FIDE FORUM - Exclusive for Financial Institutions’ Directors

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id="w-nav-overlay-0"></div> </div> </div>  <div class="wf-section"> <div data-delay="4000" data-animation="slide" class="slider-3 w-slider" data-autoplay="true" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true"> <div class="w-slider-mask"> <div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/cc6c6e8f-cc2b-4524-8a9f-3b6382a5850c/banner-011-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h3 class="heading">Exclusive Advocate for<br /> Malaysian Financial<br /> Institutions</h3> <p class="paragraph">FIDE FORUM is uniquely positioned as an<br /> exclusive membership based organisation<br /> that specifically represents and serves<br /> the interests of financial institutions<br /> in Malaysia</p> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-9/banner-008-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <font color="#0066cc" size="6px" type="Calibri"><strong>FIDE FORUM</strong> </font> <font color="#669933" size="6px" type="Georgia"> <i> Members’ Site</i> </font><br /> <font size="3px" style="color: white">Providing an exclusive access to experience: </font><br />   <p class="paragraph">1. Hassle-free event registration<br aria-hidden="true" /> 2. Unlimited access to thought leadership research<br aria-hidden="true" /> 3. On-demand viewing of event recordings     <br aria-hidden="true" /> 4. Unrestricted access to event materials and photos</p> <p> </p> <a class="button w-button" href="https://fideforum.org/secure/sign-in" target="_self"><strong><font size="4px">LOGIN NOW</font> </strong> </a> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-1/banner-001-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h5 class="heading-4">we are...</h5> <h3 class="heading">FIDE FORUM</h3> <p class="paragraph">A Fellowship of Directors who Leads Best Corporate Governance practices</p> <p class="paragraph">Key Networking Channel for Directors of Financial Institutions</p> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-2/banner-002-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h5 class="heading-4">directors register</h5> <h3 class="heading">Directors Search</h3> <p class="paragraph">A Comprehensive Profile of Potential Board Talent: Who’s Who</p> <p class="paragraph">Gateway for Potential Board Talent to join a Financial Institution's (FI) Board</p> <p class="paragraph">A Talent Pool to select Directors for FIs’ Boards</p> <h4><a class="button w-button" href="https://fideforum.org/services/director-register">Find Out More</a></h4> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-4/banner-004-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h5 class="heading-4">we are...</h5> <h3 class="heading">The Voice</h3> <p class="paragraph">A Cohesive Channel to advocate good practices and excellence in corporate governance</p> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-7/banner-007-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h5 class="heading-4">we are...</h5> <h3 class="heading">The Thought Leaders</h3> <p class="paragraph">At the forefront in Influencing and Advocating Good Corporate Governance Practices</p> </div> </div> </div><div class="w-slide"> <div class="hero-banner"> <img src="/getattachment/Home/Home-Slider/Banner-8/banner-008-d.png.aspx?lang=en-US&width=1920&height=540&ext=.png" /> <div class="banner-content"> <h5 class="heading-4">be a member...</h5> <h3 class="heading">Getting On Board!</h3> <p class="paragraph">Join FIDE FORUM as a Member</p> <h4><a class="button w-button" href="https://fideforum.org/membership">Find Out More</a></h4> </div> </div> </div> <div class="sec-container"> <div class="section padding-top-btm-3 wf-section row m-0 vid-contain"> <div class="col-lg-6 p-md-0 p-4"> <div class="vid-ny"> <video controls="" width="100%"><source src="/FideForum/media/Images/videos/Updated-Ceo-New-Years-Greeting.mp4" type="video/mp4" /> Your browser does not support the video tag.