Personal Finance

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class="o-teaser__content"><div class="o-teaser__meta"></div><div class="o-teaser__heading"><a href="/content/81bf4448-2ccb-49dc-b0de-b4fca6b333e9" data-trackable="heading-link" class="js-teaser-heading-link">Your personal shopper . . . on the other side of the world</a></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/81bf4448-2ccb-49dc-b0de-b4fca6b333e9" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2645%;"><img class="o-teaser__image" src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F35d87317-43a8-4e5e-b369-5ece03b44f29.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Daria Rebenok at Grabr’s offices"/></div></a></div></div> </div> <div class="o-teaser-collection__item" data-o-grid-colspan="12 M4 L12"> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--stacked 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class="event-teaser__details"><a class="event-teaser__brand" href="https://www.celebrationofinvestment.co.uk/?segmentId=670a71df-8084-ecde-e790-63bb7341b637" data-trackable="event-teaser-brand-link">FT Live</a><div class="event-teaser__title-heading" role="heading" aria-level="4"><a class="event-teaser__title" data-trackable="event-teaser-title" href="https://www.celebrationofinvestment.co.uk/?segmentId=670a71df-8084-ecde-e790-63bb7341b637" title="Celebration of Investment Awards 2024">Celebration of Investment Awards 2024</a></div><span class="event-teaser__standfirst">Celebrating organisations that positively contributed to the investment industry</span></div><div class="event-teaser__footer"><span class="event-teaser__timestamp event-teaser__timestamp--start-date"><time datetime="2024-11-28T18:00:00.000Z">Thursday, 28 November</time></span><span class="event-teaser__location">Bracken House, Friday Street, London, UK</span></div></div></div> <div class="event-teaser" 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UK</span></div></div></div> </div> <div class="o-teaser-community__button-wrapper"> <a class="aside--community__community-button" data-trackable="aside-section--button" href="https://events.ft.com/events-list"> Explore all events </a> </div> </aside> <div class="css-grid__sidebar-item"> <div class="o-ads advert--sidebar advert--sidebar-mid1 advert--extra-padding" data-o-ads-name="mid1-non-responsive-large" data-o-ads-targeting="pos=mid1" data-o-ads-center="true" data-o-ads-label="false" data-o-ads-formats-small="false" data-o-ads-formats-medium="false" data-o-ads-formats-large="MediumRectangle,OneByOne,HalfPage,Responsive" data-o-ads-formats-extra="MediumRectangle,OneByOne,HalfPage,Responsive" aria-hidden="true"> </div> </div> </div>  <div class="css-grid__item-bottom"> <div class="js-track-scroll-event" id="stream" data-has-stream-list-title > <div data-trackable="stream" class="o-teaser-collection o-teaser-collection--stream"> <h2 class="o-teaser-collection__heading o-teaser-collection__heading--half-width" aria-label="More Personal Finance (all genres)"> More Personal Finance </h2> <ul class="o-teaser-collection__list js-stream-list" data-stream-list aria-busy="false"> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-27T05:00:38.512Z">Wednesday, 27 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="f2e063ac-536f-40b2-beda-e2aa0f9945e6" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="f2e063ac-536f-40b2-beda-e2aa0f9945e6"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/collecting" aria-label="Category: Collecting">Collecting</a></div><div class="o-teaser__heading"><a href="/content/f2e063ac-536f-40b2-beda-e2aa0f9945e6" data-trackable="heading-link" class="js-teaser-heading-link">Miami’s private galleries — the great succession question</a></div><p class="o-teaser__standfirst"><a href="/content/f2e063ac-536f-40b2-beda-e2aa0f9945e6" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">A generation of outstanding collectors has filled the city with lively art spaces. 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o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-27T04:00:37.761Z">Wednesday, 27 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="bdf402f6-7df9-4136-95c2-f205eceffb48" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="bdf402f6-7df9-4136-95c2-f205eceffb48"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">FT Wealth</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/35735bdd-f221-42ee-a577-1ea742ad3dfc" aria-label="Category: Clare Maurice">Clare Maurice</a></div><div class="o-teaser__heading"><a href="/content/bdf402f6-7df9-4136-95c2-f205eceffb48" data-trackable="heading-link" class="js-teaser-heading-link">Not planning for death can be an expensive business</a></div><p class="o-teaser__standfirst"><a href="/content/bdf402f6-7df9-4136-95c2-f205eceffb48" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Where there’s no will there’s no way to avoid causing postmortem trouble</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="bdf402f6-7df9-4136-95c2-f205eceffb48" data-myft-ui="saved" action="/myft/save/bdf402f6-7df9-4136-95c2-f205eceffb48" data-js-action="/__myft/api/core/saved/content/bdf402f6-7df9-4136-95c2-f205eceffb48?