Pensions administration

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1H29.999" stroke="#00BA8D" stroke-width="2"/> <path d="M-0.000976562 7H29.999" stroke="#00BA8D" stroke-width="2"/> <path d="M-0.000976562 7H29.999" stroke="#00BA8D" stroke-width="2"/> <path d="M-0.000976562 13H29.999" stroke="#00BA8D" stroke-width="2"/> </svg> </button> </div> <div class="hidden md:flex grow pr-5"> <nav x-show="!search_bar.desktop_open" id="desktop-nav" class="hidden md:flex md:flex-grow justify-center gap-x-5 xl:gap-x-3 2xl:gap-x-8"> <li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/what-we-do/">What we do</a></div> <section class="mega-menu mega-menu-columns hidden"> <div> <div class="container"> <div class="mega-menu-headings grid grid-cols-4 gap-8 2xl:gap-20"> <h3 class="h3">Pensions</h3> <h3 class="h3">Benefits</h3> <h3 class="h3">Investment</h3> <h3 class="h3">Wealth</h3> </div> </div> <div class="horizontal-divider"></div> <div class="container"> <div class="grid grid-cols-4 gap-8 2xl:gap-20"> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/defined-benefit-consulting/">DB consulting</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/dc-consulting/">DC consulting</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/pensions-administration//">Pensions administration</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/secretarial-and-outsourced-pensions/">Secretarial & outsourced pension management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/db-consolidation/">DB consolidation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/settlement/">Insurance & risk settlement</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/regulatory-risk-rectification/">Pension remediation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/operational-solutions/">Operational solutions</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/hr-and-pensions-ma/">HR and pensions M&A</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/covenant-solutions/">Covenant solutions</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/pensions/" class="view-all-link">All pensions services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/strategic-benefit-design/">Strategic benefit design</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/risk-and-healthcare/">Risk & healthcare</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/benefits-technology/">Benefits technology</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/employee-support-and-financial-wellbeing/">Employee support & financial wellbeing</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/pay-modelling/">Pay modelling</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/benefits/" class="view-all-link">All benefits services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/private-capital/">Private Capital</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/dc-investment/">DC investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/db-investment/">DB investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/liability-hedging-and-ldi/">Liability hedging & LDI</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/investment-manager-research/">Investment manager research </a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/sustainable-investment/">Sustainable investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/fiduciary-management-oversight/">Fiduciary management oversight</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/buy-ins-and-buy-outs/">Buy-ins and buy-outs</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/i-flo/">i-FLO</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/investment/" class="view-all-link">All investment services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/wealth-management/">Wealth management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/member-advice/">Member advice</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/wealth/" class="view-all-link">All wealth services</a> </div> </div> </div> </div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/solutions/">Solutions for you</a></div> <section class="mega-menu hidden bg-brandGreen text-white shadow-lg"> <div> <div class="container"> <div class="grid grid-cols-4 gap-20"> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Trustees</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Collaborative, clear advice to power informed and effective decision-making.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/trustees/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Employers</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Strategic solutions for employers with ambition.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/employers/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Individuals</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Building a better financial future for everyone.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/individuals/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Are you a pension scheme member?</div> <p class="text-base">If you are a member of a pension scheme or you are looking for information about your pension, please visit YourIsio.com</p> <div class="pt-5 mt-auto"> <a href="https://www.yourisio.com/" class="text-base pt-2 small-arrow arrow-white underline">Visit YourIsio.com</a> </div> </div> </div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/digital/">Digital services</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Digital services</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Solutions that combine deep pensions expertise with digital prowess.