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class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-Caz0Hf78pWnfCUiw7nXJ1" aria-label="Small Business" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-Caz0Hf78pWnfCUiw7nXJ1" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/us/business" data-pa-click="{&quot;link&quot;:&quot;segment-title-Link-PayPal for Small Business&quot;, &quot;event_name&quot;: &quot;ppcom_segemnt_title_clicked&quot; }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for Small Business<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-3_18pa1_2719"><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/business/accept-payments" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-ACCEPTPAYMENTS-Accept Payments&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Accept Payments<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/us/business/accept-payments/checkout" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Online Checkout&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Online Checkout ">Online Checkout</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/us/business/accept-payments/checkout/installments" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Installment Payments&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Installment Payments ">Installment Payments</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/us/business/accept-payments/invoice" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Invoicing&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Invoicing ">Invoicing</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/us/business/pos-system" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-POS System&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="POS System ">POS System</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/business/financial-services" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-FINANCIALSERVICES-Financial Services&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Financial Services<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/debit-card" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Business Debit Card&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Business Debit Card ">Business Debit Card</a></li><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/business-loan" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Business Loan&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Business Loan ">Business Loan</a></li><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/working-capital" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Working Capital Loan&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Working Capital Loan ">Working Capital Loan</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/business/operations" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-BUSINESSOPERATIONS-Business Operations&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Business Operations<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/risk-management" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Risk Management&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Risk Management ">Risk Management</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/reporting-tools" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Reporting Tools&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Reporting Tools ">Reporting Tools</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/mass-payments" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Mass Payments&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Mass Payments ">Mass Payments</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/shipping" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Shipping&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Shipping ">Shipping</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-RESOURCES-Resources&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/business/platforms-and-marketplaces/solutions" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-3rd Party Integrations&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/become-a-partner" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Become a Partner&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Become a Partner ">Become a Partner</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/brc/" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Business Resource Center&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Business Resource Center ">Business Resource Center</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/webapps/mpp/nfp" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Accept Donations&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Accept Donations ">Accept Donations</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-2_18pa1_4682"><li class="_submenu-card_18pa1_1540"><a href="/us/business/open-business-account" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-Card-Get Started&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Get Started" /><div><div class="_text_18pa1_1540">Get Started</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/us/business/pricing" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-Card-Fees&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Fees" /><div><div class="_text_18pa1_1540">Fees</div></div></a></li></ul></div></div></div></div></div></li><li><button id="4keXBcywQjO9pIejGPxmxW" aria-controls="submenu-4keXBcywQjO9pIejGPxmxW" aria-expanded="false" data-text="Enterprise" data-pa-click="{&quot;link&quot;:&quot;HeaderMainMenu-Link-Enterprise&quot;, &quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_glnv-header__subnav-control_18pa1_578 _main-link_18pa1_561">Enterprise<span class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-4keXBcywQjO9pIejGPxmxW" aria-label="Enterprise" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-4keXBcywQjO9pIejGPxmxW" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/us/enterprise" data-pa-click="{&quot;link&quot;:&quot;segment-title-Link-PayPal for Enterprise&quot;, &quot;event_name&quot;: &quot;ppcom_segemnt_title_clicked&quot; }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for