Opinion | Payments Dive

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Any arguments passed to .trigger() will also be passed along // to the associated function function waitForTriggerHandler() { var function_queue = []; var trigger_arguments = []; this._triggered = false; this.push = function(fn) { if (this._triggered) { // just run it immediately if handler has already been triggered fn.apply(null, trigger_arguments); } else { // otherwise add to the queue to run later function_queue.push(fn); } }; this.trigger = function() { // any arguments passed to trigger(foo, bar, baz) will also be passed along to functions in the queue // first convert any arguments to an array trigger_arguments = Array.prototype.slice.call(arguments); while (function_queue.length){ // for each function in the queue, pop it off and then execute it while passing in any // args that may have been passed to trigger(). function_queue.pop().apply(null, trigger_arguments); // The "null" above is for the value of "this". // See https://developer.mozilla.org/en-US/docs/Web/JavaScript/Reference/Global_Objects/Function/apply#Parameters } this._triggered = true; } } // set up waitToLoadAds handler window.waitToLoadAds = new waitForTriggerHandler(); // We set up the triggers for this below, they depend on whether we're loading lytics on the page </script> <script type="text/javascript"> // This token is here for test_lytics_snippet.py test: lytics-is-enabled window.googletag = window.googletag || {}; googletag.cmd = googletag.cmd || []; // initialize callback (source: https://learn.lytics.com/product-docs/lytics-javascript-tag/receiving-data-from-lytics) !function(){"use strict";var o=window.jstag||(window.jstag={}),r=[];function n(e){o[e]=function(){for(var n=arguments.length,t=new Array(n),i=0;i<n;i++)t[i]=arguments[i];r.push([e,t])}}n("send"),n("mock"),n("identify"),n("pageView"),n("unblock"),n("getid"),n("setid"),n("loadEntity"),n("getEntity"),n("on"),n("once"),n("call"),o.loadScript=function(n,t,i){var e=document.createElement("script");e.async=!0,e.src=n,e.onload=t,e.onerror=i;var o=document.getElementsByTagName("script")[0],r=o&&o.parentNode||document.head||document.body,c=o||r.lastChild;return null!=c?r.insertBefore(e,c):r.appendChild(e),this},o.init=function n(t){return this.config=t,this.loadScript(t.src,function(){if(o.init===n)throw new Error("Load error!");o.init(o.config),function(){for(var n=0;n<r.length;n++){var t=r[n][0],i=r[n][1];o[t].apply(o,i)}r=void 0}()}),this}}(); // custom init + lytics default install tag from https://activate.getlytics.com/connect?aid=2751 // see https://learn.lytics.com/understanding/product-docs/lytics-javascript-tag/configuration#configuration-options var lyticsCid = '44fda7674f94228540d8fba6786f9770'; console.log('You are using the Lytics Prod account'); jstag.init({ src: `https://c.lytics.io/api/tag/${lyticsCid}/latest.min.js`, pageAnalysis: { dataLayerPull: { disabled: true } } }); jstag.pageView(); (function(){ var sailthru_cookie, sailthru_user_id; function read_cookie(cookieName) { var re = new RegExp('[; ]'+cookieName+'=([^\\s;]*)'); var sMatch = (' '+document.cookie).match(re); if (cookieName && sMatch) return unescape(sMatch[1]); return ''; } sailthru_cookie = read_cookie('sailthru_hid'); if (sailthru_cookie.length > 56) { sailthru_user_id = sailthru_cookie.slice(32,56); jstag.send({ st_profile_id: sailthru_user_id }); } })(); jstag.call('entityReady', waitToLoadAds.trigger); setTimeout(waitToLoadAds.trigger, 1000); // also trigger lytics if it's taking too long waitToLoadAds.push(function (lytics_data) { // lytics_data won't be defined if lytics failed to load correctly. In that case // we don't need to set any segments. if (lytics_data && lytics_data.segments) { googletag.cmd.push(function() { googletag.pubads().setTargeting("LyticsSegments", lytics_data.segments); }); } }); function getUID(id) { window.dataLayer.push({'user_id': id}); }; jstag.getid(getUID); </script> <script type="text/javascript" src="/static/js/mailcheck.min.js?192616240919"></script> <script type="text/javascript" src="/static/js/dive_mailcheck.js?192616240919"></script> <script src="/static/js/app.js?262317060225"></script> <script type="text/javascript"> var divecounter_settings = {}; divecounter_settings.showSignupAd = true; </script> <script type="text/javascript" src="/static/js/divecounter.js?261616040423"></script> <script type="text/javascript"> // Special unbounce signup thing for google traffic. Test with ?test_unbounce in the URL // Note: divecounter must already be loaded. Only enabled on pages that would normally have signup ads // Note: showSignupAd is always off if prestitial is enabled! if ((typeof divecounter !== "undefined") && ($(window).width() > 640)) { var test_unbounce = (window.location.href.indexOf("?test_unbounce")>=0); var force_unbounce = (window.location.href.indexOf("signupbounce=1")>=0) || (window.location.href.indexOf("utm_campaign=Linked-HR")>=0) || (window.location.href.indexOf("utm_source=outbrain")>=0); if (test_unbounce || force_unbounce || (document.referrer.match(/^https?:\/\/(www\.google\.|news\.google\.|t\.co|twitter\.com|www\.facebook\.com)/i) && divecounter.getOption('showSignupAd') && divecounter.canShow(1,1)) ) { // dyanmically load ouibounce.js only on pages where its needed $.getScript("/static/js/ouibounce.min.js?102717100918", function(){ // Once ouibounce.js loads, call the script // We're reusing divecounter's modal instead of OuiBounce's modal code (that's why we pass it 'false') var _ouibounce = ouibounce(false, { aggressive: test_unbounce, // ignore cookie in test mode cookieName: '_viewedOuiBounce', // underscored cookies should be ignored by Varnish callback: function() { divecounter_open_ad(); } }); }); } // end should show unbounce } // end divecounter defined </script> <script type="text/javascript"> function read_cookie(cookieName) { var re = new RegExp('[; ]'+cookieName+'=([^\\s;]*)'); var sMatch = (' '+document.cookie).match(re); if (cookieName && sMatch) return unescape(sMatch[1]); return ''; } var script = document.createElement('script'); script.type = 'text/javascript'; script.async = true; script.addEventListener('load', function(e) { // we only pass the template this context variable on newsposts let informaData = false; if (window.IIRISTracker) { var sailthru_id = read_cookie('sailthru_hid'); if (sailthru_id.length > 56) { sailthru_id = sailthru_id.slice(32,56); } var notProduction = 'False' === 'True'; var domain = 'www.paymentsdive.com'.split('.')[1]; // on non-prod environment, there is specific collector domain to send the data to. var cDomain = notProduction ? 'com-informa-prod1.mini.snplow.net' : 'c.' + domain + '.com' // removed .com previous line var cfg = { config: { td: {}, snowplow: { context: {} } } }; cfg.config.idsource = 'sailthruid'; cfg.config.snowplow.appId = domain; cfg.config.snowplow.cDomain = cDomain; cfg.config.td.lob = 'it'; cfg.config.td.domain = domain; cfg.config.snowplow.contentTagEnabled = !!informaData cfg.config.snowplow.context = informaData window.IIRISTracker.initConfig(cfg); window.IIRISTracker.setTrackingUID(sailthru_id); var irisEvt = new Event('trackerLoaded'); window.dispatchEvent(irisEvt); } else { window.addEventListener('trackerLoaded', function(evt) { if(window.IIRISTracker) { window.IIRISTracker.setTrackingUID(sailthru_id); } }); } }); script.src = 'https://static.iris.informa.com/widgets/v3.0/iris-t.js'; document.getElementsByTagName('head')[0].appendChild(script); </script> <script type="text/javascript"> jQuery.browser = {}; (function () { jQuery.browser.msie = false; jQuery.browser.version = 0; if (navigator.userAgent.match(/MSIE ([0-9]+)\./)) { jQuery.browser.msie = true; jQuery.browser.version = RegExp.