CINXE.COM

<!DOCTYPE html> <html lang="en"> <head> <meta charset="utf-8"> <meta name="csrf-param" content="authenticity_token" /> <meta name="csrf-token" content="7zVdNF6PWrAt5gDBnHcdZgSI6ERyxZu8kseg0UDwgCQfAjaC_3q1mPlq0fPcvg4DXU43PPAz_mvcLEZoRCLXsQ" />  <script type="text/javascript" src="https://cdn.cookielaw.org/consent/e84eaf2a-776d-4c82-aa6b-f01a22f98238/OtAutoBlock.js"></script> <script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="e84eaf2a-776d-4c82-aa6b-f01a22f98238"></script> <script type="text/javascript"> function OptanonWrapper() { const acceptBtn = document.getElementById("accept-recommended-btn-handler"); const rejectAllBtn = document.querySelector(".ot-pc-refuse-all-handler"); const confirmBtn = document.querySelector(".save-preference-btn-handler"); const buttons = [acceptBtn, rejectAllBtn, confirmBtn].filter(element => element !== null && element !== undefined); const bottomBtnWrapper = document.querySelector(".ot-btn-container"); if (bottomBtnWrapper) { bottomBtnWrapper.style.display = "flex"; bottomBtnWrapper.style.justifyContent = "center"; bottomBtnWrapper.style.flexWrap = "wrap"; if (acceptBtn) acceptBtn.style.marginRight = "10px"; } buttons.forEach(button => { if (bottomBtnWrapper) bottomBtnWrapper.appendChild(button); button.addEventListener('click', handleCookieConsentChange); }); } function handleCookieConsentChange() { const disableGAProperty = "ga-disable-G-03RG29TNXP"; const matomoReady = window["_paq"] !== undefined && window["_paq"] !== null; if (!window.OnetrustActiveGroups.includes(2)) { window[disableGAProperty] = true; if (matomoReady) _paq.push(['optUserOut']); } else { window[disableGAProperty] = false; if (matomoReady) _paq.push(['forgetUserOptOut']); } } function launchCookieManager() { var otConsentSdk = document.getElementById("onetrust-consent-sdk"); if (otConsentSdk) otConsentSdk.remove(); window.OneTrust.Init() window.OneTrust.LoadBanner(); window.OneTrust.ToggleInfoDisplay(); } </script>  <style> #onetrust-banner-sdk { background: #f3f3f3 !important; } .cookie-setting-link { background: #f3f3f3 !important; } .pc-logo, .ot-pc-logo img { content:url(https://static.law360news.com/images/Law360-Pos_glow@2x.png); } #onetrust-pc-sdk.otPcCenter { max-width: 730px !important; } #onetrust-pc-sdk button { height: 40px !important; } button#accept-recommended-btn-handler { margin-bottom: 0px !important; } button.save-preference-btn-handler { margin-right: 10px !important; } #onetrust-pc-sdk .ot-pc-footer { overflow: scroll; } .ot-pc-footer button { margin-top: 10px !important; } </style> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"> <script type="text/javascript">window.NREUM||(NREUM={});NREUM.info={"beacon":"bam.nr-data.net","errorBeacon":"bam.nr-data.net","licenseKey":"d4a97ca1fb","applicationID":"508316","transactionName":"IV9fTEpXD1lXEBoWVAFEWFdWS0xGWg1C","queueTime":0,"applicationTime":53,"agent":""}</script> <script type="text/javascript">(window.NREUM||(NREUM={})).init={ajax:{deny_list:["bam.nr-data.net"]}};(window.NREUM||(NREUM={})).loader_config={xpid:"VQcFVldUGwYAXFJTAQ==",licenseKey:"d4a97ca1fb",applicationID:"508316"};;/*! For license information please see nr-loader-full-1.284.1.min.js.LICENSE.txt */ (()=>{var e,t,r={8122:(e,t,r)=>{"use strict";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||"object"!=typeof e)return(0,n.R)(3);if(!t||"object"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):"object"==typeof e[a]&&"object"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{"use strict";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error("All info objects require an agent identifier!");if(!a[e])throw new Error("Info for ".concat(e," was never set"));return a[e]}function u(e,t){if(!e)throw new Error("All info objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{"use strict";r.d(t,{D0:()=>h,gD:()=>p,xN:()=>g});var n=r(3333);const i=e=>{if(!e||"string"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var o=r(2614),a=r(944),s=r(384),c=r(8122);const u="[data-nr-mask]",d=()=>{const e={feature_flags:[],experimental:{marks:!1,measures:!1,resources:!1},mask_selector:"*",block_selector:"[data-nr-block]",mask_input_options:{color:!1,date:!1,"datetime-local":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},get feature_flags(){return e.feature_flags},set feature_flags(t){e.feature_flags=t},generic_events:{enabled:!0,autoStart:!0},harvest:{interval:30},jserrors:{enabled:!0,autoStart:!0},logging:{enabled:!0,autoStart:!0},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,autoStart:!0},performance:{get capture_marks(){return e.feature_flags.includes(n.$v.MARKS)||e.experimental.marks},set capture_marks(t){e.experimental.marks=t},get capture_measures(){return e.feature_flags.includes(n.$v.MEASURES)||e.experimental.measures},set capture_measures(t){e.experimental.measures=t},capture_detail:!0,resources:{get enabled(){return e.feature_flags.includes(n.$v.RESOURCES)||e.experimental.resources},set enabled(t){e.experimental.resources=t},asset_types:[],first_party_domains:[],ignore_newrelic:!0}},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:o.wk,inactiveMs:o.BB},session_replay:{autoStart:!0,enabled:!1,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){i(t)?e.mask_selector="".concat(t,",").concat(u):""===t||null===t?e.mask_selector=u:(0,a.R)(5,t)},get block_class(){return"nr-block"},get ignore_class(){return"nr-ignore"},get mask_text_class(){return"nr-mask"},get block_selector(){return e.block_selector},set block_selector(t){i(t)?e.block_selector+=",".concat(t):""!==t&&(0,a.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&"object"==typeof t?e.mask_input_options={...t,password:!0}:(0,a.R)(7,t)}},session_trace:{enabled:!0,autoStart:!0},soft_navigations:{enabled:!0,autoStart:!0},spa:{enabled:!0,autoStart:!0},ssl:void 0,user_actions:{enabled:!0,elementAttributes:["id","className","tagName","type"]}}},l={},f="All configuration objects require an agent identifier!";function h(e){if(!e)throw new Error(f);if(!l[e])throw new Error("Configuration for ".concat(e," was never set"));return l[e]}function g(e,t){if(!e)throw new Error(f);l[e]=(0,c.a)(t,d());const r=(0,s.nY)(e);r&&(r.init=l[e])}function p(e,t){if(!e)throw new Error(f);var r=h(e);if(r){for(var n=t.split("."),i=0;i<n.length-1;i++)if("object"!=typeof(r=r[n[i]]))return;r=r[n[n.length-1]]}return r}},5603:(e,t,r)=>{"use strict";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error("All loader-config objects require an agent identifier!");if(!a[e])throw new Error("LoaderConfig for ".concat(e," was never set"));return a[e]}function c(e,t){if(!e)throw new Error("All loader-config objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{"use strict";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0,harvester:void 0},d={};function l(e){if(!e)throw new Error("All runtime objects require an agent identifier!");if(!d[e])throw new Error("Runtime for ".concat(e," was never set"));return d[e]}function f(e,t){if(!e)throw new Error("All runtime objects require an agent identifier!");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],"harvestCount")||Object.defineProperty(d[e],"harvestCount",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{"use strict";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n="1.284.1",i="PROD",o="CDN",a="^2.0.0-alpha.18"},6154:(e,t,r)=>{"use strict";r.d(t,{OF:()=>u,RI:()=>i,WN:()=>f,bv:()=>o,gm:()=>a,lR:()=>l,m:()=>c,mw:()=>s,sb:()=>d});var n=r(1863);const i="undefined"!=typeof window&&!!window.document,o="undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:"undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s=Boolean("hidden"===a?.document?.visibilityState),c=""+a?.location,u=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),d=u&&"undefined"==typeof SharedWorker,l=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\s](\d+\.\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),f=Date.now()-(0,n.t)()},7295:(e,t,r)=>{"use strict";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t<n.length;t++){var r=n[t];if("*"===r.hostname)return!1;if(s(r.hostname,e.hostname)&&c(r.pathname,e.pathname))return!1}return!0}function o(e){return void 0===e.hostname}function a(e){if(n=[],e&&e.length)for(var t=0;t<e.length;t++){let r=e[t];if(!r)continue;0===r.indexOf("http://")?r=r.substring(7):0===r.indexOf("https://")&&(r=r.substring(8));const i=r.indexOf("/");let o,a;i>0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a="");let[s]=o.split(":");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf("/")&&(e=e.substring(1)),0===t.indexOf("/")&&(t=t.substring(1)),""===e||e===t}},1687:(e,t,r)=>{"use strict";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error("agentIdentifier required");s[e]||(s[e]=new Map)}function l(e="",t="feature",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t<e.length;++t)g(e[t],r);Object.entries(r).forEach((([e,t])=>{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit("drain-"+t,[])}}function g(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{"use strict";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c="nr@context:".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:g,addEventListener:g,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i<r.length;i++)r[i]===t&&r.splice(i,1)},emit:function(e,r,n,i,o){!1!==o&&(o=!0);if(u.aborted&&!i)return;t&&o&&t.emit(e,r,n);for(var a=h(n),c=p(e),d=c.length,l=0;l<d;l++)c[l].apply(a,r);var g=v()[s[e]];g&&g.push([f,e,r,a]);return a},get:m,listeners:p,context:h,buffer:function(e,t){const r=v();if(t=t||"feature",f.aborted)return;Object.entries(e||{}).forEach((([e,n])=>{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&"object"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,"aborted",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function g(e,t){n[e]=p(e).concat(t)}function p(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,"globalEE"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{"use strict";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{"use strict";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get("handle");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{"use strict";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o="feature"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{"use strict";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{"use strict";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{"use strict";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split("").map((e=>"x"===e?o(t,r++).toString(16):"y"===e?(3&o()|8).toString(16):e)).join("")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s<e;s++)a.push(o(r,i++).toString(16));return a.join("")}function c(){return s(16)}function u(){return s(32)}},2614:(e,t,r)=>{"use strict";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n="NRBA",i="SESSION",o=144e5,a=18e5,s={STARTED:"session-started",PAUSE:"session-pause",RESET:"session-reset",RESUME:"session-resume",UPDATE:"session-update"},c={SAME_TAB:"same-tab",CROSS_TAB:"cross-tab"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{"use strict";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{"use strict";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||"").indexOf("data:"))return{protocol:"data"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(":")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&""!==r.port||("http:"===t.protocol&&(r.port="80"),"https:"===t.protocol&&(r.port="443")),r.pathname&&""!==r.pathname?r.pathname.startsWith("/")||(r.pathname="/".concat(r.pathname)):r.pathname="/",r}catch(e){return{}}}},944:(e,t,r)=>{"use strict";function n(e,t){"function"==typeof console.debug&&console.debug("New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{"use strict";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o="newrelic";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&"object"==typeof e&&(a.has(t)||(r.emit("rumresp",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{"use strict";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{"use strict";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{"use strict";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if("object"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??""