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-product-development/">Digital product development</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/data-services/">Data services</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-transformation-and-change/">Digital transformation and change</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/member-engagement/">Member engagement</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/quantitative-development-services/">Quantitative development services</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-custom menu-item-object-custom'><div class="relative flex items-center h-full menu-link-wrapper"><a href="/insights">Insights</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Insights</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">The big issues facing our industry.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/government-signals-intention-to-use-db-funds-to-power-growth/">Government signals intention to use DB funds to power growth</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-quarterly-january-2025/">Isio Quarterly January 2025</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/does-your-benefits-package-meet-the-needs-of-your-employees/">Does your benefits package meet the needs of your employees?</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-completes-full-scheme-buy-in-for-rockwool/">Isio completes £53 million full scheme buy-in for ROCKWOOL Limited Pension Scheme</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/bridging-the-gap-the-state-of-the-gender-pay-gap-in-the-uk/">Bridging the Gap: The state of the Gender Pay Gap in the UK</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/tprs-new-covenant-guidance/">TPR’s New Covenant Guidance</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/lgps-funding-hits-record-highs-calling-pooling-focus-into-question/">LGPS funding hits record highs calling pooling focus into question</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/investment-themes-for-2025/">Investment themes for 2025</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/2024/02/29/outpacing-change/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="187" src="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png" class="w-full h-full object-cover" alt="" decoding="async" fetchpriority="high" srcset="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png 366w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-300x153.png 300w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1024x523.png 1024w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-768x392.png 768w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1536x784.png 1536w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-720x368.png 720w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-95x49.png 95w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-354x181.png 354w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-980x500.png 980w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-170x87.png 170w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail.png 1735w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">post</span> <span class="text-base 2xl:text-lg pl-6 text-black">Outpacing change</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/2024/02/29/outpacing-change/">Outpacing change</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/about-us/">About us</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Find out more about Isio</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">An industry-leading challenger, providing Pensions, Benefits, Investment and Wealth services – ensuring better outcomes for our clients.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/our-vision-and-values/">Our vision and values</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/sustainability/">Sustainability</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/inclusion-diversity-and-equity/">Inclusion & belonging</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/client-success-stories/">Client success stories</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/">News</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/insights/investment-themes-for-2025/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="244" src="https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-366x244.jpg" class="w-full h-full object-cover" alt="" decoding="async" srcset="https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-366x244.jpg 366w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-300x200.jpg 300w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-1024x683.jpg 1024w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-768x512.jpg 768w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-1536x1024.jpg 1536w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-2048x1365.jpg 2048w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-720x480.jpg 720w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-95x63.jpg 95w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-354x236.jpg 354w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-771x514.jpg 771w, https://www.isio.com/app/uploads/2024/05/Road-bridge-trees-170x113.jpg 170w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">insight</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/insights/investment-themes-for-2025/">Investment themes for 2025</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/our-people/">Our people</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Meet our amazing teams</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Leading the way to a better, more progressive pensions industry.