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href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li 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aria-labelledby="heading02144310-ce2c-4333-a84e-e373ff8a6934"> <ul> <li> <a href="/investors/contacts/Contacts-for-institutional-investors"> Contacts for institutional investors </a> </li> <li> <a href="/investors/contacts/Contacts-for-retail-shareholders"> Contacts for retail shareholders </a> </li> </ul> </div> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Strategy</h1> </div> <div class="mt-3 mb-md"> <div class="highlights pb-4"> <h2 class="h4 lh-base mb-0"> Generali is one of the world’s largest companies in the insurance and asset management sectors, with a successful history that in 2021 celebrated its 190 years. We want to strengthen our leadership in Europe and expand our presence in selected Asian markets, bringing forward our commitment to being a sustainable Lifetime Partner to our customers. </h2> </div> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p>During the Investor Day that took place on 15 December 2021, Generali launched the Group’s new three-year strategy<span class="txt-red"><strong> Lifetime Partner 24: Driving Growth</strong></span>.<br />  <br /> The bedrock of the new plan is our ongoing commitment to be a Lifetime Partner to our <strong>70 million customers</strong> in over <strong>50 countries</strong>. Investments in personalised products, digitally-enabled advice and a best-in-class customer experience will see Generali and its global network of <strong>164,000 agents </strong>get even closer to customers.<br />  </p> </div> <div class="mt-3"> <h3 class="color-red mb-3">Download</h3> <ul class="document-list-items px-3 px-md-4 py-0 py-md-2 border-radius-8 list-unstyled"> <li> <a target="_blank" href="/doc/jcr:ad5035ff-4434-4c10-ac8d-20229305a6f8/12.15-PR_Generali-Lifetime-Partner-24_ENG.pdf/lang:en/12.15-PR_Generali-Lifetime-Partner-24_ENG.pdf" class="d-flex w-100 justify-content-between align-items-center"> <h4>Investor Day - Press Release</h4> <div class="d-flex align-items-center"> <i class="ms-3 d-none d-md-block text-xs me-3 nowrap">252 kb</i> <span class="ms-3 ms-md-0 icongen-file-doc fs-3"></span> </div> </a> </li> <li> <a target="_blank" href="/doc/jcr:f61699d9-7901-4dc4-b86c-0534ccf95005/Lifetime-Partner-24_FINAL-ENG_.pdf/lang:en/Lifetime-Partner-24_FINAL-ENG_.pdf" class="d-flex w-100 justify-content-between align-items-center"> <h4>Investor Day</h4> <div class="d-flex align-items-center"> <i class="ms-3 d-none d-md-block text-xs me-3 nowrap">5 mb</i> <span class="ms-3 ms-md-0 icongen-file-doc fs-3"></span> </div> </a> </li> </ul> </div> <div class="position-relative swiper-item mt-3 small-video"> <div class="swiper-kaltura-video"> <div class="embed-responsive no-command" style="display: none;"> <a href="#" class="kaltura_video" id="boxImageVideo1" data-entryId="1_yttagk0p" data-thumbId="/doc/jcr:7b1686cc-7451-4cd2-bf59-27c4f26bf409/Generali_Donnet_investorday2021.jpg1/lang:en/Generali_Donnet_investorday2021.jpg1"></a> </div> </div> <div class="figratio boxImageVideo" data-ratio="16:8"> <picture class="has-legend"> <source srcset="/.imaging/mte/generali/original/dam/site-generali/gallery/Investor/new-strategy2022/Generali_Donnet_investorday2021.jpg/jcr:content/Generali_Donnet_investorday2021.2022-01-13-16-29-03.jpg1" media="(min-width: 768px)"> <img loading="lazy" src="/.imaging/mte/generali/original/dam/site-generali/gallery/Investor/new-strategy2022/Generali_Donnet_investorday2021.jpg/jcr:content/Generali_Donnet_investorday2021.2022-01-13-16-29-03.jpg1" alt="Download - Philippe Donnet, Generali Group CEO, presents the new strategic plan"> <div class="col-legend flex-column"> <h5 id="collapseVideoHeading1"> <button aria-controls="collapseVideoSection1" data-bs-toggle="collapse" data-bs-target="#collapseVideoSection1" aria-expanded="false" class="font-light p-0 border-0 background-transparent"> Philippe Donnet, Generali Group CEO, presents the new strategic plan </button> </h5> </div> </picture> </div> <button class="swiper-play border-0"><span class="visually-hidden">Play Video</span></button> <button class="close-video border-0" style="display:none;"> <span class="icongen-close"></span> </button> <div class="video-controls d-md-none" style="display:none;"> <div class="video-control"> <span class="video-pause icongen-pause"><span class="visually-hidden">Pause Video</span></span> <div class="video-play" style="display: none;"></div> <span class="icongen-volume video-volume swiper-no-swiping"> <div class="volumeContainer"> <input type="range" min="1" max="100" value="100" class="volume" name="volume"> </div> </span> <div class="video-mute" style="display: none;"> </div> </div> <div class="video-full-screen" style="display: none;"> <span class="icongen-zoom"></span> </div> </div> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p><em>“Generali’s longstanding Lifetime Partner commitment puts our customers at the heart of everything we do. Under our new plan, we will take this commitment to the next level and confirm Generali as a customer-focused and data-driven innovator.