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Privacy statement - Embedded financial products - Adyen
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7.29289C9.09763 7.68342 9.09763 8.31658 8.70711 8.70711L1.70711 15.7071C1.31658 16.0976 0.683417 16.0976 0.292893 15.7071Z" fill="currentColor"/></svg></button> <!----></li><li role="none" class="ds-header-navigation__items__item ds-background-color-white ds-padding-y-12 ds-padding-y-12" data-v-e441215c><button type="button" aria-haspopup="true" aria-expanded="false" role="menuitem" data-track-component-name="DsPageHeader" data-track-text="Resources" data-track-level="1" class="ds-button-link ds-button-link--primary ds-button-link--black ds-header-navigation__link" data-v-e441215c><span data-v-e441215c>Resources</span> <svg xmlns="http://www.w3.org/2000/svg" width="9" height="16" viewBox="0 0 9 16" aria-label="chevron-right" role="img" class="icon" data-v-e441215c><path fill-rule="evenodd" clip-rule="evenodd" d="M0.292893 15.7071C-0.0976311 15.3166 -0.0976311 14.6834 0.292893 14.2929L6.58579 8L0.292893 1.70711C-0.0976309 1.31658 -0.0976309 0.683417 0.292893 0.292893C0.683418 -0.0976314 1.31658 -0.0976314 1.70711 0.292893L8.70711 7.29289C9.09763 7.68342 9.09763 8.31658 8.70711 8.70711L1.70711 15.7071C1.31658 16.0976 0.683417 16.0976 0.292893 15.7071Z" fill="currentColor"/></svg></button> <!----></li><li role="none" class="ds-header-navigation__items__item ds-background-color-white ds-padding-y-12 ds-padding-bottom-24" data-v-e441215c><a href="/pricing" aria-label="Pricing" data-track-component-name="DsPageHeader" data-track-text="Pricing" data-track-level="1" data-j-link="" role="menuitem" class="ds-header-navigation__link ds-button-link ds-button-link--primary ds-button-link--black" data-v-e441215c><div data-j-link-text="" class="ds-text-icon" data-v-7fb055b6><!----><span data-j-text="" data-v-7fb055b6>Pricing</span><!----></div></a></li> <li role="none" class="ds-header-navigation__items__item ds-padding-top-24 ds-padding-bottom-12" data-v-e441215c><button type="button" aria-haspopup="true" role="menuitem" aria-expanded="false" data-track-component-name="DsPageHeader" data-track-id="search" data-track-text="Search" data-track-level="1" class="ds-button-link ds-button-link--primary ds-button-link--black" data-v-e441215c><div data-j-link-text="" class="ds-text-icon" data-v-7fb055b6 data-v-e441215c><svg xmlns="http://www.w3.org/2000/svg" width="20" height="21" viewBox="0 0 20 21" aria-label="search" role="img" data-j-icon-left="" class="icon ds-text-icon__icon ds-text-icon__icon--left ds-margin-right-12" data-v-7fb055b6> <g fill="none" stroke="currentColor" stroke-width="2" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"> <path d="M9 17.25C13.4183 17.25 17 13.6683 17 9.25C17 4.83172 13.4183 1.25 9 1.25C4.58172 1.25 1 4.83172 1 9.25C1 13.6683 4.58172 17.25 9 17.25Z"/> <path d="M19 19.25L15 15.25"/> </g> </svg><span data-j-text="" data-v-7fb055b6>Search</span><!----></div></button> <!----></li> <li role="none" class="ds-header-navigation__items__item ds-padding-y-12" data-v-e441215c><a 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us</span><!----></div></a></li> <!----></ul></nav></div></div></div></div></div></div></section> <div class="header-portal vue-portal-target"></div> <!----></header> <main class="ds-page-layout__content" data-v-302ce658><div class="ds-page-content page" style="padding-top:0px;" data-v-8361f0e6 data-v-f96bd082><div class="ds-container ds-height-full" data-v-8361f0e6 data-v-f96bd082><div class="ds-grid ds-height-full" data-v-8361f0e6 data-v-f96bd082><button type="button" aria-label="Back to top" data-j-back-top-button="" class="ds-button-icon ds-button-icon--white back-to-top-button back-to-top-button--show" data-v-369343b2 data-v-f96bd082><svg xmlns="http://www.w3.org/2000/svg" width="12" height="16" viewBox="0 0 12 16" aria-label="arrowTopSmall" role="img" class="icon" data-v-369343b2><path fill-rule="evenodd" clip-rule="evenodd" d="M5 15C5 15.5523 5.44772 16 6 16C6.55229 16 7 15.5523 7 15L7 3.41422L10.2929 6.70711C10.6834 7.09763 11.3166 7.09763 11.7071 6.70711C12.0976 6.31658 12.0976 5.68342 11.7071 5.29289L6.70867 0.294453C6.70378 0.289542 6.69884 0.284681 6.69385 0.279872C6.60187 0.191188 6.49709 0.123582 6.3856 0.0770502C6.26694 0.0274172 6.13667 1.1948e-08 6.00001 0C5.86441 -1.18537e-08 5.73513 0.0269851 5.61722 0.0758791C5.49927 0.124679 5.38877 0.197017 5.2929 0.292893L0.292894 5.29289C-0.0976312 5.68342 -0.0976312 6.31658 0.292894 6.70711C0.683417 7.09763 1.31658 7.09763 1.70711 6.70711L5 3.41421L5 15Z" fill="currentColor"/></svg></button> <!----> <!