CINXE.COM

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</script> <title>Best Homeowners Insurance in Wisconsin for 2025 | Bankrate</title><meta name="description" content="If you’re looking for home insurance in Wisconsin, start with Bankrate."><meta name="Category" content="homeowners-insurance"><meta name="SubCategories" content="insurance"><meta name="pageuuid" content="2e238559-80cf-4502-adcf-201ad2809906"><meta name="ContentSrc" content="sb:169091013"><meta name="PageType" content="rates-results"><link rel="canonical" href="https://www.bankrate.com/insurance/homeowners-insurance/wisconsin/"><meta name="robots" content="index, follow"><meta property="og:title" content="Best Homeowners Insurance in Wisconsin for 2025 | Bankrate"><meta property="og:description" content="If you’re looking for home insurance in Wisconsin, start with Bankrate."><meta property="og:url" content="https://www.bankrate.com/insurance/homeowners-insurance/wisconsin/"><meta property="og:site_name" content="Bankrate"><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@bankrate"><meta name="twitter:title" content="Best Homeowners Insurance in Wisconsin for 2025 | Bankrate"><meta name="twitter:description" content="If you’re looking for home insurance in Wisconsin, start with Bankrate."><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage"}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is the best homeowners insurance in Wisconsin?","acceptedAnswer":{"@type":"Answer","text":"The best homeowners insurance in Wisconsin depends on each individual homeowner’s needs and preferences. If you’re looking for the cheapest homeowners insurance available, you may prefer one company, while someone looking for a specific specialty coverage may go with another. If you’re not sure what you’re looking for, it may help to speak with licensed insurance agents and request quotes from multiple insurance companies to compare pricing."}},{"@type":"Question","name":"How do I get homeowners insurance in Wisconsin?","acceptedAnswer":{"@type":"Answer","text":"Getting a quote for homeowners insurance is simple. In many cases, you can ask for and receive a quote just by answering a few questions on the company's website. For other companies, you may need to call a local agent for your quote. When you do, you will need to give them some basic information: usually your name, date of birth and info on your home including its age, location and condition."}},{"@type":"Question","name":"How can I save money on home insurance in Wisconsin?","acceptedAnswer":{"@type":"Answer","text":"Many home insurance companies offer discounts to help homeowners save money on their policy. While every company has different discounts, you can often get savings for bundling your home and auto insurance, paying your premium in full, installing smoke alarms or a security system in your house and insuring a newly built or newly purchased home. In addition, raising your deductible and improving your credit score can help you get a better rate. Once per year, consider shopping around for new home insurance quotes to see if you can find a lower rate from a different carrier."}},{"@type":"Question","name":"What is the difference between homeowners insurance and hazard insurance?","acceptedAnswer":{"@type":"Answer","text":"Hazard insurance is the portion of your Wisconsin homeowners insurance policy that specifically covers your home and personal belongings if they are damaged by a covered peril such as fire and smoke, lightning, windstorm, hail and explosion. The rest of your policy covers other instances like theft and medical expenses if someone were injured on your property and provides loss of use coverage if you cannot occupy your home due to a covered loss."}},{"@type":"Question","name":"What is the cheapest homeowners insurance in Wisconsin?","acceptedAnswer":{"@type":"Answer","text":"Of the top carriers on list for 2024, Rockford Mutual offers the cheapest homeowners insurance rates. On average, Rockford Mutual policyholders pay $820 per year for a home with $300,000 in dwelling coverage. This is significantly cheaper than the state average premium of $1,162. Keep in mind, however, that your rate will vary depending on your home’s size, location, replacement cost and various other factors personal to you. The best way to find the cheapest home insurance company for you is to request multiple quotes for the same or similar coverage to compare."}}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","name":"Insurance","item":{"@type":"Thing","url":"https://www.bankrate.com/insurance/","@id":"https://www.bankrate.com/insurance/"},"position":1},{"@type":"ListItem","name":"Homeowners Insurance","item":{"@type":"Thing","url":"https://www.bankrate.com/insurance/homeowners-insurance/","@id":"https://www.bankrate.com/insurance/homeowners-insurance/"},"position":2}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"Organization","url":"https://www.bankrate.com/","email":"webmaster@bankrate.com","ethicsPolicy":"https://www.bankrate.com/privacy/","foundingDate":"1976","legalName":"Bank Rate LLC","name":"Bank Rate","address":{"@type":"PostalAddress","addressLocality":"New York, NY","postalCode":"10017","streetAddress":"750 3rd Ave, 28th Floor"},"foundingLocation":{"@type":"Place","name":"New York City, New York, U.S."},"logo":{"@type":"ImageObject","url":"https://www.bankrate.com/v2.828.1/img/logo/bankrate-logo-268x60.jpg"}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"Article","headline":"Best homeowners insurance companies in  Wisconsin for 2025","description":"If you’re looking for home insurance in Wisconsin, start with Bankrate.","datePublished":"2022-07-27T17:44:26.000Z","dateModified":"2025-02-01T00:00:00-05:00","url":"https://www.bankrate.com/insurance/homeowners-insurance/wisconsin/","mainEntity":{"@type":"WebPage","@id":"https://www.bankrate.com/insurance/homeowners-insurance/wisconsin/"},"publisher":{"@type":"Organization","name":"Bankrate.com","logo":{"@type":"ImageObject","url":"https://www.bankrate.com/v5.1693.0/next/img/svg/logos/bankrate-wordmark.svg"}},"author":{"@type":"Person","name":"Mary Van Keuren","url":"https://www.bankrate.com/authors/mary-van-keuren/"},"editor":{"@type":"Person","name":"Lisa McArdle","url":"https://www.bankrate.com/authors/lisa-mcardle/"}}</script><meta class="swiftype" name="title" data-type="string" content="Best Homeowners Insurance in Wisconsin for 2025 | Bankrate" /><meta class="swiftype" name="description" data-type="text" content="If you’re looking for home insurance in Wisconsin, start with Bankrate." /><meta class="swiftype" name="url" data-type="enum" content="https://www.bankrate.com/insurance/homeowners-insurance/wisconsin/" /><meta class="swiftype" name="type" data-type="enum" content="rates-results" /><meta class="swiftype" name="category" data-type="string" content="homeowners-insurance" /><meta class="swiftype" name="category" data-type="string" content="insurance" /><meta http-equiv="content-language" content="en-US"> <link rel="icon" href="/favicon.ico"> <link rel="preload" href="https://www.bankrate.com/static/fonts/CircularStd-Book.woff2" as="font" crossorigin> <link rel="preload" href="https://www.bankrate.com/static/fonts/CircularStd-Bold.woff2" as="font" crossorigin> <link rel="preconnect" href="https://www.googletagmanager.com" crossorigin> <link rel="preconnect" href="https://cohesion.bankrate.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link rel="preload" as="style" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap"> <link rel="stylesheet" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap" media="print" onload="this.media='all'"> <noscript> <link rel="stylesheet" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap"> </noscript> <script type="module"> document.documentElement.classList.remove('no-js'); </script> <style type="text/css"> .preampjs [data-preamp], .fusejs [data-fuse] { opacity: 0 !important } </style> <script> ! 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mobile nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Banking category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Banking</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best savings accounts" data-outcome="send to Best savings accounts" > Best savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/best-high-yield-interests-savings-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best high-yield savings accounts" data-outcome="send to Best high-yield savings accounts" > Best high-yield savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/small-business/best-business-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best business checking accounts" data-outcome="send to Best business checking accounts" > Best business checking accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best checking accounts" data-outcome="send to Best checking accounts" > Best checking accounts</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/simple-savings-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="1" data-text="Savings calculator" data-outcome="send to link" > Savings calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/savings/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="2" data-text="All savings calculators" data-outcome="send to link" > All savings calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/average-savings-interest-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="3" data-text="Savings rate trends" data-outcome="send to link" > Savings rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="4" data-text="Savings resources" data-outcome="send to link" > Savings resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/how-to-open-a-savings-account/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="1" data-text="Savings basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Savings basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/start-saving-from-scratch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="2" data-text="How to start saving" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start saving</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best CD rates" data-outcome="send to Best CD rates" > Best CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-6-month-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best 6-month CD rates" data-outcome="send to Best 6-month CD rates" > Best 6-month CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-1-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best 1-year CD rates" data-outcome="send to Best 1-year CD rates" > Best 1-year CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-5-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best 5-year CD rates" data-outcome="send to Best 5-year CD rates" > Best 5-year CD rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="1" data-text="CD calculator" data-outcome="send to link" > CD calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-ladder-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="2" data-text="CD ladder calculator" data-outcome="send to link" > CD ladder calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/todays-cd-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="3" data-text="CD rate trends" data-outcome="send to link" > CD rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="4" data-text="CD resources" data-outcome="send to link" > CD resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/what-is-a-cd/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="1" data-text="CD basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CD basics</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/how-to-invest-in-cds/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="2" data-text="How to invest with CDs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to invest with CDs</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Money market accounts</p> <p class="SiteNavTopicOverview-copy">Money market accounts are similar to savings accounts, but offer some checking features as well.</p> <a href="/banking/money-market/rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Money market subcategory CTA" data-position="1" data-text="View MMA rates" data-outcome="send to link" data-category="Banking"> View MMA rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/what-is-a-money-market-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="1" data-text="Money market basics" data-outcome="send to link" > Money market basics</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/money-market-account-vs-savings-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="2" data-text="Money market vs savings accounts" data-outcome="send to link" > Money market vs savings accounts</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/how-does-a-money-market-account-work/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="3" data-text="How does an MMA work?" data-outcome="send to link" > How does an MMA work?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="4" data-text="MMA resources" data-outcome="send to link" > MMA resources</a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Banking</p> <p class="SiteNavTopicOverview-copy">Unlock financial rewards by signing up for a savings or checking account with a bonus offer.</p> <a href="/banking/best-bank-account-bonuses/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Banks subcategory CTA" data-position="1" data-text="Best bank bonuses" data-outcome="send to link" data-category="Banking"> Best bank bonuses</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/awards/2025/best-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="1" data-text="Best banks of 2025" data-outcome="send to link" > Best banks of 2025</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/best-online-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="2" data-text="Best online banks" data-outcome="send to link" > Best online banks</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="3" data-text="Bank reviews" data-outcome="send to link" > Bank reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/federal-reserve/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="4" data-text="Federal Reserve news " data-outcome="send to link" > Federal Reserve news </a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/capital-one/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="1" data-text="Capital One review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Capital One review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Capital One Bank</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/marcus/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="2" data-text="Marcus review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Marcus review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Marcus by Goldman Sachs</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - desktop nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-2" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/mortgages/" data-js-selector="siteNavCategorylink2" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 2, 7);" @keydown.right.prevent="keydownCategory('right', 2, 7);" @keydown.left.prevent="keydownCategory('left', 2, 7);" @keydown.down.prevent="keydownCategory('down', 2, 7);" @keydown.up.prevent="keydownCategory('up', 2, 7);" @keydown.home.prevent="keydownCategory('home', 2, 7);" @keydown.end.prevent="keydownCategory('end', 2, 7);" @keydown.space.prevent="keydownCategory('space', 2, 7);" @keydown.enter.prevent="keydownCategory('enter', 2, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="2" data-text="Mortgages" data-outcome="send to mortgages hub" > <span class="SiteNavCategory-label"> Mortgages</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-mortgages" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="2" data-text="Mortgages" data-outcome="open default mortgages container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="mortgages-tablist" class="SiteNavSubcategory-categoryTitle"> Mortgages</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="mortgages-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Purchase" data-position="1"> Purchase<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Refinance" data-position="2"> Refinance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Real estate" data-position="3"> Real estate<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - mobile nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Mortgages category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Mortgages</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/mortgage-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Mortgage rates" data-outcome="send to Mortgage rates" > Mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="30-year mortgage rates" data-outcome="send to 30-year mortgage rates" > 30-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="15-year mortgage rates" data-outcome="send to 15-year mortgage rates" > 15-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/va-loan-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="VA loan rates" data-outcome="send to VA loan rates" > VA loan rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/mortgage-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="1" data-text="Mortgage calculator" data-outcome="send to link" > Mortgage calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/amortization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="2" data-text="Amortization calculator" data-outcome="send to link" > Amortization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/todays-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="3" data-text="Mortgage rate news" data-outcome="send to link" > Mortgage rate news</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/best-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="4" data-text="Best mortgage lenders" data-outcome="send to link" > Best mortgage lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="5" data-text="Read lender reviews" data-outcome="send to link" > Read lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-to-get-a-mortgage/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="1" data-text="How to get a mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a mortgage</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/first-time-homebuyer-loans-and-programs/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="2" data-text="First-time homebuyer programs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">First-time homebuyer programs</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Refinance rates" data-outcome="send to Refinance rates" > Refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/cash-out-refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="Cash-out refinance rates" data-outcome="send to Cash-out refinance rates" > Cash-out refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="30-year refinance rates" data-outcome="send to 30-year refinance rates" > 30-year refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="15-year refinance rates" data-outcome="send to 15-year refinance rates" > 15-year refinance rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="1" data-text="Mortgage refinance calculator" data-outcome="send to link" > Mortgage refinance calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/refinance-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="2" data-text="Best refinance lenders" data-outcome="send to link" > Best refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/cash-out-refinance-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="3" data-text="Best cash-out refinance lenders" data-outcome="send to link" > Best cash-out refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinancing/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="4" data-text="Mortgage refinance resources" data-outcome="send to link" > Mortgage refinance resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-does-refinancing-a-mortgage-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="1" data-text="How to refinance your mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to refinance your mortgage</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/cash-out-refinancing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="2" data-text="Cash-out refinancing guide" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Cash-out refinancing guide</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Buying & selling</p> <p class="SiteNavTopicOverview-copy">Find an expert who knows the market. 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'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Guides & resources" data-position="4"> Guides & resources<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - mobile nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Credit cards category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Credit cards</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare cards</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/best-credit-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Best cards of 2025" data-outcome="send to Best cards of 2025" > Best cards of 2025</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/best-cash-back-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Best cash back cards" data-outcome="send to Best cash back cards" > Best cash back cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/best-balance-transfer-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Best balance transfer cards" data-outcome="send to Best balance transfer cards" > Best balance transfer cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/best-zero-interest-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Best 0% APR cards" data-outcome="send to Best 0% APR cards" > Best 0% APR cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/best-travel-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Best travel cards" data-outcome="send to Best travel cards" > Best travel cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/best-rewards-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Best rewards cards" data-outcome="send to Best rewards cards" > Best rewards cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/best-business-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Best business cards" data-outcome="send to Best business cards" > Best business cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/building-credit/best-student-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="8" data-text="Best student cards" data-outcome="send to Best student cards" > Best student cards</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Find my matches</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/cardmatch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="1" data-text="CardMatch™" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CardMatch™</span> <span class="SiteNavFeaturedLink-supportText">Get personalized card recommendations</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/compare/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="2" data-text="Card comparison tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Card comparison tool</span> <span class="SiteNavFeaturedLink-supportText">Compare credit cards side-by-side</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See your card matches</p> <p class="SiteNavTopicOverview-copy">Answer a few quick questions and we’ll show you your top credit card options. </p> <a href="/credit-cards/tools/cardmatch/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory CTA" data-position="1" data-text="Find my matches" data-outcome="send to link" data-category="Credit cards"> Find my matches</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Compare cards</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/rewards/best-for-excellent-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="1" data-text="Excellent credit" data-outcome="send to link" > Excellent credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-good-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="2" data-text="Good credit" data-outcome="send to link" > Good credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-fair-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="3" data-text="Fair credit" data-outcome="send to link" > Fair credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/best-for-bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="4" data-text="Bad credit" data-outcome="send to link" > Bad credit</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/bad-credit/how-to-build-credit-fast/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="1" data-text="How to build credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to build credit</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/building-credit/best-for-no-credit-history/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="2" data-text="Best cards for building credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best cards for building credit</span> <span class="SiteNavFeaturedLink-supportText">Find out which credit cards could help</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See what the experts say</p> <p class="SiteNavTopicOverview-copy">Read in-depth credit card reviews to find out which cards have the best perks and more. </p> <a href="/credit-cards/reviews/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory CTA" data-position="1" data-text="Read card