}catch(e){try{n.ee.emit("internal-error",[e])}catch(e){}return""}}},5289:(e,t,r)=>{"use strict";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return"undefined"==typeof document||"complete"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)("load",e,t)}function a(e){if(i())return e();(0,n.DD)("DOMContentLoaded",e)}},384:(e,t,r)=>{"use strict";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{"use strict";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)("visibilitychange",(function(){if(t)return void("hidden"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{"use strict";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u="addEventListener",d="removeEventListener",l="nr@wrapped:".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get("events")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],"-",g)}function g(e,t){return e[1]}return"getPrototypeOf"in Object&&(a.RI&&h(document,f),c&&h(c.prototype,f),h(a.gm,f)),t.on(u+"-start",(function(e,t){var n=e[1];if(null!==n&&("function"==typeof n||"object"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if("function"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,"fn-",null,e.name||"anonymous"):n}));this.wrapped=e[1]=i}})),t.on(d+"-start",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;"object"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{"use strict";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o="nr@original:".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n="");const a="-"===n.charAt(0);for(let s=0;s<t.length;s++){const c=t[s],u=e[c];d(u)||(e[c]=r(u,a?c+n:n,i,c,o))}},r.flag=o,r;function r(t,r,n,s,c){return d(t)?t:(r||(r=""),nrWrapper[o]=t,function(e,t,r){if(Object.defineProperty&&Object.keys)try{return Object.keys(e).forEach((function(r){Object.defineProperty(t,r,{get:function(){return e[r]},set:function(t){return e[r]=t,t}})})),t}catch(e){u([e],r)}for(var n in e)a.call(e,n)&&(t[n]=e[n])}(t,nrWrapper,e),nrWrapper);function nrWrapper(){var o,a,d,l;try{a=this,o=[...arguments],d="function"==typeof n?n(o,a):n||{}}catch(t){u([t,"",[o,a,s],d],e)}i(r+"start",[o,a,s],d,c);try{return l=t.apply(a,o)}catch(e){throw i(r+"err",[o,a,e],d,c),e}finally{i(r+"end",[o,a,l],d,c)}}}function i(r,n,i,o){if(!s||t){var a=s;s=!0;try{e.emit(r,n,i,t,o)}catch(t){u([t,r,n,i],e)}s=a}}}function u(e,t){t||(t=n.ee);try{t.emit("internal-error",e)}catch(e){}}function d(e){return!(e&&"function"==typeof e&&e.apply&&!e[o])}},9414:(e,t,r)=>{"use strict";r.d(t,{J:()=>c});var n=r(7836),i=r(2646),o=r(944),a=r(3434);const s=new Map;function c(e,t,r,c){if("object"!=typeof t||!t||"string"!=typeof r||!r||"function"!=typeof t[r])return(0,o.R)(29);const u=function(e){return(e||n.ee).get("logger")}(e),d=(0,a.YM)(u),l=new i.y(n.P);l.level=c.level,l.customAttributes=c.customAttributes;const f=t[r]?.[a.Jt]||t[r];return s.set(f,l),d.inPlace(t,[r],"wrap-logger-",(()=>s.get(f))),u}},9300:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{"use strict";r.d(t,{$v:()=>u,TZ:()=>n,Zp:()=>i,kd:()=>c,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=["auxclick","click","copy","keydown","paste","scrollend"],o=["focus","blur"],a=4,s=1e3,c=["PageAction","UserAction","BrowserPerformance"],u={MARKS:"experimental.marks",MEASURES:"experimental.measures",RESOURCES:"experimental.resources"}},6774:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{"use strict";r.d(t,{A$:()=>o,ET:()=>a,TZ:()=>s,p_:()=>i});var n=r(860);const i={ERROR:"ERROR",WARN:"WARN",INFO:"INFO",DEBUG:"DEBUG",TRACE:"TRACE"},o={OFF:0,ERROR:1,WARN:2,INFO:3,DEBUG:4,TRACE:5},a="log",s=n.K7.logging},3785:(e,t,r)=>{"use strict";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(8154),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,["API/logging/".concat(c.toLowerCase(),"/called")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return"string"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},8154:(e,t,r)=>{"use strict";r.d(t,{z_:()=>o,XG:()=>s,TZ:()=>n,rs:()=>i,xV:()=>a});r(6154),r(9566),r(384);const n=r(860).K7.metrics,i="sm",o="cm",a="storeSupportabilityMetrics",s="storeEventMetrics"},6630:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{"use strict";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:"recordReplay",PAUSE:"pauseReplay",REPLAY_RUNNING:"replayRunning",ERROR_DURING_REPLAY:"errorDuringReplay"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:"Session was reset",sm:"Reset"},IMPORT:{message:"Recorder failed to import",sm:"Import"},TOO_MANY:{message:"429: Too Many Requests",sm:"Too-Many"},TOO_BIG:{message:"Payload was too large",sm:"Too-Big"},CROSS_TAB:{message:"Session Entity was set to OFF on another tab",sm:"Cross-Tab"},ENTITLEMENTS:{message:"Session Replay is not allowed and will not be started",sm:"Entitlement"}},d=5e3,l={API:"api"}},5270:(e,t,r)=>{"use strict";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,"session_trace.enabled")}function c(e){return!0===(0,i.gD)(e,"session_replay.preload")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{"use strict";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i="bstResource",o="resource",a="-start",s="-end",c="fn"+a,u="fn"+s,d="pushState",l=1e3},4234:(e,t,r)=>{"use strict";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{"use strict";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,"privacy.cookies_enabled")},8969:(e,t,r)=>{"use strict";r.d(t,{j:()=>N});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(8154),h=r(384),g=r(6344);const p=["setErrorHandler","finished","addToTrace","addRelease","recordCustomEvent","addPageAction","setCurrentRouteName","setPageViewName","setCustomAttribute","interaction","noticeError","setUserId","setApplicationVersion","start",g.G4.RECORD,g.G4.PAUSE,"log","wrapLogger"],m=["setErrorHandler","finished","addToTrace","addRelease"];var v=r(1863),b=r(2614),y=r(993),R=r(3785),x=r(9414);function w(){const e=(0,h.pV)();p.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const E={};var A=r(9417),T=r(5603),_=r(5284);const S=e=>{const t=e.startsWith("http");e+="/",r.p=t?e:"https://"+e};let O=!1;function N(e,t={},p,N){let{init:I,info:P,loader_config:j,runtime:C={},exposed:k=!0}=t;C.loaderType=p;const H=(0,h.pV)();P||(I=H.init,P=H.info,j=H.loader_config),(0,A.xN)(e.agentIdentifier,I||{}),(0,T.a)(e.agentIdentifier,j||{}),P.jsAttributes??={},d.bv&&(P.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,P);const D=(0,A.D0)(e.agentIdentifier),L=[P.beacon,P.errorBeacon];O||(D.proxy.assets&&(S(D.proxy.assets),L.push(D.proxy.assets)),D.proxy.beacon&&L.push(D.proxy.beacon),w(),(0,h.US)("activatedFeatures",_.B),e.runSoftNavOverSpa&&=!0===D.soft_navigations.enabled&&D.feature_flags.includes("soft_nav")),C.denyList=[...D.ajax.deny_list||[],...D.ajax.block_internal?L:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,"api");const p={};var w=s.ee.get(e),A=w.get("tracer");E[e]=b.g.OFF,w.on(g.G4.REPLAY_RUNNING,(t=>{E[e]=t}));var T="api-",_=T+"ixn-";function S(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(T,n,!0,o||null===r?"session":void 0)(t,r)}function O(){}p.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,["API/log/called"],void 0,n.K7.metrics,w),(0,R.R)(w,e,t,r)},p.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,["API/wrapLogger/called"],void 0,n.K7.metrics,w),(0,x.J)(w,e,t,{customAttributes:r,level:i})},m.forEach((e=>{p[e]=I(T,e,!0,"api")})),p.addPageAction=I(T,"addPageAction",!0,n.K7.genericEvents),p.recordCustomEvent=I(T,"recordCustomEvent",!0,n.K7.genericEvents),p.setPageViewName=function(t,r){if("string"==typeof t)return"/"!==t.charAt(0)&&(t="/"+t),(0,o.f)(e).customTransaction=(r||"http://custom.transaction")+t,I(T,"setPageViewName",!0)()},p.setCustomAttribute=function(e,t,r=!1){if("string"==typeof e){if(["string","number","boolean"].includes(typeof t)||null===t)return S(e,t,"setCustomAttribute",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},p.setUserId=function(e){if("string"==typeof e||null===e)return S("enduser.id",e,"setUserId",!0);(0,l.R)(41,typeof e)},p.setApplicationVersion=function(e){if("string"==typeof e||null===e)return S("application.version",e,"setApplicationVersion",!1);(0,l.R)(42,typeof e)},p.start=()=>{try{(0,a.p)(f.xV,["API/start/called"],void 0,n.K7.metrics,w),w.emit("manual-start-all")}catch(e){(0,l.R)(23,e)}},p[g.G4.RECORD]=function(){(0,a.p)(f.xV,["API/recordReplay/called"],void 0,n.K7.metrics,w),(0,a.p)(g.G4.RECORD,[],void 0,n.K7.sessionReplay,w)},p[g.G4.PAUSE]=function(){(0,a.p)(f.xV,["API/pauseReplay/called"],void 0,n.K7.metrics,w),(0,a.p)(g.G4.PAUSE,[],void 0,n.K7.sessionReplay,w)},p.interaction=function(e){return(new O).get("object"==typeof e?e:{})};const N=O.prototype={createTracer:function(e,t){var r={},i=this,o="function"==typeof t;return(0,a.p)(f.xV,["API/createTracer/called"],void 0,n.K7.metrics,w),h||(0,a.p)(_+"tracer",[(0,v.t)(),e,r],i,n.K7.spa,w),function(){if(A.emit((o?"":"no-")+"fn-start",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t="string"==typeof e?new Error(e):e;throw A.emit("fn-err",[arguments,this,t],r),t}finally{A.emit("fn-end",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,["API/"+t+"/called"],void 0,n.K7.metrics,w),i&&(0,a.p)(e+t,[r?(0,v.t)():performance.now(),...arguments],r?null:this,i,w),r?void 0:this}}function P(){r.e(891).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,"api")})).catch((e=>{(0,l.R)(27,e),w.abort()}))}return["actionText","setName","setAttribute","save","ignore","onEnd","getContext","end","get"].forEach((e=>{N[e]=I(_,e,void 0,h?n.K7.softNav:n.K7.spa)})),p.setCurrentRouteName=h?I(_,"routeName",void 0,n.K7.softNav):I(T,"routeName",!0,n.K7.spa),p.noticeError=function(t,r){"string"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,["API/noticeError/called"],void 0,n.K7.metrics,w),(0,a.p)("err",[t,(0,v.t)(),!1,r,!!E[e]],void 0,n.K7.jserrors,w)},d.RI?(0,u.GG)((()=>P()),!0):P(),p}(e.agentIdentifier,N,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),O=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return""})()},860:(e,t,r)=>{"use strict";r.d(t,{$J:()=>u,K7:()=>s,P3:()=>c,XX:()=>i,qY:()=>n,v4:()=>a});const n="events",i="jserrors",o="browser/blobs",a="rum",s={ajax:"ajax",genericEvents:"generic_events",jserrors:i,logging:"logging",metrics:"metrics",pageAction:"page_action",pageViewEvent:"page_view_event",pageViewTiming:"page_view_timing",sessionReplay:"session_replay",sessionTrace:"session_trace",softNav:"soft_navigations",spa:"spa"},c={[s.pageViewEvent]:1,[s.pageViewTiming]:2,[s.metrics]:3,[s.jserrors]:4,[s.spa]:5,[s.ajax]:6,[s.sessionTrace]:7,[s.softNav]:8,[s.sessionReplay]:9,[s.logging]:10,[s.genericEvents]:11},u={[s.pageViewEvent]:a,[s.pageViewTiming]:n,[s.ajax]:n,[s.spa]:n,[s.softNav]:n,[s.metrics]:i,[s.jserrors]:i,[s.sessionTrace]:o,[s.sessionReplay]:o,[s.logging]:"browser/logs",[s.genericEvents]:"ins"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({95:"nr-full-compressor",222:"nr-full-recorder",891:"nr-full"}[e]+"-1.284.1.min.js"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t="NRBA-1.284.1.PROD:",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName("script"),d=0;d<u.length;d++){var l=u[d];if(l.getAttribute("src")==r||l.getAttribute("data-webpack")==t+o){s=l;break}}if(!s){c=!0;var f={891:"sha512-Od067lOY95DPNtK7790Jj9QGqTZsvY6WYoIbG9jHEx11YH+cKephP0D8xq7MtEc7AyDyxUVwptzUh6Pbdip4tw==",222:"sha512-Vri3Yj4cB04wqiEEGR+rrouuXE/Yj3Ll4v5eMo+DIjvUV6pHbvkI/mrkd/7Ja/8B+sLaHQ5QtU44lWIknfQUZA==",95:"sha512-Z4n831y0rPpX2VuolNEewH7fHFDKSBKBicYgr59PyFVPDnOHJkbYBnYGZXH4o4cyKimKyV3VJpLeGXA6eIxYJQ=="};(s=document.createElement("script")).charset="utf-8",s.timeout=120,i.nc&&s.setAttribute("nonce",i.nc),s.setAttribute("data-webpack",t+o),s.src=r,0!==s.src.indexOf(window.location.origin+"/")&&(s.crossOrigin="anonymous"),f[a]&&(s.integrity=f[a])}e[r]=[n];var h=(t,n)=>{s.onerror=s.onload=null,clearTimeout(g);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},g=setTimeout(h.bind(null,void 0,{type:"timeout",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},i.p="https://js-agent.newrelic.com/",(()=>{var e={85:0,959:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&("load"===r.type?"missing":r.type),a=r&&r.target&&r.target.src;s.message="Loading chunk "+t+" failed.