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PayMe - Mefi Wiki
<!DOCTYPE html> <html class="client-nojs" lang="en" dir="ltr"> <head> <meta charset="UTF-8"/> <title>PayMe - Mefi Wiki</title> <script>document.documentElement.className="client-js";RLCONF={"wgBreakFrames":false,"wgSeparatorTransformTable":["",""],"wgDigitTransformTable":["",""],"wgDefaultDateFormat":"dmy","wgMonthNames":["","January","February","March","April","May","June","July","August","September","October","November","December"],"wgRequestId":"3baad8521ddb9d534f4866c6","wgCSPNonce":false,"wgCanonicalNamespace":"","wgCanonicalSpecialPageName":false,"wgNamespaceNumber":0,"wgPageName":"PayMe","wgTitle":"PayMe","wgCurRevisionId":6926,"wgRevisionId":6926,"wgArticleId":273,"wgIsArticle":true,"wgIsRedirect":false,"wgAction":"view","wgUserName":null,"wgUserGroups":["*"],"wgCategories":["AskMe collections"],"wgPageContentLanguage":"en","wgPageContentModel":"wikitext","wgRelevantPageName":"PayMe","wgRelevantArticleId":273,"wgIsProbablyEditable":false,"wgRelevantPageIsProbablyEditable":false,"wgRestrictionEdit":[],"wgRestrictionMove":[],"wgVisualEditor":{"pageLanguageCode":"en","pageLanguageDir":"ltr","pageVariantFallbacks" :"en"},"wgEditSubmitButtonLabelPublish":false};RLSTATE={"site.styles":"ready","user.styles":"ready","user":"ready","user.options":"loading","skins.monobook.styles":"ready","ext.visualEditor.desktopArticleTarget.noscript":"ready"};RLPAGEMODULES=["site","mediawiki.page.ready","mediawiki.toc","skins.monobook.scripts","ext.visualEditor.desktopArticleTarget.init","ext.visualEditor.targetLoader"];</script> <script>(RLQ=window.RLQ||[]).push(function(){mw.loader.implement("user.options@12s5i",function($,jQuery,require,module){mw.user.tokens.set({"patrolToken":"+\\","watchToken":"+\\","csrfToken":"+\\"});});});</script> <link rel="stylesheet" href="/w/load.php?lang=en&modules=ext.visualEditor.desktopArticleTarget.noscript%7Cskins.monobook.styles&only=styles&skin=monobook"/> <script async="" src="/w/load.php?lang=en&modules=startup&only=scripts&raw=1&skin=monobook"></script> <meta name="generator" content="MediaWiki 1.39.11"/> <meta name="format-detection" content="telephone=no"/> <meta name="viewport" content="width=device-width, initial-scale=1.0, user-scalable=yes, minimum-scale=0.25, maximum-scale=5.0"/> <link rel="icon" href="/favicon.ico"/> <link rel="search" type="application/opensearchdescription+xml" href="/w/opensearch_desc.php" title="Mefi Wiki (en)"/> <link rel="EditURI" type="application/rsd+xml" href="//mefiwiki.com/w/api.php?action=rsd"/> <link rel="license" href="http://www.gnu.org/licenses/old-licenses/fdl-1.2.txt"/> <link rel="alternate" type="application/atom+xml" title="Mefi Wiki Atom feed" href="/w/index.php?title=Special:RecentChanges&feed=atom"/> </head> <body class="mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject page-PayMe rootpage-PayMe skin-monobook action-view skin--responsive"><div id="globalWrapper"> <div id="column-content"> <div id="content" class="mw-body" role="main"> <a id="top"></a> <div id="siteNotice"><div id="localNotice"><div class="sitenotice" lang="en" dir="ltr"><table style="border:1px solid #999; text-align:leftcenter; margin: auto; background-color: #ffd9d9;" cellspacing="10"> <tbody><tr> <td>MetaFilter's site and server can always use upgrades of hardware, software, and bandwidth, as well as more stable funding for continued support of its small but high-skilled moderation and backend team! If you'd like to chip in, <a rel="nofollow" class="external text" href="https://login.metafilter.com/funding.mefi">you can donate to Metafilter.</a> </td></tr></tbody></table></div></div></div> <div class="mw-indicators"> </div> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">PayMe</span></h1> <div id="bodyContent" class="monobook-body"> <div id="siteSub">From Mefi Wiki</div> <div id="contentSub" ></div> <div id="jump-to-nav"></div><a href="#column-one" class="mw-jump-link">Jump to navigation</a><a href="#searchInput" class="mw-jump-link">Jump to search</a> <!-- start content --> <div id="mw-content-text" class="mw-body-content mw-content-ltr" lang="en" dir="ltr"><div class="mw-parser-output"><div id="toc" class="toc" role="navigation" aria-labelledby="mw-toc-heading"><input type="checkbox" role="button" id="toctogglecheckbox" class="toctogglecheckbox" style="display:none" /><div class="toctitle" lang="en" dir="ltr"><h2 id="mw-toc-heading">Contents</h2><span class="toctogglespan"><label class="toctogglelabel" for="toctogglecheckbox"></label></span></div> <ul> <li class="toclevel-1 tocsection-1"><a href="#Personal_Finance_AskMe_Questions"><span class="tocnumber">1</span> <span class="toctext">Personal Finance AskMe Questions</span></a> <ul> <li class="toclevel-2 tocsection-2"><a href="#Personal_Finance_Resources"><span class="tocnumber">1.1</span> <span class="toctext">Personal Finance Resources</span></a> <ul> <li class="toclevel-3 tocsection-3"><a href="#Resources_from_Mefites"><span class="tocnumber">1.1.1</span> <span class="toctext">Resources from