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article on Telegram" rel="noopener noreferrer" target="_blank" class="sc-gsTCUz SocialLink__IconWrapper-sc-1toayxk-0 SocialLink-sc-1toayxk-1 kSSfgv kWcfCj"><svg viewBox="0 0 18 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" class="sc-bdfBwQ Svg-sc-17i2kvj-0"><path d="M16.5257 0.95613L0.992894 6.94483C-0.066948 7.37023 -0.061323 7.96196 0.800144 8.22551L4.78605 9.46968L14.0138 3.64787C14.4499 3.3832 14.8494 3.52537 14.5213 3.81704L7.04397 10.5643L7.12095 10.6987L7.04397 10.5649L6.76974 14.675C6.92584 14.6731 7.07947 14.6358 7.21913 14.566C7.35878 14.4963 7.48083 14.3958 7.57613 14.2721L9.51318 12.389L13.5423 15.3662C14.2841 15.7748 14.8191 15.5629 15.004 14.6773L17.6491 2.21212C17.9199 1.12644 17.2349 0.634171 16.5258 0.956163"></path></svg></a></div><div class="sc-bdfBwQ Grid__GridItem-sc-3uwl3g-2"><div aria-label="Copy the link to your clipboard" class="sc-gsTCUz SocialLink__IconWrapper-sc-1toayxk-0 kSSfgv sHTpX"><svg viewBox="0 0 14 17" fill="currentColor" xmlns="http://www.w3.org/2000/svg" class="sc-bdfBwQ Svg-sc-17i2kvj-0"><path d="M13.8801 0V12.26H11.8801V2H4.12012V0H13.8801Z"></path><path d="M0.120117 3.97998V16.24H9.88012V3.99998L0.120117 3.97998ZM7.87012 14.26H2.12012V5.99998H7.88012L7.87012 14.26Z"></path></svg></div></div></div></div><div class="sc-bdfBwQ GlossaryContent__SummaryBox-k7dren-0 koUmyx eTIkUK"><p>OpenFi, short for "Open Finance," is a financial framework that integrates traditional finance (TradFi) with decentralized finance (DeFi).</p></div><h2 id="isPasted" class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">What Does OpenFi Mean?</h2><div class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">OpenFi, short for "Open Finance," is a financial framework that integrates <a href="https://coinmarketcap.com/academy/glossary/tradfi" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">traditional finance</a> (TradFi) with <a href="https://coinmarketcap.com/academy/article/1788c0e6-96c2-4716-967b-15b32416860d" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">decentralized finance</a> (DeFi). It aims to offer users greater control, flexibility, and innovation in managing their funds and data. OpenFi brings decentralized finance into real-world use through self-custodial, interoperable, and often open-source tools.</div><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Self-Custodial Accounts and KYC</h2><div class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">Unlike traditional banking systems, where access to accounts is tightly linked to <a href="https://coinmarketcap.com/academy/glossary/kyc" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">Know Your Customer</a> (KYC) protocols and regulatory compliance, OpenFi accounts are decentralized and self-custodial. Users retain full control over their accounts and assets, regardless of restrictions from traditional financial providers. While interactions with TradFi systems like payment rails and banking services may require KYC compliance, the core OpenFi accounts themselves do not.</div><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Permission-Free Innovation </h2><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">One of OpenFi's main features is that anyone can innovate without needing permission. This open approach lets new entrepreneurs compete with big companies, leading to better services and lower costs. Users benefit from a growing range of financial products offering improved features, lower fees, and better experiences.</p><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Evolution from Open Banking</h2><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">OpenFi draws inspiration from the principles of Open Banking, which emphasizes transparency and customer control over financial data. However, due to slow adoption by banks, consumer trust issues, fragmented implementations, and regulatory and technical challenges, Open Banking has yet to fully realize its goals. OpenFi builds on these principles by adding DeFi innovations and giving users more control.</p><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Bridging the Gap With Smart Wallets </h2><div class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">The OpenFi ecosystem includes various products and services that bridge traditional and decentralized finance. Smart wallets are fundamental tools that let users manage their assets with full control but without some of the issues that have plagued legacy crypto wallets like "gas" fees and <a href="https://coinmarketcap.com/academy/glossary/seed" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">seed phrases</a>. These wallets break down barriers between cryptocurrencies and everyday finance, making it easier for people to use crypto in their daily lives.