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This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short.聽" /> <link rel="canonical" href="https://www.rescue.org/page/make-tax-free-gift-irc-ira" /> <link rel="image_src" href="https://www.rescue.org/sites/default/files/2022-09/og-image-default.jpeg" /> <meta property="og:site_name" content="The IRC" /> <meta property="og:url" content="https://www.rescue.org/page/make-tax-free-gift-irc-ira" /> <meta property="og:title" content="Make a tax-free gift to the IRC with an IRA" /> <meta property="og:description" content="IRA charitable giving: a聽tax-saving way to help the IRC聽If you are 70陆 years old or older, you can give up to $105,000 from your Individual Retirement Account (IRA) directly to a qualified organization such as the International Rescue Committee (IRC) without having to pay income taxes on the money. This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short.聽" /> <meta property="og:image" content="https://www.rescue.org/sites/default/files/2022-09/og-image-default.jpeg" /> <meta property="og:image:width" content="3840" /> <meta property="og:image:height" content="2160" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:site" content="@RescueOrg" /> <meta name="twitter:title" content="Make a tax-free gift to the IRC with an IRA" /> <meta name="twitter:description" content="IRA charitable giving: a聽tax-saving way to help the IRC聽If you are 70陆 years old or older, you can give up to $105,000 from your Individual Retirement Account (IRA) directly to a qualified organization such as the International Rescue Committee (IRC) without having to pay income taxes on the money. This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short.聽" /> <meta name="twitter:url" content="https://www.rescue.org/page/make-tax-free-gift-irc-ira" /> <meta name="twitter:image" content="https://www.rescue.org/sites/default/files/2022-09/og-image-default.jpeg" /> <meta name="twitter:image:height" content="2160" /> <meta name="twitter:image:width" content="3840" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <script type="application/ld+json">{ "@context": "https://schema.org", "@graph": [ { "@type": "WebPage", "description": "IRA charitable giving: a\u0026amp;nbsp;tax-saving way to help the IRC\u0026amp;nbsp;If you are 70陆 years old or older, you can give up to $105,000 from your Individual Retirement Account (IRA) directly to a qualified organization such as the International Rescue Committee (IRC) without having to pay income taxes on the money. 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class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/burkina-faso" aria-label="Burkina Faso">Burkina Faso</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/burundi" aria-label="Burundi">Burundi</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/cameroon" aria-label="Cameroon">Cameroon</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/central-african-republic" aria-label="Central African Republic">Central African Republic</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/chad" aria-label="Chad">Chad</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/ivory-coast" aria-label="C么te d'Ivoire">C么te d'Ivoire</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/democratic-republic-congo" aria-label="Democratic Republic of Congo">Democratic Republic of Congo</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/ethiopia" aria-label="Ethiopia">Ethiopia</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/kenya" aria-label="Kenya">Kenya</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/liberia" aria-label="Liberia">Liberia</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/libya" aria-label="Libya">Libya</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/mali" aria-label="Mali">Mali</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/niger" aria-label="Niger">Niger</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/nigeria" aria-label="Nigeria">Nigeria</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/somalia" aria-label="Somalia">Somalia</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/south-sudan" aria-label="South Sudan">South Sudan</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/sudan" aria-label="Sudan">Sudan</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/tanzania" aria-label="Tanzania">Tanzania</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/uganda" aria-label="Uganda">Uganda</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/zimbabwe" aria-label="Zimbabwe">Zimbabwe</a></li></ul></div></li><li