Assurance de Prêt, Habitation et Epargne

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portlet-column-content portlet-column-content-only" id="layout-column_column-1"> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_vc9g919jWsak_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_vc9g919jWsak"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_vc9g919jWsak"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9449725" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="10205054" data-analytics-asset-title="HP bannière ADE - MRH" data-analytics-asset-type="web-content"> <section class="banner-header relative overflow-hidden tc-click-chapter-1" data-chapter-text="simulateur_en_avant"> <div class="container relative"> <div class="row justify-content-xl-center"> <div class="col-xl-9 pt-5 pt-md-8 bg-home offset-lg-3 offset-xl-0"> <div class="row"> <div class="col-md-6 mb-5 mb-md-0"> <div class="bg-white rounded-10 z-depth-3 p-3 p-xl-4 h-100 d-flex flex-column"> <p class="h2 text-center text-bold mb-2">Assurance emprunteur</p> <p class="text-center text-120 mb-xl-5 flex-grow-1">Economisez jusqu'à<br /> <span class="text-nowrap">10 000€<sup> (1)</sup></span></p> <p class="mb-0"><a class="tc-click tc-click-text btn btn-raised btn-grad-fuchsia w-100 mx-auto" href="/assurance-emprunteur/souscription">Je découvre mon tarif !</a></p> </div> </div> <div class="col-md-6"> <div class="bg-white rounded-10 z-depth-3 p-3 p-xl-4 h-100 d-flex flex-column"> <p class="h2 text-center text-bold mb-2">Assurance habitation</p> <p class="text-center text-120 mb-xl-5 flex-grow-1">Votre assurance à partir de<br /> <span class="text-nowrap">4€/mois<sup> (2)</sup></span></p> <p class="mb-0"><a class="tc-click btn btn-raised btn-grad-mrh color-reverse w-100 mx-auto lemonade-link" data-click-text="decouvrir_mon_tarif_mrh" href="/assurance-habitation/devis-assurance-habitation">Je découvre mon tarif ! </a></p> </div> </div> </div> </div> </div> </div> </section> <style type="text/css">#root .banner-header { min-height: 300px; background-color: #FFF; z-index: 0; } #root .bg-home { padding-bottom: 290px; } #root .bg-home::before { background: url(/documents/9413226/9414731/partie-droite.png) no-repeat; background-size: 98%; background-position: 0 100%; bottom: 50px; height: 100%; right: 15%; width: 68%; transform: none; content: ""; display: block; position: absolute; z-index: -1; filter: FlipH; -ms-filter: "FlipH"; } @media (min-width: 768px) { #root .bg-home { padding-bottom: 355px; } #root .bg-home::before { right: 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w['_ekomiWidgetTokens'][w['_ekomiWidgetTokens'].length] = token; } else { w['_ekomiWidgetTokens'] = new Array(token); } if (typeof (ekomiWidgetJs) == 'undefined') { ekomiWidgetJs = true; var scr = document.createElement('script'); scr.src = 'https://sw-assets.ekomiapps.de/static_resources/widget.js'; var head = document.getElementsByTagName('head')[0]; head.appendChild(scr); } else { if (typeof ekomiWidgetMain != 'undefined') { ekomiWidgetMain('ajax', token); } } return true; } (function (w) { var token = 'sf14071862dfa1528b2c4'; var k = document.getElementsByClassName("ekomi-widget-" + token); for (var x = 0; x < k.length; x++) { registerWidget(w, token); } })(window); </script> </div> </div> </div> </div> </div> </section> </div> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_88K3F7Dx9KBf_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_88K3F7Dx9KBf"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_88K3F7Dx9KBf"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9443081" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="5469015" data-analytics-asset-title="Bannière actualités" data-analytics-asset-type="web-content">  <section class="news-wrapper py-4 bg-light-grad-grey"> <div class="container"> <div class="row"> <div class="col-12"> <div class="owl-carousel news owl-equal-items pl-3 b-0 b-solid bl-1px"> <div class="item readmore-alerte pl-1 pb-2 h-100"> <p class="text-bold">BNP Paribas Cardif renforce l’accès à l’assurance pour les personnes traitées pour le VIH</p> <p class="text-100 text-normal m-0">Chez BNP Paribas Cardif, 9 personnes sur 10 traitées pour le VIH peuvent accéder à l’assurance de crédit sans surprime ni exclusion.