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NatWest - Wikipedia
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<li id="toc-Early_history_(1658–1970s)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Early_history_(1658–1970s)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.1</span> <span>Early history (1658–1970s)</span> </div> </a> <ul id="toc-Early_history_(1658–1970s)-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Expansion_(1980s)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Expansion_(1980s)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.2</span> <span>Expansion (1980s)</span> </div> </a> <ul id="toc-Expansion_(1980s)-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Controversy_(1980s–1990s)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Controversy_(1980s–1990s)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.3</span> <span>Controversy (1980s–1990s)</span> </div> </a> <ul id="toc-Controversy_(1980s–1990s)-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Takeover_(1990s–2000s)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Takeover_(1990s–2000s)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.4</span> <span>Takeover (1990s–2000s)</span> </div> </a> <ul id="toc-Takeover_(1990s–2000s)-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Attempted_divestment_(2008–2017)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Attempted_divestment_(2008–2017)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.5</span> <span>Attempted divestment (2008–2017)</span> </div> </a> <ul id="toc-Attempted_divestment_(2008–2017)-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Recent_history_(2017–present)" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Recent_history_(2017–present)"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.6</span> <span>Recent history (2017–present)</span> </div> </a> <ul id="toc-Recent_history_(2017–present)-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Structure" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Structure"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Structure</span> </div> </a> <ul id="toc-Structure-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Services" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Services"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Services</span> </div> </a> <ul id="toc-Services-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Controversy" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Controversy"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Controversy</span> </div> </a> <button aria-controls="toc-Controversy-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Toggle Controversy subsection</span> </button> <ul id="toc-Controversy-sublist" class="vector-toc-list"> <li id="toc-Litigation" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Litigation"> <div class="vector-toc-text"> <span class="vector-toc-numb">4.1</span> <span>Litigation</span> </div> </a> <ul id="toc-Litigation-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Computer_failures" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Computer_failures"> <div class="vector-toc-text"> <span class="vector-toc-numb">4.2</span> <span>Computer failures</span> </div> </a> <ul id="toc-Computer_failures-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-"Global_laundromat"" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#"Global_laundromat""> <div class="vector-toc-text"> <span class="vector-toc-numb">4.3</span> <span>"Global laundromat"</span> </div> </a> <ul id="toc-"Global_laundromat"-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Money_laundering_conviction" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Money_laundering_conviction"> <div class="vector-toc-text"> <span class="vector-toc-numb">4.4</span> <span>Money laundering conviction</span> </div> </a> <ul id="toc-Money_laundering_conviction-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Sponsorship" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Sponsorship"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Sponsorship</span> </div> </a> <ul id="toc-Sponsorship-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-See_also" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#See_also"> <div class="vector-toc-text"> <span class="vector-toc-numb">6</span> <span>See also</span> </div> </a> <ul id="toc-See_also-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-References" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#References"> <div class="vector-toc-text"> <span class="vector-toc-numb">7</span> <span>References</span> </div> </a> <ul id="toc-References-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-External_links" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#External_links"> <div class="vector-toc-text"> <span class="vector-toc-numb">8</span> <span>External links</span> </div> </a> <ul id="toc-External_links-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Contents" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Toggle the table of contents" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span 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Available in 18 languages" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-18" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">18 languages</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D8%A8%D9%86%D9%83_%D9%88%D9%8A%D8%B3%D8%AA%D9%85%D9%86%D8%B3%D8%AA%D8%B1_%D8%A7%D9%84%D9%88%D8%B7%D9%86%D9%8A" title="بنك ويستمنستر الوطني – Arabic" lang="ar" hreflang="ar" data-title="بنك ويستمنستر الوطني" data-language-autonym="العربية" data-language-local-name="Arabic" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%A8%E0%A7%8D%E0%A6%AF%E0%A6%BE%E0%A6%9F%E0%A6%93%E0%A6%AF%E0%A6%BC%E0%A7%87%E0%A6%B8%E0%A7%8D%E0%A6%9F_%E0%A6%AC%E0%A7%8D%E0%A6%AF%E0%A6%BE%E0%A6%82%E0%A6%95" title="ন্যাটওয়েস্ট ব্যাংক – Bangla" lang="bn" hreflang="bn" data-title="ন্যাটওয়েস্ট ব্যাংক" data-language-autonym="বাংলা" data-language-local-name="Bangla" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/National_Westminster_Bank" title="National Westminster Bank – Catalan" lang="ca" hreflang="ca" data-title="National Westminster Bank" data-language-autonym="Català" data-language-local-name="Catalan" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/National_Westminster_Bank" title="National Westminster Bank – German" lang="de" hreflang="de" data-title="National Westminster Bank" data-language-autonym="Deutsch" data-language-local-name="German" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/NatWest" title="NatWest – Estonian" lang="et" hreflang="et" data-title="NatWest" data-language-autonym="Eesti" data-language-local-name="Estonian" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/NatWest" title="NatWest – Spanish" lang="es" hreflang="es" data-title="NatWest" data-language-autonym="Español" data-language-local-name="Spanish" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D9%86%D8%A7%D8%AA%D9%88%D8%B3%D8%AA" title="ناتوست – Persian" lang="fa" hreflang="fa" data-title="ناتوست" data-language-autonym="فارسی" data-language-local-name="Persian" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/NatWest" title="NatWest – French" lang="fr" hreflang="fr" data-title="NatWest" data-language-autonym="Français" data-language-local-name="French" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EB%82%B4%EC%85%94%EB%84%90_%EC%9B%A8%EC%8A%A4%ED%8A%B8%EB%AF%BC%EC%8A%A4%ED%84%B0_%EC%9D%80%ED%96%89" title="내셔널 웨스트민스터 은행 – Korean" lang="ko" hreflang="ko" data-title="내셔널 웨스트민스터 은행" data-language-autonym="한국어" data-language-local-name="Korean" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/NatWest" title="NatWest – Italian" lang="it" hreflang="it" data-title="NatWest" data-language-autonym="Italiano" data-language-local-name="Italian" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/National_Westminster_Bank" title="National Westminster Bank – Dutch" lang="nl" hreflang="nl" data-title="National Westminster Bank" data-language-autonym="Nederlands" data-language-local-name="Dutch" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E3%83%8A%E3%82%B7%E3%83%A7%E3%83%8A%E3%83%AB%E3%83%BB%E3%82%A6%E3%82%A8%E3%82%B9%E3%83%88%E3%83%9F%E3%83%B3%E3%82%B9%E3%82%BF%E3%83%BC%E9%8A%80%E8%A1%8C" title="ナショナル・ウエストミンスター銀行 – Japanese" lang="ja" hreflang="ja" data-title="ナショナル・ウエストミンスター銀行" data-language-autonym="日本語" data-language-local-name="Japanese" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/NatWest" title="NatWest – Polish" lang="pl" hreflang="pl" data-title="NatWest" data-language-autonym="Polski" data-language-local-name="Polish" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/NatWest" title="NatWest – Portuguese" lang="pt" hreflang="pt" data-title="NatWest" data-language-autonym="Português" data-language-local-name="Portuguese" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/NatWest" title="NatWest – Simple English" lang="en-simple" hreflang="en-simple" data-title="NatWest" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/National_Westminster_Bank" title="National Westminster Bank – Finnish" lang="fi" hreflang="fi" data-title="National Westminster Bank" data-language-autonym="Suomi" data-language-local-name="Finnish" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%A8%E0%B0%BE%E0%B0%9F%E0%B1%8D_%E0%B0%B5%E0%B1%86%E0%B0%B8%E0%B1%8D%E0%B0%9F%E0%B1%8D" title="నాట్ వెస్ట్ – Telugu" lang="te" hreflang="te" data-title="నాట్ వెస్ట్" data-language-autonym="తెలుగు" data-language-local-name="Telugu" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E5%9C%8B%E6%B0%91%E8%A5%BF%E6%95%8F%E9%8A%80%E8%A1%8C" title="國民西敏銀行 – Chinese" lang="zh" hreflang="zh" data-title="國民西敏銀行" data-language-autonym="中文" data-language-local-name="Chinese" class="interlanguage-link-target"><span>中文</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q2740021#sitelinks-wikipedia" title="Edit interlanguage links" class="wbc-editpage">Edit links</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Namespaces"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/NatWest" 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class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> <div id="mw-indicator-good-star" class="mw-indicator"><div class="mw-parser-output"><span typeof="mw:File"><a href="/wiki/Wikipedia:Good_articles*" title="This is a good article. Click here for more information."><img alt="This is a good article. Click here for more information." src="//upload.wikimedia.org/wikipedia/en/thumb/9/94/Symbol_support_vote.svg/19px-Symbol_support_vote.svg.png" decoding="async" width="19" height="20" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/9/94/Symbol_support_vote.svg/29px-Symbol_support_vote.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/9/94/Symbol_support_vote.svg/39px-Symbol_support_vote.svg.png 2x" data-file-width="180" data-file-height="185" /></a></span></div></div> </div> <div id="siteSub" class="noprint">From Wikipedia, the free encyclopedia</div> </div> <div id="contentSub"><div id="mw-content-subtitle"><span class="mw-redirectedfrom">(Redirected from <a href="/w/index.php?title=National_Westminster_Bank&redirect=no" class="mw-redirect" title="National Westminster Bank">National Westminster Bank</a>)</span></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="en" dir="ltr"><div class="shortdescription nomobile noexcerpt noprint searchaux" style="display:none">British retail and commercial bank</div> <style data-mw-deduplicate="TemplateStyles:r1236090951">.mw-parser-output .hatnote{font-style:italic}.mw-parser-output div.hatnote{padding-left:1.6em;margin-bottom:0.5em}.mw-parser-output .hatnote i{font-style:normal}.mw-parser-output .hatnote+link+.hatnote{margin-top:-0.5em}@media print{body.ns-0 .mw-parser-output .hatnote{display:none!important}}</style><div role="note" class="hatnote navigation-not-searchable">This article is about the retail bank. For its direct parent company, see <a href="/wiki/NatWest_Holdings" title="NatWest Holdings">NatWest Holdings</a>. For its ultimate parent company, see <a href="/wiki/NatWest_Group" title="NatWest Group">NatWest Group</a>.</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">National Westminster Bank Plc</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Natwest_logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/d/de/Natwest_logo.svg/220px-Natwest_logo.svg.png" decoding="async" width="220" height="76" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/d/de/Natwest_logo.svg/330px-Natwest_logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/d/de/Natwest_logo.svg/440px-Natwest_logo.svg.png 2x" data-file-width="288" data-file-height="100" /></a></span></td></tr><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Natwest_London_Headquarters.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b3/Natwest_London_Headquarters.jpg/220px-Natwest_London_Headquarters.jpg" decoding="async" width="220" height="147" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b3/Natwest_London_Headquarters.jpg/330px-Natwest_London_Headquarters.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b3/Natwest_London_Headquarters.jpg/440px-Natwest_London_Headquarters.jpg 2x" data-file-width="1500" data-file-height="1000" /></a></span><div class="infobox-caption">NatWest's headquarters at 250 Bishopsgate in the <a href="/wiki/City_of_London" title="City of London">City of London</a></div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Trade_name" title="Trade name">Trade name</a></div></th><td class="infobox-data">NatWest</td></tr><tr><th scope="row" class="infobox-label">Formerly</th><td class="infobox-data nickname">National Westminster Bank Limited (1968–1981)</td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Privately_held_company" title="Privately held company">Private</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><a href="/wiki/Financial_services" title="Financial services">Financial services</a></td></tr><tr><th scope="row" class="infobox-label">Predecessor</th><td class="infobox-data"><a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a><br /><a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a><br /><a href="/wiki/District_Bank" title="District Bank">District Bank</a></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">18 March 1968<span class="noprint">; 56 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">1968-03-18</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label">London, England, UK</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent">Chairman: <a href="/wiki/Richard_Haythornthwaite" title="Richard Haythornthwaite">Richard Haythornthwaite</a> <br />Chief Executive: <a href="/wiki/Paul_Thwaite" title="Paul Thwaite">Paul Thwaite</a></td></tr><tr><th scope="row" class="infobox-label">Products</th><td class="infobox-data">Banking, Investments, Lending and Insurance</td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Parent_company" class="mw-redirect" title="Parent company">Parent</a></th><td class="infobox-data"><a href="/wiki/NatWest_Holdings" title="NatWest Holdings">NatWest Holdings</a></td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Subsidiary" title="Subsidiary">Subsidiaries</a></th><td class="infobox-data"><a href="/wiki/Coutts" title="Coutts">Coutts</a></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://natwest.com">natwest<wbr />.com</a></span></td></tr></tbody></table> <p><b>National Westminster Bank Plc</b>,<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> <a href="/wiki/Trading_as" class="mw-redirect" title="Trading as">trading as</a> <b>NatWest</b>,<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> is a major <a href="/wiki/Retail_banking" title="Retail banking">retail</a> and <a href="/wiki/Commercial_bank" title="Commercial bank">commercial bank</a> in the <a href="/wiki/United_Kingdom" title="United Kingdom">United Kingdom</a> based in London, England. It was established in 1968 by the <a href="/wiki/Corporate_merger" class="mw-redirect" title="Corporate merger">merger</a> of <a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a> and <a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a>. In 2000, it became part of The Royal Bank of Scotland Group, which was re-named <a href="/wiki/NatWest_Group" title="NatWest Group">NatWest Group</a> in 2020. Following <a href="/wiki/Ringfencing" title="Ringfencing">ringfencing</a> of the group's core domestic business, the bank became a direct subsidiary of <a href="/wiki/NatWest_Holdings" title="NatWest Holdings">NatWest Holdings</a>; <a href="/wiki/NatWest_Markets" title="NatWest Markets">NatWest Markets</a> comprises the non-ringfenced <a href="/wiki/Investment_banking" title="Investment banking">investment banking</a> arm. As of November 2024, the British government owns 10.9% of NatWest Group after spending £45 billion ($61.87 billion) bailing out the lender in 2008; the proportion at one point was 54.7%.<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:1_4-0" class="reference"><a href="#cite_note-:1-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> <a href="/wiki/NatWest_International" class="mw-redirect" title="NatWest International">NatWest International</a> is a trading name of RBS International, which also sits outside the ringfence. </p><p>NatWest is considered one of the <a href="/wiki/Big_Four_(banking)#United_Kingdom" title="Big Four (banking)">Big Four</a> <a href="/wiki/Cheque_and_Credit_Clearing_Company" title="Cheque and Credit Clearing Company">clearing banks</a> in the UK,<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> and it has a large network of over 526 <a href="/wiki/Branch_(banking)" title="Branch (banking)">branches</a><sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> and 3,400 <a href="/wiki/Automated_teller_machine" class="mw-redirect" title="Automated teller machine">cash machines</a> across <a href="/wiki/Great_Britain" title="Great Britain">Great Britain</a> and offers 24-hour <i>Actionline</i> telephone and <a href="/wiki/Online_banking" title="Online banking">online banking</a> services. Today, it has more than 7.5 million personal customers and 850,000 small business accounts. In <a href="/wiki/Northern_Ireland" title="Northern Ireland">Northern Ireland</a>, it operates through the <a href="/wiki/Ulster_Bank" title="Ulster Bank">Ulster Bank</a> brand. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236090951"><div role="note" class="hatnote navigation-not-searchable">Further information: <a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a>, <a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a>, and <a href="/wiki/District_Bank" title="District Bank">District Bank</a></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:NatWestLB.JPG" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/3/3c/NatWestLB.JPG/220px-NatWestLB.JPG" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/3/3c/NatWestLB.JPG/330px-NatWestLB.JPG 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/3/3c/NatWestLB.JPG/440px-NatWestLB.JPG 2x" data-file-width="2048" data-file-height="1536" /></a><figcaption>The NatWest branch at <a href="/wiki/Leighton_Buzzard" title="Leighton Buzzard">Leighton Buzzard</a>, Bedfordshire, an example of <a href="/wiki/Neo-Renaissance" class="mw-redirect" title="Neo-Renaissance">Neo-Renaissance</a> architecture</figcaption></figure> <div class="mw-heading mw-heading3"><h3 id="Early_history_(1658–1970s)"><span id="Early_history_.281658.E2.80.931970s.29"></span>Early history (1658–1970s)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=2" title="Edit section: Early history (1658–1970s)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The bank's origins date back to 1658 with the foundation of <a href="/wiki/Smith%27s_Bank" title="Smith's Bank">Smith's Bank</a> of <a href="/wiki/Nottingham" title="Nottingham">Nottingham</a>.<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> Its oldest direct corporate ancestor, <a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a>, was formed in 1833 as the National Provincial Bank of England. It merged with Union of London and Smith's Bank in 1918 to become National Provincial and Union Bank, shortening its name in 1924.<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> <a href="/wiki/District_Bank" title="District Bank">District Bank</a> (formed in 1829 as the Manchester and Liverpool District Banking Company) was acquired by National Provincial in 1962 and allowed to operate under its own name.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> <a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a> was formed in 1834 as London and Westminster Bank. It merged with London and County Bank in 1909 to become London County and Westminster Bank and with Parr's Bank in 1918 to become London County Westminster and Parrs Bank, shortening its name in 1923.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p><p>The creation of the modern bank was announced in 1968 and commenced trading on 1 January 1970 after the statutory process of integration had been completed in 1969.<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> The three arrowheads device was adopted as the new bank's logo; it is said to symbolise either the circulation of money in the financial system or the bank's three constituents.<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> The District, National Provincial and Westminster banks were fully integrated in the new firm's structure, but private bankers <a href="/wiki/Coutts" title="Coutts">Coutts & Co</a> (a 1920 National Provincial acquisition, established 1692), <a href="/wiki/Ulster_Bank" title="Ulster Bank">Ulster Bank</a> in Northern Ireland (a 1917 Westminster acquisition, established 1836) and the <a href="/wiki/Isle_of_Man_Bank" title="Isle of Man Bank">Isle of Man Bank</a> (a 1961 National Provincial acquisition, established 1865) continued as separate operations. Westminster Foreign Bank (established 1913) was restyled <a href="/wiki/International_Westminster_Bank" title="International Westminster Bank">International Westminster Bank</a> in 1973. Duncan Stirling, outgoing chairman of Westminster Bank, became first chairman of the fifth-largest bank in the world.<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup> In 1969 David Robarts, former chairman of National Provincial, assumed Stirling's position.