpp-ct-brand-attribute-icon{display:inline-block;width:22px}.jpp-ct .jpp-ct-table .jpp-ct-brand-attribute-icon.green{color:var(--color-primary)}.jpp-ct .jpp-ct-table .jpp-ct-brand-attribute-icon.red{color:var(--color-danger-300)}.jpp-ct .jpp-ct-table .jpp-ct-brand-attribute-icon svg{width:22px;height:auto;vertical-align:middle}.jpp-ct .jpp-ct-table .jpp-ct-brand-attribute-notation.cross{font-size:12px;vertical-align:super}.jpp-ct .jpp-ct-table.brands-top th{width:110px;overflow:hidden}.jpp-ct .jpp-ct-table.brands-top td{padding-top:20px;padding-bottom:20px}.jpp-ct .jpp-ct-table.brands-top td:first-child{font-weight:600}.jpp-ct .jpp-ct-table.brands-top .jpp-ct-brand-logo,.jpp-ct .jpp-ct-table.brands-top .jpp-ct-brand-product-image{margin-bottom:10px}.jpp-ct .jpp-ct-table.brands-top .jpp-ct-row-buttons td{border-bottom:0}.jpp-ct .jpp-ct-table.brands-top .jpp-ct-row-buttons .jpp-ct-button:not(:last-child){margin-bottom:10px}@media (width >= 992px){.jpp-ct .jpp-ct-table.brands-top .jpp-ct-button{width:100%}}.jpp-ct .jpp-ct-table.brands-left .jpp-ct-brand-display-cell,.jpp-ct .jpp-ct-table.brands-left .jpp-ct-remove-brand-cell{position:sticky;left:0;z-index:1;overflow:hidden;background:#fff}.jpp-ct .jpp-ct-table.brands-left .jpp-ct-brand-display-cell:not(:first-child),.jpp-ct .jpp-ct-table.brands-left .jpp-ct-remove-brand-cell:not(:first-child){left:36px}.jpp-ct .jpp-ct-table.brands-left td.jpp-ct-cta-cell,.jpp-ct .jpp-ct-table.brands-left td.jpp-ct-secondary-cta-cell,.jpp-ct .jpp-ct-table.brands-left th.jpp-ct-cta-cell,.jpp-ct .jpp-ct-table.brands-left th.jpp-ct-secondary-cta-cell{display:none}@media (width >= 992px){.jpp-ct .jpp-ct-table.brands-left td.jpp-ct-cta-cell,.jpp-ct .jpp-ct-table.brands-left td.jpp-ct-secondary-cta-cell,.jpp-ct .jpp-ct-table.brands-left th.jpp-ct-cta-cell,.jpp-ct .jpp-ct-table.brands-left th.jpp-ct-secondary-cta-cell{display:table-cell}}.jpp-ct .jpp-ct-table.brands-left .jpp-ct-brand-name{font-weight:600;text-decoration:underline}@media (width >= 992px){.jpp-ct .jpp-ct-table.brands-left .jpp-ct-brand-display .jpp-ct-button{display:none}}.jpp-ct .jpp-ct-table.brands-left .jpp-ct-secondary-cta-cell .jpp-ct-button{width:100%;min-width:150px}.jpp-ct .jpp-ct-table.jpp-ct-table-desktop{display:none}@media (width >= 992px){.jpp-ct .jpp-ct-table.jpp-ct-table-desktop{display:table}}@media (width >= 992px){.jpp-ct .jpp-ct-table.jpp-ct-table-mobile{display:none}}.jpp-ct .jpp-ct-table.with-ribbon .jpp-ct-brand-display-cell{padding-left:calc(var(--table-horizontal-padding,10) * 3px)}.jpp-ct .jpp-ct-empty-message{display:none;margin-top:15px;font-size:16px;text-align:center}.jpp-ct .jpp-ct-heading h2{margin:0;font-size:calc(var(--title-font-size,28) * 1px);font-weight:var(--title-font-weight,bold);color:var(--title-color)}.jpp-ct .jpp-ct-heading:not(:empty){margin-bottom:40px}.jpp-ct .jpp-ct-heading .jpp-ct-subtitle{display:block;margin-top:10px;font-size:calc(var(--subtitle-font-size,18) * 1px);font-weight:var(--subtitle-font-weight,normal);color:var(--subtitle-color)}.jpp-ct .jpp-ct-button{display:flex;gap:10px;align-items:center;align-self:flex-start;justify-content:space-between;width:100%;padding:calc(var(--brand-button-vertical-padding-mobile,7) * 1px) calc(var(--brand-button-horizontal-padding-mobile,25) * 1px);margin:0 auto;font-size:calc(var(--brand-button-font-size-mobile,13) * 1px);font-weight:var(--brand-button-font-weight-mobile,bold);color:var(--brand-button-color-mobile,#fff)!important;text-align:left;text-decoration:none!important;white-space:nowrap;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:var(--brand-button-background-color-mobile,var(--color-primary));border-color:var(--brand-button-border-color-mobile,transparent);border-style:var(--brand-button-border-style-mobile,solid);border-width:calc(var(--brand-button-border-width-mobile,0) * 1px);border-radius:calc(var(--brand-button-border-radius-mobile,5) * 1px);box-shadow:2px 2px 4px var(--brand-button-drop-shadow-mobile,transparent);transition-duration:.2s;transition-property:color,background,border-color}@media (width >= 992px){.jpp-ct .jpp-ct-button{padding:calc(var(--brand-button-vertical-padding,12) * 1px) calc(var(--brand-button-horizontal-padding,25) * 1px);font-size:calc(var(--brand-button-font-size,16) * 1px);font-weight:var(--brand-button-font-weight,bold);color:var(--brand-button-color,#fff)!important;background:var(--brand-button-background-color,var(--color-primary));border-color:var(--brand-button-border-color,transparent);border-style:var(--brand-button-border-style,solid);border-width:calc(var(--brand-button-border-width,0) * 1px);border-radius:calc(var(--brand-button-border-radius,5) * 1px);box-shadow:2px 2px 4px var(--brand-button-drop-shadow,transparent)}}@media (width >= 992px){.jpp-ct .jpp-ct-button:hover{color:var(--brand-button-color-hover,var(--color-primary))!important;background:var(--brand-button-background-color-hover,transparent);border-color:var(--brand-button-border-color-hover,var(--color-primary))}}.jpp-ct .jpp-ct-button small{display:block;margin-top:2px;font-size:10px;font-weight:400;white-space:normal}.jpp-ct .jpp-ct-button .jpp-ct-button-icon{display:var(--brand-button-arrow,inline-block);flex:100%;margin-left:8px;text-align:right;vertical-align:middle}.jpp-ct .jpp-ct-button .jpp-ct-button-icon svg{width:1em}.jpp-ct .jpp-ct-button:not(.secondary) .jpp-ct-button-text{flex:1;text-align:center}.jpp-ct .jpp-ct-button.secondary{color:var(--brand-button-color-mobile,var(--color-primary,#fff))!important;background:var(--brand-button-background-color-mobile,transparent);border-color:var(--brand-button-border-color-mobile,var(--color-primary));border-width:calc(var(--brand-button-border-width-mobile,1) * 1px)}.jpp-ct .jpp-ct-button.secondary .jpp-ct-button-icon{display:none}.jpp-ct .jpp-ct-remove-brand{width:16px;height:16px;padding:0;margin:0 auto;color:var(--dynamic-remove-icon-color,#c70404);cursor:pointer;border:0}.jpp-ct .jpp-ct-remove-brand svg{background:var(--dynamic-remove-icon-background-color,#fff0f0);border-radius:50%}.jpp-ct .jpp-ct-add-brand{position:relative;display:table;margin-top:25px}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-button{padding:12px 40px;font-size:calc(var(--dynamic-add-button-font-size,16) * 1px);font-weight:var(--dynamic-add-button-font-weight,bold);color:var(--dynamic-add-button-color,var(--color-primary));-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer;background:var(--dynamic-add-button-background-color,transparent);border-color:var(--dynamic-add-button-border-color,var(--color-primary));border-style:var(--dynamic-add-button-border-style,solid);border-width:calc(var(--dynamic-add-button-border-width,1) * 1px);border-radius:calc(var(--dynamic-add-button-border-radius,5) * 1px);box-shadow:2px 2px 4px var(--dynamic-add-button-drop-shadow,transparent);transition-duration:.2s;transition-property:color,background,border-color}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-button svg{width:1em;margin-right:5px;vertical-align:text-top}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-button.active,.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-button:hover{color:var(--dynamic-add-button-color-hover,#fff);background:var(--dynamic-add-button-background-color-hover,var(--color-primary));border-color:var(--dynamic-add-button-border-color-hover,var(--color-primary))}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-box{position:absolute;top:calc(100% + 10px);left:0;z-index:1;display:none;width:-moz-max-content;width:max-content;max-width:280px;background:#fff;border:1px solid var(--color-primary);border-radius:5px}@media (width >= 440px){.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-box{top:0;left:calc(100% + 10px)}}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-box.active{display:grid}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-input{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:left;padding:10px}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-input svg{width:1em;color:var(--color-primary)}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-input input{padding:5px;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:unset;border:0}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-input input:focus{outline:0}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-list{display:grid;max-height:80px;overflow-y:auto}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-item{padding:7px 10px;font-size:12px;text-align:left;cursor:pointer;border:0}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-item:not(:first-child){border-top:1px solid rgba(0,0,0,.15)}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-item:hover{background:color-mix(in srgb,var(--color-primary),transparent 90%)}.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-item.hidden,.jpp-ct .jpp-ct-add-brand .jpp-ct-add-brand-item.removed{display:none}.jpp-ct .jpp-ct-module-disclosure{display:grid;grid-auto-flow:column;gap:3px;justify-content:right;margin-bottom:10px;font-size:14px}.jpp-ct .jpp-ct-module-disclosure .tooltip-trigger{width:1em!important}.jpp-ct .jpp-ct-brand-logo,.jpp-ct .jpp-ct-brand-product-image{margin:0 auto}.jpp-ct .jpp-ct-brand-logo,.jpp-ct .jpp-ct-brand-logo img,.jpp-ct .jpp-ct-brand-product-image,.jpp-ct .jpp-ct-brand-product-image img{display:block;width:auto;max-width:90px;height:auto;max-height:45px}.jpp-ct .jpp-ct-brand-logo img,.jpp-ct .jpp-ct-brand-product-image img{margin:0 auto}.jpp-ct .jpp-ct-brand-display{display:grid;grid-template-rows:auto 1fr auto;height:100%}.jpp-ct .jpp-ct-brand-display .jpp-ct-brand-name,.jpp-ct .jpp-ct-brand-display .jpp-ct-brand-name-wrapper,.jpp-ct .jpp-ct-brand-display .jpp-ct-brand-superlative{font-size:calc(var(--brand-name-font-size,13) * 1px);font-weight:var(--brand-name-font-weight,normal);color:var(--brand-name-color,var(--primary-color,inherit))}.jpp-ct .jpp-ct-brand-display .jpp-ct-brand-superlative{margin-top:3px}.jpp-ct .jpp-ct-brand-display .jpp-ct-button{margin-top:15px}.jpp-ct .jpp-ct-brand-display.display-logo .jpp-ct-brand-name,.jpp-ct .jpp-ct-brand-display.display-product-image .jpp-ct-brand-name{margin-top:10px}.jpp-ct .jpp-ct-brand-display.display-logo-and-rating .jpp-ct-rating{margin-top:10px}.jpp-ct .jpp-ct-brand-display.display-rating .jpp-ct-brand-name-wrapper{margin-bottom:5px}.jpp-ct .jpp-ct-brand-display.display-name{grid-template-rows:unset;gap:5px;align-items:center;justify-content:center}.jpp-ct .jpp-ct-brand-display.display-name a{color:inherit;text-decoration:none}.jpp-ct .jpp-ct-brand-display.display-name .jpp-ct-button{margin-top:5px}.jpp-ct .jpp-ct-brand-display.display-logo-and-name{gap:5px;line-height:1.5}.jpp-ct .jpp-ct-brand-name.ordered::before{content:counter(brand) ". ";counter-increment:brand}.jpp-ct .jpp-ct-tag{position:absolute;top:0;left:0;display:grid;grid-auto-flow:column;gap:5px;align-items:center;justify-self:left;width:-moz-fit-content;width:fit-content;padding:3px 5px;margin-bottom:15px;font-size:calc(var(--tag-font-size,12) * 1px);font-weight:600;color:var(--tag-color,#000);white-space:nowrap;background:var(--tag-background-color,#fcaf20)}.jpp-ct .jpp-ct-tag::after{position:absolute;top:0;left:calc(100% - 1px);width:10px;height:100%;clip-path:polygon(0 0,100% 50%,0 100%);content:"";background:var(--tag-background-color,#fcaf20)}.jpp-ct .jpp-ct-tag svg{width:12px;height:auto;color:var(--tag-icon-color,#000)}.jpp-ct .jpp-ct-tag+*{margin-top:15px}.jpp-ct .jpp-ct-rating.default{display:grid;grid-auto-flow:column;align-items:center;justify-content:center;font-size:15px;font-weight:600}.jpp-ct .jpp-ct-rating.default>svg{width:1.2em;color:var(--rating-star-color,#f6ae36)}.jpp-ct .jpp-ct-rating.default .jpp-ct-rating-number{margin-left:5px;color:var(--rating-number-color,#000)}.jpp-ct .jpp-ct-rating.block{display:grid;grid-template-columns:auto auto;gap:8px;align-items:center;justify-content:center;width:-moz-fit-content;width:fit-content;padding:6px 15px;margin:0 auto;background:var(--rating-background-color,color-mix(in srgb,var(--color-primary),transparent 90%));border-radius:5px}.jpp-ct .jpp-ct-rating.block .jpp-ct-rating-number{padding-right:8px;font-size:calc(var(--rating-number-font-size,16) * 1px);font-weight:800;color:var(--rating-number-color,var(--color-primary));border-right:1px solid var(--rating-number-color,var(--color-primary))}.jpp-ct .jpp-ct-rating.block div{white-space:nowrap}.jpp-ct .jpp-ct-rating.block div>svg{width:1em;color:var(--rating-star-color,var(--color-primary))}.jpp-ct .jpp-ct-rating.block div>span{display:block;margin-top:5px;font-size:10px;color:#000}.jpp-ct .jpp-ct-rating.block div>span svg{width:1.2em}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number{display:inline-grid;grid-auto-flow:column;gap:5px;align-items:center;justify-content:center;font-size:calc(var(--rating-number-font-size,20) * 1px);font-weight:800}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number svg{width:.9em}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number.green{color:var(--rating-star-color,#3ba14a)}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number.yellow{color:var(--rating-star-color,#f6ae36)}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number.red{color:var(--rating-star-color,#c70404)}.jpp-ct .jpp-ct-rating.color-coded .jpp-ct-rating-number.gray{color:var(--rating-star-color,#979797)}.jpp-ct .jpp-ct-rating.inline{display:grid;grid-auto-flow:column;align-items:center;justify-content:center;font-size:15px;font-weight:600}.jpp-ct .jpp-ct-rating.inline .jpp-ct-rating-number{display:inline-flex;align-items:center;font-size:16px;color:var(--rating-number-color,#303030)}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-rating-number{color:var(--rating-number-color,#ffd020)}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-rating-number::after{width:1px;height:20px;margin:0 8px;content:"";background-color:#626262}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-rating-number::after{height:15px;margin:0 5px}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper{display:inline-flex;flex-wrap:wrap;justify-content:center;width:-moz-min-content;width:min-content;min-width:68px}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper{flex-wrap:initial;justify-content:initial;width:initial}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper>svg{width:13.5px;color:var(--rating-star-color,#ffd020)}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper>svg{width:.8em}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper .jpp-ct-rating-tooltip-label{width:100%;margin-top:2px;font-size:10px}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper .jpp-ct-rating-tooltip-label{width:initial;margin-top:initial;margin-left:5px}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper .jpp-ct-rating-tooltip-label .jpp-ct-tooltip{margin-left:2px;font-size:1.5em}@media (width >= 992px){.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper .jpp-ct-rating-tooltip-label .jpp-ct-tooltip{font-size:2em}}.jpp-ct .jpp-ct-rating.inline .jpp-ct-stars-tooltip-wrapper .jpp-ct-rating-tooltip-label .jpp-ct-tooltip svg{vertical-align:initial}.jpp-ct .jpp-ct-expand-collapse{padding:15px 0;margin-top:10px;font-size:calc(var(--expand-collapse-font-size,16) * 1px);font-weight:var(--expand-collapse-font-weight,bold);color:var(--expand-collapse-color,var(--color-primary));-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer;background:0 0;border:0}.jpp-ct .jpp-ct-expand-collapse[aria-expanded=true] svg{top:1px;transform:rotate(180deg)}.jpp-ct .jpp-ct-expand-collapse svg{position:relative;width:.9em;margin-left:3px;vertical-align:middle;transition:transform .2s}.jpp-ct .jpp-ct-tooltip .tooltip-trigger{width:.6em}.jpp-ct .jpp-ct-filter{position:relative;display:grid;grid-auto-flow:column;gap:5px;align-items:start;justify-content:right;margin-bottom:15px}.jpp-ct .jpp-ct-filter button{cursor:pointer}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active-list{display:flex;flex-wrap:wrap;justify-content:right;margin:-2px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active,.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger{min-height:29px;padding:5px 15px;font-size:calc(var(--filter-button-font-size,13) * 1px);border-radius:calc(var(--filter-button-border-radius,5) * 1px)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active{margin:2px;color:inherit;background:color-mix(in srgb,var(--color-primary),transparent 85%)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active button{position:relative;width:12px;height:12px;padding:0;margin-left:4px;vertical-align:middle;cursor:pointer;border:0}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active button::after,.jpp-ct .jpp-ct-filter .jpp-ct-filter-active button::before{position:absolute;top:50%;left:50%;width:12px;height:1px;content:"";background:currentcolor;transform:translate(-50%,-50%)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active button::before{transform:translate(-50%,-50%) rotate(45deg)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-active button::after{transform:translate(-50%,-50%) rotate(-45deg)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger{font-weight:var(--filter-button-font-weight,normal);color:var(--filter-button-color,#000);cursor:pointer;background:var(--filter-button-background-color,#fff);border-color:var(--filter-button-border-color,rgba(0,0,0,.15));border-style:var(--filter-button-border-style,solid);border-width:calc(var(--filter-button-border-width,1) * 1px);box-shadow:2px 2px 4px var(--filter-button-drop-shadow,transparent);transition-duration:.2s;transition-property:color,background,border-color}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger svg{width:.85em;margin-right:5px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger.active,.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger.open{color:var(--filter-button-color-active,#fff);background:var(--filter-button-background-color-active,var(--color-primary));border-color:var(--filter-button-border-color-active,var(--color-primary))}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger.open+.jpp-ct-filter-box{top:calc(100% + 5px);z-index:2;visibility:visible;opacity:1}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger i{margin-right:5px;font-size:.85em}.jpp-ct .jpp-ct-filter .jpp-ct-filter-trigger-count:not(:empty){display:inline-block;width:17px;height:17px;margin-left:2px;font-size:11px;font-weight:700;line-height:17px;color:var(--color-primary);white-space:nowrap;background:#fff;border-radius:50%}.jpp-ct .jpp-ct-filter .jpp-ct-filter-box{position:absolute;top:100%;right:0;z-index:1;display:grid;grid-template-columns:1fr auto;gap:20px 10px;align-items:center;width:275px;padding:10px 15px 0;visibility:hidden;background:var(--filter-background-color,#fff);border:1px solid var(--filter-border-color,rgba(0,0,0,.15));border-radius:5px;box-shadow:0 0 5px var(--filter-drop-shadow,rgba(0,0,0,.1));opacity:0;transition-duration:.2s;transition-property:top,visibility,opacity}.jpp-ct .jpp-ct-filter .jpp-ct-filter-title{font-size:calc(var(--filter-title-font-size,16) * 1px);font-weight:var(--filter-title-font-weight,bold);color:var(--filter-title-color,inherit)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-close{padding:0;background:unset;border:0;opacity:.4}.jpp-ct .jpp-ct-filter .jpp-ct-filter-close svg{width:12px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list{grid-column:1/span 2;font-size:13px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list-item{margin-bottom:10px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list-item-trigger{cursor:pointer}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list-item-trigger svg{width:.9em;margin-right:3px;transition:transform .2s}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list-item-trigger.open i{transform:scaleY(-1)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-list-item-wrapper{display:none;padding:15px;margin:0 -15px;margin-top:10px;background:rgba(0,0,0,.05)}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type{display:flex;flex-wrap:wrap;margin:-1px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type>*{margin:1px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location]{display:grid;gap:3px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option,.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location]>div{display:grid;grid-auto-flow:column;gap:3px;align-items:center;justify-content:left}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option{-moz-column-gap:5px;column-gap:5px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option input,.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option select{width:120px;padding:3px;font-size:11px;pointer-events:none;border:1px solid rgba(0,0,0,.1);opacity:.5}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option input:focus,.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] .jpp-ct-filter-option select:focus{outline:0}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] input[name=location_type]:checked~.jpp-ct-filter-option input,.jpp-ct .jpp-ct-filter .jpp-ct-filter-type[data-brand-attribute=location] input[name=location_type]:checked~.jpp-ct-filter-option select{pointer-events:all;opacity:1}.jpp-ct .jpp-ct-filter .jpp-ct-filter-type-info{display:block;flex:100%;margin-bottom:5px;font-size:12px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option{position:relative;display:inline-block}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option:not(.custom) input[type=checkbox]{position:absolute;top:0;left:0;width:100%;height:100%;padding:0;margin:0;cursor:pointer;opacity:0}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option:not(.custom) input[type=checkbox]+label{display:inline-block;min-width:22px;padding:3px;font-size:11px;text-align:center;background:#fff;border:1px solid rgba(0,0,0,.15);border-bottom-width:3px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option:not(.custom) input[type=checkbox]:checked+label{border-bottom-color:var(--filter-button-background-color-active,var(--color-primary))}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom{display:grid;grid-auto-flow:column;gap:3px;align-items:center;margin-top:3px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom .range:focus,.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom input:checked~.range{border-color:var(--filter-button-background-color-active,var(--color-primary));outline:0}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom label{font-size:.9em}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom .range{display:inline-block;min-width:22px;padding:3px;font-size:11px;background:#fff;border:1px solid rgba(0,0,0,.15);border-bottom-width:3px}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option.custom .range:focus{border-color:var(--filter-button-background-color-active,var(--color-primary));outline:0}.jpp-ct .jpp-ct-filter .jpp-ct-filter-option svg{width:.75em;color:#f6ae36}.jpp-ct .jpp-ct-caption{margin-top:15px;font-size:14px}.jpp-ct .jpp-ct-ribbon{position:absolute;top:55px;left:-15px;display:flex;align-items:center;justify-content:center;width:100px;height:16px;font-size:9px;font-weight:700;line-height:1;color:#fff;letter-spacing:.1em;background:var(--ribbon-background-color,var(--color-primary));transform:rotate(-45deg);transform-origin:0 0}</style><style type="text/css" id="block-quotes">section.b-quotes.background-light-gray,section.b-quotes.background-light-green{padding-top:20px;padding-bottom:20px}@media (min-width:992px){section.b-quotes.background-light-gray,section.b-quotes.background-light-green{padding-top:40px;padding-bottom:40px}}section.b-quotes:not(.background-light-green,.background-light-gray){margin-top:20px;margin-bottom:20px}@media (min-width:992px){section.b-quotes:not(.background-light-green,.background-light-gray){margin-top:40px;margin-bottom:40px}}section.b-quotes .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}section.b-quotes .heading{font-family:var(--heading-font-family);font-size:20px;line-height:1.5;font-weight:700}@media (min-width:992px){section.b-quotes .heading{font-size:28px}}section.b-quotes .text{margin-bottom:10px}section.b-quotes .mobile-quotes{padding-right:var(--lateral-padding-value);padding-left:var(--lateral-padding-value);margin-right:calc(var(--lateral-padding-value) * -1);margin-left:calc(var(--lateral-padding-value) * -1)}@media (min-width:992px){section.b-quotes .mobile-quotes{display:none}}section.b-quotes .mobile-quotes .swiper-slide{max-width:320px;height:auto}section.b-quotes .mobile-quotes .swiper-slide:not(:last-child){margin-right:8px}section.b-quotes .mobile-quotes .quote{height:100%}section.b-quotes .mobile-quotes .c-swiper-pagination{margin-top:15px}section.b-quotes .desktop-quotes{display:none}@media (min-width:992px){section.b-quotes .desktop-quotes{display:grid;grid-template-columns:295px 1fr;grid-auto-rows:auto;gap:5px;align-items:start;padding:5px;overflow:hidden;border:1px solid var(--color-primary);border-radius:5px}}section.b-quotes .desktop-quotes .heading{grid-column:1/-1;padding-left:15px;margin:15px 0 10px}section.b-quotes .desktop-quotes .quote{display:grid;height:100%;border:0}section.b-quotes blockquote,section.b-quotes figure{margin:0}section.b-quotes .tabs{height:100%;overflow-y:auto}section.b-quotes .tabs::-webkit-scrollbar{width:5px;height:5px}section.b-quotes .tabs::-webkit-scrollbar-track{background:var(--color-neutral-400);border-radius:3px}section.b-quotes .tabs::-webkit-scrollbar-thumb{background-color:var(--color-neutral);border-radius:3px}section.b-quotes .tab{width:100%;padding:10px;border-radius:5px}section.b-quotes .tab[aria-selected=true].background-light-green{background:var(--color-primary-100)}section.b-quotes .tab[aria-selected=true].background-light-gray{background:var(--color-neutral-100)}section.b-quotes .tabpanels{position:relative}section.b-quotes .tabpanel{position:absolute;width:100%}section.b-quotes .quote{display:grid;gap:15px;align-content:start;padding:20px;border:1px solid var(--color-primary);border-radius:5px}section.b-quotes .quote.background-light-green{background:var(--color-primary-100)}section.b-quotes .quote.background-light-gray{background:var(--color-neutral-100)}section.b-quotes .quote blockquote ol,section.b-quotes .quote blockquote ul{padding-left:30px!important}section.b-quotes .author{display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:left;text-align:left}section.b-quotes .author-photo{position:relative;display:block;overflow:hidden;font-size:0;width:68px}section.b-quotes .author-photo::after{display:inline-block;width:100%;padding-top:100%;content:""}section.b-quotes .author-photo>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}section.b-quotes .author-photo img{border-radius:50%}section.b-quotes .author-info{display:grid;font-size:16px}section.b-quotes .author-company:is(a):hover,section.b-quotes .author-name:is(a):hover{text-decoration:underline}section.b-quotes .author-name{font-weight:700}section.b-quotes .author-company{color:var(--color-primary)}</style><style type="text/css" id="component-swiper-pagination">.c-swiper-pagination{position:static;display:grid;grid-auto-flow:column;gap:4px;justify-content:center}.c-swiper-pagination .swiper-pagination-bullet{position:relative;width:15px;height:15px;margin:0!important;background:0 0;opacity:1}.c-swiper-pagination .swiper-pagination-bullet::before{position:absolute;top:50%;left:50%;width:8px;height:8px;content:"";background:var(--color-neutral-400);border-radius:50%;transition-duration:.2s;transition-property:background;transform:translate(-50%,-50%)}.c-swiper-pagination .swiper-pagination-bullet.swiper-pagination-bullet-active::before{background:var(--color-neutral)}</style><style type="text/css" id="block-accordion">section.b-accordion.background-light-gray,section.b-accordion.background-light-green{padding-top:20px;padding-bottom:20px}@media (min-width:992px){section.b-accordion.background-light-gray,section.b-accordion.background-light-green{padding-top:40px;padding-bottom:40px}}section.b-accordion:not(.background-light-green,.background-light-gray){margin-top:20px;margin-bottom:20px}@media (min-width:992px){section.b-accordion:not(.background-light-green,.background-light-gray){margin-top:40px;margin-bottom:40px}}section.b-accordion .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}section.b-accordion .heading{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);font-family:var(--heading-font-family);font-size:24px;line-height:1.4;margin-bottom:20px}@media (min-width:992px){section.b-accordion .heading{font-size:32px}}@media (min-width:992px){section.b-accordion .heading{padding-right:0;padding-left:0}}</style><style type="text/css" id="component-accordion">.c-accordion .accordion-trigger-wrapper button{width:100%}.c-accordion .accordion-trigger{cursor:pointer}.c-accordion .accordion-content{display:none}.c-accordion .accordion-content>*{opacity:0;transition:opacity .3s}.c-accordion .accordion-content.active>*{opacity:1}.c-accordion.style-default .accordion-item{padding:15px 25px;background:var(--color-neutral-white);border-radius:10px;box-shadow:0 0 20px rgba(0,0,0,.07)}@media (min-width:992px){.c-accordion.style-default .accordion-item{padding:20px}}.c-accordion.style-default .accordion-item:not(:last-child){margin-bottom:10px}@media (min-width:992px){.c-accordion.style-default .accordion-item:not(:last-child){margin-bottom:20px}}.c-accordion.style-default .accordion-trigger>span{display:grid;grid-template-columns:auto auto;gap:20px;align-items:center;justify-content:space-between;font-weight:400;text-align:left}.c-accordion.style-default .accordion-trigger>span svg{width:1.2em;color:var(--color-primary);transition:transform .2s}.c-accordion.style-default .accordion-trigger[aria-expanded=true] svg{transform:scaleY(-1)}.c-accordion.style-default .accordion-trigger-text{font-size:18px;line-height:1.45}.c-accordion.style-default .accordion-content{padding-top:10px}@media (min-width:992px){.c-accordion.style-default .accordion-content{padding-right:20px}}.c-accordion.style-with-icon{margin-right:calc(var(--lateral-padding-value) * -1);margin-left:calc(var(--lateral-padding-value) * -1)}@media (min-width:992px){.c-accordion.style-with-icon{margin-right:0;margin-left:0}}@media (min-width:992px){.c-accordion.style-with-icon .accordion-item{border-radius:5px}}.c-accordion.style-with-icon .accordion-item:not(:last-child){margin-bottom:10px}.c-accordion.style-with-icon .accordion-item.active .accordion-trigger-wrapper{position:sticky;top:var(--top-height);z-index:var(--z-index-4);border-bottom-color:var(--color-neutral)}@media (min-width:992px){.c-accordion.style-with-icon .accordion-item.active .accordion-trigger-wrapper{position:static;border-bottom-right-radius:0;border-bottom-left-radius:0}}.c-accordion.style-with-icon .accordion-trigger-wrapper{padding:20px var(--lateral-padding-value);border-bottom:1px solid transparent;transition:border-bottom-color .2s}@media (min-width:992px){.c-accordion.style-with-icon .accordion-trigger-wrapper{border-radius:5px}}.c-accordion.style-with-icon .accordion-trigger>span{display:grid;grid-template-columns:auto auto;gap:20px;align-items:center;justify-content:space-between;text-align:left}.c-accordion.style-with-icon .accordion-trigger>span svg{width:1.2em;transition:transform .2s}.c-accordion.style-with-icon .accordion-trigger[aria-expanded=true] svg{transform:scaleY(-1)}.c-accordion.style-with-icon .accordion-trigger-text-wrapper{display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:left}.c-accordion.style-with-icon .accordion-trigger-text-icon{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border:1px solid;border-radius:50%}.c-accordion.style-with-icon .accordion-trigger-text-icon img{display:block;width:auto;max-width:18px;height:auto;max-height:18px}.c-accordion.style-with-icon .accordion-trigger-text{font-size:18px;line-height:1.45;font-weight:700}.c-accordion.style-with-icon .accordion-content{padding:20px var(--lateral-padding-value)}.c-accordion.style-with-icon.background-light-green .accordion-item,.c-accordion.style-with-icon.background-light-green .accordion-trigger-wrapper{background:var(--color-primary-100)}.c-accordion.style-with-icon.background-light-gray .accordion-item,.c-accordion.style-with-icon.background-light-gray .accordion-trigger-wrapper{background:var(--color-neutral-100)}.c-accordion.style-background .accordion-item:not(:last-child){margin-bottom:1px}.c-accordion.style-background .accordion-trigger>span{display:grid;grid-template-columns:auto auto;gap:20px;align-items:center;justify-content:space-between;padding:12px 20px;color:var(--color-neutral-white);background:var(--color-primary)}.c-accordion.style-background .accordion-trigger>span svg{width:1em;transition:transform .2s}.c-accordion.style-background .accordion-trigger[aria-expanded=true] svg{transform:scaleY(-1)}.c-accordion.style-background .accordion-trigger-text{font-size:18px;font-weight:700}.c-accordion.style-background .accordion-content{padding:20px 25px}.c-accordion.style-line .accordion-item:not(:last-child){border-bottom:1px solid var(--color-neutral-400)}.c-accordion.style-line .accordion-trigger>span{display:grid;grid-template-columns:auto auto;gap:20px;align-items:center;justify-content:space-between;padding:13px 15px;color:var(--color-neutral-900);text-align:left;transition-duration:.2s;transition-property:color,background}.c-accordion.style-line .accordion-trigger>span svg{width:1em;color:var(--color-primary);transition:transform .2s}.c-accordion.style-line .accordion-trigger:hover>span{color:var(--color-primary);background:var(--color-primary-100)}.c-accordion.style-line .accordion-trigger:hover>span svg{color:var(--color-neutral-900)}.c-accordion.style-line .accordion-trigger[aria-expanded=true] svg{transform:scaleY(-1)}.c-accordion.style-line .accordion-trigger-text{font-size:18px;font-weight:700}.c-accordion.style-line .accordion-content{padding:10px 15px;font-size:16px}</style><style type="text/css" id="component-gutenberg-table">.c-gutenberg-table figure.wp-block-table{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);overflow:auto hidden;font-size:16px;border-bottom:0!important}@media (min-width:992px){.c-gutenberg-table figure.wp-block-table{font-size:18px}}.c-gutenberg-table figure.wp-block-table::-webkit-scrollbar{height:6px}.c-gutenberg-table figure.wp-block-table::-webkit-scrollbar-thumb{background:var(--color-neutral-400)}.c-gutenberg-table figure.wp-block-table table{min-width:100%;max-width:100%;font-size:14px;text-align:left;border-spacing:0;border-collapse:collapse}.c-gutenberg-table figure.wp-block-table table a{display:inline-block}.c-gutenberg-table figure.wp-block-table table.has-fixed-layout{width:auto;overflow-x:auto;table-layout:fixed}@media (min-width:992px){.c-gutenberg-table figure.wp-block-table table.has-fixed-layout{min-width:100%}}.c-gutenberg-table figure.wp-block-table thead{font-size:1.1em;border-bottom:0}.c-gutenberg-table figure.wp-block-table tbody:first-child{border-top:2px solid var(--color-primary)}.c-gutenberg-table figure.wp-block-table tbody tr td{background:var(--color-neutral-white)}.c-gutenberg-table figure.wp-block-table tbody tr.even td{background:var(--color-neutral-100)}.c-gutenberg-table figure.wp-block-table tr.callout-row{position:relative;z-index:1}.c-gutenberg-table figure.wp-block-table tr.callout-row td{font-size:16px;font-style:italic;background:var(--color-primary-100)}.c-gutenberg-table figure.wp-block-table tr.callout-row td:not(:last-child){border-right:1px solid color-mix(in srgb,var(--color-primary),transparent 85%)}.c-gutenberg-table figure.wp-block-table tr.filtered,.c-gutenberg-table figure.wp-block-table tr.hidden{display:none}.c-gutenberg-table figure.wp-block-table td,.c-gutenberg-table figure.wp-block-table th{min-width:170px;line-height:1.35;border:1px solid var(--color-neutral-200)}.c-gutenberg-table figure.wp-block-table th{padding:10px 15px;font-size:16px;font-weight:700;color:var(--color-neutral-white);background:var(--color-primary-600)}.c-gutenberg-table figure.wp-block-table th .sort{margin-left:6px}.c-gutenberg-table figure.wp-block-table th .sort svg:nth-child(1){width:10px}.c-gutenberg-table figure.wp-block-table th .sort svg:nth-child(2){width:12px}.c-gutenberg-table figure.wp-block-table th:not([aria-sort]) .sort svg:nth-child(2){display:none}.c-gutenberg-table figure.wp-block-table th[aria-sort] .sort svg:nth-child(1){display:none}.c-gutenberg-table figure.wp-block-table th[aria-sort=ascending] .sort svg:nth-child(2){transform:scaleY(-1)}.c-gutenberg-table figure.wp-block-table th a{color:var(--color-neutral-white)!important;text-decoration-color:var(--color-neutral-white)!important}.c-gutenberg-table figure.wp-block-table td{padding:10px 15px}.c-gutenberg-table figure.wp-block-table figcaption{position:sticky;left:0;display:grid;grid-auto-flow:column;gap:15px;align-items:center;justify-content:space-between;padding:10px 15px;font-size:12px;color:var(--color-neutral);border:1px solid var(--color-neutral-200);border-top:0;border-bottom-right-radius:5px;border-bottom-left-radius:5px}.c-gutenberg-table figure.wp-block-table figcaption>span[data-rich-text-placeholder]{position:absolute;width:0;white-space:nowrap}.c-gutenberg-table figure.wp-block-table.align-top td,.c-gutenberg-table figure.wp-block-table.align-top th{vertical-align:top}.c-gutenberg-table figure.wp-block-table.sticky-first-column{border-left:1px solid var(--color-neutral-100)}.c-gutenberg-table figure.wp-block-table.sticky-first-column td:first-child,.c-gutenberg-table figure.wp-block-table.sticky-first-column th:first-child{position:sticky;left:0;border-left:0}.c-gutenberg-table figure.wp-block-table.sticky-first-column td:first-child::before,.c-gutenberg-table figure.wp-block-table.sticky-first-column th:first-child::before{position:absolute;top:-2px;right:calc(100% + 1px);bottom:-2px;width:100%;content:"";background:var(--color-neutral-white);border-right:1px solid var(--color-neutral-100)}.c-gutenberg-table figure.wp-block-table.sticky-first-column td:first-child::after,.c-gutenberg-table figure.wp-block-table.sticky-first-column th:first-child::after{position:absolute;top:0;right:-1px;width:1px;height:100%;content:"";background:var(--color-neutral-200)}.c-gutenberg-table.background-light-gray,.c-gutenberg-table.background-light-green{padding-top:20px;padding-bottom:20px}@media (min-width:992px){.c-gutenberg-table.background-light-gray,.c-gutenberg-table.background-light-green{padding-top:40px;padding-bottom:40px}}.c-gutenberg-table:not(.background-light-green,.background-light-gray){margin-top:20px;margin-bottom:20px}@media (min-width:992px){.c-gutenberg-table:not(.background-light-green,.background-light-gray){margin-top:40px;margin-bottom:40px}}.c-gutenberg-table .search-wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-gutenberg-table .search{display:grid;grid-template-rows:1fr;grid-template-columns:auto 1fr;-moz-column-gap:8px;column-gap:8px;align-items:center;width:250px;height:30px;padding-left:8px;margin-bottom:15px;border:1px solid var(--color-neutral-400);border-radius:5px}.c-gutenberg-table .search svg{display:block;width:12px}.c-gutenberg-table .search input{height:100%;font-size:16px;font-weight:700;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:0 0;border:0}.c-gutenberg-table .search input:focus{outline:0}.c-gutenberg-table .c-pagination{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);margin-right:0}</style><style type="text/css" id="component-pagination">.c-pagination{display:grid;grid-auto-flow:column;gap:25px;align-items:center;width:-moz-fit-content;width:fit-content;margin-left:auto;font-size:14px;color:var(--color-neutral-800)}.c-pagination.hidden{display:none}.c-pagination .pagination-next,.c-pagination .pagination-prev{width:28px;height:28px;border:1px solid var(--color-neutral-400);border-radius:5px}.c-pagination .pagination-next svg,.c-pagination .pagination-prev svg{height:16px;margin-top:4px}.c-pagination .pagination-next.hidden,.c-pagination .pagination-prev.hidden{display:none}</style><style type="text/css" id="block-tabs">section.b-tabs{margin-top:0!important;margin-bottom:1em!important}section.b-tabs .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}section.b-tabs .swiper{width:auto;height:auto;padding:3px;padding-bottom:0;margin:0 -3px}@media (min-width:992px){section.b-tabs .swiper{overflow:visible}}section.b-tabs .swiper .swiper-button-next,section.b-tabs .swiper .swiper-button-prev{top:calc(50% - 7px);z-index:1;color:var(--color-primary-400);background:unset}@media (min-width:992px){section.b-tabs .swiper .swiper-button-next,section.b-tabs .swiper .swiper-button-prev{display:none}}section.b-tabs .swiper .swiper-button-next::after,section.b-tabs .swiper .swiper-button-prev::after{font-size:16px;font-weight:700}section.b-tabs .tablist{position:relative;z-index:2;align-items:start;height:70px;font-size:18px;pointer-events:none}@media (min-width:992px){section.b-tabs .tablist{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;padding:3px;padding-bottom:0;margin:0 -3px;overflow:hidden;transform:unset!important}}section.b-tabs .swiper-slide{height:auto;padding-top:3px;padding-bottom:3px}section.b-tabs .swiper-slide:first-child,section.b-tabs .swiper-slide:last-child{width:calc(100% - 40px)}section.b-tabs .swiper-slide:first-child{padding-right:40px}section.b-tabs .swiper-slide:last-child{padding-left:40px}section.b-tabs .swiper-slide:not(:first-child,:last-child){width:calc(100% - 80px);padding-right:40px;padding-left:40px}@media (min-width:992px){section.b-tabs .swiper-slide{width:auto!important;padding:0!important}}section.b-tabs .tab{display:block;width:100%;height:66px;min-height:66px;padding:10px;font-size:16px;color:inherit;text-align:left;-webkit-appearance:none;-moz-appearance:none;appearance:none;pointer-events:all;cursor:pointer;background:#fff;border-bottom:3px solid transparent;border-radius:5px;box-shadow:0 0 3px rgba(0,0,0,.25);transition-duration:.2s;transition-property:height,margin,padding-bottom,color,background,border,border-radius,box-shadow}@media (min-width:992px){section.b-tabs .tab{width:100%}}section.b-tabs .tab:hover,section.b-tabs .tab[aria-selected=true]{color:var(--color-primary);background:#fff;border-bottom-color:var(--color-primary)}section.b-tabs .tab:not([aria-selected=true]):hover{border-color:var(--color-primary)}section.b-tabs .tab[aria-selected=true]{height:78px;padding-bottom:22px;margin-bottom:0;font-weight:700;border-bottom-width:0;border-radius:5px 5px 0 0}section.b-tabs .tab-wrapper{display:grid;grid-auto-flow:column;gap:12px;align-items:center;justify-content:left;height:100%}section.b-tabs picture.tab-icon{position:relative;display:block;overflow:hidden;font-size:0;position:relative;width:24px}section.b-tabs picture.tab-icon::after{display:inline-block;width:100%;padding-top:100%;content:""}section.b-tabs picture.tab-icon>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}section.b-tabs picture.tab-icon img{-o-object-fit:contain;object-fit:contain}section.b-tabs span.tab-icon{position:relative;width:24px;height:24px}section.b-tabs span.tab-icon svg{position:absolute;top:0;left:0;width:100%!important;height:100%!important;color:var(--color-primary);-o-object-fit:cover;object-fit:cover}section.b-tabs .tabpanel{position:relative;top:-1px;display:none;padding:20px;border-radius:0 0 5px 5px;box-shadow:0 0 3px rgba(0,0,0,.25)}@media (min-width:992px){section.b-tabs .tabpanel{padding:25px 20px;border-radius:0 0 7px 7px}}section.b-tabs .tabpanel.active{display:block}section.b-tabs .tab-button{display:table;padding:12px 20px;margin-bottom:15px;font-size:18px;font-weight:700;color:#fff;text-decoration:unset;background:var(--color-primary-400);transition:background .2s}@media (min-width:992px){section.b-tabs .tab-button{float:right;margin-left:20px}}section.b-tabs .tab-button:hover{background:var(--color-primary-600)}section.b-tabs .tab-button+*{margin-top:0}</style><style type="text/css" id="block-donut-chart-infographic">section.b-donut-chart-infographic.background-white{background:var(--color-neutral-white)}@media (max-width:991px){section.b-donut-chart-infographic.background-light-gray,section.b-donut-chart-infographic.background-light-green{--lateral-padding:var(--lateral-padding-value);margin-right:var(--template-full-width,calc(var(--lateral-padding) * -1));margin-left:var(--template-full-width,calc(var(--lateral-padding) * -1))}}section.b-donut-chart-infographic.background-light-green{background:var(--color-primary-100)}section.b-donut-chart-infographic.background-light-gray{background:var(--color-neutral-100)}section.b-donut-chart-infographic.background-light-gray,section.b-donut-chart-infographic.background-light-green{padding-top:20px;padding-bottom:20px}@media (min-width:992px){section.b-donut-chart-infographic.background-light-gray,section.b-donut-chart-infographic.background-light-green{padding-top:40px;padding-bottom:40px}}section.b-donut-chart-infographic:not(.background-light-green,.background-light-gray){margin-top:20px;margin-bottom:20px}@media (min-width:992px){section.b-donut-chart-infographic:not(.background-light-green,.background-light-gray){margin-top:40px;margin-bottom:40px}}section.b-donut-chart-infographic .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}section.b-donut-chart-infographic .heading{font-size:24px}@media (min-width:992px){section.b-donut-chart-infographic .heading{font-size:30px}}section.b-donut-chart-infographic .text{margin-top:20px}section.b-donut-chart-infographic .stats-mobile{margin:0 -25px}@media (min-width:992px){section.b-donut-chart-infographic .stats-mobile{display:none}}section.b-donut-chart-infographic .stats-mobile .swiper-slide{padding:25px}section.b-donut-chart-infographic .stats-mobile .stat{overflow:hidden;border-radius:10px;box-shadow:0 0 20px rgba(0,0,0,.07)}section.b-donut-chart-infographic .stats-mobile .stat-top{display:grid;grid-auto-flow:column;gap:10px;align-items:center;justify-content:center;padding:15px}section.b-donut-chart-infographic .stats-mobile .donut-chart-wrapper{position:relative}section.b-donut-chart-infographic .stats-mobile .donut-chart-wrapper svg{display:block;width:90px}section.b-donut-chart-infographic .stats-mobile .donut-chart-wrapper .ring{stroke:rgba(255,255,255,.2)}section.b-donut-chart-infographic .stats-mobile .donut-chart-wrapper .segment{stroke:var(--color-neutral-white)}section.b-donut-chart-infographic .stats-mobile .donut-chart-wrapper span{position:absolute;top:50%;left:50%;font-size:14px;line-height:1;transform:translate(-50%,-50%)}section.b-donut-chart-infographic .stats-mobile .stat-title{max-width:115px;font-size:16px;font-weight:600;text-wrap:balance}section.b-donut-chart-infographic .stats-mobile .stat-description{padding:20px;font-size:16px;font-weight:500;line-height:1.75;text-align:center}section.b-donut-chart-infographic .stats{display:none}@media (min-width:992px){section.b-donut-chart-infographic .stats{display:flex;flex-wrap:wrap;grid-template-columns:repeat(auto-fit,minmax(450px,auto));max-width:unset;margin:-20px -45px;margin-top:70px}}@media (min-width:992px){section.b-donut-chart-infographic .stats>*{flex:1;margin:20px 45px}}section.b-donut-chart-infographic .stats .donut-chart-wrapper{min-width:650px;height:-moz-fit-content;height:fit-content}section.b-donut-chart-infographic .stats .donut-chart-wrapper svg{width:350px}section.b-donut-chart-infographic .stats .donut-chart-wrapper svg text{font-size:10px;fill:#fff}section.b-donut-chart-infographic .stats .stat-boxes{display:grid;align-items:center;min-width:450px}section.b-donut-chart-infographic .stats .stat-box{display:grid;grid-row:1;grid-column:1;gap:15px;padding:25px;visibility:hidden;border:2px solid var(--color-primary);border-radius:5px;opacity:0;transition-duration:.2s;transition-property:visibility,opacity}section.b-donut-chart-infographic .stats .stat-box.active{visibility:visible;opacity:1}section.b-donut-chart-infographic .stats .stat-box-icon{width:70px}section.b-donut-chart-infographic .stats .stat-box-icon img{display:block;max-width:100%;height:auto}section.b-donut-chart-infographic .stats .stat-box-title{font-size:18px}section.b-donut-chart-infographic .stats .stat-box-description{font-size:16px;font-weight:500}</style><style type="text/css" id="component-donut-chart">.c-donut-chart{position:relative;z-index:1;display:flex;align-items:center;justify-content:center}.c-donut-chart .svg-wrapper{position:relative}.c-donut-chart .segment-trigger{position:absolute;width:100px;height:100px;opacity:0;transform:translate(-50%,-50%)}.c-donut-chart .segment-values{position:absolute;top:0;left:0;z-index:-1;width:100%;height:100%}.c-donut-chart .segment-value{position:absolute;display:grid;width:50%}.c-donut-chart .segment-value span,.c-donut-chart .segment-value strong{color:var(--color-neutral-black)}.c-donut-chart .segment-value strong{font-size:18px}.c-donut-chart .segment-value span{font-size:16px}.c-donut-chart .segment-value::before{position:absolute;bottom:-7px;width:15px;height:15px;content:"";background:currentcolor;border-radius:50%}.c-donut-chart .segment-value::after{display:block;width:100%;height:1px;margin-top:15px;content:"";background:linear-gradient(to right,rgba(0,0,0,.8) 50%,rgba(0,0,0,0) 0);background-repeat:repeat-x;background-position:bottom;background-size:15px 1px}.c-donut-chart .segment-value.right{right:0;justify-items:right}.c-donut-chart .segment-value.right::before{right:0}.c-donut-chart .segment-value.left{left:0}.c-donut-chart .segment-value.left::before{left:0}.c-donut-chart .segment-value.top{transform:translateY(-150%)}.c-donut-chart .segment-value.bottom{transform:translateY(-50%)}.c-donut-chart .segment-value.center{transform:translateY(-100%)}.c-donut-chart.with-values .hole{fill:var(--color-neutral-white)}</style><style type="text/css" id="component-article-contact-banner">.c-article-contact-banner{padding:8px 15px;margin-top:3em;background:var(--color-neutral-100);border-radius:5px}.c-article-contact-banner.wysiwyg{color:var(--color-neutral)}</style><style type="text/css" id="component-article-body-authors">.c-article-body-authors{font-size:16px;line-height:1.45;display:grid;gap:30px;margin-bottom:40px}@media (min-width:992px){.c-article-body-authors{margin-bottom:70px}}.c-article-body-authors .heading{font-family:var(--heading-font-family);font-size:20px;line-height:1.5;display:block;margin-bottom:20px;font-weight:700}@media (min-width:992px){.c-article-body-authors .heading{font-size:28px}}.c-article-body-authors .