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Not planning for death 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alt="A conceptual graphic showing multiple hands tearing a legal or official document"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-26T04:00:05.826Z">Tuesday, 26 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="694c513c-79f0-43c3-b37f-6c586adb2899" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="694c513c-79f0-43c3-b37f-6c586adb2899"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/uk-tax" aria-label="Category: UK tax">UK tax</a></div><div class="o-teaser__heading"><a href="/content/694c513c-79f0-43c3-b37f-6c586adb2899" data-trackable="heading-link" class="js-teaser-heading-link">New UK non-dom concession ‘accelerates’ wealthy people’s exit plans</a></div><p class="o-teaser__standfirst"><a href="/content/694c513c-79f0-43c3-b37f-6c586adb2899" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Anyone leaving before April 2025 will become exempt from inheritance tax after three years </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="694c513c-79f0-43c3-b37f-6c586adb2899" data-myft-ui="saved" action="/myft/save/694c513c-79f0-43c3-b37f-6c586adb2899" data-js-action="/__myft/api/core/saved/content/694c513c-79f0-43c3-b37f-6c586adb2899?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F2ecd87b7-2d91-444b-bc38-5a7a1d6a1cdd.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Montage shows a couple with suitcases against a backdrop of the HMRC logo"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-25T17:36:10.594Z">Monday, 25 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/pensions-industry" aria-label="Category: Pensions industry">Pensions industry</a></div><div class="o-teaser__heading"><a href="/content/ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-trackable="heading-link" class="js-teaser-heading-link">Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show</a></div><p class="o-teaser__standfirst"><a href="/content/ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-myft-ui="saved" action="/myft/save/ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-js-action="/__myft/api/core/saved/content/ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token 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js-teaser-image-container"><a href="/content/ee3a2917-3a25-42ea-ac80-8ae7cbe4f2b4" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2303%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F80101432-1c5d-47d8-a79b-f2888ea690a6.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Sterling banknotes"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-25T05:00:01.517Z">Monday, 25 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="362ca4cd-a892-4525-bddf-82abe5f339b4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="362ca4cd-a892-4525-bddf-82abe5f339b4"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/martin-wolf" aria-label="Category: Martin Wolf">Martin Wolf</a></div><div class="o-teaser__heading"><a href="/content/362ca4cd-a892-4525-bddf-82abe5f339b4" data-trackable="heading-link" class="js-teaser-heading-link">Pensions reform is vital to raise the UK’s dismal savings rate</a></div><p class="o-teaser__standfirst"><a href="/content/362ca4cd-a892-4525-bddf-82abe5f339b4" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">This is a once-in-a-generation opportunity to create a system able to enhance both prosperity and security</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="362ca4cd-a892-4525-bddf-82abe5f339b4" data-myft-ui="saved" 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data-o-ads-center="true" data-o-ads-label="false" data-o-ads-formats-small="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-medium="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-large="false" data-o-ads-formats-extra="false" aria-hidden="true"> </div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-25T04:00:00.604Z">Monday, 25 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Interview</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/ft-wealth" aria-label="Category: FT Wealth">FT Wealth</a></div><div class="o-teaser__heading"><a href="/content/202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1" data-trackable="heading-link" class="js-teaser-heading-link">Oil dynasty’s family office turns away from London</a></div><p class="o-teaser__standfirst"><a href="/content/202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Bertrand Coste says business will be easier for Clerville, which manages money for the Schlumbergers, in the EU</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1" data-myft-ui="saved" action="/myft/save/202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1" data-js-action="/__myft/api/core/saved/content/202c53bb-0fba-4648-ac2f-bb2bb2a4d1d1?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div 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class="o-teaser__image-placeholder" style="padding-bottom:56.2693%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Ff695b1a5-cc47-48a1-80e8-83e0206f4ffe.