CINXE.COM

Resources to Improve Your Financial Wellness | Optum

<!DOCTYPE HTML> <html lang="en"> <head> <meta charset="UTF-8"/> <!-- BEGIN LivePerson Monitor. --> <script defer="defer" type="text/javascript" src="/.rum/@adobe/helix-rum-js@%5E2/dist/rum-standalone.js"></script> <script type="text/javascript" fetchpriority="high"> window.lpTag = window.lpTag || {}, 'undefined' == typeof window.lpTag._tagCount ? (window.lpTag = { wl: lpTag.wl || null, scp: lpTag.scp || null, site: '23120590' || '', section: lpTag.section || '', tagletSection: lpTag.tagletSection || null, autoStart: lpTag.autoStart !== !1, ovr: lpTag.ovr || {}, _v: '1.10.0', _tagCount: 1, protocol: 'https:', events: { bind: function (t, e, i) { lpTag.defer(function () { lpTag.events.bind(t, e, i) }, 0) }, trigger: function (t, e, i) { lpTag.defer(function () { lpTag.events.trigger(t, e, i) }, 1) } }, defer: function (t, e) { 0 === e ? (this._defB = this._defB || [], this._defB.push(t)) : 1 === e ? (this._defT = this._defT || [], this._defT.push(t)) : (this._defL = this._defL || [], this._defL.push(t)) }, load: function (t, e, i) { var n = this; setTimeout(function () { n._load(t, e, i) }, 0) }, _load: function (t, e, i) { var n = t; t || (n = this.protocol + '//' + (this.ovr && this.ovr.domain ? this.ovr.domain : 'lptag.liveperson.net') + '/tag/tag.js?site=' + this.site); var o = document.createElement('script'); o.setAttribute('charset', e ? e : 'UTF-8'), i && o.setAttribute('id', i), o.setAttribute('src', n), document.getElementsByTagName('head').item(0).appendChild(o) }, init: function () { this._timing = this._timing || {}, this._timing.start = (new Date).getTime(); var t = this; window.attachEvent ? window.attachEvent('onload', function () { t._domReady('domReady') }) : (window.addEventListener('DOMContentLoaded', function () { t._domReady('contReady') }, !1), window.addEventListener('load', function () { t._domReady('domReady') }, !1)), 'undefined' === typeof window._lptStop && this.load() }, start: function () { this.autoStart = !0 }, _domReady: function (t) { this.isDom || (this.isDom = !0, this.events.trigger('LPT', 'DOM_READY', { t: t })), this._timing[t] = (new Date).getTime() }, vars: lpTag.vars || [], dbs: lpTag.dbs || [], ctn: lpTag.ctn || [], sdes: lpTag.sdes || [], hooks: lpTag.hooks || [], identities: lpTag.identities || [], ev: lpTag.ev || [] }, lpTag.init()) : window.lpTag._tagCount += 1; </script> <!-- END LivePerson Monitor. --> <meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"/> <meta name="twitter:card" content="summary_large_image"/> <meta property="og:type" content="website"/> <meta property="fb:app_id" content="287828061879318"/> <link rel="canonical" href="https://www.optum.com/en/library/health-finances.html"/> <meta property="og:canonicalurl" content="https://www.optum.com/en/library/health-finances.html"/> <title>Resources to Improve Your Financial Wellness | Optum</title> <meta name="description" content="Learn how to make the most of your health accounts, prepare for future health care costs and build savings to help you pay for those expenses."/> <meta name="template" content="page-content"/> <meta name="robots" content="max-image-preview:large"/> <link rel="stylesheet" href="/etc.clientlibs/dmp/clientlibs/clientlib-base.lc-70267407c54bfd3d524dbb8e5bf56862-lc.min.css" type="text/css"> <script type="text/javascript"> (function() { window.ContextHub = window.ContextHub || {}; /* setting paths */ ContextHub.Paths = ContextHub.Paths || {}; ContextHub.Paths.CONTEXTHUB_PATH = "/etc/cloudsettings/default/contexthub"; ContextHub.Paths.RESOURCE_PATH = "\/content\/optum5\/en\/library\/health\u002Dfinances\/_jcr_content\/contexthub"; ContextHub.Paths.SEGMENTATION_PATH = ""; ContextHub.Paths.CQ_CONTEXT_PATH = ""; /* setting initial constants */ ContextHub.Constants = ContextHub.Constants || {}; ContextHub.Constants.ANONYMOUS_HOME = "/home/users/2/2wleTPcJflmUBvmxXMUY"; ContextHub.Constants.MODE = "no-ui"; }()); </script><script src="/etc/cloudsettings/default/contexthub.kernel.js" type="text/javascript"></script> <link rel="preconnect" href="https://fonts.googleapis.com"/> <link rel="preconnect" href="https://ajax.googleapis.com"/> <script src="//nav.optum.com/js/forms2/js/forms2.min.js"></script> <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Material+Symbols+Rounded:opsz,wght,FILL,GRAD@48,400,0,0"/> <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Material+Symbols+Outlined:opsz,wght,FILL,GRAD@48,400,0..1,0"/> <script type="text/javascript" src="https://ajax.googleapis.com/ajax/libs/jquery/3.6.0/jquery.min.js"></script> <script src="https://code.jquery.com/ui/1.13.2/jquery-ui.min.js" integrity="sha384-4D3G3GikQs6hLlLZGdz5wLFzuqE9v4yVGAcOH86y23JqBDPzj9viv0EqyfIa6YUL" crossorigin="anonymous"></script> <script src="/etc.clientlibs/optum3/clientlibs/clientlibs-contexthub.lc-d28e4f9976fdafdf8491b7a4408708a1-lc.min.js"></script> <input type="hidden" id="pageTitle" value="Resources to Improve Your Financial Wellness | Optum"/> <input type="hidden" id="archive"/> <input type="hidden" id="archiveTarget"/> <input type="hidden" id="articlePublishDate"/> <input type="hidden" id="articleEndDate"/> <input type="hidden" id="pageOwner"/> <input type="hidden" id="pageTemplate"/> <input type="hidden" id="pageName" value="health-finances"/> <input type="hidden" id="pageLanguage" value="en"/> <input type="hidden" id="errorStr" value="false"/> <input type="hidden" id="isLaunch" value="yes"/> <input type="hidden" id="pageCampaign"/> <input type="hidden" id="pageChildCampaign"/> <input type="hidden" id="siteSection2" value="library"/> <input type="hidden" id="siteSection3"/> <input type="hidden" id="siteSection4"/> <input type="hidden" id="pageLastPublishDate" value="2024-04-23T21:36:29.529Z"/> <input type="hidden" id="pageLastPublishedBy" value="c2xpbmctZGlzdHJpYnV0aW9uLWltcG9ydGVy"/> <input type="hidden" id="pageLastModifiedDate" value="2024-09-12T15:58:09.354Z"/> <input type="hidden" id="pageLastModifiedBy" value="VEVSUlkuU0FMR0VAT1BUVU0uQ09N"/> <input type="hidden" id="headLine" value="Resources to improve your financial wellness"/> <input type="hidden" id="message" value="Learn how to make the most of your health accounts, prepare for future health care costs and build savings to help you pay for those expenses."/> <input type="hidden" id="imageURL"/> <script> window.adobeDataLayer = window.adobeDataLayer || []; var pagelanguage = ""; if($('#pageLanguage').val() == "en"){ pagelanguage = "english"; } else if($('#pageLanguage').val() == "es") { pagelanguage = "spanish"; } var origin = window.location.origin; var hostName = window.location.hostname; var allowedHosts = ['business.optum.com']; var href = window.location.href; var businessSite=false; if(hostName.includes(allowedHosts)){ businessSite = true; } var targetWebsite = window.location.origin.split('.')[1]; var thumbnailUrl= origin + $('#imageURL').val(); if($('#imageURL').val() == ""){ thumbnailUrl =""; } var referrer = window.location.referrer; var portalName = ""; if(referrer != null && referrer != "") { if(referrer.indexOf("myuhc") > 0 || referrer.indexOf("laww") >0 || referrer.indexOf("optum") >0 || referrer.indexOf("uhg") >0 || referrer.indexOf("uhc") >0 || referrer.indexOf("everettclinic") > 0 || referrer.indexOf("polyclinic") > 0 || referrer.indexOf("care") > 0 || referrer.indexOf("bank") > 0) { portalName = referrer.replaceAll("http(s)?://|www\\.|/.