reviews" data-outcome="send to link" data-category="Credit cards"> Read card reviews</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-payoff-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="1" data-text="Credit card payoff calculator" data-outcome="send to link" > Credit card payoff calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-balance-transfer-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="2" data-text="Balance transfer calculator" data-outcome="send to link" > Balance transfer calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-utilization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="3" data-text="Credit utilization calculator" data-outcome="send to link" > Credit utilization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="4" data-text="All credit card calculators" data-outcome="send to link" > All credit card calculators</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/spender-type-tool/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory link" data-position="1" data-text="Spender type tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Spender type tool</span> <span class="SiteNavFeaturedLink-supportText">Find cards that fit your needs</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Get advice</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/advice/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Credit cards 101" data-outcome="send to Credit cards 101" > Credit cards 101</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Balance transfer advice" data-outcome="send to Balance transfer advice" > Balance transfer advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Zero interest credit cards" data-outcome="send to Zero interest credit cards" > Zero interest credit cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Rewards credit card advice" data-outcome="send to Rewards credit card advice" > Rewards credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Cash back credit card advice" data-outcome="send to Cash back credit card advice" > Cash back credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Travel credit card advice" data-outcome="send to Travel credit card advice" > Travel credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Business credit card advice" data-outcome="send to Business credit card advice" > Business credit card advice</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Build credit</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="1" data-text="Advice for bad credit" data-outcome="send to link" > Advice for bad credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="2" data-text="Rebuilding credit score" data-outcome="send to link" > Rebuilding credit score</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - desktop nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-5" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/loans/" data-js-selector="siteNavCategorylink5" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 5, 7);" @keydown.right.prevent="keydownCategory('right', 5, 7);" @keydown.left.prevent="keydownCategory('left', 5, 7);" @keydown.down.prevent="keydownCategory('down', 5, 7);" @keydown.up.prevent="keydownCategory('up', 5, 7);" @keydown.home.prevent="keydownCategory('home', 5, 7);" @keydown.end.prevent="keydownCategory('end', 5, 7);" @keydown.space.prevent="keydownCategory('space', 5, 7);" @keydown.enter.prevent="keydownCategory('enter', 5, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="5" data-text="Loans" data-outcome="send to loans hub" > <span class="SiteNavCategory-label"> Loans</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-loans" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="5" data-text="Loans" data-outcome="open default loans container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="loans-tablist" class="SiteNavSubcategory-categoryTitle"> Loans</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="loans-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Personal loans" data-position="1"> Personal loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto loans" data-position="2"> Auto loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Student loans" data-position="3"> Student loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Small business loans" data-position="4"> Small business loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - mobile nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Loans category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Loans</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Best personal loans" data-outcome="send to Best personal loans" > Best personal loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Best personal loans for bad credit" data-outcome="send to Best personal loans for bad credit" > Best personal loans for bad credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/debt-consolidation-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best debt consolidation loans" data-outcome="send to Best debt consolidation loans" > Best debt consolidation loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/home-improvement/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best home improvement loans" data-outcome="send to Best home improvement loans" > Best home improvement loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="1" data-text="Personal loan resources" data-outcome="send to link" > Personal loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="2" data-text="Personal loan lender reviews" data-outcome="send to link" > Personal loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/personal-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="3" data-text="Personal loans calculator" data-outcome="send to link" > Personal loans calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/average-personal-loan-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="4" data-text="Average personal loan interest rates" data-outcome="send to link" > Average personal loan interest rates</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/what-is-a-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="1" data-text="Personal loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Personal loan basics</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/how-to-get-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="2" data-text="How to get a personal loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a personal loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/rates/" class="SiteNavPrimaryLink" target="" > Best auto loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" > Best auto loan refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" > Best car loans for bad credit</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="1" data-text="Auto loan resources" data-outcome="send to link" > Auto loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="2" data-text="Auto loan lender reviews" data-outcome="send to link" > Auto loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="3" data-text="Auto loan calculator" data-outcome="send to link" > Auto loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-refinancing-guide/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="4" data-text="Auto loan refinancing guide" data-outcome="send to link" > Auto loan refinancing guide</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/how-to-get-the-best-auto-loan-rate/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="1" data-text="How to get the best auto loan rate" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get the best auto loan rate</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/what-is-an-auto-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="2" data-text="Auto loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto loan basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Student loan rates" data-outcome="send to Student loan rates" > Student loan rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Student loan refinancing rates" data-outcome="send to Student loan refinancing rates" > Student loan refinancing rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/private-student-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best private student loans" data-outcome="send to Best private student loans" > Best private student loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best bad credit student loans" data-outcome="send to Best bad credit student loans" > Best bad credit student loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="1" data-text="Student loan resources" data-outcome="send to link" > Student loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="2" data-text="Student loan lender reviews" data-outcome="send to link" > Student loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="3" data-text="Student loan calculator" data-outcome="send to link" > Student loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="4" data-text="Student loan refinance calculator" data-outcome="send to link" > Student loan refinance calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/private-student-loans-guide/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="1" data-text="Private student loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Private student loan basics</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/how-to-get-student-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - 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'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="HELOC" data-position="1"> HELOC<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 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mobile nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Home equity category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Home equity</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">HELOC </p> <p class="SiteNavTopicOverview-copy">A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.</p> <a href="/home-equity/heloc-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - HELOC subcategory CTA" data-position="1" data-text="HELOC Rates" data-outcome="send to link" data-category="Home equity"> HELOC Rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Home equity basics </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="1" data-text="Best HELOC lenders" data-outcome="send to link" > Best HELOC lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="2" data-text="HELOC calculator" data-outcome="send to link" > HELOC calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-heloc/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="3" data-text="What is a HELOC?" data-outcome="send to link" > What is a HELOC?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-of-home-equity-lines/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="4" data-text="Pros and cons of HELOCs" data-outcome="send to link" > Pros and cons of HELOCs</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="5" data-text="Home equity lender reviews" data-outcome="send to link" > Home equity lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/what-is-home-equity/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="1" data-text="What is home equity?" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">What is home equity?</span> <span class="SiteNavFeaturedLink-supportText">8 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/how-to-calculate-equity-in-your-home/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="2" data-text="How to calculate home equity" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp)" alt="Home purchase"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to calculate home equity</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Home equity loans </p> <p class="SiteNavTopicOverview-copy">Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.</p> <a href="/home-equity/home-equity-loan-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory CTA" data-position="1" data-text="Home equity loan rates" data-outcome="send to link" data-category="Home equity"> Home equity loan rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="1" data-text="What is a home equity loan?" data-outcome="send to link" > What is a home equity loan?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="2" data-text="Home equity loan pros and cons" data-outcome="send to link" > Home equity loan pros and cons</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/requirements-to-borrow-from-home-equity/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="3" data-text="Home equity loan requirements" data-outcome="send to link" > Home equity loan requirements</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/home-equity-loan-vs-line-of-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="4" data-text="HELOC vs home equity loan" data-outcome="send to link" > HELOC vs home equity loan</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/how-to-build-equity-in-your-home/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="5" data-text="How to build home equity" data-outcome="send to link" > How to build home equity</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-loan-lenders/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="1" data-text="Best home equity loan lenders" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best home equity loan lenders</span> <span class="SiteNavFeaturedLink-supportText">Compare top home equity lenders</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="2" data-text="Home equity calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp)" alt="CD Rates"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home equity calculator</span> <span class="SiteNavFeaturedLink-supportText">Calculate how much you can borrow</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - 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mobile nav" data-position="bottom" data-text="Explore all Insurance resources" data-outcome="send to link" > Explore all insurance resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{ 'is-active': showSubcategoryView }" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Insurance category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Insurance</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/best-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/cheap-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Cheapest car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/rates/" class="SiteNavPrimaryLink" target="" > Compare car insurance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/average-cost-of-car-insurance/" class="SiteNavPrimaryLink" target="" > How much is car insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/allstate/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="1" data-text="Allstate insurance review" data-outcome="send to link" > Allstate insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/erie/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="2" data-text="Erie insurance review" data-outcome="send to link" > Erie insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/progressive/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="3" data-text="Progressive insurance review" data-outcome="send to link" > Progressive insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/state-farm/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="4" data-text="State Farm insurance review" data-outcome="send to link" > State Farm insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="5" data-text="All insurance company reviews" data-outcome="send to link" > All insurance company reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/states/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="1" data-text="Auto insurance by state" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto insurance by state</span> <span class="SiteNavFeaturedLink-supportText">Compare rates in your state</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="2" data-text="Car insurance resources" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Car insurance resources</span> <span class="SiteNavFeaturedLink-supportText">Learn more about auto insurance</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{ 'is-active': isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement))) }" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/best-home-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/cheap-homeowners-insurance/" class="SiteNavPrimaryLink" target="" > Cheapest home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/home-insurance-quotes/" class="SiteNavPrimaryLink" target="" > Home insurance quotes</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/homeowners-insurance-cost/" class="SiteNavPrimaryLink" target="" > How much is homeowners insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/kin/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - 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The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. 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.674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Auto insurance</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Comparing insurance policies</li> </ul> </div> <div class="display-flex align-items-center text-black"> <svg class="Icon Icon--sm mr-2 align-self-flex-start" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.945 6H6.846c-.78 0-1.433.94-1.433 2.05v13.4c0 1.11.654 2.05 1.433 2.05h14.268c.779 0 1.433-.94 1.433-2.05V8.05c0-1.11-.654-2.05-1.434-2.05h-6.168Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M15.752 6.413a.647.647 0 0 1-.644-.644v-.887H8.892v.887c0 .354-.29.644-.644.644a.647.647 0 0 1-.645-.644v-.887H5.57c-.7 0-1.29.846-1.29 1.846v2.216h15.421V6.728c0-1-.588-1.846-1.29-1.846h-2.015v.887c0 .354-.29.644-.645.644Zm-8.15-2.82H5.58C4.161 3.592 3 5.002 3 6.727v12.067c0 1.734 1.16 3.136 2.58 3.136h12.84c1.427 0 2.58-1.41 2.58-3.136V6.729c0-1.733-1.16-3.136-2.58-3.136h-2.023v-.879a.647.647 0 0 0-.645-.645.647.647 0 0 0-.644.645v.88H8.892v-.88a.647.647 0 0 0-.644-.645.647.647 0 0 0-.645.645v.88Zm-3.32 6.64h15.42v8.563c0 1-.588 1.846-1.29 1.846H5.572c-.702 0-1.29-.847-1.29-1.846v-8.562Zm3.683 4.128a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.363.806.806.806Zm.806 2.781a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.363-.806.806-.806.444 0 .806.363.806.806Zm3.346-2.78a.808.808 0 0 0 .806-.807.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.362.806.806.806Zm.806 2.78a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.362-.806.806-.806.443 0 .806.363.806.806Zm3.329-2.797a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .443.363.806.806.806Zm.806 2.773a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.444.363-.806.806-.806.443 0 .806.362.806.806Z" class="icon-base"/></svg><div class="type-body-two font-circular-bold leading-normal lowercase display-flex"> 4 Years of experience</div> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Lisa McArdle is an insurance editor who joined the Bankrate team in 2023. She has more than 15 years of experience writing, editing and managing content in a variety of industries, including insurance, auto news and pop culture.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/lisa-mcardle/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="http://www.linkedin.com/in/lisasteuer" target="_blank" rel="nofollow" aria-label="Connect with Lisa McArdle on LinkedIn" data-beam-element-clicked id="author_bio_lisa_mcardle_linkedin_icon" data-type="icon" data-location="author_bio_lisa_mcardle" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs trsy-size-[--size]" style="--size: 1rem" viewBox="0 0 24 24" 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text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a href="https://www.bankrate.com/authors/lisa-mcardle/" class="text-link text-white trsy-text-[--text-color] plain font-circular-bold " style="--text-color: var(--color-white);">Lisa McArdle</a> </div> </span> </div> <div class="Byline-user md:ml-3"> <img srcset="https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span class="text-white trsy-text-[--text-color] font-circular-book" style="--text-color: var(--color-white);">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('VQTrkv')" x-bind="container"> <button class="Tooltip-trigger text-link text-white trsy-text-[--text-color] plain font-circular-bold" style="--text-color: var(--color-white);"type="button" id="tooltip-trigger-VQTrkv" aria-controls="tooltip-content-VQTrkv" x-bind="trigger"> Mark Friedlander</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-VQTrkv" aria-hidden="true" aria-labelledby="tooltip-trigger-VQTrkv" role="dialog" 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href="https://www.bankrate.com/authors/mark-friedlander/" class="Link Link--standalone text-black"> Mark Friedlander</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Director of corporate communications, Insurance Information Institute</span> </div> </div> <div class="AuthorPreview-expertise my-4"> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/mark-friedlander/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link 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Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span class="text-white trsy-text-[--text-color] font-circular-book" style="--text-color: var(--color-white);">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('D5BXxT')" x-bind="container"> <button class="Tooltip-trigger text-link text-white trsy-text-[--text-color] plain font-circular-bold" style="--text-color: var(--color-white);"type="button" id="tooltip-trigger-D5BXxT" aria-controls="tooltip-content-D5BXxT" x-bind="trigger"> Lisa McArdle</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-D5BXxT" aria-hidden="true" aria-labelledby="tooltip-trigger-D5BXxT" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/08/30134739/Lisa-McArdle-headshot-3-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/lisa-mcardle/" class="Link Link--standalone text-black"> Lisa McArdle</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Editor, Insurance</span> </div> </div> <div class="AuthorPreview-license my-4"> <div class="w-full"> <div class="display-flex 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1.192.495h.45c.15 0 .274.124.274.274v.452c0 .451.168.867.486 1.186l.309.31c.07.07.08.15.08.194a.286.286 0 0 1-.089.195l-.309.318c-.31.31-.486.735-.486 1.186v.452c0 .15-.123.274-.274.274h-.45c-.46 0-.874.168-1.192.486l-.31.31c-.114.107-.282.107-.379.01l-.318-.328a1.668 1.668 0 0 0-1.183-.487h-.45a.275.275 0 0 1-.274-.274v-.452c0-.451-.168-.876-.486-1.194l-.31-.31a.269.269 0 0 1-.079-.195Zm-9.15-4.106H12a.71.71 0 0 0 .707-.708A.71.71 0 0 0 12 9.2H5.138a.71.71 0 0 0-.706.708c0 .39.318.708.706.708Zm3.197 3.912H5.077a.71.71 0 0 1-.707-.708.71.71 0 0 1 .707-.708h3.258a.71.71 0 0 1 .707.707.71.71 0 0 1-.707.709Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> License </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Property and Casualty</li> </ul> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div 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0-1.262.253-1.728.72a2.442 2.442 0 0 0 0 3.457c.925.925 2.531.925 3.457 0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 1-1.657.017l-.597-.605a2.493 2.493 0 0 0-1.775-.732h-.86a.672.672 0 0 0-.182-.016 1.192 1.192 0 0 1-.985-1.17v-.841c0-.673-.26-1.304-.731-1.775l-.59-.589a1.177 1.177 0 0 1-.067-1.606c.026-.017.068-.06.068-.06l.589-.596a2.493 2.493 0 0 0 .731-1.775v-.732c.009-.033.009-.075.009-.117 0-.657.53-1.186 1.177-1.186h.85c.673 0 1.303-.261 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1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Auto insurance</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Comparing insurance policies</li> </ul> </div> <div class="display-flex align-items-center text-black"> <svg class="Icon Icon--sm mr-2 align-self-flex-start" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.945 6H6.846c-.78 0-1.433.94-1.433 2.05v13.4c0 1.11.654 2.05 1.433 2.05h14.268c.779 0 1.433-.94 1.433-2.05V8.05c0-1.11-.654-2.05-1.434-2.05h-6.168Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M15.752 6.413a.647.647 0 0 1-.644-.644v-.887H8.892v.887c0 .354-.29.644-.644.644a.647.647 0 0 1-.645-.644v-.887H5.57c-.7 0-1.29.846-1.29 1.846v2.216h15.421V6.728c0-1-.588-1.846-1.29-1.846h-2.015v.887c0 .354-.29.644-.645.644Zm-8.15-2.82H5.58C4.161 3.592 3 5.002 3 6.727v12.067c0 1.734 1.16 3.136 2.58 3.136h12.84c1.427 0 2.58-1.41 2.58-3.136V6.729c0-1.733-1.16-3.136-2.58-3.136h-2.023v-.879a.647.647 0 0 0-.645-.645.647.647 0 0 0-.644.645v.88H8.892v-.88a.647.647 0 0 0-.644-.645.647.647 0 0 0-.645.645v.88Zm-3.32 6.64h15.42v8.563c0 1-.588 1.846-1.29 1.846H5.572c-.702 0-1.29-.847-1.29-1.846v-8.562Zm3.683 4.128a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.363.806.806.806Zm.806 2.781a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.363-.806.806-.806.444 0 .806.363.806.806Zm3.346-2.78a.808.808 0 0 0 .806-.807.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.362.806.806.806Zm.806 2.78a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.362-.806.806-.806.443 0 .806.363.806.806Zm3.329-2.797a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .443.363.806.806.806Zm.806 2.773a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.444.363-.806.806-.806.443 0 .806.362.806.806Z" class="icon-base"/></svg><div class="type-body-two font-circular-bold leading-normal lowercase display-flex"> 4 Years of experience</div> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Lisa McArdle is an insurance editor who joined the Bankrate team in 2023. She has more than 15 years of experience writing, editing and managing content in a variety of industries, including insurance, auto news and pop culture.