\n("+o+": "+a+")",s.name="ChunkLoadError",s.type=o,s.request=a,n[1](s)}}),"chunk-"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u<a.length;u++)o=a[u],i.o(e,o)&&e[o]&&e[o][0](),e[o]=0},r=self["webpackChunk:NRBA-1.284.1.PROD"]=self["webpackChunk:NRBA-1.284.1.PROD"]||[];r.forEach(t.bind(null,0)),r.push=t.bind(null,r.push.bind(r))})(),(()=>{"use strict";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(){this.agentIdentifier=(0,r.LA)(16)}#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e("addPageAction",e,t)}recordCustomEvent(e,t){return this.#e("recordCustomEvent",e,t)}setPageViewName(e,t){return this.#e("setPageViewName",e,t)}setCustomAttribute(e,t,r){return this.#e("setCustomAttribute",e,t,r)}noticeError(e,t){return this.#e("noticeError",e,t)}setUserId(e){return this.#e("setUserId",e)}setApplicationVersion(e){return this.#e("setApplicationVersion",e)}setErrorHandler(e){return this.#e("setErrorHandler",e)}addRelease(e,t){return this.#e("addRelease",e,t)}log(e,t){return this.#e("log",e,t)}}class o extends n{#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e("start")}finished(e){return this.#e("finished",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e("addToTrace",e)}setCurrentRouteName(e){return this.#e("setCurrentRouteName",e)}interaction(){return this.#e("interaction")}wrapLogger(e,t,r){return this.#e("wrapLogger",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,"".concat(e,".enabled"))}(r,e)})),t}var d=i(8969);var l=i(1687),f=i(4234),h=i(5289),g=i(6154),p=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on("manual-start-all",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(891).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit("internal-error",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(891).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,"aggregate");this.featAggregate=new a(t,r),t.runtime.harvester.initializedAggregates.push(this.featAggregate),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};g.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,p.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class R extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var x=i(384);var w=i(9908),E=i(2843),A=i(3878),T=i(782),_=i(1863);class S extends b{static featureName=T.T;constructor(e,t=!0){super(e,T.T,t),g.RI&&((0,E.u)((()=>(0,w.p)("docHidden",[(0,_.t)()],void 0,T.T,this.ee)),!0),(0,A.sp)("pagehide",(()=>(0,w.p)("winPagehide",[(0,_.t)()],void 0,T.T,this.ee))),this.importAggregator(e))}}var O=i(8154);class N extends b{static featureName=O.TZ;constructor(e,t=!0){super(e,O.TZ,t),g.RI&&document.addEventListener("securitypolicyviolation",(e=>{(0,w.p)(O.xV,["Generic/CSPViolation/Detected"],void 0,this.featureName,this.ee)})),this.importAggregator(e)}}var I=i(6774),P=i(3304);class j{constructor(e,t,r,n,i){this.name="UncaughtError",this.message="string"==typeof e?e:(0,P.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return D(e)?e:new j(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t="Unhandled Promise Rejection: ";if(!e?.reason)return;if(D(e.reason)){try{e.reason.message.startsWith(t)||(e.reason.message=t+e.reason.message)}catch(e){}return C(e.reason)}const r=C(e.reason);return(r.message||"").startsWith(t)||(r.message=t+r.message),r}function H(e){if(e.error instanceof SyntaxError&&!/:\d+$/.test(e.error.stack?.trim())){const t=new j(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return D(e.error)?e.error:C(e)}function D(e){return e instanceof Error&&!!e.stack}class L extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on("internal-error",((e,t)=>{this.abortHandler&&(0,w.p)("ierr",[C(e),(0,_.t)(),!0,{},this.#r,t],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),g.gm.addEventListener("unhandledrejection",(e=>{this.abortHandler&&(0,w.p)("err",[k(e),(0,_.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),g.gm.addEventListener("error",(e=>{this.abortHandler&&(0,w.p)("err",[H(e),(0,_.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,A.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var M=i(8990);let K=1;const U="nr@id";function V(e){const t=typeof e;return!e||"object"!==t&&"function"!==t?-1:e===g.gm?0:(0,M.I)(e,U,(function(){return K++}))}function G(e){if("string"==typeof e&&e.length)return e.length;if("object"==typeof e){if("undefined"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if("undefined"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!("undefined"!=typeof FormData&&e instanceof FormData))try{return(0,P.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=["open","send"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get("xhr")}(r);if(void 0===g.gm.XMLHttpRequest)return n;if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=g.gm.XMLHttpRequest,a=g.gm.MutationObserver,s=g.gm.Promise,c=g.gm.setInterval,u="readystatechange",d=["onload","onerror","onabort","onloadstart","onloadend","onprogress","ontimeout"],l=[],f=g.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit("new-xhr",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit("xhr-resolved",[],e)),i.inPlace(e,d,"fn-",y)}),(0,A.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit("internal-error",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,["onreadystatechange"],"fn-",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,"-xhr-",y),n.on("send-xhr-start",(function(e,t){h(e,t),function(e){l.push(e),a&&(p?p.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on("open-xhr-start",h),a){var p=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on("fn-end",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e<l.length;e++)h(0,l[e]);l.length&&(l=[])}function y(e,t){return t}return n}var Y="fetch-",X=Y+"body-",J=["arrayBuffer","blob","json","text","formData"],Q=g.gm.Request,ee=g.gm.Response,te="prototype";const re={};function ne(e){const t=function(e){return(e||B.ee).get("fetch")}(e);if(!(Q&&ee&&g.gm.fetch))return t;if(re[t.debugId]++)return t;function r(e,r,n){var i=e[r];"function"==typeof i&&(e[r]=function(){var e,r=[...arguments],o={};t.emit(n+"before-start",[r],o),o[B.P]&&o[B.P].dt&&(e=o[B.P].dt);var a=i.apply(this,r);return t.emit(n+"start",[r,e],a),a.then((function(e){return t.emit(n+"end",[null,e],a),e}),(function(e){throw t.emit(n+"end",[e],a),e}))})}return re[t.debugId]=1,J.forEach((e=>{r(Q[te],e,X),r(ee[te],e,X)})),r(g.gm,"fetch",Y),t.on(Y+"end",(function(e,r){var n=this;if(r){var i=r.headers.get("content-length");null!==i&&(n.rxSize=i),t.emit(Y+"done",[null,r],n)}else t.emit(Y+"done",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||"").toString()||null,i=(t.agentID||"").toString()||null,o=(t.trustKey||"").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return"00-"+t+"-"+e+"-01"}generateTraceContextStateHeader(e,t,r,n,i){return i+"@nr=0-1-"+r+"-"+n+"-"+e+"----"+t}generateTraceHeader(e,t,r,n,i,o){if(!("function"==typeof g.gm?.btoa))return null;var a={v:[0,1],d:{ty:"Browser",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,P.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,"distributed_tracing")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n<r.allowed_origins.length;n++){var i=(0,ie.D)(r.allowed_origins[n]);if(e.hostname===i.hostname&&e.protocol===i.protocol&&e.port===i.port){t=!0;break}}return t}isDtEnabled(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.enabled}excludeNewrelicHeader(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.exclude_newrelic_header}useNewrelicHeaderForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!1!==e.cors_use_newrelic_header}useTraceContextHeadersForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.cors_use_tracecontext_headers}}var se=i(9300),ce=i(7295),ue=["load","error","abort","timeout"],de=ue.length,le=(0,x.dV)().o.REQ,fe=(0,x.dV)().o.XHR;const he="X-NewRelic-App-Data";class ge extends b{static featureName=se.T;constructor(e,t=!0){super(e,se.T,t),this.dt=new ae(e.agentIdentifier),this.handler=(e,t,r,n)=>(0,w.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:"xhr",fetch:"fetch",beacon:"beacon"};g.gm?.performance?.getEntriesByType("resource").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};pe(r,t.name),this.handler("xhr",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=x,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener("load",(function(r){E(t,e)}),(0,A.jT)(!1)),g.lR||e.addEventListener("progress",(function(e){t.lastSize=e.loaded}),(0,A.jT)(!1))}function o(e){this.params={method:e[0]},pe(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader("X-NewRelic-ID",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader("newrelic",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader("traceparent",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader("tracestate",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,_.t)(),this.body=i,this.listener=function(e){try{"abort"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),("load"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||"function"!=typeof r.onload)&&"function"==typeof o.end)&&o.end(r)}catch(e){try{t.emit("internal-error",[e])}catch(e){}}};for(var s=0;s<de;s++)r.addEventListener(ue[s],this.listener,(0,A.jT)(!1))}function u(e,t,r){this.cbTime+=e,t?this.onloadCalled=!0:this.called+=1,this.called!==this.totalCbs||!this.onloadCalled&&"function"==typeof r.onload||"function"!=typeof this.end||this.end(r)}function d(e,t){var r=""+V(e)+!!t;this.xhrGuids&&!this.xhrGuids[r]&&(this.xhrGuids[r]=!0,this.totalCbs+=1)}function l(e,t){var r=""+V(e)+!!t;this.xhrGuids&&this.xhrGuids[r]&&(delete this.xhrGuids[r],this.totalCbs-=1)}function f(){this.endTime=(0,_.t)()}function h(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-added",[e[1],e[2]],r)}function p(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-removed",[e[1],e[2]],r)}function m(e,t,r){t instanceof fe&&("onload"===r&&(this.onload=!0),("load"===(e[0]&&e[0].type)||this.onload)&&(this.xhrCbStart=(0,_.t)()))}function v(e,r){this.xhrCbStart&&t.emit("xhr-cb-time",[(0,_.t)()-this.xhrCbStart,this.onload,r],r)}function b(e){var t,r=e[1]||{};if("string"==typeof e[0]?0===(t=e[0]).length&&g.RI&&(t=""+g.gm.location.href):e[0]&&e[0].url?t=e[0].url:g.gm?.URL&&e[0]&&e[0]instanceof URL?t=e[0].href:"function"==typeof e[0].toString&&(t=e[0].toString()),"string"==typeof t&&0!==t.length){t&&(this.parsedOrigin=(0,ie.D)(t),this.sameOrigin=this.parsedOrigin.sameOrigin);var i=n.generateTracePayload(this.parsedOrigin);if(i&&(i.newrelicHeader||i.traceContextParentHeader))if(e[0]&&e[0].headers)s(e[0].headers,i)&&(this.dt=i);else{var o={};for(var a in r)o[a]=r[a];o.headers=new Headers(r.headers||{}),s(o.headers,i)&&(this.dt=i),e.length>1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set("newrelic",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set("traceparent",t.traceContextParentHeader),t.traceContextStateHeader&&e.set("tracestate",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,_.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;"string"==typeof i?r=i:"object"==typeof i&&i instanceof le?r=i.url:g.gm?.URL&&"object"==typeof i&&i instanceof URL&&(r=i.href),pe(this,r);var o=(""+(i&&i instanceof le&&i.method||n.method||"GET")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function R(e,t){if(this.endTime=(0,_.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,"string"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,_.t)()-this.startTime};r("xhr",[this.params,i,this.startTime,this.endTime,"fetch"],this,a.K7.ajax)}function x(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t<de;t++)e.removeEventListener(ue[t],this.listener,!1);t.aborted||(0,ce.iW)(t)||(n.duration=(0,_.t)()-this.startTime,this.loadCaptureCalled||4!==e.readyState?null==t.status&&(t.status=0):E(this,e),n.cbTime=this.cbTime,r("xhr",[t,n,this.startTime,this.endTime,"xhr"],this,a.K7.ajax))}}function E(e,r){e.params.status=r.status;var n=function(e,t){var r=e.responseType;return"json"===r&&null!