21st Annual Bank Research Conference

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class="glider-card-thumbnail"><a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / November 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil">The Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/resources" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Resources </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d" class="block block-block-content block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>Resources</h2><p>The FDIC provides a wealth of resources for consumers, 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Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/analysis" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Analysis </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div 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Browse our extensive research tools and reports.</p><p><a href="/analysis">More FDIC Analysis</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-3" role="list"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/center-financial-research" class="tbm-link level-2"> Center for Financial Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/consumer-research" class="tbm-link level-2"> Consumer Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/household-survey" class="tbm-link level-2"> FDIC National Survey of Unbanked and Underbanked Households </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-4" role="list"> 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href="/quarterly-banking-profile/fdic-quarterly-banking-profile-second-quarter-2024">FDIC-Insured Institutions Reported Net Income of $71.5 Billion</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-05/qbp-q1-2024.png?itok=WG14C4zi" width="277" height="141" alt="Quarterly Banking Profile for First Quarter 2024" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / May 29, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/">Quarterly Banking Profile for First Quarter 2024</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div 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width="277" height="141" alt="Quarterly Banking Profile for Third Quarter 2023" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / November 29, 2023 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2023sep/">Quarterly Banking Profile for Third Quarter 2023</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/news" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> News </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div 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"> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / November 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil">The Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 megamenu-search tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <span class="tbm-link level-1 no-link tbm-toggle" tabindex="0" aria-expanded="false"> Search </span> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="megamenu-search-submenu tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span12"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0" class="block block-block-content block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0"> <div class="field field--name-body 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src="/system/files/styles/landing_page_hero/private/2024-07/brc-2022-webheader.jpg?itok=_qRw3XlD" width="1356" height="320" alt="21st Annual Bank Research Conference Logo"> </div></div> </div> <p>Registration is now closed for the 21<sup>st</sup> Annual Bank Research Conference. The Conference will be on September 14 to 16, 2022.</p><ul><li>September 14 will be virtual</li><li>September 15 and 16 will be offered in hybrid format - both virtually and in-person at the L. William Seidman Center (Conditions permitting)</li></ul><p><span><strong>Information for virtual registrants:</strong></span></p><ul><li>Virtual registration is closed.</li></ul><p><span><strong>Information for in-person registrants:</strong></span></p><ul><li>In-person registration is closed. Those that missed the deadline are encouraged to register for virtual attendance.</li><li>Address for in-person attendance: 3501 N. Fairfax Dr, Arlington, Virginia.</li><li>Every registrant will receive virtual attendance information.