$1; } })(); </script>  <script type="text/javascript" src="/static/js/jquery.simplemodal.divefork.min.js?093716120922"></script> <style> /* dynamic style overrides based on DB go here*/ </style> <script type="module" src="/static/js/dist/signupReferrer.bundle.js?481016210225" ></script> <script data-cfasync="false" type="text/javascript" src="/static/js/prestitial.js?270116210524"></script> <script async src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script> <script src="/static/js/dist/signupDataGam.bundle.js?481016210225"></script> <script type="text/javascript" src="/static/js/dist/adTemplates.bundle.js?481016210225"></script> <script> var eventMethod = window.addEventListener ? "addEventListener" : "attachEvent"; var eventer = window[eventMethod]; var messageEvent = eventMethod == "attachEvent" ? "onmessage" : "message"; // Build the site_logos object to be later referenced in house ads const site_logos = {}; site_logos['diveapi'] = { domain: 'diveapi', site_name: "API Site", alt_text: "API Site logo", is_current_site: false, white: { png: "None", svg: "None", }, black: { png: "None", svg: "None", } }; site_logos['agriculturedive'] = { domain: 'agriculturedive', site_name: "Agriculture Dive", alt_text: "Agriculture Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_black.svg", } }; site_logos['automotivedive'] = { domain: 'automotivedive', site_name: "Automotive Dive", alt_text: "Automotive Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_black.svg", } }; site_logos['bankingdive'] = { domain: 'bankingdive', site_name: "Banking Dive", alt_text: "Banking Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.svg", } }; site_logos['biopharmadive'] = { domain: 'biopharmadive', site_name: "BioPharma Dive", alt_text: "BioPharma Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_black.svg", } }; site_logos['cfo'] = { domain: 'cfo', site_name: "CFO.com", alt_text: "CFO.com logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_white.svg", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_black.svg", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_black.svg", } }; site_logos['cfodive'] = { domain: 'cfodive', site_name: "CFO Dive", alt_text: "CFO Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_black.svg", } }; site_logos['ciodive'] = { domain: 'ciodive', site_name: "CIO Dive", alt_text: "CIO Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_black.svg", } }; site_logos['constructiondive'] = { domain: 'constructiondive', site_name: "Construction Dive", alt_text: "Construction Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_black.svg", } }; site_logos['cstoredive'] = { domain: 'cstoredive', site_name: "C-Store Dive", alt_text: "C-Store Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_black.svg", } }; site_logos['customerexperiencedive'] = { domain: 'customerexperiencedive', site_name: "CX Dive", alt_text: "CX Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_black.svg", } }; site_logos['cybersecuritydive'] = { domain: 'cybersecuritydive', site_name: "Cybersecurity Dive", alt_text: "Cybersecurity Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_black.svg", } }; site_logos['educationdive'] = { domain: 'educationdive', site_name: "Education Dive", alt_text: "Education Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_black.svg", } }; site_logos['esgdive'] = { domain: 'esgdive', site_name: "ESG Dive", alt_text: "ESG Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_black.svg", } }; site_logos['facilitiesdive'] = { domain: 'facilitiesdive', site_name: "Facilities Dive", alt_text: "Facilities Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_black.svg", } }; site_logos['fashiondive'] = { domain: 'fashiondive', site_name: "Fashion Dive", alt_text: "Fashion Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_black.svg", } }; site_logos['fooddive'] = { domain: 'fooddive', site_name: "Food Dive", alt_text: "Food Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_black.svg", } }; site_logos['grocerydive'] = { domain: 'grocerydive', site_name: "Grocery Dive", alt_text: "Grocery Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_black.svg", } }; site_logos['healthcaredive'] = { domain: 'healthcaredive', site_name: "Healthcare Dive", alt_text: "Healthcare Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_black.svg", } }; site_logos['highereddive'] = { domain: 'highereddive', site_name: "Higher Ed Dive", alt_text: "Higher Ed Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_black.svg", } }; site_logos['hoteldive'] = { domain: 'hoteldive', site_name: "Hotel Dive", alt_text: "Hotel Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_black.svg", } }; site_logos['hrdive'] = { domain: 'hrdive', site_name: "HR Dive", alt_text: "HR Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_black.svg", } }; site_logos['k12dive'] = { domain: 'k12dive', site_name: "K-12 Dive", alt_text: "K-12 Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_black.svg", } }; site_logos['legaldive'] = { domain: 'legaldive', site_name: "Legal Dive", alt_text: "Legal Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_black.svg", } }; site_logos['manufacturingdive'] = { domain: 'manufacturingdive', site_name: "Manufacturing Dive", alt_text: "Manufacturing Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_black.svg", } }; site_logos['marketingdive'] = { domain: 'marketingdive', site_name: "Marketing Dive", alt_text: "Marketing Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_black.svg", } }; site_logos['medtechdive'] = { domain: 'medtechdive', site_name: "MedTech Dive", alt_text: "MedTech Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_black.svg", } }; site_logos['mobilemarketer'] = { domain: 'mobilemarketer', site_name: "Mobile Marketer", alt_text: "Mobile Marketer logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_black.svg", } }; site_logos['multifamilydive'] = { domain: 'multifamilydive', site_name: "Multifamily Dive", alt_text: "Multifamily Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_black.svg", } }; site_logos['packagingdive'] = { domain: 'packagingdive', site_name: "Packaging Dive", alt_text: "Packaging Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_black.svg", } }; site_logos['paymentsdive'] = { domain: 'paymentsdive', site_name: "Payments Dive", alt_text: "Payments Dive logo", is_current_site: true, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.svg", } }; site_logos['pharmavoice'] = { domain: 'pharmavoice', site_name: "PharmaVoice", alt_text: "PharmaVoice logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_black.svg", } }; site_logos['proformative'] = { domain: 'proformative', site_name: "Proformative", alt_text: "Proformative logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_black.svg", } }; site_logos['restaurantdive'] = { domain: 'restaurantdive', site_name: "Restaurant Dive", alt_text: "Restaurant Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_black.svg", } }; site_logos['retaildive'] = { domain: 'retaildive', site_name: "Retail Dive", alt_text: "Retail Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_black.svg", } }; site_logos['smartcitiesdive'] = { domain: 'smartcitiesdive', site_name: "Smart Cities Dive", alt_text: "Smart Cities Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_black.svg", } }; site_logos['socialmediatoday'] = { domain: 'socialmediatoday', site_name: "Social Media Today", alt_text: "Social Media Today logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_color.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_color.svg", } }; site_logos['supplychaindive'] = { domain: 'supplychaindive', site_name: "Supply Chain Dive", alt_text: "Supply Chain Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_black.svg", } }; site_logos['truckingdive'] = { domain: 'truckingdive', site_name: "Trucking Dive", alt_text: "Trucking Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_black.svg", } }; site_logos['utilitydive'] = { domain: 'utilitydive', site_name: "Utility Dive", alt_text: "Utility Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_black.svg", } }; site_logos['wastedive'] = { domain: 'wastedive', site_name: "Waste Dive", alt_text: "Waste Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_black.svg", } }; // Get the dive domain and return the dive logo object, or null if it doesn't exist in site_logos function getDivesiteLogoObject(link_url, alt_domain='') { let dive_domain; // Split link URL on 'adurl=' and take what comes after as the ad url const ad_url = decodeURIComponent(link_url.split('adurl=')[1]); // Split on . to get an array of hostname segments const dive_domain_array = new URL(ad_url).hostname.split('.'); // Retrieve the second to last element of the hostname array, which should always be the domain dive_domain = dive_domain_array[dive_domain_array.length - 2] if (alt_domain) { // If alt_domain has been specified, normalize it. i.e. "HR Dive", "http://hrdive.com", etc. => "hrdive" // This will override the link url's domain. dive_domain = alt_domain.replace(/\s+/g, '').replace(/^(https?:\/\/)?