How women should be investing

<!DOCTYPE html> <html lang="en" class="articleRendererHTML no-js"> <head> <meta charset="UTF-8"/> <meta name="viewport" content="width=device-width, initial-scale=1, user-scalable=yes"/> <meta name="apple-itunes-app" content="app-id=388947468"/> <title>How women should be investing</title>   <script defer="defer" type="text/javascript" src="/.rum/@adobe/helix-rum-js@%5E2/dist/rum-standalone.js"></script> <script data-test="structure-data" type="application/ld+json" data-js="main-json-schema"> { "@context" : "https://schema.org", "@type" : "NewsArticle", "@id" : "https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/", "headline" : "How women should be investing", "url" : "https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/", "datePublished" : "2024-06-23T08:00+0100", "dateModified" : "2024-06-21T13:12+0100", "inLanguage" : "en", "articleSection" : "Investing", "keywords" : "Better Life Evergreen,Pensions,Gender Pay Gap,Better Life Guide,Standard,Investing,National insurance,Private pensions,Income investing,UK economy,State Pension,Money", "publisher" : { "@type" : "NewsMediaOrganization", "name" : "The Telegraph", "url" : "https://www.telegraph.co.uk/", "sameAs" : [ "https://www.facebook.com/TELEGRAPH.CO.UK/", "https://www.instagram.com/telegraph/", "https://twitter.com/Telegraph", "https://www.snapchat.com/discover/The_Telegraph/8148798159", "https://www.linkedin.com/company/9053/", "https://www.youtube.com/channel/UCPgLNge0xqQHWM5B5EFH9Cg", "https://en.wikipedia.org/wiki/The_Daily_Telegraph" ], "logo" : { "@type" : "ImageObject", "url" : "https://telegraph.co.uk/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/the-telegraph-logo.png", "width" : 504, "height" : 60, "caption" : "The Telegraph Logo" } }, "isAccessibleForFree" : true, "author" : [ { "@type" : "Person", "name" : "Emma Wall", "url" : "https://www.telegraph.co.uk/authors/e/ek-eo/emma-wall/", "jobTitle" : "" } ], "image" : [ { "@type" : "ImageObject", "url" : "https://www.telegraph.co.uk/content/dam/money/2024/06/20/TELEMMGLPICT000379935677_17188773432080.jpeg?impolicy=logo-overlay", "creditText" : "", "alternateName" : "How women should be investing", "description" : "" } ], "hasPart" : { "@type" : "WebPageElement", "isAccessibleForFree" : true, "cssSelector" : ".articleBodyText section" } } </script> <link rel="dns-prefetch" href="//polyfill-fastly.io"/> <link rel="dns-prefetch" href="//static.telegraph.co.uk"/> <link rel="dns-prefetch" href="//assets.adobedtm.com"/> <link rel="dns-prefetch" href="//experience.tinypass.com"/> <link rel="dns-prefetch" href="//cdn.petametrics.com"/> <link rel="dns-prefetch" href="//telegraphmedia.bootstrap.fyre.co"/> <link rel="preload" as="font" crossorigin="crossorigin" type="font/woff2" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/fonts/austin-news-uprights-vf-basic-web.woff2"/> <link rel="preload" as="font" crossorigin="crossorigin" type="font/woff2" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/fonts/Telesans-Text-Web-Regular.woff2"/> <link rel="preload" as="font" crossorigin="crossorigin" type="font/woff2" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/fonts/doric-news-uprights-vf-basic-web.woff2"/> <link rel="shortcut icon" type="image/x-icon" sizes="16x16" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/favicon.ico"/>  <link rel="icon" type="image/svg+xml" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/favicon.svg"/> <link rel="icon" sizes="196x196" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/favicon-196x196.png"/> <link rel="apple-touch-icon" sizes="180x180" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/apple-touch-icon-180x180.png"/>  <link rel="mask-icon" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/favicon.svg" color="#333333"/> <meta name="msapplication-TileColor" content="#2c769d"/> <meta name="msapplication-TileImage" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/mstile-144x144.png"/>  <meta name="msapplication-tooltip" content="The Telegraph"/> <meta name="msapplication-config" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/browserconfig.xml"/> <meta name="msapplication-square310x310logo" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/mstile-310x310.png"/> <meta name="msapplication-wide310x150logo" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/mstile-310x150.png"/> <meta name="msapplication-square150x150logo" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/mstile-150x150.png"/> <meta name="msapplication-square70x70logo" content="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/core/resources/icons/mstile-70x70.png"/> <meta name="theme-color" content="#ffffff"/> <script>(()=>{"use strict";var e,r={},t={};function o(e){var n=t[e];if(void 0!==n)return n.exports;var i=t[e]={exports:{}};return r[e].call(i.exports,i,i.exports,o),i.exports}o.m=r,e=[],o.O=(r,t,n,i)=>{if(!t){var l=1/0;for(s=0;s<e.length;s++){for(var[t,n,i]=e[s],a=!0,u=0;u<t.length;u++)(!1&i||l>=i)&&Object.keys(o.O).every((e=>o.O[e](t[u])))?t.splice(u--,1):(a=!1,i<l&&(l=i));if(a){e.splice(s--,1);var f=n();void 0!==f&&(r=f)}}return r}i=i||0;for(var s=e.length;s>0&&e[s-1][2]>i;s--)e[s]=e[s-1];e[s]=[t,n,i]},o.n=e=>{var r=e&&e.__esModule?()=>e.default:()=>e;return o.d(r,{a:r}),r},o.d=(e,r)=>{for(var t in r)o.o(r,t)&&!o.o(e,t)&&Object.defineProperty(e,t,{enumerable:!0,get:r[t]})},o.g=function(){if("object"==typeof globalThis)return globalThis;try{return this||new Function("return this")()}catch(e){if("object"==typeof window)return window}}(),o.o=(e,r)=>Object.prototype.hasOwnProperty.call(e,r),o.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},(()=>{var e={8:0};o.O.j=r=>0===e[r];var r=(r,t)=>{var n,i,[l,a,u]=t,f=0;if(l.some((r=>0!==e[r]))){for(n in a)o.o(a,n)&&(o.m[n]=a[n]);if(u)var s=u(o)}for(r&&r(t);f<l.length;f++)i=l[f],o.o(e,i)&&e[i]&&e[i][0](),e[i]=0;return o.O(s)},t=self["tmg.build"]=self["tmg.build"]||[];t.forEach(r.bind(null,0)),t.push=r.bind(null,t.push.bind(t))})()})();"use strict";(self["tmg.build"]=self["tmg.build"]||[]).push([[886,2,209],{414:(t,e,i)=>{i.d(e,{Z:()=>a});var r=i(453);class s{constructor(t){this.params=Object.assign({accordionSelector:"[data-accordion]",triggerSelector:"[data-accordion-trigger]",contentSelector:"[data-accordion-content]",hideClasses:["accordion--is-collapsed"]},t)}init(){const t=document.querySelectorAll(this.params.accordionSelector);t.length>0&&t.forEach((t=>{this.setTriggerListeners(t)}))}setTriggerListeners(t){let e=t.querySelector(this.params.triggerSelector);e&&e.addEventListener("click",(e=>{const i=t.dataset.accordionAnimate,r=parseInt(t.dataset.accordionMaxScreenWidth);(0===r||window.innerWidth<r)&&(e.preventDefault(),i?this.animateAccordion(t):this.toggleClass(t),this.toggleState(t))}))}toggleClass(t){this.params.hideClasses.forEach((e=>{t.classList.toggle(e)}))}toggleState(t){const e=t.querySelector(this.params.contentSelector);null!==e.getAttribute("aria-hidden")&&e.setAttribute("aria-hidden","false"===e.getAttribute("aria-hidden")?"true":"false");const i=t.querySelector(this.params.triggerSelector);null!==i.getAttribute("aria-expanded")&&(i.setAttribute("aria-expanded","false"===i.getAttribute("aria-expanded")?"true":"false"),this.toggleAccordionFocus(e,i)),null!==i.getAttribute("aria-label")&&i.hasAttribute("toggle-aria-label")&&this.toggleAriaLabel(i)}animateAccordion(t){const e=document.getElementById(t.dataset.accordionAnimate),i=e.clientHeight,r=e.scrollHeight,s=!i,a=e.style.height;if(t.classList.toggle("accordion--animation-collapsed"),e.style.height=(s||!a?r:0)+"px",!a)return t.classList.toggle("accordion--animation-collapsed"),this.animateAccordion(t)}toggleAriaLabel(t){const e=t.getAttribute("aria-label"),i="Show",r="Hide";if(e.startsWith(i)||e.startsWith(r)){const s=e.startsWith(i)?e.replace(i,r):e.replace(r,i);t.setAttribute("aria-label",s)}}toggleAccordionFocus(t,e){"true"===e.getAttribute("aria-expanded")?t.focus():e.focus()}}r.Z.subscribe({topic:"tmg.page.ready",func:()=>{new s({hideClasses:["accordion--is-collapsed","accordion--is-expanded"]}).init()},runIfAlreadyPublished:!0});const a=s},453:(t,e,i)=>{i.d(e,{Z:()=>a});var r=i(384);const s=new class{constructor(){this.topics=[],this.publishedTopics=[],this.UID=-1}subscribe({topic:t,func:e,runIfAlreadyPublished:i}){if("function"!=typeof e)return!1;if(i)for(let i=0;i<this.publishedTopics.length;i++)this.publishedTopics[i]===t&&e.call();const r=(this.UID+=1).toString();return this.topics.push({token:r,topic:t,func:e}),r}unsubscribe({topic:t,token:e}){for(let i=0;i<this.topics.length;i++)this.topics[i].token===e&&this.topics[i].topic===t&&this.topics.splice(i,1)}publish({topic:t}){this.publishedTopics.push(t);for(let e=0;e<this.topics.length;e++)this.topics[e].topic===t&&this.topics[e].func.call()}};r.Z.create("tmg.pubsub"),window.tmg.pubsub=s;const a=s},964:(t,e,i)=>{i.r({});var r=i(414);const s=new class{constructor(t){this.queryParamArray=[t,"debug","martech_debug"]}init(){this.disableConsoleLogs()}disableConsoleLogs(){this.isDebugging()||(console.log=function(){})}isDebugging(){const t=new URLSearchParams(window.location.search);let e;return this.queryParamArray.forEach((i=>{t.get(i)&&(e=i)})),"true"===t.get(e)}};var a=i(453);a.Z.subscribe({topic:"tmg.polyfill.ready",func:()=>{a.Z.publish({topic:"tmg.page.ready"})},runIfAlreadyPublished:!0});var n=i(384);class o{constructor(){n.Z.create("tmg.polyfill"),this.race()}static complete(){window.tmg.polyfill.complete=()=>{},a.Z.publish({topic:"tmg.polyfill.ready"})}race(){return setTimeout((()=>{window.tmg.polyfill.complete()}),3e3)}}new o,window.tmg.polyfill={complete:o.complete};var c=[],l=[],u="RUM_start",g=window.performance||{},d=Date.now?Date.now():+new Date;const m=()=>{if(g){if(g.now)return g.now();if(g.webkitNow)return g.now();if(g.msNow)return g.now();if(g.mozNow)return g.now()}return(Date.now?Date.now():+new Date)-d};function p(t){return function(t,e){for(var i=e.length-1;i>=0;i--){var r=e[i];if(t===r.name)return r}}(t,h())}function h(){if(g){if(g.getEntriesByType)return g.getEntriesByType("mark");if(g.webkitGetEntriesByType)return g.webkitGetEntriesByType("mark")}return c}let f={now:m,mark:function(t){if(g){if(g.mark)return g.mark(t);if(g.webkitMark)return g.webkitMark(t)}c.push({name:t,entryType:"mark",startTime:m(),duration:0})},measure:function(t,e,i){var r=0,s=m();if(void 0===e&&p(u)&&(e=u),g){if(g.measure)return e?i?g.measure(t,e,i):g.measure(t,e):g.measure(t);if(g.webkitMeasure)return g.webkitMeasure(t,e,i)}if(e){var a=p(e);if(a)r=a.startTime;else{if(!(g&&g.timing&&g.timing[e]))return;r=g.timing[e]-g.timing.navigationStart}}if(i){var n=p(i);if(n)s=n.startTime;else{if(!(g&&g.timing&&g.timing[i]))return;s=g.timing[i]-g.timing.navigationStart}}l.push({name:t,entryType:"measure",startTime:r,duration:s-r})},marks:c,measures:l};window.RUM=f,g&&g.timing&&g.timing.navigationStart&&(d=g.timing.navigationStart),window.addEventListener("beforeunload",(function(){var t=function(){var t=document.cookie.match("(^|;)\\s*AMCV_2C7336C753C676BA0A490D4B%40AdobeOrg\\s*=\\s*([^;]+)");return t?decodeURIComponent(t.pop()).split("|")[4]:""}(),e=h();if(t&&"ga"in window)for(var i=e.length-1;i>=0;i--){var r=e[i],s=r.name.split("_"),a=s[0],n=s[1],o=s[2],c=Math.round(r.startTime);a&&n&&o&&c&&ga("send",{hitType:"timing",timingCategory:a,timingVar:n,timingValue:c,timingLabel:o})}}));a.Z.subscribe({topic:"tmg.page.ready",func:()=>{const t="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx".replace(/[xy]/g,(function(t){var e=16*Math.random()|0;return("x"===t?e:3&e|8).toString(16)}));return void 0!==n.Z&&n.Z.create&&(n.Z.create("tmg.instanceId"),window.tmg.instanceId=t),t},runIfAlreadyPublished:!0}),new class{constructor(t){this.selectorClass=t||"no-js",this.removeClass()}removeClass(){const t=document.querySelector(`.${this.selectorClass}`);t&&t.classList.remove(this.selectorClass)}},n.Z,a.Z,s.init(),r.Z},384:(t,e,i)=>{i.d(e,{Z:()=>s}),window.tmg=window.tmg||{};const r=function(t){try{let e=tmg,i=t.split(".");return"tmg"===i[0]&&(i=i.slice(1)),i.forEach((t=>{void 0===e[t]&&(e[t]={}),e=e[t]})),e}catch(e){console.warn("couldn't create namespace:",t)}};window.tmg.createNamespace=r;const s={create:r}}},t=>{t(t.s=964)}]);</script> <link rel="stylesheet" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui.lc-5e9a1fc107e4820df5e48fbcb0d563f3-lc.min.css" type="text/css"> <script> RUM.mark('css_load_ui'); </script> <script src="https://polyfill-fastly.io/v3/polyfill.min.js?flags=gated&features=default,fetch,IntersectionObserver,NodeList.prototype.forEach,Array.prototype.@@iterator&Array.prototype.includes&Array.prototype.find&callback=tmg.polyfill.complete" defer></script> <script> RUM.mark( 'js_load_polyfill' ); </script> <script src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/viafoura-commenting.lc-d28fc29f43e1ac189a263d8bdeeca934-lc.min..js" defer></script> <script src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/save-article.lc-a431ed6f3bce48829fd7b58e437fd693-lc.min..js" defer></script>  <script type="text/javascript"> (function () { var e = false; var c = window; var t = document; function r() { if (!c.frames["__cmpLocator"]) { if (t.body) { var a = t.body; var e = t.createElement("iframe"); e.style.cssText = "display:none"; e.name = "__cmpLocator"; a.appendChild(e) } else { setTimeout(r, 5) } } } r(); function p() { var a = arguments; __cmp.a = __cmp.a || []; if (!a.length) { return __cmp.a } else if (a[0] === "ping") { a[2]({ gdprAppliesGlobally: e, cmpLoaded: false }, true) } else { __cmp.a.push([].slice.apply(a)) } } function l(t) { var r = typeof t.data === "string"; try { var a = r ? JSON.parse(t.data) : t.data; if (a.__cmpCall) { var n = a.__cmpCall; c.__cmp(n.command, n.parameter, function (a, e) { var c = { __cmpReturn: { returnValue: a, success: e, callId: n.callId } }; t.source.postMessage(r ? JSON.stringify(c) : c, "*") }) } } catch (a) { } } if (typeof __cmp !== "function") { c.__cmp = p; __cmp.msgHandler = l; c.addEventListener("message", l, false) } })(); </script> <script src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui.lc-8c1ce5a1c666856405bc24613de3237a-lc.min..js" defer></script> <script> RUM.mark('js_load_ui'); </script>  <script src="https://static.telegraph.co.uk/telegraph-advertising/tmg-cmp.min.js"></script> <link rel="stylesheet" href="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/fonts-italic.lc-74f8f3d5f9a42a449787b66c770ee233-lc.min.css" type="text/css"> <script src="https://cf.eip.telegraph.co.uk/particle-embed/js/particle.js" async></script> <link rel="canonical" href="https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/"/> <meta name="description" content="Telegraph Money reveals tips to maximise returns for those low on time and funds"/> <meta name="keywords" content="Better Life Evergreen,Pensions,Gender Pay Gap,Better Life Guide,Standard,Investing,National insurance,Private pensions,Income investing,UK economy,State Pension,Money"/> <meta name="tmgads.channel" content="money"/> <meta name="tmgads.section" content="money-investing"/> <meta name="tmgads.zone" content="money.investing.stocks-shares"/> <meta name="tmgads.articleid" content="A2z0mKZ3tJmm"/> <meta name="tmgads.pagetype" content="story"/> <meta name="tmgads.level" content="4"/> <meta name="tmgads.otherdata"/> <meta name="tmgads.geo" content="SG"></meta> <meta name="tmgads.keywords" content="Better Life Evergreen,Pensions,Gender Pay Gap,Better Life Guide,Standard,Investing,National insurance,Private pensions,Income investing,UK economy,State Pension,Money"/> <meta name="DCSext.Channel" content="money"/> <meta name="DCSext.Category" content="investing"/> <meta name="DCSext.Genre" content="stocks-shares"/> <meta name="DCSext.MLC" content="/money/investing/stocks-shares"/> <meta name="DCSext.articleId" content="A2z0mKZ3tJmm"/> <meta name="DCSext.Content_Type" content="story"/> <meta name="DCSext.Level" content="4"/> <meta name="DCSext.author" content="Emma Wall"/> <meta name="DCSext.articleFirstPublished" content="2024-06-23 08:00"/> <meta name="DCSext.cf" content="0"></meta> <meta name="DCSext.cd" content="0"></meta> <meta name="DCSext.cn" content="0"></meta> <meta name="DCSext.pd" content="1"></meta> <meta property="og:title" content="How women should be investing"/> <meta property="og:description" content="Telegraph Money reveals tips to maximise returns for those low on time and funds"/> <meta property="og:type" content="article"/> <meta property="og:site_name" content="The Telegraph"/> <meta property="og:url" content="https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/"/> <meta property="og:image" content="https://www.telegraph.co.uk/content/dam/money/2024/06/20/TELEMMGLPICT000379935677_17188773432080_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?impolicy=OG-Standard"/> <meta name="twitter:title" content="How women should be investing"/> <meta name="twitter:url" content="https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/"/> <meta name="twitter:image" content="https://www.telegraph.co.uk/content/dam/money/2024/06/20/TELEMMGLPICT000379935677_17188773432080_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?impolicy=Twitter-Standard"/> <meta name="twitter:site" content="@MoneyTelegraph"/> <meta name="twitter:description" content="Telegraph Money reveals tips to maximise returns for those low on time and funds"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="tmgads.businessSegment" content="money"/> <meta name="tmg.sponsor"/> <meta name="DCSext.campaignId"/> <meta name="DCSext.campaignStart"/> <meta name="DCSext.campaignEnd"/> <meta name="DCSext.sponsored" content="false"/> <meta name="tmg.premium.override" content="false"/> <meta name="tmg.premium.state" content="true"/> <meta name="premiumContentOnFirstPublish" content="true"/> <meta property="article:content_tier" content="locked"/> <meta property="fb:pages" content="143666524748"/> <meta property="fb:pages" content="1438053159792450"/> <meta property="fb:pages" content="1069269459751990"/> <meta property="fb:pages" content="985629951556153"/> <meta property="fb:pages" content="121391718031592"/> <meta property="fb:pages" content="187451147952038"/> <meta property="fb:pages" content="244632882562393"/> <meta property="fb:pages" content="1443454839014980"/> <meta property="fb:pages" content="551022578388741"/> <meta property="fb:pages" content="534435549980003"/> <meta property="fb:pages" content="751195545009382"/> <meta property="fb:pages" content="116941904987458"/> <meta property="fb:pages" content="285329994977070"/> <meta property="fb:pages" content="122346694516955"/> <meta property="article:opinion" content="false"/> <meta property="vf:url" content="https://www.telegraph.co.uk/money/investing/stocks-shares/how-women-should-be-investing/"/> <meta property="vf:container_id" content="A2z0mKZ3tJmm"/> <meta name="tmg.pt" content="1718971922676"/> <script> window.tmgFacebookAppId = "1785449471702494"; </script> <script> var dataLayer = { pageName:'Money\\\/Investing\\\/Stocks Shares\\\/How women should be investing', pageType: 'articleRenderer', pageId: 'A2z0mKZ3tJmm', conceptIds: '[]', rollupContentPath: '/money/investing/stocks-shares/how-women-should-be-investing/', videoEmbedded: 'false', videoEmbedCount: '0', premiumContent: 'true', premiumOverride: 'false' }; </script> <script> var targetMboxData = { 'DCSext.Channel': 'money', 'DCSext.Content_Type': 'story', 'DCSext.articleId': 'A2z0mKZ3tJmm', 'dl.pageType': 'articlerenderer', 'entity.author': 'emma wall', 'entity.businessSegment': 'money', 'entity.categoryId': 'money', 'entity.channel': 'money', 'entity.firstPublished': '2024\u002D06\u002D23 08:00', 'entity.id': 'A2z0mKZ3tJmm', 'entity.keywords': 'Better Life Evergreen,Pensions,Gender Pay Gap,Better Life