</div><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Onchain Crypto Cards</h2><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">A significant development in OpenFi is the emergence of onchain crypto cards (or self-custodial crypto cards), which allow users to pay for everyday items with crypto while merchants receive payments in fiat currency. Unlike CeDeFi crypto cards—which are traditional payment cards with fiat balances topped up from crypto—onchain crypto cards directly use onchain assets. This enables users to spend directly from their self-custodial accounts, eliminating the need for centralized custodians and adhering to decentralization principles.</p><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Comparing OpenFi and CeDeFi </h2><div class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">While both OpenFi and Centralized Decentralized Finance (<a href="https://coinmarketcap.com/academy/glossary/cedefi" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">CeDeFi</a>) aim to integrate elements of DeFi and TradFi, they differ significantly in their approaches to custody and control. CeDeFi utilizes smart contracts but maintains asset control through centralized custodians, offering a hybrid system that combines DeFi's accessibility with centralized finance's regulatory oversight. OpenFi, in contrast, emphasizes the self-custodial management of funds and data, giving users absolute control over their assets. It seeks to make onchain assets on par with TradFi assets, allowing people to manage them seamlessly while increasing transparency and removing hidden fees.</div><h2 class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 iLpgJa ehzvDo">Pathway to Mainstream Adoption</h2><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF">OpenFi has the potential to transform how people use cryptocurrencies, moving beyond speculative trading to practical, real-world applications. This shift shows that crypto is maturing, focusing on real value for users and creating solutions for actual financial needs. By making digital assets useful for daily transactions and integrating them seamlessly into financial lives, OpenFi helps people leverage the benefits of blockchain technology without the complexities traditionally associated with crypto. This evolution means the crypto space is maturing, concentrating on giving users real benefits and fostering innovation that addresses actual financial needs.</p><hr class="sc-bdfBwQ gYEBiR"/><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF"><br/></p><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF"><em>Author: <a href="https://pt.linkedin.com/in/graah" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">Hannes Graah</a>, Founder and Builder of <a href="https://x.com/ZealWallet" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">Zeal</a></em></p><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF"><em><a href="https://www.linkedin.com/in/graah/" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">Hannes Graah</a> is the Founder and Builder of <a href="https://www.zeal.app/" rel="noopener noreferrer noopener noreferrer" target="_blank" class="sc-bdfBwQ Text-msjfkz-0 gbfvns">Zeal</a>, the digital wallet designed for your entire financial life. Having previously worked as VP of Growth at Revolut, Hannes has a deep understanding of building user-friendly financial tools. Additionally, an eight-year tenure at Spotify bolstered his expertise in scaling operations and managing diverse growth initiatives. Hannes is equipped with an entrepreneurial mindset and a strong ability to scale company operations and assorted growth projects. </em></p><p class="sc-bdfBwQ Text-msjfkz-0 Renderer___StyledText-mfgg8t-7 kVrfYF"><br/></p></div><div class="sc-bdfBwQ Container-sc-4c5vqs-0 kA-dzTb khdEkh"><div class="sc-bdfBwQ glide"><div class="Controls__Wrapper-dqlwmp-2 hLEHRj"><div class="sc-gsTCUz uhZXX glide__arrows" data-glide-el="controls"><button class="Controls__Button-dqlwmp-0 fQroEF glide__arrow glide__arrow--right" data-glide-dir=">" aria-label="Explore more glossaries entries" type="button"><svg viewBox="0 0 20 20" fill="currentColor" xmlns="http://www.w3.org/2000/svg" class="sc-bdfBwQ Svg-sc-17i2kvj-0 bwxocM"><path d="M7.09988 11.11L1.87988 5.88997L3.28988 4.47997L7.10988 0.659973L8.51988 2.06997L5.69988 4.88997H17.4799V6.88997H5.69988L8.50988 9.68997L7.09988 11.11Z"></path><path d="M12.88 8.89001L18.09 14.11L16.68 15.52L12.87 19.34L11.46 17.93L14.28 15.11H2.5V13.11H14.28L11.47 10.31L12.88 8.89001Z"></path></svg></button></div><div class="glide__bullets" data-glide-el="controls[nav]"><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=0" aria-label="Slide to related glossary number 0" type="button"></button><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=1" aria-label="Slide to related glossary number 1" type="button"></button><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=2" aria-label="Slide to related glossary number 2" type="button"></button><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=3" aria-label="Slide to related glossary number 3" type="button"></button><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=4" aria-label="Slide to related glossary number 4" type="button"></button><button class="Controls__Button-dqlwmp-0 Controls__Bullet-dqlwmp-1 fQroEF dHSKwc glide__bullet" data-glide-dir="=5" aria-label="Slide to related glossary number 5" type="button"></button></div></div><div class="glide__track" data-glide-el="track"><div class="sc-bdfBwQ glide__slides"><div class="sc-bdfBwQ hWhllA glide__slide"><div class="sc-bdfBwQ GlossaryCard__Wrapper-olpfv3-0 imqeFl gxJJyQ GlossaryFooter__Card-sc-1fzncou-0 WXGBS"><a href="/academy/ru/glossary/trusted-execution-environments-tees" class="sc-gsTCUz epuMYd"><div class="sc-bdfBwQ dGqbKE"><div class="sc-bdfBwQ ipBzhV"><div class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 Title__StyledTitle-sc-6yi3ll-0 eWLPK gYQtxK gRgJsG">Trusted Execution Environments (TEEs)</div></div><p class="sc-bdfBwQ Text-msjfkz-0 kYZXU">Trusted Execution Environments (TEEs) are secure areas within a main processor that provide a protected spa...