CINXE.COM

<!DOCTYPE html> <html lang="en-US"> <head> <meta charset="UTF-8" /> <title>Home Closing 101</title> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <link rel="pingback" href="https://www.homeclosing101.org/xmlrpc.php" /> <link href="https://fonts.googleapis.com/css?family=Raleway:100,400,200" rel='stylesheet' type='text/css'> <link href="https://fonts.googleapis.com/css?family=Montserrat:400,700" rel='stylesheet' type='text/css'> <link href='/wp-content/themes/canvas/hover.css' rel='stylesheet' type='text/css'> <meta name='robots' content='max-image-preview:large' /> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style>  <meta content="initial-scale=1.0, maximum-scale=1.0, user-scalable=yes" name="viewport"/> <link rel="alternate" type="application/rss+xml" title="Home Closing 101 » Feed" href="https://www.homeclosing101.org/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.homeclosing101.org\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.7.1"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://www.homeclosing101.org/wp-includes/css/dist/block-library/style.min.css?ver=6.7.1' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='theme-stylesheet-css' href='https://www.homeclosing101.org/wp-content/themes/canvas/style.css?ver=5.8.0' type='text/css' media='all' />  <script type="text/javascript" src="https://www.homeclosing101.org/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-content/plugins/revslider/public/assets/js/rbtools.min.js?ver=6.6.15" async id="tp-tools-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-content/plugins/revslider/public/assets/js/rs6.min.js?ver=6.6.15" async id="revmin-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-content/themes/canvas/includes/js/third-party.min.js?ver=6.7.1" id="third-party-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-content/themes/canvas/includes/js/modernizr.min.js?ver=2.6.2" id="modernizr-js"></script> <script type="text/javascript" src="https://www.homeclosing101.org/wp-content/themes/canvas/includes/js/general.min.js?ver=6.7.1" id="general-js"></script> <link rel="https://api.w.org/" href="https://www.homeclosing101.org/wp-json/" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.homeclosing101.org/xmlrpc.php?rsd" /> <style> .class_gwp_my_template_file { cursor:help; } </style>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-TXWL7ZH');</script>  <meta name="google-site-verification" content="A683b1YbP8bgtLP1rGYmF35tW80KaQr6VTR-va7E-Qo" />  <style type="text/css"> #logo .site-title, #logo .site-description { display:none; } body {background-repeat:no-repeat;background-position:top left;background-attachment:scroll;border-top:0px solid #000000;} a:link, a:visited, #loopedSlider a.flex-prev:hover, #loopedSlider a.flex-next:hover {color:#0a8ebc} .quantity .plus, .quantity .minus {background-color: #0a8ebc;} a:hover, .post-more a:hover, .post-meta a:hover, .post p.tags a:hover {color:#ff231d} #header {background-color:#ffffff;background-repeat:no-repeat;background-position:left top;margin-top:0px;margin-bottom:0px;padding-top:40px;padding-bottom:40px;border:0px solid ;} #logo .site-title a {font:bold 40px/1em Arial, sans-serif;color:#222222;} #logo .site-description {font:300 13px/1em Arial, sans-serif;color:#999999;} #nav-container{background:#ffffff;}#nav-container{border-top:0px solid #dbdbdb;border-bottom:0px solid #dbdbdb;border-left:none;border-right:none;}#nav-container #navigation ul#main-nav > li:first-child{border-left: 0px solid #dbdbdb;}#footer-widgets-container{background-color:#f0f0f0}#footer-widgets{border:none;}#footer-container{background-color:#222222}#footer-container{border-top:1px solid #dbdbdb;}#footer {border-width: 0 !important;} body, p { font:300 14px/1.5em 'Open Sans', arial, sans-serif;color:#555555; } h1 { font:bold 28px/1.2em 'Montserrat', arial, sans-serif;color:#555555; }h2 { font:bold 24px/1.2em 'Montserrat', arial, sans-serif;color:#555555; }h3 { font:bold 20px/1.2em 'Montserrat', arial, sans-serif;color:#555555; }h4 { font:bold 16px/1.2em 'Montserrat', arial, sans-serif;color:#555555; }h5 { font:bold 14px/1.2em 'Montserrat', arial, sans-serif;color:#555555; }h6 { font:bold 12px/1.2em 'Montserrat', arial, sans-serif;color:#555555; } .page-title, .post .title, .page .title {font:bold 28px/1.1em 'Montserrat', arial, sans-serif;color:#222222;} .post .title a:link, .post .title a:visited, .page .title a:link, .page .title a:visited {color:#222222} .post-meta { font:300 12px/1.5em Arial, sans-serif;color:#999999; } .entry, .entry p{ font:300 15px/1.5em Arial, sans-serif;color:#555555; } .post-more {font:300 13px/1.5em Arial, sans-serif;color:;border-top:0px solid #e6e6e6;border-bottom:0px solid #e6e6e6;} #post-author, #connect {border-top:1px solid #e6e6e6;border-bottom:1px solid #e6e6e6;border-left:1px solid #e6e6e6;border-right:1px solid #e6e6e6;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;background-color:#fafafa} .nav-entries a, .woo-pagination { font:300 13px/1em Arial, sans-serif;color:#888; } .woo-pagination a, .woo-pagination a:hover {color:#888!important} .widget h3 {font:300 14px/1.2em Montserrat;color:#555555;border-bottom:1px solid #e6e6e6;} .widget_recent_comments li, #twitter li { border-color: #e6e6e6;} .widget p, .widget .textwidget { font:300 13px/1.5em 'Montserrat', arial, sans-serif;color:#555555; } .widget {font:300 13px/1.5em Montserrat;color:#555555;border-radius:0px;-moz-border-radius:0px;-webkit-border-radius:0px;} #tabs .inside li a, .widget_woodojo_tabs .tabbable .tab-pane li a { font:bold 12px/1.5em Arial, sans-serif;color:#555555; } #tabs .inside li span.meta, .widget_woodojo_tabs .tabbable .tab-pane li span.meta { font:300 11px/1.5em Arial, sans-serif;color:#999999; } #tabs ul.wooTabs li a, .widget_woodojo_tabs .tabbable .nav-tabs li a { font:300 11px/2em Arial, sans-serif;color:#999999; } @media only screen and (min-width:768px) { ul.nav li a, #navigation ul.rss a, #navigation ul.cart a.cart-contents, #navigation .cart-contents #navigation ul.rss, #navigation ul.nav-search, #navigation ul.nav-search a { font:300 14px/1.2em 'Montserrat', arial, sans-serif;color:#666666; } #navigation ul.rss li a:before, #navigation ul.nav-search a.search-contents:before { color:#666666;} #navigation ul.nav > li a:hover, #navigation ul.nav > li:hover a, #navigation ul.nav li ul li a, #navigation ul.cart > li:hover > a, #navigation ul.cart > li > ul > div, #navigation ul.cart > li > ul > div p, #navigation ul.cart > li > ul span, #navigation ul.cart .cart_list a, #navigation ul.nav li.current_page_item a, #navigation ul.nav li.current_page_parent a, #navigation ul.nav li.current-menu-ancestor a, #navigation ul.nav li.current-cat a, #navigation ul.nav li.current-menu-item a { color:#ffffff!important; } #navigation ul.nav > li a:hover, #navigation ul.nav > li:hover, #navigation ul.nav li ul, #navigation ul.cart li:hover a.cart-contents, #navigation ul.nav-search li:hover a.search-contents, #navigation ul.nav-search a.search-contents + ul, #navigation ul.cart a.cart-contents + ul, #navigation ul.nav li.current_page_item a, #navigation ul.nav