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);width:100%}.c-article-body-authors .authors{display:grid;gap:10px;margin:0 -25px}@media (min-width:992px){.c-article-body-authors .authors{gap:20px;align-items:start;margin:0}.c-article-body-authors .authors.columns-1,.c-article-body-authors .authors.columns-2{grid-template-columns:repeat(2,1fr)}.c-article-body-authors .authors.columns-3{grid-template-columns:repeat(3,1fr)}}.c-article-body-authors .author{background:var(--color-neutral-100)}.c-article-body-authors .author-top{display:grid;grid-auto-columns:auto 1fr auto;grid-auto-flow:column;gap:15px;align-items:center;justify-content:left;padding:10px 20px;cursor:pointer}.c-article-body-authors .author-top .author-name{font-weight:700}.c-article-body-authors .author-top svg{width:16px;margin-left:auto;transition:transform .2s}.c-article-body-authors .author-top[aria-expanded=true] svg{transform:scale(-1)}.c-article-body-authors .author-photo{position:relative;display:block;overflow:hidden;font-size:0;width:50px}.c-article-body-authors .author-photo::after{display:inline-block;width:100%;padding-top:100%;content:""}.c-article-body-authors .author-photo>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}.c-article-body-authors .author-photo img{border-radius:50%}.c-article-body-authors .author-roles{display:block;color:var(--color-neutral)}.c-article-body-authors .author-content{display:none;padding:20px;border-top:1px solid var(--color-neutral-400)}.c-article-body-authors .author-description.wysiwyg p{font-size:14px}.c-article-body-authors .author-permalink{display:block;margin-top:10px;font-size:14px;color:var(--color-primary);text-decoration:underline}</style><style type="text/css" id="component-article-related">.c-article-related{padding-top:20px;padding-bottom:20px;overflow:hidden;background:var(--color-primary-100)}@media (min-width:992px){.c-article-related{padding-top:40px;padding-bottom:40px}}.c-article-related .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding)}.c-article-related .heading{font-family:var(--heading-font-family);font-size:20px;line-height:1.5;font-weight:700}@media (min-width:992px){.c-article-related .heading{font-size:28px}}.c-article-related .articles{padding-right:25px;padding-left:25px;margin-top:20px;margin-right:-25px;margin-left:-25px}@media (min-width:992px){.c-article-related .articles{padding-right:0;padding-left:0;margin-right:0;margin-left:0}}@media (min-width:992px){.c-article-related .articles:not(.swiper-initialized) .swiper-wrapper{display:grid;grid-template-columns:repeat(5,1fr);gap:20px}}.c-article-related .articles:not(.swiper-initialized) .article:nth-child(n+6){display:none}.c-article-related .article{position:relative;display:grid;grid-auto-rows:auto 1fr;width:300px;height:auto;overflow:hidden;border-radius:5px}@media (min-width:992px){.c-article-related .article{width:auto}}.c-article-related .article:not(:last-child){margin-right:20px}@media (min-width:992px){.c-article-related .article:not(:last-child){margin-right:0}}.c-article-related .article-thumbnail{position:relative;display:block;overflow:hidden;font-size:0}.c-article-related .article-thumbnail::after{display:inline-block;width:100%;padding-top:38.3333333333%;content:""}.c-article-related .article-thumbnail>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}@media (min-width:992px){.c-article-related .article-thumbnail{position:relative;display:block;overflow:hidden;font-size:0}.c-article-related .article-thumbnail::after{display:inline-block;width:100%;padding-top:47.619047619%;content:""}.c-article-related .article-thumbnail>img{position:absolute;top:0;left:0;width:100%!important;height:100%!important;-o-object-fit:cover;object-fit:cover}}.c-article-related .article-information{padding:20px;background:var(--color-neutral-white)}.c-article-related .article-title{font-size:14px;line-height:1.5;display:block;padding-left:15px;font-weight:700;border-left:2px solid var(--color-primary)}.c-article-related .article-permalink{position:absolute;top:0;left:0;width:100%!important;height:100%!important;font-size:0}.c-article-related .c-swiper-pagination{margin-top:15px}</style><style type="text/css" id="component-footer">footer.c-footer{padding-top:35px;padding-bottom:35px;font-family:var(--body-font-family);font-size:14px;color:var(--color-neutral-white);background:var(--color-neutral-900)}footer.c-footer *{box-sizing:border-box}footer.c-footer a{color:inherit;text-decoration:unset}footer.c-footer .wrapper{max-width:var(--wrapper-width);margin-right:auto;margin-left:auto;padding-right:var(--lateral-padding);padding-left:var(--lateral-padding);display:grid;grid-template-columns:repeat(2,1fr);gap:25px}@media (min-width:768px){footer.c-footer .wrapper{grid-template-columns:repeat(4,1fr);row-gap:30px}}@media (min-width:992px){footer.c-footer .wrapper{grid-template-columns:repeat(var(--columns),1fr);grid-auto-rows:auto 1fr auto;grid-auto-columns:1fr;-moz-column-gap:50px;column-gap:50px}}footer.c-footer .logo{display:block;grid-column:1/span 2;height:38px;margin:0 auto}@media (min-width:768px){footer.c-footer .logo{grid-column:1/span 4}}@media (min-width:992px){footer.c-footer .logo{grid-row:2;grid-column:1/-3;align-self:end;margin-left:0}}footer.c-footer .logo img{width:auto;height:100%}@media (min-width:992px){footer.c-footer .menu-item{grid-row:1}}@media (min-width:992px){footer.c-footer .menu-item.second-to-last{grid-row:2/span 2}}@media (min-width:992px){footer.c-footer .menu-item.last{grid-row:2/span 2}}footer.c-footer .menu-item-link{display:block;padding-bottom:15px;font-weight:700;border-bottom:1px solid}footer.c-footer #regulation-links,footer.c-footer .subitems{display:grid;gap:8px}footer.c-footer #regulation-links a:hover,footer.c-footer .subitems a:hover{font-weight:700;text-decoration:underline;text-underline-offset:2px;letter-spacing:-.01em}footer.c-footer .subitems{margin-top:15px}footer.c-footer #regulation-links{margin-top:8px}footer.c-footer .copyright-text{grid-column:1/span 2;text-align:center}@media (min-width:768px){footer.c-footer .copyright-text{grid-column:1/span 4}}@media (min-width:992px){footer.c-footer .copyright-text{grid-row:3;grid-column:1/-3;align-self:end;text-align:left}}</style><meta name='googlebot' content='noindex, follow, max-image-preview' /> <link rel='dns-prefetch' href='//d1tfmrv3e8tjlc.cloudfront.net' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> body{--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flow > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}body .is-layout-flow > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}body .is-layout-flow > .aligncenter{margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}body .is-layout-constrained > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}body .is-layout-constrained > .aligncenter{margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width: var(--wp--style--global--content-size);margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > .alignwide{max-width: var(--wp--style--global--wide-size);}body .is-layout-flex{display: flex;}body .is-layout-flex{flex-wrap: wrap;align-items: center;}body .is-layout-flex > *{margin: 0;}body .is-layout-grid{display: grid;}body .is-layout-grid > *{margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} .wp-block-navigation a:where(:not(.wp-element-button)){color: inherit;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} .wp-block-pullquote{font-size: 1.5em;line-height: 1.6;} </style> <script type="text/javascript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" defer src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">var site_url = 'https://www.marketwatch.com/guides';</script> <link rel="preconnect" href="https://www.googletagmanager.com"> <link rel="preconnect" href="https://www.google-analytics.com">  <script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl; j.setAttribute("class","optanon-category-C0002-C0004"); f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-NZCK3KR');</script>  <script src="https://cdn.segment.com/analytics.js/v1/dyQE7WP3pCusstNbBxFKzfzj1pSJJZd3/analytics.min.js" type="text/javascript" class="optanon-category-C0002-C0004" defer></script> <script class="optanon-category-C0002-C0004" defer> !function(){var e=window.analytics=window.analytics||[];if(!e.initialize){if(e.invoked)window.console&&console.error&&console.error("Segment snippet included twice.");else{e.invoked=!0,e.methods=["trackSubmit","trackClick","trackLink","trackForm","pageview","identify","reset","group","track","ready","alias","debug","page","once","off","on","addSourceMiddleware","addIntegrationMiddleware","setAnonymousId","addDestinationMiddleware"],e.factory=function(i){return function(){if(window.analytics.initialized)return window.analytics[i].apply(window.analytics,arguments);var t=Array.prototype.slice.call(arguments);return t.unshift(i),e.push(t),e}};for(var i=0;i<e.methods.length;i++){var t=e.methods[i];e[t]=e.factory(t)}e._writeKey="dyQE7WP3pCusstNbBxFKzfzj1pSJJZd3",e.SNIPPET_VERSION="4.16.1"}}}(); </script> <noscript><style>.lazyload[data-src]{display:none !important;}</style></noscript><style>.lazyload{background-image:none !important;}.lazyload:before{background-image:none !important;}</style><link rel="icon" href="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/09/marketwatch-favicon.png" sizes="32x32" /> <link rel="icon" href="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/09/marketwatch-favicon.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/09/marketwatch-favicon.png" /> <meta name="msapplication-TileImage" content="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/09/marketwatch-favicon.png" /> </head> <body class="post-template-default single single-post postid-132249 single-format-standard jpp-toc-sidebar template-default"> <script data-cfasync="false" data-no-defer="1" data-no-minify="1" data-no-optimize="1">if(typeof ewww_webp_supported==="undefined"){var ewww_webp_supported=!1}if(ewww_webp_supported){document.body.classList.add("webp-support")}</script> <style>:root{--advanced-cta-btn-shadow-color:rgba(0, 0, 0, 0.24)}.post-content img,.wrapper img{height:auto}.ad-widget-block{font-family:inherit;margin:20px auto}.ad-widget-block a{text-decoration:none}.ad-widget-block .logo{position:relative}.ad-widget-block .logo a.brand-review-link{text-decoration:underline;display:block;font-size:15px;width:100%;text-align:center}.ad-widget-block .cta-button.add-drop-shadow,.page-hero-section .cta-button.add-drop-shadow{box-shadow:var(--advanced-cta-btn-shadow-color) 0 3px 8px!important}.ad-widget-block .cta-button.advanced,.page-hero-section .cta-button.advanced{display:flex!important;align-items:center;justify-content:center;border-radius:40px!important;font-size:16px!important;font-weight:700!important;line-height:1!important}.ad-widget-block .button.add-arrow,.ad-widget-block .cta-button.add-arrow,.page-hero-section .cta-button.add-arrow{display:grid!important;grid-auto-flow:column;align-items:center;justify-content:center;max-width:unset}.ad-widget-block .button.advanced.add-arrow,.ad-widget-block .cta-button.advanced.add-arrow,.page-hero-section .cta-button.advanced.add-arrow{padding-right:20px;padding-left:20px}.ad-widget-block .button.add-arrow:after,.ad-widget-block .cta-button.add-arrow:after,.page-hero-section .cta-button.add-arrow:after{content:'';-webkit-mask:url(data:image/svg+xml;base64,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);width:1em;height:calc(1em / .8);margin-left:20px;background:currentColor}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.right{left:initial;right:0;transform:initial}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.right::before{left:initial;right:15%}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.left{left:0;transform:initial}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.left::before{left:15%}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.center{left:50%;transform:translateX(-50%)}.ad-widget-block .stars:hover .star-ratings-methodology-tooltip.center::before{left:50%}.ad-widget-block .hidden-label{display:none}.show-phone__desktop-hidden{display:initial}.show-phone__mobile-hidden{display:none}@media (min-width:767px){.show-phone__desktop-hidden{display:none}.show-phone__mobile-hidden{display:initial}.ad-widget-block.desktop-hidden{display:none}}@media (max-width:767px){.ad-widget-block.mobile-hidden{display:none}}.bdb-stars svg{width:20px;color:#f6ae36}.bdb-stars.sm svg{width:16px}.bdb-stars.md svg{width:20px}.bdb-stars.lg svg{width:24px}.bdb-table{min-width:100%;max-width:100%;font-size:16px;text-align:left;border:0;border-top:2px solid var(--color-primary);overflow-x:scroll}</style><script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> var device = {'type': 'desktop'}; if(/(android|bb\d+|meego).+mobile|avantgo|bada\/|blackberry|blazer|compal|elaine|fennec|hiptop|iemobile|ip(hone|od)|ipad|iris|kindle|Android|Silk|lge |maemo|midp|mmp|netfront|opera m(ob|in)i|palm( os)?|phone|p(ixi|re)\/|plucker|pocket|psp|series(4|6)0|symbian|treo|up\.(browser|link)|vodafone|wap|windows (ce|phone)|xda|xiino/i.test(navigator.userAgent) || /1207|6310|6590|3gso|4thp|50[1-6]i|770s|802s|a wa|abac|ac(er|oo|s\-)|ai(ko|rn)|al(av|ca|co)|amoi|an(ex|ny|yw)|aptu|ar(ch|go)|as(te|us)|attw|au(di|\-m|r |s )|avan|be(ck|ll|nq)|bi(lb|rd)|bl(ac|az)|br(e|v)w|bumb|bw\-(n|u)|c55\/|capi|ccwa|cdm\-|cell|chtm|cldc|cmd\-|co(mp|nd)|craw|da(it|ll|ng)|dbte|dc\-s|devi|dica|dmob|do(c|p)o|ds(12|\-d)|el(49|ai)|em(l2|ul)|er(ic|k0)|esl8|ez([4-7]0|os|wa|ze)|fetc|fly(\-|_)|g1 u|g560|gene|gf\-5|g\-mo|go(\.w|od)|gr(ad|un)|haie|hcit|hd\-(m|p|t)|hei\-|hi(pt|ta)|hp( i|ip)|hs\-c|ht(c(\-| |_|a|g|p|s|t)|tp)|hu(aw|tc)|i\-(20|go|ma)|i230|iac( |\-|\/)|ibro|idea|ig01|ikom|im1k|inno|ipaq|iris|ja(t|v)a|jbro|jemu|jigs|kddi|keji|kgt( |\/)|klon|kpt |kwc\-|kyo(c|k)|le(no|xi)|lg( g|\/(k|l|u)|50|54|\-[a-w])|libw|lynx|m1\-w|m3ga|m50\/|ma(te|ui|xo)|mc(01|21|ca)|m\-cr|me(rc|ri)|mi(o8|oa|ts)|mmef|mo(01|02|bi|de|do|t(\-| |o|v)|zz)|mt(50|p1|v )|mwbp|mywa|n10[0-2]|n20[2-3]|n30(0|2)|n50(0|2|5)|n7(0(0|1)|10)|ne((c|m)\-|on|tf|wf|wg|wt)|nok(6|i)|nzph|o2im|op(ti|wv)|oran|owg1|p800|pan(a|d|t)|pdxg|pg(13|\-([1-8]|c))|phil|pire|pl(ay|uc)|pn\-2|po(ck|rt|se)|prox|psio|pt\-g|qa\-a|qc(07|12|21|32|60|\-[2-7]|i\-)|qtek|r380|r600|raks|rim9|ro(ve|zo)|s55\/|sa(ge|ma|mm|ms|ny|va)|sc(01|h\-|oo|p\-)|sdk\/|se(c(\-|0|1)|47|mc|nd|ri)|sgh\-|shar|sie(\-|m)|sk\-0|sl(45|id)|sm(al|ar|b3|it|t5)|so(ft|ny)|sp(01|h\-|v\-|v )|sy(01|mb)|t2(18|50)|t6(00|10|18)|ta(gt|lk)|tcl\-|tdg\-|tel(i|m)|tim\-|t\-mo|to(pl|sh)|ts(70|m\-|m3|m5)|tx\-9|up(\.b|g1|si)|utst|v400|v750|veri|vi(rg|te)|vk(40|5[0-3]|\-v)|vm40|voda|vulc|vx(52|53|60|61|70|80|81|83|85|98)|w3c(\-| )|webc|whit|wi(g |nc|nw)|wmlb|wonu|x700|yas\-|your|zeto|zte\-/i.test(navigator.userAgent.substr(0,4))) { device['type'] = 'mobile'; } </script>  <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-NZCK3KR" height="0" width="0" style="display:none; visibility:hidden"> </iframe> </noscript>  <script type="application/ld+json" id="article-schema">{ "@context": "https:\/\/schema.org", "@type": "Article", "publisher": { "@type": "Organization", "name": "MarketWatch - Guides" }, "name": "Best Debt Consolidation Loans", "headline": "Best Debt Consolidation Loans of February 2025", "description": "LightStream is our pick for the best debt consolidation loan based on an industry-leading score of 5 out of 5 stars in our latest review.", "image": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2023\/12\/AdobeStock_549061413-scaled.jpeg", "datePublished": "2023-12-19T15:02:54-05:00", "dateModified": "2024-11-21T14:32:00-05:00", "author": [ { "@type": "Person", "name": "Laurie Sepulveda", "url": "https:\/\/www.marketwatch.com\/author\/laurie-sepulveda\/" }, { "@type": "Person", "name": "Lindsey Crossmier", "url": "https:\/\/www.marketwatch.com\/author\/lindsey-crossmier\/" } ], "editor": [ { "@type": "Person", "name": "RaShawn Mitchner", "url": "https:\/\/www.marketwatch.com\/author\/rashawn-mitchner\/" } ] }</script> <script type="application/ld+json" id="breadcrumbs-schema">{ "@context": "https:\/\/schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "MarketWatch", "item": "https:\/\/www.marketwatch.com" }, { "@type": "ListItem", "position": 2, "name": "Guides", "item": "https:\/\/www.marketwatch.com\/guides\/" }, { "@type": "ListItem", "position": 3, "name": "Personal Loans", "item": "https:\/\/www.marketwatch.com\/guides\/personal-loans\/" } ] }</script> <header class="c-header"> <div class="wrapper"> <button class="mobile-menu-trigger" aria-controls="header-mobile-menu" aria-label="Open Mobile Menu" aria-expanded="false"> <div aria-hidden="true"></div> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="c-picture logo"> <img width="439" height="57" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/marketwatch-guides-header-logo.svg" class="skip-lazy" alt="MarketWatch Guides Logo" decoding="async" /> <a href="https://www.marketwatch.com/guides/" aria-label="Go to Homepage" title="Go to Homepage" class="c-link "> Go to Homepage</a> </div> <nav class="c-header-menu" role="menu"> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/finance/" class="menu-item-link" data-text="Finance" role="menuitem"> Finance </a> <div class="megamenu" aria-label="Finance Megamenu"> <div class="megamenu-wrapper"> <div class="megamenu-categories"> <a href="https://www.marketwatch.com/guides/annuities/" class="megamenu-category active" aria-controls="finance-megamenu-495-subcategories" aria-expanded="true"> Annuities </a> <a href="https://www.marketwatch.com/guides/banking/" class="megamenu-category " aria-controls="finance-megamenu-192-subcategories" aria-expanded="false"> Banking </a> <a href="https://www.marketwatch.com/guides/car-loans/" class="megamenu-category " aria-controls="finance-megamenu-160-subcategories" aria-expanded="false"> Car Loans </a> <a href="https://www.marketwatch.com/guides/cds/" class="megamenu-category " aria-controls="finance-megamenu-188-subcategories" aria-expanded="false"> CDs </a> <a href="https://www.marketwatch.com/guides/checking/" class="megamenu-category " aria-controls="finance-megamenu-186-subcategories" aria-expanded="false"> Checking </a> <a href="https://www.marketwatch.com/guides/home-equity/" class="megamenu-category " aria-controls="finance-megamenu-184-subcategories" aria-expanded="false"> Home Equity </a> <a href="https://www.marketwatch.com/guides/personal-loans/" class="megamenu-category " aria-controls="finance-megamenu-183-subcategories" aria-expanded="false"> Personal Loans </a> <a href="https://www.marketwatch.com/guides/savings/" class="megamenu-category " aria-controls="finance-megamenu-187-subcategories" aria-expanded="false"> Savings </a> </div> <div id="finance-megamenu-495-subcategories" class="megamenu-subcategories active columns-1"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Annuity Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/what-is-an-annuity/" class="megamenu-subcategory-link"> What is an Annuity? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/what-is-a-structured-settlement/" class="megamenu-subcategory-link"> What Is a Structured Settlement? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/lottery-payments/" class="megamenu-subcategory-link"> How Do Lottery Payments Work? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/selling-structured-settlement/" class="megamenu-subcategory-link"> How to Sell a Structured Settlement </a> </span> </div> </div> </div> <div id="finance-megamenu-192-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Banking Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-online-banks/" class="megamenu-subcategory-link"> Best Online Banks </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-bank-bonuses/" class="megamenu-subcategory-link"> Best Bank Account Bonuses </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/largest-banks-in-the-us/" class="megamenu-subcategory-link"> Largest Banks in the U.S. </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/biggest-credit-unions/" class="megamenu-subcategory-link"> Largest Credit Unions in the U.S. </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/apps-you-can-make-money-on/" class="megamenu-subcategory-link"> Best Money-Making Apps </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-cash-advance-apps/" class="megamenu-subcategory-link"> Best Cash Advance Apps </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Banks</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/sofi-bank-review/" class="megamenu-subcategory-link"> SoFi Banking Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/marcus-by-goldman-sachs-review/" class="megamenu-subcategory-link"> Marcus by Goldman Sachs Bank Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/synchrony-review/" class="megamenu-subcategory-link"> Synchrony Bank Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/bmo-alto-review/" class="megamenu-subcategory-link"> BMO Alto Bank Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/bask-bank-review/" class="megamenu-subcategory-link"> Bask Bank Review </a> </span> </div> </div> </div> <div id="finance-megamenu-160-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Car Loan Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-loan-rates/" class="megamenu-subcategory-link"> Best Auto Loan Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/" class="megamenu-subcategory-link"> Best Auto Refinance Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/" class="megamenu-subcategory-link"> Best Auto Refinance Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/bad-credit-car-loans/" class="megamenu-subcategory-link"> Bad Credit Car Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/good-credit-auto-loans/" class="megamenu-subcategory-link"> Good Credit Car Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/how-to-get-out-of-a-car-loan/" class="megamenu-subcategory-link"> How to Get Out of a Car Loan </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-loan-interest-rates-by-credit-score/" class="megamenu-subcategory-link"> Auto Loan Interest Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/72-month-auto-loan-rates/" class="megamenu-subcategory-link"> Best 72 Month Auto Loan Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Car Loan Lenders</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/lightstream-reviews/" class="megamenu-subcategory-link"> Lightstream Auto Loan Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-credit-express/" class="megamenu-subcategory-link"> Auto Credit Express Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/myautoloan/" class="megamenu-subcategory-link"> myAutoLoan Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-approve/" class="megamenu-subcategory-link"> Auto Approve Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/carsdirect/" class="megamenu-subcategory-link"> CarsDirect Auto Loan Review </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful Car Loan Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-loan-calculator/" class="megamenu-subcategory-link"> Car Loan Calculator </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-payoff-calculator/" class="megamenu-subcategory-link"> Car Payoff Calculator </a> </span> </div> </div> </div> <div id="finance-megamenu-188-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Certificate of Deposits Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-cd-rates/" class="megamenu-subcategory-link"> Best CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-3-month-cd-rates/" class="megamenu-subcategory-link"> Best 3-Month CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-6-month-cd-rates/" class="megamenu-subcategory-link"> Best 6-Month CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-1-year-cd-rates/" class="megamenu-subcategory-link"> Best 1-Year CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-3-year-cd-rates/" class="megamenu-subcategory-link"> Best 3-Year CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-5-year-cd-rates/" class="megamenu-subcategory-link"> Best 5-Year CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-ira-cd-rate/" class="megamenu-subcategory-link"> Best IRA CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-jumbo-cd-rates/" class="megamenu-subcategory-link"> Best Jumbo CD Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Rates From Banks' CD Accounts</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/us-bank-cd-rate/" class="megamenu-subcategory-link"> U.S. Bank CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/chase-cd-rates/" class="megamenu-subcategory-link"> Chase Bank CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/discover-cd-rates/" class="megamenu-subcategory-link"> Discover CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/synchrony-cd-rates/" class="megamenu-subcategory-link"> Synchrony CD Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/pnc-cd-rate/" class="megamenu-subcategory-link"> PNC CD Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful CDs Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/cd-calculator/" class="megamenu-subcategory-link"> CD Calculator </a> </span> </div> </div> </div> <div id="finance-megamenu-186-subcategories" class="megamenu-subcategories columns-1"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Checking Account Articles</strong> <div class="megamenu-subcategory-links columns-2"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-checking-accounts/" class="megamenu-subcategory-link"> Best Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-online-checking-accounts/" class="megamenu-subcategory-link"> Best Online Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-free-checking-accounts/" class="megamenu-subcategory-link"> Best Free Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-high-yield-checking/" class="megamenu-subcategory-link"> Best High-Yield Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-student-checking-accounts/" class="megamenu-subcategory-link"> Best Student Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/how-to-get-your-paycheck-early/" class="megamenu-subcategory-link"> How to Get Your Paycheck Early </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/what-is-a-routing-number/" class="megamenu-subcategory-link"> What Is a Routing Number? </a> </span> </div> </div> </div> <div id="finance-megamenu-184-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Home Equity Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-loan-rates/" class="megamenu-subcategory-link"> Best Home Equity Loan Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/" class="megamenu-subcategory-link"> Best Home Equity Loan Lenders </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/" class="megamenu-subcategory-link"> Home Equity Agreements </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-heloc-rates/" class="megamenu-subcategory-link"> Best HELOC Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Home Equity Lenders</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/unlock-home-equity-review/" class="megamenu-subcategory-link"> Unlock Home Equity Agreement Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/figure-lending-heloc/" class="megamenu-subcategory-link"> Figure HELOC Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/rocket-mortgage-home-equity-loan/" class="megamenu-subcategory-link"> Rocket Mortgage Home Equity Loan Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/citizens-bank-heloc/" class="megamenu-subcategory-link"> Citizens Bank HELOC Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/bank-of-america-heloc/" class="megamenu-subcategory-link"> Bank of America HELOC Review </a> </span> </div> </div> </div> <div id="finance-megamenu-183-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Personal Loan Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/" class="megamenu-subcategory-link"> Best Personal Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-fast-personal-loans/" class="megamenu-subcategory-link"> Best Fast Personal Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" class="megamenu-subcategory-link"> Best Debt Consolidation Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans-for-fair-credit/" class="megamenu-subcategory-link"> Best Personal Loans for Fair Credit </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/50000-personal-loan/" class="megamenu-subcategory-link"> $50,000 Personal Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/100000-personal-loan/" class="megamenu-subcategory-link"> $100,000 Personal Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-banks-for-personal-loans/" class="megamenu-subcategory-link"> Best Banks for Personal Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-to-pay-off-credit-card/" class="megamenu-subcategory-link"> Personal Loans to Pay Off Credit Cards </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Personal Loan Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/lightstream-personal-loans/" class="megamenu-subcategory-link"> LightStream Personal Loans Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/upgrade-personal-loans/" class="megamenu-subcategory-link"> Upgrade Personal Loans Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/citibank-personal-loans/" class="megamenu-subcategory-link"> Citibank Personal Loans Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/sofi-personal-loans/" class="megamenu-subcategory-link"> SoFi Personal Loans Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/upstart-personal-loans/" class="megamenu-subcategory-link"> Upstart Personal Loans Review </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful Personal Loan Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-calculator/" class="megamenu-subcategory-link"> Personal Loan Calculator </a> </span> </div> </div> </div> <div id="finance-megamenu-187-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Savings Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/" class="megamenu-subcategory-link"> Best High-Yield Savings Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/best-savings-account/" class="megamenu-subcategory-link"> Best Savings Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/average-savings-account-interest-rate/" class="megamenu-subcategory-link"> Average Savings Account Interest Rate </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/money-market/best-money-market-account-rates/" class="megamenu-subcategory-link"> Best Money Market Account Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/credit-union-savings-accounts/" class="megamenu-subcategory-link"> Best Credit Union Savings Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-student-checking-accounts/" class="megamenu-subcategory-link"> Best Student Checking Accounts </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/savings-account-for-teens/" class="megamenu-subcategory-link"> Best Savings Accounts for Teens </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Rates From Banks' Savings Accounts</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/sofi-savings-rates/" class="megamenu-subcategory-link"> SoFi Savings Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ufb-direct-secure-savings/" class="megamenu-subcategory-link"> UFP Portfolio Savings Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ufb-direct-secure-savings/" class="megamenu-subcategory-link"> Upgrade Savings Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/discover-savings-account-rates/" class="megamenu-subcategory-link"> Discover Savings Interest Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ally-savings-account-rates/" class="megamenu-subcategory-link"> Ally Savings Account Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful Savings Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/savings-calculator/" class="megamenu-subcategory-link"> Savings Calculator </a> </span> </div> </div> </div> <a href="https://www.marketwatch.com/guides/finance/" class="megamenu-link"> View all finance resources </a> </div> </div> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/insurance-services/" class="menu-item-link" data-text="Insurance" role="menuitem"> Insurance </a> <div class="megamenu" aria-label="Insurance Megamenu"> <div class="megamenu-wrapper"> <div class="megamenu-categories"> <a href="https://www.marketwatch.com/guides/auto-insurance/" class="megamenu-category active" aria-controls="insurance-services-megamenu-145-subcategories" aria-expanded="true"> Auto Insurance </a> <a href="https://www.marketwatch.com/guides/pet-insurance/" class="megamenu-category " aria-controls="insurance-services-megamenu-193-subcategories" aria-expanded="false"> Pet Insurance </a> <a href="https://www.marketwatch.com/guides/life-insurance/" class="megamenu-category " aria-controls="insurance-services-megamenu-471-subcategories" aria-expanded="false"> Life Insurance </a> <a href="https://www.marketwatch.com/guides/travel-insurance/" class="megamenu-category " aria-controls="insurance-services-megamenu-494-subcategories" aria-expanded="false"> Travel Insurance </a> <a href="https://www.marketwatch.com/guides/home-insurance/" class="megamenu-category " aria-controls="insurance-services-megamenu-116-subcategories" aria-expanded="false"> Home Insurance </a> <a href="https://www.marketwatch.com/guides/renters-insurance/" class="megamenu-category " aria-controls="insurance-services-megamenu-142-subcategories" aria-expanded="false"> Renters Insurance </a> </div> <div id="insurance-services-megamenu-145-subcategories" class="megamenu-subcategories active columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Auto Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance/" class="megamenu-subcategory-link"> Best Car Insurance Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheap-car-insurance/" class="megamenu-subcategory-link"> Cheapest Car Insurance Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/compare-car-insurance/" class="megamenu-subcategory-link"> Compare Car Insurance Quotes </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-for-new-drivers/" class="megamenu-subcategory-link"> Best Car Insurance for New Drivers </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/how-to-switch-car-insurance/" class="megamenu-subcategory-link"> How to Switch Car Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-florida/" class="megamenu-subcategory-link"> Cheapest Car Insurance Florida </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-car-insurance-texas/" class="megamenu-subcategory-link"> Cheapest Car Insurance Texas </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Auto Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-auto-insurance-review/" class="megamenu-subcategory-link"> Allstate Auto Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/geico-insurance-reviews/" class="megamenu-subcategory-link"> Geico Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/progressive-car-insurance-reviews/" class="megamenu-subcategory-link"> Progressive Auto Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/farmers-insurance-reviews/" class="megamenu-subcategory-link"> Farmers Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-insurance-reviews/" class="megamenu-subcategory-link"> Erie Insurance Review </a> </span> </div> </div> </div> <div id="insurance-services-megamenu-193-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Pet Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/best-pet-insurance-companies/" class="megamenu-subcategory-link"> Best Pet Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/cheap-pet-insurance/" class="megamenu-subcategory-link"> Cheapest Pet Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-wellness-plans/" class="megamenu-subcategory-link"> Pet Wellness Plans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-dental-insurance/" class="megamenu-subcategory-link"> Pet Dental Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-cost/" class="megamenu-subcategory-link"> Pet Insurance Cost </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-that-pays-vet-directly/" class="megamenu-subcategory-link"> Pet Insurance That Pays Vets Directly </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/is-pet-insurance-worth-it/" class="megamenu-subcategory-link"> Is Pet Insurance Worth It? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/senior-dogs-pet-insurance/" class="megamenu-subcategory-link"> Pet Insurance for Senior Dogs </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Pet Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" class="megamenu-subcategory-link"> Lemonade Pet Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/" class="megamenu-subcategory-link"> ASPCA Pet Health Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" class="megamenu-subcategory-link"> Spot Pet Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/petplan-pet-insurance-reviews/" class="megamenu-subcategory-link"> Fetch Pet Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/embrace-pet-insurance-reviews/" class="megamenu-subcategory-link"> Embrace Pet Insurance Review </a> </span> </div> </div> </div> <div id="insurance-services-megamenu-471-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Life Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-life-insurance/" class="megamenu-subcategory-link"> Best Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-term-life-insurance/" class="megamenu-subcategory-link"> Best Term Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-whole-life-insurance/" class="megamenu-subcategory-link"> Best Whole Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-no-exam-life-insurance/" class="megamenu-subcategory-link"> Best No Exam Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/cheap-life-insurance/" class="megamenu-subcategory-link"> Cheap Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-senior-life-insurance/" class="megamenu-subcategory-link"> Best Senior Life Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/million-dollar-life-insurance-policy-cost/" class="megamenu-subcategory-link"> Million Dollar Life Insurance Cost </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/life-insurance-rate-by-age/" class="megamenu-subcategory-link"> Life Insurance Rates by Age </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Life Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/mutual-of-omaha-life-insurance-review/" class="megamenu-subcategory-link"> Mutual of Omaha Life Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/massmutual-life-insurance-review/" class="megamenu-subcategory-link"> MassMutual Life Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/state-farm-life-insurance-review/" class="megamenu-subcategory-link"> State Farm Life Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/ethos-life-insurance-review/" class="megamenu-subcategory-link"> Ethos Life Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/trustage-life-insurance-review/" class="megamenu-subcategory-link"> TruStage Life Insurance Review </a> </span> </div> </div> </div> <div id="insurance-services-megamenu-494-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Travel Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/best-travel-insurance/" class="megamenu-subcategory-link"> Best Travel Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travel-medical-insurance/" class="megamenu-subcategory-link"> Travel Medical Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/cheap-travel-insurance/" class="megamenu-subcategory-link"> Cheap Travel Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/senior-travel-insurance/" class="megamenu-subcategory-link"> Senior Travel Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/best-cruise-insurance/" class="megamenu-subcategory-link"> Best Cruise Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/annual-travel-insurance/" class="megamenu-subcategory-link"> Annual Travel Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travel-insurance-cost/" class="megamenu-subcategory-link"> Travel Insurance Cost </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/health-insurance-for-visitors-to-usa/" class="megamenu-subcategory-link"> Health Insurance for Visitors to USA </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Travel Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/faye-travel-insurance-review/" class="megamenu-subcategory-link"> Faye Travel Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travelex-travel-insurance-review/" class="megamenu-subcategory-link"> Travelex Travel Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/generali-travel-insurance-review/" class="megamenu-subcategory-link"> Generali Global Travel Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/trawick-international-travel-insurance-review/" class="megamenu-subcategory-link"> Trawick International Travel Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/nationwide-travel-insurance-review/" class="megamenu-subcategory-link"> Nationwide Travel Insurance Review </a> </span> </div> </div> </div> <div id="insurance-services-megamenu-116-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Home Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-homeowners-insurance-companies/" class="megamenu-subcategory-link"> Best Homeowners Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-homeowners-insurance-companies/" class="megamenu-subcategory-link"> Cheapest Homeowners Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-mobile-home-insurance/" class="megamenu-subcategory-link"> Best Mobile Home Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/high-risk-homeowners-insurance/" class="megamenu-subcategory-link"> High-Risk Homeowners Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-for-veterans/" class="megamenu-subcategory-link"> Home Insurance for Veterans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-california/" class="megamenu-subcategory-link"> Homeowners Insurance California </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/home-insurance-quotes/" class="megamenu-subcategory-link"> Home Insurance Quotes </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/average-home-insurance-cost/" class="megamenu-subcategory-link"> Average Home Insurance Cost </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Home Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-home-insurance-reviews/" class="megamenu-subcategory-link"> Lemonade Home Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/auto-owners-home-insurance-review/" class="megamenu-subcategory-link"> Auto Owners Home Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/state-farm-home-insurance-reviews/" class="megamenu-subcategory-link"> State Farm Home Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-home-insurance-review/" class="megamenu-subcategory-link"> Erie Home Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-home-insurance-reviews/" class="megamenu-subcategory-link"> Allstate Home Insurance Review </a> </span> </div> </div> </div> <div id="insurance-services-megamenu-142-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Renters Insurance Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-renters-insurance-companies/" class="megamenu-subcategory-link"> Best Renters Insurance Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-renters-insurance/" class="megamenu-subcategory-link"> Cheapest Renters Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/how-much-is-renters-insurance/" class="megamenu-subcategory-link"> Renters Insurance Cost </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-florida/" class="megamenu-subcategory-link"> Renters Insurance Florida </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-california/" class="megamenu-subcategory-link"> Renters Insurance California </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="megamenu-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="megamenu-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Renters Insurance Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-renters-insurance-reviews/" class="megamenu-subcategory-link"> Lemonade Renters Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/toggle-renters-insurance-reviews/" class="megamenu-subcategory-link"> Toggle Renters Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/state-farm-renters-insurance/" class="megamenu-subcategory-link"> State Farm Renters Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/progressive-renters-insurance-review/" class="megamenu-subcategory-link"> Progressive Renters Insurance Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-renters-insurance-reviews/" class="megamenu-subcategory-link"> Allstate Renters Insurance Review </a> </span> </div> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services/" class="megamenu-link"> View all insurance resources </a> </div> </div> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/warranty/" class="menu-item-link" data-text="Warranty" role="menuitem"> Warranty </a> <div class="megamenu" aria-label="Warranty Megamenu"> <div class="megamenu-wrapper"> <div class="megamenu-categories"> <a href="https://www.marketwatch.com/guides/car-warranty/" class="megamenu-category active" aria-controls="warranty-megamenu-161-subcategories" aria-expanded="true"> Car Warranty </a> <a href="https://www.marketwatch.com/guides/home-warranty/" class="megamenu-category " aria-controls="warranty-megamenu-157-subcategories" aria-expanded="false"> Home Warranty </a> </div> <div id="warranty-megamenu-161-subcategories" class="megamenu-subcategories active columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Car Warranty Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty-companies/" class="megamenu-subcategory-link"> Best Car Warranty Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-extended-car-warranty/" class="megamenu-subcategory-link"> Best Extended Car Warranty </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-used-car-warranty/" class="megamenu-subcategory-link"> Best Used Car Warranty Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/extended-warranty-for-cars-over-100k-miles/" class="megamenu-subcategory-link"> Extended Warranty for Cars Over 100k Miles </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty/" class="megamenu-subcategory-link"> Best Car Warranty Plans </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Car Warranty Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carchex-reviews/" class="megamenu-subcategory-link"> Carchex Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carshield-reviews/" class="megamenu-subcategory-link"> Carshield Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/endurance-warranty-reviews/" class="megamenu-subcategory-link"> Endurance Warranty Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/protect-my-car-reviews/" class="megamenu-subcategory-link"> Protect My Car Review </a> </span> </div> </div> </div> <div id="warranty-megamenu-157-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Home Warranty Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/best-home-warranty/" class="megamenu-subcategory-link"> Best Home Warranty </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-appliance-insurance/" class="megamenu-subcategory-link"> Home Appliance Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/best-home-warranty-for-hvac/" class="megamenu-subcategory-link"> Best Home Warranty for HVAC </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-arizona/" class="megamenu-subcategory-link"> Home Warranty Arizona </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-california/" class="megamenu-subcategory-link"> Home Warranty California </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-florida/" class="megamenu-subcategory-link"> Home Warranty Florida </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-texas/" class="megamenu-subcategory-link"> Home Warranty Texas </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/are-home-warranties-worth-it/" class="megamenu-subcategory-link"> Are Home Warranties Worth It? </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Home Warranty Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/american-home-shield-reviews/" class="megamenu-subcategory-link"> American Home Shield Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/liberty-home-guard-reviews/" class="megamenu-subcategory-link"> Liberty Home Guard Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/elite-home-warranty-review/" class="megamenu-subcategory-link"> Elite Home Warranty Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/select-home-warranty-reviews/" class="megamenu-subcategory-link"> Select Home Warranty Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/choice-home-warranty-reviews/" class="megamenu-subcategory-link"> Choice Home Warranty Review </a> </span> </div> </div> </div> <a href="https://www.marketwatch.com/guides/warranty/" class="megamenu-link"> View all warranty resources </a> </div> </div> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/business/" class="menu-item-link" data-text="Business" role="menuitem"> Business </a> <div class="megamenu" aria-label="Business Megamenu"> <div class="megamenu-wrapper"> <div class="megamenu-categories"> <a href="https://www.marketwatch.com/guides/business/formation/" class="megamenu-category active" aria-controls="business-megamenu-502-subcategories" aria-expanded="true"> Business Formation </a> </div> <div id="business-megamenu-502-subcategories" class="megamenu-subcategories active columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Business Formation Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-llc-services/" class="megamenu-subcategory-link"> Best LLC Services </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-registered-agent-services/" class="megamenu-subcategory-link"> Best Registered Agent Services </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-trademark-registration-service/" class="megamenu-subcategory-link"> Best Trademark Registration Services </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-florida/" class="megamenu-subcategory-link"> How to Start a Florida LLC </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-california/" class="megamenu-subcategory-link"> How to Start a California LLC </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-texas/" class="megamenu-subcategory-link"> How to Start a Texas LLC </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-ohio/" class="megamenu-subcategory-link"> How to Start a Ohio LLC </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-michigan/" class="megamenu-subcategory-link"> How to Start a Michigan LLC </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Business Formation Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/zenbusiness-review/" class="megamenu-subcategory-link"> ZenBusiness Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/legalzoom-review/" class="megamenu-subcategory-link"> LegalZoom Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/tailor-brands-review/" class="megamenu-subcategory-link"> Tailor Brands Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/northwest-registered-agent-review/" class="megamenu-subcategory-link"> Northwest Registered Agent Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/incfile-review/" class="megamenu-subcategory-link"> Bizee Review </a> </span> </div> </div> </div> <a href="https://www.marketwatch.com/guides/business/" class="megamenu-link"> View all business resources </a> </div> </div> </div> </nav> </div> <div role="dialog" id="header-mobile-menu" class="c-header-mobile-menu" aria-label="Mobile Menu"> <div class="top"> <button class="back"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg> <span class="back-label"></span></button> <button class="close"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg></button> </div> <nav> <div class="menu-items"> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/finance" class="menu-item-link" data-text="Finance"> Finance </a> <button class="menu-item-trigger level-trigger" aria-controls="mobile-menu-finance"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/insurance-services" class="menu-item-link" data-text="Insurance"> Insurance </a> <button class="menu-item-trigger level-trigger" aria-controls="mobile-menu-insurance-services"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/warranty" class="menu-item-link" data-text="Warranty"> Warranty </a> <button class="menu-item-trigger level-trigger" aria-controls="mobile-menu-warranty"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/business" class="menu-item-link" data-text="Business"> Business </a> <button class="menu-item-trigger level-trigger" aria-controls="mobile-menu-business"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="mobile-logo"> <?xml version="1.0" encoding="UTF-8"?