</p></div><div class="sc-bdfBwQ Text-msjfkz-0 hSoJRN">Полное определение ></div></a></div></div><div class="sc-bdfBwQ hWhllA glide__slide"><div class="sc-bdfBwQ GlossaryCard__Wrapper-olpfv3-0 imqeFl gxJJyQ GlossaryFooter__Card-sc-1fzncou-0 WXGBS"><a href="/academy/ru/glossary/human-keys" class="sc-gsTCUz epuMYd"><div class="sc-bdfBwQ dGqbKE"><div class="sc-bdfBwQ ipBzhV"><div class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 Title__StyledTitle-sc-6yi3ll-0 eWLPK gYQtxK gRgJsG">Human Keys</div></div><p class="sc-bdfBwQ Text-msjfkz-0 kYZXU">Human Keys are cryptographic keys derived from what you are, what you know, or what you have. They are used...</p></div><div class="sc-bdfBwQ Text-msjfkz-0 hSoJRN">Полное определение ></div></a></div></div><div class="sc-bdfBwQ hWhllA glide__slide"><div class="sc-bdfBwQ GlossaryCard__Wrapper-olpfv3-0 imqeFl gxJJyQ GlossaryFooter__Card-sc-1fzncou-0 WXGBS"><a href="/academy/ru/glossary/open-finance-openfi" class="sc-gsTCUz epuMYd"><div class="sc-bdfBwQ dGqbKE"><div class="sc-bdfBwQ ipBzhV"><div class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 Title__StyledTitle-sc-6yi3ll-0 eWLPK gYQtxK gRgJsG">Open Finance (OpenFi)</div></div><p class="sc-bdfBwQ Text-msjfkz-0 kYZXU">OpenFi, short for "Open Finance," is a financial framework that integrates traditional finance (TradFi) wit...</p></div><div class="sc-bdfBwQ Text-msjfkz-0 hSoJRN">Полное определение ></div></a></div></div><div class="sc-bdfBwQ hWhllA glide__slide"><div class="sc-bdfBwQ GlossaryCard__Wrapper-olpfv3-0 imqeFl gxJJyQ GlossaryFooter__Card-sc-1fzncou-0 WXGBS"><a href="/academy/ru/glossary/rollups-as-a-service-raas" class="sc-gsTCUz epuMYd"><div class="sc-bdfBwQ dGqbKE"><div class="sc-bdfBwQ ipBzhV"><div class="sc-bdfBwQ Text-msjfkz-0 Heading-juwhnu-0 Title__StyledTitle-sc-6yi3ll-0 eWLPK gYQtxK gRgJsG">Rollups-as-a-Service (RaaS)</div></div><p class="sc-bdfBwQ Text-msjfkz-0 kYZXU">Rollups-as-a-Service (RaaS) allows builders to build and launch their own rollups quickly. 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\"Open Finance,\" is a financial framework that integrates traditional finance (TradFi) with decentralized finance (DeFi).","excerpt":"OpenFi, short for \"Open Finance,\" is a financial framework that integrates traditional finance (TradFi) with decentralized finance (DeFi).","content":"\u003ch2 id=\"isPasted\"\u003eWhat Does OpenFi Mean?\u003c/h2\u003e\u003cp\u003eOpenFi, short for \u0026quot;Open Finance,\u0026quot; is a financial framework that integrates\u0026nbsp;\u003ca href=\"https://coinmarketcap.com/academy/glossary/tradfi\" rel=\"noopener noreferrer\" target=\"_blank\"\u003etraditional finance\u003c/a\u003e (TradFi) with\u0026nbsp;\u003ca href=\"https://coinmarketcap.com/academy/article/1788c0e6-96c2-4716-967b-15b32416860d\" rel=\"noopener noreferrer\" target=\"_blank\"\u003edecentralized finance\u003c/a\u003e (DeFi). It aims to offer users greater control, flexibility, and innovation in managing their funds and data. OpenFi brings decentralized finance into real-world use through self-custodial, interoperable, and often open-source tools.\u003c/p\u003e\u003ch2\u003eSelf-Custodial Accounts and KYC\u003c/h2\u003e\u003cp\u003eUnlike traditional banking systems, where access to accounts is tightly linked to\u0026nbsp;\u003ca href=\"https://coinmarketcap.com/academy/glossary/kyc\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eKnow Your Customer\u003c/a\u003e (KYC) protocols and regulatory compliance, OpenFi accounts are decentralized and self-custodial. Users retain full control over their accounts and assets, regardless of restrictions from traditional financial providers. While interactions with TradFi systems like payment rails and banking services may require KYC compliance, the core OpenFi accounts themselves do not.\u003c/p\u003e\u003ch2\u003ePermission-Free Innovation\u0026nbsp;\u003c/h2\u003e\u003cp\u003eOne of OpenFi\u0026#39;s main features is that anyone can innovate without needing permission. This open approach lets new entrepreneurs compete with big companies, leading to better services and lower costs. Users benefit from a growing range of financial products offering improved features, lower fees, and better experiences.