<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup> In 1975 it was one of the first London banks to open a representative office in <a href="/wiki/Scotland" title="Scotland">Scotland</a>. It was a founder member of the Joint Credit Card Company (with <a href="/wiki/Lloyds_Bank" title="Lloyds Bank">Lloyds Bank</a>, <a href="/wiki/Midland_Bank" title="Midland Bank">Midland Bank</a> and <a href="/wiki/Williams_%26_Glyn%27s_Bank" title="Williams & Glyn's Bank">Williams & Glyn's Bank</a>) which launched the <a href="/wiki/Access_(credit_card)" title="Access (credit card)">Access</a> credit card (now part of <a href="/wiki/Mastercard" title="Mastercard">Mastercard</a>) in 1972 and in 1976 it introduced the <i>Servicetill</i> cash machine. The same banks, excluding Lloyds, were later responsible for the introduction of the <a href="/wiki/Switch_(debit_card)" title="Switch (debit card)">Switch</a> <a href="/wiki/Debit_card" title="Debit card">debit card</a> (later branded <a href="/wiki/Maestro_(debit_card)" title="Maestro (debit card)">Maestro</a>) in 1988.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Expansion_(1980s)"><span id="Expansion_.281980s.29"></span>Expansion (1980s)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=3" title="Edit section: Expansion (1980s)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size mw-halign-left" typeof="mw:File/Thumb"><a href="/wiki/File:NatWest_Castle_Street.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/3/3e/NatWest_Castle_Street.jpg/220px-NatWest_Castle_Street.jpg" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/3/3e/NatWest_Castle_Street.jpg/330px-NatWest_Castle_Street.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/3/3e/NatWest_Castle_Street.jpg/440px-NatWest_Castle_Street.jpg 2x" data-file-width="1984" data-file-height="1488" /></a><figcaption>The circular banking hall at <a href="/wiki/National_Westminster_Bank,_Liverpool" title="National Westminster Bank, Liverpool">Castle Street, Liverpool</a>, a Grade II* <a href="/wiki/Listed_building" title="Listed building">listed building</a></figcaption></figure> <p>Deregulation in the 1980s, culminating in the <a href="/wiki/Big_Bang_(financial_markets)" title="Big Bang (financial markets)">Big Bang</a> in 1986, also encouraged the bank to enter the securities business. County Bank, its <a href="/wiki/Merchant_bank" title="Merchant bank">merchant banking</a> subsidiary formed in 1965, acquired various <a href="/wiki/Brokerage_firm" class="mw-redirect" title="Brokerage firm">stockbroking</a> and jobbing firms to create the investment banking arm <a href="/wiki/County_NatWest" class="mw-redirect" title="County NatWest">County NatWest</a>. National Westminster Home Loans was established in 1980 and other initiatives included the launch of the Piggy Account for children in 1983, the Credit Zone, a flexible overdraft facility on which customers only pay interest (now commonplace, this so-called <i>pink</i> debt was innovative when launched) and the development of the <a href="/wiki/Mondex" title="Mondex">Mondex</a> <a href="/wiki/Electronic_purse" class="mw-redirect" title="Electronic purse">electronic purse</a> (later sold to MasterCard Worldwide) in 1990.<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> <i>The Action Bank</i> advertising campaign spearheaded a new marketing-led approach to business development. Under the direction of <a href="/wiki/Robin_Leigh-Pemberton" class="mw-redirect" title="Robin Leigh-Pemberton">Robin Leigh-Pemberton</a>, who became chairman in 1977, the bank also expanded internationally, forming <a href="/wiki/National_Westminster_Bank_USA" title="National Westminster Bank USA">National Westminster Bancorp</a> in the United States of America with a network of 340 branches across two states, <a href="/wiki/National_Westminster_Bank_of_Canada" title="National Westminster Bank of Canada">National Westminster Bank of Canada</a> and NatWest Australia Bank; and opening branches on the European continent and in the Far East.<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup> In 1982, the <a href="/wiki/Frankfurt" title="Frankfurt">Frankfurt</a> office of International Westminster Bank merged with Global Bank AG to form Deutsche Westminster Bank. In 1985, <a href="/wiki/Banco_NatWest_Espa%C3%B1a" class="mw-redirect" title="Banco NatWest España">Banco NatWest España</a> was formed and National Westminster Bank SA was incorporated in 1988, taking over the bank's six branches in France and <a href="/wiki/Monaco" title="Monaco">Monaco</a>. In 1989, International Westminster Bank was merged into National Westminster Bank by Act of Parliament.<sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup> </p> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/2/2a/Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg/220px-Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg" decoding="async" width="220" height="440" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/2/2a/Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg/330px-Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/2/2a/Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg/440px-Tower_42_looking_north_from_Bishopsgate_2011-05-04.jpg 2x" data-file-width="1912" data-file-height="3824" /></a><figcaption>The former NatWest Tower (now known as <a href="/wiki/Tower_42" title="Tower 42">Tower 42</a>), seen from the junction of <a href="/wiki/Bishopsgate" title="Bishopsgate">Bishopsgate</a> with <a href="/wiki/Leadenhall_Street" title="Leadenhall Street">Leadenhall Street</a> in the <a href="/wiki/City_of_London" title="City of London">City of London</a></figcaption></figure> <p>Completed in 1980, the bank built the National Westminster Tower (now known as <a href="/wiki/Tower_42" title="Tower 42">Tower 42</a>) in London to serve as its international headquarters. At a height of 600 feet (183 m) it was the tallest building in the UK until the topping-out of <a href="/wiki/One_Canada_Square" title="One Canada Square">Canary Wharf Tower</a> 10 years later;<sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup> its footprint loosely approximating the bank's logo when viewed from the air,<sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">[</span>21<span class="cite-bracket">]</span></a></sup> although the architect claimed the similarity was coincidence.<sup id="cite_ref-22" class="reference"><a href="#cite_note-22"><span class="cite-bracket">[</span>22<span class="cite-bracket">]</span></a></sup> Also worthy of note is <a href="/wiki/National_Westminster_House" class="mw-redirect" title="National Westminster House">National Westminster House</a> (since renamed as 103 Colmore Row) in <a href="/wiki/Birmingham" title="Birmingham">Birmingham</a>: the building was sold to <a href="/wiki/British_Land" title="British Land">British Land</a> in 2007<sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">[</span>23<span class="cite-bracket">]</span></a></sup> and demolished in 2015. </p> <div class="mw-heading mw-heading3"><h3 id="Controversy_(1980s–1990s)"><span id="Controversy_.281980s.E2.80.931990s.29"></span>Controversy (1980s–1990s)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=4" title="Edit section: Controversy (1980s–1990s)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The bank was hit by the <a href="/wiki/Black_Monday_(1987)" title="Black Monday (1987)">stock market crash of 1987</a> and involvement in the collapse of <a href="/wiki/Blue_Arrow" title="Blue Arrow">Blue Arrow</a>.<sup id="cite_ref-24" class="reference"><a href="#cite_note-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup> The <a href="/wiki/Department_of_Trade_and_Industry_(United_Kingdom)" title="Department of Trade and Industry (United Kingdom)">Department of Trade and Industry</a> report on the affair was critical of the bank's management and resulted in the resignation of several members of the board, including then-chairman <a href="/wiki/Lord_Boardman" class="mw-redirect" title="Lord Boardman">Lord Boardman</a>.<sup id="cite_ref-25" class="reference"><a href="#cite_note-25"><span class="cite-bracket">[</span>25<span class="cite-bracket">]</span></a></sup> Later, the bank would divest its overseas subsidiaries. The North American operations were sold to <a href="/wiki/FleetBoston_Financial" title="FleetBoston Financial">Fleet Bank</a> and <a href="/wiki/HSBC_Bank_Canada" title="HSBC Bank Canada">Hong Kong Bank of Canada</a>, and the Australian and New Zealand branches were sold to <a href="/wiki/Salomon_Smith_Barney" class="mw-redirect" title="Salomon Smith Barney">Salomon Smith Barney</a> and the <a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a>.<sup id="cite_ref-26" class="reference"><a href="#cite_note-26"><span class="cite-bracket">[</span>26<span class="cite-bracket">]</span></a></sup> Thereafter the bank concentrated on its core domestic business as the restyled NatWest Group, reflecting its modern positioning as a portfolio of businesses.<sup id="cite_ref-27" class="reference"><a href="#cite_note-27"><span class="cite-bracket">[</span>27<span class="cite-bracket">]</span></a></sup> In the <a href="/wiki/1993_Bishopsgate_bombing" title="1993 Bishopsgate bombing">1993 Bishopsgate bombing</a>, the <a href="/wiki/Tower_42" title="Tower 42">NatWest Tower</a> was devastated by a <a href="/wiki/Provisional_IRA" class="mw-redirect" title="Provisional IRA">Provisional IRA</a> bomb and the bank vacated the building and later sold it.<sup id="cite_ref-28" class="reference"><a href="#cite_note-28"><span class="cite-bracket">[</span>28<span class="cite-bracket">]</span></a></sup> Then, in 1997, <a href="/wiki/NatWest_Markets" title="NatWest Markets">NatWest Markets</a>, the corporate and <a href="/wiki/Investment_banking" title="Investment banking">investment banking</a> arm formed in 1992, revealed that a £50 million loss had been discovered, revised to £90.5 million after further investigations. Investor and shareholder confidence was so badly shaken that the <a href="/wiki/Bank_of_England" title="Bank of England">Bank of England</a> had to instruct the board of directors to resist calls for the resignation of its most senior executives in an effort to draw a line under the affair.<sup id="cite_ref-29" class="reference"><a href="#cite_note-29"><span class="cite-bracket">[</span>29<span class="cite-bracket">]</span></a></sup> The bank's internal controls and risk management were severely criticised in 2000 and its aggressive push into investment banking questioned, after a lengthy investigation by the Securities and Futures Authority.<sup id="cite_ref-30" class="reference"><a href="#cite_note-30"><span class="cite-bracket">[</span>30<span class="cite-bracket">]</span></a></sup> The bank's move into complicated derivative products that it did not fully understand seemed to indicate poor management. By the end of 1997 parts of NatWest Markets had been sold, others becoming <a href="/wiki/Greenwich_NatWest" class="mw-redirect" title="Greenwich NatWest">Greenwich NatWest</a> in 1998.<sup id="cite_ref-31" class="reference"><a href="#cite_note-31"><span class="cite-bracket">[</span>31<span class="cite-bracket">]</span></a></sup> It had purchased Gleason Partners in 1996 for $135 million only to resell it back to GP's founder for just $4 million 3 years later in 1999, a whopping $131 million loss. </p> <div class="mw-heading mw-heading3"><h3 id="Takeover_(1990s–2000s)"><span id="Takeover_.281990s.E2.80.932000s.29"></span>Takeover (1990s–2000s)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=5" title="Edit section: Takeover (1990s–2000s)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size mw-halign-right" typeof="mw:File/Thumb"><a href="/wiki/File:Oldtownhall_766.JPG" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/2/21/Oldtownhall_766.JPG/220px-Oldtownhall_766.JPG" decoding="async" width="220" height="232" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/2/21/Oldtownhall_766.JPG/330px-Oldtownhall_766.JPG 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/2/21/Oldtownhall_766.JPG/440px-Oldtownhall_766.JPG 2x" data-file-width="2348" data-file-height="2476" /></a><figcaption>The old Town Hall at <a href="/wiki/Ealing" title="Ealing">Ealing</a>, London, built by Charles Jones in 1872, now a NatWest branch<sup id="cite_ref-32" class="reference"><a href="#cite_note-32"><span class="cite-bracket">[</span>32<span class="cite-bracket">]</span></a></sup></figcaption></figure> <p>In 1999, the chairman, <a href="/wiki/Lord_Alexander_of_Weedon" class="mw-redirect" title="Lord Alexander of Weedon">Lord Alexander of Weedon</a>, announced a merger with <a href="/wiki/Legal_%26_General" title="Legal & General">Legal & General</a> in a friendly £10.7 billion deal, the first between a <a href="/wiki/Bancassurance" title="Bancassurance">bank and an insurance company</a> in UK history.<sup id="cite_ref-33" class="reference"><a href="#cite_note-33"><span class="cite-bracket">[</span>33<span class="cite-bracket">]</span></a></sup> The move was poorly received in the London financial markets and NatWest's share price fell substantially.<sup id="cite_ref-34" class="reference"><a href="#cite_note-34"><span class="cite-bracket">[</span>34<span class="cite-bracket">]</span></a></sup> Seen as a driver of the ill-advised investment banking expansion, <a href="/wiki/Derek_Wanless" title="Derek Wanless">Derek Wanless</a> was forced to resign as chief executive following the appointment of Sir David Rowland (who became executive chairman).<sup id="cite_ref-35" class="reference"><a href="#cite_note-35"><span class="cite-bracket">[</span>35<span class="cite-bracket">]</span></a></sup> Also in 1999, in response to the much reduced NatWest market capitalisation, the much smaller <a href="/wiki/Bank_of_Scotland" title="Bank of Scotland">Bank of Scotland</a> made a hostile takeover bid for NatWest. The Bank of Scotland's aim was to break up the NatWest Group and dispose of its non-retail assets. NatWest was forced to abandon its merger, but refused to agree to a takeover by a rival bank.<sup id="cite_ref-36" class="reference"><a href="#cite_note-36"><span class="cite-bracket">[</span>36<span class="cite-bracket">]</span></a></sup> The <a href="/wiki/Royal_Bank_of_Scotland" title="Royal Bank of Scotland">Royal Bank of Scotland</a> tabled another hostile offer, of £21 billion, outbidding the Bank of Scotland.<sup id="cite_ref-37" class="reference"><a href="#cite_note-37"><span class="cite-bracket">[</span>37<span class="cite-bracket">]</span></a></sup> The takeover of NatWest in early 2000 was the biggest in UK history. Once Britain's most profitable bank, it was delisted from the <a href="/wiki/London_Stock_Exchange" title="London Stock Exchange">London Stock Exchange</a> and became, with its subsidiaries, component parts of the Royal Bank of Scotland Group.<sup id="cite_ref-38" class="reference"><a href="#cite_note-38"><span class="cite-bracket">[</span>38<span class="cite-bracket">]</span></a></sup> The outcome of this bitter struggle set the tone for a round of consolidation in the financial sector as it prepared for a new age of fierce global competition.<sup id="cite_ref-39" class="reference"><a href="#cite_note-39"><span class="cite-bracket">[</span>39<span class="cite-bracket">]</span></a></sup> The Royal Bank of Scotland Group became the second-largest bank in the UK and Europe (after <a href="/wiki/HSBC" title="HSBC">HSBC</a>) and the fifth-largest in the world by <a href="/wiki/Market_capitalisation" class="mw-redirect" title="Market capitalisation">market capitalisation</a>. According to <a href="/wiki/Forbes_Global_2000" title="Forbes Global 2000">Forbes Global 2000</a>, it was then the 13th-largest company in the world.<sup id="cite_ref-40" class="reference"><a href="#cite_note-40"><span class="cite-bracket">[</span>40<span class="cite-bracket">]</span></a></sup> NatWest was retained as a distinct brand with its own <a href="/wiki/Banking_licence" class="mw-redirect" title="Banking licence">banking licence</a>, but many back office functions were merged with those of the Royal Bank, leading to over 18,000 job losses. </p> <div class="mw-heading mw-heading3"><h3 id="Attempted_divestment_(2008–2017)"><span id="Attempted_divestment_.282008.E2.80.932017.29"></span>Attempted divestment (2008–2017)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=6" title="Edit section: Attempted divestment (2008–2017)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236090951"><div role="note" class="hatnote navigation-not-searchable">Further information: <a href="/wiki/Williams_%26_Glyn" class="mw-redirect" title="Williams & Glyn">Williams & Glyn</a></div> <p>In 2008, it was announced that <a href="/wiki/Government_of_the_United_Kingdom" title="Government of the United Kingdom">HM Government</a> would take a stake of up to 58% in the Royal Bank of Scotland in a move aimed at recapitalising the group. <a href="/wiki/HM_Treasury" title="HM Treasury">HM Treasury</a> subscribed for £5 billion in preference shares and underwrote the issuance of £15bn of new ordinary shares offered to RBS shareholders and new institutional shareholders at the fixed price of 65.5p.<sup id="cite_ref-41" class="reference"><a href="#cite_note-41"><span class="cite-bracket">[</span>41<span class="cite-bracket">]</span></a></sup> As a consequence of the mismanagement that necessitated this rescue, the chief executive, <a href="/wiki/Fred_Goodwin" title="Fred Goodwin">Fred Goodwin</a> (who secured the takeover of NatWest), offered his resignation, which was duly accepted. Chairman <a href="/wiki/Tom_McKillop" title="Tom McKillop">Tom McKillop</a> also confirmed he would stand down from that role when his contract expired in 2009. Goodwin was replaced by <a href="/wiki/Stephen_Hester" title="Stephen Hester">Stephen Hester</a>, previously chief executive of British Land. </p><p>In 2009, the RBS Group announced that it would divest all 311 RBS branches in England and Wales (known as Williams & Glyn's until 1985) together with the seven NatWest branches in Scotland as a standalone business, to comply with <a href="/wiki/European_Commission" title="European Commission">European Commission</a> state aid requirements.<sup id="cite_ref-42" class="reference"><a href="#cite_note-42"><span class="cite-bracket">[</span>42<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-43" class="reference"><a href="#cite_note-43"><span class="cite-bracket">[</span>43<span class="cite-bracket">]</span></a></sup> In August 2010, it was announced that the branches would be sold to <a href="/wiki/Santander_UK" title="Santander UK">Santander UK</a>, along with the accounts of 1.8 million personal customers and 244,000 SME customers.<sup id="cite_ref-44" class="reference"><a href="#cite_note-44"><span class="cite-bracket">[</span>44<span class="cite-bracket">]</span></a></sup> Santander withdrew from the sale in October 2012.<sup id="cite_ref-45" class="reference"><a href="#cite_note-45"><span class="cite-bracket">[</span>45<span class="cite-bracket">]</span></a></sup> On 27 September 2013, the RBS Group confirmed it had agreed to sell 308 RBS branches in England and Wales and 6 NatWest branches in Scotland to the Corsair consortium. This figure was reduced to 307 by May 2015.<sup id="cite_ref-46" class="reference"><a href="#cite_note-46"><span class="cite-bracket">[</span>46<span class="cite-bracket">]</span></a></sup> The branches were to have been separated from the group in 2016 as a standalone business operating under the previously dormant Williams & Glyn brand.<sup id="cite_ref-47" class="reference"><a href="#cite_note-47"><span class="cite-bracket">[</span>47<span class="cite-bracket">]</span></a></sup> </p><p>In August 2016, RBS cancelled its plan to spin off Williams & Glyn as a separate business, stating that the new bank could not survive independently. It revealed it would instead seek to sell the division to another bank.<sup id="cite_ref-48" class="reference"><a href="#cite_note-48"><span class="cite-bracket">[</span>48<span class="cite-bracket">]</span></a></sup> In February 2017, HM Treasury and the European Commission reached a provisional agreement in which RBS would be able to retain the Williams & Glyn assets in return for investing £750 million into a fund aimed at increasing SME lending by challenger banks and for RBS agreeing to allow SME customers of challenger banks to use its branch network for cash and cheque handling.<sup id="cite_ref-telegraph.co.uk_49-0" class="reference"><a href="#cite_note-telegraph.co.uk-49"><span class="cite-bracket">[</span>49<span class="cite-bracket">]</span></a></sup> The European Commission confirmed in April 2017 that it would scrutinise the proposal.<sup id="cite_ref-50" class="reference"><a href="#cite_note-50"><span class="cite-bracket">[</span>50<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Recent_history_(2017–present)"><span id="Recent_history_.282017.E2.80.93present.29"></span>Recent history (2017–present)</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=7" title="Edit section: Recent history (2017–present)"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>On 3 May 2021, the business of Ulster Bank Limited in Northern Ireland was transferred to National Westminster Bank as part of a court-approved Banking Business Transfer Scheme.<sup id="cite_ref-51" class="reference"><a href="#cite_note-51"><span class="cite-bracket">[</span>51<span class="cite-bracket">]</span></a></sup> </p><p>In June 2024, NatWest announced it had agreed a deal to acquire the majority of <a href="/wiki/Sainsbury%27s_Bank" title="Sainsbury's Bank">Sainsbury's Bank</a>.<sup id="cite_ref-:0_52-0" class="reference"><a href="#cite_note-:0-52"><span class="cite-bracket">[</span>52<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-53" class="reference"><a href="#cite_note-53"><span class="cite-bracket">[</span>53<span class="cite-bracket">]</span></a></sup> The deal will see the company acquire one million customers, £2.5 billion of customer assets and £2.6 billion of customer deposits.<sup id="cite_ref-:0_52-1" class="reference"><a href="#cite_note-:0-52"><span class="cite-bracket">[</span>52<span class="cite-bracket">]</span></a></sup> NatWest will receive £125 million from the deal upon completion in the first half of 2025.<sup id="cite_ref-:0_52-2" class="reference"><a href="#cite_note-:0-52"><span class="cite-bracket">[</span>52<span class="cite-bracket">]</span></a></sup> In 2024, NatWest also entered into an agreement with Metro Bank plc ("Metro Bank") to acquire a £2.5 billion portfolio of prime UK residential mortgages, with a weighted average current loan to value of c.62%.