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Read our <a href="https://web.archive.org/web/20161002053839/http://www.independent.co.uk/service/privacy-policy-a6184181.html">Privacy</a> and <a href="https://web.archive.org/web/20161002053839/http://www.independent.co.uk/service/cookie-policy-a6184186.html">Cookie</a> Policies to find out more.</p> </div> <div class="tabs"></div> <div class="region region-content"> <div class="term-listing-heading"> <header class="section-title "> <h1 class="box-title"> <span class="title">Money</span> <span class="slogan"></span> </h1> </header> <div class="content"> <div class="row" data-tb-region="row-1"><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text full-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/modern-day-robin-hood-alive-well-and-living-in-nottingham-obviously-a7334606.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc" style="background-image: url('https://web.archive.org/web/20161002053839im_/https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2015/04/22/16/errolflynn-robinhood.jpg');"> <a href="/web/20161002053839/http://www.independent.co.uk/money/modern-day-robin-hood-alive-well-and-living-in-nottingham-obviously-a7334606.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/modern-day-robin-hood-alive-well-and-living-in-nottingham-obviously-a7334606.html"><span class="media-prefix "></span>Modern day Robin Hood alive, well and living in... Nottingham</a></h1> <div class="lead"> <p>The nation’s most generous citizens appear to be following in the footsteps of their most famous predecessor</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc" style="background-image: url('https://web.archive.org/web/20161002053839im_/https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/09/13/11/iphone7plus.jpg');"> <a href="/web/20161002053839/http://www.independent.co.uk/money/friends-before-food-why-technology-is-more-important-than-groceries-for-the-cash-strapped-a7335366.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/friends-before-food-why-technology-is-more-important-than-groceries-for-the-cash-strapped-a7335366.html"><span class="media-prefix "></span>Friends before food</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc" style="background-image: url('https://web.archive.org/web/20161002053839im_/https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2014/10/01/19/Divorce-Getty.jpg');"> <a href="/web/20161002053839/http://www.independent.co.uk/money/consciously-uncoupling-the-cash-a7334776.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/consciously-uncoupling-the-cash-a7334776.html"><span class="media-prefix "></span>Consciously uncoupling the cash</a></h1> </div> </div> </article><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu0" class="grid-mod-single-mpu"> </div> </article></div><div class="row" data-tb-region="row-2"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/worlds-wealthiest-countries-switzerland-financial-assets-allianz-richest-world-country-usa-uk-a7327741.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/09/24/15/money-world.jpg"> <span class="icon-play large"></span> <a href="/web/20161002053839/http://www.independent.co.uk/money/worlds-wealthiest-countries-switzerland-financial-assets-allianz-richest-world-country-usa-uk-a7327741.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/worlds-wealthiest-countries-switzerland-financial-assets-allianz-richest-world-country-usa-uk-a7327741.html">The world's wealthiest countries</a></h1> <div class="lead"> <p>'The Euro crisis has left its mark on the savings of private households, especially in Italy,' says economist Kathrin Brandmeir</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/09/04/18/university-freshers.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/beginner-s-guide-to-student-accounts-a7298091.html"></a> </div> </div> <div class="content"> <div class="capsules"> <ul> <li class="sponsored"> <span class="label">Sponsored</span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/beginner-s-guide-to-student-accounts-a7298091.html"><span class="media-prefix "></span>Beginner’s guide to student accounts</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2015/07/17/22/IN68337991955--The-gang-of-.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/death-of-the-savings-account-a7320026.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/death-of-the-savings-account-a7320026.html"><span class="media-prefix "></span>Is the savings account dead?</a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/spend-save/the-tenants-paying-the-price-so-landlords-don-t-have-to-a7320206.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2014/07/13/19/21let-rex.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/the-tenants-paying-the-price-so-landlords-don-t-have-to-a7320206.