*", ""); } } var viewName = $('#pageTitle').val(); if((window.location.pathname == "/")){ viewName = document.title; } if (window.location.hostname.includes('optumrx')) { adobeDataLayer.push({ event: 'viewStart', target: { targetBusinessUnit: 'optum', count: 'true', targetLanguage: $('#pageLanguage').val(), viewName: viewName, targetPageName: viewName, targetWebsite: targetWebsite } }); } if(href.indexOf("/forms/medicare-prescription-payment-plan") == -1 && href.indexOf("/forms/medicare-prescription-payment-plan/sample-payment-calculation") == -1) { adobeDataLayer.push( { event: 'page track', page: { experienceType: ( /Android|webOS|iPhone|iPad|iPod|BlackBerry|IEMobile|Opera Mini/i.test(navigator.userAgent) ) ? "mobile" : "desktop", is404: $('#errorStr').val(), lang: pagelanguage, name: $('#pageName').val(), group: $('#pageTemplate').val(), loginStatus: "not logged in", sitesection1: "public", sitesection2: $('#siteSection2').val() ? $('#siteSection2').val() : '', sitesection3: $('#siteSection3').val() ? $('#siteSection3').val() : '', sitesection4: $('#siteSection4').val() ? $('#siteSection4').val() : '', test: "", referringSite: portalName, // Only include customAttributes if all three have values customAttributes: (function() { var message = $('#message').val(); var image = $('#imageURL').val(); var headLine = $('#headLine').val(); if (businessSite == false && (message || image || headLine)) { return { message: message, headLine: headLine, thumbnailUrl: thumbnailUrl }; } else if(businessSite == true){ return { productName: $('#productName').val(), webProductName: $('#webProductName').val(), pageType: $('#pageType').val() }; } return ""; })(), attributes: { owner: $('#pageOwner').val(), campaign: $('#pageCampaign').val(), childCampaign: $('#pageChildCampaign').val(), lastModifiedBy: $('#pageLastModifiedBy').val(), lastModifiedDate: $('#pageLastModifiedDate').val(), lastPublishedBy: $('#pageLastPublishedBy').val(), lastPublishedDate: $('#pageLastPublishDate').val(), title: $('#pageTitle').val(), } }, user: { loginStatus: "not logged in", userType: "", groupId: "", carrierId: "", hsid: "", rallyId: "", patientId: "", payerGroup: "", memberId: "" } }); } else { adobeDataLayer.push( { event: 'page track', page: { experienceType: ( /Android|webOS|iPhone|iPad|iPod|BlackBerry|IEMobile|Opera Mini/i.test(navigator.userAgent) ) ? "mobile" : "desktop", is404: $('#errorStr').val(), lang: pagelanguage, name: $('#pageName').val(), group: $('#pageTemplate').val(), loginStatus: "not logged in", sitesection1: "public", sitesection2: $('#siteSection2').val() ? $('#siteSection2').val() : '', sitesection3: $('#siteSection3').val() ? $('#siteSection3').val() : '', sitesection4: $('#siteSection4').val() ? $('#siteSection4').val() : '', test: "", referringSite: portalName, // Only include customAttributes if all three have values customAttributes: (function() { var message = $('#message').val(); var image = $('#imageURL').val(); var headLine = $('#headLine').val(); if (businessSite == false && (message || image || headLine)) { return { message: message, headLine: headLine, thumbnailUrl: thumbnailUrl }; } return ""; })() }, user: { loginStatus: "not logged in", userType: "", groupId: "", carrierId: "", hsid: "", rallyId: "", patientId: "", payerGroup: "", memberId: "" } }); } </script> <!-- Adobe target Hybrid Implementation --> <script th:inline="javascript"> /*console.log("test-o5"); $.ajax({ url: "/bin/optum3/adobeTargetConfiguration", type: 'GET', //beforeSend: function(xhr){ xhr.setRequestHeader("CSRF-Token", token);}, dataType: "json", success: function (json) { //console.log(json); window.targetGlobalSettings = { overrideMboxEdgeServer: true, serverState: json } }, error: function(){ console.log("error"); } });*/ </script> <script> var targetPrehidingSnippetVariable = ".o5-homepage-hero__container"; if(window.location.pathname.indexOf("/financial-services.html") !== -1){ targetPrehidingSnippetVariable = ".o5-homepage-hero__textblock-container"; } if(window.location.pathname.indexOf("/pharmacy-services/medication-delivery.html") !== -1){ targetPrehidingSnippetVariable = ".o5-detail-hero-banner__main-heading_1"; } //prehiding snippet for Adobe Target with asynchronous tags deployment ;(function(win, doc, style, timeout) { var STYLE_ID = 'at-body-style'; function getParent() { return doc.getElementsByTagName('head')[0]; } function addStyle(parent, id, def) { if (!parent) { return; } var style = doc.createElement('style'); style.id = id; style.innerHTML = def; parent.appendChild(style); } function removeStyle(parent, id) { if (!parent) { return; } var style = doc.getElementById(id); if (!style) { return; } parent.removeChild(style); } addStyle(getParent(), STYLE_ID, style); setTimeout(function() { removeStyle(getParent(), STYLE_ID); }, timeout); }(window, document, targetPrehidingSnippetVariable+" {opacity: 0 !important}", 2500)); </script> <script> window.addEventListener("message", (evt) => { if (evt && evt.data && evt.data.event && (evt.data.event == 'search filter' ||evt.data.event == 'standard search')) { console.log(evt.data); window.adobeDataLayer.push(evt.data); } }); </script> <script src="//assets.adobedtm.com/512027f42d3c/d52f6c362542/launch-e8eea2d81161.min.js" async></script> <script type="application/ld+json"> { "@context": "http://schema.org", "@type": "WebSite", "url": "https://www.optum.com", "potentialAction": { "@type": "SearchAction", "target": "https://www.optum.com/search-results.html?q={search_term_string}", "query-input": "required name=search_term_string" } } </script> <script src="/etc.clientlibs/dmp/clientlibs/clientlib-dependencies.lc-24e7ddfc27c2923de342a14378c7ac4c-lc.min.js"></script> <link rel="stylesheet" href="/etc.clientlibs/dmp/clientlibs/clientlib-dependencies.lc-d41d8cd98f00b204e9800998ecf8427e-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/dmp/clientlibs/clientlib-react.lc-d41d8cd98f00b204e9800998ecf8427e-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/dmp/clientlibs/clientlib-site.lc-0c78275d865b84d384940be202786e1d-lc.min.css" type="text/css"> </head> <body class="page basicpage" id="page-d5b813ff4c"> <a href="#main-content" class="skip-to-main assistText">Skip to main content</a> <div class="root container responsivegrid"> <div id="container-f2a6152336" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="o5-header-container aem-GridColumn aem-GridColumn--default--12"> <header class="o5-header"> <div class="o5-header__main brand-white"> <!-- Add Path for o5 dynamic Alerts below by replacing the optum4 resourcepath with o5 as per code structure--> <div> <div class="o5-dynamic-alerts" data-optum-cmp="o5-dynamic-alerts" qa_handles="O5-dynamic-alerts"> </div></div> <div class="o5-header__toggle"> <div class="o5-header-bar" data-optum-cmp="o5-header-bar" data-qahandle="o5-header-bar"> <div class="o5-header-bar__wrapper dmp-container"> <nav class="o5-site-toggle" aria-label="Optum Sites" data-qahandle="o5-site-toggle"> <ul class="o5-site-toggle__links" data-qahandle="o5-site-toggle__links"> <li class="o5-site-toggle__item o5-site-toggle__personal" data-qahandle="o5-site-toggle__item"> <a href="https://www.optum.com/en/" class="o5-site-toggle__link" data-qahandle="o5-site-toggle__link" data-mobile-label="Visit Optum">Personal</a> </li> <li class="o5-site-toggle__item o5-site-toggle__business" data-qahandle="o5-site-toggle__item"> <a href="https://business.optum.com/en/" class="o5-site-toggle__link" data-qahandle="o5-site-toggle__link" data-mobile-label="Optum for Business">Business</a> </li> </ul> </nav> </div> </div> </div> <div class="o5-header__wrapper-container"> <div class="o5-header__wrapper dmp-container"> <div class="o5-header__left col-sm-12 col-md-12 col-lg-6 col-xl-3"> <div class="o5-header__logo"> <div data-optum-cmp="o5-logo"> <div id="faviconLink" data-favicon="/content/dam/optum5/skins/icons/favicon.ico"> </div> <div class="show-in-edit-mode faux-edit-bar">Site Logo</div> <a class="o5-logo__link" href="https://www.optum.com"> <img class="o5-logo__img o5-logo__img--137" src="/content/dam/optum4/images/logos/optum-logo-ora-rgb1.svg" alt="Optum"/> </a> </div></div> </div> <div class="o5-header__right col-sm-6 col-lg-6 col-xl-9"> <div class="o5-global-ues-search"> <div class="dmp-container o5-ues-search__container"> <span class="o5-ues-search__icon"> <svg class="ues-MuiBox-root