<sup id="cite_ref-54" class="reference"><a href="#cite_note-54"><span class="cite-bracket">[</span>54<span class="cite-bracket">]</span></a></sup> </p><p>In November 2024, the bank bought back £1 billion of its own shares from the UK Treasury, reducing the British government’s stake to 11.4 per cent from 14.81 per cent.<sup id="cite_ref-:1_4-1" class="reference"><a href="#cite_note-:1-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> It acquired 263 million shares at 380.8p each.<sup id="cite_ref-:1_4-2" class="reference"><a href="#cite_note-:1-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Structure">Structure</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=8" title="Edit section: Structure"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:The_Old_Court_House_Ruthin_Wales.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/d/dc/The_Old_Court_House_Ruthin_Wales.jpg/220px-The_Old_Court_House_Ruthin_Wales.jpg" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/d/dc/The_Old_Court_House_Ruthin_Wales.jpg/330px-The_Old_Court_House_Ruthin_Wales.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/d/dc/The_Old_Court_House_Ruthin_Wales.jpg/440px-The_Old_Court_House_Ruthin_Wales.jpg 2x" data-file-width="3072" data-file-height="2304" /></a><figcaption>The old court house at <a href="/wiki/Ruthin" title="Ruthin">Ruthin</a>, Denbighshire, built in 1401, a NatWest branch until 2017<sup id="cite_ref-55" class="reference"><a href="#cite_note-55"><span class="cite-bracket">[</span>55<span class="cite-bracket">]</span></a></sup></figcaption></figure> <p>NatWest Group operates internationally through its four principal subsidiaries: <a href="/wiki/NatWest_Holdings" title="NatWest Holdings">NatWest Holdings</a> which owns The Royal Bank of Scotland, National Westminster Bank and Ulster Bank Ireland DAC; <a href="/wiki/NatWest_Markets" title="NatWest Markets">NatWest Markets</a>; NatWest Markets N.V.; and The <a href="/wiki/Royal_Bank_of_Scotland_International" class="mw-redirect" title="Royal Bank of Scotland International">Royal Bank of Scotland International</a>. The NatWest sub-group of companies comprises National Westminster Bank and its subsidiary and associated undertakings.<sup id="cite_ref-56" class="reference"><a href="#cite_note-56"><span class="cite-bracket">[</span>56<span class="cite-bracket">]</span></a></sup> As of 2023<sup class="plainlinks noexcerpt noprint asof-tag update" style="display:none;"><a class="external text" href="https://en.wikipedia.org/w/index.php?title=NatWest&action=edit">[update]</a></sup>, the principal subsidiary undertakings of NatWest are: </p> <ul><li><a href="/wiki/Coutts" title="Coutts">Coutts</a> & Co.</li> <li>RBS Invoice Finance</li> <li><a href="/wiki/Lombard_North_Central" title="Lombard North Central">Lombard North Central</a><sup id="cite_ref-57" class="reference"><a href="#cite_note-57"><span class="cite-bracket">[</span>57<span class="cite-bracket">]</span></a></sup></li></ul> <p>Structurally, National Westminster Bank was a wholly owned subsidiary of The Royal Bank of Scotland Group until 2003, when ownership of the bank's entire issued ordinary share capital was transferred to The Royal Bank of Scotland as holding company, with RBS Group functioning as ultimate holding company. At the same time the entire issued share capital of <a href="/wiki/Lombard_North_Central" title="Lombard North Central">Lombard North Central</a> was transferred by the bank to the holding company,<sup id="cite_ref-58" class="reference"><a href="#cite_note-58"><span class="cite-bracket">[</span>58<span class="cite-bracket">]</span></a></sup> transferring back to NatWest in 2017. Ownership of National Westminster Home Loans was passed to the holding company in 2005;<sup id="cite_ref-59" class="reference"><a href="#cite_note-59"><span class="cite-bracket">[</span>59<span class="cite-bracket">]</span></a></sup> however, the mortgage portfolio and related funding were also transferred back to NatWest in 2012.<sup id="cite_ref-60" class="reference"><a href="#cite_note-60"><span class="cite-bracket">[</span>60<span class="cite-bracket">]</span></a></sup> In 2000, the bank transferred National Westminster Life Assurance to RBS Life Investments, effectively establishing the business as a joint venture between the Group and <a href="/wiki/Norwich_Union" title="Norwich Union">Norwich Union</a>.<sup id="cite_ref-61" class="reference"><a href="#cite_note-61"><span class="cite-bracket">[</span>61<span class="cite-bracket">]</span></a></sup> In 2018, ownership of both NatWest and the Royal Bank transferred to NatWest Holdings and NatWest became the main provider of shared services and Treasury activities for the RBS Group.<sup id="cite_ref-62" class="reference"><a href="#cite_note-62"><span class="cite-bracket">[</span>62<span class="cite-bracket">]</span></a></sup> On 14 February 2020, it was announced that RBS Group would be renamed NatWest Group later that year, taking the brand under which the majority of its business was delivered.<sup id="cite_ref-63" class="reference"><a href="#cite_note-63"><span class="cite-bracket">[</span>63<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-64" class="reference"><a href="#cite_note-64"><span class="cite-bracket">[</span>64<span class="cite-bracket">]</span></a></sup> The change became effective on 22 July.<sup id="cite_ref-65" class="reference"><a href="#cite_note-65"><span class="cite-bracket">[</span>65<span class="cite-bracket">]</span></a></sup> </p> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:NatWest,_Saint_H%C3%A9lyi,_J%C3%A8rri.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/c/c3/NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg/220px-NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg" decoding="async" width="220" height="144" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/c/c3/NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg/330px-NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/c3/NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg/440px-NatWest%2C_Saint_H%C3%A9lyi%2C_J%C3%A8rri.jpg 2x" data-file-width="1589" data-file-height="1040" /></a><figcaption>The NatWest branch at <a href="/wiki/St_Helier" title="St Helier">St Helier</a>, capital of <a href="/wiki/Jersey" title="Jersey">Jersey</a>, <a href="/wiki/Channel_Islands" title="Channel Islands">Channel Islands</a>, built in 1873</figcaption></figure> <p>The following have served as chairmen of National Westminster Bank: </p> <table class="wikitable" style="text-align:left"> <tbody><tr> <th>Tenure</th> <th>Incumbent </th></tr> <tr> <td>1968–1969</td> <td>Duncan Stirling<sup id="cite_ref-66" class="reference"><a href="#cite_note-66"><span class="cite-bracket">[</span>66<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1969–1971</td> <td>David Robarts<sup id="cite_ref-67" class="reference"><a href="#cite_note-67"><span class="cite-bracket">[</span>67<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1971–1977</td> <td>Sir John Prideaux<sup id="cite_ref-68" class="reference"><a href="#cite_note-68"><span class="cite-bracket">[</span>68<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1977–1983</td> <td><a href="/wiki/Robin_Leigh-Pemberton" class="mw-redirect" title="Robin Leigh-Pemberton">Robin Leigh-Pemberton</a>, later the Lord Kingsdown<sup id="cite_ref-69" class="reference"><a href="#cite_note-69"><span class="cite-bracket">[</span>69<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1983–1989</td> <td>The <a href="/wiki/Lord_Boardman" class="mw-redirect" title="Lord Boardman">Lord Boardman</a><sup id="cite_ref-70" class="reference"><a href="#cite_note-70"><span class="cite-bracket">[</span>70<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1989–1999</td> <td>The <a href="/wiki/Lord_Alexander_of_Weedon" class="mw-redirect" title="Lord Alexander of Weedon">Lord Alexander of Weedon</a><sup id="cite_ref-71" class="reference"><a href="#cite_note-71"><span class="cite-bracket">[</span>71<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td>1999–2000</td> <td>Sir David Rowland<sup id="cite_ref-72" class="reference"><a href="#cite_note-72"><span class="cite-bracket">[</span>72<span class="cite-bracket">]</span></a></sup> </td></tr></tbody></table> <p>The office is currently held <i>ex officio</i> by the chair of NatWest Group. </p> <div class="mw-heading mw-heading2"><h2 id="Services">Services</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=9" title="Edit section: Services"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:NatWest_Bank,_Camden_Town_-_geograph.org.uk_-_776577.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/f/f5/NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg/220px-NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg" decoding="async" width="220" height="293" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/f/f5/NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg/330px-NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/f/f5/NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg/440px-NatWest_Bank%2C_Camden_Town_-_geograph.org.uk_-_776577.jpg 2x" data-file-width="480" data-file-height="640" /></a><figcaption>The NatWest branch at <a href="/wiki/Camden_Town" title="Camden Town">Camden Town</a>, London, NW1</figcaption></figure> <p>NatWest provide a full range of banking and insurance services to personal, business and commercial customers, including the first dedicated bank account in Britain to be delivered and supported entirely in the <a href="/wiki/Polish_language" title="Polish language">Polish language</a>. The bank has won Your Mortgage Magazine's Best Bank for Mortgages award 13 times in the last 17 years, more than any other lender.<sup id="cite_ref-73" class="reference"><a href="#cite_note-73"><span class="cite-bracket">[</span>73<span class="cite-bracket">]</span></a></sup> </p><p>Operating under the name Esme Loans, NatWest provides a digital lending platform for SMEs also available to customers not banking with NatWest or RBS.<sup id="cite_ref-74" class="reference"><a href="#cite_note-74"><span class="cite-bracket">[</span>74<span class="cite-bracket">]</span></a></sup> Esme Loans commenced trading on 17 February 2017, after being founded out of the bank's new product development programme NatWest Innovation Cell by Richard Kerton, Veronika Lovett, and Lucy Hasson.<sup id="cite_ref-75" class="reference"><a href="#cite_note-75"><span class="cite-bracket">[</span>75<span class="cite-bracket">]</span></a></sup> </p><p>The bank operates "mobile branches" using converted vans to serve rural areas around St Austell, Swansea, Carlisle, Devon and North Wales.<sup id="cite_ref-76" class="reference"><a href="#cite_note-76"><span class="cite-bracket">[</span>76<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-77" class="reference"><a href="#cite_note-77"><span class="cite-bracket">[</span>77<span class="cite-bracket">]</span></a></sup> The service allows to customers to carry out banking transactions in remote areas where there is no branch. NatWest reintroduced the mobile service in Cornwall in 2005, after HSBC ended its own version due to costs.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (October 2020)">citation needed</span></a></i>]</sup> </p><p>In 2006, the then RBS Group undertook the first trial of <a href="/wiki/MasterCard#Mastercard_Contactless" class="mw-redirect" title="MasterCard">PayPass</a> <a href="/wiki/Contactless_payment" title="Contactless payment">contactless</a> debit and credit cards in Europe.<sup id="cite_ref-78" class="reference"><a href="#cite_note-78"><span class="cite-bracket">[</span>78<span class="cite-bracket">]</span></a></sup> In 2019, a NatWest pilot project was the first in the UK to trial debit cards containing fingerprint authentication technology developed by Dutch company, <a href="/wiki/Gemalto" title="Gemalto">Gemalto</a>.<sup id="cite_ref-79" class="reference"><a href="#cite_note-79"><span class="cite-bracket">[</span>79<span class="cite-bracket">]</span></a></sup> </p><p>The bank participates fully in the <a href="/wiki/Faster_Payments_Service" class="mw-redirect" title="Faster Payments Service">Faster Payments Service</a>, an initiative to speed up certain payments, launched in 2008.<sup id="cite_ref-80" class="reference"><a href="#cite_note-80"><span class="cite-bracket">[</span>80<span class="cite-bracket">]</span></a></sup> The bank established credit and debit card payment handling company Streamline in 1989, which was merged into <a href="/wiki/Worldpay_Group" title="Worldpay Group">Worldpay Group</a> in 2009.<sup id="cite_ref-81" class="reference"><a href="#cite_note-81"><span class="cite-bracket">[</span>81<span class="cite-bracket">]</span></a></sup> The NatWest Mobile Banking app is available to personal account holders over the age of 11 with online banking, a debit card and UK mobile telephone number (beginning 07). The Emergency Cash service gives access to cash without a debit card from NatWest, RBS and Ulster Bank cash machines.<sup id="cite_ref-82" class="reference"><a href="#cite_note-82"><span class="cite-bracket">[</span>82<span class="cite-bracket">]</span></a></sup> </p><p>NatWest is a member of the <a href="/wiki/Cheque_and_Credit_Clearing_Company" title="Cheque and Credit Clearing Company">Cheque and Credit Clearing Company</a>, <a href="/wiki/BACS" class="mw-redirect" title="BACS">Bankers' Automated Clearing Services</a>, the <a href="/wiki/CHAPS" title="CHAPS">Clearing House Automated Payment System</a> and the <a href="/wiki/LINK_(UK)" class="mw-redirect" title="LINK (UK)">LINK</a> Interchange Network. The bank is authorised by the <a href="/wiki/Prudential_Regulation_Authority_(United_Kingdom)" title="Prudential Regulation Authority (United Kingdom)">Prudential Regulation Authority</a> and regulated by both the <a href="/wiki/Financial_Conduct_Authority" title="Financial Conduct Authority">Financial Conduct Authority</a> and the Prudential Regulation Authority.<sup id="cite_ref-83" class="reference"><a href="#cite_note-83"><span class="cite-bracket">[</span>83<span class="cite-bracket">]</span></a></sup> It is a member of the Financial Ombudsman Service, the <a href="/wiki/Financial_Services_Compensation_Scheme" title="Financial Services Compensation Scheme">Financial Services Compensation Scheme</a>, <a href="/wiki/UK_Payments_Administration" title="UK Payments Administration">UK Payments Administration</a> and of the <a href="/wiki/British_Bankers%27_Association" title="British Bankers' Association">British Bankers' Association</a>; and it subscribes to the <a href="/wiki/Lending_Code" title="Lending Code">Lending Code</a>. <a href="/wiki/Mortgages" class="mw-redirect" title="Mortgages">Mortgages</a>, available in England, Scotland and Wales only, are provided by National Westminster Home Loans, a member of the <a href="/wiki/Council_of_Mortgage_Lenders" title="Council of Mortgage Lenders">Council of Mortgage Lenders</a>,<sup id="cite_ref-84" class="reference"><a href="#cite_note-84"><span class="cite-bracket">[</span>84<span class="cite-bracket">]</span></a></sup> </p><p>The <a href="/wiki/The_One_account" title="The One account">NatWest One</a> account is a secured personal account with the Royal Bank of Scotland. </p><p>NatWest Insurance Services acts as intermediary and broker for general insurance, policies are underwritten by UK Insurance Limited. Life Protector and Guaranteed Bond products are provided by National Westminster Life Assurance.<sup id="cite_ref-85" class="reference"><a href="#cite_note-85"><span class="cite-bracket">[</span>85<span class="cite-bracket">]</span></a></sup> </p><p>The Royal Bank of Scotland International trades as NatWest International in <a href="/wiki/Jersey" title="Jersey">Jersey</a>, <a href="/wiki/Guernsey" title="Guernsey">Guernsey</a>, the <a href="/wiki/Isle_of_Man" title="Isle of Man">Isle of Man</a> and <a href="/wiki/Gibraltar" title="Gibraltar">Gibraltar</a>. In 2010, RBS Intermediary Partners was renamed NatWest Intermediary Solutions.<sup id="cite_ref-86" class="reference"><a href="#cite_note-86"><span class="cite-bracket">[</span>86<span class="cite-bracket">]</span></a></sup> </p><p>National Westminster Bank use the following series of six digit <a href="/wiki/List_of_Sort_Codes_of_the_United_Kingdom" class="mw-redirect" title="List of Sort Codes of the United Kingdom">sorting codes</a> formatted into three pairs separated by hyphens: </p> <table class="wikitable" style="text-align:left"> <tbody><tr> <th>Range</th> <th>Note </th></tr> <tr> <td>01</td> <td>Former <a href="/wiki/District_Bank" title="District Bank">District Bank</a> </td></tr> <tr> <td>50-00 to 59–99</td> <td>Former <a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a> </td></tr> <tr> <td><i>55–91</i></td> <td><i>In use by <a href="/wiki/Isle_of_Man_Bank" title="Isle of Man Bank">Isle of Man Bank</a></i> </td></tr> <tr> <td>60-00 to 66–99</td> <td>Former <a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a> </td></tr> <tr> <td>18</td> <td>For use of <a href="/wiki/Coutts_%26_Co." class="mw-redirect" title="Coutts & Co.">Coutts & Co.</a> </td></tr> <tr> <td>98</td> <td>For use of <a href="/wiki/Ulster_Bank" title="Ulster Bank">Ulster Bank</a> </td></tr></tbody></table> <p><a href="/wiki/International_Bank_Account_Number" title="International Bank Account Number">International Bank Account Numbers</a> take the form <b>GBxx NWBK ssss ssaa aaaa aa</b>, where <i>x</i> refers to two <a href="/wiki/Check_digit" title="Check digit">check digits</a>, <i>s</i> to the branch sort code and <i>a</i> to the individual account number. The <a href="/wiki/Bank_Identifier_Code" class="mw-redirect" title="Bank Identifier Code">Bank Identifier Code</a>, or <a href="/wiki/Society_for_Worldwide_Interbank_Financial_Telecommunication" class="mw-redirect" title="Society for Worldwide Interbank Financial Telecommunication">SWIFT</a> code, for NatWest (and <a href="/wiki/Isle_of_Man" title="Isle of Man">Isle of Man</a> Bank) is NWBKGB2L (8 digits) or NWBKGB2Lxxx (11 digits). </p><p><a href="/wiki/B%C3%B3_(bank)" title="Bó (bank)">Bó</a>, a standalone digital banking app with the aim of helping people save more money was launched in November 2019<sup id="cite_ref-87" class="reference"><a href="#cite_note-87"><span class="cite-bracket">[</span>87<span class="cite-bracket">]</span></a></sup> and discontinued in May 2020.<sup id="cite_ref-88" class="reference"><a href="#cite_note-88"><span class="cite-bracket">[</span>88<span class="cite-bracket">]</span></a></sup> </p><p>Mettle is an e-money business account provided by Prepay Solutions, a trading name of Prepay Technologies Ltd. </p><p>NatWest also entered the merchant acquiring market by introducing Tyl in 2019.<sup id="cite_ref-89" class="reference"><a href="#cite_note-89"><span class="cite-bracket">[</span>89<span class="cite-bracket">]</span></a></sup> The proposition includes next business day settlement for card transactions. </p> <div class="mw-heading mw-heading2"><h2 id="Controversy">Controversy</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=10" title="Edit section: Controversy"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading3"><h3 id="Litigation">Litigation</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=11" title="Edit section: Litigation"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The so-called <a href="/wiki/NatWest_Three" title="NatWest Three">NatWest Three</a>—Giles Darby, David Bermingham and Gary Mulgrew—were extradited to the United States in 2006 on charges relating to a transaction with <a href="/wiki/Enron_Corporation" class="mw-redirect" title="Enron Corporation">Enron Corporation</a> in 2000 while they were working for Greenwich NatWest.<sup id="cite_ref-90" class="reference"><a href="#cite_note-90"><span class="cite-bracket">[</span>90<span class="cite-bracket">]</span></a></sup> It has been argued that the alleged crime was committed by British citizens living in the UK against a British company based in London<sup id="cite_ref-91" class="reference"><a href="#cite_note-91"><span class="cite-bracket">[</span>91<span class="cite-bracket">]</span></a></sup> and therefore, any resulting criminal case falls under the jurisdiction of the English courts.<sup id="cite_ref-92" class="reference"><a href="#cite_note-92"><span class="cite-bracket">[</span>92<span class="cite-bracket">]</span></a></sup> However, the <a href="/wiki/Serious_Fraud_Office_(United_Kingdom)" title="Serious Fraud Office (United Kingdom)">Serious Fraud Office</a> decided not to prosecute due to lack of evidence.<sup id="cite_ref-93" class="reference"><a href="#cite_note-93"><span class="cite-bracket">[</span>93<span class="cite-bracket">]</span></a></sup> There has been criticism that the Americans do not have to produce a prima facie case, or even a reasonable one, to extradite British citizens,<sup id="cite_ref-94" class="reference"><a href="#cite_note-94"><span class="cite-bracket">[</span>94<span class="cite-bracket">]</span></a></sup> whereas no such facility exists to extradite US citizens to the UK.<sup id="cite_ref-95" class="reference"><a href="#cite_note-95"><span class="cite-bracket">[</span>95<span class="cite-bracket">]</span></a></sup> On 28 November 2007 the three admitted one charge of <a href="/wiki/Wire_fraud" class="mw-redirect" title="Wire fraud">wire fraud</a> after a <a href="/wiki/Plea_bargain" title="Plea bargain">plea bargain</a>.<sup id="cite_ref-96" class="reference"><a href="#cite_note-96"><span class="cite-bracket">[</span>96<span class="cite-bracket">]</span></a></sup> On 22 February 2008 they were each sentenced to 37 months in prison.<sup id="cite_ref-97" class="reference"><a href="#cite_note-97"><span class="cite-bracket">[</span>97<span class="cite-bracket">]</span></a></sup> </p><p>Following discussions between the <a href="/wiki/Office_of_Fair_Trading" title="Office of Fair Trading">Office of Fair Trading</a>, the <a href="/wiki/Financial_Ombudsman_Service" title="Financial Ombudsman Service">Financial Ombudsman Service</a>, the <a href="/wiki/Financial_Services_Authority" title="Financial Services Authority">Financial Services Authority</a> and the major banks, proceedings were issued on 27 July 2007 in a <a href="/wiki/Test_case" title="Test case">test case</a> against the banks to determine the legality and enforceability of certain charges relating to unauthorised overdrafts. It is argued that these are contrary to the <a href="/wiki/Unfair_Terms_in_Consumer_Contracts_Regulations_1999" title="Unfair Terms in Consumer Contracts Regulations 1999">Unfair Terms in Consumer Contracts Regulations 1999</a>; Schedule 2(e) of which gives a non-exhaustive list of terms which may be regarded as unfair, such as a term requiring a consumer who fails in his obligation to pay a disproportionately high sum in compensation.