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/lisa-mcardle/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="http://www.linkedin.com/in/lisasteuer" target="_blank" rel="nofollow" aria-label="Connect with Lisa McArdle on LinkedIn" data-beam-element-clicked id="author_bio_lisa_mcardle_linkedin_icon" data-type="icon" data-location="author_bio_lisa_mcardle" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs trsy-size-[--size]" style="--size: 1rem" viewBox="0 0 24 24" 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text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a href="https://www.bankrate.com/authors/lisa-mcardle/" class="text-link text-white trsy-text-[--text-color] plain font-circular-bold " style="--text-color: var(--color-white);">Lisa McArdle</a> </div> </span> </div> <div class="Byline-user Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/06/21095241/Friedlander.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span class="text-white trsy-text-[--text-color] font-circular-book" style="--text-color: var(--color-white);">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('4wG77M')" x-bind="container"> <button class="Tooltip-trigger text-link text-white trsy-text-[--text-color] plain font-circular-bold" style="--text-color: var(--color-white);"type="button" id="tooltip-trigger-4wG77M" aria-controls="tooltip-content-4wG77M" x-bind="trigger"> Mark Friedlander</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-4wG77M" aria-hidden="true" aria-labelledby="tooltip-trigger-4wG77M" role="dialog" 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href="https://www.bankrate.com/authors/mark-friedlander/" class="Link Link--standalone text-black"> Mark Friedlander</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Director of corporate communications, Insurance Information Institute</span> </div> </div> <div class="AuthorPreview-expertise my-4"> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/mark-friedlander/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link 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trsy-text-[--text-color] md:pl-6 md:ml-2 mt-4 md:mt-0" style="--text-color: var(--color-white);"> Updated Feb 01, 2025</div> </div> <div class="mt-6 md:mt-7 mb-8 md:mb-4 font-circular-book md:text-lg text-white"> <div class="wysiwyg display-block w-full has-links"> <div class="mt-6 md:mt-7 mb-8 md:mb-9 font-circular-book font-normal md:text-lg text-white">The best Wisconsin home insurance companies are Chubb, State Farm, Auto-Owners, Erie and West Bend, according to Bankrate’s analysis.</div></div> </div> </div> <div> <div data-cy="zip-hero-two" class="zip-hero-two-point-o"> <div class="zip-hero-two-point-o__container w-full rounded-lg display-flex flex-direction-column md:flex-direction-row text-white trsy-text-[--text-color] bg-blue-dark trsy-bg-[--bg-color]" style="--text-color: var(--color-white); --bg-color: var(--color-blue-dark);" x-data="zipHeroCode( '189554', true, true, true)"> <div class="zip-hero-two-point-o__zip-input-container display-flex flex-direction-column 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11.5476 2 8 2C4.45236 2 2 4.32919 2 8ZM8 11C6.34315 11 5 9.65685 5 8C5 6.34315 6.34315 5 8 5C9.65685 5 11 6.34315 11 8C11 9.65685 9.65685 11 8 11Z" fill="#151515"/> </svg> </span> </span></div> <span class="FormElementHelp is-error text-size-xs mt-1 sm:pos-absolute" x-cloak="x-cloak" x-show="zipInput.hasError" x-text="zipInput.errorMessage"> </span> </span> <div class="display-flex justify-content-center sm:align-self-flex-end mt-2 md:mt-0 md:align-self-auto"> <button class="Button--primary compare-rates-cta w-full md:mt-6" data-cy="submit-button" @click="submitForm('home')" type="submit"> Get a quote</button> </div> </div> <div class="w-full mt-5 mb-3 md:my-0"> <div class="static-logos w-full p-4 trsy-p-[--p] trsy-bg-[--bg-color] bg-blue-dark " style="--bg-color: var(--color-blue-dark); --p: 1rem;"> <div class=""> <div class="hub-widgets-logo-text text-center md:pr-4 pb-2 trsy-text-[--text-color] text-white text-size-sm" style="--text-color: var(--color-white);"> Explore offers from trusted carriers</div> <div class="hub-widgets-logos display-flex justify-content-center align-items-center sm:py-1 sm:gap-8 md:px-5 sm:px-16 gap-x-12 mb-4 flex-wrap"> <div class="static-logo"> <img class="" src="https://a.storyblok.com/f/166230/121x58/2838d576a0/nationwide.svg" loading="eager" alt="Nationwide" width="121" height="58" > </div> <div class="static-logo"> <img class="" src="https://a.storyblok.com/f/166230/121x58/50d5f3b804/statefarm.svg" loading="eager" alt="Allstate" width="121" height="58" > </div> <div class="static-logo"> <img class="" src="https://a.storyblok.com/f/166230/121x58/ca6aa833e3/progressive.svg" loading="eager" alt="Progressive" width="121" height="58" > </div> <div class="static-logo"> <img class="" src="https://a.storyblok.com/f/166230/121x58/7af6e6cd27/safeco.png" loading="eager" alt="Safeco" width="121" height="58" > </div> <div class="type-heading-five text-center mt-5 md:mt-0 text-white"> + MORE </div> </div> <div class="type-heading-five text-center display-none mt-2"> + MORE </div> </div> </div> </div> </div> <div class="display-flex flex-direction-column md:flex-direction-row align-items-center mb-1 dark-mode mt-2 md:display-none justify-content-center"data-cy="disclosure-container"> <p class="my-0 type-body-three text-white">Powered by Coverage.com (NPN: 19966249)</p> <div class="display-flex align-items-center mt-2 md:mt-0"> <div class="bg-gray h-3 w-px mx-2 md:mx-4 display-none md:display-block"></div> <div class="pos-relative type-body-three"x-data="{ advertisingDisclosureOpen: false }" data-cy="advertiser-disclosure"> <a class="display-inline-block Link text-blue-300 hover:text-blue border-blue-300 hover:border-blue" @click.prevent="advertisingDisclosureOpen = !advertisingDisclosureOpen" @click.away="advertisingDisclosureOpen = false" href="#"> Advertising disclosure </a> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 text-left" x-cloak 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The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. 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The information on this site does not modify any insurance policy terms in any way. </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="insurance-transformable-mustache__modal-container px-4 md:px-6 my-8 overflow-hidden" data-cy="insurance-transformable-mustache-modal-container"> <div class="wrapper modal-btn-group"> <button data-modal="toggle" data-target="#bankrate-promise-ys2OOCMhY3" class="modal-btn Button px-4 py-3 type-body-two font-bold border-gray Button--secondary" data-beam-element-clicked-no-delay id="bankrate-promise-trigger" data-type="Button" data-location="Mustache" data-name="" data-position="null" data-text="Bankrate promise" data-outcome="" > Bankrate promise </button> <button data-modal="toggle" data-target="#on-this-page-ys2OOCMhY3" class="modal-btn Button px-4 py-3 type-body-two font-bold border-gray Button--secondary" data-beam-element-clicked-no-delay id="on-this-page-trigger" data-type="Button" data-location="Mustache" data-name="" data-position="null" data-text="On this page" data-outcome="" > On this page </button> <button data-modal="toggle" data-target="#summary-ys2OOCMhY3" class="modal-btn Button px-4 py-3 type-body-two font-bold border-gray Button--secondary" data-beam-element-clicked-no-delay id="" data-type="Button" data-location="" data-name="" data-position="null" data-text="" data-outcome="" > Summary</button> </div> <div x-data x-init="$nextTick(() => { window.initModal('bankrate-promise-ys2OOCMhY3', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="bankrate-promise-ys2OOCMhY3" class="Modal is-closed z-layer-five" role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="bankrate-promise-ys2OOCMhY3" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <div class="display-flex align-items-center flex-direction-column md:flex-direction-row md:justify-content-space-between pb-6 border-b" style="border-color: #E3E6EE;"> <span class="display-flex align-items-center"> <svg class="Icon Icon--sm mr-4 display-none sm:display-inline" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg><p class="type-heading-four mb-0">The Bankrate Promise</p> </span> </div> <div class="text-slate mt-6"> <p class="type-body-two m-0 text-slate"> At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have 9 licensed insurance agents on staff who have spent a combined 78 years in the insurance industry. While we adhere to strict <button @click="document.querySelector('#bankrate-promise').classList.replace('is-modal-open', 'is-closed')" class="Link Link--standalone bg-transparent p-0" type="button" data-target="#editorial-integrity"> editorial integrity</button>, this post may contain references to products from our partners. Here’s an explanation of <button @click="document.querySelector('#bankrate-promise').classList.replace('is-modal-open', 'is-closed')" class="Link Link--standalone bg-transparent p-0" type="button" data-target="#how-we-make-money">how we make money</button>. Our content is backed by <a class="Link" href="https://www.coverage.com/" target="_blank" rel="noopener">Coverage.com</a> LLC<span style="font-size: 0.875rem; letter-spacing: 0px;">, a licensed entity (NPN: 19966249). For more information, please see our <button @click="document.querySelector('#bankrate-promise').classList.replace('is-modal-open', 'is-closed')" class="Link Link--standalone bg-transparent p-0" type="button" data-target="#insurance-disclosure">Insurance Disclosure. </button> </span> </p> </div> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="bankrate-promise-ys2OOCMhY3" aria-label="close" @click=""></button> </div> </div> </template> </div> <div x-data x-init="$nextTick(() => { window.initModal('on-this-page-ys2OOCMhY3', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="on-this-page-ys2OOCMhY3" class="Modal is-closed " role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="on-this-page-ys2OOCMhY3" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <div class="display-flex align-items-center pb-6 border-b" style="border-color: #E3E6EE;"> <svg class="Icon Icon--sm mr-4 display-none sm:display-inline" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Menu List Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M3 5.972a1.099 1.099 0 1 0 2.197 0 1.099 1.099 0 0 0-2.197 0Zm17.163.837H8.107a.84.84 0 0 1-.837-.837.84.84 0 0 1 .837-.837h12.056a.84.84 0 0 1 .837.837.84.84 0 0 1-.837.837ZM8.107 12.837h12.056A.84.84 0 0 0 21 12a.84.84 0 0 0-.837-.837H8.107A.84.84 0 0 0 7.27 12c0 .46.376.837.837.837Zm0 6.028h12.056a.84.84 0 0 0 .837-.837.84.84 0 0 0-.837-.837H8.107a.84.84 0 0 0-.837.837c0 .46.376.837.837.837Zm-4.008-5.64a1.099 1.099 0 1 1 0-2.198 1.099 1.099 0 0 1 0 2.198ZM3 18.027a1.099 1.099 0 1 0 2.197 0 1.099 1.099 0 0 0-2.197 0Z" class="icon-base"/></svg><p class="type-heading-four mb-0">On this page</p> </div> <div class="text-slate mt-6 display-flex flex-direction-column"> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#compare-the-best-home-insurance-companies').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Compare the best home insurance companies in Wisconsin for 2024</button> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#best-homeowners-insurance-companies-in-detail').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Best Wisconsin homeowners insurance companies in detail</button> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#additional-home-insurance-companies-to-consider').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Additional Wisconsin home insurance companies to consider</button> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#cheapest-home-insurance-companies').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Cheapest home insurance companies in Wisconsin</button> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#best-home-insurance-discounts').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); 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document.querySelector('#additional-home-insurance-coverage-types').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Additional home insurance coverage types in Wisconsin</button> <button class="Link Link--standalone bg-transparent mb-4 max-w-max" @click=" document.querySelector('#on-this-page-ys2OOCMhY3').classList.replace('is-modal-open', 'is-closed'); document.querySelector('#frequently-asked-questions').scrollIntoView({behavior:'smooth'}); document.querySelector('html').style.removeProperty('overflow'); document.querySelector('body').style.removeProperty('overflow'); "> Frequently asked questions</button> </div> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="on-this-page-ys2OOCMhY3" aria-label="close" @click=""></button> </div> </div> </template> </div> <div x-data x-init="$nextTick(() => { window.initModal('summary-ys2OOCMhY3', false); 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Having the best homeowners insurance is important because it can financially protect your home and personal belongings from potential losses. 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data-type="LINK" data-location="SHELF-TOC-mobile" data-name="Additional home insurance coverage types in Wisconsin" data-position="8" data-text="Additional home insurance coverage types in Wisconsin" data-outcome="INTERNALLINK" @click="document.querySelector('#TocModal .Modal-close').click();" > <span class="TableOfContents-linkText">Additional home insurance coverage types in Wisconsin</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#frequently-asked-questions" data-toc-jumpto="#frequently-asked-questions" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-mobile" data-name="Frequently asked questions" data-position="9" data-text="Frequently asked questions" data-outcome="INTERNALLINK" @click="document.querySelector('#TocModal .Modal-close').click();" > <span class="TableOfContents-linkText">Frequently asked questions</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#methodology" data-toc-jumpto="#methodology" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-mobile" data-name="Methodology" data-position="10" data-text="Methodology" data-outcome="INTERNALLINK" @click="document.querySelector('#TocModal .Modal-close').click();" > <span class="TableOfContents-linkText">Methodology</span> </a> </li> </ul> </div> </div> <div class="border-t px-6 py-2"> <div class="display-flex justify-content-space-between"> <button class="Button Button--primary Button--extraSmall Button--flat" data-toc-prev data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-PREV" data-name="TOC-PREV" data-position="PREV-mobile" data-text="TOC-PREV" data-outcome="INTERNALLINK" > <span>Prev</span> </button> <button class="Button Button--primary Button--extraSmall Button--flat" data-toc-next data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-NEXT" data-name="TOC-NEXT" data-position="NEXT-mobile" data-text="TOC-NEXT" data-outcome="INTERNALLINK" > <span>Next</span> </button> </div> </div> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="TocModal" aria-label="close" @click=""></button> </div> </div> </template> </div> </div></div> <div class="TwoColumnLayout-main SectionWithToc-body SectionWithToc-defaultGap " data-e2e-monitor=SectionWithToc-body> <div id="compare-the-best-home-insurance-companies" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>Compare the best homeowners insurance companies in Wisconsin</h2> <p>Bankrate determined the best home insurance companies in Wisconsin using average premiums gathered from Quadrant Information Services, third-party ratings from AM Best and the <a class="Link" href="https://www.jdpower.com/business/press-releases/2023-us-home-insurance-study" target="_blank" rel="noopener">2023 J.D. Power U.S. Home Insurance Study</a>. We also analyzed each provider’s coverage offerings, digital tools and availability. The table below showcases how each insurer performs across these categories in the form of a Bankrate Score out of 5 total points, where the higher a company scored, the better it performed overall. Homeowners seeking coverage in the state may want to start their search with Chubb, State Farm, Auto-Owners, Erie and West Bend.</p></div> <div class="insurance-coverage-table min-w-sm mb-6 md:mb-8" data-cy="insurance-coverage-table-rates" id="g9ur2fchpo" x-data="insuranceCoverageTable( 'g9ur2fchpo', null, '5', true)"> <div id="table-g9ur2fchpo"> <table class="mb-2 Table insurance-coverage-table-g9ur2fchpo pos-relative"> <thead class="display-table-header-group"> <tr class=""> <th class="border-b border-gray p-2 font-bold insurance-coverage-table--first-column text-left z-layer-five carrier-column"> <div class="insurance-coverage-table--sort-container-g9ur2fchpo display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Insurance company</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-g9ur2fchpo display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('jdpower', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> J.D. Power</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-g9ur2fchpo display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('money', 2)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Average monthly premium</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-g9ur2fchpo display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('money', 3)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Average annual premium</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right cta-column"> <div class="insurance-coverage-table--sort-container-g9ur2fchpo display-flex"> </div> </th> </tr> </thead> <tbody class="border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/state-farm/"> State Farm</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td display-flex flex-direction-row align-items-baseline sm:flex-direction-column sm:align-items-end"> <div class='text-black'>643</div> <div class='text-xs text-black'>/1,000</div></div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $106</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $1,273</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div> <a class="insurance-coverage-table--td Button Button--flat md:w-56 sm:w-40 w-full sm:ml-2 font-circular-book" style="white-space: nowrap;" href="/insurance/reviews/state-farm/" target="_blank"> Read Review <span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> </div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/chubb/"> Chubb</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td display-flex flex-direction-row align-items-baseline sm:flex-direction-column sm:align-items-end"> <div class='text-black'>688</div> <div class='text-xs text-black'>/1,000</div></div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $116</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $1,392</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div> <a data-cy="coverage-table-cta" class="insurance-coverage-table--td Button Button--flat md:w-56 sm:w-40 w-full sm:ml-2 font-circular-book" style="white-space: nowrap;" @click="linkToFlow('Get a quote', 'Chubb', 'Home Comparison table')"> Get a quote<span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> </div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/erie/"> Erie</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td display-flex flex-direction-row align-items-baseline sm:flex-direction-column sm:align-items-end"> <div class='text-black'>674</div> <div class='text-xs text-black'>/1,000</div></div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div> <a data-cy="coverage-table-cta" class="insurance-coverage-table--td Button Button--flat md:w-56 sm:w-40 w-full sm:ml-2 font-circular-book" style="white-space: nowrap;" @click="linkToFlow('Get a quote', 'Erie', 'Home Comparison table')"> Get a quote<span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> </div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/auto-owners/"> Auto-Owners</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td display-flex flex-direction-row align-items-baseline sm:flex-direction-column sm:align-items-end"> <div class='text-black'>634</div> <div class='text-xs text-black'>/1,000</div></div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $141</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $1,693</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div> <a data-cy="coverage-table-cta" class="insurance-coverage-table--td Button Button--flat md:w-56 sm:w-40 w-full sm:ml-2 font-circular-book" style="white-space: nowrap;" @click="linkToFlow('Get a quote', 'Auto-Owners', 'Home Comparison table')"> Get a quote<span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> </div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <span class="insurance-coverage-table--td display-block text-black"> West Bend</span> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td display-flex flex-direction-row align-items-baseline sm:flex-direction-column sm:align-items-end"> <div class='text-slate'>Not rated</div></div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $70</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $839</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div> <a data-cy="coverage-table-cta" class="insurance-coverage-table--td Button Button--flat md:w-56 sm:w-40 w-full sm:ml-2 font-circular-book" style="white-space: nowrap;" @click="linkToFlow('Get a quote', 'West Bend', 'Home Comparison table')"> Get a quote<span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> </div> </div> </td> </tr> </tbody> </table> </div> <div class="w-full text-right text-slate type-body-three mt-1"> *Based on $300K in dwelling coverage</div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 icon-highlight-blue w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> <div class="display-flex flex-direction-column md:flex-direction-row align-items-center mb-1 mt-2 mb-10 md:mb-12"data-cy="disclosure-container"> <p class="my-0 type-body-three text-slate">Powered by Coverage.com (NPN: 19966249)</p> <div class="display-flex align-items-center mt-2 md:mt-0"> <div class="bg-gray h-3 w-px mx-2 md:mx-4 display-none md:display-block"></div> <div class="pos-relative type-body-three"x-data="{ advertisingDisclosureOpen: false }" data-cy="advertiser-disclosure"> <a class="display-inline-block Link hover:text-blue-mid" @click.prevent="advertisingDisclosureOpen = !advertisingDisclosureOpen" 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The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. </div> </div> </div> <div class="bg-gray h-3 w-px mx-2 md:mx-4"></div> <div x-data="{ insuranceDisclosureOpen: false }" class="insurance-disclosure type-body-three pos-relative" data-cy="insurance-disclosure"> <div class="mb-0 md:display-flex justify-content-center align-items-baseline"> <a href="#" class="ad-disclosure-btn display-inline-block Link hover:text-blue-mid" @click.prevent="insuranceDisclosureOpen = !insuranceDisclosureOpen" @click.away="insuranceDisclosureOpen = false"> Insurance disclosure </a> </div> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 right text-left" x-cloak x-show="insuranceDisclosureOpen" style="width: 16.875rem; right: -25%; top: 1.25rem;" data-cy="insurance-disclosure-content"> <p class="type-body-three mb-0"> Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in <a href="https://www.coverage.com/insurance-licenses/" target="_blank">states where it is licensed</a>. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. </p> </div> </div> </div> </div> <div class="box-shadow-1 rounded-lg" data-beam-element-viewed id="" data-type="Jumplink" data-location="Methodology component" data-name="Read our full methodology" data-position="" data-text="Read our full methodology" data-outcome="" > <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between md:align-items-center border-b border-gray-mid px-6 py-4"> <span class="display-flex align-items-center"> <svg class="Icon md:Icon--sm mr-4 mb-4 md:mb-0" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg><p class="mb-3 md:mb-0 font-bold">Bankrate's trusted insurance industry expertise</p> </span> <a href="#methodology" class="Link Link--standalone type-body-two font-bold" data-beam-element-clicked-no-delay id="" data-type="Jumplink" data-location="Methodology component" data-name="Read our full methodology" data-position="" data-text="Read our full methodology" data-outcome="" > Read our full methodology</a> </div> <div class="py-4 px-3 md:p-6 md:pt-4"> <p class="type-body-two text-slate mb-6">The home insurance market can be complicated, but Bankrate's insurance editorial team used our unique perspective to bring readers information they need to make educated decisions when shopping for home insurance.