CINXE.COM

<!DOCTYPE html><html lang="en-US"><head><title>Just a moment...</title><meta http-equiv="Content-Type" content="text/html; charset=UTF-8"><meta http-equiv="X-UA-Compatible" content="IE=Edge"><meta name="robots" content="noindex,nofollow"><meta name="viewport" content="width=device-width,initial-scale=1"><style>*{box-sizing:border-box;margin:0;padding:0}html{line-height:1.15;-webkit-text-size-adjust:100%;color:#313131;font-family:system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji}body{display:flex;flex-direction:column;height:100vh;min-height:100vh}.main-content{margin:8rem auto;max-width:60rem;padding-left:1.5rem}@media (width <= 720px){.main-content{margin-top:4rem}}.h2{font-size:1.5rem;font-weight:500;line-height:2.25rem}@media (width <= 720px){.h2{font-size:1.25rem;line-height:1.5rem}}#challenge-error-text{background-image:url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIzMiIgaGVpZ2h0PSIzMiIgZmlsbD0ibm9uZSI+PHBhdGggZmlsbD0iI0IyMEYwMyIgZD0iTTE2IDNhMTMgMTMgMCAxIDAgMTMgMTNBMTMuMDE1IDEzLjAxNSAwIDAgMCAxNiAzbTAgMjRhMTEgMTEgMCAxIDEgMTEtMTEgMTEuMDEgMTEuMDEgMCAwIDEtMTEgMTEiLz48cGF0aCBmaWxsPSIjQjIwRjAzIiBkPSJNMTcuMDM4IDE4LjYxNUgxNC44N0wxNC41NjMgOS41aDIuNzgzem0tMS4wODQgMS40MjdxLjY2IDAgMS4wNTcuMzg4LjQwNy4zODkuNDA3Ljk5NCAwIC41OTYtLjQwNy45ODQtLjM5Ny4zOS0xLjA1Ny4zODktLjY1IDAtMS4wNTYtLjM4OS0uMzk4LS4zODktLjM5OC0uOTg0IDAtLjU5Ny4zOTgtLjk4NS40MDYtLjM5NyAxLjA1Ni0uMzk3Ii8+PC9zdmc+);background-repeat:no-repeat;background-size:contain;padding-left:34px}@media (prefers-color-scheme:dark){body{background-color:#222;color:#d9d9d9}}</style><meta http-equiv="refresh" content="120"></head><body class="no-js"><div class="main-wrapper" role="main"><div class="main-content"><noscript><div class="h2"><span id="challenge-error-text">Enable JavaScript and cookies to continue</span></div></noscript></div></div><script>(function(){window._cf_chl_opt={cvId: '3',cZone: "publications.waset.org",cType: 'non-interactive',cRay: '91787ec91c2dfdee',cH: 'QaV0_ddl2cy2H4nWmlkVdCw38oQMmyKXSoqzHjXBQ2M-1740494895-1.2.1.1-t0lf6Uv5egyp6J7FDJMaVXABruRoQwUz_RuoYVMpbyitgnJDgM6_QdQTB4ootb3X',cUPMDTk: "\/abstracts\/search?q=bankruptcy&__cf_chl_tk=Fmk3LgT68dDmFrM4DusQ6Ki3J1S8CQimQobeUBWlOy0-1740494895-1.0.1.1-ctrEj13qT1KHoKvnEgREp6MurX1oSJzV7qUZ1y3GBoE",cFPWv: 'b',cITimeS: '1740494895',cTTimeMs: '1000',cMTimeMs: '120000',cTplC: 0,cTplV: 5,cTplB: 'cf',cK: "",fa: "\/abstracts\/search?q=bankruptcy&__cf_chl_f_tk=Fmk3LgT68dDmFrM4DusQ6Ki3J1S8CQimQobeUBWlOy0-1740494895-1.0.1.1-ctrEj13qT1KHoKvnEgREp6MurX1oSJzV7qUZ1y3GBoE",md: ".Kk9zkRsmwnjSmlg7Giw_.VcWuCp9ohgGCBu2Ghbl04-1740494895-1.2.1.1-VTz9gNlFgjGSRtCEAYVAWGYsXyUtPoHvDbfsEVyVxqnXV0AnpTuARCDFzeGyGsi_CT5G1EqtMTWN8we.3ZkrQPY.2_tbz6GZczE5ApwOFBMpBaxp6nCKlXRyeozbCoDXEf0fabhYGjAWQBvLVyCuxZF1F00uuGeiuobYaB2Uzl1DsJAh0NXmrF0A.auyPvZTBh.wh6xAq9ppAj0kxmFdZ0m9hiL7315JZGWqFc1oV124Z5Mqp5mLaAAuyLUOm9DPB3f45HBOEqAPDYpPQpCML.272eHO0XvtnlYPp44Nyov7NlileInUDgECMjSOxhF.8C2m0b64WmbNoPVy101T1gquBXSzFKR9wm6qQBDqHpjpa.ObFEHSVVfhQ9ue5Dns0pC82AnMn9wqwO.YxfHRmE_DAEmMoS3m1cc9E_Y2xwSixoBXyPQN_2uUALpphe17mOhh4BspJcDfIwgjxIgwDbg6rmi5vh5iP4hJVZ0Dh_OayxSQYrxtqVAmJ.pdmXIsSZpcmNbTnveyc73xPrjKWAstgvlm88bOgMnirvjFCnVAA85PQOc9A9irbEaCqFaTWD9_qDdq5JYejmJyeCcPvHGQSpIbT1Z3u4IPJMHUjolwoGMyjiuAj7nQHwnuKAteHHldmFhya1fBuYdSD0b9lThYzhwdWRZHmR.PasmyzVXdp9MGsNhKfpa8HtmdueahSq8ARD4hllYAVXg1065JLQgTfSeRv3F0oo8_0a611HOSHfVnzdNrbjFcvB8zZ3DMdHGSawwGUiGmPCxRwxR3dJkUfXizVmm0xZAKSUQ57cHf6EUaum92mESVjZNQLNWlviDJ9fYi0mva3EqTsWq7iEFZhpkE1NRvgEdmgTRxUgzCHy7QFzvZNaV6Ixd1Fu8ijgC4J_ko8uflHHp_N5ILw_E1PtHEaZo..bX4eEduZOonMuyi0vTHZOxPiQ11FfpnvHr67WYz_YWS_uZCyOhPYT7D1ao_mgE1CXMy2NOe69SdgKcY9D4FLrit3n4DE5PJJbK8d1vu0KtELYk_eSIGfTG.3I13Z_Tyo5EC1eMUOtU9RUE0GniaFkKWdeXkCrzEgK4vY2Fx8.S.z9gTILXTdcwEzp_r244DZVqXiKHXZT87kw.O0dQD5syPurYk6WBUPkYMtK4StjOmoCi65Zn.8OyQZBX6C11bGpYt8sWHlTvPFuQ4_br1TImH0LlQsJpvnWsLQgCHlohUbWfL7cM558sSiLBnjjCJTE06E4xSVr0L5O3DfrQiS3Gv.RR438YvxEkPszsaWP0i7TUbcMLEmi_mMU.MRSdlDkcX33NvpPxnL_WhmdWM8RQQOVwQPKruBNys2YrTawzD.P_DGRKQ9JRRbBOH_E26thiqFUjI.Ba0bOExuGY3i9MGYs.2WScvi6E7BKjWXoxExh2mf22vjkXdPKylkGcreh8gglWhV3lEydnBRfXkzWPOJ9NJ5VswZgy7PcDtim5M.CTBy_trO648JX6MVi9rnPbeLMnKT_f4OBMBeUNl53ReSuPnoMZbu2VpgIJA.Aj61JA_x3aG0owaEsuvLCGj5fkv_py5mgESDAR0AKHW4KPOHPHyG4nN5V1OD8rZso8a8NuQNm7MIsxNb8ixxxZhzrq2MddWoOu3roR762_7Hb_UnAK3WcSql9OCUgpmwB1q4rZtAG5OyBFZNkpBzfYojAy6WZPwkeMElD57rYoA9f3nEwFXUc2xsBKoPfrj5LqEizlQC.xu8tiFpThpPq.W4uwWNV2siwyhmqtSDGU3k3curlzLoEVGbVeaOZhXnu_1_iWhvzG1qiCKnvTa9X9h.JNim8frErjlPAZpXRZkuA98DVyd1e0XHQIkbKu9zdQKt1OeX1BGyFbjpiNXRo1JtV6kmJNGIzICBLZNNo.eetXdklGDivhqmnCkuXSCx9dBHSB6PHZhJw",mdrd: "Rb390JBP5taE0Ip2WhnvusU5p.qXRsuqx.DaOovQoDY-1740494895-1.2.1.1-CmSQ8ofu9_OPZWoqEo9hMI63olaDnGNwj3eimvxdY2jSBsEDcYQ4xQGDTOx5Ko9huy_WzIpbrIlzdH2oLV.2TV6q2kat.Ym88CEwqF_ErMy.mAP5Re0GGjzujA13XtrQ7W6iITCiuLKlN2HtNYb1S2j4Q1GFMqBj1xAHjIhITVneWva7BZnRBxdgOm1ASJSPNDEwBgZDEcImNaQRyU6KxE.tqLGrtO5QOyF3Ia28ZxsgGj.d5PeeAM1.tFKwkbfaLbek003qdkwdLdArymldyCqNR6WdBbzEKb2_PbuRsRII5ewnc45BiF9Rk7n8xHndoTs4kmACv9VJY0DwMuTPsKPw618yQw_yZcQ7jN4hX1wEU6gGBbpKuEEtJ3boXp94H28sSXks_PyKOdSpo0lynLRoLZY8