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);text-transform:var( --e-global-typography-d9f459b-text-transform );font-style:var( --e-global-typography-d9f459b-font-style );text-decoration:var( --e-global-typography-d9f459b-text-decoration );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{color:var( --e-global-color-primary );font-family:var( --e-global-typography-3f2ffb7-font-family ), Sans-serif;font-size:var( --e-global-typography-3f2ffb7-font-size );font-weight:var( --e-global-typography-3f2ffb7-font-weight );text-transform:var( --e-global-typography-3f2ffb7-text-transform );font-style:var( --e-global-typography-3f2ffb7-font-style );text-decoration:var( --e-global-typography-3f2ffb7-text-decoration );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{color:var( --e-global-color-primary );font-family:var( --e-global-typography-b11c54e-font-family ), Sans-serif;font-size:var( --e-global-typography-b11c54e-font-size );font-weight:var( --e-global-typography-b11c54e-font-weight );text-transform:var( --e-global-typography-b11c54e-text-transform );font-style:var( --e-global-typography-b11c54e-font-style );text-decoration:var( --e-global-typography-b11c54e-text-decoration );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1200px;}.e-con{--container-max-width:1200px;--container-default-padding-top:0px;--container-default-padding-right:0px;--container-default-padding-bottom:0px;--container-default-padding-left:0px;}.elementor-widget:not(:last-child){margin-block-end:0px;}.elementor-element{--widgets-spacing:0px 0px;}{}h1.entry-title{display:var(--page-title-display);}.site-header .site-branding{flex-direction:column;align-items:stretch;}.site-header{padding-inline-end:0px;padding-inline-start:0px;}.site-footer .site-branding{flex-direction:column;align-items:stretch;}@media(max-width:1024px){.elementor-kit-224796{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="false"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > .e-n-tab-title[aria-selected="true"], .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="true"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > :is( .e-n-tab-title > .e-n-tab-title-text, .e-n-tab-title ){font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-widget-icon.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-widget-tabs .elementor-tab-title, .elementor-widget-tabs .elementor-tab-title a{color:var( --e-global-color-primary );}.elementor-widget-tabs .elementor-tab-title.elementor-active, .elementor-widget-tabs .elementor-tab-title.elementor-active a{color:var( --e-global-color-accent );}.elementor-widget-tabs .elementor-tab-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-icon, .elementor-widget-accordion .elementor-accordion-title{color:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-accordion-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon, .elementor-widget-accordion .elementor-active .elementor-accordion-title{color:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon svg{fill:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-accordion-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title, .elementor-widget-toggle .elementor-toggle-icon{color:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-toggle-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-tab-title.elementor-active a, .elementor-widget-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon{color:var( --e-global-color-accent );}.elementor-widget-toggle .elementor-toggle-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-loop-grid .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-post__read-more{color:var( --e-global-color-accent );}.elementor-widget-posts a.elementor-post__read-more{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__card .elementor-post__badge{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery{--galleries-title-color-normal:var( --e-global-color-primary );--galleries-title-color-hover:var( --e-global-color-secondary );--galleries-pointer-bg-color-hover:var( --e-global-color-accent );--gallery-title-color-active:var( --e-global-color-secondary );--galleries-pointer-bg-color-active:var( --e-global-color-accent );}.elementor-widget-gallery .elementor-gallery-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label, .elementor-widget-form .elementor-field-subgroup label{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group > label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form .e-form__buttons__wrapper__button-next{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-button[type="submit"]{background-color:var( --e-global-color-accent );}.elementor-widget-form .e-form__buttons__wrapper__button-previous{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-message{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .e-form__indicators__indicator, .elementor-widget-form .e-form__indicators__indicator__label{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form{--e-form-steps-indicator-inactive-primary-color:var( --e-global-color-text );--e-form-steps-indicator-active-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-completed-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-background-color:var( --e-global-color-text );--e-form-steps-indicator-progress-meter-color:var( --e-global-color-text );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-widget-author-box .elementor-author-box__name{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__button{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-author-box .elementor-author-box__button:hover{border-color:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-item{color:var( --e-global-color-text );}.elementor-widget-search{--e-search-input-color:var( --e-global-color-text );}.elementor-widget-search.e-focus{--e-search-input-color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244, .elementor-224642 .elementor-element.elementor-element-8ad4244::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:none;--border-style:none;}.elementor-224642 .elementor-element.elementor-element-4f766ea, .elementor-224642 .elementor-element.elementor-element-4f766ea::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-9061118, .elementor-224642 .elementor-element.elementor-element-9061118::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb 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elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="10adf44" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">Medical Stop Loss Report Shows Rise in Claim Frequency of Neoplasms</h1> </div> </div> <div class="elementor-element elementor-element-0a64833 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="0a64833" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-a8ba6e4 