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Public pensions - Canada.ca

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<li><a href='/en.html'>Canada.ca</a></li> <li><a href='/en/services/benefits.html'>Benefits</a></li> </ol></div></nav> </header> </div> </div> <main property="mainContentOfPage" resource="#wb-main" typeof="WebPageElement"> <div class="container-fluid"> <div class="mwstext section"><div class="provisional profile"> <div class="container"> <div class="row"> </div> <div class="row"> <!-- change col-md-6 to col-md-12 if not using an image --> <div class="intro col-md-12 col-sm-12 mrgn-bttm-md"> <h1 property="name" id="wb-cont">Public pensions</h1> <p class="pagetag">Information on pensions and benefits available from the Canada Pension Plan (CPP) and Old Age Security (OAS) programs. Learn about retirement income, survivor income, disability benefits, eligibility, and the application process.</p> </div> <div class="clearfix"></div> </div> </div> </div> <!-- remove 'mrgn-tp-0' class if you are not using an image --> <div class="row"> <section class="well well-sm brdr-0 mrgn-tp-0"> <div class="container"> <div class="row"> <div class="container"> <div class="row"> <div class="col-md-8"> <h2 class="h3 mrgn-tp-md">Most requested</h2> <div class="col-md-6"> <ul class="mrgn-tp-md mrgn-bttm-md"> <li><a href="/en/employment-social-development/services/my-account.html">Access My Service Canada Account</a></li> <li><a href="/en/employment-social-development/services/my-account/personal-information.html">Change your personal information</a></li> </ul> </div> <div class="col-md-6"> <ul class="mrgn-tp-md mrgn-bttm-md"> <li><a href="/en/services/benefits/publicpensions/cpp/payment-amounts.html">CPP payment amounts</a></li> <li><a href="/en/services/benefits/calendar.html">Payment dates</a></li> </ul> </div> </div> <div class="col-md-4"> <h2 class="h3 mrgn-tp-md">Retirement tools</h2> <div class="col-md-12"> <ul class="mrgn-tp-md mrgn-bttm-md"> <li><a href="/en/services/retirement.html">Retirement Hub: retirement planning tool</a></li> <li><a href="/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html">Canadian Retirement income Calculator</a></li> <li><a href="/en/services/benefits/publicpensions/cpp/old-age-security/payments.html">Estimate OAS payment amounts</a></li> </ul> </div> </div> </div> </div> </div> </div> </section> </div> <div class="row"> <!-- showing the basic doormat pattern - refer to the Services and information documentation for options --> <section class="gc-srvinfo col-md-12"> <div class="container"> <div class="alert alert-warning"> <h2 class="h3">Disruption of Canada Post services</h2> <p>Due to the labour disruption at Canada Post, mail correspondence from some programs and services may be impacted.</p> <p>Consult the&nbsp;<a href="/en/employment-social-development/corporate/portfolio/service-canada/postal-disruption.html">list of impacted programs</a> for updates.</p> </div> <h2>Retirement income</h2> <div class="wb-eqht row"> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp.html">Canada Pension Plan (CPP)</a></h3> <p>Decide when and how to apply for your CPP retirement.</p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/old-age-security.html">Old Age Security (OAS) pension</a></h3> <p>Apply for OAS if you are 65 and older even if you have never worked or are still working.</p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/old-age-security/guaranteed-income-supplement.html">Guaranteed Income Supplement</a></h3> <p>Apply for this benefit if you are an Old Age Security recipient with low income. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-international.html">Receive public pensions outside Canada</a></h3> <p>Receiving OAS and CPP pensions and benefits, if living outside Canada. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/old-age-security/guaranteed-income-supplement/allowance.html">Guaranteed Income Supplement – Allowance</a></h3> <p>Canada Pension Plan, Old Age Security, Guaranteed Income Supplement, Retirement planning.</p> </div> </div> </div> </section> </div> <div class="row bg-info"> <section class="gc-srvinfo col-md-12"> <div class="container"> <!-- showing the basic doormat pattern - refer to the Services and information documentation for options --> <h2>Disability benefits</h2> <div class="wb-eqht row"> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-disability-benefit.html">CPP disability benefits</a></h3> <p>Apply if you are unable to work due to a severe and prolonged disability. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-post-retirement-disability-benefit.html">CPP Post-Retirement Disability Benefit</a></h3> <p>Apply if you are under 65, receiving a CPP retirement pension, and now have a severe and prolonged disability.</p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-childrens-benefit.html">CPP children’s benefit</a></h3> <p>Apply for a monthly benefit for a dependent child of a person receiving a CPP disability benefit or CPP post-retirement disability benefit. </p> </div> </div> </div> </section> </div> <div class="row"> <!-- showing the basic doormat pattern - refer to the Services and information documentation for options --> <section class="gc-srvinfo col-md-12"> <div class="container"> <h2>Following a death</h2> <div class="wb-eqht row"> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-survivor-pension.html">CPP survivor's pension</a></h3> <p>Apply for a monthly payment paid to the legal spouse or common-law partner of a deceased CPP contributor. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-childrens-benefit.html">CPP children’s benefit</a></h3> <p>Apply for a monthly benefit for a dependent child of a deceased CPP contributor. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/death.html">What to do when someone dies</a></h3> <p>What to do following the loss of a loved one. Documents you need, who to notify, how to cancel benefits and avoid overpayment. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/cpp-death-benefit.html">Death benefit</a></h3> <p>Apply for a one-time payment on behalf of a deceased CPP contributor. </p> </div> <div class="col-lg-4 col-md-6"> <h3><a href="/en/services/benefits/publicpensions/cpp/old-age-security/guaranteed-income-supplement/allowance-survivor.html">Allowance for the Survivor</a></h3> <p>Apply for a monthly benefit if you are low-income, widowed, age 60 to 64 and not yet eligible for OAS. </p> </div> </div> </div> </section> </div> <div class="row bg-info"> <section class="gc-srvinfo col-md-12"> <div class="container"> <section class="gc-prtts"> <div class="col-lg-8 col-md-8"> <h2 class="wb-inv">Video: My Service Canada Account</h2> <a href="/en/employment-social-development/services/my-account/video-access-services.html"> <figure> <figcaption class="h2"> Video: What is My Service Canada Account </figcaption> <div class="row"> <div class="col-md-6"> <img src="/content/dam/esdc-edsc/images/services/my-account/video-access-services/MSCA_image.png" alt="Desktop monitor opened on a Canada website page" class="img-responsive thumbnail mrgn-bttm-sm"> </div> <div class="col-md-6"> <p>See what MSCA offers and how having an account can help you access your pension services and benefits.</p> <p class="btn btn-default" type="submit">Watch the MSCA video</p> </div> </div> </figure> </a> </div> </section> <div class="pull-right col-lg-4 col-md-4"> <h2 class="h3">Contact us</h2> <ul> <li><a href="/en/employment-social-development/corporate/contact/cpp.html">Contact Canada Pension Plan</a></li> <li><a href="/en/employment-social-development/corporate/contact/oas.html">Contact Old Age Security</a></li> <li><a href="https://eservices.canada.ca/en/service/">Ask us to call you by using eServiceCanada</a></li> <li><a href="https://www.servicecanada.gc.ca/tbsc-fsco/sc-hme.jsp?lang=eng">Visit us</a></li> </ul> </div> </div> </section> </div></div> </div> <section class="pagedetails container"> <h2 class="wb-inv">Page details</h2> <div class="row"> <div class="col-sm-8 col-md-9 col-lg-9"> <div class="wb-disable-allow" data-ajax-replace="/etc/designs/canada/wet-boew/assets/feedback/page-feedback-en.html" data-feedback-link="Seniors" data-feedback-section="Pensions"> </div> </div> </div> <dl id="wb-dtmd"> <dt>Date modified:</dt> <dd><time property="dateModified">2024-11-15</time></dd> </dl> </section> </main> <div class="newpar new section"> </div> <div class="par iparys_inherited"> </div> <div class="newpar new section"> </div> <div class="par iparys_inherited"> <div class="global-footer"> <footer id="wb-info"> <h2 class="wb-inv">About this site</h2> <div class="gc-main-footer"> <div class="container"> <nav> <h3>Government of Canada</h3> <ul class="list-unstyled colcount-sm-2 colcount-md-3"> <li><a 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