Mefites</span></a></li> </ul> </li> <li class="toclevel-2 tocsection-4"><a href="#Debt_and_Credit"><span class="tocnumber">1.2</span> <span class="toctext">Debt and Credit</span></a></li> <li class="toclevel-2 tocsection-5"><a href="#Saving_and_Investing"><span class="tocnumber">1.3</span> <span class="toctext">Saving and Investing</span></a></li> <li class="toclevel-2 tocsection-6"><a href="#Major_Money_Events"><span class="tocnumber">1.4</span> <span class="toctext">Major Money Events</span></a></li> <li class="toclevel-2 tocsection-7"><a href="#Household_Money_Management_and_Keeping_Financial_Records"><span class="tocnumber">1.5</span> <span class="toctext">Household Money Management and Keeping Financial Records</span></a></li> <li class="toclevel-2 tocsection-8"><a href="#Managing_Money_in_Relationships"><span class="tocnumber">1.6</span> <span class="toctext">Managing Money in Relationships</span></a></li> <li class="toclevel-2 tocsection-9"><a href="#Macroeconomics_and_Me"><span class="tocnumber">1.7</span> <span class="toctext">Macroeconomics and Me</span></a></li> <li class="toclevel-2 tocsection-10"><a href="#Personal_Finance_for_Young_People"><span class="tocnumber">1.8</span> <span class="toctext">Personal Finance for Young People</span></a></li> </ul> </li> </ul> </div> <h2><span class="mw-headline" id="Personal_Finance_AskMe_Questions">Personal Finance AskMe Questions</span></h2> <p>Started in <a rel="nofollow" class="external text" href="http://metatalk.metafilter.com/18705/Money-Money-Money">this MetaTalk post</a>. Given that the original compiler is an American, this series of links is very USA-centric. Please feel free to add AskMefi questions that relate to your country or culture. </p> <h3><span class="mw-headline" id="Personal_Finance_Resources">Personal Finance Resources</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/25794/Personal-Finance-101#">Personal Finance 101</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/142985/What-finance-software-should-we-be-using-for-personal-and-business-finances#2046528">Which Personal Finance software should I use?</a></li></ul> <h4><span class="mw-headline" id="Resources_from_Mefites">Resources from Mefites</span></h4> <dl><dd><ul><li><a rel="nofollow" class="external text" href="http://getrichslowly.org">Get Rich Slowly</a> by <a rel="nofollow" class="external text" href="http://www.metafilter.com/user/14928">jdroth</a>.</li> <li><a rel="nofollow" class="external text" href="http://pearbudget.com">PearBudget</a> by <a rel="nofollow" class="external text" href="http://www.metafilter.com/user/19563">Alt F4</a>.</li> <li><a rel="nofollow" class="external text" href="http://www.metafilter.com/user/14861">Information on Markets and Finance from Mutant</a>. (While this isn't technically personal finance <i>per se</i>, Mutant's list of resources is in-depth, and very useful.)</li></ul></dd></dl> <h3><span class="mw-headline" id="Debt_and_Credit">Debt and Credit</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/135606/Best-way-to-pay-debt-collectors#1937978">How to approach paying off multiple creditors</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/47815/Crazy-or-genious-I-am-not-sure-which#727171">Getting out of debt: "Be smart. Don't play games."</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/132981/After-all-bills-are-paid-when-is-it-ok-to-finace-toys#1901554">A no credit lifestyle</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/96488/How-much-is-too-much#1407643">A method for determining how much credit card debt you should allow yourself</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/84915/Today-is-the-first-payday-of-the-rest-of-my-life">"Today is the first payday of the rest of my life": strategies for complete money reform</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/127687/How-can-I-dig-out-of-this-hole-fastest#1824796">Why the fastest way to get out of debt isn't the best way to get out of debt</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/139938/Help-Credit-card-elimination-or-consolidation#">When bankruptcy is the way to go</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/123262/Best-Credit-Card-Deals-in-US">What credit cards are best?</a></li></ul> <h3><span class="mw-headline" id="Saving_and_Investing">Saving and Investing</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/75009/What-should-I-do-with-my-money#1114826">How do I determine where to put my money?</a> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/12108/#210829">2004 thread on the same topic</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/60603/I-have-100000-What-should-I-do-with-it">2007 thread on the same topic</a></li></ul></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/122126/Better-than-a-CD">What are the best methods for saving over the short term (3-5 years)?</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/107297/How-can-I-afford-to-build-an-emergency-fund">How can I afford to build an emergency fund?