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Vice Presidents, and First Ladies</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/consumer" href="#">Consumer Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class="has-open-item"> <a aria-describedby="sr-next" aria-expanded="false" data-href="/money" href="#">Money and Taxes</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/credit-and-debt" href="#">Credit and Debt</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/credit">Credit Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/credit-reports">Credit Reports and Scores</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/currency">Currency</a> </li> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/housing" href="/web/20230206103822/https://www.usa.gov/housing">Housing</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Help Buying a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/cars">Car Complaints and Motor Vehicle Services</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/filing-taxes-topics">Filing Your Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/coronavirus" href="#">COVID-19</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-vaccine-and-testing">COVID-19 Health Information, Vaccines, and Testing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-small-business-loans">COVID-19 Small Business Loans and Assistance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-unemployment-benefits">COVID-19 Unemployment Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-financial-help-from-the-government">Financial Assistance for Food, Housing, and Bills</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/federal-covid-response">Government Response to Coronavirus, COVID-19</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-scams">Scams Related to COVID-19</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disability-services" href="#">Disability Services</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-benefits-insurance">Benefits and Insurance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-caregiver">Caregiver Support</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-financial-support">Financial Assistance and Support Services</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-programs">Government and Local Disability Programs</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-jobs-education">Jobs and Education</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-veterans-benefits">Veterans Disability Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disasters-and-emergencies" href="#">Disasters and Emergencies</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/after-disaster">After a Disaster</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disaster-area-help">Financial Assistance Within Designated Natural Disaster Areas</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/help-disaster-survivors">Help Survivors of a Disaster</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/hurricane-ian">Hurricane Ian</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/education" href="#">Education</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/higher-education">College and Higher Education</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/libraries">Libraries and Archives</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/student-loans">Manage and Repay Student Loans</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/agencies" href="#">Government Agencies and Elected Officials</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/federal-agencies">A-Z Index of U.S. Government Agencies</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/about-the-us" href="#">About the U.S.</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/flag">American Flag</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/statistics">Data and Statistics About the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/history">History and Historical Documents</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaints">Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/crime-prison">Crime and Prisons</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/laws-and-regs">Federal Laws and Regulations</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/family">Personal Legal Issues, Documents, and Family History</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/scams-and-frauds">Scams and Frauds</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/voting-laws-history">Voting and Election Laws and History</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/life-in-the-us">Learn About Life in the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/presidents">Presidents, Vice Presidents, and First Ladies</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/buy-from-government" href="#">Buying from the U.S. Government</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/auctions-and-sales">Auctions and Sales</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-surplus-sales">Surplus Sales by State</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/forms">Forms, by Agency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/state-tribal-governments" href="#">State, Local, and Tribal Governments</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-governor">Governors</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/tribes">Indian Tribes and Resources for Native Americans</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/local-governments">Local Governments</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-attorney-general">State Attorneys General</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/states-and-territories">State Governments</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-courts">State, County, and Municipal Courts</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health" href="#">Health</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/doctors">Doctors and Medical Facilities</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/health-resources">Health Information from the Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health-insurance" href="#">Health Insurance</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-health-insurance">Finding Health Insurance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/medicaid">Medicaid and CHIP</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/medicare">Medicare</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/paying-for-medical">Paying for Medical