> <svg xmlns="http://www.w3.org/2000/svg" id="Layer_1" data-name="Layer 1" viewBox="0 0 417.22 55"><defs><style> .cls-1, .cls-2 { fill: #fff; } .cls-3 { fill: #00b742; } .cls-2 { font-family: Arial-BoldItalicMT, Arial; font-size: 38.99px; font-style: italic; font-weight: 700; letter-spacing: .02em; } .cls-2, .cls-4 { isolation: isolate; } .cls-4 { fill: none; } </style></defs><path d="m406.71,53.93h-170.94c-2.14,0-3.68-1.84-3.38-4.06l6.03-44.51c.3-2.22,2.31-4.06,4.45-4.06h170.94c2.14,0,3.68,1.84,3.38,4.06l-6.03,44.51c-.3,2.22-2.31,4.06-4.45,4.06Z"></path><g><g><path d="m105.02,43.67c-2.95,0-5.56-1.15-7.27-3.25-1.71-2.1-2.35-4.87-1.75-7.82,1.24-6.11,6.93-11.07,12.7-11.07,3.08,0,5.69,1.15,7.27,3.21,1.67,2.14,2.14,5.09,1.37,8.29,0,.56,0,1.28-.6,1.92l-.26.26h-13.34c.34,1.15,1.28,1.84,2.65,1.84,1.45,0,1.97-.51,3.04-1.58l.26-.26h8.04l-.94,1.41c-1.54,2.31-3.12,3.89-5.09,5.09-1.58,1.2-3.98,1.97-6.03,1.97h-.04Zm5.52-14.41c-.3-.68-.94-1.5-2.57-1.5s-2.61.77-3.21,1.5h5.77Zm-59,14.02c-3.08,0-5.56-1.03-7.1-2.91-1.67-2.01-2.18-4.92-1.54-8.12,1.15-6.11,6.46-10.69,12.36-10.69,2.14,0,3.63.56,4.66,1.33l.13-.56,7.05-.51-3.68,20.74h-7.44v-.26c-1.33.73-2.99,1.03-4.4,1.03l-.04-.04Zm4.06-14.75c-2.69,0-4.32,2.1-4.62,4.02-.17.86-.04,2.05.6,2.82.47.6,1.24.9,2.18.9,2.86,0,4.36-2.74,4.62-4.06.17-1.03-.09-2.14-.68-2.82-.51-.6-1.2-.9-2.14-.9l.04.04Zm33.69,14.41l-2.78-6.97-1.37,6.58h-7.4l5.13-27.66h7.4l-2.27,12.19,4.83-4.83h9.32l-9.66,9.28,5.13,11.42h-8.34Zm28.3-.38l2.57-14.41h-2.61l1.07-5.9h.77c2.05,0,2.86-.64,3.16-2.52l.51-2.99h6.71l-1.11,5.52h3.68l-1.07,5.9h-3.68l-2.57,14.41h-7.44Zm-52.8,0l4.06-20.31h7.05v.21c.86-.51,2.01-.94,3.68-.94h1.11l-1.45,7.4h-.77c-3.51,0-4.1,1.45-4.23,2.52l-1.97,11.12h-7.48Zm-30.01,0l-.34-12.78-8.64,12.78h-6.2v-12.66l-8.55,12.66H2.2L21.14,14.51h6.2v12.66l8.55-12.66h6.2v28.05h-7.35.04Z"></path><path class="cls-1" d="m41.19,15.45v26.21h-5.52l-.38-14.75-9.96,14.75h-4.79v-14.75l-9.96,14.75H3.95L21.65,15.45h4.79v14.75l9.96-14.75h4.79m47.97.38l-2.57,14.02,6.63-6.63h6.63l-8.47,8.12,4.79,10.69h-6.29l-3.68-9.24-1.84,8.85h-5.52l4.79-25.82h5.52m39.46,1.84l-1.11,5.52h3.68l-.73,4.06h-3.68l-2.57,14.41h-5.52l2.57-14.41h-2.57l.73-4.06c2.22,0,3.68-.73,4.06-3.33l.38-2.22h4.79m-19.92,4.79c5.9,0,9.24,4.45,7.74,10.35,0,.73,0,1.11-.38,1.5h-14.02c0,2.22,1.5,3.68,3.68,3.68,1.84,0,2.57-.73,3.68-1.84h5.9c-1.5,2.22-2.95,3.68-4.79,4.79-1.5,1.11-3.68,1.84-5.52,1.84-5.52,0-9.24-4.45-8.12-9.96s6.29-10.35,11.8-10.35m-5.52,7.74h8.47c0-1.11-.73-3.33-3.68-3.33s-4.45,2.22-4.79,3.33m-23.6-7.74l-1.11,5.52c-2.57,0-4.79.73-5.17,3.33l-1.84,10.35h-5.52l3.68-18.47h5.17l-.38,1.84c.73-.73,1.84-2.57,5.17-2.57m-24.37,0c3.33,0,4.79,1.5,5.17,2.57l.38-1.84,5.17-.38-3.33,18.81h-5.52l.38-1.84c-1.11,1.84-3.68,2.57-5.9,2.57-6.29,0-8.85-4.45-7.74-9.96,1.11-5.9,6.29-9.96,11.46-9.96m-1.5,14.75c3.33,0,5.17-2.95,5.52-4.79.38-2.22-.73-4.79-3.68-4.79-3.33,0-5.17,2.57-5.52,4.79-.38,1.84.38,4.79,3.68,4.79m-10.69-23.6h-7.61l-.56.81-6.58,9.75v-10.56h-7.61l-.56.81L2.5,40.55l-1.97,2.86h11.12l.56-.81,6.58-9.75v10.56h7.61l.56-.81,6.71-9.96.21,8.98v1.8h9.24v-3.46c.21.34.43.64.68.94,1.24,1.5,3.55,3.25,7.82,3.25,1.5,0,2.91-.26,4.1-.73h17.36l.26-1.54,1.84-10.35c.09-.64.26-1.8,3.33-1.8h.68l-2.14,11.46-.38,2.18h9.24l.3-1.45.6-2.86,1.41,3.55.47,1.15h10.39l-.68-1.58c1.8,1.5,4.1,2.31,6.71,2.31,2.22,0,4.83-.86,6.63-2.22,1.92-1.15,3.59-2.78,5.22-5.26l.98-1.5-1.03,5.69-.38,2.18h9.28l.26-1.54,2.31-12.87h3.68l.26-1.5.73-4.06.38-2.18h-3.63l.68-3.33.43-2.22h-8.59l-.26,1.54-.38,2.22c-.21,1.33-.56,1.8-2.22,1.8h-1.54l-.26,1.5-.38,2.01c-.17-.26-.34-.47-.51-.73-1.8-2.31-4.62-3.55-8-3.55-1.5,0-2.99.3-4.4.86l.13-.13h-12.01l-.56.56-2.44,2.44,1.5-8.21.38-2.18h-9.28l-.3,1.5-.94,5.13h-1.28c-1.5,0-2.65.3-3.55.73h-7.91l-.3,1.5-.09.38h0l.43-2.39-2.35.17-5.17.38-1.33.09c-1.07-.51-2.39-.86-4.1-.86-5.17,0-9.96,3.29-12.19,8.12v-15.14h0l.13.13Zm75.59,15.48h.43l-.77,4.19v-.3c.3-1.37.43-2.69.3-3.89h.04Zm-25.01,2.65l2.52-2.39c-.47.98-.81,2.01-1.03,3.08-.13.73-.21,1.45-.21,2.18l-1.28-2.86h0Zm-39.85,3.63c-1.03,0-1.37-.43-1.5-.56-.43-.56-.51-1.45-.38-2.05.21-1.2,1.2-3.33,3.72-3.33.64,0,1.11.17,1.41.56.43.47.6,1.28.47,2.1-.21,1.03-1.41,3.25-3.72,3.25h0v.04Zm51.99.73h0Z"></path></g><g><path class="cls-3" d="m206.48,43.33c-2.95,0-5.56-1.15-7.27-3.25-1.71-2.1-2.35-4.87-1.75-7.82.3-1.45.86-2.82,1.58-4.06h-2.48l-2.57,14.41h-7.4l2.57-14.41h-2.95l1.07-5.9h.77c2.05,0,2.86-.64,3.16-2.52l.51-2.99h6.71l-1.11,5.52h3.59l-.34,3.89c2.44-2.82,5.99-4.62,9.66-4.62,5.34,0,9.41,3.72,9.41,8.68v.94h-7.18l-.17-.68c-.26-1.07-.64-1.88-2.78-1.88-2.27,0-4.06,2.1-4.66,4.15-.13,1.11.09,2.14.64,2.78.47.56,1.2.81,2.18.81,2.01,0,3.21-1.5,3.68-2.18l.26-.43h7.65l3.51-18.81h7.44l-1.5,7.48c1.03-.56,2.27-.81,3.68-.81,2.27,0,4.32.98,5.52,2.57,1.33,2.22,1.28,3.93.51,7.74l-1.97,11.07h-7.4l2.05-11.42c.21-.51.38-1.71-.04-2.39-.17-.26-.43-.56-1.24-.56-2.65,0-2.78,2.31-2.78,2.78l-2.01,11.24h-7.44l1.54-8.38-.34.77c-2.1,4.96-7.01,8.34-12.31,8.34v-.04Zm-35.44,0c-2.74,0-5.05-.98-6.63-2.78-1.75-2.01-2.52-5.05-2.05-8.21,1.24-7.05,7.14-10.77,12.36-10.77,1.84,0,3.38.51,4.62,1.54l.17-.81h7.44l-4.06,20.31h-7.4l.09-.38c-1.28.73-2.82,1.11-4.49,1.11h-.04Zm3.33-14.75c-2.74,0-4.32,2.1-4.62,4.02-.17.86-.04,2.05.6,2.82.47.6,1.24.9,2.18.9,2.86,0,4.36-2.74,4.62-4.06.17-1.03-.09-2.14-.64-2.82-.51-.6-1.2-.9-2.14-.9v.04Zm-27.49,14.02v-12.66l-8.55,12.66h-6.2V14.55h7.4v12.66l8.55-12.66h6.2v12.66l7.31-10.82h-4.53l15.01-9.02,2.01,9.02h-3.59l-17.36,26.21h-6.24Z"></path><path class="cls-1" d="m171.42,8.83l1.5,6.63h-2.95l-17.36,26.21h-4.79v-14.75l-9.96,14.75h-4.79V15.45h5.52v14.75l9.96-14.75h4.79v14.75l9.96-14.75h-2.95l11.07-6.63m57.55,7.01l-1.84,9.24c1.11-1.84,2.95-2.57,5.17-2.57,1.84,0,3.68.73,4.79,2.22,1.11,1.84,1.11,3.33.38,7.01l-1.84,10.35h-5.52l1.84-10.35c.38-.73.73-4.06-2.22-4.06-3.33,0-3.68,2.95-3.68,3.68l-1.84,10.35h-5.52l4.79-25.82h5.52m-31.72,1.84l-1.11,5.52h3.68l-.38,4.06h-3.68l-2.57,14.41h-5.52l2.57-14.41h-2.95l.73-4.06c2.22,0,3.68-.73,4.06-3.33l.38-2.22h4.79m12.91,4.79c4.79,0,8.47,3.33,8.47,7.74h-5.52c-.38-1.5-1.11-2.57-3.68-2.57s-4.79,2.22-5.52,4.79c-.38,2.57.73,4.79,3.68,4.79,2.22,0,3.68-1.5,4.45-2.57h5.9c-1.84,4.45-6.29,7.74-11.46,7.74-5.52,0-9.24-4.45-8.12-9.96s6.29-9.96,11.8-9.96m-35.44,0c2.95,0,4.45,1.5,5.17,2.57l.38-1.84h5.52l-3.68,18.47h-5.52l.38-1.84c-1.5,1.84-3.68,2.57-5.9,2.57-5.9,0-8.47-4.79-7.74-9.96,1.11-6.29,6.29-9.96,11.46-9.96m-2.22,14.75c3.33,0,5.17-2.95,5.52-4.79.38-2.22-.73-4.79-3.68-4.79-3.33,0-5.17,2.57-5.52,4.79-.38,1.84.38,4.79,3.68,4.79m.13-31.3l-2.18,1.33-11.07,6.63-4.23,2.52v-2.78h-7.61l-.56.81-6.58,9.75v-10.56h-9.24v29.89h7.61l.56-.81,6.58-9.75v10.56h7.65l.56-.81,7.48-11.33c-.04.26-.13.51-.17.77-.51,3.51.34,6.8,2.27,9.02,1.75,2.01,4.28,3.12,7.31,3.12,1.41,0,2.74-.26,3.93-.73h8.64l.3-1.5,2.57-12.91h1.54l-2.18,12.23-.38,2.18h9.28l.26-1.54,1.33-7.31c.04,2.22.81,4.28,2.18,5.99,1.88,2.31,4.75,3.59,8,3.59,4.15,0,8.08-1.92,10.77-5l-.38,2.1-.38,2.18h9.28l.26-1.54,1.84-10.35v-.34c0-.68.26-1.84,1.84-1.84.13,0,.38,0,.47.13.21.3.17,1.07.09,1.33l-.13.26v.21l-1.88,10.35-.38,2.18h9.28l.26-1.54,1.84-10.35c.77-3.85.86-5.86-.6-8.29-1.5-2.01-3.85-3.12-6.37-3.12-.94,0-1.75.13-2.44.3l.94-4.75.43-2.22h-9.32l-.3,1.5-2.01,10.77c-1.58-3.38-5.13-5.64-9.49-5.64-3.12,0-6.11,1.2-8.55,3.16v-.43l.21-2.01h-3.46l.68-3.33.43-2.22h-8.59l-.26,1.54-.38,2.22c-.21,1.33-.56,1.8-2.22,1.8h-9.28v.17c-1.2-.6-2.52-.94-4.02-.94-2.57,0-5.3.86-7.65,2.48l3.85-5.81h4.28l-.51-2.27-1.5-6.63-.56-2.48h0l.13.09Zm-17.49,11.37h4.66l-4.66,6.88v-6.88h0Zm42.11,11.8h.17c-.13.26-.21.51-.34.81l.13-.81h.04Zm8.38,3.72c.6-1.92,2.18-3.33,3.72-3.33s1.71.38,1.88,1.2l.34,1.41h6.88l-.13.73h-7.4l-.56.81c-.43.64-1.41,1.75-2.91,1.75-.68,0-1.2-.17-1.5-.51-.38-.43-.51-1.15-.38-2.05h.04Zm-33.18,2.57c-1.03,0-1.37-.43-1.5-.56-.43-.56-.51-1.45-.38-2.05.21-1.2,1.2-3.33,3.72-3.33.64,0,1.11.17,1.41.56.43.47.6,1.28.47,2.1-.21,1.03-1.41,3.25-3.72,3.25h0v.04Z"></path></g></g><g class="cls-4"><text class="cls-2" transform="translate(247.06 41.62)"><tspan x="0" y="0">GUIDES</tspan></text></g></svg> </div> </div> <div id="mobile-menu-finance" class="vertical" data-back-label="All"> <strong class="vertical-title">Finance</strong> <div class="vertical-categories"> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/annuities/" class="vertical-category-link"> Annuities </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-495"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/banking/" class="vertical-category-link"> Banking </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-192"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/car-loans/" class="vertical-category-link"> Car Loans </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-160"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/cds/" class="vertical-category-link"> CDs </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-188"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/checking/" class="vertical-category-link"> Checking </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-186"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/home-equity/" class="vertical-category-link"> Home Equity </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-184"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/personal-loans/" class="vertical-category-link"> Personal Loans </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-183"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/savings/" class="vertical-category-link"> Savings </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-finance-187"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <a href="https://www.marketwatch.com/guides/finance/" class="vertical-link"> View all finance resources </a> </div> </div> <div id="mobile-menu-insurance-services" class="vertical" data-back-label="All"> <strong class="vertical-title">Insurance</strong> <div class="vertical-categories"> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/auto-insurance/" class="vertical-category-link"> Auto Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-145"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/pet-insurance/" class="vertical-category-link"> Pet Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-193"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/life-insurance/" class="vertical-category-link"> Life Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-471"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/travel-insurance/" class="vertical-category-link"> Travel Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-494"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/home-insurance/" class="vertical-category-link"> Home Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-116"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/renters-insurance/" class="vertical-category-link"> Renters Insurance </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-insurance-services-142"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <a href="https://www.marketwatch.com/guides/insurance-services/" class="vertical-link"> View all insurance resources </a> </div> </div> <div id="mobile-menu-warranty" class="vertical" data-back-label="All"> <strong class="vertical-title">Warranty</strong> <div class="vertical-categories"> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/car-warranty/" class="vertical-category-link"> Car Warranty </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-warranty-161"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/home-warranty/" class="vertical-category-link"> Home Warranty </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-warranty-157"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <a href="https://www.marketwatch.com/guides/warranty/" class="vertical-link"> View all warranty resources </a> </div> </div> <div id="mobile-menu-business" class="vertical" data-back-label="All"> <strong class="vertical-title">Business</strong> <div class="vertical-categories"> <div class="vertical-category"> <a href="https://www.marketwatch.com/guides/business/formation/" class="vertical-category-link"> Business Formation </a> <button class="vertical-category-trigger level-trigger" aria-controls="mobile-menu-business-502"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </button> </div> <a href="https://www.marketwatch.com/guides/business/" class="vertical-link"> View all business resources </a> </div> </div> <div id="mobile-menu-finance-495" class="category" data-back-label="Finance"> <strong class="category-title">Annuities</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Annuity Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/what-is-an-annuity/" class="category-subcategory-link"> What is an Annuity? </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/what-is-a-structured-settlement/" class="category-subcategory-link"> What Is a Structured Settlement? </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/lottery-payments/" class="category-subcategory-link"> How Do Lottery Payments Work? </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/annuities/selling-structured-settlement/" class="category-subcategory-link"> How to Sell a Structured Settlement </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-192" class="category" data-back-label="Finance"> <strong class="category-title">Banking</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Banking Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-online-banks/" class="category-subcategory-link"> Best Online Banks </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-bank-bonuses/" class="category-subcategory-link"> Best Bank Account Bonuses </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/largest-banks-in-the-us/" class="category-subcategory-link"> Largest Banks in the U.S. </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/biggest-credit-unions/" class="category-subcategory-link"> Largest Credit Unions in the U.S. </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/apps-you-can-make-money-on/" class="category-subcategory-link"> Best Money-Making Apps </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/best-cash-advance-apps/" class="category-subcategory-link"> Best Cash Advance Apps </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Banks</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/sofi-bank-review/" class="category-subcategory-link"> SoFi Banking Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/marcus-by-goldman-sachs-review/" class="category-subcategory-link"> Marcus by Goldman Sachs Bank Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/synchrony-review/" class="category-subcategory-link"> Synchrony Bank Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/bmo-alto-review/" class="category-subcategory-link"> BMO Alto Bank Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/banking/bask-bank-review/" class="category-subcategory-link"> Bask Bank Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-160" class="category" data-back-label="Finance"> <strong class="category-title">Car Loans</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Car Loan Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-loan-rates/" class="category-subcategory-link"> Best Auto Loan Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/" class="category-subcategory-link"> Best Auto Refinance Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/" class="category-subcategory-link"> Best Auto Refinance Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/bad-credit-car-loans/" class="category-subcategory-link"> Bad Credit Car Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/good-credit-auto-loans/" class="category-subcategory-link"> Good Credit Car Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/how-to-get-out-of-a-car-loan/" class="category-subcategory-link"> How to Get Out of a Car Loan </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-loan-interest-rates-by-credit-score/" class="category-subcategory-link"> Auto Loan Interest Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/72-month-auto-loan-rates/" class="category-subcategory-link"> Best 72 Month Auto Loan Rates </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Car Loan Lenders</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/lightstream-reviews/" class="category-subcategory-link"> Lightstream Auto Loan Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-credit-express/" class="category-subcategory-link"> Auto Credit Express Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/myautoloan/" class="category-subcategory-link"> myAutoLoan Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-approve/" class="category-subcategory-link"> Auto Approve Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/carsdirect/" class="category-subcategory-link"> CarsDirect Auto Loan Review </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Helpful Car Loan Tools</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-loan-calculator/" class="category-subcategory-link"> Car Loan Calculator </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-payoff-calculator/" class="category-subcategory-link"> Car Payoff Calculator </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-188" class="category" data-back-label="Finance"> <strong class="category-title">CDs</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Certificate of Deposits Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-cd-rates/" class="category-subcategory-link"> Best CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-3-month-cd-rates/" class="category-subcategory-link"> Best 3-Month CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-6-month-cd-rates/" class="category-subcategory-link"> Best 6-Month CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-1-year-cd-rates/" class="category-subcategory-link"> Best 1-Year CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-3-year-cd-rates/" class="category-subcategory-link"> Best 3-Year CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-5-year-cd-rates/" class="category-subcategory-link"> Best 5-Year CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-ira-cd-rate/" class="category-subcategory-link"> Best IRA CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/best-jumbo-cd-rates/" class="category-subcategory-link"> Best Jumbo CD Rates </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Rates From Banks' CD Accounts</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/us-bank-cd-rate/" class="category-subcategory-link"> U.S. Bank CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/chase-cd-rates/" class="category-subcategory-link"> Chase Bank CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/discover-cd-rates/" class="category-subcategory-link"> Discover CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/synchrony-cd-rates/" class="category-subcategory-link"> Synchrony CD Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/pnc-cd-rate/" class="category-subcategory-link"> PNC CD Rates </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Helpful CDs Tools</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/cds/cd-calculator/" class="category-subcategory-link"> CD Calculator </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-186" class="category" data-back-label="Finance"> <strong class="category-title">Checking</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Checking Account Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-checking-accounts/" class="category-subcategory-link"> Best Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-online-checking-accounts/" class="category-subcategory-link"> Best Online Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-free-checking-accounts/" class="category-subcategory-link"> Best Free Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-high-yield-checking/" class="category-subcategory-link"> Best High-Yield Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-student-checking-accounts/" class="category-subcategory-link"> Best Student Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/how-to-get-your-paycheck-early/" class="category-subcategory-link"> How to Get Your Paycheck Early </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/what-is-a-routing-number/" class="category-subcategory-link"> What Is a Routing Number? </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-184" class="category" data-back-label="Finance"> <strong class="category-title">Home Equity</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Home Equity Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-loan-rates/" class="category-subcategory-link"> Best Home Equity Loan Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-home-equity-lenders/" class="category-subcategory-link"> Best Home Equity Loan Lenders </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/" class="category-subcategory-link"> Home Equity Agreements </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/best-heloc-rates/" class="category-subcategory-link"> Best HELOC Rates </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Home Equity Lenders</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/unlock-home-equity-review/" class="category-subcategory-link"> Unlock Home Equity Agreement Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/figure-lending-heloc/" class="category-subcategory-link"> Figure HELOC Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/rocket-mortgage-home-equity-loan/" class="category-subcategory-link"> Rocket Mortgage Home Equity Loan Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/citizens-bank-heloc/" class="category-subcategory-link"> Citizens Bank HELOC Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-equity/bank-of-america-heloc/" class="category-subcategory-link"> Bank of America HELOC Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-183" class="category" data-back-label="Finance"> <strong class="category-title">Personal Loans</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Personal Loan Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/" class="category-subcategory-link"> Best Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-fast-personal-loans/" class="category-subcategory-link"> Best Fast Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" class="category-subcategory-link"> Best Debt Consolidation Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans-for-fair-credit/" class="category-subcategory-link"> Best Personal Loans for Fair Credit </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/50000-personal-loan/" class="category-subcategory-link"> $50,000 Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/100000-personal-loan/" class="category-subcategory-link"> $100,000 Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-banks-for-personal-loans/" class="category-subcategory-link"> Best Banks for Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-to-pay-off-credit-card/" class="category-subcategory-link"> Personal Loans to Pay Off Credit Cards </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Personal Loan Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/lightstream-personal-loans/" class="category-subcategory-link"> LightStream Personal Loans Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/upgrade-personal-loans/" class="category-subcategory-link"> Upgrade Personal Loans Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/citibank-personal-loans/" class="category-subcategory-link"> Citibank Personal Loans Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/sofi-personal-loans/" class="category-subcategory-link"> SoFi Personal Loans Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/upstart-personal-loans/" class="category-subcategory-link"> Upstart Personal Loans Review </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Helpful Personal Loan Tools</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-calculator/" class="category-subcategory-link"> Personal Loan Calculator </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-finance-187" class="category" data-back-label="Finance"> <strong class="category-title">Savings</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Savings Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/" class="category-subcategory-link"> Best High-Yield Savings Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/best-savings-account/" class="category-subcategory-link"> Best Savings Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/average-savings-account-interest-rate/" class="category-subcategory-link"> Average Savings Account Interest Rate </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/money-market/best-money-market-account-rates/" class="category-subcategory-link"> Best Money Market Account Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/credit-union-savings-accounts/" class="category-subcategory-link"> Best Credit Union Savings Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/checking/best-student-checking-accounts/" class="category-subcategory-link"> Best Student Checking Accounts </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/savings-account-for-teens/" class="category-subcategory-link"> Best Savings Accounts for Teens </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Rates From Banks' Savings Accounts</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/sofi-savings-rates/" class="category-subcategory-link"> SoFi Savings Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ufb-direct-secure-savings/" class="category-subcategory-link"> UFP Portfolio Savings Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ufb-direct-secure-savings/" class="category-subcategory-link"> Upgrade Savings Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/discover-savings-account-rates/" class="category-subcategory-link"> Discover Savings Interest Rates </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/ally-savings-account-rates/" class="category-subcategory-link"> Ally Savings Account Rates </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Helpful Savings Tools</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/savings/savings-calculator/" class="category-subcategory-link"> Savings Calculator </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/finance" class="vertical-link"> View all Finance resources </a> </div> </div> <div id="mobile-menu-insurance-services-145" class="category" data-back-label="Insurance"> <strong class="category-title">Auto Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Auto Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance/" class="category-subcategory-link"> Best Car Insurance Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheap-car-insurance/" class="category-subcategory-link"> Cheapest Car Insurance Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/compare-car-insurance/" class="category-subcategory-link"> Compare Car Insurance Quotes </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-for-new-drivers/" class="category-subcategory-link"> Best Car Insurance for New Drivers </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/how-to-switch-car-insurance/" class="category-subcategory-link"> How to Switch Car Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-florida/" class="category-subcategory-link"> Cheapest Car Insurance Florida </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-car-insurance-texas/" class="category-subcategory-link"> Cheapest Car Insurance Texas </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Auto Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-auto-insurance-review/" class="category-subcategory-link"> Allstate Auto Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/geico-insurance-reviews/" class="category-subcategory-link"> Geico Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/progressive-car-insurance-reviews/" class="category-subcategory-link"> Progressive Auto Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/farmers-insurance-reviews/" class="category-subcategory-link"> Farmers Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-insurance-reviews/" class="category-subcategory-link"> Erie Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-193" class="category" data-back-label="Insurance"> <strong class="category-title">Pet Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Pet Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/best-pet-insurance-companies/" class="category-subcategory-link"> Best Pet Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/cheap-pet-insurance/" class="category-subcategory-link"> Cheapest Pet Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-wellness-plans/" class="category-subcategory-link"> Pet Wellness Plans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-dental-insurance/" class="category-subcategory-link"> Pet Dental Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-cost/" class="category-subcategory-link"> Pet Insurance Cost </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-that-pays-vet-directly/" class="category-subcategory-link"> Pet Insurance That Pays Vets Directly </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/is-pet-insurance-worth-it/" class="category-subcategory-link"> Is Pet Insurance Worth It? </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/senior-dogs-pet-insurance/" class="category-subcategory-link"> Pet Insurance for Senior Dogs </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Pet Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" class="category-subcategory-link"> Lemonade Pet Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/" class="category-subcategory-link"> ASPCA Pet Health Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" class="category-subcategory-link"> Spot Pet Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/petplan-pet-insurance-reviews/" class="category-subcategory-link"> Fetch Pet Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/pet-insurance/embrace-pet-insurance-reviews/" class="category-subcategory-link"> Embrace Pet Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-471" class="category" data-back-label="Insurance"> <strong class="category-title">Life Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Life Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-life-insurance/" class="category-subcategory-link"> Best Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-term-life-insurance/" class="category-subcategory-link"> Best Term Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-whole-life-insurance/" class="category-subcategory-link"> Best Whole Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-no-exam-life-insurance/" class="category-subcategory-link"> Best No Exam Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/cheap-life-insurance/" class="category-subcategory-link"> Cheap Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-senior-life-insurance/" class="category-subcategory-link"> Best Senior Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/million-dollar-life-insurance-policy-cost/" class="category-subcategory-link"> Million Dollar Life Insurance Cost </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/life-insurance-rate-by-age/" class="category-subcategory-link"> Life Insurance Rates by Age </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Life Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/mutual-of-omaha-life-insurance-review/" class="category-subcategory-link"> Mutual of Omaha Life Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/massmutual-life-insurance-review/" class="category-subcategory-link"> MassMutual Life Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/state-farm-life-insurance-review/" class="category-subcategory-link"> State Farm Life Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/ethos-life-insurance-review/" class="category-subcategory-link"> Ethos Life Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/trustage-life-insurance-review/" class="category-subcategory-link"> TruStage Life Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-494" class="category" data-back-label="Insurance"> <strong class="category-title">Travel Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Travel Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/best-travel-insurance/" class="category-subcategory-link"> Best Travel Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travel-medical-insurance/" class="category-subcategory-link"> Travel Medical Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/cheap-travel-insurance/" class="category-subcategory-link"> Cheap Travel Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/senior-travel-insurance/" class="category-subcategory-link"> Senior Travel Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/best-cruise-insurance/" class="category-subcategory-link"> Best Cruise Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/annual-travel-insurance/" class="category-subcategory-link"> Annual Travel Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travel-insurance-cost/" class="category-subcategory-link"> Travel Insurance Cost </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/health-insurance-for-visitors-to-usa/" class="category-subcategory-link"> Health Insurance for Visitors to USA </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Travel Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/faye-travel-insurance-review/" class="category-subcategory-link"> Faye Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travelex-travel-insurance-review/" class="category-subcategory-link"> Travelex Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/generali-travel-insurance-review/" class="category-subcategory-link"> Generali Global Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/trawick-international-travel-insurance-review/" class="category-subcategory-link"> Trawick International Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/nationwide-travel-insurance-review/" class="category-subcategory-link"> Nationwide Travel Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-116" class="category" data-back-label="Insurance"> <strong class="category-title">Home Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Home Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-homeowners-insurance-companies/" class="category-subcategory-link"> Best Homeowners Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-homeowners-insurance-companies/" class="category-subcategory-link"> Cheapest Homeowners Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-mobile-home-insurance/" class="category-subcategory-link"> Best Mobile Home Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/high-risk-homeowners-insurance/" class="category-subcategory-link"> High-Risk Homeowners Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-for-veterans/" class="category-subcategory-link"> Home Insurance for Veterans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-california/" class="category-subcategory-link"> Homeowners Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/home-insurance-quotes/" class="category-subcategory-link"> Home Insurance Quotes </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/average-home-insurance-cost/" class="category-subcategory-link"> Average Home Insurance Cost </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Home Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-home-insurance-reviews/" class="category-subcategory-link"> Lemonade Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/auto-owners-home-insurance-review/" class="category-subcategory-link"> Auto Owners Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/state-farm-home-insurance-reviews/" class="category-subcategory-link"> State Farm Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-home-insurance-review/" class="category-subcategory-link"> Erie Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-home-insurance-reviews/" class="category-subcategory-link"> Allstate Home Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-142" class="category" data-back-label="Insurance"> <strong class="category-title">Renters Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Renters Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-renters-insurance-companies/" class="category-subcategory-link"> Best Renters Insurance Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-renters-insurance/" class="category-subcategory-link"> Cheapest Renters Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/how-much-is-renters-insurance/" class="category-subcategory-link"> Renters Insurance Cost </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-florida/" class="category-subcategory-link"> Renters Insurance Florida </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-california/" class="category-subcategory-link"> Renters Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="category-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="category-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Renters Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-renters-insurance-reviews/" class="category-subcategory-link"> Lemonade Renters Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/toggle-renters-insurance-reviews/" class="category-subcategory-link"> Toggle Renters Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/state-farm-renters-insurance/" class="category-subcategory-link"> State Farm Renters Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/progressive-renters-insurance-review/" class="category-subcategory-link"> Progressive Renters Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-renters-insurance-reviews/" class="category-subcategory-link"> Allstate Renters Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-warranty-161" class="category" data-back-label="Warranty"> <strong class="category-title">Car Warranty</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Car Warranty Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty-companies/" class="category-subcategory-link"> Best Car Warranty Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-extended-car-warranty/" class="category-subcategory-link"> Best Extended Car Warranty </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-used-car-warranty/" class="category-subcategory-link"> Best Used Car Warranty Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/extended-warranty-for-cars-over-100k-miles/" class="category-subcategory-link"> Extended Warranty for Cars Over 100k Miles </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty/" class="category-subcategory-link"> Best Car Warranty Plans </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Car Warranty Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carchex-reviews/" class="category-subcategory-link"> Carchex Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carshield-reviews/" class="category-subcategory-link"> Carshield Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/endurance-warranty-reviews/" class="category-subcategory-link"> Endurance Warranty Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/protect-my-car-reviews/" class="category-subcategory-link"> Protect My Car Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/warranty" class="vertical-link"> View all Warranty resources </a> </div> </div> <div id="mobile-menu-warranty-157" class="category" data-back-label="Warranty"> <strong class="category-title">Home Warranty</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Home Warranty Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/best-home-warranty/" class="category-subcategory-link"> Best Home Warranty </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-appliance-insurance/" class="category-subcategory-link"> Home Appliance Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/best-home-warranty-for-hvac/" class="category-subcategory-link"> Best Home Warranty for HVAC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-arizona/" class="category-subcategory-link"> Home Warranty Arizona </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-california/" class="category-subcategory-link"> Home Warranty California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-florida/" class="category-subcategory-link"> Home Warranty Florida </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/home-warranty-texas/" class="category-subcategory-link"> Home Warranty Texas </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/are-home-warranties-worth-it/" class="category-subcategory-link"> Are Home Warranties Worth It? </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Home Warranty Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/american-home-shield-reviews/" class="category-subcategory-link"> American Home Shield Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/liberty-home-guard-reviews/" class="category-subcategory-link"> Liberty Home Guard Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/elite-home-warranty-review/" class="category-subcategory-link"> Elite Home Warranty Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/select-home-warranty-reviews/" class="category-subcategory-link"> Select Home Warranty Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/home-warranty/choice-home-warranty-reviews/" class="category-subcategory-link"> Choice Home Warranty Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/warranty" class="vertical-link"> View all Warranty resources </a> </div> </div> <div id="mobile-menu-business-502" class="category" data-back-label="Business"> <strong class="category-title">Business Formation</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Business Formation Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-llc-services/" class="category-subcategory-link"> Best LLC Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-registered-agent-services/" class="category-subcategory-link"> Best Registered Agent Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-trademark-registration-service/" class="category-subcategory-link"> Best Trademark Registration Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-florida/" class="category-subcategory-link"> How to Start a Florida LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-california/" class="category-subcategory-link"> How to Start a California LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-texas/" class="category-subcategory-link"> How to Start a Texas LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-ohio/" class="category-subcategory-link"> How to Start a Ohio LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-michigan/" class="category-subcategory-link"> How to Start a Michigan LLC </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Business Formation Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/zenbusiness-review/" class="category-subcategory-link"> ZenBusiness Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/legalzoom-review/" class="category-subcategory-link"> LegalZoom Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/tailor-brands-review/" class="category-subcategory-link"> Tailor Brands Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/northwest-registered-agent-review/" class="category-subcategory-link"> Northwest Registered Agent Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/incfile-review/" class="category-subcategory-link"> Bizee Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/business" class="vertical-link"> View all Business resources </a> </div> </div> </nav> </div> </header> <div class="c-affiliate-banner"> <div class="wrapper"><p>MarketWatch Guides is MarketWatch’s research and commerce newsroom. Our team of dedicated editors and researchers is distinct from our news team. We may earn a commission from links. <a href="https://www.marketwatch.com/guides/reviews-team/">Learn More</a></p> </div> </div> <main> <div class="c-article-hero design-3 with-image background-light-green"> <div class="wrapper"> <div class="c-article-hero-top text-dark"> <nav class="c-breadcrumbs "> <a href="https://www.marketwatch.com">MarketWatch</a> <a href="https://www.marketwatch.com/guides/">Guides</a> <a href="https://www.marketwatch.com/guides/personal-loans/">Personal Loans</a> </nav> <div class="hero-top-buttons"> <button type="button" class="compliance-disclosure-trigger" aria-controls="modal-compliance-disclosure"> Advertiser Disclosure </button> <div role="dialog" id="modal-compliance-disclosure" class="c-modal modal-compliance-disclosure" aria-modal="true" aria-labelledby="compliance-disclosure-title" > <div class="backdrop" aria-hidden="true" data-modal-close> </div> <div class="box"> <button type="button" class="close" data-modal-close> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="content"> <span id="compliance-disclosure-title" class="title"> Advertiser Disclosure </span> <div class="wysiwyg"><p>MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Best Debt Consolidation Loans&body=https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="grid"> <div class="c-picture image"> <img width="2048" height="1365" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="skip-lazy ewww_webp" alt="" decoding="async" fetchpriority="high" srcset="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw== 1w" sizes="(max-width: 2048px) 100vw, 2048px" data-src-img="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg.webp 1536w" data-srcset-img="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg 1536w" data-eio="j" /><noscript><img width="2048" height="1365" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg" class="skip-lazy" alt="" decoding="async" fetchpriority="high" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" /></noscript> </div> <div class="c-article-hero-content text-dark"> <h1>Best Debt Consolidation Loans</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Nov 21, 2024</span> </span> <div class="text wysiwyg"> The best debt consolidation loans are from <strong>LightStream, SoFi and PenFed Credit Union</strong>. These lenders offer interest rates lower than average credit card rates, with some as low as <strong>6.94% annual percentage rate</strong> (APR). They also charge few to no fees. <br><br> <strong>LightStream</strong> is our pick for the best debt consolidation loan based on an industry-leading score of<strong> 4.5 out of 5 stars</strong> in our latest review. <br><br> <strong>View prequalified debt consolidation loan rates in minutes.</strong></p> </div> <div class="c-article-hero-conversion dark"> <div class="form vertical" > <div class="ctas-wrapper with-note"> <div class="cta-wrapper"> <a class="c-button style-primary cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-h_{device_type}_brandcta&utm_content=-{segment_id}" data-unique-id="mw-h" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Check Rates </span> </span> </span> </a> <div class="cta-note"><p>from multiple lenders on Credible’s platform</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="c-article-overview with-background"> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/author/rashawn-mitchner/" target="_blank" class="author-name"> RaShawn Mitchner </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/author/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/author/laurie-sepulveda/" target="_blank" class="author-name"> Laurie Sepulveda </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/laurie-sepulveda/" aria-label="Learn more about Laurie Sepulveda" title="Learn more about Laurie Sepulveda" class="c-link "> Learn more about Laurie Sepulveda</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/author/laurie-sepulveda/" target="_blank">Laurie Sepulveda</a> <span class="author-box-roles">Senior Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and written about personal finance for over a decade.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png.webp 1360w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/author/lindsey-crossmier/" target="_blank" class="author-name"> Lindsey Crossmier </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png.webp 1360w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/lindsey-crossmier/" aria-label="Learn more about Lindsey Crossmier" title="Learn more about Lindsey Crossmier" class="c-link "> Learn more about Lindsey Crossmier</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/author/lindsey-crossmier/" target="_blank">Lindsey Crossmier</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial education to write informative, data-driven content, breaking down difficult topics for her readers. </span></p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/author/laurie-sepulveda/" target="_blank" class="author-name"> Laurie Sepulveda </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/laurie-sepulveda/" aria-label="Learn more about Laurie Sepulveda" title="Learn more about Laurie Sepulveda" class="c-link "> Learn more about Laurie Sepulveda</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/author/laurie-sepulveda/" target="_blank">Laurie Sepulveda</a> <span class="author-box-roles">Senior Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and written about personal finance for over a decade.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png.webp 1360w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Editor</span> <span class="author-name"> <a href="https://www.marketwatch.com/author/lindsey-crossmier/" target="_blank" class="author-name"> Lindsey Crossmier </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png.webp 1360w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/lindsey-crossmier/" aria-label="Learn more about Lindsey Crossmier" title="Learn more about Lindsey Crossmier" class="c-link "> Learn more about Lindsey Crossmier</a> </div> <span> <span class="author-box-prefix"> Editor </span> <a class="author-box-name" href="https://www.marketwatch.com/author/lindsey-crossmier/" target="_blank">Lindsey Crossmier</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial education to write informative, data-driven content, breaking down difficult topics for her readers. </span></p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated top personal loan providers</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about MarketWatch Guides" title="Learn more about MarketWatch Guides" class="c-link "> Learn more about MarketWatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">33</span> <span class="description"> Providers <span class="description-last-word"> Rated <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">660</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">To create our rating system, we analyzed each personal loan company’s disclosures, licensing documents, marketing materials, sample loan agreements and websites to understand their loan offerings and terms. </div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">41</span> <span class="description"> Loan Features <span class="description-last-word"> Tracked <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team regularly collects data on each company’s loan offerings and terms, such as minimum and maximum loan amounts, origination fees and discounts.