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href="/money/super-and-retirement/my-partner-is-18-years-older-than-me-how-do-we-plan-for-retirement-20250213-p5lbx8.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3451%2C$multiply_0.611%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.3451%2C$multiply_1.2219%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":647}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3451%2C$multiply_0.4325%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.3451%2C$multiply_0.865%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":458}"/><img alt="My partner is 18 years older than me. How do we plan for retirement?" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.3451%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9" srcSet="https://static.ffx.io/images/$zoom_0.3451%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.3451%2C$multiply_1.1709%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_10/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/my-partner-is-18-years-older-than-me-how-do-we-plan-for-retirement-20250213-p5lbx8.html">My partner is 18 years older than me. How do we plan for retirement?</a></h3><p class="P8GqN" data-pb-type="ab">The failure of our pension system to recognise the desire for people to have their own financial agency is a major flaw.</p><ul class="WyvaP" data-pb-type="au"><li class="V4V9B"><time class="xt6gv" data-testid="datetime" dateTime="2025-02-16T02:12:00+08:00">February 16, 2025</time></li><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><header class="fo-d2"><h2 data-testid="latest-header">Latest</h2></header><div class="_4IeuH" data-testid="asset-list"><section class=""><div class="u61GA undefined IaEAC" data-an-position="1" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/the-promises-that-could-determine-the-next-federal-election-20250214-p5lc7c.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="The promises that could determine the next federal election" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c" srcSet="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/the-promises-that-could-determine-the-next-federal-election-20250214-p5lc7c.html">The promises that could determine the next federal election</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">Superannuation, the age pension, housing, healthcare and the cost of living are all on the table, and the choices made in this election will shape the future for millions of Australians in their 50s, 60s, and beyond.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-02-14T21:05:00+08:00">February 14, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="2" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/how-do-we-buy-shares-for-our-three-year-old-godson-20250211-p5lb6g.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee, https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee, https://static.ffx.io/images/$zoom_0.1461%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="How do we buy shares for our three-year-old godson?" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_78%2C$y_0/t_crop_custom/q_86%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_78%2C$y_0/t_crop_custom/q_86%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_78%2C$y_0/t_crop_custom/q_62%2Cf_auto/4877141c49c9ffbc2561f55fbe5c92dedcfb46ee 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-we-buy-shares-for-our-three-year-old-godson-20250211-p5lb6g.html">How do we buy shares for our three-year-old godson?</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">When it comes to investing on the behalf of people under the age of 18, you can fall foul of some punitive tax rules.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-02-12T02:04:00+08:00">February 12, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="3" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/how-do-we-stop-super-becoming-a-trillion-dollar-inheritance-scheme-20250211-p5lb50.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.4719%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_109%2C$y_0/t_crop_custom/q_86%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352, https://static.ffx.io/images/$zoom_0.4719%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_109%2C$y_0/t_crop_custom/q_62%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.4719%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_109%2C$y_0/t_crop_custom/q_86%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352, https://static.ffx.io/images/$zoom_0.4719%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_109%2C$y_0/t_crop_custom/q_62%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="How do we stop super becoming a trillion-dollar inheritance scheme?" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.3503%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_173%2C$y_0/t_crop_custom/q_86%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352" srcSet="https://static.ffx.io/images/$zoom_0.3503%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_173%2C$y_0/t_crop_custom/q_86%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352, https://static.ffx.io/images/$zoom_0.3503%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_173%2C$y_0/t_crop_custom/q_62%2Cf_auto/eae46a049a9ee1d5d5edce8144bfc6c2c684d352 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-we-stop-super-becoming-a-trillion-dollar-inheritance-scheme-20250211-p5lb50.html">How do we stop super becoming a trillion-dollar inheritance scheme?</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">In Australia, retirees get little guidance about how to use their super, and it’s leaving us with less money to spend in retirement.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-02-11T06:58:06+08:00">February 11, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Brendan Coates</span> and <span data-testid="byline">Joey Moloney</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="4" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/the-bureaucratic-nightmare-plaguing-our-super-and-how-to-avoid-it-20250207-p5lact.