How Technology Will Transform Employee Benefits in the Next Five Years

<!DOCTYPE html><html lang="en"><head><link rel="preload" href="/lib/aon-lib.main.css?v=RT6cM42jpt88DDb0sOUrUVzLHgMYpNTVWk4Si75u5HQ1" as="style"/><meta charSet="utf-8"/><script type="text/javascript">window.NREUM||(NREUM={});NREUM.info = {"beacon":"bam.nr-data.net","errorBeacon":"bam.nr-data.net","licenseKey":"f22df58664","applicationID":"696403083","transactionName":"YwZSZEFTWEZXVBINCVpMfWZwHWVcQlIFCxRRIF9eR0BZWVpSFEsvWgdVSA==","queueTime":0,"applicationTime":12917,"agent":"","atts":""}</script><script type="text/javascript">(window.NREUM||(NREUM={})).init={privacy:{cookies_enabled:true},ajax:{deny_list:["bam.nr-data.net"]},distributed_tracing:{enabled:true}};(window.NREUM||(NREUM={})).loader_config={agentID:"718342270",accountID:"1224682",trustKey:"663988",xpid:"VQQFVVBbChAGXVdWBwIHXlc=",licenseKey:"f22df58664",applicationID:"696403083"};;/*! For license information please see nr-loader-spa-1.273.1.min.js.LICENSE.txt */ (()=>{var e,t,r={8122:(e,t,r)=>{"use strict";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||"object"!=typeof e)return(0,n.R)(3);if(!t||"object"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):"object"==typeof e[a]&&"object"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{"use strict";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error("All info objects require an agent identifier!");if(!a[e])throw new Error("Info for ".concat(e," was never set"));return a[e]}function u(e,t){if(!e)throw new Error("All info objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{"use strict";r.d(t,{D0:()=>h,gD:()=>g,xN:()=>p});var n=r(993);const i=e=>{if(!e||"string"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var o=r(2614),a=r(944),s=r(384),c=r(8122);const u="[data-nr-mask]",d=()=>{const e={mask_selector:"*",block_selector:"[data-nr-block]",mask_input_options:{color:!1,date:!1,"datetime-local":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,harvestTimeSeconds:10,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},feature_flags:[],generic_events:{enabled:!0,harvestTimeSeconds:30,autoStart:!0},harvest:{tooManyRequestsDelay:60},jserrors:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},logging:{enabled:!0,harvestTimeSeconds:10,autoStart:!0,level:n.p_.INFO},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,harvestTimeSeconds:30,autoStart:!0},performance:{capture_marks:!1,capture_measures:!1},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:o.wk,inactiveMs:o.BB},session_replay:{autoStart:!0,enabled:!1,harvestTimeSeconds:60,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){i(t)?e.mask_selector="".concat(t,",").concat(u):""===t||null===t?e.mask_selector=u:(0,a.R)(5,t)},get block_class(){return"nr-block"},get ignore_class(){return"nr-ignore"},get mask_text_class(){return"nr-mask"},get block_selector(){return e.block_selector},set block_selector(t){i(t)?e.block_selector+=",".concat(t):""!==t&&(0,a.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&"object"==typeof t?e.mask_input_options={...t,password:!0}:(0,a.R)(7,t)}},session_trace:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},soft_navigations:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},spa:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},ssl:void 0,user_actions:{enabled:!0}}},l={},f="All configuration objects require an agent identifier!";function h(e){if(!e)throw new Error(f);if(!l[e])throw new Error("Configuration for ".concat(e," was never set"));return l[e]}function p(e,t){if(!e)throw new Error(f);l[e]=(0,c.a)(t,d());const r=(0,s.nY)(e);r&&(r.init=l[e])}function g(e,t){if(!e)throw new Error(f);var r=h(e);if(r){for(var n=t.split("."),i=0;i<n.length-1;i++)if("object"!=typeof(r=r[n[i]]))return;r=r[n[n.length-1]]}return r}},5603:(e,t,r)=>{"use strict";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error("All loader-config objects require an agent identifier!");if(!a[e])throw new Error("LoaderConfig for ".concat(e," was never set"));return a[e]}function c(e,t){if(!e)throw new Error("All loader-config objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{"use strict";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0},d={};function l(e){if(!e)throw new Error("All runtime objects require an agent identifier!");if(!d[e])throw new Error("Runtime for ".concat(e," was never set"));return d[e]}function f(e,t){if(!e)throw new Error("All runtime objects require an agent identifier!");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],"harvestCount")||Object.defineProperty(d[e],"harvestCount",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{"use strict";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n="1.273.1",i="PROD",o="CDN",a="2.0.0-alpha.12"},6154:(e,t,r)=>{"use strict";r.d(t,{A4:()=>s,OF:()=>d,RI:()=>i,WN:()=>h,bv:()=>o,gm:()=>a,lR:()=>f,m:()=>u,mw:()=>c,sb:()=>l});var n=r(1863);const i="undefined"!=typeof window&&!!window.document,o="undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:"undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s="complete"===a?.document?.readyState,c=Boolean("hidden"===a?.document?.visibilityState),u=""+a?.location,d=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),l=d&&"undefined"==typeof SharedWorker,f=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\s](\d+\.\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),h=Date.now()-(0,n.t)()},7295:(e,t,r)=>{"use strict";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t<n.length;t++){var r=n[t];if("*"===r.hostname)return!1;if(s(r.hostname,e.hostname)&&c(r.pathname,e.pathname))return!1}return!0}function o(e){return void 0===e.hostname}function a(e){if(n=[],e&&e.length)for(var t=0;t<e.length;t++){let r=e[t];if(!r)continue;0===r.indexOf("http://")?r=r.substring(7):0===r.indexOf("https://")&&(r=r.substring(8));const i=r.indexOf("/");let o,a;i>0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a="");let[s]=o.split(":");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf("/")&&(e=e.substring(1)),0===t.indexOf("/")&&(t=t.substring(1)),""===e||e===t}},1687:(e,t,r)=>{"use strict";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error("agentIdentifier required");s[e]||(s[e]=new Map)}function l(e="",t="feature",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t<e.length;++t)p(e[t],r);Object.entries(r).forEach((([e,t])=>{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit("drain-"+t,[])}}function p(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{"use strict";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c="nr@context:".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:p,addEventListener:p,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i<r.length;i++)r[i]===t&&r.splice(i,1)},emit:function(e,r,n,i,o){!1!==o&&(o=!0);if(u.aborted&&!i)return;t&&o&&t.emit(e,r,n);for(var a=h(n),c=g(e),d=c.length,l=0;l<d;l++)c[l].apply(a,r);var p=v()[s[e]];p&&p.push([f,e,r,a]);return a},get:m,listeners:g,context:h,buffer:function(e,t){const r=v();if(t=t||"feature",f.aborted)return;Object.entries(e||{}).forEach((([e,n])=>{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&"object"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,"aborted",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function p(e,t){n[e]=g(e).concat(t)}function g(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,"globalEE"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{"use strict";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{"use strict";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get("handle");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{"use strict";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o="feature"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{"use strict";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{"use strict";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{"use strict";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split("").map((e=>"x"===e?o(t,r++).toString(16):"y"===e?(3&o()|8).toString(16):e)).join("")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s<e;s++)a.push(o(r,i++).toString(16));return a.join("")}function c(){return s(16)}function u(){return s(32)}},2614:(e,t,r)=>{"use strict";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n="NRBA",i="SESSION",o=144e5,a=18e5,s={STARTED:"session-started",PAUSE:"session-pause",RESET:"session-reset",RESUME:"session-resume",UPDATE:"session-update"},c={SAME_TAB:"same-tab",CROSS_TAB:"cross-tab"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{"use strict";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{"use strict";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||"").indexOf("data:"))return{protocol:"data"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(":")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&""!==r.port||("http:"===t.protocol&&(r.port="80"),"https:"===t.protocol&&(r.port="443")),r.pathname&&""!==r.pathname?r.pathname.startsWith("/")||(r.pathname="/".concat(r.pathname)):r.pathname="/",r}catch(e){return{}}}},944:(e,t,r)=>{"use strict";function n(e,t){"function"==typeof console.debug&&console.debug("New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{"use strict";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o="newrelic";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&"object"==typeof e&&(a.has(t)||(r.emit("rumresp",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{"use strict";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{"use strict";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{"use strict";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if("object"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??""}catch(e){try{n.ee.emit("internal-error",[e])}catch(e){}return""}}},5289:(e,t,r)=>{"use strict";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return"undefined"==typeof document||"complete"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)("load",e,t)}function a(e){if(i())return e();(0,n.DD)("DOMContentLoaded",e)}},384:(e,t,r)=>{"use strict";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{"use strict";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)("visibilitychange",(function(){if(t)return void("hidden"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{"use strict";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u="addEventListener",d="removeEventListener",l="nr@wrapped:".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get("events")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],"-",p)}function p(e,t){return e[1]}return"getPrototypeOf"in Object&&(a.RI&&h(document,f),h(a.gm,f),h(c.prototype,f)),t.on(u+"-start",(function(e,t){var n=e[1];if(null!==n&&("function"==typeof n||"object"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if("function"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,"fn-",null,e.name||"anonymous"):n}));this.wrapped=e[1]=i}})),t.on(d+"-start",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;"object"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{"use strict";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o="nr@original:".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n="");const a="-"===n.charAt(0);for(let s=0;s<t.length;s++){const c=t[s],u=e[c];d(u)||(e[c]=r(u,a?c+n:n,i,c,o))}},r.flag=o,r;function r(t,r,n,s,c){return d(t)?t:(r||(r=""),nrWrapper[o]=t,function(e,t,r){if(Object.defineProperty&&Object.keys)try{return Object.keys(e).forEach((function(r){Object.defineProperty(t,r,{get:function(){return e[r]},set:function(t){return e[r]=t,t}})})),t}catch(e){u([e],r)}for(var n in e)a.call(e,n)&&(t[n]=e[n])}(t,nrWrapper,e),nrWrapper);function nrWrapper(){var o,a,d,l;try{a=this,o=[...arguments],d="function"==typeof n?n(o,a):n||{}}catch(t){u([t,"",[o,a,s],d],e)}i(r+"start",[o,a,s],d,c);try{return l=t.apply(a,o)}catch(e){throw i(r+"err",[o,a,e],d,c),e}finally{i(r+"end",[o,a,l],d,c)}}}function i(r,n,i,o){if(!s||t){var a=s;s=!0;try{e.emit(r,n,i,t,o)}catch(t){u([t,r,n,i],e)}s=a}}}function u(e,t){t||(t=n.ee);try{t.emit("internal-error",e)}catch(e){}}function d(e){return!(e&&"function"==typeof e&&e.apply&&!e[o])}},9300:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{"use strict";r.d(t,{TZ:()=>n,Zp:()=>i,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=["auxclick","click","copy","keydown","paste","scrollend"],o=["focus","blur"],a=4,s=1e3},6774:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{"use strict";r.d(t,{ET:()=>o,TZ:()=>a,p_:()=>i});var n=r(860);const i={ERROR:"ERROR",WARN:"WARN",INFO:"INFO",DEBUG:"DEBUG",TRACE:"TRACE"},o="log",a=n.K7.logging},3785:(e,t,r)=>{"use strict";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(3969),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,["API/logging/".concat(c.toLowerCase(),"/called")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return"string"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},3969:(e,t,r)=>{"use strict";r.d(t,{TZ:()=>n,XG:()=>s,rs:()=>i,xV:()=>a,z_:()=>o});const n=r(860).K7.metrics,i="sm",o="cm",a="storeSupportabilityMetrics",s="storeEventMetrics"},6630:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{"use strict";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:"recordReplay",PAUSE:"pauseReplay",REPLAY_RUNNING:"replayRunning",ERROR_DURING_REPLAY:"errorDuringReplay"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:"Session was reset",sm:"Reset"},IMPORT:{message:"Recorder failed to import",sm:"Import"},TOO_MANY:{message:"429: Too Many Requests",sm:"Too-Many"},TOO_BIG:{message:"Payload was too large",sm:"Too-Big"},CROSS_TAB:{message:"Session Entity was set to OFF on another tab",sm:"Cross-Tab"},ENTITLEMENTS:{message:"Session Replay is not allowed and will not be started",sm:"Entitlement"}},d=5e3,l={API:"api"}},5270:(e,t,r)=>{"use strict";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,"session_trace.enabled")}function c(e){return!0===(0,i.gD)(e,"session_replay.preload")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{"use strict";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i="bstResource",o="resource",a="-start",s="-end",c="fn"+a,u="fn"+s,d="pushState",l=1e3},3962:(e,t,r)=>{"use strict";r.d(t,{AM:()=>o,O2:()=>s,Qu:()=>c,TZ:()=>a,ih:()=>u,tC:()=>i});var n=r(860);const i=["click","keydown","submit"],o="api",a=n.K7.softNav,s={INITIAL_PAGE_LOAD:"",ROUTE_CHANGE:1,UNSPECIFIED:2},c={INTERACTION:1,AJAX:2,CUSTOM_END:3,CUSTOM_TRACER:4},u={IP:"in progress",FIN:"finished",CAN:"cancelled"}},7378:(e,t,r)=>{"use strict";r.d(t,{$p:()=>x,BR:()=>b,Kp:()=>R,L3:()=>y,Lc:()=>c,NC:()=>o,SG:()=>d,TZ:()=>i,U6:()=>p,UT:()=>m,d3:()=>w,dT:()=>f,e5:()=>A,gx:()=>v,l9:()=>l,oW:()=>h,op:()=>g,rw:()=>u,tH:()=>E,uP:()=>s,wW:()=>T,xq:()=>a});var n=r(384);const i=r(860).K7.spa,o=["click","submit","keypress","keydown","keyup","change"],a=999,s="fn-start",c="fn-end",u="cb-start",d="api-ixn-",l="remaining",f="interaction",h="spaNode",p="jsonpNode",g="fetch-start",m="fetch-done",v="fetch-body-",b="jsonp-end",y=(0,n.dV)().o.ST,w="-start",R="-end",x="-body",T="cb"+R,A="jsTime",E="fetch"},4234:(e,t,r)=>{"use strict";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{"use strict";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,"privacy.cookies_enabled")},425:(e,t,r)=>{"use strict";r.d(t,{j:()=>j});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(3969),h=r(384),p=r(6344);const g=["setErrorHandler","finished","addToTrace","addRelease","addPageAction","setCurrentRouteName","setPageViewName","setCustomAttribute","interaction","noticeError","setUserId","setApplicationVersion","start",p.G4.RECORD,p.G4.PAUSE,"log","wrapLogger"],m=["setErrorHandler","finished","addToTrace","addRelease"];var v=r(1863),b=r(2614),y=r(993),w=r(3785),R=r(2646),x=r(3434);function T(e,t,r,n){if("object"!=typeof t||!t||"string"!=typeof r||!r||"function"!=typeof t[r])return(0,l.R)(29);const i=function(e){return(e||s.ee).get("logger")}(e),o=(0,x.YM)(i),a=new R.y(s.P);return a.level=n.level,a.customAttributes=n.customAttributes,o.inPlace(t,[r],"wrap-logger-",a),i}function A(){const e=(0,h.pV)();g.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const E={};var S=r(9417),N=r(5603),O=r(5284);const _=e=>{const t=e.startsWith("http");e+="/",r.p=t?e:"https://"+e};let I=!1;function j(e,t={},g,R){let{init:x,info:j,loader_config:P,runtime:C={},exposed:k=!0}=t;C.loaderType=g;const L=(0,h.pV)();j||(x=L.init,j=L.info,P=L.loader_config),(0,S.xN)(e.agentIdentifier,x||{}),(0,N.a)(e.agentIdentifier,P||{}),j.jsAttributes??={},d.bv&&(j.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,j);const H=(0,S.D0)(e.agentIdentifier),D=[j.beacon,j.errorBeacon];I||(H.proxy.assets&&(_(H.proxy.assets),D.push(H.proxy.assets)),H.proxy.beacon&&D.push(H.proxy.beacon),A(),(0,h.US)("activatedFeatures",O.B),e.runSoftNavOverSpa&&=!0===H.soft_navigations.enabled&&H.feature_flags.includes("soft_nav")),C.denyList=[...H.ajax.deny_list||[],...H.ajax.block_internal?D:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,"api");const g={};var R=s.ee.get(e),x=R.get("tracer");E[e]=b.g.OFF,R.on(p.G4.REPLAY_RUNNING,(t=>{E[e]=t}));var A="api-",S=A+"ixn-";function N(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(A,n,!0,o||null===r?"session":void 0)(t,r)}function O(){}g.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,["API/log/called"],void 0,n.K7.metrics,R),(0,w.R)(R,e,t,r)},g.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,["API/wrapLogger/called"],void 0,n.K7.metrics,R),T(R,e,t,{customAttributes:r,level:i})},m.forEach((e=>{g[e]=I(A,e,!0,"api")})),g.addPageAction=I(A,"addPageAction",!0,n.K7.genericEvents),g.setPageViewName=function(t,r){if("string"==typeof t)return"/"!==t.charAt(0)&&(t="/"+t),(0,o.f)(e).customTransaction=(r||"http://custom.transaction")+t,I(A,"setPageViewName",!0)()},g.setCustomAttribute=function(e,t,r=!1){if("string"==typeof e){if(["string","number","boolean"].includes(typeof t)||null===t)return N(e,t,"setCustomAttribute",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},g.setUserId=function(e){if("string"==typeof e||null===e)return N("enduser.id",e,"setUserId",!0);(0,l.R)(41,typeof e)},g.setApplicationVersion=function(e){if("string"==typeof e||null===e)return N("application.version",e,"setApplicationVersion",!1);(0,l.R)(42,typeof e)},g.start=()=>{try{(0,a.p)(f.xV,["API/start/called"],void 0,n.K7.metrics,R),R.emit("manual-start-all")}catch(e){(0,l.R)(23,e)}},g[p.G4.RECORD]=function(){(0,a.p)(f.xV,["API/recordReplay/called"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.RECORD,[],void 0,n.K7.sessionReplay,R)},g[p.G4.PAUSE]=function(){(0,a.p)(f.xV,["API/pauseReplay/called"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.PAUSE,[],void 0,n.K7.sessionReplay,R)},g.interaction=function(e){return(new O).get("object"==typeof e?e:{})};const _=O.prototype={createTracer:function(e,t){var r={},i=this,o="function"==typeof t;return(0,a.p)(f.xV,["API/createTracer/called"],void 0,n.K7.metrics,R),h||(0,a.p)(S+"tracer",[(0,v.t)(),e,r],i,n.K7.spa,R),function(){if(x.emit((o?"":"no-")+"fn-start",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t="string"==typeof e?new Error(e):e;throw x.emit("fn-err",[arguments,this,t],r),t}finally{x.emit("fn-end",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,["API/"+t+"/called"],void 0,n.K7.metrics,R),i&&(0,a.p)(e+t,[(0,v.t)(),...arguments],r?null:this,i,R),r?void 0:this}}function j(){r.e(478).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,"api")})).catch((e=>{(0,l.R)(27,e),R.abort()}))}return["actionText","setName","setAttribute","save","ignore","onEnd","getContext","end","get"].forEach((e=>{_[e]=I(S,e,void 0,h?n.K7.softNav:n.K7.spa)})),g.setCurrentRouteName=h?I(S,"routeName",void 0,n.K7.softNav):I(A,"routeName",!0,n.K7.spa),g.noticeError=function(t,r){"string"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,["API/noticeError/called"],void 0,n.K7.metrics,R),(0,a.p)("err",[t,(0,v.t)(),!1,r,!!E[e]],void 0,n.K7.jserrors,R)},d.RI?(0,u.GG)((()=>j()),!0):j(),g}(e.agentIdentifier,R,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),I=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return""})()},860:(e,t,r)=>{"use strict";r.d(t,{$J:()=>o,K7:()=>n,P3:()=>i});const n={ajax:"ajax",genericEvents:"generic_events",jserrors:"jserrors",logging:"logging",metrics:"metrics",pageAction:"page_action",pageViewEvent:"page_view_event",pageViewTiming:"page_view_timing",sessionReplay:"session_replay",sessionTrace:"session_trace",softNav:"soft_navigations",spa:"spa"},i={[n.pageViewEvent]:1,[n.pageViewTiming]:2,[n.metrics]:3,[n.jserrors]:4,[n.spa]:5,[n.ajax]:6,[n.sessionTrace]:7,[n.softNav]:8,[n.sessionReplay]:9,[n.logging]:10,[n.genericEvents]:11},o={[n.pageViewTiming]:"events",[n.ajax]:"events",[n.spa]:"events",[n.softNav]:"events",[n.metrics]:"jserrors",[n.jserrors]:"jserrors",[n.sessionTrace]:"browser/blobs",[n.sessionReplay]:"browser/blobs",[n.logging]:"browser/logs",[n.genericEvents]:"ins"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({212:"nr-spa-compressor",249:"nr-spa-recorder",478:"nr-spa"}[e]+"-1.273.1.min.js"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t="NRBA-1.273.1.PROD:",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName("script"),d=0;d<u.length;d++){var l=u[d];if(l.getAttribute("src")==r||l.getAttribute("data-webpack")==t+o){s=l;break}}if(!s){c=!0;var f={478:"sha512-02Ykcrpzl4JvQ46re8YJcnOVT3PxJCiTwfiL6aPZ2Ce7bZJInb/7qwgqIIAmR9aO9iwRgYvkoqf5ev3ruaVCuw==",249:"sha512-ocbOXB0TUR2dpjE3aDOxqG2Vwgm7dGpbh16ElRyIKdoOZ+hdWyLWTroPOXbKKDCIeuBxV/wqwP5GCsG4LcTIwg==",212:"sha512-h3ZE1xdptNoj1oit85fWuIlHnVTAxhnoiIExHWaR5ZLpsLLs6DWnff4Gxsay38jNSZqGVAjeuFpbPzwxzrAfjA=="};(s=document.createElement("script")).charset="utf-8",s.timeout=120,i.nc&&s.setAttribute("nonce",i.nc),s.setAttribute("data-webpack",t+o),s.src=r,0!==s.src.indexOf(window.location.origin+"/")&&(s.crossOrigin="anonymous"),f[a]&&(s.integrity=f[a])}e[r]=[n];var h=(t,n)=>{s.onerror=s.onload=null,clearTimeout(p);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},p=setTimeout(h.bind(null,void 0,{type:"timeout",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},i.p="https://js-agent.newrelic.com/",(()=>{var e={38:0,788:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&("load"===r.type?"missing":r.type),a=r&&r.target&&r.target.src;s.message="Loading chunk "+t+" failed.\n("+o+": "+a+")",s.name="ChunkLoadError",s.type=o,s.request=a,n[1](s)}}),"chunk-"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u<a.length;u++)o=a[u],i.o(e,o)&&e[o]&&e[o][0](),e[o]=0},r=self["webpackChunk:NRBA-1.273.1.PROD"]=self["webpackChunk:NRBA-1.273.1.PROD"]||[];r.forEach(t.bind(null,0)),r.push=t.bind(null,r.push.bind(r))})(),(()=>{"use strict";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(e=(0,r.LA)(16)){this.agentIdentifier=e}#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e("addPageAction",e,t)}setPageViewName(e,t){return this.#e("setPageViewName",e,t)}setCustomAttribute(e,t,r){return this.#e("setCustomAttribute",e,t,r)}noticeError(e,t){return this.#e("noticeError",e,t)}setUserId(e){return this.#e("setUserId",e)}setApplicationVersion(e){return this.#e("setApplicationVersion",e)}setErrorHandler(e){return this.#e("setErrorHandler",e)}addRelease(e,t){return this.#e("addRelease",e,t)}log(e,t){return this.#e("log",e,t)}}class o extends n{#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e("start")}finished(e){return this.#e("finished",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e("addToTrace",e)}setCurrentRouteName(e){return this.#e("setCurrentRouteName",e)}interaction(){return this.#e("interaction")}wrapLogger(e,t,r){return this.#e("wrapLogger",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,"".concat(e,".enabled"))}(r,e)})),t}var d=i(425);var l=i(1687),f=i(4234),h=i(5289),p=i(6154),g=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on("manual-start-all",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(478).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit("internal-error",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(t.sharedAggregator)await t.sharedAggregator;else{t.sharedAggregator=i.e(478).then(i.bind(i,9337));const{EventAggregator:e}=await t.sharedAggregator;t.sharedAggregator=new e}if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(478).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,"aggregate");this.featAggregate=new a(t,r),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};p.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,g.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class w extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var R=i(384);var x=i(9908),T=i(2843),A=i(3878),E=i(782),S=i(1863);class N extends b{static featureName=E.T;constructor(e,t=!0){super(e,E.T,t),p.RI&&((0,T.u)((()=>(0,x.p)("docHidden",[(0,S.t)()],void 0,E.T,this.ee)),!0),(0,A.sp)("pagehide",(()=>(0,x.p)("winPagehide",[(0,S.t)()],void 0,E.T,this.ee))),this.importAggregator(e))}}var O=i(3969);class _ extends b{static featureName=O.TZ;constructor(e,t=!0){super(e,O.TZ,t),this.importAggregator(e)}}var I=i(6774),j=i(3304);class P{constructor(e,t,r,n,i){this.name="UncaughtError",this.message="string"==typeof e?e:(0,j.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return H(e)?e:new P(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t="Unhandled Promise Rejection";if(!e?.reason)return;if(H(e.reason))try{return e.reason.message=t+": "+e.reason.message,C(e.reason)}catch(t){return C(e.reason)}const r=C(e.reason);return r.message=t+": "+r?.message,r}function L(e){if(e.error instanceof SyntaxError&&!/:\d+$/.test(e.error.stack?.trim())){const t=new P(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return H(e.error)?e.error:C(e)}function H(e){return e instanceof Error&&!!e.stack}class D extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on("internal-error",(e=>{this.abortHandler&&(0,x.p)("ierr",[C(e),(0,S.t)(),!0,{},this.#r],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),p.gm.addEventListener("unhandledrejection",(e=>{this.abortHandler&&(0,x.p)("err",[k(e),(0,S.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),p.gm.addEventListener("error",(e=>{this.abortHandler&&(0,x.p)("err",[L(e),(0,S.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var M=i(8990);let K=1;const U="nr@id";function V(e){const t=typeof e;return!e||"object"!==t&&"function"!==t?-1:e===p.gm?0:(0,M.I)(e,U,(function(){return K++}))}function G(e){if("string"==typeof e&&e.length)return e.length;if("object"==typeof e){if("undefined"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if("undefined"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!("undefined"!=typeof FormData&&e instanceof FormData))try{return(0,j.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=["open","send"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get("xhr")}(r);if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=p.gm.XMLHttpRequest,a=p.gm.MutationObserver,s=p.gm.Promise,c=p.gm.setInterval,u="readystatechange",d=["onload","onerror","onabort","onloadstart","onloadend","onprogress","ontimeout"],l=[],f=p.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit("new-xhr",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit("xhr-resolved",[],e)),i.inPlace(e,d,"fn-",y)}),(0,A.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit("internal-error",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,["onreadystatechange"],"fn-",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,"-xhr-",y),n.on("send-xhr-start",(function(e,t){h(e,t),function(e){l.push(e),a&&(g?g.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on("open-xhr-start",h),a){var g=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on("fn-end",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e<l.length;e++)h(0,l[e]);l.length&&(l=[])}function y(e,t){return t}return n}var Y="fetch-",X=Y+"body-",J=["arrayBuffer","blob","json","text","formData"],Q=p.gm.Request,ee=p.gm.Response,te="prototype";const re={};function ne(e){const t=function(e){return(e||B.ee).get("fetch")}(e);if(!(Q&&ee&&p.gm.fetch))return t;if(re[t.debugId]++)return t;function r(e,r,n){var i=e[r];"function"==typeof i&&(e[r]=function(){var e,r=[...arguments],o={};t.emit(n+"before-start",[r],o),o[B.P]&&o[B.P].dt&&(e=o[B.P].dt);var a=i.apply(this,r);return t.emit(n+"start",[r,e],a),a.then((function(e){return t.emit(n+"end",[null,e],a),e}),(function(e){throw t.emit(n+"end",[e],a),e}))})}return re[t.debugId]=1,J.forEach((e=>{r(Q[te],e,X),r(ee[te],e,X)})),r(p.gm,"fetch",Y),t.on(Y+"end",(function(e,r){var n=this;if(r){var i=r.headers.get("content-length");null!==i&&(n.rxSize=i),t.emit(Y+"done",[null,r],n)}else t.emit(Y+"done",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||"").toString()||null,i=(t.agentID||"").toString()||null,o=(t.trustKey||"").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return"00-"+t+"-"+e+"-01"}generateTraceContextStateHeader(e,t,r,n,i){return i+"@nr=0-1-"+r+"-"+n+"-"+e+"----"+t}generateTraceHeader(e,t,r,n,i,o){if(!("function"==typeof p.gm?.btoa))return null;var a={v:[0,1],d:{ty:"Browser",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,j.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,"distributed_tracing")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n<r.allowed_origins.length;n++){var i=(0,ie.D)(r.allowed_origins[n]);if(e.hostname===i.hostname&&e.protocol===i.protocol&&e.port===i.port){t=!0;break}}return t}isDtEnabled(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.enabled}excludeNewrelicHeader(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.exclude_newrelic_header}useNewrelicHeaderForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!1!==e.cors_use_newrelic_header}useTraceContextHeadersForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.cors_use_tracecontext_headers}}var se=i(9300),ce=i(7295),ue=["load","error","abort","timeout"],de=ue.length,le=(0,R.dV)().o.REQ,fe=(0,R.dV)().o.XHR;class he extends b{static featureName=se.T;constructor(e,t=!0){super(e,se.T,t),this.dt=new ae(e.agentIdentifier),this.handler=(e,t,r,n)=>(0,x.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:"xhr",fetch:"fetch",beacon:"beacon"};p.gm?.performance?.getEntriesByType("resource").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};pe(r,t.name),this.handler("xhr",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=R,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener("load",(function(r){T(t,e)}),(0,A.jT)(!1)),p.lR||e.addEventListener("progress",(function(e){t.lastSize=e.loaded}),(0,A.jT)(!1))}function o(e){this.params={method:e[0]},pe(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader("X-NewRelic-ID",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader("newrelic",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader("traceparent",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader("tracestate",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,S.t)(),this.body=i,this.listener=function(e){try{"abort"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),("load"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||"function"!=typeof r.onload)&&"function"==typeof o.end)&&o.end(r)}catch(e){try{t.emit("internal-error",[e])}catch(e){}}};for(var s=0;s<de;s++)r.addEventListener(ue[s],this.listener,(0,A.jT)(!1))}function u(e,t,r){this.cbTime+=e,t?this.onloadCalled=!0:this.called+=1,this.called!==this.totalCbs||!this.onloadCalled&&"function"==typeof r.onload||"function"!