</video> </div> </div> <div class="col-lg-6 d-flex flex-column justify-content-center text-col6"> <div class="small-title"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Rectangle-6729.png" /> <div class="text-block">Happy New Year</div> </div> <h1 class="heading-2">CEO's New Year's Greetings</h1> </div> </div> </div> </div> <div class="left-arrow-4 w-slider-arrow-left"> <div class="w-icon-slider-left"></div> </div> <div class="right-arrow-4 w-slider-arrow-right"> <div class="w-icon-slider-right"></div> </div> <div class="slide-nav-3 w-slider-nav w-round"></div> </div> </div> <div class=""> <div class="section padding-top-btm-3 wf-section"> <div class="sec-container" id="w-node-be164168-f3a4-cb87-883d-d5964b41ddab-ef41ddcc"> <div class="w-layout-grid we-are-ff"> <div class="left"> <div class="small-title"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Rectangle-6729.png" /> <div class="text-block">We Are FIDE FORUM</div> </div> <h1 class="heading-2">A Fellowship of Directors Who Lead Best Corporate Governance Practice</h1> <p class="paragraph-2">FIDE FORUM is a platform for Board directors in the financial services industry to share insights, discuss best practices and collaborate on industry-wide issues in best corporate governance practices. FIDE FORUM is a community of corporate leaders in the financial industry that provides a platform for networking and collaboration among industry professionals.</p> <div> <a href="/about-fide-forum" class="link-block w-inline-block"> <div class="div-block-7"> <div class="text-block-2">find out more</div><img src="/FideForum/media/Images/content-images/Arrow-1.png" loading="lazy" alt=""> </div> </a> </div> </div> <div class="right"><img alt="" class="image" loading="lazy" sizes="(max-width: 479px) 80vw, (max-width: 596px) 90vw, 537px" src="/FideForum/media/Images/content-images/Group-527.png" srcset="/FideForum/media/Images/content-images/Group-527-p-500.png 500w, /FideForum/media/Images/content-images/Group-527.png 537w" /></div> </div> <div class="w-layout-grid strategic-thrust desktop"> <div class="left-2" id="w-node-_4afcd169-e3d3-e573-dce0-94b81794c867-ef41ddcc"><img alt="" class="image-5" loading="lazy" sizes="(max-width: 479px) 100vw, (max-width: 767px) 86vw, 441px" src="/FideForum/media/Images/content-images/Rectangle-59.png" srcset="/FideForum/media/Images/content-images/Rectangle-59-p-500.png 500w, /FideForum/media/Images/content-images/Rectangle-59.png 545w" width="441" /></div> <div class="right-2"> <div class="div-block-9"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Rectangle-6729.png" /> <div class="text-block">strategic thrusts</div> </div> <div class="div-block-10"> <div id="w-node-f300e57d-cd89-400e-9425-7c9ce46218d3-ef41ddcc"> <h1 class="heading-3">board engagement</h1> <p class="paragraph-3 pb-0">Strengthen the relationship between Regulator-Member by playing an advocacy role, including personalised engagements with Members</p> </div>  </div> <div class="div-block-10"> <div id="w-node-_888d01dd-ce54-f0de-e40d-242109f74244-ef41ddcc"> <h1 class="heading-3">board know-how</h1> <p class="paragraph-3 pb-0">Broaden the knowledge of FI boards through sharing of insights, including enhancing Board capabilities through thought leadership</p> </div>  </div> <div class="div-block-10"> <div id="w-node-_676aef77-ed30-2411-ddb6-716234498710-ef41ddcc"> <h1 class="heading-3">board services</h1> <p class="paragraph-3 pb-0">Enhance board excellence through differentiated, value-added and competitive services</p> </div>  </div> </div> </div> <div class="w-layout-grid strategic-thrust mobile"> <div class="right-2"> <div class="div-block-9"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Rectangle-6729.png" /> <div class="text-block">strategic thrusts</div> </div> <div class="div-block-10"> <div> <h1 class="heading-3">board engagement</h1> <p class="paragraph-3 pb-0">Strengthen the relationship between Regulator-Member by playing an advocacy role, including personalised engagements with Members</p> </div>  </div> <div class="div-block-10"> <div id="w-node-a5376ab4-0f01-b025-6fae-cbb272d42319-ef41ddcc"> <h1 class="heading-3">board know-how</h1> <p class="paragraph-3 pb-0">Broaden the knowledge of FI boards through sharing of insights, including enhancing Board capabilities through thought leadership</p> </div>  </div> <div class="div-block-10"> <div id="w-node-a5376ab4-0f01-b025-6fae-cbb272d42323-ef41ddcc"> <h1 class="heading-3">board services</h1> <p class="paragraph-3 pb-0">Enhance board excellence through differentiated, value-added and competitive services</p> </div>  </div> </div> <div class="left-2" id="w-node-a5376ab4-0f01-b025-6fae-cbb272d42307-ef41ddcc"><img alt="" loading="lazy" sizes="(max-width: 479px) 76vw, 100vw" src="/FideForum/media/Images/content-images/Rectangle-59.png" srcset="/FideForum/media/Images/content-images/Rectangle-59-p-500.png 500w, /FideForum/media/Images/content-images/Rectangle-59.png 545w" /></div> </div> </div> </div> <div class="section home-section-3 desktop wf-section"> <div