elementor-share-buttons--view-icon elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget 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width="800" height="480" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/e64d8114-8eb4-4080-94f0-d113e56c2337.jpg" class="attachment-large size-large wp-image-778423" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/e64d8114-8eb4-4080-94f0-d113e56c2337.jpg 834w, https://www.businessinsurance.com/wp-content/uploads/2024/08/e64d8114-8eb4-4080-94f0-d113e56c2337-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/e64d8114-8eb4-4080-94f0-d113e56c2337-768x460.jpg 768w" sizes="(max-width: 800px) 100vw, 800px" loading="eager" /> <figcaption class="widget-image-caption wp-caption-text"></figcaption> </figure> </div> </div> <div class="elementor-element elementor-element-fec4f22 elementor-align-left elementor-mobile-align-left elementor-widget elementor-widget-post-info" data-id="fec4f22" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-a6a1bfb elementor-inline-item" itemprop="datePublished"> <a href="https://www.businessinsurance.com/2024/08/13/"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>Aug 13, 2024</time> </span> </a> </li> </ul> </div> </div> <div class="elementor-element elementor-element-c9d4d91 elementor-widget elementor-widget-theme-post-content" data-id="c9d4d91" data-element_type="widget" data-widget_type="theme-post-content.default"> <div class="elementor-widget-container"> <h5><span style="color: #1d77a9;"><strong>SPONSORED CONTENT</strong></span></h5> <p style="text-align-last: center;"><em>QBE’s annual Accident & Health Report examines medical claims data and a range of current issues for self-funded employers to consider, including legislative reform for prescription drug costs</em></p> <p>QBE North America’s <a href="https://online.fliphtml5.com/wubzl/cqfy/">2024 Accident & Health Market Report</a> shows that neoplasms remain the most frequent source of stop loss reimbursements, whereas premature births now exhibit the highest severity. The global insurer’s annual report explores the current trends in healthcare spending and provides valuable insights for employers who offer self-funded health plans.</p> <p>The report notes that the frequency of medical stop loss claims exceeding $200,000 per 10,000 covered individuals rose at a rate of 39% from 2022. Consistent with prior observations, neoplasms continue to have the highest claim frequency, accounting for 41% of all stop loss claim reimbursements in 2023.</p><div id="inarticle-1"> <script defer src="data:text/javascript;base64,CiAgICAgICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2luYXJ0aWNsZS0xJyk7IH0pOwogICAgICAgICAgICAgICAg"></script> </div><br> <p>The types of cancer claims noted in the report vary by deductible size. For example, breast cancer accounts for about 17% of cancer related claims with a $100K deductible, but only 7% for a $500K deductible, and 3% for a $1M deductible. Lymphoid leukemia accounts for only 3% at a $100K deductible, yet 17% of cancer claims at a $500K deductible, and 38% for a $1M deductible.</p> <p>At the same time, specialty drugs have significantly driven up the treatment costs for certain types of cancer patients. As this trend develops, transparency into what’s driving costs and how best to transform or make change will become increasingly important to employers.</p> <p>QBE’s latest Accident & Health report also examines a range of topics and issues for employers to consider in their long-term claim financing and risk transfer planning, including the rise of preterm birth rates, the expanding market for GLP-1 weight loss drugs, advances in cell and gene therapy, and key legislative updates to be aware of.</p> <p>From a legislative perspective, as medical services and prescription drug prices continue to rise, both the House of Representatives and the Senate are proposing reform for price transparency to control costs. Currently, there are several different bills aimed at reducing costs and increasing transparency of Pharmacy Benefit Management. The Senate recently introduced the Pharmacy Benefit Manager Reform Act, which calls for PBMs to disclose detailed information about their pricing practices to plan sponsors, including price differences from any affiliated or nonaffiliated pharmacies. The Act would prohibit PBMs from engaging in “spread pricing,” meaning charging more for a drug than what is reimbursed to the pharmacy, thereby creating a profit.</p> <p>Should this bill pass, employers would have transparency into PBM discounts and better understand where margin has been built in. Data shows that only 37% of the drug price is from the manufacturer, with the remaining 63% of the cost going to third parties. This variance points to the current system design flaws. Despite both sides of Congress being eager for continued reform, the House of Representatives and the Senate have failed to agree on language to move forward.</p> <p>Medical stop loss coverage remains an important consideration for risk managers of self-insured health plans. Protecting the solvency of a self-funded employer is imperative given the nature of healthcare economics and evolving healthcare trends. In an ongoing effort to control costs, medical stop loss captives have been used by many health plan sponsors, creative risk advisors and entrepreneurs to inject value in the marketplace. This strategy has proven to be effective as employers are further incentivized to procure cost containment solutions that manage the higher level of retained risk typically transferred to a stop loss carrier.</p> <p>With sixty-five percent of covered workers currently enrolled in healthcare plans that are self-funded, medical stop loss insurance and related products will continue to play a key role in providing employers the transparency needed to create tailored solutions that reduce expenses. For more information on QBE North America’s A&H solutions, please visit <a href="https://www.qbe.com/us/ah">https://www.qbe.com/us/ah</a>.</p> </div> </div> <div class="elementor-element elementor-element-a67d93e elementor-widget elementor-widget-html" data-id="a67d93e" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id="inarticle-2"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbiAoKSB7IGdvb2dsZXRhZy5kaXNwbGF5KCdpbmFydGljbGUtMicpOyB9KTsNCiAgICAgICAgICAgICAgICA="></script> </div> </div> </div> <div class="elementor-element elementor-element-18756c5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="18756c5" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div 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