\u003c/p\u003e\u003ch2\u003eEvolution from Open Banking\u003c/h2\u003e\u003cp\u003eOpenFi draws inspiration from the principles of Open Banking, which emphasizes transparency and customer control over financial data. However, due to slow adoption by banks, consumer trust issues, fragmented implementations, and regulatory and technical challenges, Open Banking has yet to fully realize its goals. OpenFi builds on these principles by adding DeFi innovations and giving users more control.\u003c/p\u003e\u003ch2\u003eBridging the Gap With Smart Wallets\u0026nbsp;\u003c/h2\u003e\u003cp\u003eThe OpenFi ecosystem includes various products and services that bridge traditional and decentralized finance. Smart wallets are fundamental tools that let users manage their assets with full control but without some of the issues that have plagued legacy crypto wallets like \u0026quot;gas\u0026quot; fees and\u0026nbsp;\u003ca href=\"https://coinmarketcap.com/academy/glossary/seed\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eseed phrases\u003c/a\u003e. These wallets break down barriers between cryptocurrencies and everyday finance, making it easier for people to use crypto in their daily lives.\u003c/p\u003e\u003ch2\u003eOnchain Crypto Cards\u003c/h2\u003e\u003cp\u003eA significant development in OpenFi is the emergence of onchain crypto cards (or self-custodial crypto cards), which allow users to pay for everyday items with crypto while merchants receive payments in fiat currency. Unlike CeDeFi crypto cards\u0026mdash;which are traditional payment cards with fiat balances topped up from crypto\u0026mdash;onchain crypto cards directly use onchain assets. This enables users to spend directly from their self-custodial accounts, eliminating the need for centralized custodians and adhering to decentralization principles.\u003c/p\u003e\u003ch2\u003eComparing OpenFi and CeDeFi \u0026nbsp;\u003c/h2\u003e\u003cp\u003eWhile both OpenFi and Centralized Decentralized Finance (\u003ca href=\"https://coinmarketcap.com/academy/glossary/cedefi\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eCeDeFi\u003c/a\u003e) aim to integrate elements of DeFi and TradFi, they differ significantly in their approaches to custody and control. CeDeFi utilizes smart contracts but maintains asset control through centralized custodians, offering a hybrid system that combines DeFi\u0026#39;s accessibility with centralized finance\u0026#39;s regulatory oversight. OpenFi, in contrast, emphasizes the self-custodial management of funds and data, giving users absolute control over their assets. It seeks to make onchain assets on par with TradFi assets, allowing people to manage them seamlessly while increasing transparency and removing hidden fees.\u003c/p\u003e\u003ch2\u003ePathway to Mainstream Adoption\u003c/h2\u003e\u003cp\u003eOpenFi has the potential to transform how people use cryptocurrencies, moving beyond speculative trading to practical, real-world applications. This shift shows that crypto is maturing, focusing on real value for users and creating solutions for actual financial needs. By making digital assets useful for daily transactions and integrating them seamlessly into financial lives, OpenFi helps people leverage the benefits of blockchain technology without the complexities traditionally associated with crypto. This evolution means the crypto space is maturing, concentrating on giving users real benefits and fostering innovation that addresses actual financial needs.\u003c/p\u003e\u003chr\u003e\u003cp\u003e\u003cbr\u003e\u003c/p\u003e\u003cp\u003e\u003cem\u003eAuthor: \u003ca href=\"https://pt.linkedin.com/in/graah\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eHannes Graah\u003c/a\u003e, Founder and Builder of \u003ca href=\"https://x.com/ZealWallet\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eZeal\u003c/a\u003e\u003c/em\u003e\u003c/p\u003e\u003cp\u003e\u003cem\u003e\u003ca href=\"https://www.linkedin.com/in/graah/\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eHannes Graah\u003c/a\u003e is the Founder and Builder of \u003ca href=\"https://www.zeal.app/\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eZeal\u003c/a\u003e, the digital wallet designed for your entire financial life. Having previously worked as VP of Growth at Revolut, Hannes has a deep understanding of building user-friendly financial tools. Additionally, an eight-year tenure at Spotify bolstered his expertise in scaling operations and managing diverse growth initiatives. Hannes is equipped with an entrepreneurial mindset and a strong ability to scale company operations and assorted growth projects.\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\u003cp\u003e\u003cbr\u003e\u003c/p\u003e","author":"CoinMarketCap","created_at":"2024-11-18T15:50:13.909Z","updated_at":"2024-11-19T11:14:55.569Z","related":[{"id":"673c7939df216763658fda91","title":"Trusted Execution Environments (TEEs)","slug":"trusted-execution-environments-tees","excerpt":"Trusted Execution Environments (TEEs) are secure areas within a main processor that provide a protected space where sensitive code and data can operate without fear of tampering or observation from the outside world."