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">17</span> <span class="description"> Professionals <span class="description-last-word"> Consulted <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Before we began our research process, we consulted with financial advisors and industry experts to ensure our evaluations covered the banking product aspects that matter most to potential customers.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 6.49988C0.5 6.58475 0.533714 6.66614 0.593724 6.72615C0.653735 6.78616 0.735127 6.81988 0.819995 6.81988ZM7.85988 11.2998H0.819995C0.735127 11.2998 0.653735 11.3335 0.593724 11.3935C0.533714 11.4535 0.5 11.5349 0.5 11.6198C0.5 11.7047 0.533714 11.7861 0.593724 11.8461C0.653735 11.9061 0.735127 11.9398 0.819995 11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-summary-of-the-best-debt-consolidation-loans" class=" active" data-text="Summary of the Best Debt Consolidation Loans">Summary of the Best Debt Consolidation Loans</a> <a href="#toc-in-the-news-debt-consolidation" class=" " data-text="In the News: Debt Consolidation">In the News: Debt Consolidation</a> <a href="#toc-how-do-i-get-a-debt-consolidation-loan" class=" " data-text="How Do I Get a Debt Consolidation Loan?">How Do I Get a Debt Consolidation Loan?</a> <a href="#toc-when-can-debt-consolidation-be-a-good-idea" class=" " data-text="When Can Debt Consolidation Be a Good Idea?">When Can Debt Consolidation Be a Good Idea?</a> <a href="#toc-when-is-debt-consolidation-a-bad-idea" class=" " data-text="When Is Debt Consolidation a Bad Idea?">When Is Debt Consolidation a Bad Idea?</a> <a href="#toc-consumer-experiences" class=" " data-text="Consumer Experiences">Consumer Experiences</a> <a href="#toc-alternatives-to-personal-loans-for-debt-consolidation" class=" " data-text="Alternatives to Personal Loans for Debt Consolidation">Alternatives to Personal Loans for Debt Consolidation</a> <a href="#toc-expert-insights-on-debt-consolidation-loans" class=" " data-text="Expert Insights on Debt Consolidation Loans">Expert Insights on Debt Consolidation Loans</a> <a href="#toc-frequently-asked-questions" class=" " data-text="Frequently Asked Questions">Frequently Asked Questions</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <p>The MarketWatch Guides team’s top picks can help you pay your debt off faster and pay less interest. To give you the most accurate information, <strong>we researched 33 of the nation’s top lenders</strong>, scoring each on factors including its rates, fees and account features. Because more than <strong>20% of the 1,000 respondents</strong> to our recent survey said they used personal loans to consolidate debt, we prioritized lenders that offer rewards or features that cater to these borrowers.</p> <section class="b-boxes"> <div class="wrapper"> <div class="boxes"> <div class="box background-light-gray"> <div class="c-picture box-icon"> <img decoding="async" width="24" height="24" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABgAAAAYAQAAAADIDABVAAAAAnRSTlMAAHaTzTgAAAAMSURBVAjXY2CgLQAAAGAAATeQF3gAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/11/dollar-circle-list-svgrepo-com.svg" data-eio-rwidth="24" data-eio-rheight="24" /><noscript><img decoding="async" width="24" height="24" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/11/dollar-circle-list-svgrepo-com.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <div class="box-content"> <div class="box-description wysiwyg"><p>Why are Americans consolidating their debt? National American debt hit a record high in 2024 — household debt rose $184 million to $17.7 trillion. Because of this, many Americans are looking for ways to consolidate or simplify their debt.</p> </div> </div> </div> </div> </div> </section> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="67b8c08e524d0-articles"> <span> Related Resources <i></i> </span> </button> <div id="67b8c08e524d0-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/personal-loans/interest-free-loans/" target="_blank" class="article">What Are Interest-Free Loans and How Do They Work?</a> <a href="https://www.marketwatch.com/guides/personal-loans/crypto-loans/" target="_blank" class="article">What Are Crypto Loans and How Do They Work?</a> <a href="https://www.marketwatch.com/guides/personal-loans/how-do-bank-loans-work/" target="_blank" class="article">How Do Bank Loans Work?</a> <a href="https://www.marketwatch.com/guides/personal-loans/peer-to-peer-lending/" target="_blank" class="article">What Is Peer-to-Peer Lending and How Does It Work?</a> <a href="https://www.marketwatch.com/guides/personal-loans/loans-for-people-on-disability/" target="_blank" class="article">What Are Disability Loans and How Do They Work?</a> <a href="https://www.marketwatch.com/guides/personal-loans/payday-loan-alternatives/" target="_blank" class="article">The Best Alternatives to Payday Loans</a> <a href="https://www.marketwatch.com/guides/personal-loans/medical-loans/" target="_blank" class="article">What Are Medical Loans and How Do They Work?</a> </div> </div> </section> <div class="ad-widget-block" id="threes-cta-widget-block-block_ab492cac36f2aa9b9e1c17867ca87faf"> <style>.custom-code-widget .module-disclosure{display:grid;grid-auto-flow:column;align-items:center;gap:5px;width:fit-content;margin-top:5px;margin-left:auto;font-size:14px}.custom-code-widget .module-disclosure-trigger{position:relative;z-index:10}.custom-code-widget .module-disclosure-trigger svg{width:.5em}.custom-code-widget .module-disclosure-trigger:hover .module-disclosure-text{top:calc(100% + 13px);visibility:visible;opacity:1}.custom-code-widget .module-disclosure-text{position:absolute;top:calc(100% + 18px);right:-10px;width:max-content;max-width:290px;padding:15px;visibility:hidden;opacity:0;background:#fff;font-size:16px;border-top:1px solid var(--button-background-color);box-shadow:0 0 15px rgba(0,0,0,.15);text-align:left;transition-property:top,visibility,opacity;transition-duration:.2s}.custom-code-widget .module-disclosure-text::before{content:"";position:absolute;top:-10px;right:4px;z-index:-1;width:17px;height:10px;clip-path:polygon(50% 0,100% 100%,0 100%);background:var(--button-background-color)}@media (min-width:1420px){.custom-code-widget .module-disclosure-text,.custom-code-widget .module-disclosure-text::before{right:auto;left:50%;transform:translateX(-50%)}} </style><div class="custom-code-widget" id="widget-wrapper-109165_1"> <div id="personal-loans-rates-table-shortened"> </div> <script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> var script = document.createElement('script'); script.type = "text/javascript"; script.addEventListener("load", function(event) { CredibleSDK.initWidget('#personal-loans-rates-table-shortened', { environment: 'production', product: { marketplace: 'personal-loan', type: 'rate-table', variation: 'shortened', }, ui: { customStyles: { primaryColor: '#3ba14a', secondaryColor: '#3ba14a', } }, analytics: { source: 'threeships', }, }) }); script.src = "https://sdk.credible.com/sdk.js"; document.getElementsByTagName('head')[0].appendChild(script); </script></div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-summary-of-the-best-debt-consolidation-loans">Summary of the Best Debt Consolidation Loans</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>We researched the loan industry and found eight strong lenders that offer debt consolidation loans. These providers can help you lower your interest rate, your monthly payments or both — and leave you with just one monthly payment.</p> <p>To determine our star ratings for each lender, we focused on four key categories: affordability, loan features, customer experience and customer reputation. In our reviews, we considered factors including rates, repayment terms, discounts and minimum and maximum loan amounts. To learn more, read our full <a href="#methodology" target="_blank" rel="noopener">personal loans methodology</a>.</p> <p>If you’re searching for the best debt consolidation loan, consider one of the companies below:</p> <ul> <li><strong><a href="#lightstream">LightStream</a></strong>: 4.5 stars, Our Top Pick</li> <li><strong><a href="#sofi">SoFi</a></strong>: 4.4 stars, Best Customer Service</li> <li><strong><a href="#penfed">PenFed</a></strong>: 4.3 stars, Best for Small Loans</li> <li><strong><a href="#discover">Discover</a></strong>: 4.1 stars, Best for Low Rates</li> <li><strong><a href="#upstart">Upstart</a></strong>: 4.0 stars, Best for Comparing Lenders</li> <li><strong><a href="#usbank">U.S. Bank</a></strong>: 4.0 stars, Best for Loyal Customers</li> <li><strong><a href="#wellsfargo">Wells Fargo</a></strong>: 4.0 stars, Best for In-Person Service</li> <li><strong><a href="#upgrade">Upgrade</a></strong>: 3.9 stars, Best Discounts</li> </ul> </div></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">8 Best Debt Consolidation Loan Companies Reviewed</h2> <div class="ad-widget-block" id="lightstream"> <style>.ad-widget-block .provider_summary-wdgt-with-provider-link .button-note{display:block;text-align:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-wrapper{border-radius:20px;border:1px solid #ccc;color:#707070;font-family:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link .phone-item{white-space:nowrap}@media (max-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-info-row .info-item.phone-item:last-child{min-width:45%}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-logo img{max-height:80px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading{padding:20px 0;margin:0 20px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(112,112,112,.25);text-align:left;color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-name{display:block;font-weight:700;font-size:19px;color:#707070;margin-bottom:6px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-superlative{display:block;font-weight:700;text-transform:uppercase;font-size:14px;color:#00537f;letter-spacing:0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-logo{max-height:80px;max-width:250px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content{margin:20px 20px 30px;text-align:left;color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .mobile-hidden{display:none!important}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .mobile-hidden{display:block!important}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .desktop-hidden{display:block!important}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-summary-rating.desktop-hidden{display:flex!important}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-summary-rating.desktop-hidden,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .desktop-hidden{display:none!important}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial nav.cta-link{width:100%;display:flex;flex-direction:column}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned nav.cta-link{width:100%;display:flex;flex-direction:column}.ad-widget-block .provider_summary-wdgt-with-provider-link nav.cta-link .button.cta.desktop-visible{display:none}.ad-widget-block .provider_summary-wdgt-with-provider-link nav.cta-link .secondary-cta{background-color:transparent!important;border:1px solid;margin-top:20px;order:1}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned nav.cta-link .secondary-cta{margin-top:20px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned nav.cta-link .phone-number span{margin-left:5px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial nav.cta-link{width:auto;flex-direction:row}.ad-widget-block .provider_summary-wdgt-with-provider-link nav.cta-link{order:1}.ad-widget-block .provider_summary-wdgt-with-provider-link nav.cta-link .button.cta.mobile-visible{display:none}.ad-widget-block .provider_summary-wdgt-with-provider-link nav.cta-link .button.cta.desktop-visible{display:initial}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial nav.cta-link .primary-cta{order:1}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial nav.cta-link .secondary-cta{margin-top:initial;margin-right:20px;order:0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned nav.cta-link .secondary-cta{margin-top:10px;margin-bottom:0}.ad-widget-block .provider_summary-wdgt-with-provider-link .cta-wrapper.btn-has-note nav.cta-link .secondary-cta{margin-top:5px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-summary-rating{display:flex;justify-content:space-around;margin-top:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content .section-title{text-align:left;color:#707070;font-size:19px;font-weight:700;display:block}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .accordion .section-title{cursor:pointer;padding:15px 0;display:flex;justify-content:space-between}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .accordion>.section-title:not(:last-of-type){border-bottom:1px solid rgba(112,112,112,.25)}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .accordion>.section-title.open{border-bottom:none}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content.accordion{margin:0 20px 30px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content.accordion .section-content{display:none}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content .section-content p{margin:10px 0 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-info-row{display:flex;justify-content:space-between;align-items:center;background:rgba(204,204,204,.462745098);padding:3px 20px;font-size:18px;color:#333}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-info-row .info-item{max-width:30%}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .info-value{font-weight:700}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .info-value a{color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-footer{background-color:#f5f5f5;padding:15px 20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;display:flex;justify-content:space-between;align-items:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .stars .rating{font-weight:700;color:#7d7d7d}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .stars svg{width:12px;color:#fce00f}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .button.cta{display:flex;justify-content:space-between;align-items:center;padding:10px 15px;border-radius:10px;font-size:18px;font-weight:500;min-width:194px;text-align:left}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .button.cta{font-size:23px;font-weight:700;min-width:194px}}@media screen and (max-width:540px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading{padding:14px 0;text-align:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-content{margin:15px 14px 18px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .widget-footer{padding:10px 15px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-logo{max-width:150px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-name{font-size:17px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-superlative{font-size:14px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-info-row{flex-direction:column;padding:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .info-item:not(:last-child){margin-bottom:10px}}@media screen and (max-width:420px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading{flex-direction:column-reverse}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-initial .brand-heading .brand-logo{max-width:100%;margin-bottom:10px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-wrapper{border-radius:20px;border:1px solid #ccc;color:#000;font-family:inherit;padding-bottom:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading{padding:20px 0 0;margin:0 35px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;text-align:left;color:inherit}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading{margin-bottom:25px;align-items:flex-start}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .title-heading{align-self:center;width:100%;margin-bottom:23px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .title-heading{width:calc(100% - 200px);margin-bottom:18px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-logo-wrapper{width:50%;margin:0 auto}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-logo-wrapper img{width:auto;max-width:100%;height:auto}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-logo-wrapper{width:200px;text-align:right;margin:0 0 18px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-logo-wrapper .widget-href{display:block;width:100%;text-align:right}}@media (min-width:470px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-logo{max-height:80px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-name{display:block;font-weight:700;font-size:20px;line-height:24px;color:#707070;margin-bottom:6px;margin-top:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-name{font-size:24px;line-height:29px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-superlative{display:block;text-transform:uppercase;font-size:12px;line-height:14px;font-weight:700;color:#00537f;letter-spacing:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .brand-superlative{font-size:14px;line-height:17px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content{margin:0 35px 0;text-align:left;font-size:16px;line-height:1;font-weight:300;color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content .section-title{text-align:left;color:#000;font-size:18px;line-height:22px;font-weight:400;display:block}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-title{cursor:pointer;padding:12px 0;display:flex;justify-content:space-between;align-items:center;font-size:14px;line-height:17px;font-weight:400;margin-top:0;margin-bottom:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-title{font-size:16px;line-height:19px;font-weight:400;padding:20px 0}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-subtitle{line-height:19px;font-size:16px;margin-top:8px;margin-bottom:8px;display:block}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-subtitle{line-height:22px;font-size:18px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-accordion-content{padding-bottom:8px;display:block}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item{display:flex;align-items:stretch;margin-bottom:8px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item span,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item span{display:flex;align-items:flex-start;line-height:1.6}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon{margin:6px 12px 0 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon img,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon img{max-height:18px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon svg,.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon svg{width:18px;display:block;margin-right:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon svg{color:#72c472}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon svg{color:#e86c60}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion>.section-title:not(:last-of-type){border-bottom:1px solid rgba(112,112,112,.25)}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion>.section-title.open{border-bottom:none}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content.accordion{margin:0 20px 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content.accordion .section-content{display:none;font-size:16px;line-height:16px;font-weight:400;padding-bottom:20px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content.accordion .section-content:last-child{border-bottom:none!important}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-content .section-content p{margin:10px 0 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-info-row{display:flex;justify-content:center;align-items:stretch;flex:1;font-size:14px;line-height:14px;color:#333;order:5;margin-bottom:30px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-info-row{order:4;max-width:50%;padding-top:10px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-info-row .info-item{width:33.3333333333%;display:flex;justify-content:flex-start;flex-direction:column;align-items:center;text-align:center;box-sizing:content-box;font-weight:700;padding:0 10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .info-value{font-size:14px;line-height:14px;font-weight:400;margin-top:4px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .info-value a{font-weight:500;color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip{position:relative;display:inline-block}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip svg{width:12px;color:inherit!important}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip .info-tooltip-content{display:none;position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%);padding:12px;z-index:1000;width:250px;font-size:12px;line-height:1.5;color:#fff;background-color:#333;border:1px solid #333;max-width:65vw}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip .info-tooltip-content{max-width:initial}}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip .info-tooltip-content:before{content:"";position:absolute;top:-3px;left:calc(50% - 2px);width:14px;height:14px;transform:rotate(45deg) translateX(-50%);border-top:1px solid #333;border-left:1px solid #333;background-color:#333}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-tooltip:hover .info-tooltip-content{display:initial}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-item:first-child .info-tooltip-content{left:-30px;transform:none}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-item:first-child .info-tooltip-content:before{left:33px}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-item:last-child .info-tooltip-content{left:auto;right:-30px;transform:none}.ad-widget-block .provider_summary-wdgt-with-provider-link .info-item:last-child .info-tooltip-content:before{left:auto;right:22px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .widget-footer{background-color:#f5f5f5;padding:15px 20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;display:flex;justify-content:space-between;align-items:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper{align-items:center;margin-bottom:5%;display:flex;flex-direction:column;margin:0 auto}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper{width:auto;margin:0}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .brand-our-review-link{font-size:15px;text-decoration:underline;padding:10px 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .brand-our-review-link a{color:inherit}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-label{display:block;margin-bottom:6px;font-size:16px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .ratings-box{display:flex;flex-flow:row;align-items:flex-start;padding:6px;background-color:#f1f7f2;border-radius:5px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .ratings-left{display:flex;flex-flow:row;align-items:center;gap:6px;position:relative;padding-right:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .ratings-right{display:flex;flex-flow:column;align-items:flex-end;gap:2px;position:relative;padding-left:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .ratings-right::before{content:"";width:1px;height:10px;background-color:#747474;position:absolute;left:0;top:6px;border-bottom-left-radius:50%;border-bottom-right-radius:50%}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .rating{font-size:18px;font-weight:700;color:#000}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars{height:20px;display:grid;grid-auto-flow:column;justify-content:left;align-items:center;gap:6px;position:relative}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars svg{width:16px;color:#3ba14a}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .stars-label-bottom{font-size:13px;color:#000}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-methodology{position:relative}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-methodology svg{width:12px;position:relative;color:inherit!important}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-methodology-tooltip{display:none;position:absolute;left:calc(50% - 6px);top:calc(100% + 8px);transform:translateX(-50%);padding:12px;z-index:1000;width:250px;font-size:12px;line-height:1.5;color:#fff;background-color:#333;border:1px solid #333}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .star-ratings-methodology-tooltip::before{content:"";position:absolute;top:-3px;left:calc(50% + 4px);width:14px;height:14px;transform:rotate(45deg) translateX(-50%);border-top:1px solid #333;border-left:1px solid #333;background-color:#333}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-methodology:hover .star-ratings-methodology-tooltip{display:initial}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars:hover .star-ratings-methodology-tooltip-content{max-height:250px;overflow:auto}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .star-ratings-methodology-label{font-size:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars .stars-right-column .star-ratings-methodology-label svg{width:6px;position:relative;top:-3px;color:inherit!important}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .brand-numeric-rating{font-size:20px;font-weight:700;color:#000;justify-content:right;display:flex}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .brand-numeric-rating{font-size:24px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars+.brand-numeric-rating{font-size:15px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-rating-wrapper .stars+.brand-numeric-rating{font-size:18px}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper{display:flex;flex-wrap:wrap;width:100%;margin:20px 0 23px;order:4}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box{display:flex;width:100%;font-size:15px;margin-top:10px;padding:13px 10px;justify-content:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box .brand-monthly-cost-label{font-weight:700;margin-right:10px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .phone-number{display:block;color:inherit;font-size:16px;text-align:center}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper{order:5;width:200px;margin:0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box{flex-direction:column;align-items:center;margin-top:initial;margin-bottom:10px;padding:5px 0}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box .brand-monthly-cost-label{margin-right:initial}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta{padding:13px 10px;border-radius:5px;font-size:18px;line-height:22px;font-weight:500;width:100%;position:relative;display:flex;justify-content:space-between;align-items:center;box-shadow:2px 2px 4px rgba(95,95,95,.25)}.ad-widget-block .provider_summary-wdgt-with-provider-link .cta-link .button.cta svg{width:1em}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta.provider-link{padding:5px 10px;font-size:14px}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta.phone-number{justify-content:center}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-button.add-arrow .cta-button-icon-wrapper{display:none}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .button.cta{min-width:194px;display:flex;align-items:center}}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta .cta-button-icon-wrapper{position:initial;top:auto;transform:none;right:auto}}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta .cta-button-text-wrapper{margin-right:15px;font-weight:600}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .cta-link .button.cta .cta-button-text-wrapper small{display:block;margin-top:3px;font-weight:400;font-size:10px;line-height:1.2}.ad-widget-block .provider_summary-wdgt-with-provider-link .section-title svg{color:red;width:17px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link .section-title svg{width:23px}}.ad-widget-block .provider_summary-wdgt-with-provider-link .section-title.active svg{transform:rotate(180deg)}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion.disallow-first-item-open .section-title:first-child{display:none}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion.disallow-first-item-open div:first-of-type.section-content{border-bottom:1px solid rgba(112,112,112,.25)!important;display:block!important}.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:1px solid rgba(112,112,112,.25)}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt-with-provider-link.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:none}}.ad-widget-block .provider_summary-wdgt-with-provider-link .ivl-list{list-style-type:none!important}</style><style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-139465-2 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139465-2 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139465-2 .widget-wrapper{ border: 1px solid #ccc; } #widget-139465-2 .section-title svg{ color: #3ba14a; } #widget-139465-2.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139465-2 .brand-superlative{ color: #3ba14a; } #widget-139465-2.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139465-2.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139465-2 .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139465-2.design_type-initial .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139465-2.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139465-2 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } </style> <div id="widget-139465-2" class="provider_summary-wdgt-with-provider-link design_type-redesigned"> <div class="c-module-disclosure"> Advertisement <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p><span style="font-weight: 400;">The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.</span></p> </div> </span> </div> </div> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Lightstream</h3> <span class="brand-superlative">Our Top Pick</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="LightStream" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" class="brand-logo" alt="LightStream" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.5</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">6.94% to 25.29%</span> </span> <span class="info-item"> <div> Loan Amounts </div> <span class="info-value">$5,000 to $100,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" target="_blank" class="cta-button button cta widget-href secondary-cta provider-link "> <span class="cta-button-text-wrapper"> Visit LightStream.com </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title ">Why We Picked LightStream<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked LightStream:</strong> LightStream offers debt consolidation loan rates of 6.94% to 25.29% APR. APR measures the true cost of a loan, both interest rates and fees. <span style="font-weight: 400;">Note that these rates factor in the 0.50% autopay discount. Your rate will be higher if you don’t set up autopay.</span></p> <p><span style="font-weight: 400;">LightStream</span><span style="font-weight: 400;"> guarantees that it will beat any competitor’s rate </span><span style="font-weight: 400;">for an unsecured loan with the same terms</span><span style="font-weight: 400;"> by 0.10%. The company also offers a generous maximum loan amount of $100,000 and doesn’t charge </span><span style="font-weight: 400;">prepayment </span><span style="font-weight: 400;">penalties</span><span style="font-weight: 400;"> or </span><a href="https://www.marketwatch.com/guides/personal-loans/loan-origination-fee/"><span style="font-weight: 400;">origination fees</span></a><span style="font-weight: 400;">.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Guaranteed lowest rates: LightStream says it will beat a competitor’s rate offer by 0.10% on eligible loans. It’s the only lender on our list that offers this guarantee.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast money: Your personal loan can be funded on the same day you apply. LightStream is one of only two featured lenders with such fast funding.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">No fees: There are no prepayment penalties or origination fees.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Discounted rates: Borrowers can receive a 0.50% point discount for automatic payments. That’s the highest autopay discount offered by the lenders we picked.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Long repayment terms: LightStream offers a maximum repayment term of seven years, which ties for the longest on this list.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High credit requirements: Borrowers must have good or excellent credit (typically at least 670) to qualify for a loan from LightStream.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">No prequalification: This is the only lender on our list to not offer prequalification, so learning what your rate would be would require a hard pull on your credit.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">No direct pay to creditors: LightStream won’t pay your creditors directly, so you have to pay them off with your loan funds.</span> </span> </span> </div> <h4 class="section-title ">Who Is LightStream Best For?<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li style="font-weight: 400;" aria-level="1"><b>People with good credit scores:</b><span style="font-weight: 400;"> If your FICO credit score falls in the range of good to excellent (670 to 850), LightStream could be a good choice.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People with co-applicants</b><span style="font-weight: 400;">: LightStream allows you to </span><a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans-with-co-signer-or-co-borrower/"><span style="font-weight: 400;">add a co-applicant</span></a><span style="font-weight: 400;">, such as a partner or spouse, to the loan. Half of our other lenders don’t allow co-applicants.</span></li> </ul> </div> <h4 class="section-title ">What Reviewers Say About LightStream<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Ease of loan application process</b><span style="font-weight: 400;">: Reviewers praised Lightstream’s straightforward, fast loan application process. Reviews stated Lightstream’s platform is user-friendly, with approvals sometimes happening within a day.</span></p> <p><b>Competitive interest rates</b><span style="font-weight: 400;">: Multiple reviews highlighted LightStream’s competitive interest rates, especially for those with excellent credit scores.</span></p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Customer service issues</b><span style="font-weight: 400;">: Many negative reviews mentioned long wait times, unhelpful representatives and challenges in resolving issues related to loan terms or payments.</span></p> <p><b>Loan denial despite good credit</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large number of reviewers were frustrated with unexpected loan denials despite having excellent credit scores. Reviewers felt misled by initial pre-approval offers that did not result in final loan approval.</span></p> <p><b>High-interest rates after approval</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Some reviewers reported their offered rate was significantly higher than the advertised rates, even for those with strong credit scores.</span></p> <p><b>Delayed fund disbursement</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers were dissatisfied with fund disbursement delays after loan approval.</span></p></blockquote> <p><i><span style="font-weight: 400;">*To provide these insights, we compiled and analyzed </span></i><i><span style="font-weight: 400;">8,049</span></i> <i><span style="font-weight: 400;">reviews from user-review sites such as </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="sofi"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-139475-3 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139475-3 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139475-3 .widget-wrapper{ border: 1px solid #ccc; } #widget-139475-3 .section-title svg{ color: #3ba14a; } #widget-139475-3.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139475-3 .brand-superlative{ color: #3ba14a; } #widget-139475-3.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139475-3.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139475-3 .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139475-3.design_type-initial .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139475-3.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139475-3 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } </style> <div id="widget-139475-3" class="provider_summary-wdgt-with-provider-link design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">SoFi</h3> <span class="brand-superlative">Best Customer Service</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="SoFi" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="brand-logo" alt="SoFi" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.4</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">8.99% to 29.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$5,000 to $100,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">680</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" target="_blank" class="cta-button button cta widget-href secondary-cta provider-link "> <span class="cta-button-text-wrapper"> Visit SoFi.com </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title ">Why We Picked SoFi<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked SoFi: <span style="font-weight: 400;">SoFi’s personal loan lets you borrow up to $100,000, tying LightStream and Wells Fargo for the highest loan amount among our featured lenders. The company offers </span><a href="https://www.marketwatch.com/guides/personal-loans/what-is-a-good-interest-rate-on-a-personal-loan/"><span style="font-weight: 400;">low interest rates</span></a><span style="font-weight: 400;">, starting at 8.99% APR, as well as services such as loan forbearance and financial planning.</span></strong></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Discounts: SoFi’s advertised rates include a 0.25% discount for letting SoFi pay creditors directly and 0.25% off for receiving at least $1,000 in direct deposits in a SoFi checking/savings account each month.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast prequalification: Potential customers can get prequalified to see their rates in a minute. That’s the fastest out of any lender on our list.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fee-free: There are no required origination fees, prepayment penalties or late fees. But to get the lowest rates, you’ll need to accept a loan with up to 7% in origination fees.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Co-borrower option: Customers can add a co-borrower to help qualify or get a lower interest rate, a perk only half of the providers on our list offer.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High minimum loan: SoFi ties LightStream for the highest minimum loan amount out of our recommended lenders — $5,000 compared to as little as $600 or $1,000 for most of the other lenders.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Origination fees for lowest rates: To get the lowest interest rates, you’ll have origination fees up to 7%, which are taken out of your loan funds.</span> </span> </span> </div> <h4 class="section-title ">Who Is SoFi Best For?<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li style="font-weight: 400;" aria-level="1"><b>Someone who wants creditors paid directly</b><span style="font-weight: 400;">: SoFi is the top lender on our list that offers direct payment to creditors. This can help make the debt consolidation process easier and help you reduce the temptation to spend your loan money elsewhere.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People who want rate discounts</b><span style="font-weight: 400;">: If you have SoFi pay the creditor directly, you get a 0.25% discount. And if you opt for autopay, you get an additional 0.25% discount.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People who prioritize customer service</b>: Out of more than 8,600 reviews, SoFi has <a href="https://www.trustpilot.com/review/sofi.com">4.5 out of 5 stars</a> on Trustpilot, indicating it has excellent customer service.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About SoFi<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features </strong></h5> <blockquote><p><strong>Quick funding</strong><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large portion of reviewers were pleased with the quick funding of their loans, noting that the money was available soon after approval. </span></p> <p><strong>Customer service</strong><span style="font-weight: 400;">: Many</span> <span style="font-weight: 400;">positive reviews mentioned helpful and friendly SoFi representatives. </span></p> <p><strong>Ease of application process</strong><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers appreciated the simplicity and speed of SoFi’s application process. </span></p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><strong>Miscommunication and delays</strong><span style="font-weight: 400;">: A large number of reviewers expressed frustration over slow response times and unclear communication, especially when fixing important issues.</span></p> <p><strong>Problems with account management</strong><span style="font-weight: 400;">: Negative reviews highlighted difficulties with account closures, funds being held or problems related to the management of loans post-approval.</span></p> <p><strong>Customer service issues</strong><span style="font-weight: 400;">: Many reviewers mentioned poor customer service, especially when it came to resolving disputes or handling account issues. </span></p></blockquote> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="penfed"> <style>.ad-widget-block .provider_summary-wdgt .button-note{display:block;text-align:center}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-wrapper{border-radius:20px;border:1px solid #ccc;color:#707070;font-family:inherit}.ad-widget-block .provider_summary-wdgt .phone-item{white-space:nowrap}@media (max-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-info-row .info-item.phone-item:last-child{min-width:45%}}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-logo img{max-height:80px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading{padding:20px 0;margin:0 20px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(112,112,112,.25);text-align:left;color:inherit}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-name{display:block;font-weight:700;font-size:19px;color:#707070;margin-bottom:6px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-superlative{display:block;font-weight:700;text-transform:uppercase;font-size:14px;color:#00537f;letter-spacing:0}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-logo{max-height:80px;max-width:250px}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content{margin:20px 20px 30px;text-align:left;font-size:16px;color:inherit}.ad-widget-block .provider_summary-wdgt.design_type-initial .mobile-hidden{display:none!important}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-initial .mobile-hidden{display:block!important}}.ad-widget-block .provider_summary-wdgt.design_type-initial .desktop-hidden{display:block!important}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-summary-rating.desktop-hidden{display:flex!important}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-summary-rating.desktop-hidden,.ad-widget-block .provider_summary-wdgt.design_type-initial .desktop-hidden{display:none!important}}.ad-widget-block .provider_summary-wdgt.design_type-initial nav.cta-link{width:100%;display:flex;flex-direction:column}.ad-widget-block .provider_summary-wdgt.design_type-redesigned nav.cta-link{width:100%;display:flex;flex-direction:column}.ad-widget-block .provider_summary-wdgt nav.cta-link .button.cta.desktop-visible{display:none}.ad-widget-block .provider_summary-wdgt nav.cta-link .secondary-cta{background-color:transparent!important;border:1px solid;margin-top:20px;order:1}.ad-widget-block .provider_summary-wdgt.design_type-redesigned nav.cta-link .secondary-cta{margin-top:20px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned nav.cta-link .phone-number span{margin-left:5px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-initial nav.cta-link{width:auto;flex-direction:row}.ad-widget-block .provider_summary-wdgt nav.cta-link{order:1}.ad-widget-block .provider_summary-wdgt nav.cta-link .button.cta.mobile-visible{display:none}.ad-widget-block .provider_summary-wdgt nav.cta-link .button.cta.desktop-visible{display:initial}.ad-widget-block .provider_summary-wdgt.design_type-initial nav.cta-link .primary-cta{order:1}.ad-widget-block .provider_summary-wdgt.design_type-initial nav.cta-link .secondary-cta{margin-top:initial;margin-right:20px;order:0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned nav.cta-link .secondary-cta{margin-top:10px;margin-bottom:0}.ad-widget-block .provider_summary-wdgt .cta-wrapper.btn-has-note nav.cta-link .secondary-cta{margin-top:5px}}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-summary-rating{display:flex;justify-content:space-around;margin-top:10px}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content .section-title{text-align:left;color:#707070;font-size:19px;font-weight:700;display:block}.ad-widget-block .provider_summary-wdgt.design_type-initial .accordion .section-title{cursor:pointer;padding:15px 0;display:flex;justify-content:space-between}.ad-widget-block .provider_summary-wdgt.design_type-initial .accordion>.section-title:not(:last-of-type){border-bottom:1px solid rgba(112,112,112,.25)}.ad-widget-block .provider_summary-wdgt.design_type-initial .accordion>.section-title.open{border-bottom:none}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content.accordion{margin:0 20px 30px}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content.accordion .section-content{display:none}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content .section-content p{margin:10px 0 0}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-info-row{display:flex;justify-content:space-between;align-items:center;background:rgba(204,204,204,.462745098);padding:3px 20px;font-size:18px;color:#333}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-info-row .info-item{max-width:30%}}.ad-widget-block .provider_summary-wdgt.design_type-initial .info-value{font-weight:700}.ad-widget-block .provider_summary-wdgt.design_type-initial .info-value a{color:inherit}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-footer{background-color:#f5f5f5;padding:15px 20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;display:flex;justify-content:space-between;align-items:center}.ad-widget-block .provider_summary-wdgt.design_type-initial .stars .rating{font-weight:700;color:#7d7d7d}.ad-widget-block .provider_summary-wdgt.design_type-initial .stars svg{width:12px;color:#fce00f}.ad-widget-block .provider_summary-wdgt.design_type-initial .button.cta{padding:10px 15px;border-radius:10px;display:block;font-size:18px;font-weight:500;min-width:194px;text-align:center}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-initial .button.cta{font-size:23px;font-weight:700;min-width:194px}}@media screen and (max-width:540px){.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading{padding:14px 0;text-align:center}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-content{margin:15px 14px 18px}.ad-widget-block .provider_summary-wdgt.design_type-initial .widget-footer{padding:10px 15px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-logo{max-width:150px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-name{font-size:17px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-superlative{font-size:14px}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-info-row{flex-direction:column;padding:10px}.ad-widget-block .provider_summary-wdgt.design_type-initial .info-item:not(:last-child){margin-bottom:10px}}@media screen and (max-width:420px){.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading{flex-direction:column-reverse}.ad-widget-block .provider_summary-wdgt.design_type-initial .brand-heading .brand-logo{max-width:100%;margin-bottom:10px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-wrapper{border-radius:20px;border:1px solid #ccc;color:#000;font-family:inherit;padding-bottom:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading{padding:20px 0 0;margin:0 20px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;text-align:left;color:inherit}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading{margin-bottom:25px;align-items:flex-start}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .title-heading{width:100%;margin-bottom:23px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .title-heading{width:calc(100% - 200px);margin-bottom:18px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-logo-wrapper{width:50%;margin:0 auto}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-logo-wrapper img{max-width:100%;height:auto}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-logo-wrapper{width:200px;text-align:right;margin:0 0 18px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-logo-wrapper .widget-href{display:block;width:100%;text-align:right}}@media (min-width:470px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-logo{max-height:80px}}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-logo{max-width:200px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-name{display:block;font-weight:700;font-size:20px;line-height:24px;color:#707070;margin-bottom:6px;margin-top:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-name{font-size:24px;line-height:29px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-superlative{display:block;text-transform:uppercase;font-size:12px;line-height:14px;font-weight:700;color:#00537f;letter-spacing:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .brand-superlative{font-size:14px;line-height:17px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content{text-align:left;font-size:16px;line-height:1;font-weight:300;color:inherit}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content{font-size:16px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content .section-title{text-align:left;color:#000;font-size:18px;line-height:22px;font-weight:400;display:block}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-title{cursor:pointer;padding:12px 0;display:flex;justify-content:space-between;align-items:center;font-size:14px;line-height:17px;font-weight:400;margin-top:0;margin-bottom:0}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-title{font-size:16px;line-height:19px;font-weight:400;padding:20px 0}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-subtitle{line-height:19px;font-size:16px;margin-top:8px;margin-bottom:8px;display:block}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-subtitle{line-height:22px;font-size:18px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-accordion-content{padding-bottom:8px;display:block}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item,.