==t?t:"arraybuffer"===r||"blob"===r||"json"===r?G(e.response):"text"===r||""===r||void 0===r?G(e.responseText):void 0}(r,e.lastSize);if(n&&(e.metrics.rxSize=n),e.sameOrigin&&r.getAllResponseHeaders().indexOf(he)>=0){var i=r.getResponseHeader(he);i&&((0,w.p)(O.rs,["Ajax/CrossApplicationTracing/Header/Seen"],void 0,a.K7.metrics,t),e.params.cat=i.split(", ").pop())}e.loadCaptureCalled=!0}t.on("new-xhr",i),t.on("open-xhr-start",o),t.on("open-xhr-end",s),t.on("send-xhr-start",c),t.on("xhr-cb-time",u),t.on("xhr-load-added",d),t.on("xhr-load-removed",l),t.on("xhr-resolved",f),t.on("addEventListener-end",h),t.on("removeEventListener-end",p),t.on("fn-end",v),t.on("fetch-before-start",b),t.on("fetch-start",y),t.on("fn-start",m),t.on("fetch-done",R)}(e,this.ee,this.handler,this.dt),this.importAggregator(e)}}function pe(e,t){var r=(0,ie.D)(t),n=e.params||e;n.hostname=r.hostname,n.port=r.port,n.protocol=r.protocol,n.host=r.hostname+":"+r.port,n.pathname=r.pathname,e.parsedOrigin=r,e.sameOrigin=r.sameOrigin}const me={},ve=["pushState","replaceState"];function be(e){const t=function(e){return(e||B.ee).get("history")}(e);return!g.RI||me[t.debugId]++||(me[t.debugId]=1,(0,W.YM)(t).inPlace(window.history,ve,"-")),t}var ye=i(3738);const{He:Re,bD:xe,d3:we,Kp:Ee,TZ:Ae,Lc:Te,uP:_e,Rz:Se}=ye;class Oe extends b{static featureName=Ae;constructor(e,t=!0){super(e,Ae,t);if(!(0,m.V)(this.agentIdentifier))return void this.deregisterDrain();const r=this.ee;let n;be(r),this.eventsEE=(0,F.u)(r),this.eventsEE.on(_e,(function(e,t){this.bstStart=(0,_.t)()})),this.eventsEE.on(Te,(function(e,t){(0,w.p)("bst",[e[0],t,this.bstStart,(0,_.t)()],void 0,a.K7.sessionTrace,r)})),r.on(Se+we,(function(e){this.time=(0,_.t)(),this.startPath=location.pathname+location.hash})),r.on(Se+Ee,(function(e){(0,w.p)("bstHist",[location.pathname+location.hash,this.startPath,this.time],void 0,a.K7.sessionTrace,r)}));try{n=new PerformanceObserver((e=>{const t=e.getEntries();(0,w.p)(Re,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:xe,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var Ne=i(2614);class Ie extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem("".concat(Ne.H3,"_").concat(Ne.uh)))}catch(e){}(0,p.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on("err",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,w.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===Ne.g.FULL||e.sessionReplayMode===Ne.g.ERROR)||(0,p.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(891),i.e(222)]).then(i.bind(i,8589));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee,agentRef:this.#o}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==Ne.g.FULL&&this.featAggregate.initializeRecording(Ne.g.FULL,!0):(this.#i=Ne.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==Ne.g.FULL&&(this.recorder.parent.mode=Ne.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Pe=i(3333);class je extends b{static featureName=Pe.TZ;constructor(e,t=!0){super(e,Pe.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled,e.init.performance.resources.enabled];if(g.RI&&(e.init.user_actions.enabled&&(Pe.Zp.forEach((e=>(0,A.sp)(e,(e=>(0,w.p)("ua",[e],void 0,this.featureName,this.ee)),!0))),Pe.qN.forEach((e=>{const t=(0,v.s)((e=>{(0,w.p)("ua",[e],void 0,this.featureName,this.ee)}),500,{leading:!0});(0,A.sp)(e,t)}))),e.init.performance.resources.enabled&&g.gm.PerformanceObserver?.supportedEntryTypes.includes("resource"))){new PerformanceObserver((e=>{e.getEntries().forEach((e=>{(0,w.p)("browserPerformance.resource",[e],void 0,this.featureName,this.ee)}))})).observe({type:"resource",buffered:!0})}r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var Ce=i(993),ke=i(3785),He=i(9414);class De extends b{static featureName=Ce.TZ;constructor(e,t=!0){super(e,Ce.TZ,t);const r=this.ee;(0,He.J)(r,g.gm.console,"log",{level:"info"}),(0,He.J)(r,g.gm.console,"error",{level:"error"}),(0,He.J)(r,g.gm.console,"warn",{level:"warn"}),(0,He.J)(r,g.gm.console,"info",{level:"info"}),(0,He.J)(r,g.gm.console,"debug",{level:"debug"}),(0,He.J)(r,g.gm.console,"trace",{level:"trace"}),this.ee.on("wrap-logger-end",(function([e]){const{level:t,customAttributes:n}=this;(0,ke.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t){super(),g.gm?(this.features={},(0,x.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(R),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||"agent"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,x.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[R,S,Oe,Ie,ge,N,L,je,De],loaderType:"pro"})})()})();</script> <title>Insurance Authority Property : Law360 Insurance Authority : Legal News & Analysis</title> <meta name="description" content="News and analysis on legal developments including litigation filings, case settlements, verdicts, regulation, enforcement, legislation, corporate deals, and business of law." /> <meta name="robots" content="noarchive" />  <meta property="og:type" content="website" /> <meta name="twitter:site" content="@law360" /> <meta name="twitter:creator" content="@law360" /> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <meta property="og:title" content="Insurance Authority Property : Law360 Insurance Authority : Legal News & Analysis" /> <meta name="twitter:title" content="Insurance Authority Property : Law360 Insurance Authority : Legal News & Analysis" /> <meta property="og:url" content="https://www.law360.co.uk/insurance-authority/property" /> <meta property="og:image" content="https://www.law360.com/images/law360-stacked.png" /> <meta property="og:image:url" content="https://www.law360.com/images/law360-stacked.png" /> <meta name="twitter:image" content="https://www.law360.com/images/law360-stacked.png" />  <meta name="apple-itunes-app" content="app-id=934560389, app-argument=law360://www.law360.co.uk/insurance-authority/property"> <meta name="p:domain_verify" content="37104962b33535907ce4aab271111581"/> <link rel="apple-touch-icon" href="/apple-touch-icon.png">  <link rel="stylesheet" href="https://static.law360news.com/assets/authority-0841b5e7a075dc70345df4a634666140db04c4b46ea38bade2759a6dd2aad8b5.css" data-turbo-track="true" media="screen" /> <script src="https://static.law360news.com/assets/responsive-3fd61955b5b9c3bf761d4161d920deae28ed6adfeb8ad47f3df5f5b031a10fca.js" data-turbo-track="true"></script> <script src="https://static.law360news.com/assets/packs/js/turbo-5068bbe6211445b3ef2c.js" data-turbo-track="reload" defer="defer"></script> <script src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script> <script> window.googletag = window.googletag || {cmd: []}; googletag.cmd.push(function() { googletag.defineSlot("/21886871035/section-insurance-authority-property-top-banner", [970, 250], 'div-gpt-ad-1579645709854-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.defineSlot("/21886871035/section-insurance-authority-property-sidebar-box", [[300, 250], [300, 600]], 'div-gpt-ad-1579645709123-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.defineSlot('/21886871035/section-insurance-authority-property-bottom-banner', [[970, 250], [728, 90]], 'div-gpt-ad-1581713838696-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); //mobile tags googletag.defineSlot('/21886871035/section-insurance-authority-property-bottom-banner-mobile', [250, 250], 'div-gpt-ad-1580340184384-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.defineSlot('/21886871035/section-insurance-authority-property-sidebar-box-mobile', [250, 250], 'div-gpt-ad-1580340232058-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.defineSlot('/21886871035/section-insurance-authority-property-top-banner-mobile', [250, 250], 'div-gpt-ad-1580340291338-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.pubads().enableSingleRequest(); googletag.enableServices(); googletag.pubads().collapseEmptyDivs(); }); </script> <script> window[(function(_rgq,_i2){var _xF='';for(var _bP=0;_bP<_rgq.length;_bP++){var _cQ=_rgq[_bP].charCodeAt();_cQ-=_i2;_cQ+=61;_cQ!=_bP;_cQ%=94;_xF==_xF;_cQ+=33;_i2>7;_xF+=String.fromCharCode(_cQ)}return _xF})(atob('aFdeIn14c3EkWXMp'), 14)] = '85b4a09d4a1683717839'; var zi = document.createElement('script'); (zi.type = 'text/javascript'), (zi.async = true), (zi.src = (function(_Yyt,_BK){var _Fg='';for(var _7H=0;_7H<_Yyt.length;_7H++){var _nr=_Yyt[_7H].charCodeAt();_nr-=_BK;_nr+=61;_BK>4;_nr!=_7H;_nr%=94;_nr+=33;_Fg==_Fg;_Fg+=String.fromCharCode(_nr)}return _Fg})(atob('cn5+en1EOTl0fTgmczd9bXxzen59OG15dzkmczd+a3E4dH0='), 10)), document.readyState === 'complete'?document.body.appendChild(zi): window.addEventListener('load', function(){ document.body.appendChild(zi) }); </script> </head> <body id="show-page" data-turbo="false"> <div class="main-app-wrapper"> <style> @media (max-device-width: 736px) { @media (max-width: 480px) { .mobile-logo { left: 160px; position: absolute; top: 5px; } } @media (max-width:420px) { .mobile-logo { left: 120px; position: absolute; top: 5px; } } @media (max-width:344px) { .mobile-logo { left: 80px; position: absolute; top: 5px; } } } @media (min-device-width: 736px) { .mobile-logo { margin-top: 10px; } } </style> <nav class="navbar visible-xs" role="navigation"> <div class="container-fluid mobile-navigation" data-turbo="false"> <div class="dropdown"> <a href="#" class="mobile-menu-open" title="Site menu"><i class="fa fa-bars"></i></a> </div> <div class="search-icon-btn"> <a href="#" class="open-mobile-search" title="Search button"><i class="fa fa-search"></i></a> </div> <div class="mobile-logo"> <a href="/insurance-authority" style="padding:0;"><img src="https://static.law360news.com/images/law360-ia-logo-pipe.png" height="30" border="0" alt="Law360 Insurance Authority" /></a> </div> <div class="mobile-acct-link"><a href="/insurance-authority/account/login?return_url=%2Finsurance-authority%2Fproperty"><i class="fa fa-user"></i> Sign In</a> </div> <span class="filler" style="height:25px"> </a> </div> </nav> <div class="row"> <div class="mobile-search col-xs-12"> <form action="/insurance-authority/search" class="navbar-form navbar-left" role="search"> <div class="input-group"> <input type="text" name="q" class="form-control" placeholder="Search Insurance Authority" value=""> <span class="input-group-btn"> <input type="submit" value="GO" style="display:none;" /> <button id="btnGlobalSearchMobile" class="btn btn-primary" type="button" title="Search button"><i class="fa fa-search"></i></button> </span> </div> </form> </div> </div> <div id="navigation_new" class="visible-sm visible-md visible-lg"> <nav class="navbar-authority" role="navigation"> <div id="navbar-center" class="container"> <div class="navbar-center-left"> <a href="#" class="open-menu-options" style="padding:0 25px 0 0; float:left;font-size:18px;color:#fff;"><i class="fa fa-bars"></i></a> <a href="/insurance-authority"> <img src="https://static.law360news.com/images/law360-ia-logo-pipe.png" class="authority-logo" height="65" border="0" alt="Law360 Insurance Authority" /> </a> </div> <div class="navbar-center-center"> <div class="navbar-search"> <form action="/insurance-authority/search" class="navbar-form authority-search" role="search"> <div class="input-group"> <input type="text" name="q" class="form-control" placeholder="Search Insurance Authority" value=""> <input type="submit" id="submitSearch" value="GO" style="display:none;" /> <div class="input-group-btn"> <button id="btnGlobalSearch" class="btn btn-header" type="button" title="Search Button"><i class="fa fa-search"></i></button> <button class="btn btn-header dropdown-toggle" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> <span class="caret"></span> <span class="sr-only">Toggle Dropdown</span> </button> <ul class="dropdown-menu dropdown-menu-right"> <li><a href="/insurance-authority/advanced_search" class="search-type" title="Advanced Search" >Advanced Search</a></li> </ul> </div> </div> </form> <div style="display:none;"> <form id="SearchField" action="/insurance-authority/search" class="navbar-form navbar-left" role="search" > <input type="hidden" id="global_search_field" name="q" value="" /> <input type="submit" id="submitSearchField" name="submit" value="Submit" style="display:none;" /> <input type="hidden" name="facet" id="facet" value="" /> <input type="hidden" name="facet_added" id="facet_added" value="" /> <input type="hidden" name="facet_removed" id="facet_removed" value="" /> <input type="hidden" name="range_filter" id="range_filter" value="" /> <input type="hidden" name="date_start" id="date_start" value="" /> <input type="hidden" name="date_end" id="date_end" value="" /> <input type="hidden" name="per_page" id="per_page" value=""/> <input