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A man standing on a wrought iron balcony with classic Parisian architecture in the background. He is wearing a black turtleneck sweater and grey jeans"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-24T05:00:03.224Z">Sunday, 24 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="785c5414-60c7-453d-aa26-e712d8c5ab58" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="785c5414-60c7-453d-aa26-e712d8c5ab58"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/inheritance" aria-label="Category: Inheritance">Inheritance</a></div><div class="o-teaser__heading"><a href="/content/785c5414-60c7-453d-aa26-e712d8c5ab58" data-trackable="heading-link" class="js-teaser-heading-link">UK wealth managers warn Reeves over plan to levy inheritance tax on pensions </a></div><p class="o-teaser__standfirst"><a href="/content/785c5414-60c7-453d-aa26-e712d8c5ab58" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">AJ Bell boss tells chancellor that ‘complex and costly’ Budget proposal will ‘undermine’ retirement savings system</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="785c5414-60c7-453d-aa26-e712d8c5ab58" data-myft-ui="saved" action="/myft/save/785c5414-60c7-453d-aa26-e712d8c5ab58" data-js-action="/__myft/api/core/saved/content/785c5414-60c7-453d-aa26-e712d8c5ab58?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F67425494-72fd-49c3-a0e0-05eeb15ef939.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A pedestrian holding an umbrella walks in the rain across Westminster Bridge in London with the Houses of Parliament in the background"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-23T09:58:11.377Z">Saturday, 23 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="91865463-4b93-448c-95bb-8525ccb1016e" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="91865463-4b93-448c-95bb-8525ccb1016e"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/uk-tax" aria-label="Category: UK tax">UK tax</a></div><div class="o-teaser__heading"><a href="/content/91865463-4b93-448c-95bb-8525ccb1016e" data-trackable="heading-link" class="js-teaser-heading-link">Brits retiring abroad could avoid UK inheritance tax under new loophole</a></div><p class="o-teaser__standfirst"><a href="/content/91865463-4b93-448c-95bb-8525ccb1016e" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Budget measure allows anyone staying abroad for 10 years to avoid death duties on global wealth </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="91865463-4b93-448c-95bb-8525ccb1016e" data-myft-ui="saved" action="/myft/save/91865463-4b93-448c-95bb-8525ccb1016e" data-js-action="/__myft/api/core/saved/content/91865463-4b93-448c-95bb-8525ccb1016e?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" 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href="/content/91865463-4b93-448c-95bb-8525ccb1016e" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2317%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fd5a9fdd0-008d-4295-a58e-645ffa62a105.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Elderly British tourists relaxing on the beach in Spain"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T18:51:04.471Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="c8dbe2cc-c49e-4f9d-9898-4ac916b3b591"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/investments" aria-label="Category: Investments">Investments</a></div><div class="o-teaser__heading"><a href="/content/c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-trackable="heading-link" class="js-teaser-heading-link">Directors’ Deals: Hedge fund boss increases Asos stake</a></div><p class="o-teaser__standfirst"><a href="/content/c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Retailer has had a mixed year, with share price falling recently</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-myft-ui="saved" action="/myft/save/c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-js-action="/__myft/api/core/saved/content/c8dbe2cc-c49e-4f9d-9898-4ac916b3b591?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Directors’ Deals: Hedge fund boss increases Asos stake to myFT for later" aria-label="Save Directors’ Deals: Hedge fund boss increases Asos stake to myFT for later" data-alternate-label="Directors’ Deals: Hedge fund boss increases Asos stake is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/c8dbe2cc-c49e-4f9d-9898-4ac916b3b591" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2383%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fa245f814-8840-497d-9e6e-c70d0d141820.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Models wearing Asos clothing"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T18:44:44.954Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="9f46db72-0a1e-42b0-8efe-974a04fa0fc7" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small js-teaser" data-id="9f46db72-0a1e-42b0-8efe-974a04fa0fc7"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/banking-savings" aria-label="Category: Banking & Savings">Banking & Savings</a></div><div class="o-teaser__heading"><a href="/content/9f46db72-0a1e-42b0-8efe-974a04fa0fc7" data-trackable="heading-link" class="js-teaser-heading-link">Latest savings rates</a></div><p class="o-teaser__standfirst"><a href="/content/9f46db72-0a1e-42b0-8efe-974a04fa0fc7" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Up-to-date deals from banks and building societies</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="9f46db72-0a1e-42b0-8efe-974a04fa0fc7" data-myft-ui="saved" action="/myft/save/9f46db72-0a1e-42b0-8efe-974a04fa0fc7" data-js-action="/__myft/api/core/saved/content/9f46db72-0a1e-42b0-8efe-974a04fa0fc7?