li.current_page_parent a, #navigation ul.nav li.current-menu-ancestor a, #navigation ul.nav li.current-cat a, #navigation ul.nav li.current-menu-item a{background-color:#0a8ebc!important} #navigation ul.nav li ul, #navigation ul.cart > li > ul > div { border: 0px solid #dbdbdb; } #navigation ul.nav > li:hover > ul { left: 0; } #navigation ul.nav > li { border-right: 0px solid #dbdbdb; }#navigation ul.nav > li:hover > ul { left: 0; } #navigation { box-shadow: none; -moz-box-shadow: none; -webkit-box-shadow: none; }#navigation ul li:first-child, #navigation ul li:first-child a { border-radius:0px 0 0 0px; -moz-border-radius:0px 0 0 0px; -webkit-border-radius:0px 0 0 0px; } #navigation {background:#ffffff;border-top:0px solid #dbdbdb;border-bottom:0px solid #dbdbdb;border-left:0px solid #dbdbdb;border-right:0px solid #dbdbdb;border-radius:0px; -moz-border-radius:0px; -webkit-border-radius:0px;} #top ul.nav li a:hover, #top ul.nav li.current_page_item a, #top ul.nav li.current_page_parent a,#top ul.nav li.current-menu-ancestor a,#top ul.nav li.current-cat a,#top ul.nav li.current-menu-item a,#top ul.nav li.sfHover, #top ul.nav li ul, #top ul.nav > li:hover a, #top ul.nav li ul li a { color:#0a8ebc!important;} #top ul.nav li a { font:300 12px/1.6em Arial, sans-serif;color:#ddd; } } #footer, #footer p { font:300 13px/1.4em 'Open Sans', arial, sans-serif;color:#ffffff; } #footer {border-top:1px solid #dbdbdb;border-bottom:0px solid ;border-left:0px solid ;border-right:0px solid ;border-radius:0px; -moz-border-radius:0px; -webkit-border-radius:0px;} .archive_header { font:bold 18px/1em Arial, sans-serif;color:#222222; } .archive_header {border-bottom:1px solid #e6e6e6;} </style>  <style type="text/css"> #logo img { width:700px;margin-top:10px; } </style>  <link href="https://www.homeclosing101.org/wp-content/themes/canvas/functions/css/shortcodes.css" rel="stylesheet" type="text/css" />  <link href="https://www.homeclosing101.org/wp-content/themes/canvas/custom.css" rel="stylesheet" type="text/css" />  <meta name="generator" content="Canvas 5.9.1" /> <meta name="generator" content="WooFramework 6.2.9" />  <link href="https://fonts.googleapis.com/css?family=Open+Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic%7CMontserrat%3Aregular%2C700" rel="stylesheet" type="text/css" /> <style type="text/css" id="woo-header-css"> .site-title, .site-description { clip: rect(1px 1px 1px 1px); /* IE7 */ clip: rect(1px, 1px, 1px, 1px); position: absolute; } </style> <meta name="generator" content="Powered by Slider Revolution 6.6.15 - responsive, Mobile-Friendly Slider Plugin for WordPress with comfortable drag and drop interface." /> <link rel="icon" href="https://www.homeclosing101.org/wp-content/uploads/2020/04/cropped-hc101-fav-1-1-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.homeclosing101.org/wp-content/uploads/2020/04/cropped-hc101-fav-1-1-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.homeclosing101.org/wp-content/uploads/2020/04/cropped-hc101-fav-1-1-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.homeclosing101.org/wp-content/uploads/2020/04/cropped-hc101-fav-1-1-270x270.png" /> <script>function setREVStartSize(e){ //window.requestAnimationFrame(function() { window.RSIW = window.RSIW===undefined ? window.innerWidth : window.RSIW; window.RSIH = window.RSIH===undefined ? window.innerHeight : window.RSIH; try { var pw = document.getElementById(e.c).parentNode.offsetWidth, newh; pw = pw===0 || isNaN(pw) || (e.l=="fullwidth" || e.layout=="fullwidth") ? window.RSIW : pw; e.tabw = e.tabw===undefined ? 