<br /> <a aria-label="En savoir plus" href="/assurance-emprunteur/renforcement-acces-personnes-traitees-vih">Lire la suite ></a></p> </div> </div> </div> </div> </div> </section> <style type="text/css">#root .bg-light-grad-grey { background: linear-gradient(0deg, rgba(217, 217, 217, 0) 50%, rgba(217, 217, 217, 0.6) 100%); } #root .owl-carousel.news { padding-bottom: 50px; } #root .owl-carousel.news .owl-nav { bottom: 0; left: 15px; } #root .owl-carousel.news .owl-nav .owl-prev, #root .owl-carousel.news .owl-nav .owl-next { border: 1px solid #0d7d50; border-radius: 50rem; color: #0d7d50; position: relative; transition: all ease 300ms; transform: none; } #root .owl-carousel.news .owl-nav .owl-prev:hover, #root 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.owl-carousel.news .owl-nav .owl-next:focus, #root .owl-carousel.news .owl-dots .owl-dot:focus span { outline: 1px dashed #000; outline-offset: 3px; } </style> <script type="text/javascript"> $(document).ready(function () { // display carousel var newsOwl = $('.owl-carousel.news'); newsOwl.owlCarousel({ loop: true, nav: true, dots: true, smartSpeed: 1000, responsiveClass: true, items: 1, margin: 15, navText: ['<i class="icon-cardif-hook-left text-120 ml-n1" aria-hidden="true"></i>', '<i class="icon-cardif-hook-right text-120 mr-n1" aria-hidden="true"></i>'], }); }); </script> </div> </div> </div> </div> </div> </section> </div> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_hzXSvKNIXAF0_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_hzXSvKNIXAF0"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_hzXSvKNIXAF0"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9443570" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="269494" data-analytics-asset-title="HP Univers" data-analytics-asset-type="web-content"> <div class="hp-title pt-5 pt-5 tc-click-chapter-1"> <div class="container"> <div class="row col-12 mb-5 mb-md-9 mt-4"> <h1 class="mb-2 mb-lg-0 h2 lh-140"><span class="text-bold tc-chapter-text text-100 text-md-110">Assurance Emprunteur,<br class="d-block d-md-none" /> épargne, retraite<br class="d-block d-md-none" /> et prévoyance</span></h1> <span class="text-normal text-120 text-md-140 lh-160">Cardif vous accompagne<br class="d-block d-md-none" /> dans la réalisation de vos<br class="d-block d-md-none" /> projets en assurance de prêt, épargne, prévoyance.</span></div> <ul class="row" style="list-style-type: none"> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/assurance-emprunteur" style="color: inherit">Assurance de prêt immobilier</a></h2> <div aria-hidden="true" class="ade-img p-p bg-cover bg-lazy" data-src="/documents/9413226/9414782/vignette-home-ade-24.svg" style="background-color: rgb(241, 246, 249);"></div> <p class="mt-2">L'assurance emprunteur sécurise votre projet immobilier, en garantissant, en cas d'aléas de la vie, le paiement du capital restant de votre prêt.</p> </li> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/assurance-habitation" style="color: inherit">Assurance Habitation</a></h2> <div aria-hidden="true" class="habitation-img p-p bg-contain bg-no-repeat bg-lazy" data-src="/documents/9413226/9414731/assurance-habitation-homepage-tn.webp" style="background-color: rgb(247, 247, 247);"></div> <p class="mt-2">Locataire, propriétaire, l'assurance habitation vous permet de protéger votre logement en cas de dégats des eaux, incendie, cambriolage...</p> </li> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/assurance-prevoyance" style="color: inherit">Prévoyance</a></h2> <div aria-hidden="true" class="prevoyance-img p-p bg-cover bg-lazy" data-src="/documents/9413226/9414731/assurance-prevoyance-homepage-tn.jpg"></div> <p class="mt-2">Protégez-vous et vos proches contre les risques de la vie pour plus de sérénité.