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data-an-name="FiveStoryLeadSet" data-pb-type="cu" data-contentunit-id="486" data-testid="fivestoryleadset-strap"><div class=""><div><div class="-ro0Q"><div class="fpUkv"><div class="qWp8L ZsvyM T8-bI" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/borrowing/longer-but-not-better-40-year-mortgages-don-t-make-houses-cheaper-20250314-p5ljlq.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2654%2C$multiply_0.5203%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.2654%2C$multiply_1.0406%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:551}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2654%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.2654%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:375}"/><img alt="Forty-year mortgages are a big increase on standard mortgages in Australia, which usually run from 25 to 30 years." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2654%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f" srcSet="https://static.ffx.io/images/$zoom_0.2654%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.2654%2C$multiply_1.1029%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/budgeting-hvn">Budgeting</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/longer-but-not-better-40-year-mortgages-don-t-make-houses-cheaper-20250314-p5ljlq.html">Longer but not better: 40-year mortgages don’t make houses cheaper</a></h3><p class="P8GqN" data-pb-type="ab">Yes, your repayments are lower and you can borrow more. But these aren’t the upsides of longer loan times that they appear to be.</p><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-03-16T02:01:00+08:00">34 minutes ago</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div><div class="fpUkv"><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/you-had-me-at-merlot-how-to-turn-your-favourite-tipple-into-a-money-making-drop-20250312-p5lj4t.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" 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pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/you-had-me-at-merlot-how-to-turn-your-favourite-tipple-into-a-money-making-drop-20250312-p5lj4t.html">You had me at Merlot: How to turn your favourite tipple into a money-making drop</a></h3><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-03-16T02:00:00+08:00">35 minutes ago</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/insurance/how-to-avoid-a-double-whammy-to-your-private-health-premiums-next-month-20250314-p5ljnq.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source 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alt="Health insurance costs are increasing, but there can be some ways to dodge the hikes." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/health-insurance-5y5">Health insurance</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/insurance/how-to-avoid-a-double-whammy-to-your-private-health-premiums-next-month-20250314-p5ljnq.html">How to avoid a double whammy to your private health premiums next month</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/is-trump-going-to-destroy-your-retirement-20250314-p5ljk2.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1615%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_277%2C$y_0/t_crop_custom/q_86%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f, https://static.ffx.io/images/$zoom_0.1615%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_277%2C$y_0/t_crop_custom/q_62%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1212%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_302%2C$y_0/t_crop_custom/q_86%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f, https://static.ffx.io/images/$zoom_0.1212%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_302%2C$y_0/t_crop_custom/q_62%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Local markets have fallen 9 per cent in the last month as the world reacts to Donald Trump’s latest round of tariffs." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1212%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_302%2C$y_0/t_crop_custom/q_86%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f" srcSet="https://static.ffx.io/images/$zoom_0.1212%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_302%2C$y_0/t_crop_custom/q_86%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f, https://static.ffx.io/images/$zoom_0.1212%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_302%2C$y_0/t_crop_custom/q_62%2Cf_auto/94ebc73a073efd62ba021d2ddd461eb7d3ddeb1f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/is-trump-going-to-destroy-your-retirement-20250314-p5ljk2.html">Is Trump going to destroy your retirement?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/super-checklist-if-you-can-t-answer-these-questions-ask-for-help-20250310-p5licg.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3812%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_479%2C$y_0/t_crop_custom/q_86%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e, https://static.ffx.io/images/$zoom_0.3812%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_479%2C$y_0/t_crop_custom/q_62%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_439%2C$y_0/t_crop_custom/q_86%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e, https://static.ffx.io/images/$zoom_0.2794%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_439%2C$y_0/t_crop_custom/q_62%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Think about retirement as a rewiring, giving you more time to do the things you love." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_439%2C$y_0/t_crop_custom/q_86%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e" srcSet="https://static.ffx.io/images/$zoom_0.2794%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_439%2C$y_0/t_crop_custom/q_86%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e, https://static.ffx.io/images/$zoom_0.2794%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_439%2C$y_0/t_crop_custom/q_62%2Cf_auto/dd4a3aba62ee6443a574859c19c1e3e43473e29e 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt _-8iZA" data-testid="label" data-pb-type="lb">Sponsored</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/super-checklist-if-you-can-t-answer-these-questions-ask-for-help-20250310-p5licg.html">Super checklist: if you can’t answer these questions ask for help