0 : parseInt(e.tabw); e.thumbw = e.thumbw===undefined ? 0 : parseInt(e.thumbw); e.tabh = e.tabh===undefined ? 0 : parseInt(e.tabh); e.thumbh = e.thumbh===undefined ? 0 : parseInt(e.thumbh); e.tabhide = e.tabhide===undefined ? 0 : parseInt(e.tabhide); e.thumbhide = e.thumbhide===undefined ? 0 : parseInt(e.thumbhide); e.mh = e.mh===undefined || e.mh=="" || e.mh==="auto" ? 0 : parseInt(e.mh,0); if(e.layout==="fullscreen" || e.l==="fullscreen") newh = Math.max(e.mh,window.RSIH); else{ e.gw = Array.isArray(e.gw) ? e.gw : [e.gw]; for (var i in e.rl) if (e.gw[i]===undefined || e.gw[i]===0) e.gw[i] = e.gw[i-1]; e.gh = e.el===undefined || e.el==="" || (Array.isArray(e.el) && e.el.length==0)? e.gh : e.el; e.gh = Array.isArray(e.gh) ? e.gh : [e.gh]; for (var i in e.rl) if (e.gh[i]===undefined || e.gh[i]===0) e.gh[i] = e.gh[i-1]; var nl = new Array(e.rl.length), ix = 0, sl; e.tabw = e.tabhide>=pw ? 0 : e.tabw; e.thumbw = e.thumbhide>=pw ? 0 : e.thumbw; e.tabh = e.tabhide>=pw ? 0 : e.tabh; e.thumbh = e.thumbhide>=pw ? 0 : e.thumbh; for (var i in e.rl) nl[i] = e.rl[i]<window.RSIW ? 0 : e.rl[i]; sl = nl[0]; for (var i in nl) if (sl>nl[i] && nl[i]>0) { sl = nl[i]; ix=i;} var m = pw>(e.gw[ix]+e.tabw+e.thumbw) ? 1 : (pw-(e.tabw+e.thumbw)) / (e.gw[ix]); newh = (e.gh[ix] * m) + (e.tabh + e.thumbh); } var el = document.getElementById(e.c); if (el!==null && el) el.style.height = newh+"px"; el = document.getElementById(e.c+"_wrapper"); if (el!==null && el) { el.style.height = newh+"px"; el.style.display = "block"; } } catch(e){ console.log("Failure at Presize of Slider:" + e) } //}); };</script> </head> <body class="home blog chrome alt-style-default one-col width-960 one-col-960 full-width full-header full-footer"> <div id="wrapper"> <div id="inner-wrapper">  <div id="header-container"> <h3 class="nav-toggle icon"><a href="#navigation">Navigation</a></h3> <header id="header" class="col-full"> <div id="logo"> <a href="https://www.homeclosing101.org/" title="Find. Buy. Protect."><img src="https://www.homeclosing101.org/wp-content/uploads/2023/10/HomeClosing101-ALTA-Logo.png" alt="Home Closing 101" /></a> <h1 class="site-title"><a href="https://www.homeclosing101.org/">Home Closing 101</a></h1> <span class="site-description">Find. Buy. Protect.</span> </div> <div class="header-widget"> <div id="search-3" class="widget widget_search"> <div class="search_main"> <form method="get" class="searchform" action="https://www.homeclosing101.org/" > <input type="text" class="field s" name="s" value="Search..." onfocus="if (this.value == 'Search...') {this.value = '';}" onblur="if (this.value == '') {this.value = 'Search...';}" /> <button type="submit" class="fa fa-search submit" name="submit" value="Search"></button> </form> <div class="fix"></div> </div></div> </div> </header> </div>  <div id="nav-container"> <nav id="navigation" class="col-full" role="navigation"> <section class="menus"> <a href="https://www.homeclosing101.org" class="nav-home"><span>Home</span></a> <h3>Primary</h3><ul id="main-nav" class="nav fl"><li id="menu-item-483" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-483"><a href="https://www.homeclosing101.org/the-closing-process/">The Closing Process</a> <ul class="sub-menu"> <li id="menu-item-142" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-142"><a href="https://www.homeclosing101.org/the-closing-process/what-to-expect/">What to Expect</a></li> <li id="menu-item-737" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-737"><a href="https://www.homeclosing101.org/closing-options/">Closing Options</a></li> <li