<br /> The ambitious targets and initiatives we have announced today are possible thanks to the successful delivery of our previous strategic plans. Today, Generali has a strong financial position, diversified earnings, consistent profitable growth and a track record of generating best-in-class shareholder returns. We look forward to building on these achievements over the next three years. Our leadership in insurance, our established in-house asset management capabilities, our digitally-enabled network of 165,000 agents and our increased commitment to making a positive social and environmental contribution mean that Generali is ideally placed to achieve sustainable growth for the benefit of all stakeholders.”<br /> <br /> Philippe Donnet, Generali Group CEO</em><br />  </p> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p>The strategic plan<em> Lifetime Partner 24: Driving Growth</em> sets out a clear vision for Generali in 2024 and is built on <strong>three strategic pillars</strong>: drive <strong>sustainable growth</strong>, enhance <strong>earnings profile</strong>, and lead<strong> innovation</strong>. The plan will also deliver strong earnings per share growth, increased cash generation and a higher dividend.<br />  <br /> We will go further in our <strong>sustainability</strong> commitments during this strategic cycle, with a continued focus on making a positive social, environmental and stakeholder impact. In addition, we will continue to invest in our <strong>people</strong> to ensure they are engaged with the successful delivery of the new plan while fostering a sustainable work environment.</p> </div> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 872 475"><defs><style>.cls-1,.cls-10,.cls-4,.cls-5,.cls-6,.cls-7,.cls-9{isolation:isolate;}.cls-2,.cls-4,.cls-6,.cls-7{fill:#c21b17;}.cls-2,.cls-3{fill-rule:evenodd;}.cls-3{fill:#e6e6e6;}.cls-10,.cls-4,.cls-5,.cls-9{font-size:12.5px;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;}.cls-5{fill:#666;}.cls-6{font-size:41.31px;}.cls-6,.cls-7{font-family:Arial-BoldMT, Arial;font-weight:700;}.cls-7{font-size:17.96px;}.cls-8{letter-spacing:-0.07em;}.cls-10{fill:#fff;}</style></defs><title>Lifetime Partner 24: Driving Growth</title><image id="Livello_0" data-name="Livello 0" class="cls-1" width="872" height="519" transform="scale(1 0.92)" 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"/><image 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"/><g id="DRIVE_SUSTAINABLE_GROWTH_Boost_P_C_revenues_and_maintain_best" data-name="DRIVE SUSTAINABLE GROWTH Boost P C revenues and maintain best" class="cls-1"><text class="cls-4" transform="translate(434.94 138.56)">DRIVE SUSTAINABLE GROWTH</text><text class="cls-5" transform="translate(434.89 153.56)">Boost P&C revenues and maintain best-in-class technical margins</text><text class="cls-5" transform="translate(434.89 168.56)">Grow capital light business, technical profits and ESG product range</text><text class="cls-5" transform="translate(434.89 183.56)">Underpin growth with effective cost management</text></g><text class="cls-6" transform="translate(695.72 66.83)">3</text><g id="STRATEGIC_PILLARS" data-name="STRATEGIC PILLARS" class="cls-1"><text class="cls-7" transform="translate(723 67.04)">STR<tspan class="cls-8" x="35.92" y="0">A</tspan><tspan x="47.55" y="0">TEGIC</tspan></text><text class="cls-7" transform="translate(723 85)">PILLARS</text></g><g id="ENHANCE_EARNINGS_PROFILE_Improve_Life_business_profile_and_pr" data-name="ENHANCE EARNINGS PROFILE Improve Life business profile and pr" class="cls-1"><text class="cls-4" transform="translate(392.94 239.56)">ENHANCE EARNINGS PROFILE</text><text class="cls-9" transform="translate(396.41 254.56)"> </text><text class="cls-5" transform="translate(392.89 254.56)">Improve Life business profile and profitability</text><text class="cls-5" transform="translate(392.89 269.56)">Redeploy capital to profitable growth initiatives</text><text