QWF1mSCzFpPMOZ12cbgIx02xnW_THsz.G_fuSATfSDbHfxaKJniv2b9F_UPAyhkbpYNMAhfkMJpOPiNLePlwa1u_1xaa0aBtB5ivclGGxLyKjx4BAirX36uxduas0YWSIBUNb57PDZFHYYmLRWAGE1yczjBU.slj.07WcE4o3TlWB.2bB6UVQ9Dm2h4_4Jfi2rmyRlwcOtUOCTxX1AHDkfeAFz6DBfK1WyS_f9QgR9R4HqLZWz2euzoZlKi2OwxSAgmtJlJpLOB5ESSxckK1Us8U9VzqAvXK.HRLcmtwvBrOdE07bDVSbjUHHA2YpyMXZorreKHWSFF9OWV5qCrGXw5h0U0_7ZlO9bUzxErnpIb9iJ9G9HiIrGFwsELc2fQN_MnEemPU9d6Rzw1r1RTIElDV3LO1zDZCsZpbxHmYVWX7R2HaPkKho4q6co5jNcRB5pU5QR3Sm6NIOdgymX2STHDv0O2BLjK0cp4GkyENK4YjUrD6sug0Uijs1vvPq8mCT0IzuKxutQ.r2aWMoM8L34YWBm57gJcqb9QY6w3BISVemjEGbZtIUR1c8Bo4H1UEpsd08oH18b1FG3BIGB7nQjP6fCkjhr9frbj8RccoGj2CLeGu9Wo7d760df_lLqK9fighHePFeu3z1i97JnHM7OGNyqzeQ8SwHAO_0hXoJfQrF_FkEgCkTWZsoEPcIxU6DolPvESL3PLHYVhkQu.yWHUzzj_Z6BIH_i_3TSY1EMl51CFWi7rrNf7uODVoFUNl2q42iVe8G.G050iou_8pbYqlpyJ4WB7BUCDp5.WOdlm5jRIOv22eFdZ3.4DbVZKVFfYmaJKqSLTK8iJtvQV2ZfdUKh27P70LImVjrNsFgh_ORc7GjISrVXMiTsqhCsbswhNzP_cD34nUnp03Jqd9zoj47lXpOvDf_c2LeGwfGoDY7An2DVVAB7Osc3sUvSvn31fwWrfZ1nttOOM8t33wOovsTC4SLW8k3KtKLW7.dSI9tc2kbdnU0hTOv2j3igGqbNOhpLjm1zwrNtvFrNtj6CVdrlfBUTodHUFCZSO22rVFBhSQWrwyLivnvCQUTQdqsk.sz0DdArHOoT9WU9mLfvge.14E8n2Xa1jY0TLsTkE.a7luu8_uVEaTUMlekl2gyFhBIwmealC3OqEhLkJ8fNBWKX4X1Lb4pe7XgGJGxgltzRCCvkk88c.rXaqmC.j7qM1EwFVxmbZMP7w41mPWHeAg0.hPn2bugkx2E.MBoF3DFzV7P9lP3541qXaPsYRjLZ.HQKBxfcLufFZydmrfrOqyde1pS.6o13RAKuVva2aTePTT_raHuLaCjsI.Dd6wg6XKNjnow6LKaXmq9ppm6CCGO.tyCy0H3Hc95ouUuVEAjeLEcEug4EhdqL7dgeUSWcjLJ1hN1v_4YcT00poHZlC5MqVEk6QDCxxHH_vSvbk1.nz8xAihh8pZT4.71IZszWotUM7KRrAfA3zpEQTIPC0FWBTIOv_GUVgyxwRrsSuaU_dgoE7kdiab54UFNiLqKhAlG4i59.lKApvOzdYBgbPKE3rEqDnRtFdt"};var cpo = document.createElement('script');cpo.src = '/cdn-cgi/challenge-platform/h/b/orchestrate/chl_page/v1?ray=91787ec91c2dfdee';window._cf_chl_opt.cOgUHash = location.hash === '' && location.href.indexOf('#') !== -1 ? '#' : location.hash;window._cf_chl_opt.cOgUQuery = location.search === '' && location.href.slice(0, location.href.length - window._cf_chl_opt.cOgUHash.length).indexOf('?') !== -1 ? '?' : location.search;if (window.history && window.history.replaceState) {var ogU = location.pathname + window._cf_chl_opt.cOgUQuery + window._cf_chl_opt.cOgUHash;history.replaceState(null, null, "\/abstracts\/search?q=bankruptcy&__cf_chl_rt_tk=Fmk3LgT68dDmFrM4DusQ6Ki3J1S8CQimQobeUBWlOy0-1740494895-1.0.1.1-ctrEj13qT1KHoKvnEgREp6MurX1oSJzV7qUZ1y3GBoE" + window._cf_chl_opt.cOgUHash);cpo.onload = function() {history.replaceState(null, null, ogU);}}document.getElementsByTagName('head')[0].appendChild(cpo);}());</script></body></html>