American Physical Society Insurance Trust

<!DOCTYPE html> <html lang="en"> <head> <meta charset="utf-8" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta id="MetaDescription" name="DESCRIPTION" content="APSIT Member Insurance Program" /> <meta id="MetaKeywords" name="KEYWORDS" content="APSIT Member Insurance Program, American Physical Society Insurance Trust" /> <title>American Physical Society Insurance Trust | APSIT Insurance</title> <meta http-equiv="refresh" content="0;url=https://pearlinsurance.com/"> <link rel="stylesheet" href="/lib/bootstrap4/css/bootstrap.min.css" /> <link rel="stylesheet" href="/css/style.css" /> <link href="/css/APSIT Member Insurance Program.css" rel="stylesheet" /> <link href="/css/styles-update.css" rel="stylesheet" /> <link href="/css/icon-styles.css" rel="stylesheet" /> <script> location.replace("https://pearlinsurance.com") </script> <script src="/lib/jquery/dist/jquery.min.js"></script>  <script async src="https://www.googletagmanager.com/gtag/js?id=G-9478T3WL3D"></script> <script>window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } gtag('js', new Date()); gtag('config', 'G-9478T3WL3D');</script> <script type="text/javascript">(function (c, l, a, r, i, t, y) { c[a] = c[a] || function () { (c[a].q = c[a].q || []).push(arguments) }; t = l.createElement(r); t.async = 1; t.src = "https://www.clarity.ms/tag/" + i; y = l.getElementsByTagName(r)[0]; y.parentNode.insertBefore(t, y); })(window, document, "clarity", "script", "iqk4wrvdpf");</script> </head> <body> <div class="container-fluid" id="divMainNav"> <div class="wrap"> <nav class="navbar navbar-expand-lg"> <a class="navbar-brand" href="/"> <img alt="Apsit" src="/images/apsit-logo-color.png" alt="APSIT Logo" class="img-fluid" /> </a> <button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#apsit-nav" aria-controls="apsit-nav" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div class="collapse navbar-collapse" id="apsit-nav"> <ul class="navbar-nav ml-auto"> <li class="nav-item dropdown"> <a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> PRODUCTS </a> <div class="dropdown-menu" aria-labelledby="navbarDropdown"> <a class="dropdown-item" href="/Products/Group-Term-Life-Insurance">Group Term Life</a> <a class="dropdown-item" href="/Products/Group-10-Year-Level-Term-Life-Insurance">Group 10-Year Level Term life</a> <a class="dropdown-item" href="/Products/Group-Disability-Income-Insurance">Group Disability Income</a> <a class="dropdown-item" href="/Products/Group-Accidental-Death-And-Dismemberment-Insurance">Group Accidental Death and Dismemberment</a> <a class="dropdown-item" href="/Products/Long-Term-Care-Insurance">Long-Term Care</a> </div> </li> <li class="nav-item"> <a class="nav-link" href="/About-APSIT">ABOUT APSIT</a> </li> <li class="nav-item"> <a class="nav-link" href="https://apsit.nylinsure.com/?campaign=APSIT-NYL-OL" target="_blank" rel="noopener" onclick="gtag('event', 'NYL Portal', {'event_label':'Apply - Nav', 'event_category':'Apply','value':'100'});">APPLY</a> </li> <li class="nav-item dropdown"> <a class="nav-link dropdown-toggle" href="#" id="navbarDropdown" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> MANAGE </a> <div class="dropdown-menu" aria-labelledby="navbarDropdown"> <a class="dropdown-item" href="https://members.apsitinsurance.com" target="_blank" rel="noopener">Login</a> <a class="dropdown-item" href="https://members.apsitinsurance.com" target="_blank" rel="noopener">Online Bill Pay</a> </div> </li> </ul> </div> </div> </div> </div> <div id="main" class="home main"> <div class="body-content"> <div class="container-fluid"> <div class="wrap"> <div class="row text-center"> <div class="col py-5"> <h1 class="text-center mb-0 pb-0">APSIT Group Member Insurance Program</h1> <br /> <img alt="Apsit" src="/images/201065-animation-400.gif" width="500" /> </div> </div> </div> </div> <div id="row-video"> <div class="container-fluid"> <div class="wrap"> <div class="row py-5" id="row-hero"> <div class="col"> <script src="https://fast.wistia.com/embed/medias/33y1f3ksom.jsonp" async></script> <script src="https://fast.wistia.com/assets/external/E-v1.js" async></script><div class="wistia_responsive_padding" style="padding:56.25% 0 0 0;position:relative;"><div class="wistia_responsive_wrapper" style="height:100%;left:0;position:absolute;top:0;width:100%;"><div class="wistia_embed wistia_async_33y1f3ksom videoFoam=true" style="height:100%;position:relative;width:100%"><div class="wistia_swatch" style="height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;"><img src="https://fast.wistia.com/embed/medias/33y1f3ksom/swatch" style="filter:blur(5px);height:100%;object-fit:contain;width:100%;" alt="" aria-hidden="true" onload="this.parentNode.style.opacity=1;" /></div></div></div></div> </div> <div class="col"> <h2>Trust Us For Your Insurance Needs</h2> <p class="lead">After 50 years in operation, APSIT continues to offer exclusively priced, robust insurance protection for you and your family.