</li><li>In-person attendees are no longer required to complete a vaccination attestation form or provide proof of a negative COVID-19 test to gain entry to FDIC buildings. The use of face masks are encouraged, but not required.</li></ul> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--accordion-group paragraph--view-mode--default accordion-group"> <div class="accordion__group-toggle"> <button id="accordion-group-toggle-28586" class="accordion__group-toggle-button usa-button" aria-expanded="false" aria-controls="accordion-group-28586">Open All</button> </div> <div id="accordion-group-28586" > <div class="field field--name-field-folds field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="accordion__fold"> <a id="september-14-2022" class="accordion__anchor"></a> <button id="accordion-heading-28571" class="accordion__button" aria-expanded="false" aria-controls="accordion-content-28571"> <span class="accordion__heading"> September 14, 2022 </span> <span class="accordion__icon"> <i class="fa fa-chevron-right"></i> </span> </button> <div id="accordion-content-28571" class="accordion__content" role="region" aria-labelledby="accordion-heading-28571" hidden="until-found"> <div class="accordion__inner"> <div class="field field--name-field-fold-content field--type-text-long field--label-hidden field__items"> <div class="field__item"><table><tbody><tr><td colspan="2"><a href="https://fdic.webex.com/fdic/j.php?MTID=m3076c1e64f545d2b00e2432982a3b223">Wednesday Vitrual Session Link </a></td></tr><tr><td><strong>4:00-5:30</strong></td><td><p><span>Virtual Fast Track Session</span></p><ul><li><strong>Bank Competition amid Digital Disruption: Implications for Financial Inclusion</strong><ul><li>Erica Jiang, <em>University of Southern California</em></li><li>Gloria Yang Yu, <em>Singapore Management University</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a39-h1">Jinyuan Zhang</a>, <em>University of California-Los Angeles</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/weitzner-paper.pdf"><strong>Bank Information Production Over the Business Cycle</strong> </a><ul><li>Cooper Howes, <em>Federal Reserve Bank of Kansas City</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a37-h1">Gregory Weitzner</a>, <em>McGill University</em></li></ul></li><li><strong>Inflation and Disintermediation</strong><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a01-h1">Isha Agarwal</a>, <em>University of British Columbia</em></li><li>Matthew Baron, <em>Cornell University</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/gornall-paper.pdf"><strong>Customer Data Access and Fintech Entry: Early Evidence from Open Banking</strong> </a><ul><li>Tania Babina, <em>Columbia University</em></li><li>Greg Buchak, <em>Stanford University</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a11-h1">Will Gornall</a>, <em>University of British Columbia</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/lotti-paper.pdf"><strong>Resilience and Fragility in Global Banking: Impacts on Emerging Economies</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a23-h1">Giulia Lotti</a>, <em>Inter-American Development Bank</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/pan-paper.pdf"><strong>Shadow Cost of Collateral</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a27-h1">Isaac Pan</a>, <em>University of Sydney</em></li><li>Zheyao Pan, <em>Macquarie University</em></li><li>Kairong Xiao, <em>Columbia University</em></li></ul></li></ul></td></tr></tbody></table></div></div> </div> </div> </div> </div> <div class="field__item"> <div class="accordion__fold"> <a id="september-15-2022" class="accordion__anchor"></a> <button id="accordion-heading-28576" class="accordion__button" aria-expanded="false" aria-controls="accordion-content-28576"> <span class="accordion__heading"> September 15, 2022 </span> <span class="accordion__icon"> <i class="fa fa-chevron-right"></i> </span> </button> <div id="accordion-content-28576" class="accordion__content" role="region" aria-labelledby="accordion-heading-28576" hidden="until-found"> <div class="accordion__inner"> <div class="field field--name-field-fold-content field--type-text-long field--label-hidden field__items"> <div class="field__item"><table><tbody><tr><td colspan="2"><a href="https://fdic.webex.com/fdic/j.php?MTID=m187f2bd3e80e3dcd45a093b9aec0d176">Thursday Virtual Session Link </a></td></tr><tr><td><strong>9:00-9:30</strong></td><td><span>Opening