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item{display:flex;align-items:stretch;margin-bottom:8px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item span,.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item span{display:flex;align-items:flex-start;line-height:1.6}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon,.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon{margin:6px 12px 0 0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon img,.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon img{max-height:18px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon svg,.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon svg{width:18px;display:block;margin-right:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-pros-item .section-pros-item-icon svg{color:#72c472}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion .section-cons-item .section-cons-item-icon svg{color:#e86c60}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion>.section-title:not(:last-of-type){border-bottom:1px solid rgba(112,112,112,.25)}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion>.section-title.open{border-bottom:none}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content.accordion{margin:0 20px 0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content.accordion .section-content{display:none;font-size:16px;line-height:16px;font-weight:300;padding-bottom:20px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content.accordion .section-content{font-size:16px;line-height:18px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content.accordion .section-content:last-child{border-bottom:none!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-content .section-content p{margin:10px 0 0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-info-row{display:flex;justify-content:center;align-items:stretch;width:100%;font-size:14px;line-height:14px;color:#333;order:5;margin-bottom:30px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-info-row{order:4;max-width:calc(100% - 379px);padding-top:10px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-info-row .info-item{width:33.3333333333%;display:flex;justify-content:flex-start;flex-direction:column;align-items:center;text-align:center;box-sizing:content-box;font-weight:700;padding:0 10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-value{font-size:14px;line-height:14px;font-weight:400;margin-top:4px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-value a{font-weight:500;color:inherit}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip{position:relative;display:inline-block}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip svg{width:12px;color:inherit!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip .info-tooltip-content{display:none;position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%);padding:12px;z-index:1000;width:250px;font-size:12px;line-height:1.5;color:#fff;background-color:#333;border:1px solid #333;max-width:80vw}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip .info-tooltip-content{max-width:initial}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip .info-tooltip-content:before{content:"";position:absolute;top:-3px;left:calc(50% - 2px);width:14px;height:14px;transform:rotate(45deg) translateX(-50%);border-top:1px solid #333;border-left:1px solid #333;background-color:#333}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .info-tooltip:hover .info-tooltip-content{display:initial}.ad-widget-block .provider_summary-wdgt .info-item:first-child .info-tooltip-content{left:-30px;transform:none}.ad-widget-block .provider_summary-wdgt .info-item:first-child .info-tooltip-content:before{left:33px}.ad-widget-block .provider_summary-wdgt .info-item:last-child .info-tooltip-content{left:auto;right:-30px;transform:none}.ad-widget-block .provider_summary-wdgt .info-item:last-child .info-tooltip-content:before{left:auto;right:22px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .widget-footer{background-color:#f5f5f5;padding:15px 20px;border-bottom-left-radius:20px;border-bottom-right-radius:20px;display:flex;justify-content:space-between;align-items:center}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper{align-items:center;margin-bottom:5%;display:flex;flex-direction:column;margin:0 auto}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper{width:auto;margin:0}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .brand-our-review-link{font-size:15px;text-decoration:underline;padding:10px 0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .brand-our-review-link a{color:inherit}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label{display:flex;margin-bottom:10px;margin-top:10px;font-size:16px;align-items:center;justify-content:center}@media (min-width:470px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label{justify-content:flex-end;margin-top:0}}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label{justify-content:flex-start}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text{position:relative;padding-left:5px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text svg{width:12px;color:inherit!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip{display:none;position:absolute;top:calc(100% + 12px);left:calc(50% - 4px);transform:translateX(-50%);padding:12px;z-index:1000;width:250px;font-size:12px;line-height:1.5;color:#fff;background-color:#333;border:1px solid #333}@media (min-width:440px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip{left:auto;right:-12px;transform:none}}@media (min-width:768px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip{right:auto;left:calc(50% - 4px);transform:translateX(-50%)}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip:before{content:"";position:absolute;top:-3px;left:calc(50% + 4px);width:14px;height:14px;transform:rotate(45deg) translateX(-50%);border-top:1px solid #333;border-left:1px solid #333;background-color:#333}@media (min-width:440px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip:before{left:calc(100% - 19px);transform:rotate(45deg) translateX(-50%)}}@media (min-width:768px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .tooltip:before{left:calc(50% + 4px);transform:rotate(45deg) translateX(-50%)}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text .content{max-height:250px;overflow:auto}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-label .text:hover .tooltip{display:initial}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .ratings-box{display:flex;flex-flow:row;align-items:flex-start;padding:6px;background-color:#f1f7f2;border-radius:5px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .ratings-left{display:flex;flex-flow:row;align-items:center;gap:6px;position:relative;padding-right:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .ratings-right{display:flex;flex-flow:column;align-items:flex-end;gap:2px;position:relative;padding-left:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .ratings-right::before{content:"";width:1px;height:10px;background-color:#747474;position:absolute;left:0;top:6px;border-bottom-left-radius:50%;border-bottom-right-radius:50%}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .rating{font-size:18px;font-weight:700;color:#000}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars{height:20px;display:grid;grid-auto-flow:column;justify-content:left;align-items:center;gap:6px;position:relative}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars svg{width:16px;color:var(--color-primary)}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .stars-label-bottom{font-size:13px;color:#000}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-methodology{position:relative}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-methodology svg{width:12px;position:relative;color:inherit!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-methodology-tooltip{display:none;position:absolute;left:calc(50% - 6px);top:calc(100% + 8px);transform:translateX(-50%);padding:12px;z-index:1000;width:250px;font-size:12px;line-height:1.5;color:#fff;background-color:#333;border:1px solid #333}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .star-ratings-methodology-tooltip::before{content:"";position:absolute;top:-3px;left:calc(50% + 4px);width:14px;height:14px;transform:rotate(45deg) translateX(-50%);border-top:1px solid #333;border-left:1px solid #333;background-color:#333}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-methodology:hover .star-ratings-methodology-tooltip{display:initial}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars:hover .star-ratings-methodology-tooltip-content{max-height:250px;overflow:auto}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .star-ratings-methodology-label{font-size:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars .stars-right-column .star-ratings-methodology-label svg{width:6px;position:relative;top:-3px;color:inherit!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .brand-numeric-rating{font-size:20px;font-weight:700;color:#000;justify-content:right;display:flex}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .brand-numeric-rating{font-size:24px}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars+.brand-numeric-rating{font-size:15px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-rating-wrapper .stars+.brand-numeric-rating{font-size:18px}}.ad-widget-block .provider_summary-wdgt .ratings-table{margin:0 20px 25px;display:grid;grid-template-columns:1fr;gap:15px 40px}@media (min-width:620px){.ad-widget-block .provider_summary-wdgt .ratings-table{grid-template-columns:1fr 1fr}}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature{display:flex;flex-flow:row wrap;justify-content:space-between}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .label,.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .score{font-size:14px;font-weight:700}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .bar{width:100%;height:10px;background-color:#ebebeb;border-radius:10px;margin-top:10px;overflow:hidden}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .bar-inner{height:10px;display:block;background-color:var(--color-danger-300)}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .bar-inner.bar--green{background-color:var(--color-primary)}.ad-widget-block .provider_summary-wdgt .ratings-table .assessed-feature .bar-inner.bar--yellow{background-color:var(--color-accent-300)}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper{display:flex;flex-wrap:wrap;width:100%;margin:20px 0 23px;order:4}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box{display:flex;width:100%;font-size:15px;margin-top:10px;padding:13px 10px;justify-content:center}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box .brand-monthly-cost-label{font-weight:700;margin-right:10px}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .phone-number{display:block;color:inherit;font-size:16px;text-align:center}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper{order:5;width:200px;margin:0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box{flex-direction:column;align-items:center;margin-top:initial;margin-bottom:10px;padding:5px 0}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .brand-heading .cta-wrapper .monthly-cost-box .brand-monthly-cost-label{margin-right:initial}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .cta-link .button.cta{padding:13px 10px;border-radius:10px;font-size:18px;line-height:22px;font-weight:500;width:100%;position:relative;display:flex;justify-content:center;align-items:center;box-shadow:2px 2px 4px rgba(95,95,95,.25)}.ad-widget-block .provider_summary-wdgt .cta-link .button.cta svg{width:1em}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .cta-button.add-arrow .cta-button-icon-wrapper{display:none}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .button.cta{min-width:194px;display:flex;align-items:center;text-align:center}}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .cta-link .button.cta .cta-button-icon-wrapper{position:absolute;top:50%;transform:translateY(-50%);right:40px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .cta-link .button.cta .cta-button-icon-wrapper{position:initial;top:auto;transform:none;right:auto;margin-left:19px}}.ad-widget-block .provider_summary-wdgt .section-title svg{color:var(--color-primary);width:17px}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt .section-title svg{width:23px}}.ad-widget-block .provider_summary-wdgt .section-title.active svg{transform:rotate(180deg)}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open .section-title:first-child{display:none}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open div:first-of-type.section-content{border-bottom:1px solid rgba(112,112,112,.25)!important;display:block!important}.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:1px solid rgba(112,112,112,.25)}@media (min-width:767px){.ad-widget-block .provider_summary-wdgt.design_type-redesigned .accordion.disallow-first-item-open>.section-title.open{border-bottom:none}}.ad-widget-block .provider_summary-wdgt .ivl-list{list-style-type:none!important}</style><style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style> <style> #widget-139485-4 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139485-4 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139485-4 .widget-wrapper{ border: 1px solid #ccc; } #widget-139485-4 .section-title svg{ color: #3ba14a; } #widget-139485-4.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139485-4 .brand-superlative{ color: #3ba14a; } #widget-139485-4.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139485-4.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139485-4 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139485-4.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139485-4.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139485-4 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139485-4.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-139485-4.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-139485-4" class="provider_summary-wdgt design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">PenFed Credit Union</h3> <span class="brand-superlative">Best Rates</span> </div> <div class="brand-logo-wrapper"> <img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="PenFed Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" class="brand-logo" alt="PenFed Credit Union" loading="lazy" data-eio="l" /></noscript> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.3</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">8.99% to 17.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$600 to $50,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Picked PenFed<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked PenFed: </strong>PenFed Credit Union offers one of the lowest minimum rates (8.99% APR) and the lowest maximum rate (17.99%) of any lender on this list. Its maximum loan amount of $50,000 is about half that of our top two lenders, but if you need less than that to consolidate your debt, you can get prequalified online without any impact on your credit. If you <a href="https://www.marketwatch.com/guides/personal-loans/how-to-qualify-for-a-debt-consolidation-loan/">qualify for a loan</a>, PenFed will automatically create a membership for you with a $5 deposit into a savings account.</p> <p>PenFed is the only credit union (a nonprofit financial institution owned by its members) on this list, and it offers low rates and no doesn’t charge origination fees. But unlike other credit unions, PenFed is national and lets anyone become a member.</p> </div> <h4 class="section-title ">Pros & Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Great rates: PenFed offers one of the lowest minimum rates (8.99% APR) and the lowest maximum rate (17.99%) out of our top debt consolidation lenders.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Few fees: There are no origination fees or prepayment penalties.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Flexible terms: Borrowers can pay debt off quickly or take their time with terms from one to five years.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Low max: PenFed has one of the lowest maximum loan amounts on our list at $50,000.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Slower funding: It may take up to two business days to receive money.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Late fees: There is a $29 late fee if your payment is five days late or more.</span> </span> </span> </div> <h4 class="section-title ">Who PenFed Is Best For<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li aria-level="1"><b>Someone with minimal debt:</b> If you have a small amount of debt to consolidate, PenFed may be the best choice since its personal loans have a minimum of just $600. That’s the lowest limit from providers on this list.</li> <li aria-level="1"><b>People with bad credit:</b> If you have trouble qualifying for a loan by yourself, PenFed allows you to add a co-borrower to your application.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About PenFed<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Ease of loan applications</b>: Reviewers praised PenFed’s user-friendly, quick application process for personal loans, auto loans and credit cards. Many noted fast approvals with minimal documentation.</p> <p><b>Customer service experience</b>: A significant number of reviews mentioned helpful and professional customer service, both in-person and online.</p> <p><b>Competitive rates</b>: PenFed’s competitive interest rates on loans and credit products, especially for veterans, were well-received by reviewers.</p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Account issues and technical problems</b>: Many reviewers were frustrated with PenFed’s website and mobile app, experiencing difficulties with account access, failed transactions and unresolved technical issues.</p> <p><b>Slow processing times</b>: A large portion of reviews mentioned delays in loan processing, especially for mortgages and auto loans.</p> <p><b>Fraud and security concerns</b>: Quite a few reviewers complained about PenFed’s handling of fraud cases, including slow responses and complications with card replacements.</p></blockquote> <p><i>*Reviews aggregated from </i><a href="https://www.trustpilot.com/"><i>Trustpilot</i></a><i>, the </i><a href="https://www.bbb.org/"><i>Better Business Bureau</i></a><i> (BBB), </i><a href="https://www.consumeraffairs.com/"><i>Consumer Affairs</i></a><i>, </i><a href="https://wallethub.com/"><i>WalletHub</i></a><i> and </i><a href="https://bestcompany.com/"><i>Best Company</i></a><i>. Read our <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/#customer-review">customer review methodology</a> to learn more.</i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="discover"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-139488-5 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139488-5 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139488-5 .widget-wrapper{ border: 1px solid #ccc; } #widget-139488-5 .section-title svg{ color: #3ba14a; } #widget-139488-5.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139488-5 .brand-superlative{ color: #3ba14a; } #widget-139488-5.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139488-5.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139488-5 .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139488-5.design_type-initial .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139488-5.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139488-5 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } </style> <div id="widget-139488-5" class="provider_summary-wdgt-with-provider-link design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Discover</h3> <span class="brand-superlative">Best for Credit Score Checkers</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="brand-logo" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.1</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">7.99% to 24.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$2,500 to $40,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">660</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" target="_blank" class="cta-button button cta widget-href secondary-cta provider-link "> <span class="cta-button-text-wrapper"> Visit Discover.com </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title ">Why We Picked Discover<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked Discover: <span style="font-weight: 400;">Discover’s debt consolidation loans offer a wide range of repayment terms, and they don’t have origination fees or prepayment penalties. The minimum and maximum APRs (7.99% and 24.99% APR) are lower than most of our other featured lenders’ rates. Plus, the bank has fast, U.S.-based customer service. Discover also offers free monthly access to your FICO score with online banking or its mobile app, making it easy to see if your credit score improves as you pay your loan off.</span></strong></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Variety of repayment terms: Discover offers a range of three to seven years to pay off your loan. </span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast funding: This bank is one of our faster lenders, with funds deposited as soon as the next business day. </span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Few fees: There are no origination fees or prepayment penalties.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Direct pay: Borrowers can have their creditors paid directly, but Discover doesn’t give a discount for doing so.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Small maximum loan: At $40,000, Discover’s maximum loan amount is the lowest from any provider on our list.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited fund use: Borrowers can’t use Discover personal loans to pay off Discover credit card debt. </span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High late payment fee: There’s a $39 charge if your payment is late, which is the highest late fee among the lenders on our list.</span> </span> </span> </div> <h4 class="section-title ">Who Is Discover Best For?<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li style="font-weight: 400;" aria-level="1"><b>People with debt from other credit card issuers</b><span style="font-weight: 400;">: Discover can be a great choice if you have a lot of credit card debt, but Discover credit cards aren’t eligible. When a MarketWatch guides team member prequalified, Discover informed them that you’re required to use at least 70% of your loan to pay creditors directly.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People who value U.S.-based customer service</b>: Discover’s customer service reps are all based in the U.S.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About Discover<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Digital banking services</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large portion of positive reviews praised Discover’s mobile app and online banking platform, mentioning easy transfers and account management. </span></p> <p><b>Customer service</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers were pleased with the responsiveness and helpfulness of Discover’s customer service, particularly liking that it is U.S.-based and available 24/7.</span></p> <p><b>Security features</b><span style="font-weight: 400;">: Reviews praised Discover’s security measures, such as fraud alerts and the ability to freeze cards instantly.</span></p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Customer service inconsistency</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Some Discover reviewers reported inconsistencies in service quality, especially when dealing with disputes or account closures.</span></p> <p><b>Account and card issues</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A significant number of reviewers complained about accounts being frozen without an explanation, which left them unable to access their funds for extended periods.</span></p> <p><b>Loan and credit card approvals</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large number of reviews complained about the loan and credit card approval process. Reviewers experienced unexpected denials despite strong credit scores.</span></p></blockquote> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="upstart"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-139491-6 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139491-6 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139491-6 .widget-wrapper{ border: 1px solid #ccc; } #widget-139491-6 .section-title svg{ color: #3ba14a; } #widget-139491-6.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139491-6 .brand-superlative{ color: #3ba14a; } #widget-139491-6.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139491-6.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139491-6 .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139491-6.design_type-initial .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139491-6.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139491-6 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } </style> <div id="widget-139491-6" class="provider_summary-wdgt-with-provider-link design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Upstart</h3> <span class="brand-superlative">Best for Comparing Lenders</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Upstart" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" class="brand-logo" alt="Upstart" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.0</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">7.80% to 35.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$1,000 to $50,000 (higher minimum in some states)</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">620</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" target="_blank" class="cta-button button cta widget-href secondary-cta provider-link "> <span class="cta-button-text-wrapper"> Visit Upstart.com </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title ">Why We Picked Upstart<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked Upstart: </strong><span style="font-weight: 400;">Upstart has a minimum credit score of 620. The lowest rate available, 7.80% APR, is among the lowest from these providers, but the maximum rate, 35.99% APR, ties Upgrade for the highest.</span></p> <p><span style="font-weight: 400;">While most of the other lenders on this list provide debt consolidation loans directly, Upstart is more of a lending middleman. When you complete a loan application with Upstart, you may receive offers from multiple lenders, and you’re more likely to receive offers even if your credit is not the best. But beware of origination fees of up to 12%, which are taken from your loan funds.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Low-credit friendly: Upstart’s website says it accepts credit scores starting at 620. </span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Flexible approval: This lending marketplace makes approval decisions based on more criteria than just credit scores — including the borrower’s education level and income.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast money: Borrowers can get funds as soon as the next business day.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited options for loan term: Borrowers can only receive a three- or five-year repayment term.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High fees: Origination fees are 0% to 12%, depending on the lender you choose.</span> </span> </span> </div> <h4 class="section-title ">Who Is Upstart Best For?<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li style="font-weight: 400;" aria-level="1"><b>People who want multiple offers</b><span style="font-weight: 400;">: Unlike most lenders, who usually provide one loan offer, Upstart may find you multiple offers with different rates, costs and terms.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People with less-than-ideal credit</b>: The company’s minimum credit score is 620, but it will also consider you if you don’t have enough credit history to have a credit score. It uses other factors, such as employment history, to qualify you.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About Upstart<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Quick and easy loan process</b><span style="font-weight: 400;">: A majority of positive reviews applauded Upstart’s fast and simple loan application process. Reviewers mentioned how the entire process took just minutes and that they received approvals and funds within 24 hours.</span></p> <p><b>User-friendly experience</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Many reviews highlighted Upstart’s easy-to-navigate online platform, which requires minimal paperwork. The transparency of loan terms and conditions was also frequently mentioned.</span></p> <p><b>Flexible loan options</b><span style="font-weight: 400;">: A significant number of reviews praised the flexible repayment terms and loan amounts offered by Upstart.</span></p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Customer service issues</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Several reviews mentioned difficulty reaching representatives and resolving issues related to payments or loan terms.</span></p> <p><b>Loan approval denials</b><span style="font-weight: 400;">: A decent number of reviews focused on unexpected loan denials or changes in loan terms after the initial pre-approval.</span></p></blockquote> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="usbank"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style> <style> #widget-139496-7 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139496-7 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139496-7 .widget-wrapper{ border: 1px solid #ccc; } #widget-139496-7 .section-title svg{ color: #3ba14a; } #widget-139496-7.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139496-7 .brand-superlative{ color: #3ba14a; } #widget-139496-7.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139496-7.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139496-7 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139496-7.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139496-7.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139496-7 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139496-7.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-139496-7.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-139496-7" class="provider_summary-wdgt design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">U.S. Bank</h3> <span class="brand-superlative">Best for Loyal Customers</span> </div> <div class="brand-logo-wrapper"> <img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="brand-logo" alt="U.S. Bank" loading="lazy" data-eio="l" /></noscript> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.0</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">8.74% to 24.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$1,000 to $50,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Picked U.S. Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked U.S. Bank: </strong>We chose U.S. Bank because it has an extensive branch network for in-person services and because it rewards loyalty. If you need money quickly and you’re a U.S. Bank customer, you can apply for a personal loan of up to $50,000. Current U.S. Bank customers can receive loan funds within a few hours of applying, and terms range from one to seven years for them.</p> <p>If you aren’t a U.S. Bank customer, the terms aren’t as friendly — you can only borrow up to $25,000, and the longest loan term is five years. U.S. Bank’s advertised rates for all borrowers include a 0.50% discount for making automatic payments.</p> </div> <h4 class="section-title ">Pros & Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Super fast funding for customers: Borrowers can get funding within hours if they’re already U.S. Bank customers.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fee-free: There are no origination fees, prepayment penalties or late fees.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Branch network: U.S. Bank is one of the few lenders on this list with physical branches, which means you may be able to get in-person service depending on where you live.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Low max loan for non-customers: Non-U.S. Bank customers only qualify for up to $25,000, and need a higher credit score for approval.</span> </span> </span> </div> <h4 class="section-title ">Who U.S. Bank Is Best For<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li aria-level="1"><b>Existing U.S. Bank customers:</b> If you’re a member, you could get a higher max loan, faster funding and longer repayment term. Non-customers have a maximum loan repayment term of five years, compared to seven years for U.S. Bank customers.</li> <li aria-level="1"><b>People who value in-person service:</b> U.S. Bank is one of the few lenders on our list that has branches (over 2,200 in 28 states).</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About U.S. Bank<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Ethical practices</b>: Several reviewers mentioned that U.S. Bank’s policies seemed fair and transparent, particularly in comparison with other banks, which they perceived as trying to trick customers into paying more fees.</p> <p><b>Customer service at branches</b>: Some reviewers praised customer service, specifically at branches, noting quick service and helpfulness.</p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Appraisal and mortgage issues</b>: A large portion of negative reviews reported delays and discrepancies in property valuations related to mortgage and loan appraisals.</p> <p><b>Poor customer service</b>: A significant number of negative reviews mentioned unhelpful behavior, long wait times and a lack of resolution for issues, especially over the phone.</p> <p><b>Loan and credit card approvals</b>: Some reviewers cited unexpected denials or terms that changed after initial approval with U.S. Bank’s loan and credit card approval process.</p></blockquote> <p><i>*Reviews aggregated from </i><a href="https://www.trustpilot.com/"><i>Trustpilot</i></a><i>, the </i><a href="https://www.bbb.org/"><i>Better Business Bureau</i></a><i> (BBB), </i><a href="https://www.consumeraffairs.com/"><i>Consumer Affairs</i></a><i>, </i><a href="https://wallethub.com/"><i>WalletHub</i></a><i> and </i><a href="https://bestcompany.com/"><i>Best Company</i></a><i>. Read our <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/#customer-review">customer review methodology</a> to learn more.</i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="wellsfargo"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style> <style> #widget-139505-8 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139505-8 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139505-8 .widget-wrapper{ border: 1px solid #ccc; } #widget-139505-8 .section-title svg{ color: #3ba14a; } #widget-139505-8.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139505-8 .brand-superlative{ color: #3ba14a; } #widget-139505-8.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139505-8.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139505-8 .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139505-8.design_type-initial .cta-link .secondary-cta { color: #333; border-color: #333; } #widget-139505-8.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139505-8 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139505-8.design_type-redesigned .cta-link .secondary-cta svg path { fill: #333; } #widget-139505-8.design_type-redesigned .cta-link .secondary-cta:hover svg path { fill: #3ba14a; } </style> <div id="widget-139505-8" class="provider_summary-wdgt design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Wells Fargo</h3> <span class="brand-superlative">Best for In-Person Service</span> </div> <div class="brand-logo-wrapper"> <img decoding="async" width="160" height="80" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="160" height="80" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="brand-logo" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">4.0</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">7.49% to 24.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$3,000 to $100,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title active">Why We Picked Wells Fargo<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><div class="section-content wysiwyg"> <p><strong>Why we picked Wells Fargo:</strong> Wells Fargo offers debt consolidation loans with repayment terms from one to seven years and a liberal maximum loan amount of $100,000. There are no origination fees or prepayment penalties, and the bank’s advertised rates include a 0.25% interest rate discount for qualifying Wells Fargo customers. The bank allows you to apply for a personal loan at one of more than 4,200 branches in 40 states.</p> </div> </div> <h4 class="section-title ">Pros & Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Lowest rate: Well Fargo offers the lowest minimum APR out of the lenders on our list (7.49%).</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Few fees: There are no prepayment penalties or origination fees on Wells Fargo’s debt consolidation loans.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">High maximum: This lender has a $100,000 maximum loan amount, which is the highest of our recommended lenders.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast approval: Potential borrowers can find out the same day if they’re approved.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Limited availability: Applicants must have a Wells Fargo account for at least 12 months to be eligible for a personal loan.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Discounts limited to customers: Borrowers can only qualify for a 0.25% interest rate discount if you have a Wells Fargo account.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">No direct pay to creditors: The bank won’t send payments to creditors on your behalf.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High late fee: There’s a $39 fee if a payment is late.</span> </span> </span> </div> <h4 class="section-title ">Who Wells Fargo Is Best For<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li aria-level="1"><b>Existing Wells Fargo customers</b>: You must be a Wells Fargo checking or savings customer for at least 12 months to be eligible for loans or the 0.25% relationship discount. You’ll also be able to visit branches near you for in-person service.</li> <li aria-level="1"><b>Borrowers looking for more than $5,000</b>: If you borrow more than $5,000, you could get up to seven years to pay your loan off. Smaller loans can only have terms up to three years.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About Wells Fargo<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Customer service at branches</b>: Several reviewers praised branch employees for their helpfulness, specifically when assisting with complex issues such as legal paperwork and notary services.</p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Customer service inconsistency</b>: A significant portion of reviewers were frustrated with unhelpful or rude behavior, long wait times and difficulty resolving issues with customer service — particularly with the call center.</p> <p><b>Account and fund access issues</b>: Many complaints involved accounts being frozen or blocked without clear explanations, leaving reviewers unable to access their funds for extended periods. This often led to significant inconvenience and financial stress.</p> <p><b>Loan and credit card issues</b>: Reviewers reported experiencing unexpected denials, changes in terms after approval and difficulties in making payments during the loan and credit card process.</p> <p><b>Online and mobile banking problems</b>: Numerous reviews mentioned glitches, difficulty accessing accounts and poor functionality with the online and mobile banking platforms.</p></blockquote> <p><i>*Reviews aggregated from </i><a href="https://www.trustpilot.com/"><i>Trustpilot</i></a><i>, the </i><a href="https://www.bbb.org/"><i>Better Business Bureau</i></a><i> (BBB), </i><a href="https://www.consumeraffairs.com/"><i>Consumer Affairs</i></a><i>, </i><a href="https://wallethub.com/"><i>WalletHub</i></a><i> and </i><a href="https://bestcompany.com/"><i>Best Company</i></a><i>. Read our <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/#customer-review">customer review methodology</a> to learn more.</i></p> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="upgrade"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-139501-9 .cta-button {background-color: #3ba14a;color: #fff;} #widget-139501-9 .cta-button:hover {background-color: #73a079;color: #fff;} #widget-139501-9 .widget-wrapper{ border: 1px solid #ccc; } #widget-139501-9 .section-title svg{ color: #3ba14a; } #widget-139501-9.design_type-redesigned .section-title{ color: #3ba14a; } #widget-139501-9 .brand-superlative{ color: #3ba14a; } #widget-139501-9.design_type-redesigned .widget-content .section-content{ color: #000000 !important; } #widget-139501-9.design_type-redesigned .title-heading .brand-name{ color: #000000 !important; } #widget-139501-9 .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139501-9.design_type-initial .cta-link .secondary-cta { color: #3ba14a; border-color: #3ba14a; } #widget-139501-9.design_type-initial .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } #widget-139501-9 .cta-link .secondary-cta:hover { color: #3ba14a; border-color: #3ba14a; } </style> <div id="widget-139501-9" class="provider_summary-wdgt-with-provider-link design_type-redesigned"> <div class="widget-wrapper"> <div class="brand-heading"> <div class="title-heading"> <h3 class="brand-name">Upgrade</h3> <span class="brand-superlative">Best Discounts</span> </div> <div class="brand-logo-wrapper"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="widget-href" target="_blank"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Upgrade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="brand-logo" alt="Upgrade" loading="lazy" data-eio="l" /></noscript></a> </div> <div class="brand-rating-wrapper"> <div class="star-ratings-wrapper"> <div class="ratings-box"> <div class="ratings-left"> <span class="rating">3.9</span> </div> <div class="ratings-right"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg> </div> </div> </div> </div> </div> <div class="brand-info-row"> <span class="info-item"> <div> APR Range </div> <span class="info-value">7.99% to 35.99%</span> </span> <span class="info-item"> <div> Loan Amount </div> <span class="info-value">$1,000 to $50,000</span> </span> <span class="info-item"> <div> Minimum Credit Score </div> <span class="info-value">Not disclosed</span> </span> </div> <div class="cta-wrapper "> <nav class="cta-link"> <a data-unique-id="mw-sw" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-sw_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" target="_blank" class="cta-button button cta widget-href primary-cta"> <span class="cta-button-text-wrapper"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" target="_blank" class="cta-button button cta widget-href secondary-cta provider-link "> <span class="cta-button-text-wrapper"> Visit Upgrade.com </span> <span class="cta-button-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="15" viewBox="0 0 16 15" fill="none"><path d="M0.999999 8.00003L12.86 8.00003L9.23 12.36C9.06026 12.5642 8.9786 12.8275 9.00298 13.092C9.02736 13.3564 9.15578 13.6003 9.36 13.77C9.56422 13.9398 9.8275 14.0214 10.0919 13.9971C10.3563 13.9727 10.6003 13.8442 10.77 13.64L15.77 7.64003C15.8036 7.59231 15.8337 7.54217 15.86 7.49003C15.86 7.44003 15.86 7.41003 15.93 7.36003C15.9753 7.24537 15.9991 7.12332 16 7.00003C15.9991 6.87674 15.9753 6.75469 15.93 6.64003C15.93 6.59003 15.93 6.56003 15.86 6.51003C15.8337 6.45789 15.8036 6.40775 15.77 6.36003L10.77 0.360031C10.676 0.247148 10.5582 0.156368 10.4252 0.0941463C10.2921 0.0319247 10.1469 -0.000208343 10 3.00884e-05C9.76635 -0.000426701 9.53991 0.0809484 9.36 0.23003C9.25874 0.313979 9.17504 0.417081 9.11369 0.533428C9.05233 0.649775 9.01454 0.777081 9.00246 0.908058C8.99039 1.03903 9.00427 1.17111 9.04331 1.29671C9.08236 1.42231 9.1458 1.53898 9.23 1.64003L12.86 6.00003L0.999999 6.00003C0.734782 6.00003 0.480428 6.10539 0.292892 6.29292C0.105356 6.48046 -6.35255e-07 6.73481 -6.12069e-07 7.00003C-5.88883e-07 7.26525 0.105356 7.5196 0.292892 7.70714C0.480428 7.89467 0.734783 8.00003 0.999999 8.00003Z" fill="currentColor"/></svg></span> </a> </nav> </div> </div> <div class="widget-content accordion disallow-first-item-open"> <h4 class="section-title ">Why We Picked Upgrade<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><p><strong>Why we picked Upgrade: </strong><span style="font-weight: 400;">Upgrade is a lender that’s friendly to borrowers with </span><a href="https://www.marketwatch.com/guides/personal-loans/best-loans-for-bad-credit/"><span style="font-weight: 400;">bad credit</span></a><span style="font-weight: 400;">. But you may pay extra: Upgrade’s highest APR is 35.99%, tied with Upstart for the highest on our list, and Upgrade charges origination fees of 1.85% to 9.99%.</span></p> <p><span style="font-weight: 400;">However, Upgrade offers two rate discounts you may qualify for: choosing autopay or paying creditors off directly. The company’s discount rates aren’t disclosed online, so we contacted customer service to ask about them. The representative said the discount rates vary by applicant.</span></p> </div> <h4 class="section-title ">Pros and Cons<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" > <span class="section-subtitle">Pros</span> <span class="section-pros-content section-accordion-content"> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Long repayment terms: Upgrade offers repayment terms from two to seven years.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Fast funding: Borrowers can receive loan funds within one business day after they’re approved.</span> </span> <span class="section-pros-item"> <span class="section-pros-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM369 209L241 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L335 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" fill="currentColor" /></svg> </span> <span class="section-pros-item-content">Secured loans: This is the only lender on our list to offer a secured personal loan option. Some loan offers may have lower rates for borrowers who use their paid-off car as collateral.</span> </span> </span> <span class="section-subtitle">Cons</span> <span class="section-cons-content section-accordion-content"> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">High fees: Origination fees with this lender are 1.85% to 9.99%.</span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Highest max APR: The maximum APR you may be charged, 35.99%, is tied for the highest offered by our recommended lenders. </span> </span> <span class="section-cons-item"> <span class="section-cons-item-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM175 175c9.4-9.4 24.6-9.4 33.9 0l47 47 47-47c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9l-47 47 47 47c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0l-47-47-47 47c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l47-47-47-47c-9.4-9.4-9.4-24.6 0-33.9z" fill="currentColor" /></svg> </span> <span class="section-cons-item-content">Lack of transparency: Upgrade doesn’t advertise the amount of its discounts on its website.</span> </span> </span> </div> <h4 class="section-title ">Who Is Upgrade Best For?<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><ul> <li style="font-weight: 400;" aria-level="1"><b>People with poor credit</b><span style="font-weight: 400;">: Upgrade accepts applicants with low credit scores, so it could be a good option if you have trouble qualifying for a debt consolidation loan. It also offers </span><a href="https://www.marketwatch.com/guides/personal-loans/what-is-a-secured-loan/"><span style="font-weight: 400;">secured loans</span></a><span style="font-weight: 400;"> that could come with lower interest rates.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People who want long repayment terms</b><span style="font-weight: 400;">: Upgrade offers longer repayment terms than its competitor Upstart — up to seven years instead of three or five. This gives you longer to pay off your loan.</span></li> <li style="font-weight: 400;" aria-level="1"><b>People who want rate discounts</b>: Upgrade could give you one discount for setting up autopay and another for paying your creditors directly.</li> </ul> </div> <h4 class="section-title ">What Reviewers Say About Upgrade<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 330 330" style="enable-background:new 0 0 330 330;" xml:space="preserve"> <path id="XMLID_225_" d="M325.607,79.393c-5.857-5.857-15.355-5.858-21.213,0.001l-139.39,139.393L25.607,79.393 c-5.857-5.857-15.355-5.858-21.213,0.001c-5.858,5.858-5.858,15.355,0,21.213l150.004,150c2.813,2.813,6.628,4.393,10.606,4.393 s7.794-1.581,10.606-4.394l149.996-150C331.465,94.749,331.465,85.251,325.607,79.393z" fill="currentColor" /> </svg></h4> <div class="section-content wysiwyg" ><h5><strong>Most Praised Features</strong></h5> <blockquote><p><b>Ease of application and approval process</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Upgrade reviewers appreciated its quick application process, mentioning they received approvals rapidly.</span></p> <p><b>Customer service</b><span style="font-weight: 400;">: Reviewers were pleased with Upgrade’s customer service, noting helpful and responsive interactions.</span></p> <p><b>Speed of fund disbursement</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">A large number of customer reviews praised the fast turnaround time in receiving funds.’</span></p></blockquote> <h5><strong>Most Common Complaints</strong></h5> <blockquote><p><b>Communication and transparency issues</b><span style="font-weight: 400;">: Reviewers expressed frustration over poor communication and lack of transparency, especially regarding terms and unexpected fees.</span></p> <p><b>Technical and account management issues</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Reviewers had difficulty managing their accounts due to technical glitches or unexplained account suspensions.