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govuk-!-display-none-print" data-module="govuk-skip-link" href="#guide-contents">Skip to contents of guide</a> <aside class="part-navigation-container" role="complementary"> <nav class="gem-c-contents-list" aria-label="Pages in this guide" role="navigation" data-module="gem-track-click"> <h2 class="gem-c-contents-list__title"> Contents </h2> <ol class="gem-c-contents-list__list"> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed gem-c-contents-list__list-item--active" aria-current="true"> Overview </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 2" data-track-label="/support-for-mortgage-interest/what-youll-get" data-track-options="{"dimension29":"What you'll get"}" href="/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/what-youll-get">What you'll get</a> </li> <li 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class="gem-c-govspeak govuk-govspeak direction-ltr disable-youtube" data-module="govspeak"> <p>If you’re a homeowner, you might be able to get help towards interest payments on:</p> <ul> <li>your mortgage</li> <li>loans you’ve taken out for certain repairs and improvements to your home</li> </ul> <p>This help is called Support for Mortgage Interest (<abbr title="Support for Mortgage Interest">SMI</abbr>).</p> <div role="note" aria-label="Information" class="application-notice info-notice"> <p>This guide is also available <a href="/web/20230305224827/https://www.gov.uk/cymorth-ar-gyfer-llog-morgais">in Welsh (Cymraeg)</a> and <a href="/web/20230305224827/https://www.gov.uk/government/publications/easy-read-support-for-mortgage-interest-smi">easy read format</a>.</p> </div> <p>It’s paid as a loan, which you’ll need to repay with interest when you sell or transfer ownership of your home (unless you’re <a href="/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/repaying-your-loan">moving the loan to another property</a>).</p> <p>You usually need to be getting, or treated as getting, a <a href="/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/eligibility">qualifying benefit</a> to get <abbr title="Support for Mortgage Interest">SMI</abbr>.</p> <p>There’s no guarantee that you’ll get <abbr title="Support for Mortgage Interest">SMI</abbr> for a mortgage or loan you take out.</p> <h2 id="what-you-cannot-use-smi-for">What you cannot use <abbr title="Support for Mortgage Interest">SMI</abbr> for</h2> <p><abbr title="Support for Mortgage Interest">SMI</abbr> cannot help you pay:</p> <ul> <li>the amount you borrowed - only the interest on your mortgage</li> <li>anything towards insurance policies you have</li> <li>missed mortgage payments (arrears)</li> </ul> </div> <nav class="govuk-pagination govuk-pagination--block" role="navigation" 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"name": "Support for Mortgage Interest (SMI)", "datePublished": "2011-11-07T17:50:26.000+00:00", "dateModified": "2015-06-16T16:02:06.000+00:00", "text": "Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "image": [ "http://web.archive.org/web/20230305224827/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-1x1-bf9e64d759af6dfd93bede8168f3087a329f405b382aff36747db0db4b7b23e9.png", "http://web.archive.org/web/20230305224827/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-4x3-13093f053c15f613acd827aff27cac83d3fab452947cbcae4c7b706dadf2f7f2.png", "http://web.archive.org/web/20230305224827/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-16x9-4233cd42671827e266e284c4d5ae68fb600bd9f9e35dda663ccabbc2b6ab7ec3.png" ], "author": { "@type": "Organization", "name": "Government Digital Service", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/government/organisations/government-digital-service" }, "about": [ { "@context": "http://web.archive.org/web/20230305224827/http://schema.org", "@type": "Thing", "sameAs": "http://web.archive.org/web/20230305224827/https://www.gov.uk/welfare/jobseekers-allowance" }, { "@context": "http://web.archive.org/web/20230305224827/http://schema.org", "@type": "Thing", "sameAs": "http://web.archive.org/web/20230305224827/https://www.gov.uk/housing-local-and-community/owning-renting-property" } ], "headLine": "Support for Mortgage Interest (SMI)", "description": "Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.", "articleBody": "\u003cp\u003eIf you’re a homeowner, you might be able to get help towards interest payments on:\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003eyour mortgage\u003c/li\u003e\n \u003cli\u003eloans you’ve taken out for certain repairs and improvements to your home\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eThis help is called Support for Mortgage Interest (\u003cabbr title=\"Support for Mortgage Interest\"\u003eSMI\u003c/abbr\u003e).