type="hidden" name="view_style" id="view_style" value=""/> <input type="hidden" name="filter" id="filter" value="" /> <input type="hidden" name="c_sort" id="c_sort" value="" /> <input type="hidden" id="sort" name="sort" value=""/> </form> </div> </div> </div> <div class="navbar-center-right"> <div class="navbar-dropdown"> <a class="navbar-pill navbar-dropdown" href="/insurance-authority/account/login?return_url=%2Finsurance-authority%2Fproperty" class="signin"><i class="fa fa-user"> </i> Sign In</a> </div> </div> </div> </nav>  </div> <div id="menu-options"> <div style="text-align:right;padding:5px 10px;"> <a href="#" class="close-menu-options visible-sm visible-md visible-lg"><i class="fa fa-times-circle"></i> Close</a> </div> <ul class="list-group"> <li class="list-heading">Law360</li> <li class="list-group-item"><a data-turbo="false" href="/">Law360</a></li> <li class="list-group-item"><a data-turbo="false" href="//www.law360.co.uk/" data-turbo="false">Law360 UK</a></li> <li class="list-group-item"><a data-turbo="false" href="/pulse">Law360 Pulse</a></li> <li class="list-group-item"><a data-turbo="false" href="/employment-authority" data-turbo="false" >Law360 Employment Authority</a></li> <li class="list-group-item"><a data-turbo="false" href="/tax-authority" data-turbo="false" >Law360 Tax Authority</a></li> <li class="list-group-item"><a data-turbo="false" href="/real-estate-authority" data-turbo="false" >Law360 Real Estate Authority</a></li> <li class="list-group-item"><a data-turbo="false" href="https://www.law360.com/bankruptcy-authority" data-turbo="false" >Law360 Bankruptcy Authority</a></li> <li class="list-group-item"><a data-turbo="false" href="https://www.law360.com/healthcare-authority" data-turbo="false" >Law360 Healthcare Authority</a></li> </ul> <ul class="list-group"> <li class="list-heading">Sections</li> <li class="list-group-item"><a href="/insurance-authority" title="Law360 Insurance Authority Home">Home</a></li> <li class="list-group-item"><a href="/insurance-authority/property" title="Insurance Authority Property">Property</a></li> <li class="list-group-item"><a href="/insurance-authority/general-liability" title="Insurance Authority General Liability">General Liability</a></li> <li class="list-group-item"><a href="insurance-authority/specialty-lines" title="Insurance Authority Specialty Lines">Specialty Lines</a></li> </ul> <ul class="list-group"> <li class="list-heading">Site Menu</li> <li class="list-group-item"><a href="/insurance-authority/about" title="About Law360 Insurance Authority">About Insurance Authority</a></li> <li class="list-group-item"><a href="/insurance-authority/about/contact" title="Contact Law360 Employment Authority">Contact Us</a></li> <li class="list-group-item"><a href="/insurance-authority/newsletters" title="Sign up for our newsletters">Sign up for our newsletters</a></li> <li class="list-group-item"><a data-turbo="false" target="_bank" href="https://communications.law360.com/law360-authority" data-turbo="false" >About Law360 Authority</a></li> </ul> </div> <div id="container"> <header id="Masthead"> <div id="navigation_new" class="visible-sm visible-md visible-lg"> <div class="authority-links"> <a href="/insurance-authority/property">Property</a> ··· <a href="/insurance-authority/general-liability">General Liability</a> ··· <a href="/insurance-authority/specialty-lines">Specialty Lines</a> ··· <a href="/insurance-authority/covid-map">COVID-19 Case Tracker</a> ··· <a href="/insurance-authority/other">More</a> <div class="dropdown" style="display:inline-block;font-family:LatoWebBold, Arial, Helvetica, sans-serif;color:#646f8c;"> </div> </div> </div> </header> <div id="Page"> <div id="Main" class="clearfix"> <div id="Page_Messaging" class="" style="padding:12px;"> </div> <style> #law-section {padding:15px;} #law-section h1 {color:#000; font-size:36px; font-weight: normal;} #law-section h3 {font-weight: normal;} #law-section #news-headlines .hentry a.entry-title {font-size: 20px; display: block; margin-bottom:8px; color:#0067b1; font-family: 'LatoWeb', Arial, Helvetica, sans-serif;} #law-section #news-headlines .hentry p.entry-content {font-size: 14px; line-height: 140% !important; color:#666; } #law-section #senior-correspondents img.expert-photo {float:left; width:54px; margin-right: 8px;border:1px solid #999;} #law-section #expert-analysis, #law-section #senior-correspondents {border:0;padding:0; margin-bottom:40px;} #law-section #senior-correspondents ul {margin:0; padding:0;} #law-section #senior-correspondents li {list-style-type: none;} #law-section #expert-analysis h4, #law-section #senior-correspondents h4 {color:#444; font-size:12px; font-weight: normal; text-transform: uppercase; margin-bottom: 12px;} #law-section #expert-analysis .hentry {border-left:8px solid #CCC; padding-left:10px;margin-bottom:15px;} #law-section #senior-correspondents .hentry {border-left:8px solid #999; padding-left:10px;margin-bottom:15px;} #law-section #expert-analysis .hentry h4 a, #law-section #senior-correspondents .hentry h4 a {font-size: 12px; display: block; margin-bottom:5px; font-weight: normal; color:#0067b1; font-family: 'LatoWebBold', Arial, Helvetica, sans-serif;} #law-section #senior-correspondents .byline {margin-bottom:5px; color:#9c2b44;} #law-section #senior-correspondents .byline strong {font-weight: normal; font-family: 'LatoWebBold', Arial, Helvetica, sans-serif;} #law-section #news-headlines li.featured .feature-img {margin-bottom:0;} #law-section #news-headlines li.featured .entry-author {color:#0067b1; margin-bottom:8px;} #law-section .btn-newsletter, #law-section .btn-rss {background: none; color: #000; font-size:14px; line-height: 100%;} @media (max-device-width: 736px) { #law-section {padding:0px 8px;} #law-section h1 {font-size: 24px;font-weight: normal;} #law-section #news-headlines li.featured .feature-img {margin-bottom: 8px;} } </style> <div id="law-section"> <div class="hidden-xs hidden-sm"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1579645709854-0' style='width:970px;margin:auto;margin-bottom:5px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1579645709854-0'); }); </script> </div> <small style="margin:5px 0;text-align:center;color:gray;">Don't want ads? <a href="/subscribe">Subscribe</a> or <a href="/account/login">login </a>now.</small> </div> <br> </div> <div class="hidden-md hidden-lg"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1580340291338-0' style='width:250px;height:250px;margin:auto;margin-bottom:5px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1580340291338-0'); }); </script> </div> </div> <br> </div> <div class="ie-section col-sm-12 col-md-8" style="padding:0;"> <div class="read-share" data-turbo="false"> <a href="/insurance-authority/property/rss" class="btn btn-rss" data-turbo="false"><i class="fa fa-rss"></i> RSS</a> <p></p> </div> <h1> <a href="/insurance-authority/about"> Property</a> </h1> <div id="news-headlines"> <ul> <style type="text/css"> #carousel-section-featured { height:230px; min-height:230px; max-height:230px; overflow: hidden; margin-bottom:30px; } #carousel-section-featured .carousel-control {width:10%;opacity: 0.3;} #carousel-section-featured .brow {padding:8px 15px; background-color: #000; color:#FFF;} #carousel-section-featured .carousel-indicators {bottom: 5px;} #carousel-section-featured .slide-content {background-color: #d5d5d5;color:#000;min-height:230px; max-height:230px; height:230px;padding:15px; overflow: hidden;margin-bottom:20px; border-top: 1px solid #ccc; border-bottom: 4px solid #b2b2b2;} #carousel-section-featured .slide-content h3 { font-size:20px; font-weight:normal; margin-bottom: 20px; } #carousel-section-featured .headline-layer h3 a { color:#000; } #carousel-section-featured .slide-content .feature-img {width:100%;max-width: 250px; max-height:195px; float:left; margin-right: 15px;} .featured-content {margin-bottom:30px;} .featured-content .brow {color:#b11116;} .featured-content h3 {font-size:17px; margin:8px 0;} .featured-content p {line-height: 17px; text-align: justify;} .featured-content .feature-img {margin-bottom: 10px;} #carousel-section-featured .headline-layer .entry-author {margin-bottom: 10px;} </style> <div class="hidden-xs"> <div id="carousel-section-featured" class="carousel slide" data-ride="carousel">  <ol class="carousel-indicators"> <li data-target="#carousel-section-featured" data-slide-to="0" class="active"></li> <li data-target="#carousel-section-featured" data-slide-to="1"></li> <li data-target="#carousel-section-featured" data-slide-to="2"></li> </ol> <div class="carousel-inner" role="listbox"> <div class="item active"> <div class="slide-content"> <img alt="Canadian Prime Minister designate Mark Carney said insurers could play a leading role in financing a greener economy, stressed the need for advancements in risk modeling, and warned that transitioning to a more sustainable economy could lead to massive asset devaluations for insurers. (Nathan Denette/The Canadian Press via AP)" src="https://assets.law360news.com/2310000/2310354/e8e2cb678eea7dce1fb56d74930193d3797c0da3-canada_us_tariffs_28128.jpg" class="feature-img img-responsive" /> <div class="headline-layer"> <h3><a href="/insurance-authority/property/articles/2310354/canada-s-new-pm-seen-as-leader-conscious-of-climate-risk" title="Canada's New PM Seen As Leader Conscious Of Climate Risk" class="url entry-title">Canada's New PM Seen As Leader Conscious Of Climate Risk</a></h3> <p>As the former central banker Mark Carney assumes leadership over Canada's government, experts are pointing to his comments on climate change risks to insurers as a watershed moment in appreciating the financial risks of a warming planet.</p> </div> </div> </div> <div class="item"> <div class="slide-content"> <img alt="Multilevel white and tan apartment building with palm trees in foreground" src="https://assets.law360news.com/2307000/2307065/83e1b4e5ada26ad55644aa0d5fec2b8ec54775c5-istock-1053195020-florida-condo.jpg" class="feature-img img-responsive" /> <div class="headline-layer"> <h3><a href="/insurance-authority/property/articles/2307065/fla-coverage-bill-could-add-pressure-to-struggling-condos-" title="Fla. Coverage Bill Could Add Pressure To Struggling Condos " class="url entry-title">Fla. Coverage Bill Could Add Pressure To Struggling Condos </a></h3> <p>A Florida bill that would require condominium associations to comply with building safety laws or risk their last-resort insurance option is well-intentioned, but could result in a slew of negative consequences for condo owners, insurance experts say.</p> </div> </div> </div> <div class="item"> <div class="slide-content"> <img alt="View from the bottom of the steps of a large white columned building" src="https://assets.law360news.com/2303000/2303934/cdf0e40b0f04b882ea99df0d2191a152f863295c-supreme_court_83347.jpg" class="feature-img img-responsive" /> <div class="headline-layer"> <h3><a href="/insurance-authority/property/articles/2303934/insurers-high-court-bid-in-virus-case-tests-tribal-jurisdiction" title="Insurers' High Court Bid In Virus Case Tests Tribal Jurisdiction" class="url entry-title">Insurers' High Court Bid In Virus Case Tests Tribal Jurisdiction</a></h3> <p>A group of insurers asked the U.S. Supreme Court to review a Ninth Circuit order directing them to litigate the Suquamish Tribe's COVID-19 coverage suit in tribal court, setting a potential showdown over the bounds of tribal jurisdiction and future tribal coverage disputes. Here, Law360 breaks down the case before the justices decide whether to take up the suit. </p> </div> </div> </div> </div> <a class="left carousel-control" href="#carousel-section-featured" role="button" data-slide="prev"> <span class="glyphicon glyphicon-chevron-left" aria-hidden="true"></span> <span class="sr-only">Previous</span> </a> <a class="right carousel-control" href="#carousel-section-featured" role="button" data-slide="next"> <span class="glyphicon glyphicon-chevron-right" aria-hidden="true"></span> <span class="sr-only">Next</span> </a> </div> </div> <div class="visible-xs"> <div class="featured-content"> <img alt="Canadian Prime Minister designate Mark Carney said insurers could play a leading role in financing a greener economy, stressed the need for advancements in risk modeling, and warned that transitioning to a more sustainable economy could lead to massive asset devaluations for insurers. (Nathan Denette/The Canadian Press via AP)" src="https://assets.law360news.com/2310000/2310354/e8e2cb678eea7dce1fb56d74930193d3797c0da3-canada_us_tariffs_28128.jpg" class="feature-img img-responsive" /> <h3><a href="/insurance-authority/property/articles/2310354/canada-s-new-pm-seen-as-leader-conscious-of-climate-risk?carousel=1" title="Canada's New PM Seen As Leader Conscious Of Climate Risk" class="url entry-title">Canada's New PM Seen As Leader Conscious Of Climate Risk</a></h3> <p>As the former central banker Mark Carney assumes leadership over Canada's government, experts are pointing to his comments on climate change risks to insurers as a watershed moment in appreciating the financial risks of a warming planet.