=typeof this.end||this.end(r)}function d(e,t){var r=""+V(e)+!!t;this.xhrGuids&&!this.xhrGuids[r]&&(this.xhrGuids[r]=!0,this.totalCbs+=1)}function l(e,t){var r=""+V(e)+!!t;this.xhrGuids&&this.xhrGuids[r]&&(delete this.xhrGuids[r],this.totalCbs-=1)}function f(){this.endTime=(0,S.t)()}function h(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-added",[e[1],e[2]],r)}function g(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-removed",[e[1],e[2]],r)}function m(e,t,r){t instanceof fe&&("onload"===r&&(this.onload=!0),("load"===(e[0]&&e[0].type)||this.onload)&&(this.xhrCbStart=(0,S.t)()))}function v(e,r){this.xhrCbStart&&t.emit("xhr-cb-time",[(0,S.t)()-this.xhrCbStart,this.onload,r],r)}function b(e){var t,r=e[1]||{};if("string"==typeof e[0]?0===(t=e[0]).length&&p.RI&&(t=""+p.gm.location.href):e[0]&&e[0].url?t=e[0].url:p.gm?.URL&&e[0]&&e[0]instanceof URL?t=e[0].href:"function"==typeof e[0].toString&&(t=e[0].toString()),"string"==typeof t&&0!==t.length){t&&(this.parsedOrigin=(0,ie.D)(t),this.sameOrigin=this.parsedOrigin.sameOrigin);var i=n.generateTracePayload(this.parsedOrigin);if(i&&(i.newrelicHeader||i.traceContextParentHeader))if(e[0]&&e[0].headers)s(e[0].headers,i)&&(this.dt=i);else{var o={};for(var a in r)o[a]=r[a];o.headers=new Headers(r.headers||{}),s(o.headers,i)&&(this.dt=i),e.length>1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set("newrelic",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set("traceparent",t.traceContextParentHeader),t.traceContextStateHeader&&e.set("tracestate",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,S.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;"string"==typeof i?r=i:"object"==typeof i&&i instanceof le?r=i.url:p.gm?.URL&&"object"==typeof i&&i instanceof URL&&(r=i.href),pe(this,r);var o=(""+(i&&i instanceof le&&i.method||n.method||"GET")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function w(e,t){if(this.endTime=(0,S.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,"string"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,S.t)()-this.startTime};r("xhr",[this.params,i,this.startTime,this.endTime,"fetch"],this,a.K7.ajax)}function R(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t<de;t++)e.removeEventListener(ue[t],this.listener,!1);t.aborted||(0,ce.iW)(t)||(n.duration=(0,S.t)()-this.startTime,this.loadCazptureCalled||4!==e.readyState?null==t.status&&(t.status=0):T(this,e),n.cbTime=this.cbTime,r("xhr",[t,n,this.startTime,this.endTime,"xhr"],this,a.K7.ajax))}}function T(e,r){e.params.status=r.status;var n=function(e,t){var r=e.responseType;return"json"===r&&null!==t?t:"arraybuffer"===r||"blob"===r||"json"===r?G(e.response):"text"===r||""===r||void 0===r?G(e.responseText):void 0}(r,e.lastSize);if(n&&(e.metrics.rxSize=n),e.sameOrigin){var i=r.getResponseHeader("X-NewRelic-App-Data");i&&((0,x.p)(O.rs,["Ajax/CrossApplicationTracing/Header/Seen"],void 0,a.K7.metrics,t),e.params.cat=i.split(", ").pop())}e.loadCaptureCalled=!0}t.on("new-xhr",i),t.on("open-xhr-start",o),t.on("open-xhr-end",s),t.on("send-xhr-start",c),t.on("xhr-cb-time",u),t.on("xhr-load-added",d),t.on("xhr-load-removed",l),t.on("xhr-resolved",f),t.on("addEventListener-end",h),t.on("removeEventListener-end",g),t.on("fn-end",v),t.on("fetch-before-start",b),t.on("fetch-start",y),t.on("fn-start",m),t.on("fetch-done",w)}(e,this.ee,this.handler,this.dt),this.importAggregator(e)}}function pe(e,t){var r=(0,ie.D)(t),n=e.params||e;n.hostname=r.hostname,n.port=r.port,n.protocol=r.protocol,n.host=r.hostname+":"+r.port,n.pathname=r.pathname,e.parsedOrigin=r,e.sameOrigin=r.sameOrigin}const ge={},me=["pushState","replaceState"];function ve(e){const t=function(e){return(e||B.ee).get("history")}(e);return!p.RI||ge[t.debugId]++||(ge[t.debugId]=1,(0,W.YM)(t).inPlace(window.history,me,"-")),t}var be=i(3738);const{He:ye,bD:we,d3:Re,Kp:xe,TZ:Te,Lc:Ae,uP:Ee,Rz:Se}=be;class Ne extends b{static featureName=Te;constructor(e,t=!0){super(e,Te,t);if(!(0,m.V)(this.agentIdentifier))return void this.deregisterDrain();const r=this.ee;let n;ve(r),this.eventsEE=(0,F.u)(r),this.eventsEE.on(Ee,(function(e,t){this.bstStart=(0,S.t)()})),this.eventsEE.on(Ae,(function(e,t){(0,x.p)("bst",[e[0],t,this.bstStart,(0,S.t)()],void 0,a.K7.sessionTrace,r)})),r.on(Se+Re,(function(e){this.time=(0,S.t)(),this.startPath=location.pathname+location.hash})),r.on(Se+xe,(function(e){(0,x.p)("bstHist",[location.pathname+location.hash,this.startPath,this.time],void 0,a.K7.sessionTrace,r)}));try{n=new PerformanceObserver((e=>{const t=e.getEntries();(0,x.p)(ye,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:we,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var Oe=i(2614);class _e extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem("".concat(Oe.H3,"_").concat(Oe.uh)))}catch(e){}(0,g.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on("err",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,x.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===Oe.g.FULL||e.sessionReplayMode===Oe.g.ERROR)||(0,g.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(478),i.e(249)]).then(i.bind(i,2496));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==Oe.g.FULL&&this.featAggregate.initializeRecording(Oe.g.FULL,!0):(this.#i=Oe.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==Oe.g.FULL&&(this.recorder.parent.mode=Oe.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Ie=i(3962);class je extends b{static featureName=Ie.TZ;constructor(e,t=!0){if(super(e,Ie.TZ,t),!p.RI||!(0,R.dV)().o.MO)return;const r=ve(this.ee);Ie.tC.forEach((e=>{(0,A.sp)(e,(e=>{a(e)}),!0)}));const n=()=>(0,x.p)("newURL",[(0,S.t)(),""+window.location],void 0,this.featureName,this.ee);r.on("pushState-end",n),r.on("replaceState-end",n);try{this.removeOnAbort=new AbortController}catch(e){}(0,A.sp)("popstate",(e=>(0,x.p)("newURL",[e.timeStamp,""+window.location],void 0,this.featureName,this.ee)),!0,this.removeOnAbort?.signal);let i=!1;const o=new((0,R.dV)().o.MO)(((e,t)=>{i||(i=!0,requestAnimationFrame((()=>{(0,x.p)("newDom",[(0,S.t)()],void 0,this.featureName,this.ee),i=!1})))})),a=(0,v.s)((e=>{(0,x.p)("newUIEvent",[e],void 0,this.featureName,this.ee),o.observe(document.body,{attributes:!0,childList:!0,subtree:!0,characterData:!0})}),100,{leading:!0});this.abortHandler=function(){this.removeOnAbort?.abort(),o.disconnect(),this.abortHandler=void 0},this.importAggregator(e,{domObserver:o})}}var Pe=i(7378);const Ce={},ke=["appendChild","insertBefore","replaceChild"];function Le(e){const t=function(e){return(e||B.ee).get("jsonp")}(e);if(!p.RI||Ce[t.debugId])return t;Ce[t.debugId]=!0;var r=(0,W.YM)(t),n=/[?&](?:callback|cb)=([^&#]+)/,i=/(.*)\.([^.]+)/,o=/^(\w+)(\.|$)(.*)$/;function a(e,t){if(!e)return t;const r=e.match(o),n=r[1];return a(r[3],t[n])}return r.inPlace(Node.prototype,ke,"dom-"),t.on("dom-start",(function(e){!function(e){if(!e||"string"!=typeof e.nodeName||"script"!==e.nodeName.toLowerCase())return;if("function"!=typeof e.addEventListener)return;var o=(s=e.src,c=s.match(n),c?c[1]:null);var s,c;if(!o)return;var u=function(e){var t=e.match(i);if(t&&t.length>=3)return{key:t[2],parent:a(t[1],window)};return{key:e,parent:window}}(o);if("function"!=typeof u.parent[u.key])return;var d={};function l(){t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,A.jT)(!1)),e.removeEventListener("error",f,(0,A.jT)(!1))}function f(){t.emit("jsonp-error",[],d),t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,A.jT)(!1)),e.removeEventListener("error",f,(0,A.jT)(!1))}r.inPlace(u.parent,[u.key],"cb-",d),e.addEventListener("load",l,(0,A.jT)(!1)),e.addEventListener("error",f,(0,A.jT)(!1)),t.emit("new-jsonp",[e.src],d)}(e[0])})),t}const He={};function De(e){const t=function(e){return(e||B.ee).get("promise")}(e);if(He[t.debugId])return t;He[t.debugId]=!0;var r=t.context,n=(0,W.YM)(t),i=p.gm.Promise;return i&&function(){function e(r){var o=t.context(),a=n(r,"executor-",o,null,!1);const s=Reflect.construct(i,[a],e);return t.context(s).getCtx=function(){return o},s}p.gm.Promise=e,Object.defineProperty(e,"name",{value:"Promise"}),e.toString=function(){return i.toString()},Object.setPrototypeOf(e,i),["all","race"].forEach((function(r){const n=i[r];e[r]=function(e){let i=!1;[...e||[]].forEach((e=>{this.resolve(e).then(a("all"===r),a(!1))}));const o=n.apply(this,arguments);return o;function a(e){return function(){t.emit("propagate",[null,!i],o,!1,!1),i=i||!e}}}})),["resolve","reject"].forEach((function(r){const n=i[r];e[r]=function(e){const r=n.apply(this,arguments);return e!==r&&t.emit("propagate",[e,!0],r,!1,!1),r}})),e.prototype=i.prototype;const o=i.prototype.then;i.prototype.then=function(...e){var i=this,a=r(i);a.promise=i,e[0]=n(e[0],"cb-",a,null,!1),e[1]=n(e[1],"cb-",a,null,!1);const s=o.apply(this,e);return a.nextPromise=s,t.emit("propagate",[i,!0],s,!1,!1),s},i.prototype.then[W.Jt]=o,t.on("executor-start",(function(e){e[0]=n(e[0],"resolve-",this,null,!1),e[1]=n(e[1],"resolve-",this,null,!1)})),t.on("executor-err",(function(e,t,r){e[1](r)})),t.on("cb-end",(function(e,r,n){t.emit("propagate",[n,!0],this.nextPromise,!1,!1)})),t.on("propagate",(function(e,r,n){this.getCtx&&!r||(this.getCtx=function(){if(e instanceof Promise)var r=t.context(e);return r&&r.getCtx?r.getCtx():this})}))}(),t}const Me={},Ke="setTimeout",Ue="setInterval",Ve="clearTimeout",Ge="-start",Fe=[Ke,"setImmediate",Ue,Ve,"clearImmediate"];function Be(e){const t=function(e){return(e||B.ee).get("timer")}(e);if(Me[t.debugId]++)return t;Me[t.debugId]=1;var r=(0,W.YM)(t);return r.inPlace(p.gm,Fe.slice(0,2),Ke+"-"),r.inPlace(p.gm,Fe.slice(2,3),Ue+"-"),r.inPlace(p.gm,Fe.slice(3),Ve+"-"),t.on(Ue+Ge,(function(e,t,n){e[0]=r(e[0],"fn-",null,n)})),t.on(Ke+Ge,(function(e,t,n){this.method=n,this.timerDuration=isNaN(e[1])?0:+e[1],e[0]=r(e[0],"fn-",this,n)})),t}const We={};function ze(e){const t=function(e){return(e||B.ee).get("mutation")}(e);if(!p.RI||We[t.debugId])return t;We[t.debugId]=!0;var r=(0,W.YM)(t),n=p.gm.MutationObserver;return n&&(window.MutationObserver=function(e){return this instanceof n?new n(r(e,"fn-")):n.apply(this,arguments)},MutationObserver.prototype=n.prototype),t}const{TZ:qe,d3:Ze,Kp:Ye,$p:Xe,wW:Je,e5:Qe,tH:$e,uP:et,rw:tt,Lc:rt}=Pe;class nt extends b{static featureName=qe;constructor(e,t=!0){if(super(e,qe,t),!p.RI)return;try{this.removeOnAbort=new AbortController}catch(e){}let r,n=0;const i=this.ee.get("tracer"),o=Le(this.ee),a=De(this.ee),s=Be(this.ee),c=Z(this.ee),u=this.ee.get("events"),d=ne(this.ee),l=ve(this.ee),f=ze(this.ee);function h(e,t){l.emit("newURL",[""+window.location,t])}function g(){n++,r=window.location.hash,this[et]=(0,S.t)()}function m(){n--,window.location.hash!==r&&h(0,!0);var e=(0,S.t)();this[Qe]=~~this[Qe]+e-this[et],this[rt]=e}function v(e,t){e.on(t,(function(){this[t]=(0,S.t)()}))}this.ee.on(et,g),a.on(tt,g),o.on(tt,g),this.ee.on(rt,m),a.on(Je,m),o.on(Je,m),this.ee.on("fn-err",((...t)=>{t[2]?.__newrelic?.[e.agentIdentifier]||(0,x.p)("function-err",[...t],void 0,this.featureName,this.ee)})),this.ee.buffer([et,rt,"xhr-resolved"],this.featureName),u.buffer([et],this.featureName),s.buffer(["setTimeout"+Ye,"clearTimeout"+Ze,et],this.featureName),c.buffer([et,"new-xhr","send-xhr"+Ze],this.featureName),d.buffer([$e+Ze,$e+"-done",$e+Xe+Ze,$e+Xe+Ye],this.featureName),l.buffer(["newURL"],this.featureName),f.buffer([et],this.featureName),a.buffer(["propagate",tt,Je,"executor-err","resolve"+Ze],this.featureName),i.buffer([et,"no-"+et],this.featureName),o.buffer(["new-jsonp","cb-start","jsonp-error","jsonp-end"],this.featureName),v(d,$e+Ze),v(d,$e+"-done"),v(o,"new-jsonp"),v(o,"jsonp-end"),v(o,"cb-start"),l.on("pushState-end",h),l.on("replaceState-end",h),window.addEventListener("hashchange",h,(0,A.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener("load",h,(0,A.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener("popstate",(function(){h(0,n>1)}),(0,A.jT)(!0,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var it=i(3333);class ot extends b{static featureName=it.TZ;constructor(e,t=!0){super(e,it.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled];p.RI&&e.init.user_actions.enabled&&(it.Zp.forEach((e=>(0,A.sp)(e,(e=>(0,x.p)("ua",[e],void 0,this.featureName,this.ee)),!0))),it.qN.forEach((e=>(0,A.sp)(e,(e=>(0,x.p)("ua",[e],void 0,this.featureName,this.ee)))))),r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var at=i(993),st=i(3785);class ct extends b{static featureName=at.TZ;constructor(e,t=!0){super(e,at.TZ,t);const r=this.ee;this.ee.on("wrap-logger-end",(function([e]){const{level:t,customAttributes:n}=this;(0,st.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t,r){super(r),p.gm?(this.features={},(0,R.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(w),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||"agent"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,R.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[he,w,N,Ne,_e,_,D,ot,ct,je,nt],loaderType:"spa"})})()})();</script><link rel="icon" href="/lib/icons/favicon.png"/><meta id="aon-gtm-datalayer" data-component="GTM" data-page-country="" data-page-language="en" data-page-region="" data-page-location="" data-page-site="global-en" data-page-type="Article Page" data-page-content-type="Article" data-page-topic="Workforce" data-page-sub-topic="Employee Health Benefit Plans" data-page-sub-industry="Medical Devices and Tech" data-page-solution-line="Health Solutions" data-page-function="Human Resources" data-page-productservice="The Benefits Solution" data-secondary-page-program="Workforce,Technology" data-secondary-sub-topic="Employee Health Benefit Plans,Health Trends" data-secondary-page-industry="Healthcare Providers and Services" data-secondary-page-content-type="Article" data-secondary-page-function="Human Resources" data-secondary-page-productservice="The Benefits Solution" data-secondary-page-sub-industry="Medical Devices and Tech"/><script>const rawData={...document.querySelector("#aon-gtm-datalayer")?.dataset||{}};if(rawData){delete rawData.component;const a=Object.entries(rawData).reduce(((a,[e,t])=>{const r=e.replace(/([A-Z])/g,(a=>`_${a.toLowerCase()}`));return r?{...a,[r]:t}:a}),{});window.dataLayer=window.dataLayer||[],window.dataLayer.push(a)}</script><meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=0"/><title>How Technology Will Transform Employee Benefits in the Next Five Years</title><meta name="description" content="Advances in technology will not only transform healthcare and treatment outcomes — benefit offerings, access to care, diagnosis, treatment and affordability challenges will also be radically changed. Here is what to expect as these efforts take shape globally."/><meta property="og:site_name" content="Aon"/><meta property="og:type" content="website"/><meta property="og:title" content="How Technology Will Transform Employee Benefits in the Next Five Years"/><meta property="og:description" content="Advances in technology will not only transform healthcare and treatment outcomes — benefit offerings, access to care, diagnosis, treatment and affordability challenges will also be radically changed. Here is what to expect as these efforts take shape globally."/><meta property="og:image" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><meta property="og:image:alt" content="Article hero"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="How Technology Will Transform Employee Benefits in the Next Five Years"/><meta name="twitter:description" content="Advances in technology will not only transform healthcare and treatment outcomes — benefit offerings, access to care, diagnosis, treatment and affordability challenges will also be radically changed. Here is what to expect as these efforts take shape globally."/><meta name="twitter:image" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><meta name="twitter:image:src" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><meta name="twitter:image:alt" content="Article hero"/><meta name="twitter:domain" content="www.aon.com"/><script type="text/javascript" src="https://cdn.cookielaw.org/consent/00db5e7f-3e2d-4e3a-9090-c226ff90e4d1/OtAutoBlock.js"></script><script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="00db5e7f-3e2d-4e3a-9090-c226ff90e4d1"></script><script type="text/javascript"> function OptanonWrapper() { } </script><style> @charset "UTF-8";.section-topper__title p,.section-topper__watermark .watermark,.super-component__header--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0}.aon-carousel__functions .aon-button:disabled,.section-topper__content .section-topper__cta-btn{--fill-color:transparent}fieldset,img{border-style:none}.aon-subscribe-modal .modal-nav-sticky,[class*="--theme-navy"]{background-color:var(--aon-navy)}button.aon-button.aon-button__tertiary{display:inline-flex;text-decoration:none;font-size:inherit;line-height:inherit}.aon-button__secondary--navy{--border-color:var(--aon-navy);--fill-color:var(--aon-white);--fill-color-hover:var(--aon-navy);--text-color:var(--aon-navy);--text-color-hover:var(--aon-white);--icon-color:var(--aon-navy);--icon-color-hover:var(--aon-white)}.aon-button,[class*="--theme-navy"] .aon-button__secondary--red{--text-color:var(--aon-white);--text-color-hover:var(--aon-navy);--icon-color:var(--aon-white);--icon-color-hover:var(--aon-navy)}[class*="--theme-navy"] .aon-button__secondary--red{--border-color:var(--aon-white);--fill-color:transparent;--fill-color-hover:var(--aon-white)}.aon-button__icon{border:none;outline:.1rem solid var(--border-color)}.aon-button__icon .aon-button__wrapper-content{padding:var(--spacer-16)}.aon-button__icon.aon-button__primary.aon-button__primary--red{--text-color-hover:var(--aon-signature-red)}.aon-button__primary:disabled,.aon-button__secondary:disabled{opacity:var(--disabled-opacity)}.section-topper{--color-background:var(--aon-white);--color-title:var(--aon-navy);--color-text:var(--aon-gray-02);--color-watermark:var(--aon-gray-07);background-color:var(--color-background);position:relative;overflow:hidden;min-height:50rem;padding:var(--spacer-80) 0 var(--spacer-48) 0;display:flex}.section-topper--theme-navy{--color-background:var(--aon-navy);--color-title:var(--aon-white);--color-text:var(--aon-white);--color-watermark:var(--aon-gray-01)}.section-topper .container{position:relative;z-index:2}.section-topper__inner{width:100%;word-break:break-word}.section-topper__watermark{display:flex;align-items:flex-start;white-space:pre;position:absolute;top:0;left:0;width:100%;height:100%}.section-topper__watermark .watermark{line-height:1;color:var(--color-watermark);opacity:.5;font-size:50rem;-webkit-touch-callout:none;transform:translate(calc(var(--spacer-32) * -1),calc(var(--spacer-48) * -1))}.section-topper__title{grid-column:span 4;color:var(--color-title);display:flex;flex-direction:column}.section-topper__title p{font-size:2.4rem;line-height:2.8rem;color:var(--aon-gray-02);margin-bottom:var(--spacer-16)}.section-topper__content{grid-column:span 4;color:var(--color-text)}.section-topper__content p{margin-bottom:var(--spacer-32)}.section-topper.section-topper--theme-navy .watermark{opacity:.2}.section-topper.section-topper--theme-navy .section-topper__title p{color:var(--aon-gray-04)}.super-component{display:flex;flex-wrap:wrap;padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);background-color:var(--background-color);color:var(--text-color);gap:var(--spacer-40)}.super-component__header{display:flex;align-items:center;width:100%;gap:var(--spacer-24)}.aon-gate-content__container,.aon-homepage-hero,.grid{gap:var(--grid-gap);grid-template-columns:repeat(var(--grid-columns),1fr)}.super-component__header--title{margin-right:auto;font-size:3.8rem;line-height:4.2rem}.featured-topics-card__title{word-break:break-word;--title-font-size:clamp(2.4rem, 1.4545454545rem + 1.4545454545vw, 3.2rem);font-size:var(--title-font-size);line-height:calc(var(--title-font-size) + var(--spacer-4))}.featured-topics-card__desc{font-size:1.6rem;line-height:2.6rem}.aon-footer-subscribe .aon-logo,.featured-topics .feature-topic-carousel__functions,.featured-topics-card__side.featured-topics-card__side--back{display:none}.aon-carousel__functions{display:flex;align-items:center;width:100%;margin-top:var(--spacer-40)}.aon-carousel__functions .aon-button{flex:0 0 var(--spacer-56);touch-action:manipulation;--disabled-opacity:1}.aon-carousel__functions .aon-button__icon--left{margin-right:var(--spacer-8)}.aon-carousel__functions .aon-button__icon--right{margin-right:var(--spacer-40)}.aon-carousel__progressbar{margin-top:.2rem;flex:1;display:flex;align-items:center;position:relative;--progress-background:var(--aon-gray-05)}.aon-carousel__progressbar--background{background-color:var(--progress-background);width:100%;position:absolute;left:0;right:0;height:.2rem}.aon-carousel__progressbar--content{width:0;background-color:var(--aon-signature-red);height:.4rem;position:relative}.aon-icon,.aon-img{width:100%}.aon-homepage .homepage-animation-element>*{transform:translateY(5rem);opacity:0}*,::after,::before{box-sizing:border-box;margin:0}html{line-height:1;-webkit-text-size-adjust:100%;-moz-tab-size:4;tab-size:4}details,main{display:block}body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif,"Apple Color Emoji","Segoe UI Emoji";--height-full-size:11.6rem;--height-small-size:var(--spacer-64);--height-mobile-size:8.4rem;--header-medium-height:7.6rem;--button-size:3.6rem;--height-topper:10.6rem}a{background-color:transparent}strong{font-weight:bolder}button,input,select,textarea{font-family:inherit;font-size:100%;line-height:1;margin:0}body,html,p{font-family:var(--standard-font-family)}button,input{overflow:visible}button,select{text-transform:none}[type=submit],button{-webkit-appearance:button}::-moz-focus-inner{border-style:none;padding:0}:-moz-focusring{outline:ButtonText dotted .1rem}fieldset{padding:0}.accordion-block,.aon-country-selector .aon-tray-layouts__right .accordion-block .accordion-block-list .accordion-block__item:last-child{border-bottom:.1rem solid var(--aon-gray-05)}:-moz-ui-invalid{box-shadow:none}textarea{overflow:auto}[type=checkbox]{box-sizing:border-box;padding:0}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}.aon-eyebrow,.aon-gate-content__title,.content-card__title,.h7,.search-hero-form-input,.top-insights__text,.top-insights__title,h1,h2,h3,h4,h5{font-style:normal;font-weight:700}summary{display:list-item}:root{--title-font-family:"Helvetica Now Display",sans-serif;--standard-font-family:"Helvetica Now Text",sans-serif;--base-font-size:10px;--aon-tag-background:rgba(209, 73, 0, 1);--aon-white-mask:rgba(255, 255, 255, 0.8);--aon-navy-mask:rgba(38, 40, 54, 0.8);--aon-navy-lightbox:rgba(38, 40, 54, 0.95);--aon-gray-08-mask:rgba(249, 252, 252, 0.7);--aon-navy-play-button:rgba(38, 40, 54, 0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal .modal-nav-sticky,[class*="--theme-light-gray"]{background-color:var(--aon-gray-07)}body,html{font-size:var(--base-font-size);margin:0;color:var(--aon-navy)}.aon-eyebrow,.aon-field__label,.aon-gate-content__title,.content-card__title,.h7,.search-hero-form-input,.top-insights__text,.top-insights__title,h1,h2,h3,h4,h5{font-family:var(--title-font-family);letter-spacing:0}h1{line-height:5.2rem;font-size:4.8rem}h2{font-size:4.2rem;line-height:4.6rem}h3{font-size:3.8rem;line-height:4.2rem}.aon-gate-content__title,h4{font-size:3.2rem;line-height:3.6rem}h5{font-size:2.8rem;line-height:3.2rem}.popular-searches__item,.search-hero-search-bar__title,h6{font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-weight:700;font-size:2.4rem;line-height:2.8rem}.h7,.top-insights__text,.top-insights__title{font-size:1.6rem;line-height:2rem}p{font-weight:400;font-size:1.8rem;line-height:2.8rem}button,label{font-weight:500;font-family:var(--standard-font-family)}button{padding:0;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0}label{font-size:1.6rem;line-height:1;letter-spacing:.2rem}.aon-gate-content__container,.grid{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4}.aon-aspect-ratio--16-9{aspect-ratio:16/9}.page-main{flex:1 0 auto;margin:0 auto}.accordion-block{margin:var(--spacer-40) 0 var(--spacer-24)}.accordion-block-list{padding:0;list-style:none}.accordion-block__details{height:var(--height)}.accordion-block__header{border-top:.1rem solid var(--aon-gray-05);display:flex;align-items:center;justify-content:space-between;overflow:hidden;padding:var(--spacer-24) 0}.accordion-block__toggle{list-style:none}.accordion-block__toggle::-webkit-details-marker{display:none}.accordion-block__title{text-align:left;margin-right:var(--spacer-24)}.accordion-block__body{color:var(--aon-gray-02);padding-bottom:var(--spacer-24)}.accordion-block__body>*>:last-child{margin-bottom:0}.accordion-block__body>*>:first-child{margin-top:0}.accordion-block__icon{flex:0 0 var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to right,var(--border-color),var(--border-color));background-size:100% .1rem;background-repeat:no-repeat;background-position:0 100%}.aon-button__tertiary .aon-icon{display:inline;margin-bottom:-1rem;vertical-align:super}.aon-button__primary:disabled{opacity:var(--disabled-opacity)}.content-card{display:flex;flex-direction:column;--title-text-color:var(--aon-navy);--description-text-color:var(--aon-gray-02);--topper-text-color:var(--aon-gray-06)}.content-card__topper{margin-bottom:var(--spacer-24)}.content-card__topper--media .aon-img{object-fit:cover}.content-card__eyebrow{margin-bottom:var(--spacer-8);min-height:2.6rem}.content-card__title{font-size:2.4rem;line-height:2.8rem;color:var(--title-text-color);margin-bottom:var(--spacer-16);text-decoration:none}.featured-topics-card__side{display:flex;flex-direction:row;align-items:center;justify-content:space-between;padding:var(--spacer-24);grid-area:1/1/1/1}.aon-homepage-hero .skip-navigation,.aon-homepage-hero__content h2.title,.aon-homepage-hero__content>h6:first-child,.aon-homepage-hero__scroll-loader,.aon-homepage-hero__section-navigation,.featured-topics .featured-topics__button-less,.featured-topics .featured-topics__button-more{display:none}.aon-modal__success-cta .aon-button__secondary,.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content,.aon-subscribe-modal__submit-button,.aon-textarea,.featured-topics__button-wrapper .aon-button__secondary,.featured-topics__button-wrapper .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-homepage-hero{background:var(--aon-gray-07);color:var(--aon-navy);--body-padding-top:var(--global-header-height-mobile-size);--container-padding:var(--spacer-24);padding:0 var(--container-padding);display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;row-gap:0}.aon-homepage-hero__cta-panel{padding:var(--spacer-40) 0;grid-column:1/-1}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-32);width:100%}.aon-homepage-hero__cta-panel .aon-button .aon-button__wrapper-content{flex:1;width:100%}.aon-homepage-hero__quicklink-panel{padding:var(--spacer-24) 0 var(--spacer-48);grid-column:1/-1;display:flex;flex-direction:row;gap:var(--spacer-40);will-change:transform}.aon-homepage-hero__quicklink-panel ul{flex:1;padding:0;list-style:none}.aon-homepage-hero__quicklink-panel ul li+li{margin-top:var(--spacer-16)}@keyframes scrollloader{0%{left:calc(var(--spacer-8) - var(--full-arrow-width))}100%{left:calc(6.4rem - var(--full-arrow-width))}}.aon-homepage-hero-v2{position:relative;overflow:hidden}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel{padding:var(--spacer-48) 0}.aon-homepage-hero__section-container{grid-column:1/-1;margin:0 calc(-1 * var(--container-padding));padding:var(--spacer-48) var(--container-padding);background-color:var(--aon-gray-08)}.aon-homepage-hero__section{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-homepage-hero__section:not(:last-child){margin-bottom:var(--spacer-56)}.aon-homepage-hero__section img{aspect-ratio:1;width:calc(var(--spacer-40) + var(--spacer-64));object-fit:cover}.aon-homepage-hero__section .title,.aon-modal__success-header{margin-bottom:var(--spacer-24)}.aon-modal__featured-insights-cards .content-card,.aon-subscribe-modal__form-section:not(:last-child){margin-bottom:var(--spacer-40)}.aon-homepage-hero__content-wrapper{grid-column:2/-1}.aon-homepage-hero__content h6.title a{text-decoration:none;color:var(--text-color)}@media screen and (min-width:650px){.section-topper{padding:var(--spacer-80) 0}.section-topper__watermark .watermark{font-size:40rem}.section-topper__content{padding-top:var(--spacer-48)}.super-component{padding-top:var(--spacer-56);padding-bottom:var(--spacer-56)}.super-component__header--title,h3{font-size:4.4rem;line-height:4.8rem}h1{line-height:6.8rem;font-size:6.4rem}h2{font-size:5.2rem;line-height:5.6rem}h4{font-size:3.6rem;line-height:4rem}h5{font-size:3.2rem;line-height:3.6rem}.grid{--grid-gap:var(--spacer-32);--grid-columns:8}.accordion-block{margin-top:var(--spacer-48)}.accordion-block__body{padding-top:0}.container{padding-left:var(--spacer-40);padding-right:var(--spacer-40)}.featured-topics__button-wrapper .aon-button__secondary{width:fit-content}.featured-topics__button-wrapper .