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Corporate Banking Payments Management & Solutions
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.utility-navigation__sublinks{margin-right:2rem;margin-top:0;max-width:100%;width:19.0625rem}}.utility-navigation--main .utility-navigation__sublinks>li:not(:last-child){margin-bottom:1.5rem}.utility-navigation--main .utility-navigation__link{display:inline-block}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main{color:#012169;font-size:1rem}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main{border-bottom:2px solid rgba(0,0,0,0);-webkit-transition:border .2s linear;transition:border .2s linear}}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{text-decoration:underline}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{border-bottom-color:#012169}}.utility-navigation--main 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t-track-nav-sub-link " href="https://business.bofa.com/ch/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_switzerland_https://business.bofa.com/ch/en/about-us.html"> <span class="navigation-link__text">Switzerland</span> </a> </li> <li class="sub-navigation__item sub-navigation__item--spacing-default"> <a class="navigation-link navigation-link--sub t-track-nav-sub-link " href="https://business.bofa.com/uk/en/about-us.html" data-bactmln="Nav-_-Sub-_-[Sub]_united-kingdom_https://business.bofa.com/uk/en/about-us.html"> <span class="navigation-link__text">United Kingdom</span> </a> </li> </ul> </div> <div class="tile-container tile-container--mainnavigation tile-container--col-1 " data-action="tile-container-component" data-props-initial-load-count="1" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link " href="/my/en/about-us.html" data-bactmln="Tile-_-Hyperlink-_-bank-of-america-in-malaysia_[position]_/my/en/about-us.html"> <div class="tile tile--default"> <div class="tile__image-container"> <img class="tile__image " width="416" height="215" src="/content/dam/flagship/my/en/about-us/Masthead-Tile.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <p class="tile__headline header--default-color "> Bank of America in Malaysia </p> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Since we opened in Malaysia, we’ve seen a large amount of success in our partnerships. 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<style>#background--1491766159.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/payments-management/GlobalPayments-masthead-375x320.jpg)}@media(min-width:768px){#background--1491766159.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/payments-management/GlobalPayments-masthead-768x320.jpg)}}@media(min-width:1024px){#background--1491766159.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/payments-management/GlobalPayments-masthead-1024x340.jpg)}}@media(min-width:1200px){#background--1491766159.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/payments-management/GlobalPayments-masthead-1440x380.jpg)}}</style> <div id="background--1491766159" class="image__bg"> <div class="image__bg-content"> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--layout-container"> <div id="layout_46951" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--positioning-container"> <div id="positioning_container_52306" class="positioning-container positioning-container--white positioning-container--masthead-notch "> <div class="col-md-12 positioning-container__col"> <div class="positioning-container__wrapper"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h1 class="header__headline header--h2 "> Global Payments </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p style="text-align: center;">Sending funds across the country or around the world demands strategies and solutions that are fast, smart and secure. We provide the latest technology and guidance to help you stay ahead, including our award-winning CashPro® platform.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_35621" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h3 header--blue"> A broad range of payment solutions </h3> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>We offer a variety of traditional payment types as well as innovative digital solutions that can simplify and speed up payments. They’re designed to meet every need — for your customers and your organization. Watch the video to learn more.</p> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-6e71143fdc" class="experience-fragment experience-fragment--1_2mf111jv"> <div class="aem-wrap--media-kaltura"> <script src="//cdnapisec.kaltura.com/p/4699762/embedPlaykitJs/uiconf_id/51133253/langs/en,es"></script> <uc-media version="v1_3.10.1-flagship" class="uc-component uc-media" data-action="unityMedia" buttonAnimation="false" buttonPosition="center" entryId="1_2mf111jv" infiniteCarousel="false" isAudio="false" isAuthorMode="false" isPlaylist="false" isVertical="false" partnerId="4699762" playerId="51133253" playlistAutoContinue="false" playlistFilter="false" playlistTheme="black" showDisclaimer="false" theme="black" transcriptText='[{"id":"1_2mf111jv","transcript":"%3Cp%3E%5BMusic%20in%20background%20throughout%5D%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EBank%20of%20America%C2%AE%20logo%3C%2Fp%3E%0D%0A%3Cp%3EWhat%20if%20making%20payments%20to%20customers%20was%20easier%20than%20ever%20before%3F%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EGlobal%20Payment%20Solutions%20from%20Bank%20of%20America%3C%2Fp%3E%0D%0A%3Cp%3EWhether%20you%20need%20to%20send%20payments%20around%20the%20corner%20or%20around%20the%20world%2C%20Bank%20of%20America%20offers%20a%20range%20of%20innovative%20payment%20solutions.