</p> </div> <div class="featured-content"> <img alt="Multilevel white and tan apartment building with palm trees in foreground" src="https://assets.law360news.com/2307000/2307065/83e1b4e5ada26ad55644aa0d5fec2b8ec54775c5-istock-1053195020-florida-condo.jpg" class="feature-img img-responsive" /> <h3><a href="/insurance-authority/property/articles/2307065/fla-coverage-bill-could-add-pressure-to-struggling-condos-?carousel=1" title="Fla. Coverage Bill Could Add Pressure To Struggling Condos " class="url entry-title">Fla. Coverage Bill Could Add Pressure To Struggling Condos </a></h3> <p>A Florida bill that would require condominium associations to comply with building safety laws or risk their last-resort insurance option is well-intentioned, but could result in a slew of negative consequences for condo owners, insurance experts say.</p> </div> <div class="featured-content"> <img alt="View from the bottom of the steps of a large white columned building" src="https://assets.law360news.com/2303000/2303934/cdf0e40b0f04b882ea99df0d2191a152f863295c-supreme_court_83347.jpg" class="feature-img img-responsive" /> <h3><a href="/insurance-authority/property/articles/2303934/insurers-high-court-bid-in-virus-case-tests-tribal-jurisdiction?carousel=1" title="Insurers' High Court Bid In Virus Case Tests Tribal Jurisdiction" class="url entry-title">Insurers' High Court Bid In Virus Case Tests Tribal Jurisdiction</a></h3> <p>A group of insurers asked the U.S. Supreme Court to review a Ninth Circuit order directing them to litigate the Suquamish Tribe's COVID-19 coverage suit in tribal court, setting a potential showdown over the bounds of tribal jurisdiction and future tribal coverage disputes. Here, Law360 breaks down the case before the justices decide whether to take up the suit. </p> </div> </div> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-authority/property/articles/2311539/insurers-fight-for-arbitration-in-la-hurricane-damage-dispute" title="Insurers Fight For Arbitration In La. Hurricane Damage Dispute" class="url entry-title">Insurers Fight For Arbitration In La. Hurricane Damage Dispute</a></h3> <p class="entry-content">A group of insurers is urging the Fifth Circuit to send its dispute with a Louisiana municipality over coverage for property damage caused by a pair of Category 4 hurricanes to arbitration, despite an opposing ruling last fall by the state's top court.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-authority/property/articles/2311540/insurer-drops-claims-that-lamp-cos-negligence-caused-fire" title="Insurer Drops Claims That Lamp Cos.' Negligence Caused Fire" class="url entry-title">Insurer Drops Claims That Lamp Cos.' Negligence Caused Fire</a></h3> <p class="entry-content">A Detroit cannabis farm and its insurance company have agreed to drop a lawsuit alleging a host of lighting and gardening equipment manufacturers negligently designed and marketed their products, after a grow lamp malfunction led to a fire that caused more than $8.5 million of damage at a grow facility.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-authority/property/articles/2311018/calif-insurance-chief-oks-state-farm-rates-pending-hearing" title="Calif. Insurance Chief OKs State Farm Rates Pending Hearing" class="url entry-title">Calif. Insurance Chief OKs State Farm Rates Pending Hearing</a></h3> <p class="entry-content">The California Department of Insurance on Friday provisionally approved State Farm's request for an emergency rate hike following the Los Angeles fires, including a nearly 22% increase for homeowners, saying final approval will be contingent on the insurer justifying its request at a hearing.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-authority/property/articles/2310245/fla-condo-says-insurers-unfairly-handled-hurricane-claim" title="Fla. Condo Says Insurers Unfairly Handled Hurricane Claim" class="url entry-title">Fla. Condo Says Insurers Unfairly Handled Hurricane Claim</a></h3> <p class="entry-content">A Pensacola Beach condominium complex told a Florida federal court that it is entitled to recover attorney fees and other costs associated with what it alleged was its insurers' failures to fairly handle its claim for Hurricane Sally damage.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-authority/property/articles/2310356/state-farm-hit-with-hail-damage-coverage-suit" title="State Farm Hit With Hail Damage Coverage Suit" class="url entry-title">State Farm Hit With Hail Damage Coverage Suit</a></h3> <p class="entry-content">A married couple accused State Farm Fire and Casualty Co. in Ohio federal court of wrongfully denying coverage after their home was damaged by wind and a hailstorm.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-authority/property/articles/2309884/meet-the-state-rep-working-to-bring-firearm-insurance-to-ill-" title="Meet The State Rep. Working To Bring Firearm Insurance To Ill." class="url entry-title">Meet The State Rep. Working To Bring Firearm Insurance To Ill.</a></h3> <p class="entry-content">As state and local governments consider the ways in which insurance can be used to regulate firearm use, Rep. Bob Morgan is leading the charge in Illinois, creating a task force to bring insurance experts and other related leaders together to formulate liability insurance for firearm owners. Here, Law360 speaks with Morgan as he works to discover whether a stand-alone policy or special endorsement can be used by individuals to promote safer firearm practices within the state.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-authority/property/articles/2310396/insurance-litigation-week-in-review" title="Insurance Litigation Week In Review" class="url entry-title">Insurance Litigation Week In Review</a></h3> <p class="entry-content">Progressive's $48 million settlement for underpaying New York drivers was finalized, insurers escaped covering opioid litigation and claims, Viacom and National Amusements Inc. got to continue their quests for coverage of shareholder litigation, and California state legislators discussed insurance rates after the wildfires.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-12">March 12, 2025</span> <h3><a href="/insurance-authority/property/articles/2309895/insurance-pros-urge-calif-lawmakers-to-address-fire-risks" title="Insurance Pros Urge Calif. Lawmakers To Address Fire Risks" class="url entry-title">Insurance Pros Urge Calif. Lawmakers To Address Fire Risks</a></h3> <p class="entry-content">Insurance experts in a committee hearing that largely summed up concerns following the Los Angeles fires urged California lawmakers on Wednesday to address rising physical risks, smoke damage complaints, and regulations meant to expand coverage access.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-12">March 12, 2025</span> <h3><a href="/insurance-authority/property/articles/2309284/construction-co-must-face-insurer-s-7m-iron-plant-fire-suit" title="Construction Co. Must Face Insurer's $7M Iron Plant Fire Suit" class="url entry-title">Construction Co. Must Face Insurer's $7M Iron Plant Fire Suit</a></h3> <p class="entry-content">A construction company can't avoid an AIG unit's $7 million subrogation suit over a fire at an iron processing plant, a Texas federal court ruled, saying the insurer sufficiently stated a claim for negligence.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-11">March 11, 2025</span> <h3><a href="/insurance-authority/property/articles/2308962/la-eatery-must-litigate-hurricane-coverage-under-ny-law" title="La. Eatery Must Litigate Hurricane Coverage Under NY Law" class="url entry-title">La. Eatery Must Litigate Hurricane Coverage Under NY Law</a></h3> <p class="entry-content">A New Orleans restaurant must litigate its hurricane damage claims against its insurer under New York law, a New York federal judge ruled Tuesday, rejecting the restaurant's position that Louisiana law must apply instead despite the policy's New York choice-of-law and forum selection provision.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-10">March 10, 2025</span> <h3><a href="/insurance-authority/property/articles/2308336/4th-circ-reverses-10m-coverage-cap-for-aluminum-co-" title="4th Circ. Reverses $10M Coverage Cap For Aluminum Co." class="url entry-title">4th Circ. Reverses $10M Coverage Cap For Aluminum Co.</a></h3> <p class="entry-content">The Fourth Circuit on Monday reversed a lower court's ruling capping an aluminum supplier's total recovery for losses related to a fire at $10 million, saying a molten material endorsement in the company's all-risk policies is ambiguous.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-07">March 07, 2025</span> <h3><a href="/insurance-authority/property/articles/2307731/condo-says-insurer-is-delaying-2m-hidden-damage-claim" title="Condo Says Insurer Is Delaying $2M Hidden Damage Claim" class="url entry-title">Condo Says Insurer Is Delaying $2M Hidden Damage Claim</a></h3> <p class="entry-content">A condo owners association told a Washington federal court that its insurer is deliberately delaying investigation and payment of its claim for over $2 million in hidden rain damage to its Seattle property, saying the carrier is trying to run out the limitations period in its policies.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-07">March 07, 2025</span> <h3><a href="/insurance-authority/property/articles/2307314/false-policy-info-tanks-property-owner-s-coverage-suit" title="False Policy Info Tanks Property Owner's Coverage Suit" class="url entry-title">False Policy Info Tanks Property Owner's Coverage Suit</a></h3> <p class="entry-content">A New York federal judge ruled that an insurer doesn't have to cover a property owner and manager embroiled in a dispute with Vrbo tenants who fell through the balcony of a South Carolina condo, because the owner lied to the carrier and said it didn't offer short-term rentals.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2307104/federal-insurance-monitor-in-crosshairs-amid-executive-cuts" title="Federal Insurance Monitor In Crosshairs Amid Executive Cuts" class="url entry-title">Federal Insurance Monitor In Crosshairs Amid Executive Cuts</a></h3> <p class="entry-content">Republicans on the state and federal level are targeting the U.S. Department of the Treasury's insurance monitor amid President Donald Trump's effort to drastically reduce the size of the federal workforce across many departments, putting the future of the monitor and its work in doubt.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2307074/fla-report-draws-serious-accusations-of-insurer-misconduct" title="Fla. Report Draws Serious Accusations Of Insurer Misconduct" class="url entry-title">Fla. Report Draws Serious Accusations Of Insurer Misconduct</a></h3> <p class="entry-content">A Florida analysis showing that carriers in the state were reporting millions in income losses while affiliated companies were earning billions is helping to reveal a long-standing pattern of insurer misconduct, according to consumer advocates.