class="sec-container"> <div> <div class="w-layout-grid top-content"> <div id="w-node-_4fbbf568-072f-b14f-9b63-d4cc0a0a4b56-4fb399d5"> <h1 class="heading-4">board services</h1> <p class="paragraph-4">Enabling Transformation and Driving Value by Supporting Financial Institutions and Directors in Navigating Change and Accelerating Innovation</p> </div> </div> <div data-delay="4000" data-animation="slide" class="board-services-sliders w-slider" data-autoplay="false" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true"> <div class="w-slider-mask"> <div class="carousel-item w-slide"> <div class="div-block-12 board-div-light"> <div class="icon-1"></div> <div class="div-block-13"> <h1 class="heading-5">directors register<br></h1> <p class="paragraph-5">A game changer that provides a new source of board talent for the Financial Institutions (FIs) in Malaysia.</p> </div> </div> </div> <div class="carousel-item w-slide"> <div class="div-block-12 board-div-dark"> <div class="icon-2"></div> <div class="div-block-13 a"> <h1 class="heading-6">board <br>effectiveness evaluation</h1> <p class="paragraph-6">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> </div> <div class="carousel-item w-slide"> <div class="div-block-12 board-div-light"> <div class="icon-3"></div> <div class="div-block-13"> <h1 class="heading-5">board succession planning</h1> <p class="paragraph-5">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> </div> <div class="carousel-item w-slide"> <div class="div-block-12 board-div-dark"> <div class="icon-4"></div> <div class="div-block-13 b"> <h1 class="heading-6">Board <br>Advisory</h1> <p class="paragraph-6">Connecting your company with a handpicked team of seasoned professionals who bring diverse perspectives and deep industry knowledge to the table with access to a network of external experts who can serve as trusted advisors to your Board of directors.</p> </div> </div> </div> </div> <div class="left-arrow-2 w-slider-arrow-left"><img src="/FideForum/media/Images/content-images/Carousel-Button-L.png" loading="lazy" alt=""></div> <div class="right-arrow-2 w-slider-arrow-right"><img src="/FideForum/media/Images/content-images/Carousel-Button-R.png" loading="lazy" alt=""></div> <div class="slide-nav-4 w-slider-nav w-round w-num"></div> </div> <div class="board-services-container"> <div class="w-layout-grid grid-2 tablet"> <div class="div-block-12 board-div-light tablet"> <div class="icon-1"></div> <div class="div-block-13"> <h1 class="heading-5">directors resgister<br></h1> <p class="paragraph-5">A game changer that provides a new source of board talent for the Financial Institutions (FIs) in Malaysia.</p> </div> </div> <div class="div-block-12 board-div-dark"> <div class="icon-2"></div> <div class="div-block-13 a"> <h1 class="heading-6">board effectiveness evaluation</h1> <p class="paragraph-6">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> <div class="div-block-12 board-div-light"> <div class="icon-3"></div> <div class="div-block-13"> <h1 class="heading-5">board succession planning</h1> <p class="paragraph-5">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> <div class="div-block-12 board-div-dark"> <div class="icon-4"></div> <div class="div-block-13 b"> <h1 class="heading-6">Board Advisory</h1> <p class="paragraph-6">Connecting your company with a handpicked team of seasoned professionals who bring diverse perspectives and deep industry knowledge to the table with access to a network of external experts who can serve as trusted advisors to your Board of directors.</p> </div> </div> </div> </div> </div> </div> </div> <div class="section home-section-3 mobile wf-section"> <div class="sec-container mobile"> <div class="w-layout-grid top-content"> <div id="w-node-_67951306-533d-0966-dd7a-e9bd6786548d-4fb399d5"> <h1 class="heading-4">board services</h1> <p class="paragraph-4">Enabling Transformation and Driving Value by Supporting Financial Institutions and Directors in Navigating Change and Accelerating Innovation</p> </div> </div> <div data-delay="5000" data-animation="slide" class="slider w-slider" data-autoplay="true" data-easing="ease" data-hide-arrows="false" data-disable-swipe="false" data-autoplay-limit="0" data-nav-spacing="3" data-duration="500" data-infinite="true"> <div class="mask w-slider-mask"> <div class="slide a w-slide"> <div class="div-block-12"> <div class="icon-1"></div> <div class="div-block-13"> <h1 class="heading-5">directors register<br></h1> <p class="paragraph-5">A game changer that provides a new source of board talent for the Financial Institutions (FIs) in Malaysia.