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-homepage-hero{--grid-gap:var(--spacer-32);--grid-columns:8;--container-padding:var(--spacer-40)}.aon-homepage-hero__cta-panel{grid-column:span 5;padding:var(--spacer-48) 0}.aon-homepage-hero__cta-panel h2{max-width:calc(80% - -25.6px)}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-48);width:auto}.aon-homepage-hero__quicklink-panel{grid-column:span 3;padding:var(--spacer-48) 0;display:block}.aon-homepage-hero__quicklink-panel ul,.aon-homepage-hero__quicklink-panel ul li+li{margin-top:var(--spacer-24)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{padding-left:var(--spacer-40)}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:unset}.aon-homepage-hero__section-container{padding-bottom:var(--spacer-40)}.aon-homepage-hero__section:not(:last-child){margin-bottom:var(--spacer-40)}.aon-homepage-hero__section picture{grid-column:span 3}.aon-homepage-hero__section img{width:100%}.aon-homepage-hero__content-wrapper{grid-column:span 4}.aon-homepage-hero__content h6.title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-homepage-hero__content h6.title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:650px) and (min-width:1900px){.aon-homepage-hero__content h6.title{font-size:3.8rem;line-height:4rem}}@media screen and (min-width:1200px){h1{line-height:10rem;font-size:9.6rem}h2{font-size:8rem;line-height:8.4rem}h3{font-size:5.6rem;line-height:6rem}h4{font-size:4rem;line-height:4.4rem}.grid{--grid-gap:var(--spacer-40);--grid-columns:12}.container{padding-left:var(--spacer-48);padding-right:var(--spacer-48)}.aon-homepage-hero{--body-padding-top:var(--global-header-height-full-size);--grid-gap:var(--spacer-40);--grid-columns:12;--container-padding:var(--spacer-48);background:var(--aon-navy);position:sticky;top:0;overflow:hidden;display:flex;gap:0;flex-direction:row;flex-wrap:nowrap;height:100vh;width:100vw;padding-right:0}.aon-homepage-hero__cta-panel{min-width:calc(calc(50% - 20px) + var(--spacer-24));margin-left:calc(-1 * var(--spacer-48));padding:var(--body-padding-top) 0 0 var(--spacer-48);background:var(--aon-gray-07);color:var(--aon-navy);position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}.aon-homepage-hero__cta-panel h2{max-width:calc(83.3333333333% - 6.6666666667px)}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-48)}.aon-homepage-hero__quicklink-panel{width:calc(calc(25% - -10px) - var(--spacer-24));padding:var(--body-padding-top) var(--spacer-56) 0;position:absolute;left:calc(50% - 20px);top:0;bottom:0;z-index:1;display:flex;flex-direction:column;justify-content:center;gap:0;background:rgba(249,252,252,.8);backdrop-filter:blur(1.5rem);-webkit-backdrop-filter:blur(1.5rem);color:var(--aon-navy)}.aon-homepage-hero__quicklink-panel ul{flex:initial}.aon-homepage-hero-v2{margin-top:calc(-1 * var(--global-header-height-full-size))}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel{padding:var(--body-padding-top) 0 0 var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow .aon-icon{position:absolute;animation-name:scrollloader;animation-duration:5s;animation-timing-function:linear;animation-iteration-count:infinite}.aon-homepage-hero__section-container{position:absolute;inset:0;left:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5 + var(--spacer-48));width:100vw;height:100vh;margin:0}.aon-homepage-hero__section{position:absolute;display:block;width:100vw;height:100vh;overflow:hidden;margin:0;padding:0;color:var(--aon-navy);top:0;bottom:0;right:0;z-index:1}.aon-homepage-hero__section--white{color:var(--aon-white)}.aon-homepage-hero__section--white .aon-button__tertiary{--border-color:var(--aon-white);--text-color:var(--aon-white);--text-color-hover:var(--aon-white);--icon-color:var(--aon-white);--icon-color-hover:var(--aon-white)}.aon-homepage-hero__section picture{position:absolute;grid-column:unset;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__section img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation .thumbnail-container{display:flex;gap:var(--grid-gap);--grid-gap:var(--spacer-24)}.aon-homepage-hero__section-navigation .thumbnail{width:var(--thumbnail-card-width);border:none;background:0 0;height:fit-content;position:relative;overflow:hidden}.aon-homepage-hero__section-navigation .thumbnail__content{position:absolute;inset:0;right:unset;width:100%;background-image:linear-gradient(0deg,rgba(38,40,54,.6),rgba(38,40,54,.6));color:var(--aon-white);overflow:hidden}.aon-homepage-hero__section-navigation .thumbnail__content p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;text-align:left;width:var(--thumbnail-content-width);position:absolute;inset:var(--thumbnail-content-gap);top:auto}.aon-homepage-hero__section-navigation .thumbnail:not(:first-child) .thumbnail__content{right:0;left:unset}.aon-homepage-hero__section-navigation .thumbnail:not(:first-child) .thumbnail__content p{left:auto;right:calc(var(--thumbnail-card-width) - var(--thumbnail-content-width) - var(--thumbnail-content-gap))}.aon-homepage-hero__section-navigation .thumbnail picture{display:flex}.aon-homepage-hero__section-navigation .thumbnail img{width:100%;height:auto}.aon-homepage-hero .skip-navigation{position:fixed;right:0;bottom:0;padding:var(--spacer-24);padding-left:var(--spacer-32);background-color:var(--aon-gray-07);color:var(--aon-navy);display:flex;gap:var(--spacer-8);border:none;z-index:5;letter-spacing:.2rem}.aon-homepage-hero .skip-navigation .aon-icon{width:var(--spacer-24);height:var(--spacer-24)}.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-24);padding-right:var(--spacer-24);display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);padding-top:calc(var(--spacer-48) + var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid var(--aon-gray-05)}.search-hero-form-group .search-hero-form-input{background-color:transparent;height:var(--spacer-48)}.search-hero-form-submit{background:0 0;border:none}.aon-tabs-content>.aon-tabs-pane{min-width:0;grid-area:1/1/2/2;z-index:var(--zindex-hidden);visibility:visible}.aon-logo{color:var(--aon-signature-red);width:9.5rem;height:3.6rem;grid-column:1/span 4}[class*="__form"] label{font-weight:400}.aon-field{position:relative;display:grid;width:100%}.aon-subscribe-modal--success .aon-subscribe-modal__X-button,.aon-subscribe-modal--success .aon-subscribe-modal__sidebar,.modal:not(.show){display:none}.aon-field__input{width:100%;grid-column:1;grid-row:1;border-radius:0;border:none;background:0 0;box-shadow:none;outline:0;color:var(--aon-navy);border-bottom:.2rem solid var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 2}.aon-lead-modal__form-section--group{grid-column:4/-1}.aon-lead-modal__form-legal-container{grid-column:4/-1;margin-top:var(--spacer-8)}}.aon-lead-modal__form-section--group{display:flex;flex-direction:column;gap:var(--spacer-40);width:100%}.aon-lead-modal__form-legal{color:var(--aon-gray-01);margin-top:var(--spacer-32);margin-bottom:var(--spacer-32)}.aon-lead-modal__form-legal p{font-family:var(--standard-font-family);font-weight:400;font-size:1.2rem;line-height:1.8rem}.aon-industries-tray__item:not(:last-child),.aon-lead-modal__form-legal p:not(:last-child){margin-bottom:var(--spacer-24)}.aon-lead-modal__form-legal a,.aon-lead-modal__form-legal a:visited{color:var(--aon-gray-01)}.aon-lead-modal__form .aon-button__primary,.aon-lead-modal__form .aon-button__primary .aon-button__wrapper-content,.aon-lead-modal__form .aon-button__secondary,.aon-lead-modal__form .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-lead-modal .modal-nav-sticky h4,.search-nav-zero .search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 4}.aon-lead-modal__form-legal-container{grid-column:3/-1;margin-top:0}.aon-lead-modal--success .aon-lead-modal__X-button{display:block}.aon-lead-modal--success .aon-lead-modal__sidebar{display:grid}.aon-lead-modal--success .aon-lead-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-tray-layouts{min-height:calc(100vh - var(--header-height))}.aon-tray-layouts>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-tray-layouts__left{--grid-gap:var(--spacer-40);--grid-columns:12;grid-column:span 4;--grid-columns:4;margin-right:0;padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-right:0}}.aon-tray-layouts__left--header{grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--header{grid-column:6/1}}@media screen and (min-width:1200px){.aon-tray-layouts__left--header{padding-right:var(--spacer-80);grid-column:span 4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 var(--icon-offset)}.global-header__search::before{content:"";position:fixed;top:var(--height-full-size);left:0;bottom:unset;width:100%;height:0;opacity:0;padding-top:0;padding-bottom:0;background-color:var(--aon-white);overflow-y:auto}.global-header__links::after,.global-header__links::before{height:var(--spacer-16);width:.1rem;background-color:var(--aon-gray-05);position:absolute;top:50%;transform:translateY(-50%)}.global-header__links{padding:0 var(--spacer-48) 0 var(--spacer-48);border-top:none;position:relative;margin-left:auto}.global-header__links ul{border-top:none}.global-header__links li:not(:last-of-type){margin-bottom:0;margin-right:var(--spacer-24)}.global-header__links+.global-header__languages{margin-left:0}.global-header__links::before{left:var(--spacer-24)}.global-header__links::after{right:var(--spacer-24)}.global-header__link{font-size:1.4rem;line-height:2.2rem}.global-header__contact{margin-left:auto}.global-header__contact a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu{padding-bottom:0}}}.aon-country-selector__sub-menu .accordion-block__icon .aon-icon{display:block;width:100%;height:100%}.global-header__mega-sub-menu-title-lang{font-family:var(--title-font-family);font-weight:700;position:fixed;top:0;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;align-items:center;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24);width:calc(100% - 3 * var(--spacer-24))}.global-header__mega-sub-menu-title-lang .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.search-nav-zero{position:fixed;left:0;bottom:0;top:8.3rem;height:calc(100vh - 7.2rem);width:100%;overflow:scroll;opacity:0;background-color:var(--aon-white);-webkit-overflow-scrolling:touch}.search-nav-zero__inner{min-height:100%}.search-nav-zero-state{background-color:var(--aon-gray-07);position:relative;padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) var(--spacer-24)}.search-recommend__title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;flex:1;color:var(--aon-teal-dark)}.popular-searches__list{margin-top:var(--spacer-32);list-style:none;padding:0}.popular-searches__item+.popular-searches__item,.top-insights__item+.top-insights__item{margin-top:var(--spacer-24)}.popular-searches__link{text-decoration:none;display:inline-block;color:var(--aon-navy)}.top-insights-header{display:flex;align-items:center;justify-content:space-between;grid-column:1/-1}.top-insights__list{list-style:none;padding:0;grid-column:1/-1}.top-insights__link{display:grid;gap:var(--grid-gap);grid-template-columns:repeat(5,1fr);text-decoration:none}.top-insights__thumbnail{grid-column:span 2}.top-insights__thumbnail img{aspect-ratio:16/9;display:block;width:100%}.top-insights__title{color:var(--aon-gray-02)}.top-insights__text{color:var(--aon-navy);margin-top:var(--spacer-16);display:inline-block}.top-insights .view-all-insights{display:flex;justify-content:flex-end;flex:1}.aon-country-selector .aon-tray-layouts__left{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:0 var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 4;padding-right:0}@media screen and (min-width:650px){.global-header__mega-sub-menu-title-lang{padding-left:var(--spacer-40)}.search-nav-zero-state .search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-nav-zero-state,.search-recommend{padding:var(--spacer-48) var(--spacer-40)}.search-autosuggest__list{padding-bottom:var(--spacer-48)}.search-autosuggest{bottom:var(--spacer-48);padding:0 var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:6/1}}.aon-country-selector .aon-tray-layouts__left--guide{font-size:1.4rem;line-height:2.2rem;color:var(--aon-navy);margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu,.aon-country-selector__sub-menu .aon-tray-layouts__left{height:calc(100vh - var(--height-full-size))}.aon-country-selector__sub-menu{top:var(--height-full-size);background-color:var(--aon-white)}.global-header__mega-sub-menu-title-lang{line-height:3.2rem}.search-nav-zero{top:var(--height-full-size);height:calc(100vh - var(--height-full-size))}.search-nav-zero-state{padding:var(--spacer-48)}.search-autosuggest{padding:0 var(--spacer-48)}.search-recommend{padding:var(--spacer-64) var(--spacer-48)}.popular-searches{grid-column:span 5}.popular-searches__list{margin-top:var(--spacer-40)}.popular-searches__item+.popular-searches__item{margin-top:var(--spacer-16)}.top-insights{grid-column:7/12;display:grid;--grid-columns:5;--grid-gap:var(--spacer-40)}.aon-country-selector .aon-tray-layouts{position:initial}.aon-country-selector .aon-tray-layouts__left{position:sticky;top:0;padding-top:var(--spacer-80);padding-bottom:var(--spacer-48);--grid-gap:var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 3;padding-right:0;position:sticky;top:var(--spacer-80)}.aon-country-selector .aon-tray-layouts__left--guide{margin-bottom:var(--spacer-8)}}.aon-country-selector .aon-tray-layouts__left--button{display:flex;flex-direction:column;justify-content:end;grid-column:span 4;padding-top:var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--title{margin:0}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right .accordion-block{grid-column:span 8;margin-top:0;margin-bottom:0;border-bottom:none}.aon-country-selector__list{grid-gap:0}.aon-country-selector__item{display:flex;flex-wrap:wrap;align-items:center;column-gap:var(--spacer-8);font-size:1.4rem;line-height:2.2rem;font-weight:700;color:var(--aon-navy)}.aon-country-selector__item:not(:last-child){margin-bottom:var(--spacer-8)}.aon-country-selector__language{text-decoration:none;font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-02);font-weight:400;background:linear-gradient(to right,var(--aon-signature-red),var(--aon-signature-red));background-size:0 .1rem;background-repeat:no-repeat;background-position:0 100%;margin-right:var(--spacer-8)}.aon-country-selector .accordion-block__icon{flex:0 0 var(--spacer-40);height:var(--spacer-40)}.aon-gate-content__form{row-gap:var(--spacer-40)!important}@media screen and (min-width:650px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:6/1;padding-top:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40)}.aon-country-selector__list{column-count:2;grid-gap:0 var(--spacer-32)}.aon-gate-content__container{--grid-gap:var(--spacer-32);--grid-columns:8}.aon-gate-content__title{font-size:3.6rem;line-height:4rem}}.aon-gate-content__content{position:relative;grid-column:1/-1}@media screen and (min-width:1200px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 4;padding-right:var(--spacer-80);position:fixed;bottom:var(--spacer-48)}.aon-gate-content__container,.aon-gate-content__modal{background-color:var(--aon-navy)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-country-selector__list{column-count:3;grid-gap:0 var(--spacer-40)}.aon-gate-content__container{--grid-gap:var(--spacer-40);--grid-columns:12;padding:var(--spacer-80) var(--grid-gap);min-height:100vh;align-items:center}.aon-gate-content__content{grid-column:2/12;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:10!important;height:fit-content}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px) and (min-width:1200px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-48);padding-right:var(--spacer-48);--grid-gap:var(--spacer-40);--grid-columns:12}.aon-gate-content__content,.aon-lead-modal__form,.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__sidebar--header{grid-column:-1/1!important;margin-top:0}.aon-gate-content__sidebar--header .aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group .aon-switch__description{font-size:1.4rem;line-height:2.2rem;margin-left:var(--spacer-16);color:var(--aon-navy)}@media screen and (min-width:1900px){.aon-switch__description-group .aon-switch__description{font-size:1.6rem;line-height:2.4rem}}.aon-switch__description-group .aon-switch__description strong{font-weight:500} </style><style> .global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}body.aon-lib-loaded .global-header__languages .aon-country-selector__sub-menu,body.aon-lib-loaded .global-header__mask,body.aon-lib-loaded .global-header__mask-item,body.aon-lib-loaded .global-header__search .search-nav-zero{display:block} </style><link href="/lib/aon-lib.main.css?v=RT6cM42jpt88DDb0sOUrUVzLHgMYpNTVWk4Si75u5HQ1" rel="stylesheet" media="all"/><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://metrics.aon.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-T2WF8R7');</script></head><body class="has-global-header"><div id="__next"> <h1 style="display:none">How Technology Will Transform Employee Benefits in the Next Five Years</h1>  <noscript> <iframe src="https://metrics.aon.com/ns.html?id=GTM-T2WF8R7" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript>  <div data-component=""> <header class="global-header" data-component="GlobalHeader">  <nav class="global-header__nav">  <div class="global-header__icon"> <a href="/en/" tabindex="0"> <svg class="aon-logo" aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> </div> <ul class="global-header__mega-menu " data-component="NavList"> <li class="global-header__mega-menu-item"> <a href="/en/capabilities" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Capabilities <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Capabilities </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts solutions-tray" data-component="SolutionsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-solutions-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> What we do. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/capabilities" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Browse All Capabilities" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Browse All Capabilities</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="solutions-tray-topics aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Risk Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-transfer" data-nav="1-1" tabindex="-1"> <h6>Broking and Risk Transfer</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/claim-management" data-nav="1-1" tabindex="-1"> <h6>Claim Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/reinsurance" data-nav="1-1" tabindex="-1"> <h6>Reinsurance</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-analytics" data-nav="1-1" tabindex="-1"> <h6>Risk Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-management" data-nav="1-1" tabindex="-1"> <h6>Risk Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-retention" data-nav="1-1" tabindex="-1"> <h6>Risk Retention</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Human Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/health-and-benefits" data-nav="1-1" tabindex="-1"> <h6>Health and Benefits</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/human-capital-analytics" data-nav="1-1" tabindex="-1"> <h6>Human Capital Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/investments" data-nav="1-1" tabindex="-1"> <h6>Investments</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/pensions-and-retirement" data-nav="1-1" tabindex="-1"> <h6>Pensions and Retirement</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/talent-and-rewards" data-nav="1-1" tabindex="-1"> <h6>Talent and Rewards</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/workplace-wellbeing" data-nav="1-1" tabindex="-1"> <h6>Workplace Wellbeing</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/industries" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Industries <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Industries </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts industries-tray" data-component="IndustriesTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-industries-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Insights and advice, tailored to your needs. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> While we all face many of the same challenges and opportunities, every industry is different and requires dedicated expertise. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/industries" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Industries" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Industries</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/construction-and-real-estate" data-nav="1-1" tabindex="-1"> <h6>Construction and Real Estate</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/financial-institutions" data-nav="1-1" tabindex="-1"> <h6>Financial Institutions</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/financial-sponsors" data-nav="1-1" tabindex="-1"> <h6>Financial Sponsors</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/food-agribusiness-and-beverage" data-nav="1-1" tabindex="-1"> <h6>Food, Agribusiness and Beverage</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/healthcare-providers-and-services" data-nav="1-1" tabindex="-1"> <h6>Healthcare Providers and Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/hospitality-travel-and-leisure" data-nav="1-1" tabindex="-1"> <h6>Hospitality, Travel and Leisure</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/industrials-and-manufacturing" data-nav="1-1" tabindex="-1"> <h6>Industrials and Manufacturing</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/insurance" data-nav="1-1" tabindex="-1"> <h6>Insurance</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/life-sciences" data-nav="1-1" tabindex="-1"> <h6>Life Sciences</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/natural-resources" data-nav="1-1" tabindex="-1"> <h6>Natural Resources</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/professional-and-business-services" data-nav="1-1" tabindex="-1"> <h6>Professional and Business Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/public-sector" data-nav="1-1" tabindex="-1"> <h6>Public Sector</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/retail-and-consumer-goods" data-nav="1-1" tabindex="-1"> <h6>Retail and Consumer Goods</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/sports-and-entertainment" data-nav="1-1" tabindex="-1"> <h6>Sports and Entertainment</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/technology-media-and-communications" data-nav="1-1" tabindex="-1"> <h6>Technology, Media and Communications</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/transportation-and-logistics" data-nav="1-1" tabindex="-1"> <h6>Transportation and Logistics</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/insights" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Insights <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Insights </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts insights-tray" data-component="InsightsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-insights-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Discover new insights from Aon. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Insights" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-about-tray" data-component="AboutTray"> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Featured Topics </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/trade"> <h6>Trade</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/technology"> <h6>Technology</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/weather"> <h6>Weather</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/workforce"> <h6>Workforce</h6> </a> </li> </ul> <a href="/en/insights" class="aon-button aon-button__tertiary aon-button__tertiary--navy insights-view-all fade-in-left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">More Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/about" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> About <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> About </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts about-tray" data-component="AboutTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-about-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Aon is in the business of better decisions. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> We exist to shape decisions for the better — to protect and enrich the lives of people around the world. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/about" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Learn More" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Learn More</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-about-tray" data-component="AboutTray"> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> About Us </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about"> <h6>Our Story</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/our-values"> <h6>Our Values</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/our-impact"> <h6>Our Impact</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/inclusion-and-diversity"> <h6>Inclusion and Diversity</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/leadership-and-governance"> <h6>Leadership and Governance</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="https://jobs.aon.com/"> <h6>Careers</h6> </a> </li> </ul> </div> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Organizing Around Today's Biggest Client Needs </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/risk-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png" alt="Risk Capital Hero Image" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Risk Capital </h6> </div> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/human-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png" alt="Making Better People Decisions" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Human Capital </h6> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> </ul>  <section class="global-header__search"> <button aria-label="search" class="aon-icon__search"> <svg class="aon-icon" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-label="search"> <use xlink:href="/lib/icons/symbol-defs.svg#search"></use> </svg> </button> <div class="global-header__search-mask"></div> <div class="search-nav-zero" data-component="SearchAutoSuggest" data-redirect-url="/en/search"> <div class="search-nav-zero__inner"> <div class="search-nav-zero-state"> <div class="search-nav-zero-state__inner"> <h6 class="search-hero-search-bar__title"> How can we help you? </h6> <form class="search-hero-form" action="#"> <div class="search-hero-form-group"> <input type="text" placeholder="Search for insights, solutions and more" data-placeholder-large="Search for insights, solutions and more" data-placeholder-small="Search" role="combobox" aria-controls="searchSuggestion" aria-autocomplete="both" aria-haspopup="listbox" aria-expanded="false" class="search-autosuggest-input search-hero-form-input" value=""/> <button type="submit" aria-label="Submit button" class="search-hero-form-submit"> <div class="search-hero-form-input-icon"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#search"></use> </svg> </div> </button> </div> </form> </div> <div role="presentation" class="search-autosuggest"> <ul class="search-autosuggest__list" id="searchSuggestion" role="listbox"></ul> </div> </div> <div class="search-recommend grid"> <div class="popular-searches"> <h6 class="search-recommend__title">Popular Searches</h6> <ul class="popular-searches__list"> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Insurance">Insurance</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Benefits">Benefits</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Pay Transparency">Pay Transparency</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Parametrics">Parametrics</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Risk Management">Risk Management</a> </li> </ul> </div> <div class="top-insights grid"> <div class="top-insights-header"> <h6 class="search-recommend__title">Top Insights</h6> <div class="view-all-insights"> <a href="/en/insights" class="aon-button aon-button__tertiary aon-button__tertiary--navy" aria-label="View All Insights"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> <ul class="top-insights__list"> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg" alt="CrowdStrike" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Alert</h6> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage" class="top-insights__text"> Better Decisions Brief: Responding to the CrowdStrike IT Outage </a> </div> </div> </li> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png" alt="Client Trends" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Report</h6> <a href="/en/insights/client-trends" class="top-insights__text"> 2024 Client Trends Report </a> </div> </div> </li> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg" alt="Decision Makers Survey" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Report</h6> <a href="/en/insights/reports/business-decision-maker-survey" class="top-insights__text"> 2024 Business Decision Maker Survey </a> </div> </div> </li> </ul> </div> </div> </div> </div> </section>  <section class="global-header__contact"> <a href="/en/contact-us-options" id="leadModalContactUs" data-component="LeadGenFormCta" data-form-title="Talking to Aon" data-datapass-capability="" data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> Contact Us </a> </section> <section class="global-header__links"> <ul> <li> <a href="https://jobs.aon.com/" target="_blank" tabindex="0" class="global-header__link">Careers</a> </li> <li> <a href="https://ir.aon.com/" target="_blank" tabindex="0" class="global-header__link">Investors</a> </li> <li> <a href="https://aon.mediaroom.com" target="_blank" tabindex="0" class="global-header__link">News</a> </li> </ul> </section> <section class="language-selector__button--in-nav"> <a href="/en/location-selector" class="global-header__languages-wrapper"> <svg class="aon-icon aon-icon__globe" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#globe"></use> </svg> Global <span class="language-selector__text-locale">EN</span> <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> </section>   <section class="global-header__trigger-menu-wrapper"> <button aria-label="toggle menu" class="global-header__trigger-menu"> <div></div> <div></div> <div></div> </button> </section> <div class="global-header__mask"></div> </nav> </header>  <div class="aon-sticky-nav-wrapper " data-component="StickyNav" data-stickynav-article-selector="body" data-stickynav-title-selector=".aon-article-hero__title" data-stickynav-content-selector=".page-main"> <div class="aon-sticky-nav aon-sticky-nav--jump"> <div class="aon-sticky-nav__title"> How Technology Will Transform Employee Benefits in the Next Five Years </div> <div class="aon-sticky-nav__action"> <section class="content-dropdown" data-component="ContentDropdown"> <select> </select> </section> </div> </div> <div data-component="ProgressBar" aria-label="Progress Bar"></div> </div>  <section class="container collection-topper" data-component="CollectionTopper" data-collection-id="5b1456a2-3649-4a1d-82de-4ce97e2bec27"> <div class="collection-topper__info"> <h6 class="collection-topper__title"> <a class="collection-topper__title-cta" href="#">Human Capital Analytics</a> </h6> <p class="collection-topper__order">01 of 09</p> <p class="collection-topper__order collection-topper__order--full"> This insight is part 01 of 09 in this Collection. </p> </div> <div class="collection-topper__actions"> <div class="collection-topper__action--prev collection-topper__action--disabled" data-after="Previous Insight"> <a href="?