Care</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/medicine">Medications</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mental-health-substance-abuse">Mental Health and Substance Abuse</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/vaccinations">Vaccines and Immunizations</a> </li> </ul> </li> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/housing" href="/web/20230206103822/https://www.usa.gov/housing" data-critical-path="true">Housing</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Help Buying a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/jobs-and-unemployment" href="#">Jobs and Unemployment</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/job-search" href="#">Looking for a New Job</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/find-a-job">Find a Job</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/federal-employees" href="#">U.S. Government Employees</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/benefits-for-federal-employees">Pay and Benefits for Federal Employees</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/safer-federal-workforce">Protecting the Federal Workforce from COVID-19</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/crime-prison" href="#">Crime and Prisons</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/crimes-against-children">Crimes Involving Children</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/prisons">Prisons and Prisoners</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/report-crime">Reporting Crime</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/corrections">State Corrections Departments</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws-and-regs" href="#">Federal Laws and Regulations</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/laws-and-regulations">Commonly Requested U.S. Laws and Regulations</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/how-laws-are-made">How Laws Are Made and How to Research Them</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/pollution">Pollution Issues</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/family" href="#">Personal Legal Issues, Documents, and Family History</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/child-care">Child Support</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/family-legal">Family Legal Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/genealogy">Genealogy and Family History</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/legal-aid">Lawyers and Legal Advice</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/replace-vital-documents">Replace Your Vital Records</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting-laws-history" href="#">Voting and Election Laws and History</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/election-results">Historical Election Results</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/voter-id">Voter ID Requirements</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/voting-laws">Voting and Election Laws</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/military-and-veterans" href="#">Military and Veterans</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/join-military">Join the Military</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-personnel-and-installations">Locate Military Members, Units, and Facilities</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/education-military-veterans">Military and Veterans Education Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-pay">Military Pay and Pensions</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-records">Military Records and Identification</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/selective-service">Selective Service (the Draft)</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/veteran-burial-benefits">Veterans Burial and Survivor Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/veteran-health">Veterans Health Benefits and Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/veteran-housing">Veterans Housing Help</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/veteran-employment">Veterans Jobs and Training</a> </li> </ul> </li> <li class="has-open-item"> <a aria-describedby="sr-next" aria-expanded="false" data-href="/money" href="#">Money and Taxes</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/consumer" href="#">Consumer Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/credit-and-debt" href="#">Credit and Debt</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/credit">Credit Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/credit-reports">Credit Reports and Scores</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/currency">Currency</a> </li> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/housing" href="/web/20230206103822/https://www.usa.gov/housing">Housing</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Help Buying a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/filing-taxes-topics" href="#">Filing Your Taxes</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/who-needs-to-file-taxes">Do You Need to File a Tax Return?</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/help-with-taxes">Get Help with Your Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/get-tax-forms">Get Your Tax Forms</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/file-taxes">How to File Your Federal Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/tax-benefits">Tax Credits and Deductions</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-and-immigration" href="#">Travel and Immigration</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/immigration-and-citizenship" href="#">Immigration and Citizenship</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/deportation">Deportation</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/green-cards">Green Cards and Permanent Residence in the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/become-us-citizen">How to Apply for U.S. Citizenship</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/enter-us">How to Enter the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/renounce-lose-citizenship">Renounce or Lose Your U.S. Citizenship</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-abroad" href="#">Passports and International Travel</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/passport">Getting or Renewing a U.S. Passport</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/americans-abroad">International Travel Issues</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/family-outside-us">Issues with Family Outside the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/passport-problems">U.S. Passport Fees, Facilities or Problems</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/recreation-and-travel" href="#">Recreation and Travel within the U.S.