o5-ues-search__svg" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 48 48" focusable="false" aria-hidden="true"> <path class="ues-MuiBox-root ues-optumdotcom-search-0" d="M39.8 41.95 26.65 28.8q-1.5 1.3-3.5 2.025-2 .725-4.25.725-5.4 0-9.15-3.75T6 18.75q0-5.3 3.75-9.05 3.75-3.75 9.1-3.75 5.3 0 9.025 3.75 3.725 3.75 3.725 9.05 0 2.15-.7 4.15-.7 2-2.1 3.75L42 39.75Zm-20.95-13.4q4.05 0 6.9-2.875Q28.6 22.8 28.6 18.75t-2.85-6.925Q22.9 8.95 18.85 8.95q-4.1 0-6.975 2.875T9 18.75q0 4.05 2.875 6.925t6.975 2.875Z"></path></svg> </span> Search </div> <div id="ues-search-component" class="o5-ues-search" data-component="ues-search" data-prop-model="{&#34;sitecol&#34;:null,&#34;searchEnable&#34;:false,&#34;enableUES&#34;:true,&#34;experienceKey&#34;:&#34;none&#34;,&#34;uniqueId&#34;:null,&#34;redirectUrl&#34;:null,&#34;redirectUrlSERP&#34;:&#34;/content/optum5/en/search-results.html&#34;,&#34;placeholderText&#34;:null,&#34;appName&#34;:&#34;optumdotcom&#34;,&#34;promptHeader&#34;:&#34; &#34;,&#34;cancelInheritanceForHelpfulcommon&#34;:&#34;false&#34;,&#34;helpfulLinks&#34;:[{&#34;title&#34;:&#34;Find care near me&#34;,&#34;body&#34;:&#34;Learn about care services available where you live.&#34;,&#34;href&#34;:&#34;/content/optum5/en/care/locations.html&#34;},{&#34;title&#34;:&#34;Visit patient portal&#34;,&#34;body&#34;:&#34;Find and pay your bill, see your medical records, make appointments and send a message to your care team. &#34;,&#34;href&#34;:&#34;/content/optum5/en/care/bill-pay-patient-portal.html&#34;}],&#34;commonSearches&#34;:[&#34;How do I pay my bill&#34;,&#34;Where do I sign in&#34;,&#34;Manage prescriptions&#34;,&#34;How do I view my medical records&#34;,&#34;Search jobs at Optum&#34;,&#34;Find urgent care near me&#34;]}"></div> </div> <div class="o5-header__hamburger"> <button class="o5-header__menu-btn o5-header__menu-btn--open closed" aria-label="menu" aria-expanded="false"> <span class="o5-header__menu-icon"> <span></span> <span></span> <span></span> </span> </button> </div> <div class="o5-header__popout--overlay o5-header__right col-sm-6 col-lg-6 col-xl-9"> <div class="o5-header__popout" id="o5-header__popout"> <div class="o5-header__hamburger--mobile"> <button class="o5-header__menu-btn o5-header__menu-btn--close closed" aria-label="menu" aria-expanded="false"> <span class="o5-header__menu-icon"> <span></span> <span></span> <span></span> </span> </button> </div> <div class="o5-global-search"> <div class="o5-header-mobile-icon"></div> </div> <div class="o5-header__utility-desktop"> <nav aria-label="Utility" class="o5-utility" qa_handles="o5-utility-nav" data-optum-cmp="o5-utility-nav"> <ul class="o5-utility__list" qa_handles="o5-utility__list" data-prop-model="/content/optum5/en/library/health-finances/jcr:content/root/o5_header_container/o5-utility-nav.model.json"> <li class="o5-utility__item"> <a class="o5-utility__link o5-header-mobile-icon" href="https://business.optum.com/en/"> Business </a> </li> <li class="o5-utility__item"> <a class="o5-utility__link o5-header-mobile-icon" href="/en/customer-support.html"> Customer support </a> </li> <li class="o5-utility__item"> <button class="o5-utility__btn" aria-expanded="false" id="Sign-in-55230" aria-haspopup="true" aria-controls="o5-utility__sublist--776141523"> <span class="o5-utility__txt o5-header-mobile-icon"> Sign in </span> <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> </button> <div class="o5-utility__sub o5-utility__sub--hidden"> <ul aria-labelledby="Sign-in-55230" class="o5-utility__sublist" id="o5-utility__sublist--776141523"> <li> <a href="https://myoptum-homepage-api.myoptum.com/api/ogn/dashboard/gateway/member/public/interstitial/auth" class="o5-utility__sublink"> <span class="o5-utility__subtext">Individuals and families</span> </a> </li> <li> <a href="https://business.optum.com/en/sign-in.html#providers" class="o5-utility__sublink"> <span class="o5-utility__subtext">Providers and organizations</span> </a> </li> <li> <a href="https://business.optum.com/en/sign-in.html#employers" class="o5-utility__sublink"> <span class="o5-utility__subtext">Employers</span> </a> </li> <li> <a href="https://business.optum.com/en/sign-in.html#brokers" class="o5-utility__sublink"> <span class="o5-utility__subtext">Brokers and consultants</span> </a> </li> </ul> </div> </li> </ul> </nav> </div> </div> </div> </div> </div> </div> <div> <div class="o5-mega-nav " data-optum-cmp="o5-mega-nav" qa_handles="o5-mega-nav" role="dialog" tabindex="-1"> <div class="o5-mega-nav--overlay"></div> <div class="o5-mega-nav--main"> <a class="o5-mega-nav--close-button" href="#"> <span class="o5-mega-nav__close-icon"> <span class="o5-mega-nav__close-icon--left"></span> <span class="o5-mega-nav__close-icon--right"></span> </span> </a> <div class="o5-mega-nav--list dmp-container"> <button class="o5-mega-nav--item" type="button" aria-expanded="false" aria-controls="item0" data-node-name="item0"> <span class="o5-mega-nav--item-link">Health care</a> <span class="o5-mega-nav--item-link-arrow material-symbols-rounded right-arrow-font" aria-hidden="true">chevron_right</span> </button> <button class="o5-mega-nav--item" type="button" aria-expanded="false" aria-controls="item1" data-node-name="item1"> <span class="o5-mega-nav--item-link">Financial</a> <span class="o5-mega-nav--item-link-arrow material-symbols-rounded right-arrow-font" aria-hidden="true">chevron_right</span> </button> <button class="o5-mega-nav--item" type="button" aria-expanded="false" aria-controls="item2" data-node-name="item2"> <span class="o5-mega-nav--item-link">Pharmacy</a> <span class="o5-mega-nav--item-link-arrow material-symbols-rounded right-arrow-font" aria-hidden="true">chevron_right</span> </button> </div> </div> <div class="o5-mega-nav-group"> <div class="o5-mega-nav-inline"> <button class="o5-mega-nav--back-button" type="button"><span class="material-symbols-rounded left-arrow-font" aria-hidden="true">chevron_left</span>Main menu</button> </div> <div id="item0" class="o5-mega-nav-group--item o5-mega-nav-container dmp-container " qa_handles="o5-mega-nav-container"> <div class="o5-mega-nav__row dmp-row" role="navigation" aria-label="MegaNav"> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card "> <div class="o5-mega-nav-card__image"> </div> <div class="o5-mega-nav-card__title">Health care</div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p>We provide affordable and personalized care</p> </div> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">How can we help?</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care/locations.html"> Find care </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find doctors, specialists, locations, urgent care and other services near you </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care/bill-pay-patient-portal.html"> Patient portal sign-in </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Make appointments, get medical records, message your care team and more </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care.html"> Get the right kind of care </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> From primary to virtual to urgent care, learn where to go and when </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care/bill-pay-patient-portal.html"> Pay a bill </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your medical bills the fast, easy way </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/patient-support.html"> Patient support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item0/col4/image.coreimg{.width}.jpeg/1722699948186/11-things-to-keep-in-mind.jpeg" data-asset="/content/dam/internal-resources/images/11-things-to-keep-in-mind.jpg" data-asset-id="294c86d3-7acb-4e3d-b3ea-72bfd0ab6907" id="image-15e03b41cc" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item0/col4/image.coreimg.jpeg/1722699948186/11-things-to-keep-in-mind.