</p> <p><a href="/About-APSIT" class="btn btn-primary">Learn More</a></p> </div> </div> </div> </div> </div> <div class="container-fluid"> <div class="row pt-5 pb-3"> <div class="col"> <h2 class="text-center">Insurance Products</h2> </div> </div> <div class="row pb-5" id="row-products"> <div class="col-lg"> <h5>Group Term Life</h5> <p>Our term life insurance helps provide valuable protection that can be renewed and adjusted annually to keep pace with the evolution of your financial plan.</p> <p><a href="/Products/Group-Term-Life-Insurance" class="btn btn-inverse w-100">Learn More</a></p> </div> <div class="col-lg"> <h5>Group 10-Year Level Term Life</h5> <p>Our 10-year level term life policy helps provide a decade of financial protection with rates that won鈥檛 change during your coverage term.</p> <p><a href="/Products/Group-10-Year-Level-Term-Life-Insurance" class="btn btn-inverse w-100">Learn More</a></p> </div> <div class="col-lg"> <h5>Group Disability Income</h5> <p>Our disability income insurance coverage will help you meet your financial obligations and maintain your lifestyle if a covered injury or illness stops you from working.</p> <p><a href="/Products/Group-Disability-Income-Insurance" class="btn btn-inverse w-100">Learn More</a></p> </div> <div class="col-lg"> <h5>Group Accidental Death and Dismemberment</h5> <p>If you ever experience a worst-case scenario, this policy can help with financial recovery.</p> <p><a href="/Products/Group-Accidental-Death-And-Dismemberment-Insurance" class="btn btn-inverse w-100">Learn More</a></p> </div> <div class="col-lg"> <h5>Long-Term Care</h5> <p>Help ease the financial burden of caring for aging loved ones with a long-term care plan.</p> <p><a href="/Products/Long-Term-Care-Insurance" class="btn btn-inverse w-100">Learn More</a></p> </div> </div> </div> <div id="row-apply" class="py-5"> <div class="container-fluid"> <div class="wrap"> <div class="row pb-3"> <div class="col"> <h2 class="text-center">Apply Online</h2> </div> </div> <div class="row"> <div class="col-md"> <div class="row"> <div class="col-3"> <p><img alt="Apsit" src="/images/NYL-logo-blue.png" class="img-fluid w-100" /></p> </div> <div class="col"> <p>Applying has never been easier. You can now submit your insurance application online!</p> <p class="disclaimer"> NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. </p> </div> </div> </div> <div class="col-md"> <h5 class="pb-1">Select Your Society</h5> <form class="form-inline" id="nylForm"> <input name="__RequestVerificationToken" type="hidden" value="CfDJ8ERYItrjsMdLuw_mYpml_gNufizjnwJIb2cRxI455C4Ng8S8bB9c74f1mhJ-yICP8MJQZnFjNKr8jNnV65XyD4OrOX8wQdpC27nSYC0ykqn8Mj6wK42K_07gKcY9H24Sg8yd07C-9I5trq76nzBTj5w" /> <div class="col-6 pl-0"> <div class="form-group"> <select id="inputSociety" name="inputSociety" class="form-control w-100"> <option value="ASA">Acoustical Society of America</option> <option value="AGU">American Geophysical Union</option> <option value="ASAS">American Association for the Advancement of Science</option> <option value="AAPM">American Association of Physicists in Medicine</option> <option value="AAPT">American Association of Physics Teachers</option> <option value="AAS">American Astronomical Society</option> <option value="ACA">American Crystallographic Association</option> <option value="AIAA">American Institute of Aeronautics and Astronautics</option> <option value="AM">American Meteorological Society</option> <option value="ANS">American Nuclear Society</option> <option value="APS">American Physical Society</option> <option value="ASTP">Astronomical Society of the Pacific</option> <option value="AVS">AVS</option> <option value="BES">Biomedical Engineering Society</option> <option value="BS">Biophysical Society</option> <option value="CUR">Council on Undergraduate Research</option> <option value="CSA">Cryogenic Society of America</option> <option value="TES">The Electrochemical Society</option> <option value="GSAI">Geological Society of America, Inc.