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Latest savings rates to myFT for later" aria-label="Save Latest savings rates to myFT for later" data-alternate-label="Latest savings rates is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="9f46db72-0a1e-42b0-8efe-974a04fa0fc7" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T18:40:58.989Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="75ba3055-625c-4cb5-894b-0696a38f5e79" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small js-teaser" data-id="75ba3055-625c-4cb5-894b-0696a38f5e79"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/banking-savings" aria-label="Category: Banking & Savings">Banking & Savings</a></div><div class="o-teaser__heading"><a href="/content/75ba3055-625c-4cb5-894b-0696a38f5e79" data-trackable="heading-link" class="js-teaser-heading-link">Latest Isa rates</a></div><p class="o-teaser__standfirst"><a href="/content/75ba3055-625c-4cb5-894b-0696a38f5e79" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Up-to-date tax-efficient savings deals</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="75ba3055-625c-4cb5-894b-0696a38f5e79" data-myft-ui="saved" action="/myft/save/75ba3055-625c-4cb5-894b-0696a38f5e79" data-js-action="/__myft/api/core/saved/content/75ba3055-625c-4cb5-894b-0696a38f5e79?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Latest Isa rates to myFT for later" aria-label="Save Latest Isa rates to myFT for later" data-alternate-label="Latest Isa rates is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="75ba3055-625c-4cb5-894b-0696a38f5e79" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T18:37:32.456Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="68b36b6d-71e7-4f44-bbfb-a202e36603a4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small js-teaser" data-id="68b36b6d-71e7-4f44-bbfb-a202e36603a4"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/banking-savings" aria-label="Category: Banking & Savings">Banking & Savings</a></div><div class="o-teaser__heading"><a href="/content/68b36b6d-71e7-4f44-bbfb-a202e36603a4" data-trackable="heading-link" class="js-teaser-heading-link">Latest National Savings & Investments rates</a></div><p class="o-teaser__standfirst"><a href="/content/68b36b6d-71e7-4f44-bbfb-a202e36603a4" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Current rates from the state-owned savings bank</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="68b36b6d-71e7-4f44-bbfb-a202e36603a4" data-myft-ui="saved" action="/myft/save/68b36b6d-71e7-4f44-bbfb-a202e36603a4" data-js-action="/__myft/api/core/saved/content/68b36b6d-71e7-4f44-bbfb-a202e36603a4?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Latest National Savings & Investments rates to myFT for later" aria-label="Save Latest National Savings & Investments rates to myFT for later" data-alternate-label="Latest National Savings & Investments rates is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="68b36b6d-71e7-4f44-bbfb-a202e36603a4" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T18:00:59.393Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="7d31dd99-660e-4770-b3dc-f1c67fad99fd"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/investments" aria-label="Category: Investments">Investments</a></div><div class="o-teaser__heading"><a href="/content/7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-trackable="heading-link" class="js-teaser-heading-link">Stockpickers: Companies can bounce back stronger from adversity</a></div><p class="o-teaser__standfirst"><a href="/content/7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Defence groups Babcock and Qinetiq in recovery mode</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-myft-ui="saved" action="/myft/save/7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-js-action="/__myft/api/core/saved/content/7d31dd99-660e-4770-b3dc-f1c67fad99fd?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Stockpickers: Companies can bounce back stronger from adversity to myFT for later" aria-label="Save Stockpickers: Companies can bounce back stronger from adversity to myFT for later" data-alternate-label="Stockpickers: Companies can bounce back stronger from adversity is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="7d31dd99-660e-4770-b3dc-f1c67fad99fd" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/7d31dd99-660e-4770-b3dc-f1c67fad99fd" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2375%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Feccc6f3f-d4f4-4b3f-bdf5-747659029c36.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T15:52:38.290Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="7fed517d-0c66-4f46-8cf9-e306cd536984" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="7fed517d-0c66-4f46-8cf9-e306cd536984"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/private-investing" aria-label="Category: Private investing">Private investing</a></div><div class="o-teaser__heading"><a href="/content/7fed517d-0c66-4f46-8cf9-e306cd536984" data-trackable="heading-link" class="js-teaser-heading-link">Tax rises drive surge in venture capital trust investment</a></div><p class="o-teaser__standfirst"><a href="/content/7fed517d-0c66-4f46-8cf9-e306cd536984" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Savers have put £250mn in VCTs since April, up 27% in a year </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="7fed517d-0c66-4f46-8cf9-e306cd536984" data-myft-ui="saved" action="/myft/save/7fed517d-0c66-4f46-8cf9-e306cd536984" data-js-action="/__myft/api/core/saved/content/7fed517d-0c66-4f46-8cf9-e306cd536984?