<sup id="cite_ref-98" class="reference"><a href="#cite_note-98"><span class="cite-bracket">[</span>98<span class="cite-bracket">]</span></a></sup> Penalty charges are irrecoverable at <a href="/wiki/Common_law" title="Common law">common law</a>. The precedent for this was <i><a href="/wiki/Dunlop_Rubber" title="Dunlop Rubber">Dunlop Pneumatic Tyre Co. Ltd.</a> v New Garage and Motor Co. Ltd.</i> [1915] AC 79 along with <i>Murray v Leisure Play</i> [2005] EWCA Civ 963, where it was held that a contractual party can only recover damages for an actual loss or liquidated losses.<sup id="cite_ref-99" class="reference"><a href="#cite_note-99"><span class="cite-bracket">[</span>99<span class="cite-bracket">]</span></a></sup> The RBS Group maintained that its charges were fair and enforceable and stated it intended to defend its position vigorously.<sup id="cite_ref-100" class="reference"><a href="#cite_note-100"><span class="cite-bracket">[</span>100<span class="cite-bracket">]</span></a></sup> On 24 April 2008, the <a href="/wiki/High_Court_of_Justice" title="High Court of Justice">High Court</a> found that although these charges could not constitute penalties, they are challengeable under the <a href="/wiki/Unfair_Contract_Terms_Act_1977" title="Unfair Contract Terms Act 1977">Unfair Contract Terms Act 1977</a> and the Unfair Terms in Consumer Contracts Regulations 1999.<sup id="cite_ref-101" class="reference"><a href="#cite_note-101"><span class="cite-bracket">[</span>101<span class="cite-bracket">]</span></a></sup> On 26 February 2009, the <a href="/wiki/Court_of_Appeal_of_England_and_Wales" class="mw-redirect" title="Court of Appeal of England and Wales">Court of Appeal</a> ruled that fees for unauthorised overdrafts and bounced cheques are subject to regulation by the OFT under these rules.<sup id="cite_ref-102" class="reference"><a href="#cite_note-102"><span class="cite-bracket">[</span>102<span class="cite-bracket">]</span></a></sup> </p><p>In September 2009, NatWest announced dramatic cuts in their overdraft fees. The unpaid item fee was reduced to £5 from £38 and the card misuse fee was reduced from £35 to £15.<sup id="cite_ref-103" class="reference"><a href="#cite_note-103"><span class="cite-bracket">[</span>103<span class="cite-bracket">]</span></a></sup> The cuts came at a time when the row over the legality of unauthorised borrowing, estimated to earn current account providers about £2.6 billion a year, had reached the <a href="/wiki/House_of_Lords" title="House of Lords">House of Lords</a>.<sup id="cite_ref-104" class="reference"><a href="#cite_note-104"><span class="cite-bracket">[</span>104<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Computer_failures">Computer failures</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=12" title="Edit section: Computer failures"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236090951"><div role="note" class="hatnote navigation-not-searchable">Main article: <a href="/wiki/2012_RBS_computer_system_problems" class="mw-redirect" title="2012 RBS computer system problems">2012 RBS computer system problems</a></div> <p>In late June 2012, the group suffered a major computer malfunction,<sup id="cite_ref-105" class="reference"><a href="#cite_note-105"><span class="cite-bracket">[</span>105<span class="cite-bracket">]</span></a></sup> resulting in some customers' account balances not updating correctly.<sup id="cite_ref-106" class="reference"><a href="#cite_note-106"><span class="cite-bracket">[</span>106<span class="cite-bracket">]</span></a></sup> Completions of some new home purchases were delayed,<sup id="cite_ref-107" class="reference"><a href="#cite_note-107"><span class="cite-bracket">[</span>107<span class="cite-bracket">]</span></a></sup> customers were stranded abroad, and one man was held in prison.<sup id="cite_ref-108" class="reference"><a href="#cite_note-108"><span class="cite-bracket">[</span>108<span class="cite-bracket">]</span></a></sup> As a result of the error, RBS and NatWest announced that over 1,200 of their busiest branches would extend their hours throughout the week, including the bank's first Sunday opening, to enable the customers affected to access cash.<sup id="cite_ref-telegraph-glitch_109-0" class="reference"><a href="#cite_note-telegraph-glitch-109"><span class="cite-bracket">[</span>109<span class="cite-bracket">]</span></a></sup> On 25 June, over 1,000 branches opened for extended hours,<sup id="cite_ref-telegraph-glitch_109-1" class="reference"><a href="#cite_note-telegraph-glitch-109"><span class="cite-bracket">[</span>109<span class="cite-bracket">]</span></a></sup> and the number of phone staff was doubled.<sup id="cite_ref-guardian-natwest-glitch-fixed_110-0" class="reference"><a href="#cite_note-guardian-natwest-glitch-fixed-110"><span class="cite-bracket">[</span>110<span class="cite-bracket">]</span></a></sup> </p><p>Some customers also reported problems with direct debits and standing orders being returned unpaid due to their account balances not updating correctly. However, RBS stated in an announcement that they would work directly with the receiving banks and companies to ensure that all payments were processed. As a result of the system outage, RBS also announced that they would work with credit rating agencies directly to ensure no customer's credit file was permanently impacted. They also announced that no customer would be permanently out of pocket because of the system outage, and launched a dedicated new freephone helpline for the incident, as well as an online help point to guide and advise customers with any queries they had during the outage.<sup id="cite_ref-111" class="reference"><a href="#cite_note-111"><span class="cite-bracket">[</span>111<span class="cite-bracket">]</span></a></sup> </p><p>In December 2013, a similar computer failure led to a number of customers being unable to use NatWest card services to pay for goods. This second major outage of services fell on what is known as <a href="/wiki/Cyber_Monday" title="Cyber Monday">Cyber Monday</a>, when major retailers discount goods to boost Christmas shopping. The Group chief executive at the time conceded that the bank would have "to do better".<sup id="cite_ref-112" class="reference"><a href="#cite_note-112"><span class="cite-bracket">[</span>112<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id=""Global_laundromat""><span id=".22Global_laundromat.22"></span>"Global laundromat"</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=13" title="Edit section: "Global laundromat""><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>On 20 March 2017, the British paper <i><a href="/wiki/The_Guardian" title="The Guardian">The Guardian</a></i> reported that hundreds of banks had helped launder <a href="/wiki/KGB" title="KGB">KGB</a>-related funds out of Russia, as uncovered by an investigation named <a href="/wiki/Russian_Laundromat" title="Russian Laundromat">Global Laundromat</a>. NatWest was listed among the 17 banks in the UK that were "facing questions over what they knew about the international scheme and why they did not turn away suspicious money transfers," as the bank processed $1.1 million in Laundromat cash. Other banks facing scrutiny under the investigation included <a href="/wiki/HSBC" title="HSBC">HSBC</a>, the <a href="/wiki/Royal_Bank_of_Scotland" title="Royal Bank of Scotland">Royal Bank of Scotland</a>, <a href="/wiki/Lloyds_Bank" title="Lloyds Bank">Lloyds Bank</a>, <a href="/wiki/Barclays" title="Barclays">Barclays</a> and <a href="/wiki/Coutts" title="Coutts">Coutts</a>.<sup id="cite_ref-113" class="reference"><a href="#cite_note-113"><span class="cite-bracket">[</span>113<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Money_laundering_conviction">Money laundering conviction</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=14" title="Edit section: Money laundering conviction"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In December 2021, the bank was convicted at <a href="/wiki/Westminster_Magistrates%27_Court" title="Westminster Magistrates' Court">Westminster Magistrates' Court</a> of three counts of failing to comply with anti–money laundering regulations, marking the first time that the <a href="/wiki/Financial_Conduct_Authority" title="Financial Conduct Authority">Financial Conduct Authority</a> had pursued criminal charges against a financial institution for failings in combating money laundering. NatWest pled guilty to the three counts, which concerned a jewelers, Fowler Oldfield, depositing £365 million between 2012 and 2016 of which £264 million was in cash, despite predicted annual turnover of £15 million. FCA lawyers stated that large volumes of cash were deposited in black <a href="/wiki/Bin_bag" title="Bin bag">bin bags</a>, and that the quantity of notes failed to fit within the branch vaults.<sup id="cite_ref-114" class="reference"><a href="#cite_note-114"><span class="cite-bracket">[</span>114<span class="cite-bracket">]</span></a></sup> </p><p>In a statement, a spokesman for the Financial Conduct Authority said "'NatWest is responsible for a catalogue of failures in the way it monitored and scrutinised transactions that were self-evidently suspicious. Combined with serious systems failures, like the treatment of cash deposits as cheques, these failures created an open door for money laundering."<sup id="cite_ref-115" class="reference"><a href="#cite_note-115"><span class="cite-bracket">[</span>115<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Sponsorship">Sponsorship</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=15" title="Edit section: Sponsorship"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The name <i>NatWest</i> has been associated with <a href="/wiki/Cricket" title="Cricket">cricket</a> tournaments held in England. From 1981 until 2000, the bank was the title sponsor of English domestic cricket's main <a href="/wiki/Limited_overs_cricket" title="Limited overs cricket">limited overs</a> knockout tournament, which was known as the <a href="/wiki/Friends_Provident_Trophy" title="Friends Provident Trophy">NatWest Trophy</a> during that period. Between 2000 and 2013, the <a href="/wiki/NatWest_Series" title="NatWest Series">NatWest Series</a> was an annual <a href="/wiki/One_Day_International" title="One Day International">one-day international</a> tournament involving <a href="/wiki/England_cricket_team" title="England cricket team">England</a> and two visiting international teams. NatWest was also a main sponsor of the <a href="/wiki/1999_Cricket_World_Cup" title="1999 Cricket World Cup">1999 Cricket World Cup</a>, held in England. Since May 2017, it has been the shirt sponsor for the England men's and women's cricket teams.<sup id="cite_ref-116" class="reference"><a href="#cite_note-116"><span class="cite-bracket">[</span>116<span class="cite-bracket">]</span></a></sup> The bank also sponsored <a href="/wiki/Pakistani_cricket_team_in_England_in_2018#Test_series" title="Pakistani cricket team in England in 2018">England's Test series against Pakistan in 2018</a>. </p><p>NatWest is sponsor of the Southern Paintball League, the leading competitive paintball series in the south of England. </p><p>NatWest was the main sponsor of the <a href="/wiki/Island_Games" title="Island Games">Island Games</a> (known at the time as the NatWest Island Games) from 1999 through to 2019. </p><p><i>NatWest CommunityForce</i> is "a platform that empowers local projects and charities to raise awareness of their work and make their plans a reality with the support of NatWest and their local community."<sup id="cite_ref-117" class="reference"><a href="#cite_note-117"><span class="cite-bracket">[</span>117<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=16" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1259569809">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output 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(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/national-westminster-bank-plc.html">"National Westminster Bank plc | NatWest Group Heritage Hub"</a>. <i>www.natwestgroup.com</i><span class="reference-accessdate">. Retrieved <span class="nowrap">17 November</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.natwestgroup.com&rft.atitle=National+Westminster+Bank+plc+%7C+NatWest+Group+Heritage+Hub&rft_id=https%3A%2F%2Fwww.natwestgroup.com%2Fheritage%2Fcompanies%2Fnational-westminster-bank-plc.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://investors.natwestgroup.com/~/media/Files/R/RBS-IR-V2/results-center/14feb2020/natwest-bank-plc-annual-report.pdf">"National Westminster Bank Plc Annual Report and Accounts 2019"</a> <span class="cs1-format">(PDF)</span>. <i>NatWest</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20220130215748/https://investors.natwestgroup.com/~/media/Files/R/RBS-IR-V2/results-center/14feb2020/natwest-bank-plc-annual-report.pdf">Archived</a> <span class="cs1-format">(PDF)</span> from the original on 30 January 2022<span class="reference-accessdate">. Retrieved <span class="nowrap">22 January</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=NatWest&rft.atitle=National+Westminster+Bank+Plc+Annual+Report+and+Accounts+2019&rft_id=https%3A%2F%2Finvestors.natwestgroup.com%2F~%2Fmedia%2FFiles%2FR%2FRBS-IR-V2%2Fresults-center%2F14feb2020%2Fnatwest-bank-plc-annual-report.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><b><a href="#cite_ref-3">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20210916043541/https://www.reuters.com/world/uk/uk-government-launches-share-sale-plan-natwest-2021-07-22/">"Britain unveils plan to return NatWest to majority private control"</a>. <i>Reuters</i>. 22 July 2021. Archived from <a rel="nofollow" class="external text" href="https://www.reuters.com/world/uk/uk-government-launches-share-sale-plan-natwest-2021-07-22/">the original</a> on 16 September 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">16 September</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Reuters&rft.atitle=Britain+unveils+plan+to+return+NatWest+to+majority+private+control&rft.date=2021-07-22&rft_id=https%3A%2F%2Fwww.reuters.com%2Fworld%2Fuk%2Fuk-government-launches-share-sale-plan-natwest-2021-07-22%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-:1-4"><span class="mw-cite-backlink">^ <a href="#cite_ref-:1_4-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:1_4-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-:1_4-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFStrydom2024" class="citation web cs1">Strydom, Martin (11 November 2024). <a rel="nofollow" class="external text" href="https://www.thetimes.com/business-money/companies/article/natwest-buys-back-1bn-of-shares-from-treasury-t6mmcxz6b">"NatWest buys back £1bn of shares from Treasury"</a>. <i>www.thetimes.com</i><span class="reference-accessdate">. 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Archived from <a rel="nofollow" class="external text" href="https://www.reuters.com/article/britain-banks-idUSL5E7K111Q20110901">the original</a> on 15 April 2014.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=UK+banks+prepare+for+inevitable+shake-up&rft.aulast=Kar-Gupta&rft.aufirst=Sudip&rft_id=https%3A%2F%2Fwww.reuters.com%2Farticle%2Fbritain-banks-idUSL5E7K111Q20110901&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-6"><span class="mw-cite-backlink"><b><a href="#cite_ref-6">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFKar-Gupta2011" class="citation news cs1">Kar-Gupta, Sudip (10 April 2011). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20150924152317/http://www.reuters.com/article/2011/04/10/britain-banks-alexander-idUSWLA767320110410">"UK to prioritise taxpayers as bank shake-up looms"</a>. <i>Reuters</i>. Archived from <a rel="nofollow" class="external text" href="https://www.reuters.com/article/britain-banks-alexander-idUSWLA767320110410">the original</a> on 24 September 2015<span class="reference-accessdate">. Retrieved <span class="nowrap">14 April</span> 2014</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Reuters&rft.atitle=UK+to+prioritise+taxpayers+as+bank+shake-up+looms&rft.date=2011-04-10&rft.aulast=Kar-Gupta&rft.aufirst=Sudip&rft_id=https%3A%2F%2Fwww.reuters.com%2Farticle%2Fbritain-banks-alexander-idUSWLA767320110410&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-7"><span class="mw-cite-backlink"><b><a href="#cite_ref-7">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-39368740">"RBS and NatWest to shed 158 branches and more than 400 jobs"</a>. <i>BBC News</i>. 23 March 2017. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170324120121/http://www.bbc.co.uk/news/business-39368740">Archived</a> from the original on 24 March 2017<span class="reference-accessdate">. Retrieved <span class="nowrap">23 March</span> 2017</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+and+NatWest+to+shed+158+branches+and+more+than+400+jobs&rft.date=2017-03-23&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-39368740&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-8"><span class="mw-cite-backlink"><b><a href="#cite_ref-8">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/smith-and-co-nottingham.html">Samuel Smith & Co (Nottingham)</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200809170609/https://www.natwestgroup.com/heritage/companies/smith-and-co-nottingham.html">Archived</a> 9 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-9"><span class="mw-cite-backlink"><b><a href="#cite_ref-9">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/national-provincial-bank-ltd.html">National Provincial Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200806063601/https://www.natwestgroup.com/heritage/companies/national-provincial-bank-ltd.html">Archived</a> 6 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-10"><span class="mw-cite-backlink"><b><a href="#cite_ref-10">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/district-bank-ltd.html">District Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200813141003/https://www.natwestgroup.com/heritage/companies/district-bank-ltd.html">Archived</a> 13 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><b><a href="#cite_ref-11">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/westminster-bank-ltd.html">Westminster Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200809165228/https://www.natwestgroup.com/heritage/companies/westminster-bank-ltd.html">Archived</a> 9 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><b><a href="#cite_ref-12">^</a></b></span> <span class="reference-text">National Westminster Bank Act 1969 and National Westminster Bank Act 1969 (Appointed Day) Order 1969; registered in England and Wales under the <a href="/wiki/Companies_Act_1985" title="Companies Act 1985">Companies Act 1985</a>, No. 929027</span> </li> <li id="cite_note-13"><span class="mw-cite-backlink"><b><a href="#cite_ref-13">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFSteven2016" class="citation news cs1">Steven, Rachael (4 October 2016). <a rel="nofollow" class="external text" href="https://www.creativereview.co.uk/old-meets-new-natwest-rebrand/">"Old meets new in NatWest rebrand"</a>. <i>Creative Review</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20161005192749/https://www.creativereview.co.uk/old-meets-new-natwest-rebrand/">Archived</a> from the original on 5 October 2016<span class="reference-accessdate">. Retrieved <span class="nowrap">7 October</span> 2016</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Creative+Review&rft.atitle=Old+meets+new+in+NatWest+rebrand&rft.date=2016-10-04&rft.aulast=Steven&rft.aufirst=Rachael&rft_id=https%3A%2F%2Fwww.creativereview.co.uk%2Fold-meets-new-natwest-rebrand%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-14"><span class="mw-cite-backlink"><b><a href="#cite_ref-14">^</a></b></span> <span class="reference-text">Mosley, Charles (ed.) <i>Burke's Peerage, Baronetage and Knightage</i> (107th ed.) vol.1 (p.1233) Burke's Peerage and Gentry, Wilmington, 2003</span> </li> <li id="cite_note-15"><span class="mw-cite-backlink"><b><a href="#cite_ref-15">^</a></b></span> <span class="reference-text">Hast, Adele (ed.) <a rel="nofollow" class="external text" href="http://www.fundinguniverse.com/company-histories/NATIONAL-WESTMINSTER-BANK-PLC-Company-History.html">Company History: National Westminster Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20071201223703/http://www.fundinguniverse.com/company-histories/NATIONAL-WESTMINSTER-BANK-PLC-Company-History.html">Archived</a> 1 December 2007 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>International Directory of Company Histories</i> (vol.2) St. James Press, Chicago, 1988</span> </li> <li id="cite_note-16"><span class="mw-cite-backlink"><b><a href="#cite_ref-16">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.apacs.org.uk/payment_options/documents/Plastic%20Cards%20_%20History%20of%20Plastic%20Cards%20in%20the%20UK%20v1.pdf">History of Plastic Cards</a> The Association for Payment Clearing Services, 9 January 2006 <a rel="nofollow" class="external text" href="https://web.archive.org/web/20071008191503/http://www.apacs.org.uk/payment_options/documents/Plastic%20Cards%20_%20History%20of%20Plastic%20Cards%20in%20the%20UK%20v1.pdf">Archived</a> 8 October 2007 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a></span> </li> <li id="cite_note-17"><span class="mw-cite-backlink"><b><a href="#cite_ref-17">^</a></b></span> <span class="reference-text">Srivastava, Lara and Mansell, Robin <a rel="nofollow" class="external text" href="http://www.sussex.ac.uk/Units/spru/publications/imprint/sewps/sewp23/sewp23.pdf">Electronic Cash and the Innovation Process: A User Paradigm</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20080228231524/http://www.sussex.ac.uk/Units/spru/publications/imprint/sewps/sewp23/sewp23.pdf">Archived</a> 28 February 2008 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> Electronic Working Papers Series, no.23 (p.5) University of Sussex, Science Policy Research Unit, March 1998</span> </li> <li id="cite_note-18"><span class="mw-cite-backlink"><b><a href="#cite_ref-18">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/national-westminster-bank-plc.html">National Westminster Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200811094016/https://www.natwestgroup.com/heritage/companies/national-westminster-bank-plc.html">Archived</a> 11 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-19"><span class="mw-cite-backlink"><b><a href="#cite_ref-19">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/companies/international-westminster-bank-ltd.html">International Westminster Bank</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200815043953/https://www.natwestgroup.com/heritage/companies/international-westminster-bank-ltd.html">Archived</a> 15 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 19 August 2020)</span> </li> <li id="cite_note-20"><span class="mw-cite-backlink"><b><a href="#cite_ref-20">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/business/the_company_file/134783.stm">"Famous tower sold for top price"</a>. <i>BBC News</i>. 