</span></p></blockquote> <p><i><span style="font-weight: 400;">*Reviews aggregated from </span></i><a href="https://www.trustpilot.com/"><i><span style="font-weight: 400;">Trustpilot</span></i></a><i><span style="font-weight: 400;">, the </span></i><a href="https://www.bbb.org/"><i><span style="font-weight: 400;">Better Business Bureau</span></i></a><i><span style="font-weight: 400;"> (BBB), </span></i><a href="https://www.consumeraffairs.com/"><i><span style="font-weight: 400;">Consumer Affairs</span></i></a><i><span style="font-weight: 400;">, </span></i><a href="https://wallethub.com/"><i><span style="font-weight: 400;">WalletHub</span></i></a><i><span style="font-weight: 400;"> and </span></i><a href="https://bestcompany.com/"><i><span style="font-weight: 400;">Best Company</span></i></a><i><span style="font-weight: 400;">. Read our <a href="#customer-review">customer review methodology</a> to learn more.</span></i></p> </div> </div> </div> </div> </div> <p class="has-small-font-size">*<em>Rates accurate as of November 21, 2024</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Best Debt Consolidation Loans Compared</h2> <figure class="jpp-ct mobile-stacked " style="--color-primary: #3ba14a; --brand-name-font-size: 14; --brand-name-font-weight: normal; --brand-name-color: #000000; --brand-button-font-size: 14; --brand-button-font-weight: bold; --brand-button-color: #ffffff; --brand-button-color-hover: #ffffff; --brand-button-border-style: solid; --brand-button-border-color-hover: #73a07b; --brand-button-border-radius: 5; --brand-button-arrow: inline-block; --brand-button-vertical-padding: 10; --brand-button-horizontal-padding: 10; --brand-button-background-color-hover: #45c154; --brand-button-font-size-mobile: 13; --brand-button-font-weight-mobile: bold; --brand-button-border-style-mobile: solid; --brand-button-border-radius-mobile: 5; --brand-button-arrow-mobile: inline-block; --brand-button-vertical-padding-mobile: 7; --brand-button-horizontal-padding-mobile: 25; --brand-button-font-size-mobile-stacked: 16; --brand-button-font-weight-mobile-stacked: bold; --brand-button-border-style-mobile-stacked: solid; --brand-button-border-radius-mobile-stacked: 5; --brand-button-arrow-mobile-stacked: inline-block; --brand-button-vertical-padding-mobile-stacked: 6; --brand-button-horizontal-padding-mobile-stacked: 15; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 14; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #efefef" id="269723"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-module-disclosure"> Advertisement <div class="c-tooltip jpp-ct-tooltip" tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p><span style="font-weight: 400;">The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products or offers were reviewed in connection with this listing.</span></p> </div> </span> </div> </div> <div class="jpp-ct-list"> <table class="jpp-ct-mobile-stacked jpp-ct-table"> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="LightStream"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="LightStream" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" class="attachment-full size-full" alt="LightStream" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">LightStream</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.5</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="6.94% to 25.29%" data-numerical="">6.94% to 25.29%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="">$5K to $100K</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="SoFi"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="SoFi" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="SoFi" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">SoFi</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.4</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="8.99% to 29.99%" data-numerical="">8.99% to 29.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="Not required but for best rates origination fees up to 7%" data-numerical="">Not required but for best rates origination fees up to 7%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="">$5K to $100K</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="PenFed Credit Union"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="PenFed Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" class="attachment-full size-full" alt="PenFed Credit Union" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">PenFed Credit Union</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.3</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="8.99% to 17.99%" data-numerical="">8.99% to 17.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$600 to $50K" data-numerical="">$600 to $50K</strong> </div> </div> </div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.penfed.org/personal-loans" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Discover"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Discover</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.1</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="7.99% to 24.99%" data-numerical="">7.99% to 24.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$2.5K to $40K" data-numerical="">$2.5K to $40K</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Upstart"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upstart" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" class="attachment-full size-full" alt="Upstart" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upstart</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.0</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="7.80% to 35.99%" data-numerical="">7.80% to 35.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="0% to 12%" data-numerical="">0% to 12%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="">$1K to $50K</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="U.S. Bank"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">U.S. Bank</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.0</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="8.74% to 24.99%" data-numerical="">8.74% to 24.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="">$1K to $50K</strong> </div> </div> </div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Upgrade"> <td> <div class="jpp-ct-brand-top "> <div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upgrade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="Upgrade" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upgrade</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number yellow"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 3.9</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="7.99% to 35.99%" data-numerical="">7.99% to 35.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="1.85% to 9.99%" data-numerical="">1.85% to 9.99%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="">$1K to $50K</strong> </div> </div> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-mobile-button"> <span> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-brand jpp-ct-row " data-states-not-covered="" data-brand-id="Wells Fargo"> <td> <div class="jpp-ct-brand-top "> <div> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> </div> <div class="jpp-ct-rating color-coded"> <span class="jpp-ct-rating-number green"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg> 4.0</span> </div> </div> <div class="jpp-ct-brand-center"> <div class="jpp-ct-brand-attributes"> <div class="jpp-ct-brand-attribute"> <span>Interest Rate (APR)</span> <strong data-brand-attribute="interest_rate_apr" data-value="7.49% to 23.24%" data-numerical="">7.49% to 23.24%</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Origination Fees</span> <strong data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</strong> </div> <div class="jpp-ct-brand-attribute"> <span>Loan Size Offered</span> <strong data-brand-attribute="loan_size_offered" data-value="$3K to $100K" data-numerical="">$3K to $100K</strong> </div> </div> </div> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.wellsfargo.com/personal-loans/" target="_blank" class="jpp-ct-mobile-button secondary"> Visit Site <span class="jpp-ct-mobile-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </table> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Loan Provider</th> <th>Interest Rate (APR)</th> <th>Origination Fees</th> <th>Loan Size Offered</th> <th class="jpp-ct-secondary-cta-cell">Visit Site</th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="LightStream" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <div class="jpp-ct-tag"> <span class="jpp-ct-tag-text">Our Top Pick</span> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="LightStream" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" class="attachment-full size-full" alt="LightStream" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">LightStream</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="6.94% to 25.29%" data-numerical="1">6.94% to 25.29%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="1">$5K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="SoFi" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="SoFi" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="SoFi" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">SoFi</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.99% to 29.99%" data-numerical="1">8.99% to 29.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="Not required but for best rates origination fees up to 7%" data-numerical="">Not required but for best rates origination fees up to 7%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="1">$5K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="PenFed Credit Union" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="PenFed Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" class="attachment-full size-full" alt="PenFed Credit Union" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">PenFed Credit Union</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.penfed.org/personal-loans" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.99% to 17.99%" data-numerical="1">8.99% to 17.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$600 to $50K" data-numerical="1">$600 to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.penfed.org/personal-loans" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Discover" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Discover</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.99% to 24.99%" data-numerical="1">7.99% to 24.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$2.5K to $40K" data-numerical="1">$2.5K to $40K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Upstart" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upstart" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" class="attachment-full size-full" alt="Upstart" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upstart</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.80% to 35.99%" data-numerical="1">7.80% to 35.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="0% to 12%" data-numerical="">0% to 12%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="U.S. Bank" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">U.S. Bank</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.74% to 24.99%" data-numerical="1">8.74% to 24.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Upgrade" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upgrade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="Upgrade" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upgrade</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.99% to 35.99%" data-numerical="1">7.99% to 35.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="1.85% to 9.99%" data-numerical="">1.85% to 9.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Wells Fargo" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.wellsfargo.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.49% to 23.24%" data-numerical="1">7.49% to 23.24%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$3K to $100K" data-numerical="1">$3K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.wellsfargo.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Loan Provider</th> <th>Interest Rate (APR)</th> <th>Origination Fees</th> <th>Loan Size Offered</th> <th class="jpp-ct-secondary-cta-cell">Visit Site</th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="LightStream" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <div class="jpp-ct-tag"> <span class="jpp-ct-tag-text">Our Top Pick</span> </div> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="LightStream" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/LightStream_300x150.jpg" class="attachment-full size-full" alt="LightStream" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">LightStream</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="6.94% to 25.29%" data-numerical="1">6.94% to 25.29%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="1">$5K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.lightstream.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="SoFi" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="SoFi" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="SoFi" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">SoFi</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.99% to 29.99%" data-numerical="1">8.99% to 29.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="Not required but for best rates origination fees up to 7%" data-numerical="">Not required but for best rates origination fees up to 7%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$5K to $100K" data-numerical="1">$5K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.sofi.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="PenFed Credit Union" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="PenFed Credit Union" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/PenFed_300x150.jpg" class="attachment-full size-full" alt="PenFed Credit Union" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">PenFed Credit Union</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.penfed.org/personal-loans" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.99% to 17.99%" data-numerical="1">8.99% to 17.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$600 to $50K" data-numerical="1">$600 to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.penfed.org/personal-loans" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Discover" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Discover" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="Discover" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Discover</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.99% to 24.99%" data-numerical="1">7.99% to 24.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$2.5K to $40K" data-numerical="1">$2.5K to $40K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="http://discover.com" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Upstart" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upstart" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Upstart_300x150.jpg" class="attachment-full size-full" alt="Upstart" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upstart</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.80% to 35.99%" data-numerical="1">7.80% to 35.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="0% to 12%" data-numerical="">0% to 12%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upstart.com/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="U.S. Bank" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="U.S. Bank" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="U.S. Bank" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">U.S. Bank</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="8.74% to 24.99%" data-numerical="1">8.74% to 24.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://usbank.com/loans-credit-lines/personal-loans-and-lines-of-credit/personal-loan.html" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Upgrade" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Upgrade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="Upgrade" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Upgrade</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.99% to 35.99%" data-numerical="1">7.99% to 35.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="1.85% to 9.99%" data-numerical="">1.85% to 9.99%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$1K to $50K" data-numerical="1">$1K to $50K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.upgrade.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-ab" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.credible.com/personal-loans/borrower/step/amount?utm_source=threeships&utm_medium=referral&utm_campaign=personal-loans_debt-consolidation-loan-mw-ab_{device_type}_brandcta&utm_content=-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Get Pre-Qualified <small>from multiple lenders on Credible’s platform</small> </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Wells Fargo" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Wells Fargo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Wells-Fargo_300x150.jpg" class="attachment-full size-full" alt="Wells Fargo" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Wells Fargo</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.wellsfargo.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="interest_rate_apr" data-value="7.49% to 23.24%" data-numerical="1">7.49% to 23.24%</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="origination_fees" data-value="None" data-numerical="">None</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_size_offered" data-value="$3K to $100K" data-numerical="1">$3K to $100K</td> <td class="jpp-ct-secondary-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.wellsfargo.com/personal-loans/" target="_blank" class="jpp-ct-button secondary" target="_blank"> <span class="jpp-ct-button-text"> Visit Site </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> <td class="jpp-ct-cta-cell"> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> </figure> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-boxes" id="toc-in-the-news-debt-consolidation"> <div class="wrapper"> <h2 class="heading">In the News: Debt Consolidation Loan Rates</h2> <div class="boxes"> <div class="box background-light-green"> <div class="c-picture box-icon"> <img decoding="async" width="1800" height="1800" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABwgAAAcIAQAAAAAA6KgrAAAAAnRSTlMAAHaTzTgAAAGhSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAL4NNWoAAYgH4SYAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/price-svgrepo-com.svg" data-eio-rwidth="1800" data-eio-rheight="1800" /><noscript><img decoding="async" width="1800" height="1800" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/price-svgrepo-com.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <div class="box-content"> <strong class="box-title">Fed Announces Another Rate Cut</strong> <div class="box-description wysiwyg"><p><span style="font-weight: 400;">As expected, the Federal Reserve reduced the federal funds rate by 0.25% to a range of 4.50% to 4.75% on Nov. 7, the second straight rate cut after years of record-high interest rates. This latest rate cut follows a 0.50% cut in September, which was the first such cut in four years. The next Fed meeting is Dec. 17-18.</span></p> <p><span style="font-weight: 400;">The rate cuts should be good news for borrowers, however, the presidential election of Donald Trump might give some companies pause as numerous proposed policies during the campaign could negatively impact inflation.</span></p> <p><span style="font-weight: 400;">“Our expectation continues to be that interest rates for debt consolidation loans … will have a fair amount of volatility, but will largely remain range-bound, while trending modestly lower over the coming three-plus months,” said Kyle Enright, </span><span style="font-weight: 400;">President of </span><a href="http://www.achieve.com"><span style="font-weight: 400;">Achieve Lending</span></a><span style="font-weight: 400;">. “Looking ahead, the Fed is in a tricky spot because consumers, as well as the incoming Trump administration, will be counting on additional rate cuts. However, some of the anticipated policies from the Trump administration — in particular, on trade and taxes — would likely put upward pressure on inflation.”</span></p> <p><span style="font-weight: 400;">Adam Koprucki, founder of </span><a href="http://realworldinvestor.com"><span style="font-weight: 400;">RealWorldInvestor.com</span></a><span style="font-weight: 400;">, agreed with Enright on both counts.</span></p> <p><span style="font-weight: 400;">“Loan consolidation rates will likely see a concurrent rate drop but you may see some lenders pressing pause depending on how things play out with the new administration,” Koprucki said. “</span><span style="font-weight: 400;">Some are wondering if the economic outlook may change and therefore wonder if the Fed will continue to steadily drop rates over the next 1 to 2 years.”</span></p> </div> </div> </div> </div> </div> </section> <div class="infogram-embed" data-id="f1b7742a-1c9e-447d-80fa-81a1878789e2" data-type="interactive" data-title="U.S. Household Debt"></div><script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">!function(e,n,i,s){var d="InfogramEmbeds";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,"script","infogram-async","https://e.infogram.com/js/dist/embed-loader-min.js");</script> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-how-do-i-get-a-debt-consolidation-loan">How Do I Get a Debt Consolidation Loan?</h2> <p>If you think a debt consolidation loan would fit your needs, follow these six steps to get one:</p> <ol> <li><strong>Confirm your credit score</strong>: If you’re adding a co-borrower, check their credit score too. You’ll typically need to meet a minimum credit score threshold, which varies by lender.</li> <li><strong>Add up your debts</strong>:<strong> </strong>Calculate the loan amount you need and check lenders’ minimum and maximum funding limits. If a lender deducts an origination fee from loan proceeds, you may want to request a slightly higher loan amount to ensure you get enough money to consolidate your debt.</li> <li><strong>Consider your loan repayment needs</strong>: Repayment terms for debt consolidation loans are usually between one and seven years. Make sure the lender you’re considering has the repayment term you need.</li> <li><strong>Compare lenders</strong>: Consider <a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-requirements/" target="_blank" rel="noopener">credit score requirements</a>, loan amount limits, repayment terms, fees and interest rates when comparing lenders.</li> <li><strong>Apply for the loan</strong>: You can usually <a href="https://www.marketwatch.com/guides/personal-loans/best-online-personal-loans/" target="_blank" rel="noopener">apply online</a>. You’ll generally need documents for proof of identity, proof of address and income verification (such as a pay stub). The lender will do a hard credit check after you apply.</li> <li><strong>Finalize the loan and start payments</strong>:<strong> </strong>Once you’re approved for a loan, you’ll need to start repayments. Some lenders will pay your creditors directly, while others will require <a href="https://www.marketwatch.com/guides/personal-loans/what-is-a-debtor/" data-type="link" data-id="https://www.marketwatch.com/guides/personal-loans/what-is-a-debtor/" target="_blank" rel="noopener">you to handle repayments</a>.</li> </ol> <p>>> Related: Learn more about <a href="https://www.marketwatch.com/guides/personal-loans/how-does-debt-consolidation-work/" data-type="post" data-id="141219" target="_blank" rel="noopener">How a Debt Consolidation Loan Works</a></p> <h3 class="wp-block-heading subheading">How To Get the Best Rate</h3> <p>To get the best debt consolidation loan rate, you generally need a FICO credit score in the range of good to exceptional (670 to 850). Some lenders may also require several years of credit history and a low debt-to-income ratio, according to Kyle Enright, president of lending at Achieve Lending. Your DTI ratio measures your monthly gross earnings against your monthly <a href="https://www.marketwatch.com/guides/personal-loans/calculating-repayment-on-a-loan/" target="_blank" rel="noopener">debt payments</a>.</p> <blockquote class="wp-block-quote"> <p>Fan He, professor of finance at Central Connecticut State University, advises: <em>“</em>Qualifying for lower interest rates often requires meeting high requirements, such as a good credit score, a reasonable debt-to-income ratio and credit card balances below a certain threshold. For people who are already overextended in debt, consolidation loans usually carry significant costs that make them not worthwhile and could potentially worsen your financial situation.”</p> </blockquote> <p>But there are other ways to qualify for a relatively low rate even if your credit score isn’t the best.</p> <ul> <li>Consider credit unions: Credit unions often have lower credit score and DTI ratio requirements than traditional banks.</li> <li>Find a co-borrower with good credit: Some lenders let you add a co-borrower if you can’t qualify for a loan on your own.</li> <li>Clean up your credit: Get a free copy of your credit report at AnnualCreditReport.com and check for errors or small amounts of debt you can pay off quickly to reduce your DTI ratio.</li> </ul> <h3 class="wp-block-heading subheading">Do Debt Consolidation Loans Hurt Your Credit?</h3> <p>The short answer is yes, a debt consolidation loan can lower your credit score at first. This is because when you apply for a new loan, a hard inquiry appears on your credit report. And new debt reduces the average age of your accounts, which can also hurt your credit score. But your score will improve in the long run as you repay your creditors.</p> <p>If you pay off one or more <a href="https://www.marketwatch.com/guides/personal-loans/how-to-consolidate-credit-card-debt/" data-type="link" data-id="https://www.marketwatch.com/guides/personal-loans/how-to-consolidate-credit-card-debt/" target="_blank" rel="noopener">credit cards</a> with your debt consolidation loan, your credit score will increase because your credit utilization ratio decreases. Consistently making on-time payments toward your new loan will also help your credit score since you’ll improve your payment history.</p> <blockquote class="wp-block-quote"> <p>Arthur Tran, assistant professor of finance at Southeastern Oklahoma State University, explains: “Debt consolidation loans can affect our credit in both good and bad ways. When we apply for a new loan, our credit score might drop a bit because a lender checks our credit report to assess our creditworthiness, which we call a ‘hard inquiry’ or ‘hard pull.’ But if we use this new loan to pay off multiple debts, it can make managing our payments easier and improve our credit score over time.”</p> </blockquote> <p>In our 2024 MarketWatch Guides survey of people who’ve had debt consolidation loans, about <strong>67% of borrowers said their credit score improved after they consolidated their debt</strong>. Scores improved by an average of <strong>13% (or nearly 43 points)</strong> after survey respondents got their loans.</p> <iframe title="Credit Score Increases After Consolidating Debt" aria-label="Grouped Bars" id="datawrapper-chart-HKrg8" scrolling="no" frameborder="0" style="width: 0; min-width: 100% !important; border: none;" height="292" data-external="1" data-src="https://datawrapper.dwcdn.net/HKrg8/5/" class="lazyload"></iframe><script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">!function(){"use strict";window.addEventListener("message",(function(a){if(void 0!==a.data["datawrapper-height"]){var e=document.querySelectorAll("iframe");for(var t in a.data["datawrapper-height"])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}();</script> <p>A debt consolidation loan can be a solid way of handling your debt as long as you can resist running up new debt. More than <strong>77% of our survey respondents were confident or very confident they’d remain debt-free</strong> after paying off their debt consolidation loans.</p> <h3 class="wp-block-heading subheading">Ask an Expert: Do Debt Consolidation Loans Hurt Your Credit?</h3> <section class="b-quotes"> <div class="wrapper"> <div class="mobile-quotes swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation loans do not usually hurt your credit. In fact, consolidating multiple debts into a single loan and making consistent payments can potentially improve your credit over time by simplifying your credit profile and demonstrating responsible debt management.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" target="_blank" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“While the initial credit pull for the debt consolidation loan may temporarily lower your credit score, an easier-to-manage and fixed monthly payment plan is more likely to lead to consistent timely loan payments and reduced credit card balances, which result in a net positive effect on your credit rating over time.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1306" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Fan He - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" data-sizes="auto" data-eio-rwidth="1306" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg.webp 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg.webp 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg.webp 1045w" /><noscript><img decoding="async" width="1306" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" class="attachment-full size-full" alt="Fan He - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" sizes="(max-width: 1306px) 100vw, 1306px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.ccsu.edu/person/fan-he" target="_blank" rel="nofollow sponsored" aria-label="Fan He, Ph.D." title="Fan He, Ph.D." class="c-link author-name"> Fan He, Ph.D.</a> <span class="author-role">Professor of Finance</span> <a href="https://www.ccsu.edu/person/fan-he" rel="nofollow sponsored" aria-label="Central Connecticut State University" title="Central Connecticut State University" class="c-link author-company"> Central Connecticut State University</a> </div> </figcaption> </figure> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="desktop-quotes"> <div class="tabs"> <button id="67b8c08ecbaf2-tab-0" role="tab" aria-selected="true" aria-controls="67b8c08ecbaf2-quote-0" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Anthony Rondinelli</span> <span class="author-role">Professor of Business Administration</span> <span class="author-company">Springfield Technical Community College</span> </div> </span> </button> <button id="67b8c08ecbaf2-tab-1" role="tab" aria-selected="false" aria-controls="67b8c08ecbaf2-quote-1" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1306" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Fan He - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" data-sizes="auto" data-eio-rwidth="1306" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg.webp 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg.webp 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg.webp 1045w" /><noscript><img decoding="async" width="1306" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" class="attachment-full size-full" alt="Fan He - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" sizes="(max-width: 1306px) 100vw, 1306px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Fan He, Ph.D.</span> <span class="author-role">Professor of Finance</span> <span class="author-company">Central Connecticut State University</span> </div> </span> </button> </div> <div class="tabpanels"> <div id="67b8c08ecbaf2-quote-0" role="tabpanel" aria-labelledby="67b8c08ecbaf2-tab-0" class="tabpanel active" > <figure class="quote active background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation loans do not usually hurt your credit. In fact, consolidating multiple debts into a single loan and making consistent payments can potentially improve your credit over time by simplifying your credit profile and demonstrating responsible debt management.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" target="_blank" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div id="67b8c08ecbaf2-quote-1" role="tabpanel" aria-labelledby="67b8c08ecbaf2-tab-1" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“While the initial credit pull for the debt consolidation loan may temporarily lower your credit score, an easier-to-manage and fixed monthly payment plan is more likely to lead to consistent timely loan payments and reduced credit card balances, which result in a net positive effect on your credit rating over time.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1306" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Fan He - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" data-sizes="auto" data-eio-rwidth="1306" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg.webp 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg.webp 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg.webp 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg.webp 1045w" /><noscript><img decoding="async" width="1306" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg" class="attachment-full size-full" alt="Fan He - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1.jpg 1306w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-204x300.jpg 204w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-697x1024.jpg 697w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-768x1129.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/fan-he-2-1-1045x1536.jpg 1045w" sizes="(max-width: 1306px) 100vw, 1306px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.ccsu.edu/person/fan-he" target="_blank" rel="nofollow sponsored" aria-label="Fan He, Ph.D." title="Fan He, Ph.D." class="c-link author-name"> Fan He, Ph.D.</a> <span class="author-role">Professor of Finance</span> <a href="https://www.ccsu.edu/person/fan-he" rel="nofollow sponsored" aria-label="Central Connecticut State University" title="Central Connecticut State University" class="c-link author-company"> Central Connecticut State University</a> </div> </figcaption> </figure> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-when-can-debt-consolidation-be-a-good-idea">When Can Debt Consolidation Be a Good Idea?</h2> <p>We spoke with Taylor Kovar, CFP, founder of 11 Financial to understand <a href="https://www.marketwatch.com/guides/personal-loans/is-consolidating-debt-a-good-idea/" target="_blank" rel="noopener">when debt consolidation may be a good idea</a>.</p> <p>Kovar suggests using a debt consolidation loan if you:</p> <ul> <li><strong>Want a lower interest rate:</strong> Consolidate multiple high-interest debts into a single loan with a lower interest rate. This can reduce overall interest costs and simplify debt management.</li> </ul> <ul> <li><strong>Need to reduce financial stress</strong>: Managing multiple debts can be overwhelming. Consolidation streamlines payments into one, making it easier to track and manage finances.</li> </ul> <ul> <li><strong>Want a better credit score:</strong> Consolidating debts can potentially improve your credit score by reducing your credit utilization ratio and demonstrating responsible debt management.</li> </ul> <ul> <li><strong>Want to pay off debt quickly</strong>: Opt for a debt consolidation plan with a fixed repayment schedule that aligns with your budget and financial goals to avoid extending debt repayment unnecessarily.</li> </ul> <p>Yi-Ju Chien, lecturer of finance at Valparaiso University, explains: "Debt consolidation can be a benefit when it helps lower interest rates, simplifies payments and alleviates financial stress. For example, consolidating high-interest credit card debt into one loan with a lower interest rate can save a lot of money over time and make managing payments much easier."</p> <p>You may have other reasons to <a href="https://www.marketwatch.com/guides/personal-loans/how-to-get-a-debt-consolidation-loan/" target="_blank" rel="noopener">get a debt consolidation loan</a>, such as paying off a specific type of debt.</p> <h3 class="wp-block-heading subheading">Ask An Expert: When Can Debt Consolidation Be a Good Idea?</h3> <section class="b-quotes"> <div class="wrapper"> <div class="mobile-quotes swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation might be a good idea when your debts become overwhelming and hard to keep track of. Debt consolidation allows you to combine multiple debts at different interest rates into a single, more manageable loan. This can lower the overall interest rate, alleviate financial stress from juggling multiple payments and potentially improve credit by simplifying the repayment process.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“The biggest advantage of debt consolidation loans is their ease to manage, and I find that to be very important in personal finance. The interest rate may also be lower than what the existing debts have, making the monthly payments less than they currently are. Having one debt instead of 10 will also improve the person’s credit score.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation can be a good idea when one finds it hard to budget for numerous debt obligations (e.g. multiple credit cards) issued at high interest rates. Consolidating debt into loans that involve smaller monthly installments over a longer period could ease financial stress and preserve credit standing.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Abhishek Varma, Ph.D." title="Abhishek Varma, Ph.D." class="c-link author-name"> Abhishek Varma, Ph.D.</a> <span class="author-role">Professor of finance, Insurance and Law</span> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Illinois State University" title="Illinois State University" class="c-link author-company"> Illinois State University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Consumers might consider consolidating their debt whenever they can save money in the long run. If you’re carrying multiple high-interest debts such as credit card balances, for example, consolidating them into a single loan with a lower interest rate can save you a significant amount of money on interest payments over time. Alternatively, switching from variable-rate loans — like credit card debt — to a fixed-rate consolidation eliminates uncertainty in future payments and protects you from rising interest rates.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1484" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABcwAAAeAAQAAAADbMymEAAAAAnRSTlMAAHaTzTgAAAFzSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACAdwN6ywABxihyfQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Sinan Yildirim - headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1484" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1484" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" class="attachment-full size-full" alt="Sinan Yildirim - headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" sizes="(max-width: 1484px) 100vw, 1484px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://txwes.edu/academics/business-administration/undergraduate-majors/finance/faculty--staff/sinan-yildirim/" rel="nofollow sponsored" aria-label="Sinan Yildirim, Ph.D." title="Sinan Yildirim, Ph.D." class="c-link author-name"> Sinan Yildirim, Ph.D.</a> <span class="author-role">Professor of Finance</span> <a href="https://txwes.edu/academics/business-administration/undergraduate-majors/finance/faculty--staff/sinan-yildirim/" rel="nofollow sponsored" aria-label="Texas Wesleyan University" title="Texas Wesleyan University" class="c-link author-company"> Texas Wesleyan University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation is typically done when a new loan of sufficient amount is taken out so that several smaller existing debt obligations can be paid off with the proceeds from the new loan. This makes debt service much easier and leads to fewer defaults, which lower credit scores.”</span></p> <p><span style="font-weight: 400;">“Debt consolidation is also sensible if the new loan has a lower interest rate than the existing debt obligations it is designed to pay off, because this will reduce the interest expense and essentially functions as a refinancing of the existing debt obligations at a lower rate.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="150" height="169" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACpAQAAAADhVvk3AAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cGBAAAAAMOg+VOf4AZVAQAA8AwNNAAB0MZREgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" data-eio-rwidth="150" data-eio-rheight="169" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg.webp" /><noscript><img decoding="async" width="150" height="169" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" class="attachment-full size-full" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.uttyler.edu/directory/fabl/cwu.php" rel="nofollow sponsored" aria-label="Chen (Ken) Y. Wu, Ph.D." title="Chen (Ken) Y. Wu, Ph.D." class="c-link author-name"> Chen (Ken) Y. Wu, Ph.D.</a> <span class="author-role">Associate Professor of Finance</span> <a href="https://www.uttyler.edu/directory/fabl/cwu.php" rel="nofollow sponsored" aria-label="The University of Texas at Tyler" title="The University of Texas at Tyler" class="c-link author-company"> The University of Texas at Tyler</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation can be useful to take advantage of lower interest rates, a better payment structure, and to make it easier to manage with fewer payments/loans. So long as individuals are making sure a debt consolidation loan will accomplish one of these items </span><i><span style="font-weight: 400;">and</span></i><span style="font-weight: 400;"> help them retire debt, it can be a very useful tool to improve their personal financial picture.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Brian Rang" title="Brian Rang" class="c-link author-name"> Brian Rang</a> <span class="author-role">Department Chair and Associate Professor of Finance</span> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" target="_blank" rel="nofollow sponsored" aria-label="Northwood University" title="Northwood University" class="c-link author-company"> Northwood University</a> </div> </figcaption> </figure> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="desktop-quotes"> <div class="tabs"> <button id="67b8c08ed02fa-tab-0" role="tab" aria-selected="true" aria-controls="67b8c08ed02fa-quote-0" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Anthony Rondinelli</span> <span class="author-role">Professor of Business Administration</span> <span class="author-company">Springfield Technical Community College</span> </div> </span> </button> <button id="67b8c08ed02fa-tab-1" role="tab" aria-selected="false" aria-controls="67b8c08ed02fa-quote-1" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Arthur Tran, Ph.D.</span> <span class="author-role">Assistant Professor of Finance</span> <span class="author-company">Southeastern Oklahoma State University</span> </div> </span> </button> <button id="67b8c08ed02fa-tab-2" role="tab" aria-selected="false" aria-controls="67b8c08ed02fa-quote-2" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Abhishek Varma, Ph.D.</span> <span class="author-role">Professor of finance, Insurance and Law</span> <span class="author-company">Illinois State University</span> </div> </span> </button> <button id="67b8c08ed02fa-tab-3" role="tab" aria-selected="false" aria-controls="67b8c08ed02fa-quote-3" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1484" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABcwAAAeAAQAAAADbMymEAAAAAnRSTlMAAHaTzTgAAAFzSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACAdwN6ywABxihyfQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Sinan Yildirim - headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1484" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1484" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" class="attachment-full size-full" alt="Sinan Yildirim - headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" sizes="(max-width: 1484px) 100vw, 1484px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Sinan Yildirim, Ph.D.</span> <span class="author-role">Professor of Finance</span> <span class="author-company">Texas Wesleyan University</span> </div> </span> </button> <button id="67b8c08ed02fa-tab-4" role="tab" aria-selected="false" aria-controls="67b8c08ed02fa-quote-4" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="150" height="169" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACpAQAAAADhVvk3AAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cGBAAAAAMOg+VOf4AZVAQAA8AwNNAAB0MZREgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" data-eio-rwidth="150" data-eio-rheight="169" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg.webp" /><noscript><img decoding="async" width="150" height="169" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" class="attachment-full size-full" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Chen (Ken) Y. Wu, Ph.D.</span> <span class="author-role">Associate Professor of Finance</span> <span class="author-company">The University of Texas at Tyler</span> </div> </span> </button> <button id="67b8c08ed02fa-tab-5" role="tab" aria-selected="false" aria-controls="67b8c08ed02fa-quote-5" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Brian Rang</span> <span class="author-role">Department Chair and Associate Professor of Finance</span> <span class="author-company">Northwood University</span> </div> </span> </button> </div> <div class="tabpanels"> <div id="67b8c08ed02fa-quote-0" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-0" class="tabpanel active" > <figure class="quote active background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation might be a good idea when your debts become overwhelming and hard to keep track of. Debt consolidation allows you to combine multiple debts at different interest rates into a single, more manageable loan. This can lower the overall interest rate, alleviate financial stress from juggling multiple payments and potentially improve credit by simplifying the repayment process.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div id="67b8c08ed02fa-quote-1" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-1" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“The biggest advantage of debt consolidation loans is their ease to manage, and I find that to be very important in personal finance. The interest rate may also be lower than what the existing debts have, making the monthly payments less than they currently are. Having one debt instead of 10 will also improve the person’s credit score.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ed02fa-quote-2" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-2" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation can be a good idea when one finds it hard to budget for numerous debt obligations (e.g. multiple credit cards) issued at high interest rates. Consolidating debt into loans that involve smaller monthly installments over a longer period could ease financial stress and preserve credit standing.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Abhishek Varma, Ph.D." title="Abhishek Varma, Ph.D." class="c-link author-name"> Abhishek Varma, Ph.D.</a> <span class="author-role">Professor of finance, Insurance and Law</span> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Illinois State University" title="Illinois State University" class="c-link author-company"> Illinois State University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ed02fa-quote-3" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-3" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Consumers might consider consolidating their debt whenever they can save money in the long run. If you’re carrying multiple high-interest debts such as credit card balances, for example, consolidating them into a single loan with a lower interest rate can save you a significant amount of money on interest payments over time. Alternatively, switching from variable-rate loans — like credit card debt — to a fixed-rate consolidation eliminates uncertainty in future payments and protects you from rising interest rates.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1484" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABcwAAAeAAQAAAADbMymEAAAAAnRSTlMAAHaTzTgAAAFzSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACAdwN6ywABxihyfQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Sinan Yildirim - headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1484" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg.webp 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1484" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg" class="attachment-full size-full" alt="Sinan Yildirim - headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1.jpg 1484w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Yildirim-1-1187x1536.jpg 1187w" sizes="(max-width: 1484px) 100vw, 1484px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://txwes.edu/academics/business-administration/undergraduate-majors/finance/faculty--staff/sinan-yildirim/" rel="nofollow sponsored" aria-label="Sinan Yildirim, Ph.D." title="Sinan Yildirim, Ph.D." class="c-link author-name"> Sinan Yildirim, Ph.D.</a> <span class="author-role">Professor of Finance</span> <a href="https://txwes.edu/academics/business-administration/undergraduate-majors/finance/faculty--staff/sinan-yildirim/" rel="nofollow sponsored" aria-label="Texas Wesleyan University" title="Texas Wesleyan University" class="c-link author-company"> Texas Wesleyan University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ed02fa-quote-4" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-4" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation is typically done when a new loan of sufficient amount is taken out so that several smaller existing debt obligations can be paid off with the proceeds from the new loan. This makes debt service much easier and leads to fewer defaults, which lower credit scores.”</span></p> <p><span style="font-weight: 400;">“Debt consolidation is also sensible if the new loan has a lower interest rate than the existing debt obligations it is designed to pay off, because this will reduce the interest expense and essentially functions as a refinancing of the existing debt obligations at a lower rate.