Guide,Standard,Investing,National insurance,Private pensions,Income investing,UK economy,State Pension,Money', 'entity.name': 'How women should be investing', 'entity.pageType': 'story', 'entity.pageURL': '\/money\/investing\/stocks\u002Dshares\/how\u002Dwomen\u002Dshould\u002Dbe\u002Dinvesting\/', 'entity.premiumContent': 'true', 'entity.thumbnailUrl': 'https:\/\/www.telegraph.co.uk\/content\/dam\/money\/2024\/06\/20\/TELEMMGLPICT000379935677_17188773432080_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?impolicy=OG\u002DStandard', 'keywords': 'better life evergreen,pensions,gender pay gap,better life guide,standard,investing,national insurance,private pensions,income investing,uk economy,state pension,money', 'productPurchasedId': 'A2z0mKZ3tJmm', 'tmg.author': 'emma wall', 'tmg.keywords': 'better life evergreen,pensions,gender pay gap,better life guide,standard,investing,national insurance,private pensions,income investing,uk economy,state pension,money', 'tmg.platform': 'aem', 'tmg.premium.override': 'false', 'tmg.premium.state': 'true', 'tmgads.articleid': 'A2z0mKZ3tJmm', 'tmgads.businessSegment': 'money', 'tmgads.keywords': 'better life evergreen,pensions,gender pay gap,better life guide,standard,investing,national insurance,private pensions,income investing,uk economy,state pension,money', 'tmgads.pagetype': 'story', 'user.categoryId': 'money' }; window.adobeDataLayer = window.adobeDataLayer || []; window.adobeDataLayer.push({ event: 'pageLoaded', web: { webPageDetails: { name: document.location.pathname, server: document.location.hostname, URL: document.location.href, }, webReferrer: { URL: document.referrer } }, _tmg: { pageInfo: { pageName: 'How women should be investing', pageType: 'articleRenderer', pageId: 'A2z0mKZ3tJmm', conceptIds: '[]', rollupContentPath: '\/money\/investing\/stocks\u002Dshares\/how\u002Dwomen\u002Dshould\u002Dbe\u002Dinvesting\/', videoEmbedded: 'false', videoEmbedCount: '0', premiumContent: 'true', premiumOverride: 'false', event: ['pageLoaded'] } } }); </script> <meta name="theme-color" content="#072A3A"/> <meta name="msapplication-navbutton-color" content="#072A3A"/> <script> var pageData = {"structure":{"better-life":{"better-life-evergreen":{},"better-life-guide":{}},"money":{"pensions":{},"investing":{}}},"topics":{"things":{"gender-pay-gap":{},"national-insurance":{},"private-pensions":{},"income-investing":{},"uk-economy":{},"state-pension":{}}},"storytype":{"standard":{}}}; </script> <meta name="robots" content="max-snippet:-1,max-image-preview:large,max-video-preview:-1"/> <meta name="tmg.app" content="false"/> <meta name="tmg.isAdLite" content="false"/>  <meta name="tmg.isSaveArticleEnabled" content="true"/> <meta name="tmg.isTextNumberedHorizontalScrollEnabled" content="true"/> <meta name="tmg.isSmallHorizontalScrollEnabled" content="true"/> <meta name="tmg.isCollectionsCuratedListEnabled" content="true"/> <meta name="tmg.isCollectionsDynamicListEnabled" content="true"/> <script> var tmgAds = tmgAds || {}; tmgAds.sticky = true; </script> <script src="//assets.adobedtm.com/71dcbb11123ce6b2e1ce4d47fd79a130aad3fc95/satelliteLib-177113f60f763788009998023cd15615fe2168a2.js" defer></script> <script> RUM.mark( 'js_load_dtm' ); </script> <script src="https://static.telegraph.co.uk/telegraph-advertising/tmg-gpt.min.js" defer></script> <script> RUM.mark( 'js_load_gpt' ); </script>   <script src="https://www.telegraph.co.uk/martech/js/core.min.js" defer></script> <script src="https://secure.telegraph.co.uk/customer/lib/tmgrefresh.js" defer></script> <script> RUM.mark( 'js_load_customer' ); </script>  <meta name="tmg.isSaveArticleEnabled" content="true"/> <meta name="tmg.isTextNumberedHorizontalScrollEnabled" content="true"/> <meta name="tmg.isSmallHorizontalScrollEnabled" content="true"/> <meta name="tmg.isCollectionsCuratedListEnabled" content="true"/> <meta name="tmg.isCollectionsDynamicListEnabled" content="true"/> </head> <body class="segment--money channel-type-betterliving" data-test="body"> <a href="#main-content" hidden aria-hidden="false">Jump to content</a> <div class="site-header-wrapper "> <div id="advert_tmg_ban" class="advert js-advert js-advert-banner is-sticky advert--banner advert--header " data-perf="advert-banner"> </div>  <header class="site-header site-header--has-sub-navigation" id="navigation" data-test="site-header"> <div class="site-header__primary-wrapper" data-test="site-header-primary"> <div class="site-header__container site-header__primary-content"> <div class="site-header__masthead "> <div class="site-header__logo " data-track-wrapper="header-logobar" data-test="site-header-logo"> <div class="e-site-logo__award">UK News Website of the Year <span class="e-site-logo__award-year">2024</span></div> <a href="/" class="e-site-logo" data-track-img> <svg xmlns="http://www.w3.org/2000/svg" aria-labelledby="site-logo-title" class="e-site-logo__image" id="site-logo" viewBox="0 0 320 52"> <path d="M2.7,25.7c0-7,5.2-11.8,10.2-14.1l0.4,0.6c-1.8,2-3.2,4-3.2,8.1c0,4.8,1.3,8.1,3.3,10.3 c0.7-0.8,1.1-1.9,1.1-2.9v-6.8l8.8-6.3l0.5,0.7c-0.8,1.1-1.3,2.4-1.3,3.8v4.2c0,3.3-5.2,6.7-8.6,8c2.1,1.9,5,2.7,8.1,2.7 c1.2,0,2.3-0.1,3.5-0.2V13.9c-2.6-0.2-5.1-0.7-7.6-1.5c-2.7-0.8-6.4-1.8-8.7-1.8c-3.5,0-7.6,1.2-7.7,6.2c0,0.5,0.1,1,0.1,1.5 l-0.8,0.3C0.3,17.2,0,15.6,0,14C-0.1,7.7,4.5,2.2,11.9,2.2c3.1,0,6.7,1,9.3,1.7c2.8,0.8,5.5,1.5,8.1,1.5c1.3,0,2.1-0.7,2.1-2 c0-1.3-0.7-1.9-1.8-2.2l0.2-0.9C33,1,36.5,2.9,36.5,6.9c0,4.7-3.5,7.1-9.3,7.1h-0.5v19.5c1.6-0.3,3.2-0.9,4.5-1.9 c1.4-0.9,2.5-2.2,3.4-3.6l0.8,0.4c-2,6.7-7.3,13.3-16.2,13.3C10.1,41.7,2.7,36.6,2.7,25.7 M41.7,48.2c10.9-0.8,19-5.3,19-12.6V19.5 c0-0.5,0.1-1,0.3-1.5c0.2-0.5,0.5-0.9,0.9-1.2v-1.3c-0.4,0.3-1,0.4-1.5,0.4c-0.3,0-0.6-0.1-0.9-0.2c-0.5-0.3-3.7-3.2-4.2-3.7h-0.7 l-7,6.6V6.8c0-2.8,1.4-4,2.3-4.2V1.8c-0.6-0.1-1.2-0.2-1.8-0.2c-0.9,0-1.7,0.2-2.5,0.6c-0.8,0.4-1.4,1-1.9,1.7h-0.2 c-0.5-1.2-2.3-2.3-4.1-2.3c-0.8,0-1.7,0.1-2.5,0.4v0.7c1.2,0.3,3.1,1.4,3.1,3.6v29.1l-1.4,1.4l5.4,4.6h0.6l5.4-4.9l-2.4-2.2V20.1 l2.8-2.6l2.5,2.5v19c0,6-5.7,7.6-11.4,8.1V48.2z M65.3,30.4c0,3-0.3,5.4-0.7,6.5c2.8,1.5,6.9,3.3,10.1,4.6h0.8l9.5-9.4l-0.7-0.7 l-4.8,4.7c-2.3-0.9-4.5-1.9-6.6-3.1v-4.5l11.6-7.8v-0.8c-2.6-2.3-5.5-5.6-7.6-7.8h-0.7c-3.5,2.4-7.2,4.6-11,6.6V30.4z M72.8,17.9 c1.5,1.7,3.3,3.8,5.1,5.8l-5.1,3.5V17.9z M101.7,25.6c0,10.9,7.4,16,16.4,16c8.9,0,14.2-6.6,16.2-13.3l-0.8-0.4 c-0.9,1.4-2,2.6-3.4,3.6c-1.4,0.9-2.9,1.6-4.5,1.9V13.9h0.5c5.8,0,9.3-2.4,9.3-7.1c0-4-3.5-5.9-6.7-6.5l-0.2,0.9 c0.5,0.1,1,0.3,1.3,0.7c0.3,0.4,0.5,0.9,0.5,1.4c0,1.3-0.8,2-2.1,2c-2.6,0-5.4-0.7-8.1-1.5c-2.5-0.7-6.2-1.7-9.3-1.7 C103.5,2.1,99,7.6,99,13.9c0,1.6,0.3,3.2,0.9,4.7l0.8-0.3c-0.1-0.6-0.1-1.1-0.1-1.5c0.1-5,4.3-6.2,7.7-6.2c2.4,0,6,1,8.7,1.8 c2.5,0.8,5,1.3,7.6,1.5v19.8c-1.1,0.2-2.3,0.2-3.5,0.2c-3.1,0-6-0.8-8.1-2.7c3.3-1.4,8.6-4.7,8.6-8v-4.2c0-1.4,0.5-2.7,1.3-3.8 l-0.5-0.7l-8.8,6.3v6.8c0,1.1-0.4,2.1-1.1,2.9c-2-2.2-3.3-5.5-3.3-10.3c0-4.1,1.4-6.1,3.2-8.1l-0.4-0.6 C107,13.8,101.7,18.6,101.7,25.6 M137.7,30.3c0,3-0.3,5.4-0.7,6.5c2.8,1.5,6.9,3.3,10,4.6h0.8l9.5-9.4l-0.7-0.7l-4.8,4.7 c-2.3-0.9-4.5-1.9-6.6-3.1v-4.5l11.6-7.8v-0.8c-2.6-2.3-5.5-5.6-7.6-7.8h-0.6c-3.5,2.4-7.2,4.6-11,6.6V30.3z M145.3,17.9 c1.5,1.7,3.3,3.8,5,5.8l-5,3.5V17.9z M163.8,1.5h-0.6l-7,7.1l0.7,0.7l1.9-1.9l1.5,1.6v26.4c0,3.7,3.2,5.8,5.6,6.1h0.4l6.2-6.3 l-0.6-0.7l-1.8,1.8c-1.1-0.2-2.2-1.3-2.2-2.4V5.3L163.8,1.5z M175.2,30.3c0,3-0.3,5.4-0.7,6.5c2.8,1.5,6.9,3.3,10.1,4.6h0.8l9.5-9.4 l-0.7-0.7l-4.8,4.7c-2.3-0.9-4.5-1.9-6.6-3.1v-4.5l11.6-7.8v-0.8c-2.6-2.3-5.5-5.6-7.6-7.8h-0.7c-3.5,2.4-7.2,4.6-11,6.6V30.3z M182.8,17.9c1.5,1.7,3.3,3.8,5.1,5.8l-5.1,3.5V17.9z M204.1,41.4h0.6l5.4-5.3c0.1,3.5,1.9,8.1,4.1,10.4c-3.1-1.8-6.6-2.9-9.4-2.9 c-4.5,0-8.1,3.9-9.7,7.8l0.6,0.5c1.8-1.4,4.1-2.1,6.3-2c2.9,0,5.7,0.7,8.3,2h0.6c2.1-2.6,7-7.8,9-9.9v-0.8c-1.4-1.4-2.1-3.5-2.1-7 v-15c0.1-0.9,0.5-1.8,1.2-2.4v-1.3c-0.6,0.3-1.2,0.5-1.9,0.5c-0.3,0-0.7-0.1-1-0.2c-0.7-0.3-6.4-2.9-8.6-3.8h-0.8l-9.6,6.7v18.1 L204.1,41.4z M208.2,36.5l-3.4-2.2V17.7l5.3,2.4v14.6L208.2,36.5z M234.5,18.1c0.9,0.9,2.6,2.4,3.8,3.5h0.1l4.6-5.5V16 c-1.5-1.2-3-2.5-4.3-3.9h-0.6l-5.3,6.3v-2.2l-4.2-4.1H228l-7,7l0.7,0.7l1.9-1.9l1.5,1.6v15.8c0,3.7,3.2,5.8,5.6,6.1h0.4l6.1-6.3 l-0.6-0.7l-1.8,1.8c-1.1-0.2-2.2-1.3-2.2-2.4V20L234.5,18.1z M250.1,23.8c-1.7,1.2-5.1,3.7-6.7,4.7V37l6.7,4.4h0.5l5.6-5.5 c0.3,1.3,1,2.5,2,3.5c1,1,2.1,1.6,3.5,2h0.5l6.1-6.3l-0.6-0.7l-1.8,1.8c-0.6-0.1-1.2-0.4-1.6-0.9c-0.4-0.5-0.6-1.1-0.6-1.7v-14 c0-0.5,0.1-1,0.3-1.4c0.2-0.4,0.6-0.8,1-1v-1.3c-0.5,0.3-1.1,0.4-1.7,0.4c-0.4,0-0.8-0.1-1.2-0.3c-0.3-0.2-8.2-3.9-8.2-3.9h-0.7 c-2.8,2.5-5.9,4.7-9.2,6.5v0.8c2.2,2.8,7.5,5.8,12.1,7v8.4l-2,1.9l-3.1-1.8V24.1L250.1,23.8z M256,25.2c-4.3-1.1-9.1-3.8-10.9-6.2 c0.7-0.4,2.7-1.7,3.3-2.1l7.5,4V25.2 M279.9,16.2l-4.2-4.1h-0.6l-7,7l0.7,0.7l1.9-1.9l1.5,1.6v14.7c-0.1,0.8-0.3,1.6-0.8,2.2 c-0.4,0.7-1,1.2-1.7,1.6v1c0.8,0.1,1.8,0.3,2.4,0.4v5.6l-1.5,1.6l5.9,4.6h0.4l5.3-4.9l-2.4-2.3v-3l4.6,1h0.2 c2.6-3.1,5.1-4.7,8.1-5.4V19.5c0-0.5,0.1-1,0.3-1.5c0.2-0.5,0.5-0.9,0.9-1.2v-1.3c-0.5,0.3-1,0.4-1.5,0.4c-0.3,0-0.6-0.1-0.9-0.2 c-0.5-0.3-3.7-3.2-4.2-3.7h-0.7l-7,6.6V16.2z M285.3,35.2c-1-0.2-3.5-0.6-5.3-1V20.1l2.9-2.6l2.5,2.5V35.2 M299.8,48.2 c10.9-0.8,19-5.3,19-12.6V19.5c0-0.5,0.1-1,0.3-1.5c0.2-0.5,0.5-0.9,0.9-1.2v-1.3c-0.4,0.3-1,0.4-1.5,0.4c-0.3,0-0.6-0.1-0.9-0.2 c-0.5-0.3-3.7-3.2-4.2-3.7h-0.7l-7,6.6V6.8c0-2.8,1.4-4,2.3-4.2V1.7c-0.6-0.1-1.2-0.2-1.8-0.2c-0.9,0-1.7,0.2-2.5,0.6 c-0.8,0.4-1.4,1-1.9,1.7h-0.2c-0.5-1.2-2.3-2.3-4.1-2.3c-0.8,0-1.7,0.1-2.5,0.4v0.7c1.2,0.3,3.1,1.4,3.1,3.6v29.1l-1.4,1.4l5.4,4.6 h0.6l5.4-4.9l-2.4-2.2V20.1l2.8-2.6l2.5,2.5v19c0,6-5.7,7.6-11.4,8.1V48.2z"/> </svg> </a> </div> </div> <div class="site-header__primary-navigation-wrapper"> <div class="site-header__navigation" data-drag-scroll> <nav aria-label="Global website navigation" class="site-navigation" role="navigation" data-test="site-navigation"> <div class="e-site-header-button e-site-header-button--search"> <a href="/search/" class="e-site-header-button__link" aria-label="Search The Telegraph" data-test="site-header-search-link"> <svg class="e-site-header-button__icon e-site-header-button__icon-search" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 16"> <title>Search Icon</title> <path d="M12,14.91l-3.24-5A5.5,5.5,0,1,0,5.5,11a5.27,5.27,0,0,0,1.44-.2L10.32,16ZM2,5.5A3.5,3.5,0,1,1,5.5,9,3.5,3.5,0,0,1,2,5.5Z"/> </svg> </a> </div> <ul class="site-navigation__list site-navigation__list--primary " data-track-wrapper="header-nav-primary" data-test="site-nav-list-primary"> <li class="e-navigation-primary-item e-navigation-primary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/news/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> News </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/sport/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Sport </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/business/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Business </span> </span> </a> </li> <li class="e-navigation-primary-item e-navigation-primary-item--current " data-current-navigation-item data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/money/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Money </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/opinion/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Opinion </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/russia-ukraine-war/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Ukraine </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/us-election/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> US election </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/travel/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Travel </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/health-fitness/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Health </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/lifestyle/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Lifestyle </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/culture/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Culture </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="https://www.telegraph.co.uk/puzzles/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Puzzles </span> </span> </a> </li> <li class="e-navigation-primary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-primary-item__link" href="/podcasts/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-primary-item__link-content"> <span class="e-navigation-primary-item__link-text e-navigation-border"> Podcasts </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </nav> </div> </div> <div class="site-header__country-selector" data-test="country-selector" data-js="country-selector"> <div class="e-site-header-country-selector" data-js="country-selector-inner-wrapper"> <div class="e-site-header-country-selector__wrapper"> <button class="e-site-header-country-selector__name" data-js="country-selector__button"> <span data-js="country-selector__button-icon" class="e-site-header-country-selector__icon-flag"> <img src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/UK-SVG.svg" fetchpriority="high" role="presentation" data-test="country-selector-flag-icon"/> </span> <span data-js="country-selector__button-text" data-test="country-selector-button-text"> UK Edition </span> </button> <svg class="e-site-header-country-selector__icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"></path> </svg> </div> <ul class="e-site-header-country-selector__list"> <li class="e-site-header-country-selector__item" data-track-wrapper="country-selector-us"> <a href="/us/" class="e-site-header-country-selector__link" data-country="us" data-js="country-selector-link" data-track-txt data-track-destination="/us/"> <span class="e-site-header-country-selector__title"> <img class="e-site-header-country-selector__icon-flag" src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/USA-SVG.svg" fetchpriority="high" role="presentation" data-test="country-selector-flag-icon"/> US Edition </span> </a> </li> </ul> </div> </div> <div class="site-header__buttons"> <div class="e-site-header-button e-site-header-button--search"> <a href="/search/" class="e-site-header-button__link" aria-label="Search The Telegraph" data-test="site-header-search-link"> <svg class="e-site-header-button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 16"> <title>Search Icon</title> <path d="M12,14.91l-3.24-5A5.5,5.5,0,1,0,5.5,11a5.27,5.27,0,0,0,1.44-.2L10.32,16ZM2,5.5A3.5,3.5,0,1,1,5.5,9,3.5,3.5,0,0,1,2,5.5Z"/> </svg> </a> </div> <div class="e-site-header-button e-site-header-button--subscribe"> <a href="https://secure.telegraph.co.uk/customer/subscribe/" class="e-site-header-button__link" data-icid="{ 'product': 'premiumsub', 'contentLocation': 'topnav' }" data-test="site-header-subscribe-link" rel="nofollow"> <span class="e-site-header-button__link-text-wrap"> <span class="e-site-header-button__link-text e-site-header-button__link-text--message"> Subscribe now </span> </span> </a> </div> <div class="e-site-header-button e-site-header-button--sign-in"> <a href="https://secure.telegraph.co.uk/customer/secure/login/?redirectTo=" class="e-site-header-button__link e-site-header-button__link--no-border" data-redirect-current rel="nofollow"> Log in </a> </div> <div class="e-site-header-button e-site-header-button--menu"> <a href="/all-sections/" class="e-site-header-button__link" aria-label="View all sections" data-modal-open-button data-test="site-header-all-sections-link"> <span class="e-site-header-button__icon"></span> </a> </div> </div> </div> </div> <div class="site-header__secondary-wrapper site-header-secondary-selected site-header-tertiary-selected" data-test="site-header-betterliving-secondary"> <div class="site-header__container accordion accordion--sm accordion--is-collapsed" data-accordion data-accordion-max-screen-width="1"> <div class="better-living-secondary"> <div class="channel-name__wrapper"> <div class="primary-channel-name__wrapper" data-test="primary-channel-name-wrapper"> <a data-test="primary-channel-name" class="primary-channel-name" href="/money/"> <img alt="Money" class="title-image" src="/content/dam/Money.svg" width="100%" height="33"/> </a> </div> <div class="site-header__breadcrumbs" data-test="site-header-breadcrumbs"> <div class="primary-secondary-channel-name__wrapper" data-test="primary-secondary-channel-name-wrapper"> <a data-test="primary-channel-name" class="primary-channel-name" href="/money/"> Money </a> <div class="primary-secondary--separator"> <svg data-test="breadcrumb-chevron-icon" xmlns="http://www.w3.org/2000/svg" width="7" height="10" viewBox="0 0 7 10" fill="none"> <path d="M1 1L5 5L1 9" stroke="#767676" stroke-width="1.5"/> </svg> </div> <a data-test="secondary-channel-name" class="secondary-channel-name" href="/money/investing/"> Investing </a> <div class="article-name primary-secondary--separator"> <svg data-test="breadcrumb-chevron-icon" xmlns="http://www.w3.org/2000/svg" width="7" height="10" viewBox="0 0 7 10" fill="none"> <path d="M1 1L5 5L1 9" stroke="#767676" stroke-width="1.5"/> </svg> </div> <a class="article-name secondary-or-tertiary-channel-name" href="/money/investing/stocks-shares/"> Stocks & Shares </a> </div> <div class="secondary-or-tertiary-channel-name__wrapper" data-test="secondary-or-tertiary-channel-name-wrapper"> <a data-test="secondary-or-tertiary-channel-name" class="secondary-or-tertiary-channel-name" href="/money/investing/stocks-shares/"> Stocks & Shares </a> </div> </div> </div> <div class="better-living-search" data-test="better-living-search"> <form class="better-living-search__form" action="/search/" data-test="better-living-search-form" data-js="better-living-search__form"> <div class="better-living-search__icon--wrapper"> <svg class="better-living-search__icon" xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 14 14" fill="none"> <path d="M10.2255 5.73729C10.2255 8.21663 8.21581 10.2264 5.73684 10.2264C3.25787 10.2264 1.24815 8.21663 1.24815 5.73729C1.24815 3.25795 3.25787 1.24815 5.73684 1.24815C8.21581 1.24815 10.2255 3.25795 10.2255 5.73729Z" stroke="#222222" stroke-width="1.4963"/> <path d="M12.9385 13L8.91832 8.97942" stroke="#222222" stroke-width="1.4963"/> </svg> </div> <input placeholder="Explore Tax, Property, Banking..." class="better-living-search__input" name="q" autocomplete="off" data-test="better-living-search-input"/> <input type="hidden" name="p" value="0" data-test="better-living-search-p"/> <input type="hidden" name="sortby" value="date" data-test="better-living-search-sortby"/> <input type="hidden" name="filter" value="money" data-test="better-living-search-filter"/> <button class="better-living-search__btn better-living-search__btn--disabled" data-test="better-living-search-btn">Search</button> </form> </div> </div> <nav aria-label="Navigation for Money" class="site-header__secondary-content site-navigation site-navigation--sub accordion__content" role="navigation" data-accordion-content> <ul class="site-navigation__list site-navigation__list--secondary site-navigation__list--has-left-margin" data-track-wrapper="header-nav-secondary" data-test="site-nav-list-secondary"> <li class="e-navigation-secondary-item e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed e-navigation-secondary-item--first " data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/property/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Property </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/mortgages/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Mortgages </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/house-prices/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> House prices </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/buying-selling/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Buying