Enterprise<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-3_18pa1_2719"><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-PAYMENTS-Payments&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_submenu-col__header_18pa1_792">Payments </h3><ul><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Global Payment Processing&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Global Payment Processing ">Global Payment Processing</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Accept PayPal&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Accept PayPal ">Accept PayPal</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-pay-later" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Offer Pay Later&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Offer Pay Later ">Offer Pay Later</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/guest-checkout" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Guest Checkout&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Guest Checkout ">Guest Checkout</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-venmo" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav4-Link-Accept Venmo&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Accept Venmo ">Accept Venmo</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-methods" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav5-Link-Payment Methods&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Payment Methods ">Payment Methods</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/in-person-payments" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav6-Link-In-Person Payments&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="In-Person Payments ">In-Person Payments</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-RISKMANAGEMENT&amp;OPERATIONS -Risk &amp; Operations&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_submenu-col__header_18pa1_792">Risk &amp; Operations </h3><ul><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&amp;OPERATIONS "><a href="/us/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Fraud Protection&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Fraud Protection ">Fraud Protection</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&amp;OPERATIONS "><a href="/us/enterprise/global-payouts" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Payouts&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Payouts ">Payouts</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&amp;OPERATIONS "><a href="/us/enterprise/payment-orchestration" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Orchestration&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Orchestration ">Orchestration</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&amp;OPERATIONS "><a href="/us/enterprise/pci-compliance" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Network Compliance &quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Network Compliance ">Network Compliance </a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&amp;OPERATIONS "><a href="/us/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav4-Link-Payment Optimization&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Payment Optimization ">Payment Optimization</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/enterprise/industry-solutions" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-RESOURCES-Businesses We Serve&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Businesses We Serve<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/retail" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-Retail&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Retail ">Retail</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/travel" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Travel&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Travel ">Travel</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/insurance" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Insurance&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Insurance ">Insurance</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/ticketing-and-events" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Ticketing &amp; Events&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Ticketing &amp; Events ">Ticketing &amp; Events</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/groceries" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav4-Link-Grocery &amp; Food Delivery&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Grocery &amp; Food Delivery ">Grocery &amp; Food Delivery</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/platforms-and-marketplaces" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav5-Link-Platform &amp; Marketplaces&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Platform &amp; Marketplaces ">Platform &amp; Marketplaces</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/crypto" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav6-Link-Crypto&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Crypto ">Crypto</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-SubHeader-RESOURCES-Resources&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/business/platforms-and-marketplaces/solutions" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav0-Link-3rd Party Integrations&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="https://developer.paypal.com/home/" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav1-Link-Developer Documentation&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Developer Documentation ">Developer Documentation</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/brc/" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav2-Link-Business Resource Center&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Business Resource Center ">Business Resource Center</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/webapps/mpp/campaigns/paypal-events" tabIndex="0" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav3-Link-Events&quot;, &quot;event_name&quot;: &quot;ppcom_header_nav_clicked&quot; }" aria-label="Events ">Events</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-2_18pa1_4682"><li class="_submenu-card_18pa1_1540"><a