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Cybercriminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never wire money without double-checking that the wiring instructions are correct. \nThis email and any documents transmitted with it are intended solely for the use of the individual or entity to whom it is addressed. It contains information that may be protected as confidential and may be restricted from disclosure by applicable state and federal law. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. No employee or agent is authorized to conclude any binding agreement on behalf of the Company with another party by e-mail without the express written confirmation by an officer of the Company. Our Company accepts no liability for the content of this e-mail, or for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing by an authorized officer. Unless there is explicit and specific language and disclosures to the contrary, this e-mail does not contain or constitute an electronic signature. \n\nThis e-mail is not intended nor is it to be construed as a rate lock, an unconditional loan commitment, unconditional loan approval, unconditional pre-approval, unconditional pre-qualification or any other unconditional offer or agreement. Any loan pre-approval and rate communicated by this email are subject to receipt and satisfactory review of verification of income and employment, property appraisal and all additional documentation required from the borrower as applicable (including a completed Loan Application Package). Any pre-approval or offer contained in this email is subject to compliance with any and all regulations required by the respective agencies and\u002For investors, minimum down payment and loan-to-value guidelines, and may be subject to final investor or PMI approval. Any pre-approval provided in this e-mail is also based on current rates, terms and conditions as of the date of this communication. Rates, terms, and conditions may change without notice. Any views or opinions presented in this e-mail are solely those of the author and do not necessarily represent those of the company. This e-mail and any documents transmitted with it are not intended, should not be deemed, and are not authorized by the Company to be “Advertising”. © 2021 Everest Funding. ALL RIGHTS RESERVED.\n\"","nmlsId":"1120111 Everest Funding is an approved Trade Name and is a division of Griffin Funding, Inc.","address":"100 Montgomery St., San Francisco, CA","website":"https:\u002F\u002Fwww.everestfunding.com","econsent":"\u003Cp\u003E\u003C\u002Fp\u003E\u003Cp\u003E\u003C\u002Fp\u003E","emailLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Feverestfunding\u002F7b8b46ac-9a73-4d2b-a0bb-3aa7d0f460d2.png","friendlyName":"Everest Funding","loginLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Feverestfunding\u002Ff9e0b7d5-3af0-4e2f-921b-770550474320.png","supportPhone":"8889151156","headerLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Feverestfunding\u002F8e27ca3d-1eb7-4cfd-b45c-ce4db5f7a34d.png","lenderLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Feverestfunding\u002Fc94f2b8f-5fdc-4667-ba88-74dbbeee9101.png","supportEmails":{"MORTGAGE":"info@everestfunding.com"},"faviconLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Feverestfunding\u002F11ff5dd0-ade2-4cc7-bd59-dc97ac99c8ff.ico","lenderPortalURI":"https:\u002F\u002Fapply.everestfunding.com","lenderTermsOfUse":"\u003Cp\u003EBy Opting In, you accept these Terms & Conditions and agree to resolve disputes with Griffin Funding through binding arbitration and waive any right to participate in class actions, all as outlined in the Disputes section below.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\n\u003Ch2\u003EDefinitions\u003C\u002Fh2\u003E\n\u003Cul\u003E\n\u003Cli\u003E“Text Messaging” means any arrangement or situation in which Griffin Funding, Inc. sends, or indicates that it may send, or receives a request that it send, one or more text messages. \u003C\u002Fli\u003E\n\u003Cli\u003E“Opting In” or “Opt-In” means requesting, joining, agreeing to, enrolling in, signing up for, acknowledging, or otherwise consenting to receive one or more text messages. \u003C\u002Fli\u003E\n\u003Cli\u003E“Opting Out” or “Opt-Out” means to rescind or revoke previous consent to receive one or more text messages.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\u003Cbr \u002F\u003E\n\n\u003Ch2\u003EAbout Texting\u003C\u002Fh2\u003E\n\u003Cp\u003EText Messaging from Griffin Funding, Inc. may include one-time or recurring texts related to your mortgage loan application and\u002For products and services offered by Griffin Funding, Inc.\u003C\u002Fp\u003E\n\n\u003Cp\u003EGriffin Funding, Inc. may send text messages to your mobile number using an automatic dialing system. Message and Data rates may apply. Text messaging may not be available via all wireless providers. Griffin Funding, Inc. does not guarantee your wireless provider's successful delivery of text messages. Messages sent by text may not be delivered if the mobile device is not in range of a transmission site, or if network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of wireless carriers may interfere with message delivery, including the terrain, concentration of cellular users, building type, weather, the recipient's equipment, and more. Griffin Funding, Inc. will not be liable for losses or damages arising from (a) non-delivery, delayed delivery, or misdirected delivery of a text message; (b) inaccurate or incomplete content in a text message; or (c) use or reliance on the content of any text message for any purpose. If you no longer want to receive Text Message Service from Griffin Funding, Inc., the sole and exclusive remedy is to end enrollment in the program by Opting Out, as described below.