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href="/directive/d9/v283/s827/sv1/en">Schedule V - Monthly Contribution Rates</a> </div> <div class="row"> <div class="col-12 col-xl-9"> <div class="page-header"><h1>Schedule V - Monthly Contribution Rates</h1></div> <div class="page-content new-list-styles"><div class="directive-section directive-9 dv-283 ds-827 dsv-1"><div class="dropdown margin-bottom-10"> <button class="btn btn-primary dropdown-toggle" type="button" id="section-versions" data-bs-toggle="dropdown" aria-haspopup="true" aria-expanded="true"> Versions of this Page </button> <ul class="dropdown-menu" aria-labelledby="section-versions"> <li><a class="dropdown-item" href="/directive/d9/v283/s827/sv1/en">Current - July 1, 2023</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv12/en">April 1, 2022</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv11/en">April 1, 2021</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv10/en">April 1, 2020</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv9/en">April 1, 2019</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv8/en">April 1, 2018</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv7/en">April 1, 2017</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv6/en">April 1, 2016</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv5/en">April 1, 2015</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv4/en">June 1, 2013</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv3/en">June 1, 2012</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv2/en">April 1, 2011</a></li><li><a class="dropdown-item" href="/directive/d9/v9/s87/sv1/en">March 5, 2010</a></li> </ul> </div><h2 id="s827-tc-tm_1">Appendix A – Employee Monthly Contribution Rates</h2> July 2023 Supplementary Coverage <table border="1" cellspacing="0" cellpadding="3"> <thead> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> </thead> <tbody> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Single </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 1.10 </td> <td style="text-align: center;"> 1.10 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 5.31 </td> <td style="text-align: center;"> 5.31 </td> </tr> <tr> <td> Family </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 3.53 </td> <td style="text-align: center;"> 3.53 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 10.34 </td> <td style="text-align: center;"> 10.34 </td> </tr> </tbody> </table> Comprehensive Coverage <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Single </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 1.09 </td> <td style="text-align: center;"> 1.09 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 5.30 </td> <td style="text-align: center;"> 5.30 </td> </tr> <tr> <td> Family </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 3.52 </td> <td style="text-align: center;"> 3.52 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 10.33 </td> <td style="text-align: center;"> 10.33 </td> </tr> </tbody> </table> <ul> <li>EHP (<a href="/directive/d9/v283/s832/en">Extended Health Provision</a>) – is the rate associated with these benefits for which the Employer is 100% responsible.</li> <li>HP (<a href="/directive/d9/v283/s833/en">Hospital Provision</a>) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III.</li> <li><a href="/directive/d9/v283/s828/en">Executives</a> are entitled to 100% Employer-paid Hospital Level III, Family coverage.</li> </ul> --- <h2 id="s827-tc-tm_2">Appendix B – Members of the Canadian Armed Forces CAF/RCMP Monthly Contribution Rates</h2> July 2023 Supplementary Coverage <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Regular Member </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 1.63 </td> <td style="text-align: center;"> 1.63 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 4.00 </td> <td style="text-align: center;"> 4.00 </td> </tr> </tbody> </table> Comprehensive Coverage <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Regular Member </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 1.64 </td> <td style="text-align: center;"> 1.64 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 4.01 </td> <td style="text-align: center;"> 4.01 </td> </tr> </tbody> </table> <ul> <li>EHP (<a href="/directive/d9/v283/s832/en">Extended Health Provision</a>) – is the rate associated with these benefits for which the Employer is 100% responsible.</li> <li>HP (<a href="/directive/d9/v283/s833/en">Hospital Provision</a>) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III.</li> <li>Senior Officers are entitled to 100% Employer-paid Hospital Level III, Family coverage.