</p> <div class="data-metrics bg-blue-50 display-flex flex-wrap md:flex-nowrap p-3 md:py-4 md:px-8 justify-content-space-between text-center"> <div class="mb-8 md:mb-0"> <p class="type-heading-two mb-2 md:mb-2">46</p> <p class="type-body-two text-slate mb-0">years of industry expertise</p> </div> <div class="mb-8 md:mb-0"> <p class="type-heading-two mb-2 md:mb-2">122</p> <p class="type-body-two text-slate mb-0">carriers reviewed</p> </div> <div> <p class="type-heading-two mb-2 md:mb-2">34.5K</p> <p class="type-body-two text-slate mb-0">ZIP codes examined</p> </div> <div> <p class="type-heading-two mb-2 md:mb-2">1.2M</p> <p class="type-body-two text-slate mb-0">quotes analyzed</p> </div> </div> </div> </div> <style> @media (max-width: 999px) { .data-metrics>div { flex-grow: 1; } } </style> <div class="vertical-spacer pt-8 trsy-pt-[--pt] w-full" style="content: ''; --pt: 2rem"></div> </div> <div id="best-homeowners-insurance-companies-in-detail" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h3>The top 5 home insurance companies in Wisconsin</h3></div> <div class="carrier-review display-flex flex-direction-column rounded-lg pb-6 px-4 md:p-8 md:pt-4 box-shadow-1 mb-8" data-beam-element-viewed id="" data-type="" data-location="Carrier Review Card" data-name="State Farm" data-position="" data-text="State Farm" data-outcome="" > <div> <h3 class="mb-0 bg-blue-mid uppercase text-center md:text-left text-white rounded-b md:rounded-bl-none md:rounded-r md:pr-6 py-2 md:pl-8 md:-ml-8 w-full md:w-max md:mb-4 type-heading-five md:text-sm"> Best for customer service </h3> </div> <div class="display-flex flex-direction-column md:flex-direction-row mt-6 md:mt-4"> <div class="display-flex flex-direction-column align-items-center md:mr-8 md:w-1/3"> <img class="md:display-none mb-6" src="https://cdn.insurance.redventures.io/images/statefarm.svg" alt="State Farm" style="object-fit:contain;" width="206.31578947368" height="98" loading="lazy"> <img class="md:mb-4 md:display-block display-none" src="https://cdn.insurance.redventures.io/images/statefarm.svg" alt="State Farm" style="object-fit:contain;" width="189.47368421053" height="90" loading="lazy"> <div class="display-flex pos-relative md:px-5 md:py-3 justify-content-center w-full"> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 type-heading-one display-none md:display-block"> 4.1</p> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 md:display-none">4.1</p> <span class="display-flex align-items-center md:align-items-normal md:flex-direction-column"> <div class="star-rating star-rating--number-size-sm align-center leading-4 ml-2 md:ml-0 md:mb-2" style="font-size: 16px"> <span class="visually-hidden">Rating: 4.1 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 22%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> </div> </div> </div> <div id="t1854f5fd-c099-4481-bc44-f1fdd1cb14bc" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings.</div> </div> <div class="display-inline-block cursor-pointer ml-1 "> <div x-data data-tippy-maxWidth="none" data-template="t1854f5fd-c099-4481-bc44-f1fdd1cb14bc" role="tooltip" tabIndex="0" class="text-slate text-xs mt-1 ml-1 md:ml-0 md:mt-0 capitalize" data-tippy-placement="bottom"x-tooltip="" > Bankrate Score <span class="Icon Icon--xs ml-1 md:ml-0 tooltip-icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </span> <span class="display-none md:display-block bg-blue-50 w-full h-full pos-absolute rounded" style="top:0;z-index:-1;"></span> </div> <div class="mb-2 md:mb-0 w-full"> <a href="/insurance/reviews/state-farm/" class="Button Button--secondary w-full mt-4" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Review Card" data-name="State Farm" data-position="" data-text="State Farm Review" data-outcome="" > State Farm Review</a> <a x-data="carrierCard({ altUrl: '/insurance/reviews/state-farm/', routeToFlow: true, routeToLeaveBehind: false, carrierType: 'home', ctaText: 'Get a personalized quote', onTopUrl: true})" @click="leaveBehind" :href="utmUrl" target="_blank" class="Button Button--primary w-full mt-3 carrrier-card-rates__cta"> Get a personalized quote</a> </div> </div> <div class="md:w-2/3"> <div class="display-flex flex-direction-column md:flex-direction-row"> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pr-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$106<span style="font-size:75%;">/mo<span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column border-y md:border-y-0 md:border-x border-gray-mid py-2 md:py-0 md:px-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$1,273<span style="font-size:75%;">/yr</span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between border-b border-gray-mid md:border-b-0 md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pl-3"> <span class="display-flex align-items-baseline"> <p class="mb-2 type-body-three text-slate" style="white-space:nowrap;"> Customer satisfaction </p> </span> <p class="mb-0 font-bold md:text-2xl"> 643/<span style="font-size:75%;">1,000</span></p> </div> </div> <div class="md:mt-2"> <ul class="Accordion border-t-0"> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer hover:bg-transparent" aria-controls="details-one" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Overview" data-outcome="" > <h4 class="Accordion-title font-bold"> Overview </h4> <span class="Accordion-icon Icon Icon--xs md:display-none"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none md:display-block" id="details-one" aria-hidden="false" data-toggle="content"> <div class="wysiwyg display-block w-full has-links"> <p>State Farm may be one of the <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/best-home-insurance-companies/">best home insurance companies</a> to consider if you are looking for a provider with consistently top-rated customer service and customer satisfaction. In J.D. Power’s 2023 Home Insurance Study, State Farm scored above average. You can purchase a State Farm home insurance policy through one of the company’s <a class="Link" href="https://www.statefarm.com/agent/us/wi" target="_blank" rel="noopener">19,000 agents</a>, or through the website. The company’s main selling points are its high third-party ratings and proven customer service experience, but it may be worth noting that State Farm does not offer many add-on coverage options compared to some competitors.</p></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-two" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Pros and cons" data-outcome="" > <h4 class="Accordion-title font-bold"> Pros and cons </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none" id="details-two" aria-hidden="true" data-toggle="content"> <div class="display-grid sm:grid-cols-2 md:gap-x-4"> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-green w-7 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Checkmark Icon</title><path d="M8.982 18.477a.976.976 0 0 1-.658-.266l-5.056-5.055a.926.926 0 0 1 0-1.305.927.927 0 0 1 1.305 0L8.97 16.25 19.427 5.792a.926.926 0 0 1 1.305 0 .926.926 0 0 1 0 1.304L9.628 18.2a.906.906 0 0 1-.658.265l.012.012Z" class="icon-base"/></svg>Pros </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Strong performance in J.D. Power’s 2023 Home Insurance Study</li> <li>Large network of local agents available for personalized assistance</li> </ul></div> </div> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-red w-5 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg>Cons </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Limited coverage add-on options</li> <li>May have limited discount opportunities compared to other carriers</li> </ul></div> </div> </div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-three" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Additional Coverage" data-outcome="" > <h4 class="Accordion-title font-bold"> Additional Coverage </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-three" aria-hidden="true" data-toggle="content"> <div class="features"> </div> <div class="wysiwyg display-block w-full has-links"> <p>Although State Farm's list of advertised endorsements is shorter than some of its competitors', it does offer add-ons you may find useful:</p> <ul> <li><strong>Personal articles:</strong> Provides financial protection beyond what a basic policy offers to cover your collectibles such as jewelry, artwork, electronics, sports equipment and health related devices such as wheelchairs and prosthetics.</li> <li><strong>Identity restoration:</strong> Provides financial assistance for cyberattacks, cyber extortion, identity restoration, contingent credit monitoring and fraud loss.</li> <li><strong>Flood insurance</strong>: State Farm offers flood insurance coverage underwritten through the National Flood Insurance Program.</li> </ul></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-four" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Compare rates by city" data-outcome="" > <h4 class="Accordion-title font-bold"> Compare rates by city </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-four" aria-hidden="true" data-toggle="content"> <div class="insurance-coverage-table mb-6 md:mb-8" id="dsmaAvBh0Z" x-data="insuranceCoverageTable( 'dsmaAvBh0Z', 'https://bankrate.home.everquote.com/form/', '5', null )"> <div id="table-dsmaAvBh0Z"> <table class="mb-2 Table insurance-coverage-table-dsmaAvBh0Z"> <thead class="display-none sm:display-table-header-group"> <tr class="border-b border-gray"> <th class="w-48 py-2 font-bold text-left"> <div class="insurance-coverage-table--sort-container-dsmaAvBh0Z display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Wisconsin city</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="w-48 py-2 font-bold text-right"> <div class="insurance-coverage-table--sort-container-dsmaAvBh0Z display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> State Farm avg. annual premium for $300K dwelling</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="State Farm avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="State Farm avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="display-flex flex-direction-column border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Madison</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> State Farm avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,222</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Milwaukee</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> State Farm avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,285</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Racine</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> State Farm avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,219</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Green Bay</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> State Farm avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,065</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Kenosha</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> State Farm avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,201</div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="carrier-review display-flex flex-direction-column rounded-lg pb-6 px-4 md:p-8 md:pt-4 box-shadow-1 mb-8" data-beam-element-viewed id="" data-type="" data-location="Carrier Review Card" data-name="Chubb" data-position="" data-text="Chubb" data-outcome="" > <div> <h3 class="mb-0 bg-blue-mid uppercase text-center md:text-left text-white rounded-b md:rounded-bl-none md:rounded-r md:pr-6 py-2 md:pl-8 md:-ml-8 w-full md:w-max md:mb-4 type-heading-five md:text-sm"> Best for robust coverage </h3> </div> <div class="display-flex flex-direction-column md:flex-direction-row mt-6 md:mt-4"> <div class="display-flex flex-direction-column align-items-center md:mr-8 md:w-1/3"> <img class="md:display-none mb-6" src="https://cdn.insurance.redventures.io/images/chubb.svg" alt="Chubb" style="object-fit:contain;" width="206.31578947368" height="98" loading="lazy"> <img class="md:mb-4 md:display-block display-none" src="https://cdn.insurance.redventures.io/images/chubb.svg" alt="Chubb" style="object-fit:contain;" width="189.47368421053" height="90" loading="lazy"> <div class="display-flex pos-relative md:px-5 md:py-3 justify-content-center w-full"> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 type-heading-one display-none md:display-block"> 4.6</p> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 md:display-none">4.6</p> <span class="display-flex align-items-center md:align-items-normal md:flex-direction-column"> <div class="star-rating star-rating--number-size-sm align-center leading-4 ml-2 md:ml-0 md:mb-2" style="font-size: 16px"> <span class="visually-hidden">Rating: 4.6 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 57%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> </div> </div> </div> <div id="tc5f8c5fd-e853-4297-b359-8ad817d01019" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings.</div> </div> <div class="display-inline-block cursor-pointer ml-1 "> <div x-data data-tippy-maxWidth="none" data-template="tc5f8c5fd-e853-4297-b359-8ad817d01019" role="tooltip" tabIndex="0" class="text-slate text-xs mt-1 ml-1 md:ml-0 md:mt-0 capitalize" data-tippy-placement="bottom"x-tooltip="" > Bankrate Score <span class="Icon Icon--xs ml-1 md:ml-0 tooltip-icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </span> <span class="display-none md:display-block bg-blue-50 w-full h-full pos-absolute rounded" style="top:0;z-index:-1;"></span> </div> <div class="mb-2 md:mb-0 w-full"> <a href="/insurance/reviews/chubb/" class="Button Button--secondary w-full mt-4" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Review Card" data-name="Chubb" data-position="" data-text="Chubb Review" data-outcome="" > Chubb Review</a> <a x-data="carrierCard({ altUrl: '/insurance/reviews/chubb/', routeToFlow: true, routeToLeaveBehind: false, carrierType: 'home', ctaText: 'Get a personalized quote', onTopUrl: true})" @click="leaveBehind" :href="utmUrl" target="_blank" class="Button Button--primary w-full mt-3 carrrier-card-rates__cta"> Get a personalized quote</a> </div> </div> <div class="md:w-2/3"> <div class="display-flex flex-direction-column md:flex-direction-row"> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pr-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$116<span style="font-size:75%;">/mo<span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column border-y md:border-y-0 md:border-x border-gray-mid py-2 md:py-0 md:px-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$1,392<span style="font-size:75%;">/yr</span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between border-b border-gray-mid md:border-b-0 md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pl-3"> <span class="display-flex align-items-baseline"> <p class="mb-2 type-body-three text-slate" style="white-space:nowrap;"> Customer satisfaction </p> </span> <p class="mb-0 font-bold md:text-2xl"> 688/<span style="font-size:75%;">1,000</span></p> </div> </div> <div class="md:mt-2"> <ul class="Accordion border-t-0"> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer hover:bg-transparent" aria-controls="details-one" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Overview" data-outcome="" > <h4 class="Accordion-title font-bold"> Overview </h4> <span class="Accordion-icon Icon Icon--xs md:display-none"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none md:display-block" id="details-one" aria-hidden="false" data-toggle="content"> <div class="wysiwyg display-block w-full has-links"> <p>Chubb is one of the best Wisconsin home insurance companies if you want a comprehensive policy. A standard Chubb home insurance policy includes several benefits, like replacement cost coverage, lock replacement coverage, electronic data restoration, tree removal after a storm and many others. However, Chubb’s average home insurance rates may be higher than the state average. In addition, Chubb does not offer many discounts for potential savings.</p></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-two" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Pros and cons" data-outcome="" > <h4 class="Accordion-title font-bold"> Pros and cons </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none" id="details-two" aria-hidden="true" data-toggle="content"> <div class="display-grid sm:grid-cols-2 md:gap-x-4"> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-green w-7 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Checkmark Icon</title><path d="M8.982 18.477a.976.976 0 0 1-.658-.266l-5.056-5.055a.926.926 0 0 1 0-1.305.927.927 0 0 1 1.305 0L8.97 16.25 19.427 5.792a.926.926 0 0 1 1.305 0 .926.926 0 0 1 0 1.304L9.628 18.2a.906.906 0 0 1-.658.265l.012.012Z" class="icon-base"/></svg>Pros </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>2024 Bankrate Award winner for Best Insurance Company for High-Value Homes</li> <li>Strong financial strength rating from AM Best</li> </ul></div> </div> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-red w-5 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg>Cons </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Smaller list of discount saving opportunities</li> <li>Scored below average in J.D. Power’s 2023 Home Insurance Study</li> </ul></div> </div> </div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-three" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Additional Coverage" data-outcome="" > <h4 class="Accordion-title font-bold"> Additional Coverage </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-three" aria-hidden="true" data-toggle="content"> <div class="features"> </div> <div class="wysiwyg display-block w-full has-links"> <p>Chubb's standard policies include a number of elements that typically cost extra from other insurers, such as extended replacement cost coverage. Other coverage options may include the following:</p> <ul> <li><strong>Cash settlement option</strong>: Allows policyholders to receive cash settlement instead of rebuilding their home after an approved claim for a total loss.</li> <li><strong>Flood insurance:</strong> Coverage for flood damage, which is not covered under standard home insurance policies.</li> <li><strong>Water backup coverage</strong>:<strong> </strong>Offers coverage in the event that a sewer or drain backs up into your home.</li> </ul></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-four" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Compare rates by city" data-outcome="" > <h4 class="Accordion-title font-bold"> Compare rates by city </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-four" aria-hidden="true" data-toggle="content"> <div class="insurance-coverage-table mb-6 md:mb-8" id="1x94LCcjaw" x-data="insuranceCoverageTable( '1x94LCcjaw', 'https://bankrate.home.everquote.com/form/', '5', null )"> <div id="table-1x94LCcjaw"> <table class="mb-2 Table insurance-coverage-table-1x94LCcjaw"> <thead class="display-none sm:display-table-header-group"> <tr class="border-b border-gray"> <th class="w-48 py-2 font-bold text-left"> <div class="insurance-coverage-table--sort-container-1x94LCcjaw display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Wisconsin city</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="w-48 py-2 font-bold text-right"> <div class="insurance-coverage-table--sort-container-1x94LCcjaw display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Chubb avg. annual premium for $300K dwelling</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Chubb avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Chubb avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="display-flex flex-direction-column border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Madison</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Chubb avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $991</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Milwaukee</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Chubb avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,467</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Racine</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Chubb avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,176</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Green Bay</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Chubb avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,066</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Kenosha</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Chubb avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,311</div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="carrier-review display-flex flex-direction-column rounded-lg pb-6 px-4 md:p-8 md:pt-4 box-shadow-1 mb-8" data-beam-element-viewed id="" data-type="" data-location="Carrier Review Card" data-name="Erie" data-position="" data-text="Erie" data-outcome="" > <div> <h3 class="mb-0 bg-blue-mid uppercase text-center md:text-left text-white rounded-b md:rounded-bl-none md:rounded-r md:pr-6 py-2 md:pl-8 md:-ml-8 w-full md:w-max md:mb-4 type-heading-five md:text-sm"> Best for replacement cost coverage </h3> </div> <div class="display-flex flex-direction-column md:flex-direction-row mt-6 md:mt-4"> <div class="display-flex flex-direction-column align-items-center md:mr-8 md:w-1/3"> <img class="md:display-none mb-6" src="https://cdn.insurance.redventures.io/images/erie.svg" alt="Erie" style="object-fit:contain;" width="204.16666666667" height="98" loading="lazy"> <img class="md:mb-4 md:display-block display-none" src="https://cdn.insurance.redventures.io/images/erie.svg" alt="Erie" style="object-fit:contain;" width="187.5" height="90" loading="lazy"> <div class="display-flex pos-relative md:px-5 md:py-3 justify-content-center w-full"> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 type-heading-one display-none md:display-block"> 4.3</p> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 md:display-none">4.3</p> <span class="display-flex align-items-center md:align-items-normal md:flex-direction-column"> <div class="star-rating star-rating--number-size-sm align-center leading-4 ml-2 md:ml-0 md:mb-2" style="font-size: 16px"> <span class="visually-hidden">Rating: 4.3 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 36%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> </div> </div> </div> <div id="t1cb0e0d7-2493-4e88-a552-269746ef9802" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings.</div> </div> <div class="display-inline-block cursor-pointer ml-1 "> <div x-data data-tippy-maxWidth="none" data-template="t1cb0e0d7-2493-4e88-a552-269746ef9802" role="tooltip" tabIndex="0" class="text-slate text-xs mt-1 ml-1 md:ml-0 md:mt-0 capitalize" data-tippy-placement="bottom"x-tooltip="" > Bankrate Score <span class="Icon Icon--xs ml-1 md:ml-0 tooltip-icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </span> <span class="display-none md:display-block bg-blue-50 w-full h-full pos-absolute rounded" style="top:0;z-index:-1;"></span> </div> <div class="mb-2 md:mb-0 w-full"> <a href="/insurance/reviews/erie/" class="Button Button--secondary w-full mt-4" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Review Card" data-name="Erie" data-position="" data-text="Erie Review" data-outcome="" > Erie Review</a> <a x-data="carrierCard({ altUrl: '/insurance/reviews/erie/', routeToFlow: true, routeToLeaveBehind: false, carrierType: 'home', ctaText: 'Get a personalized quote', onTopUrl: true})" @click="leaveBehind" :href="utmUrl" target="_blank" class="Button Button--primary w-full mt-3 carrrier-card-rates__cta"> Get a personalized quote</a> </div> </div> <div class="md:w-2/3"> <div class="display-flex flex-direction-column md:flex-direction-row"> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pr-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold">Not available</p> </div> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column border-y md:border-y-0 md:border-x border-gray-mid py-2 md:py-0 md:px-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold">Not available</p> </div> <div class="display-flex align-items-baseline justify-content-space-between border-b border-gray-mid md:border-b-0 md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pl-3"> <span class="display-flex align-items-baseline"> <p class="mb-2 type-body-three text-slate" style="white-space:nowrap;"> Customer satisfaction </p> </span> <p class="mb-0 font-bold md:text-2xl"> 674/<span style="font-size:75%;">1,000</span></p> </div> </div> <div class="md:mt-2"> <ul class="Accordion border-t-0"> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer hover:bg-transparent" aria-controls="details-one" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Overview" data-outcome="" > <h4 class="Accordion-title font-bold"> Overview </h4> <span class="Accordion-icon Icon Icon--xs md:display-none"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none md:display-block" id="details-one" aria-hidden="false" data-toggle="content"> <div class="wysiwyg display-block w-full has-links"> <p>Erie may be the top Wisconsin home insurance company for shoppers who value service. The carrier landed the top spot in J.D. Power's 2023 Home Insurance Study and consistently sees below-average complaint indexes from the National Association of Insurance Commissioners (NAIC), which means it has fewer than average customer complaints. Erie may be attractive for Wisconsin homeowners who want a guaranteed replacement cost coverage policy. Every standard home insurance policy from Erie includes guaranteed replacement cost coverage for your dwelling and personal items in the event of a covered loss.</p></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-two" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Pros and cons" data-outcome="" > <h4 class="Accordion-title font-bold"> Pros and cons </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none" id="details-two" aria-hidden="true" data-toggle="content"> <div class="display-grid sm:grid-cols-2 md:gap-x-4"> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-green w-7 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Checkmark Icon</title><path d="M8.982 18.477a.976.976 0 0 1-.658-.266l-5.056-5.055a.926.926 0 0 1 0-1.305.927.927 0 0 1 1.305 0L8.97 16.25 19.427 5.792a.926.926 0 0 1 1.305 0 .926.926 0 0 1 0 1.304L9.628 18.2a.906.906 0 0 1-.658.265l.012.012Z" class="icon-base"/></svg>Pros </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Offers limited flood coverage, called extended water coverage, as an endorsement rather than a standalone policy.