</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/recreation">Recreational Areas and Activities</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/plane-travel">Travel by Plane</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/visas-and-visitors" href="#">Visas and Visiting the U.S.</a> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/visas">Apply for Nonimmigrant Visas to the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/visitors-driving">Foreign Nationals Driving in the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/visa-problems">Visa Status, Renewals, or Problems</a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/visitors">Visitors Living in the U.S.</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting" href="#">Voting and Elections</a> <ul> <li> <a 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clearfix"><nav aria-label="Housing - leftnav" class="col-md-3 leftnav"> <div aria-label="Help Buying a New Home"> <div class="shade"> <header> <h2> <a href="/web/20230206103822/https://www.usa.gov/housing" class="url"> <span>Housing</span> </a> </h2> </header> <ul> <li> <a href="/web/20230206103822/https://www.usa.gov/finding-home" class="url"> <span>Affordable Rental Housing</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/foreclosure" class="url"> <span>Foreclosure</span> </a> </li> <li class="slctd"> <a> <span>Help Buying a Home</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-help-audiences" class="url"> <span>Housing Help</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-scams" class="url"> <span>Housing Scams</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/housing-complaints" class="url"> <span>Housing-Related Complaints</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/mortgages" class="url"> <span>Mortgages</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/moving" class="url"> <span>Moving</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/repairing-home" class="url"> <span>Repairing and Improving a Home</span> </a> </li> <li> <a href="/web/20230206103822/https://www.usa.gov/post-office" class="url"> <span>U.S. Postal Service Issues</span> </a> </li></ul> </div> </div> </nav>  <div class="col-md-9 col-sm-12 rightnav"> <header> <h1 id="page-title">Help Buying a New Home</h1> <p><div class="usa-alert usa-alert--beta"> <div class="usa-alert__body"> <h4>Help us build the next USA.gov</h4> <p class="usa-alert__text"> Check out the <a id="pagelevel-beta-link" class="usa-link" href="https://web.archive.org/web/20230206103822/https://beta.usa.gov/">new version of this page on our future website</a>. We want to know what you think. </p> </div> </div> </p> </header> <div class="wotp"> <header> <h2>On This Page</h2> </header> <div class="clearfix"> <ul> <li> <a href="#item-37002" onclick="document.getElementById('item-37002').focus();">Programs to Help You Pay for a Home </a> </li> <li> <a href="#item-212877" onclick="document.getElementById('item-212877').focus();">FHA Loans and HUD Homes </a> </li> <li> <a href="#item-213668" onclick="document.getElementById('item-213668').focus();">Homeowner Voucher Program </a> </li> </ul> </div> </div> <article role="complementary" aria-labelledby="item-37002"> <header> <h2 id="item-37002">Programs to Help You Pay for a Home</h2> </header><p>The Department of Housing and Urban Development (HUD) and other federal agencies offer a variety of programs that may be able to help you purchase a home if you qualify for assistance:</p><h3>FHA Loans for First-Time Homebuyers</h3><ul><li>The Federal Housing Administration (FHA), part of HUD, insures mortgages, making it easier for potential homeowners to afford loans. FHA also offers HUD homes for sale. <a href="https://web.archive.org/web/20230206103822/https://www.usa.gov/buying-home#item-212877">Learn more about FHA Loans.</a></li></ul><h3>Homeownership Vouchers</h3><ul><li><a href="https://web.archive.org/web/20230206103822/https://www.usa.gov/buying-home#item-213668">The program provides</a> public housing residents and others with a low income who are first-time homebuyers with subsidies to use toward buying a home. For additional information about this program, contact your <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/public_indian_housing/pha/contacts">local Public Housing Agency (PHA)</a>.</li></ul><h3>Indian Home Loan Guarantee Program</h3><ul><li><a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/public_indian_housing/ih/homeownership/184">The program, also known as Section 184 </a>is a home mortgage specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities.</li></ul><h3>Programs for Service Members and Veterans</h3><ul><li>The Department of Veterans Affairs (VA) offers <a href="https://web.archive.org/web/20230206103822/http://www.benefits.va.gov/homeloans/">home loan programs </a>designed to help veterans and active duty service members.</li><li><a href="https://web.archive.org/web/20230206103822/http://www.benefits.va.gov/homeloans/nadl.asp">Learn about the Native American Direct Loan (NADL) program</a>, also from the VA. </li></ul><h3>Programs for Rural Residents</h3><ul><li>The Department of Agriculture (USDA) <a href="https://web.archive.org/web/20230206103822/http://www.rd.usda.gov/contact-us/state-offices">Local Rural Development (RD) offices </a>can provide information on <a href="https://web.archive.org/web/20230206103822/http://www.rd.usda.gov/programs-services">single-family housing programs for rural residents</a>.</li></ul><h3>State Programs</h3><ul><li>Contact your<a href="https://web.archive.org/web/20230206103822/https://www.ncsha.org/housing-help"> state housing finance agency</a> or <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/topics/rental_assistance/local">state HUD office</a> for information about special programs administered by your state and properties available in your area.</li></ul><p>In addition to all the programs, HUD funds approved housing counseling agencies throughout the country that can provide advice on many housing-related topics, including buying a home. <a href="https://web.archive.org/web/20230206103822/https://hudgov-answers.force.com/housingcounseling/s/">Use this map </a>to find one in your state.</p><h3>Foreclosure Properties<strong> </strong></h3><p>If you are interested in a foreclosure-related property, reach out to a licensed real estate agent who will be able to advise you on when the property may be available for purchase.