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Tax rises drive surge in venture capital trust investment to myFT for later" aria-label="Save Tax rises drive surge in venture capital trust investment to myFT for later" data-alternate-label="Tax rises drive surge in venture capital trust investment is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="7fed517d-0c66-4f46-8cf9-e306cd536984" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/7fed517d-0c66-4f46-8cf9-e306cd536984" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2445%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F2a1bbdd9-3edd-4a98-9a6f-e23d759f25d0.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="The Five Guys burger chain"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T14:00:31.935Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="57ad69db-150b-422f-9fbd-aaf5f5788842" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="57ad69db-150b-422f-9fbd-aaf5f5788842"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/uk-crime" aria-label="Category: UK crime">UK crime</a></div><div class="o-teaser__heading"><a href="/content/57ad69db-150b-422f-9fbd-aaf5f5788842" data-trackable="heading-link" class="js-teaser-heading-link">Sainsbury’s shoppers warned to watch out for Nectar points scam </a></div><p class="o-teaser__standfirst"><a href="/content/57ad69db-150b-422f-9fbd-aaf5f5788842" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Fraudsters target customers who have built up a high points balance ahead of Christmas </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="57ad69db-150b-422f-9fbd-aaf5f5788842" data-myft-ui="saved" action="/myft/save/57ad69db-150b-422f-9fbd-aaf5f5788842" data-js-action="/__myft/api/core/saved/content/57ad69db-150b-422f-9fbd-aaf5f5788842?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Sainsbury’s shoppers warned to watch out for Nectar points scam to myFT for later" aria-label="Save Sainsbury’s shoppers warned to watch out for Nectar points scam to myFT for later" data-alternate-label="Sainsbury’s shoppers warned to watch out for Nectar points scam is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="57ad69db-150b-422f-9fbd-aaf5f5788842" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/57ad69db-150b-422f-9fbd-aaf5f5788842" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2441%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fac90fde9-7380-4301-adf8-1d33728d66be.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A Sainsbury’s customer uses a self checkout till"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T05:00:31.619Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="652e3689-dfb3-453a-896d-1106f50f9420" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="652e3689-dfb3-453a-896d-1106f50f9420"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Markets Insight</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/989cd25a-9a36-4ea7-a6d7-4dc888463185" aria-label="Category: Charley Ellis">Charley Ellis</a></div><div class="o-teaser__heading"><a href="/content/652e3689-dfb3-453a-896d-1106f50f9420" data-trackable="heading-link" class="js-teaser-heading-link">The ‘linked benefits’ of index investing</a></div><p class="o-teaser__standfirst"><a href="/content/652e3689-dfb3-453a-896d-1106f50f9420" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Compounding reveals the true value of long-term investing and minimising costs</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="652e3689-dfb3-453a-896d-1106f50f9420" data-myft-ui="saved" action="/myft/save/652e3689-dfb3-453a-896d-1106f50f9420" data-js-action="/__myft/api/core/saved/content/652e3689-dfb3-453a-896d-1106f50f9420?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save The ‘linked benefits’ of index investing to myFT for later" aria-label="Save The ‘linked benefits’ of index investing to myFT for later" data-alternate-label="The ‘linked benefits’ of index investing is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="652e3689-dfb3-453a-896d-1106f50f9420" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/652e3689-dfb3-453a-896d-1106f50f9420" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2422%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F68c38ec8-b20d-44d3-8ec9-25c00fc991ca.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Young boys, some dressed as cowboys, queuing for a matinee performance in Florida in 1950"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-22T05:00:31.550Z">Friday, 22 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="8524b20c-9981-4b18-a2f1-972193da6e58" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="8524b20c-9981-4b18-a2f1-972193da6e58"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/27890412-3c86-4be1-b10a-3f1ad600a4ca" aria-label="Category: The Big Question">The Big Question</a></div><div class="o-teaser__heading"><a href="/content/8524b20c-9981-4b18-a2f1-972193da6e58" data-trackable="heading-link" class="js-teaser-heading-link">The Big Question: Should farmers have to pay inheritance tax?