</li> <li>First-place ranking from J.D. Power for home customer satisfaction in 2023</li> </ul></div> </div> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-red w-5 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg>Cons </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Limited range of potential home insurance discounts</li> <li>Mobile app accessibility may not be as robust as other competitors</li> </ul></div> </div> </div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-three" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Additional Coverage" data-outcome="" > <h4 class="Accordion-title font-bold"> Additional Coverage </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-three" aria-hidden="true" data-toggle="content"> <div class="features"> </div> <div class="wysiwyg display-block w-full has-links"> <p>Erie offers guaranteed replacement cost standard with its homeowner policies — something that many other insurers include as an endorsement. It also includes $500 in pet coverage on standard policies. Some other policy add-ons you may want to consider include:</p> <ul> <li><strong>Extended water coverage: </strong>Standard insurance policies do not include flood coverage, but this add-on provides some basic coverage for flood-related damage.</li> <li><strong>Personal valuables insurance: </strong>Erie allows policyholders to add extra financial protection for high-value items like jewelry, art and firearms.</li> </ul></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-four" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Compare rates by city" data-outcome="" > <h4 class="Accordion-title font-bold"> Compare rates by city </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-four" aria-hidden="true" data-toggle="content"> <div class="insurance-coverage-table mb-6 md:mb-8" id="xkIs702lp2" x-data="insuranceCoverageTable( 'xkIs702lp2', 'https://bankrate.home.everquote.com/form/', '5', null )"> <div id="table-xkIs702lp2"> <table class="mb-2 Table insurance-coverage-table-xkIs702lp2"> <thead class="display-none sm:display-table-header-group"> <tr class="border-b border-gray"> <th class="w-48 py-2 font-bold text-left"> <div class="insurance-coverage-table--sort-container-xkIs702lp2 display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Wisconsin city</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="w-48 py-2 font-bold text-right"> <div class="insurance-coverage-table--sort-container-xkIs702lp2 display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Erie avg. annual premium for $300K dwelling</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Erie avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Erie avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="display-flex flex-direction-column border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Madison</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Erie avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Milwaukee</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Erie avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Racine</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Erie avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Green Bay</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Erie avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Kenosha</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Erie avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-slate"> N/A</div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="carrier-review display-flex flex-direction-column rounded-lg pb-6 px-4 md:p-8 md:pt-4 box-shadow-1 mb-8" data-beam-element-viewed id="" data-type="" data-location="Carrier Review Card" data-name="Auto-Owners" data-position="" data-text="Auto-Owners" data-outcome="" > <div> <h3 class="mb-0 bg-blue-mid uppercase text-center md:text-left text-white rounded-b md:rounded-bl-none md:rounded-r md:pr-6 py-2 md:pl-8 md:-ml-8 w-full md:w-max md:mb-4 type-heading-five md:text-sm"> Best for discounts </h3> </div> <div class="display-flex flex-direction-column md:flex-direction-row mt-6 md:mt-4"> <div class="display-flex flex-direction-column align-items-center md:mr-8 md:w-1/3"> <img class="md:display-none mb-6" src="https://cdn.insurance.redventures.io/images/auto-owners.svg" alt="Auto-Owners" style="object-fit:contain;" width="206.31578947368" height="98" loading="lazy"> <img class="md:mb-4 md:display-block display-none" src="https://cdn.insurance.redventures.io/images/auto-owners.svg" alt="Auto-Owners" style="object-fit:contain;" width="189.47368421053" height="90" loading="lazy"> <div class="display-flex pos-relative md:px-5 md:py-3 justify-content-center w-full"> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 type-heading-one display-none md:display-block"> 4.3</p> <p class="font-bold mb-0 mt-1 md:mt-0 md:mr-2 md:display-none">4.3</p> <span class="display-flex align-items-center md:align-items-normal md:flex-direction-column"> <div class="star-rating star-rating--number-size-sm align-center leading-4 ml-2 md:ml-0 md:mb-2" style="font-size: 16px"> <span class="visually-hidden">Rating: 4.3 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 36%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> </div> </div> </div> <div id="t89cf8c4b-ef9a-4fb0-81a5-36480db21d52" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> Bankrate scores primarily reflect a weighted rank of industry standard ratings for financial strength and customer experience, in addition to average quoted rates. A secondary assessment of each provider's online and mobile resources and policy management options also contributed to overall ratings.</div> </div> <div class="display-inline-block cursor-pointer ml-1 "> <div x-data data-tippy-maxWidth="none" data-template="t89cf8c4b-ef9a-4fb0-81a5-36480db21d52" role="tooltip" tabIndex="0" class="text-slate text-xs mt-1 ml-1 md:ml-0 md:mt-0 capitalize" data-tippy-placement="bottom"x-tooltip="" > Bankrate Score <span class="Icon Icon--xs ml-1 md:ml-0 tooltip-icon"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </span> <span class="display-none md:display-block bg-blue-50 w-full h-full pos-absolute rounded" style="top:0;z-index:-1;"></span> </div> <div class="mb-2 md:mb-0 w-full"> <a href="/insurance/reviews/auto-owners/" class="Button Button--secondary w-full mt-4" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Review Card" data-name="Auto-Owners" data-position="" data-text="Auto-Owners Review" data-outcome="" > Auto-Owners Review</a> <a x-data="carrierCard({ altUrl: '/insurance/reviews/auto-owners/', routeToFlow: true, routeToLeaveBehind: false, carrierType: 'home', ctaText: 'Get a personalized quote', onTopUrl: true})" @click="leaveBehind" :href="utmUrl" target="_blank" class="Button Button--primary w-full mt-3 carrrier-card-rates__cta"> Get a personalized quote</a> </div> </div> <div class="md:w-2/3"> <div class="display-flex flex-direction-column md:flex-direction-row"> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pr-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$141<span style="font-size:75%;">/mo<span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column border-y md:border-y-0 md:border-x border-gray-mid py-2 md:py-0 md:px-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$1,693<span style="font-size:75%;">/yr</span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between border-b border-gray-mid md:border-b-0 md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pl-3"> <span class="display-flex align-items-baseline"> <p class="mb-2 type-body-three text-slate" style="white-space:nowrap;"> Customer satisfaction </p> </span> <p class="mb-0 font-bold md:text-2xl"> 634/<span style="font-size:75%;">1,000</span></p> </div> </div> <div class="md:mt-2"> <ul class="Accordion border-t-0"> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer hover:bg-transparent" aria-controls="details-one" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Overview" data-outcome="" > <h4 class="Accordion-title font-bold"> Overview </h4> <span class="Accordion-icon Icon Icon--xs md:display-none"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none md:display-block" id="details-one" aria-hidden="false" data-toggle="content"> <div class="wysiwyg display-block w-full has-links"> <p>Wisconsin homeowners who want to take advantage of discounts may want to consider Auto-Owners. The company offers a variety of ways to save, including bundling your policies, paying your annual premium in full, having no mortgage, installing an automatic water shut off system, having an automatic backup generator and enrolling in paperless billing. Auto-Owners also offers many endorsements for shoppers who want to build more robust policies. With Auto-Owners, the biggest disadvantage may come for those who prefer to purchase their policy digitally. You must work with an agent to get a quote and buy a policy.</p></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-two" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Pros and cons" data-outcome="" > <h4 class="Accordion-title font-bold"> Pros and cons </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none" id="details-two" aria-hidden="true" data-toggle="content"> <div class="display-grid sm:grid-cols-2 md:gap-x-4"> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-green w-7 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Checkmark Icon</title><path d="M8.982 18.477a.976.976 0 0 1-.658-.266l-5.056-5.055a.926.926 0 0 1 0-1.305.927.927 0 0 1 1.305 0L8.97 16.25 19.427 5.792a.926.926 0 0 1 1.305 0 .926.926 0 0 1 0 1.304L9.628 18.2a.906.906 0 0 1-.658.265l.012.012Z" class="icon-base"/></svg>Pros </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Many potential discounts available to save on home insurance premium</li> <li>Above-average J.D. Power score for customer satisfaction</li> </ul></div> </div> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-red w-5 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg>Cons </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Policies must be purchased through an agent</li> <li>Limited digital tools available</li> </ul></div> </div> </div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-three" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Additional Coverage" data-outcome="" > <h4 class="Accordion-title font-bold"> Additional Coverage </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-three" aria-hidden="true" data-toggle="content"> <div class="features"> </div> <div class="wysiwyg display-block w-full has-links"> <p>Homeowners who want to customize their coverage may be interested in Auto-Owners' long list of endorsements. These include:</p> <ul> <li><strong>Homeowners Plus: </strong>Offers several endorsements bundled in one package, including payments for damage caused by appliance leaks, increased coverage for food spoilage and more.</li> <li><strong>Identity theft: </strong>Provides coverage for identity restoration costs.</li> <li><strong>Water backup of sewers or drains:</strong> Pays for damage to floors, walls, furniture or electrical systems after a sewer or drain backup.</li> <li><strong>Ordinance or law coverage: </strong>Pays any extra expenses needed to bring a home up to code following a covered claim.</li> <li><strong>Equipment breakdown: </strong>Covers electrical and mechanical failures of equipment in your home.</li> </ul></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-four" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Compare rates by city" data-outcome="" > <h4 class="Accordion-title font-bold"> Compare rates by city </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-four" aria-hidden="true" data-toggle="content"> <div class="insurance-coverage-table mb-6 md:mb-8" id="EZXxPxPXmJ" x-data="insuranceCoverageTable( 'EZXxPxPXmJ', 'https://bankrate.home.everquote.com/form/', '5', null )"> <div id="table-EZXxPxPXmJ"> <table class="mb-2 Table insurance-coverage-table-EZXxPxPXmJ"> <thead class="display-none sm:display-table-header-group"> <tr class="border-b border-gray"> <th class="w-48 py-2 font-bold text-left"> <div class="insurance-coverage-table--sort-container-EZXxPxPXmJ display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Wisconsin city</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="w-48 py-2 font-bold text-right"> <div class="insurance-coverage-table--sort-container-EZXxPxPXmJ display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Auto-Owners avg. annual premium for $300K dwelling</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Auto-Owners avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Auto-Owners avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="display-flex flex-direction-column border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Madison</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Auto-Owners avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,676</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Milwaukee</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Auto-Owners avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,884</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Racine</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Auto-Owners avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,647</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Green Bay</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Auto-Owners avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,343</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Kenosha</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> Auto-Owners avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $1,581</div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="carrier-review display-flex flex-direction-column rounded-lg pb-6 px-4 md:p-8 md:pt-4 box-shadow-1 mb-8" data-beam-element-viewed id="" data-type="" data-location="Carrier Review Card" data-name="West Bend" data-position="" data-text="West Bend" data-outcome="" > <div> <h3 class="mb-0 bg-blue-mid uppercase text-center md:text-left text-white rounded-b md:rounded-bl-none md:rounded-r md:pr-6 py-2 md:pl-8 md:-ml-8 w-full md:w-max md:mb-4 type-heading-five md:text-sm"> Best for low average rates </h3> </div> <div class="display-flex flex-direction-column md:flex-direction-row mt-6 md:mt-4"> <div class="display-flex flex-direction-column align-items-center md:mr-8 md:w-1/3"> <img class="md:display-none mb-6" src="https://cdn.insurance.redventures.io/images/westbend.svg" alt="West Bend" style="object-fit:contain;" width="206.31578947368" height="98" loading="lazy"> <img class="md:mb-4 md:display-block display-none" src="https://cdn.insurance.redventures.io/images/westbend.svg" alt="West Bend" style="object-fit:contain;" width="189.47368421053" height="90" loading="lazy"> <div class="mb-2 md:mb-0 w-full"> <a href="" class="Button Button--secondary w-full" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Review Card" data-name="West Bend" data-position="" data-text="West Bend Review" data-outcome="" > West Bend Review</a> <a x-data="carrierCard({ altUrl: '', routeToFlow: true, routeToLeaveBehind: false, carrierType: 'home', ctaText: 'Get a personalized quote', onTopUrl: true})" @click="leaveBehind" :href="utmUrl" target="_blank" class="Button Button--primary w-full mt-3 carrrier-card-rates__cta"> Get a personalized quote</a> </div> </div> <div class="md:w-2/3"> <div class="display-flex flex-direction-column md:flex-direction-row"> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pr-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$70<span style="font-size:75%;">/mo<span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between md:justify-content-baseline md:flex-direction-column border-y md:border-y-0 md:border-x border-gray-mid py-2 md:py-0 md:px-3"> <p class="mb-2 type-body-three text-slate"> Avg. premium for $300K dwelling</p> <p class="mb-0 font-bold md:text-2xl">$839<span style="font-size:75%;">/yr</span></p> </div> <div class="display-flex align-items-baseline justify-content-space-between border-b border-gray-mid md:border-b-0 md:justify-content-baseline md:flex-direction-column py-2 md:py-0 md:pl-3"> <span class="display-flex align-items-baseline"> <p class="mb-2 type-body-three text-slate" style="white-space:nowrap;"> Customer satisfaction </p> </span> <p class="mb-0 font-bold"> Not rated</p> </div> </div> <div class="md:mt-2"> <ul class="Accordion border-t-0"> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer hover:bg-transparent" aria-controls="details-one" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Overview" data-outcome="" > <h4 class="Accordion-title font-bold"> Overview </h4> <span class="Accordion-icon Icon Icon--xs md:display-none"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none md:display-block" id="details-one" aria-hidden="false" data-toggle="content"> <div class="wysiwyg display-block w-full has-links"> <p>West Bend is a small, Wisconsin-based insurance company. According to data from Quadrant, West Bend’s average home insurance rates are below the state average. West Bend is unique in the way it offers its combined auto and home insurance bundle, called the Home and Highway policy. This policy bundle is available in three tiers and provides coverage for things like inflation, valuables, pets, identity theft, sports and hobby equipment, and food spoilage after a power outage. However, West Bend has limited digital capabilities, so you’ll need to work with an agent to get a quote and buy a policy.</p></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-two" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Pros and cons" data-outcome="" > <h4 class="Accordion-title font-bold"> Pros and cons </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none" id="details-two" aria-hidden="true" data-toggle="content"> <div class="display-grid sm:grid-cols-2 md:gap-x-4"> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-green w-7 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Checkmark Icon</title><path d="M8.982 18.477a.976.976 0 0 1-.658-.266l-5.056-5.055a.926.926 0 0 1 0-1.305.927.927 0 0 1 1.305 0L8.97 16.25 19.427 5.792a.926.926 0 0 1 1.305 0 .926.926 0 0 1 0 1.304L9.628 18.2a.906.906 0 0 1-.658.265l.012.012Z" class="icon-base"/></svg>Pros </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>Multiple policy bundling available in tiers</li> <li>Unique policy add-on coverage that may not be offered by other carriers</li> </ul></div> </div> <div class="type-body-two text-crop-none text-slate"> <p class="display-flex align-items-center type-body-four font-circular-bold mb-5"> <svg class="align-middle fill-red w-5 mr-2 pro-con-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg>Cons </p> <div class="wysiwyg display-block w-full has-links"> <ul> <li>No mobile app available</li> <li>Policies must be quoted and purchased from an agent</li> </ul></div> </div> </div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-three" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Additional Coverage" data-outcome="" > <h4 class="Accordion-title font-bold"> Additional Coverage </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-three" aria-hidden="true" data-toggle="content"> <div class="features"> </div> <div class="wysiwyg display-block w-full has-links"> <p>West Bend doesn't have an extensive list of endorsements, and few are included on their website. Here are a couple of options that may be available to homeowners:</p> <ul> <li><strong>Identity theft: </strong>Provides identity protection services, one-on-one assistance after a breach and $30,000 in expense reimbursement coverage for costs such as attorney fees or lost wages.</li> <li><strong>Scheduled personal property: </strong>Offers coverage for specifically listed high-value items like jewelry, art and collectibles.</li> </ul></div> </div> </li> <li class="Accordion-item" data-toggle="container" data-toggle-type="accordion"> <button class="Accordion-titleContainer" aria-controls="details-four" aria-expanded="false" data-toggle="trigger" data-beam-element-clicked-no-delay id="" data-type="Tab" data-location="Carrier Review Card" data-name="Carrier card footer" data-position="" data-text="Compare rates by city" data-outcome="" > <h4 class="Accordion-title font-bold"> Compare rates by city </h4> <span class="Accordion-icon Icon Icon--xs"> <svg class="fill-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="display-none additional-content pt-3" id="details-four" aria-hidden="true" data-toggle="content"> <div class="insurance-coverage-table mb-6 md:mb-8" id="pdRkn6KxyP" x-data="insuranceCoverageTable( 'pdRkn6KxyP', 'https://bankrate.home.everquote.com/form/', '5', null )"> <div id="table-pdRkn6KxyP"> <table class="mb-2 Table insurance-coverage-table-pdRkn6KxyP"> <thead class="display-none sm:display-table-header-group"> <tr class="border-b border-gray"> <th class="w-48 py-2 font-bold text-left"> <div class="insurance-coverage-table--sort-container-pdRkn6KxyP display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Wisconsin city</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="Wisconsin city" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="w-48 py-2 font-bold text-right"> <div class="insurance-coverage-table--sort-container-pdRkn6KxyP display-flex"> <button class="display-inline-flex Button Button--bare md:justify-content-center" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> West Bend avg. annual premium for $300K dwelling</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" data-column="West Bend avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" data-column="West Bend avg. annual premium for $300K dwelling" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="display-flex flex-direction-column border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Madison</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> West Bend avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $843</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Milwaukee</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> West Bend avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $941</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Racine</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> West Bend avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $741</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Green Bay</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> West Bend avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $740</div> </div> </td> </tr> <tr class="display-flex flex-direction-column border-b border-gray mb-3 sm:display-table-row"> <td class="px-2 text-left insurance-coverage-table-td px-3 rounded"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <span class="insurance-coverage-table--td display-block text-black">Kenosha</span> </div> </td> <td class="px-2 text-right"> <div class="display-flex flex-direction-row justify-content-space-between sm:display-block"> <div class="text-slate text-left sm:display-none w-48"> West Bend avg. annual premium for $300K dwelling</div> <div class="insurance-coverage-table--td text-black"> $809</div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> </div> </li> </ul> </div> </div> </div> </div> </div> <div id="additional-home-insurance-companies-to-consider" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2><strong>Additional Wisconsin home insurance companies to consider </strong></h2> <h3><strong>Allstate</strong></h3></div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div x-data="{ showMore: false, showProsCons: false }" class="carrier-card-lite sm:display-grid box-shadow-1 rounded-xl p-4 sm:p-8" data-beam-element-viewed id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Allstate" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > <div class="carrier-card-lite__header-container sm:mb-6 display-flex flex-direction-column sm:flex-direction-row align-items-center"> <div class="mb-4 sm:mb-0 sm:mr-8 align-self-center sm:align-self-auto"> <img src="https://www.bankrate.com/f/102997/x/8c79bf29df/allstate-logo.svg?optimize=medium&width=160&format=pjpg&auto=webp" width="160" height="76" style="min-width:160px;" loading="lazy" alt="Allstate"> </div> <div class="carrier-card-lite__cta-container mt-4 sm:mt-0 display-flex flex-direction-column align-items-center sm:align-items-end w-full"> <a href="https://www.bankrate.com/insurance/reviews/allstate/" class="Button Button--primary w-full sm:w-72 mb-4 sm:mb-0" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Allstate" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > Allstate review</a> </div> </div> <div class="mb-4 text-center sm:text-left"> <p class="mb-0 text-lg font-bold font-circular-bold">Homeowners wanting diverse policy options</p> </div> <div class="border-t sm:border-t-0 border-gray-200 w-full"> <button class="Accordion-titleContainer px-3 py-4 sm:display-none bg-transparent w-full" @click="showMore = !showMore" data-beam-element-clicked data-type="CTA" data-location="Carrier Card Lite" data-name="Allstate" data-text="Overview" > Overview <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true" :class="[showMore ? 'Accordion-icon--is-open' : '']"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> <div class="carrier-card-lite__details-container text-slate mt-3 sm:mt-0 sm:display-block px-3 sm:px-0" :class="[showMore ? 