href="/us/enterprise/contact-sales" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-Card-Contact Sales&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Contact Sales" /><div><div class="_text_18pa1_1540">Contact Sales</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/us/enterprise/become-a-partner" data-pa-click="{&quot;link&quot;:&quot;HeaderSubnav-Card-Become a Partner&quot;,&quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}"><img data-src="https://www.paypalobjects.com/paypal-ui/pictograms/blue/svg/partner-integration-blue.svg" alt="Become a Partner" /><div><div class="_text_18pa1_1540">Become a Partner</div></div></a></li></ul></div></div></div></div></div></li><li><a id="2Coq4lwsr6A2vPJhmWIFW0" href="https://developer.paypal.com/home/" aria-label="Developer" data-text="Developer" data-pa-click="{&quot;link&quot;:&quot;HeaderMainMenu-Link-Developer&quot;, &quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_main-link_18pa1_561">Developer</a></li></ul><ul class="_main-menu-list_18pa1_1491"><li><a id="1lrVWz9aCIu8eDUpf1ycuY" href="/us/cshelp/personal" aria-label="Help" data-text="Help" data-pa-click="{&quot;link&quot;:&quot;HeaderMainMenu-Link-Help&quot;, &quot;event_name&quot;:&quot;ppcom_header_nav_clicked&quot;}" class="_main-link_18pa1_561">Help</a></li></ul></div><ul class="_main-menu__sublist_18pa1_1883"><li class="_sublist-cta-wrapper_18pa1_795"><a href="/us/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{&quot;link&quot;: &quot;HeaderMainMenu0-Cta-Sign Up&quot;,&quot;event_name&quot;:&quot;ppcom_header_signup_clicked&quot;}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Sign Up</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_18pa1_1059" class="_header-buttons_18pa1_1059 _mobile-nav-btn__placeholder-padding_18pa1_3193"><div><a href="/signin" target="_self" id="_ul-btn_18pa1_1" role="link" data-pa-click="{&quot;link&quot;: &quot;HeaderMainMenu0-Cta-Log In&quot;,&quot;event_name&quot;:&quot;ppcom_header_login_clicked&quot;}" class="_pypl-btn_18pa1_882 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059">Log In</a><a href="/us/webapps/mpp/account-selection" target="_self" id="_signup-button_18pa1_1" role="link" data-pa-click="{&quot;link&quot;: &quot;HeaderMainMenu1-Cta-Sign Up&quot;,&quot;event_name&quot;:&quot;ppcom_header_signup_clicked&quot;}" class="_pypl-btn_18pa1_882 _pypl-btn--outline-white_18pa1_1059 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059 undefined">Sign Up</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_18pa1_1451"></div></header></div><div class="document-body" data-testid="document-body-element"><!--$--><section class="hero hero-layout-default hero-no-graphic-shapes section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-pxchwr"><div class="hero-content ppcmsnodeweb-8lf0pv"><div class="text-group text-group-alignment-start" style="opacity:1;transform:none"><div style="opacity:1;transform:none"><div class="text-group-eyebrow-container"><h1 class="text-group-eyebrow-text body-text-size-body-bold">Direct Deposit</h1> </div></div><div style="opacity:1;transform:none"><h2 class="text-group-headline heading-text-size-headline-3">Payday comes early.</h2> </div><div style="opacity:1;transform:none"><p class="text-group-paragraph body-text-size-body">Get your paycheck up to 2 days early.<sup>1</sup> With Direct Deposit, it’s sent automatically to your PayPal balance.<sup>2</sup> Use the money to send, spend, or pay bills. It’s up to you.</p> </div><div class="text-group-content-button-group" style="opacity:1;transform:none"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" target="_self" data-pa-click="{&quot;link&quot;:&quot;Hero-Primary-Set Up Direct Deposit&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fmyaccount%2Fbundle%2Fvba%2Fget-started%253Fintent%3Deip-ui%26src%3Ddirectdepositmarketingpage">Set Up Direct Deposit</a><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" target="_self" data-pa-click="{&quot;link&quot;:&quot;Hero-Secondary-Get the App&quot;,&quot;event_name&quot;:&quot;consumer_gettheapp_cta_clicked&quot;}" href="https://www.paypal.com/us/digital-wallet/">Get the App</a></div></div></div></div></div><div class="hero-media ppcmsnodeweb-182doz5"><div class="hero-media-container"><div class="hero-media-frame image-frame image-frame-no-rounded-corners" style="min-width:100%;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)" id="7EeUFquk3fn1hZctUUtpVb"><picture><source type="image/webp" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=300&amp;format=webp 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=600&amp;format=webp 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=900&amp;format=webp 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1200&amp;format=webp 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1500&amp;format=webp 1500w"/><source type="image/webp" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=300&amp;format=webp 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=600&amp;format=webp 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=900&amp;format=webp 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=1200&amp;format=webp 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=1500&amp;format=webp 1500w"/><source type="image/avif" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=300&amp;format=avif 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=600&amp;format=avif 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=900&amp;format=avif 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1200&amp;format=avif 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1500&amp;format=avif 1500w"/><source type="image/avif" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=300&amp;format=avif 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=600&amp;format=avif 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=900&amp;format=avif 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=1200&amp;format=avif 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-tablet-up.jpg?quality=75&amp;width=1500&amp;format=avif 1500w"/><img alt="Woman in green t-shirt sitting outside" aria-hidden="false" src="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=300" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=300 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=600 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=900 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1200 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/direct-deposit/hero_size-mobile-up.jpg?quality=75&amp;width=1500 1500w" fetchpriority="high"/></picture></div></div></div></section><!