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/spend-save/the-tenants-paying-the-price-so-landlords-don-t-have-to-a7320206.html"><span class="media-prefix "></span>The tenants paying the price so landlords don’t have to</a></h1> <div class="lead"> <p>A charity has spoken out against the high fees being charged to tenants who, as Felicity Hannah has been finding out, can’t take their business elsewhere</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/one-in-ten-credit-card-users-fall-victim-to-fraudsters-a7316776.html" data-tb-region-item="4-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2012/04/19/21/18-muggings-rex.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/one-in-ten-credit-card-users-fall-victim-to-fraudsters-a7316776.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/one-in-ten-credit-card-users-fall-victim-to-fraudsters-a7316776.html"><span class="media-prefix "></span>One in ten credit card users fall victim to fraudsters</a></h1> <div class="lead"> <p>More than four million people were forced to cancel credit or debit cards after falling victim to fraud in the last year, making you more likely to be mugged online than in the street.</p> <p> </p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-3"><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu4" class="grid-mod-single-mpu"> </div> </article><article data-weight="1" class="weight-1"><div class="container-half grid-mod-half-story grid-mod-half-height " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/7-ways-to-save-700-a-year-on-food-a7297076.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1_half/public/thumbnails/image/2015/06/16/23/web-food-waste-getty.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/7-ways-to-save-700-a-year-on-food-a7297076.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/7-ways-to-save-700-a-year-on-food-a7297076.html"><span class="media-prefix "></span>7 ways to save £700 a year on food</a></h1> <div class="lead"> <p>As a nation we throw away far too much food. Not only is it wasteful and bad for the environment, it’s expensive too. Here are seven ways you can save food and money</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container-half grid-mod-half-story grid-mod-half-height " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/rollercoaster-rental-market-points-to-landlord-uncertainty-a7295671.html" data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1_half/public/thumbnails/image/2015/10/10/20/4-right-to-rent-get.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/rollercoaster-rental-market-points-to-landlord-uncertainty-a7295671.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/rollercoaster-rental-market-points-to-landlord-uncertainty-a7295671.html"><span class="media-prefix "></span>Rollercoaster rental market points to landlord uncertainty</a></h1> <div class="lead"> <p>A significant drop in the number of properties coming to the rental market has sparked speculation over landlord fears and rising costs</p> </div> </div> </div> </article><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu3" class="grid-mod-single-mpu"> </div> </article></div><div class="row" data-tb-region="row-4"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/news/world/europe/switzerland-swiss-banks-negative-interest-rates-hoarding-cash-a7235816.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/07/03/15/swiss.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/world/europe/switzerland-swiss-banks-negative-interest-rates-hoarding-cash-a7235816.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/world/europe/switzerland-swiss-banks-negative-interest-rates-hoarding-cash-a7235816.html"><span class="media-prefix "></span>Swiss savers are storing cash in jars to tackle negative interest rate</a></h1> <div class="lead"> <p>The Swiss National Bank imposed sub-zero rates in early 2015, effectively charging banks for excess deposits</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html" data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/08/29/17/london-bridge.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/job-scams-fleece-students-and-new-graduates-out-of-1000s-a7229716.html"><span class="media-prefix "></span>Job scams fleece students and new graduates out of £1,000s</a></h1> <div class="lead"> <p>As the new term starts, graduates knuckle down to applying for their first full-time job and students search for a way to cover their university costs, fraudsters are out to steal their limited funds</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2010/11/28/15/505430.bin"> <a href="/web/20161002053839/http://www.independent.co.uk/money/the-great-credit-card-scandal-continues-a7229631.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/the-great-credit-card-scandal-continues-a7229631.html"><span class="media-prefix "></span>The great credit card scandal continues</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="3-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2013/11/30/19/70-Real-Estate-PA.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/how-speculation-shaped-the-housing-market-a7229551.