17 July 1998.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=Famous+tower+sold+for+top+price&rft.date=1998-07-17&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fbusiness%2Fthe_company_file%2F134783.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-21"><span class="mw-cite-backlink"><b><a href="#cite_ref-21">^</a></b></span> <span class="reference-text">Goodway, Nick <a rel="nofollow" class="external text" href="https://www.standard.co.uk/business/markets/outdated-and-second-best-its-time-for-the-fall-of-tower-42-6459424.html">Outdated and second best, its time for the fall of Tower 42</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20180212005159/https://www.standard.co.uk/business/markets/outdated-and-second-best-its-time-for-the-fall-of-tower-42-6459424.html">Archived</a> 12 February 2018 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>, <i><a href="/wiki/Evening_Standard" title="Evening Standard">Evening Standard</a></i>, 15 April 2010</span> </li> <li id="cite_note-22"><span class="mw-cite-backlink"><b><a href="#cite_ref-22">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20140222161407/http://www.uwe.port.ac.uk/commercial_new/structures/section15.htm">"An Introduction to Building Structures"</a>. <i>University of the West of England</i>. Archived from <a rel="nofollow" class="external text" href="http://www.uwe.port.ac.uk/commercial_new/structures/section15.htm">the original</a> on 22 February 2014<span class="reference-accessdate">. Retrieved <span class="nowrap">3 February</span> 2014</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=University+of+the+West+of+England&rft.atitle=An+Introduction+to+Building+Structures&rft_id=http%3A%2F%2Fwww.uwe.port.ac.uk%2Fcommercial_new%2Fstructures%2Fsection15.htm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-23"><span class="mw-cite-backlink"><b><a href="#cite_ref-23">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFPain2007" class="citation news cs1">Pain, Steve (17 January 2007). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20080219171035/http://icbirmingham.icnetwork.co.uk/birminghampost/business/tm_headline%3Dbritish-land-snaps-up-natwest-building%26method%3Dfull%26objectid%3D18489734%26siteid%3D50002-name_page.html">"British Land snaps up NatWest building"</a>. <i>The Birmingham Post</i>. Archived from <a rel="nofollow" class="external text" href="http://icbirmingham.icnetwork.co.uk/birminghampost/business/tm_headline=british-land-snaps-up-natwest-building%26method=full%26objectid=18489734%26siteid=50002-name_page.html">the original</a> on 19 February 2008.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Birmingham+Post&rft.atitle=British+Land+snaps+up+NatWest+building&rft.date=2007-01-17&rft.aulast=Pain&rft.aufirst=Steve&rft_id=http%3A%2F%2Ficbirmingham.icnetwork.co.uk%2Fbirminghampost%2Fbusiness%2Ftm_headline%3Dbritish-land-snaps-up-natwest-building%2526method%3Dfull%2526objectid%3D18489734%2526siteid%3D50002-name_page.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-24"><span class="mw-cite-backlink"><b><a href="#cite_ref-24">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://news.bbc.co.uk/2/hi/business/619438.stm">"BUSINESS | NatWest: A history"</a>. <i>BBC News</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20190923085646/http://news.bbc.co.uk/2/hi/business/619438.stm">Archived</a> from the original on 23 September 2019<span class="reference-accessdate">. Retrieved <span class="nowrap">5 February</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=BUSINESS+%7C+NatWest%3A+A+history&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F2%2Fhi%2Fbusiness%2F619438.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-25"><span class="mw-cite-backlink"><b><a href="#cite_ref-25">^</a></b></span> <span class="reference-text">Stanley, Christopher <a rel="nofollow" class="external text" href="https://books.google.com/books?id=wojJC3wjUQ4C">Cultural Contradictions in the Legitimation of Market Practice: Paradox in the Regulation of the City</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20230425183724/https://books.google.com/books?id=wojJC3wjUQ4C">Archived</a> 25 April 2023 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> in Budd, Leslie and Whimster, Sam (eds.) <i>Global Finance and Urban Living: A Study of Metropolitan Change</i> (pp.158–160) Routledge, London, 1992</span> </li> <li id="cite_note-26"><span class="mw-cite-backlink"><b><a href="#cite_ref-26">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="http://www.thefreelibrary.com/NatWest+in+pounds+52m+sell-off.-a060790520">"NatWest in pounds 52m sell-off"</a>. Birmingham Post & Mail Ltd. 10 February 1998. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20141006093832/http://www.thefreelibrary.com/NatWest+in+pounds+52m+sell-off.-a060790520">Archived</a> from the original on 6 October 2014<span class="reference-accessdate">. Retrieved <span class="nowrap">4 October</span> 2014</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=NatWest+in+pounds+52m+sell-off&rft.pub=Birmingham+Post+%26+Mail+Ltd&rft.date=1998-02-10&rft_id=http%3A%2F%2Fwww.thefreelibrary.com%2FNatWest%2Bin%2Bpounds%2B52m%2Bsell-off.-a060790520&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-27"><span class="mw-cite-backlink"><b><a href="#cite_ref-27">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/worldservice/business/story_ban250200.shtml">National Westminster Bank loses fight for independence</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20050307181258/http://www.bbc.co.uk/worldservice/business/story_ban250200.shtml">Archived</a> 7 March 2005 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> BBC World Service, broadcast 25 February 2000</span> </li> <li id="cite_note-28"><span class="mw-cite-backlink"><b><a href="#cite_ref-28">^</a></b></span> <span class="reference-text">De Baróid, Ciarán <i>Ballymurphy and the Irish War</i> (p.325) Pluto Press, London, 2000</span> </li> <li id="cite_note-29"><span class="mw-cite-backlink"><b><a href="#cite_ref-29">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFWolfe2001" class="citation web cs1">Wolfe, Eric (October 2001). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20081030193739/http://www.erisk.com/Learning/CaseStudies/NatWestCaseStudy.pdf">"Case Study: NatWest Markets"</a> <span class="cs1-format">(PDF)</span>. <i>BancWare ERisk</i>. Archived from <a rel="nofollow" class="external text" href="http://www.erisk.com/Learning/CaseStudies/NatWestCaseStudy.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 30 October 2008.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=BancWare+ERisk&rft.atitle=Case+Study%3A+NatWest+Markets&rft.date=2001-10&rft.aulast=Wolfe&rft.aufirst=Eric&rft_id=http%3A%2F%2Fwww.erisk.com%2FLearning%2FCaseStudies%2FNatWestCaseStudy.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-30"><span class="mw-cite-backlink"><b><a href="#cite_ref-30">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.fsa.gov.uk/pubs/additional/sfa008-00.pdf">SFA Disciplines NatWest and Two Individuals</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20080228231525/http://www.fsa.gov.uk/pubs/additional/sfa008-00.pdf">Archived</a> 28 February 2008 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> Financial Services Authority, 18 May 2000</span> </li> <li id="cite_note-31"><span class="mw-cite-backlink"><b><a href="#cite_ref-31">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.prnewswire.co.uk/cgi/news/release?id=23686">Natwest Group Announces £1,011m Profit for 1997</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20110608081023/http://www.prnewswire.co.uk/cgi/news/release?id=23686">Archived</a> 8 June 2011 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> PR Newswire Europe, 1998</span> </li> <li id="cite_note-32"><span class="mw-cite-backlink"><b><a href="#cite_ref-32">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.ealingcivicsociety.org/downloads/Listed%20buildings.pdf">Statutory and locally listed buildings in the London Borough of Ealing</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160304032742/http://www.ealingcivicsociety.org/downloads/Listed%20buildings.pdf">Archived</a> 4 March 2016 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> Ealing Civic Society. Retrieved 5 January 2015</span> </li> <li id="cite_note-33"><span class="mw-cite-backlink"><b><a href="#cite_ref-33">^</a></b></span> <span class="reference-text">Buckingham, Lisa et al. <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/1999/sep/03/20">NatWest pounces on L&G with £11bn takeover bid</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510202959/https://www.theguardian.com/business/1999/sep/03/20">Archived</a> 10 May 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 3 September 1999</span> </li> <li id="cite_note-34"><span class="mw-cite-backlink"><b><a href="#cite_ref-34">^</a></b></span> <span class="reference-text">Treanor, Jill and Buckingham, Lisa <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/1999/sep/07/7">NatWest forced to defend merger</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510203140/https://www.theguardian.com/business/1999/sep/07/7">Archived</a> 10 May 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 7 September 1999</span> </li> <li id="cite_note-35"><span class="mw-cite-backlink"><b><a href="#cite_ref-35">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20040628190124/http://news.bbc.co.uk/1/hi/business/1679718.stm">"Profile: Derek Wanless"</a>. <i>BBC News</i>. 25 February 2004. Archived from <a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/business/1679718.stm">the original</a> on 28 June 2004<span class="reference-accessdate">. Retrieved <span class="nowrap">24 January</span> 2014</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=Profile%3A+Derek+Wanless&rft.date=2004-02-25&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fbusiness%2F1679718.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-36"><span class="mw-cite-backlink"><b><a href="#cite_ref-36">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.theguardian.com/business/1999/sep/24/4">NatWest rejects takeover bid</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510202505/https://www.theguardian.com/business/1999/sep/24/4">Archived</a> 10 May 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 24 September 1999</span> </li> <li id="cite_note-37"><span class="mw-cite-backlink"><b><a href="#cite_ref-37">^</a></b></span> <span class="reference-text">Farrelly, Paul <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/1999/nov/28/observerbusiness.royalbankofscotlandgroup">RBS issues ultimatum in £27bn bid for NatWest</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170926041321/https://www.theguardian.com/business/1999/nov/28/observerbusiness.royalbankofscotlandgroup">Archived</a> 26 September 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>, <i>The Observer</i>, 28 November 1999</span> </li> <li id="cite_note-38"><span class="mw-cite-backlink"><b><a href="#cite_ref-38">^</a></b></span> <span class="reference-text">Treanor, Jill <a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2000/feb/12/business.personalfinancenews">NatWest runs up white flag</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160927190810/https://www.theguardian.com/money/2000/feb/12/business.personalfinancenews">Archived</a> 27 September 2016 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>, <i>The Guardian</i>, 12 February 2000</span> </li> <li id="cite_note-39"><span class="mw-cite-backlink"><b><a href="#cite_ref-39">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20070213035152/http://news.bbc.co.uk/1/hi/business/621211.stm">"NatWest takeover battle"</a>. <i>BBC News</i>. 11 February 2000. Archived from <a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/business/621211.stm">the original</a> on 13 February 2007<span class="reference-accessdate">. Retrieved <span class="nowrap">24 January</span> 2014</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+takeover+battle&rft.date=2000-02-11&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fbusiness%2F621211.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-40"><span class="mw-cite-backlink"><b><a href="#cite_ref-40">^</a></b></span> <span class="reference-text">DeCarlo, Scott (ed.) <a rel="nofollow" class="external text" href="https://www.forbes.com/2007/03/29/forbes-global-2000-biz-07forbes2000-cz_sd_0329global_land.html">The World's 2,000 Largest Public Companies</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170813085815/https://www.forbes.com/2007/03/29/forbes-global-2000-biz-07forbes2000-cz_sd_0329global_land.html">Archived</a> 13 August 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>, <i>Forbes</i>, Special Report, 29 March 2007</span> </li> <li id="cite_note-41"><span class="mw-cite-backlink"><b><a href="#cite_ref-41">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/business/7666570.stm">"UK banks' £37bn bail-out unveiled"</a>. <i>BBC News</i>. 13 October 2008. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20081014050751/http://news.bbc.co.uk/1/hi/business/7666570.stm">Archived</a> from the original on 14 October 2008<span class="reference-accessdate">. Retrieved <span class="nowrap">26 September</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=UK+banks%27+%C2%A337bn+bail-out+unveiled&rft.date=2008-10-13&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fbusiness%2F7666570.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-42"><span class="mw-cite-backlink"><b><a href="#cite_ref-42">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><span class="id-lock-subscription" title="Paid subscription required"><a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/6484626/RBS-shares-drop-on-surprise-EU-divestment-demands.html">"RBS shares drop on surprise EU divestment demands"</a></span>. <i>The Telegraph</i>. 2 November 2009. <a rel="nofollow" class="external text" href="https://ghostarchive.org/archive/20220112/https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/6484626/RBS-shares-drop-on-surprise-EU-divestment-demands.html">Archived</a> from the original on 12 January 2022<span class="reference-accessdate">. Retrieved <span class="nowrap">2 November</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Telegraph&rft.atitle=RBS+shares+drop+on+surprise+EU+divestment+demands&rft.date=2009-11-02&rft_id=https%3A%2F%2Fwww.telegraph.co.uk%2Ffinance%2Fnewsbysector%2Fbanksandfinance%2F6484626%2FRBS-shares-drop-on-surprise-EU-divestment-demands.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-43"><span class="mw-cite-backlink"><b><a href="#cite_ref-43">^</a></b></span> <span class="reference-text">Dey, Iain <a rel="nofollow" class="external text" href="http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6832279.ece">RBS to relaunch historic Williams & Glyn's brand after 24 year absence</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20090912225726/http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6832279.ece">Archived</a> 12 September 2009 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>, <i>The Sunday Times</i>, 13 September 2009</span> </li> <li id="cite_note-44"><span class="mw-cite-backlink"><b><a href="#cite_ref-44">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-10862690">"RBS sells 318 branches to Santander"</a>. <i>BBC News</i>. 4 August 2010. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20140224073818/http://www.bbc.co.uk/news/business-10862690">Archived</a> from the original on 24 February 2014<span class="reference-accessdate">. Retrieved <span class="nowrap">26 September</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+sells+318+branches+to+Santander&rft.date=2010-08-04&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-10862690&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-45"><span class="mw-cite-backlink"><b><a href="#cite_ref-45">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/world-19929376">"RBS sale of 316 branches to Santander collapses"</a>. <i>BBC News</i>. 12 October 2012. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20130926204931/http://www.bbc.co.uk/news/world-19929376">Archived</a> from the original on 26 September 2013<span class="reference-accessdate">. Retrieved <span class="nowrap">26 September</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+sale+of+316+branches+to+Santander+collapses&rft.date=2012-10-12&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fworld-19929376&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-46"><span class="mw-cite-backlink"><b><a href="#cite_ref-46">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFDunkley2015" class="citation news cs1">Dunkley, Emma (28 May 2015). <span class="id-lock-subscription" title="Paid subscription required"><a rel="nofollow" class="external text" href="https://www.ft.com/cms/s/0/d06a33e4-052f-11e5-8612-00144feabdc0.html">"RBS may need to beef up Williams & Glyn business"</a></span>. <i>Financial Times</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20150703144049/http://www.ft.com/cms/s/0/d06a33e4-052f-11e5-8612-00144feabdc0.html">Archived</a> from the original on 3 July 2015<span class="reference-accessdate">. Retrieved <span class="nowrap">2 November</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Financial+Times&rft.atitle=RBS+may+need+to+beef+up+Williams+%26+Glyn+business&rft.date=2015-05-28&rft.aulast=Dunkley&rft.aufirst=Emma&rft_id=http%3A%2F%2Fwww.ft.com%2Fcms%2Fs%2F0%2Fd06a33e4-052f-11e5-8612-00144feabdc0.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-47"><span class="mw-cite-backlink"><b><a href="#cite_ref-47">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMacLellanSlater2015" class="citation news cs1">MacLellan, Kylie; Slater, Steve (13 September 2015). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160124093957/http://uk.reuters.com/article/uk-rbs-ipo-idUKKCN0RD0BX20150913">"RBS appoints BoAML to ready 2016 listing of Williams & Glyn"</a>. Reuters. Archived from <a rel="nofollow" class="external text" href="http://uk.reuters.com/article/uk-rbs-ipo-idUKKCN0RD0BX20150913">the original</a> on 24 January 2016<span class="reference-accessdate">. Retrieved <span class="nowrap">2 November</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=RBS+appoints+BoAML+to+ready+2016+listing+of+Williams+%26+Glyn&rft.date=2015-09-13&rft.aulast=MacLellan&rft.aufirst=Kylie&rft.au=Slater%2C+Steve&rft_id=http%3A%2F%2Fuk.reuters.com%2Farticle%2Fuk-rbs-ipo-idUKKCN0RD0BX20150913&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-48"><span class="mw-cite-backlink"><b><a href="#cite_ref-48">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/business/2016/08/05/rbs-cancels-williams--glyn-project-and-loses-another-2bn/">"RBS cancels Williams & Glyn project and loses another £2bn"</a>. <i>The Telegraph</i>. 5 August 2016. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160806151813/http://www.telegraph.co.uk/business/2016/08/05/rbs-cancels-williams--glyn-project-and-loses-another-2bn/">Archived</a> from the original on 6 August 2016<span class="reference-accessdate">. Retrieved <span class="nowrap">5 August</span> 2016</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Telegraph&rft.atitle=RBS+cancels+Williams+%26+Glyn+project+and+loses+another+%C2%A32bn&rft.date=2016-08-05&rft_id=https%3A%2F%2Fwww.telegraph.co.uk%2Fbusiness%2F2016%2F08%2F05%2Frbs-cancels-williams--glyn-project-and-loses-another-2bn%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-telegraph.co.uk-49"><span class="mw-cite-backlink"><b><a href="#cite_ref-telegraph.co.uk_49-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFJames_Quinn2017" class="citation news cs1">James Quinn (17 February 2017). <span class="id-lock-subscription" title="Paid subscription required"><a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/business/2017/02/17/royal-bank-scotland-calls-halt-troublesome-williams-glyn-disposal/">"Royal Bank of Scotland calls halt to troublesome Williams & Glyn sale after Treasury strikes deal with Brussels"</a></span>. <i>The Telegraph</i>. <a rel="nofollow" class="external text" href="https://ghostarchive.org/archive/20220112/https://www.telegraph.co.uk/business/2017/02/17/royal-bank-scotland-calls-halt-troublesome-williams-glyn-disposal/">Archived</a> from the original on 12 January 2022<span class="reference-accessdate">. Retrieved <span class="nowrap">18 February</span> 2017</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Telegraph&rft.atitle=Royal+Bank+of+Scotland+calls+halt+to+troublesome+Williams+%26+Glyn+sale+after+Treasury+strikes+deal+with+Brussels&rft.date=2017-02-17&rft.au=James+Quinn&rft_id=https%3A%2F%2Fwww.telegraph.co.uk%2Fbusiness%2F2017%2F02%2F17%2Froyal-bank-scotland-calls-halt-troublesome-williams-glyn-disposal%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-50"><span class="mw-cite-backlink"><b><a href="#cite_ref-50">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFFraser2017" class="citation news cs1">Fraser, Douglas (4 April 2017). <a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/uk-scotland-scotland-business-39493883">"RBS plan faces European Commission investigation"</a>. <i>BBC News</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170404224158/http://www.bbc.co.uk/news/uk-scotland-scotland-business-39493883">Archived</a> from the original on 4 April 2017<span class="reference-accessdate">. Retrieved <span class="nowrap">5 April</span> 2017</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+plan+faces+European+Commission+investigation&rft.date=2017-04-04&rft.aulast=Fraser&rft.aufirst=Douglas&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fuk-scotland-scotland-business-39493883&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-51"><span class="mw-cite-backlink"><b><a href="#cite_ref-51">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://digital.ulsterbank.co.uk/globals/banking-business-transfer-scheme.html">"Banking Business Transfer Scheme"</a>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210503114219/https://digital.ulsterbank.co.uk/globals/banking-business-transfer-scheme.html">Archived</a> from the original on 3 May 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">3 May</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Banking+Business+Transfer+Scheme&rft_id=https%3A%2F%2Fdigital.ulsterbank.co.uk%2Fglobals%2Fbanking-business-transfer-scheme.