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1527%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_71%2C$y_0/t_crop_custom/q_86%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c, https://static.ffx.io/images/$zoom_0.1527%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_71%2C$y_0/t_crop_custom/q_62%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1527%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_71%2C$y_0/t_crop_custom/q_86%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c, https://static.ffx.io/images/$zoom_0.1527%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_71%2C$y_0/t_crop_custom/q_62%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="The bureaucratic nightmare plaguing our super – and how to avoid it" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1146%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c" srcSet="https://static.ffx.io/images/$zoom_0.1146%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c, https://static.ffx.io/images/$zoom_0.1146%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_62%2Cf_auto/c63bed453d5703e604c17084bf6d518411b2da1c 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/life-insurance-how">Life insurance</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/the-bureaucratic-nightmare-plaguing-our-super-and-how-to-avoid-it-20250207-p5lact.html">The bureaucratic nightmare plaguing our super – and how to avoid it</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">Superannuation, and insurance inside super, are caught in a tangled web of rules that many people don’t know about until they’re trapped too.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-02-08T02:01:00+08:00">February 8, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="5" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/retirees-reap-the-rewards-after-another-year-of-sky-high-super-returns-20250131-p5l8kr.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.56%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a, https://static.ffx.io/images/$zoom_0.56%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.56%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a, https://static.ffx.io/images/$zoom_0.56%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="Retirees reap the rewards after another year of sky-high super returns" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_86%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_184%2C$y_0/t_crop_custom/q_62%2Cf_auto/70a86e1fe0b0c971195c1b47fe0f1b0c5cdeb47a 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/retirees-reap-the-rewards-after-another-year-of-sky-high-super-returns-20250131-p5l8kr.html">Retirees reap the rewards after another year of sky-high super returns</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">Last year was a big one for super returns, but it pays to check if your money is in the right place.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-02-01T02:04:00+08:00">February 1, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div></section><div class="kCNYP"><div class="container"><div class="adWrapper IMjKL noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div></div><section class=""><div class="u61GA undefined IaEAC" data-an-position="1" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/how-to-holiday-with-a-loved-one-who-needs-care-20250128-p5l7pf.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3441%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_500%2C$y_26/t_crop_custom/q_86%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1, https://static.ffx.io/images/$zoom_0.3441%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_500%2C$y_26/t_crop_custom/q_62%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3441%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_500%2C$y_26/t_crop_custom/q_86%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1, https://static.ffx.io/images/$zoom_0.3441%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_500%2C$y_26/t_crop_custom/q_62%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="How to holiday with a loved one who needs care" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.24150000000000002%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_411%2C$y_25/t_crop_custom/q_86%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1" srcSet="https://static.ffx.io/images/$zoom_0.24150000000000002%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_411%2C$y_25/t_crop_custom/q_86%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1, https://static.ffx.io/images/$zoom_0.24150000000000002%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_411%2C$y_25/t_crop_custom/q_62%2Cf_auto/e0457808e28a0d5992c6af67c6a7a938bc3542e1 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/aged-care-5zx">Aged care</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-to-holiday-with-a-loved-one-who-needs-care-20250128-p5l7pf.html">How to holiday with a loved one who needs care</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">Respite care can provide an option for family members to take a break, but what about if you want to travel together?</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-01-28T12:04:02+08:00">January 28, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Rachel Lane</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="2" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/could-mandatory-annuities-solve-our-retirement-woes-20250124-p5l6y7.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0648%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_8/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="Could annuities solve our retirement woes?" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3" srcSet="https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_86%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3, https://static.ffx.io/images/$zoom_0.0477%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_66%2C$y_0/t_crop_custom/q_62%2Cf_auto/26e230b7aacac4e1b057f78b3c59148c48d3f3e3 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/could-mandatory-annuities-solve-our-retirement-woes-20250124-p5l6y7.html">Could annuities solve our retirement woes?