class="rplc-main-menu__level-3-menu-item" data-rpl-main-menu-level-3><div class="rplc-main-menu__level-3-menu-item-title" data-rpl-main-menu-expanding-section-target>Asia</div><button class="rplc-main-menu__level-3-expand-toggle" data-rpl-main-menu-expanding-section-target></button><div class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/afghanistan" aria-label="Afghanistan">Afghanistan</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/bangladesh" aria-label="Bangladesh">Bangladesh</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/malaysia" aria-label="Malaysia">Malaysia</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/myanmar" aria-label="Myanmar">Myanmar</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/pakistan" aria-label="Pakistan">Pakistan</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/thailand" aria-label="Thailand">Thailand</a></li></ul></div></li><li class="rplc-main-menu__level-3-menu-item" data-rpl-main-menu-level-3><div class="rplc-main-menu__level-3-menu-item-title" data-rpl-main-menu-expanding-section-target>Europe</div><button class="rplc-main-menu__level-3-expand-toggle" data-rpl-main-menu-expanding-section-target></button><div class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/germany" aria-label="Germany">Germany</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/greece" aria-label="Greece">Greece</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/italy" aria-label="Italy">Italy</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/poland" aria-label="Poland">Poland</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/serbia" aria-label="Serbia">Serbia</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/topic/ukraine-crisis" aria-label="Ukraine">Ukraine</a></li></ul></div></li><li class="rplc-main-menu__level-3-menu-item" data-rpl-main-menu-level-3><div class="rplc-main-menu__level-3-menu-item-title" data-rpl-main-menu-expanding-section-target>Latin America</div><button class="rplc-main-menu__level-3-expand-toggle" data-rpl-main-menu-expanding-section-target></button><div class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/colombia" aria-label="Colombia">Colombia</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/ecuador" aria-label="Ecuador">Ecuador</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/el-salvador" aria-label="El Salvador">El Salvador</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/honduras" aria-label="Honduras">Honduras</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/mexico" aria-label="Mexico">Mexico</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/peru" aria-label="Peru">Peru</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/venezuela" aria-label="Venezuela">Venezuela</a></li></ul></div></li><li class="rplc-main-menu__level-3-menu-item" data-rpl-main-menu-level-3><div class="rplc-main-menu__level-3-menu-item-title" data-rpl-main-menu-expanding-section-target>Middle East</div><button class="rplc-main-menu__level-3-expand-toggle" data-rpl-main-menu-expanding-section-target></button><div class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/iraq" aria-label="Iraq">Iraq</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/jordan" aria-label="Jordan">Jordan</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/lebanon" aria-label="Lebanon">Lebanon</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/occupied-palestinian-territory-opt" aria-label="Occupied Palestinian territory (oPt)">Occupied Palestinian territory (oPt)</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/syria" aria-label="Syria">Syria</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/country/yemen" aria-label="Yemen">Yemen</a></li></ul></div></li><li class="rplc-main-menu__level-3-menu-item" data-rpl-main-menu-level-3><div class="rplc-main-menu__level-3-menu-item-title" data-rpl-main-menu-expanding-section-target>United States</div><button class="rplc-main-menu__level-3-expand-toggle" data-rpl-main-menu-expanding-section-target></button><div class="rplc-main-menu__level-4-wrapper"><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-1"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/abilene-tx" aria-label="Abilene, TX">Abilene, TX</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/atlanta-ga" aria-label="Atlanta, GA">Atlanta, GA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/baltimore-md" aria-label="Baltimore, MD">Baltimore, MD</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/boise-id" aria-label="Boise, ID">Boise, ID</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/charlottesville-va" aria-label="Charlottesville, VA">Charlottesville, VA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/dallas-tx" aria-label="Dallas, TX">Dallas, TX</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/denver-co" aria-label="Denver, CO">Denver, CO</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/des-moines-ia" aria-label="Des