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__body-3-bold"><a href="https://www.optum.com/en/health-articles.html/healthy-living/how-can-i-live-more-healthy-and-active-lifestyle">11 things to keep in mind for a more healthy lifestyle</a></span></p> </div> <div class="o5-mega-nav-card__action"> <a class="o5-mega-nav-card__action-link dmp-btn dmp-btn--md dmp-btn--2" href="https://www.optum.com/en/health-articles.html">More articles</a> </div> </div> </div> </div> </div> <div id="item1" class="o5-mega-nav-group--item o5-mega-nav-container dmp-container " qa_handles="o5-mega-nav-container"> <div class="o5-mega-nav__row dmp-row" role="navigation" aria-label="MegaNav"> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card "> <div class="o5-mega-nav-card__image"> </div> <div class="o5-mega-nav-card__title">Financial</div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p>Accounts to help you save and pay for health care expenses</p> </div> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">How can we help?</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/sign-in.html?selectedTab=Individuals%20and%20families"> Sign in to your account </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your HSA, check your balance, transfer a balance and more </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/financial-services.html"> Explore account types </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Compare health benefit accounts and learn how each option can work for you </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/care/bill-pay-patient-portal.html"> Pay a bill </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> The fast, easy way to pay your medical bills online </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/library/health-finances.html"> Resources </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contribution limits, savings tools, calculators and eligible expenses </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/financial-account-support.html"> Account support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item1/col4/image.coreimg{.width}.jpeg/1730475447496/open-enrollment-mega2.jpeg" data-asset="/content/dam/o4-dam/images/consumers/financial-services/open-enrollment-mega2.jpeg" data-asset-id="914e5e92-f745-4180-b1f0-1f0e99f2da84" data-title="Open enrollment" id="image-a700d1dba9" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item1/col4/image.coreimg.jpeg/1730475447496/open-enrollment-mega2.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt title="Open enrollment"/> <meta itemprop="caption" content="Open enrollment"/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__small-1-bold">Open enrollment</span></p> <p><span class="o5-text__body-2-bold">Plan ahead for 2025</span></p> <p style=" margin-bottom: 18.0px; "><span class="o5-text__body-3">Open enrollment is here. Explore your financial health benefit account options to maximize your benefits. Visit the Resource Center to learn more.</span></p> </div> <div class="o5-mega-nav-card__action"> <a class="o5-mega-nav-card__action-link dmp-btn dmp-btn--md dmp-btn--2" href="https://www.optum.com/en/library/health-finances.html">Explore your options</a> </div> </div> </div> </div> </div> <div id="item2" class="o5-mega-nav-group--item o5-mega-nav-container dmp-container " qa_handles="o5-mega-nav-container"> <div class="o5-mega-nav__row dmp-row" role="navigation" aria-label="MegaNav"> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card "> <div class="o5-mega-nav-card__image"> </div> <div class="o5-mega-nav-card__title">Pharmacy</div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p>We make it easy to get medications you need, when and where you need them</p> </div> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">How can we help?</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/medication-delivery.html"> Home Delivery Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in, fill your prescription and have it delivered right to your door </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/specialty-pharmacy.html"> Specialty Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in and fill your specialty prescriptions for complex therapies </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/infusion-pharmacy.html"> Infusion Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in and manage your infusion therapies </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.genoahealthcare.com/"> Genoa Healthcare </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your medications for mental health and complex conditions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www2.optumrx.com/"> Optum Rx </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> For people with pharmacy insurance benefits through Optum Rx </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://os.optumrx.com/order-search"> Track orders </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Track your home delivery and specialty order </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/pharmacy-support.html"> Pharmacy support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and answers to frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item2/col4/image.coreimg{.width}.jpeg/1723148242978/optumrx-on-the-go.jpeg" data-asset="/content/dam/internal-resources/images/optumrx-on-the-go.jpg" data-asset-id="4c038f44-b789-483f-b39e-ed8a31253feb" id="image-208d29b1dc" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item2/col4/image.coreimg.jpeg/1723148242978/optumrx-on-the-go.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__small-1-bold">Mobile app</span></p> <p><span class="o5-text__body-2-bold">Optum Rx on the go</span></p> <p style=" margin-bottom: 18.0px; "><span class="o5-text__body-3">Request refills, track order status, manage billing information and much more.</span></p> <div><a href="https://apps.apple.com/us/app/optumrx/id941641944"><img class="text-component__badge" src="/content/dam/optum5/badges/badge-apple-app-store.svg" alt="Download on the App Store"/></a><a href="https://play.google.com/store/apps/details?id&#61;com.optum.rx"><img class="text-component__badge" src="/content/dam/optum5/badges/badge-google-play.svg" alt="Get it on Google Play"/></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <!-- Add Path for o5 main-nav and l2-nav and breadcrumb below by replacing the optum4 resourcepath with o5 as per code structure--> <div class="o5-l2-nav"> <div data-optum-cmp="o5-l2-nav" qa_handles="o5-l2-nav"> <div class="o5-l2-nav__container-bg"> <div class="dmp-container "> <div class="o5-l2-nav__container-content"> <nav aria-label="Library" class="o5-l2-nav o5-l2-web-nav"> <ul class="o5-l2-nav__wrapper" style="margin-bottom:0px"> <li class="o5-l2-nav__title dmp-type__body-3-bold js-has-content"> <div class="o5-l2-nav__title-text" qa_handles="o5-l2-nav__title-text">Library</div> </li> <li class="o5-l2-nav__item"> <div class="o5-l2-nav__btnmain"> <button id="Financial-resources-88477" aria-haspopup="true" aria-expanded="false" class="o5-l2-nav__btn dmp-type__body-3-bold o5-l2-nav__webbtn js-has-content"> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Financial resources </span> <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </button> <div class="o5-l2-nav__sub dmp-type__body-3 o5-l2-nav__sub--fadeout o5-l2-nav__sub--hidden" role="region" aria-labelledby="Financial-resources-88477"> <div class="o5-l2-nav__col"> <ul> <li> <a href="/en/library/health-finances/flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/health-savings-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Health savings account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/dependent-care-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Dependent care flexible spending account </span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/limited-purpose-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Limited purpose flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> </ul> </div> </div> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/pharmacy.