</li> </ul> <h2 id="s827-tc-tm_3">Appendix C – Pensioner Monthly Contribution Rates</h2> July 2023 Supplementary Coverage <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Single </td> <td style="text-align: center;"> 64.44 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 64.44 </td> <td style="text-align: center;"> 64.44 </td> <td style="text-align: center;"> 8.40 </td> <td style="text-align: center;"> 72.84 </td> <td style="text-align: center;"> 64.44 </td> <td style="text-align: center;"> 23.22 </td> <td style="text-align: center;"> 87.66 </td> </tr> <tr> <td> Family </td> <td style="text-align: center;"> 134.72 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 134.72 </td> <td style="text-align: center;"> 134.72 </td> <td style="text-align: center;"> 12.14 </td> <td style="text-align: center;"> 146.86 </td> <td style="text-align: center;"> 134.72 </td> <td style="text-align: center;"> 29.37 </td> <td style="text-align: center;"> 164.09 </td> </tr> <tr> <td> Orphans </td> <td style="text-align: center;"> 0.05 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.05 </td> <td style="text-align: center;"> 0.05 </td> <td style="text-align: center;"> 2.58 </td> <td style="text-align: center;"> 2.63 </td> <td style="text-align: center;"> 0.05 </td> <td style="text-align: center;"> 5.17 </td> <td style="text-align: center;"> 5.22 </td> </tr> </tbody> </table> <ul> <li>EHP (<a href="/directive/d9/v283/s832/en">Extended Health Provision</a>) – is the rate associated with these benefits for which the pensioner is 50% responsible.</li> <ul> <li>The EHP is calculated using actual Plan experience from the pensioner population.</li> <li>The Single and Family coverage rate calculations are performed separately taking into account the cost sharing arrangement.</li> </ul> <li>HP (<a href="/directive/d9/v283/s833/en">Hospital Provision</a>) – is the rate associated with this benefit for which the pensioner is 100% responsible when enrolled at levels II and III.</li> </ul> Supplementary Coverage – Relief Provision <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td width="125"> </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level I </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level II </td> <td style="text-align: center;" colspan="3" width="165"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Single </td> <td style="text-align: center;"> 32.22 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 32.22 </td> <td style="text-align: center;"> 32.22 </td> <td style="text-align: center;"> 8.40 </td> <td style="text-align: center;"> 40.62 </td> <td style="text-align: center;"> 32.22 </td> <td style="text-align: center;"> 23.22 </td> <td style="text-align: center;"> 55.44 </td> </tr> <tr> <td> Family </td> <td style="text-align: center;"> 67.36 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 67.36 </td> <td style="text-align: center;"> 67.36 </td> <td style="text-align: center;"> 12.14 </td> <td style="text-align: center;"> 79.50 </td> <td style="text-align: center;"> 67.36 </td> <td style="text-align: center;"> 29.37 </td> <td style="text-align: center;"> 96.73 </td> </tr> </tbody> </table> <ul> <li>EHP (<a href="/directive/d9/v283/s832/en">Extended Health Provision</a>) – is the rate associated with these benefits for which the pensioner is 25% responsible.</li> <ul> <li>The EHP is calculated using actual Plan experience from the pensioner population.</li> <li>The Single and Family coverage rate calculations are performed separately taking into account the cost sharing arrangement.</li> </ul> <li>HP (<a href="/directive/d9/v283/s833/en">Hospital Provision</a>) – is the rate associated with this benefit for which the pensioner is 100% responsible when enrolled at levels II and III.</li> <li><a href="http://www.tpsgc-pwgsc.gc.ca/remuneration-compensation/form/html/481-eng.html">Supplementary Relief</a> coverage is available to pensioners residing in Canada who joined the PSHCP as a pensioners on or before March 31, 2025 and are in receipt of a Guaranteed Income Supplement (GIS) or who have a net income or a joint net income (e.g., you and your spouse or common-law partner) as reported on your income tax Notice of Assessment(s) that is lower than the GIS thresholds established for the Old Age Security Act.