</a></div><p class="o-teaser__standfirst"><a href="/content/8524b20c-9981-4b18-a2f1-972193da6e58" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">The government says the levy targets landowners seeking to shelter wealth, but food producers say it will hit them hard</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="8524b20c-9981-4b18-a2f1-972193da6e58" data-myft-ui="saved" action="/myft/save/8524b20c-9981-4b18-a2f1-972193da6e58" data-js-action="/__myft/api/core/saved/content/8524b20c-9981-4b18-a2f1-972193da6e58?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F15d14bfa-54fe-4252-9159-18c05898fdc6.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="FT montage of a tractor and ‘No farmers, No food’ protest banners with a large question mark between them"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-21T05:00:29.506Z">Thursday, 21 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="f5a4e51b-b7d7-4c35-b073-e189552413d4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="f5a4e51b-b7d7-4c35-b073-e189552413d4"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/tax-returns" aria-label="Category: Tax returns">Tax returns</a></div><div class="o-teaser__heading"><a href="/content/f5a4e51b-b7d7-4c35-b073-e189552413d4" data-trackable="heading-link" class="js-teaser-heading-link">HMRC haul from late-filing penalties at a five-year high</a></div><p class="o-teaser__standfirst"><a href="/content/f5a4e51b-b7d7-4c35-b073-e189552413d4" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Tax authority has received almost £1bn in fines since 2018 </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="f5a4e51b-b7d7-4c35-b073-e189552413d4" data-myft-ui="saved" action="/myft/save/f5a4e51b-b7d7-4c35-b073-e189552413d4" data-js-action="/__myft/api/core/saved/content/f5a4e51b-b7d7-4c35-b073-e189552413d4?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div 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aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2254%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fb1d790b0-7ae1-42d4-a47e-856e0fe24ce0.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A person fills out their UK tax return online"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-20T12:32:05.177Z">Wednesday, 20 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="58036726-e50c-4ab1-bc85-3255f523b2ba" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="58036726-e50c-4ab1-bc85-3255f523b2ba"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/house-home/uk-property" aria-label="Category: UK property">UK property</a></div><div class="o-teaser__heading"><a href="/content/58036726-e50c-4ab1-bc85-3255f523b2ba" data-trackable="heading-link" class="js-teaser-heading-link">London drives surge in UK rental costs </a></div><p class="o-teaser__standfirst"><a href="/content/58036726-e50c-4ab1-bc85-3255f523b2ba" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Rents soar in October on back of high demand and pre-Budget landlord sales</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="58036726-e50c-4ab1-bc85-3255f523b2ba" data-myft-ui="saved" action="/myft/save/58036726-e50c-4ab1-bc85-3255f523b2ba" data-js-action="/__myft/api/core/saved/content/58036726-e50c-4ab1-bc85-3255f523b2ba?method=put" data-myft-ui-save-config=""> <input 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aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2444%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F9f63ee6e-8077-414c-a17b-ab5416bab802.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Houses available for rent houses in north London"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-20T05:00:05.901Z">Wednesday, 20 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="7ba96af9-4d33-449b-981a-b32998198cc1" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="7ba96af9-4d33-449b-981a-b32998198cc1"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/house-home/uk-property" aria-label="Category: UK property">UK property</a></div><div class="o-teaser__heading"><a href="/content/7ba96af9-4d33-449b-981a-b32998198cc1" data-trackable="heading-link" class="js-teaser-heading-link">Billionaire Poonawallas buy £42mn Mayfair property despite non-dom fears</a></div><p class="o-teaser__standfirst"><a href="/content/7ba96af9-4d33-449b-981a-b32998198cc1" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Purchase of block on upmarket Grosvenor Square comes ahead of tax changes for wealthy international investors</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="7ba96af9-4d33-449b-981a-b32998198cc1" data-myft-ui="saved" action="/myft/save/7ba96af9-4d33-449b-981a-b32998198cc1" 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data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/7ba96af9-4d33-449b-981a-b32998198cc1" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2691%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fb5da20a7-0fc5-4176-85b3-c98526cbf785.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="38 Grosvenor Square"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-20T05:00:05.885Z">Wednesday, 20 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="e868ba9e-6363-4cd1-a9cd-60e40b2ef092" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="e868ba9e-6363-4cd1-a9cd-60e40b2ef092"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/e868ba9e-6363-4cd1-a9cd-60e40b2ef092" data-trackable="heading-link" class="js-teaser-heading-link">Can I avoid disruption to my child’s education?