class="cls-5" transform="translate(392.89 284.56)">Develop Asset Management franchise further</text></g><g id="LEAD_INNOVATION_Increase_customer_value_through_Lifetime_Part" data-name="LEAD INNOVATION Increase customer value through Lifetime Part" class="cls-1"><text class="cls-4" transform="translate(308.59 338.54)">LEAD INNOVATION</text><text class="cls-5" transform="translate(308.54 353.54)">Increase customer value through Lifetime Partner advisory model</text><text class="cls-9" transform="translate(312.07 368.54)"> </text><text class="cls-5" transform="translate(308.54 368.54)">Accelerate innovation as a data-driven company</text><text class="cls-9" transform="translate(312.07 383.54)"> </text><text class="cls-5" transform="translate(308.54 383.54)">Achieve additional operating efficiency by scaling</text><text class="cls-5" transform="translate(304.59 398.13)"><tspan xml:space="preserve"> automation and technology</tspan></text></g><g id="DELIVER_STRONG_FINANCIAL_PERFORMANCE_BEST-IN-CLASS_CUSTOMER_EX" data-name="DELIVER STRONG FINANCIAL PERFORMANCE BEST-IN-CLASS CUSTOMER EX" class="cls-1"><text class="cls-10" transform="translate(147.51 439.54)">DELIVER STRONG FINANCIAL PERFORMANCE, BEST-IN-CLASS CUSTOMER EXPERIENCE AND AN</text><text class="cls-10" transform="translate(147.51 456.2)">EVEN GREATER SOCIAL AND ENVIRONMENTAL IMPACT THANKS TO OUR EMPOWERED PEOPLE</text></g></svg> <div class="figure-with-text-left txt-component mt-3 component"> <h3><span class="txt-red">Ambitious 2024 targets based on sustainable growth:</span></h3> <p><strong>Strong earnings growth: 6% - 8% EPS CAGR range (2021-24)</strong><br /> Robust EPS growth<strong> </strong>driven by:</p> <ul> <li>Higher growth in P&C and ongoing transformation of Life portfolio, supported by continuous expense optimization</li> <li>Sustained revenue growth in Asset Management</li> <li>Increased contribution from high quality technical and fee earnings</li> <li>Effective capital redeployment</li> </ul> <p><br /> <strong>Increased cumulative net Holding cash flow: > € 8.5 billion (2022-24)</strong><br /> To be achieved through:</p> <ul> <li>Growing recurring cash remittances underpinned by solid capital generation</li> <li>Continued implementation of disciplined Group Capital Management Framework, enabled by resilient Solvency position</li> </ul> <p><br /> <strong>Higher dividend: cumulative € 5.2 - 5.6 billion cash dividends (2022-24) vs € 4.5 billion (2019-21)</strong><br /> To be achieved by:</p> <ul> <li>Boosting P&C revenues and maintain best-in-class technical margins</li> <li>Growing capital light business, technical profits and ESG product range</li> <li>Underpinning growth with effective cost management</li> </ul> <h3><br /> <span class="txt-red">Key highlights of the new strategic plan</span></h3> <p><strong>Drive sustainable growth</strong></p> <ul> <li>Improve market share in segments with significant growth potential – SMEs, Senior Care in Europe and Travel in the US</li> <li>Seize growth opportunities offered by health protection gap thanks to our leadership in core markets</li> <li>Drive Unit Linked business volumes and further internalize margins</li> <li>Boost protection as a de-risking tool for investment solutions</li> <li>Expand ESG solutions proposition</li> <li>Maintain cost discipline in mature insurance markets</li> <li>Focus investments in Asia and fee businesses</li> </ul> <p><br /> <strong>Enhance earnings profile</strong></p> <ul> <li>Undertake comprehensive in-force optimization to reduce capital intensity and improve operating result</li> <li>Enhance strategic asset allocation, integrate ESG and leverage real asset platform to improve returns</li> <li>Reinforce leadership in Europe and strengthen presence in selected Asian markets</li> <li>Invest in selected Asset Management capabilities and build scale to accelerate 3rd party growth</li> <li>Expand real asset capabilities building an in-house private debt proposition to improve risk-adjusted returns and fee margin</li> <li>Upscale distribution platform to drive organic growth in 3rdparty revenues</li> </ul> <p><br /> <strong>Lead innovation</strong></p> <ul> <li>Increase customer value by scaling digitally-enabled advisory model</li> <li>Establish seamless omni-channel approach across distribution channels</li> <li>Gain share of European digital profit pool by scaling direct operations</li> <li>Leverage new data capabilities to improve technical leadership and offer value-added services through digital ecosystems</li> <li>Develop powerful and sustainable innovation engine to support