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Deposits held in a RRSP — CDIC
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class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/">Depositors<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/">Overview</a></li> <li id="menu-item-504" class="nav-section-3-col menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current-page-parent current_page_ancestor menu-item-has-children menu-item-504 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What’s <span class="lg:whitespace-pre">covered<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/whats-covered/">What’s covered<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/whats-covered/">Overview</a></li> <li id="menu-item-1003" class="nav-category nav-category-span-2 menu-item menu-item-type-custom menu-item-object-custom current-menu-ancestor current-menu-parent menu-item-has-children menu-item-1003 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">categories<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured categories</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="#">Insured categories<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1013" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1013 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-one-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in one <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1015" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1015 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-more-than-one-name-joint-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Joint <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1010" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-86 current_page_item menu-item-1010 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-savings-plan-rrsp/" aria-current="page" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1009" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1009 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-income-fund-rrif/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRIF<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1006" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1006 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-first-home-savings-account-fhsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">FHSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1011" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1011 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-tax-free-savings-account-tfsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">TFSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1008" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1008 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-education-savings-plan-resp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RESP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1007" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1007 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-disability-savings-plan-rdsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RDSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1014" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1014 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-trust/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in <span class="lg:whitespace-pre">trust<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1004" class="nav-category menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1004 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">products<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured products</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="#">Insured products<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1005" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1005 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/debentures-principal-protected-notes-and-term-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Debentures, principal protected notes and term <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1016" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1016 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/guaranteed-investment-certificates-gics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Guaranteed Investment Certificates <span class="lg:whitespace-pre">(GICs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1017" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1017 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/prepaid-cards/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Prepaid <span class="lg:whitespace-pre">cards<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-180113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180113 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/federal-credit-unions/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Federal credit unions <span class="lg:whitespace-pre">(FCUs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-506" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-506 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Videos and <span class="lg:whitespace-pre">resources<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/videos-and-resources/">Videos and resources<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/videos-and-resources/">Overview</a></li> <li id="menu-item-1022" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1022 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/deposit-insurance-calculator/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposit insurance <span class="lg:whitespace-pre">calculator<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1023" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1023 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/faqs/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Frequently asked <span class="lg:whitespace-pre">questions<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180361" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180361 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/videos/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Videos<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-528" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-528 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/list-of-members/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">List of member <span class="lg:whitespace-pre">institutions</span></span></a></li> <li id="menu-item-180795" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180795 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/financial-literacy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Literacy <span class="lg:whitespace-pre">Hub</span></span></a></li> <li id="menu-item-529" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-529 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/cdic-bursary/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">bursary</span></span></a></li> </ul> </li> <li id="menu-item-498" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-498 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors 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256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/">Compliance<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li 