'display-block' : 'display-none']"> <div class="wysiwyg display-block w-full has-links"> <p>Allstate tied with USAA for the 2024 Bankrate Award for Best Homeowners Insurance Company Overall. Allstate may be best for homeowners looking for highly-customizable coverage, including home-sharing coverage for shoppers who occasionally rent their home out as a short-term rental. Although Allstate doesn't have the most impressive customer satisfaction score from J.D. Power, it does have many local agencies available for in-person service.</p></div> </div> </div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div class="wysiwyg display-block w-full has-links"> <h3><strong>Secura</strong></h3></div> <div x-data="{ showMore: false, showProsCons: false }" class="carrier-card-lite sm:display-grid box-shadow-1 rounded-xl p-4 sm:p-8" data-beam-element-viewed id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Secura" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > <div class="carrier-card-lite__header-container sm:mb-6 display-flex flex-direction-column sm:flex-direction-row align-items-center"> <div class="mb-4 sm:mb-0 sm:mr-8 align-self-center sm:align-self-auto"> <img src="https://www.bankrate.com/f/102997/x/a4b9d0057a/secura-logo.svg?optimize=medium&width=160&format=pjpg&auto=webp" width="160" height="34.467120181406" style="min-width:160px;" loading="lazy" alt="Secura"> </div> <div class="carrier-card-lite__cta-container mt-4 sm:mt-0 display-flex flex-direction-column align-items-center sm:align-items-end w-full"> <a href="https://www.bankrate.com/insurance/reviews/secura/" class="Button Button--primary w-full sm:w-72 mb-4 sm:mb-0" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Secura" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > Secura review</a> </div> </div> <div class="mb-4 text-center sm:text-left"> <p class="mb-0 text-lg font-bold font-circular-bold">Homeowners who prefer to bundle auto and home policies</p> </div> <div class="border-t sm:border-t-0 border-gray-200 w-full"> <button class="Accordion-titleContainer px-3 py-4 sm:display-none bg-transparent w-full" @click="showMore = !showMore" data-beam-element-clicked data-type="CTA" data-location="Carrier Card Lite" data-name="Secura" data-text="Overview" > Overview <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true" :class="[showMore ? 'Accordion-icon--is-open' : '']"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> <div class="carrier-card-lite__details-container text-slate mt-3 sm:mt-0 sm:display-block px-3 sm:px-0" :class="[showMore ? 'display-block' : 'display-none']"> <div class="wysiwyg display-block w-full has-links"> <p>Secura is a regional carrier available in 13 states. Its average rates are low, but coverage can only be purchased as a home and auto bundle. It offers a handful of discounts that may help lower your rate even more, including early quoting, protective device and new home savings. Perhaps because it's a smaller regional carrier, Secura isn't included in the 2023 J.D. Power Home Insurance Study, so you may want to speak with existing policyholders about their experience with the company.</p></div> </div> </div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div class="wysiwyg display-block w-full has-links"> <h3><strong>Travelers</strong></h3></div> <div x-data="{ showMore: false, showProsCons: false }" class="carrier-card-lite sm:display-grid box-shadow-1 rounded-xl p-4 sm:p-8" data-beam-element-viewed id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Travelers" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > <div class="carrier-card-lite__header-container sm:mb-6 display-flex flex-direction-column sm:flex-direction-row align-items-center"> <div class="mb-4 sm:mb-0 sm:mr-8 align-self-center sm:align-self-auto"> <img src="https://www.bankrate.com/f/102997/200x42/7f87f568fb/travelers.png?optimize=medium&width=160&format=pjpg&auto=webp" width="160" height="33.6" style="min-width:160px;" loading="lazy" alt="Travelers"> </div> <div class="carrier-card-lite__cta-container mt-4 sm:mt-0 display-flex flex-direction-column align-items-center sm:align-items-end w-full"> <a href="https://www.bankrate.com/insurance/reviews/travelers/" class="Button Button--primary w-full sm:w-72 mb-4 sm:mb-0" data-beam-element-clicked-no-delay id="" data-type="CTA" data-location="Carrier Card Lite" data-name="Travelers" data-position="Top" data-text="Get a personalized quote" data-outcome="INTERNALLINK" > Travelers review</a> </div> </div> <div class="mb-4 text-center sm:text-left"> <p class="mb-0 text-lg font-bold font-circular-bold">Homeowners who want unique add-ons and endorsements</p> </div> <div class="border-t sm:border-t-0 border-gray-200 w-full"> <button class="Accordion-titleContainer px-3 py-4 sm:display-none bg-transparent w-full" @click="showMore = !showMore" data-beam-element-clicked data-type="CTA" data-location="Carrier Card Lite" data-name="Travelers" data-text="Overview" > Overview <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true" :class="[showMore ? 'Accordion-icon--is-open' : '']"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> <div class="carrier-card-lite__details-container text-slate mt-3 sm:mt-0 sm:display-block px-3 sm:px-0" :class="[showMore ? 'display-block' : 'display-none']"> <div class="wysiwyg display-block w-full has-links"> <p>Travelers offers a green home discount for LEED-certified homes and green home coverage to ensure you have enough coverage for your home's green building materials. The carrier scored below the segment average in J.D. Power's customer satisfaction study, but it does offer online quoting and a highly-rated mobile app for digitally-savvy shoppers.</p></div> </div> </div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div class="wysiwyg display-block w-full has-links"> <h3>How Bankrate chose the best home insurance companies in Wisconsin</h3> <p>To find the best Wisconsin homeowners insurance, Bankrate’s insurance editorial team began by reviewing coverage options, discounts, digital experience and third-party ratings from some of the largest companies in the state. We collected average rate data for each carrier from Quadrant Information Services. Each Wisconsin home insurance company earned a Bankrate Score on a five-point scale, based on this analysis.</p> <p>If you are in the market for home insurance in Wisconsin, using Bankrate Scores can help you quickly narrow down the best Wisconsin homeowners insurance companies. Insurers with high Bankrate Scores generally excel in multiple categories, such as affordability, endorsements, financial strength and customer satisfaction. Companies with low Bankrate Scores may fall short in certain categories, and might not be as strong overall.</p></div> </div> <div id="cheapest-home-insurance-companies" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>Cheapest home insurance companies in Wisconsin</h2> <p>Bankrate reviewed the average rates for the companies that write the most policies in Wisconsin to find those with the most affordable coverages. The five listed below had the lowest average rates, and may be worth looking at if you hope to find cheap coverage for your property.</p></div> <div class="insurance-coverage-table min-w-sm mb-6 md:mb-8" data-cy="insurance-coverage-table-rates" id="yqlpypjvc1" x-data="insuranceCoverageTable( 'yqlpypjvc1', null, '5', true)"> <div id="table-yqlpypjvc1"> <table class="mb-2 Table insurance-coverage-table-yqlpypjvc1 pos-relative"> <thead class="display-table-header-group"> <tr class=""> <th class="border-b border-gray p-2 font-bold insurance-coverage-table--first-column text-left z-layer-five carrier-column"> <div class="insurance-coverage-table--sort-container-yqlpypjvc1 display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('url', 0)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Carrier</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-yqlpypjvc1 display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('money', 1)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Monthly premium for $300k coverage</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-yqlpypjvc1 display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('money', 2)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Annual premium for $300k coverage</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> <th class="border-b border-gray p-2 font-bold text-center sm:text-right standard-column"> <div class="insurance-coverage-table--sort-container-yqlpypjvc1 display-flex"> <button class="display-inline-flex Button Button--bare" @click="sortColumn('money-color', 3)"> <span class="display-inline-flex type-body-two text-black font-circular-bold"> Savings vs state avg. for $300k coverage</span> <div class="display-flex flex-direction-column justify-content-center ml-2"> <div class="col-span-1 -mt-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-asc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow ascending</span> </div> <div class="col-span-1 -mb-2"> <svg class="display-inline-flex text-gray hover:text-blue" width="18" height="18" data-sort="tableColumn-desc" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg><span class="visually-hidden">Sort arrow descending</span> </div> </div> </button> </div> </th> </tr> </thead> <tbody class="border-t pt-4 sm:display-table-header-group sm:border-t-0 sm:pt-0"> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <span class="insurance-coverage-table--td display-block text-black"> Rockford Mutual</span> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $68</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $820</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td "> <div class='text-green-dark'>- $342</div></div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <span class="insurance-coverage-table--td display-block text-black"> West Bend</span> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $70</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $839</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td "> <div class='text-green-dark'>- $323</div></div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/usaa/"> USAA</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $73</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $870</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td "> <div class='text-green-dark'>- $292</div></div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/american-family/"> American Family</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $73</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $881</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td "> <div class='text-green-dark'>- $281</div></div> </div> </td> </tr> <tr class="sm:display-table-row"> <td class="border-b border-gray px-2 insurance-coverage-table--first-column text-left rounded py-3" > <div class="justify-content-space-between"> <a data-cy="coverage-table-review-link" class="insurance-coverage-table--td display-block text-blue align-self-center" href="/insurance/reviews/allstate/"> Allstate</a> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $78</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td text-black"> $937</div> </div> </td> <td class="border-b border-gray px-2 text-center sm:text-right" > <div class="justify-content-space-between"> <div class="insurance-coverage-table--td "> <div class='text-green-dark'>- $225</div></div> </div> </td> </tr> </tbody> </table> </div> </div> <div class="insurance-rates-footer my-4 md:mb-6"> <div class="type-body-two text-slate pb-4"> Home insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.</div> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between"> <div class="display-flex bg-blue-light py-3 pl-6 pr-10 rounded-r-full type-body-two text-black font-bold mb-4 md:mb-0 max-w-max"> <span class="Icon mr-3 icon-highlight-blue w-5 h-5"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Mortgage Reviews Icon</title><path d="M5.985 20.517V10.17c0-.447.207-.869.561-1.142l6.848-5.283c.521-.403 1.25-.4 1.768.004L22.1 9.16a1 1 0 0 1 .385.788v10.57c0 .796-.646 1.442-1.443 1.442H7.428a1.443 1.443 0 0 1-1.443-1.443Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M21.436 10.289c.115.09.263.139.402.139v-.008a.652.652 0 0 0 .517-.246.646.646 0 0 0-.107-.92l-3.42-2.695V4.3a.658.658 0 0 0-.657-.656.658.658 0 0 0-.656.656v1.225l-3.511-2.767c-1.181-.96-2.888-.96-4.052 0L1.748 9.263a.652.652 0 0 0-.107.919.652.652 0 0 0 .92.107l.574-.456v9.833a2.273 2.273 0 0 0 2.297 2.297h13.125a2.273 2.273 0 0 0 2.297-2.297V9.83l.582.459Zm-1.894-1.492-6.367-5.014a1.882 1.882 0 0 0-2.403-.008L4.447 8.792v10.874c0 .574.41.984.985.984h13.125c.575 0 .985-.41.985-.984V8.796Zm-10.42 8.932c.214.205.493.32.772.32l-.008.017c.115 0 .221-.025.336-.058.033-.008.098-.04.098-.04l1.69-.895 1.592.82c.23.156.484.156.574.156.509 0 .927-.443.927-.984 0-.041-.008-.123-.008-.123l-.345-1.822 1.321-1.32a.956.956 0 0 0 .336-.583.887.887 0 0 0-.237-.779c-.083-.082-.288-.287-.632-.304l-1.846-.246-.796-1.6c-.065-.295-.303-.492-.746-.598-.05-.017-.099-.017-.156-.017h-.221c-.173 0-.394.123-.517.247l-.107.106a.655.655 0 0 0-.123.172l-.845 1.69-1.83.246a.622.622 0 0 0-.311.132.756.756 0 0 0-.23.164.975.975 0 0 0-.27.68c0 .255.098.51.278.69l1.362 1.312-.295 1.83c-.008.032-.008.073-.008.106 0 .148 0 .435.246.681Zm1.395-2.707c0-.36-.123-.632-.36-.796v.008l-.928-.894 1.288-.172c.386-.024.698-.27.788-.607l.632-1.263.672 1.337c.205.402.517.508.755.525l1.304.172-.951.952a1.072 1.072 0 0 0-.296.861l.247 1.288-1.223-.632c-.312-.164-.664-.147-.919.033l-1.238.657.221-1.362c.008-.033.008-.074.008-.107Z" class="icon-base"/></svg></span> <div> Rates refreshed as of Feb 2025</div> </div> <a class="type-body-two text-blue font-bold md:align-self-center hover:underline hover:text-blue-mid no-underline" href="#methodology"> Read our full methodology </a> </div> </div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div class="wysiwyg display-block w-full has-links"> <h2><strong>How to get cheap home insurance in Wisconsin</strong></h2> <p>Finding the right homeowners insurance policy can be an important part of your financial plan. Having coverage for your home’s structure and belongings against a list of potential disasters and losses may provide you peace of mind that your investment is protected from financial loss. Choosing a good homeowners insurance policy does not have to break the bank. The following steps may help you find the best cheap home insurance in Wisconsin:</p> <ol> <li><strong>Obtain home insurance quotes from multiple companies.</strong> <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/home-insurance-quotes/">Shopping around</a> is the best way to compare your options and ensure you are getting the best rate.</li> <li><strong>Review discounts.</strong> Whether you are still getting quotes or you already have a policy, review the available insurance discounts available to you from different carriers. Discount options vary greatly and could have a significant impact on your premium.</li> <li><strong>Review your deductible.</strong> Raising your <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/home-insurance-deductible/">deductible</a> will lower your premium, but note that insurance professionals recommend keeping your deductible low enough that you could comfortably pay it out of pocket if you need to file a claim.</li> </ol></div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> <div data-cy="rate-table-homeowners-insurance" x-data="rateTableHomeownersInsurance( '189554', false, false, false, )"> <div class="trsy-shadow-sm trsy-rounded-md"> <div class="trsy-px-6 trsy-pt-4 trsy-pb-0 md:try-pb-4"> <div class="trsy-grid md:trsy-grid-cols-4 trsy-mb-8"> <div class="md:trsy-col-span-1"> <img src="https://www.bankrate.com/v5.1693.0/next/img/insurance/bankrate-and-coverage-logo.png" width="160" height="20" alt="Bankrate and Coverage Logo" loading="lazy"> </div> <div class="md:trsy-col-span-3"> <div class="display-flex flex-direction-column md:flex-direction-row align-items-center mb-1 justify-content-center w-full display-none md:display-flex"data-cy="disclosure-container"> <p class="my-0 type-body-three text-slate">Powered by Coverage.com (NPN: 19966249)</p> <div class="display-flex align-items-center mt-2 md:mt-0"> <div class="bg-gray h-3 w-px mx-2 md:mx-4 display-none md:display-block"></div> <div class="pos-relative type-body-three"x-data="{ advertisingDisclosureOpen: false }" data-cy="advertiser-disclosure"> <a class="display-inline-block Link hover:text-blue-mid" @click.prevent="advertisingDisclosureOpen = !advertisingDisclosureOpen" @click.away="advertisingDisclosureOpen = false" href="#"> Advertising disclosure </a> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 text-left" x-cloak x-show="advertisingDisclosureOpen" style="width: 16.875rem; left: -25%; top: 1.25rem;" data-cy="advertiser-disclosure-content"> <div class="type-body-three mb-0"> This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. </div> </div> </div> <div class="bg-gray h-3 w-px mx-2 md:mx-4"></div> <div x-data="{ insuranceDisclosureOpen: false }" class="insurance-disclosure type-body-three pos-relative" data-cy="insurance-disclosure"> <div class="mb-0 md:display-flex justify-content-center align-items-baseline"> <a href="#" class="ad-disclosure-btn display-inline-block Link hover:text-blue-mid" @click.prevent="insuranceDisclosureOpen = !insuranceDisclosureOpen" @click.away="insuranceDisclosureOpen = false"> Insurance disclosure </a> </div> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 right text-left" x-cloak x-show="insuranceDisclosureOpen" style="width: 16.875rem; right: -25%; top: 1.25rem;" data-cy="insurance-disclosure-content"> <p class="type-body-three mb-0"> Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in <a href="https://www.coverage.com/insurance-licenses/" target="_blank">states where it is licensed</a>. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. </p> </div> </div> </div> </div> </div> </div> <h3 class="trsy-mb-2 trsy-heading-4 md:trsy-heading-2 trsy-mt-0">Compare home insurance rates</h3> <p class="trsy-text-sm trsy-text-gray-700 trsy-leading-6 md:trsy-text-base trsy-mb-0 md:trsy-mb-6">Answer a few questions to see personalized rates from top carriers.</p> <div class="input-container w-full display flex-direction-column my-4 md:mt-6 md:flex-direction-row md:justify-content-space-between md:align-items-end pb-8"> <div class="display-flex flex-direction-column md:flex-direction-row md:justify-content-space-between md:align-items-center"> <div class="md:w-1/3"> <div x-data x-id="['input']" class="FormControl"> <label x-bind:for="$id('input')" class="FormLabel mb-2"> Do you own or rent this home?</label> <div x-bind:id="$id('input')" class="FormButtonGroup FormButtonGroup--fill border-0"> <label x-id="['radio-input']" data-cy="form-button-radio-button" class="FormRadio mr-5" :for="$id('radio-input')"> <input type="radio" class="FormRadio-input" :id="$id('radio-input')" value="OWN" x-model="ownRentOption.userInputField.fieldValue" x-on:change="inputChange('ownRent')" name="0b2249ac-dcd3-4972-b121-4eabb85d4d30"> <span class="FormRadio-fauxInput mr-2"></span> Own</label> <label x-id="['radio-input']" data-cy="form-button-radio-button" class="FormRadio mr-5" :for="$id('radio-input')"> <input type="radio" class="FormRadio-input" :id="$id('radio-input')" value="RENT" x-model="ownRentOption.userInputField.fieldValue" x-on:change="inputChange('ownRent')" name="0b2249ac-dcd3-4972-b121-4eabb85d4d30"> <span class="FormRadio-fauxInput mr-2"></span> Rent</label> </div></div> </div> <div class="zip-input my-3 md:my-0 md:w-1/3 md:mx-6"> <div x-data x-id="['input']" class="FormControl" x-bind:class="{ 'is-error': zipInput.hasError }"> <label x-bind:for="$id('input')" class="FormLabel"> ZIP Code</label> <input x-bind:id="$id('input')" class="FormInput" name="zip_code_input" maxlength="5" x-model="zipInput.userInputField.fieldValue" x-on:keypress="onlyNumbers"> <span class="pos-absolute right-1 text-slate bottom-4 pointer-events-none pr-4 leading-none h-4"> <span class="icon icon-size"> <svg class="h-4" width="16" height="20" viewBox="0 0 16 20" xmlns="http://www.w3.org/2000/svg"> <title>Location-Icon</title> <path fill-rule="evenodd" clip-rule="evenodd" d="M8 20C2.66667 15.3333 0 11.3333 0 8C0 3 3.58172 0 8 0C12.4183 0 16 3 16 8C16 11.3333 13.3333 15.3333 8 20ZM2 8C2 10.3626 3.95475 13.5154 8 17.3039C12.0453 13.5154 14 10.3626 14 8C14 4.32919 11.5476 2 8 2C4.45236 2 2 4.32919 2 8ZM8 11C6.34315 11 5 9.65685 5 8C5 6.34315 6.34315 5 8 5C9.65685 5 11 6.34315 11 8C11 9.65685 9.65685 11 8 11Z" fill="#151515"/> </svg> </span> </span></div> <span class="FormElementHelp mt-1 text-center text-size-xs" x-show="!zipInput.hasError"> Your information is kept secure</span> <span class="FormElementHelp is-error text-size-xs mt-1" x-cloak="x-cloak" x-show="zipInput.hasError" x-text="zipInput.errorMessage"> </span> </div> <div class="w-full display-flex justify-content-center md:w-1/3 mt-2 md:mt-6"> <button @click="submitForm" type="submit" data-cy="continue-button" class="Button Button--primary h-12 w-full"> Continue</button> </div> </div> </div> </div> <div class="trsy-pb-4 md:trsy-pb-0"> <div class="display-flex flex-direction-column md:flex-direction-row align-items-center mb-1 justify-content-center md:display-none trsy-py-3 md:trsy-py-3"data-cy="disclosure-container"> <p class="my-0 type-body-three text-slate">Powered by Coverage.com (NPN: 19966249)</p> <div class="display-flex align-items-center mt-2 md:mt-0"> <div class="bg-gray h-3 w-px mx-2 md:mx-4 display-none md:display-block"></div> <div class="pos-relative type-body-three"x-data="{ advertisingDisclosureOpen: false }" data-cy="advertiser-disclosure"> <a class="display-inline-block Link hover:text-blue-mid" @click.prevent="advertisingDisclosureOpen = !advertisingDisclosureOpen" @click.away="advertisingDisclosureOpen = false" href="#"> Advertising disclosure </a> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 text-left" x-cloak x-show="advertisingDisclosureOpen" style="width: 16.875rem; left: -25%; top: 1.25rem;" data-cy="advertiser-disclosure-content"> <div class="type-body-three mb-0"> This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. </div> </div> </div> <div class="bg-gray h-3 w-px mx-2 md:mx-4"></div> <div x-data="{ insuranceDisclosureOpen: false }" class="insurance-disclosure type-body-three pos-relative" data-cy="insurance-disclosure"> <div class="mb-0 md:display-flex justify-content-center align-items-baseline"> <a href="#" class="ad-disclosure-btn display-inline-block Link hover:text-blue-mid" @click.prevent="insuranceDisclosureOpen = !insuranceDisclosureOpen" @click.away="insuranceDisclosureOpen = false"> Insurance disclosure </a> </div> <div class="pos-absolute bg-white bg-auto border border-blue max-w-md z-layer-two p-2 mt-2 right text-left" x-cloak x-show="insuranceDisclosureOpen" style="width: 16.875rem; right: -25%; top: 1.25rem;" data-cy="insurance-disclosure-content"> <p class="type-body-three mb-0"> Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in <a href="https://www.coverage.com/insurance-licenses/" target="_blank">states where it is licensed</a>. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. </p> </div> </div> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-4 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1rem"></div> </div> <div id="best-home-insurance-discounts" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>Best home insurance discounts in Wisconsin</h2> <p>Deciding on which homeowners insurance company to choose may depend on the discounts available from each carrier you're considering. Although insurance companies offer different discount options, there are several <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/how-to-get-home-insurance-discounts/">common discounts</a> you will find among many carriers.</p></div> <div class="w-full mt-9"> <div class="txt-dropdown-group display-grid grid-cols-1 md:grid-cols-2 gap-3 md:gap-4 mb-12"> <div x-data="{ expanded: true, init() { if (true) { this.expanded = false; } }, toggleDiscountCard() { this.expanded = !this.expanded; } }"> <button class="txt-dropdown display-flex align-items-center justify-content-space-between w-full p-4 pr-6 text-left text-black bg-white is-active" :class="expanded ? '' : 'is-closed'" @click="toggleDiscountCard"> Multi-policy discount<span class="Accordion-icon Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="txt-dropdown-content text-sm p-4 pt-0 is-active" :class="expanded ? '' : 'is-closed'" x-show="expanded"> A multi-policy discount, sometimes referred to as a bundling discount, may be available if you have multiple insurance policies — such as a home and an auto policy — through the same company.</div> </div> <div x-data="{ expanded: true, init() { if (true) { this.expanded = false; } }, toggleDiscountCard() { this.expanded = !this.expanded; } }"> <button class="txt-dropdown display-flex align-items-center justify-content-space-between w-full p-4 pr-6 text-left text-black bg-white is-active" :class="expanded ? '' : 'is-closed'" @click="toggleDiscountCard"> Claim-free discount<span class="Accordion-icon Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="txt-dropdown-content text-sm p-4 pt-0 is-active" :class="expanded ? '' : 'is-closed'" x-show="expanded"> To receive a claim-free discount, a homeowner must have an insurance history free of any claims for a specific period of time, which will vary by company</div> </div> <div x-data="{ expanded: true, init() { if (true) { this.expanded = false; } }, toggleDiscountCard() { this.expanded = !this.expanded; } }"> <button class="txt-dropdown display-flex align-items-center justify-content-space-between w-full p-4 pr-6 text-left text-black bg-white is-active" :class="expanded ? '' : 'is-closed'" @click="toggleDiscountCard"> New home discount<span class="Accordion-icon Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="txt-dropdown-content text-sm p-4 pt-0 is-active" :class="expanded ? '' : 'is-closed'" x-show="expanded"> These discounts may be available both for purchasing a newly-constructed home or for purchasing a home recently, such as in the last year.