and selling </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/buy-to-let/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Buy to let </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/second-homes/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Second homes </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/property/stamp-duty/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Stamp duty </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> <li class="e-navigation-secondary-item e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed " data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/tax/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Tax </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/tax/inheritance/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Inheritance tax </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/tax/income/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Income tax </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/tax/capital-gains/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Capital gains </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> <li class="e-navigation-secondary-item e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed " data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/pensions/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Pensions </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/pensions/state-pensions/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> State pensions </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/pensions/private-pensions/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Private pensions </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/retirement/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Retirement </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> <li class="e-navigation-secondary-item e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed " data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/banking/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Banking </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/banking/bonds/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Premium Bonds </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/banking/credit-cards/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Credit cards </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/banking/current-accounts/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Current accounts </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/banking/savings-accounts/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Savings accounts </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> <li class="e-navigation-secondary-item e-navigation-secondary-item--current e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed " data-current-navigation-item data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/investing/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Investing </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--current e-navigation-tertiary-item--first " data-current-navigation-item data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/investing/stocks-shares/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Stocks & Shares </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/investing/isas/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> ISAs </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/investing/funds/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Funds </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> <li class="e-navigation-secondary-item " data-accordion-max-screen-width="1"> <a class="e-navigation-secondary-item__link" href="/money/net-zero/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Net Zero </span> </span> </a> </li> <li class="e-navigation-secondary-item " data-accordion-max-screen-width="1"> <a class="e-navigation-secondary-item__link" href="/money/tools/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Calculators </span> </span> </a> </li> <li class="e-navigation-secondary-item e-navigation-secondary-item--has-children accordion accordion--sm accordion--is-collapsed e-navigation-secondary-item--last" data-accordion-max-screen-width="1" data-accordion> <a class="e-navigation-secondary-item__link" href="/money/guides/" data-track-txt data-test="site-navigation-link" data-accordion-trigger> <span class="e-navigation-secondary-item__link-content"> <span class="e-navigation-secondary-item__link-text e-navigation-border"> Guides </span> <svg class="e-navigation-secondary-item__icon accordion__arrow-icon tmg-svg-icon" width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path class="tmb-svg-icon-path" d="M1 0.999933L4.99999 5L9 0.999934" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" fill="none"/> </svg> </span> </a> <ul class="site-navigation__list accordion__content site-navigation__list--tertiary " data-track-wrapper="header-nav-tertiary" data-test="site-nav-list-tertiary" data-accordion-content> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--first " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/guides/banking-guides/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Banking guides </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/guides/investing-guides/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Investing guides </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/guides/pension-guides/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Pension guides </span> </span> </a> </li> <li class="e-navigation-tertiary-item " data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/guides/property-guides/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Property guides </span> </span> </a> </li> <li class="e-navigation-tertiary-item e-navigation-tertiary-item--last" data-accordion-max-screen-width="1024"> <a class="e-navigation-tertiary-item__link" href="/money/guides/tax-guides/" data-track-txt data-test="site-navigation-link"> <span class="e-navigation-tertiary-item__link-content"> <span class="e-navigation-tertiary-item__link-text e-navigation-border"> Tax guides </span> </span> </a> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </li> </ul> <script> (function () { document.querySelectorAll('.site-header__navigation .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-mobile"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </nav> </div> </div> </header> <div class="all-sections-modal all-sections-modal--hidden" aria-hidden="true" role="dialog" aria-label="Navigation modal containing links for all sections of the site" data-all-sections-modal=""> <div class="container all-sections__container" data-modal-content-wrapper> <div class="allSectionsRenderer indexRenderer _abstractPageRenderer skeletonRenderer page basicpage"> <div class="all-sections grid "> <div class="all-sections__navigation grid-col grid-col-12 grid-col-md-7"> <div class="all-section__wrapper"> <span class="all-sections__heading all-sections__main-heading u-heading-2" data-test="all-sections-heading">Sections</span> <div class="all-section__country-selector" data-test="country-selector" data-js="country-selector-all-section"> <div class="all-section-country-selector" data-js="country-selector-inner-wrapper"> <div class="all-section-country-selector__wrapper"> <button class="all-section-country-selector__name" data-js="country-selector__button"> <span data-js="country-selector__button-icon" class="all-section-country-selector__icon-flag"> <img src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/UK-SVG.svg" fetchpriority="high" role="presentation" data-test="country-selector-flag-icon"/> </span> <span data-js="country-selector__button-text" data-test="country-selector-button-text"> UK Edition </span> </button> <svg class="all-section-country-selector__icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"></path> </svg> </div> <ul class="all-section-country-selector__list"> <li class="all-section-country-selector__item" data-track-wrapper="country-selector-us"> <a href="/us/" class="all-section-country-selector__link" data-country="us" data-js="country-selector-link" data-track-txt data-track-destination="/us/"> <span class="all-section-country-selector__title"> <img class="e-site-header-country-selector__icon-flag" src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/USA-SVG.svg" fetchpriority="high" role="presentation" data-test="country-selector-flag-icon"/> US Edition </span> </a> </li> </ul> </div> </div> </div> <nav aria-label="All sections website navigation" role="navigation"> <ul class="all-sections__list" data-track-wrapper="all-sections-nav"> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="news" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/news/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">News</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/news/" data-track-txt data-test="all-sections-secondary-link"> News home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/news/uk/" data-track-txt> UK news </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/politics/" data-track-txt> Politics </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/world-news/" data-track-txt> World </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-news/" data-track-txt> Health news </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/news/defence/" data-track-txt> Defence </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/science/" data-track-txt> Science </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/education-news/" data-track-txt> Education </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/environment/" data-track-txt> Environment </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/investigations/" data-track-txt> Investigations </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/global-health/" data-track-txt> Global Health Security </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/royal-family/" data-track-txt> Royals </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="sport" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/sport/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Sport</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/sport/" data-track-txt data-test="all-sections-secondary-link"> Sport home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/football/" data-track-txt> Football </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/rugby-union/" data-track-txt> Rugby Union </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/cricket/" data-track-txt> Cricket </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/formula-1/" data-track-txt> F1 </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/golf/" data-track-txt> Golf </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/tennis/" data-track-txt> Tennis </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/womens-sport/" data-track-txt> Women's Sport </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/racing/" data-track-txt> Racing </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/cycling/" data-track-txt> Cycling </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/boxing/" data-track-txt> Boxing </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/betting/" data-track-txt> Betting </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/sport-all/" data-track-txt> More... </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="business" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/business/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Business</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/business/" data-track-txt data-test="all-sections-secondary-link"> Business home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/business/economy/" data-track-txt> Economy </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/business/companies/" data-track-txt> Companies </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/business/markets/" data-track-txt> Markets </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/technology/" data-track-txt> Tech </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="money" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/money/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Money</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/money/" data-track-txt data-test="all-sections-secondary-link"> Money home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/property/" data-track-txt> Property </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/tax/" data-track-txt> Tax </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/pensions/" data-track-txt> Pensions </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/banking/" data-track-txt> Banking </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/investing/" data-track-txt> Investing </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/net-zero/" data-track-txt> Net Zero </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/tools/" data-track-txt> Calculators </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/money/guides/" data-track-txt> Guides </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="opinion" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/opinion/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Opinion</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/opinion/" data-track-txt data-test="all-sections-secondary-link"> Opinion home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/obituaries/" data-track-txt> Obituaries </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/opinion/letters/" data-track-txt> Letters to the Editor </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/opinion/telegraph-view/" data-track-txt> Telegraph View </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/opinion/columnists/" data-track-txt> Our columnists </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/opinion/cartoons/" data-track-txt> Cartoons </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="ukraine" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/russia-ukraine-war/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Ukraine</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/russia-ukraine-war/" data-track-txt data-test="all-sections-secondary-link"> Ukraine home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="https://www.telegraph.co.uk/news/2022/03/02/russia-ukraine-war-listen-daily-podcast/" data-track-txt> Daily podcast </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="https://www.telegraph.co.uk/secure/newsletter/dispatches" data-track-txt> Daily newsletter </a> </li> </ul> </li> <li class="all-sections__item " id="us-election" data-accordion-max-screen-width="1024"> <a class="all-sections__link all-sections__link--is-primary" href="/us-election/" data-track-txt data-test="all-sections-link"> <span class="all-sections__link-heading">US election</span> </a> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="travel" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/travel/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Travel</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/travel/" data-track-txt data-test="all-sections-secondary-link"> Travel home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/destinations/europe/" data-track-txt> Europe </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/destinations/europe/united-kingdom/" data-track-txt> UK </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/destinations/worldwide/" data-track-txt> Worldwide </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/city-breaks/" data-track-txt> City breaks </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/hotels/" data-track-txt> Hotels </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/cruises/" data-track-txt> Cruise </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/ski/" data-track-txt> Ski </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/travel/advice/" data-track-txt> Advice </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="health" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/health-fitness/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Health</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/health-fitness/" data-track-txt data-test="all-sections-secondary-link"> Health home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/diet/" data-track-txt> Diet </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/fitness/" data-track-txt> Fitness </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/conditions/" data-track-txt> Conditions </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/wellbeing/" data-track-txt> Wellbeing </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/parenting/" data-track-txt> Parenting </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/guides/" data-track-txt> Guides </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/health-fitness/tools/" data-track-txt> Tools </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="lifestyle" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/lifestyle/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Lifestyle</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/lifestyle/" data-track-txt data-test="all-sections-secondary-link"> Lifestyle home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/recipes/" data-track-txt> Recipes </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/food-and-drink/" data-track-txt> Food & Drink </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/fashion/" data-track-txt> Fashion </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/beauty/" data-track-txt> Beauty </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/luxury/" data-track-txt> Luxury </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/cars/" data-track-txt> Cars </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/gardening/" data-track-txt> Gardening </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/recommended/" data-track-txt> Recommended </a> </li> </ul> </li> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="culture" data-accordion-max-screen-width="1024" data-accordion-modal> <a class="all-sections__link all-sections__link--is-primary" href="/culture/" data-track-txt data-test="all-sections-link" data-accordion-trigger> <span class="all-sections__link-heading">Culture</span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content> <li class="all-sections__secondary-item all-sections__secondary-item--first all-sections__secondary-item--is-home-link"> <a class="all-sections__link" href="/culture/" data-track-txt data-test="all-sections-secondary-link"> Culture home </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/tv/" data-track-txt> TV </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/films/" data-track-txt> Film </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/music/" data-track-txt> Music </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/books/" data-track-txt> Books </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/theatre/" data-track-txt> Theatre </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/comedy/" data-track-txt> Comedy </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/dance/" data-track-txt> Dance </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/opera/" data-track-txt> Opera </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/music/classical-music/" data-track-txt> Classical </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="/art/" data-track-txt> Art </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" data-track-txt> </a> </li> <li