%3C%2Fp%3E%0D%0A%3Cp%3EThey%E2%80%99re%20designed%20to%20simplify%20and%20speed%20up%20payments%20for%20you%20%E2%80%94%20and%20strengthen%20your%20customer%20relationships%20along%20the%20way.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EPayroll%20%26amp%3B%20gig%20wages%3C%2Fp%3E%0D%0A%3Cp%3ELegal%20%26amp%3B%20insurance%20payouts%3C%2Fp%3E%0D%0A%3Cp%3EMerchant%20payouts%3C%2Fp%3E%0D%0A%3Cp%3ESupplier%20payments%3C%2Fp%3E%0D%0A%3Cp%3EHigher%20ed%20stipends%3C%2Fp%3E%0D%0A%3Cp%3EHealthcare%20reimbursement%3C%2Fp%3E%0D%0A%3Cp%3EAirline%20reimbursement%3C%2Fp%3E%0D%0A%3Cp%3EEmergency%20relief%3C%2Fp%3E%0D%0A%3Cp%3EThese%20flexible%20solutions%20can%20be%20used%20for%20a%20wide%20variety%20of%20payments%20and%20can%20benefit%20your%20business.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EACH%3C%2Fp%3E%0D%0A%3Cp%3EWire%20transfers%3C%2Fp%3E%0D%0A%3Cp%3EPay-to-Card%3C%2Fp%3E%0D%0A%3Cp%3ETransactional%20FX%3C%2Fp%3E%0D%0A%3Cp%3ECheck%3C%2Fp%3E%0D%0A%3Cp%3EWith%20Bank%20of%20America%2C%20you%E2%80%99ll%20have%20access%20to%20traditional%20payment%20solutions%20and%20newer%20digital%20payment%20capabilities.%20Our%20solutions%20let%20your%20customers%20and%20partners%20choose%20how%20and%20when%20they%20get%20paid.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EGlobal%20Digital%20Disbursements%3C%2Fp%3E%0D%0A%3Cp%3ERecipient%20Select%3C%2Fp%3E%0D%0A%3Cp%3EReal-Time%20Payments%20%28RTP%C2%AE%29%3C%2Fp%3E%0D%0A%3Cp%3EGlobal%20Digital%20Disbursements%3C%2Fp%3E%0D%0A%3Cp%3EPay%20customers%20faster%20and%20more%20affordably%3C%2Fp%3E%0D%0A%3Cp%3ESend%20funds%20directly%20using%20mobile%20number%20or%20email%3C%2Fp%3E%0D%0A%3Cp%3EIf%20you%E2%80%99re%20looking%20to%20pay%20customers%20digitally%2C%20quickly%20and%20easily%2C%20Global%20Digital%20Disbursements%20may%20be%20right%20for%20you.%20It%20lets%20you%20send%20funds%20directly%20to%20an%20individual%20using%20their%20mobile%20number%20or%20email.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3ERecipient%20Select%3C%2Fp%3E%0D%0A%3Cp%3ECustomers%20decide%20how%20they%20want%20to%20receive%20payments%3C%2Fp%3E%0D%0A%3Cp%3ENo%20customer%20payment%20information%3C%2Fp%3E%0D%0A%3Cp%3EBoosts%20your%20customer%20satisfaction%3C%2Fp%3E%0D%0A%3Cp%3ERecipient%20Select%20lets%20your%20customers%20decide%20how%20they%20want%20to%20receive%20payments%20%E2%80%94%20and%20you%20aren%E2%80%99t%20required%20to%20collect%20and%20store%20sensitive%20customer%20payment%20information.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EReal-Time%20Payments%3C%2Fp%3E%0D%0A%3Cp%3EAvailable%2024%2F7%3C%2Fp%3E%0D%0A%3Cp%3ETransfer%20and%20receive%20funds%20within%20seconds*%3C%2Fp%3E%0D%0A%3Cp%3E*In%20select%20markets.%3C%2Fp%3E%0D%0A%3Cp%3EMobile-friendly%3C%2Fp%3E%0D%0A%3Cp%3ECan%20include%20real-time%20notifications%20and%20messaging%3C%2Fp%3E%0D%0A%3Cp%3EWhen%20your%20business%20demands%20speed%20in%20payment%20dispersal%2C%20Real-Time%20Payments%20is%20available%2024%2F7%20and%20makes%20it%20easy%20to%20transfer%20and%20receive%20funds%20in%20seconds.%20It%E2%80%99s%20mobile-friendly%20and%20can%20include%20notifications%20and%20messaging%20to%20keep%20both%20the%20sender%20and%20receiver%20updated%20on%20the%20transaction.%3C%2Fp%3E%0D%0A%3Cp%3EAs%20always%2C%20our%20team%20will%20provide%20advice%20and%20guidance%20to%20help%20you%20select%20and%20implement%20the%20solutions%20that%20are%20right%20for%20your%20business.%3C%2Fp%3E%0D%0A%3Cp%3ETo%20learn%20more%2C%20contact%20your%20Bank%20of%20America%20representative%20today.%3C%2Fp%3E%0D%0A%3Cp%3EGlobal%20payment%20solutions%20from%20Bank%20of%20America.%20It%E2%80%99s%20another%20way%20we%E2%80%99re%20working%20every%20day%20to%20make%20business%20easier.%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20copy%3A%3C%2Fp%3E%0D%0A%3Cp%3EWhat%20would%20you%20like%20the%20power%20to%20do%3F%C2%AE%3C%2Fp%3E%0D%0A%3Cp%3EBank%20of%20America%C2%AE%20logo%3C%2Fp%3E%0D%0A%3Cp%3EOn%20screen%20disclosures%3A%3C%2Fp%3E%0D%0A%3Cp%3E%E2%80%9CBank%20of%20America%E2%80%9D%20and%20%E2%80%9CBofA%20Securities%E2%80%9D%20are%20the%20marketing%20names%20used%20by%20the%20Global%20Banking%20and%20Global%20Markets%20divisions%20of%20Bank%20of%20America%20Corporation.%20Lending%2C%20derivatives%2C%20other%20commercial%20banking%20activities%2C%20and%20tr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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_2mf111jv_Global Payments Solutions"> <div id="1_2mf111jv" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"Global Payments Solutions","description":"No description","thumbnailUrl":"https://cfvod.kaltura.com/p/4699762/sp/469976200/thumbnail/entry_id/1_2mf111jv/version/100011","uploadDate":"2024-01-02T10:15:04-05:00","contentUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_2mf111jv/format/url/protocol/https","embedUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_2mf111jv/format/url/protocol/https","width":1280,"height":720,"duration":"PT1M54S","transcript":"[Music in background throughout] On screen copy: Bank of America® logo What if making payments to customers was easier than ever before? On screen copy: Global Payment Solutions from Bank of America Whether you