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=13">Actuarial and consulting</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=10">Pensions administration</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=18">Investment advisory</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=11">Reward and benefits</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=19">Isio Wealth Planning</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/insights/does-your-benefits-package-meet-the-needs-of-your-employees/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="244" src="https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-366x244.jpg" class="w-full h-full object-cover" alt="" decoding="async" srcset="https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-366x244.jpg 366w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-300x200.jpg 300w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-1024x683.jpg 1024w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-768x512.jpg 768w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-1536x1024.jpg 1536w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-2048x1365.jpg 2048w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-720x480.jpg 720w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-95x63.jpg 95w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-354x236.jpg 354w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-771x514.jpg 771w, https://www.isio.com/app/uploads/2025/01/Man-chatting-with-colleague-170x113.jpg 170w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">insight</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/insights/does-your-benefits-package-meet-the-needs-of-your-employees/">Does your benefits package meet the needs of your employees?</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/careers/">Careers</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">1100 people. Ten cities. One team.</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Isio is built by challengers, innovators and forward-thinkers, striving to deliver higher levels of financial confidence.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/careers/">Our careers</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/careers/early-careers/">Early careers</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/careers/our-locations/">Our locations</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" 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https://www.isio.com/app/uploads/2023/12/A-positive-force-for-nature-hero-banner-720x390.png 720w, https://www.isio.com/app/uploads/2023/12/A-positive-force-for-nature-hero-banner-95x51.png 95w, https://www.isio.com/app/uploads/2023/12/A-positive-force-for-nature-hero-banner-354x192.png 354w, https://www.isio.com/app/uploads/2023/12/A-positive-force-for-nature-hero-banner-949x514.png 949w, https://www.isio.com/app/uploads/2023/12/A-positive-force-for-nature-hero-banner-170x92.png 170w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">insight</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/insights/a-positive-force-for-nature-reflecting-on-industry-developments/">A positive force for nature: Reflecting on industry developments</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button 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href="https://www.isio.com/what-we-do/pensions/secretarial-and-outsourced-pensions/">Secretarial & outsourced pension management</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/db-consolidation/">DB consolidation</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/settlement/">Insurance & risk settlement</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/regulatory-risk-rectification/">Pension remediation</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/operational-solutions/">Operational solutions</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/hr-and-pensions-ma/">HR and pensions M&A</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/pensions/covenant-solutions/">Covenant solutions</a></li> </ul> </div> </li> <li class="has-sub-menu flex justify-between items-center pl-1 pr-6 border-b border-neutral-200 "> <a href="https://www.isio.com/what-we-do/benefits/" class="text-lg py-3 ">Benefits</a><button class="open-sub-menu"><img height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /></button> <div class="sub-menu"> <button class="previous-menu w-full text-left border-b border-neutral-200 py-3 px-6 flex items-center"><img class="mr-4" height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /> <span class="text-lg uppercase">Back</span></button> <h3 class="pt-6 pb-3 px-6 xl:font-bold text-black">Benefits</h3> <ul> <li class="py-3 px-6 border-b border-neutral-200 border-t border-neutral-200"><a 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href="https://www.isio.com/what-we-do/investment/" class="text-lg py-3 ">Investment</a><button class="open-sub-menu"><img height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /></button> <div class="sub-menu"> <button class="previous-menu w-full text-left border-b border-neutral-200 py-3 px-6 flex items-center"><img