class="all-sections__secondary-item"> <a class="all-sections__link" href="https://www.telegraph.co.uk/theatre/tickets/" data-track-txt> Telegraph Tickets </a> </li> </ul> </li> <li class="all-sections__item " id="puzzles" data-accordion-max-screen-width="1024"> <a class="all-sections__link all-sections__link--is-primary" href="https://www.telegraph.co.uk/puzzles/" data-track-txt data-test="all-sections-link"> <span class="all-sections__link-heading">Puzzles</span> </a> </li> <li class="all-sections__item " id="podcasts" data-accordion-max-screen-width="1024"> <a class="all-sections__link all-sections__link--is-primary" href="/podcasts/" data-track-txt data-test="all-sections-link"> <span class="all-sections__link-heading">Podcasts</span> </a> </li> </ul> </nav> </div>  <aside class="all-section__selector grid-col grid-col-12 grid-col-md-5 grid-col-lg-4" data-test="country-selector-all-section"> <div class="all-sections__navigation grid-col grid-col-12 grid-col-md-7" data-js="country-selector-all-section"> <nav aria-label="All sections website navigation" role="navigation"> <ul class="all-sections__list"> <li class="all-sections__item all-sections__item--has-children accordion accordion--sm accordion--is-collapsed" id="country" data-accordion-max-screen-width="1024" data-accordion-modal=""> <a class="all-sections__link all-sections__link--is-primary" href="/" data-track-txt="" data-test="all-sections-link" data-accordion-trigger=""> <span class="all-sections__link-heading" data-js="country-selector__button"> <span data-js="country-selector__button-icon" class="all-sections-country-selector__icon-flag"> <img src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/UK-SVG.svg" fetchpriority="high" role="presentation" class="all-sections-country-selector__icon-flag-link" data-test="country-selector-flag-icon"/> </span> <span data-js="country-selector__button-text" data-test="country-selector-button-text"> UK Edition </span> </span> <svg class="all-sections__arrow-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"></path> </svg> </a> <ul class="all-sections__secondary-list accordion__content" data-test="all-sections-secondary-list" data-accordion-content=""> <li class="all-sections__secondary-item" data-track-wrapper="country-selector-us"> <a href="/us/" class="all-sections__link" data-country="us" data-js="country-selector-link" data-track-txt data-track-destination="/us/"> <span class="all-sections-country-selector__wrapper"> <img class="e-site-header-country-selector__icon-flag" src="/etc.clientlibs/settings/wcm/designs/telegraph/core/clientlibs/ui/dist/static/resources/images/flags/USA-SVG.svg" fetchpriority="high" role="presentation" data-test="country-selector-flag-icon"/> US Edition </span> </a> </li> </ul> </li> </ul> </nav> </div> </aside>  <aside class="all-sections__utilities grid-col grid-col-12 grid-col-md-5 grid-col-lg-4"> <div class="all-sections__subscribe-button"> <a href="https://secure.telegraph.co.uk/customer/subscribe/" class="all-sections__subscribe-button-link" data-icid="{ 'product': 'premiumsub', 'contentLocation': 'all-sections-nav' }"> <span class="all-sections__subscribe-button-text all-sections__subscribe-button-text--message"> Subscribe now </span> </a> </div> <div class="all-sections__utilities-inner"> <div class="all-sections__user-state-wrapper"> <div class="all-sections__user-state all-sections__user-state"> <a href="https://secure.telegraph.co.uk/customer/secure/login/?redirectTo=" class="all-sections__user-state-link" aria-label="Log in to The Telegraph" data-redirect-current rel="nofollow"> <span class="all-sections__user-state-text">Log in</span> <svg class="all-sections__user-state-icon all-sections__user-state-icon--login" width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Login icon</title> <path d="M15 2H9.00002V3.5H15C15.2762 3.5 15.5 3.72386 15.5 4V16C15.5 16.2761 15.2762 16.5 15 16.5H9.00002V18H15C16.1046 18 17 17.1046 17 16V4C17 2.89543 16.1046 2 15 2ZM1 9.25H7.61837L5.30004 5.64L6.10003 5L10.6 10L6.10003 15L5.30004 14.36L7.61839 10.75H1V9.25Z"/> </svg> </a> </div> </div> <div class="all-sections__social-bar" data-test="all-sections-social-bar"> <span class="all-sections__social-description">Follow us on:</span> <ul class="all-sections__social-links" data-test="social-links"> <li class="all-sections__social-item"> <a href="https://www.facebook.com/TELEGRAPH.CO.UK/" class="all-sections__social-link" data-test="social-link-facebook" aria-label="Visit our Facebook page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>Facebook icon</title> <path d="M11.1973 18V10.7122H13.5654L13.9202 7.85967H11.1973V6.04325C11.1973 5.21877 11.4173 4.65746 12.5561 4.65746H14V2.11226C13.7481 2.07729 12.8878 2 11.8856 2C9.79246 2 8.3592 3.32505 8.3592 5.75983V7.85967H6V10.7122H8.3592V18H11.1973Z"/> </svg> </a> </li> <li class="all-sections__social-item"> <a href="https://www.instagram.com/telegraph/" class="all-sections__social-link" data-test="social-link-instagram" aria-label="Visit our Instagram page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>Instagram icon</title> <path fill-rule="evenodd" clip-rule="evenodd" d="M9.99683 3.44156C12.1333 3.44156 12.3841 3.45108 13.2286 3.48918C14.0095 3.52411 14.4317 3.6543 14.7143 3.76543C15.0889 3.91149 15.3556 4.08295 15.6349 4.36237C15.9143 4.64179 16.0889 4.90851 16.2317 5.28319C16.3397 5.56579 16.473 5.98809 16.5079 6.7692C16.546 7.61381 16.5556 7.86466 16.5556 10.0016C16.5556 12.1385 16.546 12.3894 16.5079 13.234C16.473 14.0151 16.3429 14.4374 16.2317 14.72C16.0857 15.0947 15.9143 15.3614 15.6349 15.6408C15.3556 15.9202 15.0889 16.0949 14.7143 16.2377C14.4317 16.3457 14.0095 16.4791 13.2286 16.514C12.3841 16.5521 12.1333 16.5616 9.99683 16.5616C7.86032 16.5616 7.60952 16.5521 6.76508 16.514C5.98413 16.4791 5.56191 16.3489 5.27937 16.2377C4.90476 16.0917 4.6381 15.9202 4.35873 15.6408C4.07937 15.3614 3.90476 15.0947 3.7619 14.72C3.65397 14.4374 3.52064 14.0151 3.48571 13.234C3.44762 12.3894 3.4381 12.1385 3.4381 10.0016C3.4381 7.86466 3.44762 7.61381 3.48571 6.7692C3.52064 5.98809 3.65079 5.56579 3.7619 5.28319C3.90794 4.90851 4.07937 4.64179 4.35873 4.36237C4.6381 4.08295 4.90476 3.90832 5.27937 3.76543C5.56191 3.65747 5.98413 3.52411 6.76508 3.48918C7.60952 3.44791 7.86349 3.44156 9.99683 3.44156ZM9.99683 2C7.8254 2 7.55238 2.00953 6.69841 2.04763C5.84762 2.08573 5.26667 2.22227 4.75873 2.41913C4.23175 2.62235 3.7873 2.89859 3.34286 3.34312C2.89841 3.78766 2.6254 4.23536 2.41905 4.75928C2.22222 5.26732 2.08571 5.84838 2.04762 6.70252C2.00952 7.55348 2 7.82655 2 9.99841C2 12.1703 2.00952 12.4433 2.04762 13.2975C2.08571 14.1484 2.22222 14.7295 2.41905 15.2407C2.62222 15.7678 2.89841 16.2123 3.34286 16.6569C3.7873 17.1014 4.23492 17.3745 4.75873 17.5809C5.26667 17.7777 5.84762 17.9143 6.70159 17.9524C7.55556 17.9905 7.8254 18 10 18C12.1746 18 12.4444 17.9905 13.2984 17.9524C14.1492 17.9143 14.7302 17.7777 15.2413 17.5809C15.7683 17.3777 16.2127 17.1014 16.6571 16.6569C17.1016 16.2123 17.3746 15.7646 17.581 15.2407C17.7778 14.7327 17.9143 14.1516 17.9524 13.2975C17.9905 12.4433 18 12.1734 18 9.99841C18 7.82338 17.9905 7.55348 17.9524 6.69935C17.9143 5.84838 17.7778 5.26732 17.581 4.7561C17.3778 4.22901 17.1016 3.78448 16.6571 3.33995C16.2127 2.89542 15.7651 2.62235 15.2413 2.41596C14.7333 2.21909 14.1524 2.08256 13.2984 2.04445C12.4413 2.00953 12.1683 2 9.99683 2ZM9.99661 5.89313C7.72994 5.89313 5.88867 7.73159 5.88867 10.0019C5.88867 12.2722 7.72677 14.1106 9.99661 14.1106C12.2665 14.1106 14.1045 12.2722 14.1045 10.0019C14.1045 7.73159 12.2665 5.89313 9.99661 5.89313ZM9.99661 12.6659C8.52359 12.6659 7.32994 11.472 7.32994 9.9987C7.32994 8.5254 8.52359 7.33151 9.99661 7.33151C11.4696 7.33151 12.6633 8.5254 12.6633 9.9987C12.6633 11.472 11.4696 12.6659 9.99661 12.6659ZM15.2258 5.72778C15.2258 6.25738 14.7966 6.6867 14.2671 6.6867C13.7376 6.6867 13.3083 6.25738 13.3083 5.72778C13.3083 5.19818 13.7376 4.76886 14.2671 4.76886C14.7966 4.76886 15.2258 5.19818 15.2258 5.72778Z"/> </svg> </a> </li> <li class="all-sections__social-item"> <a href="https://twitter.com/@Telegraph" class="all-sections__social-link" data-test="social-link-twitter" aria-label="Visit our Twitter page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>X icon</title> <path d="M11.4894 8.77491L17.3177 2H15.9366L10.8759 7.88256L6.83392 2H2.172L8.28424 10.8955L2.172 18H3.55319L8.89742 11.7878L13.166 18H17.828L11.4891 8.77491H11.4894ZM9.59768 10.9738L8.97839 10.0881L4.05086 3.03974H6.17229L10.1489 8.72795L10.7682 9.61374L15.9372 17.0075H13.8158L9.59768 10.9742V10.9738Z"/> </svg> </a> </li> <li class="all-sections__social-item"> <a href="https://www.snapchat.com/discover/The_Telegraph/8148798159" class="all-sections__social-link" data-test="social-link-snapchat" aria-label="Visit our Snapchat page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>Snapchat icon</title> <path d="M17.9422 13.7043C17.8318 13.3971 17.6194 13.2311 17.3783 13.0983C17.3334 13.0734 17.2925 13.0485 17.2558 13.0319C17.1822 12.9946 17.1087 12.9572 17.0351 12.9198C16.2834 12.5131 15.695 12.0067 15.2905 11.4008C15.1761 11.2306 15.074 11.048 14.9923 10.8612C14.9555 10.7616 14.9596 10.7035 14.9841 10.6495C15.0086 10.608 15.0413 10.5748 15.0821 10.5458C15.2129 10.4586 15.3436 10.3715 15.4335 10.3134C15.5929 10.2054 15.7236 10.1224 15.8053 10.0643C16.1118 9.84436 16.3283 9.61193 16.4631 9.35045C16.6552 8.98521 16.6797 8.55772 16.5326 8.17172C16.3283 7.62386 15.8217 7.28768 15.2047 7.28768C15.074 7.28768 14.9473 7.30013 14.8166 7.32918C14.7839 7.33748 14.7471 7.34578 14.7144 7.35409C14.7185 6.98054 14.7103 6.58625 14.6777 6.19611C14.5633 4.83061 14.0893 4.11673 13.599 3.54812C13.2844 3.19118 12.9167 2.8882 12.5041 2.65162C11.7605 2.21997 10.9147 2 9.99542 2C9.07613 2 8.23447 2.21997 7.49087 2.65162C7.07821 2.8882 6.7105 3.19118 6.39589 3.54812C5.90561 4.11673 5.43575 4.83476 5.31726 6.19611C5.28458 6.58625 5.27641 6.98054 5.28049 7.35409C5.24781 7.34578 5.21512 7.33748 5.17835 7.32918C5.05169 7.30013 4.92095 7.28768 4.79429 7.28768C4.17735 7.28768 3.67072 7.62802 3.46643 8.17172C3.31934 8.55772 3.34386 8.98521 3.53589 9.35045C3.67072 9.61193 3.88726 9.84436 4.19369 10.0643C4.2754 10.1224 4.40206 10.2054 4.56549 10.3134C4.65129 10.3715 4.77795 10.4545 4.90461 10.5375C4.94955 10.5665 4.98632 10.6039 5.01492 10.6495C5.03943 10.7035 5.04352 10.7616 5.00266 10.8695C4.92095 11.0521 4.82289 11.2306 4.70849 11.3966C4.31218 11.986 3.74017 12.4882 3.01291 12.8908C2.62886 13.0983 2.22846 13.2353 2.05685 13.7043C1.9302 14.0571 2.01191 14.4555 2.33468 14.7959C2.45317 14.9204 2.59208 15.0283 2.74326 15.1113C3.05786 15.2856 3.39289 15.4226 3.74426 15.518C3.8178 15.5388 3.88317 15.5678 3.94446 15.6093C4.06295 15.7131 4.0466 15.8708 4.20186 16.1032C4.27949 16.2236 4.38163 16.3274 4.49603 16.4104C4.82698 16.6428 5.19878 16.6553 5.59101 16.6719C5.94647 16.6843 6.34687 16.7009 6.80855 16.8545C7.00058 16.9167 7.1967 17.0412 7.4255 17.1865C7.97707 17.531 8.72884 18 9.99133 18C11.2538 18 12.0097 17.5268 12.5653 17.1824C12.7941 17.0412 12.9903 16.9167 13.1741 16.8545C13.6317 16.7009 14.0362 16.6843 14.3917 16.6719C14.7839 16.6553 15.1557 16.6428 15.4866 16.4104C15.6255 16.3108 15.7399 16.1863 15.8217 16.0368C15.9361 15.8418 15.932 15.7048 16.0382 15.6093C16.0954 15.5678 16.1608 15.5388 16.2262 15.5222C16.5775 15.4267 16.9207 15.2898 17.2394 15.1113C17.3988 15.0241 17.5458 14.9079 17.6684 14.7709L17.6725 14.7668C17.9912 14.4348 18.0688 14.0446 17.9422 13.7043ZM16.8227 14.3144C16.1404 14.6962 15.6827 14.6547 15.3314 14.8872C15.029 15.0822 15.2088 15.5056 14.9923 15.6591C14.7226 15.8459 13.93 15.6467 12.9085 15.9912C12.0628 16.2734 11.5276 17.0911 10.0077 17.0911C8.48779 17.0911 7.96481 16.2776 7.10681 15.9912C6.08538 15.6467 5.29275 15.8501 5.02309 15.6591C4.80655 15.5056 4.98223 15.0822 4.68398 14.8872C4.32852 14.6547 3.875 14.6962 3.19269 14.3144C2.75551 14.0695 3.00474 13.9201 3.14774 13.8495C5.62369 12.6335 6.02001 10.7533 6.03635 10.6122C6.05678 10.442 6.08129 10.3092 5.89744 10.139C5.72175 9.97302 4.93729 9.47912 4.71666 9.32555C4.35712 9.06822 4.19777 8.81505 4.31626 8.49961C4.39798 8.28379 4.59818 8.20078 4.80655 8.20078C4.87192 8.20078 4.93729 8.20908 5.00266 8.22153C5.39898 8.30869 5.78304 8.50791 6.00367 8.56602C6.03227 8.57432 6.05678 8.57847 6.08538 8.57847C6.20387 8.57847 6.24472 8.51621 6.23655 8.37925C6.21204 7.9393 6.15075 7.08431 6.22021 6.28327C6.31418 5.1834 6.66147 4.63554 7.07821 4.15409C7.27841 3.92166 8.21404 2.91725 10.0077 2.91725C11.8013 2.91725 12.7369 3.91751 12.9371 4.14994C13.3539 4.63139 13.7012 5.17925 13.7951 6.27912C13.8646 7.08016 13.8033 7.93515 13.7747 8.3751C13.7665 8.52036 13.8074 8.57432 13.9259 8.57432C13.9545 8.57432 13.979 8.57017 14.0076 8.56187C14.2282 8.50791 14.6123 8.30454 15.0086 8.21738C15.074 8.20078 15.1393 8.19663 15.2047 8.19663C15.4131 8.19663 15.6133 8.27964 15.695 8.49546C15.8135 8.81089 15.6541 9.06407 15.2946 9.3214C15.0781 9.47497 14.2936 9.96887 14.1138 10.1349C13.93 10.3051 13.9545 10.4379 13.9749 10.608C13.9913 10.7492 14.3876 12.6293 16.8635 13.8454C17.0106 13.916 17.2558 14.0695 16.8227 14.3144Z"/> </svg> </a> </li> <li class="all-sections__social-item"> <a href="https://www.linkedin.com/company/9053/" class="all-sections__social-link" data-test="social-link-linkedin" aria-label="Visit our LinkedIn page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>LinkedIn icon</title> <path d="M5.51774 18H2.22695V7.33333H5.51774V18ZM3.92907 5.85816C2.9078 5.85816 2 4.95035 2 3.92908C2 2.9078 2.9078 2 3.92907 2C4.95035 2 5.85815 2.9078 5.85815 3.92908C5.85815 4.95035 4.95035 5.85816 3.92907 5.85816ZM18 18H14.7092V12.7801C14.7092 11.5319 14.7092 9.94326 13.0071 9.94326C11.305 9.94326 10.9645 11.305 10.9645 12.6667V17.8865H7.67376V7.21986H10.8511V8.69504C11.5319 7.56028 12.6667 6.87943 14.0284 6.99291C17.4326 6.99291 18 9.14894 18 12.0993V18Z"/> </svg> </a> </li> <li class="all-sections__social-item"> <a href="https://www.youtube.com/channel/UCPgLNge0xqQHWM5B5EFH9Cg" class="all-sections__social-link" data-test="social-link-youtube" aria-label="Visit our YouTube page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="all-sections__social-icon"> <title>YouTube icon</title> <path d="M17.6636 6.07372C17.4818 5.37326 16.9364 4.82027 16.2455 4.62672C15 4.28571 10 4.28571 10 4.28571C10 4.28571 5 4.28571 3.74545 4.62672C3.05455 4.81105 2.51818 5.36405 2.32727 6.07372C2 7.34561 2 9.99999 2 9.99999C2 9.99999 2 12.6544 2.33636 13.9263C2.51818 14.6267 3.06364 15.1797 3.75455 15.3733C5 15.7143 10 15.7143 10 15.7143C10 15.7143 15 15.7143 16.2545 15.3733C16.9455 15.1889 17.4818 14.6359 17.6727 13.9263C18 12.6544 18 9.99999 18 9.99999C18 9.99999 18 7.34561 17.6636 6.07372Z"/> <path class="youtube-arrow" d="M8.36353 12.4141L12.5454 9.99937L8.36353 7.58463V12.4141Z"/> </svg> </a> </li> </ul> </div> </div> </aside> <aside class="all-sections__more-container grid-col grid-col-12 grid-col-md-5 grid-col-lg-4"> <span class="all-sections__heading all-sections__more-heading u-heading-3" data-test="all-sections-more-heading">More from The Telegraph</span> <nav aria-label="More from the Telegraph navigation" role="navigation"> <ul class="all-sections__more-list" data-test="all-sections-more-list"> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/customer/subsdigitaleditionapp/" data-test="all-sections-more-link"> Download our app </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/newsletters" data-test="all-sections-more-link"> Newsletters </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://extra.telegraph.co.uk/" data-test="all-sections-more-link"> Telegraph Extra </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="/recommended/" data-test="all-sections-more-link"> Recommended </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/financial-services/" data-test="all-sections-more-link"> Financial Solutions </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/events/" data-test="all-sections-more-link"> Events </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://dating.telegraph.co.uk/s/a/20500?utm_source=hamburger&utm_medium=TMGmain" data-test="all-sections-more-link"> Dating </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/promotions/" data-test="all-sections-more-link"> Offers </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/travel/travel-solutions/" data-test="all-sections-more-link"> Travel offers </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://shop.telegraph.co.uk/" data-test="all-sections-more-link"> Shop </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://gardenshop.telegraph.co.uk/" data-test="all-sections-more-link"> Garden shop </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://books.telegraph.co.uk/" data-test="all-sections-more-link"> Bookshop </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://tickets.telegraph.co.uk/?utm_source=TMG+main&utm_medium=hamburger+menu&utm_campaign=evergreen" data-test="all-sections-more-link"> Tickets </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/puzzles/" data-test="all-sections-more-link"> Puzzles </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://fantasyfootball.telegraph.co.uk/" data-test="all-sections-more-link"> Fantasy Football </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/about-us/work-at-the-telegraph/" data-test="all-sections-more-link"> Work at The Telegraph </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://corporate.telegraph.co.uk/" data-test="all-sections-more-link"> Telegraph Corporate </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="/contact-us/" data-test="all-sections-more-link"> Help and support </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.chelseamagazines.com/brands/" data-test="all-sections-more-link"> The Chelsea Magazine Company </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare" data-test="all-sections-more-link"> Broadband and Mobile Deals </a> </li> <li class="all-sections__more-item" data-test="all-sections-more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes" data-test="all-sections-more-link"> Voucher codes </a> <section class="all-sections__more-secondary-item accordion accordion--is-collapsed" data-test="all-sections-more-secondary-item" data-accordion-max-screen-width="0" id="voucher-codes" data-accordion-modal> <button class="all-sections__more-secondary-cta" aria-controls="voucher-codes-content" aria-label="Show See top shops sub-navigation" data-test="all-sections-more-secondary-cta" aria-expanded="false" toggle-aria-label data-accordion-trigger> <span>See top shops</span> <svg class="all-sections__more-secondary-item-icon accordion__arrow-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </button> <ul class="all-sections__more-secondary-list accordion__content" data-test="all-sections-more-secondary-list" data-accordion-content id="voucher-codes-content"> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/samsung" data-test="all-sections-more-secondary-link" data-track-txt> Samsung </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/nike-com" data-test="all-sections-more-secondary-link" data-track-txt> Nike </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/asos" data-test="all-sections-more-secondary-link" data-track-txt> ASOS </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/ebay" data-test="all-sections-more-secondary-link" data-track-txt> eBay </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/currys" data-test="all-sections-more-secondary-link" data-track-txt> Currys </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/wayfair" data-test="all-sections-more-secondary-link" data-track-txt> Wayfair </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/tui" data-test="all-sections-more-secondary-link" data-track-txt> TUI </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/jd-sports" data-test="all-sections-more-secondary-link" data-track-txt> JD Sports </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/travelodge" data-test="all-sections-more-secondary-link" data-track-txt> Travelodge </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/vouchercodes/adidas" data-test="all-sections-more-secondary-link" data-track-txt> Adidas </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/broadband" data-test="all-sections-more-secondary-link" data-track-txt> Broadband deals </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/broadband/cheap-broadband" data-test="all-sections-more-secondary-link" data-track-txt> Cheap broadband </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/broadband/in-my-area" data-test="all-sections-more-secondary-link" data-track-txt> Broadband in my area </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/broadband/broadband-tv-deals" data-test="all-sections-more-secondary-link" data-track-txt> Broadband and TV deals </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/mobile" data-test="all-sections-more-secondary-link" data-track-txt> Mobile deals </a> </li> <li class="all-sections__more-item"> <a class="all-sections__more-link" href="https://www.telegraph.co.uk/compare/mobile/sim-only-deals" data-test="all-sections-more-secondary-link" data-track-txt> SIM-only deals </a> </li> </ul> </section> </li> </ul> </nav> </aside> </div> </div> </div> </div> <script> (function () { document.querySelectorAll('.site-header__buttons .e-site-header-button__link').forEach(link => { link.addEventListener('click', (e) => { eVar94 = "header-search-icon-desktop"; eVar95 = link.textContent.trim(); eVar96 = "img"; eVar97 = document.title; tmgComponentString = eVar94+";"+eVar95+"_"+eVar96+";"+eVar97; localStorage.setItem("tmgComponentTracking", tmgComponentString); }); }); })(); </script> </div>   <main id="main-content" class="container tpl-article tpl-article__layout--standard"> <div> <meta name="score" content="null"/> </div> <article class="grid">   <header class="grid-col grid-col-12 tpl-article__layout tpl-article__layout--header tpl-article__layout--header-no-lead-asset" data-test="article-header"> <div class="grid-col grid-col-12 tpl-article__layout-logos sponsored-reskin--small"> </div>  <div class="grid-col grid-col-12 tpl-article__layout tpl-article__layout--header site-header__breadcrumbs-article-reskin " data-test="tpl-article-navigation"> <div class="primary-secondary-channel-name__wrapper"> <a class="primary-channel-name" href="/money/"> Money </a> <div class="primary-secondary--separator"> <svg data-test="breadcrumb-chevron-icon" xmlns="http://www.w3.org/2000/svg" width="7" height="10" viewBox="0 0 7 10" fill="none"> <path d="M1 1L5 5L1 9" stroke="#767676" stroke-width="1.5"/> </svg> </div> <svg class="primary-secondary--arrow " viewBox="0 0 13 7" xmlns="http://www.w3.org/2000/svg"> <path id="Vector 356" d="M1 0.749911L6.49999 6.25L12 0.749912" stroke="white" stroke-width="1.17857" stroke-linejoin="bevel"/> </svg>  <a class="secondary-channel-name" href="/money/investing/"> Investing </a> <div class="primary-secondary--separator"> <svg data-test="breadcrumb-chevron-icon" xmlns="http://www.w3.org/2000/svg" width="7" height="10" viewBox="0 0 7 10" fill="none"> <path d="M1 1L5 5L1 9" stroke="#767676" stroke-width="1.5"/> </svg> </div> <svg class="primary-secondary--arrow " viewBox="0 0 13 7" xmlns="http://www.w3.org/2000/svg"> <path id="Vector 356" d="M1 0.749911L6.49999 6.25L12 0.749912" stroke="white" stroke-width="1.17857" stroke-linejoin="bevel"/> </svg> <a class="secondary-or-tertiary-channel-name" href="/money/investing/stocks-shares/"> Stocks & Shares </a> </div> </div> <h1 class="e-headline u-heading-1 article-betterliving__header " data-js="article-betterliving-header" data-test="headline"> How women should be investing </h1> <p class="e-standfirst u-heading-4 " data-test="standfirst"> Telegraph Money reveals tips to maximise returns for those low on time and funds </p> <div class=" tpl-action__below-header">  <button id="save-article-icon-A2z0mKZ3tJmm" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A2z0mKZ3tJmm", "text": { "save": "Save", "saved": "Saved" } }'> <svg class="e-save-article__icon" width="12" height="16" viewBox="0 0 12 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Save</title> <path d="M1.25 0.625H10.75C11.0952 0.625 11.375 0.904822 11.375 1.25V13.9775C11.375 14.4421 10.8861 14.7443 10.4705 14.5365L6.83853 12.7205C6.31066 12.4566 5.68934 12.4566 5.16147 12.7205L1.52951 14.5365C1.11395 14.7443 0.625 14.4421 0.625 13.9775V1.25C0.625 0.904822 0.904822 0.625 1.25 0.625Z" stroke="#222222" stroke-width="1.25"/> </svg> </button>  <div class="e-comment-count e-comment-count__reskin e-comment-count--hidden " data-js="comment-count-icon"> <a href="#comment" class="e-comment-count__link" data-js="comment-load" data-event="commentCountTop"> <svg class="e-comment-count__icon" width="16" height="14" viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Comment speech bubble icon</title> <path d="M7.99998 10.375H7.7411L7.55804 10.5581L4.97226 13.1438C4.82425 13.2919 4.62351 13.375 4.4142 13.375C3.97833 13.375 3.62499 13.0217 3.62499 12.5858V11V10.375H2.99999H2.00004C1.24065 10.375 0.625038 9.75939 0.625035 9L0.625008 2.00001C0.625005 1.24061 1.24061 0.625 2.00001 0.625H14C14.7594 0.625 15.375 1.24061 15.375 2V9C15.375 9.75939 14.7594 10.375 14 10.375H7.99998Z" stroke="#222222" stroke-width="1.25"/> </svg> <span class="e-comment-count__number" data-js="comment-count"> </span> </a> </div>  <div class="social-share" data-js="social-share"> <div class="e-social-share__icon-wrapper toggle-share-list" data-js="toggle-share-list" data-test="toggle-share-list"> <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20" fill="none"> <path d="M4 10.5V14.25C4 14.9404 4.55964 15.5 5.25 15.5H14.75C15.4404 15.5 16 14.9404 16 14.25V10.5" fill="transparent" stroke="#222222" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> <path d="M6.57056 6.92871L9.99913 3.50014L13.4277 6.92871" fill="transparent" stroke="#222222" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> <path d="M9.9978 3.50001L9.9978 12.0714" fill="transparent" stroke="#222222" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div class="social-share__overlay" data-js="share-overlay" data-test="share-overlay" style="display: none;"></div> <div class="social-share__list" data-js="share-list" data-test="share-list" style="display: none;"> <div class="social-share__header"> <h2>Share article</h2> <div class="social-share__close" data-js="social-share-close" data-test="social-share-close"> <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20" fill="none"> <path d="M4 4L16 16M16 4L4 16" stroke="#767676" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> </div> <ul class="e-social-share" data-test="social-share"> <li class="e-social-share__provider copy-link" data-js="copy-link" data-test="copy-link"> <div class="e-social-share__link"> <div class="e-social-share__icon-wrapper" data-js="icon-wrapper"> <svg class="initial-icon e-social-share__icon" width="20" height="20" viewBox="0 0 20 20" fill="transparent" xmlns="http://www.w3.org/2000/svg"> <path d="M7 4.5V4C7 2.89543 7.89543 2 9 2H16C17.1046 2 18 2.89543 18 4V11C18 12.1046 17.1046 13 16 13H9C7.89543 13 7 12.1046 7 11V9.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> <path d="M13 15.5L13 16C13 17.1046 12.1046 18 11 18L4 18C2.89543 18 2 17.1046 2 16L2 9C2 7.89543 2.89543 7 4 7L11 7C12.1046 7 13 7.89543 13 9L13 10.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> </svg> <svg class="copied-icon e-social-share__icon" xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20" fill="none" style="display: none;"> <path d="M3 10.5556L7.30769 15L17 5" stroke="white" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <p class="provider-name" data-js="copy-link-provider-name">Copy link</p> </div> </li> <li class="e-social-share__provider e-social-share__provider--twitter" data-track-wrapper="social-share-twitter"> <a href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F&text=How+women+should+be+investing" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-twitter" aria-label="Share on twitter" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>X Icon</title> <path d="M11.4894 8.77491L17.3177 2H15.9366L10.8759 7.88256L6.83392 2H2.172L8.28424 10.8955L2.172 18H3.55319L8.89742 11.7878L13.166 18H17.828L11.4891 8.77491H11.4894ZM9.59768 10.9738L8.97839 10.0881L4.05086 3.03974H6.17229L10.1489 8.72795L10.7682 9.61374L15.9372 17.0075H13.8158L9.59768 10.9742V10.9738Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">twitter</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--facebook" data-track-wrapper="social-share-facebook"> <a href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-facebook" aria-label="Share on facebook" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>Facebook Icon</title> <path d="M11.1973 18V10.7122H13.5654L13.9202 7.85967H11.1973V6.04325C11.1973 5.21877 11.4173 4.65746 12.5561 4.65746H14V2.11226C13.7481 2.07729 12.8878 2 11.8856 2C9.79246 2 8.3592 3.32505 8.3592 5.75983V7.85967H6V10.7122H8.3592V18H11.1973Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">facebook</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--whatsapp" data-track-wrapper="social-share-whatsapp"> <a href="https://wa.me?text=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-whatsapp" aria-label="Share on whatsapp" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>WhatsApp Icon</title> <path d="M15.6687 4.32503C14.1648 2.82646 12.1647 2.00076 10.0336 2C5.64227 2 2.06838 5.55636 2.06685 9.92777C2.06608 11.3252 2.43318 12.6892 3.13031 13.8913L2 18L6.22327 16.8975C7.38681 17.5294 8.69703 17.862 10.0302 17.8624H10.0336C10.0332 17.8624 10.034 17.8624 10.0336 17.8624C14.4242 17.8624 17.9985 14.3056 18 9.93423C18.0008 7.81563 17.173 5.82361 15.6687 4.32503ZM10.0336 16.5235H10.0309C8.84295 16.5231 7.67751 16.2053 6.66065 15.605L6.41885 15.4621L3.91262 16.1163L4.58148 13.6845L4.4241 13.4351C3.76135 12.3859 3.41107 11.1732 3.41183 9.92815C3.41336 6.295 6.38371 3.33891 10.0363 3.33891C11.8049 3.33967 13.4673 4.02585 14.7176 5.27162C15.9678 6.51701 16.6558 8.17297 16.655 9.93347C16.6535 13.567 13.6831 16.5235 10.0336 16.5235ZM13.6656 11.5879C13.4666 11.4887 12.4879 11.0097 12.3053 10.9435C12.1227 10.8774 11.9902 10.8443 11.8576 11.0428C11.7251 11.2412 11.3435 11.6875 11.2273 11.8194C11.1112 11.9517 10.9951 11.9681 10.7961 11.8688C10.597 11.7696 9.95569 11.5605 9.19515 10.8858C8.60345 10.3604 8.20389 9.71184 8.08776 9.5134C7.97164 9.31496 8.07554 9.20776 8.17486 9.10929C8.26424 9.02034 8.37387 8.87778 8.47357 8.76221C8.57327 8.64665 8.60612 8.56377 8.67259 8.43186C8.73905 8.29956 8.70582 8.184 8.65616 8.08477C8.6065 7.98555 8.20847 7.01045 8.04231 6.61395C7.88072 6.22771 7.71647 6.28017 7.59461 6.27371C7.47849 6.26801 7.34594 6.26687 7.21301 6.26687C7.08046 6.26687 6.86463 6.31629 6.68204 6.51473C6.49945 6.71317 5.98529 7.19255 5.98529 8.16727C5.98529 9.14237 6.69847 10.0844 6.79817 10.2167C6.89787 10.349 8.20198 12.3497 10.1986 13.2081C10.6734 13.4123 11.0444 13.5343 11.3335 13.6255C11.8102 13.7765 12.2442 13.7552 12.5872 13.7042C12.9696 13.6472 13.7649 13.2249 13.9307 12.7622C14.0965 12.2996 14.0965 11.9027 14.0468 11.8202C13.9971 11.7369 13.8646 11.6871 13.6656 11.5879Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">whatsapp</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--email" data-track-wrapper="social-share-email"> <a href="mailto:?to=&subject=How+women+should+be+investing&body=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-email" aria-label="Share on email" data-track-img> <div class="e-social-share__icon-wrapper">  <svg class="icon-email" width="18" height="14" viewBox="0 0 18 14" xmlns="http://www.w3.org/2000/svg" style="fill:transparent"> <path d="M1 12V2C1 1.44772 1.44772 1 2 1H16C16.5523 1 17 1.44772 17 2V12C17 12.5523 16.5523 13 16 13H2C1.44772 13 1 12.5523 1 12Z" stroke="#222222" stroke-width="1.25"/> <path d="M1 1L7.58579 7.58579C8.36684 8.36684 9.63317 8.36683 10.4142 7.58579L17 1" stroke="#222222" stroke-width="1.25"/> <path d="M1 13L7 7M17 13L11 7" stroke="#222222" stroke-width="1.25"/> </svg> </div> <p class="provider-name" data-js="provider-name">email</p> </a> </li> </ul> </div> </div> </div> </header>    <aside class="grid-col grid-col-12 grid-col-lg-2 tpl-article__layout tpl-article__layout--meta-no-lead-asset tpl-article__separator tpl-article__separator--pseudo-hide-lg" data-js="article-meta" aria-hidden="true">  <div class="grid-col grid-col-12 tpl-article__layout-logos sponsored-reskin u-separator-bottom"> </div>  <span class="e-byline e-byline--multi" data-test="byline"> <span class="e-byline__meta"> <span class="e-byline__details"> <a href="/authors/e/ek-eo/emma-wall/" class="e-byline__link" data-test="byline-link" rel="author"> <span class="e-byline__author" data-test="author-name">Emma Wall</span> </a> <div class="tpl-date__mobile outsideByline">  <time class="e-published-date u-meta " datetime="2024-06-23T08:00+0100" data-test="time"> 23 June 2024 8:00am BST </time> </div> </span> </span> </span> <div class=" grid-col grid-col-12 tpl-article__layout related-topics__layout "> <div class="related-topics u-separator-top" data-test="related-topics"> <div class="related-topics__title u-meta" data-test="related-topics-title">Related Topics</div> <ul class="related-topics__list" data-test="related-topics-list"> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/private-pensions/"> Private pensions, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/uk-economy/"> UK economy, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/gender-pay-gap/"> Gender Pay Gap, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/income-investing/"> Income investing, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/money/pensions/state-pensions/"> State Pension, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/national-insurance/"> National insurance </a> </li> </ul> </div> </div>   <div class="tpl-article__left-container"> <div class="tpl-article__actions-container">  <div class="tpl-date__desktop">  <time class="e-published-date u-meta " datetime="2024-06-23T08:00+0100" data-test="time"> 23 June 2024 8:00am BST </time> </div> <div class="tpl-action__desktop"> <button id="save-article-icon-A2z0mKZ3tJmm" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A2z0mKZ3tJmm", "text": { "save": "Save", "saved": "Saved" } }'> <svg class="e-save-article__icon" width="12" height="16" viewBox="0 0 12 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Save</title> <path d="M1.25 0.625H10.75C11.0952 0.625 11.375 0.904822 11.375 1.25V13.9775C11.375 14.4421 10.8861 14.7443 10.4705 14.5365L6.83853 12.7205C6.31066 12.4566 5.68934 12.4566 5.16147 12.7205L1.52951 14.5365C1.11395 14.7443 0.625 14.4421 0.625 13.9775V1.25C0.625 0.904822 0.904822 0.625 1.25 0.625Z" stroke="#222222" stroke-width="1.25"/> </svg> </button>  <div class="e-comment-count e-comment-count__reskin e-comment-count--hidden " data-js="comment-count-icon"> <a href="#comment" class="e-comment-count__link" data-js="comment-load" data-event="commentCountTop"> <svg class="e-comment-count__icon" width="16" height="14" viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Comment speech bubble icon</title> <path d="M7.99998 10.375H7.7411L7.55804 10.5581L4.97226 13.1438C4.82425 13.2919 4.62351 13.375 4.4142 13.375C3.97833 13.375 3.62499 13.0217 3.62499 12.5858V11V10.375H2.99999H2.00004C1.24065 10.375 0.625038 9.75939 0.625035 9L0.625008 2.00001C0.625005 1.24061 1.24061 0.625 2.00001 0.625H14C14.7594 0.625 15.375 1.24061 15.375 2V9C15.375 9.75939 14.7594 10.375 14 10.375H7.99998Z" stroke="#222222" stroke-width="1.25"/> </svg> <span class="e-comment-count__number" data-js="comment-count"> </span> </a> </div> </div> </div> <div class="tpl-article__socials"> <ul class="e-social-share" data-test="social-share"> <li class="e-social-share__provider copy-link" data-js="copy-link" data-test="copy-link"> <div class="e-social-share__link"> <div class="e-social-share__icon-wrapper" data-js="icon-wrapper"> <svg class="initial-icon e-social-share__icon" width="20" height="20" viewBox="0 0 20 20" fill="transparent" xmlns="http://www.w3.org/2000/svg"> <path d="M7 4.5V4C7 2.89543 7.89543 2 9 2H16C17.1046 2 18 2.89543 18 4V11C18 12.1046 17.1046 13 16 13H9C7.89543 13 7 12.1046 7 11V9.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> <path d="M13 15.5L13 16C13 17.1046 12.1046 18 11 18L4 18C2.89543 18 2 17.1046 2 16L2 9C2 7.89543 2.89543 7 4 7L11 7C12.1046 7 13 7.89543 13 9L13 10.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> </svg> <svg class="copied-icon e-social-share__icon" xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20" fill="none" style="display: none;"> <path d="M3 10.5556L7.30769 15L17 5" stroke="white" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <p class="provider-name" data-js="copy-link-provider-name">Copy link</p> </div> </li> <li class="e-social-share__provider e-social-share__provider--twitter" data-track-wrapper="social-share-twitter"> <a href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F&text=How+women+should+be+investing" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-twitter" aria-label="Share on twitter" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>X Icon</title> <path d="M11.4894 8.77491L17.3177 2H15.9366L10.8759 7.88256L6.83392 2H2.172L8.28424 10.8955L2.172 18H3.55319L8.89742 11.7878L13.166 18H17.828L11.4891 8.77491H11.4894ZM9.59768 10.9738L8.97839 10.0881L4.05086 3.03974H6.17229L10.1489 8.72795L10.7682 9.61374L15.9372 17.0075H13.8158L9.59768 10.9742V10.9738Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">twitter</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--facebook" data-track-wrapper="social-share-facebook"> <a href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-facebook" aria-label="Share on facebook" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>Facebook Icon</title> <path d="M11.1973 18V10.7122H13.5654L13.9202 7.85967H11.1973V6.04325C11.1973 5.21877 11.4173 4.65746 12.5561 4.65746H14V2.11226C13.7481 2.07729 12.8878 2 11.8856 2C9.79246 2 8.3592 3.32505 8.3592 5.75983V7.85967H6V10.7122H8.3592V18H11.1973Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">facebook</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--whatsapp" data-track-wrapper="social-share-whatsapp"> <a href="https://wa.me?text=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-whatsapp" aria-label="Share on whatsapp" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>WhatsApp Icon</title> <path d="M15.6687 4.32503C14.1648 2.82646 12.1647 2.00076 10.0336 2C5.64227 2 2.06838 5.55636 2.06685 9.92777C2.06608 11.3252 2.43318 12.6892 3.13031 13.8913L2 18L6.22327 16.8975C7.38681 17.5294 8.69703 17.862 10.0302 17.8624H10.0336C10.0332 17.8624 10.034 17.8624 10.0336 17.8624C14.4242 17.8624 17.9985 14.3056 18 9.93423C18.0008 7.81563 17.173 5.82361 15.6687 4.32503ZM10.0336 16.5235H10.0309C8.84295 16.5231 7.67751 16.2053 6.66065 15.605L6.41885 15.4621L3.91262 16.1163L4.58148 13.6845L4.4241 13.4351C3.76135 12.3859 3.41107 11.1732 3.41183 9.92815C3.41336 6.295 6.38371 3.33891 10.0363 3.33891C11.8049 3.33967 13.4673 4.02585 14.7176 5.27162C15.9678 6.51701 16.6558 8.17297 16.655 9.93347C16.6535 13.567 13.6831 16.5235 10.0336 16.5235ZM13.6656 11.5879C13.4666 11.4887 12.4879 11.0097 12.3053 10.9435C12.1227 10.8774 11.9902 10.8443 11.8576 11.0428C11.7251 11.2412 11.3435 11.6875 11.2273 11.8194C11.1112 11.9517 10.9951 11.9681 10.7961 11.8688C10.597 11.7696 9.95569 11.5605 9.19515 10.8858C8.60345 10.3604 8.20389 9.71184 8.08776 9.5134C7.97164 9.31496 8.07554 9.20776 8.17486 9.10929C8.26424 9.02034 8.37387 8.87778 8.47357 8.76221C8.57327 8.64665 8.60612 8.56377 8.67259 8.43186C8.73905 8.29956 8.70582 8.184 8.65616 8.08477C8.6065 7.98555 8.20847 7.01045 8.04231 6.61395C7.88072 6.22771 7.71647 6.28017 7.59461 6.27371C7.47849 6.26801 7.34594 6.26687 7.21301 6.26687C7.08046 6.26687 6.86463 6.31629 6.68204 6.51473C6.49945 6.71317 5.98529 7.19255 5.98529 8.16727C5.98529 9.14237 6.69847 10.0844 6.79817 10.2167C6.89787 10.349 8.20198 12.3497 10.1986 13.2081C10.6734 13.4123 11.0444 13.5343 11.3335 13.6255C11.8102 13.7765 12.2442 13.7552 12.5872 13.7042C12.9696 13.6472 13.7649 13.2249 13.9307 12.7622C14.0965 12.2996 14.0965 11.9027 14.0468 11.8202C13.9971 11.7369 13.8646 11.6871 13.6656 11.5879Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">whatsapp</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--email" data-track-wrapper="social-share-email"> <a href="mailto:?to=&subject=How+women+should+be+investing&body=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-email" aria-label="Share on email" data-track-img> <div class="e-social-share__icon-wrapper">  <svg class="icon-email" width="18" height="14" viewBox="0 0 18 14" xmlns="http://www.w3.org/2000/svg" style="fill:transparent"> <path d="M1 12V2C1 1.44772 1.44772 1 2 1H16C16.5523 1 17 1.44772 17 2V12C17 12.5523 16.5523 13 16 13H2C1.44772 13 1 12.5523 1 12Z" stroke="#222222" stroke-width="1.25"/> <path d="M1 1L7.58579 7.58579C8.36684 8.36684 9.63317 8.36683 10.4142 7.58579L17 1" stroke="#222222" stroke-width="1.25"/> <path d="M1 13L7 7M17 13L11 7" stroke="#222222" stroke-width="1.25"/> </svg> </div> <p class="provider-name" data-js="provider-name">email</p> </a> </li> </ul> </div> </div>  <span class="grid-col grid-col-12 tpl-article__separator tpl-article__separator--double tpl-article__separator--hide-lg" aria-hidden="true"></span> </aside> <div class="grid-col grid-col-12 tpl-article__layout tpl-article__layout--content "> <div class=" " data-js="article-body" data-test="tpl-article-body-recipe"> <div class="tpl-layout__mobile"> <div class="tpl-layout__mobile-byline"> <span class="e-byline e-byline--multi" data-test="byline"> <span class="e-byline__meta"> <span class="e-byline__details"> <a href="/authors/e/ek-eo/emma-wall/" class="e-byline__link" data-test="byline-link" rel="author"> <span class="e-byline__author" data-test="author-name">Emma Wall</span> </a> <div class="tpl-date__mobile outsideByline">  <time class="e-published-date u-meta " datetime="2024-06-23T08:00+0100" data-test="time"> 23 June 2024 8:00am BST </time> </div> </span> </span> </span> </div> </div> <div class="articleBodyText section"> <div class="component article-body-text " data-test="article-body-text"> <p>That got you clicking, didn’t it?