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-:0-52"><span class="mw-cite-backlink">^ <a href="#cite_ref-:0_52-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:0_52-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-:0_52-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://news.sky.com/story/sainsburys-sells-banking-arm-to-natwest-13155858">"Sainsbury's sells banking arm to NatWest"</a>. <i>Sky News</i><span class="reference-accessdate">. Retrieved <span class="nowrap">20 June</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Sky+News&rft.atitle=Sainsbury%27s+sells+banking+arm+to+NatWest&rft_id=https%3A%2F%2Fnews.sky.com%2Fstory%2Fsainsburys-sells-banking-arm-to-natwest-13155858&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-53"><span class="mw-cite-backlink"><b><a href="#cite_ref-53">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFCroftMakortoff2024" class="citation news cs1">Croft, Jane; Makortoff, Kalyeena (20 June 2024). <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/article/2024/jun/20/natwest-buy-sainsburys-bank-deal">"NatWest to take on most of Sainsbury's Bank"</a>. <i>The Guardian</i>. <a href="/wiki/ISSN_(identifier)" class="mw-redirect" title="ISSN (identifier)">ISSN</a> <a rel="nofollow" class="external text" href="https://search.worldcat.org/issn/0261-3077">0261-3077</a><span class="reference-accessdate">. Retrieved <span class="nowrap">20 June</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=NatWest+to+take+on+most+of+Sainsbury%E2%80%99s+Bank&rft.date=2024-06-20&rft.issn=0261-3077&rft.aulast=Croft&rft.aufirst=Jane&rft.au=Makortoff%2C+Kalyeena&rft_id=https%3A%2F%2Fwww.theguardian.com%2Fbusiness%2Farticle%2F2024%2Fjun%2F20%2Fnatwest-buy-sainsburys-bank-deal&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-54"><span class="mw-cite-backlink"><b><a href="#cite_ref-54">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/news-and-insights/latest-stories/our-updates/2024/jul/natwest-acquires-metro-bank-mortgage-portfolio.html">"NatWest acquires Metro Bank mortgage portfolio"</a>. <i>www.natwestgroup.com</i><span class="reference-accessdate">. Retrieved <span class="nowrap">17 September</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.natwestgroup.com&rft.atitle=NatWest+acquires+Metro+Bank+mortgage+portfolio.&rft_id=https%3A%2F%2Fwww.natwestgroup.com%2Fnews-and-insights%2Flatest-stories%2Four-updates%2F2024%2Fjul%2Fnatwest-acquires-metro-bank-mortgage-portfolio.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-55"><span class="mw-cite-backlink"><b><a href="#cite_ref-55">^</a></b></span> <span class="reference-text">Kightly, Charles <a rel="nofollow" class="external text" href="http://medieval-wales.com/pdf/Medieval_Denbighshire.pdf">Enjoy Medieval Denbighshire</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20100415041705/http://medieval-wales.com/pdf/Medieval_Denbighshire.pdf">Archived</a> 15 April 2010 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> (p.10) Denbighshire County Council, September 2007</span> </li> <li id="cite_note-56"><span class="mw-cite-backlink"><b><a href="#cite_ref-56">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20090320103933/http://www.investors.rbs.com/downloads/NatWest2006Report%26Account.pdf">"Annual Report and Accounts 2006"</a> <span class="cs1-format">(PDF)</span>. <i>National Westminster Bank</i>. 28 March 2007. p. 32 sec. 'Notes on the accounts, (14) Investments in Group undertakings. Archived from <a rel="nofollow" class="external text" href="https://www.investors.rbs.com/downloads/NatWest2006Report&Account.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 20 March 2009.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=National+Westminster+Bank&rft.atitle=Annual+Report+and+Accounts+2006&rft.pages=p.+32+sec.+%27Notes+on+the+accounts%2C+%2814%29+Investments+in+Group+undertakings&rft.date=2007-03-28&rft_id=http%3A%2F%2Fwww.investors.rbs.com%2Fdownloads%2FNatWest2006Report%26Account.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-57"><span class="mw-cite-backlink"><b><a href="#cite_ref-57">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://investors.natwestgroup.com/fixed-income-investors/company-legal-structure">Company legal structure</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20230324224117/https://investors.natwestgroup.com/fixed-income-investors/company-legal-structure">Archived</a> 24 March 2023 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, April 2023</span> </li> <li id="cite_note-58"><span class="mw-cite-backlink"><b><a href="#cite_ref-58">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20061022023241/http://www.investors.rbs.com/downloads/NatWest_2002_Report_and_Account.pdf">"Annual Report and Accounts 2002"</a> <span class="cs1-format">(PDF)</span>. <i>National Westminster Bank</i>. 27 February 2003. p. 2 sec. Report of the directors, Activities and business review. Archived from <a rel="nofollow" class="external text" href="https://www.investors.rbs.com/downloads/NatWest_2002_Report_and_Account.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 22 October 2006.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=National+Westminster+Bank&rft.atitle=Annual+Report+and+Accounts+2002&rft.pages=p.+2+sec.+Report+of+the+directors%2C+Activities+and+business+review&rft.date=2003-02-27&rft_id=http%3A%2F%2Fwww.investors.rbs.com%2Fdownloads%2FNatWest_2002_Report_and_Account.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-59"><span class="mw-cite-backlink"><b><a href="#cite_ref-59">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.investors.rbs.com/downloads/NatWest2005_ReportAccount.pdf">Annual Report and Accounts 2005</a> <i>Report of the directors, Activities and business review</i> (p.2) National Westminster Bank, 29 March 2006 <a rel="nofollow" class="external text" href="https://web.archive.org/web/20061208153254/http://www.investors.rbs.com/downloads/NatWest2005_ReportAccount.pdf">Archived</a> 8 December 2006 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a></span> </li> <li id="cite_note-60"><span class="mw-cite-backlink"><b><a href="#cite_ref-60">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://investors.rbs.com/~/media/Files/R/RBS-IR/annual-reports/natwest-annual-report-2012.pdf">Annual Report and Accounts 2012</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160323193933/http://investors.rbs.com/~/media/Files/R/RBS-IR/annual-reports/natwest-annual-report-2012.pdf">Archived</a> 23 March 2016 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>Financial review, Business developments</i> (p.5) National Westminster Bank, 27 March 2013</span> </li> <li id="cite_note-61"><span class="mw-cite-backlink"><b><a href="#cite_ref-61">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20061208153041/http://www.investors.rbs.com/downloads/NatWest2000ReportAccount.pdf">"Annual Report and Accounts 2000"</a> <span class="cs1-format">(PDF)</span>. <i>National Westminster Bank</i>. 28 February 2001. p. 17 sec. Report of the directors, Activities and business review. Archived from <a rel="nofollow" class="external text" href="https://www.investors.rbs.com/downloads/NatWest2000ReportAccount.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 8 December 2006.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=National+Westminster+Bank&rft.atitle=Annual+Report+and+Accounts+2000&rft.pages=p.+17+sec.+Report+of+the+directors%2C+Activities+and+business+review&rft.date=2001-02-28&rft_id=http%3A%2F%2Fwww.investors.rbs.com%2Fdownloads%2FNatWest2000ReportAccount.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-62"><span class="mw-cite-backlink"><b><a href="#cite_ref-62">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://investors.rbs.com/~/media/Files/R/RBS-IR/results-center/14feb2020/natwest-bank-plc-annual-report.pdf">Annual Report and Accounts 2019</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20211015072918/https://investors.rbs.com/~/media/Files/R/RBS-IR/results-center/14feb2020/natwest-bank-plc-annual-report.pdf">Archived</a> 15 October 2021 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>Strategic report</i> (p.1) National Westminster Bank, 14 February 2020</span> </li> <li id="cite_note-63"><span class="mw-cite-backlink"><b><a href="#cite_ref-63">^</a></b></span> <span class="reference-text">Makortoff, Kalyeena <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/2020/feb/14/rbs-will-stop-lending-to-energy-firms-without-climate-crisis-plan">RBS will change name to NatWest as Alison Rose begins overhaul</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200214141522/https://www.theguardian.com/business/2020/feb/14/rbs-will-stop-lending-to-energy-firms-without-climate-crisis-plan">Archived</a> 14 February 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> The Guardian, 14 February 2020</span> </li> <li id="cite_note-64"><span class="mw-cite-backlink"><b><a href="#cite_ref-64">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20200214180754/https://www.bbc.co.uk/news/business-51500062">"RBS Group to change its name to NatWest"</a>. <i>BBC News</i>. 14 February 2020. Archived from <a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-51500062">the original</a> on 14 February 2020.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+Group+to+change+its+name+to+NatWest&rft.date=2020-02-14&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-51500062&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-65"><span class="mw-cite-backlink"><b><a href="#cite_ref-65">^</a></b></span> <span class="reference-text">Partridge, Joanna <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/2020/jul/22/royal-bank-of-scotland-changes-name-to-natwest">Royal Bank of Scotland changes name to NatWest</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200722200203/https://www.theguardian.com/business/2020/jul/22/royal-bank-of-scotland-changes-name-to-natwest">Archived</a> 22 July 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> The Guardian, 22 July 2020</span> </li> <li id="cite_note-66"><span class="mw-cite-backlink"><b><a href="#cite_ref-66">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.finextra.com/newsarticle/30912/natwest-celeberates-50th-anniversary-of-its-first-atm-with-cash-rewards">NatWest celeberates [sic] 50th anniversary of its first ATM with cash rewards</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20221010202255/https://www.finextra.com/newsarticle/30912/natwest-celeberates-50th-anniversary-of-its-first-atm-with-cash-rewards">Archived</a> 10 October 2022 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>Finextra Research</i>, 2 August 2017</span> </li> <li id="cite_note-67"><span class="mw-cite-backlink"><b><a href="#cite_ref-67">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/people/david-robarts.html">David Robarts</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200812131849/https://www.natwestgroup.com/heritage/people/david-robarts.html">Archived</a> 12 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 21 August 2020)</span> </li> <li id="cite_note-68"><span class="mw-cite-backlink"><b><a href="#cite_ref-68">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com/heritage/people/john-prideaux.html">John Prideaux</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20200809030334/https://www.natwestgroup.com/heritage/people/john-prideaux.html">Archived</a> 9 August 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest Group, Heritage Hub (retrieved 21 August 2020)</span> </li> <li id="cite_note-69"><span class="mw-cite-backlink"><b><a href="#cite_ref-69">^</a></b></span> <span class="reference-text">Brewerton, David <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/2013/nov/25/lord-kingsdown">Lord Kingsdown obituary</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510203123/https://www.theguardian.com/business/2013/nov/25/lord-kingsdown">Archived</a> 10 May 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 25 November 2013</span> </li> <li id="cite_note-70"><span class="mw-cite-backlink"><b><a href="#cite_ref-70">^</a></b></span> <span class="reference-text">Roth, Andrew <a rel="nofollow" class="external text" href="https://www.theguardian.com/news/2003/mar/12/guardianobituaries.conservatives">Lord Boardman obituary</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20161202022717/https://www.theguardian.com/news/2003/mar/12/guardianobituaries.conservatives">Archived</a> 2 December 2016 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 12 March 2003</span> </li> <li id="cite_note-71"><span class="mw-cite-backlink"><b><a href="#cite_ref-71">^</a></b></span> <span class="reference-text">Roth, Andrew <a rel="nofollow" class="external text" href="https://www.theguardian.com/news/2005/nov/08/guardianobituaries.law">Lord Alexander of Weedon obituary</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20161202020120/https://www.theguardian.com/news/2005/nov/08/guardianobituaries.law">Archived</a> 2 December 2016 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Guardian</i>, 8 November 2005</span> </li> <li id="cite_note-72"><span class="mw-cite-backlink"><b><a href="#cite_ref-72">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/obituaries/2019/02/24/sir-david-rowland-insurance-broker-led-rescue-lloyds-insurance/">Sir David Rowland, insurance broker who led the rescue of the Lloyd’s insurance market but could not save NatWest from takeover – obituary</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20201201064255/https://www.telegraph.co.uk/obituaries/2019/02/24/sir-david-rowland-insurance-broker-led-rescue-lloyds-insurance/">Archived</a> 1 December 2020 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> <i>The Telegraph</i>, 24 February 2019</span> </li> <li id="cite_note-73"><span class="mw-cite-backlink"><b><a href="#cite_ref-73">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://editions.pagesuite.co.uk//Openpagesuite.aspx?pubid=855&pubname=Your%20Mortgage%20Awards/">Your Mortgage Magazine Awards 2006–2007</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20080306150932/http://editions.pagesuite.co.uk/Openpagesuite.aspx?pubid=855&pubname=Your%20Mortgage%20Awards/">Archived</a> 6 March 2008 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> Your Mortgage Magazine, 9 February 2007</span> </li> <li id="cite_note-74"><span class="mw-cite-backlink"><b><a href="#cite_ref-74">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.rbs.com/rbs/news/2017/02/new-natwest-platform-offers-quick-and-easy-loans-to-smes-.html">"New NatWest platform offers quick and easy loans to SMEs"</a>. <i>www.rbs.com</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20180918194059/https://www.rbs.com/rbs/news/2017/02/new-natwest-platform-offers-quick-and-easy-loans-to-smes-.html">Archived</a> from the original on 18 September 2018<span class="reference-accessdate">. Retrieved <span class="nowrap">18 September</span> 2018</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.rbs.com&rft.atitle=New+NatWest+platform+offers+quick+and+easy+loans+to+SMEs&rft_id=https%3A%2F%2Fwww.rbs.com%2Frbs%2Fnews%2F2017%2F02%2Fnew-natwest-platform-offers-quick-and-easy-loans-to-smes-.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-75"><span class="mw-cite-backlink"><b><a href="#cite_ref-75">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.metro.news/advertising-feature-esme-the-founders-story/1135529/">"Advertising feature: ESME: The founders' story"</a>. <i>Metro Newspaper UK</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20181114224137/https://www.metro.news/advertising-feature-esme-the-founders-story/1135529/">Archived</a> from the original on 14 November 2018<span class="reference-accessdate">. Retrieved <span class="nowrap">14 November</span> 2018</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Metro+Newspaper+UK&rft.atitle=Advertising+feature%3A+ESME%3A+The+founders%27+story&rft_id=https%3A%2F%2Fwww.metro.news%2Fadvertising-feature-esme-the-founders-story%2F1135529%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-76"><span class="mw-cite-backlink"><b><a href="#cite_ref-76">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://personal.natwest.com/personal/ways-to-bank-with-us/mobile-branch.html">NatWest To Launch Mobile Banking Service</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20140920210749/http://personal.natwest.com/personal/ways-to-bank-with-us/mobile-branch.html">Archived</a> 20 September 2014 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> NatWest, 27 September 2014</span> </li> <li id="cite_note-77"><span class="mw-cite-backlink"><b><a href="#cite_ref-77">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation pressrelease cs1"><a rel="nofollow" class="external text" href="https://www.rbs.com/news/2014/04/high-tech-mobile-branches-bring-services-to-rbs-and-natwest-customers.html">"High tech mobile branches bring banking services to more customers"</a> (Press release). RBS. 24 April 2014. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20160304072117/http://www.rbs.com/news/2014/04/high-tech-mobile-branches-bring-services-to-rbs-and-natwest-customers.html">Archived</a> from the original on 4 March 2016<span class="reference-accessdate">. Retrieved <span class="nowrap">14 April</span> 2016</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=High+tech+mobile+branches+bring+banking+services+to+more+customers&rft.pub=RBS&rft.date=2014-04-24&rft_id=http%3A%2F%2Fwww.rbs.com%2Fnews%2F2014%2F04%2Fhigh-tech-mobile-branches-bring-services-to-rbs-and-natwest-customers.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-78"><span class="mw-cite-backlink"><b><a href="#cite_ref-78">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.maestrocard.com/uk/news/press_releases7.html">Royal Bank of Scotland Group and Mastercard Join Forces for London Roll-out of Contactless Debit and Credit Cards</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20080212004413/http://www.maestrocard.com/uk/news/press_releases7.html">Archived</a> 12 February 2008 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> MasterCard Europe, Press Release 6, 4 May 2007</span> </li> <li id="cite_note-79"><span class="mw-cite-backlink"><b><a href="#cite_ref-79">^</a></b></span> <span class="reference-text">Collinson, Patrick <a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2019/mar/11/natwest-trials-fingerprint-debit-cards-to-remove-30-limit">NatWest trials fingerprint debit cards to remove £30 limit</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20191204015734/https://www.theguardian.com/money/2019/mar/11/natwest-trials-fingerprint-debit-cards-to-remove-30-limit">Archived</a> 4 December 2019 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> The Guardian, 11 March 2019</span> </li> <li id="cite_note-80"><span class="mw-cite-backlink"><b><a href="#cite_ref-80">^</a></b></span> <span class="reference-text">[<link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20081222131116/http://news.bbc.co.uk/1/hi/programmes/moneybox/7417826.stm">"Faster Payments – how long?"</a>. <i>BBC News</i>. 24 May 2008. Archived from <a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/programmes/moneybox/7417826.stm">the original</a> on 22 December 2008.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=Faster+Payments+%E2%80%93+how+long%3F&rft.date=2008-05-24&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fprogrammes%2Fmoneybox%2F7417826.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-81"><span class="mw-cite-backlink"><b><a href="#cite_ref-81">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20090517024412/http://www.rbsworldpay.com/media/index.php?page=archive&sub=rbs&c=WW">"RBS Launches RBS WorldPay brand"</a>. The Royal Bank of Scotland. 18 April 2009. Archived from <a rel="nofollow" class="external text" href="http://www.rbsworldpay.com/media/index.php?page=archive&sub=rbs&c=WW">the original</a> on 17 May 2009.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=RBS+Launches+RBS+WorldPay+brand&rft.pub=The+Royal+Bank+of+Scotland&rft.date=2009-04-18&rft_id=http%3A%2F%2Fwww.rbsworldpay.com%2Fmedia%2Findex.php%3Fpage%3Darchive%26sub%3Drbs%26c%3DWW&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-82"><span class="mw-cite-backlink"><b><a href="#cite_ref-82">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFHoward2012" class="citation news cs1">Howard, Bob (6 October 2012). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20180819212945/https://www.bbc.co.uk/news/business-19857243">"NatWest suspends Get Cash app"</a>. <i>BBC News</i>. Archived from <a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-19857243">the original</a> on 19 August 2018.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+suspends+Get+Cash+app&rft.date=2012-10-06&rft.aulast=Howard&rft.aufirst=Bob&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-19857243&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-83"><span class="mw-cite-backlink"><b><a href="#cite_ref-83">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.natwest.com/Downloads/private/NWB3476.pdf">"Tax Rates & Allowances 2013–2014"</a> <span class="cs1-format">(PDF)</span>. National Westminster Bank. April 2013. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20130927195142/http://www.natwest.com/Downloads/private/NWB3476.pdf">Archived</a> <span class="cs1-format">(PDF)</span> from the original on 27 September 2013<span class="reference-accessdate">. Retrieved <span class="nowrap">30 May</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Tax+Rates+%26+Allowances+2013%E2%80%932014&rft.pub=National+Westminster+Bank&rft.date=2013-04&rft_id=http%3A%2F%2Fwww.natwest.com%2FDownloads%2Fprivate%2FNWB3476.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-84"><span class="mw-cite-backlink"><b><a href="#cite_ref-84">^</a></b></span> <span class="reference-text">Registered in England and Wales No. 1449354. Authorised and regulated by the FSA, Register No. 313223</span> </li> <li id="cite_note-85"><span class="mw-cite-backlink"><b><a href="#cite_ref-85">^</a></b></span> <span class="reference-text">Registered in England and Wales No. 2668470. Authorised and regulated by the FSA, Register No. 155329</span> </li> <li id="cite_note-86"><span class="mw-cite-backlink"><b><a href="#cite_ref-86">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.mortgagesolutions.co.uk/news/rbs-intermediary-arm-natwest-intermediary-solutions/">"RBS broker arm becomes NatWest Intermediary Solutions"</a>. <i>Mortgage Solutions</i>. 19 January 2010<span class="reference-accessdate">. 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Archived from <a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/business/7118305.stm">the original</a> on 11 January 2024.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+Three+face+jail+sentence&rft.date=2007-11-29&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fhi%2Fbusiness%2F7118305.stm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span> </span> </li> <li id="cite_note-98"><span class="mw-cite-backlink"><b><a href="#cite_ref-98">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20080129090748/http://www.opsi.gov.uk/si/si1999/19992083.htm">"The Unfair Terms in Consumer Contracts Regulations 1999"</a>. Archived from <a rel="nofollow" class="external text" href="http://www.opsi.gov.uk/si/si1999/19992083.htm">the original</a> on 29 January 2008.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=The+Unfair+Terms+in+Consumer+Contracts+Regulations+1999&rft_id=http%3A%2F%2Fwww.opsi.gov.uk%2Fsi%2Fsi1999%2F19992083.htm&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span> (SI 1999/2083), implements Directive 93/13/EC (L95 OJ 29)</span> </li> <li id="cite_note-99"><span class="mw-cite-backlink"><b><a href="#cite_ref-99">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFCollinson2007" class="citation news cs1">Collinson, Patrick (20 February 2007). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20071223174358/http://money.guardian.co.uk/saving/banks/story/0,,2017356,00.html">"Have you been stung by exorbitant bank charges?"</a>. <i>The Guardian</i>. Archived from <a rel="nofollow" class="external text" href="http://money.guardian.co.uk/saving/banks/story/0,,2017356,00.html">the original</a> on 23 December 2007.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=Have+you+been+stung+by+exorbitant+bank+charges%3F&rft.date=2007-02-20&rft.aulast=Collinson&rft.aufirst=Patrick&rft_id=http%3A%2F%2Fmoney.guardian.co.uk%2Fsaving%2Fbanks%2Fstory%2F0%2C%2C2017356%2C00.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-100"><span class="mw-cite-backlink"><b><a href="#cite_ref-100">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20080909224555/http://www.investors.rbs.com/downloads/NW_CA_June_2007.pdf">"Results for the Half Year Ended 30 June 2007 – Notes (6) Litigation (p.10)"</a> <span class="cs1-format">(PDF)</span>. National Westminster Bank. 26 September 2007. 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Archived from <a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/shared/bsp/hi/pdfs/2008_04_24_oft_judgment.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 15 October 2021.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=The+Office+of+Fair+Trading+v+Abbey+National+Plc+and+seven+others&rft_id=http%3A%2F%2Fnews.bbc.co.uk%2F1%2Fshared%2Fbsp%2Fhi%2Fpdfs%2F2008_04_24_oft_judgment.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span> [2008] EWHC 875 (Comm); All ER (D) 349 (Apr)</span> </li> <li id="cite_note-102"><span class="mw-cite-backlink"><b><a href="#cite_ref-102">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFOsborne2009" class="citation news cs1">Osborne, Hilary (26 February 2009). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510202803/https://www.theguardian.com/money/2009/feb/26/bank-charges-case">"Bank charges ruling paves way for refunds"</a>. <i>The Guardian</i>. Archived from <a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2009/feb/26/bank-charges-case">the original</a> on 10 May 2017.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=Bank+charges+ruling+paves+way+for+refunds&rft.date=2009-02-26&rft.aulast=Osborne&rft.aufirst=Hilary&rft_id=https%3A%2F%2Fwww.theguardian.com%2Fmoney%2F2009%2Ffeb%2F26%2Fbank-charges-case&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-103"><span class="mw-cite-backlink"><b><a href="#cite_ref-103">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFJones2009" class="citation news cs1">Jones, Rupert (7 September 2009). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510201747/https://www.theguardian.com/money/2009/sep/07/rbs-natwest-overdraft-charges">"Royal Bank of Scotland and NatWest cut overdraft charges"</a>. <i>The Guardian</i>. Archived from <a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2009/sep/07/rbs-natwest-overdraft-charges">the original</a> on 10 May 2017.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=Royal+Bank+of+Scotland+and+NatWest+cut+overdraft+charges&rft.date=2009-09-07&rft.aulast=Jones&rft.aufirst=Rupert&rft_id=https%3A%2F%2Fwww.theguardian.com%2Fmoney%2F2009%2Fsep%2F07%2Frbs-natwest-overdraft-charges&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-104"><span class="mw-cite-backlink"><b><a href="#cite_ref-104">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFOsborne2009" class="citation news cs1">Osborne, Hilary (23 June 2009). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510202134/https://www.theguardian.com/money/2009/jun/23/banks-charges-appeal">"Bank charges appeal reaches House of Lords"</a>. <i>The Guardian</i>. Archived from <a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2009/jun/23/banks-charges-appeal">the original</a> on 10 May 2017.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=Bank+charges+appeal+reaches+House+of+Lords&rft.date=2009-06-23&rft.aulast=Osborne&rft.aufirst=Hilary&rft_id=https%3A%2F%2Fwww.theguardian.com%2Fmoney%2F2009%2Fjun%2F23%2Fbanks-charges-appeal&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-105"><span class="mw-cite-backlink"><b><a href="#cite_ref-105">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20180819205836/https://www.bbc.co.uk/news/business-18547149">"NatWest to open all weekend as problems persist"</a>. <i>BBC News</i>. 22 June 2012. Archived from <a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-18547149">the original</a> on 19 August 2018.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+to+open+all+weekend+as+problems+persist&rft.date=2012-06-22&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-18547149&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-106"><span class="mw-cite-backlink"><b><a href="#cite_ref-106">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20120623113617/http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/9349538/Millions-still-affected-by-NatWest-and-RBS-computer-glitch.html">Millions still affected by NatWest and RBS computer glitch</a> <i>The Telegraph</i> – James Hall, 22 June 2012</span> </li> <li id="cite_note-107"><span class="mw-cite-backlink"><b><a href="#cite_ref-107">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.theguardian.com/money/2012/jun/22/natwest-problems-stop-non-customers-home?newsfeed=true">NatWest problems stop non-customers moving into new home</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170510202731/https://www.theguardian.com/money/2012/jun/22/natwest-problems-stop-non-customers-home?newsfeed=true">Archived</a> 10 May 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> The Guardian – Lisa Bachelor, 22 June 2012</span> </li> <li id="cite_note-108"><span class="mw-cite-backlink"><b><a href="#cite_ref-108">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/uk-18589280">"RBS computer problems kept man in prison"</a>. <i>BBC News</i>. 26 June 2012. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20181106051729/https://www.bbc.co.uk/news/uk-18589280">Archived</a> from the original on 6 November 2018<span class="reference-accessdate">. Retrieved <span class="nowrap">20 June</span> 2018</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+computer+problems+kept+man+in+prison&rft.date=2012-06-26&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fuk-18589280&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-telegraph-glitch-109"><span class="mw-cite-backlink">^ <a href="#cite_ref-telegraph-glitch_109-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-telegraph-glitch_109-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFHall2012" class="citation news cs1">Hall, James (25 June 2012). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20120626003207/http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/9353846/RBS-glitch-well-on-the-way-to-being-fixed-says-chief.html">"RBS glitch 'well on the way' to being fixed, says chief"</a>. <i>The Daily Telegraph</i>. London. Archived from <a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/9353846/RBS-glitch-well-on-the-way-to-being-fixed-says-chief.html">the original</a> on 26 June 2012<span class="reference-accessdate">. Retrieved <span class="nowrap">25 June</span> 2012</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Daily+Telegraph&rft.atitle=RBS+glitch+%27well+on+the+way%27+to+being+fixed%2C+says+chief&rft.date=2012-06-25&rft.aulast=Hall&rft.aufirst=James&rft_id=https%3A%2F%2Fwww.telegraph.co.uk%2Ffinance%2Fpersonalfinance%2Fconsumertips%2Fbanking%2F9353846%2FRBS-glitch-well-on-the-way-to-being-fixed-says-chief.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-guardian-natwest-glitch-fixed-110"><span class="mw-cite-backlink"><b><a href="#cite_ref-guardian-natwest-glitch-fixed_110-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFAdetunji2012" class="citation news cs1">Adetunji, Jom (23 June 2012). <a rel="nofollow" class="external text" href="https://www.theguardian.com/business/2012/jun/23/natwest-technical-glitch-fixed">"NatWest 'technical glitch' fixed, says spokesman"</a>. <i>The Guardian</i>. London. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20131001071627/http://www.theguardian.com/business/2012/jun/23/natwest-technical-glitch-fixed">Archived</a> from the original on 1 October 2013<span class="reference-accessdate">. Retrieved <span class="nowrap">25 June</span> 2012</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Guardian&rft.atitle=NatWest+%27technical+glitch%27+fixed%2C+says+spokesman&rft.date=2012-06-23&rft.aulast=Adetunji&rft.aufirst=Jom&rft_id=https%3A%2F%2Fwww.theguardian.com%2Fbusiness%2F2012%2Fjun%2F23%2Fnatwest-technical-glitch-fixed&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-111"><span class="mw-cite-backlink"><b><a href="#cite_ref-111">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFPeachey2012" class="citation news cs1">Peachey, Kevin (25 June 2012). <a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-18579949">"NatWest computer failure: Your rights Q&A"</a>. <i>BBC News</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20140609140448/http://www.bbc.co.uk/news/business-18579949">Archived</a> from the original on 9 June 2014<span class="reference-accessdate">. Retrieved <span class="nowrap">4 December</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+computer+failure%3A+Your+rights+Q%26A&rft.date=2012-06-25&rft.aulast=Peachey&rft.aufirst=Kevin&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-18579949&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-112"><span class="mw-cite-backlink"><b><a href="#cite_ref-112">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.co.uk/news/business-25193884">"RBS must do better after payment fault, says boss"</a>. <i>BBC News</i>. 3 December 2013. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20131203194747/http://www.bbc.co.uk/news/business-25193884">Archived</a> from the original on 3 December 2013<span class="reference-accessdate">. Retrieved <span class="nowrap">4 December</span> 2013</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=RBS+must+do+better+after+payment+fault%2C+says+boss&rft.date=2013-12-03&rft_id=https%3A%2F%2Fwww.bbc.co.uk%2Fnews%2Fbusiness-25193884&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-113"><span class="mw-cite-backlink"><b><a href="#cite_ref-113">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.theguardian.com/world/2017/mar/20/british-banks-handled-vast-sums-of-laundered-russian-money">British banks handled vast sums of laundered Russian money in <i>The Guardian</i></a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20170414031504/https://www.theguardian.com/world/2017/mar/20/british-banks-handled-vast-sums-of-laundered-russian-money">Archived</a> 14 April 2017 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> by Luke Harding, Nick Hopkins and Caelainn Barr on Monday, 20 March 2017</span> </li> <li id="cite_note-114"><span class="mw-cite-backlink"><b><a href="#cite_ref-114">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.bbc.com/news/business-59629711">"NatWest fined £265m after bin bags of cash laundered"</a>. <i>BBC News</i>. 13 December 2021. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20211217115732/https://www.bbc.com/news/business-59629711">Archived</a> from the original on 17 December 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">17 December</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=BBC+News&rft.atitle=NatWest+fined+%C2%A3265m+after+bin+bags+of+cash+laundered&rft.date=2021-12-13&rft_id=https%3A%2F%2Fwww.bbc.com%2Fnews%2Fbusiness-59629711&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-115"><span class="mw-cite-backlink"><b><a href="#cite_ref-115">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.fca.org.uk/news/press-releases/natwest-fined-264.8million-anti-money-laundering-failures">"NatWest fined £264.8 million for anti-money laundering failures"</a>. <i>FCA</i>. 13 December 2021. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20211217115746/https://www.fca.org.uk/news/press-releases/natwest-fined-264.8million-anti-money-laundering-failures">Archived</a> from the original on 17 December 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">17 December</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=FCA&rft.atitle=NatWest+fined+%C2%A3264.8+million+for+anti-money+laundering+failures&rft.date=2021-12-13&rft_id=https%3A%2F%2Fwww.fca.org.uk%2Fnews%2Fpress-releases%2Fnatwest-fined-264.8million-anti-money-laundering-failures&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-116"><span class="mw-cite-backlink"><b><a href="#cite_ref-116">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFHoult2017" class="citation news cs1">Hoult, Nick (6 January 2017). <span class="id-lock-subscription" title="Paid subscription required"><a rel="nofollow" class="external text" href="https://www.telegraph.co.uk/cricket/2017/01/06/investec-pull-10-year40m-deal-sponsor-test-cricket-england/">"Investec pulls out of 10-year £40m deal to sponsor Test cricket in England"</a></span>. <i>The Telegraph</i>. <a rel="nofollow" class="external text" href="https://ghostarchive.org/archive/20220112/https://www.telegraph.co.uk/cricket/2017/01/06/investec-pull-10-year40m-deal-sponsor-test-cricket-england/">Archived</a> from the original on 12 January 2022<span class="reference-accessdate">. Retrieved <span class="nowrap">7 May</span> 2018</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Telegraph&rft.atitle=Investec+pulls+out+of+10-year+%C2%A340m+deal+to+sponsor+Test+cricket+in+England&rft.date=2017-01-06&rft.aulast=Hoult&rft.aufirst=Nick&rft_id=https%3A%2F%2Fwww.telegraph.co.uk%2Fcricket%2F2017%2F01%2F06%2Finvestec-pull-10-year40m-deal-sponsor-test-cricket-england%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> <li id="cite_note-117"><span class="mw-cite-backlink"><b><a href="#cite_ref-117">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20120226095332/http://communityforce.natwest.com/about">"About CommunityForce"</a>. <i>NatWest CommunityForce</i>. Archived from <a rel="nofollow" class="external text" href="https://communityforce.natwest.com/about/">the original</a> on 26 February 2012<span class="reference-accessdate">. Retrieved <span class="nowrap">30 October</span> 2011</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=NatWest+CommunityForce&rft.atitle=About+CommunityForce&rft_id=http%3A%2F%2Fcommunityforce.natwest.com%2Fabout%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ANatWest" class="Z3988"></span></span> </li> </ol></div> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=NatWest&action=edit&section=18" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1235681985">.mw-parser-output .side-box{margin:4px 0;box-sizing:border-box;border:1px solid #aaa;font-size:88%;line-height:1.25em;background-color:var(--background-color-interactive-subtle,#f8f9fa);display:flow-root}.mw-parser-output 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href="/wiki/Holt%27s_Military_Banking" title="Holt's Military Banking">Holt's Military Banking</a></li></ul></li> <li><a href="/wiki/RBS_International" title="RBS International">RBS International</a> <ul><li><a href="/wiki/Isle_of_Man_Bank" title="Isle of Man Bank">Isle of Man Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Private banking</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Coutts" title="Coutts">Coutts & Co</a>.</li> <li><a href="/wiki/Drummonds_Bank" title="Drummonds Bank">Messrs. Drummond</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Investment banking</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/NatWest_Markets" title="NatWest Markets">NatWest Markets</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Asset finance</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Lombard_North_Central" title="Lombard North Central">Lombard North Central</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Former businesses</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">NatWest</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Sabadell_Solbank" title="Sabadell Solbank">Banco NatWest España</a></li> <li><a href="/wiki/B%C3%B3_(bank)" title="Bó (bank)">Bó</a></li> <li><a href="/wiki/Deutsche_Westminster_Bank" class="mw-redirect" title="Deutsche Westminster Bank">Deutsche Westminster Bank</a></li> <li><a href="/wiki/District_Bank" title="District Bank">District Bank</a></li> <li><a href="/wiki/Fuller,_Banbury,_Nix_%26_Co" title="Fuller, Banbury, Nix & Co">Fuller, Banbury, Nix & Co</a></li> <li><a href="/wiki/Grindlays_Bank" title="Grindlays Bank">Grindlays Bank</a></li> <li><a href="/wiki/International_Westminster_Bank" title="International Westminster Bank">International Westminster Bank</a></li> <li><a href="/wiki/Lloyds_%26_National_Provincial_Foreign_Bank" class="mw-redirect" title="Lloyds & National Provincial Foreign Bank">Lloyds & National Provincial Foreign Bank</a></li> <li><a href="/wiki/Lombard_Bank" title="Lombard Bank">Lombard Bank</a></li> <li><a href="/wiki/National_Provincial_Bank" title="National Provincial Bank">National Provincial Bank</a></li> <li><a href="/wiki/National_Westminster_Bank_of_Canada" title="National Westminster Bank of Canada">National Westminster Bank of Canada</a></li> <li><a href="/wiki/National_Westminster_Bank_USA" title="National Westminster Bank USA">National Westminster Bank USA</a></li> <li><a href="/wiki/Bridgepoint_Group" title="Bridgepoint Group">NatWest Equity Partners</a></li> <li><a href="/wiki/Parr%27s_Bank" title="Parr's Bank">Parr's Bank</a></li> <li><a href="/wiki/Smith%27s_Bank" title="Smith's Bank">Smith's Bank</a></li> <li><a href="/wiki/Westminster_Bank" title="Westminster Bank">Westminster Bank</a></li> <li><a href="/wiki/Worldpay_Group" title="Worldpay Group">Worldpay</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">RBS</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Private banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Adam_and_Company" title="Adam and Company">Adam and Company</a></li> <li><a href="/wiki/Child_%26_Co." title="Child & Co.">Child & Co.</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Retail banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Citizens_Financial_Group" title="Citizens Financial Group">Citizens Financial Group</a></li> <li><a href="/wiki/National_Commercial_Bank_of_Scotland" title="National Commercial Bank of Scotland">National Commercial Bank of Scotland</a> <ul><li><a href="/wiki/Commercial_Bank_of_Scotland" title="Commercial Bank of Scotland">Commercial Bank of Scotland</a></li> <li><a href="/wiki/National_Bank_of_Scotland" title="National Bank of Scotland">National Bank of Scotland</a></li></ul></li> <li><a href="/wiki/Tesco_Bank" title="Tesco Bank">Tesco Personal Finance</a></li> <li><a href="/wiki/The_One_account" title="The One account">The One account</a></li> <li><a href="/wiki/Williams_%26_Glyn%27s_Bank" title="Williams & Glyn's Bank">Williams & Glyn's Bank</a> <ul><li><a href="/wiki/Glyn,_Mills_%26_Co." title="Glyn, Mills & Co.">Glyn, Mills & Co.