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Pharmacy resources </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/medicare-advantage.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Medicare Advantage </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/health-wellness.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Health and wellness </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__button"> <a class="dmp-btn dmp-btn--sm dmp-btn--1" href="/en/contact-us/patient-support.html">Member support</a> </li> </ul> </nav> <div class="o5-l2-nav__mobile"> <nav aria-label="Main" class="o5-l2-nav__mobile-nav"> <ul class="o5-l2-nav__mobile-wrapper"> <li class="o5-l2-nav__mobile-title dmp-type__body-3-bold"> <button class="o5-l2-nav__btn dmp-type__body-3-bold mb-title-dd" aria-expanded="false"> Library <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> </button> <div class="o5-l2-mb-title-dd o5-l2-nav__sub--hidden"> <ul style="padding-left:0"> <li class="o5-l2-nav__mobile-item o5-l2-nav__item--multi"> <div class="o5-l2-nav__btnmain"> <button id="Financial-resources-100256" aria-haspopup="true" aria-expanded="false" class="o5-l2-nav__btn dmp-type__body-3-bold o5-l2-nav__webbtn js-has-content"> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Financial resources </span> <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </button> <div class="o5-l2-nav__sub dmp-type__body-3 o5-l2-nav__sub--fadeout o5-l2-nav__sub--hidden" role="region" aria-labelledby="Financial-resources-100256"> <div class="o5-l2-nav__col"> <ul> <li> <a href="/en/library/health-finances/flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/health-savings-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Health savings account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/dependent-care-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Dependent care flexible spending account </span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/limited-purpose-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Limited purpose flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> </ul> </div> </div> </div> </li> <li class="o5-l2-nav__mobile-item o5-l2-nav__item--multi"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/pharmacy.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Pharmacy resources </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__mobile-item o5-l2-nav__item--multi"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/medicare-advantage.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Medicare Advantage </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__mobile-item o5-l2-nav__item--multi"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/health-wellness.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Health and wellness </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__button js-has-content"> <a class="dmp-btn dmp-btn--sm dmp-btn--1" href="/en/contact-us/patient-support.html">Member support</a> </li> </ul> </div> </li> </ul> </nav> </div> </div> </div> </div> </div> </div> <div> <div class="o5-l2-nav-standalone" data-optum-cmp="o5-l2-nav-standalone" qa_handles="o5-l2-nav-standalone"> <div class="o5-l2-nav-standalone__container-bg"> <div class="dmp-container "> <div class="o5-l2-nav-standalone__container-content"> <nav class="o5-l2-nav-standalone o5-l2-web-nav"> <ul class="o5-l2-nav-standalone__wrapper" style="margin-bottom:0px"> </ul> </nav> <div class="o5-l2-nav-standalone__mobile"> <nav aria-label="Main" class="o5-l2-nav-standalone__mobile-nav"> <ul class="o5-l2-nav-standalone__mobile-wrapper"> <li class="o5-l2-nav-standalone__mobile-title dmp-type__body-3-bold"> <button class="o5-l2-nav-standalone__btn dmp-type__body-3-bold mb-title-dd" aria-expanded="false"> <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> </button> <div class="o5-l2-mb-title-dd o5-l2-nav-standalone__sub--hidden"> <ul style="padding-left:0"> </ul> </div> </li> </ul> </nav> </div> </div> </div> </div> </div></div> <div class="breadcrumb__wrapper"> <div class="breadcrumb__bg" data-optum-cmp="breadcrumb" qa_handles="breadcrumb"> <div class="dmp-container"> <nav class="breadcrumb_comp dmp-type__small-1" aria-label="Breadcrumb"> <ul data-qahandle="breadcrumbs" class="unstyled breadcrumb-nav horizontal-list hidden" data-attr="/content/optum5"> <li class="breadcrumb__item js--ces-home" qa_handles="o5-breadcrumb__item"> <svg xmlns="http://www.w3.org/2000/svg" height="18" viewBox="0 -960 960 960" width="18" fill="#4b4d4f" class="breadcrumb__arrow-mobile" aria-hidden="true"> <path d="M530-270 350-450q-7-7-10-14.5t-3-15.5q0-8 3-15.5t10-14.5l180-180q13-13 30-13t30 13q13 13 13 30t-13 30L440-480l150 150q13 13 13 30t-13 30q-13 13-30 13t-30-13Z"/> </svg> <a class="breadcrumb__home dmp-type__body-3-bold" href="/en.html">Home</a> </li> <li class="breadcrumb__item animated hidden" qa_handles="o5-breadcrumb__item"> <svg xmlns="http://www.w3.org/2000/svg" height="18" viewBox="0 -960 960 960" width="18" fill="#4b4d4f" class="breadcrumb__arrow" qa_handles="o5-breadcrumb__arrow" aria-hidden="true"> <path d="M348-268q-11-11-11-28t11-28l156-156-156-156q-11-11-11-28t11-28q11-11 28-11t28 11l184 184q6 6 8.5 13t2.5 15q0 8-2.5 15t-8.5 13L404-268q-11 11-28 11t-28-11Z"/> </svg> <svg xmlns="http://www.w3.org/2000/svg" height="18" viewBox="0 -960 960 960" width="18" fill="#4b4d4f" class="breadcrumb__arrow-mobile" aria-hidden="true"> <path d="M530-270 350-450q-7-7-10-14.5t-3-15.5q0-8 3-15.5t10-14.5l180-180q13-13 30-13t30 13q13 13 13 30t-13 30L440-480l150 150q13 13 13 30t-13 30q-13 13-30 13t-30-13Z"/> </svg> <a class="breadcrumb__link dmp-type__body-3-bold" href="/">Section </a> </li> </ul> </nav> </div> </div> </header></div> <main class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="main-content" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-3b64b78556" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="o5-detail-hero-banner aem-GridColumn aem-GridColumn--default--12"> <div id="o5-detail-hero-banner-132600360" class="cmp-o5-detail-hero-banner" data-optum-cmp="o5-detail-hero-banner" qa_handles="O5-detail-hero-banner"> <div class="o5-detail-hero-banner__container-generic o5-detail-hero-banner__brand-white dmp-container-fluid analytics_75handle"> <div class="dmp-container"> <div class="dmp-row o5-detail-hero-banner__rowClass"> <div class="dmp-col o5-detail-hero-banner__textAlignContainer"> <div class="o5-detail-hero-banner__genericSecWidth o5-detail-hero-banner__genericleftSecWidth"> <div class="o5-detail-hero-banner__content-generic-leftAlign"> <div class="o5-detail-hero-banner__header--genericleft"> <h1 id="heading-132600360" class="o5-detail-hero-banner__main-heading_1 dmp-type__display-2">Resources to improve your financial wellness</h1> <div id="o5-detail-hero-banner_text-132600360" class="o5-detail-hero-banner__bodyCopy-generic dmp-type__body-1"><p style=" text-align: left; "><span class="o5-text__body-1">Learn how to make the most of your health accounts, prepare for future health care costs and build savings to help you pay for those expenses.