--/$--><!--$--><section class="text-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-1on851j"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Automatic. Secure. Fast</h2> </div></div></div></section><!--/$--><!--$--><section class="feature-column feature-column-no-graphic-shape section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1ajbm3s"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">You’ve got options</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Paychecks, government payments, and more. Decide if you want all or just part of it in your PayPal balance.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-hc39pf"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">Smart security</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Your PayPal transactions are encrypted. That’s added peace of mind when you shop and pay.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-bx8qyp"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">Start in the app</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">We’ll walk you through the steps. It’s easier than you think. You can find all the details in the PayPal app.</p> </div></div></div></div></section><!--/$--><!--$--><section class="split-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-9kdpj4"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-19lxvfv"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-5">Balance has benefits</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">The PayPal Debit Card<sup>3</sup> gives you instant access to your PayPal balance. Use it anywhere Mastercard® is accepted. Plus, get 5% cash back on eligible purchases in a monthly category of your choice.<sup>4</sup> Or use your balance to send money<sup>5</sup> or get a head start on your bills.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" target="_self" data-pa-click="{&quot;link&quot;:&quot;SplitSection-Balance has benefits-Secondary-Learn About the Debit Card&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" href="https://www.paypal.com/us/digital-wallet/manage-money/paypal-debit-card">Learn About the Debit Card</a></div></div></div></div></div></section><!--/$--><!--$--><section class="text-section section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-tzcz0h" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-1rpqgxa"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">How to set up Direct Deposit:</h2> </div></div></div></section><!--/$--><!--$--><div style="opacity:1" class="product-section-wrapper prod-scroll-blue-600-plate"><div id="ProductScrollSection" class="product-section notmobile-variant notreducedmotion-variant ppcmsnodeweb-twfflk" style="--item-count:4"><section class="product-section-contents product-section-contents-scrollable section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-hox9io"><div class="media-container ppcmsnodeweb-1dqiwop"><div class="media-item media-item-media-size-3-4 ppcmsnodeweb-1f8sh49"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div><div class="media-item media-item-media-size-3-4 ppcmsnodeweb-1f8sh49"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div><div class="media-item media-item-media-size-3-4 ppcmsnodeweb-1f8sh49"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div><div class="media-item media-item-media-size-3-4 ppcmsnodeweb-1f8sh49"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="text-group-container ppcmsnodeweb-10qvahs"><div style="transform:translateY(-100%) translateZ(0)"><div class="text-group-item"><div class="text-group-item-header" tabindex="0"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Identify your employer</h3> </div></div></div><div class="text-group-item-info"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Find your employer, government agency, or payroll provider.</p> </div></div></div></div><div class="text-group-item"><div class="text-group-item-header" tabindex="0"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Verify your identity</h3> </div></div></div><div class="text-group-item-info"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Follow the steps to confirm your identity with your employer.</p> </div></div></div></div><div class="text-group-item"><div class="text-group-item-header" tabindex="0"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Confirm amount</h3> </div></div></div><div class="text-group-item-info"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Deposit your entire check or enter the amount of money you want to go to your PayPal balance.</p> </div></div></div></div><div class="text-group-item"><div class="text-group-item-header" tabindex="0"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">You’re all set</h3> </div></div></div><div class="text-group-item-info"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Once processed, your Direct Deposit will begin within two pay cycles. We’ll notify you each time your money comes in.</p> </div></div></div></div></div></div></section></div></div><!--/$--><!--$--><section class="accordion accordion-theme-white section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-jlvj8l" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-tmvyzy"><div class="text-group text-group-alignment-start accordion-headline" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Frequently asked questions</h2> </div></div></div><div class="ppcmsnodeweb-tmvyzy"><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row1" aria-controls="accordion-content1" aria-expanded="true" data-pa-click="{&quot;link&quot;:&quot;accordionItemHeader-Primary-What is Direct Deposit?&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What is Direct Deposit?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content1" aria-labelledby="accordion-row1" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Direct Deposit enables you to receive a portion or all of your paycheck or government payment automatically into your PayPal balance.