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </a> </div> <div class="collection-topper__action--next " data-before="Next Insight"> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </section>  <main class="page-main">  <section class="aon-article-hero aon-article-hero--theme-white aon-article-hero--no-cta"> <div class="aon-article-hero__header"> <div class="aon-article-hero__eyebrow aon-eyebrow"> April 18, 2024 <span class="aon-eyebrow__optional-text">14 mins</span> </div> <h2 class="aon-article-hero__title"> How Technology Will Transform Employee Benefits in the Next Five Years </h2> <div class="aon-article-hero__author"> </div> </div> <div class="aon-article-hero__media aon-article-media"> <div class="aon-article-media__shade"></div> <div class="aon-article-media__img-container"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_965,w_1716/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_718,w_1277/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_359,w_639/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_183,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg" alt="Hero image depicting multiple layers of security" loading="lazy"/> </picture> </div> <div class="aon-article-media__social-links"> <div class="aon-social-icons"> <a class="aon-social-icon" href="/cdn-cgi/l/email-protection#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" target=""> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#mail-outline"></use> </svg> </a> <a class="aon-social-icon" href="https://www.linkedin.com/shareArticle?mini=true&url=https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2fhow-technology-will-transform-employee-benefits-in-the-next-five-years&title=Check out this article from Aon: How%20Technology%20Will%20Transform%20Employee%20Benefits%20in%20the%20Next%20Five%20Years https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2fhow-technology-will-transform-employee-benefits-in-the-next-five-years&summary=How%20Technology%20Will%20Transform%20Employee%20Benefits%20in%20the%20Next%20Five%20Years" target="_blank"> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo-outline"></use> </svg> </a> </div>  </div> </div> <h4 class="aon-article-hero__summary regular"> Advances in technology will not only transform healthcare and treatment outcomes — benefit offerings, access to care, diagnosis, treatment and affordability challenges will also be radically changed. Here is what to expect as these efforts take shape globally. </h4> <div class="aon-article-hero__keynotes aon-article-keynotes"> <h6 class="aon-article-keynotes__title"> Key Takeaways </h6> <ol> <li> <h6 class="regular"> In the next five years, technology will make health and benefits programs more individualized, which will increase health and resilience in the workplace. </h6> </li> <li> <h6 class="regular"> Cost pressures will remain high, and organizations need to maximize the value of their investment and ensure programs match employee needs. </h6> </li> <li> <h6 class="regular"> A platform powered by data and analytics can enable employers to upgrade their benefit design and enhance employees’ experience. </h6> </li> </ol> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <p>Technology has led to significant advancements in the healthcare industry, including the rapid expansion of telehealth in recent years. Technology is also helping to transform medical devices and prescription medicine into even more effective agents of care. All of these developments are just the beginning. The future of healthcare will see an acceleration of the change we have already experienced. The world of healthcare will soon be a very different place.</p> <p>Data, analytics and technology will combine to play a crucial role in strategic decision making. Employers are increasingly turning to technology to provide the analytics they need to support their decisions. This allows them to predict the impact of their investment in healthcare and benefits more accurately.</p> <p>How can employers stay ahead of these trends? How can they take advantage of new developments to make healthcare affordable, keep their employees’ wellbeing top of mind and create a differentiated employee experience? In this guide, we discuss how technology is projected to reshape these areas of the health and wellbeing experience:</p> <ul> <li><a href="#jump1">Benefit design</a></li> <li><a href="#jump2">Enrollment</a></li> <li><a href="#jump3">Access to care</a></li> <li><a href="#jump4">Diagnostics and treatment care</a></li> <li><a href="#jump5">Cost and affordability</a></li> <li><a href="#jump6">Workforce technology</a></li> </ul> </div>  <div class="richtext-editor-place"> <table border="0" cellSpacing="0" cellPadding="0" class="table"> <colgroup> <col width="25%"/> <col width="30%"/> <col width="45%"/> </colgroup> <tbody> <tr> <th> </th> <th><strong>Up to Now</strong></th> <th><strong>Future</strong></th> </tr> <tr> <td><strong>The Future of Benefit Design</strong></td> <td>Employees must seek different providers to satisfy their wellbeing needs: physical, emotional, financial, social wellbeing and work/life balance.</td> <td>A single provider or care management platform may be able to furnish all of employees’ health and wellbeing needs.</td> </tr> <tr> <td><strong>The Future of Healthcare Enrollment</strong></td> <td>Most employees have no guidance to help them make better choices for their unique circumstances.</td> <td>Recommendations could be based on individual data points, previous benefit choices and what people in similar situations have selected. More mature price transparency tools, coupled with enhanced care management options, will help consumers choose better or less costly providers and health management approaches.</td> </tr> <tr> <td><strong>The Future of Access to Care</strong></td> <td>Accessing care can vary depending on your provider type, location and social determinants of health.</td> <td>“Click-and-mortar” companies that combine digital and in-person care will be commonplace. Asynchronous messaging will simplify booking appointments.</td> </tr> <tr> <td><strong>The Future of </strong><strong>Diagnostics and Treatment Care</strong></td> <td>Wearable devices and sensors are gathering detailed patient data. 3D printing of human organs for transplants is just getting started.</td> <td>Lab and radiology testing and other hospital outpatient services will be done at home. 3D printing of human organs for transplants will become more available.</td> </tr> <tr> <td><strong>The Future of Healthcare and Benefit Costs</strong></td> <td>Organizations examine claims and then make the decision for a single benefit the following year.</td> <td>By auditing the progress of employee benefits in real time, companies will make meaningful adjustments to their benefit programs.</td> </tr> <tr> <td><strong>The Future of Workplace Technology</strong></td> <td>The employee experience is reactive — you enroll by ticking boxes, completing forms and reading policy information.</td> <td>Artificial intelligence will offer tailored assistance, with a human touch. Behavioral science will help companies understand why employees make certain choices, and tech tracking will gather data about employee choices and needs better than surveys can.</td> </tr> </tbody> </table> <style> .table th {font-size:90%; padding:8px 5px 8px 0; text-align:left; font-weight:500; background-color:#eef6f7; border-bottom:1px solid #d8e4e5 } .table td {font-size:90%; padding:8px 5px 8px 0; text-align:left; vertical-align:top; border-collapse:collapse; border-bottom:1px solid #c1d0d2 } </style> <a name="jump1"></a> <h4>The Future of Benefit Design</h4> <p>Currently, benefits address five distinct employee wellbeing needs: physical, emotional, financial, social wellbeing and work/life balance. But imagine going to a provider or tech-enabled platform which caters to not just one of these needs, but all of them. Employers are recognizing that these five “pillars” of wellbeing are all interrelated.</p> </div>  </section>  <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title">More Like This</h6> <ul class="siderail-article-list"> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Capability Overview </p> <a href="/en/capabilities/health-and-benefits/benefits-insights-and-analytics" class="siderail-article-list__link"> <p class="siderail-article-list__text"> Benefits Insights and Analytics </p> </a> </li> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Capability Overview </p> <a href="/en/capabilities/health-and-benefits/employee-benefits-benchmarking" class="siderail-article-list__link"> <p class="siderail-article-list__text"> Employee Benefits Benchmarking </p> </a> </li> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Article </p> <a href="/en/insights/articles/tech-innovations-and-the-future-of-health-and-benefits" class="siderail-article-list__link"> <p class="siderail-article-list__text"> Tech Innovations and the Future of Health and Benefits </p> </a> </li> </ul> </article> </section>  </section>   <section class="aon-component "> <div class="container quote-block--theme-signature-red"> <div class="quote-block homepage-animation-element"> <div class="quote-block__content"> <div class="aon-img aon-aspect-ratio--1-1 quote-block__icon"> <svg class="aon-icon aon-icon__quote" viewBox="0 0 32 32" fill="currentColor" xmlns="http://www.w3.org/2000/svg" role="img"> <title>Quote icon</title> <use xlink:href="/lib/icons/symbol-defs.svg#quote"></use> </svg> </div> <div class="quote-block__quotation"> <h4> Employees’ needs are changing constantly as they react to the world in which we live. Leading employers are using data analytics to connect benefit offerings across total rewards and predict the benefit design changes required to meet future needs. </h4> </div> </div> <div class="quote-block__author"> <div class="quote-block__author-information"> <div class="quote-block__author-name"> Emma Bassett </div> <div class="quote-block__author-role"> People Solutions Client Leader, Health Solutions, Europe, the Middle East and Africa </div> </div> </div> </div> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <p>For example, new research shows that physical exercise in many cases is more effective than medication in treating depression.<sup>1</sup> Our bodies influence our minds and vice versa.</p> <p>When it comes to these five pillars of wellbeing, organizations have traditionally considered different providers for each. But now employers are asking if it’s possible for a provider to offer benefits for all these categories to maximize the value on investment, whose value is broader than merely financial in nature. Providers are being challenged to offer a holistic wellbeing approach, which could lead to new pathways for care.</p> <p> In the meantime, we expect employers to expand the benefits they provide employees related to financial wellbeing and family support. Aon’s <a rel="noopener noreferrer" href="https://www.aon.com/global-wellbeing-survey" target="_blank">2022-2023 Global Wellbeing Survey</a> reported that financial wellbeing was the benefit component that represented the greatest mismatch between employee needs and employer services.</p> <p>Imagine selecting a benefit in 2024 that will have an impact on your wellbeing in 2026, rather than just an immediate positive effect in 2024. Employers are focusing on resilience and sustainability by designing benefits that will meet future challenges and remain relevant over the succeeding years.</p> <a name="jump2"></a> <h4>The Future of Healthcare Enrollment</h4> <p> For most employees, choosing health benefits takes place online. However, there are very few, if any, analytics available to guide them to make better choices for their unique circumstances. In the future, we foresee employees enrolling in benefits online and many more using advanced recommendations similar to an online streaming service. These suggestions could be based on individual demographics, previous benefit choices and what people in similar situations have selected. </p> <p> Technology can also support personalized healthcare treatment based on an enrollee’s medical history and other factors. Benefits platforms, including Aon’s <a rel="noopener noreferrer" href="https://www.aon.com/en/capabilities/health-and-benefits/the-benefits-solution" target="_blank">The Benefits Solution (TBS)</a>, can draw on data and analytics to tailor the appropriate mix of benefits, enabling individuals to choose a more appropriate health plan from several choices.</p> </div>  </section>  </section>  <section class="aon-component "> <div class="container quote-block--theme-signature-red"> <div class="quote-block homepage-animation-element"> <div class="quote-block__content"> <div class="aon-img aon-aspect-ratio--1-1 quote-block__icon"> <svg class="aon-icon aon-icon__quote" viewBox="0 0 32 32" fill="currentColor" xmlns="http://www.w3.org/2000/svg" role="img"> <title>Quote icon</title> <use xlink:href="/lib/icons/symbol-defs.svg#quote"></use> </svg> </div> <div class="quote-block__quotation"> <h4> New technologies go across the value chain and create smart enrollment. You give the platform information about you and, combined with historical data, it will recommend a range of health benefits, voluntary benefits and non-insured benefits. </h4> </div> </div> <div class="quote-block__author"> <div class="quote-block__author-information"> <div class="quote-block__author-name"> Doug Melton </div> <div class="quote-block__author-role"> Head of Global Client Analytics, Human Capital </div> </div> </div> </div> </div> </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="richtext-editor-place"> <a name="jump3"></a><h4>The Future of Access to Care</h4> <p> Accessing care can vary dramatically depending on many factors, including your provider type and where you are located. It is also related to social factors that affect health — bringing equity concerns to the forefront for many companies. Technological advancements are designed to yield higher levels of access to benefits and treatment across all employee demographics. For example Aon’s <a rel="noopener noreferrer" href="https://www.aon.com/en/capabilities/health-and-benefits/health-equity-and-affordability-tool" target="_blank">Health Equity and Affordability Tool (HEAT)</a> uses data, analytics and machine learning on healthcare expenditure and affordability predictors to help optimize healthcare spend and identify strategies to address access and affordability.</p> <p> How employees schedule appointments is also changing. Being able to book time with your provider through text messages or an instant messaging platform rather than phone or over the computer is beneficial. Asynchronous messaging is available in limited cases but scheduling on-demand appointments is expected to grow in popularity. This is likely due to both the convenience and familiarity associated with this type of technology among the public.</p> <p> In the future, technology can also give people access to “click and-mortar” companies that combine digital and in-person care. This will come after virtual and traditional healthcare companies seize opportunities to join forces via technology-enabled acquisition strategies. Indeed, the pandemic showed that many areas of telehealth that were previously thought to be ineffective, result in poorer patient outcomes, or possibly not even feasible were actually effective in a virtual environment.</p> <a name="jump4"></a> <h4>The Future of Diagnostics and Treatment Care</h4> <p> Imagine technology-enabled medical screening powered by machine learning that checks people for health risks, assesses underlying determinants of your health and informs patients how they can navigate healthcare barriers (e.g., matching providers with insurance coverage, solving language barriers, meeting transportation challenges). As artificial intelligence and machine learning advance, this technology will be able to discern patterns of care in patients and help guide them to optimal outcomes. </p> <p> Detailed data are currently being gathered from wearable devices and sensors, which can tell people about their health in more immediate and personalized ways than before. As the use of smart devices in healthcare continues to grow, we foresee easier access to care, better care management and improved outcomes. For example, AI is already being used to treat diabetes by analyzing data from continuous glucose monitors and insulin pumps to predict future insulin needs based upon glucose levels. Additionally, the speed of digitalization is shaping diagnostics and treatment. AI is starting to be used to assess health symptoms, delivering high-definition diagnostics and quicker response times. AI is also being used to better match people to clinical trials. </p> <p> With the spread of telehealth, other areas of patient care and treatment will also become more accessible in people’s own homes, including lab and radiology testing that is currently required in-person and other hospital outpatient services. </p> </div>  <div class="richtext-editor-place"> <h6>Medical treatment and devices are readily advancing. Case in point: the 3D printing of human organs for transplants is in the planning stages. When this technology becomes more cost-effective and reliable, organ transplants will become more widespread and accessible. By using the patient's own cells to grow organs, 3D printing could eliminate waiting lists, reduce the odds of organ rejection and make harmful life-long immunosuppressive medication unnecessary. Whether five years is long enough for this to become commonplace remains to be seen. </h6> <a name="jump5"></a> <h4>The Future of Healthcare and Benefit Costs </h4> <p> As costs rise, getting a better return on investment on employee benefits has become a major priority for companies worldwide. Understanding the cost drivers but, perhaps more importantly, being able to predict future cost drivers, is paramount to delivering an affordable benefit program. This is where technology can step in. </p> <ul> <li>By implementing a highly customizable technology platform, companies can streamline enrollment and administrative processes. </li> <li> Employee health data enables companies to understand what benefits employees want and value.</li> <li> Backed by technology and employee data, early intervention can shrink the long-term costs linked to chronic illness and help organizations identify and manage high-cost members earlier in the process and budget for accordingly. Using machine learning, <a href="http://https://www.aon.com/en/capabilities/health-and-benefits/health-risk-analyzer">Aon's Health Risk Analyzer</a> is an example of a tool that can identify high-cost members.</li> <li> With a better gauge on employee engagement, companies can use these data to reveal how benefit use aligns with initiatives such as promoting wellbeing and resilience.</li> </ul> <p> Organizations must consider the entirety of their people investment and then use analytics to drive decisions. Historically, claims were examined resulting in a single benefit the following year. But the shift is finally happening. Now organizations are being driven to rely more on analytics to make decisions to ensure their entire benefit investment is connected.</p> <p>The next five years are going to be more focused on expanding the types of health and lifestyle-related benefits, and on maximizing health, productivity and quality of life. More emphasis will be placed on enhancing the experiences employees have as they navigate the healthcare system. Better benefit integration can help make this possible; and by auditing the progress of employee benefits in real time, companies can make meaningful ongoing adjustments to their benefit programs, instead of waiting until the next benefit selection cycle to check on results.</p> <p>As employers call on insurance carriers and healthcare providers to help them deliver enhanced benefits to employees, data and analytics can be important tools for employers to use when designing health and benefits programs. Data analytics will also be a necessity to strengthen the argument for innovative benefit design changes for all providers in the healthcare space.</p> <p> To support their overall HR strategy, companies can use a global structure relying on technological innovations to streamline benefit design and enrollment, and then overlay local/regional nuance.</p> <p> Amid rapid change, technology is a force that is not only upgrading healthcare, but also enabling employers to better design their benefits, improve the enrollment experience, facilitate access to care, and upgrade diagnostics and treatment care. We know that the connection between better health and benefit programs and business performance is strong. According to Aon’s 2022-2023 Global Wellbeing Survey, improving employee wellbeing can enhance company performance by at least 11 percent and up to 55 percent (depending on the areas of wellbeing that are being improved). Companies can leverage technology to increase employee satisfaction via better healthcare and wellness benefits, and as a result, gain a substantial competitive advantage.</p> <a name="jump6"></a> <h4>The Future of Workforce Technology</h4> <p> For decades, employee benefit technology has largely only been applied to benefit enrollment and communications. As a result, the employee experience has become a box-ticking exercise. AI has the power to enrich this experience through scalable automation. It will transform employees’ expectations while allowing organizations to mass-customize specific help and guidance on complex benefit issues. AI largely removes the need for expensive administration help desks and creates an immersive experience for employees. Chatbots will be replaced by a fully interactive AI assistant that will interact like a human. This technology could potentially offer a human touch at difficult times of emotional distress or significant personal upheaval that will be able to guide, support and direct like a real person. </p> <p> Deeper insights on employee behavior will support workforce technology. Methodologies used to analyze consumers will be applied to the workforce. Knowing what people really want will shape how employers design a benefit package, what they should offer and how they should offer it. Technology will be able to collect data more accurately than surveys, offering benefit experiences that are relevant and meaningful to the workforce. For instance, Aon’s employee sentiment analysis captures nine areas of employee sentiment with scores based on external and internal employee reviews. Insights from this analysis can be helpful for clients to quickly identify trends, address concerns, reinforce valued benefits and implement targeted strategies. </p> <p> The most important future trend will be the creation of true, insightful performance analytics for HR teams. Measuring online benefits is typically limited to basic enrollment data and costs, yielding simple metrics that are limited in insight value. An analytical engine, however, can generate insights into workforce behaviors. This has the potential to transform how HR departments evaluate benefits. By moving away from what users are doing to why they are doing it, companies will be able to mobilize predictive analysis that will shape benefits while mitigating benefit risks. </p> <h5>How Aon Can Help</h5> <p>Aon is harnessing the power of applying data analytics to employer-based health and wellbeing benefits. Our benefits technology platforms and tools enable informed decision making through benchmarking, improving the visibility of benefits expenditure and helping to predict and manage future costs.</p> <p>Our human capital analytics deliver valuable data insights across health, benefits, talent, rewards, pensions and retirement, giving organizations the insights they need to protect and grow their business by identifying areas of risk and opportunities for transformation.</p> <p> </p> <p class="foot-note"><sup>1</sup> <a rel="noopener noreferrer" href="https://www.news-medical.net/news/20230224/Physical-activity-more-effective-than-counseling-or-medications-to-manage-depression.aspx" target="_blank">Physical activity more effective than counseling or medications to manage depression</a></p> </div>  <div class="authors-block"> <div class="authors-block__content"> <div class="authors-block__title">Aon’s Thought Leaders</div> <ul class="authors-block__list"> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Emma Bassett</div> <div class="m-author__role"> People Solutions Client Leader, Health Solutions, Europe, the Middle East and Africa </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Doug Melton</div> <div class="m-author__role"> Head of Global Client Analytics, Human Capital </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Ron Ozminkowski</div> <div class="m-author__role"> Senior Vice President, Health Solutions, North America </div> </div> </div> </li> <li class="authors-block__item"> <div class="m-author"> <div class="m-author__information"> <div class="m-author__name">Melissa Tucker</div> <div class="m-author__role"> Senior Vice President, Health Solutions, North America </div> </div> </div> </li> </ul> </div> </div>  </section>  </section>  <section class="layout-rich-text container"> <section class="column-content">  <div class="disclaimer-block__block"> <p class="disclaimer-block__header">General Disclaimer</p> <p class="disclaimer-block__content"> The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. </p> </div>  <div class="disclaimer-block__block"> <p class="disclaimer-block__header">Terms of Use</p> <p class="disclaimer-block__content"> The contents herein may not be reproduced, reused, reprinted or redistributed without the expressed written consent of Aon, unless otherwise authorized by Aon. To use information contained herein, please write to our team. </p> </div>  </section>  </section>  <section data-component="AutomateCarousel"> <section data-collection-id="97dcc3ee-fea9-4f30-803a-8adc2697c02f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon's Better Being Podcast </h3> <p> Our Better Being podcast series, hosted by Aon Chief Wellbeing Officer Rachel Fellowes, explores wellbeing strategies and resilience. This season we cover human sustainability, kindness in the workplace, how to measure wellbeing, managing grief and more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__title"> Better Being Series: Understanding Burnout in the Workplace </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__title"> Better Being Series: Why Nutrition Matters </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__title"> Better Being Series: Discover the ‘Blue Zones’ Where People Live Longer </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">20 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__title"> Better Being Series: Improving Your Financial Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__title"> Better Being Series: Are You Taking Care of Your Digital Wellbeing? </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">29 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__title"> On Aon’s Better Being Series: The World Wellbeing Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">28 mins</span> </p> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__title"> On Aon’s Better Being Series: Mental Health and Creating Kinder Cultures </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__title"> On Aon’s Better Being Series: Managing Loss and Grief </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__title"> On Aon’s Better Being Series: Human Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="468f3165-06cf-4acf-bbe3-85d67cb16e21" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Asia </h3> <p> Expert Views on Today's Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-asia/how-the-c-suite-embraces-uncertainty?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{657D4D20-9584-44EA-BF28-6B88A0B5000A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg" alt="Thriving in an interconnected world: How the C-Suite embraces uncertainty" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/events/aon-insights-series-asia/how-the-c-suite-embraces-uncertainty?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{657D4D20-9584-44EA-BF28-6B88A0B5000A}" class="content-card__title"> Thriving in an interconnected world: How the C-Suite embraces uncertainty </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-asia/building-sustainable-future-in-emerging-markets?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{74AB49C3-9DC4-482E-9408-B3B9337E61B7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-future-buildings-1126205979_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-future-buildings-1126205979_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-future-buildings-1126205979_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-future-buildings-1126205979_rt.jpg" alt="Powering progress: Collaborating to build a sustainable future in emerging markets" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/events/aon-insights-series-asia/building-sustainable-future-in-emerging-markets?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{74AB49C3-9DC4-482E-9408-B3B9337E61B7}" class="content-card__title"> Powering progress: Collaborating to build a sustainable future in emerging markets </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-asia/steps-to-integrate-risk-management-into-an-organisation?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B180F415-2D60-477F-B6F5-EE2E7EA5546B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/sme/our-technology/our-technology---pri/partners-risks-insights-program.jpeg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/sme/our-technology/our-technology---pri/partners-risks-insights-program.jpeg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/sme/our-technology/our-technology---pri/partners-risks-insights-program.jpeg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/sme/our-technology/our-technology---pri/partners-risks-insights-program.jpeg" alt="Building Business Resilience: Key Steps to Effectively Integrate Risk Management Across Your Organisation" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/events/aon-insights-series-asia/steps-to-integrate-risk-management-into-an-organisation?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B180F415-2D60-477F-B6F5-EE2E7EA5546B}" class="content-card__title"> Building Business Resilience: Key Steps to Effectively Integrate Risk Management Across Your Organisation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-asia/why-humans-are-the-essential-factor-in-the-success-of-artificial-intelligence-ai?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{657E4A2F-8987-4944-BC90-22F141895BD8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491970644.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491970644.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491970644.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491970644.jpg" alt="Why humans are the essential factor in the success of Artificial Intelligence (AI)" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/events/aon-insights-series-asia/why-humans-are-the-essential-factor-in-the-success-of-artificial-intelligence-ai?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{657E4A2F-8987-4944-BC90-22F141895BD8}" class="content-card__title"> Why humans are the essential factor in the success of Artificial Intelligence (AI) </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-asia/leveraging-research-and-expertise-to-strengthen-your-hr-strategy-for-2025-and-beyond?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{98CBA9A6-DD16-46CD-AF73-BE9D3EB800EE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/people-wheelchair-disability-diversity-1210338080_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/people-wheelchair-disability-diversity-1210338080_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/people-wheelchair-disability-diversity-1210338080_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/people-wheelchair-disability-diversity-1210338080_e.jpg" alt="Leveraging Research and Expertise to Strengthen Your HR Strategy for 2025 and Beyond" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/events/aon-insights-series-asia/leveraging-research-and-expertise-to-strengthen-your-hr-strategy-for-2025-and-beyond?collection=468f3165-06cf-4acf-bbe3-85d67cb16e21&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{98CBA9A6-DD16-46CD-AF73-BE9D3EB800EE}" class="content-card__title"> Leveraging Research and Expertise to Strengthen Your HR Strategy for 2025 and Beyond </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="17bda6b6-4d41-4c26-9faa-2824c7893d95" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Pacific </h3> <p> Expert Views on Today's Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="580d300a-8c9e-4ada-b87d-642111eb22c0" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series UK </h3> <p> Expert Views on Today's Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/introduction-clarity-and-confidence-to-make-better-decisions?