</span></p> </div> </div> <div class="o5-detail-hero-banner__button"> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="o5-50-50-content-block aem-GridColumn aem-GridColumn--default--12"> <div id="o5-50-50-content-block-75a0e537fcf07d7895f44425" class="o5-50-50-content-block" qa_handles="cmp-o5-50-50-content-block" data-optum-cmp="o5-50-50-content-block"> <div class="main_container brand-secondary-2 dmp-container-fluid analytics_75handle"> <div class="dmp-row"> <div> <div class="o5-50-50-content-block__container-left o5-50-50-content-block__container brand-secondary-2"> <div class="dmp-col-12 dmp-col-lg-12 dmp-col-xl-6"> <div class="o5-50-50-content-block__image brand-secondary-2"> <img src="/content/dam/optum4/images/business/financial/1080x720/1080x720_Health-and-finance-resource-library-woman-and-physician-talking.jpg" alt/> </div> </div> <div class="dmp-col-12 dmp-col-lg-12 dmp-col-xl-6 o5-50-50-content-block__textAlignContainer"> <div class="o5-50-50-content-block__content o5-50-50-content-block__content-right-image-left"> <div class="o5-50-50-content-block__header"> <p class="o5-50-50-content-block__eyeBrow dmp-type__body-3-bold"> </p> <h2 class="o5-50-50-content-block__main-heading dmp-type__heading-3">Higher HSA contribution limits for 2024</h2> <div class="o5-50-50-content-block__bodyCopy dmp-type__body-1"><p><span class="o5-text__body-1">Have you heard? The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.* It&#39;s a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow.</span></p> </div> </div> <div class="o5-50-50-content-block__buttonContainer"> <a class="o5-50-50-content-block__button js-button-click dmp-link-std js-dpl-button" data-url="/content/optum5/en/library/health-finances/page.hub5.2024-hsa-contribution-limits.html" href="/en/library/health-finances/page.hub5.2024-hsa-contribution-limits.html" tabindex="0">See new limits</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="o5-simple-card-short-variation aem-GridColumn aem-GridColumn--default--12"> <div id="o5-simple-card-short-variation-1230800691" class="o5-simple-card-short-variation__container o5-simple-card-short-variation__brand-secondary-3 margin__top-80 " qa_handles="o5-simple-card-short-variation__container"> <div class="o5-simple-card-short-variation__topper dmp-container analytics_75handle"> <div class="o5-simple-card-short-variation__topper-center dmp-row"> <div class="dmp-col-12 dmp-col-xl-8"> <h2 class="o5-simple-card-short-variation__topper-headline dmp-type__display-3 ">Take charge of your health care costs</h2> <div class="o5-simple-card-short-variation__topper-bodyCopy dmp-type__body-2"><p><span class="o4-text__body-1">Browse our resources and see how an <a href="https://www.optum.com/en/financial-services.html">Optum Financial health account</a> can help you.</span></p> </div> </div> </div> </div> <div class="dmp-container"> <section class="o5-simple-card-short-variation__grid dmp-row"> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Qualifying medical expenses </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Use your health account funds on all kinds of everyday medical items.</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="View qualified expenses Qualifying medical expenses" href="https://store.optum.com/expense-eligibility/.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">View qualified expenses</a> </div> </div></div> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Save on health costs and taxes </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Contribute the maximum to your HSA each year for maximum tax benefits.</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="Check contribution amount Save on health costs and taxes" href="/en/library/health-finances/page.hub5.manage-hsa-contributions.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">Check contribution amount</a> </div> </div></div> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Uploading a receipt is easy </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Learn to submit a medical expense receipt online in this short video.</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="Watch and learn Uploading a receipt is easy" href="/en/library/health-finances/page.hub5.upload-receipt.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">Watch and learn</a> </div> </div></div> </section> </div> <div class="dmp-container"> </div> </div></div> <div class="o5-hubs aem-GridColumn aem-GridColumn--default--12"> <div id="o5-hubs-region" class="o5-hubs dmp-margin__top-32 dmp-container" data-qahandle="o5-hubs" qa_handles="o5-hubs-container" data-aem-module="o5-hubs" data-optum-cmp="o5-hubs" data-aem-authoring="/content/optum5/en/library/health-finances/jcr:content/root/container/container/o4_hubs_copy.model.json"> <div data-optum-library-cmp="o5-hubs-header-region"> <div class="dmp-util-assist__text"> <h2>Resources</h2> </div> </div> <div data-optum-library-cmp="o5-results"> <div class="dmp-util-assist__text"> <div> <h3>Claims resource center</h3> <div>Claims can feel complicated. The process to get reimbursed doesn&#39;t have to be. Find answers and resources to simplify it below.</div> <div><a href="/en/library/health-finances/page.hub5.claims-resource-center.html">View details</a></div> </div> <div> <h3>Health savings account (HSA) webinars</h3> <div>Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-webinars.html">View details</a></div> </div> <div> <h3>HSA and FSA cards</h3> <div>You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-fsa-payment-card.html">View details</a></div> </div> <div> <h3>IRS 2024 HSA contribution limits</h3> <div>The IRS announced an increase in HSA contribution limits for the 2024 tax year.</div> <div><a href="/en/library/health-finances/page.hub5.2024-hsa-contribution-limits.html">View details</a></div> </div> <div> <h3>Optum Financial mobile app</h3> <div>Save time and take control with our advanced mobile app. Download the app today.</div> <div><a href="/en/library/health-finances/page.hub5.optum-financial-mobile-app.html">View details</a></div> </div> <div> <h3>IRS 2023 HSA Contribution Limits</h3> <div>The IRS announced an increase in HSA contribution limits for the 2023 tax year.</div> <div><a href="/en/library/health-finances/page.hub5.2023-hsa-contribution-limits.html">View details</a></div> </div> <div> <h3>HSA-FSA card: Pay the smarter way</h3> <div>Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you&#39;re using pretax funds.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-fsa-payment-card-video.html">View details</a></div> </div> <div> <h3>Add a beneficiary to your HSA or MSA</h3> <div>Take a minute to ensure you have a beneficiary selected. </div> <div><a href="/en/library/health-finances/page.hub5.adding-beneficiary-hsa-msa.html">View details</a></div> </div> <div> <h3>HSA withdrawal correction form</h3> <div>This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.</div> <div><a href="/en/library/health-finances/page.hub5.withdrawal-correction-form.html">View details</a></div> </div> <div> <h3>How to file a claim</h3> <div>Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.</div> <div><a href="/en/library/health-finances/page.hub5.file-claim.html">View details</a></div> </div> <div> <h3>Contribution limits</h3> <div>Max out your HSA this year with the contribution limit set by the IRS.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-contribution-limits.html">View details</a></div> </div> <div> <h3>HSA investment overview</h3> <div>Watch this video to learn more about how to set up your investment account — and start investing today.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-investment-overview.html">View details</a></div> </div> <div> <h3>Spending your FSA dollars</h3> <div>Learn more about how to manage your FSA funds so you don&#39;t lose them.</div> <div><a href="/en/library/health-finances/page.hub5.spending-fsa-dollars-tips.html">View details</a></div> </div> <div> <h3>The five stages of your HSA journey</h3> <div>Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-journey-stages.html">View details</a></div> </div> <div> <h3>Options to Invest Your HSA </h3> <div>This video shows you the differences between your two investment options and how to get started.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-investment-options.html">View details</a></div> </div> <div> <h3>How to upload a receipt</h3> <div>You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.