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448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/">Overview</a></li> <li id="menu-item-1036" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1036 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/archived-documents/" class="group flex relative items-center justify-between transition-colors w-full 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menu-item-type-post_type menu-item-object-page menu-item-1037 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/forward-regulatory-plan/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Forward regulatory <span class="lg:whitespace-pre">plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1038" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1038 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/interpretation-policy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Interpretation <span class="lg:whitespace-pre">policy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 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lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Trustee / Beneficiary disclosure <span class="lg:whitespace-pre">requirements<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1040" class="menu-item menu-item-type-post_type menu-item-object-page 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0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1041" class="nav-newcol menu-item menu-item-type-post_type menu-item-object-page menu-item-1041 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/key-dates-and-reminders/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Key dates and <span class="lg:whitespace-pre">reminders<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 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href="https://www.cdic.ca/financial-professionals/brokers/">Overview</a></li> <li id="menu-item-1026" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1026 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Compliance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 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fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/">Overview</a></li> <li id="menu-item-1029" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1029 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-broker-data-requirements-nbdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Broker Data Requirements <span class="lg:whitespace-pre">(NBDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1027" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1027 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-brokered-deposit-nbd-compliance-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Brokered Deposit (NBD) Compliance <span class="lg:whitespace-pre">Framework<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1030" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1030 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting Nominee <span class="lg:whitespace-pre">Brokers<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="4"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Overview</a></li> <li id="menu-item-1033" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1033 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/brokered-deposit-advisory-group/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Brokered Deposit Advisory <span class="lg:whitespace-pre">Group<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1032" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1032 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/post-failure-beneficiary-updates/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Post-Failure beneficiary <span class="lg:whitespace-pre">updates<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1031" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1031 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-brokers-acting-in-client-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting brokers acting in client <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1028" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1028 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/legislation/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Legislation<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1045" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1045 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/member-institution-id-codes/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Member Institution ID <span class="lg:whitespace-pre">codes<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-509" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-509 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/trustees/">For trustees<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/">Overview</a></li> <li id="menu-item-1046" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1046 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Professional trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Professional trustees<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Overview</a></li> <li id="menu-item-1047" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1047 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/professional-trustee-data-requirements-ptdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional Trustee Data Requirements <span class="lg:whitespace-pre">(PTDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1048" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1048 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/timeline/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Timeline<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-179882" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-179882 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/payment-service-providers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For payment service <span class="lg:whitespace-pre">providers</span></span></a></li> <li id="menu-item-510" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-510 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/training-and-learning/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Training and <span class="lg:whitespace-pre">learning</span></span></a></li> <li id="menu-item-511" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-511 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/funding-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC’s funding <span class="lg:whitespace-pre">framework</span></span></a></li> <li id="menu-item-512" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-512 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/modernization-initiative/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC’s modernization <span class="lg:whitespace-pre">initiative</span></span></a></li> </ul> </li> <li id="menu-item-499" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-499 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News and <span class="lg:whitespace-pre">events<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News and events<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1397" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1397 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News at a <span