Remarks</span> <br><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a01-h1">Martin Gruenberg</a>, Acting Chairman of the <em>Federal Deposit Insurance Corporation</em></td></tr><tr><td><strong>9:30-11:00</strong></td><td><p><span>Paper Session 1: Banks, Non-Banks and Corporate Lending</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a09-h1">M. Cecilia Bustamante</a>, <em>University of Maryland</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/benetton-paper.pdf"><strong>Wide or Narrow? Competition and Scope in Financial Intermediation</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a07-h1">Matteo Benetton</a>, <em>University of California-Berkeley</em></li><li>Greg Buchak, <em>Stanford University</em></li><li>Claudia Robles-Garcia, <em>Stanford University</em></li></ul></li><li><strong>Navigating Stormy Waters: Crises, Selection, and Productivity Dynamics</strong><ul><li>Ufuk Akcigit, <em>University of Chicago</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a03-h1">Harun Alp</a>, <em>Federal Reserve Board of Governors</em></li><li>Ege Y. Ercan, <em>Stanford University</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/zhou-paper.pdf"><strong>Non-Bank Lending During Financial Crises</strong> </a><ul><li>Inaki Aldasoro, <em>Bank for International Settlements</em></li><li>Sebastian Doerr, <em>Bank for International Settlements</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a03-h1">Haonan Zhou</a>, <em>Princeton University</em></li></ul></li></ul></td></tr><tr><td><strong>11:00-11:15</strong></td><td>Break</td></tr><tr><td><strong>11:15-12:15</strong></td><td><p><span>Paper Session 2: Trade Credit: Alternatives to Traditional Borrowing</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a29-h1">Mitchell Petersen</a>, <em>Northwestern University</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/chakraborty-paper.pdf"><strong>Financial Integration through Production Networks</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a10-h1">Indraneel Chakraborty</a>, <em>University of Miami</em></li><li>Saketh Chityala, <em>Indian School of Business</em></li><li>Apoorva Javadekar, <em>Indian School of Business</em></li><li>Rodney Ramcharan, <em>University of Southern California</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/schmidt-eisenlohr-paper.pdf"><strong>Trade Credit and Markups</strong> </a><ul><li>Alvaro Garcia-Marin, <em>Universidad de los Andes</em></li><li>Santiago Justel, <em>World Bank</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a33-h1">Tim Schmidt-Eisenlohr</a>, <em>Federal Reserve Board of Governors</em></li></ul></li></ul></td></tr><tr><td><strong>12:15-1:45</strong></td><td><p>Lunch and Poster Session <br><span>Poster Session:</span></p><ul><li><a href="https://youtu.be/pSjx4mCJ6-8"><strong>Bailouts, Bail-ins, and Banking Industry Dynamics</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a25-h1">April Meehl</a>, <em>University of Wisconsin-Madison</em></li></ul></li><li><a href="https://youtu.be/Ge3RwWU4BGI"><strong>Bank Competition and Entrepreneurial Gaps: Evidence from Bank Deregulation</strong></a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a22-h1">Xiang Li</a>, <em>Boston College</em></li></ul></li><li><a href="https://youtu.be/Ey8ZzHOddnE"><strong>Do Banks Care about ESG? Firm Capital Structure in the Green Era</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a35-h1">Stefan Walz</a>, <em>Columbia University</em></li></ul></li><li><a href="https://youtu.be/pFjyVjT9hNI"><strong>It's Not You, It's Them: Industry Spillovers and Loan Portfolio Optimization</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a12-h1">Juan Pablo Gorostiaga</a>, <em>IESE Business School</em></li></ul></li><li><a href="https://youtu.be/Q4oXpRfB4bY"><strong>Level 3 Fair Value Measurement and Systemic Risk Mimicking Regulatory Peers</strong> </a><ul><li>Scott Liao, <em>University of Toronto</em></li><li>Jacob Ott, <em>London School of Economics</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a308-h1">Ethan Yao</a>, <em>University of Minnesota</em></li><li>Helen Zhang, <em>University of Minnesota</em></li></ul></li><li><a href="https://youtu.be/3LTXXrhdvJs"><strong>Mimicking Regulatory Peers</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a19-h1">Minjae Kim</a>, <em>University of Minnesota</em></li></ul></li></ul></td></tr><tr><td><strong>1:45-3:15</strong></td><td><p><span>Paper Session 3: What Could Go Wrong? Three Types of