</div> <div><a href="/en/library/health-finances/page.hub5.upload-receipt.html">View details</a></div> </div> <div> <h3>New account holder checklist</h3> <div>Make sure you&#39;re making the most of your new HSA with these easy steps.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-account-holder-checklist.html">View details</a></div> </div> <div> <h3>Health Savings Checkup tool</h3> <div>Estimate health care costs during retirement.</div> <div><a href="/en/library/health-finances/page.hub5.health-savings-checkup-tool.html">View details</a></div> </div> <div> <h3>Manage your HSA contributions</h3> <div>Are you taking full advantage of all your HSA&#39;s tax benefits by contributing the maximum each year?</div> <div><a href="/en/library/health-finances/page.hub5.manage-hsa-contributions.html">View details</a></div> </div> <div> <h3>How to use an HSA</h3> <div>Learn how to make deposits to and withdrawals from your health savings account (HSA).</div> <div><a href="/en/library/health-finances/page.hub5.using-hsa.html">View details</a></div> </div> <div> <h3>HSAs and tax season</h3> <div>Learn about the tax benefits and what you need to know at tax time.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-and-tax-season.html">View details</a></div> </div> <div> <h3>On-demand webinar: Tax time and Your HSA</h3> <div>This webinar will help you understand the tax benefits of your HSA, which forms you&#39;ll need to file your taxes and how your state treats HSA contributions.</div> <div><a href="/en/library/health-finances/page.hub5.tax-time-and-your-hsa.html">View details</a></div> </div> <div> <h3>HSAs: Part of Your Financial Plan</h3> <div>Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-financial-plan.html">View details</a></div> </div> <div> <h3>HSAs and Medicare</h3> <div>Learn more about what happens to your HSA once you enroll in Medicare.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-medicare.html">View details</a></div> </div> <div> <h3>HSA Tax Center</h3> <div>Questions about your taxes? We&#39;re here to help. You can get copies of your most recent tax forms by signing in to your account.</div> <div><a href="/en/library/health-finances/page.hub5.hsa-tax-center.html">View details</a></div> </div> <div> <h3>Calculate your health savings</h3> <div>See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.</div> <div><a href="/en/library/health-finances/page.hub5.calculate-health-savings.html">View details</a></div> </div> <div> <h3>HealthSafe ID</h3> <div>If you don&#39;t already have a HealthSafe ID®, you will be prompted to create one when signing in. </div> <div><a href="/en/library/health-finances/page.hub5.healthsafe-id.html">View details</a></div> </div> <div> <h3>What is an HSA?</h3> <div>Learn about the purpose of a health savings account (HSA) and how it works.</div> <div><a href="/en/library/health-finances/page.hub5.what-is-hsa.html">View details</a></div> </div> <div> <h3>What is a health care FSA?</h3> <div>Discover the benefits of having a health care FSA.</div> <div><a href="/en/library/health-finances/page.hub5.what-is-health-care-fsa.html">View details</a></div> </div> <div> <h3>What is a dependent care FSA?</h3> <div>Learn how you can use tax-free money to pay for dependent care.</div> <div><a href="/en/library/health-finances/page.hub5.fsa-dependent-care.html">View details</a></div> </div> <div> <h3>What is a limited purpose FSA?</h3> <div>Find out why pairing a limited purpose FSA with an HSA may be a smart choice.</div> <div><a href="/en/library/health-finances/page.hub5.limited-purpose-fsa.html">View details</a></div> </div> <div> <h3>What is an HRA?</h3> <div>Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).</div> <div><a href="/en/library/health-finances/page.hub5.what-is-hra.html">View details</a></div> </div> <div> <h3>IRS 2025 limit updates</h3> <div>Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2025.</div> <div><a href="/en/library/health-finances/page.hub5.2025-irs-regulatory-alert.html">View details</a></div> </div> <div> <h3>Transfer your HSA</h3> <div>Save time by combining your HSA funds into one account with Optum Financial. </div> <div><a href="/en/library/health-finances/page.health-savings-accounts.hsa-transfer.html">View details</a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </main> <div class="o5-Back-to-Top aem-GridColumn aem-GridColumn--default--12"><div id="o5-Back-to-Top" class="o5-Back-to-Top" data-optum-cmp="o5-Back-to-Top" qa-handles="o5-Back-to-Top"> <div class="o5back-top fixed hidden" id="back-top-fixed"> <a href="#main-content" class="back-to-top back-top-fixed" qa-handles="back-top-fixed"> <span class="material-symbols-rounded back-top__arrow" aria-hidden="true">keyboard_arrow_up</span> <span class="assistText-new">back to top</span> </a> </div> <div class="o5back-top static" style="visibility: hidden" qa-handles="back-top-static"> <span id="back-top-static" class="back-to-top static" style="visibility: hidden"> <span class="assistText-new">back to top</span> <span class="material-symbols-rounded back-top__arrow" aria-hidden="true">keyboard_arrow_up</span></span> </div> </div></div> <div class="o5-footer-container aem-GridColumn aem-GridColumn--default--12"> <footer> <div> <div class="o5-footer__withborder"></div> <div class="o5-footer__wrapper dmp-container" qa_handles="o5-FooterContainer"> <div class="o5-footer__row dmp-row" role="navigation" aria-label="Footer"> <div class="dmp-col-lg-12 dmp-col-xl-2" qa_handles="o5-Footer-card"> <div class="o5-footer__column"> <div class="o5-footer__child"> <p id="Company-77844" class="o5-footer__heading"> Company </p> <ul aria-labelledby="Company-77844" class="o5-footer__list"> <li class="o5-footer__item"> <a href="/en/about-us.html" class="o5-footer__link"> <span class="o5-footer__text">About us</span> </a> </li> <li class="o5-footer__item"> <a href="/en/careers.html" class="o5-footer__link"> <span class="o5-footer__text">Careers</span> </a> </li> <li class="o5-footer__item"> <a href="/en/more-optum-sites.html" class="o5-footer__link"> <span class="o5-footer__text">More Optum sites</span> </a> </li> </ul> </div> </div> </div> <div class="dmp-col-lg-12 dmp-col-xl-2" qa_handles="o5-Footer-card"> <div class="o5-footer__column"> <div class="o5-footer__child"> <p id="Support-13372" class="o5-footer__heading"> Support </p> <ul aria-labelledby="Support-13372" class="o5-footer__list"> <li class="o5-footer__item"> <a href="https://www.optum.com/en/customer-support.html" class="o5-footer__link"> <span class="o5-footer__text">Customer support</span> </a> </li> <li class="o5-footer__item"> <a href="https://business.optum.com/en/support.html" class="o5-footer__link"> <span class="o5-footer__text">Business support</span> </a> </li> </ul> </div> </div> </div> <div class="dmp-col-lg-12 dmp-col-xl-2" qa_handles="o5-Footer-card"> <div class="o5-footer__column"> <div class="o5-footer__child"> <p id="Countries-75022" class="o5-footer__heading"> Countries </p> <ul aria-labelledby="Countries-75022" class="o5-footer__list"> <li class="o5-footer__item"> <a href="https://www.optum.com.br/" class="o5-footer__link"> <span class="o5-footer__text">Optum Brazil</span> </a> </li> <li class="o5-footer__item"> <a href="https://www.optum.in/" class="o5-footer__link"> <span class="o5-footer__text">Optum India</span> </a> </li> <li class="o5-footer__item"> <a href="https://www.optum.ie/" class="o5-footer__link"> <span class="o5-footer__text">Optum Ireland</span> </a> </li> <li class="o5-footer__item"> <a href="https://www.optum.co.uk/" class="o5-footer__link"> <span class="o5-footer__text">Optum United Kingdom</span> </a> </li> </ul> </div> </div> </div> <div class="o5-footer__column dmp-col-lg-12 dmp-col-xl-2" qa_handles="o5-FooterAccessibilty-Card"> <div class="o5-footer__child"> <p id="Accessibility-67700" class="o5-footer__heading"> Accessibility </p> <ul