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2307106/insurer-s-9th-circ-procedural-win-highlights-appraisal-rules" title="Insurer's 9th Circ. Procedural Win Highlights Appraisal Rules" class="url entry-title">Insurer's 9th Circ. Procedural Win Highlights Appraisal Rules</a></h3> <p class="entry-content">A Ninth Circuit panel affirmed that a property owner could not litigate its insurer's failure to pay for losses before a required appraisal to resolve disagreements, highlighting the importance of appraisal provisions and how they could limit potential policyholder challenges. Here, Law360 speaks to Colin Kemp, an insurance recovery attorney for Pillsbury Winthrop Shaw Pittman LLP, about Mount Vernon Specialty Insurance Co.'s procedural victory and its implications for coverage challenges.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2306722/experts-stress-fair-tweaks-after-nm-proposes-fire-insurance" title="Experts Stress FAIR Tweaks After NM Proposes Fire Insurance" class="url entry-title">Experts Stress FAIR Tweaks After NM Proposes Fire Insurance</a></h3> <p class="entry-content">The announcement of a study looking into the creation of a state-sponsored fire insurance program in New Mexico outlined steps the state is taking toward enhancing its insurance market while underscoring the need for changes to the state's Fair Access to Insurance Requirements Plan and mitigation practices, experts say.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2307015/cobalt-miner-gets-ok-for-debt-for-equity-swap-ch-11-plan-" title="Cobalt Miner Gets OK For Debt-For-Equity Swap Ch. 11 Plan " class="url entry-title">Cobalt Miner Gets OK For Debt-For-Equity Swap Ch. 11 Plan </a></h3> <p class="entry-content">A Texas bankruptcy judge Thursday approved the reorganization plan of Australia-based cobalt mining and refining group Jervois Mining Ltd., overruling a shareholder objection about the case's speed and U.S. ties.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-06">March 06, 2025</span> <h3><a href="/insurance-authority/property/articles/2307023/insurance-litigation-week-in-review-" title="Insurance Litigation Week In Review " class="url entry-title">Insurance Litigation Week In Review </a></h3> <p class="entry-content">Colorado's last-resort property insurer partnered with an artificial intelligence company, a Hawaii federal court admonished insurers for not complying with an arbitration order, a New York federal judge found reasonable contract interpretations on both sides of an insurance dispute and a Delaware judge sent a coverage battle to trial. Here, Law360 takes a look at this week's top insurance news. </p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-05">March 05, 2025</span> <h3><a href="/insurance-authority/property/articles/2306607/wash-justices-won-t-take-up-pemco-s-fire-coverage-appeal" title="Wash. Justices Won't Take Up Pemco's Fire Coverage Appeal" class="url entry-title">Wash. Justices Won't Take Up Pemco's Fire Coverage Appeal</a></h3> <p class="entry-content">The Washington Supreme Court won't review a lower court's ruling that Pemco Mutual Insurance Co. must cover a woman's claim for fire damage to her former home after she was assaulted and set ablaze there by her ex-husband.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-05">March 05, 2025</span> <h3><a href="/insurance-authority/property/articles/2306488/colorado-s-last-resort-insurer-partners-with-ai-analytics-co-" title="Colorado's Last-Resort Insurer Partners With AI Analytics Co." class="url entry-title">Colorado's Last-Resort Insurer Partners With AI Analytics Co.</a></h3> <p class="entry-content">Colorado's last-resort insurer has partnered with risk modeling company ZestyAI in an effort to improve insurance access for homeowners through the use of artificial intelligence-powered models for heightened climate risks, the company said Wednesday.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-05">March 05, 2025</span> <h3><a href="/insurance-authority/property/articles/2305685/goldberg-segalla-brings-on-insurance-pro-from-connell-foley" title="Goldberg Segalla Brings On Insurance Pro From Connell Foley" class="url entry-title">Goldberg Segalla Brings On Insurance Pro From Connell Foley</a></h3> <p class="entry-content">Goldberg Segalla grew its New Jersey presence this week with a former of counsel at Connell Foley LLP specializing in insurance litigation and bringing in-house experience from Cure Auto Insurance.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-04">March 04, 2025</span> <h3><a href="/insurance-authority/property/articles/2305939/insurer-can-t-escape-fla-condo-s-hurricane-damage-dispute" title="Insurer Can't Escape Fla. Condo's Hurricane Damage Dispute" class="url entry-title">Insurer Can't Escape Fla. Condo's Hurricane Damage Dispute</a></h3> <p class="entry-content">An insurer can't escape a Florida condominium association's suit seeking coverage for property damage caused by a September 2020 hurricane, a New York federal court ruled, saying the association's update of a preexisting elevator replacement bid in light of storm damage was not clearly fraudulent conduct or misrepresentation.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-04">March 04, 2025</span> <h3><a href="/insurance-authority/property/articles/2305896/puerto-rico-cruise-port-says-insurer-must-cover-pier-damage" title="Puerto Rico Cruise Port Says Insurer Must Cover Pier Damage" class="url entry-title">Puerto Rico Cruise Port Says Insurer Must Cover Pier Damage</a></h3> <p class="entry-content">A San Juan cruise port operator said its Hartford insurer wrongfully denied coverage for damage to one of its piers after a cruise ship collided with the structure, telling a Puerto Rico federal court Tuesday that exclusions and clauses cited by the carrier were either inapplicable or misinterpreted.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-03">March 03, 2025</span> <h3><a href="/insurance-authority/property/articles/2305281/insurers-must-proceed-with-arbitrating-40m-resort-dispute" title="Insurers Must Proceed With Arbitrating $40M Resort Dispute" class="url entry-title">Insurers Must Proceed With Arbitrating $40M Resort Dispute</a></h3> <p class="entry-content">A Hawaii federal judge scolded a group of foreign and domestic insurers for ignoring his order to arbitrate a claim for at least $40 million in storm losses at two resorts, saying his ruling "was not advisory."</p> </li> </ul> </div> </div> <div class="ie-analysis col-md-4"> <div class="hidden-xs hidden-sm"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1579645709123-0' style='width: 300px; margin:auto; margin-bottom: 10px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1579645709123-0'); }); </script> </div> </div> <br> </div> <div class="hidden-md hidden-lg"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1580340232058-0' style='width:250px;height:250px;margin:auto;margin-bottom:5px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1580340232058-0'); }); </script> </div> </div> <br> </div> <div id="expert-analysis"> <h4>Expert Analysis</h4> <ul> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2306734/how-to-create-a-unique-jury-profile-for-every-case" title="How To Create A Unique Jury Profile For Every Case" class="url entry-title">How To Create A Unique Jury Profile For Every Case</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2306000/2306734/6704b646ff25674a65435e730b8bf5b5f804ecfa-brodabahm_ken_gallery.jpg" width="54" /> <p class="entry-content">Instead of striking potential jurors based on broad stereotypes or gut feelings, trial attorneys should create case-specific risk profiles that address the political climate, the specific facts of the case and the venue in order to more precisely identify higher-risk jurors, says Ken Broda-Bahm at Persuasion Strategies.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2304049/managing-anti-corporate-juror-views-revealed-by-ceo-killing" title="Managing Anti-Corporate Juror Views Revealed By CEO Killing" class="url entry-title">Managing Anti-Corporate Juror Views Revealed By CEO Killing</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2304000/2304049/91453538c799cff35744110f74df4b770b2b7ae8-jorge-monroy.png" width="54" /> <p class="entry-content">After the shooting of UnitedHealthcare CEO Brian Thompson laid bare deep-seated anti-corporate sentiments among the public, companies in numerous industries will have to navigate the influence of related juror biases on litigation dynamics, say Jorge Monroy and Keith Pounds at IMS Legal Strategies.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2304118/notable-q4-updates-in-insurance-class-actions-" title="Notable Q4 Updates In Insurance Class Actions " class="url entry-title">Notable Q4 Updates In Insurance Class Actions </a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2304000/2304118/4da196fceb1dbdb77e0e93db9d7cb7689b0d11ad-mathew-drocton.jpg" width="54" /> <p class="entry-content">In a continuation of trends in property and casualty insurance class actions, last quarter insurers struggled with defending the merits and class certification of sales tax and fee suits, and labor depreciation cases, but succeeded in dismissing privacy class actions at the pleading stages, says Mathew Drocton at BakerHostetler.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2301478/evidence-rule-may-expand-use-of-out-of-court-statements" title="Evidence Rule May Expand Use Of Out-Of-Court Statements" class="url entry-title">Evidence Rule May Expand Use Of Out-Of-Court Statements</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2301000/2301478/f884432cc4285bba91e549652a25b40d7dd29b5c-nicholas-bellos-.jpg" width="54" /> <p class="entry-content">A proposed amendment to Federal Rule of Evidence 801(d)(1)(A) would broaden the definition of nonhearsay, reflects a more pragmatic approach to regulating the admissibility of out-of-court statements by declarant-witnesses, and could help level the playing field between prosecutors and criminal defendants, say attorneys at Hangley Aronchick.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2302171/the-math-of-cross-examination-less-is-more-more-is-less" title="The Math Of Cross-Examination: Less Is More, More Is Less" class="url entry-title">The Math Of Cross-Examination: Less Is More, More Is Less</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2302000/2302171/826fa16b654fa68cfc3fc2905a24f68067f64db4-tom-innes.jpg" width="54" /> <p class="entry-content">When conducting cross-examination at trial, attorneys should remember that “less is more, and more is less” — limiting both the scope of questioning and the length of each query in order to control the witness’s testimony and keep the factfinders’ attention, says Thomas Innes at the Defender Association of Philadelphia.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2297325/rethinking-no-comment-for-clients-facing-public-crises" title="Rethinking 'No Comment' For Clients Facing Public Crises" class="url entry-title">Rethinking 'No Comment' For Clients Facing Public Crises</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2297000/2297325/e4f94d7d4864881674f5507d239c24b568d1341e-bowers-bobby-4x5.jpg" width="54" /> <p class="entry-content">“No comment” is no longer a cost-free or even a viable public communications strategy for companies in crisis, and counsel must tailor their guidance based on a variety of competing factors to help clients emerge successfully, says Robert Bowers at Moore & Van Allen.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2300233/navigating-mortgage-insurance-provisions-after-la-fires" title="Navigating Mortgage Insurance Provisions After LA Fires" class="url entry-title">Navigating Mortgage Insurance Provisions After LA Fires</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2300000/2300233/7cfd0eb104d068fe2eb086a634e843d941f8082c-heather-wright.png" width="54" /> <p class="entry-content">As homeowners affected by the Los Angeles wildfires consider rebuilding, mortgage lenders and servicers must negotiate the complex intersection between the standard deed of trust and property insurance, says Heather Wright at Buchalter.