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="150" height="169" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACpAQAAAADhVvk3AAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cGBAAAAAMOg+VOf4AZVAQAA8AwNNAAB0MZREgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" data-eio-rwidth="150" data-eio-rheight="169" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg.webp" /><noscript><img decoding="async" width="150" height="169" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/chen-wu.jpg" class="attachment-full size-full" alt="Chen (Ken) Y. Wu - Headshot" loading="lazy" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.uttyler.edu/directory/fabl/cwu.php" rel="nofollow sponsored" aria-label="Chen (Ken) Y. Wu, Ph.D." title="Chen (Ken) Y. Wu, Ph.D." class="c-link author-name"> Chen (Ken) Y. Wu, Ph.D.</a> <span class="author-role">Associate Professor of Finance</span> <a href="https://www.uttyler.edu/directory/fabl/cwu.php" rel="nofollow sponsored" aria-label="The University of Texas at Tyler" title="The University of Texas at Tyler" class="c-link author-company"> The University of Texas at Tyler</a> </div> </figcaption> </figure> </div> <div id="67b8c08ed02fa-quote-5" role="tabpanel" aria-labelledby="67b8c08ed02fa-tab-5" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Debt consolidation can be useful to take advantage of lower interest rates, a better payment structure, and to make it easier to manage with fewer payments/loans. So long as individuals are making sure a debt consolidation loan will accomplish one of these items </span><i><span style="font-weight: 400;">and</span></i><span style="font-weight: 400;"> help them retire debt, it can be a very useful tool to improve their personal financial picture.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Brian Rang" title="Brian Rang" class="c-link author-name"> Brian Rang</a> <span class="author-role">Department Chair and Associate Professor of Finance</span> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" target="_blank" rel="nofollow sponsored" aria-label="Northwood University" title="Northwood University" class="c-link author-company"> Northwood University</a> </div> </figcaption> </figure> </div> </div> </div> </div> </section> <section class="b-quotes"> <div class="wrapper"> <figure class="quote single background-light-gray"> <blockquote class="wysiwyg"> <p>“Juggling multiple debt payments can be overwhelming. Consolidation into a single loan streamlines the process, making it easier to track progress and stay motivated.”</p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="150" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/bruce-mcclary.png" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/bruce-mcclary.png.webp" /><noscript><img decoding="async" width="150" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/bruce-mcclary.png" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Bruce McClary</span> <span class="author-role">Senior Vice President of Membership and Media Relations at the National Foundation for Credit Counseling</span> </div> </figcaption> </figure> </div> </section> <h3 class="wp-block-heading subheading">Debt Consolidation Loan Rates vs. Credit Card Rates</h3> <p>Another reason a debt consolidation loan may be a good idea is that its rates are often lower than credit card rates. The rates in the graph below compare rates for credit cards and personal loans, which is the category debt consolidation loans fall under.</p> <p>Our survey found that almost 67% of respondents used their debt consolidation loans to eliminate credit card debt. A debt consolidation loan could be useful if you want to get rid of high-interest debt and your credit is good enough to get you a lower rate from a new lender.</p> <iframe title="Average Personal Loan Rates Vs. Credit Card Rates" aria-label="Interactive line chart" id="datawrapper-chart-q5Xau" scrolling="no" frameborder="0" style="width: 0; min-width: 100% !important; border: none;" height="468" data-external="1" data-src="https://datawrapper.dwcdn.net/q5Xau/2/" class="lazyload"></iframe><script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">!function(){"use strict";window.addEventListener("message",(function(a){if(void 0!==a.data["datawrapper-height"]){var e=document.querySelectorAll("iframe");for(var t in a.data["datawrapper-height"])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); </script> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-when-is-debt-consolidation-a-bad-idea">When Is Debt Consolidation a Bad Idea?</h2> <p>A debt consolidation loan may not be the best option for everyone. We spoke with Joe Camberato, CEO of National Business Capital, a lending marketplace for business owners, to get his take on when it may be a bad idea.</p> <p>Cambaro suggests considering other options in the following instances:</p> <h3 class="wp-block-heading subheading">Higher Interest Rates</h3> <p>If the new loan has a higher interest rate than what you're currently paying, it doesn't make sense to consolidate. This can happen if your credit score has dropped or if interest rates have gone up since you took out your original loans. Instead of saving money, you could end up paying more in the long run.</p> <h3 class="wp-block-heading subheading">Specific Debt Repayment Goals</h3> <p>If your goal is to be debt-free by a certain date, consolidating might not be the best move. Consolidation resets your repayment schedule, which means you're essentially starting over.</p> <h3 class="wp-block-heading subheading">Unfavorable Loan Terms</h3> <p>Sometimes, consolidation loans come with terms that aren't favorable, such as high fees or strict conditions. For example, some loans have penalties for <a href="https://www.marketwatch.com/guides/personal-loans/paying-a-loan-off-early/" target="_blank" rel="noopener">paying the debt off early</a>, which can be a big drawback if you come into some money and want to clear your debt faster. Even if the interest rate is lower, these additional costs can add up and make the loan more expensive overall.</p> <p>Greg Germain, professor of law at Syracuse University College of Law, cautions: "Debt consolidation only makes sense if it will enable you to pay off your debts sooner. Often, people consolidate their debts to get lower monthly payments by paying the debts over a longer period of time. This only extends the misery of being in debt, and you also run the risk of continuing to spend above your income and making the situation worse."</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-consumer-experiences">Consumer Experiences With Debt Consolidation</h2> <p>We spoke with three people who’ve used personal loans to consolidate debt. Each found themselves in thousands of dollars of credit card debt and were concerned about how they would pay it all off.</p> <p>In each case, a debt consolidation loan helped them pay their credit cards off and get their finances in order. But, of course, they don’t work for everyone.</p> <p>While the people we spoke to had positive experiences with this method, there can be downsides to it as well. It can be easy to rack up more credit card debt after consolidating. And some debt consolidation loans have large origination fees or high interest rates that can make it hard to afford monthly payments.</p> <p>Still, when used wisely, a debt consolidation loan can be a powerful tool — as the three people below prove. Here are their stories.</p> <section class="b-accordion"> <div class="wrapper"> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08edbf9c-accordion-content-0" id="67b8c08edbf9c-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">‘I Needed To Get Everything in One Place’</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08edbf9c-accordion-content-0" role="region" aria-labelledby="67b8c08edbf9c-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p></p> <p>Though he had a good job as a computer technician, before Lorenzo knew it, he was $14,000 in debt and late on many of his payments. He had no clue how to solve his financial problems. His credit score was plummeting, and he was being inundated with phone calls and letters from his creditors.</p> <p> </p> <p>“I was desperate,” Lorenzo, a 28-year-old living in the Bronx, told MarketWatch Guides. “I wasn’t able to get out of it. Everything was all scattered.”</p> <p> </p> <p>Then he heard about debt consolidation loans on the <a href="https://www.reddit.com/r/CRedit/" target="_blank" rel="noopener">community forum website Reddit</a>. He shopped around online for a bit, applying for loans with Upstart, Discover and U.S. Bank.</p> <p> </p> <p>Upstart offered Lorenzo the lowest APR, so he signed the paperwork online. Soon he had used the money from the Upstart loan to pay off all of his existing accounts, leaving him with a single monthly payment.</p> <p> </p> <p>“The process was easier than I thought it would be,” he said.</p> <p> </p> <p>Now with some breathing room, Lorenzo reined in his spending and committed to paying his debt off ahead of schedule. In two years, he was debt free. He told MarketWatch Guides that he now prizes his “fantastic” credit score and will never go back to running up debt. He said he wished more people knew about debt consolidation loans.</p> <p> </p> <p>“You don’t just have to drown in your debt,” he said. “There are options and tools out there for you.”</p> <p></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08edbf9c-accordion-content-1" id="67b8c08edbf9c-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">Paying Off Maxed-Out Credit Cards</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08edbf9c-accordion-content-1" role="region" aria-labelledby="67b8c08edbf9c-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p>Shortly after graduating from college, Jessie Hwang moved to Washington, D.C., and started putting just about every expense she had on her credit card. Utility bills, groceries, travel, you name it <span style="font-weight: 400;">—</span> it was charged to the credit account.</p> <p>When one card got maxed out, Hwang opened up another. And then another. And another.</p> <p>Eventually, she was $42,000 in debt and it was all she could do to make the minimum payments to cover the interest on each account. Actually paying off the debt felt out of reach.</p> <p>“I had five or six credit cards open, and they were all maxed out,” Hwang, 35, told MarketWatch Guides. “I felt like nothing was going down. I was just paying the interest.”</p> <p>She saw an advertisement for debt relief and started researching her options. She grew skeptical of debt settlement programs, but her research soon turned up debt consolidation loans. She quickly knew this type of personal loan was the right thing for her.</p> <p>Hwang applied with Upstart and LendingClub, and found that Upstart gave her the better deal. Her APR on the Upstart loan was about 17%, compared with 30% or above on her credit cards.</p> <p>She took out a three-year personal loan to pay off her credit card bills, got a second job and focused on paying off her debt. Hwang was able to repay her Upstart loan ahead of schedule.</p> <p>“It was taking a toll on my mental health. It felt very hopeless sometimes,” Hwang said about her debt. Now, she said, “I feel a lot better.”</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08edbf9c-accordion-content-2" id="67b8c08edbf9c-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">‘The Debt Just Built Up On Us’</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08edbf9c-accordion-content-2" role="region" aria-labelledby="67b8c08edbf9c-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p>Shortly after getting married, Colt Bradley started racking up credit card debt. While he tried to use cash for most of his purchases, it just seemed like there was always another expense he couldn’t quite meet without credit.</p> <p>He put trips and gas on his credit card, hoping to earn enough rewards points or cash back to offset his spending.</p> <p>Within a year or two, Bradley, 38, had about $12,000 in debt and used a debt consolidation loan to help pay it off.</p> <p>But Bradley’s financial habits hadn’t changed, and over the next few years he found himself in the hole once again.</p> <p>“The debt just built up on us,” said Bradley, who lives in Nacogdoches, Texas.</p> <p>This time, though, he was about $40,000 in debt. The interest payments alone ran him $600 or so each month, making it difficult to pay down the principal. Bradley turned to a debt consolidation loan once again.</p> <p>Borrowing in 2022, Bradley was able to get a loan at an interest rate just under 7% with LendingClub. On a five-year loan, this meant his monthly payment was roughly the same as he’d been making on his credit card accounts, but now he had a clear payoff date.</p> <p>Bradley ended up paying off the loan in just 2 1/2 years, making the final installment just about a month before speaking with MarketWatch Guides. Starting fresh once again, Bradley said his family has changed spending habits to keep debt in check.</p> <p>“Debt consolidation is a very good option for getting out of credit card debt,” he said. “It worked.”</p> </div></div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-alternatives-to-personal-loans-for-debt-consolidation">Alternatives to Personal Loans for Debt Consolidation</h2> <p>If a debt consolidation loan doesn’t meet your financial needs, there are alternatives, including these:</p> <ul> <li><a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan-vs-balance-transfer/" target="_blank" rel="noopener">0% balance transfer credit card</a></li> <li>401(k) loan</li> <li><a href="https://www.marketwatch.com/guides/life-insurance/getting-cash-from-life-insurance/" target="_blank" rel="noopener">Whole life insurance policy loan</a></li> <li><a href="https://www.marketwatch.com/guides/personal-loans/personal-loan-vs-home-equity-loan/" target="_blank" rel="noopener">Home equity loan</a></li> <li><a href="https://www.marketwatch.com/guides/home-equity/should-i-use-heloc-to-pay-credit-card-debt/" target="_blank" rel="noopener">Home equity line of credit</a></li> </ul> <p>Below, we break down the basics of each <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-alternatives/" target="_blank" rel="noopener">debt consolidation loan alternative</a>, along with their pros and cons. Average interest rates come from the <a href="https://www.federalreserve.gov/releases/g19/current/" target="_blank" rel="noreferrer noopener nofollow">Federal Reserve</a> unless otherwise noted.</p> <section class="b-tabs"> <div class="wrapper"> <div class="tabs"> <div class="swiper"> <div class="swiper-button-prev"></div> <div role="tablist" class="tablist swiper-wrapper"> <div class="swiper-slide"> <button role="tab" aria-controls="67b8c08ede72c-tabpanel-0" aria-selected="false" class="tab"> <span class="tab-wrapper"> <span class="tab-title">0% Balance Transfer Card</span> </span> </button> </div> <div class="swiper-slide"> <button role="tab" aria-controls="67b8c08ede72c-tabpanel-1" aria-selected="false" class="tab"> <span class="tab-wrapper"> <span class="tab-title">401(k) Loan</span> </span> </button> </div> <div class="swiper-slide"> <button role="tab" aria-controls="67b8c08ede72c-tabpanel-2" aria-selected="false" class="tab"> <span class="tab-wrapper"> <span class="tab-title">Whole Life Insurance Policy Loan</span> </span> </button> </div> </div> <div class="swiper-button-next"></div> </div> <div id="67b8c08ede72c-tabpanel-0" role="tabpanel" aria-labelledby="67b8c08ede72c-tab-0" class="tabpanel"> <div class="tabpanel-content"> <div class="wysiwyg"> <p></p> <p><strong>Description: </strong>A teaser rate on a new variable-rate credit card that allows you to transfer other high-interest credit card debt and pay 0% interest for a set length of time</p> <p> </p> <p><strong>Average Interest Rate: </strong>0% for six to 18 months and 22.76% APR on average after that*</p> <p></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="alignleft" border="1"> <tbody> <tr> <th style="text-align: center;"><strong>Pros</strong></th> <th style="text-align: center;"><strong>Cons</strong></th> </tr> <tr class="even"> <td><span style="font-weight: 400;">You pay 0% interest for six to 18 months, depending on the offer.</span></td> <td>The card may charge a balance transfer fee, typically 3% to 5% of your balance.</td> </tr> <tr> <td></td> <td>You’ll pay a high variable interest rate after teaser rate ends.</td> </tr> <tr class="even"> <td></td> <td><span style="font-weight: 400;">If you don’t pay the balance off before the teaser rate ends, you may pay deferred interest.</span></td> </tr> </tbody> </table></figure> </div> </div> </div> </div> <div id="67b8c08ede72c-tabpanel-1" role="tabpanel" aria-labelledby="67b8c08ede72c-tab-1" class="tabpanel"> <div class="tabpanel-content"> <div class="wysiwyg"> <p><strong>Description: </strong>An installment loan on your 401(k) retirement account that you must pay back within five years</p> <p><strong>Average Interest Rate: </strong>Normally 1% to 2%, per our research*</p> <p></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="alignleft" border="1"> <tbody> <tr> <th style="text-align: center;"> <div class="pro wysiwyg"> <p><strong>Pros</strong></p> </div> </th> <th style="text-align: center;"> <div class="con wysiwyg"> <p><strong>Cons</strong></p> </div> </th> </tr> <tr class="even"> <td> <div class="pro wysiwyg"> <p>You’ll pay a low interest rate for the life of the loan.</p> </div> </td> <td> <div class="con wysiwyg"> <p>If you default on the loan, it could be considered a <a href="https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-loans#:~:text=5.%C2%A0%20What%20happens%20if%20a%20plan%20loan%20is%20not%20repaid%20according%20to%20its%20terms%3F">taxable distribution</a> and be subject to a penalty and taxation.</p> </div> </td> </tr> <tr> <td> <div class="pros"> <div class="pro wysiwyg"> <p>You <a href="https://www.irs.gov/retirement-plans/plan-participant-employee/401k-resource-guide-plan-participants-general-distribution-rules#401k-loans">won’t be taxed</a> on the loan as long as you stay within your plan’s borrowing limits, make regular payments and repay within five years.</p> </div> </div> </td> <td> <div class="con wysiwyg"> <p>If you switch jobs or lose your job, you may be required to repay the entire loan within a short time frame.</p> </div> </td> </tr> <tr class="even"> <td></td> <td> <div class="con wysiwyg"> <p>Your investments grow more slowly while you repay the loan.</p> </div> </td> </tr> <tr> <td></td> <td> <div class="con wysiwyg"> <p>You repay your loan with after-tax dollars, losing the original tax benefit.</p> </div> </td> </tr> </tbody> </table></figure> </div> </div> </div> </div> <div id="67b8c08ede72c-tabpanel-2" role="tabpanel" aria-labelledby="67b8c08ede72c-tab-2" class="tabpanel"> <div class="tabpanel-content"> <div class="wysiwyg"> <p></p> <p><strong>Description: </strong>A loan against the cash value of your life insurance policy</p> <p> </p> <p><strong>Average Interest Rate: </strong>Normally 5% to 8%, per our research*</p> <p></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="alignleft" border="1"> <tbody> <tr> <th style="text-align: center;"><strong>Pros</strong></th> <th style="text-align: center;"><strong>Cons</strong></th> </tr> <tr class="even"> <td> <div class="pro wysiwyg"> <div class="pro wysiwyg"> <p>There’s no fixed repayment schedule so you can pay the loan back when it’s convenient for you.</p> </div> </div> </td> <td> <div class="con wysiwyg"> <div class="con wysiwyg"> <p>The cash value in your policy has to reach a certain level before you can take out a loan.</p> </div> </div> </td> </tr> <tr> <td> <div class="pros"> <div class="pro wysiwyg"> <p>You generally won’t owe taxes on money you borrow from your policy.</p> </div> </div> </td> <td> <div class="con wysiwyg"> <div class="con wysiwyg"> <p>If your loan isn’t paid off when you die, the amount you owe will be subtracted from your death benefit.</p> </div> </div> </td> </tr> <tr class="even"> <td></td> <td> <div class="con wysiwyg"> <div class="gb-container gb-container-9f7e6d42 gb-tabs" data-opened-tab="3"> <div class="gb-container gb-container-cd3f772b gb-tabs__items"> <div id="gb-tab-item-6245a9aa" class="gb-container gb-container-6245a9aa gb-tabs__item gb-tabs__item-open" aria-labelledby="gb-tab-button-bf6fa5fa"> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="cons"> <div class="con wysiwyg"> <p>If you don’t keep up with your interest payments and they grow to exceed the cash value of your policy, your insurance may be canceled.</p> </div> </div> </div> </div> </section> </div> </div> </div> </div> </td> </tr> </tbody> </table></figure> </div> </div> </div> </div> </div> </div> </section> <section class="b-tabs"> <div class="wrapper"> <div class="tabs"> <div class="swiper"> <div class="swiper-button-prev"></div> <div role="tablist" class="tablist swiper-wrapper"> <div class="swiper-slide"> <button role="tab" aria-controls="67b8c08edf6f0-tabpanel-0" aria-selected="false" class="tab"> <span class="tab-wrapper"> <span class="tab-title">Home Equity Loan</span> </span> </button> </div> <div class="swiper-slide"> <button role="tab" aria-controls="67b8c08edf6f0-tabpanel-1" aria-selected="false" class="tab"> <span class="tab-wrapper"> <span class="tab-title">HELOC</span> </span> </button> </div> </div> <div class="swiper-button-next"></div> </div> <div id="67b8c08edf6f0-tabpanel-0" role="tabpanel" aria-labelledby="67b8c08edf6f0-tab-0" class="tabpanel"> <div class="tabpanel-content"> <div class="wysiwyg"> <p><strong>Description: </strong>A fixed-rate installment loan <a href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-for-debt-consolidation/">secured by the equity in your home</a> with a long repayment schedule, usually five to 30 years</p> <p><strong>Average Interest Rate: </strong>8.52% current average*</p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="alignleft" border="1"> <tbody> <tr> <th style="text-align: center;"><strong>Pros</strong></th> <th style="text-align: center;"><strong>Cons</strong></th> </tr> <tr class="even"> <td> <div class="pros"> <div class="pro wysiwyg"> <p>Your interest rate is fixed, and there’s a set repayment schedule.</p> </div> </div> </td> <td> <div class="con wysiwyg"> <p>With long repayment terms, you’ll often pay more in interest.</p> </div> </td> </tr> <tr> <td></td> <td> <div class="gb-container gb-container-9f7e6d42 gb-tabs" data-opened-tab="4"> <div class="gb-container gb-container-cd3f772b gb-tabs__items"> <div id="gb-tab-item-96ca3165" class="gb-container gb-container-96ca3165 gb-tabs__item gb-tabs__item-open" aria-labelledby="gb-tab-button-f7e8f241"> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="cons"> <div class="con wysiwyg"> <p>You must own your own home and have at least 15% to 20% equity in it.</p> </div> </div> </div> </div> </section> </div> </div> </div> </td> </tr> </tbody> </table></figure> </div> </div> </div> </div> <div id="67b8c08edf6f0-tabpanel-1" role="tabpanel" aria-labelledby="67b8c08edf6f0-tab-1" class="tabpanel"> <div class="tabpanel-content"> <div class="wysiwyg"> <p><strong>Description: </strong>A loan that’s secured by the equity in your home and typically has a variable rate. During the draw period, which may last up to 10 years, you normally pay interest only. You then repay interest and principal during the repayment period, typically over 10 to 20 years.</p> <p><strong>Average Interest Rate: </strong>9.37% current average*</p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="alignleft" border="1"> <tbody> <tr> <th style="text-align: center;"><strong>Pros</strong></th> <th style="text-align: center;"><strong>Cons</strong></th> </tr> <tr class="even"> <td> <div class="pros"> <div class="pro wysiwyg"> <div class="pros"> <div class="pro wysiwyg"> <p>During the initial part of the loan, you usually only have to pay interest, not principal.</p> </div> </div> </div> </div> </td> <td> <div class="con wysiwyg"> <div class="con wysiwyg"> <p>With long repayment terms, you’ll often pay way more in interest.</p> </div> </div> </td> </tr> <tr> <td></td> <td> <div class="gb-container gb-container-9f7e6d42 gb-tabs" data-opened-tab="4"> <div class="gb-container gb-container-cd3f772b gb-tabs__items"> <div id="gb-tab-item-96ca3165" class="gb-container gb-container-96ca3165 gb-tabs__item gb-tabs__item-open" aria-labelledby="gb-tab-button-f7e8f241"> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="cons"> <div class="con wysiwyg"> <div class="con wysiwyg"> <p>Variable interest rates could rise substantially.</p> </div> </div> </div> </div> </div> </section> </div> </div> </div> </td> </tr> <tr class="even"> <td></td> <td> <div class="gb-container gb-container-9f7e6d42 gb-tabs" data-opened-tab="4"> <div class="gb-container gb-container-cd3f772b gb-tabs__items"> <div class="gb-container gb-container-96ca3165 gb-tabs__item gb-tabs__item-open" aria-labelledby="gb-tab-button-f7e8f241"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="cons"> <div class="con wysiwyg"> <div class="con wysiwyg"> <div class="gb-container gb-container-9f7e6d42 gb-tabs" data-opened-tab="5"> <div class="gb-container gb-container-cd3f772b gb-tabs__items"> <div id="gb-tab-item-2a56ebfb" class="gb-container gb-container-2a56ebfb gb-tabs__item gb-tabs__item-open" aria-labelledby="gb-tab-button-45927a04"> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="cons"> <div class="con wysiwyg"> <p>You must own your own home and have at least 15% to 20% equity in it.</p> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </td> </tr> </tbody> </table></figure> </div> </div> </div> </div> </div> </div> </section> <p class="has-small-font-size">*<em>Research and rates accurate as of </em>11/21/2024</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-expert-insights-on-debt-consolidation-loans">Expert Insights on Debt Consolidation Loans</h2> <h3 class="wp-block-heading subheading">Why Are More Americans Consolidating Their Debt?</h3> <section class="b-quotes"> <div class="wrapper"> <div class="mobile-quotes swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“More and more Americans are consolidating their debt because many people have let their debt spiral out of control over the years. Debt consolidation might be a good remedy for those trying to catch up on their debt, as the alternative for many would be filing for bankruptcy.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" target="_blank" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Home mortgages, car loans, student loans and credit card debts are all at record-breaking levels. With rising interest rates, many people are facing higher monthly payments and are looking for a way to continue spending more than they make. And by stretching payments over a longer time, consolidation loans may reduce monthly payments.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1280" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Greg Germain - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" data-sizes="auto" data-eio-rwidth="1280" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg.webp 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg.webp 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg.webp 1024w" /><noscript><img decoding="async" width="1280" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" class="attachment-full size-full" alt="Greg Germain - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" sizes="(max-width: 1280px) 100vw, 1280px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://law.syracuse.edu/deans-faculty/faculty/gregory-l-germain/" rel="nofollow sponsored" aria-label="Greg Germain" title="Greg Germain" class="c-link author-name"> Greg Germain</a> <span class="author-role">Professor of Law</span> <a href="https://law.syracuse.edu/deans-faculty/faculty/gregory-l-germain/" rel="nofollow sponsored" aria-label="Syracuse University College of Law" title="Syracuse University College of Law" class="c-link author-company"> Syracuse University College of Law</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“People are becoming more conscious of their finances and are actively looking for ways to manage their debt more effectively. At the same time, we use social media more and more every day, so many of us are influenced by finance ‘gurus’ and influencers who frequently advise on debt consolidation.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“A low interest rate environment alongside stimulus money increased consumer spending during the COVID-19 pandemic. Around May 2021, inflation began to hit American households and consumers continued to accumulate credit cards. As interest rates began to rise with intervention from the Federal Reserve, consumers were left holding credit card debt with some of the highest APRs seen in the last decade. The unsustainability of this debt explains the need for debt consolidation loans.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Abhishek Varma, Ph.D." title="Abhishek Varma, Ph.D." class="c-link author-name"> Abhishek Varma, Ph.D.</a> <span class="author-role">Professor of Finance, Insurance and Law</span> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" target="_blank" rel="nofollow sponsored" aria-label="Illinois State University" title="Illinois State University" class="c-link author-company"> Illinois State University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Today, it is easier than ever to take on debt. With many stores offering special deals tied to credit financing — which is actually just a store branded credit card or charge account — Americans could easily open several credit lines in a short afternoon shopping trip. As households accumulate these types of obligations, it can quickly become unwieldy to properly monitor and manage. This is where a debt consolidation loan may be useful.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Brian Rang" title="Brian Rang" class="c-link author-name"> Brian Rang</a> <span class="author-role">Department Chair and Associate Professor of Finance</span> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Northwood University" title="Northwood University" class="c-link author-company"> Northwood University</a> </div> </figcaption> </figure> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="desktop-quotes"> <div class="tabs"> <button id="67b8c08ee0aa8-tab-0" role="tab" aria-selected="true" aria-controls="67b8c08ee0aa8-quote-0" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Anthony Rondinelli</span> <span class="author-role">Professor of Business Administration</span> <span class="author-company">Springfield Technical Community College</span> </div> </span> </button> <button id="67b8c08ee0aa8-tab-1" role="tab" aria-selected="false" aria-controls="67b8c08ee0aa8-quote-1" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1280" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Greg Germain - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" data-sizes="auto" data-eio-rwidth="1280" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg.webp 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg.webp 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg.webp 1024w" /><noscript><img decoding="async" width="1280" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" class="attachment-full size-full" alt="Greg Germain - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" sizes="(max-width: 1280px) 100vw, 1280px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Greg Germain</span> <span class="author-role">Professor of Law</span> <span class="author-company">Syracuse University College of Law</span> </div> </span> </button> <button id="67b8c08ee0aa8-tab-2" role="tab" aria-selected="false" aria-controls="67b8c08ee0aa8-quote-2" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Arthur Tran, Ph.D.</span> <span class="author-role">Assistant Professor of Finance</span> <span class="author-company">Southeastern Oklahoma State University</span> </div> </span> </button> <button id="67b8c08ee0aa8-tab-3" role="tab" aria-selected="false" aria-controls="67b8c08ee0aa8-quote-3" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Abhishek Varma, Ph.D.</span> <span class="author-role">Professor of Finance, Insurance and Law</span> <span class="author-company">Illinois State University</span> </div> </span> </button> <button id="67b8c08ee0aa8-tab-4" role="tab" aria-selected="false" aria-controls="67b8c08ee0aa8-quote-4" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Brian Rang</span> <span class="author-role">Department Chair and Associate Professor of Finance</span> <span class="author-company">Northwood University</span> </div> </span> </button> </div> <div class="tabpanels"> <div id="67b8c08ee0aa8-quote-0" role="tabpanel" aria-labelledby="67b8c08ee0aa8-tab-0" class="tabpanel active" > <figure class="quote active background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“More and more Americans are consolidating their debt because many people have let their debt spiral out of control over the years. Debt consolidation might be a good remedy for those trying to catch up on their debt, as the alternative for many would be filing for bankruptcy.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1275" height="1650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABPsAAAZyAQAAAABuv9yjAAAAAnRSTlMAAHaTzTgAAAEYSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD4MA3uAAHUyZkLAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Anthony Rondinelli - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" data-sizes="auto" data-eio-rwidth="1275" data-eio-rheight="1650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg.webp 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg.webp 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg.webp 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg.webp 1187w" /><noscript><img decoding="async" width="1275" height="1650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg" class="attachment-full size-full" alt="Anthony Rondinelli - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG.jpg 1275w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-232x300.jpg 232w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-791x1024.jpg 791w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-768x994.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Professor-Anthony-Rondinelli-Picture-JPEG-1187x1536.jpg 1187w" sizes="(max-width: 1275px) 100vw, 1275px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" target="_blank" rel="nofollow sponsored" aria-label="Anthony Rondinelli" title="Anthony Rondinelli" class="c-link author-name"> Anthony Rondinelli</a> <span class="author-role">Professor of Business Administration</span> <a href="https://www.stcc.edu/about-stcc/news/professor-reflects-on-stccs-profound-impact-on-his-career.html" rel="nofollow sponsored" aria-label="Springfield Technical Community College" title="Springfield Technical Community College" class="c-link author-company"> Springfield Technical Community College</a> </div> </figcaption> </figure> </div> <div id="67b8c08ee0aa8-quote-1" role="tabpanel" aria-labelledby="67b8c08ee0aa8-tab-1" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Home mortgages, car loans, student loans and credit card debts are all at record-breaking levels. With rising interest rates, many people are facing higher monthly payments and are looking for a way to continue spending more than they make. And by stretching payments over a longer time, consolidation loans may reduce monthly payments.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1280" height="1920" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Greg Germain - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" data-sizes="auto" data-eio-rwidth="1280" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg.webp 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg.webp 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg.webp 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg.webp 1024w" /><noscript><img decoding="async" width="1280" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg" class="attachment-full size-full" alt="Greg Germain - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain.jpg 1280w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-200x300.jpg 200w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-683x1024.jpg 683w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-768x1152.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/germain-1024x1536.jpg 1024w" sizes="(max-width: 1280px) 100vw, 1280px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://law.syracuse.edu/deans-faculty/faculty/gregory-l-germain/" rel="nofollow sponsored" aria-label="Greg Germain" title="Greg Germain" class="c-link author-name"> Greg Germain</a> <span class="author-role">Professor of Law</span> <a href="https://law.syracuse.edu/deans-faculty/faculty/gregory-l-germain/" rel="nofollow sponsored" aria-label="Syracuse University College of Law" title="Syracuse University College of Law" class="c-link author-company"> Syracuse University College of Law</a> </div> </figcaption> </figure> </div> <div id="67b8c08ee0aa8-quote-2" role="tabpanel" aria-labelledby="67b8c08ee0aa8-tab-2" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“People are becoming more conscious of their finances and are actively looking for ways to manage their debt more effectively. At the same time, we use social media more and more every day, so many of us are influenced by finance ‘gurus’ and influencers who frequently advise on debt consolidation.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ee0aa8-quote-3" role="tabpanel" aria-labelledby="67b8c08ee0aa8-tab-3" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“A low interest rate environment alongside stimulus money increased consumer spending during the COVID-19 pandemic. Around May 2021, inflation began to hit American households and consumers continued to accumulate credit cards. As interest rates began to rise with intervention from the Federal Reserve, consumers were left holding credit card debt with some of the highest APRs seen in the last decade. The unsustainability of this debt explains the need for debt consolidation loans.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="512" height="512" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAgAAAAIAAQAAAADcA+lXAAAAAnRSTlMAAHaTzTgAAAA2SURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHwbggAAAWN1UKQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Abhishek Varma - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" data-sizes="auto" data-eio-rwidth="512" data-eio-rheight="512" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg.webp 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg.webp 150w" /><noscript><img decoding="async" width="512" height="512" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg" class="attachment-full size-full" alt="Abhishek Varma - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download.jpeg 512w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-300x300.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/download-150x150.jpeg 150w" sizes="(max-width: 512px) 100vw, 512px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" rel="nofollow sponsored" aria-label="Abhishek Varma, Ph.D." title="Abhishek Varma, Ph.D." class="c-link author-name"> Abhishek Varma, Ph.D.</a> <span class="author-role">Professor of Finance, Insurance and Law</span> <a href="https://business.illinoisstate.edu/faculty-staff/profile/?ulid=avarma" target="_blank" rel="nofollow sponsored" aria-label="Illinois State University" title="Illinois State University" class="c-link author-company"> Illinois State University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ee0aa8-quote-4" role="tabpanel" aria-labelledby="67b8c08ee0aa8-tab-4" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“Today, it is easier than ever to take on debt. With many stores offering special deals tied to credit financing — which is actually just a store branded credit card or charge account — Americans could easily open several credit lines in a short afternoon shopping trip. As households accumulate these types of obligations, it can quickly become unwieldy to properly monitor and manage. This is where a debt consolidation loan may be useful.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1372" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVwAAAeAAQAAAAAamKFtAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Brian Rang Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" data-sizes="auto" data-eio-rwidth="1372" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg.webp 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg.webp 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg.webp 1098w" /><noscript><img decoding="async" width="1372" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg" class="attachment-full size-full" alt="Brian Rang Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021.jpg 1372w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-732x1024.jpg 732w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-768x1075.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Brian-Rang-Headshot-2021-1098x1536.jpg 1098w" sizes="(max-width: 1372px) 100vw, 1372px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Brian Rang" title="Brian Rang" class="c-link author-name"> Brian Rang</a> <span class="author-role">Department Chair and Associate Professor of Finance</span> <a href="https://www.northwood.edu/directory/faculty/brian-a-rang/" rel="nofollow sponsored" aria-label="Northwood University" title="Northwood University" class="c-link author-company"> Northwood University</a> </div> </figcaption> </figure> </div> </div> </div> </div> </section> <h3 class="wp-block-heading subheading">Do You Have Tips for Selecting a Debt Consolidation Loan?</h3> <section class="b-quotes"> <div class="wrapper"> <div class="mobile-quotes swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“When selecting a debt consolidation loan, it’s important to thoroughly compare options from different lenders. Look closely at interest rates, fees and loan terms to ensure you are getting the best deal for your situation. For example, a lower interest rate might look appealing, but if the loan extends your repayment period significantly, you could end up paying more in the long run. Additionally, watch out for hidden fees like origination fees or prepayment penalties.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1493" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABdUAAAeAAQAAAAAAiIOmAAAAAnRSTlMAAHaTzTgAAAF0SURBVHja7cExAQAAAMKg9U/tbwagAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAIA3gksAAU371/EAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Yi-Ju Chien - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" data-sizes="auto" data-eio-rwidth="1493" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg.webp 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg.webp 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg.webp 1194w" /><noscript><img decoding="async" width="1493" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" class="attachment-full size-full" alt="Yi-Ju Chien - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" sizes="(max-width: 1493px) 100vw, 1493px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.valpo.edu/college-of-business/yi-ju-chien-msc/" rel="nofollow sponsored" aria-label="Yi-Ju Chien" title="Yi-Ju Chien" class="c-link author-name"> Yi-Ju Chien</a> <span class="author-role">Lecturer of Finance</span> <a href="https://www.valpo.edu/college-of-business/yi-ju-chien-msc/" rel="nofollow sponsored" aria-label="Valparaiso University" title="Valparaiso University" class="c-link author-company"> Valparaiso University</a> </div> </figcaption> </figure> </div> <div class="swiper-slide"> <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“It’s a good idea to compare interest rates to find a loan with a lower rate than our current debts. Next, we should check for any fees and costs, like origination fees, balance transfer fees or prepayment penalties, as these can add up and affect the overall cost of the loan. Lastly, it’s important to understand the terms, including the repayment period and monthly payment amount, and choose a loan with terms that fit our budget and financial goals.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="desktop-quotes"> <div class="tabs"> <button id="67b8c08ee49e7-tab-0" role="tab" aria-selected="true" aria-controls="67b8c08ee49e7-quote-0" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1493" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABdUAAAeAAQAAAAAAiIOmAAAAAnRSTlMAAHaTzTgAAAF0SURBVHja7cExAQAAAMKg9U/tbwagAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAIA3gksAAU371/EAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Yi-Ju Chien - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" data-sizes="auto" data-eio-rwidth="1493" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg.webp 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg.webp 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg.webp 1194w" /><noscript><img decoding="async" width="1493" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" class="attachment-full size-full" alt="Yi-Ju Chien - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" sizes="(max-width: 1493px) 100vw, 1493px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Yi-Ju Chien</span> <span class="author-role">Lecturer of Finance</span> <span class="author-company">Valparaiso University</span> </div> </span> </button> <button id="67b8c08ee49e7-tab-1" role="tab" aria-selected="false" aria-controls="67b8c08ee49e7-quote-1" class="tab background-light-gray"> <span class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-name">Arthur Tran, Ph.D.</span> <span class="author-role">Assistant Professor of Finance</span> <span class="author-company">Southeastern Oklahoma State University</span> </div> </span> </button> </div> <div class="tabpanels"> <div id="67b8c08ee49e7-quote-0" role="tabpanel" aria-labelledby="67b8c08ee49e7-tab-0" class="tabpanel active" > <figure class="quote active background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“When selecting a debt consolidation loan, it’s important to thoroughly compare options from different lenders. Look closely at interest rates, fees and loan terms to ensure you are getting the best deal for your situation. For example, a lower interest rate might look appealing, but if the loan extends your repayment period significantly, you could end up paying more in the long run. Additionally, watch out for hidden fees like origination fees or prepayment penalties.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1493" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABdUAAAeAAQAAAAAAiIOmAAAAAnRSTlMAAHaTzTgAAAF0SURBVHja7cExAQAAAMKg9U/tbwagAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAIA3gksAAU371/EAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Yi-Ju Chien - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" data-sizes="auto" data-eio-rwidth="1493" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg.webp 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg.webp 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg.webp 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg.webp 1194w" /><noscript><img decoding="async" width="1493" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg" class="attachment-full size-full" alt="Yi-Ju Chien - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju.jpg 1493w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-233x300.jpg 233w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-796x1024.jpg 796w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-768x988.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/yi-ju-1194x1536.jpg 1194w" sizes="(max-width: 1493px) 100vw, 1493px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.valpo.edu/college-of-business/yi-ju-chien-msc/" rel="nofollow sponsored" aria-label="Yi-Ju Chien" title="Yi-Ju Chien" class="c-link author-name"> Yi-Ju Chien</a> <span class="author-role">Lecturer of Finance</span> <a href="https://www.valpo.edu/college-of-business/yi-ju-chien-msc/" rel="nofollow sponsored" aria-label="Valparaiso University" title="Valparaiso University" class="c-link author-company"> Valparaiso University</a> </div> </figcaption> </figure> </div> <div id="67b8c08ee49e7-quote-1" role="tabpanel" aria-labelledby="67b8c08ee49e7-tab-1" class="tabpanel " style="display: none" > <figure class="quote background-light-gray"> <blockquote class="wysiwyg"> <p><span style="font-weight: 400;">“It’s a good idea to compare interest rates to find a loan with a lower rate than our current debts. Next, we should check for any fees and costs, like origination fees, balance transfer fees or prepayment penalties, as these can add up and affect the overall cost of the loan. Lastly, it’s important to understand the terms, including the repayment period and monthly payment amount, and choose a loan with terms that fit our budget and financial goals.”</span></p> </blockquote> <figcaption class="author"> <div class="c-picture author-photo"> <img decoding="async" width="1371" height="1920" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABVsAAAeAAQAAAAD4RLoUAAAAAnRSTlMAAHaTzTgAAAFZSURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAgLcBEcsAAYA6YasAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Arthur Tran - Headshot" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" data-sizes="auto" data-eio-rwidth="1371" data-eio-rheight="1920" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg.webp 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg.webp 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg.webp 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg.webp 1097w" /><noscript><img decoding="async" width="1371" height="1920" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg" class="attachment-full size-full" alt="Arthur Tran - Headshot" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran.jpg 1371w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-214x300.jpg 214w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-731x1024.jpg 731w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-768x1076.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/10/Arthur-Tran-1097x1536.jpg 1097w" sizes="(max-width: 1371px) 100vw, 1371px" data-eio="l" /></noscript> </div> <div class="author-info"> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Arthur Tran, Ph.D." title="Arthur Tran, Ph.D." class="c-link author-name"> Arthur Tran, Ph.D.</a> <span class="author-role">Assistant Professor of Finance</span> <a href="https://www.se.edu/business/directory/tran-arthur/" rel="nofollow sponsored" aria-label="Southeastern Oklahoma State University" title="Southeastern Oklahoma State University" class="c-link author-company"> Southeastern Oklahoma State University</a> </div> </figcaption> </figure> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-accordion" id="toc-frequently-asked-questions"> <div class="wrapper"> <h2 class="heading">FAQ: Debt Consolidation Loans</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-0" id="67b8c08ee73e8-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">Does a consolidation loan hurt your credit?