},{"id":"673b643505515f5f6fc2083a","title":"Human Keys","slug":"human-keys","excerpt":"Human Keys are cryptographic keys derived from what you are, what you know, or what you have. They are used to secure digital assets, protect privacy, and access the decentralized web."},{"id":"673b623505515f5f6fc2082b","title":"Open Finance (OpenFi)","slug":"open-finance-openfi","excerpt":"OpenFi, short for \"Open Finance,\" is a financial framework that integrates traditional finance (TradFi) with decentralized finance (DeFi)."},{"id":"67210bc6793ac665fe01f4f2","title":"Rollups-as-a-Service (RaaS)","slug":"rollups-as-a-service-raas","excerpt":"Rollups-as-a-Service (RaaS) allows builders to build and launch their own rollups quickly. RaaS providers deliver end-to-end solutions like customizations of the underlying tech stack, no-code management, and one-click custom integrations with core infrastructure.\n"},{"id":"6721090bf97f8366f8f0df03","title":"Data Availability Sampling (DAS)","slug":"data-availability-sampling-das","excerpt":"Data Availability Sampling (DAS) is a method that enables decentralized applications to verify the availability of block data without requiring the entire dataset to be downloaded by each participant."},{"id":"670e5255650acf586937ecb5","title":"Multiple Data Availability (MultiDA)","slug":"multiple-data-availability-multida","excerpt":"This blockchain architecture uses more than one data availability (DA) service to ensure data redundancy. "}],"available_languages":["en"],"difficulty":{"level":1,"label":"Easy","slug":"beginner","language":"en"},"pages":[]},"chartbeatProps":{"sections":"Glossary"},"index":false},"locale":"ru","i18n":{"Learn all of the most important blockchain and cryptocurrency terms and jargon here.":"Все самые важные термины и жаргон индустрии блокчейна и криптовалют можно узнать здесь.","Learn all of the most important blockchain and cryptocurrency terms and jargon here. We add new words and descriptions every week.":"Все самые важные термины и жаргон индустрии блокчейна и криптовалют можно узнать здесь. Мы добавляем новые слова и описания каждую неделю.","Crypto Glossary of Terms And Jargon":"Глоссарий терминов и жаргона криптовалют","2020 has been an eventful year, from the Bitcoin halving to the “DeFi Summer Wave” to surges in Bitcoin’s price due to the large influx of “traditional\" institutional investors. Who are the most influential people in crypto in 2020? Which are the most innovative, impactful \u0026 interesting projects in 2020?":"2020 год был насыщен событиями: от халвинга Bitcoin до «летней волны DeFi» и скачка цены на Bitcoin из-за притока «традиционных» институциональных инвесторов. Кто самые влиятельные люди в криптовалюте в 2020 году? Какие проекты в 2020 году стали самыми инновационными, влиятельными и интересными?","Loading...":"Загрузка...","Copied!\"));":"Скопировано!\"));","Find what fascinates you as you explore crypto":"Откройте для себя самые увлекательные истории в мире криптовалют","Learn":"Учитесь","Learn all there is to know about blockchain, cryptocurrency, trading, and more. Get started by exploring all the content on CoinMarketCap Alexandria.":"Всё, что нужно знать о блокчейне, криптовалютах, трейдинге и многом другом. Начните с изучения всего контента на CoinMarketCap Alexandria.","Explore our content":"Изучайте наши материалы","Find out the meaning of cryptocurrency and blockchain's hidden language with the CoinMarketCap glossary of terms.":"Научитесь понимать язык мира криптовалют и блокчейна с помощью глоссария терминов CoinMarketCap.","Crypto Glossary | CoinMarketCap":"Крипто-глоссарий | CoinMarketCap","Who is {{name}}?":"Кто такой {{name}}?","CoinMarketCap Alexandria will house online both content about crypto written by our own researchers and employees, as well as articles by some of the best minds in the crypto space today.‍":"CoinMarketCap Alexandria публикует материалы о крипто как от наших собственных исследователей, так и статьи некоторых из лучших умов в криптопространстве сегодня.","About CoinMarketCap Alexandria":"О CoinMarketCap Alexandria","Crypto \u0026 Blockchain Education":"Крипто и блокчейн образование","Most Influential People \u0026 Projects in 2020":"Самые влиятельные люди и проекты 2020","Read our profiles of the leading crypto influencers, entrepreneurs, technologists, movers and shakers, in 2020.":"Мы подготовили профайлы ведущих крипто-инфлюенсеров, предпринимателей, технологов и самых заметных фигур 2020 года.","The Leading Crypto Influencers In 2020 | CoinMarketCap":"Ведущие крипто-инфлюенсеры в 2020 году | CoinMarketCap","Next":"Далее","writer":"автор","Authors":"Авторы","Read our profiles of the leading blockchain and crypto {{name}} in 2020.":"Ознакомьтесь с подробными описаниями ведущих блокчейнов и криптовалют {{name}} в 2020 году.","The leading Crypto {{name}} in 2020 | CoinMarketCap":"Ведущая криптовалюта {{name}} в 2020 году | CoinMarketCap","All Categories":"Все категории","Crypto Glossary":"Крипто глоссарий","Latest articles by {{author}}":"Последние статьи {{author}}","Biography":"Об авторе","Everything you’ve ever wanted to know about crypto and more, brought to you by the number one crypto