</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">A new report has suggested that a little-known and oft misunderstood financial product might be the magic formula we need.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-01-25T02:01:00+08:00">January 25, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="3" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/how-your-superannuation-is-becoming-one-of-australia-s-biggest-exports-20250121-p5l61l.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_136%2C$y_0/t_crop_custom/q_86%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_136%2C$y_0/t_crop_custom/q_62%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_136%2C$y_0/t_crop_custom/q_86%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_136%2C$y_0/t_crop_custom/q_62%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="How your superannuation is becoming one of Australia’s biggest exports" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2912%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_289%2C$y_0/t_crop_custom/q_86%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333" srcSet="https://static.ffx.io/images/$zoom_0.2912%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_289%2C$y_0/t_crop_custom/q_86%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333, https://static.ffx.io/images/$zoom_0.2912%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_289%2C$y_0/t_crop_custom/q_62%2Cf_auto/d1fd9da45dc7420b984f1e71acb8d4cd9a88a333 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-your-superannuation-is-becoming-one-of-australia-s-biggest-exports-20250121-p5l61l.html">How your superannuation is becoming one of Australia’s biggest exports</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">There’s one major Australian export that is increasingly everywhere, but goes almost unnoticed, and it’s growing by the day.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-01-22T02:09:00+08:00">January 22, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Alex Joiner</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="4" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/i-pay-more-tax-than-my-husband-will-that-affect-our-pension-20250121-p5l61c.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80, https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80, https://static.ffx.io/images/$zoom_0.504%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="I pay more tax than my husband. Will that affect our pension?" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_110%2C$y_0/t_crop_custom/q_86%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_110%2C$y_0/t_crop_custom/q_86%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_110%2C$y_0/t_crop_custom/q_62%2Cf_auto/15db394ca4d14f12310f4900920026fc1afefe80 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/i-pay-more-tax-than-my-husband-will-that-affect-our-pension-20250121-p5l61c.html">I pay more tax than my husband. Will that affect our pension?</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">There are numerous factors for couples to consider when they start to get towards pensionable age.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-01-22T02:01:00+08:00">January 22, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="u61GA undefined IaEAC" data-an-position="5" data-testid="index-story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/we-need-to-change-how-we-talk-about-retirement-at-work-20250117-p5l540.html"><div class="pc0-m zETex ccawB jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_51/t_crop_custom/q_86%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058, https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_51/t_crop_custom/q_62%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_51/t_crop_custom/q_86%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058, https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_51/t_crop_custom/q_62%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":236}"/><img alt="We need to change how we talk about retirement at work" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.0806%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058" srcSet="https://static.ffx.io/images/$zoom_0.0806%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058, https://static.ffx.io/images/$zoom_0.0806%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_62%2Cf_auto/1d721628c73bf3773e082b72dc88e019aa173058 2x"/></picture></div></a></figure><div class="-VZEV"><div class="_5-HyO"><h5 class="qpR4P _77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="iWYrW bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="GdDu- OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/we-need-to-change-how-we-talk-about-retirement-at-work-20250117-p5l540.html">We need to change how we talk about retirement at work</a></h3><p class="RqAbQ P8GqN" data-pb-type="ab">Why is retirement such a taboo topic in so many workplaces? Many retirees feel like their employers don’t have their back.</p><ul class="JOhmY WyvaP" data-pb-type="au"><li><time class="xt6gv" data-testid="datetime" dateTime="2025-01-18T02:01:00+08:00">January 18, 2025</time></li><li><span class="e0BhT yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div></section></div><div class="ZQ6ZR"><button class="fo14G" data-testid="show-more-button">Show more</button></div><noscript><div aria-label="Pagination Navigation" class="AJK-d"><a aria-label="next page" href="/money/super-and-retirement?page=2">Next</a></div></noscript></div></div></div></main><footer class="_1StCg noPrint" data-testid="footer" id="footer"><div class="hUKza"><div class="AHwF6 mZA-b"><a class="A-HEn Lp6-W" href="/"><h2>WAtoday</h2></a></div><ul class="-ByHI" data-testid="footer-socials"><li><a data-testid="footer-socials-link" href="https://twitter.com/watoday" rel=" noopener noreferrer" target="_blank"><span>Twitter</span><svg 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