class="mr-4" height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /> <span class="text-lg uppercase">Back</span></button> <h3 class="pt-6 pb-3 px-6 xl:font-bold text-black">Investment</h3> <ul> <li class="py-3 px-6 border-b border-neutral-200 border-t border-neutral-200"><a class="hover:underline" href="https://www.isio.com/private-capital/">Private Capital</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/investment/dc-investment/">DC investment</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a 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border-t border-neutral-200"><a class="hover:underline" href="https://www.isio.com/what-we-do/wealth/wealth-management/">Wealth management</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline" href="https://www.isio.com/what-we-do/wealth/member-advice/">Member advice</a></li> </ul> </div> </li> </ul> </div> </li><li class='px-6 border-b border-neutral-200 has-sub-menu flex justify-between items-center menu-item menu-item-type-post_type menu-item-object-page'><a class="block py-4" href="https://www.isio.com/solutions/">Solutions for you</a><button class="open-sub-menu"><img height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /></button> <div class="sub-menu"> <button class="previous-menu w-full text-left border-b border-neutral-200 py-3 px-6 flex items-center"><img class="mr-4" height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /> <span class="text-lg 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people</a><button class="open-sub-menu"><img height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /></button> <div class="sub-menu"> <button class="previous-menu w-full text-left border-b border-neutral-200 py-3 px-6 flex items-center"><img class="mr-4" height="25" src="https://www.isio.com/app/themes/isio/theme/images/icon-outside-link.svg" /> <span class="text-lg uppercase">Back</span></button> <h3 class="pt-6 pb-3 px-6 font-bold text-black">Our people</h3> <ul> <li class="py-3 px-6 border-b border-neutral-200 border-t border-neutral-200"><a class="hover:underline font-light" href="https://www.isio.com/our-people/?department=13">Actuarial and consulting</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline font-light" href="https://www.isio.com/our-people/?department=10">Pensions administration</a></li> <li class="py-3 px-6 border-b border-neutral-200 "><a class="hover:underline font-light" 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prose prose-neutral max-w-none prose-a:text-primary"> <section class=" bg-brandGreen "> <div class="page-header relative bg-no-repeat no-header-image "> <div class="container pb-14 pt-5 md:pt-14 lg:py-0 relative flex h-full items-center "> <div class="breadcrumb hidden lg:block absolute top-3.5 "> <span><span class="bc-link"><a href="https://www.isio.com/">Home</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/">What we do</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/pensions/">Pensions</a></span> <span class="bc-seperator">»</span> <span class="breadcrumb_last" aria-current="page">Pensions administration</span></span> </div> <div class="max-w-[600px] text-white flex-col text-left pt-16 pb-8 lg:pt-28 lg:pb-20"> <div class="headings flex flex-col-reverse gap-2"> <h1 class="mb-4 h1"> Pensions administration </h1> </div> <p class="text-xl lg:text-2xl;">Frictionless administration for members, trustees and sponsors.</p> </div> </div> </div> </section> <section class="text-wrapper text-block full-width "> <div class="container"> <div class="acf-innerblocks-container"> <div class="wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex"> <div class="wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow"> <h2 class="wp-block-heading" id="h-we-provide-a-frictionless-pensions-administration-journey-for-you-and-your-members-but-also-for-trustees-and-sponsors">We provide a frictionless pensions administration journey for you and your members, but also for trustees and sponsors.</h2> </div> <div class="wp-block-column is-vertically-aligned-top pt-3.5 is-layout-flow wp-block-column-is-layout-flow"> <p>We have a simple philosophy that underpins our clients’ success stories. We believe that by creating the right blend of human touch and state-of-the-art technology, we’ll deliver the best possible experience for every member on their road to retirement and beyond.</p> <p>Our approach is a friction-free pensions administration journey. Not just for members, but also for trustees, sponsors, and our team.</p> <p>Our solutions are made possible not only by our experienced teams, but by our powerful proprietary technologies and automated calculations. Together, they create a faster, more accurate environment for everyone.</p> </div> </div> </div> </div> </section> <section class="pullout-bar"> <div class="bar borderBoth"> <div class="tile animate-me transparent move-up step-1"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/awards.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>Multi-award-winning</p> </div> </div> <div class="tile animate-me transparent move-up step-2"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/Icon-4.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>High member satisfaction scores</p> </div> </div> <div class="tile animate-me transparent move-up step-3"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/trio-e1701174387273.