Banking Shocks</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a16-h1">Jean Helwege</a>, <em>University of California, Riverside</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/raykov-paper.pdf"><strong>Asymmetric Systemic Risk</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a30-h1">Radoslav Raykov</a>, <em>Bank of Canada</em></li><li>Consuelo Silva-Buston, <em>Pontificia Universidad de Catolica de Chile</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/juelsrud-paper.pdf"><strong>Granular Credit Risk</strong> </a><ul><li>Sigurd Galaasen, <em>Norges Bank</em></li><li>Rustam Jamilov, <em>University of Oxford</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a18-h1">Ragnar Juelsrud</a>, <em>Norges Bank</em></li><li>Helene Rey, <em>London Business School</em></li></ul></li><li><strong>Bank Specialization and Industry-Specific Shocks</strong><ul><li>Rajkamal Iyer, <em>Imperial College London</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a21-h1">Sotirios Kokas</a>, <em>University of Essex</em></li><li>Alexander Michaelides, <em>Imperial College London</em></li><li>Jose-Luis Peydro, <em>Imperial College London</em></li></ul></li></ul></td></tr><tr><td><strong>3:15-3:30</strong></td><td>Break</td></tr><tr><td><strong>3:30-5:00</strong></td><td><p><span>Paper Session 4: Economic Consequences of Mandatory Bank Disclosures</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a06-h1">Annette Beatty</a>, <em>The Ohio State University</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/nicoletti-paper.pdf"><strong>Economic Consequences of Transparency Regulation: Evidence from Bank Mortgage Lending</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a27-h1">Allison Nicoletti</a>, <em>University of Pennsylvania</em></li><li>Christina Zhu, <em>University of Pennsylvania</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/urcan-paper.pdf"><strong>The Social Externalities of Bank Disclosure Regulation: Evidence from the Community Reinvestment Act</strong> </a><ul><li>Sydney Kim, <em>University of Illinois Urbana-Champaign</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a34-h1">Oktay Urcan</a>, <em>University of Illinois Urbana-Champaign</em></li><li>Hayoung Yoon, <em>Southern Methodist University</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/vashishtha-paper.pdf"><strong>Loan Fair Value Disclosures and Deposit Flows</strong> </a><ul><li>Qi Chen, <em>Duke University</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a35-h1">Rahul Vashishtha</a>, <em>Duke University</em></li><li>Shuyan Wang, <em>Duke University</em></li></ul></li></ul></td></tr><tr><td><strong>5:00</strong></td><td><span>Reception</span></td></tr></tbody></table></div></div> </div> </div> </div> </div> <div class="field__item"> <div class="accordion__fold"> <a id="september-16-2022" class="accordion__anchor"></a> <button id="accordion-heading-28581" class="accordion__button" aria-expanded="false" aria-controls="accordion-content-28581"> <span class="accordion__heading"> September 16, 2022 </span> <span class="accordion__icon"> <i class="fa fa-chevron-right"></i> </span> </button> <div id="accordion-content-28581" class="accordion__content" role="region" aria-labelledby="accordion-heading-28581" hidden="until-found"> <div class="accordion__inner"> <div class="field field--name-field-fold-content field--type-text-long field--label-hidden field__items"> <div class="field__item"><table><tbody><tr><td colspan="2"><a href="https://fdic.webex.com/fdic/j.php?MTID=m58fedc9a0b6c0197f4e23a2978c5e07f">Friday Virtual Session Link </a></td></tr><tr><td><strong>9:00-10:30</strong></td><td><p><span>Paper Session 5: The Economics of Stablecoins</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a14-h1">Zhiguo He</a>, <em>University of Chicago</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/ross-paper.pdf"><strong>Making Money</strong> </a><ul><li><strong>Gary B. Gorton</strong>, <em>Yale University</em></li><li>Chase P. Ross, <em>Federal Reserve Board of Governors</em></li><li>Sharon Y. Ross, <em>Office of Financial Research, US Treasury</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/hoffman-paper.pdf"><strong>The Digital Economy, Privacy, and CBDC</strong> </a><ul><li>Toni Ahnert, <em>European Central Bank</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a31-h1">Peter Hoffmann</a>, <em>European Central Bank</em></li><li>Cyril Monnet, <em>University of Bern</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/davernas-paper.pdf"><strong>Can Stablecoins be Stable?