</p> </li> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/placement-epargne" style="color: inherit">Epargne et placements financiers</a></h2> <div aria-hidden="true" class="epargne-img p-p bg-cover bg-lazy" data-src="/documents/9413226/9414731/epargne-placements-financiers-immobiliers-homepage-tn.jpg"></div> <p class="mt-2">Épargnez pour vous constituer un patrimoine, faire face aux imprévus, ou transmettre un capital.</p> </li> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/epargne-retraite" style="color: inherit">Retraite</a></h2> <div aria-hidden="true" class="retraite-img p-p bg-cover bg-lazy" data-src="/documents/9413226/9414731/epargne-retraite-homepage-tn.jpg"></div> <p class="mt-2">Préparez votre retraite et choisissez des solutions de placements adaptées.</p> </li> <li class="tc-click clickable-area col-sm-6 mb-3 mb-md-5"> <h2 class="h3 mb-3 text-bold text-120"><a class="tc-click-text" href="/bien-etre" style="color: inherit">Prévention & Bien-être</a></h2> <div aria-hidden="true" class="bien-img p-p bg-cover bg-lazy" data-src="/documents/9413226/9414959/banni%C3%A8re-home-cardif.jpg"></div> <p class="mt-2">La Prévention et le Bien-être sont les piliers de notre état de forme et de notre santé.</p> </li> </ul> </div> </div> <style type="text/css">/* Tablet and Desktop */ @media screen and (min-width: 768px) { .p-p { padding-top: 30%; } .ade-img { border-left: solid 10px #00965e; } .epargne-img { border-left: solid 10px #01a38c; } .prevoyance-img { border-left: solid 10px #2d64a4; } .bien-img { border-left: solid 10px #C45308; } .habitation-img { border-left: solid 10px #d5317f; } .retraite-img { border-left: solid 10px #009bd4; } } /* Mobile */ @media screen and (max-width: 767px) { .p-p { padding-top: 40%; } .ade-img { border-left: solid 5px #00965e; } .epargne-img { border-left: solid 5px #01a38c; } .prevoyance-img { border-left: solid 5px #2d64a4; } .bien-img { border-left: solid 5px #C45308; } .habitation-img { border-left: solid 5px #d5317f; } .retraite-img { border-left: solid 5px #009bd4; } } </style> </div> </div> </div> </div> </div> </section> </div> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_7d0PwCG2Ooow_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_7d0PwCG2Ooow"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_7d0PwCG2Ooow"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9451645" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="196769" data-analytics-asset-title="Hp push all simulateurs" data-analytics-asset-type="web-content"> <section class="pb-6 tc-click-chapter-1" id="quick-estimation"> <div class="container"> <div class="row justify-content-center align-items-center"> <div class="col-lg-4 d-flex flex-column justify-content-center"> <p class="text-center"><img alt="" aria-hidden="true" src="/documents/9413226/9414731/Group.png" width="120" /></p> <p class="text-bold text-center tc-chapter-text">Je veux estimer rapidement :</p> </div> <div class="col-md-6 col-lg-4"> <ul class="list-unstyled pt-4"> <li class="mb-4"><a class="tc-click tc-click-text btn btn-raised btn-grad-fuchsia text-md-90 w-100 w-md-90 w-lg-100 w-xl-90 mx-auto" href="/assurance-emprunteur/souscription">Mon assurance de prêt</a></li> <li class="mb-4"><a class="tc-click btn btn-raised btn-grad-mrh color-reverse text-md-90 w-100 w-md-90 w-lg-100 w-xl-90 mx-auto lemonade-link" data-click-text="decouvrir_mon_tarif_mrh" href="/assurance-habitation/devis-assurance-habitation">Mon assurance habitation </a></li> </ul> </div> <div class="col-md-6 col-lg-4"> <ul class="list-unstyled pt-md-4"> <li class="mb-4"><a class="tc-click tc-click-text btn btn-raised btn-primary color-reverse text-md-90 w-100 w-md-90 w-lg-100 w-xl-90 mx-auto" href="/placement-epargne/simulation-epargne">Ma capacité d'épargne</a></li> <li class="mb-4"><a class="tc-click tc-click-text btn btn-raised btn-primary color-reverse text-md-90 w-100 w-md-90 w-lg-100 w-xl-90 mx-auto" href="/placement-epargne/calcul-frais-succession">Mes frais de succession</a></li> <li