</div> </div> <div x-data="{ expanded: true, init() { if (true) { this.expanded = false; } }, toggleDiscountCard() { this.expanded = !this.expanded; } }"> <button class="txt-dropdown display-flex align-items-center justify-content-space-between w-full p-4 pr-6 text-left text-black bg-white is-active" :class="expanded ? '' : 'is-closed'" @click="toggleDiscountCard"> Protection devices discount<span class="Accordion-icon Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> <div class="txt-dropdown-content text-sm p-4 pt-0 is-active" :class="expanded ? '' : 'is-closed'" x-show="expanded"> If your home is equipped with devices — such as security cameras or fire prevention equipment — you may qualify for this discount, since these devices may reduce the probability of filing a claim for theft or fire.</div> </div> </div> </div> <div class="wysiwyg display-block w-full has-links"> <h3>How to save on home insurance policy renewals in Wisconsin</h3> <p>Even if you already have coverage, reviewing your policy details before your policy renews may help you save money without <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/changing-homeowners-insurance/">switching carriers</a>. Here are a few strategies to consider when your policy renews.</p> <ul> <li><strong>Improve your credit rating:</strong> In most states, including Wisconsin, carriers can consider your <a class="Link" href="https://www.bankrate.com/insurance/car/insurance-score/">credit-based insurance score</a> when determining your rates. If you've recently improved your credit score, you may want to bring this up with your company at renewal.</li> <li><strong>Repair your roof:</strong> Upgrading or replacing your roof to make it more storm-resistant may reduce your risk, earning you a lower rate on your home coverage.</li> <li><strong>Review your discounts:</strong> You may be eligible for more discounts now than when you purchased your policy. For example, if you installed a security system, you may earn a protective devices discount. Reviewing your carrier's discounts and looking for applicable savings opportunities could lower your premium or offset an increase.</li> <li><strong>Raise your deductible:</strong> Increasing your deductible will lower your premium, but you'll have to pay more out of pocket if you file a claim.</li> </ul></div> </div> <div id="how-much-is-home-insurance" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>How much is home insurance in Wisconsin?</h2> <p>The <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/homeowners-insurance-cost/">average home insurance premium</a> in Wisconsin is $1,162 per year for a policy with $300,000 in dwelling coverage. Homeowners <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/states/">insurance rates vary by state</a>, and Wisconsin homeowners pay less on average for home insurance than the average American. For comparison, the U.S. national average rate is $2,258 per year for the same level of coverage. This could be due to the fact that Wisconsin has a <a class="Link" href="https://www.thecentersquare.com/wisconsin/how-the-property-crime-rate-in-wisconsin-compares-to-the-nation/article_26ce6f1e-e4fa-50c8-beed-2038ea91b6ec.html" target="_blank" rel="noopener">low property crime rate</a> and does not experience major natural disasters, like hurricanes or tornadoes, leading to a lower probability of costly claims.</p> <p>Although Wisconsin has cheap home insurance based on average rate data, it’s important to remember that every homeowner pays a different rate for coverage. Personal factors, like your claim history, ZIP code, the size and age of your home and its proximity to a fire station can all impact the cost of your policy.</p> <h3>Wisconsin homeowners insurance rates by city</h3> <p>Where you live, down to your ZIP code, affects your home insurance rates. Even among Wisconsin cities, rates vary depending on factors such as crime rates and regional weather patterns. At Bankrate, we've determined the most and least expensive cities in the Badger State for homeowners insurance.</p></div> <div id="tabs-v3-d8a6e131-dcff-4cf7-841e-68d44d231262" class="TabsV3" x-data="{ selectedId: null, init() { // Set the first available tab on the page on page load. this.$nextTick(() => this.select(this.$id('tab', 1))) }, select(id) { this.selectedId = id }, isSelected(id) { return this.selectedId === id }, whichChild(el, parent) { return Array.from(parent.children).indexOf(el) + 1 } }" x-id="['tab']"> <div class="sm:gutter"> <div class="wrapper" style=""> <ul class="TabsV3-nav full-width display-flex" x-ref="tablist" @keydown.right.prevent.stop="$focus.wrap().next()" @keydown.home.prevent.stop="$focus.first()" @keydown.page-up.prevent.stop="$focus.first()" @keydown.left.prevent.stop="$focus.wrap().prev()" @keydown.end.prevent.stop="$focus.last()" @keydown.page-down.prevent.stop="$focus.last()" role="tablist"> <li class="TabsV3-item pb-0" role="presentation"> <button :id="$id('tab', whichChild($el.parentElement, $refs.tablist))" @click="select($el.id);" @mousedown.prevent @focus="select($el.id)" type="button" :tabindex="isSelected($el.id) ? 0 : -1" :aria-selected="isSelected($el.id)" :class="isSelected($el.id) ? 'is-active' : ''" role="tab" class="TabsV3-button flex-direction-row" > The cheapest cities for homeowners insurance in Wisconsin</button> </li> <li class="TabsV3-item pb-0" role="presentation"> <button :id="$id('tab', whichChild($el.parentElement, $refs.tablist))" @click="select($el.id);" @mousedown.prevent @focus="select($el.id)" type="button" :tabindex="isSelected($el.id) ? 0 : -1" :aria-selected="isSelected($el.id)" :class="isSelected($el.id) ? 'is-active' : ''" role="tab" class="TabsV3-button flex-direction-row" > The most expensive cities for homeowners insurance in Wisconsin</button> </li> </ul> </div> </div> <div class="TabsV3-content mt-5 TabsV3-content-noscript sm:gutter" x-cloak> <noscript> <style> .TabsV3-content-noscript { display: block !important; } </style> </noscript> <div class="wrapper"> <div x-show="isSelected($id('tab', whichChild($el, $el.parentElement)))" :aria-labelledby="$id('tab', whichChild($el, $el.parentElement))" role="tabpanel" class="TabsV3-tab trsy-py-[--py] py-2 trsy-px-[--px] px-2" style="--py: 0.5rem; --px: 0.5rem;"> <div class="insurance-geo-comparison-list"> <ul class="display-flex flex-direction-column gap-y-3"> <li> <strong class="font-circular-bold">Sheboygan: </strong>$1,000 per year — 14 percent below state average </li> <li> <strong class="font-circular-bold">Sheboygan Falls: </strong>$1,017 per year — 12 percent below state average </li> <li> <strong class="font-circular-bold">Kohler: </strong>$1,025 per year — 12 percent below state average </li> <li> <strong class="font-circular-bold">Plymouth: </strong>$1,026 per year — 12 percent below state average </li> <li> <strong class="font-circular-bold">Oostburg: </strong>$1,029 per year — 11 percent below state average </li> </ul> </div> </div> <div x-show="isSelected($id('tab', whichChild($el, $el.parentElement)))" :aria-labelledby="$id('tab', whichChild($el, $el.parentElement))" role="tabpanel" class="TabsV3-tab trsy-py-[--py] py-2 trsy-px-[--px] px-2" style="--py: 0.5rem; --px: 0.5rem;"> <div class="insurance-geo-comparison-list"> <ul class="display-flex flex-direction-column gap-y-3"> <li> <strong class="font-circular-bold">Osceola: </strong>$1,421 per year — 22 percent above state average </li> <li> <strong class="font-circular-bold">Clayton: </strong>$1,404 per year — 21 percent above state average </li> <li> <strong class="font-circular-bold">Turtle Lake: </strong>$1,401 per year — 21 percent above state average </li> <li> <strong class="font-circular-bold">Dresser: </strong>$1,398 per year — 20 percent above state average </li> <li> <strong class="font-circular-bold">Saint Croix Falls: </strong>$1,398 per year — 20 percent above state average </li> </ul> </div> </div> </div> </div> </div> <div class="wysiwyg display-block w-full has-links"> <p><em>*Rates are for $300,000 in dwelling coverage.</em></p></div> </div> <div id="what-does-home-insurance-cover" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>What does home insurance cover in Wisconsin?</h2> <p>Wisconsin's northern location makes it susceptible to heavy winter weather, and with large portions of the state fronting two of the Great Lakes: Superior and Michigan, weather patterns driven by lake effects are common as well. Here are some of the types of damage seen frequently by Wisconsin residents.</p> <ul> <li><strong>Hail damage:</strong> Hailstorms are hard on roofs and siding. Many experts recommend assessing your home and property after a hail storm to look for compromised roofing, siding and windows.</li> <li><strong>Tornadoes</strong>: According to Triple-I, Wisconsin experienced the <a class="Link" href="https://www.iii.org/fact-statistic/facts-statistics-tornadoes-and-thunderstorms" target="_blank" rel="noopener">11th-highest volume of tornadoes</a> in 2022.</li> <li><strong>Wind damage:</strong> High winds can also damage roofs, and they may lead to fallen trees, branches and debris. <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-fallen-trees/">Maintaining your property's trees</a> may help mitigate windstorm damage.</li> <li><strong>Flooding:</strong> Flooding is an issue for those living on Wisconsin's primary waterways, but flooding can happen in all parts of the state and impacts more homeowners than you might expect. Even a single overflowing ditch can cause water damage to your home. Standard home policies don't cover flooding, so if you are concerned that your home is vulnerable, you may want to look into <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/flood-insurance/">flood insurance</a>.</li> <li><strong>Winter weather and frozen pipes:</strong> Cold temperatures can lead to burst pipes, resulting in water damage claims. Insulating your property's piping, disconnecting outside hoses and keeping your home at a warm temperature, even when you're out of town, may help prevent frozen pipes.</li> <li><strong>Fire damage:</strong> Although less common, wildfires and residential <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-fire/">fires</a> do occur in Wisconsin. <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/wildfires/">Clearing debris</a> from your property and regularly checking for potential fire hazards in your home may help you avoid costly fire claims.</li> </ul></div> </div> <div id="additional-home-insurance-coverage-types" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>Additional home insurance coverage types in Wisconsin</h2> <p>Some common causes of loss in Wisconsin are not covered by standard home insurance policies. You may want to consider endorsements to fill these coverage gaps.</p> <ul> <li><strong>Flood insurance</strong>: Flooding may be the largest category of peril that is not covered by standard home insurance policies. You can purchase flood insurance through the National Flood Insurance Program and from some insurers. <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/how-to-buy-flood-insurance/">Flood insurance</a> can be a benefit even if you don't live near a large body of water — even a drainage ditch that overflows can cause flood problems. One way to assess your need for flood coverage is to input your address into FEMA's <a class="Link" href="https://msc.fema.gov/portal/home" target="_blank" rel="noopener">flood map</a>, which can indicate if you are in a flood zone. According to the <a class="Link" href="https://www.iii.org/article/spotlight-on-flood-insurance" target="_blank" rel="noopener">Insurance Information Institute</a>, flooding is the most common and costly natural disaster in the U.S., playing a role in 90 percent of all natural disasters.</li> <li><strong>Sinkhole coverage</strong>: <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/sinkhole-insurance/">Sinkhole damage</a> may not be on your radar when you think about potential damage to your home, but in some parts of Wisconsin, it probably should be. The eastern, southern and western parts of the state are positioned over beds of dolomite and limestone, which can dissolve in water and crumble. This makes sinkholes a possibility. Ask your insurance agent if your home is at risk.</li> <li><strong>Equipment breakdown</strong>: Wisconsin’s weather fluctuations can wreak havoc on heating, plumbing and electrical systems. Adding <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/equipment-breakdown-coverage/">this optional coverage</a> is similar to buying an extended warranty. If your furnace fails due to a covered peril, your home insurer could help pay for its repair or replacement.</li> <li><strong>Water backup coverage</strong>: If you suffer damage due to a backed up sewer or drain line, you’ll want to consider this add-on option to have coverage. Many other types of <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/does-homeowners-insurance-cover-water-damage/">water damage</a> may be covered automatically, but water backup is not.</li> </ul></div> <div class="article-card-list"> <h2 class="border-gray border-solid border-b pb-4 mb-6"> Related content: </h2> <div class="display-grid grid-cols-1 sm:grid-cols-2 md:grid-cols-3 gap-6"> <div data-beam-element-clicked id="article-card-list-slide-1" data-type="link" data-location="bottom" data-name="article card list slide Flood insurance" data-position="1" data-text="Flood insurance" data-outcome="internallink" > <div class="ArticleSeriesCard Card flex-direction-row align-items-center rounded-none border-b"> <div class="ArticleSeriesCard__ImageContainer"> <img loading="lazy" src="https://www.bankrate.com/f/102997/1280x720/a591be4568/how-much-does-flood-insurance-cost.jpeg?auto=webp&fit=crop&width=85&height=74&enable=upscale" alt="exterior view of house in flooding"> </div> <div class="w-full p-3"> <h3 class="ArticleSeriesCard-title type-heading-four m-0"> <a href="https://www.bankrate.com/insurance/homeowners-insurance/flood-insurance/" class="Card-link text-black" > Flood insurance<span class="type-body-three font-bold text-slate uppercase display-block pt-2"> <span class="is-visited display-none">Previously Read</span> <span class="is-unvisited"></span> </span> </a> </h3> </div> </div> </div> <div data-beam-element-clicked id="article-card-list-slide-2" data-type="link" data-location="bottom" data-name="article card list slide Windstorm insurance" data-position="2" data-text="Windstorm insurance" data-outcome="internallink" > <div class="ArticleSeriesCard Card flex-direction-row align-items-center rounded-none border-b"> <div class="ArticleSeriesCard__ImageContainer"> <img loading="lazy" src="https://www.bankrate.com/f/102997/1280x720/10bb9bd2d9/home-wind-insurance-featured-1.jpg?auto=webp&fit=crop&width=85&height=74&enable=upscale" alt="a palm tree blowing in a windstorm"> </div> <div class="w-full p-3"> <h3 class="ArticleSeriesCard-title type-heading-four m-0"> <a href="https://www.bankrate.com/insurance/homeowners-insurance/wind-insurance/" class="Card-link text-black" > Windstorm insurance<span class="type-body-three font-bold text-slate uppercase display-block pt-2"> <span class="is-visited display-none">Previously Read</span> <span class="is-unvisited"></span> </span> </a> </h3> </div> </div> </div> <div data-beam-element-clicked id="article-card-list-slide-3" data-type="link" data-location="bottom" data-name="article card list slide What is sewer backup insurance?" data-position="3" data-text="What is sewer backup insurance?" data-outcome="internallink" > <div class="ArticleSeriesCard Card flex-direction-row align-items-center rounded-none border-b"> <div class="ArticleSeriesCard__ImageContainer"> <img loading="lazy" src="https://www.bankrate.com/f/102997/1280x720/d6e15cb1d5/homeowners-sewer-backup-insurance-featured-1.jpg?auto=webp&fit=crop&width=85&height=74&enable=upscale" alt="a vacuum on a floor covered in water"> </div> <div class="w-full p-3"> <h3 class="ArticleSeriesCard-title type-heading-four m-0"> <a href="https://www.bankrate.com/insurance/homeowners-insurance/sewer-backup-insurance/" class="Card-link text-black" > What is sewer backup insurance?<span class="type-body-three font-bold text-slate uppercase display-block pt-2"> <span class="is-visited display-none">Previously Read</span> <span class="is-unvisited"></span> </span> </a> </h3> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8 trsy-pt-[--pt] w-full" style="content: ''; --pt: 2rem"></div> <div class="wysiwyg display-block w-full has-links"> <h3>Common Wisconsin home insurance problems</h3> <p>The insurance industry is constantly changing and evolving in Wisconsin due to challenges such as increasingly severe weather patterns and supply chain issues. These challenges contribute to rising home coverage rates across the U.S. Here are a few of the considerations that may impact homeowners in Wisconsin who are looking for great home insurance coverage.</p> <ul> <li><strong>Flooding threats: </strong>According to the National Oceanic and Atmospheric Administration (NOAA), <a class="Link" href="https://coast.noaa.gov/states/Wisconsin.html" target="_blank" rel="noopener">nearly 40 percent</a> of Wisconsin's residents live in a coastal county — which means that roughly 2.1 million people are at risk for flooding during severe weather. Flooding is not covered by standard home policies, so you may want to consider adding a flood policy to your Wisconsin coverage portfolio.</li> <li><strong>Supply chain issues:</strong> Many areas of the U.S. are still facing materials and labor shortages prompted by the pandemic. This, combined with <a class="Link" href="https://www.bankrate.com/banking/federal-reserve/what-is-inflation/">inflation issues</a>, may prompt Wisconsin homeowners to consider their coverage limits compared to the true cost of repair or replacement for their homes and belongings.</li> <li><strong>Limited insurer availability: </strong>As climate change increases home insurance claim frequency and severity in an already challenging coverage market, many insurers are becoming more wary of risk and setting stricter limitations on what homes they will insure. Although Wisconsin doesn't face the same extreme situations as <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/florida-homeowners-insurance-crisis/">Florida</a> or <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/carriers-exit-california-home-insurance/">California</a>, home insurance companies may still be less willing to take on risk for some coastal homeowners than they used to.</li> </ul></div> </div> <div id="frequently-asked-questions" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <h2>Frequently asked questions</h2></div> <ul class="Accordion w-full" data-cy="accordion-bc07433c-1f46-4a2a-a516-7ee2cf3798b6"> <li x-id="['panel-what-is-the-best-homeowners-insurance-in-wisconsin', 'heading-what-is-the-best-homeowners-insurance-in-wisconsin']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item"> <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-what-is-the-best-homeowners-insurance-in-wisconsin')" :aria-controls="$id('panel-what-is-the-best-homeowners-insurance-in-wisconsin')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what is the best homeowners insurance in wisconsin? " data-position="1" data-text=" What is the best homeowners insurance in Wisconsin? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }"> <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What is the best homeowners insurance in Wisconsin?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-what-is-the-best-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-what-is-the-best-homeowners-insurance-in-wisconsin')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>The best homeowners insurance in Wisconsin depends on each individual homeowner’s needs and preferences. If you’re looking for the cheapest homeowners insurance available, you may prefer one company, while someone looking for a specific specialty coverage may go with another. If you’re not sure what you’re looking for, it may help to speak with licensed insurance agents and request quotes from multiple insurance companies to compare pricing.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-what-is-the-best-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-what-is-the-best-homeowners-insurance-in-wisconsin')" role="region"> <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>The best homeowners insurance in Wisconsin depends on each individual homeowner’s needs and preferences. If you’re looking for the cheapest homeowners insurance available, you may prefer one company, while someone looking for a specific specialty coverage may go with another. If you’re not sure what you’re looking for, it may help to speak with licensed insurance agents and request quotes from multiple insurance companies to compare pricing.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-how-do-i-get-homeowners-insurance-in-wisconsin', 'heading-how-do-i-get-homeowners-insurance-in-wisconsin']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item"> <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-how-do-i-get-homeowners-insurance-in-wisconsin')" :aria-controls="$id('panel-how-do-i-get-homeowners-insurance-in-wisconsin')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" how do i get homeowners insurance in wisconsin? " data-position="2" data-text=" How do I get homeowners insurance in Wisconsin? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }"> <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> How do I get homeowners insurance in Wisconsin?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-how-do-i-get-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-how-do-i-get-homeowners-insurance-in-wisconsin')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Getting a quote for homeowners insurance is simple. In many cases, you can ask for and receive a quote just by answering a few questions on the company's website. For other companies, you may need to call a local agent for your quote. When you do, you will need to give them some basic information: usually your name, date of birth and info on your home including its age, location and condition.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-how-do-i-get-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-how-do-i-get-homeowners-insurance-in-wisconsin')" role="region"> <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Getting a quote for homeowners insurance is simple. In many cases, you can ask for and receive a quote just by answering a few questions on the company's website. For other companies, you may need to call a local agent for your quote. When you do, you will need to give them some basic information: usually your name, date of birth and info on your home including its age, location and condition.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-how-can-i-save-money-on-home-insurance-in-wisconsin', 'heading-how-can-i-save-money-on-home-insurance-in-wisconsin']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item"> <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-how-can-i-save-money-on-home-insurance-in-wisconsin')" :aria-controls="$id('panel-how-can-i-save-money-on-home-insurance-in-wisconsin')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" how can i save money on home insurance in wisconsin? " data-position="3" data-text=" How can I save money on home insurance in Wisconsin? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }"> <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> How can I save money on home insurance in Wisconsin?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-how-can-i-save-money-on-home-insurance-in-wisconsin')" :labelledBy="$id('heading-how-can-i-save-money-on-home-insurance-in-wisconsin')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Many home insurance companies offer discounts to help homeowners save money on their policy. While every company has different discounts, you can often get savings for bundling your home and auto insurance, paying your premium in full, installing smoke alarms or a security system in your house and insuring a <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/new-construction/">newly built</a> or newly purchased home. In addition, raising your deductible and improving your credit score can help you get a better rate. Once per year, consider shopping around for new home insurance quotes to see if you can find a lower rate from a different carrier.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-how-can-i-save-money-on-home-insurance-in-wisconsin')" :labelledBy="$id('heading-how-can-i-save-money-on-home-insurance-in-wisconsin')" role="region"> <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Many home insurance companies offer discounts to help homeowners save money on their policy. While every company has different discounts, you can often get savings for bundling your home and auto insurance, paying your premium in full, installing smoke alarms or a security system in your house and insuring a <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/new-construction/">newly built</a> or newly purchased home. In addition, raising your deductible and improving your credit score can help you get a better rate. Once per year, consider shopping around for new home insurance quotes to see if you can find a lower rate from a different carrier.