future growth</li> <li>Reduce costs through digitization, core process automation and shared platforms</li> <li>Optimize further claims management using Artificial Intelligence</li> </ul> </div> <BR> <div id="accordion1" class="accordion-item first-child mt-md"> <a id="heading1" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse1" href="#collapse1" aria-expanded="false" aria-controls="collapse1"> <h3 class="h5-section font-regular mb-0 me-3">Strategy archive</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse1" data-bs-parent="#accordion1" class="collapse" role="tabpanel" aria-labelledby="heading1"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="mt-md"> <h3 class="mb-3 color-red">Generali 2021: Targets delivery in an unprecedented global scenario</h3> </div> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <table align="left" border="1" cellpadding="1" cellspacing="1" style="width:100%"> <tbody> <tr> <td style="text-align:left; width:33%"> <p><strong>FINANCIAL TARGETS 2019-2021 </strong></p> </td> <td style="text-align:left; width:33%"> <p><strong>CURRENT STATUS</strong></p> </td> </tr> <tr> <td style="text-align:left; vertical-align:top; width:33%"> <p><strong>6%-8%</strong><br /> EPS CAGR RANGE<sup>1</sup><br /> <span class="txt-fs14">2018 – 2021</span></p> </td> <td style="text-align:left; vertical-align:top; width:33%"> <p>7.6% <a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left; vertical-align:top; width:33%"> <p><strong>€4.5 - 5.0 billion</strong><br /> CUMULATIVE DIVIDENDS<br /> 2019 – 2021<br /> <br /> <strong>55% - 65%</strong><br /> DIVIDEND PAY-OUT RANGE<sup>2</sup></p> </td> <td colspan="1" style="text-align:left; vertical-align:top; width:33%"> <p><br /> <br /> € 4.52 bn <a class="check-green" href="#">ACHIEVED</a><br /> subject to regulatory enviroment</p> </td> </tr> <tr> <td style="text-align:left; vertical-align:top; width:33%"> <p><strong>>11.5%</strong><br /> AVERAGE RETURN ON EQUITY<sup>3</sup><br /> 2019 – 2021</p> </td> <td style="text-align:left; vertical-align:top; width:33%"> <p>12.4% 2019 <a class="check-green" href="#">ACHIEVED</a><br /> 7.7% 2020 impact of COVID-19 and one-offs<br /> 12.1% 2021 <a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> </tbody> </table> </div> <div class="mt-3 txt-component"> <p class="mb-0 border-top1-grey-5 mt-4 pt-4 note"><i>(1) 3-year CAGR, adjusted for impact on gains and losses related to disposals and acquisitions<br /> (2) Adjusted for impact of gains and losses related to disposals and acquisitions<br /> (3) Based on IFRS Equity excluding OCI and on total net result </i></p> </div> <div class="mt-md"> <h3 class="mb-3 color-red">Generali 2021: Industrial KPIs achieved in all strategic areas</h3> </div> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <table border="1" style="width:100%"> <tbody> <tr> <td style="text-align:left; width:15%">STRATEGIC ITEM</td> <td style="text-align:left">MAIN INDUSTRIAL KPI</td> <td style="text-align:left">GOAL</td> <td style="text-align:left">END OF PLAN</td> </tr> <tr> <td rowspan="4" style="text-align:left"><strong>Profitable growth</strong></td> <td style="text-align:left">Earnings CAGR 2018-2021 insurance markets Europe</td> <td style="text-align:left">3% - 6%</td> <td style="text-align:left"><a class="check-green" href="#">OVER-ACHIEVED</a></td> </tr> <tr> <td style="text-align:left">Earnings CAGR 2018-2021 service-based revenue streams</td> <td style="text-align:left">7% - 10%</td> <td style="text-align:left">Impact of COVID-19</td> </tr> <tr> <td style="text-align:left">Earning CAGR 2018-2021 high potential insurance markets</td> <td style="text-align:left">20% - 25%</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Earning CAGR 2017-2021 Asset Management</td> <td style="text-align:left">>20%<sup>1</sup></td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td colspan="4" style="background-color:#eeeeee; height:1px"> </td> </tr> <tr> <td rowspan="4" style="text-align:left"><strong>Capital management and financial optimization</strong></td> <td style="text-align:left">Cumulative Capital Generation 2019-2021</td> <td style="text-align:left">> €10.5 billion</td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Net cash remittance to Holding 2019-2021</td> <td style="text-align:left">> €7 billion</td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Debt Reduction by 2021</td> <td style="text-align:left">€1.5 - 2 billion</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Gross Interest Expense Reduction 2021 vs. 2017</td> <td style="text-align:left">€70 - 