class="mb-4"><a class="tc-click tc-click-text btn btn-raised btn-primary color-reverse text-md-90 w-100 w-md-90 w-lg-100 w-xl-90 mx-auto" href="/epargne-retraite/calcul-retraite-simulation">Le montant de ma retraite</a></li> </ul> </div> </div> </div> </section> <style type="text/css">#quick-estimation { background-color: #e6f2ed; } #quick-estimation::before { height: 10px; 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id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_7kE2qOoWz0pQ"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_7kE2qOoWz0pQ"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9452404" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="5110938" data-analytics-asset-title="Banniere Sptephane Plaza" data-analytics-asset-type="web-content"> <div class="container d-none"> <section class="plaza-banner rounded-10 relative overflow-hidden text-primary mb-6 pt-5 p-3 p-md-5 tc-click-chapter-1 z-depth-1" data-chapter-text="banniere_plaza"> <div class="d-flex flex-wrap align-items-center justify-content-center w-md-70 ml-auto"> <p class="h2 text-center lh-110 w-100 w-lg-80 w-xl-60 mb-0 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aria-hidden="true" class="icon-cardif-hook-right text-semi-bold text-90 pr-2 text-primary">  </i> <a class="tc-click tc-click-text text-nowrap focus-out focus-dark" href="/contact">Contactez-nous</a> </span> </p> <p class="mb-2">Vous souhaitez résilier un contrat ? <span class="d-flex"> <i aria-hidden="true" class="icon-cardif-hook-right text-semi-bold text-90 pr-2 text-primary">  </i> <a class="tc-click tc-click-text focus-out focus-dark" href="/contact?demande=resiliation">Effectuez simplement vos démarches de résiliation d'assurance en ligne en cliquant ici</a> </span> </p> <p class="mb-md-5">Vous êtes client et vous souhaitez solliciter le fonds d'action sociale ?<span class="d-flex"> <i aria-hidden="true" class="icon-cardif-hook-right text-semi-bold text-90 pr-2 text-primary">  </i> <a class="tc-click tc-click-text focus-out focus-dark" href="/contact/fonds-action-sociale">Cliquez ici pour tout savoir sur cette aide financière exceptionnelle et les conditions pour en 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top: -57px; background-size: 140%;"> </div> <section class="thematic-folder container d-flex flex-wrap tc-click-chapter-1" data-chapter-text="mise_en_avant_articles_et_dossiers_thematiques"> <div class="w-100 mb-md-4"> <h2 class="mb-0"><span class="text-bold lh-115">Comprendre l'assurance</span></h2> <p class="mt-2 text-120 lh-150">Découvrez notre sélection d'articles et de vidéos sur l'assurance de prêt, l'assurance habitation et l'assurance-vie</p> </div> <ul class="list-unstyled w-100 d-md-flex justify-content-between mb-0"> <li class="w-lg-30 pb-3 pb-md-0 w-100 w-md-100 mb-4 mb-md-5 mb-lg-0"> <div class="row no-gutters flex-column"> <div style="box-shadow: 0 2px 2px 0 rgba(0,0,0,0.15),0 3px 1px -2px rgba(0,0,0,0.2),0 1px 5px 0 rgba(0,0,0,0.2) !important;"> <div class="h-illustration w-100 bg-img bg-cover bg-lazy"aria-hidden="true" data-src="/documents/9413226/9414788/ade-visuel-0423-400x250.jpg">  </div> <div class="bg-white w-100 bl-vert"> <div class="d-flex flex-column h-100"> <div class="flex-grow-1 h-articles"> <ul class="list-styled list-bullet-text-primary"> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/assurance-emprunteur/loi-lemoine-assurance-pret" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Loi Lemoine, ce qui change pour l'assurance emprunteur</a> </li> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/assurance-emprunteur/5-questions-changer-assurance-emprunteur" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Changer d’assurance de prêt immobilier : 5 questions à vous poser</a> </li> </ul> </div> </div> </div> </div> <div class="py-2 ml-auto"> <span class="tc-nav-bloc-selection-edito float-right mb-0 icon-cardif-hook-right text-semi-bold text-90 pl-4 pl-md-0 text-primary"aria-hidden="true"> <a href="https://www.cardif.fr/assurance-emprunteur/changer-assurance-emprunteur" class="tc-click