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>A team of 300+ expert, caring professionals</p> </div> </div> <div class="tile animate-me transparent move-up step-4"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/09/Group-1.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>Market leading self-service and automation</p> </div> </div> <div class="tile animate-me transparent move-up step-5"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/Number1.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>Outperforming client SLAs</p> </div> </div> <div class="tile animate-me transparent move-up step-6"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/Icon-3.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>Working closely with trade bodies and government</p> </div> </div> <div class="tile animate-me transparent move-up step-7"> <div class="img_wrap"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/Screenshot-2023-11-28-133227.png" alt="Icon goes here"> </div> <div class="content_wrap"> <p>Blending unrivalled tech with a personal touch</p> </div> </div> </div> </section> <div class="spacer bg-transparent small"></div> <section class="wrapper-with-background bg-grey-dient "> <div class="s-background"> <div class="acf-innerblocks-container"> <section class="text-wrapper text-block medium-width "> <div class="container"> <div class="acf-innerblocks-container"> <h2 class="wp-block-heading" id="h-why-isio">Why Isio?</h2> <p><strong>In-house feel:</strong> you’ll benefit from a dedicated team who’ll take complete ownership of your scheme. We provide the nearest thing to an in-house experience on the market.</p> <p><strong>Responsive:</strong> we pride ourselves on our fast, accurate and personal service, providing members with a market leading member experience.</p> <p><strong>People:</strong> we are a highly motivated team who are rewarded for accuracy, member satisfaction and work quality.</p> <p><strong>Accuracy:</strong> we target zero error for our clients. This is reflected in our AAF 01/20 report, our low re-work rates and our external accuracy stats.</p> <p><strong>Our culture:</strong> we partner with our clients. We are always ready to go the extra mile and work transparently as a trusted partner.</p> </div> </div> </section> <section class="two-column-text-media-wrapper max-w-[1920px] mx-auto text-block bg-transparent noS text-left"> <div class="two-column-text-media md:container md:flex-row-reverse mediaCover flex items-center"> <div class="media-wrapper animate-me md:move-up md:transparent squared"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/09/2023-06-06_155830-2-1.png" alt=""/> </div> <div class="text-column container standard"> <h2 class="text-brandGreen-100 mb-2">You’ll notice a difference</h2> <div class="cms-text mt-4 text-brandGrey-100"> <p>Working with one of the industry leaders in pensions administration, you and your members will notice a difference. We care deeply about the smooth running of our client’s schemes. Our standards are high and we’re constantly reviewing how our services can work harder for our clients.</p> <p>You’ll work with leaders in their field; individuals who sit on key industry bodies, ensuring clients benefit from the latest thinking and learnings.</p> <p>We’ll start by identifying under-performing areas across compliance, reporting and member engagement, before putting in place a scheme for you that provides you with complete confidence.</p> </div> </div> </div> </section> <section class="text-wrapper text-block medium-width "> <div class="container"> <div class="acf-innerblocks-container"> <h2 class="wp-block-heading" id="h-what-our-clients-ask-us">What our clients ask us</h2> <p><strong>Isn’t pension administration transition really difficult?</strong><br>We’ve transitioned dozens of schemes from every major administrator and from every platform over the last five years. We have a tried and tested approach that makes transition easier.</p> <p><strong>I’m about to go into buy out, what’s the point of switching administrators?</strong><br>The journey to buy out requires a lot of preparatory work and you need an administrator you trust, who can keep BAU ticking along and deliver a cost-efficient and timely journey to your end game. If you are not happy with your current administrator, speak to us.</p> <p><strong>What are the areas you specialise in, beyond core pensions administration?</strong><br>Isio is well known in the market for innovative solutions, and we’re keen to share our experience and expertise across all our services, with all our clients. We also provide efficient, administration-driven solutions and support services in specialist areas, including: actuarial and investment consulting, de-risking and end-game planning, GMP equalisation, data audits and cleansing services, member communications and financial advice and guidance.