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/how-speculation-shaped-the-housing-market-a7229551.html"><span class="media-prefix "></span>How speculation shaped the housing market</a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/news/business/news/payday-loan-complaints-triple-ppi-financial-ombudsman-service-lloyds-bank-of-scotland-a7228896.html" data-tb-region-item="4-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/06/24/08/pounds.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/payday-loan-complaints-triple-ppi-financial-ombudsman-service-lloyds-bank-of-scotland-a7228896.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/payday-loan-complaints-triple-ppi-financial-ombudsman-service-lloyds-bank-of-scotland-a7228896.html"><span class="media-prefix "></span>Payday loan complaints triple but PPI still dominates grievances</a></h1> <div class="lead"> <p>Complaints about payday lenders more than tripled in the first half of the year, new official figures have revealed. The short-term, high-interest loans attracted 4,186 grievances, up from 1,213 in the previous six months.</p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-5"><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu1" class="grid-mod-single-mpu"> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/survival-guide-to-overdrafts-a7217791.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2013/07/26/15/9027029071_cd951d5299_b.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-overdrafts-a7217791.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="1"> <ul> <li class="description sponsored"> <span class="label">Sponsored</span> </li> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-overdrafts-a7217791.html"><span class="media-prefix "></span>Survival guide to overdrafts</a></h1> <div class="lead"> <p>In an ideal world an overdraft is something you’d only use for short-term borrowing. It’s a cushion for when your pay cheque is late or it’s an emergency pot of cash for when there’s a sudden expense that’s not been budgeted for. For everyone else – more than one in ten Brits 'live' in their overdraft – it's an expensive way to conduct their financial affairs. But whether you’re occasionally dipping into minus figures or you’re permanently in the red, having the right account can make a big difference. Here's what you need to know.</p> </div> </div> </div> </article><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/is-everything-we-know-about-the-property-market-wrong-a7217756.html" data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2015/12/07/18/2-monopoly-houses-get.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/is-everything-we-know-about-the-property-market-wrong-a7217756.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/is-everything-we-know-about-the-property-market-wrong-a7217756.html"><span class="media-prefix "></span>Is everything we know about the property market wrong?</a></h1> <div class="lead"> <p>Post-Brexit chaos? Priced–out first-time buyers? The latest round of stats suggest we might need to revise what we think we know about the property market.</p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-6"><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/news/business/news/house-prices-rise-august-crash-brexit-uk-economy-a7217816.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2016/08/31/12/housing-market.gif"> <a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/house-prices-rise-august-crash-brexit-uk-economy-a7217816.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/house-prices-rise-august-crash-brexit-uk-economy-a7217816.html"><span class="media-prefix "></span>House prices rise in August but falls looming, warn economists</a></h1> <div class="lead"> <p>Latest house price figures defy several indications of imminent downturn </p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/03/17/00/Pensions.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/government-plans-500-incentive-for-valuable-pensions-advice-a7217926.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/government-plans-500-incentive-for-valuable-pensions-advice-a7217926.html"><span class="media-prefix "></span>Government plans £500 incentive for valuable pensions advice</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2015/11/30/21/48-bank-england-get.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/banks-use-base-rate-drop-to-mask-far-larger-cuts-to-savings-products-a7217731.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/banks-use-base-rate-drop-to-mask-far-larger-cuts-to-savings-products-a7217731.html"><span class="media-prefix "></span>Banks use base rate drop to mask far larger cuts to savings products</a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/news/business/news/brexit-latest-new-mortgage-lending-figures-point-to-post-referendum-house-price-hit-a7216106.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/07/23/14/first-home-getty.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/brexit-latest-new-mortgage-lending-figures-point-to-post-referendum-house-price-hit-a7216106.