----> <section class="page__main ds-grid__col ds-grid__col--12 ds-padding-y-48 ds-lg-padding-left-48 ds-lg-grid__col--6" data-v-8361f0e6 data-v-f96bd082><!----> <a href="/privacy-policy" data-track-component-name="DsLinkBack" text="Privacy Statement" class="ds-link-back ds-margin-bottom-24 nuxt-link-active ds-link-back--secondary" data-v-3bb77b16 data-v-f96bd082><div data-j-link-text="" class="ds-text-icon" data-v-7fb055b6 data-v-3bb77b16><svg xmlns="http://www.w3.org/2000/svg" width="6" height="10" viewBox="0 0 6 10" aria-label="chevron-left-small" role="img" data-j-icon-left="" class="icon ds-text-icon__icon ds-text-icon__icon--left ds-margin-right-8" data-v-7fb055b6><path fill-rule="evenodd" clip-rule="evenodd" d="M5.70711 0.292893C6.09763 0.683417 6.09763 1.31658 5.70711 1.70711L2.41421 5L5.70711 8.29289C6.09763 8.68342 6.09763 9.31658 5.70711 9.70711C5.31658 10.0976 4.68342 10.0976 4.29289 9.70711L0.292893 5.70711C-0.0976311 5.31658 -0.0976311 4.68342 0.292893 4.29289L4.29289 0.292893C4.68342 -0.0976311 5.31658 -0.0976311 5.70711 0.292893Z" fill="currentColor"/></svg><span data-j-text="" data-v-7fb055b6>Privacy Statement</span><!----></div></a> <h1 class="ds-heading ds-margin-bottom-12" data-v-8361f0e6 data-v-f96bd082> Embedded financial products </h1> <!----> <!----> <!----> <!----> <ul data-v-f96bd082><li data-id="card-issuing" class="ds-margin-y-48"><h2 class="ds-heading-small ds-margin-bottom-12"><!----> Card Issuing </h2> <div class="ds-rich-text" data-v-40610e03><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>When you have an Adyen issued card</strong></p><p data-v-40610e03 data-v-40610e03>If you or your employer sign up for our Card Services, we may provide you with a debit card, charge card, or prepaid card depending on the type of account linked to your card (“Card Services”), and in connection with your Card Program Provider’s agreement with Adyen. We will process your personal data, including <a data-v-40610e03 data-v-40610e03>KYC</a> information (e.g., name and address), in order to provide you with these services. Your name, address, and card details may be shared with card manufacturers to provide you with a physical card. </p><p data-v-40610e03 data-v-40610e03>If you are issued a card directly by one of Adyen’s bank sponsors, we may collect additional personal information to fulfill our <a data-v-40610e03 data-v-40610e03>KYC</a> obligations. </p><p data-v-40610e03 data-v-40610e03>When provided with a card issued by Adyen or by one of Adyen’s bank sponsors, Adyen will also process transaction information, including your cardholder name, card number and expiry date.</p><p data-v-40610e03 data-v-40610e03>Finally, when providing Card Services, we may process your information for the following purposes:</p><ul data-v-40610e03 data-v-40610e03><li data-v-40610e03 data-v-40610e03><p data-v-40610e03 data-v-40610e03>Processing and monitoring transaction behavior;</p></li><li data-v-40610e03 data-v-40610e03><p data-v-40610e03 data-v-40610e03>Verifying your identity for authentication purposes; and</p></li><li data-v-40610e03 data-v-40610e03><p data-v-40610e03 data-v-40610e03>Improving our products and services.</p></li></ul><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>How long do we keep this data?</strong></p><p data-v-40610e03 data-v-40610e03>We will only keep your data for as long as we reasonably need to for the purposes listed above.</p><p data-v-40610e03 data-v-40610e03>We keep the data we collect in order to perform the transaction in accordance with applicable laws. For most jurisdictions, this is a period of 7 years after conclusion of the relevant transaction, in order to meet our fiscal, corporate, and other statutory obligations.</p><p data-v-40610e03 data-v-40610e03>The retention terms outlined above may be extended if we are required to keep data longer due to applicable law, or to administer our business. If we need to keep any information for an extended period for our legitimate interest of protecting our legal rights, we will keep the necessary information for this purpose until the relevant claim(s) has/have been settled.</p></div> <!----></li><li data-id="capital" class="ds-margin-y-48"><h2 class="ds-heading-small ds-margin-bottom-12"><!