</p> </div> </div> </section> </div> </div> </section> <section class="post-slider py-16 md:py-32 overflow-hidden bg-brandGreen"> <div class="container"> <div class=" grid grid-cols-1 lg:grid-cols-3 xl:grid-cols-4 gap-14 md:gap-20 md:mb-7"> <div class="xl:relative col-span-1 lg:col-span-2 xl:col-span-1 z-20 "> <div class="xl:absolute "> <h2 class="text-white text-5xl md:text-[2.875rem] md:text-7xl mb-12">Success stories</h2> <div class="quote-section"> <svg xmlns="http://www.w3.org/2000/svg" width="37" height="39" viewBox="0 0 37 39" class="mb-4 fill-white"> <path d="M0 39V19.215L9.46768 0H16.6497L7.18204 19.215H16.8715V39H0ZM36.9925 19.215H27.3131L36.7795 0H29.5975L20.1374 19.215V39H37L36.9925 19.215Z" /> </svg> <p class="text-white text-2xl mb-[0.75rem]">10/10 – The whole service was absolutely fantastic. I could not believe the speed at which they did everything in my claim for my pension. I was very impressed, in particular, by Annabel who I spoke to via email and phone. Everything which Annabel promised she would do she did. </p> <small class="text-white text-base font-semibold">Scheme member</small><br> <small class="text-base font-light"></small> </div> </div> </div> <div class="col-span-1 lg:col-span-2 xl:col-span-3"> <div class="bg-brandGreen swiper-side"> <div class="swiper previewSwiper"> <div class="swiper-wrapper lg:pb-10"> <div class="swiper-slide w-full"> <a href="https://www.isio.com/success-stories/advising-on-full-scheme-buy-in-standard-life-rolls-royce-and-bentley-pension-fund/"> <div class="md:hidden w-full aspect-[7/5] bg-cover" style="background-image:url(https://www.isio.com/app/uploads/2023/09/2023-06-06_155830-2.png);"></div> <div class="relative overflow-hidden"> <img loading="lazy" decoding="async" width="659" height="478" src="https://www.isio.com/app/uploads/2023/09/2023-06-06_155830-2.png" class="w-full aspect-[17/9] object-cover hidden md:block" alt="" srcset="https://www.isio.com/app/uploads/2023/09/2023-06-06_155830-2.png 659w, https://www.isio.com/app/uploads/2023/09/2023-06-06_155830-2-300x218.png 300w" sizes="auto, (max-width: 659px) 100vw, 659px" /> <div class="bg-white opacity-80 px-4 absolute bottom-0 pb-0.5"> <small class="text-brandGreen uppercase">Success Story</small> <small class="font-light">Case Studies</small> </div> </div> <p class="text-white text-2xl mt-2 text-left">Advising on full scheme buy-in: Standard Life and Rolls-Royce & Bentley Pension Fund</p> <div class="swiper-lazy-preloader"></div> </a> </div> <div class="swiper-slide w-full"> <a href="https://www.isio.com/success-stories/effectively-addressing-the-needs-of-a-private-client-2/"> <div class="md:hidden w-full aspect-[7/5] bg-cover" style="background-image:url(https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-scaled.jpg);"></div> <div class="relative overflow-hidden"> <img loading="lazy" decoding="async" width="771" height="514" src="https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-771x514.jpg" class="w-full aspect-[17/9] object-cover hidden md:block" alt="" srcset="https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-771x514.jpg 771w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-300x200.jpg 300w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-1024x683.jpg 1024w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-768x512.jpg 768w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-1536x1024.jpg 1536w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-2048x1365.jpg 2048w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-720x480.jpg 720w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-95x63.jpg 95w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-354x236.jpg 354w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-366x244.jpg 366w, https://www.isio.com/app/uploads/2023/12/PC_team-in-office_LOWRES-170x113.jpg 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pt-16 pb-10"> <div class="flex flex-row"> <div class="basis-3/4"> <div class="grid grid-cols-2 xl:grid-cols-4 gap-2"> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson && selectedPerson.nameSurname === '716') ? null : { nameSurname: 'Girish Menezes', jobTitle: 'Partner & Head of Administration', about: '', phoneNumber: '', email: 'girish.menezes@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Girish-Menezes.jpg', link: 'https://www.isio.com/person/girish-menezes/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson && selectedPerson.nameSurname === '716') || (!selectedPerson && '716' === '716') }" src="https://www.isio.com/app/uploads/2023/11/Girish-Menezes.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Girish Menezes</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner & Head of Administration</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson && selectedPerson.nameSurname === '5018') ? null : { nameSurname: 'Andrew Marson', jobTitle: 'Chief Operating Officer', about: '', phoneNumber: '', email: 'andrew.marson@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Remove-background-project-4.png', link: 'https://www.isio.com/person/andrew-marson/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson && selectedPerson.nameSurname === '5018') || (!selectedPerson && '716' === '5018') }" src="https://www.isio.com/app/uploads/2023/11/Remove-background-project-4.png" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 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'mailto:'+selectedPerson.email : 'mailto:girish.menezes@isio.com'" x-text="selectedPerson ? selectedPerson.email : 'girish.menezes@isio.com'"></a> <a x-bind:href="selectedPerson ? selectedPerson.link : 'https://www.isio.com/person/girish-menezes/'" class="btn-primary mt-10"> See full profile</a> </div> </div> </div> </div> <div class="hidden md:block container text-center pt-5 md:pb-40"> <a class=" mx-auto btn-primary " href="https://www.isio.com/our-people/">Meet our team</a> </div> </section> <section class="md:hidden bg-grey-dient pt-10"> <div class="container quoteSwiper overflow-hidden"> <div class="swiper relative"> <div class="swiper-wrapper mb-20"> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Girish-Menezes.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 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