data aggregator, CoinMarketCap.":"Все, что вы когда-либо хотели узнать о крипто и многом другом, вы найдете на CoinMarketCap - агрегаторе данных о крипто номер один.","Learn About Cryptocurrency.":"Узнайте о криптовалютах","Alexandria’s authors range from CoinMarketCap employees and researchers to some of the best minds and projects in the crypto space.":"Среди авторов Alexandria собственные исследователи CoinMarketCap и лучшие умы и проекты в криптопространстве.","Meet our Authors":"Познакомьтесь с нашими авторами","Subscribe":"Подпишитесь сейчас","Enter your email address":"Введи адрес эл. почта","Join our free newsletter for daily crypto updates!":"Подписывайтесь на нашу бесплатную рассылку, чтобы получать крипто апдейты каждый день!","Join the thousands already learning crypto!":"Присоединяйтесь к тем, кто уже в курсе крипто!","Latest Articles":"Последние статьи","See All":"Смотреть всё","See all articles":"Все статьи","Related Articles":"Статьи по теме","By {{author}}":"Автор: {{author}}","{{time}}m":"{{time}}м","Home":"Главная","Articles":"Статьи","Looking to get started with cryptocurrency? Buy Bitcoin on Binance!":"Думаете, с чего начать работу с криптовалютами? Купите Bitcoin на Binance!","Buy Bitcoin":"Купить Биткоин","Was this article useful?":"Была ли эта статья полезной?","{{count}} out of {{count}} people found this article useful.":"{{count}} из {{count}} человек считают эту статью полезной.","Yes":"Да","No":"Нет","No noise. Just signal.":"Никакого шума. Только сигнал.","Sign up for our weekly newsletter. We promise we don't spam!":"Подпишитесь на еженедельную новостную рассылку. Обещаем, что не будем спамить!","Your email":"Ваш e-mail","Sign up":"Регистрация","Explore all of our content":"Изучите все наши материалы","Related topics":"Похожие темы","Share":"Поделиться статьей","Table of Contents":"Содержание","Topics at Academy":"Темы в Академии","Search topics to add...":"Поиск тем для добавления...","Reading time":"Время прочтения","{{count}}m":"{{count}}м","Layout":"Шаблон","Sort by Latest":"Сортировать по последним","Sort by Difficulty":"Сортировать по сложности","Latest":"Последний","Read more":"Подробнее","See all results for your search":"Просмотреть все результаты","{{count}} results for '{{term}}'":"{{count}} результатов для '{{term}}'","Topics":"Темы","Difficulty":"Сложность","Type":"Тип","Glossary entries":"Записи глоссария","Courses":"Курсы","Hide filters":"Скрыть фильтры","Show filters":"Показать фильтры","Refresh results":"Обновить результаты","Clear all filters":"Очистить все фильтры","Show off your crypto knowledge":"Продемонстрируйте свои знания в области криптовалют","Try out Academy Quizzes":"Попробуйте пройти викторины Академии","Phishing quiz":"Викторина о фишинге","Glossary quiz":"Викторина по терминологии","Bitcoin history quiz":"Викторина по истории Биткоина","We're working on getting more quizzes ready.":"Мы работаем над созданием большого количества викторин.","While you're waiting, why not check out our latest content?":"Пока вы ждете, почему бы не ознакомиться с нашими последними материалами?","Cryptocurrencies have brought lots of exciting possibilities, but they are full of risks and dangers for the inexperienced.":"Криптовалюты открыли множество захватывающих возможностей, но важно при этом понимать, что для неопытных пользователей они связаны с риском и опасностями.","How well do you know the origins of Bitcoin and its journey since inception? Take the Binance Academy Bitcoin History quiz to find out how much you know!":"Насколько хорошо вы знаете историю создания и развития Биткоина? Пройдите викторину по истории Биткоина на Binance Academy и проверьте свои знания!","Think you know crypto? Take our crypto glossary quiz.":"Думаете, что разбираетесь в криптовалюте? Пройдите нашу викторину по криптовалютным терминам.","Take the quiz":"Пройти викторину","This quiz has {{count}} questions.":"В этой викторине {{count}} вопросов.","I am a complete beginner and just started exploring Binance Academy. Let me test my basic knowledge":"Я новичок и только начал изучать Binance Academy. Хочу проверить свои базовые знания.","I am a frequent visitor of Binance Academy and am quite familiar with some terms, but still on my path to true knowledge.":"Я часто посещаю Binance Academy и хорошо знаком с некоторыми терминами, но все еще нахожусь на пути к знаниям.","I have learned enough at Binance Academy. My knowledge base is wide and I feel ready to be challenged.":"Я получил достаточно информации на Binance Academy. У меня большая база знаний, я чувствую себя готовым принять вызов.","Select a suitable level of difficulty.":"Выберите подходящий уровень сложности.","Q{{count}}/{{count}}":"В{{count}}/{{count}}","Phishing":"Фишинг","Legitimate":"Легитимный","Quizzes":"Викторины","Quiz difficulty selection":"Выбор сложности викторины","LEARN ALL ABOUT":"УЗНАЙТЕ ВСЕ О","Blockchain \u0026 Crypto":"Блокчейн и криптовалюты","Your one-stop guide to all things crypto. Whether you're a rookie trying to understand mining or a veteran looking to develop a trading strategy, we've got you covered.":"Ваш универсальный путеводитель в