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{57ECB32D-46A5-46E4-9BC4-B31D37004ECB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-people-stairs-1221314791_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-people-stairs-1221314791_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-people-stairs-1221314791_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-people-stairs-1221314791_rt.png" alt="Clarity and Confidence to Make Better Decisions" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/introduction-clarity-and-confidence-to-make-better-decisions?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{57ECB32D-46A5-46E4-9BC4-B31D37004ECB}" class="content-card__title"> Introduction: Clarity and Confidence to Make Better Decisions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/the-age-of-rising-resilience-an-economic-outlook?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9CD951D7-4A03-46A1-8EAC-1BA8F3CAFD45}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-economy-1445253973.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-economy-1445253973.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-economy-1445253973.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-economy-1445253973.png" alt="The Age of Rising Resilience - An Economic Outlook " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/the-age-of-rising-resilience-an-economic-outlook?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9CD951D7-4A03-46A1-8EAC-1BA8F3CAFD45}" class="content-card__title"> The Age of Rising Resilience – An Economic Outlook </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/building-resilience-against-the-constant-cyber-threat?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1DDB72D1-9417-4749-823F-CB4419222975}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg" alt="Building Resilience against the Constant Cyber Threat" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/events/aon-insights-series-uk/building-resilience-against-the-constant-cyber-threat?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1DDB72D1-9417-4749-823F-CB4419222975}" class="content-card__title"> Building Resilience Against the Constant Cyber Threat </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/making-better-decisions-a-treasurers-perspective?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7D39942B-F8A4-4DED-9C31-21DB7D6BAD53}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-office-1492271805_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-office-1492271805_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-office-1492271805_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-office-1492271805_rt.png" alt="Making Better Decisions A Treasurers Perspective" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/making-better-decisions-a-treasurers-perspective?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7D39942B-F8A4-4DED-9C31-21DB7D6BAD53}" class="content-card__title"> Making Better Decisions – A Treasurer’s Perspective </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/how-to-balance-the-conflicting-forces-of-efficiency-performance-and-wellbeing?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BAA2CB76-4F5E-4287-86F8-F802D33B2550}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diverse-1129489551.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diverse-1129489551.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diverse-1129489551.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diverse-1129489551.png" alt="How to Balance the Conflicting Forces of Efficiency Performance and Wellbeing & Support" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/how-to-balance-the-conflicting-forces-of-efficiency-performance-and-wellbeing?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BAA2CB76-4F5E-4287-86F8-F802D33B2550}" class="content-card__title"> How to Balance the Conflicting Forces of Efficiency, Performance and Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/seizing-the-opportunity-building-a-comprehensive-approach-to-risk-transfer?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CC6C3B6F-B9BC-4ADA-943E-84458903F60B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png" alt=" Seizing the Opportunity Building a Comprehensive Approach to Risk Transfer" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/events/aon-insights-series-uk/seizing-the-opportunity-building-a-comprehensive-approach-to-risk-transfer?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CC6C3B6F-B9BC-4ADA-943E-84458903F60B}" class="content-card__title"> Seizing the Opportunity: Building a Comprehensive Approach to Risk Transfer </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/tapping-new-markets-to-unlock-deal-value?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A32BF345-3CF1-4C8B-882D-F614E10D47F1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg" alt="Tapping New Markets to Unlock Deal Value" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/tapping-new-markets-to-unlock-deal-value?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A32BF345-3CF1-4C8B-882D-F614E10D47F1}" class="content-card__title"> Tapping New Markets to Unlock Deal Value </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/the-rise-of-the-skills-based-organization?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{265B87A4-C36F-4326-9D1F-F6AA02A85190}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png" alt="The Rise of the Skills-Based Organization" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/events/aon-insights-series-uk/the-rise-of-the-skills-based-organization?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{265B87A4-C36F-4326-9D1F-F6AA02A85190}" class="content-card__title"> The Rise of the Skills-Based Organisation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/creating-a-fair-and-equitable-workforce-for-everyone?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38FDDAD9-137E-4F56-A80E-D97416AE3C51}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-1264704067.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-1264704067.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-1264704067.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-1264704067.png" alt="Creating a Fair and Equitable Workforce for Everyone" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/creating-a-fair-and-equitable-workforce-for-everyone?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38FDDAD9-137E-4F56-A80E-D97416AE3C51}" class="content-card__title"> Creating a Fair and Equitable Workforce for Everyone </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/how-geopolitical-volatility-will-impact-businesses?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{30F720C2-AA8B-4E5F-B959-CAC773E071E3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg" alt="How Geopolitical Volatility will Impact Businesses" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/events/aon-insights-series-uk/how-geopolitical-volatility-will-impact-businesses?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{30F720C2-AA8B-4E5F-B959-CAC773E071E3}" class="content-card__title"> The Year of the Vote: How Geopolitical Volatility Will Impact Businesses </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/events/aon-insights-series-uk/the-aon-difference?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{023D4710-2BCC-4850-8F5A-FDDD0F55A546}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/events/2024/12_16x9_conclusion_gettyimages-1495590189.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/events/2024/12_16x9_conclusion_gettyimages-1495590189.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/events/2024/12_16x9_conclusion_gettyimages-1495590189.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/events/2024/12_16x9_conclusion_gettyimages-1495590189.png" alt="The Aon Difference" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/events/aon-insights-series-uk/the-aon-difference?collection=580d300a-8c9e-4ada-b87d-642111eb22c0&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{023D4710-2BCC-4850-8F5A-FDDD0F55A546}" class="content-card__title"> The Aon Difference </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e979ac5f-2ba4-431d-bd7e-e6df8f56073f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Construction and Infrastructure </h3> <p> The construction industry is under pressure from interconnected risks and notable macroeconomic developments. Learn how your organization can benefit from construction insurance and risk management. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-north-american-construction-contractors-can-mitigate-emerging-risks?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B079A371-08AD-42C0-BACF-0239E8A348FF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg" alt="How North American Construction Contractors Can Mitigate Emerging Risks Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/how-north-american-construction-contractors-can-mitigate-emerging-risks?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B079A371-08AD-42C0-BACF-0239E8A348FF}" class="content-card__title"> How North American Construction Contractors Can Mitigate Emerging Risks </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/managing-construction-risks-7-risk-advisory-steps?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{78D2133B-D4B3-4D35-90E9-706CA57DFBA4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-1205704048_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-1205704048_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-1205704048_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-1205704048_rt.jpg" alt="Managing Construction Risks: 7 Risk Advisory Steps Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/managing-construction-risks-7-risk-advisory-steps?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{78D2133B-D4B3-4D35-90E9-706CA57DFBA4}" class="content-card__title"> Managing Construction Risks: 7 Risk Advisory Steps </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/unlocking-capacity-and-capital-in-a-challenging-construction-risk-market?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{75F6CD9F-CA0C-407D-A149-A9EC5006219D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-646179474_rt.jpg" alt="Securing Human Capital in Natural Resources Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/unlocking-capacity-and-capital-in-a-challenging-construction-risk-market?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{75F6CD9F-CA0C-407D-A149-A9EC5006219D}" class="content-card__title"> Unlocking Capacity and Capital in a Challenging Construction Risk Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/protecting-north-american-contractors-from-extreme-heat-risks-with-parametric?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{27EF1191-B441-454D-9067-A98C2D407AA8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1164484534.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1164484534.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1164484534.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1164484534.jpg" alt="Protecting North American Contractors from Extreme Heat Risks with Parametric" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/protecting-north-american-contractors-from-extreme-heat-risks-with-parametric?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{27EF1191-B441-454D-9067-A98C2D407AA8}" class="content-card__title"> Protecting North American Contractors from Extreme Heat Risks with Parametric </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-climate-modeling-can-mitigate-risks-and-improve-resilience-in-the-construction-industry?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DE8BABF7-3018-438B-AA16-5A6AC0564398}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-construction-1270443549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-construction-1270443549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-construction-1270443549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-construction-1270443549.jpg" alt="How Climate Modeling Can Mitigate Risks and Improve Resilience in the Construction Industry" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/how-climate-modeling-can-mitigate-risks-and-improve-resilience-in-the-construction-industry?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DE8BABF7-3018-438B-AA16-5A6AC0564398}" class="content-card__title"> How Climate Modeling Can Mitigate Risks and Improve Resilience in the Construction Industry </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/construction-risk-management-europe-special-report-2023?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{137E5F8F-82EA-47A3-BF12-D7442A648357}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/buildings/building-colorful-184926740_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/buildings/building-colorful-184926740_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/buildings/building-colorful-184926740_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-colorful-184926740_rt.jpg" alt="Construction Risk Management Europe Report 2023" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">1 mins</span> </p> <a href="/en/insights/reports/construction-risk-management-europe-special-report-2023?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{137E5F8F-82EA-47A3-BF12-D7442A648357}" class="content-card__title"> Construction Risk Management Europe Report 2023 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/parametric-can-help-mitigate-extreme-heat-risks-for-contractors-in-emea?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{674C41B8-9FC3-45D6-AF66-61762E31F630}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-528746598_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-528746598_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-528746598_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/construction-real-estate-528746598_rt.jpg" alt="Parametric Can Help Mitigate Extreme Heat Risks for Contractors in EMEA Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/parametric-can-help-mitigate-extreme-heat-risks-for-contractors-in-emea?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{674C41B8-9FC3-45D6-AF66-61762E31F630}" class="content-card__title"> Parametric Can Help Mitigate Extreme Heat Risks for Contractors in EMEA </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-the-construction-industry-is-navigating-climate-change?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{41726B03-2DE6-4FEF-B4B6-624D2823D3F7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg" alt="How the Construction Industry is Navigating Climate Change Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-the-construction-industry-is-navigating-climate-change?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{41726B03-2DE6-4FEF-B4B6-624D2823D3F7}" class="content-card__title"> How the Construction Industry is Navigating Climate Change </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-construction-and-real-estate-organizations?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BCE129F4-8077-4A1B-BC5F-C2503582EB23}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms_construction-and-real-estate_1920x1080.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms_construction-and-real-estate_1920x1080.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms_construction-and-real-estate_1920x1080.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms_construction-and-real-estate_1920x1080.jpg" alt="Top Risks Facing Construction and Real Estate Organizations" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-construction-and-real-estate-organizations?collection=e979ac5f-2ba4-431d-bd7e-e6df8f56073f&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BCE129F4-8077-4A1B-BC5F-C2503582EB23}" class="content-card__title"> Top Risks Facing Construction and Real Estate Organizations </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b76135e-4196-415b-ab1d-f42b6f0abb10" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Labs </h3> <p> Stay in the loop on today's most pressing cyber security matters. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__title"> Mounted Guest EDR Bypass </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg" alt="Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__title"> Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg" alt="Hero" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__title"> Bypassing EDR through Retrosigned Drivers and System Time Manipulation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg" alt="DNSForge – Responding with Force" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__title"> DNSForge – Responding with Force </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Unveiling " a="" stealthy="" linux="" malware="" exploiting="" udev="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__title"> Unveiling "sedexp": A Stealthy Linux Malware Exploiting udev Rules </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Path Traversal in StoneFly Storage Concentrator" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__title"> Command Injection and Path Traversal in StoneFly Storage Concentrator </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Adopt AI Approach with Confidence for CISO, CIO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__title"> Adopt an AI Approach with Confidence, for CISOs and CIOs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg" alt="Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__title"> Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg" alt="Daulity Part 2" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__title"> DUALITY Part II - Initial Access and Tradecraft Improvements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg" alt="Cracking into password requirements" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__title"> Cracking Into Password Requirements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg" alt="Duality Part 1" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">57 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__title"> DUALITY: Advanced Red Team Persistence through Self-Reinfecting DLL Backdoors for Unyielding Control </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg" alt="Restricted Admin Mode – Circumventing MFA On RDP Logons" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__title"> Restricted Admin Mode – Circumventing MFA On RDP Logons </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="13"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="Cyber lab hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__title"> Detecting “Effluence”, An Unauthenticated Confluence Web Shell </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="14"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg" alt="Flash Loan Attacks: A Case Study" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__title"> Flash Loan Attacks: A Case Study </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="15"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg" alt="Hero banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__title"> Financially Motivated Criminal Group Targets Telecom, Technology & Manufacturing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="16"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg" alt="New Burp Suite Extension: BlazorTrafficProcessor" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__title"> New Burp Suite Extension: BlazorTrafficProcessor </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="17"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Buffer Overflow in Multiple Sharp NEC Displays" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__title"> Command Injection and Buffer Overflow in Multiple Sharp NEC Displays </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="18"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection in Multiple Snap One Araknis Networks Products" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__title"> Command Injection in Multiple Snap One Araknis Networks Products </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="19"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg" alt="Introducing D-Modem: A software SIP modem" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__title"> Introducing D-Modem: A software SIP modem </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cve-2021-1825-inadequate-input-encoding-in-webkit?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{86E358E4-235F-44D3-B6B3-9D600E7C393B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="20"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg" alt="CVE-2021-1825: Inadequate Input Encoding in WebKit" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/cve-2021-1825-inadequate-input-encoding-in-webkit?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{86E358E4-235F-44D3-B6B3-9D600E7C393B}" class="content-card__title"> CVE-2021-1825: Inadequate Input Encoding in WebKit </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="3ab7b09b-e783-4c99-b960-0be73fb4fa49" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Resilience </h3> <p> Our Cyber Resilience collection gives you access to Aon’s latest insights on the evolving landscape of cyber threats and risk mitigation measures. Reach out to our experts to discuss how to make the right decisions to strengthen your organization’s cyber resilience. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg" alt="Building Resilience in a Buyer-Friendly Cyber/E&O Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__title"> Building Resilience in a Buyer-Friendly Cyber and E&O Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/a-middle-market-roadmap-for-cyber-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0B0201F8-9AC5-4680-9EEB-7801CB85EC44}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-1320919794_e.jpg" alt="A Middle Market Roadmap for Cyber Resilience" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/a-middle-market-roadmap-for-cyber-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0B0201F8-9AC5-4680-9EEB-7801CB85EC44}" class="content-card__title"> A Middle Market Roadmap for Cyber Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-cyber-resilience-effectively-5-lessons?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{68D6A429-4C6E-4E0D-9508-0EC7A11D7A6F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491158609.jpg" alt="Lessons Learned from the CrowdStrike Outage: 5 Strategies to Build Cyber Resilience" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/building-cyber-resilience-effectively-5-lessons?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{68D6A429-4C6E-4E0D-9508-0EC7A11D7A6F}" class="content-card__title"> Lessons Learned from the CrowdStrike Outage: 5 Strategies to Build Cyber Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/responding-to-cyber-attacks-how-directors-and-officers-and-cyber-policies-differ?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0952FDD4-CEBA-4805-A12E-5889C6EE29CA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg" alt="Responding to Cyber Attacks: How Directors and Officers and Cyber Policies Differ" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/responding-to-cyber-attacks-how-directors-and-officers-and-cyber-policies-differ?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0952FDD4-CEBA-4805-A12E-5889C6EE29CA}" class="content-card__title"> Responding to Cyber Attacks: How Directors and Officers and Cyber Policies Differ </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-now-is-the-right-time-to-customize-cyber-and-eo-contracts?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{94B9E04C-1007-4479-9997-DFD76137B248}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="906499360" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/why-now-is-the-right-time-to-customize-cyber-and-eo-contracts?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{94B9E04C-1007-4479-9997-DFD76137B248}" class="content-card__title"> Why Now is the Right Time to Customize Cyber and E&O Contracts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/8-steps-toward-building-better-resilience-against-rising-ransomware-attacks?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D119B092-B4C3-42D3-8A22-299110E0E6E0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg" alt="Ransomware Attacks are Up 8 Steps to Build Better Resilience" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/8-steps-toward-building-better-resilience-against-rising-ransomware-attacks?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D119B092-B4C3-42D3-8A22-299110E0E6E0}" class="content-card__title"> 8 Steps Toward Building Better Resilience Against Rising Ransomware Attacks </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/mitigating-insider-threats-managing-cyber-perils-while-traveling-globally?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E5725A34-3D69-49FD-8E2B-CC2930559D11}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg" alt="Mitigating Insider Threats Managing Cyber Perils While Traveling Globally Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/mitigating-insider-threats-managing-cyber-perils-while-traveling-globally?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E5725A34-3D69-49FD-8E2B-CC2930559D11}" class="content-card__title"> Mitigating Insider Threats: Managing Cyber Perils While Traveling Globally </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/managing-cyber-risk-through-return-on-security-investment?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{51618459-02BD-40B0-A542-F787AB03A4CA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-casual-183748962.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-casual-183748962.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-casual-183748962.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-casual-183748962.jpg" alt="Managing Cyber Risk through Return on Security Investment Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/managing-cyber-risk-through-return-on-security-investment?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{51618459-02BD-40B0-A542-F787AB03A4CA}" class="content-card__title"> Managing Cyber Risk through Return on Security Investment </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/mitigating-insider-threats-your-worst-cyber-threats-could-be-coming-from-inside?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF51296D-457D-4A4B-AAA7-DD58A2735AD1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg" alt="Mitigating Insider Threats: Your Worst Cyber Threats Could be Coming from Inside Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/mitigating-insider-threats-your-worst-cyber-threats-could-be-coming-from-inside?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF51296D-457D-4A4B-AAA7-DD58A2735AD1}" class="content-card__title"> Mitigating Insider Threats: Your Worst Cyber Threats Could be Coming from Inside </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg" alt="Why HR Leaders Must Help Drive Cyber Security Agenda Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__title"> Why HR Leaders Must Help Drive Cyber Security Agenda </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/escalating-cyber-security-risks-mean-businesses-need-to-build-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E3CA1BA1-6374-4833-9F5B-98214F2E1EBD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg" alt="Escalating Cyber Security Risks Mean Businesses Need to Build Resilience Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/escalating-cyber-security-risks-mean-businesses-need-to-build-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E3CA1BA1-6374-4833-9F5B-98214F2E1EBD}" class="content-card__title"> Escalating Cyber Security Risks Mean Businesses Need to Build Resilience </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6611f6a6-db7d-4835-bef2-38a0bce302c4" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Employee Wellbeing </h3> <p> Our Employee Wellbeing collection gives you access to the latest insights from Aon's human capital team. You can also reach out to the team at any time for assistance with your employee wellbeing needs. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg" alt="The Next Evolution of Wellbeing is About Performance" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__title"> The Next Evolution of Wellbeing is About Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1380764375.jpg" alt="Three Ways Collective Retirement Plans Support HR Priorities" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__title"> Three Ways Collective Retirement Plans Support HR Priorities </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg" alt="How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__title"> How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/making-wellbeing-part-of-a-companys-dna?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4E71058F-F118-4C21-94AB-53804E7EF438}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg" alt="Making Wellbeing Part of a Company’s DNA" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/making-wellbeing-part-of-a-companys-dna?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4E71058F-F118-4C21-94AB-53804E7EF438}" class="content-card__title"> Making Wellbeing Part of a Company’s DNA </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-workforce-wellbeing-is-vital-to-company-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F9B102DF-7F43-4A71-833C-7557ABF22F09}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/why-workforce-wellbeing-is-vital-to-company-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F9B102DF-7F43-4A71-833C-7557ABF22F09}" class="content-card__title"> Why Workforce Wellbeing is Vital to Company Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="COVID-19 has Permanently Changed the Way We Think About Wellbeing Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__title"> COVID-19 has Permanently Changed the Way We Think About Wellbeing </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="1e036358-056e-4acd-918a-29db44701ae8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Environmental, Social and Governance Insights </h3> <p> Explore Aon's latest environmental social and governance (ESG) insights. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg" alt="Why ESG Is Even More Important In A Crisis Like COVID-19 Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__title"> Why ESG Is Even More Important In A Crisis Like COVID-19 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__title"> On Aon Podcast: Approach to DE&I in the Workplace </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="082d9c1e-37fd-43c6-a5d2-40e5bbf592c1" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Q4 2023 Global Insurance Market Insights </h3> <p> Our Global Insurance Market Insights highlight insurance market trends across pricing, capacity, underwriting, limits, deductibles and coverages. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg" alt="Global Insurance Market Overview" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__title"> Q4 2023: Global Insurance Market Overview </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Trends to Watch in 2024 Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">13 mins</span> </p> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__title"> Top Risk Trends to Watch in 2024 </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="c41db332-e10c-49aa-9cfa-ec53e117e3fd" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Regional Results </h3> <p> How do the top risks on business leaders’ minds differ by region and how can these risks be mitigated? Explore the regional results to learn more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg" alt="Top Risks Facing Organizations in Asia Pacific Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__title"> Top Risks Facing Organizations in Asia Pacific </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-north-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{95542825-4CD8-4BCC-BEDA-B4480252C088}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg" alt="Top Risks Facing Organizations in North America Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-north-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{95542825-4CD8-4BCC-BEDA-B4480252C088}" class="content-card__title"> Top Risks Facing Organizations in North America </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-europe?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2A5B522D-2A15-4562-8660-6AA5147494D0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg" alt="Top Risks Facing Organizations in Europe Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-europe?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2A5B522D-2A15-4562-8660-6AA5147494D0}" class="content-card__title"> Top Risks Facing Organizations in Europe </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-latin-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4B4E8C72-315E-477D-89CC-03B18F61C79A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg" alt="Top Risks Facing Organizations in Latin America Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-latin-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4B4E8C72-315E-477D-89CC-03B18F61C79A}" class="content-card__title"> Top Risks Facing Organizations in Latin America </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-middle-east-and-africa?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1F09A156-1BF5-49AC-8AF8-7633593A4EE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg" alt="Top Risks Facing Organizations in the Middle East and Africa Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-middle-east-and-africa?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1F09A156-1BF5-49AC-8AF8-7633593A4EE5}" class="content-card__title"> Top Risks Facing Organizations in the Middle East and Africa </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-the-united-kingdom?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C309D70A-F3E4-4067-BB37-2D4ADF344BFD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg" alt="Top Risks Facing Organizations in the United Kingdom Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-the-united-kingdom?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C309D70A-F3E4-4067-BB37-2D4ADF344BFD}" class="content-card__title"> Top Risks Facing Organizations in the United Kingdom </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b1456a2-3649-4a1d-82de-4ce97e2bec27" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Human Capital Analytics </h3> <p> Our Human Capital Analytics collection gives you access to the latest insights from Aon's human capital team. Contact us to learn how Aon’s analytics capabilities helps organizations make better workforce decisions. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{93276771-308E-4238-B20D-6B81A4A1E2C6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg" alt="Article banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{93276771-308E-4238-B20D-6B81A4A1E2C6}" class="content-card__title"> How Technology Will Transform Employee Benefits in the Next Five Years </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FC3B944F-10B2-4204-96CD-67F5DA008109}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FC3B944F-10B2-4204-96CD-67F5DA008109}" class="content-card__title"> On Aon Podcast: Technology Impacting the Future of Health and Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/integrating-workforce-data-to-uncover-hidden-insights?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{14706BD6-330A-419C-92B7-DE36B1422AE9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg" alt="Integrating Workforce Data to Uncover Hidden Insights" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/integrating-workforce-data-to-uncover-hidden-insights?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{14706BD6-330A-419C-92B7-DE36B1422AE9}" class="content-card__title"> Integrating Workforce Data to Uncover Hidden Insights </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-employers-can-use-data-to-improve-their-health-plans?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCCD788E-8EF7-4A91-B62A-3DD6C8F48FFC}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg" alt="How Employers Can Use Data to Improve Their Health Plans" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-employers-can-use-data-to-improve-their-health-plans?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCCD788E-8EF7-4A91-B62A-3DD6C8F48FFC}" class="content-card__title"> How Employers Can Use Data to Improve Their Health Plans </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/designing-tomorrow-personalizing-evp-benefits-and-total-rewards?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCA15AEB-46A0-4D9A-ADE7-E0459F755A2B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg" alt="Designing Tomorrow: Personalizing EVP, Benefits and Total Rewards Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/designing-tomorrow-personalizing-evp-benefits-and-total-rewards?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCA15AEB-46A0-4D9A-ADE7-E0459F755A2B}" class="content-card__title"> Designing Tomorrow: Personalizing EVP, Benefits and Total Rewards </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-to-balance-cost-with-growth-in-a-shifting-talent-market?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{717725C4-EA8E-4B5D-A4D6-1ADB799BDDD2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/insurance-hero-1166811216_e.jpg" alt="How to Balance Cost with Growth in a Shifting Talent Market Home Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-to-balance-cost-with-growth-in-a-shifting-talent-market?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{717725C4-EA8E-4B5D-A4D6-1ADB799BDDD2}" class="content-card__title"> How to Balance Cost with Growth in a Shifting Talent Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png" alt="How Companies are Mitigating Rising Medical Costs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__title"> How Companies are Mitigating Rising Medical Costs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA4A9389-E91A-4E8E-BF7A-F2E38739BB44}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA4A9389-E91A-4E8E-BF7A-F2E38739BB44}" class="content-card__title"> How Data and Analytics Can Optimize HR Programs </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="cd9af519-39cd-4ff1-906d-888ee0d765dc" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Insights for HR </h3> <p> Explore our hand-picked insights for human resources professionals. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="COVID-19 has Permanently Changed the Way We Think About Wellbeing Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__title"> COVID-19 has Permanently Changed the Way We Think About Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/diversity-equity-and-inclusion-in-benefits-plans-a-global-perspective?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{382A043E-5B81-4E44-82E3-D7492ED29E74}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg" alt="DE&I in Benefits Plans: A Global Perspective Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/diversity-equity-and-inclusion-in-benefits-plans-a-global-perspective?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{382A043E-5B81-4E44-82E3-D7492ED29E74}" class="content-card__title"> DE&I in Benefits Plans: A Global Perspective </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA4A9389-E91A-4E8E-BF7A-F2E38739BB44}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{AA4A9389-E91A-4E8E-BF7A-F2E38739BB44}" class="content-card__title"> How Data and Analytics Can Optimize HR Programs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg" alt="Why HR Leaders Must Help Drive Cyber Security Agenda Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__title"> Why HR Leaders Must Help Drive Cyber Security Agenda </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-lpga-unlocks-talent-potential-with-data?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D4459FFD-BECB-4AFB-8039-55194DB043BA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/outdoor-aerial-view-of-a-golf-course.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/outdoor-aerial-view-of-a-golf-course.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/outdoor-aerial-view-of-a-golf-course.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/outdoor-aerial-view-of-a-golf-course.jpg" alt="Case Study: The LPGA Unlocks Talent Potential with Data Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/the-lpga-unlocks-talent-potential-with-data?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D4459FFD-BECB-4AFB-8039-55194DB043BA}" class="content-card__title"> Case Study: The LPGA Unlocks Talent Potential with Data </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/navigating-the-new-eu-directive-on-pay-transparency?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B9DD1038-6E97-41EA-BA0D-E1B1D23BEAB0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg" alt="Women smiling at work while looking at computers" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/navigating-the-new-eu-directive-on-pay-transparency?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B9DD1038-6E97-41EA-BA0D-E1B1D23BEAB0}" class="content-card__title"> Navigating the New EU Directive on Pay Transparency </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/design-better-talent-assessment-to-promote-dei?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{75CABC23-168E-49CF-B111-7A8327887E5E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/business-engineers-1180594234_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/business-engineers-1180594234_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/business-engineers-1180594234_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/business-engineers-1180594234_e.jpg" alt="How to Design a Better Talent Assessment Experience to Promote Inclusion and Diversity Home Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/articles/design-better-talent-assessment-to-promote-dei?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{75CABC23-168E-49CF-B111-7A8327887E5E}" class="content-card__title"> How to Design Better Talent Assessment to Promote DE&I </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/training-and-transforming-managers-for-the-future-of-work?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BBF77CB4-4903-47DE-A7A7-5C4C0CEAD77D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg" alt="Training and Transforming Managers for the Future of Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/training-and-transforming-managers-for-the-future-of-work?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BBF77CB4-4903-47DE-A7A7-5C4C0CEAD77D}" class="content-card__title"> Training and Transforming Managers for the Future of Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/rethinking-your-total-rewards-programs-during-mergers-and-acquisitions?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D1D55A11-2CB6-496B-A007-B4610703E905}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg" alt="Rethinking Your Total Rewards Programs During Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/rethinking-your-total-rewards-programs-during-mergers-and-acquisitions?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D1D55A11-2CB6-496B-A007-B4610703E905}" class="content-card__title"> Rethinking Your Total Rewards Programs During Mergers and Acquisitions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg" alt="Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__title"> Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="949b8c56-d96f-4367-987a-e6f97f107c55" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce </h3> <p> Our Workforce Collection provides access to the latest insights from Aon’s Human Capital team on topics ranging from health and benefits, retirement and talent practices. You can reach out to our team at any time to learn how we can help address emerging workforce challenges. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg" alt="Workforce Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__title"> A Workforce in Transition Prepares to Meet a Host of Challenges </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="Older employees working in their late careers are an important part of the workforce for organizations. Explore strategies that can enhance their sense of belonging." loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__title"> 3 Strategies to Improve Career Outcomes for Older Employees </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg" alt="testBuilding a Global Benefits Identity in an Era of Cost Containment" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__title"> Companies Need a Global Benefits Identity in an Era of Cost Containment </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg" alt="People Diversity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__title"> Driving Inclusion and Diversity with Employee Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/five-big-hr-trends-to-watch-in-2024?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6E2A0959-D3D5-448C-97AF-15BB23EE5BF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg" alt="Five Big HR Trends to Watch in 2024 Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/five-big-hr-trends-to-watch-in-2024?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6E2A0959-D3D5-448C-97AF-15BB23EE5BF8}" class="content-card__title"> Five Big Human Resources Trends to Watch in 2024 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png" alt="How Companies are Mitigating Rising Medical Costs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__title"> How Companies are Mitigating Rising Medical Costs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg" alt="The Global Medical Trend Rates Report 2025" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">1 mins</span> </p> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__title"> The Global Medical Trend Rates Report 2025 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg" alt="How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__title"> How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/advancing-womens-health-and-equity-through-benefits-and-support?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0E34A6C4-3569-4D94-A58F-333A5839753A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg" alt="1210536681" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/advancing-womens-health-and-equity-through-benefits-and-support?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0E34A6C4-3569-4D94-A58F-333A5839753A}" class="content-card__title"> Advancing Women’s Health and Equity Through Benefits and Support </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FC3B944F-10B2-4204-96CD-67F5DA008109}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FC3B944F-10B2-4204-96CD-67F5DA008109}" class="content-card__title"> On Aon Podcast: Technology Impacting the Future of Health and Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-collective-retirement-plans-help-support-financial-sustainability?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D42D0865-E069-4363-947B-E509FDB1B97A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/professional-services-1304921215_rt.jpg" alt="How Collective Retirement Plans Help Support Financial Sustainability Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/how-collective-retirement-plans-help-support-financial-sustainability?collection=949b8c56-d96f-4367-987a-e6f97f107c55&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D42D0865-E069-4363-947B-E509FDB1B97A}" class="content-card__title"> How Collective Retirement Plans Help Support Financial Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="ecbe4be2-4364-42c5-bb1f-48b08afedb04" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Mergers and Acquisitions </h3> <p> Our Mergers and Acquisitions (M&A) collection gives you access to the latest insights from Aon's thought leaders to help dealmakers make better decisions. Explore our latest insights and reach out to the team at any time for assistance with transaction challenges and opportunities. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/exit-strategy-value-creation-opportunities-exist-as-economic-pressures-persist?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F7CBEFD1-6FC5-4953-8BB8-67D846E1CCD3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg" alt="Exit Strategy Value Creation Opportunities Exist as Economic Pressures Persist Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/exit-strategy-value-creation-opportunities-exist-as-economic-pressures-persist?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F7CBEFD1-6FC5-4953-8BB8-67D846E1CCD3}" class="content-card__title"> Exit Strategy Value Creation Opportunities Exist as Economic Pressures Persist </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/future-trends-for-financial-sponsors-secondary-transactions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{63707280-F240-4D9B-BCF5-50FF327C2B6C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-event-1166085433.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-event-1166085433.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-event-1166085433.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-event-1166085433.jpg" alt="Future Trends for Financial Sponsors: Secondary Transactions" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/future-trends-for-financial-sponsors-secondary-transactions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{63707280-F240-4D9B-BCF5-50FF327C2B6C}" class="content-card__title"> Future Trends for Financial Sponsors: Secondary Transactions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/3-ways-to-unlock-m-and-a-value-in-a-challenging-credit-environment?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F14D5801-0705-4184-8779-5E23B8E033AB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/outdoor-landscape-930237822_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/outdoor-landscape-930237822_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/outdoor-landscape-930237822_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/outdoor-landscape-930237822_rt.jpg" alt="3 Ways to Unlock M&A Value in a Challenging Credit Environment Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/3-ways-to-unlock-m-and-a-value-in-a-challenging-credit-environment?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F14D5801-0705-4184-8779-5E23B8E033AB}" class="content-card__title"> 3 Ways to Unlock M&A Value in a Challenging Credit Environment </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/rethinking-your-total-rewards-programs-during-mergers-and-acquisitions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D1D55A11-2CB6-496B-A007-B4610703E905}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-brainstorming-924977852.jpg" alt="Rethinking Your Total Rewards Programs During Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/rethinking-your-total-rewards-programs-during-mergers-and-acquisitions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D1D55A11-2CB6-496B-A007-B4610703E905}" class="content-card__title"> Rethinking Your Total Rewards Programs During Mergers and Acquisitions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/organizational-design-and-talent-planning-is-key-to-mergers-and-acquisitions-success?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C64AFC7E-414B-4B3D-B11D-F956DDE97F78}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1182850660.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1182850660.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1182850660.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1182850660.jpg" alt="Organizational Design and Talent Planning is Key to Mergers and Acquisitions Success Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/organizational-design-and-talent-planning-is-key-to-mergers-and-acquisitions-success?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C64AFC7E-414B-4B3D-B11D-F956DDE97F78}" class="content-card__title"> Organizational Design and Talent Planning are Key to M&A Success </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/an-ever-complex-global-tax-environment-requires-strong-m-and-a-risk-solutions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DC731440-63B1-44A6-A2B5-EFC4064A969A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-offices-855504966.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-offices-855504966.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-offices-855504966.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-offices-855504966.jpg" alt="An Ever-Complex Global Tax Environment" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/an-ever-complex-global-tax-environment-requires-strong-m-and-a-risk-solutions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DC731440-63B1-44A6-A2B5-EFC4064A969A}" class="content-card__title"> An Ever-Complex Global Tax Environment Requires Strong M&A Risk Solutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/project-management-for-hr-the-secret-behind-a-successful-m-and-a-deal?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{88417ECA-1913-4D26-9275-BBE9DB027516}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg" alt="Project Management for HR: The Secret Behind a Successful M&A Deal Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/project-management-for-hr-the-secret-behind-a-successful-m-and-a-deal?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{88417ECA-1913-4D26-9275-BBE9DB027516}" class="content-card__title"> Project Management for HR: The Secret Behind a Successful M&A Deal </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/cultural-alignment-planning-drives-ma-success?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C4C5B2A5-9F1D-481C-B74B-59DCDD0403C4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg" alt="Cultural Alignment Planning Drives M&A Success Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/cultural-alignment-planning-drives-ma-success?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C4C5B2A5-9F1D-481C-B74B-59DCDD0403C4}" class="content-card__title"> Cultural Alignment Planning Drives M&A Success </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/a-guide-to-maximizing-value-in-post-merger-integrations?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{572486D0-E0BF-4006-8C88-6680A24C9A41}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/places/city-iceland-874895216_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/places/city-iceland-874895216_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/places/city-iceland-874895216_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-iceland-874895216_e.jpg" alt="A Guide to Maximizing Value in Post-Merger Integrations" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">1 mins</span> </p> <a href="/en/insights/reports/a-guide-to-maximizing-value-in-post-merger-integrations?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{572486D0-E0BF-4006-8C88-6680A24C9A41}" class="content-card__title"> A Guide to Maximizing Value in Post-Merger Integrations </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/the-abcs-of-private-equity-mergers-and-acquisitions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D4251275-11B4-455D-A318-FEFBF7AEE8E1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-bridge-red-1192645686_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-bridge-red-1192645686_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-bridge-red-1192645686_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-bridge-red-1192645686_e.jpg" alt="The ABC's of Private Equity Mergers and Acquisitions: Deal Flow Impacts of Al, Big Tech and Climate Change" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">2 mins</span> </p> <a href="/en/insights/reports/the-abcs-of-private-equity-mergers-and-acquisitions?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D4251275-11B4-455D-A318-FEFBF7AEE8E1}" class="content-card__title"> The ABC's of Private Equity M&A: Deal Flow Impacts of Al, Big Tech and Climate Change </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-silver-lining-on-mergers-and-acquisitions-deal-clouds?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{129A9A00-9B3E-4B6F-830D-E45A15F30441}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-night-164905056_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-night-164905056_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-night-164905056_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-night-164905056_e.jpg" alt="Mergers and Acquisitions Insurance Insights from 2023" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/the-silver-lining-on-mergers-and-acquisitions-deal-clouds?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{129A9A00-9B3E-4B6F-830D-E45A15F30441}" class="content-card__title"> The Silver Lining on M&A Deal Clouds: M&A Insurance Insights from 2023 </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="d7280e42-1228-4a1a-9180-6115d0afb41b" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Navigating Volatility </h3> <p> How do businesses navigate their way through new forms of volatility and make decisions that protect and grow their organizations? </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="24b4fcaf-0931-4b03-a62f-82075aa3eb13" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Parametric Insurance </h3> <p> Our Parametric Insurance Collection provides ways your organization can benefit from this simple, straightforward and fast-paying risk transfer solution. Reach out to learn how we can help you make better decisions to manage your catastrophe exposures and near-term volatility. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2C0DDABB-9409-4F7D-883B-AA02CFA5540A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="How Public Entities and Businesses Can Use Parametric for Emergency Funding" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2C0DDABB-9409-4F7D-883B-AA02CFA5540A}" class="content-card__title"> How Public Entities and Businesses Can Use Parametric for Emergency Funding </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Parametric Insurance: A Complement to Traditional Property Coverage" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__title"> Parametric Insurance: A Complement to Traditional Property Coverage </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-parametric-insurance-to-match-capital-to-climate-risk?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3A07E1D2-5F27-4116-BAC8-4B98436406EA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg" alt="Using Parametric Insurance to Match Capital to Climate Risk Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-match-capital-to-climate-risk?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3A07E1D2-5F27-4116-BAC8-4B98436406EA}" class="content-card__title"> Using Parametric Insurance to Match Capital to Climate Risk </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg" alt="gettyimages_176623210_rt.jpg" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="1175250451" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__title"> How Technology Enhancements are Boosting Parametric </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="a0c616c3-6700-4cdf-956c-639f55f279d8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Pay Transparency and Equity </h3> <p> Our Pay Transparency and Equity collection gives you access to the latest insights from Aon's human capital team on topics ranging from pay equity to diversity, equity and inclusion. Contact us to learn how we can help your organization address these issues. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-financial-institutions-can-prepare-for-pay-transparency-legislation?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5FCDE662-BA3B-464F-B03E-AE75CA501421}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg" alt="How Financial Institutions Can Prepare for Pay Transparency Legislation" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-financial-institutions-can-prepare-for-pay-transparency-legislation?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5FCDE662-BA3B-464F-B03E-AE75CA501421}" class="content-card__title"> How Financial Institutions can Prepare for Pay Transparency Legislation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/pay-transparency-can-lead-to-better-equity-across-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{412E1C7D-0488-4785-989D-478FEAD4EDA0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg" alt="1163568487_rt" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/pay-transparency-can-lead-to-better-equity-across-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{412E1C7D-0488-4785-989D-478FEAD4EDA0}" class="content-card__title"> Pay Transparency Can Lead to Better Equity Across Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/understanding-and-preparing-for-the-rise-in-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A3133757-239E-4366-8F86-F4FDB8078CA9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-online-1300459221_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-online-1300459221_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-online-1300459221_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-online-1300459221_e.jpg" alt="Understanding and Preparing for the Rise in Pay Transparency" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/articles/understanding-and-preparing-for-the-rise-in-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A3133757-239E-4366-8F86-F4FDB8078CA9}" class="content-card__title"> Understanding and Preparing for the Rise in Pay Transparency </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-72-understanding-pay-transparency-regulations?