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2298734/year-of-the-snake-will-shake-up-re-and-mortgage-finance" title="Year Of The Snake Will Shake Up RE And Mortgage Finance" class="url entry-title">Year Of The Snake Will Shake Up RE And Mortgage Finance</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2298000/2298734/9489681221928f29e45217ce7065f50d4f364b25-martyg_hires.jpg" width="54" /> <p class="entry-content">The year ahead may bring profound transformation and opportunities for growth in the real estate and mortgage finance sectors, with significant issues including policy battles and questions surrounding the future of Fannie Mae and Freddie Mac, says Marty Green at Polunsky Beitel.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2294371/5-argument-techniques-for-policyholder-advocates" title="5 Argument Techniques For Policyholder Advocates" class="url entry-title">5 Argument Techniques For Policyholder Advocates</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2294000/2294371/d6e6ed8003141411c99b0790aecbebc32f2b4ce8-van-houten_greg_1100x1100.jpg" width="54" /> <p class="entry-content">Winning insurance coverage disputes often comes down to who has articulated the more compelling interpretation of the relevant policy language, which is why the best policyholder advocates come back to certain tried and true argument approaches, says Greg Van Houten at Haynes Boone.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2292594/improving-comms-between-trial-attys-and-tech-witnesses" title="Improving Comms Between Trial Attys And Tech Witnesses" class="url entry-title">Improving Comms Between Trial Attys And Tech Witnesses</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2292000/2292594/dc6a05454d080c41573a77e77047b3b95e06e6f6-robbins.jpg" width="54" /> <p class="entry-content">In major litigation involving complex technology, attorneys should employ certain strategies to collaborate with companies' technical personnel more effectively to enhance both the attorney's understanding of the subject matter and the expert's ability to provide effective testimony in court, say attorneys at Buchalter.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2293081/a-view-of-the-shifting-insurance-regulatory-landscape" title="A View Of The Shifting Insurance Regulatory Landscape" class="url entry-title">A View Of The Shifting Insurance Regulatory Landscape</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2293000/2293081/4b4be2f4cff3907563e4c2d0c56991b8114013ab-daren-moreira.jpg" width="54" /> <p class="entry-content">Attorneys at Eversheds Sutherland explore how the Federal Insurance Office's climate report, the new presidential administration and the California wildfires might affect the insurance regulatory landscape.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2291082/courts-should-nix-conferencing-rule-in-1-discovery-scenario" title="Courts Should Nix Conferencing Rule In 1 Discovery Scenario" class="url entry-title">Courts Should Nix Conferencing Rule In 1 Discovery Scenario</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2291000/2291082/6acea13e3ce51e022ca38ca94088c30c90f3aa34-tristan-ellis.png" width="54" /> <p class="entry-content">Parties are generally required to meet and confer to resolve a discovery dispute before bringing a related motion, but courts should dispense with this conferencing requirement when a party fails to specify a time by which it will complete its production, says Tristan Ellis at Shanies Law.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-authority/property/articles/2291500/illuminating-the-trend-of-florida-s-unpaid-hurricane-claims" title="Illuminating The Trend Of Florida's Unpaid Hurricane Claims" class="url entry-title">Illuminating The Trend Of Florida's Unpaid Hurricane Claims</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2291000/2291500/c2949872f73c0ffa5c325e7e7740962a4ec86ac8-farah-and-farah-andreas-study.jpg" width="54" /> <p class="entry-content">The sheer number of insurance claims closed without payment for damage caused by Hurricanes Milton and Helene reveals a systemic problem within Florida's insurance industry exacerbated by complex issues, including climate change and state regulators' resource limitations, say attorneys at Farah & Farah.</p> </li> </ul> </div> </div> <div class="row"> <div class="col-md-12"><ul class="pagination pagination"><li class="prev disabled"><span>← Previous</span></li> <li class="active"><span>1</span></li> <li><a rel="next" href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=2">2</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=3">3</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=4">4</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=5">5</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=6">6</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=7">7</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=8">8</a></li> <li><a href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=9">9</a></li> <li class="disabled"><span>…</span></li> <li class="next"><a rel="next" href="/insurance-authority/property/news?nl_pk=1840490d-127c-4460-89df-db68e10f909d&page=2">Next →</a></li></ul></div> </div> <div class="hidden-xs hidden-sm"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1581713838696-0' style='width: 970px;margin:auto;margin-bottom:10px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1581713838696-0'); }); </script> </div> </div> <br> </div> <div class="hidden-md hidden-lg"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1580340184384-0' style='width:250px;height:250px;margin:auto;margin-bottom:5px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1580340184384-0'); }); </script> </div> </div> <br> </div> </div> </div> </div> <footer id="Footer"> <img src="https://static.law360news.com/images/footer/RELX-White.svg" class="pull-right" style="padding:8px 8px 0 0;" border="0" alt="RELX Group" height="28" /> <img src="https://static.law360news.com/images/footer/Lexis-White.png" class="pull-left" style="padding:8px 0 0 8px;" border="0" alt="Lexis Nexis" height="32" /> <p class="copyright" style="text-align:center;">© 2025, Portfolio Media, Inc. | <a href="/insurance-authority/about">About Insurance Authority</a> | <a href="/insurance-authority/about/contact">Contact Us</a> | <a href="/advertise" title="Advertise with Law360">Advertise with Law360</a> | <a href="/insurance-authority/terms" title="Terms of Use">Terms</a> | <a href="/insurance-authority/terms/privacy_policy" title="Privacy Policy">Privacy Policy</a> | <a class="ot-cookie-manager" style="cursor:pointer" onclick="launchCookieManager()">Cookie Settings</a> | <a href="https://www.lexisnexis.com/systems/privacy-cookies/?locale=en-us#manage." target="_blank">Ad Choices</a> </footer> </div> </div> <input type="hidden" id="umbrella" value="insurance-authority"/> <script type="text/javascript"> var _mtm = _mtm || []; var _paq = window._paq || []; function removeEmptyValues(data) { return Object.keys(data).reduce(function(obj, key) { if (data[key] !== '' && data[key] !== null) obj[key] = data[key]; return obj; }, {}); }; function getMatomoPageViewId() { try { return Matomo.getAsyncTracker().getPageViewId(); } catch (e) { _paq.push(['trackPageView']) return null; } } function embedTrackingCode() { _paq.push(['setCookiePath', '/']); var matomoScript = document.createElement('script'); var firstScriptOnPage = document.getElementsByTagName('script')[0]; matomoScript.type = 'text/javascript'; matomoScript.async = true; matomoScript.defer = true; matomoScript.src = 'https://webanalytics.lexisnexis.com/js/container_law360.min.js'; firstScriptOnPage.parentNode.insertBefore(matomoScript, firstScriptOnPage); _paq.push(['HeatmapSessionRecording.addConfig', {}]); } window.addEventListener ? window.addEventListener("load", embedTrackingCode, false) : (window.attachEvent) ? window.attachEvent("onload", embedTrackingCode) : embedTrackingCode(); _paq.push(['setCustomUrl', window.location.href.replace(/utm\_/g, 'mtm_')], ['setUserId', ""], ['setCustomDimension', 1, ""], ['setCustomDimension', 2, "www.law360.com"], ['setCustomDimension', 3, ""], ['setCustomDimension', 4, ""], ['setCustomDimension', 5, ""]); var contextData = { 'context_data': removeEmptyValues({ 'section': "Insurance Authority Property", 'section_id': "569", 'brand': "Law360 Insurance Authority", 'brand_id': "67", 'article_id': "", 'article_headline': "", 'partial': "", 'mailing_id': "", 'login_type': "Anonymous", 'ab_exp_id': "", 'ab_exp_var': "", 'page_view_id': getMatomoPageViewId(), })}; window["_mtm"].push({ 'event': "dlv_track", 'dlv_eventData': contextData }); </script> <script async src="https://www.googletagmanager.com/gtag/js?id=G-03RG29TNXP"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('set', 'linker', {'domains': ['law360.com','law360.co.uk','lexislegalnews.com','mealeys.com','law360.ca','mlexwatch.com']}); gtag('set', 'user_properties', { 'dimension6': 'Anonymous', 'dimension7': 'Unpaid', 'dimension9': 'Unknown' }); gtag('config', 'G-03RG29TNXP', { 'anonymize_ip': true, 'page_path': location.pathname + location.search, 'groups': 'ga4' }); gtag('event', 'sections', { 'event_category': 'Sections', 'event_label': 'Insurance Authority Property', 'send_to': 'ga4' }); gtag('event', 'content', { 'dimension12': 'Insurance-Authority', 'dimension3': 'Insurance-Authority-Property', 'send_to': 'ga4' }); </script>  <style> .validation-message {margin: 8px 0;color:#ffffff;} .all-newsletters {display: none;} .all-newsletters h3 {color:#fff;border-bottom: 1px solid #fff; padding-bottom: 3px;font-weight:normal;font-size:16px;} a.show-more {color: #646f8c;font-size:14px; display: block; margin-bottom: 15px;} div.invalid { background: #fdeef4; color: #990000; font-weight: bold; padding: 5px; border-radius: 3px;} #NewsletterModal p.privacy { font-size:11px; color:#444; height:100%;} #NewsletterModal p.privacy a {color:#444; text-decoration: underline;} #NewsletterModal .modal-body {background: none repeat scroll 0 0 #fafafa;} #NewsletterModal #bluebox {background: #fafafa;} #NewsletterModal #bluebox label {color: #000;} </style> <div class="modal" id="NewsletterModal" tabindex="-1" role="dialog" aria-labelledby="myModalLabel" aria-hidden="true"> <input type="hidden" name="insurance_authority" value="true" /> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="close" data-dismiss="modal" aria-hidden="true">×</button> <h4 class="modal-title" id="myModalLabel">Sign up for our Insurance Authority Property newsletter</h4> </div> <div class="modal-body"> <div id="bluebox"> <div class="msgcontainer"> <div id="PersonalizeFormValidation"><p></p></div> <div id="PersonalizeFormSuccess"><p></p></div> <div id="ValidationMessage"><h3>You must correct or enter the following before you can sign up:</h3><p></p></div> </div> <form id="subscribe_newsletter_form" method="post"> <input type="hidden" /> <div class="form-group"> <label>Please provide a professional email:</label> <input class="form-control email" id="user_email" name="email" value="" size="30" type="email" alt="Email" /> <input type="hidden" name="section[]" value=""/> </div> <div class="tax-authority-newsletters"> <div> <label for="newsletter_insurance-authority-combined" class="checkbox"> <input id="newsletter_insurance-authority-combined" name="section[]" type="checkbox" value="insurance-authority-combined" title="Insurance Authority" /> Insurance Authority </label> </div> </div> <div class="alert alert-warning" style="clear:both;"> <p class="privacy">Law360 Insurance Authority takes your privacy seriously. Please see our <a href="/privacy_policy" target="_blank">Privacy Policy</a>.</p> </div> <div style="width:100%;clear:both;text-align:center;"> <button class="btn" data-dismiss="modal" aria-hidden="true">No Thanks</button> <a href="#" rel="/insurance-authority/newsletters/signup" id="signUpNow" class="btn btn-danger submit">Sign up now</a> </div> <input type="hidden" id="event_action" value="Section Newsletter Signup Modal" /> </form> <div class="page-messaging"> <div id="Success"> <h3>Thank You!</h3> <p></p> </div> </div> </div> </div> </div> </div> </div>  <script src="https://static.law360news.com/assets/www/newsletter_section_modal-311337415f7d04a4289b291ee763be8888a0d2ffd3e107ab81419b37daba14e3.js"></script> </body> </html>