</p><p>But if you’re expecting to read about how women make worse investors than men because their deeply-rooted risk aversion means they find market volatility terribly scary, you’ll be disappointed.</p><p>(Or, indeed, that women’s in-built loyalty means they hold on to stocks for longer and makes them better investors.)</p><p>I won’t be writing that, because most of the reported differences between male and female investors’ psyche is unproven and there are always exceptions to the so-called rules.</p><p>Just look at Cathie Wood, for example – chief executive of disruptive technologies firm Ark Invest. Many of her investments sound like they come from a Terminator film; there’s no volatility aversion there.</p> </div> </div> <figure data-js="article-body-image" data-test="article-body-image" class="article-body-image section"> <div class="article-body-image__container"> <picture class="article-body-image__source "> <source srcset="/content/dam/money/2024/06/20/TELEMMGLPICT000379756451_17188761748760_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?imwidth=960" media="( min-width: 1280px )"/> <source srcset="/content/dam/money/2024/06/20/TELEMMGLPICT000379756451_17188761748760_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?imwidth=680" media="( min-width: 768px )"/> <source srcset="/content/dam/money/2024/06/20/TELEMMGLPICT000379756451_17188761748760_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?imwidth=480&imdensity=2" media="( min-width: 350px ) and ( -webkit-min-device-pixel-ratio: 2 )"/> <source srcset="/content/dam/money/2024/06/20/TELEMMGLPICT000379756451_17188761748760_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?imwidth=480" media="( min-width: 350px )"/> <img src="/content/dam/money/2024/06/20/TELEMMGLPICT000379756451_17188761748760_trans_NvBQzQNjv4BqpVlberWd9EgFPZtcLiMQf0Rf_Wk3V23H2268P_XkPxc.jpeg?imwidth=350" loading="lazy" alt="Cathie Wood, chief executive of Ark Invest, has little volatility aversion – which stereotypes claim plague female investors" width="2500" height="1563"/> </picture> </div> <figcaption class="e-caption u-meta e-caption--has-separator " data-js="caption"> <span data-test="caption"> Cathie Wood, chief executive of Ark Invest, has little volatility aversion – which stereotypes claim plague female investors </span> <span class="e-caption__credit" data-test="credit"> <span class="e-caption__credit-description">Credit</span>: Brendan McDermid/REUTERS </span> </figcaption> </figure> <div class="articleBodyText section"> <div class="component article-body-text " data-test="article-body-text"> <p>What is proven to make the biggest difference between men and women investors – and the size of their pension pots – is not attitudes to risk, but socioeconomic factors.</p><p>The impact of high childcare costs, gendered divisions of labour at work and home, and the gender pay gap all compound to create the gender investment gap and the gender pension gap. </p><p>Only 28pc of women are investors, compared to 45pc of men, according to a survey Opinium conducted on behalf of Hargreaves Lansdown (HL) last year.</p><p>The number one blocker to women investing is not confidence, knowledge, or fear, but lack of money. Women across all age groups surveyed stated they’d take the plunge if only they had more. </p><p>It is in our thirties that most of us face the biggest financial challenges – whether that’s a house purchase, high bills, low wages and, if you choose to, child-rearing.</p><p>Children are rewarding in many ways – but rarely financially, and the bulk of the fiscal hit is still mostly taken by the mother. </p><p><a class="ck-custom-link" href="https://www.telegraph.co.uk/business/2024/02/29/motherhood-penalty-menopause-hold-back-uk-gender-equality/">Time out of work to provide childcare</a> means less income and less ability to contribute to short- and long-term financial goals including much-needed pension contributions.</p><p>Many women who then return to work part-time, or after a longer period out, find their salaries are impacted as a result.</p> </div> </div> <div class="html-embed section" data-test="html-embed"> <span></span> <div id="wrp-93973a4a-da3b-455e-bb7d-5c00c3c3bc2c" class="wrp-93973a4a-da3b-455e-bb7d-5c00c3c3bc2c " style=""><iframe id="93973a4a-da3b-455e-bb7d-5c00c3c3bc2c" src="https://cf-particle-html.eip.telegraph.co.uk/93973a4a-da3b-455e-bb7d-5c00c3c3bc2c.html?direct=true&id=93973a4a-da3b-455e-bb7d-5c00c3c3bc2c&template=articleRendererHTML" class="tmg-particle illustrator-embed wrp-93973a4a-da3b-455e-bb7d-5c00c3c3bc2c " title="2301 directorships women" data-business-type="editorial" loading="eager" scrolling="no" frameborder="0" allow="web-share" style="width: 100%; min-width: 100%; border: none; position: relative; display: block; padding: 0px; margin: 0px;"></iframe><div style="display: none;" class="particle-newsletter-overlay"></div></div><link rel="stylesheet" type="text/css" href="https://cf-particle-html.eip.telegraph.co.uk/93973a4a-da3b-455e-bb7d-5c00c3c3bc2c/css/articleRendererHTML.css"> </div> <div class="articleBodyText section"> <div class="component article-body-text " data-test="article-body-text"> <p>The gender pay gap currently stands at 14.3pc according to analysis of pay data by the Trades Union Congress (TUC), meaning at current rates it would take at least another 20 years to close.</p><p>The gender pension gap sits at 40.5pc.</p><p>The Opinium survey revealed that it was the <a class="ck-custom-link" href="https://www.telegraph.co.uk/money/pensions/club-sandwich-generation-supporting-three-generations/">“squeezed middle” generation of women</a> aged 35-54 who had the largest divergence from male counterparts, with just 19pc investing compared to 36pc of men.</p><p>HL’s Financially Fearless ‘Why Women Invest’ report released this March also revealed that attitudes in the childhood home had a large impact on whether women grew up to be investors.</p><p>Fathers are still more likely to talk to sons about money, markets and wealth.</p><p>Unsurprisingly, women who grew up openly discussing investments with their family were more likely to become investors themselves.</p><p>However, change is happening.</p><p>Women are creating wealth faster than any other period in history and it is estimated that 70pc of global wealth will be in the hands of women within the next two generations.</p><p>In 2019, 23.3pc of households had a female breadwinner versus 19.8pc in 2004 and 89pc of women say they have their own money – which is unlike previous generations. </p><h2 class="u-heading-size-large u-heading-style-normal">How should women invest?</h2><p>The first point is obvious: if you can invest, do.</p><p>The adage is true, it is not timing the market but time in the market which has the biggest contribution to positive returns. </p><p>Prioritise your pension – particularly if you are employed.</p><p>The earnings threshold for automatic enrolment is £10,000, but if you earn more than £6,240 then you can ask to be enrolled in your workplace pension scheme and benefit from a top-up from your employer.</p><p>Women are still more likely to work part-time and multiple roles than men, so it could be that you have not hit the auto-enrolment threshold, but are still entitled to a <a class="ck-custom-link" href="https://www.telegraph.co.uk/money/pensions/how-increase-private-workplace-pension-savings/" target="_blank" rel="noopener noreferrer">workplace pension</a>.</p><p>If you’re not currently employed, you won’t be able to benefit from a workplace scheme, but you can still consider your retirement income.</p><p>Make sure you’re receiving any National Insurance credits you’re eligible for (such as if you can receive <a class="ck-custom-link" href="https://www.telegraph.co.uk/money/consumer-affairs/child-benefit-how-it-works-how-much-eligibility-when-stops/" target="_blank" rel="noopener noreferrer">child benefit</a>). </p><p>If your husband or partner is working, consider topping up your National Insurance contributions from their salary.</p><p>Gaps in your <a class="ck-custom-link" href="https://www.telegraph.co.uk/money/pensions/state-pensions/how-to-top-up-state-pension/" target="_blank" rel="noopener noreferrer">National Insurance record</a> could mean you will not have enough contributions to get a state pension.</p><p>Similarly, consider making a <a class="ck-custom-link" href="https://www.telegraph.co.uk/money/pensions/what-is-sipp-pension-key-to-better-retirement/" target="_blank" rel="noopener noreferrer">Sipp (self-invested personal pension)</a> provision from household income.</p><p>This can be set up with a lump sum and topped up on an ad hoc basis, or contributed to monthly as you would a workplace pension in employment. </p><p>Another quick win – literally – is to know that investing does not have to take lots of time.</p> </div> </div> <div class="cta teaser section"> <section> <section> <div id="cta-71e5ae1a95" class="cmp-teaser"> <div class="cmp-teaser__content " for="full-content-link"> <p class="cmp-teaser__pretitle" data-test="cmp-teaser__pretitle">Recommended</p> <div class="cmp-teaser__action-container " data-track-wrapper="CTA_cta__link"> <a class="cmp-teaser__title true" href="https://www.telegraph.co.uk/money/investing/news/how-invest-stocks-shares-gold-assets/" data-test="cmp-teaser__title">A comprehensive guide on how to invest – and where to put your money </a> <div> <a class="cmp-teaser__link cmp-teaser__action-link cta__link" data-test="cta__link" href="https://www.telegraph.co.uk/money/investing/news/how-invest-stocks-shares-gold-assets/" data-cmp-clickable data-track-txt>Read more<div class="arrow__dark" data-test="arrow__dark"> <svg class="recommended" xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 11 12" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M10.4066 5.59343L5.4065 0.593411L4.59333 1.40659L8.6118 5.425H0V6.575H8.61182L4.59334 10.5934L5.4065 11.4066L10.4066 6.40661L10.4066 5.59343Z" fill="#222222"/> </svg> <svg class="button__only" xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 13 14" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.5657 6.43433L6.56558 0.434311L5.43422 1.56569L10.0686 6.2H0V7.8H10.0686L5.43422 12.4343L6.56558 13.5657L12.5657 7.56571L12.5657 6.43433Z" fill="#222222"/> </svg> </div><div class="arrow__light" data-test="arrow__light"> <svg xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 13 14" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.5657 6.43433L6.56558 0.434311L5.43422 1.56569L10.0686 6.2H0V7.8H10.0686L5.43422 12.4343L6.56558 13.5657L12.5657 7.56571L12.5657 6.43433Z" fill="white"/> </svg> </div> </a> </div> </div> </div> </div> </section> </section></div> <div class="articleBodyText section"> <div class="component article-body-text " data-test="article-body-text"> <p>The Why Women Invest report found that some women perceived investing as too time consuming to fit into their already busy lives.</p><p>But it also revealed that two-fifths of women spent less than 30 minutes managing their investments each month, and a further 27pc spent between one and two hours.</p><p>Tech has a huge part to play here. Having the ability to check your investments on your phone while you wait for a bus has made investing more accessible and convenient for all. </p><p>Women’s priorities when it comes to investing are similar to men’s.</p><p>The Why Women Invest report showed that the top five concerns of women when choosing investments were returns, fees, the underlying holdings, the geography and who was managing the fund. </p><p>While these are important factors, they are only relevant in context; why are you investing, and what else do you already invest in?</p><p>Regardless of gender, understanding what it is you are investing for, when you expect to need the money and <a class="ck-custom-link" href="https://www.telegraph.co.uk/rate-my-portfolio/">what biases already exist in your portfolio</a> are as important – if not more important – than past performance.</p> </div> </div> <div class="cta teaser section"> <section> <section> <div id="cta-f28e6f95fa" class="cmp-teaser"> <div class="cmp-teaser__content " for="full-content-link"> <p class="cmp-teaser__pretitle" data-test="cmp-teaser__pretitle">Recommended</p> <div class="cmp-teaser__action-container " data-track-wrapper="CTA_cta__link"> <a class="cmp-teaser__title true" href="https://www.telegraph.co.uk/money/investing/how-invest-1000-make-it-work-hard-as-possible/" data-test="cmp-teaser__title">How to invest £1,000 – and make it work as hard as possible </a> <div> <a class="cmp-teaser__link cmp-teaser__action-link cta__link" data-test="cta__link" href="https://www.telegraph.co.uk/money/investing/how-invest-1000-make-it-work-hard-as-possible/" data-cmp-clickable data-track-txt>Read more<div class="arrow__dark" data-test="arrow__dark"> <svg class="recommended" xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 11 12" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M10.4066 5.59343L5.4065 0.593411L4.59333 1.40659L8.6118 5.425H0V6.575H8.61182L4.59334 10.5934L5.4065 11.4066L10.4066 6.40661L10.4066 5.59343Z" fill="#222222"/> </svg> <svg class="button__only" xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 13 14" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.5657 6.43433L6.56558 0.434311L5.43422 1.56569L10.0686 6.2H0V7.8H10.0686L5.43422 12.4343L6.56558 13.5657L12.5657 7.56571L12.5657 6.43433Z" fill="#222222"/> </svg> </div><div class="arrow__light" data-test="arrow__light"> <svg xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 13 14" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.5657 6.43433L6.56558 0.434311L5.43422 1.56569L10.0686 6.2H0V7.8H10.0686L5.43422 12.4343L6.56558 13.5657L12.5657 7.56571L12.5657 6.43433Z" fill="white"/> </svg> </div> </a> </div> </div> </div> </div> </section> </section></div> <div id="recipe-enabled" data-recipe-enabled="true"></div> </div> <div class="u-separator-top--loose u-separator--branded">  <aside id="comment" class="comment" data-comment-config="{"authorMode":false,"articleCommentingConfig":true,"convConfig":{"articleId":"A2z0mKZ3tJmm","viafouraEnvironmentId":"00000000-0000-4000-8000-010fdf3f0a45"}}" data-js="comment" aria-label="Commenting" data-test="join-conversation-section"> <div class="comment__header-container" data-js="comment-header-container" data-test="comment-header-container"> <h2 class="comment__header">Join the conversation</h2>  <div class="comments__social">  <button class="comments__button comment__show-button e-button e-button--large e-button--centered-text" data-js="comment-load" data-label-loading="Loading..." data-test="comment-load" data-event="showComments"> <div class="comment__show-text">Show <span class="e-comment-count__number" data-js="comment-count"> </span> comments <svg class="e-button__icon comment__toggle-icon e-button__icon--right e-button__icon--large" viewBox="0 0 13 7" xmlns="http://www.w3.org/2000/svg"> <path id="Vector 356" d="M1 0.749911L6.49999 6.25L12 0.749912" stroke="white" stroke-width="1.17857" stroke-linejoin="bevel"/> </svg> </div> </button> <div class="comment__policy-container comment__policy-mobile"> <div class="comment__policy" data-test="comment-policy"> The Telegraph values your comments but kindly requests all posts are on topic, constructive and respectful. Please review our <a class="comment__policy-link" href="/commenting-policy/"> commenting policy</a>. </div> </div> <ul class="e-social-share" data-test="social-share"> <li class="e-social-share__provider copy-link" data-js="copy-link" data-test="copy-link"> <div class="e-social-share__link"> <div class="e-social-share__icon-wrapper" data-js="icon-wrapper"> <svg class="initial-icon e-social-share__icon" width="20" height="20" viewBox="0 0 20 20" fill="transparent" xmlns="http://www.w3.org/2000/svg"> <path d="M7 4.5V4C7 2.89543 7.89543 2 9 2H16C17.1046 2 18 2.89543 18 4V11C18 12.1046 17.1046 13 16 13H9C7.89543 13 7 12.1046 7 11V9.