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{46785C40-FE2E-4D71-AFAE-8C8558117D0C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-72-understanding-pay-transparency-regulations?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{46785C40-FE2E-4D71-AFAE-8C8558117D0C}" class="content-card__title"> On Aon Podcast: Understanding Pay Transparency Regulations </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/navigating-the-new-eu-directive-on-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B9DD1038-6E97-41EA-BA0D-E1B1D23BEAB0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diverse-1165511122.jpg" alt="Women smiling at work while looking at computers" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/navigating-the-new-eu-directive-on-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B9DD1038-6E97-41EA-BA0D-E1B1D23BEAB0}" class="content-card__title"> Navigating the New EU Directive on Pay Transparency </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-companies-are-approaching-the-pay-transparency-movement?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{175FF271-6F51-463C-9F88-C018230129AA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-1007121974.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-1007121974.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-1007121974.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-1007121974.jpg" alt="How Companies are Approaching the Pay Transparency Movement Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/how-companies-are-approaching-the-pay-transparency-movement?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{175FF271-6F51-463C-9F88-C018230129AA}" class="content-card__title"> To Disclose Pay or Not? How Companies are Approaching the Pay Transparency Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/advancing-womens-health-and-equity-through-benefits-and-support?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0E34A6C4-3569-4D94-A58F-333A5839753A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg" alt="1210536681" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/advancing-womens-health-and-equity-through-benefits-and-support?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0E34A6C4-3569-4D94-A58F-333A5839753A}" class="content-card__title"> Advancing Women’s Health and Equity Through Benefits and Support </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg" alt="People Diversity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__title"> Driving Inclusion and Diversity with Employee Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/belonging-at-work-how-employers-can-strengthen-diversity-equity-and-inclusion?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BADBAD33-4692-4C86-AF9B-596D85AC4B61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg" alt="Belonging at Work: How Employers can Strengthen Diversity, Equity, and Inclusion Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/belonging-at-work-how-employers-can-strengthen-diversity-equity-and-inclusion?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BADBAD33-4692-4C86-AF9B-596D85AC4B61}" class="content-card__title"> Belonging at Work: How Employers can Strengthen DE&I </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/diversity-equity-and-inclusion-in-benefits-plans-a-global-perspective?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{382A043E-5B81-4E44-82E3-D7492ED29E74}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg" alt="DE&I in Benefits Plans: A Global Perspective Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/diversity-equity-and-inclusion-in-benefits-plans-a-global-perspective?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{382A043E-5B81-4E44-82E3-D7492ED29E74}" class="content-card__title"> DE&I in Benefits Plans: A Global Perspective </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__title"> On Aon Podcast: Approach to DE&I in the Workplace </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e201f778-5b33-494e-9147-a3e899f05b09" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Property Risk Management </h3> <p> Forecasters are predicting an extremely active 2024 Atlantic hurricane season. Take measures to build resilience to mitigate risk for hurricane-prone properties. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Florida Hurricanes Not Expected to Adversely Affect Property Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__title"> Florida Hurricanes Not Expected to Adversely Affect Property Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg" alt="Build Resilience for an Extremely Active Atlantic Hurricane Season Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__title"> Build Resilience for an Extremely Active Atlantic Hurricane Season </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-47-navigating-and-preparing-for-catastrophes?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1433DCAE-1C03-4DBB-B6B2-70DA82124642}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-47-navigating-and-preparing-for-catastrophes?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1433DCAE-1C03-4DBB-B6B2-70DA82124642}" class="content-card__title"> On Aon Podcast: Navigating and Preparing for Catastrophes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Parametric Insurance: A Complement to Traditional Property Coverage" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/parametric-insurance-a-complement-to-traditional-property-coverage?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{87F777F9-9A51-429D-8491-87C90D29DF73}" class="content-card__title"> Parametric Insurance: A Complement to Traditional Property Coverage </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/navigating-climate-risk-using-multiple-models-and-data-sets?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FF0445B0-F425-4130-B556-840503B37A24}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg" alt="Navigating Climate Risk Using Multiple Models and Data Sets" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/navigating-climate-risk-using-multiple-models-and-data-sets?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FF0445B0-F425-4130-B556-840503B37A24}" class="content-card__title"> Navigating Climate Risk Using Multiple Models and Data Sets </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/rising-losses-from-severe-convection-storms-mostly-explained-by-exposure-growth?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4E7D061F-4261-499C-8B1D-9FDB44472264}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg" alt="Rising Losses From Severe Convection Storms Mostly Explained by Exposure Growth Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/rising-losses-from-severe-convection-storms-mostly-explained-by-exposure-growth?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4E7D061F-4261-499C-8B1D-9FDB44472264}" class="content-card__title"> Rising Losses From Severe Convection Storms Mostly Explained by Exposure Growth </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg" alt="gettyimages_176623210_rt.jpg" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=e201f778-5b33-494e-9147-a3e899f05b09&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="65b4896d-8843-4831-b61a-b9ac31196758" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Technology </h3> <p> Our Technology Collection provides access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities of technology. Reach out to the team to learn how we can help you use technology to make better decisions for the future. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="How Artificial Intelligence (AI) is Transforming Human Resources and the Workforce" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__title"> How Artificial Intelligence is Transforming Human Resources and the Workforce </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/technology?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A9791BBE-BAA0-4A9E-A586-38178E116DF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg" alt="Technology Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a href="/en/insights/client-trends/technology?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A9791BBE-BAA0-4A9E-A586-38178E116DF5}" class="content-card__title"> Evolving Technologies Are Driving Firms to Harness Opportunities and Defend Against Threats </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{815AE85D-80FB-4A3D-9DC0-C55EA1CFB453}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg" alt="Better Decisions Brief: Perspectives on the CrowdStrike Outage" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Alert <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{815AE85D-80FB-4A3D-9DC0-C55EA1CFB453}" class="content-card__title"> Better Decisions Brief: Perspectives on the CrowdStrike Outage </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/5-ways-artificial-intelligence-can-boost-claims-management?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{37EC356D-21DE-402E-99FB-66F62258A0C8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-1063744502.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-1063744502.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-1063744502.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-1063744502.jpg" alt="5 Ways Artificial Intelligence can Boost Claims Management Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/articles/5-ways-artificial-intelligence-can-boost-claims-management?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{37EC356D-21DE-402E-99FB-66F62258A0C8}" class="content-card__title"> 5 Ways Artificial Intelligence can Boost Claims Management </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/artificial-intelligence-and-the-next-frontier-for-financial-institutions?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3D9BC2CD-79DD-4384-9DE2-3659CBB13813}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg" alt="Artificial Intelligence and the Next Frontier for Financial Institutions Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/artificial-intelligence-and-the-next-frontier-for-financial-institutions?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3D9BC2CD-79DD-4384-9DE2-3659CBB13813}" class="content-card__title"> Artificial Intelligence and the Next Frontier for Financial Institutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/mitigating-insider-threats-your-worst-cyber-threats-could-be-coming-from-inside?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF51296D-457D-4A4B-AAA7-DD58A2735AD1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg" alt="Mitigating Insider Threats: Your Worst Cyber Threats Could be Coming from Inside Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/mitigating-insider-threats-your-worst-cyber-threats-could-be-coming-from-inside?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF51296D-457D-4A4B-AAA7-DD58A2735AD1}" class="content-card__title"> Mitigating Insider Threats: Your Worst Cyber Threats Could be Coming from Inside </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/8-steps-toward-building-better-resilience-against-rising-ransomware-attacks?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D119B092-B4C3-42D3-8A22-299110E0E6E0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-man-phone-873743428-2.jpg" alt="Ransomware Attacks are Up 8 Steps to Build Better Resilience" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/8-steps-toward-building-better-resilience-against-rising-ransomware-attacks?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D119B092-B4C3-42D3-8A22-299110E0E6E0}" class="content-card__title"> 8 Steps Toward Building Better Resilience Against Rising Ransomware Attacks </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/overcoming-the-reputational-cost-of-cyber-attacks-the-10-day-plan?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{481A8F72-45A1-4885-9A6C-12B1486D5189}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-private-equity-1332176260_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-private-equity-1332176260_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-private-equity-1332176260_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-private-equity-1332176260_rt.jpg" alt="Overcoming the Reputational Cost of Cyber Attacks: The 10-Day Plan" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/overcoming-the-reputational-cost-of-cyber-attacks-the-10-day-plan?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{481A8F72-45A1-4885-9A6C-12B1486D5189}" class="content-card__title"> Overcoming the Reputational Cost of Cyber Attacks: The 10-Day Plan </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg" alt="Why HR Leaders Must Help Drive Cyber Security Agenda Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__title"> Why HR Leaders Must Help Drive Cyber Security Agenda </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="1175250451" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__title"> How Technology Enhancements are Boosting Parametric </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-to-futureproof-data-and-analytics-capabilities-for-reinsurers?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3124FCF5-BF33-41BE-9191-064DE13E9D1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trains-containers-data-975486828.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trains-containers-data-975486828.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trains-containers-data-975486828.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trains-containers-data-975486828.jpg" alt="How to Futureproof Data and Analytics Capabilities for Reinsurers Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-to-futureproof-data-and-analytics-capabilities-for-reinsurers?collection=65b4896d-8843-4831-b61a-b9ac31196758&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3124FCF5-BF33-41BE-9191-064DE13E9D1E}" class="content-card__title"> How to Futureproof Data and Analytics Capabilities for Reinsurers </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6f6db0f9-59a5-48fb-ad90-9b82def899b7" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Top 10 Global Risks </h3> <p> Trade, technology, weather and workforce stability are the central forces in today’s risk landscape. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg" alt="Cyber Attacks/Data Breach Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__title"> Cyber Attack or Data Breach </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg" alt="Business interruption" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__title"> Business Interruption </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg" alt="Economic Slowdown/Slow Recovery" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__title"> Economic Slowdown or Slow Recovery </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg" alt="Failure to Attract or Retain Top Talent" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__title"> Failure to Attract or Retain Top Talent </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg" alt="Regulatory/Legislative Changes" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__title"> Regulatory or Legislative Changes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg" alt="Supply chain" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__title"> Supply Chain or Distribution Failure </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg" alt="Commodity Price Risk or Scarcity of Materials" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__title"> Commodity Price Risk or Scarcity of Materials </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg" alt="Damage to Brand or Reputation Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__title"> Damage to Brand or Reputation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg" alt="Failure to Innovate/Meet Customer Needs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__title"> Failure to Innovate or Meet Customer Needs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg" alt="Increasing Competition" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__title"> Increasing Competition </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png" alt="Business Decision Maker Survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__title"> Business Decision Maker Survey </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="29da4b7b-a0c3-4034-998c-53bb528566eb" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Trade </h3> <p> Our Trade Collection gives you access to the latest insights from Aon's thought leaders on navigating the evolving risks and opportunities for international business. Reach out to our team to understand how to make better decisions around macro trends and why they matter to businesses. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg" alt="The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__title"> The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg" alt="Global risk management survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__title"> Global Risk Management Survey </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__title"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/cutting-supply-chains-how-to-achieve-more-reward-with-less-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F1E5D3C9-5CE3-4B87-A41C-F1EB4E3AE39C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg" alt="Cutting Supply Chains: How to Achieve More Reward with Less Risk" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/cutting-supply-chains-how-to-achieve-more-reward-with-less-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{F1E5D3C9-5CE3-4B87-A41C-F1EB4E3AE39C}" class="content-card__title"> Cutting Supply Chains: How to Achieve More Reward with Less Risk </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-private-equity-value-creation-through-credit-solutions?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6A5FED59-9EB3-444C-9A56-E9413435CF19}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg" alt="Driving Private Equity Value Creation Through Credit Solutions" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/driving-private-equity-value-creation-through-credit-solutions?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{6A5FED59-9EB3-444C-9A56-E9413435CF19}" class="content-card__title"> Driving Private Equity Value Creation Through Credit Solutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg" alt="4 Steps to Help Take Advantage of a Buyer-Friendly Directors' & Officers' Market Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__title"> 4 Steps to Help Take Advantage of a Buyer-Friendly Directors' & Officers' Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/managing-reputational-risks-in-global-supply-chains?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B6352414-4949-468F-A947-3488785EA5D5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg" alt="Managing Reputational Risks in Global Supply Chains Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/managing-reputational-risks-in-global-supply-chains?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{B6352414-4949-468F-A947-3488785EA5D5}" class="content-card__title"> Managing Reputational Risks in Global Supply Chains </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-an-outsourced-chief-investment-officer-can-help-improve-governance-and-manage-complexity?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E63F93AE-D826-49C4-8C8E-57AADC4CCCC0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg" alt="How an Outsourced Chief Investment Officer (OCIO) Can Help Improve Governance and Manage Complexity Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/how-an-outsourced-chief-investment-officer-can-help-improve-governance-and-manage-complexity?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E63F93AE-D826-49C4-8C8E-57AADC4CCCC0}" class="content-card__title"> How an Outsourced Chief Investment Officer Can Help Improve Governance and Manage Complexity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/decarbonizing-your-business-finding-the-right-insurance-and-strategy?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0F010FB7-4AB1-4271-95EB-B4D440331049}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-1381376333_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-1381376333_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-1381376333_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-1381376333_e.jpg" alt="Decarbonizing Your Business: Finding the Right Insurance and Strategy" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/decarbonizing-your-business-finding-the-right-insurance-and-strategy?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0F010FB7-4AB1-4271-95EB-B4D440331049}" class="content-card__title"> Decarbonizing Your Business: Finding the Right Insurance and Strategy </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-canary-in-the-coal-mine-reputation-analytics-as-a-leading-indicator-of-esg-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C1635C31-A207-4B5F-80C3-EEE7CA37E0D4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-alert-1046383802.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-alert-1046383802.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-alert-1046383802.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-alert-1046383802.jpg" alt="The Canary in the Coal Mine: Reputation Analytics as a Leading Indicator of ESG Risk" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-canary-in-the-coal-mine-reputation-analytics-as-a-leading-indicator-of-esg-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{C1635C31-A207-4B5F-80C3-EEE7CA37E0D4}" class="content-card__title"> Reputation Analytics as a Leading Indicator of ESG Risk </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Weather </h3> <p> With a changing climate, organizations in all sectors will need to protect their people and physical assets, reduce their carbon footprint, and invest in new solutions to thrive. Our Weather Collection provides you with critical insights to be prepared. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Florida Hurricanes Not Expected to Adversely Affect Property Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__title"> Florida Hurricanes Not Expected to Adversely Affect Property Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/weather?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{55F32483-F868-45D9-BF8F-2A7FDD808E78}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg" alt="Weather Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/client-trends/weather?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{55F32483-F868-45D9-BF8F-2A7FDD808E78}" class="content-card__title"> Climate Analytics Unlock Capital to Protect People and Property </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/climate-and-catastrophe-report?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0DC67BC9-8382-4669-9D3D-4E841F2A908C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/others/risk-storm-skyline-188077571.jpeg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/others/risk-storm-skyline-188077571.jpeg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/others/risk-storm-skyline-188077571.jpeg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/risk-storm-skyline-188077571.jpeg" alt="Storm" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/climate-and-catastrophe-report?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{0DC67BC9-8382-4669-9D3D-4E841F2A908C}" class="content-card__title"> Climate and Catastrophe Insight </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2C0DDABB-9409-4F7D-883B-AA02CFA5540A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="How Public Entities and Businesses Can Use Parametric for Emergency Funding" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{2C0DDABB-9409-4F7D-883B-AA02CFA5540A}" class="content-card__title"> How Public Entities and Businesses Can Use Parametric for Emergency Funding </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-78-tackling-climate-risk-to-build-economic-resilience?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9B7CD8F8-53F2-4AB7-B4D0-DE6BED491C5A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-78-tackling-climate-risk-to-build-economic-resilience?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9B7CD8F8-53F2-4AB7-B4D0-DE6BED491C5A}" class="content-card__title"> On Aon Podcast: Tackling Climate Risk to Build Economic Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/understanding-freeze-risk-in-a-changing-climate?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4C263000-B6A5-43E4-BFEA-F6DB718E47D0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-winter-data-1312888834.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-winter-data-1312888834.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-winter-data-1312888834.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-winter-data-1312888834.jpg" alt="Understanding Freeze Risk in a Changing Climate" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/understanding-freeze-risk-in-a-changing-climate?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{4C263000-B6A5-43E4-BFEA-F6DB718E47D0}" class="content-card__title"> Understanding Freeze Risk in a Changing Climate </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-s2e2-climate-science-through-academic-collaboration?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CC9390DA-C0E3-46A3-AD91-7CB130B5C952}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-s2e2-climate-science-through-academic-collaboration?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{CC9390DA-C0E3-46A3-AD91-7CB130B5C952}" class="content-card__title"> On Aon Podcast: Climate Science Through Academic Collaboration </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-companies-are-using-climate-modeling-to-improve-risk-decisions?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{062A8784-1DD4-4CFE-9A5C-4FE8096BC2E3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg" alt="How Companies Are Using Climate Modeling to Improve Risk Decisions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/how-companies-are-using-climate-modeling-to-improve-risk-decisions?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{062A8784-1DD4-4CFE-9A5C-4FE8096BC2E3}" class="content-card__title"> How Companies Are Using Climate Modeling to Improve Risk Decisions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-insights-climate-and-supply-chain?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{ACFAA0C0-47A9-4554-A5EB-A9D1AB71E22C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/podcasts/on-aon-insights-climate-and-supply-chain?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{ACFAA0C0-47A9-4554-A5EB-A9D1AB71E22C}" class="content-card__title"> On Aon Insights: Climate and Supply Chain </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-parametric-insurance-to-match-capital-to-climate-risk?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3A07E1D2-5F27-4116-BAC8-4B98436406EA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/risk-flood-528543468.jpg" alt="Using Parametric Insurance to Match Capital to Climate Risk Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-match-capital-to-climate-risk?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{3A07E1D2-5F27-4116-BAC8-4B98436406EA}" class="content-card__title"> Using Parametric Insurance to Match Capital to Climate Risk </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-the-construction-industry-is-navigating-climate-change?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{41726B03-2DE6-4FEF-B4B6-624D2823D3F7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/construction-site-1186331518.jpg" alt="How the Construction Industry is Navigating Climate Change Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-the-construction-industry-is-navigating-climate-change?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{41726B03-2DE6-4FEF-B4B6-624D2823D3F7}" class="content-card__title"> How the Construction Industry is Navigating Climate Change </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/record-heatwaves-protecting-employee-health-and-safety?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8A5DBD67-AF9A-4DAF-8AE9-D73BF675148A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-dark-clouds-1188936941.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-dark-clouds-1188936941.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-dark-clouds-1188936941.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-dark-clouds-1188936941.jpg" alt="Record Heatwaves: Protecting Employee Health and Safety Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/record-heatwaves-protecting-employee-health-and-safety?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{8A5DBD67-AF9A-4DAF-8AE9-D73BF675148A}" class="content-card__title"> Record Heatwaves: Protecting Employee Health and Safety </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce Resilience </h3> <p> Our Workforce Resilience collection gives you access to the latest insights from Aon's Human Capital team. You can reach out to the team at any time for questions about how we can assess gaps and help build a more resilience workforce. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-financial-institutions?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{208613F4-3BC1-422B-BBC6-22C1C036ADD7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg" alt="Using Data to Close Workforce Gaps in Financial Institutions " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-financial-institutions?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{208613F4-3BC1-422B-BBC6-22C1C036ADD7}" class="content-card__title"> Using Data to Close Workforce Gaps in Financial Institutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-retail-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7671CD5B-3CE9-49DC-A7B5-FE132B0EEF32}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/retail-consumer-goods-hero-872561010.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/retail-consumer-goods-hero-872561010.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/retail-consumer-goods-hero-872561010.