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row2" aria-controls="accordion-content2" aria-expanded="false" data-pa-click="{&quot;link&quot;:&quot;accordionItemHeader-Primary-What are the benefits of Direct Deposit with PayPal?&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What are the benefits of Direct Deposit with PayPal?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content2" aria-labelledby="accordion-row2" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">If you enroll in Direct Deposit with PayPal, money lands directly in your PayPal Balance account. This avoids the need for physical deposits either by standing in line at a bank or by depositing a physical check. Some of the primary benefits are that money moves seamlessly from Payer to Payee, there are no limits, no fees, and it’s free to set up with PayPal, and it’s economical for employers and eco-friendly by avoiding printing physical checks.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row3" aria-controls="accordion-content3" aria-expanded="false" data-pa-click="{&quot;link&quot;:&quot;accordionItemHeader-Primary-How do I set up Direct Deposit?&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I set up Direct Deposit?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content3" aria-labelledby="accordion-row3" role="region" style="height:0px;opacity:0;display:none"><ol><li class="body-text-size-body">In the app, go to your Wallet</li><li class="body-text-size-body">Choose “Go to Direct Deposit”</li><li class="body-text-size-body">Choose “Find your employer”</li><li class="body-text-size-body">Search for who pays you (your employer, government agency, or payroll provider). If you can’t find who pays you, copy your Direct Deposit numbers and give them to your payer</li><li class="body-text-size-body">Follow the instructions to confirm your identity and enter your Direct Deposit information</li></ol></div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row4" aria-controls="accordion-content4" aria-expanded="false" data-pa-click="{&quot;link&quot;:&quot;accordionItemHeader-Primary-How can I access my payroll money with Direct Deposit?&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How can I access my payroll money with Direct Deposit?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content4" aria-labelledby="accordion-row4" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">You can easily access your money in your PayPal balance. Use the money to shop and send money<sup>5</sup> directly from your PayPal balance. Pay anywhere Mastercard® is accepted with the PayPal Debit Card.<sup>3</sup></p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row5" aria-controls="accordion-content5" aria-expanded="false" data-pa-click="{&quot;link&quot;:&quot;accordionItemHeader-Primary-How long does a Direct Deposit take?&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How long does a Direct Deposit take?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content5" aria-labelledby="accordion-row5" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Money transferred via Direct Deposit is generally available on the day that the funds are applied to your account. It can be 2 days in advance or the same day, depending on the type of funds coming in. We don’t receive money via Direct Deposit instantly; there’s some delay between the payment being initiated by the Payer and it arriving to PayPal.</p> </div></div></div></section><!--/$--><!--$--><section class="text-section section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-12-col-start-to-end ppcmsnodeweb-1trm3rd"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">More ways to manage</h2> </div></div></div></section><!--/$--><!--$--><section class="section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-dnfkog" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/start-saving" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-PayPal Savings&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">PayPal Savings</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/cash-check" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-Cash a Check&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Cash a Check</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/add-cash" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-Add Cash&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Add Cash</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/crypto" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-Crypto&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Crypto</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-small white-plate ppe" aria-label="PayPal Debit Card" href="https://www.paypal.com/us/digital-wallet/manage-money/paypal-debit-card" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-PayPal Debit Card&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">PayPal Debit Card</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/pay-bills" target="_self" data-pa-click="{&quot;link&quot;:&quot;DiscoveryLinkSection-Tertiary-Pay Bills&quot;,&quot;event_name&quot;:&quot;consumer_button_cta_clicked&quot;}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Pay Bills</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div></section><!--/$--><!--$--><section class="cta-section cta-section-layout-qr-only-stack section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-dywr6a" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="cta-section-item ppcmsnodeweb-y59vw7"><div class="text-group text-group-alignment-center cta-section-text-group cta-section-text-group-extra-spacing" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-display-2">All in</h2> <h2 class="text-group-headline heading-text-size-display-2">the new</h2> <h2 class="text-group-headline heading-text-size-display-2">PayPal app</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.