(www\.)?|\.com.*|\?.*|#.*/gi, '').toLowerCase(); } // Return the site logos object for this domain if it exists, or null if it does not if (site_logos[dive_domain]) { return site_logos[dive_domain]; } else { // Fallback logo const url_prefix = "https://d12v9rtnomnebu.cloudfront.net/divesite/responsive_ad_assets/small_logos/"; return { domain: 'industrydive', site_name: 'Industry Dive', alt_text: 'Industry Dive logo', white: { svg: url_prefix + 'industrydive-small-white.svg', png: url_prefix + 'industrydive-small-white.png', }, black: { svg: url_prefix + 'industrydive-small-black.svg', png: url_prefix + 'industrydive-small-black.png', } } } } eventer(messageEvent, function (e) { var key = e.message ? "message" : "data"; var data = e[key]; var eventName = data.message || 'ignore'; if (eventName == 'adContentAvailable') { var $ad_element; $ad_element = $('div').filter('[data-container-ad-unit-id="' + data.adUnit + '-' + window.dfp_visibility + '"]'); $ad_element.hide() var nativeAdEditorialSelector = '.sidebar .hybrid-ad-wrapper .native-ad-editorial'; var nativeAdEditorialExists = $(nativeAdEditorialSelector).length > 0; if ( nativeAdEditorialExists ) { $(nativeAdEditorialSelector).closest('.hybrid-ad-wrapper').addClass('native-ad-editorial-sidebar-border'); } // Inline homepage ad $('.feed-item-ad .hybrid-ad-wrapper a').each(function (index, element) { window.updateGamAdUrl(element, 'inline'); }); // Editorial native ad sidebar // NOTE: must go before inline native ad to ensure correct location added $('.sidebar .native-ad.editorial a').each(function (index, element) { window.updateGamAdUrl(element, 'sidebar'); }); // Editorial native ad inline $('.native-ad.editorial a').each(function (index, element) { window.updateGamAdUrl(element, 'inline'); }); // Sidebar ad $('.sidebar .hybrid-ad-wrapper a').each(function (index, element) { window.updateGamAdUrl(element, 'sidebar'); }); } }, false); var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; googletag.cmd.push(function () { var desktopWidth = 1024; if (window.innerWidth >= desktopWidth) { window.dfp_visibility = 'desktop'; } else { window.dfp_visibility = 'mobile'; } var dfpDisplayConfiguration = { "prestitialEnabled": true, "leaderboardEnabled": true, "sidebarAdsEnabled": true, "visibility": window.dfp_visibility }; if (window.dfp_visibility == 'desktop') { if (typeof prestitialAds == 'object' && prestitialAds.pageIsPrestitialEligible()) { googletag.defineSlot('/21662595662/paymentsdive/paymentsdiveprestitial', [[500, 300], [640, 480]], 'paychekgoeshere').addService(googletag.pubads()); } if (dfpDisplayConfiguration.leaderboardEnabled) { googletag.defineSlot('/21662595662/paymentsdive/paymentsdiveleaderboard', [[970, 180], [728, 90], [970, 90]], 'dfp-leaderboard-desktop').addService(googletag.pubads()); googletag.pubads().addEventListener('slotRenderEnded', function (event) { if ((event.slot.getAdUnitPath() === '/21662595662/paymentsdive/paymentsdiveleaderboard' || event.slot.getAdUnitPath() === '/21662595662/paymentsdive/paymentsdiveleaderboard') && !event.isEmpty ) { $(window).blur(function () { if (document.activeElement === $('#dfp-leaderboard-desktop iframe')[0] || document.activeElement === $('#dfp-leaderboard-desktop iframe')[0]) { try { localStorage.setItem('leaderboard_signup_path', document.location.pathname); } catch (e) { // local storage could not be available due to privacy settings or something } } }); } }); } if (dfpDisplayConfiguration.sidebarAdsEnabled) { googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid1', [[300, 250], 'fluid', [160, 600]], 'dfp-hybrid1-desktop').addService(googletag.pubads()); } googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid2', [[300, 250], 'fluid'], 'dfp-hybrid2-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid3', [[300, 250], 'fluid'], 'dfp-hybrid3-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid4', [[300, 250], 'fluid'], 'dfp-hybrid4-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivethankyouhybrid1', ['fluid'], 'dfp-thankyouhybrid1-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivethankyouhybrid2', ['fluid'], 'dfp-thankyouhybrid2-desktop').addService(googletag.pubads()); } else { googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid1', [[300, 250], 'fluid'], 'dfp-hybrid1-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid2', [[300, 250], 'fluid'], 'dfp-hybrid2-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid3', [[300, 250], 'fluid'], 'dfp-hybrid3-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivehybrid4', [[300, 250], 'fluid'], 'dfp-hybrid4-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivethankyouhybrid1', ['fluid'], 'dfp-thankyouhybrid1-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/paymentsdive/paymentsdivethankyouhybrid2', ['fluid'], 'dfp-thankyouhybrid2-mobile').addService(googletag.pubads()); } if ((typeof divecounter !== "undefined") && (divecounter.getData().is_subscriber)) { googletag.pubads().setTargeting("is_subscriber", "yes"); } var site = window.location.host; googletag.pubads().setTargeting("site", site); var first_path = window.location.pathname.split( '/' )[1]; googletag.pubads().setTargeting("first_path", first_path); // Set ad targeting on the trendline to show the ads designated for it var isTopicPage = window.location.pathname.indexOf('/topic/') !== -1; if(isTopicPage) { googletag.pubads().setTargeting('is_topics_page', 'true'); } googletag.pubads().setCentering(true); googletag.pubads().collapseEmptyDivs(false); // Whether to collapse the slots even before the ads are fetched. googletag.pubads().enableSingleRequest(); googletag.enableServices(); }); </script> <script>window.fallbackAds = '[{\u0022adType\u0022: \u0022editorial_native_ad\u0022, \u0022link\u0022: \u0022/trendline/e\u002Dcommerce\u002Ddrives\u002Ddigital\u002Dpayments\u002Dadvances/414/?utm_source\u003DPD\u0026utm_medium\u003DNativeFB\u0026utm_campaign\u003DTrendlineFB\u0022, \u0022label\u0022: \u0022Trendline\u0022, \u0022image\u0022: \u0022https://imgproxy.divecdn.com/XHu866GIoP8MPkiNj8xdhXeX0TZ1Mq8hQLDBYJ3pfJs/g:ce/rs:fit:212:100/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDI4OTQ2NDQwLmpwZw\u003D\u003D.webp\u0022, \u0022attribution\u0022: \u0022\u0022, \u0022headline\u0022: \u0022How e\u002Dcommerce is driving digital payment advances\u0022, \u0022ctaText\u0022: \u0022Access now\u0022, \u0022description\u0022: \u0022As\u005Cu00a0e\u002Dcommerce activity continues to climb, providers of digital payment tools are likely to keep evolving their online offerings.\u0022}]'</script> <script type="module" src="/static/js/dist/onBoardDiagnostics.bundle.js?481016210225" ></script>   <script src="https://d12v9rtnomnebu.cloudfront.net/informa_banner/techtarget-informa-banner.min.js"></script> </head> <body class="opinion-page"> <techtarget-informa-banner theme="light" language="en" class="no-print"></techtarget-informa-banner>  <a href="#skip-link-target" class="button button--loud skip-nav-link" tabindex="1">Skip to main content</a>  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-55G8WRR" height="0" width="0" style="display:none;visibility:hidden"> </iframe></noscript>  <div id="prestitial-init" style="display: none;" class="prestitial-init"></div> <div id="prestitial-outer" class="prestitial content-overlay" style="display:none;"> <section class="site-menu" aria-label="Site menu"> <div class="site-menu-inner"> <img src="https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.svg" alt="Payments Dive" class="pub-logo"> </div> </section> <section class="paychek-page-wrapper row"> <div class="paychek-button large-4 large-push-8 columns"> <div> CONTINUE TO SITE ➞ </div> </div> <div class="paychek large-8 large-pull-4 columns"> <div id="paychekgoeshere"></div> <script data-cfasync="false" type="text/javascript"> if (typeof prestitialAds !