</option> <option value="IAMP">International Association of Mathematical Physics</option> <option value="ICDD">International Centre for Diffraction Data</option> <option value="MSA">Microscopy Society of America</option> <option value="NSBP">National Society of Black Physicists</option> <option value="OSA">Optical Society of America</option> <option value="SPIS">Sigma Pi Sigma</option> <option value="SAS">Society for Applied Spectroscopy</option> <option value="SPS">Society of Physics Students</option> <option value="SR">Society of Rheology</option> <option value="SVC">Society of Vacuum Coaters</option> <option value="SPIE">SPIE</option> <option value="PST">PST</option> <option value="ESSCI">ESSCI</option> </select> </div> </div> <div class="col"> <button type="submit" class="btn btn-primary w-100 .move_to" onclick="gtag('event', 'NYL Portal', {'event_label':'Apply - Main', 'event_category':'Apply','value':'100'});">Apply</button> </div> </form> <script> $("#nylForm").on("submit", function(e){ e.preventDefault(); console.log($("#inputSociety").val()); window.location = "https://apsit.nylinsure.com/?apply=form&association=" + encodeURIComponent($("#inputSociety").val()); }); </script> </div> </div> </div> </div> </div> <div id="row-slider"> <div id="carouselIndicators" class="carousel slide" data-ride="carousel"> <ol class="carousel-indicators"> <li data-target="#carouselIndicators" data-slide-to="0" class="active"></li> <li data-target="#carouselIndicators" data-slide-to="1"></li> <li data-target="#carouselIndicators" data-slide-to="2"></li> <li data-target="#carouselIndicators" data-slide-to="3"></li> </ol> <div class="carousel-inner"> <div class="carousel-item active" id="carousel-slide-1"> <div class="carousel-caption"> <h5>Become APSIT-Minded</h5> <p class="lead">APSIT-minded people plan ahead to make sure their loved ones and livelihood will be taken care of. Browse our offerings to see how we can help protect what you value most.</p> </div> </div> <div class="carousel-item" id="carousel-slide-2"> <div class="carousel-caption"> <h5>Get Covered Fast with Our QuickDecision℠ Application Process</h5> <p class="lead pb-3">APSIT-minded people plan ahead to make sure their loved ones and livelihood will be taken care of. Browse our offerings to see how we can help protect what you value most.</p> <p><a target="_blank" rel="noopener" href="https://apsit.nylinsure.com" class="btn btn-primary" onclick="gtag('event', 'NYL Portal', {'event_label':'Apply Now - Main', 'event_category':'Apply','value':'100'});">Apply Now</a></p> </div> </div> <div class="carousel-item" id="carousel-slide-3"> <div class="carousel-caption"> <h5>Up to $1,500,000 in Life Insurance</h5> <p class="lead pb-3">Provide your family with peace of mind with up to $1,500,000 in life insurance coverage.</p> <p><a target="_blank" rel="noopener" href="https://apsit.nylinsure.com" class="btn btn-primary" onclick="gtag('event', 'NYL Portal', {'event_label':'Apply Now - Main', 'event_category':'Apply','value':'100'});">Apply Now</a></p> </div> </div> <div class="carousel-item" id="carousel-slide-4"> <div class="carousel-caption"> <h5>Receive up to $6,000<sup>1</sup> per Month While Disabled</h5> <p class="lead pb-3">Our disability income insurance will help keep your income on track when a disability prevents you from working.</p> <p><a target="_blank" rel="noopener" href="https://apsit.nylinsure.com" class="btn btn-primary" onclick="gtag('event', 'NYL Portal', {'event_label':'Apply Now - Main', 'event_category':'Apply','value':'100'});">Apply Now</a></p> </div> </div> </div> <a class="carousel-control-prev" href="#carouselIndicators" role="button" data-slide="prev"> <span class="carousel-control-prev-icon" aria-hidden="true"></span> <span class="sr-only">Previous</span> </a> <a class="carousel-control-next" href="#carouselIndicators" role="button" data-slide="next"> <span class="carousel-control-next-icon" aria-hidden="true"></span> <span class="sr-only">Next</span> </a> </div> </div> <div id="row-manage" class="py-5"> <div class="container-fluid"> <div class="wrap"> <div class="row pb-3 text-center"> <div class="col"> <h2>Manage Your Coverage</h2> <p class="lead">With APSIT Group Member Insurance, you can conveniently manage your coverage electronically. Review your coverage and payment info, update your contact info or beneficiary, and make a request of inquiry—all online.