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance', 'heading-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item"> <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" :aria-controls="$id('panel-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what is the difference between homeowners insurance and hazard insurance? " data-position="4" data-text=" What is the difference between homeowners insurance and hazard insurance? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }"> <h6 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What is the difference between homeowners insurance and hazard insurance?</span> </h6> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" :labelledBy="$id('heading-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p><a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/hazard/">Hazard insurance</a> is the portion of your Wisconsin homeowners insurance policy that specifically covers your home and personal belongings if they are damaged by a covered peril such as fire and smoke, lightning, windstorm, hail and explosion. The rest of your policy covers other instances like theft and medical expenses if someone were injured on your property and provides loss of use coverage if you cannot occupy your home due to a covered loss.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" :labelledBy="$id('heading-what-is-the-difference-between-homeowners-insurance-and-hazard-insurance')" role="region"> <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p><a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/hazard/">Hazard insurance</a> is the portion of your Wisconsin homeowners insurance policy that specifically covers your home and personal belongings if they are damaged by a covered peril such as fire and smoke, lightning, windstorm, hail and explosion. The rest of your policy covers other instances like theft and medical expenses if someone were injured on your property and provides loss of use coverage if you cannot occupy your home due to a covered loss.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-what-is-the-cheapest-homeowners-insurance-in-wisconsin', 'heading-what-is-the-cheapest-homeowners-insurance-in-wisconsin']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item"> <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" :aria-controls="$id('panel-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what is the cheapest homeowners insurance in wisconsin? " data-position="5" data-text=" What is the cheapest homeowners insurance in Wisconsin? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }"> <h6 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What is the cheapest homeowners insurance in Wisconsin?</span> </h6> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Of the top carriers on list for 2024, Rockford Mutual offers the <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/cheap-homeowners-insurance/">cheapest homeowners insurance</a> rates. On average, Rockford Mutual policyholders pay $820 per year for a home with $300,000 in dwelling coverage. This is significantly cheaper than the state average premium of $1,162. Keep in mind, however, that your rate will vary depending on your home’s size, location, replacement cost and various other factors personal to you. The best way to find the cheapest home insurance company for you is to request multiple quotes for the same or similar coverage to compare.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" :labelledBy="$id('heading-what-is-the-cheapest-homeowners-insurance-in-wisconsin')" role="region"> <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full has-links"> <p>Of the top carriers on list for 2024, Rockford Mutual offers the <a class="Link" href="https://www.bankrate.com/insurance/homeowners-insurance/cheap-homeowners-insurance/">cheapest homeowners insurance</a> rates. On average, Rockford Mutual policyholders pay $820 per year for a home with $300,000 in dwelling coverage. This is significantly cheaper than the state average premium of $1,162. Keep in mind, however, that your rate will vary depending on your home’s size, location, replacement cost and various other factors personal to you. The best way to find the cheapest home insurance company for you is to request multiple quotes for the same or similar coverage to compare.</p></div> </div> </div> </noscript> </li> </ul> </div> <div id="methodology" class="SectionWithTocItem " > <div class="insurance-template-methodology"> <h2 class="insurance-template-methodology__header type-heading-two mt-4 mb-6 font-bold md:mb-12">Methodology </h2> <div class="insurance-template-methodology__top-level-content mb-6 type-body-one md:mb-12"> <div class="wysiwyg display-block w-full has-links"> <p>Bankrate utilizes Quadrant Information Services to analyze February 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates for our base profile are based on the following characteristics and coverage levels:</p></div> </div> <div class="insurance-template-methodology__base-profile-content mb-4"> <div class="md:display-flex md:gap-12"> <div class="insurance-template-methodology__base-profile-content__left-side md:display-flex flex-direction-column md:w-2/3 mb-8"> <div class="md:display-flex flex-direction-column md:h-full"> <div class="base-profile-content-container display-flex align-items-center py-4 px-6 md:px-10 bg-gray-light mb-2 rounded-lg h-28"> <span class="Icon mr-10 w-8 h-8 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>User Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.867 9.703c0 2.093 1.134 3.935 2.841 4.986-2.797.385-4.953 2.707-4.953 5.507v.513c-.009.565-.018 1.156.081 1.748a.705.705 0 0 0 .647.582v.002h14.942v-.003l.038.001h-.006.01-.004a.71.71 0 0 0 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0 1 .246-.11l1.442-.204.666-1.41a.548.548 0 0 1 .097-.144l.084-.089c.097-.102.272-.205.407-.205h.175c.045 0 .084 0 .123.014.349.089.537.253.588.5l.627 1.334 1.455.205a.725.725 0 0 1 .498.253.768.768 0 0 1 .188.65.808.808 0 0 1-.265.486l-1.042 1.102.272 1.519s.007.068.007.102c0 .452-.33.821-.731.821-.071 0-.272 0-.453-.13l-1.254-.684-1.332.746s-.052.027-.078.034a.901.901 0 0 1-.265.048l.007-.014Zm.208-3.188c.187.137.284.362.284.663 0 .028 0 .062-.006.09l-.175 1.135.976-.547c.2-.15.479-.164.725-.028l.963.527-.194-1.074s-.006-.068-.006-.103a.92.92 0 0 1 .239-.615l.75-.794-1.028-.144c-.188-.014-.434-.103-.595-.438l-.53-1.115-.498 1.054a.679.679 0 0 1-.62.506l-1.016.144.73.745v-.006Z" class="icon-base"/></svg></span> <div class=""> <div class="font-circular-bold text-base leading-7 font-bold">40 year old</div> <span class="type-body-two leading-snug text-slate">Married male and female homeowners</span> </div> </div> <div class="base-profile-content-container display-flex align-items-center py-4 px-6 md:px-10 bg-gray-light mb-2 rounded-lg h-36 md:h-72"> <img src="https://www.bankrate.com/f/102997/360x293/1b37df5bc7/home-methodology-image.png" alt="Logo for Brand name" class="base-profile-content-container__home-image mr-6 md:mr-10" width="120" height="97.24" loading="lazy"> <div class=""> <div class="font-circular-bold text-base leading-7 font-bold">2017 build year</div> <span class="type-body-two leading-snug text-slate">Primary home</span> </div> </div> </div> <div class="insurance-template-methodology__base-profile-facts display-flex justify-content-space-between gap-2"> <div class="display-flex justify-content-center align-items-center insurance-template-methodology-facts bg-gray-light rounded-lg px-2 md:px-4 py-4 w-full h-28"> <div class="text-center"> <span class="Icon h-8 w-8 mb-4"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Good Icon</title><path d="M22.01 19.09h-3.863c-.988 0-1.896-.736-2.255-1.832l-.072-.216a3.556 3.556 0 0 0-3.306-2.237c-1.546 0-2.903.98-3.388 2.444-.36 1.096-1.267 1.833-2.255 1.833H3.008a2.033 2.033 0 0 1-1.528-.674 1.867 1.867 0 0 1-.467-1.482C1.732 11.149 6.673 6.8 12.505 6.8c5.83 0 10.763 4.358 11.482 10.126a1.867 1.867 0 0 1-.467 1.482 2.033 2.033 0 0 1-1.528.674l.018.009Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.892 18.413h4.032l-.02-.01c.62 0 1.192-.253 1.595-.703.384-.431.553-.975.487-1.547-.75-6.019-5.897-10.566-11.981-10.566C5.92 5.587.764 10.125.014 16.153A1.948 1.948 0 0 0 .5 17.7c.403.45.975.703 1.594.703h4.031c1.032 0 1.979-.768 2.354-1.912a3.71 3.71 0 0 1 4.11-2.506l-.74 1.56A1.421 1.421 0 0 0 10.6 16.95a1.42 1.42 0 0 0 1.416 1.416 1.414 1.414 0 0 0 1.194-2.173l.795-1.676a3.71 3.71 0 0 1 1.46 1.758l.075.225c.375 1.144 1.322 1.913 2.353 1.913Zm-3.24-5.264c.128.075.253.155.375.24l3.81-3.81a10.558 10.558 0 0 0-6.072-2.466v5.38c.165.024.328.055.488.093L14.527 9.9a.753.753 0 0 1 1.36.647l-1.235 2.602Zm3.24 3.764c-.384 0-.694-.347-.862-.722l.01-.01-.057-.16a5.255 5.255 0 0 0-.866-1.601l3.795-3.795a10.508 10.508 0 0 1 2.602 5.716.466.466 0 0 1-.122.365.61.61 0 0 1-.468.207h-4.032ZM4.03 10.733a10.494 10.494 0 0 0-2.507 5.608c-.019.168.056.3.113.365a.602.602 0 0 0 .468.197h4.032c.44 0 .787-.46.928-.881.179-.545.44-1.045.77-1.486L4.03 10.733Zm1.063-1.06a10.579 10.579 0 0 1 6.172-2.559v5.381a5.217 5.217 0 0 0-2.371.98L5.093 9.674Z" class="icon-base"/></svg></span> <div class="type-body-two leading-snug text-slate text-sm">Good credit score</div> </div> </div> <div class="display-flex justify-content-center align-items-center insurance-template-methodology-facts bg-gray-light rounded-lg px-2 md:px-4 py-4 w-full h-28"> <div class="text-center"> <span class="Icon h-8 w-8 mb-4"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Home Insurance Guide Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M3.8 18.325c0 .987.618 1.792 1.372 1.792h15.956c.754 0 1.372-.805 1.372-1.792v-11.5c0-.987-.618-1.792-1.372-1.792H5.172c-.754 0-1.372.805-1.372 1.792v11.5Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.208 18.108h-7.16c-1.41 0-2.548-1.27-2.548-2.843V5.434c0-1.565 1.147-2.843 2.548-2.843h14.386c1.41 0 2.548 1.278 2.548 2.843v4.915c0 .36-.295.656-.655.656a.657.657 0 0 1-.655-.656V5.434c0-.844-.558-1.532-1.238-1.532H4.048c-.68 0-1.237.688-1.237 1.532v9.83c0 .845.557 1.533 1.237 1.533h7.16c.36 0 .656.295.656.655 0 .36-.295.656-.656.656Zm6.333-10.7H4.875a.657.657 0 0 1-.655-.656c0-.36.295-.655.655-.655H17.55c.36 0 .655.295.655.655 0 .36-.295.656-.655.656h-.009Zm-2.179 3.622H4.875a.657.657 0 0 1-.655-.656c0-.36.295-.655.655-.655h10.487c.36 0 .655.295.655.655 0 .36-.294.655-.655.655ZM4.818 14.642h5.088c.36 0 .655-.295.655-.655a.657.657 0 0 0-.655-.656H4.818a.657.657 0 0 0-.655.656c0 .36.295.655.655.655ZM15.01 21.41h5.268c.729 0 1.319-.606 1.319-1.351V16.44a.67.67 0 0 0 .237.045l.009-.008a.651.651 0 0 0 .41-1.163l-1.32-1.044v-1.455a.657.657 0 0 0-.655-.655.657.657 0 0 0-.656.655v.417l-1.22-.966a1.218 1.218 0 0 0-1.5 0l-3.858 3.056a.651.651 0 0 0-.107.917c.182.236.49.305.754.2v3.619c0 .745.59 1.351 1.319 1.351Zm5.268-1.31v-4.662l-2.638-2.09-2.638 2.09v4.62l5.276.042Z" class="icon-base"/></svg></span> <div class="type-body-two leading-snug text-slate text-sm">Clean claim history</div> </div> </div> </div> </div> <div class="insurance-template-methodology__base-profile-content-categories mb-8 md:w-1/3"> <div class="border-b border-gray-mid"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Dwelling coverage</p> <span class="type-body-two text-slate"> <span class="text"> $300,000</span> <br> </span> </div> </div> <div class="border-b border-gray-mid md:pt-4"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Other structures coverage</p> <span class="type-body-two text-slate"> <span class="text"> $30,000</span> <br> </span> </div> </div> <div class="border-b border-gray-mid md:pt-4"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Personal property coverage</p> <span class="type-body-two text-slate"> <span class="text"> $150,000</span> <br> </span> </div> </div> <div class="border-b border-gray-mid md:pt-4"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Loss of use coverage</p> <span class="type-body-two text-slate"> <span class="text"> $60,000</span> <br> </span> </div> </div> <div class="border-b border-gray-mid md:pt-4"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Liability coverage</p> <span class="type-body-two text-slate"> <span class="text"> $500,000</span> <br> </span> </div> </div> <div class="md:pt-4"> <div class="insurance-template-methodology-base-profile-categories pb-4 mt-4 md:mt-0"> <p class="font-circular-bold text-size-sm font-bold mb-2">Medical payment coverage</p> <span class="type-body-two text-slate"> <span class="text"> $1,000</span> <br> </span> </div> </div> </div> </div> </div> <div class="insurance-template-methodology__other-profiles-content mb-8"> <div class="type-heading-three leading-8 font-bold mb-6"></div> </div> </div> <div id="methodology-profiles" class="SectionWithTocItem " > <div class="wysiwyg display-inline has-links"> <p>The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply. </p> <p>These are sample rates and should be used for comparative purposes only. Your quotes will differ.</p></div> </div> <div id="methodology" class="SectionWithTocItem " > </div> <div class="wysiwyg display-block w-full has-links"> <p><strong>Additional profiles:</strong></p> <ul> <li><strong>Coverage A, Dwelling:</strong> $150,000, $350,000, $450,000, $750,000</li> <li><strong>Coverage B, Other Structures:</strong> $15,000, $35,000, $45,000, &75,000</li> <li><strong>Coverage C, Personal Property: </strong>$75,000, $175,000, $225,000, $375,000</li> <li><strong>Coverage D, Loss of Use:</strong> $30,000, $70,000, $90,000, $150,000</li> <li><strong>Coverage E, Liability:</strong> $500,000</li> <li><strong style="font-size: 1em;">Coverage F, Medical Payments:</strong><span style="font-size: 1em;"> $1,000</span></li> </ul></div> <div class="wysiwyg display-block w-full has-links"> <h3 id="methodology">Bankrate Scores </h3> <p>Our Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s product availability, financial strength ratings, online capabilities and customer and claims support accessibility. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories.</p> <p>Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlighting where they fall short.</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-7d1af1e1-ffdb-4d8a-a183-101d97d35161" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"> </path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Cost & ratings</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">50%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Coverage & savings</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">30%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Support</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">20%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-6 trsy-pt-[--pt] w-full" style="content: ''; --pt: 1.5rem"></div> <div id="methodology" class="SectionWithTocItem " > <div class="wysiwyg display-block w-full has-links"> <ul> <li><strong>Tier 1 (Cost & ratings): </strong>To determine how well auto and home insurance companies satisfy these priorities, average quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from <a class="Link" href="https://www.bankrate.com/insurance/jd-power/">J.D. Power</a>, <a class="Link" href="https://www.bankrate.com/insurance/am-best/">AM Best</a>, Demotech and the <a class="Link" href="https://www.bankrate.com/insurance/naic/">NAIC</a>, were analyzed.</li> <li><strong>Tier 2 (Coverage & savings): </strong>We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated each company’s discount options listed on its website.</li> <li><strong>Tier 3 (Support):</strong> To encompass the many ways a home insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from <a class="Link" href="https://www.bankrate.com/insurance/s-and-p/">S&P</a> and Moody’s and factored a company’s corporate sustainability efforts.</li> </ul> <p>Tier scores are unweighted to show the company's true score in each category out of a possible five points.</p></div> </div> </div></div> </div> <section class="pb-16" data-cy="transactional-template__footer"> </section> </div> </section> </main> </div> <footer data-swiftype-index="false"class="global-footer"> <div class="global-footer__container"> <h2 class="global-footer__logo-container"> <a href="https://www.bankrate.com/"> <span class="global-footer__logo-text">Bankrate logo</span> <svg width="120" height="24" width="100" height="20" viewBox="0 0 400 80" xmlns="http://www.w3.org/2000/svg" focusable="false"> <title>Bankrate</title> <g fill="#151515"> <path d="m100.16 78.16v-8.16h-.16c-3.75 6.26-10.42 9.5-18 9.5-15.45 0-28-11.63-28-26.88 0-16.87 12.12-28.7 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href="https://www.bankrate.com/v5.1693.0/next/build/assets/index-BUnAnAOl.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/geo-u2MIWYEq.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/homeownersRouteToFlow-CakD59hS.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/v4-BZd5Sria.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/_commonjsHelpers-BosuxZz1.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/axios-CCb-kr4I.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/click-url-Cl43_CDr.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/stringify-CUxI7f_a.js" /><script type="module" src="https://www.bankrate.com/v5.1693.0/next/build/assets/rate-table-homeowners-insurance-rVvbHXHj.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/coverageMonarchDecision-D_l6P3St.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/index-BUnAnAOl.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/_commonjsHelpers-BosuxZz1.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/axios-CCb-kr4I.js" /><script type="module" src="https://www.bankrate.com/v5.1693.0/next/build/assets/coverageMonarchDecision-D_l6P3St.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/format-phone-UmA1q49V.js" /><script type="module" src="https://www.bankrate.com/v5.1693.0/next/build/assets/format-phone-UmA1q49V.js"></script><script async> function callMonarch(appId, ruleSetId, containerClass) { cohesion('monarch:ready', async () => { function getMonarchRuleSet(ruleSetCustomId) { return new Promise((res, rej) => { monarch( 'ruleset', ruleSetCustomId, {}, { sourceId: appId, makeIdentifier: `${window._Tagular.webContext.anonymousId}`, }, (err, result) => { if (err) { console.error('Monarch Error', err); res([]); } else { // loop through the keys of the result object for (const key in result) { // If result is string containing injectable slug, convert it to an object to populate it with additional properties if (typeof result[key] === 'string' && result[key].includes( '_content/injectable-component/')) { result[key] = { injectableSlug: result[key] }; } result[key].ruleName = key; result[key].ruleSetId = ruleSetCustomId; } res(Object.values(result)); } } ); }); } const assets = await getMonarchRuleSet(ruleSetId); /** * Helper that transforms Monarch assets into a dictionary * to be used by the Wealth Rate Table application. */ const formatDictionary = (assets) => { return assets.reduce((acc, curr) => { // handles wealth assets if (curr.metadata) { const parsedMetadata = JSON.parse(curr.metadata); acc[parsedMetadata._featureName] = parsedMetadata; } // handles JO assets if (curr.assetPlacements?.length) { curr.assetPlacements.forEach((assetPlacement) => { if (assetPlacement.asset.metadata) { const parsedMetadata = JSON.parse(assetPlacement.asset .metadata); acc[parsedMetadata._featureName] = parsedMetadata; } }); } return acc; }, {}); } const formatWealthAssets = (assets) => { // Containing object to deliver processed assets to rate table let assetDictionary = {}; // Handles assets if they are deployed via multiple rules const multipleRules = Object.values(assets); // If multiple rules are detected if (multipleRules.length) { const formattedAssets = formatDictionary(multipleRules); assetDictionary = { ...assetDictionary, ...formattedAssets }; } // If single rule with one or many assets if (assets.length) { const formattedAssets = formatDictionary(assets); assetDictionary = { ...assetDictionary, ...formattedAssets }; } return assetDictionary; }; if (assets.length === 0) { return; } // Checks if we're on a page that contains the Wealth Rate Table if (typeof window.setMonarchAssets === 'function') { // Invokes method that will trigger a Wealth Rate Table state update window.setMonarchAssets(formatWealthAssets(assets)); } if (!window.jo) { // Initialize jo object on the window window.jo = {}; // Store Monarch assets within jo object window.jo.monarchAssets = []; // Create a method to push Monarch assets to monarchAssets array window.jo.storeMonarchMetadata = function storeMonarchMetadata(asset) { window.jo.monarchAssets.push(asset); } /** * Retrieve the JSON metadata for a Monarch-served preamp asset on the current page via ID. * * @NOTE "ID" refers to a nonstandard field that may be included in a JSON asset, NOT a preamp asset ID. */ window.jo.getMonarchMetadataById = function getMonarchMetadataById(id) { const matchedAsset = window.jo.monarchAssets.find(asset => { if (!asset.metadata) { return false; } try { const metadataJSON = JSON.parse(asset.metadata); const isAssetMatch = metadataJSON?.__id === id || metadataJSON?.__featureName === id; return isAssetMatch; } catch (error) { console.log(error); } }); if (!matchedAsset) { return {}; }; let metadata; try { metadata = JSON.parse(matchedAsset?.metadata); } catch { metadata = {}; } return metadata; } // Function to retrieve the JSON metadata for a Monarch-served preamp asset by feature name window.jo.getMetadataByFeatureName = function getMetadataByFeatureName(featureName) { const matchedAsset = window.jo.monarchAssets.find(asset => { if (!asset.metadata) { return false; } const metadataJSON = JSON.parse(asset.metadata); return metadataJSON._featureName === featureName; }); if (!matchedAsset) { return {}; } let metadata; try { metadata = JSON.parse(matchedAsset.metadata); } catch { metadata = {}; } return metadata; } } assets.flatMap((a, assetIndex, assets) => { const experienceId = a?.experienceId; const assetPlacements = a?.assetPlacements; const isLast = assetIndex === assets.length - 1; const brDataStoredEvent = new CustomEvent('jo:br-data:stored'); const ruleLoadedEvent = new CustomEvent('monarch:rule:loaded', { detail: { ruleSetId: a.ruleSetId, ruleName: a.ruleName, data: a, }, }); window.dispatchEvent(ruleLoadedEvent); if (containerClass) { if (experienceId) { const targetEl = document.getElementsByClassName(containerClass)[0]; const elements = assetPlacements.flatMap((a) => { window.jo.storeMonarchMetadata(a.asset); return renderPreampResponse(a.asset); }); targetEl.append(...elements); } if (assets && !experienceId) { const targetEl = document.getElementsByClassName(containerClass)[0]; window.jo.storeMonarchMetadata(a); const elements = renderPreampResponse(a); elements.forEach(element => targetEl.append(element)); } } function renderPreampResponse(assetType) { const container = document.createElement('div'); const script = document.createElement('script'); script.innerHTML = assetType.js; container.innerHTML = ` <div> <style>${assetType.css ? assetType.css : ''}</style> <div>${assetType.html ? assetType.html : ''}</div> </div> `; return [container, script]; } if (isLast) { window.dispatchEvent(brDataStoredEvent); } }); }); } </script> <link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/insurance-coverage-table-dLTKLnyt.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/homeownersRouteToFlow-CakD59hS.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/carRouteToFlow-bkJcAQax.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/v4-BZd5Sria.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/click-url-Cl43_CDr.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1693.0/next/build/assets/stringify-CUxI7f_a.js" /><script type="module" src="https://www.bankrate.com/v5.1693.0/next/build/assets/insurance-coverage-table-dLTKLnyt.js"></script><link 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href="https://www.bankrate.com/v5.1693.0/next/build/assets/monarch-CgbRMTvc.js" /><script type="module" src="https://www.bankrate.com/v5.1693.0/next/build/assets/transactional-template-BbhEqVBc.js"></script><script type="module"> Highcharts.chart('DonutChart-7d1af1e1-ffdb-4d8a-a183-101d97d35161', { chart: { type: 'pie', }, credits: { enabled: false }, title: { text: '', }, plotOptions: { pie: { shadow: false, size: '320px', borderWidth: 0, innerSize: '53%', dataLabels: { enabled: false, }, }, series: { enableMouseTracking: false, }, }, tooltip: { enabled: false, }, series: [{ data: [{ color: "#007871", y: 50, }, { color: "#e5665e", y: 30, }, { color: "#c79fc5", y: 20, }, { color: "#0137a1", y: 0, }, { color: "#ffdd83", y: 0, }, ], }], }); </script><script async> setTimeout( () => callMonarch('18b02819-56c9-4af5-8780-faf726c1ba86', '6a07f528-a8bd-46d0-964e-ae1d6f1949b7', 'preamp-footer-placement'), +0) </script> <script async> setTimeout( () => callMonarch('18b02819-56c9-4af5-8780-faf726c1ba86', 'b0efcaed-9cbc-44d7-86f3-3d37d27484b1', 'preamp-footer-placement'), +0) </script> <script src="/ext/cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="09034832-9ea3-4f44-82ce-803550818ae2" defer="defer"></script> <script type="text/javascript"> function OptanonWrapper() {} </script> </body> </html>