need to send payments around the corner or around the world, Bank of America offers a range of innovative payment solutions. They’re designed to simplify and speed up payments for you — and strengthen your customer relationships along the way. On screen copy: Payroll & gig wages Legal & insurance payouts Merchant payouts Supplier payments Higher ed stipends Healthcare reimbursement Airline reimbursement Emergency relief These flexible solutions can be used for a wide variety of payments and can benefit your business. On screen copy: ACH Wire transfers Pay-to-Card Transactional FX Check With Bank of America, you’ll have access to traditional payment solutions and newer digital payment capabilities. Our solutions let your customers and partners choose how and when they get paid. On screen copy: Global Digital Disbursements Recipient Select Real-Time Payments (RTP®) Global Digital Disbursements Pay customers faster and more affordably Send funds directly using mobile number or email If you’re looking to pay customers digitally, quickly and easily, Global Digital Disbursements may be right for you. It lets you send funds directly to an individual using their mobile number or email. On screen copy: Recipient Select Customers decide how they want to receive payments No customer payment information Boosts your customer satisfaction Recipient Select lets your customers decide how they want to receive payments — and you aren’t required to collect and store sensitive customer payment information. On screen copy: Real-Time Payments Available 24/7 Transfer and receive funds within seconds* *In select markets. Mobile-friendly Can include real-time notifications and messaging When your business demands speed in payment dispersal, Real-Time Payments is available 24/7 and makes it easy to transfer and receive funds in seconds. It’s mobile-friendly and can include notifications and messaging to keep both the sender and receiver updated on the transaction. As always, our team will provide advice and guidance to help you select and implement the solutions that are right for your business. To learn more, contact your Bank of America representative today. Global payment solutions from Bank of America. It’s another way we’re working every day to make business easier. On screen copy: What would you like the power to do?® Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2023 Bank of America Corporation. All rights reserved. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h3 class="header__headline header--h3 "> Improving payments through innovation </h3> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_11725" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h3 header--blue"> Recipient Select </h3> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Put your customers in control. An intuitive, digital experience that lets recipients decide how they want to receive payments — simplifying operations and reducing paper. </p> <p> </p> </div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--secondary cta--dark-blue t-track-cta-payments" target="_self" href="/en-us/content/recipient-select-payment-methods.html" data-bactmln="StandaloneCTA-_-CTA-_-learn-more_/en-us/content/recipient-select-payment-methods.html"> Learn more</a> </div> </div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--image"> <div id="image_59298" class="image image--single " data-action="image-component"> <div class="image__wrapper text image--left" data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/RecipientSelect-600x310.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/RecipientSelect-585x330.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/RecipientSelect-430x220.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/global-transaction-services/payments-management/RecipientSelect-375x215.jpg" width="375" height="215" aria-hidden="false"/> </picture> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_91200" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--image"> <div id="image_81577" class="image image--single " data-action="image-component"> <div class="image__wrapper text image--left" data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/Real-timePayments-600x310.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/Real-timePayments-585x330.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/Real-timePayments-430x220.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/global-transaction-services/payments-management/Real-timePayments-375x215.jpg" width="375" height="215" aria-hidden="false"/> </picture> </div> </div> </div> </div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h3 header--blue"> Real-time Payments (RTP) </h3> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Transfer funds in seconds with immediate local availability. RTP can help transform how you do business by providing greater transparency, precision and security.</p> <p> </p> </div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--secondary cta--dark-blue t-track-cta-payments" target="_self" href="/en-us/content/real-time-payments.html" data-bactmln="StandaloneCTA-_-CTA-_-learn-more_/en-us/content/real-time-payments.html"> Learn more</a> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_45165" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h3 header--blue"> Digital Disbursements </h3> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Send funds to individuals via mobile phone and email. A solution that helps your organization reach customers quickly and easily, removing the need to store bank account data.