class="lg:whitespace-pre">glance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News at a glance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1395" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1395 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/cdic-news/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">news<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1393" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1393 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/articles/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Articles<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1394" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1394 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speeches/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Speeches<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1396" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1396 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speakers-bureau/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Speakers <span class="lg:whitespace-pre">bureau<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-181095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-181095 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/news-and-events/scams-fraud/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Scams and <span class="lg:whitespace-pre">fraud<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-500" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-500 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-178859" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-178859 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-518" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-518 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-coordination/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">coordination<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-517" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-517 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-funding/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">funding<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180826" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-180826 w-full lg:w-auto"><a target="_self" href="/depositors/videos-and-resources/faqs/?posts_pages_en%5BhierarchicalMenu%5D%5Bfaq_categories.lvl0%5D%5B0%5D=Reimbursement" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">FAQs about bank <span class="lg:whitespace-pre">failure<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179002" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179002 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=failure" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-513" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-513 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of large <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Resolution of large banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Overview</a></li> <li id="menu-item-1050" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1050 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/bail-in-and-d-sib-restructuring-powers-e-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bail-in and D-SIB restructuring powers <span class="lg:whitespace-pre">(E-FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-515" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-515 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of small and medium-size <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Resolution of small and medium-size banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Overview</a></li> <li id="menu-item-1053" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1053 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Reimbursement of insured <span class="lg:whitespace-pre">deposits<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Overview</a></li> <li id="menu-item-1054" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1054 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-depositors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">depositors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1055 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-brokers-and-other-financial-professionals/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For brokers and other financial <span class="lg:whitespace-pre">professionals<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1056" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1056 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-professional-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For professional <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1057" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1057 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-general-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For general <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1058" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1058 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/assisted-transaction/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Assisted <span class="lg:whitespace-pre">transaction<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1049" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1049 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-institution-restructuring-provisions-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Institution Restructuring Provisions <span class="lg:whitespace-pre">(FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1059" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1059 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/bridge-bank/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bridge <span class="lg:whitespace-pre">bank<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1060" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1060 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-assistance/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial <span class="lg:whitespace-pre">assistance<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-502" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-502 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/">Overview</a></li> <li id="menu-item-178904" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-178904 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full 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0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/our-history/">Overview</a></li> <li id="menu-item-1063" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1063 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/cdic-history-book/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC history <span class="lg:whitespace-pre">book<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179003" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179003 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=about" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-521" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-521 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Organizational <span class="lg:whitespace-pre">structure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 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class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Management <span class="lg:whitespace-pre">team<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/management-team/">Overview</a></li> <li id="menu-item-1065" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1065 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/management-team/business-conduct/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Business <span class="lg:whitespace-pre">conduct<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1066" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1066 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-of-directors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board of <span class="lg:whitespace-pre">directors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1068" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1068 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/advisory-panel-on-resolution/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Advisory panel on <span class="lg:whitespace-pre">resolution<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1067" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1067 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-committees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board <span class="lg:whitespace-pre">committees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-522" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-522 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Partners<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/partners/">Partners<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/partners/">Overview</a></li> <li id="menu-item-1069" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1069 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/financial-safety-net/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial safety <span class="lg:whitespace-pre">net<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1070" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1070 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/provincial-deposit-insurers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Provincial deposit <span class="lg:whitespace-pre">insurers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 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invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1081" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1081 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/quarterly-financial-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Quarterly Financial <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-524" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-524 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lg:pr-0">Expense <span class="lg:whitespace-pre">reports<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1080" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1080 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/access-to-information-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Access to Information Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1075" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1075 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1076" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1076 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/infosource/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Info <span class="lg:whitespace-pre">Source<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1078" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1078 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-and-access-to-information/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy and access to <span class="lg:whitespace-pre">information<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1077" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1077 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/special-examination-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Special examination <span class="lg:whitespace-pre">report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1351" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1351 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental, social and governance <span class="lg:whitespace-pre">strategy<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Overview</a></li> <li id="menu-item-1349" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1349 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/environmental-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1348" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1348 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/social-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Social <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1347" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1347 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/governance-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Governance <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1346 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/key-metrics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Key <span class="lg:whitespace-pre">metrics<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-505" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-505 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Marketing and <span class="lg:whitespace-pre">advertising<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/marketing-advertising/">Marketing and advertising<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/marketing-advertising/">Overview</a></li> <li id="menu-item-1019" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/awareness-research-results/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Awareness research and <span class="lg:whitespace-pre">results<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1018" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1018 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/activities/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Activities<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 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justify-center"> <svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg> </button> <div class="text-center mt-60 max-w-[920px] mx-auto"> <h1 class="typo-h1">Deposits held in a RRSP</h1> </div> </div> </header> <section data-module="coverage-example" data-block="1" class="bg-white py-80 lg:py-120"> <div class="container"> <div class="max-w-reading mx-auto"> <div class="typography typography-size-down"><p>Deposits held in a Registered Retirement Savings Plan (RRSP) are protected separately from the <a href="https://www.cdic.ca/depositors/whats-covered/#categories">eligible deposits</a> held in other insured categories, such as those <a href="https://www.cdic.ca/your-coverage/how-deposit-insurance-works/deposits-held-in-one-name/">held in individual names.