</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Simon Webster</span></span></li></ul></div></div></div></div></div></div></section><section class="_4hq8m dKxbx p3-Ie" data-an-name="Ask an expert" data-pb-type="cu" data-contentunit-id="487" data-testid="ask-an-expert-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Ask an expert</h2></header><div class=""><div class="H8trz"><div class="qWp8L Dc2-v EpCFj" data-an-position="1" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-have-low-super-but-four-properties-how-should-we-plan-for-retirement-20250314-p5ljjt.html">We have low super but four properties. How should we plan for retirement?</a></h3><p class="P8GqN" data-pb-type="ab">Though investment properties can provide healthy returns, in retirement, superannuation is the best source of income.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/should-i-get-a-credit-card-before-i-apply-for-a-home-loan-20250311-p5lilu.html">Should I get a credit card before I apply for a home loan?</a></h3><p class="P8GqN" data-pb-type="ab">Building a strong credit history can help you get in lenders’ good books, but credit cards can come with unnecessary levels of risk.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/noel-whittaker-13vvys" class="wdq-q"><img alt="Noel Whittaker" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/noel-whittaker-13vvys" title="Articles by Noel Whittaker">Noel Whittaker</a></span></span></h5><p class="LhCcW">Money columnist</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-just-inherited-200-000-should-we-pay-off-the-mortgage-invest-or-both-20250306-p5lhfm.html">We just inherited $200,000. Should we pay off the mortgage, invest, or both?</a></h3><p class="P8GqN" data-pb-type="ab">There are many potential things you could do with this inheritance, and a good argument could be made for each of them.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div><section class="_4hq8m dKxbx p3-Ie uJbSL" data-an-name="Planning &amp; budgeting" data-pb-type="cu" data-contentunit-id="488" data-testid="planning-&amp;-budgeting-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/planning-and-budgeting"><span>Planning &amp; budgeting</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_86vrU"><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/we-have-low-super-but-four-properties-how-should-we-plan-for-retirement-20250314-p5ljjt.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_86%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_62%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_86%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_62%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="In retirement, superannuation is likely to serve you better than some investment properties." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_86%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_86%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_118%2C$y_0/t_crop_custom/q_62%2Cf_auto/b3c60ab4308da5da2105b4d739077ddf6de53ceb 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-have-low-super-but-four-properties-how-should-we-plan-for-retirement-20250314-p5ljjt.html">We have low super but four properties. How should we plan for retirement?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-03-16T02:04:00+08:00">31 minutes ago</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/the-five-major-changes-coming-to-aged-care-this-year-20250311-p5lilz.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_86%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89, https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_62%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_86%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89, https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_62%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Home care has overtaken the number of traditional aged care beds." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_86%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89" srcSet="https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_86%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89, https://static.ffx.io/images/$zoom_0.084375%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_138%2C$y_0/t_crop_custom/q_62%2Cf_auto/15b602ed7a141264f9db2168665df3ad23a76f89 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/aged-care-5zx">Aged care</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/the-five-major-changes-coming-to-aged-care-this-year-20250311-p5lilz.html">The five major changes coming to aged care this year</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Rachel Lane</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/we-just-inherited-200-000-should-we-pay-off-the-mortgage-invest-or-both-20250306-p5lhfm.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_86%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_62%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_86%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_62%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Having a plan for your inheritance, rather than spending it irresponsibly, is essential." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_86%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_86%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_198%2C$y_0/t_crop_custom/q_62%2Cf_auto/23fcba4382e463bd7758890f83ba49dd8a137d41 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-just-inherited-200-000-should-we-pay-off-the-mortgage-invest-or-both-20250306-p5lhfm.html">We just inherited $200,000. Should we pay off the mortgage, invest, or both?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/women-are-exhausted-and-frustrated-they-have-every-right-to-be-20250307-p5lhsu.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_86%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_62%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_86%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_62%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Despite years of gradual improvements, the gender pay gap remains a persistent problem for women everywhere." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_86%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810" srcSet="https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_86%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810, https://static.ffx.io/images/$zoom_0.6126%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_20%2C$y_0/t_crop_custom/q_62%2Cf_auto/ef80d0067c37ea216b0bf57b4941062930628810 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/gender-equality-5xr">Gender equality</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/women-are-exhausted-and-frustrated-they-have-every-right-to-be-20250307-p5lhsu.html">Women are exhausted and frustrated. They have every right to be</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div></div></div></section><div class="V5uiS _-98cD" id="adspot-native-6x1-pos1-desktop"></div><section class="llT7N YcHfP p3-Ie ZMvpj" data-an-name="Investing" data-pb-type="cu" data-contentunit-id="489" data-testid="investing-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/investing"><span>Investing</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="slORe"><div class="_52BM9"><div class="qWp8L Dc2-v _2bHIl" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/don-t-be-scared-how-to-keep-your-head-during-market-slumps-20250311-p5lily.