id="menu-item-140" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-140"><a href="https://www.homeclosing101.org/the-closing-process/closing-timeline/">Closing Checklist</a></li> <li id="menu-item-139" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-139"><a href="https://www.homeclosing101.org/the-closing-process/closing-costs-explained/">Closing Costs Explained</a></li> </ul> </li> <li id="menu-item-131" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-131"><a href="https://www.homeclosing101.org/protect-your-property-rights/">Protect Your Property Rights</a></li> <li id="menu-item-615" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-615"><a href="https://www.homeclosing101.org/protect-your-money/">Protect Your Money</a></li> <li id="menu-item-125" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-125"><a href="https://www.homeclosing101.org/finding-a-company-to-help-you/">Find a Company</a></li> <li id="menu-item-862" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-862"><a href="https://www.homeclosing101.org/news-and-advice/">News and Advice</a> <ul class="sub-menu"> <li id="menu-item-127" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-127"><a href="https://www.homeclosing101.org/news-and-advice/blog/">Blog</a></li> <li id="menu-item-129" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-129"><a href="https://www.homeclosing101.org/news-and-advice/real-estate-glossary/">Real Estate Glossary</a></li> <li id="menu-item-128" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-128"><a href="https://www.homeclosing101.org/news-and-advice/other-resources/">Other Resources</a></li> </ul> </li> </ul> <div class="side-nav"> </div> </section> <a href="#top" class="nav-close"><span>Return to Content</span></a> </nav> </div> <div id="hero"> <video autoplay loop muted> <source src="/wp-content/uploads/2015/02/000033934924_4.mp4" type="video/mp4"> <source src="/wp-content/uploads/2015/02/000033934924_4.webm" type="video/webm"> </video> <div class="hero_text"> <div class="style1">HOME</div> <div class="style2">Find. <br class="mobile-only">Buy. <br class="mobile-only">Protect.</div> <div class="style3">Buying a house is an exciting time. Learn what it takes to get the keys to your home and why you should purchase an owner’s title insurance policy to protect your property rights. </div> </div> </div>  <section class="entry" id="four_columns"> <p> <div class="fourcol-one"><p><a href="/the-closing-process/what-to-expect/" class="hvr-shadow"><img src="/wp-content/uploads/2015/02/couple-square.jpg"></a></p><h3><a href="/the-closing-process/what-to-expect/">The Closing Process</a></h3><p>Find out what to expect during the closing process and how to prepare so you can get the keys to your home.</p></div> <div class="fourcol-one"><p><a href="/protect-your-property-rights/" class="hvr-shadow"><img src="/wp-content/uploads/2015/02/family-square.jpg"></a></p><h3><a href="/protect-your-property-rights/" >Protect Your Property Rights</a></h3><p>An owner’s title insurance policy protects a homeowner’s financial investment in a property. Make the smart decision and for a one-time fee get protection for as long as you own your home.</p></div> <div class="fourcol-one"><p><a href="/finding-a-company-to-help-you/" class="hvr-shadow"><img src="/wp-content/uploads/2015/02/womanatlaptop-square1.jpg"></a></p><h3><a href="/finding-a-company-to-help-you/" >Finding a Company to Help You</a></h3><p>There are many factors to consider when selecting a title insurance company, such as local expertise, service standards, market conduct and commitment to the community. Select from a list of American Land Title Association member companies that serve your area.