</p> </article> <article role="complementary" aria-labelledby="item-212877"> <header> <h2 id="item-212877">FHA Loans and HUD Homes</h2> </header><p>If you’re a homebuyer, the Department of Housing and Urban Development (HUD) has two programs that may help make the process more affordable.</p><h3>FHA Loans </h3><p>The Federal Housing Administration (FHA) manages the <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/buying/loans">FHA loans program</a>. This may be a good mortgage choice if you’re a first-time buyer because the requirements are not as strict as for other loans. The down payment and closing costs are low.</p><h4>Am I eligible for an FHA loan? </h4><ul><li>You must qualify for a  loan with an FHA-approved lender. In general, your <a href="https://web.archive.org/web/20230206103822/https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/">credit score</a> doesn't need to be high. </li><li>The price of the home you want to insure must be within the <a href="https://web.archive.org/web/20230206103822/https://entp.hud.gov/idapp/html/hicostlook.cfm">loan limit for an FHA home in its location</a>. </li></ul><h4>How do I apply for an FHA loan? </h4><p>The FHA doesn't lend money to people. It insures mortgage loans from FHA-approved lenders against default. To apply for an FHA-insured loan, you will need to use an FHA-approved lender. <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/housing/sfh/lender/lenderlist">Search for an FHA-approved lender here.</a> </p><ul><li><p><a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/housing/sfh/title/repair">Find FHA loan products for manufactured (mobile) homes</a>. </p></li><li><p><a href="https://web.archive.org/web/20230206103822/https://www.consumerfinance.gov/owning-a-home/loan-options/fha-loans/">Learn more about FHA loans</a>. </p></li></ul><h4>How do I complain about an FHA loan? </h4><p>If you have a complaint about an FHA loan program, <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/complaints/customer_service">contact the FHA Resource Center</a>. </p><h3>HUD Homes </h3><p>When homeowners default on their FHA loan, HUD takes ownership of the property, because HUD oversees the FHA loan program. These properties are called either HUD homes or HUD real estate owned (REO) property. </p><h4>Am I eligible to buy a HUD home?</h4><p>Your qualifications to buy a HUD home depend on your credit score, ability to get a mortgage, and the amount of your cash down payment. You can also use an FHA-insured mortgage to buy a HUD home.  </p><h4>How do I apply for a HUD home?</h4><p>Use the <a href="https://web.archive.org/web/20230206103822/https://www.hudhomestore.gov/Home/Index.aspx">HUDHomestore</a> to find listings of HUD real estate owned (REO) properties for sale. Click on the agent tab to find contact information to learn more about the property. </p><h4>Where do I call for extra help about a HUD home?</h4><p>If you have a question or need more information about FHA loans or HUD homes, you can:</p><ul><li><p>Check their list of <a href="https://web.archive.org/web/20230206103822/https://hudgov-answers.force.com/FHA/s/">frequently asked questions</a>.</p></li><li><p><a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/housing/sfh/fharesourcectr">Email or call</a> the FHA Resource Center.</p></li></ul> </article> <article role="complementary" aria-labelledby="item-213668"> <header> <h2 id="item-213668">Homeowner Voucher Program</h2> </header><p>If you have a low income and need help buying your first home, the Department of Housing and Urban Development (HUD) <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/public_indian_housing/programs/hcv/homeownership">Housing Choice Voucher homeownership program</a> may be able to help. </p><h3>Housing Choice Voucher Eligibility</h3><p>You must: </p><ul><li><p>Be a first-time buyer as defined by HUD</p></li><li><p>Meet a minimum income requirement set by the local public housing authority (PHA)</p></li><li><p>Have at least one adult working full-time and for at least one year</p></li><li><p>Complete homeownership and housing counseling program</p></li></ul><h3>How to Apply for a Housing Choice Voucher</h3><p>Contact your <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/public_indian_housing/pha/contacts">local PHA</a>. If it does not offer a homeownership program, you can contact <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/public_indian_housing/about/css">HUD’s PIH Customer Service Center</a>.</p><h3>How to File a Housing-Related Complaint</h3><ul><li><p>If a lender is discriminating against you, <a href="https://web.archive.org/web/20230206103822/https://www.consumerfinance.gov/complaint/">submit a complaint to the Consumer Financial Protection Bureau</a>.</p></li><li><p>You can also file a <a href="https://web.archive.org/web/20230206103822/https://www.hud.gov/program_offices/fair_housing_equal_opp/online-complaint">housing discrimination complaint with HUD</a>. </p></li><li><p>Learn more about <a href="https://web.archive.org/web/20230206103822/https://www.usa.gov/housing-complaints#item-36122">housing-related discrimination</a> and how to complain about it. </p></li></ul><h3>More Information About Housing Choice Vouchers</h3><ul><li><p>If you have sold your home, you will not be able to use the program for your next purchase. Housing Choice Vouchers are for first-time buyers.</p></li><li><p>You are not required to work with a specific real estate agent or any specific lender when getting a home loan.</p></li></ul> </article> <div id="sm-share"><span id="share-page">Share This Page:</span> <div> <a id="fcb" href="https://web.archive.org/web/20230206103822/https://www.facebook.com/sharer/sharer.php?u=https://www.usa.gov/buying-home&v=3" aria-labelledby="fcb share-page"> <img src="/web/20230206103822im_/https://www.usa.gov/images/Icon_Connect_Facebook.png" alt="Facebook"/> </a> <a id="twr" href="https://web.archive.org/web/20230206103822/https://twitter.com/intent/tweet?source=webclient&text=Help Buying a New Homehttps://www.usa.gov/buying-home" aria-labelledby="twr share-page"> <img src="/web/20230206103822im_/https://www.usa.gov/images/Icon_Connect_Twitter.png" alt="Twitter"/> </a> <a id="em" href="https://web.archive.org/web/20230206103822/mailto:/?subject=Help Buying a New Home&body=https://www.usa.gov/buying-home" aria-labelledby="em share-page"> <img src="/web/20230206103822im_/https://www.usa.gov/images/Icon_Connect_Email.png" alt="Email"/> </a> </div> </div>  <div id="cntctbx"> <h2 id="">Do you have a question?</h2> <p> Ask a real person any government-related question for free. 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