</p> </div> </div> <div class="row pb-3 text-center" id="row-products"> <div class="col-sm"> <p><img alt="Apsit" src="/images/APSIT-icon-billing.png" class="img-fluid" /></p> <br /> <h5>View Billing and Payment Info</h5> </div> <div class="col-sm"> <p><img alt="Apsit" src="/images/APSIT-icon-beneficiary.png" class="img-fluid" /></p> <br /> <h5>Change Your Beneficiary</h5> </div> <div class="col-sm"> <p><img alt="Apsit" src="/images/APSIT-icon-contact.png" class="img-fluid" /></p> <br /> <h5>Update Your Contact Info</h5> </div> <div class="col-sm"> <p><img alt="Apsit" src="/images/APSIT-icon-policy.png" class="img-fluid" /></p> <br /> <h5>Review Your Current Coverage</h5> </div> <div class="col-sm"> <p><img alt="Apsit" src="/images/APSIT-icon-inquiry.png" class="img-fluid" /></p> <br /> <h5>Make a Request of Inquiry</h5> </div> </div>  </div> </div> </div> <div class="container-fluid py-5"> <div class="wrap"> <div class="row"> <div class="col"> <p class="disclaimer"> <sup>1</sup>Up to $6,000/month in benefits is available. The coverage amount requested when combined with any other disability income coverage you have or for which you are applying may not exceed 60% of your gross monthly income. on page 2 </p> <p class="disclaimer">Pearl Insurance is the Program Administrator for APSIT life and health insurance coverages. With over 65 years of industry experience, Pearl Insurance has acted as a third-party program administrator for several national firms and associations. Pearl Insurance works closely with APSIT to create new coverage options, expand benefit offerings, and provide high-quality service.</p> <p class="disclaimer">APSIT's Group Term and 10-Year Level Term Life Insurance, Group Disability Income Insurance, and Group Accidental Death and Dismemberment Insurance policies are underwritten by New York Life Insurance Company (New York Life). New York Life Insurance Company has received the highest ratings for financial strength currently awarded to any U.S. life insurer by all four major rating agencies including Moody鈥檚 Investor Service (Aaa), Standard & Poor鈥檚 (AA+), Fitch Ratings (AAA), and A.M. Best (A++).*</p> <p class="disclaimer">*Individual Third Party Ratings Reports (as of 10/18/2022)</p> </div> </div> </div> </div> </div> </div> <footer> <div class="container-fluid"> <div class="wrap"> <div class="row d-none d-xl-flex"> <div class="col-sm-6"> <p> <strong>APSIT Group Insurance Program Administrator</strong><br> 1200 E. Glen Ave.<br> Peoria Heights, IL 61616<br /><br /> Arkansas Insurance License #1322<br /> California Insurance License #0F76076 </p> </div> <div class="col-sm-6" style="text-align: right;"> <p> <span class="icon icon-mobile"></span> ph. 800.272.1637<br> <span class="icon icon-docs"></span> fx. 309.688.5444<br> <span class="icon icon-mail"></span> e. <a href="mailto:customerservice@apsitinsurance.com" onclick="gtag('event', 'Contact', {'event_label':'customerservice@apsitinsurance.com - Footer', 'event_category':'Form','value':'50'});">customerservice@apsitinsurance.com</a> <br /><br /> 201065 <br /> 1772349 </p> </div> </div> <div class="row d-xs-block d-xl-none"> <div class="col-xs-12 text-center mx-auto"> <p> <strong>APSIT Group Insurance Program Administrator</strong><br> 1200 E. Glen Ave.<br> Peoria Heights, IL 61616<br /> <span class="icon icon-mobile"></span> ph. 800.272.1637<br> <span class="icon icon-docs"></span> fx. 309.688.5444<br> <span class="icon icon-mail"></span> e. <a href="mailto:customerservice@apsitinsurance.com" onclick="gtag('event', 'Contact', {'event_label':'customerservice@apsitinsurance.com - Footer', 'event_category':'Form','value':'50'});">customerservice@apsitinsurance.com</a> <br /><br /> Arkansas Insurance License #1322<br /> California Insurance License #0F76076 <br /><br /> 201065 <br /> 1772349 </p> </div> </div> <hr> <div class="row"> <div class="col-md-8 col-sm-12"> <p> <a rel="nofollow" href="/Privacy">Privacy Statement</a> | <a rel="nofollow" id="cookie-settings" href="#">Cookie Settings</a> | <a rel="nofollow" href="/Terms">Terms of Use</a> | <a rel="nofollow" href="/Disclosures">Disclosures</a> | <a href="https://members.apsitinsurance.com" target="_blank" rel="noopener">Login</a> </p> </div> <div class="col-md-4 col-sm-12"> <p style="text-align: right;"> © 2025 by Pearl Insurance </p> </div> </div> </div> </footer> <script src="/lib/bootstrap4/js/bootstrap.min.js"></script> <script src="/js/jquery.fittext.js"></script> <script src='//fast.wistia.com/static/iframe-api-v1.js'></script> <script src="/js/site.js"></script> <script src="/js/source-code-tracking-marketing-site.js"></script> <div id="cookieConsent"> <div class="container"> <p class="navbar-text"> We use cookies to personalize content and ads, to provide social media features and to analyze our traffic. 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American Physical Society Insurance Trust | APSIT Insurance