</p></div> <div class="fourcol-one last"><p><a href="/news-and-advice/blog/" class="hvr-shadow"><img src="/wp-content/uploads/2015/02/motherandson_square1.jpg"></a></p><h3><a href="/news-and-advice/blog/" >News and Advice</a></h3><p>Check out our blog for additional information on why purchasing an owner’s title insurance policy is a smart decision to protect the financial investment you have in your home.</p></div> <div class="clear"></div> </p> </section>   <section id="call-to-action"> <div class="twocol-one first"></div> <div class="twocol-one last"><h1 class="white">Find a Title Company</h2><p class="white">Find a list of American Land Title Association member companies that can conduct your closing and issue you an owner's policy to protect your property rights.</p><a href="/finding-a-company-to-help-you/"><div class="cta-button"><p>Search Now</p></div></a></div> <div class="clear"></div> </section>   <div id="footer-widgets-container"> <section id="footer-widgets" class="col-full col-4"> <div class="block footer-widget-1"> <div id="recent-posts-3" class="widget widget_recent_entries"> <h3>Recent Blog Posts</h3> <ul> <li> <a href="https://www.homeclosing101.org/honest-abe-lost-his-home-twice/">Honest Abe Lost His Home—Twice</a> </li> <li> <a href="https://www.homeclosing101.org/the-faqs-of-title-insurance-for-homeowners-2/">The FAQs of Title Insurance for Homeowners – Part 2</a> </li> <li> <a href="https://www.homeclosing101.org/the-faqs-of-title-insurance-for-homeowners/">The FAQs of Title Insurance for Homeowners – Part 1</a> </li> </ul> </div><div id="text-2" class="widget widget_text"> <div class="textwidget"><p><br /> <img src="/wp-content/uploads/2023/10/ALTA-Logo.png" style="width:100%;max-width:360px;"> </p></div> </div> </div> <div class="block footer-widget-4"> <div id="text-3" class="widget widget_text"> <div class="textwidget"></div> </div> </div> <div class="fix"></div> </section> </div>  <div id="footer-container"> <footer id="footer" class="col-full"> <div id="copyright" class="col-left"> <p> An Educational Initiative of the American Land Title Association<br /> 1800 M Street, NW, Suite 300S • Washington, D.C. 20036-5828 • P. 202.296.3671 • F. 202.223.5843 • <a href="http://www.alta.org">www.alta.org</a> • <a href="/cdn-cgi/l/email-protection#13607661657a707653727f67723d7c6174"><span class="__cf_email__" data-cfemail="ff8c9a8d89969c9abf9e938b9ed1908d98">[email protected]</span></a></p> </div> <div id="credit" class="col-right"> <p> </p> </div> </footer> </div> </div> </div> <div class="fix"></div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> window.RS_MODULES = window.RS_MODULES || {}; window.RS_MODULES.modules = window.RS_MODULES.modules || {}; window.RS_MODULES.waiting = window.RS_MODULES.waiting || []; window.RS_MODULES.defered = false; window.RS_MODULES.moduleWaiting = window.RS_MODULES.moduleWaiting || {}; window.RS_MODULES.type = 'compiled'; </script> <link rel='stylesheet' id='rs-plugin-settings-css' href='https://www.homeclosing101.org/wp-content/plugins/revslider/public/assets/css/rs6.css?ver=6.6.15' type='text/css' media='all' /> <style id='rs-plugin-settings-inline-css' type='text/css'> .tp-caption a{color:#ff7302;text-shadow:none;-webkit-transition:all 0.2s ease-out;-moz-transition:all 0.2s ease-out;-o-transition:all 0.2s ease-out;-ms-transition:all 0.2s ease-out}.tp-caption a:hover{color:#ffa902} </style> </body> </html>