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/brexit-latest-new-mortgage-lending-figures-point-to-post-referendum-house-price-hit-a7216106.html"><span class="media-prefix "></span>New mortgage lending figures point to post-referendum house price hit</a></h1> <div class="lead"> <p><span style="line-height: 20.8px;">There were 60,912 approvals for house purchase in July, down sharply from the 64,152 in June</span></p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-7"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/the-painful-cost-of-a-free-education-a7207176.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/03/28/10/classroom.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/the-painful-cost-of-a-free-education-a7207176.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/the-painful-cost-of-a-free-education-a7207176.html"><span class="media-prefix "></span>The painful cost of a free education</a></h1> <div class="lead"> <p>Failure to acknowledge the true cost of education heaps pressure on parents already feeling the strain. But some are now taking matters into their own hands</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/07/07/18/shopping-oxford-street.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-cashback-credit-cards-a7207216.html"></a> </div> </div> <div class="content"> <div class="capsules"> <ul> <li class="sponsored"> <span class="label">Sponsored</span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-cashback-credit-cards-a7207216.html"><span class="media-prefix "></span>Survival guide to cashback credit cards</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/07/23/14/first-home-getty.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/the-truth-about-investing-for-children-a7207131.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/the-truth-about-investing-for-children-a7207131.html"><span class="media-prefix "></span>The truth about investing for children</a></h1> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/loans-credit/payday-lenders-trapping-people-with-loans-they-cant-afford-a7214166.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-cc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/06/01/12/cash-istock.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/loans-credit/payday-lenders-trapping-people-with-loans-they-cant-afford-a7214166.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/loans-credit/payday-lenders-trapping-people-with-loans-they-cant-afford-a7214166.html"><span class="media-prefix "></span>Payday lenders trapping people with loans they can't afford</a></h1> <div class="lead"> <p>One man had been granted a payday loan despite suffering from depression and alcoholism, having no permanent address, being previously declared bankrupt and having only benefit income</p> </div> </div> </div> </article><article data-weight="1" class="weight-1" data-locked="true"> <div id="mpu2" class="grid-mod-single-mpu"> </div> </article></div><div class="row" data-tb-region="row-8"><article data-weight="4" class="weight-4"><div class="partner-slots"> <div class="es-partners-slot parter-slot-1"> <div id="partner1"> </div> </div> <div class="es-partners-slot parter-slot-2"> <div id="partner2"> </div> </div> <div class="es-partners-slot parter-slot-3"> <div id="partner3"> </div> </div> <div class="es-partners-slot parter-slot-4"> <div id="partner4"> </div> </div> <div class="es-partners-slot parter-slot-5"> <div id="partner5"> </div> </div> </div> </article></div><div class="row" data-tb-region="row-9"><article data-weight="1" class="weight-1"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/could-brexit-kill-your-retirement-dreams-a7195801.html" data-tb-region-item="1-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2014/11/24/08/Pensions.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/could-brexit-kill-your-retirement-dreams-a7195801.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/could-brexit-kill-your-retirement-dreams-a7195801.html"><span class="media-prefix "></span>Could Brexit kill your retirement dreams?</a></h1> <div class="lead"> <p>Experts warn of perfect pension storm with inflation, economic downturn and even new rules on exit penalties set to hit savers hard</p> </div> </div> </div> </article><article data-weight="1" class="weight-1"> <div class="container-half grid-mod-half-story " data-tb-region-item="2-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/08/15/10/3-stansted-airport.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/brexit-latest-pound-sterling-euro-exchange-rate-drop-airports-bureaux-de-change-a7196001.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/brexit-latest-pound-sterling-euro-exchange-rate-drop-airports-bureaux-de-change-a7196001.html"><span class="media-prefix "></span>Airports exchanging less than one Euro for each Pound Sterling</a></h1> </div> </div> <div class="container-half grid-mod-half-story " data-tb-region-item="2-2"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2016/07/12/15/dream-job-just-ahead-with-a-post-graduate-degree.