мире криптовалют. Независимо от того, являетесь ли вы новичком, пытающимся разобраться в майнинге, или опытным пользователем, желающим разработать торговую стратегию, мы сможем вам помочь.","Featured":"Рекомендованное","Beginner":"Начинающий","Intermediate":"Опытный","Advanced":"Продвинутый","{{count}} minutes":"{{count}} минут","{{count}} minutes ago":"{{count}} минут назад","{{count}} hours ago":"{{count}} часа(-ов) назад","{{count}} days ago":"{{count}} дней назад","Latest releases":"Новые материалы","SEE ALL LATEST RELEASES":"ПОСМОТРЕТЬ ВСЕ ПОСЛЕДНИЕ МАТЕРИАЛЫ","Full definition":"Полное определение","Glossary addition":"Дополнение к глоссарию","Explore all the latest content":"Изучите последние материалы","Lost in all the crypto slang?":"Потерялись в криптовалютном сленге?","Take a closer look at our blockchain \u0026 crypto glossary.":"Ознакомьтесь с глоссарием по блокчейну и криптовалютам.","Check out Glossary":"Проверить глоссарий","Up for an adventure?":"Готовы к приключениям?","Learn while you test your knowledge with a range of quizzes.":"Учитесь и проверяйте знания с помощью различных викторин.","Take a crypto quiz":"Пройдите криптовикторину","Trading":"Торговля","SEE ALL TRADING CONTENT":"ПОСМОТРЕТЬ ВСЕ МАТЕРИАЛЫ ПО ТРЕЙДИНГУ","See more content about this topic":"Изучите больше материалов по этой теме","No idea what you just scrolled through?":"Не знаете, что вы только что просмотрели?","Not to worry. Our no-nonsense beginner's guide will get you up to speed.":"Не волнуйтесь. Наше руководство для новичков поможет вам.","Get started here":"Начните здесь","Essentials":"Основы","SEE ALL ESSENTIALS CONTENT":"ПОСМОТРЕТЬ ВСЕ ОСНОВЫ","Blockchain":"Блокчейн","SEE ALL BLOCKCHAIN CONTENT":"ПОСМОТРЕТЬ ВСЕ МАТЕРИАЛЫ О БЛОКЧЕЙНЕ","Keep an eye on Bitcoin":"Следите за Биткоином","Every four years, the Bitcoin rewards are slashed in half. Find out why on the Halving page.":"Каждые четыре года вознаграждения в сети Биткоина сокращаются вдвое. Узнайте, зачем это нужно и как это работает, на странице о халвинге.","Bitcoin halving page":"Страница халвинга Биткоина","Got questions?":"Есть вопросы?","We totally understand. That's why we've built a platform to answer them.":"Мы это понимаем. Поэтому, чтобы ответить на все вопросы, мы создали платформу.","Go to Ask Academy":"Перейти в Ask Academy","Guides":"Руководства","SEE ALL GUIDES":"ПОСМОТРЕТЬ ВСЕ РУКОВОДСТВА","Weekly pick":"Еженедельный выбор","{{count}}":"{{count}}","That's the number of terms in our glossary. How many do you know?":"Это количество терминов в нашем глоссарии. Сколько знаете вы?","Search glossary":"Поиск глоссария","Get the latest in crypto dropped to your email, every week.":"Получайте последние новости о криптовалюте по электронной почте каждую неделю.","Glossary":"Глоссарий","The Words of Crypto":"Слова из криптовалютного мира","Time to understand the language":"Пришло время понять язык","Search terms here...":"Поиск терминов...","Can't find what you're looking for?":"Не удалось найти запрашиваемую информацию?","Whoops. Our bad. Please help us make our glossary better by submitting new terms.":"Упс, мы виноваты. Пожалуйста, помогите нам улучшить глоссарий, добавив новые термины.","Submit terms":"Отправить термины","Community submission":"Публикация сообщества","Author:":"Автор:","Start here":"Начните здесь","Discover":"Узнать","Log In":"Войти","Register":"Регистрация","Search":"Поиск","Ask Academy":"Ask Academy","Blockchain forum and Q\u0026A":"Блокчейн-форум, раздел вопросов и ответов","Crypto-terms glossary":"Глоссарий криптовалютных терминов","Test your knowledge":"Проверьте свои знания","Have a product idea or feedback?":"Есть идея для продукта или хотите поделиться мнением?","Contribute":"Участвовать","New to Crypto?":"Новичок в криптовалютах?","See our beginner content.":"Изучите наши материалы для начинающих.","Products":"Продукты","Exchange":"Биржа","Access":"Access","Academy":"Academy","BCF":"BCF","Card":"Карта","Labs":"Labs","Launchpad":"Launchpad","Research":"Исследование","Trust Wallet":"Trust Wallet","Company":"Компания","Terms \u0026 Conditions":"Условия","Privacy Policy":"Политика конфиденциальности","Disclaimer":"Дисклеймер","Content Request":"Запрос статьи","Submission Guide":"Руководство по созданию материалов","Feedback":"Обратная связь","Bitcoin Halving Countdown":"Обратный отсчет до халвинга Биткоина","Bitcoin Halving Timer":"Таймер до халвинга Биткоина","Days":"Дней","Hours":"Часов","Minutes":"Минут","Seconds":"Секунды","Current block height":"Текущая высота блока","Blocks until halving":"Блоков до халвинга","BTC Price":"Цена BTC","Buy Bitcoin on Binance":"Покупайте Биткоин на Binance","Detailed datasheet":"Подробная таблица данных","Total BTC in circulation":"Всего BTC в обращении","Total BTC to ever be produced":"Количество BTC, которое когда-либо будет произведено","Percentage of BTC mined":"Процент добытых BTC","BTC left to mine until halving":"BTC осталось добыть до халвинга","BTC market cap (USD)":"Рыночная капитализация BTC (USD)","BTC generated each day":"BTC генерируется каждый день","BTC annual inflation rate":"Годовая инфляция BTC","BTC daily