Moines, IA">Des Moines, IA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/elizabeth-nj" aria-label="Elizabeth, NJ">Elizabeth, NJ</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="https://www.rescue.org/united-states/iowa-city-ia" aria-label="Iowa City, IA">Iowa City, IA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/los-angeles-ca" aria-label="Los Angeles, CA">Los Angeles, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/louisville-ky" aria-label="Louisville, KY">Louisville, KY</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/miami-fl" aria-label="Miami, FL">Miami, FL</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/missoula-mt" aria-label="Missoula, MT">Missoula, MT</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/new-york-ny" aria-label="New York, NY">New York, NY</a></li></ul><ul class="rplc-main-menu__level-4 rplc-main-menu__level-4--group-2"><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/oakland-ca" aria-label="Oakland, CA">Oakland, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/phoenix-az" aria-label="Phoenix, AZ">Phoenix, AZ</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/richmond-va" aria-label="Richmond, VA">Richmond, VA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/sacramento-ca" aria-label="Sacramento, CA">Sacramento, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/salt-lake-city-ut" aria-label="Salt Lake City, UT">Salt Lake City, UT</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/san-diego-ca" aria-label="San Diego, CA">San Diego, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/san-jose-ca" aria-label="San Jose, CA">San Jose, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/seattle-wa" aria-label="Seattle, WA">Seattle, WA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/silver-spring-md" aria-label="Silver Spring, MD">Silver Spring, MD</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/spokane-wa" aria-label="Spokane, WA">Spokane, WA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/tallahassee-fl" aria-label="Tallahassee, FL">Tallahassee, FL</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/tucson-az" aria-label="Tucson, AZ">Tucson, AZ</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/turlock-ca" aria-label="Turlock, CA">Turlock, CA</a></li><li class="rplc-main-menu__level-4-menu-item"><a class="rplc-main-menu__level-4-menu-item-link" href="/united-states/wichita-ks" aria-label="Wichita, KS">Wichita, KS</a></li></ul></div></li></ul></li></ul></li><li class="rplc-main-menu__level-1-menu-item rplc-main-menu__level-1-menu-item--type-1" data-rpl-main-menu-level-1><a class="rplc-main-menu__level-1-menu-item-link" href="/what-we-do" aria-label="What We Do">What We Do</a><button class="rplc-main-menu__level-1-expand-toggle" data-rpl-main-menu-expanding-section-target aria-label="Main Menu Option Expand Toggle"></button><ul class="rplc-main-menu__level-2"><li class="rplc-main-menu__level-2-menu-item"/><p class="rplc-main-menu__level-2-menu-item-title">Where We Focus</p><ul class="rplc-main-menu__level-3"><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/economic-wellbeing" aria-label="Economic Wellbeing">Economic Wellbeing</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/education" aria-label="Education">Education</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/health" aria-label="Health">Health</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/empowerment" aria-label="Empowerment">Empowerment</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/safety" aria-label="Safety">Safety</a></li></ul></li><li class="rplc-main-menu__level-2-menu-item rplc-main-menu__level-2-menu-item--last"/><p class="rplc-main-menu__level-2-menu-item-title">Our Approach</p><ul class="rplc-main-menu__level-3"><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/outcome/women-girls" aria-label="Centered on Women & Girls">Centered on Women & Girls</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/policy" aria-label="Policy & Advocacy">Policy & Advocacy</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/page/how-we-use-evidence" aria-label="How We Use