</a></li></ul> <h3><span class="mw-headline" id="Major_Money_Events">Major Money Events</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/150947/Unexpected-expenses-of-property-purchase-and-ownership">As a first time home buyer, what am I forgetting to budget for?</a></li></ul> <h3><span class="mw-headline" id="Household_Money_Management_and_Keeping_Financial_Records">Household Money Management and Keeping Financial Records</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/141952/How-to-get-my-personal-budget-on-track">Tracking expenses and budgeting 101</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/129381/Help-me-avoid-spending-like-a-sailor-on-shore-leave">How to handle an increase in income wisely</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/119562/How-to-track-two-debit-cards-on-one-account-effectively">How to keep track of multiple people spending from one account</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/122147/How-do-people-afford-kids-and-also-have-time-for-them#1746810">The work/life/money balance</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/121809/How-much-headroom">How much money should I budget for unexpected expenses?</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/137590/">"Stabbing myself in the eye with a letter opener": What records do we need to keep, and how do we do it?</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/145556/Its-Only-Paper">The emotional aspects of money</a>.</li></ul> <h3><span class="mw-headline" id="Managing_Money_in_Relationships">Managing Money in Relationships</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/151036/Whats-yours-is-ours">Deciding whether you're a "our money" couple or a "your money/my money" couple</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/34008/How-to-talk-about-money-with-my-spouse#532692">Advice on tracking expenses with your spouse/significant other</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/152405/Hes-got-a-lot-Ive-got-a-little">Balancing finances when one person in a relationship makes more than the other</a>.</li></ul> <h3><span class="mw-headline" id="Macroeconomics_and_Me">Macroeconomics and Me</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/101718/Sorecession-Thats-bad-right">I'm doing okay financially, but the economy isn't. How will that affect me?</a></li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/119133/Is-there-a-single-resource-that-I-can-read-to-get-an-undertanding-of-the-USian-money-culture">American money culture</a></li></ul> <h3><span class="mw-headline" id="Personal_Finance_for_Young_People">Personal Finance for Young People</span></h3> <ul><li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/122111/Help-me-make-personal-finance-fun-for-middle-schoolers">Ideas for teaching personal finance to middle schoolers</a>.</li> <li><a rel="nofollow" class="external text" href="http://ask.metafilter.com/118932/If-I-knew-then-what-I-know-now">What do you wish you'd known about money when you were 17?</a></li></ul> <!-- NewPP limit report Cached time: 20250222231333 Cache expiry: 86400 Reduced expiry: false Complications: [show鈥恡oc] CPU time usage: 0.012 seconds Real time usage: 0.012 seconds Preprocessor visited node count: 29/1000000 Post鈥恊xpand include size: 0/2097152 bytes Template argument size: 0/2097152 bytes Highest expansion depth: 2/100 Expensive parser function count: 0/100 Unstrip recursion depth: 0/20 Unstrip post鈥恊xpand size: 0/5000000 bytes --> <!-- Transclusion expansion time report (%,ms,calls,template) 100.00% 0.000 1 -total --> <!-- Saved in parser cache with key mefiwiki:pcache:idhash:273-0!canonical and timestamp 20250222231333 and revision id 6926. --> </div> <div class="printfooter" data-nosnippet="">Retrieved from "<a dir="ltr" href="http://mefiwiki.com/w/index.php?title=PayMe&oldid=6926">http://mefiwiki.com/w/index.php?title=PayMe&oldid=6926</a>"</div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/Special:Categories" title="Special:Categories">Category</a>: <ul><li><a href="/wiki/Category:AskMe_collections" title="Category:AskMe collections">AskMe collections</a></li></ul></div></div> <!-- end content --> <div class="visualClear"></div> </div> </div> <div class="visualClear"></div> </div> <div id="column-one" > <h2>Navigation menu</h2> <div role="navigation" class="portlet" id="p-cactions" aria-labelledby="p-cactions-label"> <h3 id="p-cactions-label" >Page actions</h3> <div class="pBody"> <ul > <li id="ca-nstab-main" class="selected mw-list-item"><a href="/wiki/PayMe" title="View the content page [c]" accesskey="c">Page</a></li><li id="ca-talk" class="new mw-list-item"><a href="/w/index.php?title=Talk:PayMe&action=edit&redlink=1" rel="discussion" title="Discussion about the content page (page does not exist) [t]" accesskey="t">Discussion</a></li><li id="ca-view" class="selected mw-list-item"><a href="/wiki/PayMe">Read</a></li><li id="ca-viewsource" class="mw-list-item"><a href="/w/index.php?title=PayMe&action=edit" title="This page is protected. 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