\u003c/p\u003e\n\n\u003cdiv role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\"\u003e\n\u003cp\u003eThis guide is also available \u003ca href=\"/cymorth-ar-gyfer-llog-morgais\"\u003ein Welsh (Cymraeg)\u003c/a\u003e and \u003ca href=\"/government/publications/easy-read-support-for-mortgage-interest-smi\"\u003eeasy read format\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\n\u003cp\u003eIt’s paid as a loan, which you’ll need to repay with interest when you sell or transfer ownership of your home (unless you’re \u003ca href=\"/support-for-mortgage-interest/repaying-your-loan\"\u003emoving the loan to another property\u003c/a\u003e).\u003c/p\u003e\n\n\u003cp\u003eYou usually need to be getting, or treated as getting, a \u003ca href=\"/support-for-mortgage-interest/eligibility\"\u003equalifying benefit\u003c/a\u003e to get \u003cabbr title=\"Support for Mortgage Interest\"\u003eSMI\u003c/abbr\u003e.\u003c/p\u003e\n\n\u003cp\u003eThere’s no guarantee that you’ll get \u003cabbr title=\"Support for Mortgage Interest\"\u003eSMI\u003c/abbr\u003e for a mortgage or loan you take out.\u003c/p\u003e\n\n\u003ch2 id=\"what-you-cannot-use-smi-for\"\u003eWhat you cannot use \u003cabbr title=\"Support for Mortgage Interest\"\u003eSMI\u003c/abbr\u003e for\u003c/h2\u003e\n\n\u003cp\u003e\u003cabbr title=\"Support for Mortgage Interest\"\u003eSMI\u003c/abbr\u003e cannot help you pay:\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003ethe amount you borrowed - only the interest on your mortgage\u003c/li\u003e\n \u003cli\u003eanything towards insurance policies you have\u003c/li\u003e\n \u003cli\u003emissed mortgage payments (arrears)\u003c/li\u003e\n\u003c/ul\u003e\n\n" } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230305224827/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "name": "Home", "@id": "http://web.archive.org/web/20230305224827/https://www.gov.uk/" } }, { "@type": "ListItem", "position": 2, "item": { "name": "Benefits", "@id": "http://web.archive.org/web/20230305224827/https://www.gov.uk/browse/benefits" } }, { "@type": "ListItem", "position": 3, "item": { "name": "Benefits and financial support if you're on a low income", "@id": "http://web.archive.org/web/20230305224827/https://www.gov.uk/browse/benefits/low-income" } } ] } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230305224827/http://schema.org", "@type": "FAQPage", "headline": "Support for Mortgage Interest (SMI)", "description": "Support for Mortgage Interest (SMI) helps homeowners on certain benefits pay interest on loans or mortgages - what you'll get, eligibility and how to claim.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "mainEntity": [ { "@type": "Question", "name": "Overview", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest", "text": "<p>If you’re a homeowner, you might be able to get help towards interest payments on:</p>\n\n<ul>\n <li>your mortgage</li>\n <li>loans you’ve taken out for certain repairs and improvements to your home</li>\n</ul>\n\n<p>This help is called Support for Mortgage Interest (<abbr title=\"Support for Mortgage Interest\">SMI</abbr>).</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>This guide is also available <a href=\"/cymorth-ar-gyfer-llog-morgais\">in Welsh (Cymraeg)</a> and <a href=\"/government/publications/easy-read-support-for-mortgage-interest-smi\">easy read format</a>.</p>\n</div>\n\n<p>It’s paid as a loan, which you’ll need to repay with interest when you sell or transfer ownership of your home (unless you’re <a href=\"/support-for-mortgage-interest/repaying-your-loan\">moving the loan to another property</a>).</p>\n\n<p>You usually need to be getting, or treated as getting, a <a href=\"/support-for-mortgage-interest/eligibility\">qualifying benefit</a> to get <abbr title=\"Support for Mortgage Interest\">SMI</abbr>.</p>\n\n<p>There’s no guarantee that you’ll get <abbr title=\"Support for Mortgage Interest\">SMI</abbr> for a mortgage or loan you take out.