tc-click-text ho-text-underline text-grey-darken-4 ho-text-primary fo-text-primary"> Changer mon assurance emprunteur </a> </span> </div> </div> </li> <li class="w-lg-30 pb-3 pb-md-0 w-100 w-md-100 mb-4 mb-md-5 mb-lg-0"> <div class="row no-gutters flex-column"> <div style="box-shadow: 0 2px 2px 0 rgba(0,0,0,0.15),0 3px 1px -2px rgba(0,0,0,0.2),0 1px 5px 0 rgba(0,0,0,0.2) !important;"> <div class="h-illustration w-100 bg-img bg-cover bg-lazy"aria-hidden="true" data-src="/documents/9413226/9414917/assurance-habitation-visuel-400x250.jpg">  </div> <div class="bg-white w-100 bl-bleu2"> <div class="d-flex flex-column h-100"> <div class="flex-grow-1 h-articles"> <ul class="list-styled list-bullet-text-primary"> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/assurance-habitation/assurance-habitation-etudiant" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Assurance habitation étudiant</a> </li> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/assurance-habitation/assurance-locataire-lemonade" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Locataire - devenir client Lemonade</a> </li> </ul> </div> </div> </div> </div> <div class="py-2 ml-auto"> <span class="tc-nav-bloc-selection-edito float-right mb-0 icon-cardif-hook-right text-semi-bold text-90 pl-4 pl-md-0 text-primary"aria-hidden="true"> <a href="https://www.cardif.fr/assurance-habitation/informations" class="tc-click tc-click-text ho-text-underline text-grey-darken-4 ho-text-primary fo-text-primary"> Assurance habitation : guides et conseils </a> </span> </div> </div> </li> <li class="w-lg-30 pb-3 pb-md-0 w-100 w-md-100 mb-4 mb-md-5 mb-lg-0"> <div class="row no-gutters flex-column"> <div style="box-shadow: 0 2px 2px 0 rgba(0,0,0,0.15),0 3px 1px -2px rgba(0,0,0,0.2),0 1px 5px 0 rgba(0,0,0,0.2) !important;"> <div class="h-illustration w-100 bg-img bg-cover bg-lazy"aria-hidden="true" data-src="/documents/9413226/9414770/assurance-vie-0423-visuel-400x250.jpg">  </div> <div class="bg-white w-100 bl-vert2"> <div class="d-flex flex-column h-100"> <div class="flex-grow-1 h-articles"> <ul class="list-styled list-bullet-text-primary"> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/placement-epargne/comment-fonctionne-assurance-vie" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Comment fonctionne l'assurance-vie ?</a> </li> <li class="mb-2 icon-cardif-hook-right lh-100"> <a href="https://www.cardif.fr/placement-epargne/choisir-contrat-assurance-vie" class="tc-click tc-click-text text-grey-darken-4-i ho-text-underline fo-text-underline text-decoration-none text-90">Assurance-vie : quel contrat choisir ?</a> </li> </ul> </div> </div> </div> </div> <div class="py-2 ml-auto"> <span class="tc-nav-bloc-selection-edito float-right mb-0 icon-cardif-hook-right text-semi-bold text-90 pl-4 pl-md-0 text-primary"aria-hidden="true"> <a href="https://www.cardif.fr/placement-epargne/assurance-vie" class="tc-click tc-click-text ho-text-underline text-grey-darken-4 ho-text-primary fo-text-primary"> Assurance vie </a> </span> </div> </div> </li> </ul> </section> <style> #root .list-styled { margin: 0; padding: 15px; } .h-illustration { height: 210px !important; } #root .list-styled>li[class*="icon-cardif-"]::before { top: .7em; } .h-articles { min-height: 135px; } .bl-bleu { border-left: #429ACF 4px solid; } .bl-vert { border-left: #47AB3C 4px solid; } .bl-vert2 { border-left: #48A08D 4px solid; } .bl-bleu2 { border-left: #009bd4 4px solid; } /* ----------- Mobile ----------- */ @media screen and (max-width: 767px) { .h-articles { min-height: 130px; } .rounded-grey { margin-top: -30px; } } /* ----------- Ipad and iPad Pro 10 ----------- */ /* Portrait */ @media only screen and (min-device-width: 768px) and (max-device-width: 834px) and (orientation: portrait) and (-webkit-min-device-pixel-ratio: 2) { .h-articles { min-height: 