</a></p> <p>Here’s an example of a portfolio within a RRSP at one CDIC member institution – and <span class="text-nowrap">what does (✓)</span> and <span class="text-nowrap">does not (✗) qualify</span> for CDIC coverage:</p> </div> <h3 class="typo-h3 mt-32 mb-16">Portfolio</h3> <ul> <li class="py-8"> <span class="inline-block relative top-2 mr-12 text-teal" ><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z"/></g></svg></span> $20,000 in a GIC </li> <li class="py-8"> <span class="inline-block relative top-2 mr-12 text-teal" ><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z"/></g></svg></span> $90,000 in a term deposit </li> <li class="py-8"> <span class="inline-block relative top-2 mr-12 text-slate" ><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><g fill="currentColor"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z"/></g></svg></span> $50,000 in stocks and bonds </li> <li class="py-8"> <span class="inline-block relative top-2 mr-12 text-slate" ><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><g fill="currentColor"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z"/></g></svg></span> $130,000 in mutual funds </li> </ul> <div class="bg-light mt-56 flex flex-col lg:flex-row px-16 py-48 divide-y lg:divide-y-0 lg:divide-x divide-grey rounded-3xl"> <div class="flex-1 pb-24 lg:pb-0 px-32 relative text-center"> <p>Total Portfolio</p> <p class="mt-2 text-22 font-heading font-bold mb-8">$290,000</p> </div> <div class="flex-1 py-24 lg:py-0 px-32 relative text-center"> <p>Eligible Deposits</p> <p class="mt-2 text-22 font-heading font-bold mb-8">$110,000</p> </div> <div class="flex-1 pt-24 lg:pt-0 px-32 relative text-center"> <span class="inline-flex mb-16 lg:mb-0 lg:absolute -top-48 left-1/2 lg:-ml-28 lg:-mt-28 lg:flex size-56 items-center justify-center bg-brand text-white rounded-full"><svg class="size-32" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64"><rect fill="transparent" width="64" height="64"/><g shape-rendering="geometricPrecision" fill="currentColor"><path d="M46.6,25.3c0-2.9,0-9,0-9.1C46.5,8.3,39.9,1.9,32,1.9S17.5,8.3,17.4,16.2c0,0.1,0,6.2,0,9.1 c-4.1,3.9-6.7,9.4-6.7,15.5c0,11.8,9.6,21.3,21.3,21.3s21.3-9.6,21.3-21.3C53.3,34.7,50.7,29.2,46.6,25.3z M32,57.3 c-9.1,0-16.5-7.4-16.5-16.5c0-5.4,2.6-10.2,6.7-13.2c0,0,0-11.1,0-11.2c0.1-5.3,4.5-9.6,9.8-9.6s9.7,4.3,9.8,9.6 c0,0.1,0,2.9,0,5.6c-2.9-1.5-6.3-2.4-9.8-2.4c-1.7,0-3.4,0.2-5.1,0.6v5c1.6-0.5,3.3-0.8,5.1-0.8c9.1,0,16.5,7.4,16.5,16.5 S41.1,57.3,32,57.3L32,57.3z"/> <path d="M35.5,38.5c0-1.9-1.6-3.5-3.5-3.5s-3.5,1.6-3.5,3.5c0,1.2,0.6,2.3,1.6,2.9l-1,5.1H35l-1-5.1 C34.8,40.7,35.5,39.7,35.5,38.5L35.5,38.5z"/></g></svg></span> <p>Protected by CDIC</p> <p class="mt-2 text-22 font-heading font-bold mb-8">$100,000</p> </div> </div> <h3 class="typo-h3 mt-80 mb-32">What’s protected and why:</h3> <div class="typography typography-size-down"><p>Within the insured category of RRSP, the above GIC and term deposit are <a href="https://www.cdic.ca/depositors/whats-covered/#products">eligible deposit</a> products and are therefore combined for coverage of up to $100,000 of CDIC protection. So $100,000 of the eligible $110,000 within the RRSP category are protected. CDIC coverage does not apply to stocks, bonds or mutual funds, so those investments, which amount to $180,000 of the total $290,000 in the category, are not eligible to be insured by CDIC.</p> <p>The following are special types of RRSPs and eligible deposits held in them are combined with eligible deposits in regular RRSPs owned by the same depositor at the same member institution.</p> <ul> <li>LIRA – Locked-in Retirement Account</li> <li>LRSP – Locked-in Retirement Savings Plan</li> <li>RLSP – Restricted Locked-In Savings Plan</li> </ul> </div> </div> </div> </section> <section data-module="coverage-example" data-block="2" class="bg-light py-80 lg:py-120"> <div class="container"> <div class="max-w-reading mx-auto"> <div class="typography typography-size-down"><h2>Spousal registered retirement savings plans (RRSPs)</h2> <p>A spousal RRSP is created so that one spouse (usually the one with a higher income) can contribute to a RRSP in the name of the other spouse or common-law partner.</p> <p>CDIC determines coverage on the basis of who owns the eligible deposits, not who contributes to them. As a result, eligible deposits held in spousal RRSPs will be paid out to the RRSP owners, rather than the contributor, in the event of a member failure.</p> <h3>Example:</h3> <p>This example illustrates how deposit insurance applies to <a href="https://www.cdic.ca/depositors/whats-covered/">eligible deposits</a> where an individual has a (1) LIRA, a (2) spousal and (3) non-spousal RRSP account at the same member institution.</p> </div> <ul class="mt-72 flex flex-wrap lg:flex-nowrap border-b border-black pb-32"> <li class="w-full lg:w-auto lg:flex-1 text-center relative px-24"> <p class="text-22 font-heading font-bold mb-8">$20,000</p> <p>in a GIC, contributed by your spouse, and held in your spousal RRSP (where you are the owner of the account)</p> </li> <li class="w-full lg:w-auto lg:flex-1 text-center relative px-24"> <span class="lg:absolute top-2 -left-8 inline-block my-18 lg:my-0"><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z"/></g></svg></span> <p class="text-22 font-heading font-bold mb-8">$70,000</p> <p>in another GIC, contributed by yourself, and held in your own (non-spousal) RRSP</p> </li> <li class="w-full lg:w-auto lg:flex-1 text-center relative px-24"> <span class="lg:absolute top-2 -left-8 inline-block my-18 lg:my-0"><svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z"/></g></svg></span> <p class="text-22 font-heading font-bold mb-8">$50,000</p> <p>in another GIC, contributed by yourself, and held in your own LIRA</p> </li> </ul> <div class="my-32 text-center"> <p>Total</p> <p class="text-30 font-heading font-bold mt-2">$140,000</p> </div> <div class="mt-64 bg-white rounded-3xl px-32 sm:px-80 md:px-120 py-56 text-center relative"> <span class="absolute -top-28 left-1/2 -ml-28 flex size-56 items-center justify-center bg-brand text-white rounded-full"><svg class="size-32" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64"><rect fill="transparent" width="64" height="64"/><g shape-rendering="geometricPrecision" fill="currentColor"><path d="M46.6,25.3c0-2.9,0-9,0-9.1C46.5,8.3,39.9,1.9,32,1.9S17.5,8.3,17.4,16.2c0,0.1,0,6.2,0,9.1 c-4.1,3.9-6.7,9.4-6.7,15.5c0,11.8,9.6,21.3,21.3,21.3s21.3-9.6,21.3-21.3C53.3,34.7,50.7,29.2,46.6,25.3z M32,57.3 c-9.1,0-16.5-7.4-16.5-16.5c0-5.4,2.6-10.2,6.7-13.2c0,0,0-11.1,0-11.2c0.1-5.3,4.5-9.6,9.8-9.6s9.7,4.3,9.8,9.6 c0,0.1,0,2.9,0,5.6c-2.9-1.5-6.3-2.4-9.8-2.4c-1.7,0-3.4,0.2-5.1,0.6v5c1.6-0.5,3.3-0.8,5.1-0.8c9.1,0,16.5,7.4,16.5,16.5 S41.1,57.3,32,57.3L32,57.3z"/> <path d="M35.5,38.5c0-1.9-1.6-3.5-3.5-3.5s-3.5,1.6-3.5,3.5c0,1.2,0.6,2.3,1.6,2.9l-1,5.1H35l-1-5.1 C34.8,40.7,35.5,39.7,35.5,38.5L35.5,38.5z"/></g></svg></span> <p>Protected by CDIC</p> <p class="text-30 font-heading font-bold mt-8">$100,000</p> <div class="typography typography-size-down text-left mt-32"><p>The GICs in the LIRA, spousal and non-spousal RRSPs in your name are covered within the RRSP insured category – so they are combined ($140,000) and protected up to a limit of $100,000.</p> </div> </div> </div> </div> </section> <section data-module="cta" data-block="3" class="bg-brand text-white py-80 lg:py-120"> <div class="container text-center"> <h2 class="max-w-screen-md mx-auto typo-h2 mb-16">Have more questions about how CDIC deposit protection works?</h2> <p class="max-w-screen-md mx-auto"></p> <a class="btn btn-inverted " target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/faqs-and-videos/" > Check out our FAQs</a> </div> </section></main> <footer 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