</p>\n\n<h2 id=\"what-you-cannot-use-smi-for\">What you cannot use <abbr title=\"Support for Mortgage Interest\">SMI</abbr> for</h2>\n\n<p><abbr title=\"Support for Mortgage Interest\">SMI</abbr> cannot help you pay:</p>\n\n<ul>\n <li>the amount you borrowed - only the interest on your mortgage</li>\n <li>anything towards insurance policies you have</li>\n <li>missed mortgage payments (arrears)</li>\n</ul>\n\n" } }, { "@type": "Question", "name": "What you'll get", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/what-youll-get", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/what-youll-get", "text": "<p>If you qualify for Support for Mortgage Interest (<abbr title=\"Support for Mortgage Interest\">SMI</abbr>), you’ll usually get help paying the interest on up to £200,000 of your loan or mortgage.</p>\n\n<p>However, you can only get up to £100,000 if either:</p>\n\n<ul>\n <li>you’re getting <a href=\"/pension-credit\">Pension Credit</a>\n</li>\n <li>you started claiming another <a href=\"/support-for-mortgage-interest/eligibility\">qualifying benefit</a> before January 2009 and you were below <a href=\"/state-pension-age\">State Pension age</a> at that time</li>\n</ul>\n\n<p>If you’re already getting <abbr title=\"Support for Mortgage Interest\">SMI</abbr> and move to Pension Credit within 12 weeks of stopping your other benefits, you’ll still get help with interest on up to £200,000.</p>\n\n<p>The interest rate used to calculate the amount of <abbr title=\"Support for Mortgage Interest\">SMI</abbr> you’ll get is currently 2.09%.</p>\n\n<h2 id=\"what-youll-pay-back\">What you’ll pay back</h2>\n\n<p><abbr title=\"Support for Mortgage Interest\">SMI</abbr> is paid as a loan. You’ll need to repay the money you get with interest when you sell or transfer ownership of your home (unless you’re <a href=\"/support-for-mortgage-interest/repaying-your-loan\">moving the loan to another property</a>).</p>\n\n<p>The interest added to the loan can go up or down, but the rate will not change more than twice a year. The current rate is 3.03%.</p>\n\n<p>If you want to pay the loan back more quickly, you can also make voluntary repayments. The minimum voluntary repayment is £100 or the outstanding balance if it’s less than £100.</p>\n\n<h2 id=\"how-smi-is-paid\">How <abbr title=\"Support for Mortgage Interest\">SMI</abbr> is paid</h2>\n\n<p><abbr title=\"Support for Mortgage Interest\">SMI</abbr> is normally paid direct to your lender.</p>\n\n<p>Payments can start either:</p>\n\n<ul>\n <li>from the date you start getting Pension Credit</li>\n <li>after you’ve received Universal Credit for 9 months in a row</li>\n <li>after you’ve claimed any other qualifying benefit for 39 weeks in a row</li>\n</ul>\n\n" } }, { "@type": "Question", "name": "Eligibility", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/eligibility", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/eligibility", "text": "<p>To be eligible for a Support for Mortgage Interest (<abbr title=\"Support for Mortgage Interest\">SMI</abbr>) loan, you usually need to be getting one of the following qualifying benefits:</p>\n\n<ul>\n <li><a href=\"/income-support\">Income Support</a></li>\n <li>income-based <a href=\"/jobseekers-allowance\">Jobseeker’s Allowance (<abbr title=\"Jobseeker’s Allowance\">JSA</abbr>)</a>\n</li>\n <li>income-related <a href=\"/employment-support-allowance\">Employment and Support Allowance (<abbr title=\"Employment and Support Allowance\">ESA</abbr>)</a>\n</li>\n <li><a href=\"/universal-credit\">Universal Credit</a></li>\n <li><a href=\"/pension-credit\">Pension Credit</a></li>\n</ul>\n\n<p><a href=\"/support-for-mortgage-interest/how-to-apply\">Contact the relevant office</a> to check if you’re eligible for <abbr title=\"Support for Mortgage Interest\">SMI</abbr>.</p>\n\n<p>You can start getting the loan:</p>\n\n<ul>\n <li>from the date you start getting Pension Credit</li>\n <li>after you’ve claimed Income Support, income-based <abbr title=\"Jobseeker’s Allowance\">JSA</abbr> or income-based <abbr title=\"Employment and Support Allowance\">ESA</abbr> for 39 weeks in a row</li>\n <li>after you’ve received Universal Credit for 9 months in a row</li>\n</ul>\n\n<h2 id=\"if-you-receive-universal-credit-and-your-smi-stops\">If you receive Universal Credit and your <abbr title=\"Support for Mortgage Interest\">SMI</abbr> stops</h2>\n\n<p>You cannot get <abbr title=\"Support for Mortgage Interest\">SMI</abbr> if you’re getting any of the following:</p>\n\n<ul>\n <li>earnings from your job if you’re employed or self-employed</li>\n <li>a tax refund</li>\n <li><a href=\"/statutory-sick-pay\">Statutory Sick Pay</a></li>\n <li><a href=\"/maternity-pay-leave\">Statutory Maternity Pay</a></li>\n <li><a href=\"/paternity-pay-leave\">Statutory Paternity Pay</a></li>\n <li><a href=\"/adoption-pay-leave\">Statutory Adoption Pay</a></li>\n <li><a href=\"/shared-parental-leave-and-pay\">Statutory Shared Parental Pay</a></li>\n</ul>\n\n<p>You’ll need to stop getting this income before you can get <abbr title=\"Support for Mortgage Interest\">SMI</abbr> again.