Evidence">How We Use Evidence</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="https://airbel.rescue.org/" aria-label="Airbel Impact Lab">Airbel Impact Lab</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/reports-and-resources" aria-label="Reports and Resources">Reports and Resources</a></li></ul></li></ul></li><li class="rplc-main-menu__level-1-menu-item rplc-main-menu__level-1-menu-item--type-1" data-rpl-main-menu-level-1><a class="rplc-main-menu__level-1-menu-item-link" href="/how-to-help" aria-label="How To Help">How To Help</a><button class="rplc-main-menu__level-1-expand-toggle" data-rpl-main-menu-expanding-section-target aria-label="Main Menu Option Expand Toggle"></button><ul class="rplc-main-menu__level-2"><li class="rplc-main-menu__level-2-menu-item"/><p class="rplc-main-menu__level-2-menu-item-title">Give</p><ul class="rplc-main-menu__level-3"><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/make-lasting-impact" aria-label="Donate Monthly">Donate Monthly</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/start-a-fundraiser" aria-label="Start a Fundraising Campaign">Start a Fundraising Campaign</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="http://rescue.myplannedgift.org/" aria-label="Make a Planned Gift">Make a Planned Gift</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="/daf-stocks-crypto" aria-label="Donor-Advised Funds, Stocks and Crypto">Donor-Advised Funds, Stocks and Crypto</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="https://www.rescue.org/charity-stream" aria-label="Streaming and Gaming">Streaming and Gaming</a></li><li class="rplc-main-menu__level-3-menu-item rplc-main-menu__level-3-menu-item--leaf" data-rpl-main-menu-level-3><a class="rplc-main-menu__level-3-menu-item-link" href="https://help.rescue.org/donate/make-tribute-donation" aria-label="Make a Tribute Gift">Make a Tribute Gift</a></li><li 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1.218v4.585H1.28V7.775L.032 6.59v1.217L0 10.725v1.796c.032.13.064.225.096.354.096.225.257.417.48.545.193.127.482.19.674.19h13.53c.193 0 .386-.063.546-.16.32-.19.577-.544.64-.93.033-.223 0-.255 0-.384v-5.61H16z"/></svg></div></span></a></div></div></div></div><div class="rpll-hero-layout-1__secondary-2"></div></div></div></div></div></div> </div><main id="main-content" class="rpll-page__main" role="main" tabindex="-1"> <h2 class="section-title rpla-standalone-section-heading">IRA charitable giving: a tax-saving way to help the IRC </h2><p class="rpla-paragraph rpla-paragraph--body">If you are 70陆 years old or older, you can give up to $105,000 from your Individual Retirement Account (IRA) directly to a qualified organization such as the International Rescue Committee (IRC) without having to pay income taxes on the money. This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short. </p><p class="rpla-paragraph rpla-paragraph--body">This law no longer has an expiration date so you are free to make annual gifts to our organization this year and well into the future. </p><p class="rpla-paragraph rpla-paragraph--body">Why consider this gift? </p><ul class="rpla-unordered-list rpla-unordered-list--body"><li class="rpla-unordered-list__item">Your gift will be put to use today, allowing you to see the difference your donation is making. </li><li class="rpla-unordered-list__item">You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions. </li><li class="rpla-unordered-list__item">If you have not yet taken your required minimum distribution for the year, your IRA charitable rollover gift can satisfy all or part of that requirement. </li></ul><h2 class="section-title rpla-standalone-section-heading">To make a gift using your IRA: </h2><ul class="rpla-unordered-list rpla-unordered-list--body"><li class="rpla-unordered-list__item">Contact your IRA administrator </li><li class="rpla-unordered-list__item">Provide instructions in writing to transfer the amount you wish directly to the International Rescue Committee,<br>P.O. Box 6068, Albert Lea<br>MN 56007-9847</li><li class="rpla-unordered-list__item">Indicate that IRC is a qualified 501[c][3] charitable organization and include our Federal Tax ID Number: 135660870. </li></ul><p class="rpla-paragraph rpla-paragraph--body">More questions?  