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/get-the-graduate-salary-without-the-degree-a7195121.html"></a> </div> </div> <div class="content"> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/get-the-graduate-salary-without-the-degree-a7195121.html"><span class="media-prefix "></span>Get the graduate salary without the degree</a></h1> </div> </div> </article><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/money/survival-guide-to-current-account-interest-a7195281.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2016/05/24/11/money.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-current-account-interest-a7195281.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="1"> <ul> <li class="description sponsored"> <span class="label">Sponsored</span> </li> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-current-account-interest-a7195281.html"><span class="media-prefix "></span>Survival guide to current account interest</a></h1> <div class="lead"> <p>The dramatic demise of the top interest-earning current account this week may feel like the final nail in the cash coffin. 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class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size1/public/thumbnails/image/2015/02/20/20/HMRC-Getty-Images.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/uk/politics/tax-avoidance-accountants-advisers-hmrc-help-clients-avoid-paying-hefty-fines-government-crackdown-a7194416.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/uk/politics/tax-avoidance-accountants-advisers-hmrc-help-clients-avoid-paying-hefty-fines-government-crackdown-a7194416.html"><span class="media-prefix "></span>Accountants who help clients avoid paying tax could face hefty fines </a></h1> <div class="lead"> <p><span>New HMRC </span>proposals could see advisers <span>fined up to 100 per cent of the underpaid tax</span></p> </div> </div> </div> </article><article data-weight="1" class="weight-1"><div class="container grid-mod-list no-title"> <ul class="simple-news-list"> <li class="story" data-tb-region-item="2-1"> <a href="/web/20161002053839/http://www.independent.co.uk/money/survival-guide-to-credit-card-debt-a7181691.html"> <div class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://web.archive.org/web/20161002053839/https://static.independent.co.uk/s3fs-public/styles/storylist/public/thumbnails/image/2009/07/02/08/204001.bin"/> </div> <div class="capsules"> <ul> <li class="sponsored"> <span class="label">Sponsored</span> </li> </ul> </div> <h2>Survival guide to credit card debt</h2> </a> </li> <li class="story" data-tb-region-item="2-2"> <a href="/web/20161002053839/http://www.independent.co.uk/money/how-technology-could-revolutionise-the-future-of-renting-smart-meter-landlord-bills-a7182306.html"> <div class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://web.archive.org/web/20161002053839/https://static.independent.co.uk/s3fs-public/styles/storylist/public/thumbnails/image/2016/06/08/14/pp-nest-getty.jpg"/> </div> <h2>How technology could revolutionise the future of renting</h2> </a> </li> <li class="story" data-tb-region-item="2-3"> <a href="/web/20161002053839/http://www.independent.co.uk/money/weak-banking-reforms-do-nothing-to-boost-consumer-empowerment-cma-treasury-select-committee-money-a7181551.html"> <div class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" 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class="image-holder"> <img class="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://web.archive.org/web/20161002053839/https://static.independent.co.uk/s3fs-public/styles/storylist/public/thumbnails/image/2016/08/08/23/stress.jpg"/> </div> <h2>Three million families 'one pay cheque away from losing their home'</h2> </a> </li> </ul> </div> </article><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " data-url="/web/20161002053839oe_/http://www.independent.co.uk/news/business/news/vulnerable-uk-banks-still-paying-billions-in-dividends-to-shareholders-a7179051.html" data-tb-region-item="3-1"> <div class="image_wrapper"> <div class="image image-align-tc lazy" data-original="https://static.independent.co.uk/s3fs-public/styles/size2/public/thumbnails/image/2016/07/29/07/barclays.jpg"> <a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/vulnerable-uk-banks-still-paying-billions-in-dividends-to-shareholders-a7179051.html"></a> </div> </div> <div class="content"> <div class="capsules" data-capsule-count="0"> <ul> <li class="shares"> <span class="icon-trending"></span> <span class="label"></span> </li> </ul> </div> <h1><a href="/web/20161002053839/http://www.independent.co.uk/news/business/news/vulnerable-uk-banks-still-paying-billions-in-dividends-to-shareholders-a7179051.html"><span class="media-prefix "></span>Vulnerable UK banks still paying billions in dividends to shareholders</a></h1> <div class="lead"> <p><span>If cash had been retained by banks their capital buffers would have been boosted, say researchers</span></p> </div> </div> </div> </article></div><div class="row" data-tb-region="row-12"><article data-weight="2" class="weight-2"><div class="container grid-mod-story bottom-text grow-photo " 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