</p> <p> </p> </div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--secondary cta--dark-blue t-track-cta-payments" target="_self" href="/en-us/content/digital-disbursements.html" data-bactmln="StandaloneCTA-_-CTA-_-learn-more_/en-us/content/digital-disbursements.html"> Learn more</a> </div> </div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--image"> <div id="image_62780" class="image image--single " data-action="image-component"> <div class="image__wrapper text image--left" data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/DigitalDisbursements-600x310.jpg" media="(min-width: 75.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/DigitalDisbursements-585x330.jpg" media="(min-width: 64.0625rem)"/> <source srcset="/content/dam/flagship/global-transaction-services/payments-management/DigitalDisbursements-430x220.jpg" media="(min-width: 48.0625rem)"/> <img class="image__img " src="/content/dam/flagship/global-transaction-services/payments-management/DigitalDisbursements-375x125.jpg" width="375" height="215" aria-hidden="false"/> </picture> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--layout-container"> <div id="layout_51274" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6" style="max-width:1200px;"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="color-white"><span class="header--h3">What if convenience became your eCommerce edge?</span></span></h3> <p> </p> <p><span class="color-white">Pay by Bank makes online checkout simpler, faster, and more secure for you and your customers.</span></p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-7bea682b74" class="experience-fragment experience-fragment--1_i86ggfv7"> <div class="aem-wrap--media-kaltura"> <uc-media version="v1_3.10.1-flagship" class="uc-component uc-media" data-action="unityMedia" buttonAnimation="false" buttonPosition="center" entryId="1_i86ggfv7" infiniteCarousel="false" isAudio="false" isAuthorMode="false" isPlaylist="false" isVertical="false" partnerId="4699762" playerId="51133253" playlistAutoContinue="false" playlistFilter="false" playlistTheme="black" showDisclaimer="false" theme="black" 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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_i86ggfv7_Pay by Bank from Bank of America"> <div id="1_i86ggfv7" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"Pay by Bank from Bank of America","description":"No 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Pay by Bank from Bank of America makes eCommerce simpler and faster by enabling your customers to pay online without a card. Here’s how it works. When a customer arrives at your checkout page they select Pay by Bank as their payment option then select their bank from the menu. To authenticate payment, they simply use their online bank credentials. Once authenticated, the payment is sent directly from their bank to your account with Bank of America, and you’ll receive a real-time confirmation. That’s it! Your customers experience a smooth checkout and can earn loyalty points. All without the hassle of creating a unique profile or entering card details. On screen copy: Real-time confirmation 10 loyalty points earned! No profile or card details! Pay by Bank not only helps create a better customer experience that can set you apart. It can help your business achieve a higher conversion rate and lower payment processing costs. On screen copy: Raise conversion rate Lower costs Incoming Pay by Bank payments are included in your existing receivables, so you have the opportunity to see it all in one place. On screen copy: Receivables And it’s easy to set up, because Bank of America can connect it to your existing systems using APIs. On screen copy: APIs Making business easier. Helping you create an eCommerce edge. It’s part of how we’re working every day to deliver breakthrough banking to you. On screen copy: Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (\"Investment Banking Affiliates\"), including, in the United States, BofA Securities, Inc., which is a registered brokerdealer and member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2024 Bank of America Corporation. All rights reserved. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_34136" class="layout-container "> <div class="layout-container__content container-full-bleed layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 background-container--pb-30"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--layout-container"> <div id="layout_51006" class="layout-container "> <div 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"> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/card-solutions.html" data-bactmln="Tile-_-Hyperlink-_-card-and-comprehensive-payables_[position]_/en-us/content/card-solutions.html">Card and comprehensive payables</a> </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Turn payables and travel spending into a strategic advantage.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/payments-management/FXpaymentSolutions.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/global-fx-solutions.html" 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color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Reliable, efficient and predictable electronic payments.