inflation":"Ежедневная инфляция BTC","Approximate block time":"Примерное время блока","Mining difficulty":"Сложность майнинга","Hash rate":"Хешрейт","Community":"Сообщество","{{count}}h ago":"{{count}} ч. назад","{{count}}d ago":"{{count}} д. назад","{{count}}w ago":"{{count}} нед. назад","Crypto \u0026 Blockchain Education | Blockchain Course":"Образование в области криптовалют и блокчейна | Курс блокчейна","Blockchain and crypto asset exchange":"Блокчейн и биржа цифровых активов","Blockchain and crypto education":"Образование в сфере блокчейна и криптовалют","Blockchain charity foundation":"Благотворительный блокчейн-фонд","Cryptocurrency Information":"Информация о криптовалюте","Incubator for top blockchain projects":"Инкубатор для лучших блокчейн-проектов","Institutional-grade analysis and reports":"Институциональный уровень анализов и отчетов","Binance's official crypto wallet":"Официальный криптовалютный кошелек Binance","Token Launch Platform":"Платформа для запуска токенов","Binance Academy's Blockchain and Crypto Glossary is the authoritative source for terminology and definitions of the blockchain and cryptocurrency world":"Глоссарий блокчейн- и криптовалютных терминов от Binance Academy — авторитетный источник терминологии и определений криптомира","Learn about blockchain, cryptocurrency, security, technology and more with entirely free videos, articles, and online courses all on Binance Academy.":"Узнайте больше о блокчейне, криптовалютах, безопасности, технологиях и многом другом с помощью бесплатных видео, статей и онлайн-курсов на Binance Academy.","Interested in learning about blockchain, cryptocurrency, security, technology, or following along with tutorials? Binance Academy has all that and more!":"Хотите узнать о блокчейне, криптовалютах, безопасности, технологиях или изучить различные руководства? В Binance Academy есть все и даже больше!","Binance Academy playlists provide content from beginner to advanced, you can follow along curated list of articles designed to make it easy to understand":"Плейлисты Binance Academy содержат контент как для новичков, так и для продвинутых пользователей. Вы можете следить за тщательно подобранными сборниками статей, разработанными для облегчения понимания материала","The bitcoin block reward halving occurs once every 4 years on average, learn the significance of the bitcoin halving and when the next one will occur.":"Уменьшение награды за нахождение блока в сети Биткоина происходит в среднем раз в 4 года. Узнайте о важности халвинга Биткоина и о том, когда произойдет следующий.","Want to test yourself? Check out Binance Academy Quizzes and test how much you have learned about Blockchain, Cryptocurrency, Security, and Economics.":"Хотите проверить себя? Пройдите викторины от Binance Academy и проверьте, насколько хорошо вы разбираетесь в блокчейне, криптовалютах, безопасности и экономике.","Looks like you don't have an internet connection.":"Похоже, у вас нет подключения к Интернету.","Binance Academy is currently under maintenance.":"Сайт Binance Academy находится на обслуживании.","We'll be right back!":"Мы скоро вернемся!","In the meantime, take a look at some of our videos.":"А пока вы можете посмотреть некоторые из наших видео.","Search results for":"Результаты поиска ","No results found.":"Ничего не найдено.","Ask a new question":"Задайте новый вопрос","asked by":"спросил","Latest questions":"Последние вопросы","Trending":"Популярно","New":"Новый","Solved":"Решено","All":"Все","Open":"Открыть","Find existing answers":"Поиск существующих ответов","Title must be 10 or more characters":"Название должно состоять из 10 или более символов","You will not be able to edit your title after posting":"Вы не сможете редактировать заголовок после публикации","Title...":"Заголовок...","Enter your question here":"Введите вопрос здесь","Post question":"Отправить вопрос","Answers":"Ответы","Enter your answer or comment here...":"Введите здесь свой ответ или комментарий..."},"statusCode":null,"initialTheme":0,"supportedLanguages":["en","ru","id","de","vi","tr","pt","es","uk","th"],"categories":[{"id":"63637417847d336a2db3780a","slug":"altcoins","icon":"https://academy-public.coinmarketcap.com/optimized-uploads/fce0b02d449245cba857377f7f28c5f5.png","created_at":"2021-11-04T07:49:36.000Z","updated_at":"2022-12-07T16:20:43.548Z","parent_slug":"topics","translations":[{"title":"Altcoins","language":"de","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"es","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"id","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"pt","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"ru","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"th","created_at":"2022-04-14T10:49:56.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"tr","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"uk","created_at":"2022-04-11T14:35:26.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","language":"vi","created_at":"2022-03-02T08:13:57.000Z","updated_at":"2022-12-07T16:20:43.547Z"},{"title":"Altcoins","description":"Get 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