</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a11-h1">Adrien d'Avernas</a>, <em>Stockholm School of Economics</em></li><li>Vincent Maurin, <em>Stockholm School of Economics</em></li><li>Quentin Vandeweyer, <em>University of Chicago</em></li></ul></li></ul></td></tr><tr><td><strong>10:30-10:45</strong></td><td>Break</td></tr><tr><td><strong>10:45-12:15</strong></td><td><p><span>Paper Session 6: Bank Regulation and Risk Taking Incentives</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a32-h1">Joao Santos</a>, <em>Federal Reserve Bank of New York</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/marodin-paper.pdf"><strong>Bank Leverage Limits and Risk-Taking in the Mortgage Market: Evidence from Post-Crisis Reforms</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a25-h1">Fabrizio Almeida Marodin</a>, <em>Federal Reserve Bank of Richmond</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/basten-paper.pdf"><strong>Cross-Selling in Bank Household Relationships. Implications for Deposit Pricing, Loan Pricing, and Monetary Policy</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a05-h1">Christoph Basten</a>, <em>University of Zurich</em></li><li>Ragnar Enger Juelsrud, <em>Norges Bank</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/bosshardt-paper.pdf"><strong>Liquidity Regulation and Bank Risk Taking on the Horizon</strong></a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a08-h1">Joshua Bosshardt</a>, <em>Federal Housing Finance Agency</em></li><li>Ali Kakhbod, <em>University of California-Berkeley</em></li><li>Farzad Saidi, <em>University of Bonn</em></li></ul></li></ul></td></tr><tr><td><strong>12:15-1:30</strong></td><td><strong>Lunch</strong></td></tr><tr><td><strong>1:30-3:00</strong></td><td><p><span>Paper Session 7: Banks, the Economy, and Society</span> <br>Session Chair and Discussant: <a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a38-h1">Liu Yang</a>, <em>University of Maryland</em></p><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/heitz-paper.pdf"><strong>Bank Monitoring in Construction Lending</strong> </a><ul><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a15-h1">Amanda Heitz</a>, <em>Tulane University</em></li><li>Chris Martin, <em>Federal Deposit Insurance Corporation</em></li><li>Alex Ufier, <em>Federal Deposit Insurance Corporation</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/karolyi-paper.pdf"><strong>The Value of Lending Relationships</strong> </a><ul><li>Andrew Bird, <em>Chapman University</em></li><li>Michael Hertzel, <em>Arizona State University</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a19-h1">Stephen A. Karolyi</a>, <em>Office of the Comptroller of the Currency</em></li><li>Thomas G. Ruchti, <em>Office of Financial Research, US Treasury</em></li></ul></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/papers/langford-paper.pdf"><strong>"Let Us Put Our Moneys Together:" Minority-Owned Banks, Local Economic Development, and Resilience to Crises</strong> </a><ul><li>Allen N. Berger, <em>University of South Carolina</em></li><li>Maryann P. Feldman, <em>Arizona State University</em></li><li><a href="/analysis/cfr/bank-research-conference/annual-21st/brc-speaker-bios.html#a22-h1">W. Scott Langford</a>, <em>Arizona State University</em></li><li>Raluca A. Roman, <em>Federal Reserve Bank of Philadelphia</em></li></ul></li></ul></td></tr></tbody></table></div></div> </div> </div> </div> </div></div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--text paragraph--view-mode--default"> <p class="text-align-right"><a href="/analysis/cfr/bank-research-conference/annual-21st/2022-brc-agenda-draft.pdf"><strong>Agenda</strong></a></p> </div> </div></div> </div> </article> </div> <div id="block-fdic-theme-news-last-updated-block" class="text-align-right block block-fdic-custom block-fdic-node-last-updated-block"> <p>Last Updated: September 29, 2023</p> </div> </main> </div> </div> <footer class="usa-footer usa-footer--medium" role="footer"> <div class="footer-primary"> <div class="grid-container flex-row-wrap flex-center-x flex-children-1 mobile--flex-col"> <div id="block-fdic-theme-footercontactthefdic" class="block block-block-content block-block-content1ad48bca-4eaa-42fe-9f6e-ca59046baba4"> <div 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