== 'undefined' && prestitialAds.pageIsPrestitialEligible()) { prestitialAds.showOverlay(); 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href="/opinion/submit-opinion/">submission form here.</a></p> <ul class="feed layout-stack-xxl"> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/how-stablecoins-may-extend-us-dollar-supremacy/740498/"> <img class="" src="https://imgproxy.divecdn.com/TCgis2kmUFSybDyH-I7xxwoG_4dBqebqLljWUAaOSPw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05NDM0MDExNDZfcU1qdWF0Ri5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/pFR4KF1L1MCspWnqUpMlSlo5AYL2QXr2GOhZUjwjA0s/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05NDM0MDExNDZfcU1qdWF0Ri5qcGc=.webp 300w, https://imgproxy.divecdn.com/Z52uCdy8KbWmu06Rxmi3Fw9PTDF2bJwmMPYfLWqpLAM/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05NDM0MDExNDZfcU1qdWF0Ri5qcGc=.webp 600w, https://imgproxy.divecdn.com/TCgis2kmUFSybDyH-I7xxwoG_4dBqebqLljWUAaOSPw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05NDM0MDExNDZfcU1qdWF0Ri5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Growing bar graph from US dollar banknotes" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">DavidLeshem via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/how-stablecoins-may-extend-us-dollar-supremacy/740498/"> How stablecoins may extend US dollar supremacy </a> </h3> <p class="feed__description">“Dollar-based stablecoins such as USDT and USDC are traded all over the world at any time of the day, regardless of holidays, time zones, and whether markets are open or closed,” writes the CEO of an embedded finance company.</p> <span class="secondary-label"> Bam Azizi • </span> <span class="secondary-label">Feb. 20, 2025</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/bolt-digital-payment-tools-proliferate-checkout-consolidation-looms/739927/"> <img class="" src="https://imgproxy.divecdn.com/ufvaepckYA-Dcmb1AOp3gCthLrmnbUaZl6lFPpUZMK8/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS93bWNvbS1zaXRldXBkYXRlc18xLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/LrTK4gagR66qWSr88yvGkUifxpQrSy9ZKZ4P5dpvfa8/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS93bWNvbS1zaXRldXBkYXRlc18xLmpwZw==.webp 300w, https://imgproxy.divecdn.com/2R4b5Nb2TtKCAs3fwaTgNPokx3iBXHoysizIJTtWwic/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS93bWNvbS1zaXRldXBkYXRlc18xLmpwZw==.webp 600w, https://imgproxy.divecdn.com/ufvaepckYA-Dcmb1AOp3gCthLrmnbUaZl6lFPpUZMK8/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS93bWNvbS1zaXRldXBkYXRlc18xLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Walmart app homepages on three phones." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Courtesy of Walmart</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/bolt-digital-payment-tools-proliferate-checkout-consolidation-looms/739927/"> Payment tools proliferate, consolidation looms </a> </h3> <p class="feed__description">“The winners in this consolidation won't necessarily be the biggest players,” writes a checkout technology company CEO. “They'll be the ones who understand that consumers don't want more payment options — they want better ones.”</p> <span class="secondary-label"> Justin Grooms • </span> <span class="secondary-label">Feb. 12, 2025</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/fednow-instant-bank-payments-send-feature-ACH/737676/"> <img class="" src="https://imgproxy.divecdn.com/SfGEchZo9Ho9aqJabutJB_YutC_8M18POJmb5z5X3hE/g:nowe:358:0/c:3249:1836/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxNTQuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/rN25gz-EmxGQU4g5Gaj8SeqHxHnRuMLJj279xYAjbDY/g:nowe:358:0/c:3249:1836/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxNTQuanBn.webp 300w, https://imgproxy.divecdn.com/_gkXozDgl1thj30SB1wYsrKsP4D1QPuADOkeOs5JbIs/g:nowe:358:0/c:3249:1836/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxNTQuanBn.webp 600w, https://imgproxy.divecdn.com/SfGEchZo9Ho9aqJabutJB_YutC_8M18POJmb5z5X3hE/g:nowe:358:0/c:3249:1836/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxNTQuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Booth and sign for Federal Reserve payments services at Nacha conference in May 2024." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Lynne Marek/Payments Dive</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/fednow-instant-bank-payments-send-feature-ACH/737676/"> Why enabling FedNow ‘send’ matters </a> </h3> <p class="feed__description">Financial institutions that “fail to adopt both send and receive functions may be exposing their organizations to competitive disadvantages as well as reputational risks,” writes one industry executive.</p> <span class="secondary-label"> Mihail Duta • </span> <span class="secondary-label">Jan. 17, 2025</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/banks-scramble-to-meet-new-iso-standard/735362/"> <img class="" src="https://imgproxy.divecdn.com/uOc0oRYdoE9gtA-I1kv9IhNBe0EzFShFhsh5t5pph6I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTAwNTMwOTk1XzEuanBnX3Jlc2l6ZWQuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/5A2GmE5Q4aCeD-l07u31wkXmy2hHJZ2CiuCMqH-Zaxk/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTAwNTMwOTk1XzEuanBnX3Jlc2l6ZWQuanBn.webp 300w, https://imgproxy.divecdn.com/-BJN4Df9qBsp_qX4K73tTdPfLqvlZcSg-g0ySOJ3mTQ/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTAwNTMwOTk1XzEuanBnX3Jlc2l6ZWQuanBn.webp 600w, https://imgproxy.divecdn.com/uOc0oRYdoE9gtA-I1kv9IhNBe0EzFShFhsh5t5pph6I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTAwNTMwOTk1XzEuanBnX3Jlc2l6ZWQuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Shot of State Street bank building" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Dan Kitwood via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/banks-scramble-to-meet-new-iso-standard/735362/"> Banks scramble to meet new ISO standard </a> </h3> <p class="feed__description">“Companies that delay action risk losing out on both improved payment experiences and potential business with companies whose systems no longer sync up,” writes one industry senior vice president.</p> <span class="secondary-label"> Robert Turner • </span> <span class="secondary-label">Dec. 12, 2024</span> </div> </li> <li class="row feed__item feed-item-ad"> <div 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} }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-card-competition-legislation-visa-mastercard-payments/733481/"> <img class="" src="https://imgproxy.divecdn.com/C96A7iTKHB5oPAz1PT-MN7Pv8a9moeVKMRD4dC0sVWE/g:nowe:0:104/c:1024:578/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTc3MTA3MDA4LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/0i9tWee3iyZuqvZoBS0uC3p8cxzlNPWDaMn3SrtLEvc/g:nowe:0:104/c:1024:578/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTc3MTA3MDA4LmpwZw==.webp 300w, https://imgproxy.divecdn.com/tCCixl_XSFGrP5HVsuVtsktRr18qRZsKP9t0tm9Vbe0/g:nowe:0:104/c:1024:578/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTc3MTA3MDA4LmpwZw==.webp 600w, https://imgproxy.divecdn.com/C96A7iTKHB5oPAz1PT-MN7Pv8a9moeVKMRD4dC0sVWE/g:nowe:0:104/c:1024:578/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTc3MTA3MDA4LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A person drags debris through a residential street in Florida affected by a recent hurricane" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Sean Rayford via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-card-competition-legislation-visa-mastercard-payments/733481/"> How passing the CCCA would benefit nonprofits </a> </h3> <p class="feed__description">"Nonprofits and charities need every penny they can get to make effective change in times of crisis, yet big banks and credit card companies continue to take their cut," writes one policy analyst.