</li> </ul> Comprehensive Coverage <table border="1" cellspacing="0" cellpadding="3"> <tbody> <tr> <td> </td> <td style="text-align: center;" colspan="3"> Hospital Level I </td> <td style="text-align: center;" colspan="3"> Hospital Level II </td> <td style="text-align: center;" colspan="3"> Hospital Level III </td> </tr> <tr> <td> </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> <td style="text-align: center;"> EHP $ </td> <td style="text-align: center;"> HP $ </td> <td style="text-align: center;"> Total $ </td> </tr> <tr> <td> Single </td> <td style="text-align: center;"> 64.11 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 64.11 </td> <td style="text-align: center;"> 64.11 </td> <td style="text-align: center;"> 16.56 </td> <td style="text-align: center;"> 80.67 </td> <td style="text-align: center;"> 64.11 </td> <td style="text-align: center;"> 45.41 </td> <td style="text-align: center;"> 109.52 </td> </tr> <tr> <td> Family </td> <td style="text-align: center;"> 117.08 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 117.08 </td> <td style="text-align: center;"> 117.08 </td> <td style="text-align: center;"> 16.56 </td> <td style="text-align: center;"> 133.64 </td> <td style="text-align: center;"> 117.08 </td> <td style="text-align: center;"> 45.41 </td> <td style="text-align: center;"> 162.49 </td> </tr> <tr> <td> Orphans </td> <td style="text-align: center;"> 0.06 </td> <td style="text-align: center;"> 0.00 </td> <td style="text-align: center;"> 0.06 </td> <td style="text-align: center;"> 0.06 </td> <td style="text-align: center;"> 2.58 </td> <td style="text-align: center;"> 2.64 </td> <td style="text-align: center;"> 0.06 </td> <td style="text-align: center;"> 4.87 </td> <td style="text-align: center;"> 4.93 </td> </tr> </tbody> </table> <ul> <li>EHP (<a href="/directive/d9/v283/s832/en">Extended Health Provision</a>) – is the rate associated with these benefits when a pensioner is living abroad.</li> <ul> <li>The EHP is calculated using actual Plan experience from the pensioner population, taking into account government subsidies provided to pensioners living in Canada.</li> <li>The Single and Family coverage rate calculations are performed separately.</li> </ul> <li>HP (<a href="/directive/d9/v283/s833/en">Hospital Provision</a>) – is the rate associated with the maximum amount which may be payable as shown in the <a href="/directive/d9/v283/s836/en">Summary of Maximum Eligible Expenses</a> for which the Pensioner is 100% responsible when enrolled at levels II and III as calculated for Pensioners with supplementary coverage.</li> </ul> --- <h2 id="s827-tc-tm_4">Appendix D – Employer Monthly Contribution Rates</h2> July 2023 The Employer Rate for all types and levels of coverage is $133.00. <ul> <li>The Employer rate is a calculation using actual Plan experience blended across all of the various coverage types and levels.</li> <li>The Employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating Separate Employers.</li> </ul><div class="page-navigation text-center margin-bottom-20"><a href="/directive/d9/v283/s826/en" title="Schedule IV - Recognized Ongoing Pension Benefits" class="btn btn-primary directive-section-nav prev">Previous</a> <a href="/directive/d9/v283/en" class="btn btn-primary directive-section-nav">Index</a> <a href="/directive/d9/v283/s828/en" title="Schedule VI - Full Employer-Paid Coverage" class="btn btn-primary directive-section-nav next">Next</a></div></div></div> </div> <div class="col-12 col-xl-3 hidden-print"> <nav class="inpage-menu"> <div class="card"> <h5 class="card-header bg-light">Related Links</h5> <div class="card-body"> <a href="/directive/d9/v283/en?print" class="list-group-item">Print Full Directive</a><a href="/directive/d9/v283/en?definitions" class="list-group-item">Definitions</a><a href="/directive/d9/v283/s823/en" class="list-group-item">Schedule I – Participating Employers</a><a href="/directive/d9/v283/s824/en" class="list-group-item">Schedule II – Employers Withdrawn from the PSHCP</a><a href="/directive/d9/v283/s825/en" class="list-group-item">Schedule III - Designated Persons, Boards and Agencies</a><a href="/directive/d9/v283/s826/en" class="list-group-item">Schedule IV - Recognized Ongoing Pension Benefits</a><a href="/directive/d9/v283/s827/en" class="list-group-item">Schedule V - Monthly Contribution Rates</a><a href="/directive/d9/v283/s828/en" class="list-group-item">Schedule VI - Full Employer-Paid Coverage</a><a href="/directive/d9/v283/s829/en" class="list-group-item">Schedule VII - Life-Sustaining Drugs</a> </div> </div> </nav> </div> </div> </div> <div class="container-fluid site-footer"> <div class="container"> <div class="row"> <div class="col-md-4 text-center"> © 2024 National Joint Council </div> <div class="col-md-4 text-center"> <a href="/d65/en">Important Notices</a> | <a href="https://www.canada.ca">Canada.ca</a> </div> <div class="col-md-4 text-center"> <a href="/s19/en">Contact Us</a> | <a href="/en">Home</a> </div> </div> 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