</p>\n\n<h2 id=\"if-your-income-is-too-high-to-get-a-qualifying-benefit\">If your income is too high to get a qualifying benefit</h2>\n\n<p>You might still be able to get <abbr title=\"Support for Mortgage Interest\">SMI</abbr> if you apply for one of the qualifying benefits but cannot get it because your income is too high. You’ll then be treated as getting the benefit you applied for.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>You will not be treated as getting Universal Credit if you cannot get it because your income is too high.</p>\n</div>\n\n" } }, { "@type": "Question", "name": "How to apply", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/how-to-apply", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/how-to-apply", "text": "<p>When you apply for a <a href=\"/support-for-mortgage-interest/eligibility\">qualifying benefit</a>, you’ll be asked extra questions about your housing costs to find out if you’re eligible for Support for Mortgage Interest (<abbr title=\"Support for Mortgage Interest\">SMI</abbr>). You might also be sent a form asking for more detailed information.</p>\n\n<p>If you qualify for <abbr title=\"Support for Mortgage Interest\">SMI</abbr>, you’ll be offered a loan.</p>\n\n<p>If you turn down the offer at first, you can still accept it at any time as long as you’re eligible for <abbr title=\"Support for Mortgage Interest\">SMI</abbr>. The payments to your lender will be backdated to when you were first entitled to the loan. Contact the office that pays your benefit.</p>\n\n<h2 id=\"if-you-already-get-a-qualifying-benefit\">If you already get a qualifying benefit</h2>\n\n<p>Contact the office that pays your benefit to find out if you could get an <abbr title=\"Support for Mortgage Interest\">SMI</abbr> loan.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>The payments to your lender will be backdated to when you were first entitled to the loan.</p>\n</div>\n\n<p>If you get or have applied for Income Support, income-based <abbr title=\"Jobseeker’s Allowance\">JSA</abbr> or income-related <abbr title=\"Employment and Support Allowance\">ESA</abbr>, contact Jobcentre Plus.</p>\n\n<div class=\"contact\">\n<p>Jobcentre Plus<br>\nTelephone: 0800 169 0310<br>\nTextphone: 0800 169 0314 <br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (if you cannot hear or speak on the phone): 18001 then 0800 169 0310<br>\nBritish Sign Language (BSL) <a href=\"https://connect.interpreterslive.co.uk/vrs?ilc=DWP\">video relay service</a> if you’re on a computer - find out how to <a href=\"https://www.youtube.com/watch?v=oELNMfAvDxw\">use the service on mobile or tablet</a><br>\nWelsh language: 0800 328 1744<br>\nMonday to Friday, 8am to 5pm<br>\n<a href=\"/call-charges\">Find out about call charges</a></p>\n</div>\n\n<p>If you get or have applied for Pension Credit, contact the Pension Service.</p>\n\n<div class=\"contact\">\n<p>Pension Service <br>\nTelephone: 0800 731 0469<br>\nTextphone: 0800 731 0464<br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (if you cannot hear or speak on the phone): 18001 then 0800 731 0469<br>\nBritish Sign Language (BSL) <a href=\"https://connect.interpreterslive.co.uk/vrs?ilc=DWP\">video relay service</a> if you’re on a computer - find out how to <a href=\"https://www.youtube.com/watch?v=oELNMfAvDxw\">use the service on mobile or tablet</a><br>\nWelsh language: 0800 731 0453<br>\nWelsh language textphone: 0800 731 0456<br>\nMonday to Friday, 8am to 6pm (except public holidays)<br>\n<a href=\"/call-charges\">Find out about call charges</a></p>\n</div>\n\n<p>If you get or have applied for Universal Credit, contact the Universal Credit helpline.