</a></div><p class="o-teaser__standfirst"><a href="/content/e868ba9e-6363-4cd1-a9cd-60e40b2ef092" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">My ex-husband claims he can’t afford the VAT added to our children’s school fees</a></p><div class="o-teaser__action"><span> <form 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November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="f234b538-67ee-4a2c-bf02-f814c7073427" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="f234b538-67ee-4a2c-bf02-f814c7073427"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Special Report</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/content/ec88a582-bb59-4e7d-9045-9e1ca85def7e" aria-label="Category: Long-term Growth Champions: Europe">Long-term Growth Champions: Europe</a></div><div class="o-teaser__heading"><a href="/content/f234b538-67ee-4a2c-bf02-f814c7073427" data-trackable="heading-link" class="js-teaser-heading-link">UK adviser reaps rewards in shifting industry landscape</a></div><p class="o-teaser__standfirst"><a href="/content/f234b538-67ee-4a2c-bf02-f814c7073427" data-trackable="standfirst-link" tabindex="-1" 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with blurred glass walls in the background"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2024-11-19T05:00:45.358Z">Tuesday, 19 November, 2024</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="1d2158a5-2f16-4998-a643-96eb2897f5cb" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="1d2158a5-2f16-4998-a643-96eb2897f5cb"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Markets Insight</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/d7be730b-f3f1-42c9-b7d5-50f7d6747bba" aria-label="Category: Robert Buckland">Robert Buckland</a></div><div class="o-teaser__heading"><a href="/content/1d2158a5-2f16-4998-a643-96eb2897f5cb" data-trackable="heading-link" class="js-teaser-heading-link">How to deal with noisy markets</a></div><p class="o-teaser__standfirst"><a href="/content/1d2158a5-2f16-4998-a643-96eb2897f5cb" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Some lessons for those investors tempted to chase the Trump trades</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="1d2158a5-2f16-4998-a643-96eb2897f5cb" data-myft-ui="saved" action="/myft/save/1d2158a5-2f16-4998-a643-96eb2897f5cb" data-js-action="/__myft/api/core/saved/content/1d2158a5-2f16-4998-a643-96eb2897f5cb?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> 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Careers">Show more Work & Careers</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-9" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://rankings.ft.com/business-education" data-trackable="Business School Rankings">Business School Rankings</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/business-education" data-trackable="Business Education">Business Education</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://rankings.ft.com/incubator-accelerator-programmes-europe" data-trackable="Europe's Start-Up Hubs">Europe's Start-Up Hubs</a></li><li 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o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/working-it" data-trackable="Working It">Working It</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/life-arts" data-trackable="Life & Arts">Life & Arts</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-10" data-trackable="sub-level-toggle | Life & Arts">Show more Life & Arts</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-10" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/arts" data-trackable="Arts">Arts</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/books" data-trackable="Books">Books</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/food-drink" data-trackable="Food & Drink">Food & Drink</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/magazine" data-trackable="FT Magazine">FT Magazine</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/house-home" data-trackable="House & Home">House & Home</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/style" data-trackable="Style">Style</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/travel" data-trackable="Travel">Travel</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/globetrotter" data-trackable="FT Globetrotter">FT Globetrotter</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--selected o-header__drawer-menu-link--parent" href="/personal-finance" aria-label="Personal Finance, current page" aria-current="page" data-trackable="Personal Finance">Personal Finance</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--selected" aria-controls="o-header-drawer-child-11" data-trackable="sub-level-toggle | Personal Finance">Show more Personal Finance</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-11" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/mortgages" data-trackable="Property & Mortgages">Property & Mortgages</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/investments" data-trackable="Investments">Investments</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/pensions" data-trackable="Pensions">Pensions</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" 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