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> <path d="M13 15.5L13 16C13 17.1046 12.1046 18 11 18L4 18C2.89543 18 2 17.1046 2 16L2 9C2 7.89543 2.89543 7 4 7L11 7C12.1046 7 13 7.89543 13 9L13 10.5" stroke="#222222" stroke-width="1.25" stroke-linecap="round"/> </svg> <svg class="copied-icon e-social-share__icon" xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20" fill="none" style="display: none;"> <path d="M3 10.5556L7.30769 15L17 5" stroke="white" stroke-width="1.25" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <p class="provider-name" data-js="copy-link-provider-name">Copy link</p> </div> </li> <li class="e-social-share__provider e-social-share__provider--twitter" data-track-wrapper="social-share-twitter"> <a href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F&text=How+women+should+be+investing" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-twitter" aria-label="Share on twitter" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>X Icon</title> <path d="M11.4894 8.77491L17.3177 2H15.9366L10.8759 7.88256L6.83392 2H2.172L8.28424 10.8955L2.172 18H3.55319L8.89742 11.7878L13.166 18H17.828L11.4891 8.77491H11.4894ZM9.59768 10.9738L8.97839 10.0881L4.05086 3.03974H6.17229L10.1489 8.72795L10.7682 9.61374L15.9372 17.0075H13.8158L9.59768 10.9742V10.9738Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">twitter</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--facebook" data-track-wrapper="social-share-facebook"> <a href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-facebook" aria-label="Share on facebook" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>Facebook Icon</title> <path d="M11.1973 18V10.7122H13.5654L13.9202 7.85967H11.1973V6.04325C11.1973 5.21877 11.4173 4.65746 12.5561 4.65746H14V2.11226C13.7481 2.07729 12.8878 2 11.8856 2C9.79246 2 8.3592 3.32505 8.3592 5.75983V7.85967H6V10.7122H8.3592V18H11.1973Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">facebook</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--whatsapp" data-track-wrapper="social-share-whatsapp"> <a href="https://wa.me?text=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-whatsapp" aria-label="Share on whatsapp" data-track-img> <div class="e-social-share__icon-wrapper"> <svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="e-social-share__icon" height="20px" width="20px"> <title>WhatsApp Icon</title> <path d="M15.6687 4.32503C14.1648 2.82646 12.1647 2.00076 10.0336 2C5.64227 2 2.06838 5.55636 2.06685 9.92777C2.06608 11.3252 2.43318 12.6892 3.13031 13.8913L2 18L6.22327 16.8975C7.38681 17.5294 8.69703 17.862 10.0302 17.8624H10.0336C10.0332 17.8624 10.034 17.8624 10.0336 17.8624C14.4242 17.8624 17.9985 14.3056 18 9.93423C18.0008 7.81563 17.173 5.82361 15.6687 4.32503ZM10.0336 16.5235H10.0309C8.84295 16.5231 7.67751 16.2053 6.66065 15.605L6.41885 15.4621L3.91262 16.1163L4.58148 13.6845L4.4241 13.4351C3.76135 12.3859 3.41107 11.1732 3.41183 9.92815C3.41336 6.295 6.38371 3.33891 10.0363 3.33891C11.8049 3.33967 13.4673 4.02585 14.7176 5.27162C15.9678 6.51701 16.6558 8.17297 16.655 9.93347C16.6535 13.567 13.6831 16.5235 10.0336 16.5235ZM13.6656 11.5879C13.4666 11.4887 12.4879 11.0097 12.3053 10.9435C12.1227 10.8774 11.9902 10.8443 11.8576 11.0428C11.7251 11.2412 11.3435 11.6875 11.2273 11.8194C11.1112 11.9517 10.9951 11.9681 10.7961 11.8688C10.597 11.7696 9.95569 11.5605 9.19515 10.8858C8.60345 10.3604 8.20389 9.71184 8.08776 9.5134C7.97164 9.31496 8.07554 9.20776 8.17486 9.10929C8.26424 9.02034 8.37387 8.87778 8.47357 8.76221C8.57327 8.64665 8.60612 8.56377 8.67259 8.43186C8.73905 8.29956 8.70582 8.184 8.65616 8.08477C8.6065 7.98555 8.20847 7.01045 8.04231 6.61395C7.88072 6.22771 7.71647 6.28017 7.59461 6.27371C7.47849 6.26801 7.34594 6.26687 7.21301 6.26687C7.08046 6.26687 6.86463 6.31629 6.68204 6.51473C6.49945 6.71317 5.98529 7.19255 5.98529 8.16727C5.98529 9.14237 6.69847 10.0844 6.79817 10.2167C6.89787 10.349 8.20198 12.3497 10.1986 13.2081C10.6734 13.4123 11.0444 13.5343 11.3335 13.6255C11.8102 13.7765 12.2442 13.7552 12.5872 13.7042C12.9696 13.6472 13.7649 13.2249 13.9307 12.7622C14.0965 12.2996 14.0965 11.9027 14.0468 11.8202C13.9971 11.7369 13.8646 11.6871 13.6656 11.5879Z" class="e-social-share__icon-foreground"/> </svg> </div> <p class="provider-name" data-js="provider-name">whatsapp</p> </a> </li> <li class="e-social-share__provider e-social-share__provider--email" data-track-wrapper="social-share-email"> <a href="mailto:?to=&subject=How+women+should+be+investing&body=https%3A%2F%2Fwww.telegraph.co.uk%2Fmoney%2Finvesting%2Fstocks-shares%2Fhow-women-should-be-investing%2F" target="_blank" rel="nofollow noopener" class="e-social-share__link" data-test="social-share-link-email" aria-label="Share on email" data-track-img> <div class="e-social-share__icon-wrapper">  <svg class="icon-email" width="18" height="14" viewBox="0 0 18 14" xmlns="http://www.w3.org/2000/svg" style="fill:transparent"> <path d="M1 12V2C1 1.44772 1.44772 1 2 1H16C16.5523 1 17 1.44772 17 2V12C17 12.5523 16.5523 13 16 13H2C1.44772 13 1 12.5523 1 12Z" stroke="#222222" stroke-width="1.25"/> <path d="M1 1L7.58579 7.58579C8.36684 8.36684 9.63317 8.36683 10.4142 7.58579L17 1" stroke="#222222" stroke-width="1.25"/> <path d="M1 13L7 7M17 13L11 7" stroke="#222222" stroke-width="1.25"/> </svg> </div> <p class="provider-name" data-js="provider-name">email</p> </a> </li> </ul> </div> </div> <div class="comment__policy-container comment__policy-desktop"> <div class="comment__policy" data-test="comment-policy"> The Telegraph values your comments but kindly requests all posts are on topic, constructive and respectful. Please review our <a class="comment__policy-link" href="/commenting-policy/"> commenting policy</a>. </div> </div>  <div class="comments__related" data-test="comments-related"> <div class="tpl-article__related "> <div class="related-topics u-separator-top" data-test="related-topics"> <div class="related-topics__title u-meta" data-test="related-topics-title">Related Topics</div> <ul class="related-topics__list" data-test="related-topics-list"> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/private-pensions/"> Private pensions, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/uk-economy/"> UK economy, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/gender-pay-gap/"> Gender Pay Gap, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/income-investing/"> Income investing, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/money/pensions/state-pensions/"> State Pension, </a> </li> <li class="related-topics__item u-meta" data-test="related-topics-item"> <a class="related-topics__link" data-test="related-topics-link" href="/national-insurance/"> National insurance </a> </li> </ul> </div> </div> <a href="https://www.telegraph.co.uk/syndication/contact-us/" class="license-button" data-test="license-button">License this content</a> </div>  <div class="comment__login u-separator-bottom--loose u-separator--branded"> <div class="comment__login-container"> <div class="comment__login-prompt" data-test="comment-login-prompt"> You need to be a subscriber to join the conversation. Find out more <a href="/news/0/telegraphs-comments-section-changing/" class="comments-block__login-prompt"> here</a>. </div> <div class="comment__buttons"> <a href="https://secure.telegraph.co.uk/customer/secure/login/?redirectTo=" class="comment__button comment__button--login e-button e-button--centered-text e-button--large" data-test="comment-login" data-redirect-current> Log In </a> <a href="https://secure.telegraph.co.uk/customer/subscribe/" class="comment__button comment__button--subscribe e-button e-button--secondary e-button--centered-text e-button--large" data-test="comment-subscribe" data-icid='{ "product": "commenting", "contentLocation": "banner" }' data-redirect-current> Subscribe </a> </div> </div> </div> <div id="comment__viafoura" data-js="comment-viafoura" data-test="comment-viafoura" class="viafoura"> <vf-conversations featured-tab-active-threshold="1" limit="6" pagination-limit="15" pagination-reply-limit="10" reply-limit="2" sort='newest'></vf-conversations> </div> </aside> </div> </div> <aside class="grid-col grid-col-12 tpl-article__layout tpl-article__layout--sidebar " aria-label="More stories" data-js="tpl-article-layout-sidebar-series-nav"> <div class="tpl-article__sidebar " data-js="article-sidebar"> <div class="seriesNavEXF experiencefragment"> </div> <div class="commercial-unit commercial-unit--sidebar " aria-hidden="true" data-ad-slot-hidden="false" data-ad-slot-id="advert_tmg_mpu" data-perf="commercial-unit-sidebar" data-test="commercial-unit-sidebar"> <div class="commercial-unit__content"> <div class="advert-label advert-label--sidebar">Advertisement</div> <div class="advert js-advert advert--mpu" id="advert_tmg_mpu"></div> </div> </div> <div data-test="more-stories" class="more-stories section"> <h2 class="u-heading-7">More stories</h2> <div class="article-list more-stories__list " data-liftigniter='{ "widget": "liftigniter-rhr", "maxStories": 6, "layout": "row", "trackingName": "More stories" }'> </div> </div> </div> </aside> </article> </main> <aside class="container u-separator-four-lines onward-journey" aria-label="Onward journey" data-test="onward-journey"> <div class="grid"> <div class="grid-col grid-col-12"> <div class="articleListCurated section"> <section class="article-list article-list--two-col " data-test="article-list-two-col" data-type-track="two-col"> <ul class="article-list__list grid " data-test="article-list-list" data-js="scroll-target"> </ul> </section> </div> <section class="article-list two-col-divided article-list--two-col-divided-6-6 article-list--channel-betterliving article-list--collection" data-test="article-list-two-col-vertical-container"> <div class="article-list__heading "> <div class=" collection-header-main-container " data-test="article-list-heading-link-wrapper"> <div class="article-list__title-container" data-test="article-list-title-container"> <h2 class="article-list__heading-title u-heading-2 " data-test="article-list-heading-title">More from Investing </h2> </div> </div> </div> <div class="grid grid--channel-betterliving grid--collection " data-layout-track="4x4x4"> <div class="grid-col grid-col-12 grid-col-sm-4 grid-column-4"> <section class="article-list article-list-articleURLImage article-list--articleURLImage" data-test="article-list-articleURLImage"> <ul class="article-list__list grid"> <li class="article-list__item article-list__item--0 articleURLImage__item articleURLImage__item--0 grid-col grid-col-12 grid-col-6 grid-col-sm-6 grid-col-sm-3 "> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list "> <a class="list-headline__link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/stocks-shares/volatile-share-price-not-stop-buying-income-generator-smith/"> <span class="u-heading-6 list-headline__text" data-test="headline"> <span class=" ">A volatile share price should not stop you buying Smiths Group</span> </span> </a> </h2> <div class="u-meta card__meta " data-test="card-meta"> <div class="card__meta-wrapper"> </div> </div>  <div class="save-article-actions" data-save-article-id="A3mSF0t1dyFh"> <button id="save-article-icon-A3mSF0t1dyFh" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3mSF0t1dyFh", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> <div class="card__thumbnail u-order-first card__thumbnail--landscape"> <figure class="card__figure"> <picture class=" "> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=640" media="( min-width: 1280px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=480" media="( min-width: 1024px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=640" media="( min-width: 768px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=480&imdensity=2" media="( min-width: 350px ) and ( -webkit-min-device-pixel-ratio: 2 )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=680" media="( min-width: 350px )"/> <img src="/content/dam/money/2024/11/21/TELEMMGLPICT000390722731_17322082574830_trans_NvBQzQNjv4BqgsaO8O78rhmZrDxTlQBjdGLvJF5WfpqnBZShRL_tOZw.jpeg?imwidth=350" loading="lazy" alt="Skyscrapers beyond the River Thames in the Square Mile financial district of the City of London" data-test="card-image" width="20000000" height="12499580"/> </picture> </figure> </div> </article> </li> </ul> </section> </div> <div class="grid-col grid-col-12 grid-col-sm-4 grid-column-4"> <section class="article-list article-list-articleURLImage article-list--articleURLImage" data-test="article-list-articleURLImage"> <ul class="article-list__list grid"> <li class="article-list__item article-list__item--0 articleURLImage__item articleURLImage__item--0 grid-col grid-col-12 grid-col-6 grid-col-sm-6 grid-col-sm-3 "> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--opinion "> <div class="card__content " data-test="article-comment-content"> <div class="u-meta card__meta " data-test="card-meta"> <div class="card__meta-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 22" class="card__icon-image"> <g> <path d="M29,1c-2.2,1.5-4.1,3.5-5,6c4.1,0,8,3.4,8,7.5S28.6,22,24.5,22S17,18.7,17,14c0-6.1,4.6-11.7,11-14L29,1z"/> <path d="M12,1C9.8,2.5,7.9,4.5,7,7c4.1,0,8,3.4,8,7.5S11.6,22,7.5,22S0,18.7,0,14C0,7.9,4.6,2.3,11,0L12,1z"/> </g> </svg> </div> </div> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list "> <a class="list-headline__link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/friend-made-11k-from-stock-sticking-plan-gritted-teeth/"> <span class="u-heading-6 list-headline__text" data-test="headline"> <span class=" ">My friend made £11k from one stock, but I’m sticking to my plan (through gritted teeth)</span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A3lxnQn52X2K"> <button id="save-article-icon-A3lxnQn52X2K" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3lxnQn52X2K", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> <div class="card__thumbnail u-order-first card__thumbnail--landscape"> <figure class="card__figure"> <picture class=" "> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=640" media="( min-width: 1280px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=480" media="( min-width: 1024px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=640" media="( min-width: 768px )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=480&imdensity=2" media="( min-width: 350px ) and ( -webkit-min-device-pixel-ratio: 2 )"/> <source srcset="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=680" media="( min-width: 350px )"/> <img src="/content/dam/money/2024/11/21/TELEMMGLPICT000359242314_17321855541300_trans_NvBQzQNjv4BqNclZOL_1MIslOmq6MRgCwn5XekFYHzmhll_aAcOzI78.jpeg?imwidth=350" loading="lazy" alt="Imogen Tew" data-test="card-image" width="22000000" height="13669400"/> </picture> </figure> </div> </article> </li> </ul> </section> </div> <div class="grid-col grid-col-12 grid-col-sm-4 grid-column-4"> <section class="article-list article-list-guide-link article-list--guide-link" data-test="article-list-guide-link"> <div class="article-list__heading "> <div class=" collection-header-main-container " data-test="article-list-heading-link-wrapper"> <div class="article-list__title-container" data-test="article-list-title-container"> <h2 class="article-list__heading-title u-heading-gl " data-test="article-list-heading-title">Essential guides </h2> </div> </div> </div> <ul class="article-list__list grid"> <li class="article-list__item article-list__item--0 guide-link__item guide-link__item--0 grid-col grid-col-12 grid-col-6 grid-col-12"> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list Essential guides"> <a class="list-headline__link list-headline__gl-link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/stocks-shares/how-start-trading-forex-beginner/"> <span class="u-heading-6 list-headline__text list-headline__gl" data-test="headline"> <span class=" ">How to start trading forex as a beginner</span> <span class="list-headline__arrow"> <svg class="article-list__guide-icon" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M7.99989 14L14.5 7.50002L7.99989 1" stroke="#494949" fill="none" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="bevel"/> <path d="M14.5 7.5H1.5" stroke="#494949" stroke-width="1.5" stroke-linecap="round"/> </svg> </span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A3mSF0t1rdtx"> <button id="save-article-icon-A3mSF0t1rdtx" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3mSF0t1rdtx", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> </article> </li> <li class="article-list__item article-list__item--1 guide-link__item guide-link__item--1 grid-col grid-col-12 grid-col-6 grid-col-12"> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list Essential guides"> <a class="list-headline__link list-headline__gl-link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/what-is-leverage-in-trading-benefits-risks/"> <span class="u-heading-6 list-headline__text list-headline__gl" data-test="headline"> <span class=" ">What is leverage in trading?</span> <span class="list-headline__arrow"> <svg class="article-list__guide-icon" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M7.99989 14L14.5 7.50002L7.99989 1" stroke="#494949" fill="none" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="bevel"/> <path d="M14.5 7.5H1.5" stroke="#494949" stroke-width="1.5" stroke-linecap="round"/> </svg> </span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A3mRM9rrlMzc"> <button id="save-article-icon-A3mRM9rrlMzc" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3mRM9rrlMzc", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> </article> </li> <li class="article-list__item article-list__item--2 guide-link__item guide-link__item--2 grid-col grid-col-12 grid-col-6 grid-col-12"> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list Essential guides"> <a class="list-headline__link list-headline__gl-link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/stocks-shares/price-to-earnings-ratio/"> <span class="u-heading-6 list-headline__text list-headline__gl" data-test="headline"> <span class=" ">Price-to-earnings ratio: what is it and how do you calculate it?