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-0" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Applying for a debt consolidation loan will temporarily lower your credit score due to the hard inquiry by lenders. However, if you make on-time payments and reduce your overall debt by paying down the loan and not adding more debt, you can improve your credit score over time.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-1" id="67b8c08ee73e8-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">What are the disadvantages of a debt consolidation loan?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-1" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Potential disadvantages of a debt consolidation loan include origination fees, a temporary dip in your credit score, the temptation to accumulate additional debt and the risk that you’ll pay more interest by extending your repayment period. You should only consider this type of loan if it fits your needs and you’re able to make on-time payments.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-2" id="67b8c08ee73e8-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Can a debt consolidation loan lower your monthly payments?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-2" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, a debt consolidation loan can lower your monthly payments, especially if you combine multiple debts into a single personal loan with a long repayment period. Keep in mind the longer your repayment period, the more interest you’ll pay over the life of the loan. </span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-3" id="67b8c08ee73e8-accordion-trigger-3"> <span> <h3 class="accordion-trigger-text">Is it hard to get approved for debt consolidation?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-3" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, it could be hard to get approved for a debt consolidation loan if you have a credit score lower than 600 and a </span><a href="https://www.marketwatch.com/guides/personal-loans/low-income-loan/" target="_blank" rel="noopener"><span style="font-weight: 400;">low income</span></a><span style="font-weight: 400;">. However, some lenders, such as Upstart and Upgrade, allow easier loan approval for borrowers with low credit scores.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-4" id="67b8c08ee73e8-accordion-trigger-4"> <span> <h3 class="accordion-trigger-text">Can I still use my credit card after debt consolidation?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-4" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-4" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">While you can technically still use your credit card after taking out a debt consolidation loan, it defeats the purpose of the loan — to eliminate your high-interest debt. If you’re able to, use a debit card or cash for everyday expenses. Ideally, you’ll save up an emergency fund so you can tap into your cash rather than credit if you’re in a tight spot.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="67b8c08ee73e8-accordion-content-5" id="67b8c08ee73e8-accordion-trigger-5"> <span> <h3 class="accordion-trigger-text">What kind of loan should I get to consolidate my credit card debt?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="67b8c08ee73e8-accordion-content-5" role="region" aria-labelledby="67b8c08ee73e8-accordion-trigger-5" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Consider a debt consolidation loan, which is a type of personal loan, to consolidate credit card debt. Debt consolidation loans generally have lower interest rates than credit cards, so they can save you money and help you pay your cards off sooner.</span></p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div id="methodology"></div> <h2 class="wp-block-heading">Methodology </h2> <p>Our team researched 37 of the most prominent lenders in the U.S., analyzing disclosures, websites and sample loan agreements. To determine the best personal loans, we ranked the top lenders over five categories: affordability, loan features, customer experience, company reputation and accessibility. </p> <p>For further insight into consumer banking trends, MarketWatch Guides surveyed 1,000 American personal loan consumers using Pollfish. The results were post-stratified to reflect a nationally representative sample based on age, gender, marital status and household income. Pollfish uses an organic random device engagement method for sampling. To learn more, read <a href="https://www.marketwatch.com/guides/personal-loans/personal-loans-methodology/">our full personal loans methodology</a>.</p> <section class="b-donut-chart-infographic background-white"> <div class="wrapper"> <div class="stats-mobile swiper"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(8, 43, 13); color: hsl(0, 0%, 8000%); "> <span class="stat-title">Affordability</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="272.69024233159" transform="rotate(-90, 80, 80)"> </circle> </svg> </div> </div> <span>30%</span> </div> </div> <div class="stat-description"> Top-rated institutions provide the most competitive APYs, which include interest and upfront fees. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(25, 117, 39); color: hsl(0, 0%, 5500%); "> <span class="stat-title">Loan Features</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="292.16811678385" transform="rotate(18, 80, 80)"> </circle> </svg> </div> </div> <span>25%</span> </div> </div> <div class="stat-description"> The best scores go to lenders that offer the widest range of terms and loan amounts, lenient credit requirements, fast funding and the ability to pre-qualify. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(47, 188, 68); color: hsl(0, 0%, 3000%); "> <span class="stat-title">Company Reputation</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="311.64599123611" transform="rotate(108, 80, 80)"> </circle> </svg> </div> </div> <span>20%</span> </div> </div> <div class="stat-description"> High scores are given to lenders with excellent reputations based on BBB and Trustpilot ratings, legal standing and number of years in business. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(112, 214, 128); color: hsl(0, 0%, 500%); "> <span class="stat-title">Customer Experience</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="331.12386568836" transform="rotate(180, 80, 80)"> </circle> </svg> </div> </div> <span>15%</span> </div> </div> <div class="stat-description"> Lenders that receive high marks in this category offer online applications, have various customer support options and allow a co-borrower. </div> </div> </div> <div class="swiper-slide"> <div class="stat"> <div class="stat-top" style=" background: rgb(186, 233, 193); color: hsl(0, 0%, -2000%); "> <span class="stat-title">Accessibility</span> <div class="donut-chart-wrapper"> <div class="c-donut-chart "> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="#000" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="350.60174014062" transform="rotate(234, 80, 80)"> </circle> </svg> </div> </div> <span>10%</span> </div> </div> <div class="stat-description"> High marks go to lenders in this category that are available in all 50 states and don't require membership or another account to apply. </div> </div> </div> </div> <div class="c-swiper-pagination"></div> </div> <div class="stats"> <div class="donut-chart-wrapper"> <div class="c-donut-chart with-values"> <div class="svg-wrapper"> <svg viewBox="0 0 160 160"> <circle class="hole" cx="80" cy="80" r="62" fill="transparent"> </circle> <circle class="ring" cx="80" cy="80" r="62" fill="transparent" stroke="#d2d3d4" stroke-width="35"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(8, 43, 13)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="272.69024233159" transform="rotate(-90, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(25, 117, 39)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="292.16811678385" transform="rotate(18, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(47, 188, 68)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="311.64599123611" transform="rotate(108, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(112, 214, 128)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="331.12386568836" transform="rotate(180, 80, 80)"> </circle> <circle class="segment" cx="80" cy="80" r="62" fill="transparent" stroke="rgb(186, 233, 193)" stroke-width="35" stroke-dasharray="389.55748904513" stroke-dashoffset="350.60174014062" transform="rotate(234, 80, 80)"> </circle> </svg> <div class="segment-trigger" style="top: 27.223321473667%; left: 81.349408532029%;" data-index="0"> </div> <div class="segment-trigger" style="top: 84.526502812299%; left: 67.592131864907%;" data-index="1"> </div> <div class="segment-trigger" style="top: 72.776678526333%; left: 18.650591467971%;" data-index="2"> </div> <div class="segment-trigger" style="top: 32.407868135093%; left: 15.473497187701%;" data-index="3"> </div> <div class="segment-trigger" style="top: 13.146559993563%; left: 38.025591467971%;" data-index="4"> </div> </div> <div class="segment-values"> <div class="segment-value right top" style="top: 27.223321473667%; color: rgb(8, 43, 13);"> <strong>30%</strong> <span> Affordability </span> </div> <div class="segment-value right center" style="top: 84.526502812299%; color: rgb(25, 117, 39);"> <strong>25%</strong> <span> Loan Features </span> </div> <div class="segment-value left bottom" style="top: 72.776678526333%; color: rgb(47, 188, 68);"> <strong>20%</strong> <span> Company Reputation </span> </div> <div class="segment-value left center" style="top: 32.407868135093%; color: rgb(112, 214, 128);"> <strong>15%</strong> <span> Customer Experience </span> </div> <div class="segment-value left top" style="top: 13.146559993563%; color: rgb(186, 233, 193);"> <strong>10%</strong> <span> Accessibility </span> </div> </div> </div> </div> <div class="stat-boxes"> <div class="stat-box active"> <strong class="stat-box-title">Affordability</strong> <p class="stat-box-description">Top-rated institutions provide the most competitive APYs, which include interest and upfront fees.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Loan Features</strong> <p class="stat-box-description">The best scores go to lenders that offer the widest range of terms and loan amounts, lenient credit requirements, fast funding and the ability to pre-qualify.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Company Reputation</strong> <p class="stat-box-description">High scores are given to lenders with excellent reputations based on BBB and Trustpilot ratings, legal standing and number of years in business.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Customer Experience</strong> <p class="stat-box-description">Lenders that receive high marks in this category offer online applications, have various customer support options and allow a co-borrower.</p> </div> <div class="stat-box "> <strong class="stat-box-title">Accessibility</strong> <p class="stat-box-description">High marks go to lenders in this category that are available in all 50 states and don't require membership or another account to apply.</p> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Customer Review Methodology</h2> <p>To provide in-depth perspective on how customers feel overall about banks that offer debt consolidation loans, the MarketWatch Guides team compiled 8,049 reviews from trustworthy, publicly available user-review sites such as Trustpilot, the Better Business Bureau (BBB), Consumer Affairs, WalletHub and Best Company.</p> <p>We then categorized each review and analyzed the sentiment to determine whether it was positive or negative. With this data, we highlighted the most praised features and most common complaints for each institution and included sample reviews from real customers.</p> <p><em>*Data accurate at time of publication</em></p> <p class="has-small-font-size"><em>Editor’s Note: Before making significant financial decisions, consider reviewing your options with someone you trust, such as a financial adviser, credit counselor or financial professional, since every person’s situation and needs are different.</em></p> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><em>If you have feedback or questions about this article, please email our team at </em><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Best Debt Consolidation Loans&body=https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-3"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <div> <span class="author-name">RaShawn Mitchner</span> <span class="author-roles">Senior Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/author/rashawn-mitchner/"> Learn more about RaShawn Mitchner </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/laurie-sepulveda/" aria-label="Learn more about Laurie Sepulveda" title="Learn more about Laurie Sepulveda" class="c-link "> Learn more about Laurie Sepulveda</a> </div> <div> <span class="author-name">Laurie Sepulveda</span> <span class="author-roles">Senior Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and written about personal finance for over a decade.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/author/laurie-sepulveda/"> Learn more about Laurie Sepulveda </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-2-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png.webp 1360w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/lindsey_pic.png 1360w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/author/lindsey-crossmier/" aria-label="Learn more about Lindsey Crossmier" title="Learn more about Lindsey Crossmier" class="c-link "> Learn more about Lindsey Crossmier</a> </div> <div> <span class="author-name">Lindsey Crossmier</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-2-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial education to write informative, data-driven content, breaking down difficult topics for her readers. </span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/author/lindsey-crossmier/"> Learn more about Lindsey Crossmier </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Resources</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1920" height="1280" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1536x1024.jpeg 1536w" data-sizes="auto" data-eio-rwidth="1920" data-eio-rheight="1280" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg.webp 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-300x200.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1024x683.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-768x512.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1536x1024.jpeg.webp 1536w" /><noscript><img width="1920" height="1280" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/AdobeStock_199114104-1536x1024.jpeg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Best Personal Loans</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/" title="Best Personal Loans" aria-label="Best Personal Loans" class="article-permalink"> Best Personal Loans </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="559" height="316" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAi8AAAE8AQAAAAAgBWxBAAAAAnRSTlMAAHaTzTgAAAAsSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAADApwFXpAABvFxlvgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png 559w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss-300x170.png 300w" data-sizes="auto" data-eio-rwidth="559" data-eio-rheight="316" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png.webp 559w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss-300x170.png.webp 300w" /><noscript><img width="559" height="316" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss.png 559w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Best-Banks-for-Personal-Loansss-300x170.png 300w" sizes="(max-width: 559px) 100vw, 559px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Best Banks for Personal Loans</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/best-banks-for-personal-loans/" title="Best Banks for Personal Loans" aria-label="Best Banks for Personal Loans" class="article-permalink"> Best Banks for Personal Loans </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="683" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAKAAQAAAABV4VjMAAAAAnRSTlMAAHaTzTgAAACsSURBVHja7cEBDQAAAMKg909tDwcUAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAACPBlqeAAGJrX/JAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-300x100.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1024x341.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-768x256.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1536x512.jpeg 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="683" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-300x100.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1024x341.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-768x256.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1536x512.jpeg.webp 1536w" /><noscript><img width="2048" height="683" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-300x100.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1024x341.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-768x256.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/bankingcashierscheck_513196560-1536x512.jpeg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Best Personal Loans for Bad Credit</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/best-loans-for-bad-credit/" title="Best Personal Loans for Bad Credit" aria-label="Best Personal Loans for Bad Credit" class="article-permalink"> Best Personal Loans for Bad Credit </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="1365" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="1365" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg.webp 1536w" /><noscript><img width="2048" height="1365" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/AdobeStock_549061413-1536x1024.jpeg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Best Debt Consolidation Loans</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" title="Best Debt Consolidation Loans" aria-label="Best Debt Consolidation Loans" class="article-permalink"> Best Debt Consolidation Loans </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="930" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAANoAQAAAAAJgcqXAAAAAnRSTlMAAHaTzTgAAADjSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADgxwA1FQABXaia6wAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-300x136.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1024x465.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-768x349.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1536x698.jpeg 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="930" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-300x136.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1024x465.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-768x349.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1536x698.jpeg.webp 1536w" /><noscript><img width="2048" height="930" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-300x136.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1024x465.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-768x349.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/BankingHeroAdobeStock_627998631-1536x698.jpeg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Best Low-Interest Personal Loans</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/best-low-interest-personal-loans/" title="Best Low-Interest Personal Loans" aria-label="Best Low-Interest Personal Loans" class="article-permalink"> Best Low-Interest Personal Loans </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1761" height="660" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABuEAAAKUAQAAAAAyDajPAAAAAnRSTlMAAHaTzTgAAACkSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAALwY8dgABwgVragAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg 1761w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-300x112.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1024x384.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-768x288.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1536x576.jpeg 1536w" data-sizes="auto" data-eio-rwidth="1761" data-eio-rheight="660" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg.webp 1761w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-300x112.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1024x384.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-768x288.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1536x576.jpeg.webp 1536w" /><noscript><img width="1761" height="660" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157.jpeg 1761w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-300x112.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1024x384.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-768x288.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/AdobeStock_618008035-scaled-e1700136158157-1536x576.jpeg 1536w" sizes="(max-width: 1761px) 100vw, 1761px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Interest-Free Loans</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/interest-free-loans/" title="Interest-Free Loans" aria-label="Interest-Free Loans" class="article-permalink"> Interest-Free Loans </a> </article> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="1365" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-300x200.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1024x683.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-768x512.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1536x1024.jpg 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="1365" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-300x200.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1024x683.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-768x512.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1536x1024.jpg.webp 1536w" /><noscript><img width="2048" height="1365" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg" class="attachment-full size-full" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-scaled.jpg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-300x200.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1024x683.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-768x512.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Person-signing-paper-1536x1024.jpg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <div class="article-information"> <span class="article-title">Easiest Personal Loans to Get</span> </div> <a href="https://www.marketwatch.com/guides/personal-loans/easiest-personal-loans-to-get/" title="Easiest Personal Loans to Get" aria-label="Easiest Personal Loans to Get" class="article-permalink"> Easiest Personal Loans to Get </a> </article> </div> <div class="c-swiper-pagination"></div> </div> </div> </div> </main> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Product", "name": "LightStream Personal Loans", "review": { "@type": "Review", "name": "Best Debt Consolidation Loans", "author": { "@type": "Person", "name": "Zina Kumok" }, "positiveNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Lowest interest rates among all lenders on this list" }, { "@type": "ListItem", "position": 2, "name": "Offers same-day loan funding" }, { "@type": "ListItem", "position": 3, "name": "No prepayment penalties or origination fees" }, { "@type": "ListItem", "position": 4, "name": "Can receive a 0.50% point discount for automatic payments" }, { "@type": "ListItem", "position": 5, "name": "Long maximum loan repayment term at 84 months (seven years)" } ] }, "negativeNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Must have good or excellent credit to qualify for a loan" }, { "@type": "ListItem", "position": 2, "name": "Does not offer pre-approval" }, { "@type": "ListItem", "position": 3, "name": "Repayment terms vary depending on the loan" } ] } } } </script> <footer class="c-footer"> <div class="wrapper" style="--columns: 4"> <div class="c-picture logo"> <img width="697" height="99" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAArkAAABjAQAAAAC3HyV5AAAAAnRSTlMAAHaTzTgAAAAfSURBVGje7cGBAAAAAMOg+VNf4QBVAQAAAAAAAADAZSJrAAHZ4eYFAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload" alt="MarketWatch Logo" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/marketwatch-white-logo-5.svg" data-eio-rwidth="697" data-eio-rheight="99" /><noscript><img width="697" height="99" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/marketwatch-white-logo-5.svg" class="attachment-full size-full" alt="MarketWatch Logo" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/" aria-label="Go to Homepage" title="Go to Homepage" class="c-link "> Go to Homepage</a> </div> <div class="menu-item "> <a href="https://www.marketwatch.com/guides/finance/" aria-label="Finance" title="Finance" class="c-link menu-item-link"> Finance</a> <div class="subitems"> <a href="https://www.marketwatch.com/guides/annuities/" aria-label="Annuities" title="Annuities" class="c-link subitem"> Annuities</a> <a href="https://www.marketwatch.com/guides/banking/" aria-label="Banking" title="Banking" class="c-link subitem"> Banking</a> <a href="https://www.marketwatch.com/guides/car-loans/" aria-label="Car Loans" title="Car Loans" class="c-link subitem"> Car Loans</a> <a href="https://www.marketwatch.com/guides/cds/" aria-label="CDs" title="CDs" class="c-link subitem"> CDs</a> <a href="https://www.marketwatch.com/guides/checking/" aria-label="Checking" title="Checking" class="c-link subitem"> Checking</a> <a href="https://www.marketwatch.com/guides/home-equity/" aria-label="Home Equity" title="Home Equity" class="c-link subitem"> Home Equity</a> <a href="https://www.marketwatch.com/guides/personal-loans/" aria-label="Personal Loans" title="Personal Loans" class="c-link subitem"> Personal Loans</a> <a href="https://www.marketwatch.com/guides/savings/" aria-label="Savings" title="Savings" class="c-link subitem"> Savings</a> </div> </div> <div class="menu-item "> <a href="https://www.marketwatch.com/guides/warranty/" aria-label="Warranty" title="Warranty" class="c-link menu-item-link"> Warranty</a> <div class="subitems"> <a href="https://www.marketwatch.com/guides/car-warranty/" aria-label="Car Warranty" title="Car Warranty" class="c-link subitem"> Car Warranty</a> <a href="httpss://www.marketwatch.com/guides/home-warranty/" rel="nofollow sponsored" aria-label="Home Warranty" title="Home Warranty" class="c-link subitem"> Home Warranty</a> </div> </div> <div class="menu-item "> <span class="menu-item-link">Business</span> <div class="subitems"> <a href="https://www.marketwatch.com/guides/business/" aria-label="Business Formation" title="Business Formation" class="c-link subitem"> Business Formation</a> </div> </div> <div class="menu-item "> <a href="https://www.marketwatch.com/guides/insurance-services/" aria-label="Insurance" title="Insurance" class="c-link menu-item-link"> Insurance</a> <div class="subitems"> <a href="https://www.marketwatch.com/guides/car-insurance/" aria-label="Auto Insurance" title="Auto Insurance" class="c-link subitem"> Auto Insurance</a> <a href="https://www.marketwatch.com/guides/home-insurance/" aria-label="Home Insurance" title="Home Insurance" class="c-link subitem"> Home Insurance</a> <a href="https://www.marketwatch.com/guides/life-insurance/" aria-label="Life Insurance" title="Life Insurance" class="c-link subitem"> Life Insurance</a> <a href="https://www.marketwatch.com/guides/pet-insurance/" aria-label="Pet Insurance" title="Pet Insurance" class="c-link subitem"> Pet Insurance</a> <a href="https://www.marketwatch.com/guides/renters-insurance/" aria-label="Renters Insurance" title="Renters Insurance" class="c-link subitem"> Renters Insurance</a> <a href="https://www.marketwatch.com/guides/travel-insurance/" aria-label="Travel Insurance" title="Travel Insurance" class="c-link subitem"> Travel Insurance</a> </div> </div> <div class="menu-item second-to-last"> <span class="menu-item-link">More</span> <div class="subitems"> <a href="https://customercenter.marketwatch.com/contact" aria-label="Contact" title="Contact" class="c-link subitem"> Contact</a> <a href="https://marketwatch.com" aria-label="MarketWatch.com" title="MarketWatch.com" class="c-link subitem"> MarketWatch.com</a> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="MarketWatch Guides Team" title="MarketWatch Guides Team" class="c-link subitem"> MarketWatch Guides Team</a> <a href="https://www.marketwatch.com/guides/our-partners/" aria-label="Our Partners" title="Our Partners" class="c-link subitem"> Our Partners</a> </div> </div> <div class="menu-item last"> <span class="menu-item-link">Legal</span> <div class="subitems"> <a href="https://www.dowjones.com/privacy-notice/?mod=mw" aria-label="Privacy Notice" title="Privacy Notice" class="c-link subitem"> Privacy Notice</a> <a href="https://www.dowjones.com/cookie-notice/?mod=mw" aria-label="Cookie Notice" title="Cookie Notice" class="c-link subitem"> Cookie Notice</a> <a href="https://www.dowjones.com/terms-of-use/?mod=mw" aria-label="Terms of Use" title="Terms of Use" class="c-link subitem"> Terms of Use</a> </div> <div id="regulation-links"></div> </div> <div class="copyright-text"><p>Copyright © 2025 MarketWatch, Inc. All rights reserved.</p> </div> </div> </footer> <script type="application/ld+json" id="faq-schema">{ "@context": "https:\/\/schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Does a consolidation loan hurt your credit?", "acceptedAnswer": { "@type": "Answer", "text": "Applying for a debt consolidation loan will temporarily lower your credit score due to the hard inquiry by lenders. However, if you make on-time payments and reduce your overall debt by paying down the loan and not adding more debt, you can improve your credit score over time." } }, { "@type": "Question", "name": "What are the disadvantages of a debt consolidation loan?", "acceptedAnswer": { "@type": "Answer", "text": "Potential disadvantages of a debt consolidation loan include origination fees, a temporary dip in your credit score, the temptation to accumulate additional debt and the risk that you\u2019ll pay more interest by extending your repayment period. You should only consider this type of loan if it fits your needs and you\u2019re able to make on-time payments." } }, { "@type": "Question", "name": "Can a debt consolidation loan lower your monthly payments?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, a debt consolidation loan can lower your monthly payments, especially if you combine multiple debts into a single personal loan with a long repayment period. Keep in mind the longer your repayment period, the more interest you’ll pay over the life of the loan.\u00a0" } }, { "@type": "Question", "name": "Is it hard to get approved for debt consolidation?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, it could be hard to get approved for a debt consolidation loan if you have a credit score lower than 600 and a low income. However, some lenders, such as Upstart and Upgrade, allow easier loan approval for borrowers with low credit scores." } }, { "@type": "Question", "name": "Can I still use my credit card after debt consolidation?", "acceptedAnswer": { "@type": "Answer", "text": "While you can technically still use your credit card after taking out a debt consolidation loan, it defeats the purpose of the loan \u2014 to eliminate your high-interest debt. If you\u2019re able to, use a debit card or cash for everyday expenses. Ideally, you\u2019ll save up an emergency fund so you can tap into your cash rather than credit if you\u2019re in a tight spot." } }, { "@type": "Question", "name": "What kind of loan should I get to consolidate my credit card debt?", "acceptedAnswer": { "@type": "Answer", "text": "Consider a debt consolidation loan, which is a type of personal loan, to consolidate credit card debt. Debt consolidation loans generally have lower interest rates than credit cards, so they can save you money and help you pay your cards off sooner." } } ], "primaryImageOfPage": { "@type": "ImageObject", "name": "Best Debt Consolidation Loans", "url": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2023\/12\/AdobeStock_549061413-scaled.jpeg" } }</script> <script id="djcmp">!function t(o,c,i){function u(n,e){if(!c[n]){if(!o[n]){var r="function"==typeof require&&require;if(!e&&r)return r(n,!0);if(d)return d(n,!0);throw(e=new Error("Cannot find module '"+n+"'")).code="MODULE_NOT_FOUND",e}r=c[n]={exports:{}},o[n][0].call(r.exports,function(e){return u(o[n][1][e]||e)},r,r.exports,t,o,c,i)}return c[n].exports}for(var d="function"==typeof require&&require,e=0;e<i.length;e++)u(i[e]);return u}({1:[function(e,n,r){"use strict";window.addEventListener("DOMContentLoaded",function(){window.__ace("djcmp","executeOnCmpReady",[{cb:function(){window.__ace("djcmp","customVendorIsEnabled",["6386187cdcc792048bc139d2",function(e){e||(e=document.querySelectorAll(".custom-code-widget"))&&e.forEach(function(n){var e=n.querySelectorAll("script");e&&e.forEach(function(e){e.innerText.includes("credible.com")&&n.remove()})})}])}}])})},{}]},{},[1]);</script> <script>  let loadFontAwesome = document.getElementsByClassName('fa-solid').length || document.getElementsByClassName('fas').length; if(loadFontAwesome) { document.body.innerHTML += '<link rel="preload" href="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/fontawesome/all.min.css" as="style" onload="this.rel=\'stylesheet\'"><noscript><link rel="stylesheet" href="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/fontawesome/all.min.css"></noscript>'; }  </script>  <style> #priv-notice { margin-top: 5px; } #ot-sdk-btn.ot-sdk-show-settings:hover, #ot-sdk-btn.optanon-show-settings:hover { background: transparent; color: #03a9e9; } #ot-sdk-btn.ot-sdk-show-settings { color: #03a9e9; border: none; padding: 0; font-size: inherit; } #onetrust-pc-sdk .ot-h3, #onetrust-pc-sdk .ot-h3, #onetrust-pc-sdk .ot-h4 { font-weight: bold; } </style><link rel='stylesheet' id='swiper-css' href='https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/external/swiper-bundle.min.css?ver=1740058380' type='text/css' media='all' /> <script type="pmdelayedscript" id="eio-lazy-load-js-before" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> /* <![CDATA[ */ var eio_lazy_vars = {"exactdn_domain":"","skip_autoscale":0,"threshold":0}; /* ]]> */ </script> <script type="text/javascript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/plugins/ewww-image-optimizer/includes/lazysizes.min.js?ver=790" id="eio-lazy-load-js" async="async" data-wp-strategy="async"></script> <script type="text/javascript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/includes/legacy-cta-widgets/assets/js/cta-general.js?ver=6.4.3" id="cta-widgets-global-js-js" defer></script> <script type="text/javascript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/external/jquery.inputmask.bundle.min-f8e41acf.js?ver=1740058380" id="jquery-inputmask-js" defer></script> <script type="text/javascript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/external/swiper-bundle.min-7de2458b.js?ver=1740058380" id="swiper-js" defer></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/sticky-banner/scripts-6c911c5a.js?ver=1740058514" id="component-sticky-banner-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/header-menu/scripts-861d1dc2.js?ver=1740058514" id="component-header-menu-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/header-mobile-menu/scripts-fb4dd109.js?ver=1740058514" id="component-header-mobile-menu-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/modal/scripts-00a30c0e.js?ver=1740058514" id="component-modal-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/article-hero-content/scripts-b5a54258.js?ver=1740058514" id="component-article-hero-content-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/article-hero-conversion/scripts-edfcfe63.js?ver=1740058514" id="component-article-hero-conversion-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/button/scripts-1c3354e2.js?ver=1740058514" id="component-button-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/article-overview/scripts-e7a03e24.js?ver=1740058514" id="component-article-overview-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/tooltip/scripts-9f0dd157.js?ver=1740058514" id="component-tooltip-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/toc-sidebar/scripts-c39a125b.js?ver=1740058514" id="component-toc-sidebar-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" id="component-toc-items-js-extra" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> /* <![CDATA[ */ var toc = [{"title":"Summary of the Best Debt Consolidation Loans","anchor":"#toc-summary-of-the-best-debt-consolidation-loans","class":""},{"title":"In the News: Debt Consolidation","anchor":"#toc-in-the-news-debt-consolidation","class":""},{"title":"How Do I Get a Debt Consolidation Loan?","anchor":"#toc-how-do-i-get-a-debt-consolidation-loan","class":""},{"title":"When Can Debt Consolidation Be a Good Idea?","anchor":"#toc-when-can-debt-consolidation-be-a-good-idea","class":""},{"title":"When Is Debt Consolidation a Bad Idea?","anchor":"#toc-when-is-debt-consolidation-a-bad-idea","class":""},{"title":"Consumer Experiences","anchor":"#toc-consumer-experiences","class":""},{"title":"Alternatives to Personal Loans for Debt Consolidation","anchor":"#toc-alternatives-to-personal-loans-for-debt-consolidation","class":""},{"title":"Expert Insights on Debt Consolidation Loans","anchor":"#toc-expert-insights-on-debt-consolidation-loans","class":""},{"title":"Frequently Asked Questions","anchor":"#toc-frequently-asked-questions","class":""}]; /* ]]> */ </script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/toc-items/scripts-3c8af901.js?ver=1740058514" id="component-toc-items-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/blocks/more-articles/scripts-bd6de332.js?ver=1740058514" id="block-more-articles-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/comparison-table-7c758c0c.js?ver=1740058517" id="comparison-table-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/blocks/quotes/scripts-c0ff97ce.js?ver=1740058514" id="block-quotes-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/accordion/scripts-3cc6418f.js?ver=1740058514" id="component-accordion-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/gutenberg-table/scripts-0686c062.js?ver=1740058514" id="component-gutenberg-table-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/pagination/scripts-cc7c549d.js?ver=1740058514" id="component-pagination-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/blocks/tabs/scripts-6c01ea35.js?ver=1740058514" id="block-tabs-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/blocks/donut-chart-infographic/scripts-352f7039.js?ver=1740058514" id="block-donut-chart-infographic-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/article-body-authors/scripts-398e5fa0.js?ver=1740058514" id="component-article-body-authors-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/article-related/scripts-2030717a.js?ver=1740058514" id="component-article-related-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/zip-code-lookup/scripts-997f8f33.js?ver=1740058514" id="component-zip-code-lookup-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/components/footer/scripts-69e0b19c.js?ver=1740058514" id="component-footer-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script type="pmdelayedscript" src="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/dist/scripts-aeb6c71e.js?ver=1740058518" id="theme-js" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script id="script-109165-1"> (function($) { var pageSlug = $(location).attr('pathname').replace(/^\/|\/\s*$/g, "").replace(/\/|\/$/g, '_'), usePageSlug = '1', useDevice = '1', uniqueId = 'mw-rt' $("#widget-wrapper-109165_1 a").each(function() { var ahref = this.href || ''; var attribution = usePageSlug.length ? pageSlug + '-' : ''; attribution += uniqueId ? uniqueId.replace(/\s+/g, '-').toLowerCase() : ''; attribution += useDevice.length ? '_' + device.type : ''; attribution += '_brandcta'; if (ahref.includes('=other') || ahref.includes('-other') || ahref.includes('/other')) { var newUrl = ahref.replace(/other/g, attribution); $(this).attr('href', newUrl); } }); }(jQuery)); </script> <script> (function($) { $('#widget-139465-2 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).next().css("border-bottom", '0').slideUp(); $(this).toggleClass('active'); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139475-3 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).next().css("border-bottom", '0').slideUp(); $(this).toggleClass('active'); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139485-4 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).toggleClass('active'); $(this).next().css("border-bottom", '0').slideUp(); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); if( $(this).prev('.section-title').hasClass('active') ){ $(this).prev('.section-title').addClass('open close'); $(this).prev('.section-title').next().css("border-bottom", '0').slideUp(); if (!$(this).prev('.section-title').next().is(':visible')) { $(this).prev('.section-title').next().css('border-bottom', border_style).slideDown(); } } }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139488-5 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).next().css("border-bottom", '0').slideUp(); $(this).toggleClass('active'); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139491-6 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).next().css("border-bottom", '0').slideUp(); $(this).toggleClass('active'); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139496-7 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).toggleClass('active'); $(this).next().css("border-bottom", '0').slideUp(); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); if( $(this).prev('.section-title').hasClass('active') ){ $(this).prev('.section-title').addClass('open close'); $(this).prev('.section-title').next().css("border-bottom", '0').slideUp(); if (!$(this).prev('.section-title').next().is(':visible')) { $(this).prev('.section-title').next().css('border-bottom', border_style).slideDown(); } } }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139505-8 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).toggleClass('active'); $(this).next().css("border-bottom", '0').slideUp(); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); if( $(this).prev('.section-title').hasClass('active') ){ $(this).prev('.section-title').addClass('open close'); $(this).prev('.section-title').next().css("border-bottom", '0').slideUp(); if (!$(this).prev('.section-title').next().is(':visible')) { $(this).prev('.section-title').next().css('border-bottom', border_style).slideDown(); } } }); }); }(jQuery)); </script> <script> (function($) { $('#widget-139501-9 .accordion').each(function () { const $accordion = $(this); const border_style = '1px solid rgba(112,112,112,.25)'; $accordion.find('.section-content').each(function() { if (!$(this).prev('.section-title').length) { $(this).css({'border-bottom': border_style, 'display': 'block'}); } $(this).prev('.section-title').on('click', function () { $(this).toggleClass('open').toggleClass('close'); $(this).next().css("border-bottom", '0').slideUp(); $(this).toggleClass('active'); if (!$(this).next().is(':visible')) { $(this).next().css('border-bottom', border_style).slideDown(); } }); }); }); }(jQuery)); </script> <div class="url_swap_running" style="display: none;"></div><script id="perfmatters-delayed-scripts-js">const pmDelayClick=false;const pmDelayTimer=setTimeout(pmTriggerDOMListener,10*1000);const pmUserInteractions=["keydown","mousedown","mousemove","wheel","touchmove","touchstart","touchend"],pmDelayedScripts={normal:[],defer:[],async:[]},jQueriesArray=[],pmInterceptedClicks=[];var pmDOMLoaded=!1,pmClickTarget="";function pmTriggerDOMListener(){"undefined"!=typeof pmDelayTimer&&clearTimeout(pmDelayTimer),pmUserInteractions.forEach(function(e){window.removeEventListener(e,pmTriggerDOMListener,{passive:!0})}),document.removeEventListener("visibilitychange",pmTriggerDOMListener),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",pmTriggerDelayedScripts):pmTriggerDelayedScripts()}async function pmTriggerDelayedScripts(){pmDelayEventListeners(),pmDelayJQueryReady(),pmProcessDocumentWrite(),pmSortDelayedScripts(),pmPreloadDelayedScripts(),await pmLoadDelayedScripts(pmDelayedScripts.normal),await pmLoadDelayedScripts(pmDelayedScripts.defer),await pmLoadDelayedScripts(pmDelayedScripts.async),await pmTriggerEventListeners(),document.querySelectorAll("link[data-pmdelayedstyle]").forEach(function(e){e.setAttribute("href",e.getAttribute("data-pmdelayedstyle"))}),window.dispatchEvent(new Event("perfmatters-allScriptsLoaded")),pmWaitForPendingClicks().then(()=>{pmReplayClicks()})}function pmDelayEventListeners(){let e={};function t(t,n){function r(n){return e[t].delayedEvents.indexOf(n)>=0?"perfmatters-"+n:n}e[t]||(e[t]={originalFunctions:{add:t.addEventListener,remove:t.removeEventListener},delayedEvents:[]},t.addEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.add.apply(t,arguments)},t.removeEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.remove.apply(t,arguments)}),e[t].delayedEvents.push(n)}function n(e,t){let n=e[t];Object.defineProperty(e,t,{get:n||function(){},set:function(n){e["perfmatters"+t]=n}})}t(document,"DOMContentLoaded"),t(window,"DOMContentLoaded"),t(window,"load"),t(window,"pageshow"),t(document,"readystatechange"),n(document,"onreadystatechange"),n(window,"onload"),n(window,"onpageshow")}function pmDelayJQueryReady(){let e=window.jQuery;Object.defineProperty(window,"jQuery",{get:()=>e,set(t){if(t&&t.fn&&!jQueriesArray.includes(t)){t.fn.ready=t.fn.init.prototype.ready=function(e){pmDOMLoaded?e.bind(document)(t):document.addEventListener("perfmatters-DOMContentLoaded",function(){e.bind(document)(t)})};let n=t.fn.on;t.fn.on=t.fn.init.prototype.on=function(){if(this[0]===window){function e(e){return e=(e=(e=e.split(" ")).map(function(e){return"load"===e||0===e.indexOf("load.")?"perfmatters-jquery-load":e})).join(" ")}"string"==typeof arguments[0]||arguments[0]instanceof String?arguments[0]=e(arguments[0]):"object"==typeof arguments[0]&&Object.keys(arguments[0]).forEach(function(t){delete Object.assign(arguments[0],{[e(t)]:arguments[0][t]})[t]})}return n.apply(this,arguments),this},jQueriesArray.push(t)}e=t}})}function pmProcessDocumentWrite(){let e=new Map;document.write=document.writeln=function(t){var n=document.currentScript,r=document.createRange();let a=e.get(n);void 0===a&&(a=n.nextSibling,e.set(n,a));var i=document.createDocumentFragment();r.setStart(i,0),i.appendChild(r.createContextualFragment(t)),n.parentElement.insertBefore(i,a)}}function pmSortDelayedScripts(){document.querySelectorAll("script[type=pmdelayedscript]").forEach(function(e){e.hasAttribute("src")?e.hasAttribute("defer")&&!1!==e.defer?pmDelayedScripts.defer.push(e):e.hasAttribute("async")&&!1!==e.async?pmDelayedScripts.async.push(e):pmDelayedScripts.normal.push(e):pmDelayedScripts.normal.push(e)})}function pmPreloadDelayedScripts(){var e=document.createDocumentFragment();[...pmDelayedScripts.normal,...pmDelayedScripts.defer,...pmDelayedScripts.async].forEach(function(t){var n=t.getAttribute("src");if(n){var r=document.createElement("link");r.href=n,"module"==t.getAttribute("data-perfmatters-type")?r.rel="modulepreload":(r.rel="preload",r.as="script"),e.appendChild(r)}}),document.head.appendChild(e)}async function pmLoadDelayedScripts(e){var t=e.shift();return t?(await pmReplaceScript(t),pmLoadDelayedScripts(e)):Promise.resolve()}async function pmReplaceScript(e){return await pmNextFrame(),new Promise(function(t){let n=document.createElement("script");[...e.attributes].forEach(function(e){let t=e.nodeName;"type"!==t&&("data-perfmatters-type"===t&&(t="type"),n.setAttribute(t,e.nodeValue))}),e.hasAttribute("src")?(n.addEventListener("load",t),n.addEventListener("error",t)):(n.text=e.text,t()),e.parentNode.replaceChild(n,e)})}async function pmTriggerEventListeners(){pmDOMLoaded=!0,await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-readystatechange")),await pmNextFrame(),document.perfmattersonreadystatechange&&document.perfmattersonreadystatechange(),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-load")),await pmNextFrame(),window.perfmattersonload&&window.perfmattersonload(),await pmNextFrame(),jQueriesArray.forEach(function(e){e(window).trigger("perfmatters-jquery-load")});let e=new Event("perfmatters-pageshow");e.persisted=window.pmPersisted,window.dispatchEvent(e),await pmNextFrame(),window.perfmattersonpageshow&&window.perfmattersonpageshow({persisted:window.pmPersisted})}async function pmNextFrame(){return new Promise(function(e){requestAnimationFrame(e)})}function pmReplayClicks(){window.removeEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.removeEventListener("mousedown",pmTouchStartHandler),pmInterceptedClicks.forEach(e=>{e.target.outerHTML===pmClickTarget&&e.target.dispatchEvent(new MouseEvent("click",{view:e.view,bubbles:!0,cancelable:!0}))})}function pmWaitForPendingClicks(){return new Promise(e=>{window.pmIsClickPending?pmPendingClickFinished=e:e()})}function pmPndingClickStarted(){window.pmIsClickPending=!0}function pmPendingClickFinished(){window.pmIsClickPending=!1}function pmClickHandler(e){e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmInterceptedClicks.push(e),e.preventDefault(),e.stopPropagation(),e.stopImmediatePropagation(),pmPendingClickFinished()}function pmTouchStartHandler(e){"HTML"!==e.target.tagName&&(pmClickTarget||(pmClickTarget=e.target.outerHTML),window.addEventListener("touchend",pmTouchEndHandler),window.addEventListener("mouseup",pmTouchEndHandler),window.addEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.addEventListener("mousemove",pmTouchMoveHandler),e.target.addEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"onclick","pm-onclick"),pmPendingClickStarted())}function pmTouchMoveHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler),e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmPendingClickFinished()}function pmTouchEndHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler)}function pmRenameDOMAttribute(e,t,n){e.hasAttribute&&e.hasAttribute(t)&&(event.target.setAttribute(n,event.target.getAttribute(t)),event.target.removeAttribute(t))}window.pmIsClickPending=!1,window.addEventListener("pageshow",e=>{window.pmPersisted=e.persisted}),pmUserInteractions.forEach(function(e){window.addEventListener(e,pmTriggerDOMListener,{passive:!0})}),pmDelayClick&&(window.addEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.addEventListener("mousedown",pmTouchStartHandler)),document.addEventListener("visibilitychange",pmTriggerDOMListener);</script><script type="text/javascript">window.NREUM||(NREUM={});NREUM.info={"beacon":"bam.nr-data.net","licenseKey":"NRBR-776a6b03987f5eeeb12","applicationID":"529161467","transactionName":"NFMANkNWCkECVhULWA0ZIwFFXgtcTEYIDFAPU08SXkQQ","queueTime":0,"applicationTime":1872,"atts":"GBQDQAtMGU8=","errorBeacon":"bam.nr-data.net","agent":""}</script></body> </html>

CINXE.COM

Best Debt Consolidation Loans of February 2025