Contact: </p><p class="rpla-paragraph rpla-paragraph--body">Phone: +1 855 9RESCUE</p><p class="rpla-paragraph rpla-paragraph--body">Email: <a href="/cdn-cgi/l/email-protection#b5f1dadbdac7e6d0c7c3dcd6d0c6f5c7d0c6d6c0d09bdac7d2"><span class="__cf_email__" data-cfemail="50143f3e3f220335222639333523102235233325357e3f2237">[email protected]</span></a></p><h2 class="section-title rpla-standalone-section-heading"><span>IRA beneficiary designation: the easiest way to leave your legacy</span></h2><p class="rpla-paragraph rpla-paragraph--body"><span>Consider naming the IRC as a beneficiary of your IRA to make a difference at the IRC after your lifetime. Here鈥檚 why this tax-wise gift may be right for you:</span></p><p class="rpla-paragraph rpla-paragraph--body">A retirement plan or IRA is typically the largest source of assets that generate taxable income when paid to a beneficiary. If you are considering a gift to the IRC after your lifetime, it may be better to leave taxable assets to a charity, and give nontaxable assets (such as stocks and real estate) to your loved ones. </p><p class="rpla-paragraph rpla-paragraph--body">To complete your gift, simply contact your retirement plan or IRA administrator (or visit their website) and complete a beneficiary designation form naming our organization as beneficiary and the percentage you'd like us to receive (1-100). Then mail it back to the plan administrator and keep a copy for your records. Beneficiary forms are filled out on your terms and can be changed at any time. </p><p class="rpla-paragraph rpla-paragraph--body"><strong>If you want additional information, or to notify the IRC of your legacy plans, please contact: <a href="/cdn-cgi/l/email-protection#98dbf0f9f6fffdf5f9f3fdeaebd8cafdebfbedfdb6f7eaff"><span class="__cf_email__" data-cfemail="2b68434a454c4e464a404e59586b794e58485e4e0544594c">[email protected]</span></a> or call us at +1 212 551-2954.</strong></p><p class="rpla-paragraph rpla-paragraph--body"><strong>If you would like to learn more about becoming a member of the Rescue Collective as a Changemaker, the IRC鈥檚 community of legacy donors, please visit our website [</strong><a href="https://www.rescue.org/rescue-collective" target="_blank" rel="noopener" class="rpla-link rpla-link--type-one"><strong>Rescue Collective | International Rescue Committee (IRC)</strong></a><strong>]</strong></p><p class="rpla-paragraph rpla-paragraph--body"><em>The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. A copy of our most recently filed financial report is available from the Charities Registry on the New York State Attorney General鈥檚 website (<a href="http://www.charitiesnys.com">www.charitiesnys.com</a>) or, upon request, by contacting the New York State Attorney General, Charities Bureau, 28 Liberty Street, New York, NY 10005, or us at 122 East 42nd Street, New York, NY 10168-1289. You also may obtain information on charitable organizations from the New York State Office of the Attorney General at <a href="http://www.charitiesnys.com">www.charitiesnys.com</a> or (212) 416-8401. </em></p> </main> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script type="text/javascript"> document.addEventListener("DOMContentLoaded", function(event) { var first_element = document.getElementsByClassName('rpll-page__main')[0].firstElementChild; if (first_element && typeof first_element.dataset.rplCanvasColor !== 'undefined') { document.getElementsByClassName('rpll-page__hero-wrapper')[0].dataset.rplCanvasColor = first_element.dataset.rplCanvasColor; } }); </script> <div class="rpll-page__content-footer"> <div class="rplc-top-stories" data-rpl-canvas-color="neutral-white"><div class="rplm-section-heading"><div class="rplm-section-heading__title-icon-wrapper"><h2 class="rplm-section-heading__title">Top 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499.5"><style>.cls-2{fill:#d1d1d1}</style><path class="cls-1" fill="currentColor" d="M411.1 249.7c0 88.8-72 160.8-160.8 160.8s-160.8-72-160.8-160.8 72-160.8 160.8-160.8c49.3 0 93.4 22.2 122.9 57.2L441 89.2C391.4 30 327 0 249.7 0 111.8 0 0 111.8 0 249.7s111.8 249.7 249.7 249.7 249.7-111.8 249.7-249.7h-88.3z"/><path class="cls-3" d="M405.6 208l85.4-22.9c-10-37.3-25.1-66.3-49.9-95.9l-67.8 56.9c14.9 17.7 26.1 38.8 32.3 61.9z"/><path class="cls-2" d="M411.1 249.7h88.4c0-22.1-2.8-43.3-8.5-64.6L405.6 208c3.6 13.3 5.5 27.3 5.5 41.7z"/></svg></div></div><div class="rplc-efficiency__list-wrapper"><ul class="rplc-efficiency__list"><li class="rplc-efficiency__list-item rplc-efficiency__list-item--first"><span class="rplc-efficiency__percentage">87%</span> Program services</li><li class="rplc-efficiency__list-item rplc-efficiency__list-item--second"><span class="rplc-efficiency__percentage">7%</span> Management and general</li><li class="rplc-efficiency__list-item 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