100px; } } </style> </div> </div> </div> </section> </div> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_VpCpBwDOMUxA_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_VpCpBwDOMUxA"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_VpCpBwDOMUxA"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9452765" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="196789" data-analytics-asset-title="Hp bandeau de réassurance" data-analytics-asset-type="web-content"> <section class="banner-header d-flex align-items-center max-h-none bg-right py-5 " style="background:#18683e;"> <div class="container h-100"> <div class="row d-flex justify-content-center align-items-center "> <div class="col-lg-12 "> <div class="row d-flex justify-content-center align-items-center "> <div class="col-xl-3 col-12"><span class="d-block h3 text-white text-center text-xl-left text-uppercase mb-xl-0"><span class="text-lg-130 text-md-120">L'assureur<br class="d-none d-xl-inline" /> d'un<br class="d-none d-xl-inline" /> monde<br class="d-none d-xl-inline" /> qui change</span> </span></div> <div class="col-xl-9"> <ul class="row list-unstyled mt-0"> <li class="col-md-4 text-center"><i aria-hidden="true" class="icon-cardif-world-dotted-circle text-white text-500 lh-100">  </i> <p class="text-normal lh-120 text-white text-uppercase mb-md-0 mb-5 ">255 milliards €<br class="d-none d-md-inline" /> d'actifs gérés<br class="d-none d-md-inline" /> en 2023</p> </li> <li class="col-md-4 text-center"><i aria-hidden="true" class="icon-cardif-clients-dotted-circle text-white text-500 lh-100">  </i> <p class="text-normal lh-120 text-white text-uppercase mb-md-0 mb-5">Plus de 8 000<br class="d-none d-md-inline" /> collaborateurs<br class="d-none d-md-inline" /> dans plus de 30 pays</p> </li> <li class="col-md-4 text-center"><i aria-hidden="true" class="icon-cardif-award-dotted-circle text-white text-500 lh-100">  </i> <p class="text-normal lh-120 text-white text-uppercase mb-md-0 mb-5">30.3 Milliards €<br class="d-none d-md-inline" /> de chiffre d'affaires<br class="d-none d-md-inline" /> en 2023</p> </li> </ul> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div> </section> </div> <div class="portlet-boundary portlet-boundary_com_liferay_journal_content_web_portlet_JournalContentPortlet_ portlet-static portlet-static-end portlet-barebone portlet-journal-content " id="p_p_id_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_ReHfj2dee7nw_"> <span id="p_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_ReHfj2dee7nw"></span> <section class="portlet" id="portlet_com_liferay_journal_content_web_portlet_JournalContentPortlet_INSTANCE_ReHfj2dee7nw"> <div class="portlet-content"> </div> <div class="portlet-content"> <div class=" portlet-content-container"> <div class="portlet-body"> <div class="" data-fragments-editor-item-id="174001-9446460" data-fragments-editor-item-type="fragments-editor-mapped-item" > <div class="journal-content-article " data-analytics-asset-id="197378" data-analytics-asset-title="Hp Mentions bas de page" data-analytics-asset-type="web-content"> <div class="page-note bg-37 py-4"> <div class="container"> <p class="text-80 text-white"><sup class="text-bold">(1)</sup> <strong>Economies réalisées par un couple de cadres de 36 ans, qui empruntent <span class="text-nowrap">250 000 €</span> sur 20 ans, assurés à 100%</strong> chacun par le contrat Cardif Libertés Emprunteur, et ce en comparant leur cotisation à celle de la moyenne des contrats d'assurance emprunteurs dits « contrats groupe » du marché. (Extrait de l'étude KSI Partners « Synthèse benchmark des assurances des emprunteurs » - 2021).<br /> Les assurés sont non-fumeurs, n'ont aucune pathologie et ne pratiquent aucun sport à risque. Ils sont assurés pour le Décès, la Perte Totale et Irréversible d'Autonomie (PTIA), l'Incapacité Temporaire totale de Travail (ITT) et l'Invalidité Permanente (IPT) complétée de l'option "Sérénité +" permettant le rachat de l'exclusion des atteintes discales et vertébrales et des affections psychiatriques, des troubles anxiodépressifs (...) sans condition d'hospitalisation.