</p> </div></div></div><div class="cta-section-item ppcmsnodeweb-1ahp8oa"><div class="app-download-group app-download-group-variant-qr-code-only cta-section-app-download" imageFrameWrapper="[object Object]" imageFrameProps="[object Object]" id="63LrnDdPEpWHzogXoX77RD" componentType="AppDownloadGroup"><div class="app-download-group-row app-download-group-row-align-center"><div class="app-download-group-col"><div class="app-download-group-image-container qr-code-fallback-large qr-code-show"><div class="qr-code-image-container image-frame image-frame-no-rounded-corners" style="min-height:7.875rem;min-width:7.875rem;opacity:1;transform:none"></div></div><div class="qr-code qr-code-large app-download-group-image-container qr-code-hide"><div class="qr-code-image-container" role="img" aria-label="A QR code you can scan with the camera on your phone to download the PayPal app"></div></div><div class="app-download-group-cta-desktop-container"><a class="app-download-group-cta button-type-tertiary button-size-large ppcmsnodeweb-102ot6b-tertiary-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the app" target="_self" data-pa-click="{&quot;link&quot;:&quot;ctaSection-Tertiary-Get the app&quot;,&quot;event_name&quot;:&quot;consumer_gettheapp_cta_clicked&quot;}" href="https://paypal.com/mobile-app/dashboard?source=%252Fdigital-wallet%252Fmanage-money%252Fdirect-deposit_cta&amp;pp_ref_id=42a2b98d-77d9-4e2b-aa60-eb0f802e69f8&amp;utm_campaign=&amp;utm_medium=web&amp;utm_source=%2Fdigital-wallet%2Fmanage-money%2Fdirect-deposit&amp;cust=&amp;redirect=true">Get the app</a></div></div></div><div class="app-download-group-row app-download-group-row-align-center app-download-group-row-mobile"><div class="button-group button-group-align-center button-group-legal-position-bottom app-download-group-cta-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{&quot;link&quot;:&quot;ctaSection-Primary-Get the App&quot;,&quot;event_name&quot;:&quot;consumer_gettheapp_cta_clicked&quot;}" href="https://paypal.com/mobile-app/dashboard?source=%252Fdigital-wallet%252Fmanage-money%252Fdirect-deposit_cta&amp;pp_ref_id=42a2b98d-77d9-4e2b-aa60-eb0f802e69f8&amp;utm_campaign=&amp;utm_medium=web&amp;utm_source=%2Fdigital-wallet%2Fmanage-money%2Fdirect-deposit&amp;cust=&amp;redirect=true">Get the App</a></div></div></div></div></div></section><!--/$--></div><div class="document-footer"><div id="globalnav-footer-wrapper" class="global-footer--wrapper glnv-ppe glnv-supreme-font glnv-compact-grid glnv-black" data-theme="ppe"> <div id="globalnav-footer" data-nav-version="rebrand"><footer data-building-block="organism" id="footer" translate="no" data-theme="ppe" class="_global-footer_1m9hv_455 _rebrand-footer_1m9hv_458 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class="_footer-link_1m9hv_522">Cookies</a></li><li id="68aq0vxQOuns66kX7d3sF8" class><a href="/us/legalhub/home" target="_self" data-pa-click="Footer-Link-Legal" class="_footer-link_1m9hv_522">Legal</a></li></ul></div></div><div class="_row_1m9hv_506"><div class="_links-container_1m9hv_509"><p data-testid="footer-note-0" class="_footer-notes_1m9hv_542">PayPal is located at 2211 N 1st St. San Jose, CA 95131</p></div></div></div></footer></div> <!--$--><div class="disclosure-text-color disclosure ppe" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>1</sup></div><div class="multi-line-text-paragraph">Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>2</sup></div><div class="multi-line-text-paragraph">Direct Deposit is subject to the payor&#x27;s support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your <a href="https://www.paypal.com/us/legalhub/pp-balance-tnc#holding" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--PayPal Balance Terms and Conditions&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">PayPal Balance Terms and Conditions</a> for complete Direct Deposit details. Once it&#x27;s set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>3</sup></div><div class="multi-line-text-paragraph">The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (&quot;Bancorp&quot;), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.<!-- --> </div></div><div class="disclosure-item multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See <a href="https://www.paypal.com/us/legalhub/pp-balance-tnc#holding" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--PayPal Balance Terms and Conditions&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">PayPal Balance Terms and Conditions</a>.<!-- --> </div></div><div class="disclosure-item multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal Balance account, we will place your U.S. dollar PayPal Balance funds in one or more <a href="https://www.paypal.com/us/legalhub/program-banks-tnc?locale.x=en_US" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--Program Banks&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">Program Banks</a>, where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. FDIC insurance protects you against the failure of a <a href="https://www.paypal.com/us/legalhub/program-banks-tnc?locale.x=en_US" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--Program Bank&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">Program Bank</a>, not the failure of PayPal. PayPal is not a bank, does not take deposits and is not FDIC insured. Any other balance funds and all cryptocurrencies are not held in FDIC-insured bank deposits. Cryptocurrencies may lose value. See <a href="https://www.paypal.com/us/legalhub/pp-balance-tnc#holding" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--PayPal Balance Terms and Conditions&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">PayPal Balance Terms and Conditions</a>.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>4</sup></div><div class="multi-line-text-paragraph">5% cash back earned as points you redeem for cash and other options on up to $1000 spend/month everywhere Mastercard is accepted. <a href="https://www.paypal.com/us/campaign/ppdc-debit-5per-cashback-category-tnc" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{&quot;link&quot;:&quot;Disclosure-Link--Terms apply&quot;,&quot;event_name&quot;:&quot;consumer_text_link_clicked&quot;}">Terms apply</a>.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>5</sup></div><div class="multi-line-text-paragraph">Sending and receiving money requires an account with PayPal. 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