</span> <span class="list-headline__arrow"> <svg class="article-list__guide-icon" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M7.99989 14L14.5 7.50002L7.99989 1" stroke="#494949" fill="none" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="bevel"/> <path d="M14.5 7.5H1.5" stroke="#494949" stroke-width="1.5" stroke-linecap="round"/> </svg> </span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A2rVR7Y4V3CV"> <button id="save-article-icon-A2rVR7Y4V3CV" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A2rVR7Y4V3CV", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> </article> </li> <li class="article-list__item article-list__item--3 guide-link__item guide-link__item--3 grid-col grid-col-12 grid-col-6 grid-col-12"> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list Essential guides"> <a class="list-headline__link list-headline__gl-link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/quantitative-trading-what-is-it-and-examples/"> <span class="u-heading-6 list-headline__text list-headline__gl" data-test="headline"> <span class=" ">Quantitative trading: what is it and examples</span> <span class="list-headline__arrow"> <svg class="article-list__guide-icon" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M7.99989 14L14.5 7.50002L7.99989 1" stroke="#494949" fill="none" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="bevel"/> <path d="M14.5 7.5H1.5" stroke="#494949" stroke-width="1.5" stroke-linecap="round"/> </svg> </span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A3ldr0SkG5vY"> <button id="save-article-icon-A3ldr0SkG5vY" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3ldr0SkG5vY", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> </article> </li> <li class="article-list__item article-list__item--4 guide-link__item guide-link__item--4 grid-col grid-col-12 grid-col-6 grid-col-12"> <article data-test="card" data-track="" data-test-save="save-article-enabled" data-save-article-enabled="true" class="card u-clickable-area card--premium card--not-opinion "> <div class="card__content " data-test="article-comment-content"> <h2 class="list-headline list-headline--premium u-heading-6" data-track-wrapper="article-list Essential guides"> <a class="list-headline__link list-headline__gl-link u-clickable-area__link" data-track-block data-test="list-headline-link" rel=" " href="/money/investing/forex-trading-what-is-it-and-how-to-trade/"> <span class="u-heading-6 list-headline__text list-headline__gl" data-test="headline"> <span class=" ">Forex Trading: What is it and how to trade</span> <span class="list-headline__arrow"> <svg class="article-list__guide-icon" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M7.99989 14L14.5 7.50002L7.99989 1" stroke="#494949" fill="none" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="bevel"/> <path d="M14.5 7.5H1.5" stroke="#494949" stroke-width="1.5" stroke-linecap="round"/> </svg> </span> </span> </a> </h2>  <div class="save-article-actions" data-save-article-id="A3ldjNgKl1Pb"> <button id="save-article-icon-A3ldjNgKl1Pb" class="e-save-article " data-test="save-article" data-save-article='{ "id": "A3ldjNgKl1Pb", "text": { "save": "Save", "saved": "Saved" } }'> <svg data-test="save-icon" class="e-save-article__icon" xmlns="http://www.w3.org/2000/svg" width="12" height="14" viewBox="0 0 12 14" fill="none"> <path class="ribbon--outline" fill-rule="evenodd" clip-rule="evenodd" d="M1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342ZM10.75 1.25H1.25V12.0085L4.91313 10.2401C5.59979 9.90861 6.40021 9.90861 7.08687 10.2401L10.75 12.0085V1.25Z" fill="#222222"/> <path class="ribbon--inside" d="M10.75 0H1.25C0.559644 0 0 0.559644 0 1.25V12.0085C0 12.9302 0.963437 13.5349 1.79344 13.1342L5.45656 11.3658C5.7999 11.2 6.2001 11.2 6.54344 11.3658L10.2066 13.1342C11.0366 13.5349 12 12.9302 12 12.0085V1.25C12 0.559644 11.4404 0 10.75 0Z" fill="#222222"/> </svg> <span class="save-article-text">Save</span> </button> </div> </div> </article> </li> </ul> </section> </div> </div> </section>  <script> if (typeof snippets == 'undefined') { var snippets = {} } snippets["\/content\/telegraph\/money\/investing\/application\/snippets\/onward\u002Djourney"] = { "lastActivation": "Tue Oct 01 12:38:51 UTC 2024" }; </script> <h2 class="u-heading-6 more-stories__heading">More from The Telegraph</h2> <div class="article-list more-stories__list grid more-stories__list--column" data-liftigniter='{ "widget": "liftigniter-onward-journey", "maxStories": 6, "layout": "column", "trackingName": "More from The Telegraph" }'> </div> <section class="voucher-code" data-test="voucher-codes"> <div class="grid"> <div class="voucher-code__heading grid-col grid-col-12 grid-col-sm-4" data-test="voucher-code-header"> <a href="https://www.telegraph.co.uk/compare">Mobile and Broadband Deals <svg class="voucher-code__chevron tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1792 1792"> <g id="arrowHeadPointingRight"> <polygon points="918,896 470,1736 526,1792 1422,896 526,0 470,56"/> </g> </svg> </a> </div> <div class="voucher-code__rhs grid-col grid-col-12 grid-col-sm-8" data-test="voucher-code-desc"> Compare the latest deals on Telegraph Media Group Mobile and Broadband </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/broadband"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/Compare/Broadband-deals.png?impolicy=thumbnail" loading="lazy" alt="Broadband deals" width="456" height="456"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> Broadband deals </div> </a> </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/broadband/broadband-tv-deals"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/Compare/Compare-broadband-packages.png?impolicy=thumbnail" loading="lazy" alt="Compare TV and broadband deals" width="472" height="456"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> Compare TV and broadband deals </div> </a> </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/broadband/in-my-area"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/Compare/Best-broadband-in-my-area.png?impolicy=thumbnail" loading="lazy" alt="Best and fastest broadband in my area" width="471" height="456"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> What is the fastest broadband in my area? </div> </a> </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/mobile"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/Compare/Mobile-phone-deals.png?impolicy=thumbnail" loading="lazy" alt="Mobile phone deals" width="472" height="456"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> Mobile phone deals </div> </a> </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/mobile/sim-only-deals"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/Compare/Sim-only-deals.png?impolicy=thumbnail" loading="lazy" alt="Sim only deals" width="456" height="456"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> Sim only deals </div> </a> </div> <div class="voucher-code__item grid-col grid-col-6 grid-col-sm-2" data-test="voucher-code"> <a href="https://www.telegraph.co.uk/compare/broadband/cheap-broadband"> <div class="voucher-code__image"> <picture class=" "> <img src="/content/dam/vouchercodes/Cheap%20Broadband.png?impolicy=thumbnail" loading="lazy" alt="Cheap broadband deals" width="400" height="400"/> </picture> </div> <div class="voucher-code__text" data-test="voucher-code-text"> Cheap broadband deals </div> </a> </div> </div> </section>  <script> if (typeof snippets == 'undefined') { var snippets = {} } snippets["\/content\/telegraph\/money\/application\/snippets\/how\u002Dto\u002Dspend\u002D10k"] = { "lastActivation": "Fri Sep 16 14:44:40 UTC 2022" }; </script> </div> </div> </aside> <footer class="site-footer" data-test="site-footer"> <div class="site-footer__container site-footer__container--top"> <div class="site-footer__masthead" data-track-wrapper="bottom_logo"> <div class="site-footer__logo-wrapper"> <a href="/" class="site-footer__logo-link" data-track-img data-test="site-footer-logo-link"> <svg class="site-footer__logo" viewBox="0 0 320 52" xmlns="http://www.w3.org/2000/svg" data-test="site-footer-logo"> <title id="site-footer-logo-title">The Telegraph</title> <use xlink:href="#site-logo"/> </svg> </a> </div> <div class="site-footer__back-to-top"> <a href="#navigation" class="site-footer__back-to-top-link" data-back-to-top-event data-test="site-footer-back-to-top"> <span class="site-footer__back-to-top-text">Back to top</span> <svg class="site-footer__back-to-top-icon tmg-svg-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 10 5"> <path d="M.312 0L5 2.353 9.687 0 10 .294 5 5 0 .294.312 0z"/> </svg> </a> </div> <div class="site-footer__social" data-test="site-footer-social"> <span class="site-footer__social-description">Follow us on:</span> <ul class="site-footer__social-links" data-test="social-links"> <li class="site-footer__social-item"> <a href="https://www.facebook.com/TELEGRAPH.CO.UK/" class="site-footer__social-link" data-test="social-link-facebook" aria-label="Visit our Facebook page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>Facebook icon</title> <path d="M11.1973 18V10.7122H13.5654L13.9202 7.85967H11.1973V6.04325C11.1973 5.21877 11.4173 4.65746 12.5561 4.65746H14V2.11226C13.7481 2.07729 12.8878 2 11.8856 2C9.79246 2 8.3592 3.32505 8.3592 5.75983V7.85967H6V10.7122H8.3592V18H11.1973Z"/> </svg> </a> </li> <li class="site-footer__social-item"> <a href="https://www.instagram.com/telegraph/" class="site-footer__social-link" data-test="social-link-instagram" aria-label="Visit our Instagram page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>Instagram icon</title> <path fill-rule="evenodd" clip-rule="evenodd" d="M9.99683 3.44156C12.1333 3.44156 12.3841 3.45108 13.2286 3.48918C14.0095 3.52411 14.4317 3.6543 14.7143 3.76543C15.0889 3.91149 15.3556 4.08295 15.6349 4.36237C15.9143 4.64179 16.0889 4.90851 16.2317 5.28319C16.3397 5.56579 16.473 5.98809 16.5079 6.7692C16.546 7.61381 16.5556 7.86466 16.5556 10.0016C16.5556 12.1385 16.546 12.3894 16.5079 13.234C16.473 14.0151 16.3429 14.4374 16.2317 14.72C16.0857 15.0947 15.9143 15.3614 15.6349 15.6408C15.3556 15.9202 15.0889 16.0949 14.7143 16.2377C14.4317 16.3457 14.0095 16.4791 13.2286 16.514C12.3841 16.5521 12.1333 16.5616 9.99683 16.5616C7.86032 16.5616 7.60952 16.5521 6.76508 16.514C5.98413 16.4791 5.56191 16.3489 5.27937 16.2377C4.90476 16.0917 4.6381 15.9202 4.35873 15.6408C4.07937 15.3614 3.90476 15.0947 3.7619 14.72C3.65397 14.4374 3.52064 14.0151 3.48571 13.234C3.44762 12.3894 3.4381 12.1385 3.4381 10.0016C3.4381 7.86466 3.44762 7.61381 3.48571 6.7692C3.52064 5.98809 3.65079 5.56579 3.7619 5.28319C3.90794 4.90851 4.07937 4.64179 4.35873 4.36237C4.6381 4.08295 4.90476 3.90832 5.27937 3.76543C5.56191 3.65747 5.98413 3.52411 6.76508 3.48918C7.60952 3.44791 7.86349 3.44156 9.99683 3.44156ZM9.99683 2C7.8254 2 7.55238 2.00953 6.69841 2.04763C5.84762 2.08573 5.26667 2.22227 4.75873 2.41913C4.23175 2.62235 3.7873 2.89859 3.34286 3.34312C2.89841 3.78766 2.6254 4.23536 2.41905 4.75928C2.22222 5.26732 2.08571 5.84838 2.04762 6.70252C2.00952 7.55348 2 7.82655 2 9.99841C2 12.1703 2.00952 12.4433 2.04762 13.2975C2.08571 14.1484 2.22222 14.7295 2.41905 15.2407C2.62222 15.7678 2.89841 16.2123 3.34286 16.6569C3.7873 17.1014 4.23492 17.3745 4.75873 17.5809C5.26667 17.7777 5.84762 17.9143 6.70159 17.9524C7.55556 17.9905 7.8254 18 10 18C12.1746 18 12.4444 17.9905 13.2984 17.9524C14.1492 17.9143 14.7302 17.7777 15.2413 17.5809C15.7683 17.3777 16.2127 17.1014 16.6571 16.6569C17.1016 16.2123 17.3746 15.7646 17.581 15.2407C17.7778 14.7327 17.9143 14.1516 17.9524 13.2975C17.9905 12.4433 18 12.1734 18 9.99841C18 7.82338 17.9905 7.55348 17.9524 6.69935C17.9143 5.84838 17.7778 5.26732 17.581 4.7561C17.3778 4.22901 17.1016 3.78448 16.6571 3.33995C16.2127 2.89542 15.7651 2.62235 15.2413 2.41596C14.7333 2.21909 14.1524 2.08256 13.2984 2.04445C12.4413 2.00953 12.1683 2 9.99683 2ZM9.99661 5.89313C7.72994 5.89313 5.88867 7.73159 5.88867 10.0019C5.88867 12.2722 7.72677 14.1106 9.99661 14.1106C12.2665 14.1106 14.1045 12.2722 14.1045 10.0019C14.1045 7.73159 12.2665 5.89313 9.99661 5.89313ZM9.99661 12.6659C8.52359 12.6659 7.32994 11.472 7.32994 9.9987C7.32994 8.5254 8.52359 7.33151 9.99661 7.33151C11.4696 7.33151 12.6633 8.5254 12.6633 9.9987C12.6633 11.472 11.4696 12.6659 9.99661 12.6659ZM15.2258 5.72778C15.2258 6.25738 14.7966 6.6867 14.2671 6.6867C13.7376 6.6867 13.3083 6.25738 13.3083 5.72778C13.3083 5.19818 13.7376 4.76886 14.2671 4.76886C14.7966 4.76886 15.2258 5.19818 15.2258 5.72778Z"/> </svg> </a> </li> <li class="site-footer__social-item"> <a href="https://twitter.com/@Telegraph" class="site-footer__social-link" data-test="social-link-twitter" aria-label="Visit our Twitter page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>X icon</title> <path d="M11.4894 8.77491L17.3177 2H15.9366L10.8759 7.88256L6.83392 2H2.172L8.28424 10.8955L2.172 18H3.55319L8.89742 11.7878L13.166 18H17.828L11.4891 8.77491H11.4894ZM9.59768 10.9738L8.97839 10.0881L4.05086 3.03974H6.17229L10.1489 8.72795L10.7682 9.61374L15.9372 17.0075H13.8158L9.59768 10.9742V10.9738Z"/> </svg> </a> </li> <li class="site-footer__social-item"> <a href="https://www.snapchat.com/discover/The_Telegraph/8148798159" class="site-footer__social-link" data-test="social-link-snapchat" aria-label="Visit our Snapchat page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>Snapchat icon</title> <path d="M17.9422 13.7043C17.8318 13.3971 17.6194 13.2311 17.3783 13.0983C17.3334 13.0734 17.2925 13.0485 17.2558 13.0319C17.1822 12.9946 17.1087 12.9572 17.0351 12.9198C16.2834 12.5131 15.695 12.0067 15.2905 11.4008C15.1761 11.2306 15.074 11.048 14.9923 10.8612C14.9555 10.7616 14.9596 10.7035 14.9841 10.6495C15.0086 10.608 15.0413 10.5748 15.0821 10.5458C15.2129 10.4586 15.3436 10.3715 15.4335 10.3134C15.5929 10.2054 15.7236 10.1224 15.8053 10.0643C16.1118 9.84436 16.3283 9.61193 16.4631 9.35045C16.6552 8.98521 16.6797 8.55772 16.5326 8.17172C16.3283 7.62386 15.8217 7.28768 15.2047 7.28768C15.074 7.28768 14.9473 7.30013 14.8166 7.32918C14.7839 7.33748 14.7471 7.34578 14.7144 7.35409C14.7185 6.98054 14.7103 6.58625 14.6777 6.19611C14.5633 4.83061 14.0893 4.11673 13.599 3.54812C13.2844 3.19118 12.9167 2.8882 12.5041 2.65162C11.7605 2.21997 10.9147 2 9.99542 2C9.07613 2 8.23447 2.21997 7.49087 2.65162C7.07821 2.8882 6.7105 3.19118 6.39589 3.54812C5.90561 4.11673 5.43575 4.83476 5.31726 6.19611C5.28458 6.58625 5.27641 6.98054 5.28049 7.35409C5.24781 7.34578 5.21512 7.33748 5.17835 7.32918C5.05169 7.30013 4.92095 7.28768 4.79429 7.28768C4.17735 7.28768 3.67072 7.62802 3.46643 8.17172C3.31934 8.55772 3.34386 8.98521 3.53589 9.35045C3.67072 9.61193 3.88726 9.84436 4.19369 10.0643C4.2754 10.1224 4.40206 10.2054 4.56549 10.3134C4.65129 10.3715 4.77795 10.4545 4.90461 10.5375C4.94955 10.5665 4.98632 10.6039 5.01492 10.6495C5.03943 10.7035 5.04352 10.7616 5.00266 10.8695C4.92095 11.0521 4.82289 11.2306 4.70849 11.3966C4.31218 11.986 3.74017 12.4882 3.01291 12.8908C2.62886 13.0983 2.22846 13.2353 2.05685 13.7043C1.9302 14.0571 2.01191 14.4555 2.33468 14.7959C2.45317 14.9204 2.59208 15.0283 2.74326 15.1113C3.05786 15.2856 3.39289 15.4226 3.74426 15.518C3.8178 15.5388 3.88317 15.5678 3.94446 15.6093C4.06295 15.7131 4.0466 15.8708 4.20186 16.1032C4.27949 16.2236 4.38163 16.3274 4.49603 16.4104C4.82698 16.6428 5.19878 16.6553 5.59101 16.6719C5.94647 16.6843 6.34687 16.7009 6.80855 16.8545C7.00058 16.9167 7.1967 17.0412 7.4255 17.1865C7.97707 17.531 8.72884 18 9.99133 18C11.2538 18 12.0097 17.5268 12.5653 17.1824C12.7941 17.0412 12.9903 16.9167 13.1741 16.8545C13.6317 16.7009 14.0362 16.6843 14.3917 16.6719C14.7839 16.6553 15.1557 16.6428 15.4866 16.4104C15.6255 16.3108 15.7399 16.1863 15.8217 16.0368C15.9361 15.8418 15.932 15.7048 16.0382 15.6093C16.0954 15.5678 16.1608 15.5388 16.2262 15.5222C16.5775 15.4267 16.9207 15.2898 17.2394 15.1113C17.3988 15.0241 17.5458 14.9079 17.6684 14.7709L17.6725 14.7668C17.9912 14.4348 18.0688 14.0446 17.9422 13.7043ZM16.8227 14.3144C16.1404 14.6962 15.6827 14.6547 15.3314 14.8872C15.029 15.0822 15.2088 15.5056 14.9923 15.6591C14.7226 15.8459 13.93 15.6467 12.9085 15.9912C12.0628 16.2734 11.5276 17.0911 10.0077 17.0911C8.48779 17.0911 7.96481 16.2776 7.10681 15.9912C6.08538 15.6467 5.29275 15.8501 5.02309 15.6591C4.80655 15.5056 4.98223 15.0822 4.68398 14.8872C4.32852 14.6547 3.875 14.6962 3.19269 14.3144C2.75551 14.0695 3.00474 13.9201 3.14774 13.8495C5.62369 12.6335 6.02001 10.7533 6.03635 10.6122C6.05678 10.442 6.08129 10.3092 5.89744 10.139C5.72175 9.97302 4.93729 9.47912 4.71666 9.32555C4.35712 9.06822 4.19777 8.81505 4.31626 8.49961C4.39798 8.28379 4.59818 8.20078 4.80655 8.20078C4.87192 8.20078 4.93729 8.20908 5.00266 8.22153C5.39898 8.30869 5.78304 8.50791 6.00367 8.56602C6.03227 8.57432 6.05678 8.57847 6.08538 8.57847C6.20387 8.57847 6.24472 8.51621 6.23655 8.37925C6.21204 7.9393 6.15075 7.08431 6.22021 6.28327C6.31418 5.1834 6.66147 4.63554 7.07821 4.15409C7.27841 3.92166 8.21404 2.91725 10.0077 2.91725C11.8013 2.91725 12.7369 3.91751 12.9371 4.14994C13.3539 4.63139 13.7012 5.17925 13.7951 6.27912C13.8646 7.08016 13.8033 7.93515 13.7747 8.3751C13.7665 8.52036 13.8074 8.57432 13.9259 8.57432C13.9545 8.57432 13.979 8.57017 14.0076 8.56187C14.2282 8.50791 14.6123 8.30454 15.0086 8.21738C15.074 8.20078 15.1393 8.19663 15.2047 8.19663C15.4131 8.19663 15.6133 8.27964 15.695 8.49546C15.8135 8.81089 15.6541 9.06407 15.2946 9.3214C15.0781 9.47497 14.2936 9.96887 14.1138 10.1349C13.93 10.3051 13.9545 10.4379 13.9749 10.608C13.9913 10.7492 14.3876 12.6293 16.8635 13.8454C17.0106 13.916 17.2558 14.0695 16.8227 14.3144Z"/> </svg> </a> </li> <li class="site-footer__social-item"> <a href="https://www.linkedin.com/company/9053/" class="site-footer__social-link" data-test="social-link-linkedin" aria-label="Visit our LinkedIn page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>LinkedIn icon</title> <path d="M5.51774 18H2.22695V7.33333H5.51774V18ZM3.92907 5.85816C2.9078 5.85816 2 4.95035 2 3.92908C2 2.9078 2.9078 2 3.92907 2C4.95035 2 5.85815 2.9078 5.85815 3.92908C5.85815 4.95035 4.95035 5.85816 3.92907 5.85816ZM18 18H14.7092V12.7801C14.7092 11.5319 14.7092 9.94326 13.0071 9.94326C11.305 9.94326 10.9645 11.305 10.9645 12.6667V17.8865H7.67376V7.21986H10.8511V8.69504C11.5319 7.56028 12.6667 6.87943 14.0284 6.99291C17.4326 6.99291 18 9.14894 18 12.0993V18Z"/> </svg> </a> </li> <li class="site-footer__social-item"> <a href="https://www.youtube.com/channel/UCPgLNge0xqQHWM5B5EFH9Cg" class="site-footer__social-link" data-test="social-link-youtube" aria-label="Visit our YouTube page" target="_blank" rel="noopener noreferrer"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" class="site-footer__social-icon"> <title>YouTube icon</title> <path d="M17.6636 6.07372C17.4818 5.37326 16.9364 4.82027 16.2455 4.62672C15 4.28571 10 4.28571 10 4.28571C10 4.28571 5 4.28571 3.74545 4.62672C3.05455 4.81105 2.51818 5.36405 2.32727 6.07372C2 7.34561 2 9.99999 2 9.99999C2 9.99999 2 12.6544 2.33636 13.9263C2.51818 14.6267 3.06364 15.1797 3.75455 15.3733C5 15.7143 10 15.7143 10 15.7143C10 15.7143 15 15.7143 16.2545 15.3733C16.9455 15.1889 17.4818 14.6359 17.6727 13.9263C18 12.6544 18 9.99999 18 9.99999C18 9.99999 18 7.34561 17.6636 6.07372Z"/> <path class="youtube-arrow" d="M8.36353 12.4141L12.5454 9.99937L8.36353 7.58463V12.4141Z"/> </svg> </a> </li> </ul> </div> </div> </div> <div class="site-footer__primary-content"> <div class="site-footer__container"> <nav class="site-footer__navigation"> <ul class="site-footer__navigation-list grid" data-track-wrapper="footer_nav" data-test="site-footer-navigation"> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://www.telegraph.co.uk/customer/subsdigitaleditionapp/" data-track-txt>Download the Telegraph App</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/contact-us/" data-track-txt>Help Centre</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://telegraphmediagroup.com/about-us/" data-track-txt>About us</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://extra.telegraph.co.uk/" data-track-txt>Telegraph Extra</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://telegraph.newsprints.co.uk/" data-track-txt>Reader Prints</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/branded-content/" data-track-txt>Branded Content</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/syndication/" data-track-txt>Syndication and Commissioning</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://fantasyfootball.telegraph.co.uk/" data-track-txt>Fantasy Sport</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://www.telegraph.co.uk/vouchercodes" data-track-txt>UK Voucher Codes</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/betting/free-bets/" data-track-txt>Betting Offers</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/press-acquisitions-limited-tax-strategy-financial-year-2022/" data-track-txt>Tax Strategy</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://www.telegraph.co.uk/compare" data-track-txt>Broadband and Mobile Deals</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://telegraph.co.uk/newsletters" data-track-txt>Newsletters</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/privacy-and-cookie-policy/" data-track-txt>Privacy</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/terms-and-conditions/" data-track-txt>Terms & Conditions</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/modern-slavery-statement/" data-track-txt>Modern Slavery</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/advertising-terms-and-conditions/" data-track-txt>Advertising terms</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="/about-us/editorial-and-commercial-guidelines/" data-track-txt>Guidelines</a> </li> <li class="site-footer__navigation-item grid-col grid-col-6 grid-col-sm-4 grid-col-lg-3"> <a class="site-footer__navigation-link" href="https://www.chelseamagazines.com/" data-track-txt>The Chelsea Magazine Company</a> </li> </ul> <div class="site-footer__navigation-text" data-test="site-footer-copyright">© Telegraph Media Group Holdings Limited 2024</div> </nav> </div> </div> </footer> <script type="text/javascript"> window.addEventListener( 'DOMContentLoaded', function() { _satellite.pageBottom(); }); </script> </body> </html>

CINXE.COM

How women should be investing