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/payments-management/CashPro.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/explore-cashpro.html" data-bactmln="Tile-_-Hyperlink-_-cashpro_[position]_/en-us/content/explore-cashpro.html">CashPro®</a> </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Harness a complete digital platform for payments, receipts, liquidity, investments, FX and trade.</p> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--icon tile-container--col-3 " data-action="tile-container-component" data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row manually-tiles "> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/payments-management/AccountsPayableOptimization.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/ap-optimization.html" data-bactmln="Tile-_-Hyperlink-_-accounts-payable-optimization_[position]_/en-us/content/ap-optimization.html">Accounts payable optimization</a> </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Eliminate payables guesswork — our experts analyze supplier relationships to recommend the most efficient payment methods.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/payments-management/FraudandCyberSecurity.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/fraud-prevention-and-cyber-security-solutions.html" data-bactmln="Tile-_-Hyperlink-_-fraud-and-cyber-security_[position]_/en-us/content/fraud-prevention-and-cyber-security-solutions.html">Fraud and cyber security</a> </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Protect your business from the latest threats with insights, solutions and technology.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center "> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/payments-management/Receivables.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--black "> <a class="cta t-track-tile-link js-tile-tag-link" target="_self" href="/en-us/content/receivables-management.html" data-bactmln="Tile-_-Hyperlink-_-receivables_[position]_/en-us/content/receivables-management.html">Receivables</a> </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Receive, process and view payments faster and more efficiently with secure, sophisticated solutions and simpler reconciliation.</p> </div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_22789" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h3 class="header__headline header--h3 "> Migrating to ISO 20022 </h3> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p style="text-align: center;">With the upcoming global migration to ISO 20022, financial professionals are preparing to deliver a range of benefits to their clients.<br/> We're working to ensure a smooth transition and are here to help support you through the transition period.</p> <p style="text-align: center;"> </p> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--secondary cta--dark-blue t-track-cta-link" target="_self" href="/en-us/content/iso-20022-migration.html" data-bactmln="StandaloneCTA-_-CTA-_-learn-more_/en-us/content/iso-20022-migration.html"> Learn more</a> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--white separator__line--thin"></div> </div></div> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h3 class="header__headline header--h3 "> Second Payment Services Directive (PSD2) for the EEA </h3> </div></div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p style="text-align: center;">PSD2 is a significant piece of payments-related legislation in the European Economic Area (EEA) that became effective on January 13, 2018. It<br/> represents the evolution of existing regulation for the payments market. PSD2 aims to increase competition in the payments market, bring into<br/> scope new types of payment services, enhance client protection and security and extend the scope of the previous Payment Services Directive.</p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_82572" class="layout-container layout-container--center "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <ul> <li style="text-align: left;"><a href="/content/dam/flagship/global-transaction-services/payments-management/athens_gts_complaints_handling_process.pdf" target="_blank">Please click here for further information on the complaints handling process in Greece.</a></li> <li style="text-align: left;"><a href="/content/dam/flagship/global-transaction-services/payments-management/milan_gts_complaints_handling_process.pdf" target="_blank">Please click here for further information on the complaints handling process in Italy.</a></li> </ul> </div></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 background-container--pb-60"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--layout-container"> <div id="layout_91503" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--default header--blue"> Explore more </h2> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " target="_self" href="/en-us/content/global-financial-transaction-services.html" data-bactmln="Tile-_-Hyperlink-_-global-payments-solutions_[position]_/en-us/content/global-financial-transaction-services.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/flagship/global-transaction-services/global-financial-transaction-services/globalpaymentsolutions-tile_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Global Payments Solutions </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Powered by people. 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