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data-amazontamsizes="&lsqb;&lsqb;728&comma;90&rsqb;&rsqb;" ></div> </div> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-homepage-business_insider-mobile_river_top-mobile-fluid-1" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/homepage/in-content-1/_homepage" data-secvert="" data-tag="" data-authors="" data-region="Mobile River Top" data-responsive="&lsqb;&lcub;&quot;browserLimit&quot;:&lsqb;0&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;&rcub;&comma;&lcub;&quot;browserLimit&quot;:&lsqb;728&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;728&comma;90&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;640&comma;480&rsqb;&comma;&lsqb;300&comma;600&rsqb;&comma;&quot;fluid&quot;&rsqb;&rcub;&rsqb;" data-tile-order="tile-0" data-url="/" data-template="" data-targeting="&lcub;&quot;adunit&quot;:&quot;businessinsider.mobile&sol;homepage&sol;in-content-1&sol;_homepage&quot;&comma;&quot;region&quot;:&quot;Mobile River Top&quot;&comma;&quot;tag&quot;:&quot;&quot;&comma;&quot;template&quot;:&quot;&quot;&comma;&quot;dvp_spos&quot;:&quot;in-content-1&quot;&comma;&quot;rawvert&quot;:&quot;&quot;&rcub;" data-amazontamsizes="&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;" ></div> </div> <section class="river-section"> <div class="river-section-header-wrapper vertical-tout"> <h2 class="river-section-header-title headline-regular"> <a class="river-section-header-link" href="/discourse" data-track-click="{&quot;product_field&quot;:&quot;discourse&quot;,&quot;event&quot;:&quot;navigation&quot;,&quot;element_name&quot;:&quot;hp_vertical_sections&quot;}" > Discourse </a> </h2> </div> <div class="ajax-feed is-loading" data-component-type="ajax-feed" data-load-strategy="lazy" data-config="{&quot;url&quot;:&quot;/ajax/content-api/vertical/discourse&quot;,&quot;query&quot;:{&quot;templateId&quot;:&quot;two-column-equal-split&quot;,&quot;format&quot;:&quot;html&quot;,&quot;disableTimestamps&quot;:1,&quot;subType&quot;:&quot;homepage&quot;,&quot;trackingType&quot;:&quot;homepage&quot;,&quot;isHomepageVertical&quot;:true,&quot;dedupeVertical&quot;:&quot;homepage&quot;,&quot;abtest-ctc&quot;:&quot;v&quot;},&quot;useCacheBuster&quot;:true}" > <div class="ajax-feed-loader"><svg class="svg-icon " version="1.1" xmlns="http://www.w3.org/2000/svg" role="img" width="50" height="50" viewBox="0 0 50 50" style="enable-background:new 0 0 50 50;" xml:space="preserve"> <path fill="#0a0a0a" d="M43.935,25.145c0-10.318-8.364-18.683-18.683-18.683c-10.318,0-18.683,8.365-18.683,18.683h4.068c0-8.071,6.543-14.615,14.615-14.615c8.072,0,14.615,6.543,14.615,14.615H43.935z"> <animateTransform attributeType="xml" attributeName="transform" type="rotate" from="0 25 25" to="360 25 25" dur="0.6s" repeatCount="indefinite"/> </path> </svg></div> </div></section> <div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad id="gpt-homepage-business_insider-waterfall-desktop-fluid-1" class="ad ad-wrapper fluid only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/homepage/in-content-2/_homepage" data-secvert="" data-tag="" data-authors="" data-region="Waterfall" 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data-amazontamsizes="&lsqb;&lsqb;728&comma;90&rsqb;&rsqb;" ></div> </div> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-homepage-business_insider-mobile_river_top-mobile-fluid-1" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/homepage/in-content-1/_homepage" data-secvert="" data-tag="" data-authors="" data-region="Mobile River Top" data-responsive="&lsqb;&lcub;&quot;browserLimit&quot;:&lsqb;0&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;&rcub;&comma;&lcub;&quot;browserLimit&quot;:&lsqb;728&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;728&comma;90&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;640&comma;480&rsqb;&comma;&lsqb;300&comma;600&rsqb;&comma;&quot;fluid&quot;&rsqb;&rcub;&rsqb;" data-tile-order="tile-0" data-url="/" data-template="" data-targeting="&lcub;&quot;adunit&quot;:&quot;businessinsider.mobile&sol;homepage&sol;in-content-1&sol;_homepage&quot;&comma;&quot;region&quot;:&quot;Mobile River Top&quot;&comma;&quot;tag&quot;:&quot;&quot;&comma;&quot;template&quot;:&quot;&quot;&comma;&quot;dvp_spos&quot;:&quot;in-content-1&quot;&comma;&quot;rawvert&quot;:&quot;&quot;&rcub;" data-amazontamsizes="&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;" ></div> </div> <section class="river-section"> <div class="river-section-header-wrapper vertical-tout"> <h2 class="river-section-header-title headline-regular"> <a class="river-section-header-link" href="/economy" data-track-click="{&quot;product_field&quot;:&quot;economy&quot;,&quot;event&quot;:&quot;navigation&quot;,&quot;element_name&quot;:&quot;hp_vertical_sections&quot;}" > Economy </a> </h2> </div> <div class="ajax-feed is-loading" data-component-type="ajax-feed" data-load-strategy="lazy" data-config="{&quot;url&quot;:&quot;/ajax/content-api/vertical/economy&quot;,&quot;query&quot;:{&quot;templateId&quot;:&quot;two-column-equal-split&quot;,&quot;format&quot;:&quot;html&quot;,&quot;disableTimestamps&quot;:1,&quot;subType&quot;:&quot;homepage&quot;,&quot;trackingType&quot;:&quot;homepage&quot;,&quot;isHomepageVertical&quot;:true,&quot;dedupeVertical&quot;:&quot;homepage&quot;,&quot;abtest-ctc&quot;:&quot;v&quot;},&quot;useCacheBuster&quot;:true}" > <div class="ajax-feed-loader"><svg class="svg-icon " version="1.1" xmlns="http://www.w3.org/2000/svg" role="img" width="50" height="50" viewBox="0 0 50 50" style="enable-background:new 0 0 50 50;" xml:space="preserve"> <path fill="#0a0a0a" d="M43.935,25.145c0-10.318-8.364-18.683-18.683-18.683c-10.318,0-18.683,8.365-18.683,18.683h4.068c0-8.071,6.543-14.615,14.615-14.615c8.072,0,14.615,6.543,14.615,14.615H43.935z"> <animateTransform attributeType="xml" attributeName="transform" type="rotate" from="0 25 25" to="360 25 25" 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data-amazontamsizes="&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;" ></div> </div> <section class="river-section"> <div class="river-section-header-wrapper vertical-tout"> <h2 class="river-section-header-title headline-regular"> <a class="river-section-header-link" href="/personal-finance" data-track-click="{&quot;product_field&quot;:&quot;yourmoney&quot;,&quot;event&quot;:&quot;navigation&quot;,&quot;element_name&quot;:&quot;hp_vertical_sections&quot;}" > Personal Finance </a> </h2> </div> <div class="ajax-feed is-loading" data-component-type="ajax-feed" data-load-strategy="lazy" 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