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/retail-consumer-goods-hero-872561010.jpg" alt="Woman making an online purchase" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-retail-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{7671CD5B-3CE9-49DC-A7B5-FE132B0EEF32}" class="content-card__title"> Using Data to Close Workforce Gaps in Retail Companies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-technology-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9E08D527-B5C3-4641-8577-AB17B60B75F8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg" alt="Man looking at computer screen" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-technology-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{9E08D527-B5C3-4641-8577-AB17B60B75F8}" class="content-card__title"> Using Data to Close Workforce Gaps in Technology Companies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-manufacturing-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E8AFF100-2E9C-4D22-9D9E-BE439721AC49}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/industrial-manufacturing-1149239358_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/industrial-manufacturing-1149239358_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/industrial-manufacturing-1149239358_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/industrial-manufacturing-1149239358_rt.jpg" alt="Using Data to Close Workforce Gaps in Manufacturing Companies Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-manufacturing-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{E8AFF100-2E9C-4D22-9D9E-BE439721AC49}" class="content-card__title"> Using Data to Close Workforce Gaps in Manufacturing Companies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-life-sciences-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5E290D1A-C031-4D3E-AF93-4F1BECBDEA57}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/life-sciences-hero-1364980289_e2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/life-sciences-hero-1364980289_e2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/life-sciences-hero-1364980289_e2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/life-sciences-hero-1364980289_e2.jpg" alt="Using Data to Close Workforce Gaps in Life Sciences Companies Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-data-to-close-workforce-gaps-in-life-sciences-companies?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{5E290D1A-C031-4D3E-AF93-4F1BECBDEA57}" class="content-card__title"> Using Data to Close Workforce Gaps in Life Sciences Companies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/measure-workforce-resilience-for-better-business-outcomes?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{735167F0-8450-4B69-BE0B-D4D3AFD47529}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg" alt="Measure Workforce Resilience for Better Business Outcomes" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/measure-workforce-resilience-for-better-business-outcomes?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{735167F0-8450-4B69-BE0B-D4D3AFD47529}" class="content-card__title"> Measure Workforce Resilience for Better Business Outcomes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-52-methodology-to-predict-employee-performance-for-the-lpga?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FA82A4D0-5A30-4AFD-A273-E22B489A9F13}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-52-methodology-to-predict-employee-performance-for-the-lpga?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FA82A4D0-5A30-4AFD-A273-E22B489A9F13}" class="content-card__title"> On Aon Podcast: Methodology to Predict Employee Performance for the LPGA </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/training-and-transforming-managers-for-the-future-of-work?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BBF77CB4-4903-47DE-A7A7-5C4C0CEAD77D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-executive-1220123090.jpg" alt="Training and Transforming Managers for the Future of Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/training-and-transforming-managers-for-the-future-of-work?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{BBF77CB4-4903-47DE-A7A7-5C4C0CEAD77D}" class="content-card__title"> Training and Transforming Managers for the Future of Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg" alt="Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=200dd17c-4c9a-4b1f-a15e-3e9a54d60c0a&parentUrl=/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__title"> Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section id="insight-card-default" class="insight-automate-hidden container super-component super-component--3-cards super-component--theme-white "> <section class="super-component__header"> <h3 class="super-component__header--title"> More Like This </h3> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red super-component__header--button"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">View All</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> <ul class="super-component__contents list-content-cards"> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/us-rail-sectors-work-to-mitigate-capacity-and-pricing-risk-issues" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/2024/rail_train_1606903375.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/rail_train_1606903375.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/rail_train_1606903375.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/rail_train_1606903375.jpg" alt="U.S. Rail Sectors Work to Mitigate Capacity and Pricing Risk Issues" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/us-rail-sectors-work-to-mitigate-capacity-and-pricing-risk-issues" class="content-card__title"> <h6>U.S. Rail Sectors Work to Mitigate Capacity and Pricing Risk Issues</h6> </a> <p class="content-card__description"> U.S. freight and commuter rail industries are facing excess liability and property issues for different reasons. These railroads are critical to infrastructure and vital to the economy, yet finding effective solutions remains complex. </p> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/directors-and-officers-risks-and-considerations-for-businesses-planning-an-ipo" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1491867640.jpg" alt="D&O Risks and Considerations for Businesses Planning an IPO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/directors-and-officers-risks-and-considerations-for-businesses-planning-an-ipo" class="content-card__title"> <h6>D&O Risks and Considerations for Businesses Planning an IPO</h6> </a> <p class="content-card__description"> As private companies prepare for an IPO, they face increased risks that require directors and key leaders to adopt essential risk management strategies to ensure a smooth transition. </p> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="How Public Entities and Businesses Can Use Parametric for Emergency Funding" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/how-public-entities-and-businesses-can-use-parametric-for-emergency-funding" class="content-card__title"> <h6>How Public Entities and Businesses Can Use Parametric for Emergency Funding</h6> </a> <p class="content-card__description"> As climate change intensifies the frequency and severity of extreme weather events, public entities and businesses need more flexible funding solutions. Parametric stands out as an adaptable resource capable of swiftly responding to potential disasters. </p> </article> </li> </ul> <section class="super-component__footer"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red super-component__footer--button"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">View All</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> </section> </section>  <div id="collection-carousel-automate-container"></div> <div class="homepage-animation-element container aon-subcribeCTA-banner " data-component="SubscribeBanner"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_1900/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_1200/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_650/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><img class="" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_375/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png" alt="Subscribe CTA Banner" loading="lazy"/> </picture> <div class="aon-subcribeCTA-banner__panel subcribeCTA-banner--theme-blur-navy"> <input type="hidden" name="openModal" value="true"/> <div class="grid subscribe-grid"> <div class="aon-subcribeCTA-banner__content-left"> <p class="aon-eyebrow">Ready to Explore Further?</p> <h4 class="aon-subcribeCTA-banner__title">Subscribe to Aon</h4> </div> <div class="aon-subcribeCTA-banner__form aon-subcribeCTA-banner__content-right"> <p> Sign up to receive updates on the latest events, insights, news and more from our team. </p> <button type="submit" aria-label="Subscribe" data-toggle="modal" data-modal-target="subscribeModal" class="lead-banner-cta subscribe-btn aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Subscribe</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </div> </div> </div>   </main>   <section id="subscribeModal" class="modal" data-component="Modal" data-clear-params="openModal" tabindex="-1"> <div class="modal-dialog modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="subscribe-modal-title" aria-describedby="subscribe-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-subscribe-modal"> <aside class="aon-subscribe-modal__sidebar"> <h2 tabindex="-1" class="modal-title aon-subscribe-modal__content-header"> Subscribe to Aon </h2> <p class="aon-subscribe-modal__content-subhead"> Sign up to receive updates on the latest events, insights, news and more from our team. </p> </aside> <section class="aon-subscribe-modal__content"> <form class="aon-subscribe-modal__form" data-component="GpcForm" data-validate-type="onChange" novalidate="" action="https://mypreferences.aon.com/api/posttogpc/formpost/" data-form-type="Subscribe" method="POST" autoComplete="off" data-gpc-url="https://mypreferences.aon.com/api/posttogpc/formpost/"> <input type="hidden" name="openModal" value="subscribeModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <div class="aon-subscribe-modal__form-section"> <h6 class="aon-subscribe-modal__form-section-title"> About You </h6> <div class="aon-subscribe-modal__form-section-group aon-subscribe-modal__form-section-input-group"> <div class="aon-field" data-component="TextInput" data-input-name="firstname"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstname" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstname"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastname"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastname" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastname"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="email"> <input aria-errormessage="error-email-text" aria-invalid="false" name="Email" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="email"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="location"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="country" id="location" aria-errormessage="error-location-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="location"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> </div> </div> <div class="aon-subscribe-modal__form-section"> <div class="aon-subscribe-modal__form-section-title aon-subscribe-modal__form-section-title--remove-margin-bottom" aria-hidden="true"></div> <div class="aon-subscribe-modal__form-section-group aon-subscribe-modal__form-section-description-group"> <div class="aon-subscribe-modal__form-description"> <p> <strong>What Comes Next?</strong> </p> <p> After submitting your information, you will receive an email to verify your email address. Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. All subscription information you provide will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>.</p> </div> <button disabled="" type="submit" class="aon-button aon-button__primary aon-button__primary--red aon-subscribe-modal__submit-button"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </div> </form> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Subscribe</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section>  <section id="subscribeModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="subscribe-modal-title" aria-describedby="subscribe-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-subscribe-modal aon-subscribe-modal--success"> <aside class="aon-subscribe-modal__sidebar"> <h2 class="aon-subscribe-modal__content-header" tabindex="-1"> Thank You </h2> <p class="aon-subscribe-modal__content-subhead"> Information on the latest events, insights, news and more from our team is heading your way soon. </p> </aside> <section class="aon-subscribe-modal__content"> <section class="aon-modal__success-content"> <h3 class="modal-title aon-modal__success-header"> What Comes Next? </h3> <p class="aon-modal__success-short-description"> You will soon receive an email to verify your email address. Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Thank You</h4> <div class="modal-close"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section>  <section id="leadModal" class="modal" data-component="Modal" data-clear-params="openModal" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-lead-modal container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Let’s Connect </h2> <p> Tell us more about you and how we can help your business make better decisions. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> <a href="/en/support" class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Support (e.g., benefit sites, certificates, claims, etc.)</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <form class="aon-lead-modal__form elq-form" data-component="EloquaForm" data-validate-type="onChange" novalidate="" method="post" name="gbl_contact_us_v20" action="https://s362693299.t.eloqua.com/e/f2" data-token-url="https://s362693299.t.eloqua.com/e/formsubmittoken" data-form-type="Contact Us" autoComplete="off" data-datapass-capability="" data-datapass-solution_line="Health Solutions" data-datapass-lead_details="Aon.com" data-datapass-product_service="The Benefits Solution"> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million </option><option class="aon-field__option" value="100 Million to 749.9 Million"> 100 Million to 749.9 Million </option><option class="aon-field__option" value="750 Million to 9.9 Billion"> 750 Million to 9.9 Billion </option><option class="aon-field__option" value="More than 10.0 Billion"> More than 10.0 Billion </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Annual Revenue </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="headcount"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="headcount" id="headcount" aria-errormessage="error-companysize-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Less than 100 employees"> Less than 100 employees </option><option class="aon-field__option" value="100 to 499 employees"> 100 to 499 employees </option><option class="aon-field__option" value="500 to 999 employees"> 500 to 999 employees </option><option class="aon-field__option" value="1,000 to 4,999 employees"> 1,000 to 4,999 employees </option><option class="aon-field__option" value="5,000 to 14,999 employees"> 5,000 to 14,999 employees </option><option class="aon-field__option" value="More than 15,000 employees"> More than 15,000 employees </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Employee Headcount </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> How Can We Help? </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-textarea"> <textarea class="aon-textarea__input" name="comments" rows="5" placeholder="Add a message"></textarea> </div> </div> <div class="aon-lead-modal__form-legal-container"> <div class="aon-lead-modal__form-legal"> <p style="margin-top:0in;margin-bottom:0in;line-height:normal"><span>Aon will use the information you provide on this form to respond to your specific request. Submitting this form will not subscribe you to receiving marketing communications from Aon, and all information provided will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>.</span></p> </div> <button type="submit" id="fe7177" disabled="" class="aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </fieldset> </form> </section> <div class="modal-close aon-lead-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Let’s Connect </h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <input type="hidden" name="countryCode" value=""/> <input type="hidden" name="busPhone" value=""/> <input type="hidden" name="eyebrow" id="eyebrow" value="I’m interested in"/> <input type="hidden" name="leadModalTitleCTABanner" id="leadModalTitleCTABanner" value="Talking to Aon"/> <input type="hidden" name="leadModalTitleFromContactUs" id="leadModalTitleFromContactUs" value="Talking to Aon"/>  <section id="leadModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen modal-content--success"> <div class="aon-lead-modal aon-lead-modal--success container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Thank You </h2> <p> Your request was submitted successfully and is on its way to our team. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <section class="aon-modal__success-content"> <div class="aon-modal__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <h3 class="modal-title aon-modal__success-header"> We’ll be in touch soon. </h3> <p class="aon-modal__success-short-description"> Your request is being reviewed so we can align you to the best resources on our team. In the meantime, we invite you to explore some of our latest insights below. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-lead-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Thank You </h4> <div class="modal-close"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section>  <footer class="aon-footer aon-footer--theme-navy homepage-animation-element" data-component="Footer"> <div class="aon-footer-top">  <a class="aon-footer-top-link" href="/en/location-selector"> <div class="aon-footer-top-link__content"> <svg class="aon-icon aon-icon__globe" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#globe"></use> </svg> <p class="location__text">Global</p> <div class="location__language-line"></div> <p class="language__text">EN</p> </div> <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="aon-footer-top-logo__action"> <a href="/en/" tabindex="0" class="aon-logo"> <svg aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> <button class="aon-footer-back-to-top"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-up"></use> </svg> <span class="h7">Back To Top</span> </button> </div> </div> <div class="aon-footer-content">  <form class="aon-footer-subscribe" novalidate="" autoComplete="off" data-form-type="Subscribe Step 1"> <a href="/en/" tabindex="0" class="aon-logo"> <svg aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> <p class="aon-footer-subscribe__desc"> Subscribe to Aon Insights for weekly articles, reports, and updates from our team of thought leaders. </p> <div class="aon-footer-subscribe__email aon-footer-email"> <label class="aon-footer-email__label" for="footer-subscribe-email">Email Address:</label> <input type="email" name="email" id="footer-subscribe-email" class="aon-footer-email__input" value=""/> </div> <button data-modal-target="subscribeModal" type="submit" data-target="subscribeModal" class="aon-footer-subscribe__cta aon-button aon-button__secondary aon-button__secondary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Subscribe</span> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </form>  <section class="aon-footer-links"> <header>About Aon</header> <ul> <li> <a href="/en/about" class="aon-footer-link">Our Story</a> </li> <li> <a href="https://jobs.aon.com/" class="aon-footer-link" rel="noopener noreferrer" target="_blank">Careers</a> </li> <li> <a href="https://ir.aon.com/" class="aon-footer-link" rel="noopener noreferrer" target="_blank">Investors</a> </li> <li> <a href="https://aon.mediaroom.com" class="aon-footer-link" rel="noopener noreferrer" target="_blank">News</a> </li> </ul> </section> <section class="aon-footer-links"> <header>Explore</header> <ul> <li> <a href="/en/capabilities" class="aon-footer-link">Capabilities</a> </li> <li> <a href="/en/industries" class="aon-footer-link">Industries</a> </li> <li> <a href="/en/insights" class="aon-footer-link">Insights</a> </li> </ul> </section> <section class="aon-footer-links"> <header>Learn</header> <ul> <li> <a href="/en/insights/trade" class="aon-footer-link">Trade</a> </li> <li> <a href="/en/insights/technology" class="aon-footer-link">Technology</a> </li> <li> <a href="/en/insights/weather" class="aon-footer-link">Weather</a> </li> <li> <a href="/en/insights/workforce" class="aon-footer-link">Workforce</a> </li> </ul> </section> </div> <div class="aon-footer-divider"></div> <div class="aon-footer-bottom">  <div class="aon-footer-cp"> <p class="aon-footer-cp__desc">©2024 Aon plc. All rights reserved.</p> <a href="/en/site-map" class="aon-footer-cp__link ">Site Map</a> <a href="/en/about/leadership-and-governance/privacy-policy" class="aon-footer-cp__link ">Privacy Statement</a> <a href="/en/about/leadership-and-governance/legal-notice" class="aon-footer-cp__link ">Legal Notice</a> <a href="https://mypreferences.aon.com/" class="aon-footer-cp__link ">Email Preferences</a> <a class="aon-footer-cp__link aon-footer-cp__reference optanon-toggle-display USFooterLink">Do Not Sell or Share My Personal Information (US)</a> </div>  <div class="aon-social-links"> <a href="https://www.facebook.com/Aonplc/" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Facebook"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#facebook-logo"></use> </svg> </a><a href="https://www.linkedin.com/company/aon" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Linked In"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo"></use> </svg> </a><a href="https://twitter.com/aon_plc" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Twitter"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#twitter-logo"></use> </svg> </a> </div> </div> </footer>  <section id="gateModal" class="modal aon-gate-content__modal" data-component="Modal" data-clear-params="openModal,downloadLink,filename,successCollectionOffset" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-gate-content__container"> <div class="aon-gate-content__content"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar aon-gate-content__sidebar"> <section class="aon-lead-modal__sidebar--header aon-gate-content__sidebar--header"> <p class="aon-gate-content__download-text">Download File</p> <h2 id="gateModalTitle" tabindex="-1" class="modal-title aon-gate-content__title">Cybersecurity Report</h2> <p id="gateModalDesc" class="aon-gate-content__sidebar--description modal-description">This 250 page pdf ipsum dolor sit amet, consectetur adipiscing elit. Sed nec felis nisl. Nullam faucibus neque quis placerat porttitor. Maecenas id bibendum sapien, et malesuada.</p> </section> </aside> <section class="aon-lead-modal__content aon-gate-content__form-container"> <form class="aon-lead-modal__form aon-gate-content__form elq-form" data-component="GateContentForm" data-validate-type="onChange" novalidate="" method="post" autoComplete="off" data-form-type="Gated Content" action="https://s362693299.t.eloqua.com/e/f2" data-token-url="https://s362693299.t.eloqua.com/e/formsubmittoken" name="gbl_download_v20" data-datapass-capability="" data-datapass-solution_line="Health Solutions" data-datapass-lead_details="Aon.com" data-datapass-product_service="The Benefits Solution" data-gpc-url="https://mypreferences.aon.com/api/posttogpc/formpost/"> <input type="hidden" name="openModal" value="gateContentSuccessModal"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <fieldset class="aon-lead-modal__form-section"> <div class="aon-lead-modal__form-section--group aon-gate-content__input-field title-gap"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstName-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastName-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="title" aria-errormessage="error-title-text" aria-invalid="false" name="title" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-title-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input id="emailAddress" aria-errormessage="error-emailAddress-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-emailAddress-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="country" aria-errormessage="error-country-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-country-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-switch__description-group"> <label class="aon-switch"> <input type="checkbox" name="contact_me" value="ON"/> <span class="aon-slider aon-round"></span> </label> <p class="aon-switch__description"><strong>Contact me:</strong> I’d like to talk to a member of the Aon team about this topic.</p> </div> <div class="aon-switch__description-group"> <label class="aon-switch"> <input type="checkbox" name="subscribe" value="ON"/> <span class="aon-slider aon-round"></span> </label> <p class="aon-switch__description"><strong>Subscribe:</strong> Sign up to receive updates on the latest events, insights, news and more from our team.</p> </div> </div> </fieldset> <div class="aon-lead-modal__form-legal-container aon-gate-content__form-legal-container"> <div class="aon-lead-modal__form-legal aon-gate-content__form-legal"> <p> Aon and other Aon group companies will use your personal information to contact you from time to time about other products, services and events that we feel may be of interest to you. All personal information is collected and used in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>. </p> <p> Please <a href="https://mypreferences.aon.com/" target="new">click here</a> to manage your communication preferences. </p> <p> This site is protected by reCAPTCHA and the Google <a rel="noopener noreferrer" href="https://policies.google.com/privacy" target="_blank">Privacy Policy</a> and <a rel="noopener noreferrer" href="https://policies.google.com/terms" target="_blank">Terms of Service</a> apply. </p> </div> <button type="submit" disabled="" class="aon-button aon-button__primary aon-button__primary--red aon-button--download"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#download"></use> </svg> </span> </button> <button type="submit" disabled="" class="aon-button aon-button__primary aon-button__primary--red modal-cta"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <input type="hidden" name="industry" value=""/> </form> </section> <div class="modal-close aon-lead-modal__X-button aon-gate-content__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky aon-gate-content__modal-nav-sticky"> <h4>Download Now</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </div> </section>  <section class="modal aon-gate-content__modal" data-component="Modal" data-clear-params="all" tabindex="-1" id="gateContentSuccessModal"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen modal-dialog--top" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-gate-content__container"> <div class="aon-gate-content__content"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar aon-gate-content__success-sidebar"> <section class="aon-lead-modal__sidebar--header aon-gate-content__sidebar--header"> <p class="aon-gate-content__download-text">Download File</p> <h2 id="gate-success-modal-title" tabindex="-1" class="modal-title aon-gate-content__title"> Cybersecurity Report </h2> <p id="gate-success-modal-desc" class="modal-description aon-gate-content__sidebar--description"> This 250 page pdf ipsum dolor sit amet, consectetur adipiscing elit. Sed nec felis nisl. Nullam faucibus neque quis placerat porttitor. Maecenas id bibendum sapien, et malesuada nulla. </p> </section> </aside> <section class="aon-lead-modal__content aon-gate-content__form-container aon-gate-content__success-form-container"> <div class="aon-lead-modal__form aon-gate-content__form aon-gate-content__success-form"> <div class="aon-gate-content__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <div class="aon-gate-content__success-content"> <h4 class="title">Your file is downloading.</h4> <p class="description">If you encounter an issue, use the link below to start a new download.</p> <button data-component="DownloadButton" data-download-source="url-parameters" class="aon-button aon-button__secondary aon-button__secondary--red aon-download-btn aon-button--download"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#download"></use> </svg> </span> </button> <a class="aon-button aon-button__secondary aon-button__secondary--red modal-cta" target="_blank" href="" id="gateContentSuccessModalCta"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> <div class="modal-close aon-lead-modal__X-button aon-gate-content__X-button--large"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </section> <div class="modal-nav-sticky aon-gate-content__modal-nav-sticky aon-gate-content__success-modal-nav-sticky"> <h4>Download Now</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </div> </section>  <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> window.AON_CONSTANTS = { CONFIGURATION: { BRIGHTCOVE: { ACCOUNT_ID: '1509269527', PLAYER_ID: 'zOZv7cqhu0', }, REPCAPTCHA_KEY: "6LdhNXskAAAAADnUM4ThII3SKPHY0chRICUns0b5", SEARCH_STAX: { connector: { suggester: 'https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061_suggester/emsuggest', suggesterToken: '9077d0764d6400fd4d7652ca25182e42a51ca3e0', searchAPIKey: "2ca11683f739353d207d0e718b9ae2bf5909893b", apikey: "OOqFhf2QYDgFUEkkrapDBVJOGDHGRxBuWd9GC8a6lJU", authentication: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", url: "https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061/emselect", suggester_auth_token: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", search_auth_type: "token", suggester: "https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061_suggester/emsuggest", suggesterToken: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", relatedSearches: "https://app.searchstax.com/api/v1/1061/related-search/", fields: { title: "title_t", snippet: "shortdescription_t", ribbon: "content_type_tag_string_cf_s", thumbnail: "page_feature_image_cf_s", date: "minread_cf_s", url: "page_url_cf_s", }, languageScCode: "en", language: "en", hideUniqueKey: true, } }, }, FORM_VALIDATION_MESSAGES: { required: 'This Field Is Required', email: 'Invalid Email Address', tel: 'Phone Is Required' } }; </script> <script src="/lib/aon-lib.main.js?v=uEVGndeggR172j3dhmu1znHptHbwmLYJNC9qSxvKKH01"></script> <script>if(window){if(!window.uniform)window.uniform={};window.uniform.tracking={"item":{"id":"93276771-308e-4238-b20d-6b81a4a1e2c6","name":"How Technology Will Transform Employee Benefits in the Next Five Years"},"campaigns":{},"events":{},"goals":{},"settings":{"scoring":{"minimalProfileScoreCount":3},"session":{"timeout":20},"campaigns":{"parameters":["sc_camp"]},"goals":{"parameters":["sc_goals"]},"cookies":{"visit":["campaign","campaigns","goals","patterns","profiles"],"visitor":["visitCount"]}},"visit":{"isNew":false,"lastActivity":null}};window.uniform.tracking.personalization={};}function loadScript(e,t){var a=document.createElement("script");a.type="text/javascript",a.readyState?a.onreadystatechange=function(){"loaded"!==a.readyState&&"complete"!==a.readyState||(a.onreadystatechange=null,t())}:a.onload=function(){t()},a.src=e,document.getElementsByTagName("head")[0].appendChild(a)}loadScript("/scripts/uniform.optimize.min.js", function() {window.uniformdev.doTracking({"debug":false,"mode":"mvc","predefinedRuleMultiRuleAndOperator":false,"sessionTimeout":20,"source":"sitecore"})});</script> </div> </div></body></html><script>document.cookie = "UNIFORM_TRACKER_visit_state=1732493921000|1732493921000;path=/";document.cookie = "UNIFORM_TRACKER_visit_id=;path=/;expires=Thu, 01 Jan 1970 00:00:01 GMT";</script>

CINXE.COM

How Technology Will Transform Employee Benefits in the Next Five Years