----> Capital </h2> <div class="ds-rich-text" data-v-40610e03><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>When you receive an Adyen loan or merchant cash advance </strong></p><p data-v-40610e03 data-v-40610e03>If you are a user or sub-merchant and are signed up for Adyen Capital (a financial product offered by Adyen to its platform customers), you may receive an Adyen loan or merchant cash advance, depending on your location. To be able to offer you these products, Adyen will need to collect <a data-v-40610e03 data-v-40610e03>KYC</a> information from you. </p><p data-v-40610e03 data-v-40610e03>In order to determine your eligibility for Adyen Capital, we will run initial checks on your use of Adyen products and services, including your current and anticipated sales volume. We may rely on our customer’s own internal credit checks and compliance checks to determine eligibility and/or may collect additional information. This process may involve automated decision-making, which may include profiling under certain privacy laws. You have the right to opt-out of such profiling. Please note that opting-out of profiling will mean that you are no longer eligible for Adyen Capital. Please see Your Individual Rights for more information about these rights and how to opt-out. </p><p data-v-40610e03 data-v-40610e03>When provided with Adyen Capital, Adyen will process information about the transactions made from such loans or merchant cash advance. Such information may be shared with Adyen’s customer. </p><p data-v-40610e03 data-v-40610e03>If and when necessary, your personal information may be shared with third parties to provide you with our products and services, or with collection agencies. </p><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>How long do we keep this data?</strong></p><p data-v-40610e03 data-v-40610e03>We only keep your data for as long as we reasonably need to for the purposes listed above.</p><p data-v-40610e03 data-v-40610e03>We keep the data we collect in order to perform the transaction in accordance with applicable laws. For most jurisdictions, this is a period of 7 years after conclusion of the relevant transaction, in order to meet our fiscal, corporate, and other statutory obligations.</p><p data-v-40610e03 data-v-40610e03>The retention terms above may be extended if we are required to keep data longer due to applicable law, or to administer our business. If we need to keep any information for an extended period for our legitimate interest of protecting our legal rights, we will keep the necessary information for this purpose until the relevant claim(s) has/have been settled.</p></div> <!----></li><li data-id="business-account" class="ds-margin-y-48"><h2 class="ds-heading-small ds-margin-bottom-12"><!----> Business Account </h2> <div class="ds-rich-text" data-v-40610e03><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>When you receive an Adyen-issued business account</strong></p><p data-v-40610e03 data-v-40610e03>If you request an Adyen business account, we process your personal data such as your name, address, company name, and address in order to provide you with the business account. In addition, we may collect additional personal information to complete <a data-v-40610e03 data-v-40610e03>KYC</a> or other compliance obligations. In order to perform any services related to your business account, Adyen will process all information relevant to the business account, account funding, as well as the account and routing number associated with the business account. </p><p data-v-40610e03 data-v-40610e03><strong data-v-40610e03 data-v-40610e03>How long do we keep this data?</strong></p><p data-v-40610e03 data-v-40610e03>We only keep your data for as long as we reasonably need to for the purposes listed above. Under most regulations, we are required to keep a record of bank account transactions for 7 years.</p><p data-v-40610e03 data-v-40610e03>The retention terms may be extended if we are required to keep data longer due to applicable law, or to administer our business. If we need to keep any information longer for an extended period for our legitimate interest of protecting our legal rights, we will keep the necessary information for this purpose until the relevant claim(s) has/have been settled.</p></div> <!----></li></ul> <!----> <!----></section></div></div> <!----></div></main> <footer class="ds-page-layout__footer" data-v-302ce658><section class="ds-page-footer ds-background-color-white" data-v-299db9f8><hr class="ds-divider ds-divider--light" data-v-299db9f8> <div class="ds-container ds-padding-top-48 ds-md-padding-top-96 ds-background-color-white ds-page-footer__container ds-page-footer__container--switcher" data-v-299db9f8><div class="ds-margin-bottom-48 ds-md-margin-bottom-96 ds-lg-margin-bottom-144" data-v-299db9f8><nav class="ds-grid ds-position-relative" data-v-b7bb97e8><ul role="menubar" class="ds-grid__col ds-grid__col--6 ds-md-grid__col--4 ds-lg-grid__col--2 ds-lg-padding-top-0" data-v-b7bb97e8><li role="none" class="ds-text 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