Sophia Acevedo - Business Insider

<!DOCTYPE html> <html lang="en-US"> <head> <title>Sophia Acevedo - Business Insider</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1" > <meta property="og:title" content="Sophia Acevedo - Business Insider" > <meta property="og:type" content="profile"> <meta property="og:url" content="https://www.businessinsider.com/author/sophia-acevedo" > <meta property="og:description" content="Sophia Acevedo is a banking editor at Business Insider. She has spent three years as a personal finance journalist and is an expert across numerous banking topics.聽ExperienceSophia leads Personal Finance Insider's banking coverage, including reviews, guides, reference articles, and news. She edits and updates articles about banks, checking and savings accounts, CD rates, budgeting, and general saving. Sophia was also a part of Business Insider's 2024 series "My Financial Life," which focused on telling stories that could help people live and spend better.Before joining Business Insider, Sophia worked as a journalist at her college newspaper and was a freelance writer. She has spent seven years writing and editing as a journalist.Sophia was nominated for an Axel Springer Award for Change in 2023 for her coverage of ABLE Accounts, tax-free savings accounts for people with disabilities. She was also a winner of a 2018 California Journalism Awards Campus Contest for her photography.She loves helping people find the best solutions for their unique needs and hopes that more people will find the tools to solve their financial problems. She鈥檚 inspired by stories of everyday people adapting to their financial circumstances and overcoming their fears around money.ExpertiseSophia's expertise includes:Bank accountsSavings and CD rate trendsBudgetingSavingHow banks operateEducationSophia graduated from California State University Fullerton with a degree in journalism and a minor in political science.Sophia is a member of the National Association of Hispanic Journalists.She is an avid reader across a variety of genres, and she started running in 2021. She ran in the 2024 Los Angeles Marathon." > <meta property="og:image" content="https://i.insider.com/6554fbef36d588dc55d0ea4a?width=600&format=jpeg" > <meta property="og:admins" content="61404924,14700889,122084,773948648" > <link rel="alternate" type="application/rss+xml" href="https://feeds.businessinsider.com/custom/all" /> <meta property="og:site_name" content="Business Insider" > <meta property="fb:pages" content="20446254070" > <meta name="apple-itunes-app" content="app-id=554260576" > <meta name="linkedin:owner" content="mid:1d5f7b" > <link rel="canonical" href="https://www.businessinsider.com/author/sophia-acevedo" > <meta name="ii-ab-test:ctc" value="c" > <meta name="ii-ab-test:pmp" value="c" > <meta name="user-status" value="anonymous" > <meta name="env" value="prod" > <meta property="mrf:sections" content=""> <link class="favicon-asset" rel="icon" sizes="192x192" href="/public/assets/BI/US/favicons/apple-touch-icon-192x192.png?v=2023-11" > <link class="favicon-asset" 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She has spent three years as a personal finance journalist and is an expert across numerous banking topics. </p><p><strong>Experience</strong></p><p>Sophia leads Personal Finance Insider's banking coverage, including reviews, guides, reference articles, and news. She edits and updates articles about banks, checking and savings accounts, CD rates, budgeting, and general saving. Sophia was also a part of Business Insider's 2024 series "<a target="_blank" href="https://www.businessinsider.com/category/my-financial-life" data-autoaffiliated="false">My Financial Life</a>," which focused on telling stories that could help people live and spend better.</p><p>Before joining Business Insider, Sophia worked as a journalist at her college newspaper and was a freelance writer. She has spent seven years writing and editing as a journalist.</p><p>Sophia was nominated for an Axel Springer Award for Change in 2023 for her coverage of ABLE Accounts, tax-free savings accounts for people with disabilities. She was also a winner of a <a target="_blank" href="https://cnpa.com/cja/2018campus/" data-autoaffiliated="false"><u>2018 California Journalism Awards Campus Contest</u></a> for her photography.</p><p>She loves helping people find the best solutions for their unique needs and hopes that more people will find the tools to solve their financial problems. She鈥檚 inspired by stories of everyday people adapting to their financial circumstances and overcoming their fears around money.</p><p><strong>Expertise</strong></p><p>Sophia's expertise includes:</p><ul><li><p>Bank accounts</p></li><li><p>Savings and CD rate trends</p></li><li><p>Budgeting</p></li><li><p>Saving</p></li><li><p>How banks operate</p></li></ul><p><strong>Education</strong></p><p>Sophia graduated from California State University Fullerton with a degree in journalism and a minor in political science.