140 million</td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td colspan="4" style="background-color:#eeeeee; height:1px"> </td> </tr> <tr> <td rowspan="2" style="text-align:left"><strong>Innovation and digital transformation</strong></td> <td style="text-align:left">Total Investments toward internal strategic initiatives 2019-2021</td> <td style="text-align:left">€1 billion</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Cumulative expense reduction Insurance Europe 2018-2021</td> <td style="text-align:left">€300 million</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td colspan="4" style="background-color:#eeeeee; height:1px"> </td> </tr> <tr> <td rowspan="4" style="text-align:left"><strong>People, brand and sustainability</strong></td> <td style="text-align:left">New Green and Sustainable Investments by 2021</td> <td style="text-align:left">€4.5 billion</td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Relationship NPS by 2021</td> <td style="text-align:left">Best among<br /> international peers</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Reskilled employees by 2021</td> <td style="text-align:left">50%</td> <td style="text-align:left"> <p><a class="check-green" href="#">OVER-ACHIEVED</a></p> </td> </tr> <tr> <td style="text-align:left">Organizational entities with a smart working policy in place</td> <td style="text-align:left">100%</td> <td style="text-align:left"> <p><a class="check-green" href="#">ACHIEVED</a></p> </td> </tr> </tbody> </table> </div> <div class="mt-3 txt-component"> <p class="mb-0 border-top1-grey-5 mt-4 pt-4 note"><i><sup>1</sup> Including inorganic growth </i></p> </div> </div> </div> </div> </div> </div> </div> </div> <section class="component space-top"> <div class="component background-white-2 space-end space-top"> <div class="large-container"> <div class="container"> <div class="row justify-content-center align-items-center justify-content-stretch"> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch mb-4 "> <a href="/info/discovering-generali" title="Our Stories" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt="Our Stories" 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Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a href="/who-we-are/our-culture">Our Culture</a></li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Strategic Plan: Lifetime Partner 24</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Discover</a> </li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> <li> <a href="/who-we-are/global-positioning"> Our organization </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our organization</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/global-positioning">Discover</a> </li> <li><a href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a href="/who-we-are/global-positioning/france">France</a></li> <li><a href="/who-we-are/global-positioning/international">International</a></li> <li><a href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a href="/who-we-are/our-business">Our business model </a></li> <li><a href="/who-we-are/our-activities">Our activities</a></li> <li><a href="/who-we-are/our-management">Our management</a></li> <li><a href="/who-we-are/our-brand">Our Brand</a></li> <li> <a href="/who-we-are/sponsorship"> Sponsorship </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information & analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information & analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt & ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt & ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/media/social-media">Discover</a> </li> <li><a href="/media/social-media/netiquette">Netiquette</a></li> </ul> </li> <li><a href="/media/corporate-magazines">Corporate magazines</a></li> <li> <a href="/media/macroeconomic-and-insurance-research"> Macroeconomic and insurance research </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Macroeconomic and insurance research</h3> <a class="btn-red mb-3 mt-2" href="/media/macroeconomic-and-insurance-research">Discover</a> </li> <li><a href="/media/macroeconomic-and-insurance-research/contacts">Contacts</a></li> </ul> </li> <li><a href="/media/contacts">Contacts</a></li> </ul> </li> <li> <a href="/governance">Governance</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Governance</h3> <p class="mt-1 mb-3"> Our corporate governance system is in line with international best practices. </p> <a class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate 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