</p> <span class="secondary-label"> Hassan Tyler • </span> <span class="secondary-label">Nov. 20, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/digital-crypto-payments-stablecoins-future/733061/"> <img class="" src="https://imgproxy.divecdn.com/suP5vXbG_sOu5YbsK2xhQ7kQqZUx-ZAJohGrSataY5o/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04ODc2NTc1NDAuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/g81Mg0CYywDa5xmINm1Eq__gRV3uL9fN7TRJp0hEvTE/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04ODc2NTc1NDAuanBn.webp 300w, https://imgproxy.divecdn.com/lD7zB_LbpXFtOs8bqok5jmlGuaity_yK2swtBBoZ8Hw/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04ODc2NTc1NDAuanBn.webp 600w, https://imgproxy.divecdn.com/suP5vXbG_sOu5YbsK2xhQ7kQqZUx-ZAJohGrSataY5o/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04ODc2NTc1NDAuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Dan Kitwood/Getty Images News via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/digital-crypto-payments-stablecoins-future/733061/"> Payments players should embrace digital currencies </a> </h3> <p class="feed__description">“Emerging currencies, digital assets, and even next-generation fiat options could be integrated thoughtfully, allowing companies to access new markets,” writes one industry chief revenue officer.</p> <span class="secondary-label"> Ryan Miller • </span> <span class="secondary-label">Nov. 15, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/justice-doj-visa-lawsuit-antitrust-unfounded/732089/"> <img class="" src="https://imgproxy.divecdn.com/BZCAjmKQbn_RQbJ70I-yaCJcrBmMe3GFumGtnr4LP1I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9WaXNhX2NhcmQuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/uS26idJeDD7HqBzv87JliAulPGcYVWbYnf6dsyQZodg/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9WaXNhX2NhcmQuanBn.webp 300w, https://imgproxy.divecdn.com/FWYtrUlyNifXxuEOZjbjv3rPGumRXFvcC4eaCgmzIgc/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9WaXNhX2NhcmQuanBn.webp 600w, https://imgproxy.divecdn.com/BZCAjmKQbn_RQbJ70I-yaCJcrBmMe3GFumGtnr4LP1I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9WaXNhX2NhcmQuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="DOJ, Visa, antitrust lawsuit" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">hapabapa via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/justice-doj-visa-lawsuit-antitrust-unfounded/732089/"> DOJ’s Visa suit is unfounded </a> </h3> <p class="feed__description">The government acknowledges payment volumes are rising, in part because of fintech growth. This competition wouldn’t be happening if a single entity, like Visa, controlled the ecosystem.</p> <span class="secondary-label"> Aurelien Portuese • </span> <span class="secondary-label">Nov. 5, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/federal-trade-commission-ftc-targeting-chargeback-service-providers-payments/731703/"> <img class="" src="https://imgproxy.divecdn.com/B1fXGTs801B7rj5Zr-9JPux4sWlgF9cr9OkfLvFnyGo/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTI2NjIxNTE5LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/u60-AlYC5Vz-uqW44PGsKcAwqDLGZbOdeN66ZDIzD_Y/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTI2NjIxNTE5LmpwZw==.webp 300w, https://imgproxy.divecdn.com/3jsae_TkmFZ4PLVjJumoMoROOjvJqqimgCb-KhwbvZA/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTI2NjIxNTE5LmpwZw==.webp 600w, https://imgproxy.divecdn.com/B1fXGTs801B7rj5Zr-9JPux4sWlgF9cr9OkfLvFnyGo/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTI2NjIxNTE5LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A person uses a credit card to pay for a purchase on a computer" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Poike via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/federal-trade-commission-ftc-targeting-chargeback-service-providers-payments/731703/"> Is the FTC targeting chargeback service providers? </a> </h3> <p class="feed__description">“For better or for worse, applying pressure to payments organizations to ferret out bad-merchant actors seems to be an effective way for the FTC to make private industry police the merchant marketplace,” writes an industry lawyer.</p> <span class="secondary-label"> Edward A. Marshall • </span> <span class="secondary-label">Nov. 1, 2024</span> </div> </li> <li class="row feed__item feed-item-ad"> <div class="hybrid-ad-wrapper show-small hide-large"> <div class="hybrid-ad-inner-wrapper"> <div class="show-small hide-large"> <div data-container-ad-unit-id="/21662595662/paymentsdive/paymentsdivehybrid3-mobile"></div> <div id='dfp-hybrid3-mobile'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'mobile' ) { googletag.display('dfp-hybrid3-mobile'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/paymentsdive/paymentsdivehybrid3'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-mobile'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> <div class="hybrid-ad-wrapper hide-small show-large"> <div class="hybrid-ad-inner-wrapper"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/paymentsdive/paymentsdivehybrid3-desktop"></div> <div id='dfp-hybrid3-desktop'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop' ) { googletag.display('dfp-hybrid3-desktop'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/paymentsdive/paymentsdivehybrid3'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-desktop'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/illinois-should-abandon-interchange-law-electronic-payments/731044/"> <img class="" src="https://imgproxy.divecdn.com/uGkP-qLgBiDfsUgSUjFm37PFpkIhnbJVRzHxWzyOYv4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzE5NzYzNjc4LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/xQkg52Imc-O4sM7cDKYG5OpVlbnRzk0c_zeL3GnSeFc/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzE5NzYzNjc4LmpwZw==.webp 300w, https://imgproxy.divecdn.com/PoJlnQNiIVZF0K7_Hva-babgyujQ95onSi2oSlypZO8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzE5NzYzNjc4LmpwZw==.webp 600w, https://imgproxy.divecdn.com/uGkP-qLgBiDfsUgSUjFm37PFpkIhnbJVRzHxWzyOYv4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzE5NzYzNjc4LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Exterior of the state capitol of Illinois in Springfield, IL" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">rruntsch via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/illinois-should-abandon-interchange-law-electronic-payments/731044/"> Illinois should abandon interchange law </a> </h3> <p class="feed__description">“Illinois has made a hasty decision that, if implemented, would have government change our payments system that functions so well that we barely notice it,” writes a trade group CEO.</p> <span class="secondary-label"> Jodie Kelley • </span> <span class="secondary-label">Oct. 25, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/healthcares-paper-check-disease/729204/"> <img class="" src="https://imgproxy.divecdn.com/z4tSLhb4aP0lU8FKVgzBdiukJEPthxRnqKpuvXvtxik/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzQ1NTEzNjM5LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/fX2oJri76bl-NAK4AgLphDudgh8eJiENY8NpjtOqHsU/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzQ1NTEzNjM5LmpwZw==.webp 300w, https://imgproxy.divecdn.com/2Zgc3BpLIY0xNK5peTUrlnE-GbWq0heTXTJymvcHo2k/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzQ1NTEzNjM5LmpwZw==.webp 600w, https://imgproxy.divecdn.com/z4tSLhb4aP0lU8FKVgzBdiukJEPthxRnqKpuvXvtxik/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzQ1NTEzNjM5LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A female doctor and senior patient discuss medical records." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">SDI Productions via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/healthcares-paper-check-disease/729204/"> Healthcare’s paper check disease </a> </h3> <p class="feed__description">“The persistence of paper checks for patient refunds is not just an inconvenience — it's a symptom of a larger problem that threatens the very sustainability of healthcare organizations,” one software firm CFO writes in this opinion piece.