</p>\n\n<div class=\"contact\">\n<p>Universal Credit helpline <br>\nTelephone: 0800 328 5644<br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (if you cannot hear or speak on the phone): 18001 then 0800 328 5644<br>\nBritish Sign Language (BSL) <a href=\"https://connect.interpreterslive.co.uk/vrs?ilc=DWP\">video relay service</a> if you’re on a computer - find out how to <a href=\"https://www.youtube.com/watch?v=oELNMfAvDxw\">use the service on mobile or tablet</a><br>\nWelsh language: 0800 328 1744 <br>\nTextphone: 0800 328 1344<br>\nMonday to Friday, 8am to 6pm <br>\n<a href=\"/call-charges\">Find out about call charges</a></p>\n</div>\n\n" } }, { "@type": "Question", "name": "Repaying your loan", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/repaying-your-loan", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/repaying-your-loan", "text": "<p>You’ll need to repay your SMI loan with interest if you sell or transfer ownership of your home.</p>\n\n<p>The interest you pay can go up or down, but the rate will not change more than twice a year. The current rate is 3.03%. You’ll be told if this is going to change.</p>\n\n<h2 id=\"selling-your-home\">Selling your home</h2>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>You will not be asked to sell your home in order to repay your SMI loan.</p>\n</div>\n\n<p>If you sell your home, you’ll repay the SMI loan from what’s left after you pay:</p>\n\n<ul>\n <li>your mortgage</li>\n <li>any home improvement loans</li>\n <li>any other loans secured against your home</li>\n</ul>\n\n<p>If you do not have enough left to pay off all of the SMI loan, you will have to pay back what you can. The rest of the loan will be written off.</p>\n\n<h3 id=\"if-youre-buying-a-new-home\">If you’re buying a new home</h3>\n\n<p>You may be able to transfer the loan to your new home. Contact DWP Loan Management as soon as you know you intend to move, and before you complete your sale.</p>\n\n<div class=\"contact\">\n<p>DWP Loan Management<br>\nTelephone: 0800 916 0567<br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (if you cannot hear or speak on the phone): 18001 then 0800 916 0567<br>\nMonday to Friday, 8am to 7.30pm<br>\n<a href=\"/call%20charges\">Find out about call charges</a></p>\n</div>\n\n<div class=\"address\"><div class=\"adr org fn\"><p>\n\nSMI Loan Management\n<br>Post Handling Site A\n<br>Wolverhampton\n<br>WV98 2DS\n<br>\n</p></div></div>\n\n<p>You’ll need to give DWP Loan Management your solicitor’s contact details. They will work with your solicitor to arrange for the loan to be moved to your new home.</p>\n\n<p>The office paying your <a href=\"/support-for-mortgage-interest/eligibility\">qualifying benefit</a> will also check you’re still eligible.</p>\n\n<h2 id=\"voluntary-repayments\">Voluntary repayments</h2>\n\n<p>If you want to pay the loan back more quickly, you can also make voluntary repayments. The minimum voluntary repayment is £100 or the outstanding balance if it’s less than £100.</p>\n\n<h2 id=\"how-to-repay\">How to repay</h2>\n\n<p>Contact DWP Loan Repayment to ask for a ‘settlement letter’ - this will tell you how much you need to pay.</p>\n\n<p>You can pay by telephone or online banking using the bank account details in your settlement letter.</p>\n\n<div class=\"contact\">\n<p>DWP Loan Repayment<br>\nTelephone: 0800 916 0567<br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (if you cannot hear or speak on the phone): 18001 then 0800 916 0567<br>\nMonday to Friday, 8am to 7.30pm <br>\n<a href=\"/call-charges\">Find out about call charges</a></p>\n</div>\n" } }, { "@type": "Question", "name": "Get other financial help with your housing costs", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/other-financial-help-housing", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230305224827/https://www.gov.uk/support-for-mortgage-interest/other-financial-help-housing", "text": "<p>You can still <a href=\"/mortgage-interest-run-on\">get financial help with your housing costs</a> if your Income Support, income-based Jobseeker’s Allowance or income-related Employment and Support Allowance is going to stop because you are about to:</p>\n\n<ul>\n <li>return to work full-time</li>\n <li>work more hours</li>\n <li>earn more money</li>\n</ul>\n\n<h2 id=\"help-and-support\">Help and support</h2>\n\n<p>You can get free information about housing support from:</p>\n\n<ul>\n <li><a rel=\"external\" href=\"http://www.citizensadvice.org.uk/debt-and-money/mortgage-problems/\">Citizens Advice</a></li>\n <li><a rel=\"external\" href=\"https://www.moneyhelper.org.uk/en/homes/buying-a-home\">MoneyHelper</a></li>\n <li><a rel=\"external\" href=\"https://england.shelter.org.uk/housing_advice\">Shelter</a></li>\n</ul>\n" } } ] } </script> </body> </html>

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