</a> <ul><li><a href="/wiki/A_Ruffer_%26_Sons" title="A Ruffer & Sons">A Ruffer & Sons</a></li></ul></li> <li><a href="/wiki/Williams_Deacon%27s_Bank" title="Williams Deacon's Bank">Williams Deacon's Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Other</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Angel_Trains" title="Angel Trains">Angel Trains</a></li> <li><a href="/wiki/Direct_Line_Group" title="Direct Line Group">Direct Line Group</a> <ul><li><a href="/wiki/Direct_Line" title="Direct Line">Direct Line</a></li> <li><a href="/wiki/Churchill_Insurance" title="Churchill Insurance">Churchill Insurance</a></li> <li><a href="/wiki/Green_Flag" title="Green Flag">Green Flag</a></li> <li><a href="/wiki/Privilege_(insurance_company)" title="Privilege (insurance company)">Privilege</a></li></ul></li> <li><a href="/wiki/Jamjarcars" title="Jamjarcars">Jamjarcars</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Board of directors</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Richard_Haythornthwaite" title="Richard Haythornthwaite">Richard Haythornthwaite</a> (Chairman)</li> <li><a href="/wiki/Paul_Thwaite" title="Paul Thwaite">Paul Thwaite</a> (Chief Executive)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="background:#5f298c; color:#FFFFFF;width:1%">Trade union</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/NatWest_Staff_Association" title="NatWest Staff Association">NatWest Staff Association</a></li></ul> </div></td></tr><tr><td class="navbox-abovebelow" colspan="2" style="background:#5f298c; color:#FFFFFF"><div> <ul><li><b>Annual group revenue</b>: £14.7 billion <a href="/wiki/Pound_sterling" title="Pound sterling"><span class="tmp-color" style="color:#FFFFFF">GBP</span></a> (2023)</li> <li><b>Employees</b>: 61,500</li> <li><b>Stock symbol</b>: <a href="/wiki/London_Stock_Exchange" title="London Stock Exchange">LSE</a>: <a rel="nofollow" class="external text" href="https://www.londonstockexchange.com/stock/NWG//">NWG</a></li> <li><b>Website</b>: <span class="url"><a rel="nofollow" class="external text" href="https://www.natwestgroup.com"><span class="tmp-color" style="color:#FFFFFF">www.natwestgroup.com</span></a></span></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="Commercial_and_retail_banks_in_the_United_Kingdom" style="padding:3px"><table class="nowraplinks hlist mw-collapsible mw-collapsed navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Commercial_and_retail_banks_in_the_United_Kingdom" title="Template:Commercial and retail banks in the United Kingdom"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Commercial_and_retail_banks_in_the_United_Kingdom" title="Template talk:Commercial and retail banks in the United Kingdom"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Commercial_and_retail_banks_in_the_United_Kingdom" title="Special:EditPage/Template:Commercial and retail banks in the United Kingdom"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Commercial_and_retail_banks_in_the_United_Kingdom" style="font-size:114%;margin:0 4em"><a href="/wiki/List_of_banks_in_the_United_Kingdom" title="List of banks in the United Kingdom">Commercial and retail banks in the United Kingdom</a></div></th></tr><tr><td class="navbox-abovebelow" colspan="2"><div><a href="/wiki/Banking_in_the_United_Kingdom" title="Banking in the United Kingdom">Banking in the United Kingdom</a></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><u><a href="/wiki/Barclays" title="Barclays">Barclays</a></u></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Barclays" title="Barclays">Barclays Bank</a></li> <li><i><a href="/wiki/Barclays_Wealth" title="Barclays Wealth">Barclays Wealth</a></i></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><u><a href="/wiki/HSBC" title="HSBC">HSBC Holdings</a></u></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/First_Direct" title="First Direct">First Direct</a></li> <li><a href="/wiki/HSBC_(United_Kingdom)" class="mw-redirect" title="HSBC (United Kingdom)">HSBC UK Bank</a></li> <li><i><a href="/wiki/HSBC_Private_Bank" title="HSBC Private Bank">HSBC Private Bank</a></i></li> <li><a href="/wiki/M%26S_Bank" title="M&S Bank">M&S Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><u><a href="/wiki/Lloyds_Banking_Group" title="Lloyds Banking Group">Lloyds Banking Group</a></u></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Scotland" title="Bank of Scotland">Bank of Scotland</a></li> <li><a href="/wiki/Birmingham_Midshires" title="Birmingham Midshires">Birmingham Midshires</a></li> <li><a href="/wiki/Halifax_(bank)" title="Halifax (bank)">Halifax</a></li> <li><a href="/wiki/Lloyds_Bank" title="Lloyds Bank">Lloyds Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><u><a href="/wiki/NatWest_Group" title="NatWest Group">NatWest Group</a></u><sup>1</sup></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a class="mw-selflink selflink">NatWest</a></li> <li><i><a href="/wiki/Coutts_%26_Co." class="mw-redirect" title="Coutts & Co.">Coutts & Co.</a></i></li> <li><a href="/wiki/Royal_Bank_of_Scotland" title="Royal Bank of Scotland">Royal Bank of Scotland</a></li> <li><i><a href="/wiki/Drummonds_Bank" title="Drummonds Bank">Messrs. Drummond</a></i></li> <li><a href="/wiki/Holt%27s_Military_Banking" title="Holt's Military Banking">Holt's Military Banking</a></li> <li><a href="/wiki/Ulster_Bank" title="Ulster Bank">Ulster Bank</a></li> <li><a href="/wiki/Isle_of_Man_Bank" title="Isle of Man Bank">Isle of Man Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Banco_Santander" title="Banco Santander">Santander Group</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Cahoot" title="Cahoot">Cahoot</a></li> <li><i><a href="/wiki/Cater_Allen" title="Cater Allen">Cater Allen</a></i></li> <li><a href="/wiki/Santander_UK" title="Santander UK">Santander UK</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Wholly state-owned</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/National_Savings_and_Investments" title="National Savings and Investments">National Savings and Investments</a></li> <li><a href="/wiki/UK_Government_Investments" title="UK Government Investments">UK Government Investments</a></li> <li><a href="/wiki/UK_Asset_Resolution" title="UK Asset Resolution">UK Asset Resolution</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Challenger_bank" title="Challenger bank">Challenger banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Atom_Bank" title="Atom Bank">Atom Bank</a></li> <li><a href="/wiki/Monzo_(bank)" class="mw-redirect" title="Monzo (bank)">Monzo</a></li> <li><a href="/wiki/Starling_Bank" title="Starling Bank">Starling Bank</a></li> <li><a href="/wiki/Tandem_Money#Tandem_Bank" title="Tandem Money">Tandem Bank</a></li> <li><a href="/wiki/Zopa" title="Zopa">Zopa</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other retail</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Al_Rayan_Bank" title="Al Rayan Bank">Al Rayan Bank</a></li> <li><a href="/wiki/Aldermore" title="Aldermore">Aldermore</a></li> <li><a href="/wiki/AIB_Group_(UK)" title="AIB Group (UK)">AIB Group (UK)</a> <ul><li><a href="/wiki/Allied_Irish_Bank_(GB)" title="Allied Irish Bank (GB)">Allied Irish Bank (GB)</a></li> <li><a href="/wiki/AIB_(NI)" title="AIB (NI)">AIB (NI)</a></li></ul></li> <li><a href="/wiki/Bank_of_Ireland" title="Bank of Ireland">Bank of Ireland</a></li> <li><a href="/wiki/J.P._Morgan_in_the_United_Kingdom#Chase_UK" title="J.P. Morgan in the United Kingdom">Chase</a></li> <li><a href="/wiki/The_Co-operative_Bank" title="The Co-operative Bank">The Co-operative Bank</a> <ul><li><a href="/wiki/Smile_(bank)" title="Smile (bank)">Smile</a></li></ul></li> <li><a href="/wiki/Danske_Bank_(Northern_Ireland)" title="Danske Bank (Northern Ireland)">Danske Bank</a></li> <li><a href="/wiki/EasyMoney" title="EasyMoney">easyMoney</a></li> <li><a href="/wiki/Handelsbanken" title="Handelsbanken">Handelsbanken</a></li> <li><a href="/wiki/Hodge_Bank" title="Hodge Bank">Hodge Bank</a></li> <li><a href="/wiki/Kent_Reliance" title="Kent Reliance">Kent Reliance</a></li> <li><a href="/wiki/Kingdom_Bank_(United_Kingdom)" title="Kingdom Bank (United Kingdom)">Kingdom Bank</a></li> <li><a href="/wiki/Metro_Bank_(United_Kingdom)" title="Metro Bank (United Kingdom)">Metro Bank</a></li> <li><a href="/wiki/Paragon_Banking_Group" title="Paragon Banking Group">Paragon</a></li> <li><a href="/wiki/Reliance_Bank" title="Reliance Bank">Reliance Bank</a></li> <li><a href="/wiki/Secure_Trust_Bank" title="Secure Trust Bank">Secure Trust Bank</a></li> <li><a href="/wiki/Sainsbury%27s_Bank" title="Sainsbury's Bank">Sainsbury's Bank</a></li> <li><a href="/wiki/Shawbrook_Bank" title="Shawbrook Bank">Shawbrook Bank</a></li> <li><a href="/wiki/Standard_Chartered" title="Standard Chartered">Standard Chartered</a></li> <li><a href="/wiki/Tesco_Bank" title="Tesco Bank">Tesco Bank</a></li> <li><a href="/wiki/Triodos_Bank" title="Triodos Bank">Triodos Bank</a></li> <li><a href="/wiki/TSB_Bank_(United_Kingdom)" title="TSB Bank (United Kingdom)">TSB Bank</a></li> <li><a href="/wiki/Virgin_Money_UK" title="Virgin Money UK">Virgin Money</a> <ul><li><a href="/wiki/Clydesdale_Bank" title="Clydesdale Bank">Clydesdale Bank</a></li> <li><a href="/wiki/Yorkshire_Bank" title="Yorkshire Bank">Yorkshire Bank</a></li></ul></li> <li><a href="/wiki/Wesleyan_Assurance_Society" title="Wesleyan Assurance Society">Wesleyan Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other commercial <br />and private</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arbuthnot_Latham" title="Arbuthnot Latham">Arbuthnot Latham & Co</a></li> <li><i><a href="/wiki/Bank_and_Clients" title="Bank and Clients">Bank and Clients</a></i></li> <li><i><a href="/wiki/Butterfield_Bank" title="Butterfield Bank">Butterfield Bank</a></i></li> <li><i><a href="/wiki/C._Hoare_%26_Co" title="C. Hoare & Co">C. Hoare & Co</a></i></li> <li><a href="/wiki/Cambridge_%26_Counties_Bank" title="Cambridge & Counties Bank">Cambridge & Counties Bank</a></li> <li><a href="/wiki/Close_Brothers_Group" title="Close Brothers Group">Close Brothers Group</a></li> <li><i><a href="/wiki/Duncan_Lawrie" title="Duncan Lawrie">Duncan Lawrie</a></i></li> <li><a href="/wiki/J.P._Morgan_in_the_United_Kingdom" title="J.P. Morgan in the United Kingdom">J.P. Morgan</a></li> <li><i><a href="/wiki/Kleinwort_Hambros" title="Kleinwort Hambros">Kleinwort Hambros</a></i></li> <li><i><a href="/wiki/Rothschild_%26_Co" title="Rothschild & Co">Rothschild & Co</a></i></li> <li><a href="/wiki/Unity_Trust_Bank" title="Unity Trust Bank">Unity Trust Bank</a></li> <li><a href="/wiki/Weatherbys" title="Weatherbys">Weatherbys</a></li></ul> </div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Big_Four_(banking)#United_Kingdom" title="Big Four (banking)">Big Four banks</a> are <u>underlined</u> and <a href="/wiki/Private_banking" title="Private banking">private banks</a> are shown in <i>italics</i></li> <li><sup>1</sup> Partially owned by <a href="/wiki/UK_Government_Investments" title="UK Government Investments">UK Government Investments</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="23x15px&#124;border_&#124;alt=Europe&#124;link=Europe_Members_of_the_Euro_Banking_Association" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Members_of_Euro_Banking_Association" title="Template:Members of Euro Banking Association"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Members_of_Euro_Banking_Association" title="Template talk:Members of Euro Banking Association"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Members_of_Euro_Banking_Association" title="Special:EditPage/Template:Members of Euro Banking Association"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="23x15px&#124;border_&#124;alt=Europe&#124;link=Europe_Members_of_the_Euro_Banking_Association" style="font-size:114%;margin:0 4em"><span class="flagicon"><span class="mw-image-border" typeof="mw:File"><a href="/wiki/Europe" title="Europe"><img alt="Europe" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b7/Flag_of_Europe.svg/23px-Flag_of_Europe.svg.png" decoding="async" width="23" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b7/Flag_of_Europe.svg/35px-Flag_of_Europe.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b7/Flag_of_Europe.svg/45px-Flag_of_Europe.svg.png 2x" data-file-width="810" data-file-height="540" /></a></span></span> Members of the <a href="/wiki/Euro_Banking_Association" title="Euro Banking Association">Euro Banking Association</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Austria</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_f%C3%BCr_Tirol_und_Vorarlberg" title="Bank für Tirol und Vorarlberg">Bank für Tirol und Vorarlberg</a></li> <li><a href="/w/index.php?title=BKS_Bank&action=edit&redlink=1" class="new" title="BKS Bank (page does not exist)">BKS Bank</a></li> <li><a href="/wiki/Erste_Group_Bank" class="mw-redirect" title="Erste Group Bank">Erste Group Bank</a></li> <li><a href="/wiki/Oberbank" title="Oberbank">Oberbank</a></li> <li><a href="/wiki/Oesterreichische_Nationalbank" title="Oesterreichische Nationalbank">Oesterreichische Nationalbank</a></li> <li><a href="/wiki/Raiffeisen_Bank_International" title="Raiffeisen Bank International">Raiffeisen Bank International</a></li> <li><a href="/wiki/Raiffeisenlandesbank_Ober%C3%B6sterreich" title="Raiffeisenlandesbank Oberösterreich">Raiffeisenlandesbank Oberösterreich</a></li> <li><a href="/wiki/UniCredit_Bank_Austria" class="mw-redirect" title="UniCredit Bank Austria">UniCredit Bank Austria</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Belgium</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Belfius" title="Belfius">Belfius</a></li> <li><a href="/wiki/BNP_Paribas_Fortis" title="BNP Paribas Fortis">BNP Paribas Fortis</a></li> <li><a href="/w/index.php?title=Bpost_bank&action=edit&redlink=1" class="new" title="Bpost bank (page does not exist)">bpost bank</a></li> <li><a href="/wiki/KBC_Bank" class="mw-redirect" title="KBC Bank">KBC Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Cyprus</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Cyprus" title="Bank of Cyprus">Bank of Cyprus</a></li> <li><a href="/wiki/Hellenic_Bank" title="Hellenic Bank">Hellenic Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Denmark</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Danske_Bank" title="Danske Bank">Danske Bank</a></li> <li><a href="/wiki/Spar_Nord" title="Spar Nord">Spar Nord Bank</a></li> <li><a href="/wiki/Sparekassen_Sj%C3%A6lland" title="Sparekassen Sjælland">Sparekassen Sjælland</a></li> <li><a href="/wiki/Sydbank" title="Sydbank">Sydbank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Finland</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aktia_Bank" title="Aktia Bank">Aktia Bank</a></li> <li><a href="/wiki/Bank_of_%C3%85land" title="Bank of Åland">Bank of Åland</a></li> <li><a href="/wiki/DNB_ASA" title="DNB ASA">DnB Bank</a></li> <li><a href="/wiki/Nordea" title="Nordea">Nordea Bank</a></li> <li><a href="/wiki/Pohjola_Bank" class="mw-redirect" title="Pohjola Bank">Pohjola Bank</a></li> <li><a href="/wiki/S-Bank" title="S-Bank">S-Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">France</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/BNP_Paribas" title="BNP Paribas">BNP Paribas</a></li> <li><a href="/wiki/Groupe_BPCE" title="Groupe BPCE">BPCE</a></li> <li><a href="/wiki/BRED_Banque_Populaire" class="mw-redirect" title="BRED Banque Populaire">BRED Banque Populaire</a></li> <li><a href="/wiki/Cr%C3%A9dit_Agricole" title="Crédit Agricole">Crédit Agricole</a></li> <li><a href="/wiki/Cr%C3%A9dit_Mutuel_Ark%C3%A9a" class="mw-redirect" title="Crédit Mutuel Arkéa">Crédit Mutuel Arkéa</a></li> <li><a href="/w/index.php?title=My_Money_Bank&action=edit&redlink=1" class="new" title="My Money Bank (page does not exist)">My Money Bank</a></li> <li><a href="/wiki/La_Banque_postale" title="La Banque postale">La Banque postale</a></li> <li><a href="/wiki/Soci%C3%A9t%C3%A9_G%C3%A9n%C3%A9rale" title="Société Générale">Société Générale</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Germany</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_America" title="Bank of America">Bank of America Europe</a> (USA)</li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a> (CHN)</li> <li><a href="/wiki/Berenberg_Bank" title="Berenberg Bank">Berenberg Bank</a></li> <li><a href="/wiki/Commerzbank" title="Commerzbank">Commerzbank</a></li> <li><a href="/wiki/Deutsche_Bank" title="Deutsche Bank">Deutsche Bank</a></li> <li><a href="/wiki/Deutsche_Bundesbank" title="Deutsche Bundesbank">Deutsche Bundesbank</a></li> <li><a href="/wiki/DZ_Bank" title="DZ Bank">DZ Bank</a></li> <li><a href="/wiki/Landesbank_Baden-W%C3%BCrttemberg" title="Landesbank Baden-Württemberg">Landesbank Baden-Württemberg</a></li> <li><a href="/wiki/Helaba" title="Helaba">Landesbank Hessen-Thüringen</a></li> <li><a href="/wiki/SIX_Group" title="SIX Group">SECB Swiss Euro Clearing Bank</a></li> <li><a href="/wiki/Standard_Chartered" title="Standard Chartered">Standard Chartered</a></li> <li><a href="/wiki/UBS" title="UBS">UBS Europe</a></li> <li><a href="/wiki/Unicredit" class="mw-redirect" title="Unicredit">Unicredit</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Greece</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alpha_Bank" title="Alpha Bank">Alpha Bank</a></li> <li><a href="/wiki/Eurobank_Ergasias" title="Eurobank Ergasias">Eurobank Ergasias</a></li> <li><a href="/wiki/National_Bank_of_Greece" title="National Bank of Greece">National Bank of Greece</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Hungary</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/OTP_Bank" title="OTP Bank">OTP Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Ireland</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Allied_Irish_Banks" title="Allied Irish Banks">Allied Irish Banks</a></li> <li><a href="/wiki/Bank_of_Ireland" title="Bank of Ireland">Bank of Ireland</a></li> <li><a href="/wiki/Elavon" title="Elavon">Elavon</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Italy</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/w/index.php?title=Banca_del_Fucino&action=edit&redlink=1" class="new" title="Banca del Fucino (page does not exist)">Banca del Fucino</a></li> <li><a href="/wiki/Banca_Monte_dei_Paschi_di_Siena" title="Banca Monte dei Paschi di Siena">Banca Monte dei Paschi di Siena</a></li> <li><a href="/wiki/Banca_Popolare_del_Lazio" title="Banca Popolare del Lazio">Banca Popolare del Lazio</a></li> <li><a href="/wiki/Banca_Popolare_di_Sondrio" title="Banca Popolare di Sondrio">Banca Popolare di Sondrio</a></li> <li><a href="/wiki/Banca_Sella" class="mw-redirect" title="Banca Sella">Banca Sella</a></li> <li><a href="/wiki/Banco_BPM" title="Banco BPM">Banco BPM</a></li> <li><a href="/w/index.php?title=BFF_Bank&action=edit&redlink=1" class="new" title="BFF Bank (page does not exist)">BFF Bank</a></li> <li><a href="/wiki/BPER_Banca" title="BPER Banca">BPER Banca</a></li> <li><a href="/wiki/Cassa_di_Risparmio_di_Fermo" title="Cassa di Risparmio di Fermo">Cassa di Risparmio di Fermo</a></li> <li><a href="/wiki/Credito_Emiliano" title="Credito Emiliano">Credito Emiliano</a></li> <li><a href="/wiki/ICCREA_Banca" title="ICCREA Banca">ICCREA Banca</a></li> <li><a href="/wiki/Intesa_Sanpaolo" title="Intesa Sanpaolo">Intesa Sanpaolo</a></li> <li><a href="/wiki/Raiffeisen_Landesbank_S%C3%BCdtirol_%E2%80%93_Cassa_Centrale_Raiffeisen_dell%27Alto_Adige" title="Raiffeisen Landesbank Südtirol – Cassa Centrale Raiffeisen dell'Alto Adige">Raiffeisen Landesbank Südtirol</a></li> <li><a href="/wiki/UniCredit" title="UniCredit">UniCredit</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Luxembourg</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banque_et_Caisse_d%27%C3%89pargne_de_l%27%C3%89tat" title="Banque et Caisse d'Épargne de l'État">Spuerkeess</a></li> <li><a href="/wiki/Banque_Internationale_%C3%A0_Luxembourg" title="Banque Internationale à Luxembourg">Banque Internationale à Luxembourg</a></li> <li><a href="/wiki/Gazprombank" title="Gazprombank">Gazprombank Luxembourg</a> (RUS)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Netherlands</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ABN_AMRO" title="ABN AMRO">ABN AMRO</a></li> <li><a href="/wiki/De_Nederlandsche_Bank" title="De Nederlandsche Bank">De Nederlandsche Bank</a></li> <li><a href="/wiki/ING_Bank" class="mw-redirect" title="ING Bank">ING Bank</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Portugal</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banco_Angolano_de_Investimentos" title="Banco Angolano de Investimentos">Banco BAI Europa</a> (AGO)</li> <li><a href="/wiki/Banco_Comercial_Portugu%C3%AAs" title="Banco Comercial Português">Banco BCP</a></li> <li><a href="/wiki/Banco_Montepio" title="Banco Montepio">Banco Montepio</a></li> <li><a href="/w/index.php?title=Caixa_Central_de_Cr%C3%A9dito_Agr%C3%ADcola_M%C3%BAtuo&action=edit&redlink=1" class="new" title="Caixa Central de Crédito Agrícola Mútuo (page does not exist)">Crédito Agrícola</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Slovenia</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Slovenia" title="Bank of Slovenia">Bank of Slovenia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Spain</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abanca" title="Abanca">Abanca</a></li> <li><a href="/wiki/Banco_Bilbao_Vizcaya_Argentaria" title="Banco Bilbao Vizcaya Argentaria">BBVA</a></li> <li><a href="/w/index.php?title=Banco_Cooperativo_Espa%C3%B1ol&action=edit&redlink=1" class="new" title="Banco Cooperativo Español (page does not exist)">Banco Cooperativo Español</a></li> <li><a href="/wiki/Banco_Sabadell" title="Banco Sabadell">Banco Sabadell</a></li> <li><a href="/wiki/Banco_Santander" title="Banco Santander">Banco Santander</a></li> <li><a href="/wiki/Bankinter" title="Bankinter">Bankinter</a></li> <li><a href="/wiki/CaixaBank" title="CaixaBank">CaixaBank</a></li> <li><a href="/wiki/Spanish_Confederation_of_Savings_Banks" title="Spanish Confederation of Savings Banks">Cecabank</a></li> <li><a href="/wiki/Ibercaja_Banco" title="Ibercaja Banco">Ibercaja Banco</a></li> <li><a href="/wiki/Kutxabank" title="Kutxabank">Kutxabank</a></li> <li><a href="/wiki/Unicaja" title="Unicaja">Unicaja Banco</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Sweden</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Handelsbanken" title="Handelsbanken">Handelsbanken</a></li> <li><a href="/wiki/SEB_Group" title="SEB Group">SEB</a></li> <li><a href="/wiki/Swedbank" title="Swedbank">Swedbank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">United<br />Kingdom</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Barclays" title="Barclays">Barclays</a></li> <li><a href="/wiki/Citibank_Europe" title="Citibank Europe">Citibank Europe</a> (USA)</li> <li><a href="/wiki/HSBC_Bank_(Europe)" class="mw-redirect" title="HSBC Bank (Europe)">HSBC Bank</a></li> <li><a href="/wiki/JPMorgan_Chase" title="JPMorgan Chase">JPMorgan Chase Bank, London Branch</a> (USA)</li> <li><a href="/wiki/Lloyds_Bank" title="Lloyds Bank">Lloyds Bank</a></li> <li><a href="/wiki/MUFG_Bank" title="MUFG Bank">MUFG Bank</a> (JPN)</li> <li><a class="mw-selflink selflink">NatWest</a></li> <li><a href="/wiki/Wells_Fargo" title="Wells Fargo">Wells Fargo</a> (USA)</li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox authority-control" 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