</p><p>Sophia is a member of the National Association of Hispanic Journalists.</p><p>She is an avid reader across a variety of genres, and she started running in 2021. She ran in the 2024 Los Angeles Marathon.</p> </div> </section> <section class="tout-layout as-river" data-component-type="tout-layout" data-load-strategy="exclude" > <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="1" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-11-26T22:58:59Z </span></div> <a class="tout-image" data-analytics-position="1" href="/personal-finance/banking/best-18-month-cd-rates"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/634eb1a36bd5270019151591":{"contentType":"image/png","aspectRatioW":1200,"aspectRatioH":600},"https://i.insider.com/634eb18d6bd527001915158b":{"contentType":"image/png","aspectRatioW":1200,"aspectRatioH":900}}" alt="A piggy bank made of money with coins dropping into it and a calendar in the foreground" /> <noscript> <img src="https://i.insider.com/634eb1a36bd5270019151591?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="1" href="/personal-finance/banking/best-18-month-cd-rates">Best 18-Month CD Rates for December 2024: Smart Savings, In-Between Term</a> </h3> <div class="tout-copy headline-regular">Discover the best 18-month CD rates. The best 18-month CD rates pay up to 4.40% APY. An 18-month CD is in-between short and long-term CD options.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="2" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-11-26T22:37:37Z </span></div> <a class="tout-image" data-analytics-position="2" href="/personal-finance/banking/best-2-year-cd-rates"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/6605997716bde8d4ead32233":{"contentType":"image/png","aspectRatioW":3335,"aspectRatioH":1667},"https://i.insider.com/5f063feef34d0501801b0b64":{"contentType":"image/jpeg","aspectRatioW":3333,"aspectRatioH":2500}}" alt="Best 2 year CD rates 2X1" /> <noscript> <img src="https://i.insider.com/6605997716bde8d4ead32233?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="2" href="/personal-finance/banking/best-2-year-cd-rates">Best 2-Year CD Rates for December 2024: Secure Returns for Your Savings</a> </h3> <div class="tout-copy headline-regular">Discover the best 2-year CD rates. Maximize your savings with competitive returns and mid-term flexibility. 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Learn about local factors affecting rates and how to compare lenders for the best deal.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="4" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-11-26T22:13:17Z </span></div> <a class="tout-image" data-analytics-position="4" href="/personal-finance/banking/best-3-year-cd-rates"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/5f887bd1d2607800193419cf":{"contentType":"image/png","aspectRatioW":1667,"aspectRatioH":833},"https://i.insider.com/5f887bba9e9fe400190098b5":{"contentType":"image/png","aspectRatioW":1666,"aspectRatioH":1249}}" alt="a calendar with a green circles that says the 3-year mark leans against a piggybank with a money design on a green background" /> <noscript> <img src="https://i.insider.com/5f887bd1d2607800193419cf?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="4" href="/personal-finance/banking/best-3-year-cd-rates">Best 3-Year CD Rates for December 2024: Secure Higher Returns</a> </h3> <div class="tout-copy headline-regular">Discover the best 3-year CD rates and maximize your savings potential. The top 3-year CD rate for December 2024 pays 4.35% APY. We review our list daily.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="5" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-11-26T22:03:13Z </span></div> <a class="tout-image" data-analytics-position="5" href="/personal-finance/banking/best-second-chance-bank-accounts"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/62a09f292253ea001951a784":{"contentType":"image/png","aspectRatioW":1201,"aspectRatioH":600},"https://i.insider.com/62a09f233232420018784484":{"contentType":"image/png","aspectRatioW":1201,"aspectRatioH":900}}" alt="Cash pig with sign that says "Best Second Chance Bank Accounts" against a light blue background" /> <noscript> <img src="https://i.insider.com/62a09f292253ea001951a784?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="5" href="/personal-finance/banking/best-second-chance-bank-accounts">Best Second Chance Bank Accounts: A Guide to Rebuilding your Financial Health</a> </h3> <div class="tout-copy headline-regular">Second chance bank accounts offer a lifeline for those with past financial mistakes. 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