aria-labelledby="Accessibility-67700" class="o5-footer__list"> <li class="o5-footer__item"> <a href="/en/language-assistance-nondiscrimination.html" class="o5-footer__link"> <span class="o5-footer__text" lang="en">Language Assistance / Non-Discrimination Notice</span> </a> </li> <li class="o5-footer__item"> <a href="/en/language-assistance-nondiscrimination.html" class="o5-footer__link"> <span class="o5-footer__text" lang="en">Asistencia de Idiomas / Aviso de no Discriminación</span> </a> </li> <li class="o5-footer__item"> <a href="/en/language-assistance-nondiscrimination.html" class="o5-footer__link"> <span class="o5-footer__text" lang="en">語言協助 / 不歧視通知</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div> <div class="o5-legal"> <div class="dmp-container" qa_handles="o5-SocialBar"> <div class="dmp-row"> <div class="social-info"> <nav aria-label="Social"> <p id="social-links" class="o5-legal__follow">Follow us</p> <ul class="o5-legal__social"> <li class="o5-legal__icons"> <a aria-labelledby="social-links linkedin" class="o5-legal__circle" href="https://www.linkedin.com/company/optum"> <span id="linkedin" class="assistText"> &nbsp;on linkedin </span> <img class="linkedin-img" src="/content/dam/optum5/socialshareicons/Linkedin_5a.svg" aria-hidden="true"/> <!-- <span class="fa fa-linkedin" aria-hidden="true"> </span> --> </a> </li> <li class="o5-legal__icons"> <a aria-labelledby="social-links facebook" class="o5-legal__circle" href="https://www.facebook.com/myOptum/"> <span id="facebook" class="assistText"> &nbsp;on facebook </span> <img class="facebook-img" src="/content/dam/optum5/socialshareicons/Facebook_5a.svg" aria-hidden="true"/> <!-- <span class="fa fa-facebook" aria-hidden="true"> </span> --> </a> </li> <li class="o5-legal__icons"> <a aria-labelledby="social-links twitter" class="o5-legal__circle" href="https://twitter.com/optum/"> <span id="twitter" class="assistText"> &nbsp;on twitter </span> <img class="twitter-img" src="/content/dam/optum5/socialshareicons/Twitter_5a.svg" aria-hidden="true"/> <!-- <span class="fa fa-twitter" aria-hidden="true"> </span> --> </a> </li> <li class="o5-legal__icons"> <a aria-labelledby="social-links instagram" class="o5-legal__circle" href="https://www.instagram.com/optum/?hl=en"> <span id="instagram" class="assistText"> &nbsp;on instagram </span> <img class="instagram-img" src="/content/dam/optum5/socialshareicons/Instagram_5a.svg" aria-hidden="true"/> <!-- <span class="fa fa-instagram" aria-hidden="true"> </span> --> </a> </li> </ul> </nav> </div> <hr class="o5-legal__hr"/> <div class="o5-legal__disclaimer"><p><span class="o5-text__small-1">*You must meet the minimum deductible for a qualifying high-deductible health plan.</span></p> <p><span class="o5-text__small-1">Self-directed mutual fund investment options are made available through the services of an independent investment advisor, or your plan sponsor. Discretionary advisory services are provided by Betterment LLC, an SEC-registered investment adviser, with associated brokerage transactions provided by Betterment Securities, Member FINRA/SIPC. For details and disclosures visit betterment.com. The Schwab Health Savings Brokerage Account is offered to certain account holders through Charles Schwab &amp; Co., Inc., Member FINRA/SIPC. For details and disclosures, visit schwab.com. Brokerage services are offered to certain accountholders through TD Ameritrade, Inc., Member FDIC/SIPC and a subsidiary of The Charles Schwab Corporation. For details and disclosures, visit tdameritrade.com.</span></p> <p><span class="o5-text__small-1">Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Optum Financial and its subsidiaries are not broker-dealer or registered investment advisors and do not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.</span></p> <p><span class="o5-text__small-1">Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, <a href="https://www.optum.com/content/dam/optum4/resources/pdf/nbt-approval-letter.pdf">an IRS-Designated Non-Bank Custodian of HSAs,</a> each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.</span></p> <p><span class="o5-text__small-1">Flexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC (collectively, &#34;Optum Financial&#34;) and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured.</span></p> <p><span class="o5-text__small-1">This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.</span></p> <p><span class="o5-text__small-1">Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.</span></p> <p><span class="o55-text__small-1">The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to previously placed orders, and cannot be combined with other promotional codes. Additionally, the code cannot be used for prescription drugs or virtual care visits. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code you must enter it prior to completing the order.</span></p> <p><span class="o5-text__small-1">Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply.</span></p> <p><span class="o5-text__small-1">Optum Now is an affiliate of the UnitedHealth Group family of companies.</span></p> <p><span class="o5-text__small-1">Your employer sponsored plan may exclude reimbursement for certain categories of items. Check your plan document and summary plan description or contact your benefits department for specific coverage details. </span></p> </div> <div class="o5-legal__copyright" qa_handles="o5-LegalBar"> <div class="o5-legal__info"> <p class="o5-legal__copyrighttext">© 2024 Optum, Inc. All rights reserved. Stock photos used.</p> <nav aria-label="Legal"> <ul class="o5-legal__list"> <li> <a class="o5-legal__links" href="/en/privacy-policy.html"> <span class="o5-legal__text">Privacy policy</span> </a> </li> <li> <a class="o5-legal__links" href="/en/terms-of-use.html"> <span class="o5-legal__text">Terms of use</span> </a> </li> <li> <a class="o5-legal__links" href="/en/opt-out.html"> <span class="o5-legal__text">Opt out</span> </a> </li> <li> <a class="o5-legal__links" href="/en/accessibility.html"> <span class="o5-legal__text">Accessibility</span> </a> </li> <li> <a class="o5-legal__links" href="/en/vulnerability.html"> <span class="o5-legal__text">Vulnerability report</span> </a> </li> <li> <a class="o5-legal__links" href="/en/do-not-call-policy.html"> <span class="o5-legal__text">Do Not Call policy</span> </a> </li> </ul> </nav> </div> </div> </div> </div> </div> </div> <script type="text/javascript"> var pagePath = window.location.pathname; if(pagePath.includes("/content/optum-united-kingdom/en_gb") || pagePath.includes("/content/optum-ireland/en-ie")) { document.write("<div id='consent_blackbar'></div>"); document.write("<div id='teconsent'></div>"); var scr = document.createElement("script"); scr.src = '//consent.trustarc.com/notice?domain=uhg-optum.com&c=teconsent&js=nj&noticeType=bb&text=true&privacypolicylink=' + window.location.origin + '/privacy-policy.html'; scr.async = "async"; scr.crossorigin = 'crossorigin'; document.getElementById("teconsent").appendChild(scr); } document.querySelectorAll('.o5-footer__heading').forEach((idx, el) => { var columnId= idx.getAttribute('id'); idx.closest('nav').setAttribute('aria-labelledby', columnId); }); </script> </footer> </div> </div> </div> </div> <script src="/etc.clientlibs/dmp/clientlibs/clientlib-react.lc-53d1e00dc56035b0752f8b6797c46029-lc.min.js"></script> <script src="/etc.clientlibs/dmp/clientlibs/clientlib-site.lc-9136efd11c4ed1ad578dcdff0fb113bc-lc.min.js"></script> <script async src="/etc.clientlibs/core/wcm/components/commons/site/clientlibs/container.lc-0a6aff292f5cc42142779cde92054524-lc.min.js"></script> <script async src="/etc.clientlibs/dmp/clientlibs/clientlib-base.lc-9a7c5c4c30740ce53f09786411afe541-lc.min.js"></script> <script src="https://assets.sitescdn.net/answers-search-bar/v1.0/answerstemplates.compiled.min.js"></script> </body> </html>

Pages: 1 2 3 4 5 6 7 8 9 10