</p> <p class="text-80 text-white"><span class="text-bold">Calcul de l'économie :</span><br /> Leur cotisation <strong>Cardif Libertés Emprunteurs</strong> sur la durée totale du prêt est de <span class="text-bold text-nowrap>">8 299€</span> (<span class="text-nowrap">5 032 €</span> sur 8 ans) avec un Taux Annuel Effectif de l'Assurance <strong>(TAEA) à 0,16%</strong>. Le Coût moyen mensuel sur la durée totale du prêt est de 34,58€, ce montant s'ajoute à l'échéance de remboursement du crédit.</p> <p class="text-80 text-white">Le <strong>Coût moyen des assurances emprunteurs proposées par les banques</strong> sur la durée totale du prêt est de : <span class="text-bold text-nowrap">19 455 €</span><br /> <strong>Leur économie globale : <span class="text-nowrap">11 156 €</span>.</strong></p> <p class="text-80 text-white"><sup>(2) </sup> Cotisation annuelle à partir de 55,46€ TTC : 1ère mensualité de 10,58€ incluant la taxe attentat de 6,50€ puis 11 mensualités de 4,08€. Tarif pour un locataire occupant un logement de 25m2, avec un capital mobilier inférieur à 10 000€ et un capital objets de valeurs inférieur à 5000€, franchise de 500€ et responsabilité civile limitée à 6 000 000€.</p> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div> <form action="#" class="hide" id="hrefFm" method="post" name="hrefFm" aria-hidden="true"><span></span><button hidden type="submit"/>Caché</button></form> </main> <footer role="contentinfo" id="root-footer"> <div class="journal-content-article " data-analytics-asset-id="199634" data-analytics-asset-title="material-social" data-analytics-asset-type="web-content"> <section class="join_us bg-37" id="join_us"> <div class="container"> <div class="networks tc-click-chapter-1" data-chapter-text="footer"> <ul class="list-unstyled row mb-0"> <li class="col-3 py-4 mb-0 text-center"><a class="fo-outline-light tc-click network linkedin d-inline-block d-lg-flex align-items-center 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href="/assurance-prevoyance/cardif-garantie-couverture-individuelle">Cardif Garantie Couverture Personnelle </a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/assurance-prevoyance/cardif-assurance-homme-cle">Cardif Garantie Couverture Entreprise </a></li> </ul> </div> <div class="w-100 w-md-20 pr-md-5"> <ul class="list-unstyled"> <li class="mb-3 pt-3 lh-130 relative univers-2"><a class="fo-outline-light text-white-i text-decoration-none ho-text-animation-underline-2 text-bold text-120" href="/placement-epargne">Epargne</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/placement-epargne/assurance-vie-patrimoniale-cardif-elite">Cardif Elite</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/placement-epargne/cardif-elite-capitalisation">Cardif Elite Capitalisation</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/placement-epargne/simulation-epargne">Estimer votre capacité d'épargne</a></li> <li><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/placement-epargne/calcul-frais-succession">Estimer vos frais de succession</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/priips-documents-informations-cles-dic ">Documents d'information clés</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/priips-documents-informations-cles-dic ">Taux moyens net servis</a></li> </ul> </div> <div class="w-100 w-md-20 pr-md-5"> <ul class="list-unstyled"> <li class="mb-3 pt-3 lh-130 relative univers-4"><a class="fo-outline-light text-white-i text-decoration-none ho-text-animation-underline-2 text-bold text-120" href="/epargne-retraite">Retraite</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/epargne-retraite/cardif-elite-retraite">Cardif Elite Retraite</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/epargne-retraite/calcul-retraite-simulation">Estimer le montant de votre retraite</a></li> <li class="mb-2 lh-130"><a class="fo-outline-light text-80 text-xl-90 text-normal text-white-i text-decoration-none ho-text-animation-underline" href="/priips-documents-informations-cles-dic ">Documents d'information 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