</p> </div> </div> </div> <div class="slide b w-slide"> <div class="div-block-12"> <div class="icon-2"></div> <div class="div-block-13 a"> <h1 class="heading-6">board effectiveness evaluation</h1> <p class="paragraph-6">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> </div> <div class="slide a w-slide"> <div class="div-block-12"> <div class="icon-3"></div> <div class="div-block-13"> <h1 class="heading-5">board succession planning</h1> <p class="paragraph-5">A systematic and structured assessment that provides insights into assessing the performance and effectiveness of the Board of Directors.</p> </div> </div> </div> <div class="slide b w-slide"> <div class="div-block-12"> <div class="icon-4"></div> <div class="div-block-13 b"> <h1 class="heading-6">Board Advisory</h1> <p class="paragraph-6">Connecting your company with a handpicked team of seasoned professionals who bring diverse perspectives and deep industry knowledge to the table with access to a network of external experts who can serve as trusted advisors to your Board of directors.</p> </div> </div> </div> </div> <div class="left-arrow mobile w-slider-arrow-left"> <div class="w-icon-slider-left"></div> </div> <div class="right-arrow mobile w-slider-arrow-right"> <div class="w-icon-slider-right"></div> </div> <div class="hidden-nav w-slider-nav w-round"></div> </div> </div> </div> <div class="section padding-top-btm wf-section"> <div class="sec-container"> <div class="membership-wrapper"> <div class="membership-inner-wrapper"> <h1 class="heading-7">membership</h1> <p class="paragraph-7"> Join FIDE FORUM to co-create value with financial institutions, deepen industry engagement, and advocate sustainable and innovative agendas. Access expertise, contribute to industry advancement, and engage in curated programs and forums to stay at the forefront of emerging trends.</p> </div> <div class="w-layout-grid membership-content-grid"> <div class="membership-content a" id="w-node-_7a67b946-0806-b70f-4f97-e75eb893636a-ef41ddcc"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Frame-516.png" /> <h1 class="heading-8">group corporate</h1> <p class="paragraph-8">A financial holding company or corporation of the related companies and/or corporations within its group primarily engaged in financial services or other services in connection with or for such financial services, including at least one Financial Institution, subject to Board approval.</p> <a class="read-more" href="/membership/group-approach-membership">read more</a> </div> <div class="membership-content b"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Frame-516-1.png" /> <h1 class="heading-8">corporate</h1> <p class="paragraph-8">Financial Institutions companies or corporations licensed and regulated by Bank Negara Malaysia (“BNM”) under the Financial Services Act 2013 and Islamic Financial Services Act 2013 and/or companies or corporations regulated by BNM under the Development Financial Institutions Act 2002, subject to Board approval.</p> <a class="read-more" href="/membership/corporate-membership">read more</a> </div> <div class="membership-content c" id="w-node-_297682ee-dece-99c7-30ea-f002976f7a90-ef41ddcc"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Frame-516-2.png" /> <h1 class="heading-8">associate</h1> <p class="paragraph-8">Companies or corporations can become Associate Members upon approval by the Board. The membership allows organisations the Board recognises as making valuable contributions to enhancing financial stability in Malaysia, irrespective of their geographical location or affiliation with financial institutions.</p> <a class="read-more" href="/membership/associate-membership">read more</a> </div> <div class="membership-content d" id="w-node-b8c3425c-9aba-2081-3c96-2bc7ad5352f2-ef41ddcc"><img alt="" loading="lazy" src="/FideForum/media/Images/content-images/Frame-516-3.png" /> <h1 class="heading-8">individual</h1> <p class="paragraph-8">Individuals who have successfully graduated from the FIDE Programme and fulfilled additional requirements established by the Board may be eligible for Individual Membership, subject to Board approval.</p> <a class="read-more" href="/membership/individual-membership">read more</a> </div> </div> </div> </div> </div> <div class="light-grey"><div class='section padding-top-btm wf-section'><div class='sec-container'><div class='w-layout-grid 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" 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