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003EOpting In\u003C\u002Fh2\u003E\n\u003Cp\u003EWhen you Opt-In for Text Messaging: You explicitly agree to receive text messages from Griffin Funding, Inc. You authorize Griffin Funding, Inc. to use autodialer or non-autodialer technology to send text messages to the cell phone number associated with your Opt-In, i.e. the cell phone number listed on your loan application. You also authorize Griffin Funding, Inc. to include marketing content in text such messages. You confirm that you are the subscriber to the relevant cell phone number\u002Fwireless service or that you are the customary user of that number on a family or business plan and that you are authorized to Opt-In. You consent to the use of an electronic record to document your Opt-In. You can rescind your consent to the use of electronic records by emailing WHAT IS OUR OPT OUT EMAIL or calling WHAT IS OUR OPT OUT NUMBER. To view and retain an electronic copy of these Terms & Conditions or the rest of your Opt-In, you will need (i) a device (such as a computer or cell phone) with internet access, and (ii) either a printer or storage space on such device. These Terms & Conditions still will apply if you withdraw the consent mentioned above or Opt-Out of the Text Messaging.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003ENOTE:\u003C\u002Fh2\u003E\n\u003Cp\u003EYou do not have to Opt-In or agree to Opt-In as a condition of obtaining a mortgage loan from Griffin Funding, Inc.. If you prefer not to receive texts, you can still apply for a mortgage directly with your Griffin Funding, Inc. loan officer. Please call or email them to proceed. If you are not working with anyone, please call 855-698-1098 to apply with one of our Loan Officers.\u003C\u002Fp\u003E\n\nOpting Out\n\u003Cp\u003EYou can Opt-Out by texting STOP to any text message sent by Griffin Funding, Inc. Your Opt-Out request may generate either a confirmation text. Griffin Funding, Inc. also provides Opt-Out instructions in the welcome text message delivered after your Opt-In.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EDisputes\u003C\u002Fh2\u003E\n\u003Cp\u003EAny dispute or claim arising out of or relating in any way to a Text Message Service will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. 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ALTHOUGH REVIEW IS LIMITED, AN ARBITRATOR CAN AWARD ON AN INDIVIDUAL BASIS THE SAME DAMAGES AND RELIEF AS WOULD BE AVAILABLE IN COURT AND MUST ENFORCE THE SAME LIMITATIONS STATED IN THESE CONDITIONS OF USE AS A COURT WOULD.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003EApplicable Law\u003C\u002Fh2\u003E\n\u003Cp\u003ETHE FEDERAL ARBITRATION ACT AND APPLICABLE FEDERAL LAW (OR IN THE ABSENCE OF APPLICABLE FEDERAL LAW, THEN THE LAWS OF THE STATE OF CALIFORNIA), WITHOUT REGARD TO PRINCIPLES OF CONFLICT OF LAWS, WILL GOVERN THESE TERMS & CONDITIONS AND APPLY TO ANY DISPUTES OR CLAIMS AGAINST Griffin Funding, Inc. ARISING OUT OF OR RELATING IN ANY WAY TO ANY Griffin Funding, Inc. TEXT MESSAGING.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003EMobile Carriers\u003C\u002Fh2\u003E\n\u003Cp\u003EGriffin Funding, Inc. is approved to message on all U.S. carriers. Please note, however, that the supporting mobile carriers may change without notice, and the particular Text Messages may be, or become, limited to specific carriers. Griffin Funding, Inc. and mobile carriers are not liable for delayed or undelivered messages.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\n\u003Cp\u003EEverest Funding is an approved Trade Name and is a division of Griffin Funding, Inc. 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TimezoneForCreditInquires20241108","enabled":false},{"_id":"disableDefaultingLogicForHMDAApplicationTakenMethodType20241115","enabled":false},{"_id":"enableVerificationPurgeEvent20241108","enabled":true},{"_id":"updatedConsumerPrivacyPolicyAndTermsOfUse20241125","enabled":true},{"_id":"manualAssetsImprovementsForBorrowers20241126","enabled":false},{"_id":"enableStandardApis20240528","enabled":false},{"_id":"useStandardApiToPopulateCPFollowupBorrowerInformation20250306","enabled":false},{"_id":"loadSnapEngageBeforeForethought20241209","enabled":false},{"_id":"disableEditingLenderAppWhenRoleNotPermitted20250311","enabled":false},{"_id":"enableConnecticutPlanningRegions20241211","enabled":false},{"_id":"enableTinyPublishPreview20241209","enabled":false},{"_id":"allowMagicLinkUpgradeForUnactivatedEmailUsers20241220","enabled":false},{"_id":"stopUnflatteningCustomDataWhenPostingLoan20250109","enabled":false},{"_id":"overrideUserIdToLenderUIUserIdWhenPostingFieldValues20250114","enabled":false},{"_id":"useMonthlyEstimatedIncomeForIncomeMarketplace20250121","enabled":true},{"_id":"filterPipelineBasedOnCanViewInProgressApplicationPolicy20250115","enabled":false},{"_id":"includeHeloansInExportFailureReport20250123","enabled":false},{"_id":"overrideConsentToContactMessage20250131","enabled":true},{"_id":"showEmailDisclaimerForSSOBorrowers20250221","enabled":false},{"_id":"allowSeparatePlAndPlocEntrypoints20250128","enabled":false},{"_id":"enableCBPPipelineFilterSuggestions20250207","enabled":false},{"_id":"autoRouteExistingUsersToCorrectLoginPage","enabled":false},{"_id":"applicationLookupExperienceOnEnterprise20250213","enabled":false},{"_id":"sendEmailsForAllAutomatedFollowUps20250218","enabled":false},{"_id":"enableManageBorrowersModalInBranchBanker20250227","enabled":false},{"_id":"includeErrorIdInSSORedirectURL20250304","enabled":false},{"_id":"enableLenderFeesForClosingCorp20250228","enabled":false},{"_id":"splitCpAppCreationAndWorkflowInitialization20250307","enabled":false},{"_id":"showNoAddressYetInBranchBankerCollateralPropertyAddress20250318","enabled":false},{"_id":"sentryDebugModeInBorrower20220308","enabled":false},{"_id":"fixWrappedMongoQueryBuilderPromises20220829","enabled":true},{"_id":"lendingSlaApiResponseTimeEventsSampleRate06132023","enabled":false},{"_id":"switchEmailPurgeToPurgeInitiatedEvent20240918","enabled":true}],"CURRENT_USER":null,"organizationName":"Everest 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