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="It can be easy to feel unnerved during a market dip, but it’s essential to stay calm." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_53/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/australian-shares-5uq">Shares</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/don-t-be-scared-how-to-keep-your-head-during-market-slumps-20250311-p5lily.html">Don’t be scared: How to keep your head during market slumps</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div><div class="qWp8L Dc2-v _2bHIl" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Risky investments such as cryptocurrency can be a great way to lose a lot of money later in life." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html">Bitcoin is no longer just a financial asset – it’s a political one</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Billy Leung</span></span></li></ul></div></div></div><div class="_52BM9"><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/how-to-pick-an-investment-that-s-about-to-take-off-20250218-p5ld3w.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="While it is easy to be swayed by charismatic CEOs and well-crafted investor presentations, there’s more to look at under the hood of a potential investment." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87" srcSet="https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.35%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/active-investing-1n5t">Active investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/how-to-pick-an-investment-that-s-about-to-take-off-20250218-p5ld3w.html">How to pick an investment that’s about to take off</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Lawrence Lam</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/hardy-fashionable-timeless-why-people-are-paying-hundreds-for-old-denim-20250218-p5ld11.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Those in the know are prepared to pay considerably more for the right vintage jeans." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/collectables-1ms1">Collectables</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/hardy-fashionable-timeless-why-people-are-paying-hundreds-for-old-denim-20250218-p5ld11.html">Hardy, fashionable, timeless: Why people are paying hundreds for old denim</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Stephen Crafti</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/why-kids-are-ploughing-their-pocket-money-into-crypto-20250218-p5ld04.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Nathan Carloss says his son, Lachlan, has become much more careful with his spending since being introduced to crypto." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/why-kids-are-ploughing-their-pocket-money-into-crypto-20250218-p5ld04.html">Why kids are ploughing their pocket money into crypto</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Emily Chantiri</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="6" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Australia’s central bank, the Reserve Bank of Australia (RBA), has not changed its stockpile of gold for more than 25 years." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/gold-hv0">Gold</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html">RBA faces multibillion-dollar regret as gold prices hit record highs</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL Rzhwt noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-160x600_300x250_300x600-pos3-desktop"></div></div></div><div class="nQ-Qe qXCVR"><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Borrowing &amp; saving" data-pb-type="cu" data-contentunit-id="490" data-testid="borrowing-&amp;-saving-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Borrowing &amp; saving</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/borrowing/longer-but-not-better-40-year-mortgages-don-t-make-houses-cheaper-20250314-p5ljlq.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.18937875751503006%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_31/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.18937875751503006%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_31/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1263%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.1263%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Forty-year mortgages are a big increase on standard mortgages in Australia, which usually run from 25 to 30 years." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1263%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f" srcSet="https://static.ffx.io/images/$zoom_0.1263%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f, https://static.ffx.io/images/$zoom_0.1263%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d882a969a9748e4f4966ca343d4f7193f132f12f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/budgeting-hvn">Budgeting</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/longer-but-not-better-40-year-mortgages-don-t-make-houses-cheaper-20250314-p5ljlq.html">Longer but not better: 40-year mortgages don’t make houses cheaper</a></h3><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-03-16T02:01:00+08:00">34 minutes ago</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/you-had-me-at-merlot-how-to-turn-your-favourite-tipple-into-a-money-making-drop-20250312-p5lj4t.html">You had me at Merlot: How to turn your favourite tipple into a money-making drop</a></h3><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-03-16T02:00:00+08:00">35 minutes ago</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/should-i-get-a-credit-card-before-i-apply-for-a-home-loan-20250311-p5lilu.html">Should I get a credit card before I apply for a home loan?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div></div></div></section><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Also in Money" data-pb-type="cu" data-contentunit-id="491" data-testid="also-in-money-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Also in Money</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/insurance/how-to-avoid-a-double-whammy-to-your-private-health-premiums-next-month-20250314-p5ljnq.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3567%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25, https://static.ffx.io/images/$zoom_0.3567%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Health insurance costs are increasing, but there can be some ways to dodge the hikes." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/6b9e4201d3e007bb4e174ff58acc6b0fd10d7c25 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 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