</p> <span class="secondary-label"> Seton Marshall • </span> <span class="secondary-label">Oct. 8, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-card-reward-programs-network-fees-restaurants-retail/727487/"> <img class="" src="https://imgproxy.divecdn.com/sh-tOuPxNyC54db_ld_5zBGqturufG8wenSvCexy-WI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Njc0NDI1NjAuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/YIJQColNg-_HmkrPwy3zSdMPvqGUn4_ct-xiQ-y5194/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Njc0NDI1NjAuanBn.webp 300w, https://imgproxy.divecdn.com/ihos3CyE2SZb4qEllJXdJPQYBzT4qrnvhlrncEbuAh0/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Njc0NDI1NjAuanBn.webp 600w, https://imgproxy.divecdn.com/sh-tOuPxNyC54db_ld_5zBGqturufG8wenSvCexy-WI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Njc0NDI1NjAuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A waiter serves a table at a nice restaurant" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Rawpixel via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-card-reward-programs-network-fees-restaurants-retail/727487/"> Who really pays for your credit card reward points? </a> </h3> <p class="feed__description">"While rewards may feel like a bonus for those who use credit cards regularly, they ultimately come at a cost," writes one payments executive.</p> <span class="secondary-label"> Parth Vatsal • </span> <span class="secondary-label">Sept. 19, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/consumer-financial-protection-bureau-earned-wage-access-rule-may-undo-progress/726129/"> <img class="" src="https://imgproxy.divecdn.com/aNp91CQSjV1CMe6d52gjd5MwHxGOgwm9N5u1neynBRM/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNjIzNzIxNDA1LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/USN-MOHUAH3AkXVZPbL73wydXcrRfBo_1nvHSAjWh3o/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNjIzNzIxNDA1LmpwZw==.webp 300w, https://imgproxy.divecdn.com/LnCZjMEiPQ-_ev1c_y0O3afI64OjJkgNlLa3aSx-ya8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNjIzNzIxNDA1LmpwZw==.webp 600w, https://imgproxy.divecdn.com/aNp91CQSjV1CMe6d52gjd5MwHxGOgwm9N5u1neynBRM/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNjIzNzIxNDA1LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A person in a white t-shirt works behind the counter at a cafe." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Scott Olson / Staff via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/consumer-financial-protection-bureau-earned-wage-access-rule-may-undo-progress/726129/"> CFPB’s EWA rule may undo progress </a> </h3> <p class="feed__description">“The CFPB’s plan to reclassify EWA as a loan could accidentally backfire on the agency by driving people right back to the payday lending industry,” writes one tech trade group professional. </p> <span class="secondary-label"> Adam Kovacevich • </span> <span class="secondary-label">Sept. 5, 2024</span> </div> </li> <li class="row feed__item feed-item-ad"> <div class="hybrid-ad-wrapper show-small hide-large"> <div class="hybrid-ad-inner-wrapper"> <div class="show-small hide-large"> <div data-container-ad-unit-id="/21662595662/paymentsdive/paymentsdivehybrid4-mobile"></div> <div id='dfp-hybrid4-mobile'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'mobile' ) { googletag.display('dfp-hybrid4-mobile'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/paymentsdive/paymentsdivehybrid4'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-mobile'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-card-surcharging-payments-opinion/725048/"> <img class="" src="https://imgproxy.divecdn.com/CcKYvJJAuyaXbnJy78odOgc6yHfhRH7HK9BgdimOpKs/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDUyOV8xNjU0MDIuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/ZmGSuegtJDmeIcHSx3nOYoge9Z3m_2B_xGF0FP9oTko/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDUyOV8xNjU0MDIuanBn.webp 300w, https://imgproxy.divecdn.com/qW5xqKcuuWEY2vk91ugaxGPzLap1jywxS34ZE2l2Lt4/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDUyOV8xNjU0MDIuanBn.webp 600w, https://imgproxy.divecdn.com/CcKYvJJAuyaXbnJy78odOgc6yHfhRH7HK9BgdimOpKs/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDUyOV8xNjU0MDIuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Notice on counter next to cashier tells customers about credit card surcharge" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Lynne Marek/Payments Dive</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-card-surcharging-payments-opinion/725048/"> Surcharging doesn’t have to be a bad word </a> </h3> <p class="feed__description">“The time has come to rethink surcharging not as a necessary evil but as a strategic advantage that can benefit both businesses and customers,” writes a Billtrust executive.</p> <span class="secondary-label"> Nick Izquierdo • </span> <span class="secondary-label">Aug. 23, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/consumer-financial-protection-bureau-earned-wage-access-interpretive-rule-opinion/724220/"> <img class="" src="https://imgproxy.divecdn.com/qDTB5zBbeyAlEu7TNFs0CsEtmjIL6XLwO_HpRhiNEYQ/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05MTQ2ODQ1MTAuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/veRjB1J82PFGhAJUhLEv5Vgkmr-hSGtSDLZkSINQKXg/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05MTQ2ODQ1MTAuanBn.webp 300w, https://imgproxy.divecdn.com/Q-6kwCBzMXNrW02LXDKD7zLatT10r1v8tjbj6M5Qqfo/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05MTQ2ODQ1MTAuanBn.webp 600w, https://imgproxy.divecdn.com/qDTB5zBbeyAlEu7TNFs0CsEtmjIL6XLwO_HpRhiNEYQ/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy05MTQ2ODQ1MTAuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A woman using a mobile phone with online transaction appl" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">marchmeena29 via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/consumer-financial-protection-bureau-earned-wage-access-interpretive-rule-opinion/724220/"> Why the CFPB’s recent EWA rule is wrong </a> </h3> <p class="feed__description">The Consumer Financial Protection Bureau’s earned wage access rule “could outright deny EWA to the wage earners who need it the most,” writes a trade group CEO.</p> <span class="secondary-label"> Brian Tate • </span> <span class="secondary-label">Aug. 14, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-card-competition-legislation-proposal-congress/723125/"> <img class="" src="https://imgproxy.divecdn.com/b1fpNayQoOWBIH5tbRA9U2rbG69yYUYWONhsY8sagfU/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjA5Njg3ODI1LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/t-TN0HLs4YSa3deZeFkuL5L17AKXl6Qp7zWVGsiZar4/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjA5Njg3ODI1LmpwZw==.webp 300w, https://imgproxy.divecdn.com/XEXmWf6S2IPyQCimjbV6-3ATVzKWI972ilSK8d7wSBA/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjA5Njg3ODI1LmpwZw==.webp 600w, https://imgproxy.divecdn.com/b1fpNayQoOWBIH5tbRA9U2rbG69yYUYWONhsY8sagfU/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjA5Njg3ODI1LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Person uses credit card to make online bet" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">andresr via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-card-competition-legislation-proposal-congress/723125/"> Credit Card Competition proposal should become law </a> </h3> <p class="feed__description">“In the aftermath of the CrowdStrike outage, Congress and state lawmakers should look for opportunities to build backups and redundancies into critical online systems,” writes a payments consultant.</p> <span class="secondary-label"> Dan Swanson • </span> <span class="secondary-label">Aug. 2, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/fednow-real-time-payments-bank-adoption/722523/"> <img class="" src="https://imgproxy.divecdn.com/V6bqDyEmLPy801c19MnOb97P-pcGmh2zYAqAyj1eOMw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxMzcuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/3i2Awib2qSKo3fTsPClIOhu_Fx-cuuTMoOyel_J3oQY/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxMzcuanBn.webp 300w, https://imgproxy.divecdn.com/NrqTucXHDK-vvFFzUsqEv0bflRK__7-FPfwrqukAmPU/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxMzcuanBn.webp 600w, https://imgproxy.divecdn.com/V6bqDyEmLPy801c19MnOb97P-pcGmh2zYAqAyj1eOMw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0MDUwN18xNjUxMzcuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Booth and sign for Federal Reserve payments services at Nacha conference in May 2024." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Lynne Marek/Payments Dive</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/fednow-real-time-payments-bank-adoption/722523/"> How to speed up FedNow adoption </a> </h3> <p class="feed__description">“Interfaces need to be standardized to ensure a consistent and reliable payment experience for businesses and consumers,” writes one payments software executive.</p> <span class="secondary-label"> Ani Narayan • </span> <span class="secondary-label">July 26, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/fighting-deepfakes-via-payments-fraud-prevention/718406/"> <img class="" src="https://imgproxy.divecdn.com/ODhiju350mMEWAGe0wnKhlRL6R_M9MZQBXkT5HSwNfk/g:nowe:0:1064/c:5197:2936/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcwMjMzMzIwLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/otrWiSn3kgBZQRsRtJ5VMuaK0wC4eKT_cHsX-8rqcpw/g:nowe:0:1064/c:5197:2936/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcwMjMzMzIwLmpwZw==.webp 300w, https://imgproxy.divecdn.com/uoEsPqs00B6DTod6BDqj-eANw_cYEBXNDXZ1SYev_a8/g:nowe:0:1064/c:5197:2936/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcwMjMzMzIwLmpwZw==.webp 600w, https://imgproxy.divecdn.com/ODhiju350mMEWAGe0wnKhlRL6R_M9MZQBXkT5HSwNfk/g:nowe:0:1064/c:5197:2936/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcwMjMzMzIwLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Cyberattack and internet crime, hacking and malware concepts." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Techa Tungateja via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/fighting-deepfakes-via-payments-fraud-prevention/718406/"> Fighting deepfakes via payments </a> </h3> <p class="feed__description">“Since many of these deepfake software services accept credit cards, payments providers are on the front lines of detecting these companies,” writes one corporate compliance officer.</p> <span class="secondary-label"> Alan Primitivo • </span> <span class="secondary-label">June 12, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/cfpb-seeks-to-thwart-cross-border-junk-fees-now-what/717511/"> <img class="" src="https://imgproxy.divecdn.com/f0_XPtPK368KcXftOZK9ObhI80CUnIApURp-JRTYq8w/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzg3NDE3MzgzLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/REtDcWqOb9XCv8pxBBrEnG06EZ19wneTPaXBHW8guYc/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzg3NDE3MzgzLmpwZw==.webp 300w, https://imgproxy.divecdn.com/Q-qmoMQuQ-PQW7aUIEpOSYFSlg_EliYsOD_m7DL74Xc/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzg3NDE3MzgzLmpwZw==.webp 600w, https://imgproxy.divecdn.com/f0_XPtPK368KcXftOZK9ObhI80CUnIApURp-JRTYq8w/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzg3NDE3MzgzLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Graphic of digital money transfer symbols overlaid on a map of the world" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">ArtemisDiana via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/cfpb-seeks-to-thwart-cross-border-junk-fees-now-what/717511/"> CFPB seeks to thwart cross-border junk fees. Now what? </a> </h3> <p class="feed__description">“Putting these regulations into practice is challenging, and the success of such regulatory measures largely hinges on enforcement,” writes a Wise executive.</p> <span class="secondary-label"> Rina Wulfing • </span> <span class="secondary-label">May 30, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-card-surcharging-legal-state-patchwork/716978/"> <img class="" src="https://imgproxy.divecdn.com/-Rh1E3uvvdlK0uxtnW4OSADqjl6eyWLZDH3pfWdfpW0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzA5MTMwMzY2LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/_Eknw1AW_P4kEBwXNGrt60DbwAm0_eraldCnRIeeY6Q/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzA5MTMwMzY2LmpwZw==.webp 300w, https://imgproxy.divecdn.com/Q_OlVdNjMdmC6Ua2VRWhGzkeRTGF6Bu8R7Fl0Y-0tBk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzA5MTMwMzY2LmpwZw==.webp 600w, https://imgproxy.divecdn.com/-Rh1E3uvvdlK0uxtnW4OSADqjl6eyWLZDH3pfWdfpW0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzA5MTMwMzY2LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Person taps credit card at payment terminal" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Mykola Pokhodzhay via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-card-surcharging-legal-state-patchwork/716978/"> Let’s avoid legal patchwork for credit card surcharging </a> </h3> <p class="feed__description">“All parties in the payments ecosystem would benefit greatly from state laws that provide clarity and consistency between jurisdictions,” write two legal professionals.</p> <span class="secondary-label"> Jonathan Razi and Keturah Taylor • </span> <span class="secondary-label">May 23, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/cfpb-should-reconsider-prepaid-rule/716478/"> <img class="" src="https://imgproxy.divecdn.com/GBZOsT5kCbO8WT_xYj1qQrOUeVFFegCPXyWtdTCJWU0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9JTUctNzIzNl9vRVlsM01BLkpQRw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/z60yakczfr5h3SKWwjt0cC3uJCoetatsCCMt7KjjOZs/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9JTUctNzIzNl9vRVlsM01BLkpQRw==.webp 300w, https://imgproxy.divecdn.com/Q4yP0tC9XF8hxJCAal1HG0feFKd974p9ObIVZEwZ6hk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9JTUctNzIzNl9vRVlsM01BLkpQRw==.webp 600w, https://imgproxy.divecdn.com/GBZOsT5kCbO8WT_xYj1qQrOUeVFFegCPXyWtdTCJWU0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9JTUctNzIzNl9vRVlsM01BLkpQRw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="The exterior of the Consumer Financial Protection Bureau building" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution"><a href="https://www.flickr.com/photos/22526649@N03/12140572964" target="_blank">The image</a> by Ted Eytan is licensed under <a href="https://creativecommons.org/licenses/by-sa/2.0/" target="_blank">CC BY-SA 2.0</a></div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/cfpb-should-reconsider-prepaid-rule/716478/"> CFPB should reconsider prepaid rule </a> </h3> <p class="feed__description">The Consumer Financial Protection Bureau should revisit its rule affecting digital wallets, peer-to-peer payments and prepaid cards, writes one fintech group leader.</p> <span class="secondary-label"> Brian Tate • </span> <span class="secondary-label">May 17, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/pay-by-bank-merchant-ach-transaction-payments-opinion-eric-shoykhet/715128/"> <img class="" src="https://imgproxy.divecdn.com/NeINf2NWseBcTKv-tVKTqMb5KNZwk8ZhmUw-hxmtrkw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0LUZlYi1Qcm9tb3RlZF9TdG9yeV9JbWFnZS1CcmVhZEZpbmFuY2lhbC5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/pNTckbYdB7AYJus57cCijQMkUHii9c9UYBybtx5dAOE/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0LUZlYi1Qcm9tb3RlZF9TdG9yeV9JbWFnZS1CcmVhZEZpbmFuY2lhbC5qcGc=.webp 300w, https://imgproxy.divecdn.com/FCrrdOfnTmcue7UCe7rpYKVhm2FtAHMgmlmN62GQ3dQ/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0LUZlYi1Qcm9tb3RlZF9TdG9yeV9JbWFnZS1CcmVhZEZpbmFuY2lhbC5qcGc=.webp 600w, https://imgproxy.divecdn.com/NeINf2NWseBcTKv-tVKTqMb5KNZwk8ZhmUw-hxmtrkw/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDI0LUZlYi1Qcm9tb3RlZF9TdG9yeV9JbWFnZS1CcmVhZEZpbmFuY2lhbC5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Man paying with mobile phone" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Photographer unknown via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/pay-by-bank-merchant-ach-transaction-payments-opinion-eric-shoykhet/715128/"> Pay-by-bank holds promise </a> </h3> <p class="feed__description">“The value proposition of pay-by-bank is clear: merchants win from drastically lower payment costs and consumers win from lower prices,” writes one fintech executive.</p> <span class="secondary-label"> Eric Shoykhet • </span> <span class="secondary-label">May 3, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/financial-institutions-banks-payments-standard-iso-20022/714440/"> <img class="" src="https://imgproxy.divecdn.com/I9Mfys6m4NC-e4nzS_9DT8ttnWfeCaztdpV-HTceBjU/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDQ3MTc2NzExLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/wjoqVyrn97Gm5-gEcZXFUQnHKqDxpEmYh7dTtJje3Cg/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDQ3MTc2NzExLmpwZw==.webp 300w, https://imgproxy.divecdn.com/c1fLMYBu1JY2P7nKzglR3-BCn9tIriKD3Fug4_xav_Y/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDQ3MTc2NzExLmpwZw==.webp 600w, https://imgproxy.divecdn.com/I9Mfys6m4NC-e4nzS_9DT8ttnWfeCaztdpV-HTceBjU/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDQ3MTc2NzExLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A three-dimension rendered image of global connection lines across a satellite image of earth" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">DKosig via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/financial-institutions-banks-payments-standard-iso-20022/714440/"> Why financial institutions should embrace ISO 20022 </a> </h3> <p class="feed__description">Adopting ISO 20022 payment standards can help U.S. banks and credit unions unlock richer data and stay competitive in the global financial marketplace.</p> <span class="secondary-label"> Sylvie Boucheron-Saunier • </span> <span class="secondary-label">April 26, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/stick-with-cfpb-late-fee-cap-says-sunbit-ceo/713319/"> <img class="" src="https://imgproxy.divecdn.com/1bzIzXdDLD-sKl5l6yAYVciDLz2yn9zN5QvFudU5wjQ/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04Nzg3NDU2NF8yX0NUQkdtSVMuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/1yaLQs_NG1pRe9mGXqnJNbIdL3Mg0Vy2WlydT0f6u0c/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04Nzg3NDU2NF8yX0NUQkdtSVMuanBn.webp 300w, https://imgproxy.divecdn.com/-vyUZI7n_fj3v-hSvtc8VMPtPuY5p24BJW3IBJb-rk8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04Nzg3NDU2NF8yX0NUQkdtSVMuanBn.webp 600w, https://imgproxy.divecdn.com/1bzIzXdDLD-sKl5l6yAYVciDLz2yn9zN5QvFudU5wjQ/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04Nzg3NDU2NF8yX0NUQkdtSVMuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="credit cards" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Joe Raedle via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/stick-with-cfpb-late-fee-cap-says-sunbit-ceo/713319/"> CFPB’s new late fee cap charts ‘a better way,’ says Sunbit CEO </a> </h3> <p class="feed__description">“The credit card industry should take a page from innovators, instead of relying on yesterday’s fee models,” argues the CEO of the payment tools provider.</p> <span class="secondary-label"> Arad Levertov • </span> <span class="secondary-label">April 16, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/digital-wallets-commercial-business-payments-b2b/713029/"> <img class="" src="https://imgproxy.divecdn.com/9i3mxrLX6mcHuyBVw7IyLz8rNDpBxhfX-Taz8xRLq6U/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY2MDc5MTQwLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/AX1zTaG4ZJY2FsbMYOovkkkhl4lqaTWzg2gog9St9XA/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY2MDc5MTQwLmpwZw==.webp 300w, https://imgproxy.divecdn.com/shnPtonD6JIDBZlkC19V1YcBZ2fvY-g2RZyAHyBGs7Q/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY2MDc5MTQwLmpwZw==.webp 600w, https://imgproxy.divecdn.com/9i3mxrLX6mcHuyBVw7IyLz8rNDpBxhfX-Taz8xRLq6U/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTY2MDc5MTQwLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Businesswoman checks online invoice" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">AndreyPopov via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/digital-wallets-commercial-business-payments-b2b/713029/"> Digital wallets must take hold in B2B </a> </h3> <p class="feed__description">“Digital wallets, once primarily associated with consumer transactions, have now firmly established their presence in the B2B realm,” writes an industry manager.</p> <span class="secondary-label"> Lakshmi Sushma Daggubati • </span> <span class="secondary-label">April 12, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/earned-wage-access-ewa-payments-legislation-lending/712390/"> <img class="" src="https://imgproxy.divecdn.com/BrI3t453FVVmTelbcdsdo5bQmYYio3lJ_yfVdH8GGUk/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTk3MDg3NjEyLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/gNu-uGGthK5U-16v8FejOS-tKOwBLNNzcFT7gzZIcq4/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTk3MDg3NjEyLmpwZw==.webp 300w, https://imgproxy.divecdn.com/cpVNP6P6C8QouklCXnWrP8KvtoPYwAkhFcJAW-FljMU/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTk3MDg3NjEyLmpwZw==.webp 600w, https://imgproxy.divecdn.com/BrI3t453FVVmTelbcdsdo5bQmYYio3lJ_yfVdH8GGUk/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTk3MDg3NjEyLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A bicycle delivery person in a city checking an address on a mobile app." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">South_agency/E+ via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/earned-wage-access-ewa-payments-legislation-lending/712390/"> EWA shouldn’t be regulated like loans </a> </h3> <p class="feed__description">“Attempts to regulate EWA as credit threaten worker access to this innovative and consumer-friendly financial tool,” writes one earned wage access industry CEO.</p> <span class="secondary-label"> Darcy Tuer • </span> <span class="secondary-label">April 5, 2024</span> </div> </li> </ul> <div class="pagination"> <a href="?page=2" class="button button--soft">  Next<img class="button__icon button__icon--small button__icon--right" src="/static/img/components/buttons/right-arrow.svg?353714160519" alt="next icon"> </a> </div> </section> <aside class="sidebar large-4 columns"> <div class="hybrid-ad-wrapper hide-small 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class="analytics t-wwr-sidebar-item sidebar-box-list__item-title" href="https://www.reuters.com/business/finance/mastercard-settlement-approved-by-uk-court-despite-funders-opposition-2025-02-21/" target="_blank"> Mastercard settlement approved by UK court despite funders’ opposition <img src="/static/img/offsite.svg?141716111021" class="off-site-link" alt="offsite link" height="12" width="12" loading="lazy"> </a> </li> <li class="sidebar-box-list__item"> <img src="https://www.google.com/s2/favicons?domain=https%3A//www.theinformation.com/articles/brex-a-year-after-turmoil-has-profits-in-sight%3Foffer%3Drtsu-engagement-25%26utm_campaign%3DRTSU%253A%2BBrex%252C%2Ba%2BYear%2BA%26utm_content%3D7235%26utm_medium%3Demail%26utm_source%3Dcio%26utm_term%3D4949" height="16" width="16" alt="" loading="lazy"> <span class="label label--soft">The Information</span> <a class="analytics t-wwr-sidebar-item sidebar-box-list__item-title" href="https://www.theinformation.com/articles/brex-a-year-after-turmoil-has-profits-in-sight?offer=rtsu-engagement-25&utm_campaign=RTSU%3A+Brex%2C+a+Year+A&utm_content=7235&utm_medium=email&utm_source=cio&utm_term=4949" target="_blank"> Brex, a Year After Turmoil, has Profits in Sight <img src="/static/img/offsite.svg?141716111021" class="off-site-link" alt="offsite link" height="12" width="12" loading="lazy"> </a> </li> </ul> <a class="analytics t-wwr-sidebar-all sidebar-box__cta" aria-label="View all what we are reading items" href="/what-we-are-reading">View all</a> </div> <div class="sidebar-box hide-small show-large" data-box-priority="8"> <h3 class="sidebar-box__header">Industry Intel</h3> <ul class="sidebar-box-list"> <li class="sidebar-box-list__item"> <a class="analytics t-intel-sidebar-item sidebar-box-list__item-title" target="_blank" href="https://resources.industrydive.com/how-financial-institutions-are-reinventing-the-future-of-finance"> How Financial Institutions, 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